prompt_front: Answer the question based on the given passages. Only give me the answer and do not output any other words.

Question: A participant of the Battle of Brechin is an instance of?

The following are given passages.
Context 1: Passage 1:
Clan Gordon
Clan Gordon is a Highland Scottish clan, historically one of the most powerful Scottish clans  The Gordon lands once spanned a large territory across the Highlands  Presently, Gordon is seated at Aboyne Castle, Aberdeenshire  The Chief of the clan is the Earl of Huntly, later the Marquess of Huntly  
During the Wars of Scottish  Independence in the 13th century, the Gordons supported William Wallace in the cause of independence  In the 15th century, the chiefship of the clan passed to an heiress, who married into the Seton family and her male descendants assumed the surname Gordon and continued as chiefs of the clan  The Gordons assisted in defeating the rebellion of the Earl of Douglas also in the 15th century  In the 16th  century, the Gordons as Catholics feuded with their Protestant neighbors the Clan Forbes and also defeated at the Battle of Glenlivet, the Protestant Earl of Argyll  During the Wars of the Three Kingdoms of the 17th century, the Gordons supported the Royalist cause  During the Jacobite rising of 1715 the Clan Gordon was Jacobite  During the Jacobite rising of 1745, their chief, then the Duke of Gordon, pledged his support to the British-Hanoverian Government, but his clan remained Jacobite 

History
Origins
The first Gordon on record is Richard of Gordon, previously of Swinton, said to have been the grandson of a famous knight who slew some monstrous animal in the Merse during the time of King Malcolm III of Scotland  This Richard was Lord of the Barony of Gordon in the Merse  Richard de (of) Gordon probably died around 1200  Between 1150 and 1160 he granted from his estate a piece of land to the Monks of St  Mary at Kelso, a grant which was confirmed by his son Thomas Gordon  Other notable Gordons from this time include Bertram de Gordon who wounded King Richard of England with an arrow at Châlons Alicia Gordon, IV of the Gordon family was the heiress who married her cousin, Adam Gordon  Adam Gordon was a soldier who King Alexander III of Scotland sent with King Louis of France to Palestine  One tradition is that from Adam's grandson, Sir Adam, all of the Gordons in Scotland are descended  This Adam Gordon supported Sir William Wallace in 1297 to recapture the Castle of Wigtown from the English and Adam was made the Governor 

Wars of Scottish Independence
During the Wars of Scottish Independence Sir Adam Gordon, who had supported William Wallace, renounced his subsequent acceptance of the claims of Edward I of England and became a staunch supporter of Robert the Bruce  Adam was killed leading the Clan Gordon at the Battle of Halidon Hill in 1333 but his son Sir Alexander Gordon escaped and was the first Gordon to be designated "of Huntly" Chief Sir John Gordon was killed leading the clan at the Battle of Otterburn where the English were defeated in 1388  His son, Chief Sir Adam Gordon, was killed leading the clan at the Battle of Homildon Hill, also known as the Battle of Humbleton Hill on 14 September 1402  The chief left his only child, a daughter named Elizabeth Gordon who married Alexander Seton, who was the son of Sir William Seton, chief of Clan Seton 

15th century and clan conflicts
The Battle of Arbroath was fought in 1445 where Patrick Gordon of Methlic, a cousin of the Earl of Huntly, was killed fighting the Clan Lindsay  From this Patrick Gordon the Earls of Aberdeen descend In 1449 Alexander Seton, 1st Earl of Huntly, the eldest son of Elizabeth Gordon and Alexander Seton, Lord Gordon, changed the family name from Seton to Gordon c  1457  His male heirs through his third wife Elizabeth Crichton continued to bear the name of Gordon and were chiefs of Clan Gordon 
The chief of Clan Lindsay, Alexander Lindsay, the 4th Earl of Crawford, was badly defeated by the Clan Gordon and Clan Ogilvy under Alexander Gordon, 1st Earl of Huntly (previously Alexander Seton) at the Battle of Brechin in 1452 The Gordons became involved in the deadly feud between the king and the Clan Douglas for power  The Gordons supported the king but when Gordon moved his forces south, the Earl of Moray who was an ally of the Douglases devastated the Gordon lands and burned Huntly Castle  However, the Gordons returned and soon defeated their enemies  Huntly Castle was rebuilt and when the Douglases were finally defeated the power of the Gordons grew unchallenged  In 1454 the Douglasses broke out in rebellion again and when confronted with the king in the south and Huntly in the north were soundly defeated, effectively ending the confederacy of the Douglasses, Rosses and Crawfords  For his notable contributions Alexander Gordon, 1st Earl of Huntly was styled Cock o' the North, a designation which has ever since been accorded to the heads of clan Gordon 

16th century and clan conflicts
In 1513, during the Anglo-Scottish Wars, the Clan Gordon led by Alexander Gordon, 3rd Earl of Huntly fought at the Battle of Flodden In 1515, the title of Earl of Sutherland and chiefship of the Clan Sutherland passed by right of marriage to Adam Gordon who was a younger son of George Gordon, 2nd Earl of Huntly Later during the Anglo-Scottish Wars, George Gordon, 4th Earl of Huntly defeated an English army at the Battle of Haddon Rig in 1542 but the Gordons were later part of the Scottish army which was defeated at the Battle of Pinkie Cleugh in 1547 Chief George Gordon, 4th Earl of Huntly was General of the forces on the Borders who opposed the forces of Henry VIII of England and Gordon had many victorious encounters  He was however later killed at the Battle of Corrichie in 1562 fighting against the forces of James Stuart, Earl of Moray (half-brother to Mary Queen of Scots)  Gordon was killed and his son, Sir John, and other members of his family were later executed at Aberdeen Throughout the 16th century the Clan Gordon were involved in a long and bitter struggle against the Clan Forbes  In the 1520s there were murders by both sides, and one of the most prominent killed by the Forbeses was Seton of Meldrum who was a close connection of the Earl of Huntly, chief of Clan Gordon  The Earl of Huntly then became involved in a plot against the Master of Forbes, who was the son of the sixth Lord Forbes  The sixth Lord Forbes had been heavily implicated of the murder of Seton of Meldrum  The Master of Forbes was accused by the Earl of Huntly of conspiring to assassinate James V of Scotland in 1536 by shooting at him with a cannon  The Master of Forbes was tried and executed however just days later his conviction was reversed and the Forbes family was restored to favor  The Protestant Reformation added to the feud between the Clan Forbes and Clan Gordon in that the Gordons remained Catholic and the Forbeses became Protestant  The traditional enemies of the Forbses such as the Clan Leslie, Clan Irvine and Clan Seton sided with the Gordons while Protestant families such as the Clan Keith, Clan Fraser and Clan Crichton sided with the Clan Forbes  Twenty Gordons were killed at a banquet held at the Forbes's Druminnor Castle in 1571  Later in 1571 the feud climaxed with the Battle of Tillieangus, and the Battle of Craibstone, and Druminnor, then the seat of the chief of Clan Forbes was plundered  The Gordons followed this up with the massacre of twenty seven Forbeses of Towie at Corgarff Castle  It took two Acts of Parliament for the clans to put down their arms For two centuries from the mid-15th century the Clan Gordon and Clan Campbell controlled the north-east and west of Scotland respectively, as the magnates who straddled the divide between the Scottish Highlands and Scottish Lowlands  In 1594, Archibald Campbell, 7th Earl of Argyll was granted a Royal Commission against George Gordon, 6th Earl of Huntly but was defeated at the Battle of Glenlivet 

17th century and Civil War
The register of the Privy Seal records that in 1615 a complaint was made from Alexander Leask of the Clan Leask that Adam Gordon, brother of the Laird of Gight, put violent hands upon him at the Yet of Leask, wounding him grievously  Later that year the Gordons again attacked the Leasks, setting upon a son of the chief for which George Gordon was outlawed  In 1616, William Leask of that Ilk was accosted by John Gordon of Ardlogy and a party of men with pistolets and hagbuts In the early 17th century Clan Gordon had a number of alliances by marriage or friendship  Among these was a strong bond to the Clan Burnett of Leys  The Gordon crest is emblazoned in plasterwork on the ceiling of the early 17th century great hall of Muchalls Castle built by Alexander Burnett In 1644 Alexander Bannerman of Pitmedden fought a duel with his cousin, Sir George Gordon of Haddo, and wounded him  Also in 1644 during the Civil War at the Battle of Aberdeen there were Gordons on both sides  Lord Lewis Gordon led his forces on the side of the Covenanters while Sir Nathaniel Gordon led his forces in support of the Royalists During the Civil War the second Marquess of Huntly was a fierce royalist and his followers have passed into history as the Gordon Horse and they figured very prominently in the campaigns of the great James Graham, 1st Marquess of Montrose  Cavalry from the Clan Gordon fought in support of the royalists at the Battle of Auldearn in 1645 where they helped to defeat the Covenanters of Lord Seaforth  The Clan Gordon fought at the Battle of Alford in 1645 where they were victorious, led by George Gordon, 2nd Marquess of Huntly  The Marquess of Huntly's eldest son George Gordon fell at this battle  Also in 1645, Lewis Gordon, clan chief and 3rd Marquess of Huntly burned Brodie Castle of the Clan Brodie In 1682 William Gordon of Cardoness Castle, was killed in a fight with Sir Godfrey McCulloch  McCulloch fled Scotland for a time, but returned, only to be apprehended and executed in 1697 

18th century and Jacobite risings
Jacobite rising of 1715
The Gordons fought on both sides during both the Jacobite rising of 1715 and the Jacobite rising of 1745  The second Duke of Gordon followed the Jacobites in 1715 and fought at the Battle of Sheriffmuir  General Wade's report on the Highlands in 1724, estimated the clan strength at 1,000 men 

Jacobite rising of 1745
Cosmo Gordon, 3rd Duke of Gordon supported the British Government during the rising of 1745  However, his brother, Lord Lewis Gordon, raised two Jacobite regiments against the Hanoverians  The Gordon Jacobites fought at the Battle of Inverurie (1745), the Battle of Falkirk (1746) and the Battle of Culloden (1746) 

British Army regiments
Two regiments named the "Gordon Highlanders" have been raised from the Clan Gordon  The first was the 81st Regiment of Foot (Aberdeenshire Highland Regiment) formed in 1777 by the Hon  Colonel William Gordon, son of the Earl of Aberdeen and was disbanded in 1783  The second was the 92nd (Gordon Highlanders) Regiment of Foot raised by Alexander the 4th Duke of Gordon in 1794 

Chief and arms
The Chief of Clan Gordon is Granville Charles Gomer Gordon, 13th Marquess of Huntly, Earl of Enzie, Earl of Aboyne, Lord Gordon of Badenoch, Lord Gordon of Strathavon and Glenlivet, Baron Meldrum of Morven 
The Chief of Clan Gordon is known as: The Cock o' the North 
Chief's Arms: Quarterly, 1st Azure three boars’ heads couped Or langued Gules (for Gordon), 2nd, Or three lions heads erased Gules langued Azure (for Lordship of Badenoch), 3rd, Or three crescents within a Royal Tressure flory counter flory Gules (for Seton), 4th, Azure three fraises Argent (for Fraser, acquisition of the Aboyne lands)

Tartans
Clan Gordon has several recognized tartans, most of them predominantly green-blue-and-black, but also including dress patterns, some red-based ones, and some variants for specific branches of the clan The main Gordon tartan is based on that originally used by the 92nd (Gordon Highlanders) Regiment of Foot; the clan version has thinner black bands, and thin black "guard lines" on either side of the yellow over-check  The tartan is ultimately based on the Black Watch tartan, but with the yellow over-check added, and the single black over-check of Black Watch converted into a pair, like the rest of the black over-checks in the design  The 92nd later became the Gordon Highlanders in 1881, then amalgamated into the Highlanders (Seaforth, Gordons and Camerons) in 1994, which is now the Highlanders, 4th Battalion, Royal Regiment of Scotland (4 SCOTS)  The modern unit (for dress) uses the Cameron of Erracht tartan, not a Gordon variant 
The main Gordon tartan has been used for many years as the troop tartan for the 10th Finchley (Scottish) Scout Group, London N3  The Scout Group was and still is unique in being the only group south of the border to wear kilts and actively maintains its links with the Gordon clan  Every four years (with a few exceptions) they camp in the grounds of Aboyne Castle and the Marquess would often attend Burns Night dinners as the guest of honour at the scout hall  The group's pipe band always plays "The Cock of the North 6/8 March" when returning to their hall following parades and every member wears a badge bearing the stag's head that forms part of the clan crest  A picture of the band outside their current scout hall shows all members wearing Gordon Tartan kilts 
The ties go further, with the address of the scout hall being Gordon Hall, Huntly Drive, West Finchley, London, N3 

Castles
Castles that have been owned by the Clan Gordon include, amongst many others:

Gordon Castle, which once stood to the north of the village of Gordon, Scottish Borders, in Berwickshire was an old stronghold, although its exact location is not certain  The Gordons held the castle from the twelfth century, but as a result of supporting Robert the Bruce they were given lands in Strathbogie in Aberdeenshire  A mile from Strathbogie was Huntly where the Gordons also had a castle, and it was Huntly that gave its name to the Gordon's more famous stronghold that was originally known as Strathbogie, in Aberdeenshire 
Huntly Castle, just to the north of Huntly in Aberdeenshire is now a ruin that consists of a large rectangular block with a substantial round tower at one end, with the remains of a courtyard and other buildings  There are the remains of decorative stone work and three oriel windows on the upper part of the building  The lands had passed from the Clan Seton to the Clan Gordon in the fourteenth century  The original castle was torched by the Clan Douglas in 1452 and was re-built  The name of the property was changed from Strathbogie to Huntly in 1506  During the Jacobite rising of 1745 the castle was garrisoned by Hanoverian soldiers but by then had been abandoned as a residence  Some of the materials from Huntly Castle were used to build what is now the Huntly Castle Hotel 
Gordon Castle, is eight and a half miles east of Elgin, Moray, and the Gordons had a castle there since the fifteenth century  In the eighteenth century it was enlarged and remodeled for the Duke of Gordon  It was sold to the government in 1936 and became deteriorated during World War II  The castle was later bought back by the Gordon-Lennox family but most of it was demolished apart from the six story block and two separate wings 
Abergeldie Castle, five miles west of Ballater, Aberdeenshire, dates from the sixteenth century  Abergeldie was held by the Gordons from 1482  In 1547 James Gordon of Abergeldie was killed at the Battle of Pinkie Cleugh and in 1562 Alexander Gordon of Abergeldie took part in the earl of Huntly's rising against Mary, Queen of Scots  He was also at the Battle of Glenlivet in 1594  During the feud with the Clan Forbes over land, seven sons of Gordon of Knock were murdered by Forbes of Strathgirnock and as a result Forbes was executed by Gordon of Abergeldie  The castle was burnt by the Clan Mackenzie in 1592 
Glenbuchat Castle, four miles west of Kildrummy, Aberdeenshire, dates from 1590  It was seized by James VI of Scotland during Huntly's rising of 1594  Brigadier-General John Gordon of Glenbuchat fought for the Jacobites in both the risings of 1715 and 1745, leading the Gordons and Farquharsons at the Battle of Culloden  He escaped to Norway and died in France  The castle was a ruin by 1738 and was sold to the Duff Earl of Fife  It was then replaced with Glenbuchat House and the old castle is now in the care of Historic Scotland 
Rothiemay Castle, at Milltown of Rothiemay, dated from the fifteenth century  It stood five miles north of Huntly  Mary, Queen of Scots may have stayed here during Huntly's rebellion of 1562  In 1618 the castle was attacked by George Gordon of Gight  In 1630 William Gordon of Rothiemay and others were burnt to death at the castle of Frendraught in suspicious circumstances  James Crichton of Frendraught had not been on good terms with Rothiemay but he was cleared of involvement  However, Lady Rothiemay employed Highlanders to attack Crichton's property and as a result she was imprisoned in 1635 but later released 
Haddo House, ten miles north west of Ellon, Aberdeenshire, stands on the site of a stronghold that was held by the Gordons from 1429  Patrick Gordon of Haddo was killed at the Battle of Arbroath in 1446  Sir John Gordon of Haddo was made a Baronet of Nova Scotia in 1642 and actively supported James Graham, 1st Marquess of Montrose during the Civil War, but was captured after being besieged in the castle  Haddo House is now in the care of the National Trust for Scotland 
Fyvie Castle, a mile north of Fyvie, Aberdeenshire, was held by the Gordon Earls of Aberdeen from 1733 to 1889 
Kenmure Castle, a mile south of New Galloway was originally held by the Balliols but passed to the Gordons of Lochinvar in about 1297  It was torched after the Gordons welcomed Mary, Queen of Scots there in 1568  In 1633 Sir John Gordon was made Viscount of Kenmure  The castle was burned again by Oliver Cromwell in 1650 after the Gordons had supported Charles I of England  William Gordon, sixth Viscount Kenmure was beheaded in the Tower of London after being captured at the Battle of Preston (1715) fighting for the Jacobites  The property and title were recovered in 1824 and the castle had been restored from a ruin  The castle was visited by Robert Burns but as a result of a fire in 1950 it was stripped of materials 
Auchindoun Castle near Dufftown is a ruinous L-plan tower house that was originally held by the Clan Ogilvy but passed to the Gordons in 1535  Adam Gordon of Auchindoun was the leader of a party of Gordons who torched the Forbes's Corgarff Castle killing Margaret Campbell who was the wife of Forbes of Towie along with her family and retainers  Auchindoun Castle itself may have been burned in 1544 or 1671  The castle was sacked after James Stewart, 2nd Earl of Moray was murdered at Donibristle by Gordon, Marquess of Huntly and Sir Patrick Gordon of Auchindoun in 1592  Sir Patrick Gordon of Auchindoun was later killed at the Battle of Glenlivet in 1594  The castle is in the care of Historic Scotland 
Gight Castle, at Gight, near Fyvie, Aberdeenshire, was held by the Gordons of Gight and William Gordon of Gight was killed at the Battle of Flodden in 1513  The sixth Gordon laird of Gight broke his sword across the head of the Laird of Leask  The seventh Gordon laird of Gight was a Tax collector who virtually plundered the town of Banff, Aberdeenshire and kept all of the money  The heiress, Catherine Gordon of Gight, married John "Mad Jack" Byron and they were the parents of the poet Lord Byron  John Byron had to sell the estate due to debts and it was acquired by the Gordon Earls of Aberdeen 
Aboyne Castle, near Aboyne, Aberdeenshire, is the current seat of the Marquess of Huntly, chief of Clan Gordon 

See also
Marquess of Huntly
Marquess of Aberdeen and Temair
Duke of Gordon
Lord Byron {George Gordon Byron, 6th Baron Byron}
Gordon Highlanders
Gordon Riots


== Notes and references ==
Passage 2:
Battle of Brechin
The Battle of Brechin was fought on 18 May 1452 during the reign of James II of Scotland, about two and a half miles north north east of Brechin  It has been regarded as part of the civil war during his reign between the king and an alliance of powerful noble families led by the Black Douglases, which as the king won was significant in the development of a relatively strong centralised monarchy in Scotland during the Late Middle Ages A royalist army formed by the Clan Gordon and Clan Ogilvy, led by Alexander Gordon, 1st Earl of Huntly, defeated the rebel Alexander Lindsay, 4th Earl of Crawford, a leading ally of the Black Douglases who was known as "The Tiger"  Shortly after Crawford submitted to the king, leaving the Black Douglases more isolated, to be defeated at the Battle of Arkinholm in 1455 However, it has been argued that it was a localised conflict in the north-east of Scotland, of only limited relevance to wider conflicts in Scotland as a whole in spite of the fact that the Gordons fought under the royal banner 
Passage 3:
Kearsarge-class battleship
The Kearsarge-class was a group of two pre-dreadnought battleships built for the United States Navy in the 1890s  The two ships—USS Kearsarge and USS Kentucky—represented a compromise between two preceding battleship designs, the low-freeboard Indiana class and the high-freeboard USS Iowa, though their design also incorporated several improvements  Their primary advances over earlier designs consisted of new quick-firing guns and improved armor protection, but their most novel feature was their two-story gun turrets that consisted of a secondary 8-inch (203 mm) gun turret fixed to the top of their primary 13-inch (330 mm) turrets  The ships suffered from a number of problems, however, including a tertiary battery mounted too low in the hull and poorly-designed turrets, though the latter were attempted again with the Virginia class in the early 1900s, also with negative results 
Kearsarge served as the flagship of the North Atlantic Squadron after entering service, while Kentucky was initially sent to East Asia  In 1904, Kearsarge was temporarily transferred to the European Squadron, also serving as its flagship  Both vessels returned to the North Atlantic Squadron in 1905, and in 1906, Kentucky carried marines to Cuba during unrest in the country  Both ships participated in the cruise of the Great White Fleet around the world between late 1907 and early 1908, and after their return, they were modernized between 1909 and 1911, thereafter being placed in reserve  The two ships were reactivated in mid-1915 and Kearsarge was used as a training ship, while Kentucky was sent to participate in the United States occupation of Veracruz 
After the United States entered World War I in April 1917, both ships were used as training vessels for the rapidly-expanding fleet before being decommissioned in 1920  Kentucky was quickly discarded, being struck from the Naval Vessel Register in 1922 and sold for scrap the following year, but Kearsarge was converted into a crane ship  She was used in this capacity for the next twenty years, being involved in the recovery of the submarine Squalus and numerous warship construction, repair, and modernization projects  She was ultimately struck in 1955 and sold to ship breakers later that year 

Design
Following the authorization of the battleship Iowa in 1892, the United States Navy failed to order new vessels in 1893 and 1894; this was in part the result of an economic depression in 1893 that reduced naval budgets, and also the views of the new Secretary of the Navy Hilary A  Herbert, who had opposed fleets of expensive battleships earlier in the decade  Nevertheless, the Bureau of Construction and Repair (C&R) continued to work on new designs, and by 1893, Herbert had been convinced by Alfred Thayer Mahan's seminal work The Influence of Sea Power upon History  In his requested budget for 1893, Herbert requested Congress appropriate funds for at least one new battleship  Congress delayed until 1895, when it authorized funding for two ships that were to become the Kearsarge class by the Act of 2 March 1895 Work on the new design began immediately, and by late March, four proposals had been prepared  All four marked a compromise between the high-freeboard Iowa and the coastal battleships of the Indiana class; they had greater freeboard than the Indiana's, but lacked the raised forecastle that had rendered Iowa an excellent sea boat  Coal storage, again, represented a compromise between the two  Armor protection was increased compared to the earlier vessels, which included an improved arrangement of the armor deck so that it protected a greater volume of the hull  The main battery was to repeat the 12-inch (305 mm) guns used in Iowa, since they fired significantly faster than the 13-inch guns the Indianas carried The designs varied considerably with regard to their armament  By this time, a new 5-inch (127 mm) quick-firing gun had been developed, which significantly increased the offensive power of the tertiary battery  The designers initially considered adopting gun turrets for these weapons, but decided against it owing to the increased weight of such an arrangement, along with problems with ammunition magazines and fire control  All four designs arranged these in a central battery amidships, which forced the secondary battery of 8-inch guns to be pushed toward the ends of the ship  The four variants adopted different arrangements for these guns: "A" called for eight guns, two in centerline positions superfiring over the main battery and two wing turrets amidships  "B" discarded the forward turret and placed two wing turrets further forward and one superfiring aft; "C" retained the centerline turrets and discarded the wing mounts, and "D" opted for the reverse of "C" C&R preferred the "A" design, since it maximized firepower, while the Bureau of Ordnance (BuOrd) believed that none of the proposals was worth pursuing  An ensign in BuOrd, Joseph Strauss, developed a two-story turret that solved the problem; it would carry the 8-inch guns in a separate turret mounted directly atop (and fixed to) the main battery turret  Strauss accordingly proposed a fifth version, "E", that incorporated his turret  Some officers questioned whether it was advisable that the 8-inch guns could not be directed against targets other than what the 12-inch guns were engaging, but Strauss pointed out that at long range, ships were relatively small targets, and at close range, the much greater reloading time of the large guns would permit the 8-inch guns to direct the rotation of the turret while the gun crews prepared the main guns  By this time, American naval engineers had made improvements to their gun turret designs and significant weight savings were achieved  In addition, the two-story, four-gun turret adopted for the Kearsarge class was lighter than the two-gun turrets used in the Indianas of just five years earlier At the same time, BuOrd registered its opposition to what it viewed as a regression to 12-inch guns; while the 13-inch weapons were slower to fire, BuOrd estimated that they were 30 percent more powerful  Experiments with 15 in (381 mm) armor plate demonstrated that 12-inch guns could not penetrate that thickness even at the relatively close range of 1,000 yards (910 m), while the 13-inch shells were capable of defeating the armor plate  C&R refused to accept BuOrd's objections, but further tests with a mock up of Iowa's belt demonstrated that the 13-inch shells could easily defeat the armor, while the 12-inch shells were kept out  The Navy decided to adopt "E", with 13-inch guns in place of the 12-inch weapons originally proposed The Navy repeated the two-story turret arrangement with the Virginia-class battleships designed in the early 1900s, with much the same reasoning, namely the goal of weight reduction and the belief that the faster-firing 8-inch guns could be operated without disrupting the 12-inch guns adopted for the Virginias  A new, sloped turret design remedied the problem with the overly-large gun ports of the Kearsarge turrets, but the advent of large-caliber, quick-firing guns rendered the concept a failure, since the 12-inch guns fired nearly as quickly as the 8-inch weapons, and the latter could not be fired without severe blast effects disrupting the crew of the former 

General characteristics and machinery
The two Kearsarge-class ships were 368 feet (112 m) long at the waterline and 375 ft 4 in (114 4 m) long overall, with a beam of 72 ft 3 in (22 02 m) and a draft of 23 ft 6 in (7 16 m)  They displaced 11,540 long tons (11,730 t) normally, which increased to 12,850 long tons (13,060 t) at full load  Like the Indiana class, the Kearsarge class also had a very low freeboard, amounting to 14 ft 6 in (4 42 m) forward under normal conditions, which resulted in her guns becoming unusable in bad weather  The ships' hulls incorporated a prominent ram bow, a common feature for battleships of the period Steering was controlled with a single rudder; while steaming at a speed of 12 knots (22 km/h; 14 mph), it took Kearsarge 475 yd (434 m) to complete a turn to port and 455 yd (416 m) to turn to starboard  As completed, both ships carried two heavy military masts that carried some of the vessels' light guns, along with spotting tops to help direct the aim of their guns  Kearsarge was manned by 38 officers and 548 enlisted men, while Kentucky carried 38 officers and 549 enlisted men  Their complement was later adjusted to 40 officers and 513 enlisted men The battleships had two 3-cylinder vertical triple-expansion steam engines that each drove a single screw propeller  Steam for the engines was provided by five coal-fired Scotch marine boilers, which were ducted into a pair of funnels  The ships' engines were designed to produce a total of 10,000 indicated horsepower (7,500 kW) for a top speed of 16 knots (30 km/h; 18 mph)  During sea trials, the indicated horsepower and speed exceeded the design, with Kearsarge's engines producing a total of 11,674 indicated horsepower (8,705 kW) for 16 8 knots (31 1 km/h; 19 3 mph) and Kentucky's propulsion system reaching 12,179 indicated horsepower (9,082 kW) for 16 9 knots (31 3 km/h; 19 4 mph)  Coal storage amounted to 410 long tons (420 t) normally and up to 1,591 long tons (1,617 t) at full load  At a cruising speed of 10 knots (19 km/h; 12 mph), the ships could steam for 5,070 nautical miles (9,390 km; 5,830 mi) 

Armament
The Kearsarge-class battleships had two double turrets, with two 13-inch (330 mm)/35 caliber guns and two 8 in (203 mm)/35 caliber guns each, stacked in two levels  The guns and turret armor were designed by BuOrd, while the turret itself was designed by C&R  Since the turrets retained the vertical walls of the type used in the first generation of American battleships, the ports had to be very large to allow for sufficient elevation  Then-Lieutenant William Sims noted that the floors of the turrets could be easily seen through the ports, and claimed that as a result, a shell fired into the port could reach the magazines below, disabling the guns The 13-inch weapons were built-up guns of the Mark II type, mounted in Mark III turrets that were electrically trained  They were originally supplied with brown powder propellant charges that weighed nearly 500 lb (230 kg), later being replaced by 180 lb (82 kg) smokeless charges  The shells had a muzzle velocity of 2,000 ft/s (610 m/s), and at the muzzle, could penetrate up to 25 in (640 mm) of standard steel, and at a range of 2,500 yd (2,300 m), could pierce 20 in (510 mm) of steel  The turrets allowed depression to −5 degrees and elevation to 15 degrees, which provided a maximum range of 12,100 yd (11,100 m), though this was significantly in excess of what could be achieved with the rudimentary gunnery direction equipment at the time; BuOrd recommended that crews open fire at 8,000 yd (7,300 m), and even this was optimistic  The rate of fire was one shot every 320 seconds, and the guns had to be returned to 2 degrees elevation to be reloaded The 8-inch guns were the Mark IV version, which had a muzzle velocity of 2,080 ft/s (630 m/s)  Also originally brown-powder guns, they, too, received updated smokeless charges in the early 1900s  The change improved the rate of fire from one shot per minute to one shot every forty seconds  Reloading was also fixed at 0 degrees  They were mounted in Mark IX turrets that were fixed atop the main battery turrets  The arrangement was adopted because the significantly higher rate of fire of the 8-inch guns was thought to reduce interference between the guns, but with the adoption of smokeless propellant and rapid fire for the main battery in the early 1900s proved this to be an incorrect assumption The turret guns were supported by a battery of fourteen 5 in/40 caliber guns mounted individually in casemates in the upper deck, seven on each broadside  Once the ships entered service, it was discovered that the central battery had been placed too close to the waterline, and the casemates were frequently washed out, rendering them unusable in all but calm seas  For defense against torpedo boats, they also carried twenty 6-pounder (57 mm or 2 2 in) Hotchkiss guns and eight 1-pounder (37 mm or 1 5 in) guns  These were also in individual open mounts distributed around the decks and fighting tops of the masts; eight of the 57 mm guns were placed in a broadside battery one deck above the 5-inch guns, four on either side  Four more were placed in casemates in the bow, and another four were similarly arranged toward the stern  The ships also carried a pair of M1895 Colt–Browning machine gun chambered in 6 mm (0 24 in) Lee Navy As was customary for battleships of the period, the Kearsarge-class carried four 18 in (457 mm) torpedo tubes  These were placed in above-water mounts in the hull; two were placed abreast of the forward main battery turret and the other two were placed on either side of the aft superstructure  The tubes were supplied with a total of six torpedoes  They were initially equipped with the Mark II Whitehead design, which carried a 140-pound (64 kg) warhead and had a range of 800 yards (730 m) at a speed of 27 knots (50 km/h; 31 mph) 

Armor
The ships were protected with face-hardened Harvey armor, an improvement over earlier compound plates  The main strake of the belt armor extended from the forward boiler room
to the aft main battery barbette, and covered a section of the hull from 3 ft 6 in (1 07 m) above the waterline and 4 ft (1 2 m) below the line  It was 16 5 in (419 mm) thick at the top, gradually tapering to 13 25 in (337 mm) at the waterline, and reducing further to 9 5 in (241 mm) at the bottom edge of the belt  Forward of the boiler rooms, the belt was reduced to a maximum thickness of 10 5 in (267 mm), and from the forward barbette, slimmed further to 4 in (102 mm)  Transverse bulkheads that were 10 in (254 mm) forward and 12 in (305 mm) aft connected the belt on both sides of the ships  Above the main strake was a second one that was 5 in thick, extending from the forward to aft barbette The belt structure was reinforced by a curved armor deck that was curved at the sides and connected to the bottom edge of the belt  The flat portion of the deck was level with the upper edge of the belt, and it was 2 75 in (70 mm) thick  Forward, where the belt was significantly reduced in thickness, the deck was increased slightly to 3 in (76 mm); aft, where were was no side protection, the deck was more significantly strengthened, being 5 in thick  The conning tower had 10 in thick sides and a 2-inch-thick (51 mm) roof Armor protection for the 13-inch turrets amounted to 15 to 17 in (381 to 432 mm) on the sides and 25 in (640 mm) on the rear to balance the turrets, while the 8-inch turrets received 6 to 11 in (152 to 279 mm) on the sides and 9 in (230 mm) on the rears  Their roofs were 3 5 in (89 mm) and 2 inches thick for the 13-inch and 8-inch turrets, respectively  The turrets rested in armored barbettes that were 12 5 to 15 in (318 to 381 mm) thick  The 5-inch gun battery, which was placed directly above the upper belt, received 6 in of armor plating  The casemate battery lacked splinter screens between each gun, a significant shortcoming since a single hit could disable numerous guns 

Modifications
After the US Navy introduced rapid-firing for main guns in 1903, Kearsarge and Kentucky had automatic shutters installed in the ammunition hoists to prevent an explosion in the turret from traveling down to the magazines  After a propellant charge was accidentally detonated by an electrical short aboard Kentucky in April 1906, most electrical equipment was removed from the ships' turrets and additional precautions were installed, including bulkheads between the guns in each turret and gas evacuators in the breeches of the guns to prevent propellant gasses from blowing back into the turrets Between 1909 and 1911, most of the 57 mm guns were removed and four more 5-inch guns were installed  The original military masts were replaced with lattice masts, and the torpedo tubes were also removed  The ships also had their original boilers replaced with eight Mosher boilers  The ships underwent another refit by 1919 that included the removal of all but eight of the 5-inch guns  The guns that were removed were used to arm merchant ships to defend themselves against German U-boat attacks  A pair of 3 in (76 mm) anti-aircraft guns were installed aboard each vessel  At some point in the ships' careers, splinter bulkheads were added to the 5-inch battery to improve survivability 

Ships in class
Service histories
USS Kearsarge (BB-5)
Kearsarge was laid down on 30 June 1896  She was launched on 24 March 1898 and was commissioned on 20 February 1900  From 1900 to 1905, Kearsarge served as flagship of the North Atlantic Squadron, except for a short period in 1904 when she was reassigned as flagship of the European Squadron  In 1905, the battleship Maine replaced Kearsarge as flagship of the North Atlantic Fleet, although she remained with the fleet  In April, the ship suffered an explosion in her forward 13-inch turret that killed ten of its crew; Isadore Nordstrom and George Breeman both received the Medal of Honor, the former for rescuing several badly wounded men and the latter for preventing the fire from reaching the propellant magazines 

In 1907, the Great White Fleet was ordered by U S  President Theodore Roosevelt to circle the world as a demonstration of the might of the United States Navy  Kearsarge was attached to the Fourth Division of the Second Squadron  The fleet left from Hampton Roads on 16 December 1907, circled South America, passed through San Francisco, and arrived at Hawaii  From there they sailed to New Zealand and Australia, visited the Philippine Islands, Japan, China, and Ceylon before transiting the Suez Canal  The fleet split at Port Said to visit various ports, with Kearsarge leaving for Malta and Algiers, before reforming with the rest of the fleet at Gibraltar  The ships arrived back in Hampton Roads on 22 February 1908 Between 1909 and 1911, Kearsarge was modernized at the Philadelphia Naval Shipyard, and thereafter was placed in reserve  She was recommissioned on 23 June 1915 and operated along the Atlantic coast for the next two years as a training ship for naval militia from Massachusetts and Maine  After the United States entered World War I in April 1917, she was used to train armed guard crews and naval engineers during cruises along the Atlantic seaboard  Following the end of the war, she continued training duties until being decommissioned at the Philadelphia Navy Yard on either 10 May or 18 May 1920 Kearsarge was converted into a crane ship, and was given hull classification symbol IX-16 on 17 July 1920, but it was changed to AB-1 on 5 August  Her turrets, superstructure, and armor were removed, and were replaced by a large revolving crane with a lifting capacity of 250 long tons (254 t), as well as 10-foot (3 m) blisters, which improved her stability  The crane ship was used often over the next 20 years, including the raising of USS Squalus in 1939  On 6 November 1941, Kearsarge was renamed Crane Ship No  1, allowing her name to be given to the aircraft carrier that was eventually renamed Hornet, and later to the carrier Kearsarge  She continued her service, however, handling guns, turrets, armor, and other heavy lifts for vessels such as the battleships Indiana, Alabama, and  Pennsylvania and the cruisers Savannah and Chicago  She was transferred to the San Francisco Naval Shipyard in 1945, where she participated in the construction of Hornet, the carrier Boxer, and the re-construction of the carrier Saratoga  In 1948, she left the West Coast for the Boston Naval Shipyard  On 22 June 1955, her name was struck from the Naval Vessel Register, and she was sold for scrap on 9 August 

USS Kentucky (BB-6)
Kentucky laid down on the same day as her sister ship, and was launched the same day as well  She was commissioned on 15 May 1900  Later that year, she left for China to join the Eight Nation Alliance then in the process of suppressing the Boxer Rebellion  Kentucky arrived in East Asia in early 1901 and she saw no action during the final stage of the uprising  The ship operated in the region until early 1904  After returning to the United States, she joined the North Atlantic Squadron in 1905  During the 1906 Cuban Insurrection, she carried Marines to the island, embarking them in Provincetown and landing them at Havana, Cuba for the Second Occupation of Cuba In 1907, Kentucky participated in the Great White Fleet, as part of the Fourth Division with her sister  The fleet left from Hampton Roads on 16 December 1907, circled South America, passed through San Francisco, and arrived at Hawaii  From there, they sailed to New Zealand and Australia, visited the Philippine Islands, Japan, China, and Ceylon before transiting the Suez Canal  The fleet split at Port Said, with Kentucky visiting Tripoli and Algiers, before reforming with the fleet at Gibraltar  She returned to Hampton Roads on 22 February From 1909–1911, Kentucky was modernized at the Philadelphia Naval Shipyard  She was thereafter placed in reserve, where she remained until she was recommissioned at Philadelphia on 23 June 1915  Following the United States occupation of Veracruz, she sailed to Mexico, patrolling the coast off Veracruz until 1916  She then returned to New York, where she laid until the United States entered World War I  During the war, she operated as a training ship as part of the mobilization effort, training several thousand men along the Atlantic coast In late 1918 and early 1919, Kentucky was overhauled at the Boston Navy Yard  She then left for exercises in Guantanamo Bay, Norfolk, and along the New England coast, and later trained United States Naval Academy midshipmen  Kentucky was decommissioned on 29 March 1920; the Navy briefly considered rebuilding her into a crane ship as well, but ultimately decided against it  Her name was struck from the Naval Vessel Register on 27 May 1922 and she was sold for scrap to Dravo Corporation on 24 March 1923 

Footnotes
Passage 4:
Otho Holland Williams
Otho Holland Williams (March 1, 1749 – July 15, 1794) was a Continental Army officer from Maryland in the American Revolutionary War  He participated in many battles throughout the war in the New York, New Jersey  and Southern theaters, eventually ending his career as a brigadier general 
Born in rural Prince George's County, Maryland, Williams spent his childhood on Springfield Farm near present-day Williamsport  He was orphaned at age thirteen and was put in the care of his father's brother-in-law, Mr  Ross  Williams took an apprenticeship under Mr  Ross and studied his profession in the Clerk's office of Frederick, eventually taking charge of the office  At age eighteen, Williams moved to Baltimore and undertook a similar trade  Williams returned to Frederick in 1774 and entered into a commercial life 
In response to Congress's call for soldiers at the outbreak of the American Revolutionary War in the spring of 1775, Williams joined a Continental Army rifle unit as a commissioned officer  Soon thereafter, he and his unit marched off to the Siege of Boston  Seeing his first significant combat action in late 1776 at the Battle of Fort Washington, Williams was captured by the British and imprisoned in New York  He was released in early 1778 and returned to the Continental Army as colonel of the 6th Maryland Regiment, a position he had acquired during his captivity  From thereafter, Williams led his regiment through much of the southern campaign, most notably in the battles of Camden, Guilford Court House, and Eutaw Springs  Near the end of the War, Williams was sent by his commanding officer General Greene with documents to Congress and was promoted to brigadier general in 1782 
After the war, Williams later served as an associate justice for Baltimore County, and as the first commissioner of the Port of Baltimore  He returned to Springfield Farm in 1787, bought the house and the surrounding land, and began laying out the town of Williamsport   In 1792, Washington offered Williams to be brigadier general of the army, though he declined due to his failing health  Williams died two years later in 1794 while travelling to Sweet Springs, Virginia 

Early life
Otho Holland Williams was born on March 1, 1749, the third generation of his family born on the North American Continent, his ancestors having emigrated from Wales   For the first year of his life, he lived with his parents Joseph and Prudence Williams in Prince George's County until the family settled at the mouth of the Conecocheague near present-day Williamsport  His family home was Springfield Farm, listed on the National Register of Historic Places in 1974  Shortly before Joseph Williams death, he placed his thirteen-year-old son into the care of his brother-in-law Mr  Ross, who worked in the clerk's office in Frederick County   After studying the duties of the office, Williams took charge of the office himself before moving to Baltimore for similar employment at the age of eighteen   In the spring of 1774, Williams returned to Frederick and entered into commercial life 

Early War
On June 14, 1775, upon the call for soldiers by the Continental Congress, Williams joined Capt  Thomas Price's Independent Rifle Company of Maryland as first lieutenant  The company then marched to the Siege of Boston  Soon after the company's arrival in Boston, Williams was promoted to the command of the company   By order of the Continental Congress on June 27, 1776, the rifle company was integrated into the Maryland and Virginia Rifle Regiment, with Hugh Stephenson as colonel, Moses Rawlings as lieutenant colonel and Williams as major The regiment did not see much action until the Battle of Fort Washington, where Williams was taken prisoner by the British   He was taken to New York, where due to his rank he was permitted to go at large on his parole   During this time in New York, it was common for British officers to amuse themselves by insulting American prisoners with pointed questions such as "What Trade were you of before you entered the service?"  When a high ranking British officer asked this question of Williams he replied:

That he was in a profession which taught him to resist tyranny and punish insolence, and that proofs of his profession would follow a reputation towards him 
It is suggested that the officer offended by this retort informed William Phillips—then in command of the New York garrison—that Williams was sending military information to George Washington contrary to the terms of his parole   Williams was promptly arrested and confined to a sixteen square foot (1 5 square meter) room without ventilation in the city's provost jail which he shared with Ethan Allen   Due to possible maltreatment by his captors and malnourishment, his health was affected to the point where he never fully recovered from his imprisonment 
After the surrender of General John Burgoyne after the Battles of Saratoga, Williams was exchanged on January 16, 1778   During his imprisonment, Williams had been  promoted to colonel and given command of the 6th Maryland Regiment of the Maryland Line   Shortly after his release, he stated in a letter to the governor of Maryland that the regiment contained "   not above a hundred effective men    and that those are very indifferently clothed "  He further stated: "I heartily desire to join the army as soon as possible but certainly it had better be reinforced by a regiment without a colonel than by a colonel without a regiment " After joining Washington's army shortly before the Battle of Monmouth he learned that the regiment was noted for a looseness of discipline and was unable to stand with others in the line during battle  Soon after he took effective command, the 6th Maryland Regiment became known as the equal, if not superior, to any in the whole army 

Southern campaign
After the unsuccessful attempt to capture Savannah, Georgia, under the command of General Benjamin Lincoln, the Southern Department of the Continental Army retreated to Charleston, South Carolina   General Sir Henry Clinton moved his forces, surrounded the city where Lincoln's army was located and cut off any chance of relief for the Continental Army   Prior to his surrender, Lincoln had been able to get messages to General Washington and Congress requesting aid   At the end of April 1780, Washington dispatched General Johann de Kalb with 1,400 Maryland and Delaware troops   The Maryland Line made up a large portion of this force, with Williams serving in the post of Adjutant general to General De Kalb 
General de Kalb's forces took almost a month to descend the Chesapeake Bay and did not arrive in Petersburg, Virginia, until the middle of June, almost a month after Lincoln had surrendered his army  The Continental Congress appointed Horatio Gates to command the Southern Department  He assumed command on July 25, 1780, and immediately marched into South Carolina with the intent of engaging the British Army, now under the command of Charles Cornwallis  Williams served as Deputy Adjutant-General under Gates 

Battle of Camden
After brief aggressive maneuvering which threatened the British position in the Carolinas, Cornwallis moved his forces to engage the American forces   The two armies met in the Battle of Camden on August 16, 1780, six miles (9 5 km) north of Camden, South Carolina   Due to several tactical errors on the part of General Gates, Cornwallis achieved a decisive victory   Deserted by their commander and facing opposition on all sides, the Continental Army was forced to retreat   During this engagement, Williams had been stationed to the rear of the army and was unable to contribute until the end  and General de Kalb was mortally wounded   Prior to his death three days later, de Kalb paid a glowing tribute to the Maryland Troop under his command 

Battle of Guilford Court House
After the successful retreat across the Dan River, during which Williams led his men during many highly successful rear guard actions checking the enemy's advance and baffling every British attempt to bring the American army into a general engagement, General Nathanael Greene chose to offer battle to General Cornwallis's forces on March 15, 1781, on ground of his own choosing at Guilford Court House, inside the city limits of present-day Greensboro, North Carolina After the British forces had broken Greene's first line made up of North Carolina Militia and the second line made up of Virginia Militia they threatened the third line made up by the 1st Maryland Regiment, under the command of Colonel John Gunby, and the 2nd Maryland Regiment  The Brigade of Guards, under the command of a Colonel Stewart, broke through the 2nd Maryland Regiment, captured two field pieces and threatened the rear of the 1st Maryland forces whom were already engaged with sizable force under the command of a Colonel Webster 
The 1st Maryland Regiment charged and swept Webster's forces from the field   They then turned to face the oncoming guards unit   After a brief exchange of musket fire, in which 1st Maryland's commander's horse was shot from under him, the 1st Maryland Regiment charged the Guards unit who were quickly routed 
Greene, not able to see this part of the battle from his vantage point, had already ordered a retreat   Thus, unsupported, the Maryland troops were soon forced to withdraw  During this retreat the 6th Maryland Regiment under Williams again acted as the rear guard of the army and is credited with holding off the British forces allowing Greene to move his forces to safety   In recognition of Williams' gallantry, Greene appointed him to the post of Adjutant general of the Army 

Battle of Eutaw Springs
The Battle of Eutaw Springs can be divided into two distinct engagements   During the first action, Greene had given the following order to Williams:

Let Williams advance and sweep the field with his bayonets "
The 6th Maryland Regiment advanced and broke the British line forcing them to fall back several miles and allowing the Continental Army to gain control of the British Camp   The Americans then began to pillage the camp which allowed time for the British to form a new line anchored by a stone house that the Continental Army was unable to move later in the day Near the close of the War, he was sent by General Greene with dispatches to congress and on May 9, 1782, promoted to brigadier general 

Later life
After the War, Williams returned to Maryland and settled in Baltimore   He was soon appointed commissioner of the port by the governor of Maryland, an appointment that was renewed when George Washington assumed the Presidency of the United States  He was also admitted as an original member of The Society of the Cincinnati of Maryland in November 1783 and was later elected as the first assistant secretary general of the National Society at its first general meeting in 1784 In 1786 he married his wife, Mary, the second daughter of William Smith with whom he had four sons  In the year following his marriage, Williams bought his father's house near the Potomac River and dedicated himself to improving the farm and laying out the town of Williamsport, Maryland, which was named in his honor  Williams wanted the capital of the United States to be located in Williamsport and wrote a letter to Washington to that effect on November 1, 1790, enclosing a map of the town Washington thought so highly of Williams that in 1792, when Daniel Morgan refused the rank of brigadier general of the American Army, the president had Henry Knox, the United States Secretary of War, write Williams asking him to accept the position  The position would have made Williams the second in command of the American Army, but citing poor health and no ambition for the position, Williams declined the appointment  However, on December 21, 1792, Williams accepted the Maryland State Legislature's invitation for him to serve as an associate justice for Baltimore County His health deteriorating, Williams was induced to try the "sea airs" and in 1793 journeyed to Barbados which afforded him some benefits   In 1794 upon reaching Woodstock on his way to Sweet Springs, Virginia, Williams became too ill to travel   On Tuesday, July 15, 1794, at the age of 46, Otho Holland Williams died   His remains were interred under a simple monument on the summit of a hill on his Williamsport homestead   His wife died one year later leaving their children orphaned and under the care of her father 

Footnotes
Passage 5:
Battle of Kazan (1774)
The Battle of Kazan (1774) was a major battle during Pugachev's Rebellion  It took place on 12–15 July 1774 in Kazan, Russia, and the surrounding area  The first stage began in the morning of 12 July, when rebels under Yemelyan Pugachev defeated government troops and besieged them in the Kazan Kremlin  During the battle some government forces defected to the rebels' side  However, in the evening, tsarist forces under Johann Michelson reached Kazan and defeated the rebels in two battles which took place on 13 and 15 July, forcing Pugachev to retreat to Tsaryovokokshaysk and then to cross the Volga  Out of 25,000 and 15,000 rebels who participated in the first and last stages of the battle respectively, only 500 escaped 

Prelude to the battle
Kazan was threatened by Pugachev as early as the autumn of 1773  Many of the town's nobles escaped to Moscow, inspiring fear there  A defensive plan was formulated by the Russian high command and was approved personally by Catherine the Great 

Kazan's defenders
There were 3 sectors of defense in Kazan  The first, under general Banner, extended from Kazanka and Arsk Field to Qaban lakes  There, government troops were reinforced by gymnasium pupils under headmaster Kanitsa and armed town militiamen  The second was from the Pleteni to Yamskoy quarter under general-mayor Larionov, and the third was from Yamskoy to Kazanka, under colonel Svechin  The area north from the citadel was defended by Admiralty troops under Shchelin  The citadel itself was reinforced and the garrison under Letskoy was ready to fight  Zilantov Monastery and the Admiralty were turned into strongholds, redoubts were installed at Kazanka's bank and Arsk Field, and a system of knife-rests was installed around the city  Nine cannons were placed behind the knife-rests  The suburban settlements were left to defend themselves without government assistance 
There were 1,500 regular troops in Kazan, along with policemen, Admiralty troops and firemen the defenders numbered 2,000  On 2 July the governor von Brandt announced a coming siege 

Rebels
Ten mullahs sent by Catherine's officers to agitate against Pugachev were killed by rebels  The Orthodox bishop Veniamin appealed to Christians to refuse from joining Pugachev army  However, many peasants from the entire region of modern Tatarstan joined the rebellion and marched to Kazan 
On 10 and 11 July Pugachev's troops encamped to the north-east of Kazan, between Troitskaya Noksa and Tsaritsyno  The army numbered 25,000, mostly Cossacks supported by Tatar and Udmurt peasants and Bashkir cavalry  Only the Cossacks had firearms; the Bashkirs were armed with bows while the peasants were mostly equipped with clubs and stakes  On 11 July, Pugachev, with an interpreter, approached Kazan borders and demanded that the loyalist forces surrender  The Tatar community was invited to support the rebellion  Von Brandt refused to disarm; however, the Tatars quarters sent seventy emissaries with presents to Pugachev  They also disclosed weaknesses in the Kazan defense 
On 12 July, at four o'clock in the morning, Pugachev convened a council of war, dividing his army into 4 groups  The first two under Beloborodov and Mineyev should attack Arsk Field, the main group under Pugachev himself attacked Sukonny (Broadcloth Manufactory) quarter  The group under Ovchinnikov and Bakhmutov should attack Tatar quarters  The storm started at six o'clock after Pugachev's prayer 

Battle
Storm of Kazan
Beloborodov took Neyelova grove, the area of modern-day Gorky Park and approached the citadel by the avenue now known as Karl Marx Street  Pugachev's cannons neutralized government artillery and shelled the defenders of the cloth factory under manufacturer Dryablov  Workers joined the rebel army  The fourth group of rebels reached Mokry quarter and Admiralty 
Government troops were forced to retreat and were besieged in the citadel  Nearly half of the defenders, mostly ethnic Tatars, defected to the rebels  The central stone part of Kazan, mostly settled by Russian nobles and merchants, was set on fire  Sukonny and Tatar quarters, however, stayed safe 
Pugachev ordered his troops to safeguard the lives of civilians and captives  They were convoyed to the nearby village of Savinovo, where Pugachev invited them to join his troops  Among others, a captive Lutheran priest was appointed colonel in Pugachev's army, but nobles and resisters were massacred 

Pugachev's family
Pugachev's family, his wife Sofia Dmitrievna, his 11-year-old son Trofim, daughters Khristina and Agrafena and his brother, were imprisoned in Kazan during the rebellion  Sofia Pugacheva should confirm, that Yemelyan is not Peter III, but a Cossack  She could visit markets to spread this information  When Pugachev's group marched they occasionally met his family  Trofim called him, but Pugachev said that he is simply a friend of this family  So, he took them to unit transport 

Michelson's arrival
The Kremlin surrounded, rebel cannons were installed near Spasskaya Tower and started shelling  After noon, Pugachev stopped the storm and retreated to Arsk Field  There he participated in thanksgiving service  Then he had a dinner at Tatar merchant Musa Apanayev's house 
In the evening governmental troops from Ufa under Johann Michelson reached Kazan  A harsh battle took place at the modern Gogol street, but neither side won  Pugachev retreated to Savinovo and Sukhaya Reka villages  On 13 July he tried to prevent the end of the siege of the citadel, but under the pressure of Michelson and Potyomkin the rebels were defeated and were forced to retreat  On 15 July Pugachyov's army of 15,000 was defeated in the battle of Arsk Field  Pugachev with 500 men escaped to Tsaryovokokshaysk, to cross the Volga on 18 July and to continue his struggle then  Michelson didn't follow him, as government forces had no horses 
Before the trial captives were imprisoned in a camp near the suburb of Bishbalta  In autumn two gallows were placed in Kazan, one in Sukonny, another in Tatar quarter  Many captive rebels were executed, including Beloborodov and Mineyev 

Aftermath
After Pugachev's escape some rebel groups under Bäxtiär Qanqayıv and Usman Timerev continued the resistance, but they were shortly neutralized by governmental troops 
The battle of Kazan had a significant role in Tatarstan's history  The Tatar participation in the rebellion numbered up to 85,000  Nevertheless, the participants of the rebellion were harshly punished  The Tsar's government continued its policy of the support of Muslim nobility and clergy, to prevent similar uprisings as a result of religious oppression in the future  Feudal oppression, however, stayed for a long time This battle took a major place in the Soviet culture  The first Tatar movie Bulat-Batır was devoted to Pugachev's rebellion in Tatarstan and the siege of Kazan 

See also
Pugachov's oak


== References and footnotes ==
Passage 6:
HMS Galatea (1914)
HMS Galatea was one of eight Arethusa-class light cruisers built for the Royal Navy in the 1910s  She fought in the First World War, participating in the Battle of Jutland  Following the war, she was scrapped 

Design and description
The Arethusa-class cruisers were intended to lead destroyer flotillas and defend the fleet against attacks by enemy destroyers  The ships were 456 feet 6 inches (139 1 m) long overall, with a beam of 49 feet 10 inches (15 2 m) and a deep draught of 15 feet 3 inches (4 6 m)  Displacement was 5,185 long tons (5,268 t) at normal and 5,795 long tons (5,888 t) at full load  Arethusa was powered by four Parsons steam turbines, each driving one propeller shaft, which produced a total of 40,000 indicated horsepower (30,000 kW)  The turbines used steam generated by eight Yarrow boilers which gave her a speed of about 28 5 knots (52 8 km/h; 32 8 mph)  She carried 840 long tons (853 t) tons of fuel oil that gave a range of 5,000 nautical miles (9,300 km; 5,800 mi) at 16 knots (30 km/h; 18 mph) The main armament of the Arethusa-class ships was two BL 6-inch (152 mm) Mk XII guns that were mounted on the centreline fore and aft of the superstructure and six QF 4-inch Mk V guns in waist mountings  They were also fitted with a single QF 3-pounder 47 mm (1 9 in) anti-aircraft gun and four 21 in (533 mm) torpedo tubes in two twin mounts 

Service history
She was launched on 14 May 1914 at William Beardmore and Company shipyard  On her commissioning she was assigned as the leader to the 2nd Destroyer Flotilla of the Harwich Force, guarding the eastern approaches to the English Channel  On 4 May 1916, she took part in the shooting down of Zeppelin L 7  At the Battle of Jutland, she was the flagship of the 1st Light Cruiser Squadron under Commodore E S  Alexander-Sinclair  She was the first ship to report the presence of German ships, triggering the battle  Galatea was also the first to receive a hit by the German light cruiser SMS Elbing, but no explosion occurred  She was sold for scrapping on 25 October 1921  Mount Galatea in Alberta, Canada is named after this ship 

Notes
Bibliography
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Friedman, Norman (2010)  British Cruisers: Two World Wars and After  Barnsley, South Yorkshire, UK: Seaforth  ISBN 978-1-59114-078-8 
Friedman, Norman (2011)  Naval Weapons of World War One  Barnsley, South Yorkshire, UK: Seaforth  ISBN 978-1-84832-100-7 
Gardiner, Robert & Gray, Randal, eds  (1985)  Conway's All the World's Fighting Ships 1906–1921  Annapolis, Maryland: Naval Institute Press  ISBN 0-85177-245-5 
Newbolt, Henry (1996)  Naval Operations  History of the Great War Based on Official Documents  Vol  V (reprint of the 1931 ed )  Nashville, Tennessee: Battery Press  ISBN 0-89839-255-1 
Pearsall, Alan (1984)  "Arethusa Class Cruisers, Part I"  Warship  London: Conway Maritime Press  VIII: 203–11  ISBN 0-87021-983-9 
Pearsall, Alan (1984)  "Arethusa Class Cruisers, Part II"  Warship  London: Conway Maritime Press  VIII: 258–65  ISBN 0-87021-983-9 

External links

Ships of the Arethusa class
Battle of Jutland Crew Lists Project - HMS Galatea Crew List
Passage 7:
Jakub Jasiński
Jakub Krzysztof Jasiński (Lithuanian: Jokūbas Kristupas Jasinskis) of Rawicz Clan (24 July 1761 – 4 November 1794) was a Polish general, and poet of Enlightenment  He participated in the War in Defence of the Constitution in 1792, was an enemy of the Targowica Confederation and organized an action against its supporters in Vilnius  He participated also in the Kościuszko Uprising, during the course of which he was killed in the Battle of Praga in 1794 
A graduate of the Warsaw-based Szkoła Rycerska, with time he became the tutor of engineering at his alma mater  He fought with distinction in the War in Defense of the Constitution of 1792  After the king joined the Targowica Confederation he remained loyal to the new authorities  In 1789 he became the commanding officer of the Engineering Corps for Lithuania 

War in Defence of the Constitution
He participated in the Battle of Brześć in July 1792, for which he was awarded the military award Virtuti Militari Despite his antipathy towards the Confederation of Targowica, opposed the Constitution of 3 May which Jasiński had defended, during this time he pledged his loyalty to it, not giving up conspiratorial activities against it 

The war of liberation
During the Kościuszko Uprising of 1794 Jasiński was among the most prominent members of the radical wing of the Polish Jacobins and at the same time a successful military commander of partisan forces in the area of the Grand Duchy of Lithuania  In April of that year he liberated the city of Vilnius by leading a successful uprising there  Supported by Tadeusz Kościuszko and appointed the commander in chief of all the partisan forces in the former Grand Duchy, he managed to defeat numerous Russian garrisons in the area  However, accusations of radical republicanism brought him into conflict with the state authorities, and by the beginning of June he was forced to resign as commander-in-chief of Lithuanian forces and pass his office to General Michał Wielhorski  Jakub Jasiński continued to harass enemy forces in Lithuania and then withdrew with a small partisan troop towards Warsaw  There he perished in November during the defense of Warsaw against the forces of Alexander Suvorov 
Among his literary works are numerous poems of satirical and fabled character, under huge influence of Voltaire, for example Jasiński's better-known "Sprzeczki" (Quarrels)  He was also an author of many patriotic and revolutionary poems and songs against injustices, inspired by the French Revolution, and arousing hope of a similar one in his homeland 

Commemoration

In Poland, there are or were a number of streets named after Jakub Jasiński, including in Warsaw, Chorzów, Częstochowa, Gliwice, Inowrocław, Kraków, Lublin, Łódź, Przemyśl, Radom, Świdnica, and Zielona Góra 
Outside Poland, he is also commemorated in the names of Streets in Belarus, where there is a street named after him in Maladzyechna as well in Lithuania, where he has a street both in the Old Town of Vilnius and in Kaunas  Belarus also released a stamp with his image in 1994 
Context 3: Passage 1:
British nationality law
The primary law governing nationality in the United Kingdom is the British Nationality Act 1981, which came into force on 1 January 1983  Regulations apply to the British Islands, which include the UK itself and the Crown dependencies, and the 14 British Overseas Territories 
The six classes of British nationality each have varying degrees of civil and political rights, due to the UK's historical status as a colonial empire  The principal class of British nationality is British citizenship, which is associated with the British Islands  British nationals associated with an overseas territory are British Overseas Territories citizens (BOTCs)  Almost all BOTCs (except for those from Akrotiri and Dhekelia) have also been British citizens since 2002  Individuals connected with former British colonies may hold residual forms of British nationality, which do not confer an automatic right of abode in the United Kingdom and generally may no longer be acquired  These residual nationalities are the statuses of British Overseas citizen, British subject, British National (Overseas), and British protected person 
All persons born in the British Islands before 1 January 1983 were automatically granted citizenship by birth regardless of the nationalities of their parents  Individuals born in those territories since that date only receive citizenship at birth if at least the mother is a British citizen or holds settled status  Foreign nationals may naturalise as British citizens after meeting a minimum residence requirement (usually five years) and acquiring settled status 
The United Kingdom was previously a member state of the European Union (EU) and British citizens held full EU citizenship  They had held automatic and permanent permission to live and work in any EU or European Free Trade Association (EFTA) country and were able to vote in elections to the European Parliament  Despite the UK's withdrawal from the union in 2020, British citizens continue to hold permanent permission to work and reside in the Republic of Ireland as part of the Common Travel Area 

Terminology
The distinction between the meaning of the terms citizenship and nationality is not always clear in the English language and differs by country  Generally, nationality refers to a person's legal belonging to a sovereign state and is the common term used in international treaties when addressing members of a country, while citizenship usually means the set of rights and duties a person has in that nation  This distinction is clearly defined in many non-English speaking countries but not in the Anglosphere  Historically, an individual associated with Britain was neither a national nor a citizen, but a British subject  British citizenship was not created until passage of the British Nationality Act 1981  This Act defined six types of nationality with varying degrees of civil and political rights, dependent on a person's connections with the United Kingdom, overseas territories, or former colonies  British citizens hold their status because of a close connection with the British Islands, usually through their own (or parents' or grandparents') birth, adoption, naturalisation, or registration as citizens of the UK 

Types of British nationality
There are six types of British nationality: any person who is a British citizen, British Overseas Territories citizen (BOTC), British Overseas citizen (BOC), British National (Overseas) (BN(O)), British subject, or British protected person is a British national  Of these statuses, only British citizenship grants automatic right of abode in the United Kingdom  British Overseas Territories are areas outside of the British Islands where the UK holds sovereignty  Since 2002, nearly all BOTCs also hold British citizenship, except for those associated with Akrotiri and Dhekelia The other four categories are residual nationality classes that generally cannot be acquired  BOCs are people connected with former British colonies who have no close ties to the UK or overseas territories  BN(O)s are Hong Kong residents who voluntarily registered for this status before the territory's transfer to China in 1997  British subjects hold their status through a connection either to former  British India or to what is now the Republic of Ireland as they existed before 1949  British protected persons come from areas controlled by the British Empire but were never formally incorporated as Crown territory; this includes protectorates, protected states, mandated territories, and Indian princely states 

History
Development from feudal allegiance
Before the concept of nationality was codified in legislation, inhabitants of English communities owed allegiance to their feudal lords, who were themselves vassals of the monarch  This system of loyalty, indirectly owed to the monarch personally, developed into a general establishment of subjecthood to the Crown  Calvin's Case in 1608 established the principle of jus soli, that all those who were born within Crown dominions were natural-born subjects  After passage of the Acts of Union 1707, English and Scottish subjects became British subjects  Similarly, the Kingdom of Ireland was merged with the Kingdom of Great Britain to form the United Kingdom of Great Britain and Ireland in 1801  Natural-born subjects were considered to owe perpetual allegiance to the Crown and could not voluntarily renounce British subject status until this was first permitted in 1870 Prior to 1708, foreigners could only be naturalised through Acts of Parliament  Protestants fleeing religious persecution in mainland Europe were allowed to naturalise as subjects in 1708, but this was quickly repealed in 1711 in response to the number of migrants exercising that ability  A standard administrative process was not introduced until 1844, when applicants were first able to acquire naturalisation grants from the Home Office  Despite the creation of this pathway, personalised naturalising legislation continued to be enacted until 1975 The monarch could personally make any individual a subject by royal prerogative  By this method, a foreigner became a denizen – although they were no longer considered an alien, they could not pass subject status to their children by descent and were barred from Crown service and public office  This mechanism was no longer used after 1873 Until the mid-19th century, it was unclear whether nationality regulations in the United Kingdom were applicable elsewhere in the British Empire  Individual colonies had each developed their own procedures and requirements for naturalisation, granting subject status at the discretion of the local governments  In 1847, Parliament formalised a clear distinction between subjects who were naturalised in the UK and those who became British subjects in other territories  Individuals who naturalised in the UK were deemed to have received the status by imperial naturalisation, which was valid throughout the Empire  Those naturalising in colonies were said to have gone through local naturalisation and were given subject status valid only within the relevant territory; a subject who locally naturalised in Canada was a British subject there, but not in England or New Zealand  When travelling outside of the Empire, British subjects who were locally naturalised in a colony were still entitled to imperial protection Certain territories that came under British jurisdiction were not formally incorporated as Crown territory proper  These included protectorates, protected states, mandated territories, and Indian princely states  Because domestic law treated these areas as foreign territory, birth in one of these areas did not automatically confer British subject status  Instead, most people associated with these territories were designated as British protected persons  British protected persons were treated as aliens in the United Kingdom, but both British subjects and protected persons could be issued British passports  Protected persons could not travel to the UK without first requesting permission, but were afforded the same consular protection as British subjects when travelling outside of the Empire 

Imperial common code
Parliament brought regulations for British subject status into codified statute law for the first time with passage of the British Nationality and Status of Aliens Act 1914  British subject status was standardised as a common nationality across the Empire  Dominions that adopted Part II of this Act as part of local legislation were authorised to grant subject status to aliens by imperial naturalisation The 1914 regulations codified the doctrine of coverture into imperial nationality law, where a woman's consent to marry a foreigner was also assumed to be intent to denaturalise; British women who married foreign men automatically lost their British nationality  There were two exceptions to this: a wife married to a husband who lost his British subject status was able to retain British nationality by declaration, and a British-born widow or divorcée who had lost her British nationality through marriage could reacquire that status without meeting residence requirements after the dissolution or termination of her marriage By the end of the First World War, the Dominions had exercised increasing levels of autonomy in managing their own affairs and each by then had developed a distinct national identity  Britain formally recognised this at the 1926 Imperial Conference, jointly issuing the Balfour Declaration with all the Dominion heads of government, which stated that the United Kingdom and Dominions were autonomous and equal to each other within the British Commonwealth of Nations  Full legislative independence was granted to the Dominions with passage of the Statute of Westminster 1931 Women's rights groups throughout the Empire pressured the imperial government during this time to amend nationality regulations that tied a married woman's status to that of her husband  Because the government could no longer enforce legislative supremacy over the Dominions after 1931 and wanted to maintain a strong constitutional link to them through the common nationality code, it was unwilling to make major changes without unanimous agreement among the Dominions on this issue, which it did not have  Imperial legal uniformity was nevertheless eroded during the 1930s; New Zealand and Australia amended their laws in 1935 and 1936 to allow women denaturalised by marriage to retain their rights as British subjects, and Ireland changed its regulations in 1935 to cause no change to a woman's nationality after her marriage 

Irish independence
Irish resistance to the Union and desire for local self-governance led to the Irish War of Independence  Following the war, the island of Ireland was partitioned into two parts  Southern Ireland became the Irish Free State in 1922, while Northern Ireland remains part of the United Kingdom  Under the terms of the Anglo-Irish Treaty, Northern Ireland was included in the Irish Free State on independence, but had the right to opt out of the new state within one month of its establishment  This option was exercised on 7 December 1922  The 24-hour period in which Northern Ireland was officially part of the Irish Free State meant that every person ordinarily resident in Northern Ireland on 6 December who fulfilled the citizenship provisions in the Constitution of the Irish Free State had automatically become an Irish citizen on that date At its inception, the Irish Free State gained independence as a Dominion within the British Empire  Imperial legislation at the time dictated that although individual Dominions could define a citizenship for their own citizens, that citizenship would only be effective within the local Dominion's borders  A Canadian, New Zealand, or Irish citizen who traveled outside of their own country would have been regarded as a British subject  This was reinforced by Article 3 of the 1922 Free State Constitution, which stated that Irish citizenship could be exercised "within the limits of the jurisdiction of the Irish Free State" When Free State authorities were first preparing to issue Irish passports in 1923, the British government insisted on the inclusion of some type of wording that described the holders of these passports as "British subjects"  The two sides could not reach agreement on this issue and when the Irish government began issuing passports in 1924, British authorities refused to accept these documents  British consular staff were instructed to confiscate any Irish passports that did not include the term "British subject" and replace them with British passports  This situation continued until 1930, when Irish passports were amended to describe its holders as "one of His Majesty's subjects of the Irish Free State"  Despite these disagreements, the two governments agreed not to establish border controls between their jurisdictions and all Irish citizens and British subjects continued to have the ability to move freely within the Common Travel Area  Although Irish citizens have not been considered British subjects under Irish law since 1935, the British government continued to treat virtually all Irish citizens as British subjects, except for those who had acquired Irish citizenship by naturalisation since the Free State had not incorporated Part II of the British Nationality and Status of Aliens Act 1914 into its legislation 

Changing relationship with the Empire and Commonwealth
Diverging developments in Dominion legislation, as well as growing assertions of local national identity separate from that of Britain and the Empire, culminated with the creation of a substantive Canadian citizenship in 1946, breaking the system of a common imperial nationality  Combined with the approaching independence of India and Pakistan in 1947, comprehensive reform to nationality law was necessary at this point to address ideas that were incompatible with the previous system The British Nationality Act 1948 redefined British subject as any citizen of the United Kingdom, its colonies, or other Commonwealth countries  Commonwealth citizen was first defined in this Act to have the same meaning  This alternative term was necessary to retain a number of newly independent countries in the Commonwealth that wished to become republics rather than preserve the monarch as head of state  The change in naming also indicated a shift in the base theory to this aspect of British nationality; allegiance to the Crown was no longer a requirement to possess British subject status and the common status would be maintained by voluntary agreement among the various members of the Commonwealth British subject/Commonwealth citizen status co-existed with the citizenships of each Commonwealth country  A person born in Australia would be both an Australian citizen and a British subject  British subjects under the previous meaning who held that status on 1 January 1949 because of a connection with the United Kingdom or a remaining colony became Citizens of the United Kingdom and Colonies (CUKC)  CUKC status was the principal form of British nationality during this period of time There was also a category of people called British subjects without citizenship  Irish citizens who fulfilled certain requirements could file formal claims with the Home Secretary to remain British subjects under this definition  Additionally, those who did not qualify for CUKC status or citizenship in other Commonwealth countries, or were connected with a country that had not yet defined citizenship laws, would transitionally remain British subjects in this group 

Irish departure from the Commonwealth
Despite the accommodations for republics, Ireland ended its Commonwealth membership in 1948 when it formally declared itself a republic and removed the British monarch's remaining official functions in the Irish state  This was recognised by Britain after passage of the Ireland Act 1949  Although Irish citizens have no longer been defined as British subjects in British law since 1949, they continue to be treated as non-foreign in the United Kingdom and retain the same rights and privileges exercised by Commonwealth citizens; Irish citizens remain eligible to vote and stand for parliament in the UK The British Nationality Act 1948 unintentionally excluded certain British subjects associated with Ireland from acquiring CUKC status  The wording of that law did not take into account the 24-hour period during which Northern Ireland was part of the Irish Free State in 1922  Individuals born before 1922 in the area that became the Republic of Ireland to fathers also born in that area but were domiciled in Northern Ireland on Irish independence had nevertheless automatically acquired Irish citizenship  The Ireland Act 1949 specifically addresses this by deeming any person in such circumstances who had never registered for Irish citizenship and had not permanently resided in the Republic between 10 April 1935 and 1 January 1949 as a CUKC and having never ceased to be a British subject 

Restricting Commonwealth free movement
All British subjects under the reformed system initially continued to hold free movement rights in both the UK and Ireland  Non-white immigration into the UK was systemically discouraged, but strong economic conditions in Britain following the Second World War attracted an unprecedented wave of colonial migration  This entitlement was part of a wider initiative to preserve close relationships with certain Dominions and colonies (Australia, Canada, New Zealand, South Africa, and Southern Rhodesia) and to moderate nationalist attitudes within the Commonwealth  In response, Parliament imposed immigration controls on any subjects originating from outside the British Islands with the Commonwealth Immigrants Act 1962  This restriction was somewhat relaxed by the Immigration Act 1971 for patrials, subjects whose parents or grandparents were born in the United Kingdom, which gave effective preferential treatment to white Commonwealth citizens  Ireland mirrored this restriction and limited free movement only to people born on the islands of Great Britain or Ireland  However, individuals born in the UK since 1983 are only British citizens if at least one parent is already a British citizen  The Irish regulation created a legal anomaly where persons born in Britain without British citizenship nevertheless held an unrestricted right to settle in Ireland; this inconsistency was removed in 1999 In other parts of the Commonwealth, British subjects already did not have an automatic right to settle  Australia, Canada, New Zealand, and South Africa had immigration restrictions in place for British subjects from outside their jurisdictions targeted at non-white migrants since the late 19th century  After 1949, non-local British subjects under the new definition who were resident in these independent Commonwealth countries continued to retain certain privileges  This included eligibility to vote in elections, for preferred paths to citizenship, and for welfare benefits  British subjects were eligible to vote in New Zealand until 1975 and Australia until 1984 (though subjects on the electoral roll in that year are still eligible)  In Canada, voting eligibility was revoked at the federal level in 1975, but not fully phased out in provinces until 2006  All Commonwealth citizens remain eligible to vote and stand for public office in the UK 

Post-imperial redefinition of nationality classes
By the 1970s and 1980s, most colonies of the British Empire had become independent and remaining ties to the United Kingdom had been significantly weakened  The UK updated its nationality law to reflect the more modest boundaries of its remaining territory and possessions with the British Nationality Act 1981  CUKCs were reclassified in 1983 into different nationality groups based on their ancestry, birthplace, and immigration status: CUKCs who had right of abode in the United Kingdom became British citizens while those connected with a remaining colony became British Dependent Territories citizens (BDTCs)  Remaining CUKCs who were no longer associated with a British territory became British Overseas citizens  The definition of "British subject" became limited to include only the category of people previously called British subjects without citizenship who held that status through a connection with former British India or Ireland before 1949 

Former membership in the European Union
In 1973, the United Kingdom joined the European Communities (EC), a set of organisations that later developed into the European Union (EU)  British citizens were able to work in other EC/EU countries under the freedom of movement for workers established by the 1957 Treaty of Rome and participated in their first European Parliament elections in 1979  With the creation of European Union citizenship by the 1992 Maastricht Treaty, free movement rights were extended to all nationals of EU member states regardless of their employment status  The scope of these rights was further expanded with the establishment of the European Economic Area in 1994 to include any national of an EFTA member state except for Switzerland, which concluded a separate free movement agreement with the EU that came into force in 2002 Not all British nationals were EU citizens  Only British citizens, British Overseas Territories citizens connected with Gibraltar, and British subjects under the 1981 Act who held UK right of abode were defined as UK nationals for the purposes of EU law  Although the Crown dependencies were part of the European Union Customs Union, free movement of persons was never implemented in those territories  Following the UK's withdrawal from the EU on 31 January 2020, British nationals have no longer been EU citizens  Despite this, British citizens continue to have free movement in Ireland as part of the preexisting arrangement for the Common Travel Area While the UK was a member state of the EU, Cypriot and Maltese citizens held a particularly favoured status there  While non-EU Commonwealth citizens continued to need a residence visa to live in the UK, Cypriot and Maltese citizens were able to settle there and immediately hold full rights to political participation due to their status as both Commonwealth and EU citizens  This group of EU citizens (along with Irish citizens) domiciled in the UK were able to vote in the 2016 United Kingdom European Union membership referendum while all other non-British EU citizens could not 

Acquisition and loss of nationality
British citizenship
Prior to 1983, all Individuals born within the British Islands (the United Kingdom and Crown Dependencies) received British citizenship at birth regardless of the nationalities of their parents  Individuals born afterwards only receive citizenship at birth if at least one parent is a British citizen or considered to have settled status in the UK  Children born overseas are British citizens by descent if either parent is a citizen otherwise than by descent, subject to regulations  Adopted children are treated as if they were naturally born to the adopting parents at the time of adoption  Children born abroad to members of the British Armed Forces or British citizens on Crown service are treated as if they were born in the UK Children born in the UK to a resident Irish citizen at any time are always British citizens at birth  Since 1983, the status of a child born in the UK is dependent on whether their parents held British citizenship or settled status at the time of their birth  Irish citizens residing in the UK are deemed to hold settled status upon arrival  Regulations concerning settled status for other European Union (EU), European Economic Area (EEA), and Swiss citizens have changed greatly over time, affecting the status of their children born during the different regulatory periods  EU/EEA citizens living in the UK before 2 October 2000 were automatically considered to be settled  Between that date and 29 April 2006, EU/EEA citizens were required to apply for permanent residency  Swiss citizens became subject to the same regulations on 1 June 2002  From 30 April 2006 until 30 June 2021, EU/EEA and Swiss citizens living in the UK for at least five years automatically received permanent resident status  Permanent resident status for these citizens expired on 1 July 2021, after which they have been required to hold settled status through the European Union Settlement Scheme or another path Foreign nationals may naturalise as British citizens after residing in the UK for more than five years and possessing indefinite leave to remain (ILR) for at least one year  The residency requirement is reduced to three years if an applicant is married to a British citizen and they immediately become eligible for naturalisation after receiving ILR or equivalent  Applicants must demonstrate proficiency in the English, Welsh, or Scottish Gaelic languages and pass the Life in the United Kingdom test 

British Overseas Territories citizenship
Individuals born in a territory automatically receive BOTC status if at least one parent is a BOTC or has belonger status  Children born in an overseas territory to British citizen parents who are not settled in a territory are British citizens at birth, but not BOTCs  Parents do not necessarily need to be connected with the same overseas territory to pass on BOTC status  Alternatively, a child born in an overseas territory may be registered as a BOTC if either parent becomes a BOTC or settles in any overseas territory subsequent to birth  A child who lives in the same territory until age 10 and is not absent for more than 90 days in each year is also entitled to registration as a BOTC  Furthermore, an adopted child automatically become a BOTC on the effective day of adoption if either parent is a BOTC or has belonger status  In all cases that an individual is a British Overseas Territories citizen at birth or adoption within the territories, that person is a BOTC otherwise than by descent Individuals born outside of the territories are BOTCs by descent if either parent is a BOTC otherwise than by descent  Unmarried fathers cannot automatically pass on BOTC status, and it would be necessary for them to register children as BOTCs  If a parent is a BOTC by descent, additional requirements apply to register children as BOTCs  Parents in Crown service who have children abroad are exempted from these circumstances, and their children would be BOTCs otherwise than by descent, as if they had been born on their home territory Foreigners and non-BOTC British nationals may naturalise as British Overseas Territories citizens after residing in a territory for more than five years and possessing belonger status or permanent residency for more than one year  The residency requirement is reduced to three years if an applicant is married to a BOTC  All applicants for naturalisation and registration are normally considered by the governor of the relevant territory, but the Home Secretary retains discretionary authority to grant BOTC status  Since 2004, BOTC applicants aged 18 or older are required to take an oath of allegiance to the Sovereign and loyalty pledge to the relevant territory during their citizenship ceremonies All British Overseas Territories citizens other than those solely connected with Akrotiri and Dhekelia became British citizens on 21 May 2002, and children born on qualified overseas territories to dual BOTC-British citizens since that date are both BOTCs and British citizens otherwise than by descent  Prior to 2002, only BOTCs from Gibraltar and the Falkland Islands were given unrestricted access to citizenship  BOTCs naturalised after that date may also become British citizens by registration at the discretion of the Home Secretary  Becoming a British citizen has no effect on BOTC status; BOTCs may also simultaneously be British citizens 

Other nationality classes
It is generally not possible to acquire other forms of British nationality  British Overseas citizenship, British subjecthood, and British protected person status are only transferred by descent if an individual born to a parent holding one of these statuses would otherwise be stateless  British Overseas citizens retain their status by association with most former British colonies, British subjects are connected specifically with Ireland or British India before 1949, and British protected persons are associated with territories that were under British control but not formally incorporated as part of the British Empire  British National (Overseas) status was exclusively granted by voluntary registration to Hong Kong residents who had been British Dependent Territories citizens prior to the transfer of sovereignty to China in 1997 and cannot be newly acquired in any case  Noncitizen British nationals may become British citizens by registration, rather than naturalisation, after residing in the United Kingdom for more than five years and possessing ILR for more than one year 

Renunciation and restoration
Any type of British nationality can be renounced by making a declaration to the Home Secretary, provided that the declarant possesses or intends to acquire another nationality  Former British citizens or BOTCs may subsequently apply for nationality restoration  Applicants who had originally renounced their British nationality in order to retain or acquire another nationality are entitled to register as British citizens or BOTCs once  Any subsequent renunciation and application for restoration, or someone applying for restoration who originally renounced their British nationality for a reason unrelated to acquiring or retaining an alternate nationality, would be subject to the discretionary approval of the Home Secretary 

Automatic loss of British nationality
British subjects (other than British subjects by virtue of a connection with the Republic of Ireland) and British protected persons lose British nationality upon acquiring any other form of nationality 

These provisions do not apply to British citizens 
British Overseas Territories citizens (BOTCs) who acquire another nationality do not lose their BOTC status but they may be liable to lose belonger status in their home territory under its immigration laws  Such persons are advised to contact the governor of that territory for information 
British Overseas citizens (BOCs) do not lose their BOC status upon acquisition of another citizenship, but any entitlement to registration as a British citizen on the grounds of having no other nationality no longer applies after acquiring another citizenship 

Deprivation of British nationality
The British government does not publish the number of people it strips of citizenship, but independent research by a lawyer-run website, in 2022, found at least 464 people's citizenship was revoked in the last 15 years  After the Nationality, Immigration and Asylum Act 2002 came into force British nationals could be deprived of their citizenship if and only if the Secretary of State was satisfied they were responsible for acts seriously prejudicial to the vital interests of the United Kingdom or an Overseas Territory This was extended under the Immigration, Asylum and Nationality Act 2006: people with dual nationality who are British nationals can be deprived of their British citizenship if the Secretary of State is satisfied that "deprivation is conducive to the public good", or if nationality was obtained by means of fraud, false representation or concealment of a material fact  Between 2006 and the end of 2021 at least 464 people have had their citizenship removed by the government since the law was introduced  There is a right of appeal  This provision has been in force since 16 June 2006 when the Immigration, Nationality and Asylum Act 2006 (Commencement No 1) Order 2006 brought it into force  Loss of British nationality in this way applies also to dual nationals who are British by birth  The Secretary of State may not deprive a person of British nationality, unless obtained by means of fraud, false representation or concealment of a material fact, if they are satisfied that the order would make a person stateless This provision was again modified by the Immigration Act 2014 so as not to require that a third country would actually grant nationality to a person; British nationality can be revoked if "the Secretary of State has reasonable grounds for believing that the person is able, under the law of a country or territory outside the United Kingdom, to become a national of such a country or territory "The powers to strip citizenship were initially very rarely used  Between 2010 and 2015, 33 dual nationals had been deprived of their British citizenship  In the two years to 2013 six people were deprived of citizenship; then in 2013, 18 people were deprived, increasing to 23 in 2014  In 2017, over 40 people had been deprived as of July (at this time increased numbers of British citizens went to join "Islamic State" and then tried to return) The Home Office does not issue information on these cases and is resistant to answering questions, for example under the Freedom of Information Act 2000  It appears that the government usually waits until the person has left Britain, then sends a warning notice to their British home and signs a deprivation order a day or two later  Appeals are heard at the highly secretive Special Immigration Appeals Commission (SIAC), where the government can submit evidence that cannot be seen or challenged by the appellant Home Secretary Sajid Javid said in 2018 that until then deprivation of nationality had been restricted to "terrorists who are a threat to the country", but that he intended to extend it to "those who are convicted of the most grave criminal offences"  The acting director of Liberty responded "The home secretary is taking us down a very dangerous road      making our criminals someone else’s problem is     the government washing its hands of its responsibilities     Banishment belongs in the dark ages "A Nationality and Borders Bill was introduced to the British House of Commons in July 2021, sponsored by the Home Office under Home Secretary Priti Patel  In November 2021, an amendment to the Bill was introduced which, if passed, would allow people to be deprived of British citizenship without being given notice  At the time the Home Office reiterated its position on citizenship: "British citizenship is a privilege, not a right" 

British citizenship ceremonies
From 1 January 2004, all new applicants for British citizenship by naturalisation or registration aged 18 or over if their application is successful must attend a citizenship ceremony and either make an affirmation or take an oath of allegiance to the monarch, and make a pledge to the UK 
Citizenship ceremonies are normally organised by:

local councils in England, Scotland, and Wales
the Northern Ireland Office
the governments of the Isle of Man, Jersey and Guernsey
the Governors of British Overseas Territories
British consular offices outside the United Kingdom and territories Persons from what is now the Republic of Ireland born before 1949 reclaiming British subject status under section 31 of the 1981 Act do not need to attend a citizenship ceremony  If such a person subsequently applies for British citizenship by registration or naturalisation, attendance at a ceremony is required 
For those who applied for British citizenship before 2004:

the oath of allegiance was administered privately through signing a witnessed form in front of a solicitor or other accredited person
those who already held British nationality (other than British protected persons) were exempt, as were those citizens of countries with the King as Head of State (such as Australia and Canada) 

See also
Visa policy of the United Kingdom
Visa requirements for British citizens
Visa requirements for British Nationals (Overseas)
Visa requirements for British Overseas citizens
Visa requirements for British Overseas Territories citizens

Notes
Passage 2:
Webex
Webex by Cisco is an American company that develops and sells web conferencing, videoconferencing  and contact center as a service applications  It was founded as WebEx in 1995 and taken over by Cisco Systems in 2007  Its headquarters are in San Jose, California Its software products include Webex App, Webex Suite, Webex Meetings, Webex Messaging, Webex Calling, Webex Contact Center, and Webex Devices  All Webex products are part of the Cisco Systems collaboration portfolio 

History
WebEx was founded in 1995 by Subrah Iyar and Min Zhu  It had its initial public offering in July 2000  WebEx was listed on the NASDAQ National Market, and then the NASDAQ Global Select Market, when that was introduced in 2006 

Services
At the time of the acquisition, all Webex applications were built on the MediaTone platform and supported by the Webex MediaTone Network (originally called the Webex interactive network), a global network intended for use with on-demand programs  The network was designed by Shaun Bryant, Webex's Chief Network Architect, and Zaid Ali Sr, Network Architect, to be one of the first SaaS platforms on the Internet In July 2006, AOL and Webex launched a business version of AOL's instant messaging software, AIM Pro, with additional features to help workers collaborate using conferencing tools offered by Webex On September 26, 2006, the company announced plans to offer a web collaboration "mashup" platform called "Webex Connect" On November 17, 2014, Cisco announced an evolution of Webex called Project Squared  On March 17, 2015 this effort was re-branded as Cisco Spark On April 18, 2018, Cisco announced that Cisco Spark would be combined into the Cisco Webex platform  On this same date, Cisco rebranded all of the rest of their Spark products to Webex, including the Spark Room Kit—now Webex Room Kit—and Spark Board—now Webex Board 

On May 15, 2020, during the COVID-19 pandemic, Cisco CFO Kelly Kramer reported in the month of April 2020, they had 500 million meeting attendees, and that equated to 25 billion meeting minutes, using its video-conferencing application Webex In September 2020, Cisco launched a new platform Webex Classrooms for virtual homeroom encounters On October 26, 2021, Cisco launched an update aimed to enhance virtual and hybrid in-person meetings and events, using AI-powered technology for their Webex portfolio 

Acquisition
The company acquired Intranets com in 2005, providing entrance into the small- and mid-size business market through the company's customer base of businesses with fewer than 100 employees  It acquired the ability to offer online collaboration tools such as discussion forums, document sharing and calendaring while Intranets com provided access to the Webex communications environment for its customers On March 15, 2007, Cisco Systems announced it would acquire WebEx for $3 2 billion  Cisco has said that its long-term plan is to absorb WebEx at both a technology and a sales level In October 2020, Cisco acquired BabbleLabs In February 2021, Cisco acquired imimobile, a provider of communications platform as a service (CPaaS) solutions for its Webex  collaboration portfolio imimobile 

Legal proceedings and inquiries
Goldman Sachs securities fraud investigation
As a result of a securities fraud investigation initiated by the SEC and by various state Attorney General offices, Goldman Sachs faced charges of issuing unfair research, including coverage of WebEx, and IPO violations for the period 1999 to 2001  Webex management allegedly dictated to Goldman Sachs analysts what the research should and should not include  Webex maintains the management's information was accurate  Another charge accuses Goldman Sachs of violating securities law in its allocation of shares in WebEx's initial public offering 

Raindance lawsuit for patent infringement
On September 27, 2005, Webex sued Raindance Communications, Inc , a competitor, for patent infringement



ground_truth: Scottish clan

prompt_front: Answer the question based on the given passages. Only give me the answer and do not output any other words.

Question: Who was the first black student admitted to where Robert Khayat was educated?

The following are given passages.
Context 2: Passage 1:
John Camm
John Camm may refer to:

John Camm (Anglican priest) (1718–1778), president of the College of William & Mary
John Camm (Quaker preacher) (1604/5–1657), English Quaker preacher and writer
Passage 2:
Kenjgewin Teg Educational Institute
Kenjgewin Teg (formerly Kenjgewin Teg Educational Institute) is an Aboriginal-owned and controlled post-secondary institution at M'Chigeeng First Nation, on Mnidoo Mnising Manitoulin Island, Ontario, Canada  In the Ojibwe language, Kenjgewin Teg means a place of knowledge 
Programs are offered to its eight-member First Nations: 

Aundeck Omni Kaning First Nation
Constance Lake First Nation
M'Chigeeng First Nation
Sagamok First Nation
Sheguiandah First Nation
Sheshegwaning First Nation
Whitefish River First Nation
Zhiibaahaasing First Nation

History
In April 1994 the Wautebek Training Institute and Nda-Gkenjge-Gamig Educational Institute merged to create the Kenjgewin Teg Educational Institute (KTEI)  Kenjgewin Teg developed Joint Management Committees with the affiliated educational institutions In January, 2022, Kenjgewin Teg received accreditation from the Indigenous Advanced Education and Skills Council to offer certificates, diplomas and degrees 

Partnerships
University
Indigenous Teacher Education Program, Queens' University
Master of Education in World Indigenous Studies in Education (WISE), Queens' University
Master of Social Work, Indigenous Field of Study, Laurentian University

College
Practical Nursing, Fleming College
Personal Support Worker, Canadore College
Anishinaabemowin Early Childhood Education, Canadore College
Renovation Techniques: Construction Carpentry, Canadore College

See also
United Chiefs and Councils of Manitoulin
Passage 3:
Robert Ray Hamilton
Robert Ray Hamilton (March 18, 1851 – August 23, 1890) was an American politician from New York 

Early life
He was the son of Gen  Schuyler Hamilton (1822–1903); grandson of John Church Hamilton (1792–1882); and great-grandson of Alexander Hamilton (1755/7–1804) and Elizabeth Schuyler Hamilton 
Robert Ray Hamilton graduated from Columbia College and Columbia Law School  He was admitted to the bar, and practiced law in New York City 

Career
He was a member of the New York State Assembly (New York Co , 11th D ) in 1881, 1886, 1887, 1888 and 1889 
Hamilton bought a half interest in a ranch owned by John Sargent in Idaho where he intended to live permanently  In May 1890, he left New York City for his ranch, to go hunting 

Personal life
In August 1889, it became known that he was married to Evangeline L  Mann (née Steele), a "notorious woman" who had ensnared him by claiming that he was the father of her child Beatrice  Evangeline Mann assaulted her maid, and was sentenced to two years in prison  In October 1889, Hamilton sued for divorce  He stated that the marriage had been performed on January 7, 1889, and told the truth about Beatrice which had been in fact some foundling used for the scheme to get money out of Hamilton (who had an income of about $40,000 a year inherited from his maternal grandfather Robert Ray)  It was later proved in court that Eva had been married already to one Joshua L  Mann before she ever knew Hamilton, and Mann sued for divorce in 1893 
In September 1890, he was found dead in the Snake River, near the Southern end of Yellowstone Park, apparently having drowned and having been in the water for several days, making identification somewhat difficult  An investigation accused John I  Sergent of murdering Hamilton, but Sergent was found to be legally insane and was never prosecuted for the crime 
Passage 4:
Maltepe University
Maltepe University (Turkish: Maltepe Üniversitesi) is a private university located in Maltepe district of Istanbul, Turkey  It was established on July 9, 1997 by "Istanbul Marmara Education Foundation" (İMEV)   The institution has a broad scope of education starting from the elementary level to university  The first students graduated in June 2001 

Medium of teaching
Turkish is chosen as the medium of teaching, unlike many other private universities in Turkey, with the belief that an individual can best learn and perform in the mother tongue  However, having the awareness that English is indispensable in the international scientific arena, the university includes an English teaching program  Those students who are not exempt in the proficiency exam of the English language department enroll in the two-semester intensive English preparatory program  All students take compulsory English courses during their undergraduate education 

Academic programs
Undergraduate programs
Faculty of paedagogy (psychological guidance, English language)
Faculty of natural sciences and literature (philosophy, mathematics, psychology)
Faculty of fine arts (acting, film, plastic arts, cartoon making-animation, photography)
Faculty of law
Faculty of economics and business administration (economics, business administration, international relations and European Union)
Faculty of communication sciences (visual communication and design, public relations and publicity, radio-cinema-TV)
Faculty of architecture (graphic design, interior decoration, architecture)
Faculty of engineering (computer engineering, electronics, industrial engineering)
Faculty of medicine (Nursing)Vocational school
Radio–TV programming
Tourism and hotel management
Computer technology and programming
Film production techniquesPost-graduate and doctorate programs
Institute of social sciences (education administration, economics policy, business administration, law, psychology, human sciences, philosophy, radio-cinema-TV)
Institute of natural sciences (computer science, industrial engineering, mathematics, architecture, civil engineering-earthquake engineering)General
Atatürk's reforms and history of the Republic of Turkey
Foreign languages

Academic staff
As of 2003 academic year, the university holds 300 teaching staff of which 205 are full-time 

Campus
Maltepe University has three campuses  The main campus in Maltepe Eğitim Köyü (Maltepe Education Village), located at Maltepe, Büyükbakkalköy, was opened in September 2003  The President's Office and administrative units are situated on this campus, which extends over an area of 100 hectares comprising faculty buildings, indoor/outdoor sports facilities, an olympic-size swimming pool and student social activities centers 
The university's Dragos campus is located at Dragos, close to the shore on an area of 15,000 m²  The Vocational School, The Science Institute, The Social Sciences Institute and The Continuous Education Center are all located on this campus 
The Faculty of medicine and its hospital, which serves its students as an application hospital, are both located in Maltepe, on the campus where the university was first founded 

Affiliations
The university is a member of the Caucasus University Association 

Gallery
See also
List of universities in Turkey
Passage 5:
Jeffrey Black
Jeffrey Black (born September 6, 1962) is an Australian baritone who has had an active international performance career since the early 1980s  A frequent performer with Opera Australia and the Glyndebourne Festival Opera, he has performed leading role with the Metropolitan Opera, Opéra Bastille, Lyric Opera of Chicago, Bavarian State Opera, and the Royal Opera, Covent Garden among other opera houses  He is particularly known for his portrayals of Guglielmo in Mozart's Così fan tutte, Count Almaviva in Mozart's The Marriage of Figaro, and Figaro in Rossini's The Barber of Seville 

Early life and education
Born in Brisbane, Black was educated at the Anglican Church Grammar School  In his youth he was a boy soprano in the choir at the Cathedral of St Stephen, Brisbane for several years  He studied singing at the Queensland Conservatorium of Music where graduated with a Bachelor of Music degree in 1983  At the Conservatorium he participated in opera workshops led by tenor Donald Smith whose influence oriented his career towards opera  He appeared in many of the operas staged by the conservatorium students and post-graduate students, including appearing in the role of Figaro, as a first year opera student, in the conservatorium's 1981 production of The Marriage of Figaro at the Basil Jones Theatre (now called the QUT Gardens Theatre) In 1983 Black won the Marianne Mathy Scholarship in the Australian Singing Competition which enabled him to pursue further vocal training at the National Opera Studio in London in 1984  In 1985 he was awarded the Armstrong-Martin Scholarship  He later pursued further vocal training with Audrey Langford and Jane Chapman in London 

Performance career
Black began his professional career in the early 1980s as a concert baritone  He made his debut as a principal singer with the Opera Australia (OA) in 1984 as a featured soloist in a concert of works by Jean-Philippe Rameau at the Sydney Opera House  His first role in an opera with the OA was in 1985 as Mercutio in Charles Gounod's Roméo et Juliette  He notably performed the role of Nevers in Les Huguenots with the OA in 1990 for the farewell performance of Joan Sutherland as Marguerite de Valois  He also performed and recorded the roles of Nerone and Ottone, both transposed down an octave from the original score, in Claudio Monteverdi's L'incoronazione di Poppea with the AO in 1988 Black performed regularly at the Sydney Opera House with the OA for twenty years  His roles with that company included Papageno in Mozart's The Magic Flute (1986),  Schaunard in Giacomo Puccini's La bohème (1986), Dr  Falke in Die Fledermaus (1986), Dandini in Rossini's La Cenerentola (1987),  Figaro in The Barber of Seville (1989),  Guglielmo in Così fan tutte (1990),  Enrico in Donizetti's Lucia di Lammermoor (1996 and 2003), the title role of Pyotr Ilyich Tchaikovsky's Eugene Onegin (1997), Wolfram in Richard Wagner's Tannhäuser (1998) Rodrigo in Verdi's Don Carlo (1999), the Count in Richard Strauss's Capriccio (2000), Belcore in L'elisir d'amore (2001), Count Almaviva in The Marriage of Figaro (2002), and Danilo in  The Merry Widow (2004)  In 1991 he had a critical triumph with the OA in the title role of Mozart's Don Giovanni; later reprising the role with the company in 2003 In 1986 Black made his first appearance in the United Kingdom with the Glyndebourne Festival Opera (GFO)  He returned to the GFO numerous times, portraying such roles as Demetrius in Benjamin Britten's A Midsummer Night's Dream (1989), the Count in Richard Strauss's Capriccio (1990), and Count Almaviva in The Marriage of Figaro (1991)  In 1987 he made his debut at the Royal Opera House, Covent Garden as Harlequin in Richard Strauss's Ariadne auf Naxos, and appeared at the Opera Queensland in Brisbane as Dandini in Rossini's La Cenerentola  He returned to Covent Garden as Sid in Britten's Albert Herring (1989), Figaro in Rossini's The Barber of Seville (1990), and Dandini in Rossini's La Cenerentola (1991) Black made his first appearance in the United States as Guglielmo in Così fan tutte with the Los Angeles Opera in 1988; a role which he repeated at the Lyric Opera of Chicago (1993), the Salzburg Festival (1993), and the Aix-en-Provence Festival  In 1991 he made his debut at the Opéra Bastille in Paris as Lescaut in Puccini's Manon Lescaut  In 1992 he portrayed the Pirate King in Gilbert and Sullivan's The Pirates of Penzance with the Victoria State Opera  He performed the role of Fieramosca in Berlioz's Benvenuto Cellini at the Grand Théâtre de Genève in 1992, and returned there in 1995 as Riccardo in Bellini's I puritani In 1995 Black made his debut at the Metropolitan Opera in New York City as Figaro in The Barber of Seville; a role which he has also performed with the San Francisco Opera (1992), the San Diego Opera (1993), and the Bavarian State Opera (1995)  In 1994 he returned to the San Diego Opera in the title role of Pyotr Ilyich Tchaikovsky's Eugene Onegin, appeared in Los Angeles as Marcello in La bohème', and performed the role of Demetrius in Britten's A Midsummer Night's Dream with the Israeli Opera In 2000 Black made his debut with the Michigan Opera Theatre as Captain Balstrode in Benjamin Britten's Peter Grimes  In 2004 he portrayed Escamillo in Opera Queensland's production of Georges Bizet's Carmen with Yvonne Fontane in the tile role  In 2005 he performed the role of Danilo in a staging celebrating the 100th anniversary of The Merry Widow with the Welsh National Opera In 2009 Black sang the title role in a concert version of Verdi's Simon Boccanegra with the Chelsea Opera Group at Queen Elizabeth Hall  That same year he performed the role of Frank in Die Fledermaus with the London Lyric Opera  In 2010 he portrayed Gianciotto in Riccardo Zandonai's Francesca da Rimini with Opera Holland Park Black has also performed in operas with the Netherlands Opera, Vlaamse Opera, Opéra de Monte-Carlo, Washington National Opera, Teatro Colón, and Opera North  His stage repertoire also included the role of Ford in Falstaff 

Personal life
He met his wife Janice on stage when playing Figaro in the Marriage of Figaro and she played Suzanna  They have a son and a daughter  Black's son has diabetes, and he has been active in fundraising in support of this cause 
Passage 6:
Bobelle Sconiers Harrell
Ina Bobelle "Bobbie" Wright Sconiers Harrell (1923-2012) was a pharmacist and pilot who was awarded the Congressional Gold Medal (as part of the Civil Air Patrol) on December 10, 2014 She was born in Fort Walton Beach, and was the first female student admitted to the School of Pharmacy at what is today Auburn University, and was then Alabama Polytechnic Institute  She graduated in 1944 at the top of her class with Phi Kappa Phi and Cardinal Key honors  She later became one of the first women licensed to practice pharmacy in Florida  She was also licensed to practice pharmacy in Alabama Bobelle had married at age 18, to 1st Lt  Ewart T  Sconiers, but he died while imprisoned as a POW during World War II in Stalag Luft III (of “The Great Escape” fame)  [13] Shortly before Bobelle died, she learned his remains had been found  She and her second husband, Philip B  Harrell, owned Harrell's Drug Store from 1956 through 1982 According to her own journal, she made her first solo flight on April 5, 1945  That year she received a pilot's license and was trained to fly missions with the Civil Air Patrol  Bobelle moved to Crestview in 1946, where she worked at Brackin's Pharmacy and flew with the patrol between Pensacola and Birmingham off and on for two years 
Passage 7:
HOSA (organization)
HOSA – Future Health Professionals, formerly known as Health Occupations Students of America (HOSA), is an international career and technical student organization (CTSO) endorsed by the U S  Department of Education and the Health Science Technology Education Division of ACTE  HOSA is composed of middle school, secondary, and post-secondary/collegiate students, along with professionals, alumni, and honorary members  It is headquartered in Southlake, Texas, and is the largest student organization that prepares students to enter healthcare and similar fields, with membership in the United States, U S  Territories, Canada, China, South Korea, and Mexico 

History
HOSA was founded in 1976 out of a task force from the American Vocational Association in order to determine whether a new student organization accommodating healthcare students was necessary 
From November 4–7, 1975, the State Department of Education and Division of Vocational Education in New Jersey with 18 representatives from Alabama, New Jersey, New Mexico, North Carolina, Oklahoma and Texas voted to form the American Health Occupations Education Student Organization 
On November 10–13, 1976, in a constitutional convention in Arlington, Texas AHOESO adopted bylaws, which also changed the organization's name to Health Occupations Students of America; elected national leaders; selected colors and a motto; made plans to design an emblem; and set the first National Leadership Conference for the spring of 1978 in Oklahoma City, Oklahoma In 2004, the organization dropped the acronym from its name, and began publishing all documents under the brand "HOSA – Future Health Professionals "

Chartered associations
As of 2020, HOSA has grown to more than 50 chartered associations in several countries, including the United States and its territories, Canada, China, South Korea, and Mexico  HOSA's chartered associations are:

Mission statement
The mission of HOSA is to empower HOSA-Future Health Professionals to become leaders in the global health community through education, collaboration, and experience 

Uniform
The official HOSA uniform consists of a navy-blue suit with maroon accent in the form of a tie for men or a scarf for women  The HOSA emblem is affixed to the suit jacket 

International Leadership Conferences (ILCs)
Members meet annually at an International Leadership Conference held in late June in cities across the United States  Selected major cities for hosting the conference rotate every few years  Over 7,500 students participate in general sessions, competitive events, and leadership experiences, all while networking with health sciences students representing nearly all 50 states and countries including Canada, China, and Mexico 

Competitive events
HOSA offers 82 competitive events, ranging from skill-based to leadership and team-based  The event groups are as follows: Health science, health professions, leadership, and recognition events  Members compete at the regional, state, and international levels  Those who place in the top three positions at the state level are given the opportunity to compete at the international level 
Passage 8:
Roberts Vaux Junior High School
The Promise Academy at Roberts Vaux High School (commonly referred to as the Roberts Vaux Promise Academy) is an historic, American high school building that is located in the North Central neighborhood of Philadelphia, Pennsylvania 
Named for American jurist, abolitionist, and philanthropist Roberts Vaux (1786-1836), it was added to the National Register of Historic Places in 1988 

History and architectural features
Designed by Irwin T  Catharine and built between 1936 and 1938, this historic structure is a four-story, twenty-three-bay, "U"-shaped, yellow brick building that was created in a Moderne/Art Deco style  It features projecting end pavilions, terra cotta decorative work, and a two-story, stone, Tudor-arched entryway It was named for American jurist, abolitionist, and philanthropist Roberts Vaux (1786-1836)  Jacob C  White, Jr  served as principal from 1864 to 1896 and was the first black school principal in Philadelphia  During his tenure, White reformed the institute and became the leading figure in the field of urban education in Philadelphia 
During the 1980s and 1990s, Vaux developed a positive reputation for creating national and state chess champions  Mathematics teacher Jeff Chesin coached the team that first decade, but the team disbanded when Chesin Vaux left for another school  It was then resurrected during the 1990s by special education teacher Salome Thomas-Elwho later became the school's principal  During the early 2000s, the chess program disbanded again  
While teaching at Vaux High in North Philadelphia during the 2000s, rugby player Larry Conlan saw a need for his students to positively channel their aggression and started an after-school rugby club in 2012  
Added to the National Register of Historic Places in 1988, the school was closed in 2013 as part of Philadelphia's shutdown of twenty-three district-run schools  Displaced students were enrolled in Strawberry Mansion High School and Benjamin Franklin High School  The school then reopened for the 2017-2018 academic year under the new leadership of Big Picture Philadelphia 

See also
Passage 9:
Yeni Həyat, Khachmaz
Yeni Həyat (also, Yeni-Khayat) is a village and municipality in the Khachmaz Rayon of Azerbaijan   It has a population of 3,503 
Passage 10:
James Meredith
James Howard Meredith (born June 25, 1933) is an American civil rights activist, writer, political adviser, and United States Air Force veteran who became, in 1962, the first African-American student admitted to the racially segregated University of Mississippi after the intervention of the federal government (an event that was a flashpoint in the civil rights movement)  Inspired by President John F  Kennedy's inaugural address, Meredith decided to exercise his constitutional rights and apply to the University of Mississippi  His goal was to put pressure on the Kennedy administration to enforce civil rights for African Americans  The admission of Meredith ignited the Ole Miss riot of 1962 where Meredith's life was threatened and 31,000 American servicemen were required to quell the violence - the largest ever invocation of the Insurrection Act of 1807 In 1966, Meredith planned a solo 220-mile (350-kilometer) March Against Fear from Memphis, Tennessee, to Jackson, Mississippi; he wanted to highlight continuing racism in the South and encourage voter registration after passage of the Voting Rights Act of 1965  He did not want major civil rights organizations involved  The second day, he was shot by a white gunman and suffered numerous wounds  Leaders of major organizations vowed to complete the march in his name after he was taken to the hospital  While Meredith was recovering, more people from across the country became involved as marchers  He rejoined the march and when Meredith and other leaders entered Jackson on June 26, they were leading an estimated 15,000 marchers, in what was the largest civil rights march in Mississippi  During the march, more than 4,000 African Americans registered to vote, and it was a catalyst to continued community organizing and additional registration 
In 2002 and again in 2012, the University of Mississippi led year-long series of events to celebrate the 40th and 50th anniversaries of Meredith's integration of the institution  He was among numerous speakers invited to the campus, where a statue of him commemorates his role  The Lyceum-The Circle Historic District at the center of the campus has been designated as a National Historic Landmark for these events 

Early life and education
Meredith was born in 1933 in Kosciusko, Mississippi, the son of Roxie (Patterson) and Moses Meredith  He is of African-American, English Canadian, Scots and Choctaw heritage  His family nickname was "J-Boy"  European traders intermarried with some Choctaw during the colonial period  In the 1830s, thousands of Choctaw chose to stay in Mississippi and become United States citizens when most of the tribe left their traditional homeland for Indian Territory during the federally imposed removal  Those in the state had unions with European Americans and African Americans (some of whom were enslaved), adding to the multi-racial population in the developing territory Meredith completed 11th grade at Attala County Training School (which was segregated as "white" and "colored" under the state's Jim Crow laws) and completed 12th grade at Gibbs High School in St  Petersburg, Florida  He graduated from high school in 1951  Then, Meredith enlisted in the United States Air Force  He served from 1951 to 1960 Afterward Meredith attended Jackson State University for two years, achieving good grades 

University of Mississippi
Challenge to the University
In 1961, inspired the day before by U S  President John F  Kennedy, Meredith started to apply to the University of Mississippi, intending to insist on his civil rights to attend the state-funded university  It still admitted only white students under the state's culture of racial segregation, although the U S  Supreme Court ruled in Brown v  Board of Education (1954) that segregation of public schools was unconstitutional, as they are supported by all the taxpayers 
Meredith wrote in his application that he wanted admission for his country, race, family, and himself  He said,

Nobody handpicked me   I believed, and believe now, that I have a Divine Responsibility    I am familiar with the probable difficulties involved in such a move as I am undertaking and I am fully prepared to pursue it all the way to a degree from the University of Mississippi 
He was twice denied admission  During this time, he was advised by Medgar Evers, who was head of the state chapter of the National Association for the Advancement of Colored People (NAACP) 
On May 31, 1961, Meredith, with backing of the NAACP Legal Defense and Educational Fund, filed suit in the U S  District Court for the Southern District of Mississippi, alleging that the university had rejected him only because of his race, as he had a highly successful record of military service and academic courses  The case went through many hearings, after which the United States Court of Appeals for the Fifth Circuit ruled that Meredith had the right to be admitted to the state school  The state appealed to the U S  Supreme Court, which supported the ruling of the appeals court On September 13, 1962, the District Court entered an injunction directing the members of the Board of Trustees and the officials of the University to register Meredith  The Democratic Governor of Mississippi, Ross Barnett, declared "no school will be integrated in Mississippi while I am your governor"   The state legislature quickly created a plan  They passed a law that denied admission to any person "who has a crime of moral turpitude against him" or who had been convicted of any felony offense or not pardoned  The same day it became law, Meredith was accused and convicted of "false voter registration," in absentia, in Jackson County  The conviction against Meredith was trumped up: Meredith both owned land in northern Mississippi and was registered to vote in Jackson, where he lived  "Later the clerk testified that Meredith was qualified to register and vote in Jackson [where he was registered] "
On September 20, the federal government obtained an injunction against enforcement of this Act and of the two state court decrees that had barred Meredith's registration  That day Meredith was rebuffed again by Governor Barnett in his efforts to gain admission, though university officials were prepared to admit him  On September 28, the Court of Appeals, en banc and after a hearing, found the Governor in civil contempt and ordered that he be arrested and pay a fine of $10,000 for each day that he kept up the refusal, unless he complied by October 2  On September 29, Lieutenant Governor Paul B  Johnson Jr  (elected Governor on November 5, 1963) was also found in contempt by a panel of the court, and a similar order was entered against him, with a fine of $5,000 a day Attorney General Robert F  Kennedy had a series of phone calls with Governor Barnett between September 27 to October 1  Barnett reluctantly agreed to let Meredith enroll in the university, but secretly bargained with Kennedy on a plan which would allow him to save face 
Barnett committed to maintain civil order  Robert Kennedy ordered 127 U S  Marshals as well as 316 deputized U S  Border Patrol and 97 Federal Bureau of Prisons officers to accompany Meredith during his arrival and registration  On September 29, President Kennedy issued a proclamation commanding all persons engaged in the obstruction of the laws and the orders of the courts to "cease and desist therefrom and to disperse and retire peaceably forthwith", citing his authority under 10 U S C  § 332, § 333, and § 334 to use the militia or the armed forces to suppress any insurrection, domestic violence, unlawful combination, or conspiracy 

Rioting at the University
On the evening of September 29, the day after State Senator George Yarbrough withdrew the State Highway Police, a riot broke out  Whites opposing integration had been gathering at the campus and began fighting with federal agents  Despite the Kennedy administration's reluctance to use force, it ordered the nationalized Mississippi National Guard and federal troops to the campus  In the violent clashes which followed, two civilians were killed by gunshot wounds, and white rioters burned cars, pelted federal agents and soldiers with rocks, bricks and small arms fire, and damaged university property 

Enrollment
The day after the riots, on October 1, 1962, after federal and state forces took control, Meredith became the first African-American student to enroll at the University of Mississippi  Meredith's admission is regarded as a pivotal moment in the history of civil rights in the United States 
Many students harassed Meredith during his two semesters on campus, but others accepted him  According to first-person accounts, students living in Meredith's dorm bounced basketballs on the floor just above his room through all hours of the night  Other students ostracized him: when Meredith walked into the cafeteria for meals, the students eating would turn their backs  If Meredith sat at a table with other students, all of whom were white, the students would immediately get up and go to another table  He persisted through harassment and extreme isolation to graduate on August 18, 1963, with a degree in political science 

Education and activism
Meredith continued his education, focusing on political science, at the University of Ibadan in Nigeria  He returned to the United States in 1965  He attended law school through a scholarship at Columbia University and earned an LL B (law degree) in 1968 In 1966, Meredith organized and led a solo, personal March Against Fear for 220 miles from Memphis, Tennessee, to Jackson, Mississippi, beginning on June 6, 1966  Inviting only black men to join him, he wanted to highlight continuing racial oppression in the Mississippi Delta, as well as to encourage blacks to register and vote following passage of the federal Voting Rights Act of 1965, which authorized federal oversight and enforcement of rights  Governor Paul Johnson promised to allow the march and provide State Highway Police protection  Meredith wanted blacks in Mississippi to overcome fear of violence Despite police, on the second day, Meredith was shot and wounded by Aubrey James Norvell, a white man whose motives were never determined, and who pleaded guilty at trial  Meredith was quickly taken to a hospital  Leaders of major organizations rallied at the news and vowed to complete the march in Meredith's name  They struggled to reconcile differing goals, but succeeded in attracting more than 10,000 marchers from local towns and across the country by the end Meredith recovered from his wounds and rejoined the march before it reached Jackson on June 26, when 15,000 marchers entered the city in what had become the largest civil rights march in state history  During the march, more than 4,000 black Mississippians registered to vote  Continued community organizing was catalyzed by these events, and African Americans began to enter the political system again  Black voters in Mississippi have established a high rate of voter registration and voting participation 

Political career
In 1967, while living and studying in New York, Meredith decided to run as a Republican against incumbent Adam Clayton Powell Jr , a multi-term Democrat, in a special election for the Congressional seat in Harlem  He withdrew from the race and Powell was re-elected  Meredith said later of his campaign, "The Republican Party [of New York] made me an offer: full support in every way, everything " He had full access to top New York Republicans After returning to Mississippi to live, in 1972 Meredith ran for the US Senate against Democratic senator James Eastland, who had been the incumbent for 29 years in what had operated as a one-party state  Following provisions of a new state constitution in 1890 that made voter registration extremely difficult, African Americans had been effectively disenfranchised and the Republican Party had been crippled  Meredith conceded that he had little chance of winning unless Governor George Wallace of Alabama entered the presidential race and split the white vote An active Republican, Meredith served from 1989 to 1991 as a domestic adviser on the staff of United States Senator Jesse Helms  Faced with criticism from the civil rights community for working for the avowed segregationist, Meredith said that he had applied to every member of the Senate and House offering his services, and only Helms' office responded  He also wanted a chance to do research at the Library of Congress In 2002, officials at the University of Mississippi celebrated the 40th anniversary of Meredith's historic admission and integration of the institution with a year-long series of events  Of the celebration, Meredith said,

It was an embarrassment for me to be there, and for somebody to celebrate it, oh my God  I want to go down in history, and have a bunch of things named after me, but believe me that ain't it 
He said he had achieved his main goal at the time by getting the federal government to enforce his rights as a citizen  He saw his actions as "an assault on white supremacy " In 2003, he was far more proud that his son Joseph Meredith graduated as the top doctoral student at the university's graduate business school 

Legacy and honors
In 2002, the University of Mississippi honored the 40th anniversary of Meredith's admission with numerous events 
In 2006, a statue of him was dedicated on campus in his honor 
In 2012, the University commemorated the 50th anniversary of the historic admission, featuring a range of speakers, artists, lectures and events during the year 
That year Meredith received the Harvard Graduate School of Education 'Medal for Education Impact' and was the school's convocation speaker  Meredith said it was the first award in 50 years he had accepted 

Cultural depictions
In 2011 miniseries The Kennedys, he was portrayed by Matthew G  Brown in episode five of the series, Life Sentences 

Political viewpoint
A highly independent man, Meredith has identified as an individual American citizen who demanded and received the constitutional rights held by any American, not as a participant in the Civil Rights Movement  There have been tensions between him and leaders of major organizations of the movement  When interviewed in 2002, the 40th anniversary of his enrollment at University of Mississippi, Meredith said, "Nothing could be more insulting to me than the concept of civil rights  It means perpetual second-class citizenship for me and my kind "Meredith was a supporter of the unsuccessful 1967 gubernatorial bid of ex-Mississippi Governor (and avowed segregationist) Ross Barnett, as well as the 1991 gubernatorial campaign of Louisiana State Representative and ex-Klansman David Duke In a 2002 interview with CNN, Meredith said of his efforts to integrate Ole Miss, "I was engaged in a war  I considered myself engaged in a war from Day One  And my objective was to force the federal government—the Kennedy administration at that time—into a position where they would have to use the United States military force to enforce my rights as a citizen "

Personal life
On March 14, 1956, Meredith married Mary June Wiggins  She later worked as a high school English teacher  They had three sons, James, John and Joseph Howard Meredith   Mary June Meredith died of heart failure in December 1979 
In 1982, Meredith married Judy Alsobrooks in Gary, Indiana  She had one son, Kip Naylor, from a previous marriage  Jessica Howard Meredith was born to their union   The couple live in Jackson, Mississippi 

Works
In 1966, his memoir, Three Years in Mississippi, was published by the Indiana University Press 
He has self-published several books on politics and society 

See also
List of African-American pioneers in desegregation of higher education
List of civil rights leaders
School integration in the United States
Passage 11:
Student loans in the United States
In the United States, student loans are a form of financial aid intended to help students access higher education  In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses  With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships, which are not repaid, and grants, which rarely have to be repaid  Student loans may be discharged through bankruptcy, but this is difficult Student loan debt has proliferated since 2006, totaling $1 73 trillion by July 2021  In 2019, students who borrowed to complete a bachelor's degree had about $30,000 of debt upon graduation : 1   Almost half of all loans are for graduate school, typically in much higher amounts : 1   Loan amounts vary widely based on race, social class, age, institution type, and degree sought  As of 2017, student debt constituted the largest non-mortgage liability for US households  Research indicates that increasing borrowing limits drives tuition increases Student loan defaults are disproportionately common in the for-profit college sector  Around 2010, about 10 percent of college students attended for-profit colleges, but almost 40 percent of all defaults on federal student loans were to for-profit attendees  The schools whose students have the highest amount of debt are University of Phoenix, Walden University, Nova Southeastern University, Capella University, and Strayer University  Except for Nova Southeastern, they are all for-profit  In 2018, the National Center for Education Statistics reported that the 12-year student loan default rate for for-profit colleges was 52 percent The default rate for borrowers who do not complete their degree is three times the rate for those who did : 1  A Brookings Institution study from 2023 revealed that when the government pauses repayment on student loans, it most often "   benefit[s] affluent borrowers the most   " primarily due to affluent borrowers holding the largest student debt balances 

History
Federal student loans were first offered in 1958 under the National Defense Education Act (NDEA)  They were available only to select categories of students, such as those studying engineering, science, or education  The program was established in response to the Soviet Union's launch of the Sputnik satellite  It addressed the widespread perception that the United States had fallen behind in science and technology  Student loans became more broadly available in the 1960s under the Higher Education Act of 1965, with the goal of encouraging greater social mobility and equal opportunity In 1967, the publicly owned Bank of North Dakota made the first federally-insured student loan The US first major government loan program was the Student Loan Marketing Association (Sallie Mae), formed in 1973 Before 2010, federal loans included:

loans originated and funded directly by the Department of Education (DOE)
government guaranteed loans originated and funded by private investors Direct-to-consumer private loans were the fastest-growing segment of education finance  The "percentage of undergraduates obtaining private loans from 2003–04 to 2007–08 rose from 5 percent to 14 percent" and was under legislative scrutiny due to the lack of school certification The rules for disability discharge underwent major changes as a result of the Higher Education Opportunity Act of 2008  The regulations took effect July 1, 2010  In June 2010, the amount of student loan debt held by Americans exceeded the amount of credit card debt held by Americans  At that time, student loan debt totalled at least $830 billion, of which approximately 80% was federal and 20% was private  By the fourth quarter of 2015, total outstanding student loans owned and securitized had surpassed $1 3 trillion Guaranteed loans were eliminated in 2010 through the Student Aid and Fiscal Responsibility Act and replaced with direct loans  The Obama administration claimed that guaranteed loans benefited private companies at taxpayer expense but did not reduce student costs The Health Care and Education Reconciliation Act of 2010 (HCERA) ended private-sector lending under the Federal Family Education Loan Program (FFELP) starting July 1, 2010; all subsidized and unsubsidized Stafford loans, PLUS loans, and Consolidation loans are under the Federal Direct Loan Program As of July 1, 2013, borrowers determined to be disabled by the Social Security Administration would be accepted for loan discharge if the SSA placed the individual on a five- to seven-year review cycle  As of January 1, 2018, the Tax Cuts and Jobs Act of 2017 established that debt discharged due to the death or disability of the borrower was no longer treated as taxable income  (This provision is scheduled to sunset on December 31, 2025 )In an effort to improve the student loan market, LendKey, SoFi (Social Finance, Inc ) and CommonBond began offering student loans and refinancing at lower rates than traditional lenders, using an alumni-funded model  According to a 2016 analysis by online student loan marketplace Credible, about 8 million borrowers could qualify for refinancing The Federal Reserve Bank of New York's February 2017 Quarterly Report on Household Debt and Credit reported 11 2% of aggregate student loan debt was 90 or more days delinquent On July 25, 2018, Education Secretary Betsy DeVos issued an order declaring that the Borrower Defense Program (enacted in November 2016), would be replaced with a stricter repayment policy, effective July 1, 2019  When a school closes for fraud before conferring degrees, students would have to prove that they were financially harmed  As of 2018, 10% of borrowers were in default after three years and 16 percent after five years In 2019, President Donald Trump ordered loan forgiveness for permanently disabled veterans, saving 25,000 veterans an average of $30,000 each  The same year, Theresa Sweet and other student loan debtors filed a claim against the US Department of Education, arguing that they had been defrauded by their colleges  The debtors filed under a rule known as Borrower Defense to Repayment In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28  According to Sallie Mae, as of 2021, 1 in 8 families lenders are using private student loans when federal financing doesn't cover all college costs In July 2021, the U S  Second Circuit Court of Appeals ruled that private student loans are dischargeable in bankruptcy, following two other cases In August 2021, the Biden administration announced it would use executive action to cancel $5 8 billion in student loans held by 323,000 people who are permanently disabled Starting in March 2020, federal student loan borrowers received temporary relief from student loan payments during the COVID-19 pandemic  This relief was subsequently extended multiple times, and is set to expire at the end of June 2023 According to repayment data released by the Education Department, in December 2021, just 1 2 percent of borrowers were continuing to pay down their loans during the over two years of optional deferment In November 2022, federal judge William Alsup ruled for immediate relief for about 200,000 student debtors and in April 2023 US Supreme Justice Elana Kagan declined to grant emergency relief to three for-profit colleges In February 2023, the U S  Supreme Court heard oral arguments in Biden v  Nebraska concerning President Biden's order to cancel student loan debt for an estimated 40 million debtors In June 2023, the Supreme Court voted in favour of Nebraska to block Biden’s plan to forgive federal student loans 

Overview
Student loans play a significant role in U S  higher education  Nearly 20 million Americans attend college each year, of whom close to 12 million –  or 60% –  borrow annually to help cover costs  As of 2021, approximately 45 million Americans held student debt, with an average balance of approximately $30,000 In Europe, higher education receives more government funding, making student loans less common  In parts of Asia and Latin America government funding for post-secondary education is lower –  usually limited to flagship universities, like UNAM in Mexico –  and government programs under which students can borrow money are uncommon In the United States, college is funded by government grants, scholarships, loans  The primary grant program is Pell grants Student loans come in several varieties, but are basically either federal loans or private student loans  Federal loans are either subsidized (the government pays the interest) and unsubsidized  Federal student loans are subsidized for undergraduates only  Subsidized loans generally defer payments and interest until some period (usually six months) after the student has left school  Some states have their own loan programs, as do some colleges  In almost all cases, these student loans have better conditions than private loans Student loans may be used for college-related expenses, including tuition, room and board, books, computers, and transportation 

Demographics
Approximately 30% of all college students do not borrow  In 2019, the average undergraduate who had taken on debt had a loan balance of about $30,000 upon graduation  Almost half of the student loans are for graduate education, and those loan amounts are typically much higher : 1

Social class
According to the Saint Louis Federal Reserve Bank, "existing racial wealth disparities and soaring higher education costs may replicate racial wealth disparities across generations by driving racial disparities in student loan debt load and repayment "Low-income students often prefer grants and scholarships over loans because of their difficulty repaying them  In 2004, 88 5% of Pell Grant recipients who had bachelor's degrees graduated with student loan debt  After college, students struggle to break into a higher income bracket because of the loans they owe  Though, it's been shown that when it comes to student loan forgiveness and advocacy around this issue, lower-socioeconomic groups are the ones most motivated to contact their legislators about student loans  In 1995, 64 percent of students whose family incomes falling below $35,000 were contacting their legislators concerning student loans 

Race and gender
According to the New York Times, "recent black graduates of four-year colleges owe, on average, $7,400 more than their white peers  Four years after graduation, they still owe an average of $53,000, almost twice as much as whites "According to an analysis by Demos, 12 years after entering college:

White men paid off 44 percent of their student-loan balance
White women paid off 28 percent
Black men saw their balances grow 11 percent
Black women saw their loan balances grow 13 percent

Age
According to a CNBC analysis, the highest student debt balances are carried by adults aged 25–49, with the lowest debt loads held by those aged 62 and older As of 2021, approximately 7 8 million Americans from 18 to 25 carry student loan debt, with an average balance of almost $15,000  For adults between the ages of 35 and 49, the average individual balance owed exceeded $42,000  The average debt for adults between 50 and 61 is slightly lower  These balances include loans for their education and their children 

Federal loans
Loans to students
Stafford and Perkins loans were federal loans made to students  These loans did not consider credit history (most students have no credit history); approval was automatic if the student met program requirements  Nearly all students are eligible to receive federal loans 

Payment/discharge
The student makes no payments while enrolled at least half-time  If a student drops below half time or graduates, a six-month deferment begins  If the student returns to least half-time status, the loans are again deferred, but a second episode no longer qualifies and repayment must begin  All Perkins loans and some undergraduate Stafford loans are subsidized  Loan amounts are limited 
Many deferment and forbearance options are offered in the Federal Direct Student Loan program Disabled borrowers have the possibility of discharge  Other discharge provisions are available for teachers in specific critical subjects or in a school that has more than 30% of its students on reduced-price lunch  They qualify for discharge of Stafford, Perkins, and Federal Family Education Loan Program loans up to $77,500 Any person employed full-time by a 501(c)(3) non-profit group, or another qualifying public service organization, or serving in a full-time AmeriCorps or Peace Corps position, qualifies for discharge after 120 qualifying payments  However, loan discharge is considered taxable income  Loans discharged that were not the result of long-term public service employment constitute taxable income 
Student loan borrowers may have their existing federal student loan debt removed if they can prove that their school misled them  The program is called Borrower Defense to Repayment or Borrower Defense Subsidies are conditional depending on financial need  Pricing and loan limits are determined by Congress  Undergraduates typically receive lower interest rates, while graduate students typically can borrow more  Disregarding risk has been criticized as contributing to inefficiency  Financial needs may vary from school to school  The government covers interest charges while the student is in college  For example, those who borrow $10,000 during college owe $10,000 upon graduation 

Terms
Loans are guaranteed by DOE, either directly or through guarantee agencies 
The dependent undergraduate limits are $5,500 per year for freshman undergraduates, $6,500 for sophomore undergraduates, and $7,500 per year for junior and senior undergraduates, as well as students enrolled in teacher certification or coursework preparatory for graduate programs For independent undergraduates, the limits are $9,500 per year for freshmen, $10,500 for sophomores, and $12,500 per year for juniors and seniors, as well as students enrolled in teacher certification or preparatory coursework for graduate programs 
Unsubsidized loans are also guaranteed, but interest accrues during study  Nearly all students are eligible for these loans regardless of financial need  Those who borrow $10,000 during college owe $10,000 plus interest upon graduation  Accrued interest is added to the loan amount, and the borrower makes payments on the total  Students can make payments while studying 
Graduate students have higher limits: $8,500 for subsidized Stafford and $12,500 (varying by course of study) for unsubsidized Stafford  For graduate students, the Perkins limit is $6,000 per year 

Stafford loan aggregate limits
Stafford borrowers cannot exceed aggregate limits for subsidized and unsubsidized loans  For dependent undergraduates, the aggregate limit is $57,500, while subsidized loans are limited to $23,000  Students who reach the maximum in subsidized loans may (based on grade level—undergraduate, graduate/professional, etc ) add a loan of less than or equal to the amount they would have been eligible for in subsidized loans  Once aggregate limits are met, the student is ineligible for additional Stafford loans until they pay back a portion of the borrowed funds  A student who has paid back some of these amounts regains eligibility up to the aggregate limits as before  Graduate students have a lifetime aggregate loan limit of $138,500 

Debt statistics
Direct loans ($1 15 trillion, 34 2 million borrowers)
FFEL loans ($281 8 billion, 13 5 million borrowers)  The program ended in 2010 
Perkins loans ($7 1 billion, 2 3 million borrowers)  The program ended in 2018 
Total ($1 4392 trillion, 42 9 million borrowers)

Loans to parents
PLUS loans are federal education loans made to parents  These have much higher loan limits, usually enough to cover costs that exceed student financial aid  Payments start immediately after education ends, although prepayment is allowed  Credit history is considered; thus, approval is not automatic 
Interest accrues during the time the student is in school  PLUS interest rates as of 2017 were 7% The parents are personally responsible for repayment  The parents sign the master promissory note and are accountable  Parents are advised to consider their monthly payments  Loan documents reflect the repayment schedule for a single year  Since most students borrow again each year, the ultimate payments are much higher  PLUS loans consider credit history, making it more difficult for low-income parents to qualify 
Graduate students are eligible to receive PLUS loans in their own names  Graduate PLUS loans have the same interest rates and terms as those to parents 
Federal Direct Student Loans, also known as Direct Loans or FDLP loans, originate with the United States Treasury  FDLP loans are distributed by the DOE, then to the college or university and then to the student 

Debt levels
Loan limits are below the cost of most four-year private institutions and most public universities  Students add private student loans to make up the difference The maximum amount that any student can borrow is adjusted as federal policies change 

Defaults
Out of 100 students who ever attended a for-profit institution, 23 defaulted in the 1996 cohort compared to 43 in the 2004 cohort (compared to an increase from 8 to 11 among borrowers who never attended a for-profit) As of 2018 black BA graduates defaulted at five times the rate of white BA graduates (21 versus 4 percent), and were more likely to default than white dropouts 

Private loans
Private loans are offered by banks or finance companies  They are not guaranteed by a government agency  Private loans cost more, offer less favorable terms, and are generally used only when students have exhausted the federal borrowing limit  They are not eligible for Income-Based Repayment plans, and frequently have less flexible payment terms, higher fees, and more penalties, than federal student loans  Private loans may be difficult to discharge through bankruptcy Private loans are made to students or parents  They have higher limits and no payments until after education, although interest starts to accrue immediately and the deferred interest is added to the principal  Interest rates are higher on federal loans, which are set by the United States Congress The advantage of private student loans is that they do not include loan or total debt limits  They typically offer a no-payment grace period of six months (occasionally 12 months) 
Most experts recommend private loans only as a last resort, because of the less favorable terms 

Loan types
Private student loans generally come in two types: school-channel and direct-to-consumer 
School-channel loans offer borrowers lower interest rates, but generally take longer to process  These loans are "certified" by the school, which means the school signs off on the borrowing amount, and the funds are disbursed directly to the school  The "certification" means only that the school confirms the loan funds will be used for educational expenses only and agrees to hold them and disburse them as needed  Certification does not mean that the school approves of, recommends, or has even examined the loan terms 
Direct-to-consumer private loans do not involve the school  The student supplies enrollment verification to the lender, and the loan proceeds are disbursed directly to the student  While direct-to-consumer loans generally carry higher interest rates than school-channel loans, they allow families access to funds more quickly — in some cases, in a matter of days  This convenience comes at the risk of student over-borrowing and/or use of funds for inappropriate purposes Loan providers range from large education finance companies to speciality companies that focus exclusively on this niche 

Interest rates
Private student loans usually have substantially higher interest rates, and the rates fluctuate depending on the financial markets  Some private loans require substantial up-front origination fees ("points") along with lower interest rates  Interest rates also vary depending on the applicant's credit history 
Most private loan programs are tied to financial indexes such as the Wall Street Journal Prime rate or the BBA LIBOR rate, plus an overhead charge  Students and families with excellent credit generally receive lower rates and smaller loan origination fees than those with poorer credit histories  Interest payments are tax deductible 
Lenders rarely give complete details of loan terms until after an application is submitted  Many lenders advertise only the lowest interest rate they charge (for good credit borrowers)  Borrowers with damaged credit can expect interest rates that are as much as 6% higher, loan fees that are as much as 9% higher, and loan limits that are two-thirds lower than those advertised figures 

Loan fees
Private loans often carry an origination fee, which can be substantial  Origination fees are a one-time charge based on the amount of the loan  They can be paid from the loan proceeds or from personal funds independent of the loan amount, often at the borrower's preference  Some lenders offer low-interest, 0-fee loans  The origination fee gets paid once, while interest is paid throughout the loan  The loan amount accumulates to about 15 billion borrowed from private loans All lenders are legally required to provide a statement of the annual percentage rate (APR) prior to closure  Unlike the "base" rate, this rate includes any fees charged and can be thought of as the "effective" interest rate including interest, fees, etc  When comparing loans, comparing APR rather than "rate" ensures a valid comparison for loans that have the same repayment term  However, if the repayment terms are different, APR becomes a less-perfect comparison tool  In those circumstances comparing total financing costs may be more appropriate 

Loan terms
In contrast with federal loans, whose terms are standardized, private loan terms vary from loan to loan  However, it is not easy to compare them, as some conditions may not be revealed until signing  A common suggestion is to consider all terms, not just respond to advertised interest rates  Applying to multiple lenders (to create a comparison) can damage the borrower's credit score  Examples of other terms  that vary by lender are deferments (amount of time after leaving school before payments start) and forbearances (a period when payments are temporarily stopped due to financial or other hardship) 

Cosigners
Private student loan programs generally issue loans based on the credit history of the applicant and any applicable cosigner, co-endorser or coborrower  Students may find that their families have too much income or too many assets to qualify for federal aid, but lack sufficient assets and income to pay for school without assistance  Most students need a cosigner in order to qualify for a private loan Many international students can obtain private loans (they are usually ineligible for federal loans) with a cosigner who is a citizen or permanent resident  However, some graduate programs (notably top MBA programs) partner with private loan providers  In those cases, no cosigner is needed for international students 

Loan servicers
The U S  Department of Education contracts with companies to manage, or service, the loans it owns  These companies are the primary point of contact for borrowers after they graduate and enter repayment 
As of July 2023, the four companies which service the majority of student loans are Aidvantage, EdFinancial Services, MOHELA (Higher Education Loan Authority of the State of Missouri) and Nelnet  ECSI (Educational Computer Systems, Inc ) is the exclusive servicer for the remaining Perkins Loans  Borrowers who have defaulted on loans are assigned to the Department of Education’s Default Resolution Group for servicing 

Student loan asset-backed securities (SLABS)
FFELP and private loans are bundled, securitized, rated, then sold to institutional investors as student loan asset-backed securities (SLABS)  Navient and Nelnet are two major private lenders  Wells Fargo Bank, JP MorganChase, Goldman Sachs and other large banks package and sell SLABS in bundles  Moody's, Fitch Ratings, and Standard and Poor's rate SLAB quality The Asset-Backed Security (ABS) industry received financial relief in 2008 and in 2020 through the Term Asset-Backed Securities Loan Facility (TALF) program, which was created to preserve the flow of credit to consumers and businesses, including student loans  In 2020, critics argued that the SLAB market was poorly regulated and could be headed toward a significant downturn, despite perceptions that it was low risk 

Repayment and default
Metrics
The industry metrics are repayment rate and default rate, such as the one-, three-, five-, and seven-year default rates  DOE's College Scorecard includes the following repayment statuses:

Making Progress
Forbearance
Deferment
Not Making Progress
Delinquent
Defaulted
Paid In Full
Discharged

Repayment rate
The three-year repayment rate for each school that receives Title IV funding is available at DOE's College Scorecard  This number may be a poor indicator of the overall default rate: some schools place loans into forebearance, deferring loans beyond the three-year window to present a low default rate 

Default rate
The default rate for borrowers who did not complete their degree is three times as high as the rate for those who did : 1

Standard repayment
Federal loans are initially designated as standard repayment  Standard repayment borrowers have 10 years to repay  The loan servicer calculates the monthly payment amount that will pay off the original loan amount plus all accrued interest after 120 equal payments 
Payments cover interest and part of the principal  Some loan terms may be shorter than 10 years  The minimum monthly payment is  $50 

Income-related repayment
Income-based repayment
If loan debt is high but income is modest or zero, borrowers may qualify for an income-driven repayment (IDR) plan  Most major types of federal student loans—except for PLUS loans for parents—are eligible  IDRs allow borrowers to cap their monthly payments at 10%, 15%, or 20% of disposable income for up to 20 or 25 years, after which the remaining balance is forgiven Four IDRs are available:

Income-Based Repayment (IBR)
Pay As You Earn (PAYE)
Revised Pay As You Earn (REPAYE)
Income-Contingent Repayment (ICR)

Income share agreements
An income share agreement is an alternative to a traditional loan  The borrower agrees to pay a percentage of their salary to the educational institution after graduation  Purdue University offers income share agreements 

Defenses to repayment
Under some circumstances, debt can be cancelled  For example, students who attended a school when it closed or the student was enrolled based on false claims may be able to escape repayment 

Leaving the country to evade repayment
Debt evasion is the intentional act of trying to avoid attempts by creditors to collect a debt  News accounts report that some individuals are departing the US to escape their debt  Emigration does not discharge the loan or stop interest and penalties from accruing 
International addresses make it more difficult to find people, and collection companies would usually need to hire an international counsel or a third party collector to recoup the debt, cutting into their profits and reducing their incentive to go after a debtor   'It increases our expenses to go overseas,' says Justin Berg of American Profit Recovery, a debt collection agency in Massachusetts  'Our revenues are cut by more than half,' he says "
Nations may enter into agreements with the US to facilitate the collection of student loans After default, co-signers remain liable for repayment 

Bankruptcy
Federal loans and some private loans can be discharged in bankruptcy by demonstrating that the loan does not meet the requirements of section 523(a)(8) of the bankruptcy code or by showing that repayment of the loan would constitute "undue hardship"  While credit card debt often can be discharged through bankruptcy proceedings, this option is not generally available for federally subsidize or insured student loans  Unless the loan can be proven not to be an educational benefit, those seeking to discharge their debt must initiate an adversary proceeding, a separate lawsuit within the bankruptcy case where they illustrate the required hardship  Many borrowers cannot afford the costs to retain an attorney or litigation costs associated with an adversary proceeding, such as a bankruptcy case  The undue hardship standard varies from jurisdiction to jurisdiction, but is generally difficult to meet  In most circuit courts discharge depends on meeting the three prongs in the Brunner test: As noted by the district court, there is very little appellate authority on the definition of "undue hardship" in the context of 11 U S C  § 523(a)(8)(B)  Based on legislative history and the decisions of other district and bankruptcy courts, the district court adopted a standard for "undue hardship" requiring a three-part showing: (1) that the debtor cannot maintain, based on current income and expenses, a "minimal" standard of living for herself and her dependents if forced to repay the loans; (2) that additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and (3) that the debtor has made good faith efforts to repay the loans  For the reasons set forth in the district court's order, we adopt this analysis  The first part of this test has been applied frequently as the minimum necessary to establish "undue hardship " See, e g , Bryant v  Pennsylvania Higher Educ  Assistance Agency (In re Bryant), 72 B R  913, 915 (Bankr E D Pa 1987); North Dakota State Bd  of Higher Educ  v  Frech (In re Frech), 62 B R  235 (Bankr D Minn 1986); Marion v  Pennsylvania Higher Educ  Assistance Agency (In re Marion), 61 B R  815 (Bankr W D Pa 1986)  Requiring such a showing comports with common sense as well 
Federal student loans may be eligible for administrative discharge  Those provisions do not apply to private loans, although private loans may be subject to discharge in bankruptcy  One study found that a quarter million student debtors file for bankruptcy each year  Approximately 450 attempted to seek a discharge in 2017 by arguing that their loan was not an "educational benefit" as defined by section 523(a)(8), or they successfully argued for "undue hardship"  Of the completed cases, more than 60% were able to discharge their debts or achieve a settlement  The study concluded that the data showed: Creditors are settling unfavorable cases to avoid adverse precedent and litigating good cases to cultivate favorable precedent  Ultimately, this litigation strategy has distorted the law and cultivated the myth of nondischargeability The study found that debtors who obtain favorable outcomes do not possess unique characteristics differentiating them from those who do not seek discharge and estimates that 64,000 individuals who filed for bankruptcy in 2019 would have met the hardship standard  It concluded about half of all bankrupt debtors could obtain relief, except that they had become convinced that loans were not dischargeable For disabled debtors the standard is whether "substantial gainful activity" (SGA) is still possible Borrowers determined to be disabled by the Social Security Administration, are eligible if the SSA placed the individual on a five- to seven-year review cycle  Debt discharged due to death or total permanent disability is nontaxable In three circuit court jurisdictions private student loans are dischargeable in bankruptcy 

Criticisms
School effects
Some critics of financial aid in general claim that it allows schools to raise their fees, to accept unprepared students, and to produce too many graduates in some fields of study In 1987, then-Secretary of Education William Bennett argued that “    increases in financial aid in recent years have enabled colleges and universities blithely to raise tuition, confident that Federal loan subsidies would help cushion the increase ” This statement came to be known as the “Bennett Hypothesis” 
In July 2015, a Federal Reserve Bank of New York Staff Report concluded that institutions more exposed to increases in student loan program maximums tended to respond with disproportionate tuition increases  Pell Grant, subsidized, and unsubsidized loans led to increases of about 40, 60, and 15 cents on the dollar, respectively  In the 20 years between 1987 and 2007, tuition costs rose 326%  Public universities increased their fees by 27% over the five years ending in 2012, or 20% adjusted for inflation  Public university students paid an average of almost $8,400 annually for in-state tuition, while out-of-state students paid more than $19,000  For the two decades ending in 2013, college costs rose 1 6% more than inflation each year  By contrast, government funding per student fell 27% between 2007 and 2012 Many students cannot get loans or determine that the cost of going to school is not worth the debt, believing that they would still be unable to make enough income to pay it back Some universities steered borrowers to preferred lenders that charged higher interest rates  Some of these lenders allegedly paid kick backs to university financial aid staff  After the behavior became public, many universities rebated fees to affected borrowers 

Interest rates
The federal student loan program was criticized for not adjusting interest rates according to factors under students' control, such as the choice of academic major  Critics have contended that flat-rate pricing contributes to inefficiency and misallocation of resources in higher education and lower productivity in the labor market  However, one study found that high debt and default levels do not burden society substantially 

Bankruptcy
In 2009 student loans' non-dischargeability was claimed to provide a credit risk-free loan for the lender, averaging 7 percent a year 

Long-term debt and default
About one-third of borrowers never pay off their loans  Those who default shift their burden to taxpayers According to Harvard Business School researchers, "when student debt is erased, a huge burden is lifted and people take big steps to improve their lives: They seek higher-paying careers in new states, improve their education, get their other finances in order, and make more substantial contributions to the economy "

Sallie Mae and Nelnet
Sallie Mae and Nelnet are the largest lenders and are frequently defendants in lawsuits  The False Claims Suit was filed on behalf of the federal government by former DOE researcher Dr  Jon Oberg against Sallie Mae, Nelnet, and other lenders  Oberg argued that the lenders overcharged the United States Government and defrauded taxpayers of over $22 million  In August 2010, Nelnet settled and paid $55 million  Ultimately seven lenders returned taxpayer funds as a result of his lawsuits 

School quality
In April 2019, Brookings Institution fellow Adam Looney, a long-time analyst of student loans, claimed that:"It is an outrage that the federal government offers loans to students at low-quality institutions even when we know those schools don’t boost their earnings and that those borrowers won’t be able to repay their loans  It is an outrage that we make parent PLUS loans to the poorest families when we know they almost surely will default and have their wages and social security benefits garnished and their tax refunds confiscated, as $2 8 billion was in 2017  It is an outrage that we saddled several million students with loans to enroll in untested online programs that seem to have offered no labor market value  It is an outrage that our lending programs encourage schools like USC to charge $107,484 (and students to blithely enroll) for a master’s degree in social work (220 percent more than the equivalent course at UCLA) in a field where the median wage is $47,980  It’s no wonder many borrowers feel their student loans led to economic catastrophe "

Potential consequences of student loan debt
While college grads earn about 70% more than people with only a high school degree, student loan debt has been associated with several social, economic, and psychological consequences, including:

having to choose less satisfying work that pays more
lower credit ratings from missed payments that may disqualify borrowers from work opportunities given poor payment history
reduced wealth accumulation
reduced housing access
delayed marriage
delayed childbirth
decreased retirement security
increased anxiety

Reform proposals
Organizations that advocate for student loan reform include the Debt Collective and Student Loan Justice Some pundits proposed that colleges share liability on defaulted student loans Sen  Bernie Sanders (I-Vt ) and Rep  Pramila Jayapal (D-Wash ) introduced legislation in 2017 to "make public colleges and universities tuition-free for working families and to significantly reduce student debt " The policy would eliminate undergraduate tuition and fees at public colleges and universities, lower interest rates, and allow those with existing debt to refinance  Sanders offered a new proposal in 2019 that would cancel $1 6 trillion of student loan, undergraduate and graduate debt for around 45 million Americans Senator Brian Schatz (D-Hawaii) reintroduced the Debt Free College Act in 2019 In 2020, a majority of economists surveyed by the Initiative on Global Markets felt that forgiving all student loans would be more beneficial to higher income earners than lower income earners During the 2020 presidential election, then-candidate Joe Biden said he planned to allow $10,000 in debt forgiveness to all student debtors  On August 24, 2022, Biden announced that he would forgive an amount of $10,000 for an estimated 43 million borrowers, and an additional $10,000 for Pell Grant recipients, with this relief limited to singles earning under $125,000 and married couples earning under $250,000, including refunding payments during the forbearance period by any borrower who requests it  This would reduce debt for an estimated 43 million borrowers and eliminate student loan debt for an estimated 20 million   The Congressional Budget Office estimated that it would cost the government about $400 billion  The administration also proposed a new income-driven repayment plan  The U S  Supreme Court ruled June 30, 2023 that Biden's plan required action by Congress and that the HEROES Act did not permit the administration to act on its own Some borrowers still have loans issued under the Federal Family Education Loan Program which closed in 2010  The Biden forgiveness plan originally allowed these borrowers to receive forgiveness by consolidating into Direct Loans, but due to potential lawsuits stopped allowing this on September 29, 2022, potentially excluding 800,000 FFEL borrowers 

See also
Student financial aid in the United States
College tuition in the United States
EdFund
Free education
Higher Education Price Index
Tertiary education
Private university
Student debt
Student loan
Tuition payments
Tuition freeze
Passage 12:
Robert Khayat
Robert Conrad Khayat (born April 18, 1938) was the 15th Chancellor of the University of Mississippi  He also played American football as a placekicker, guard, and center for Ole Miss and in the National Football League (NFL) for the Washington Redskins during the 1960, 1962 and 1963 seasons  He was appointed Chancellor in 1995 

Early years
Khayat was born in Moss Point, Mississippi, to Lebanese parents  He attended Moss Point High School and the University of Mississippi  He received both bachelor of arts and Juris Doctor degrees from the University of Mississippi  He also played football for the Ole Miss Rebels football team from 1957 to 1959  He also received an LL M  degree from Yale University 

Professional football career
Khayat was selected by the Cleveland Browns in the 1960 NFL Draft  He was then traded to the Washington Redskins in April 1960  He played for the Redskins during the 1960, 1962, and 1963 seasons  Following the 1960 season, he was named to the Pro Bowl squad  He appeared in a total of 40 NFL games and kicked 38 field goals and 90 extra points His brother Eddie Khayat also played and coached in the NFL 

Later years
Khayat later became a lawyer and taught law at the University of Mississippi School of Law He was appointed chancellor in 1995  In one of his first acts as chancellor, Khayat arranged for a $5 4 million gift from Jim and Sally Barksdale to establish an honors college at the university  In 1996, with enrollment declining, Khayat retained the public relations firm, Burson-Marsteller, to conduct a survey of public perception — including university symbols  When The New York Times reported on the review, which included the Confederate Flag and other Old South symbols, a media frenzy ensued 
On January 6, 2009, Khayat announced his retirement effective June 30, 2009  He was succeeded by Daniel Jones on June 15, 2009 
Khayat's memoir, The Education of a Lifetime, was published on September 10, 2013 



ground_truth: James Howard Meredith

James Meredith

prompt_front: Answer the question based on the given passages. Only give me the answer and do not output any other words.

Question: In which county was Zhu Qinan born?

The following are given passages.
Context 3:  On October 14, 2005, Raindance filed a countersuit against Webex for patent infringement  Both parties sought both damages and an injunction enjoining further acts they claim to be infringing on patents  On March 31, 2006, the parties agreed to the dismissal of both actions, releases of claims for past infringement, payments associated with those releases, and cross-licenses to each other's patents  The agreement resulted in Webex receiving 1 million dollars from Raindance 

See also
Collaborative software
Comparison of web conferencing software
Comparison of remote desktop software
Zoom (software)
Passage 3:
Central Library (Kansas City, Missouri)
The Central Library is the main library of the Kansas City Public Library system, which is located in the Library District of Downtown Kansas City, Missouri, United States  It is situated at 14 West 10th Street, at the corner of West 10th Street and Baltimore Avenue, across Baltimore Avenue from the Kansas City Club and up from the New York Life Building  It contains the administration of Kansas City's library system Within the Central Library, the Missouri Valley Room contains a wide collection of items related to Kansas City local history, including original and published materials, news articles, postcards, photographs, maps, and directories dating from the city's earliest history   The Library's Ramos Collection includes books, pamphlets, journal articles, and other materials relating to African-American history and culture 
Passage 4:
Salamá
Salamá is a city in Guatemala  It is the capital of the department of Baja Verapaz and it is situated at 940 m above sea level  The municipality of Salamá, for which the city of Salamá serves as the administrative centre, covers a total surface area of 764 km² and contains 65,275 people 

Etymology
Salamá comes from Kʼicheʼ Tz'alam Ha meaning table on water 

History
Salamá was settled as a doctrine by the Order of Preachers in the 1550s, as part of the Tezulutlán Capitulations that friar Bartolome de las Casas lobbied from the Crown  The friars had thousands of acres with hills, forest, a section of the plain and abundant water supply  Both location and weather were ideal for vines; the characteristic soil and dried grass from the rest of the plain was replaced by vines thanks to a superb irrigation system the friars built inspired by the Romans After independence in 1821, the Central Ameran liberal criollos tried to remove the Catholic Church from power, along with the Guatemalan aristocrats of the Aycinena family  By 1829, the liberal forces of general Francisco Morazán expelled both the aristocrats and the regular orders from Central America, including the Order of Preachers, one of the richest  In Salamá, they had to leave behind their monastery, church and vines, which were confiscated by the Guatemalan State government, but remained abandoned due to the political turmoil of the times 

Battle of Salamá of 1839
In early 1838, Morazán's liberal forces were back in Guatemala after a peasant revolt ousted Guatemalan governor Mariano Galvez  Morazán and his Guatemalan ally José Francisco Barrundia invaded Guatemalan soil and when they arrived in San Sur, they summarily executed Chúa Álvarez, general Rafael Carrera's father-in-law, because Carrera was the leader of the revolt  Morazán's soldiers placed Álvarez' head on top of a spike as a warning to Carrera's followers  Upon learning the news, both Carrera and his wife, Petrona Álvarez – who had left Guatemala City to face Morazán and were in Mataquescuintla – promised to avenge Chúa even after Morazán's death  The liberals sent several envoys to try to meet with Carrera, but he did not want to talk to them –especially not to Barrundia, who was told that he should not try to come in to talk to Carrera if he wanted to remain alive  After this, Morazán began a strong offensive, destroying every single town in his path, stealing the few belongings and forcing Carrera militants to hide in the mountains Thinking that Carrera was completely defeated, Morazán and Barrundia went on to Guatemala City, where governor Valenzuela and the conservative criollos of the Aycinena family celebrated finally having a leader like Morazán, who had defeated Carrera and his peasant revolt once and for all  The Guatemalans offered to sponsor any campaign that Morazán wanted at that point  Morazán helped Los Altos and appointed Mariano Rivera Paz, who was close to the Aycinena family; however he did not return to the former aristocrats any of their confiscated possessions  In return, Juan José de Aycinena y Piñol, leader of the family, voted in favor of dissolving the Central American Federation, thus forcing Morazán to return to El Salvador to try to save what was left of his presidential powers  On his way to El Salvador, he increased repression, on anybody suspect of helping Carrera in the past Knowing that Morazán was on his way to El Salvador, Carrera tried to take Salamá with the little forces that he still had left, but was defeated and even lost his brother Laureano in the battle   With only a handful of men he was able to escape, badly wounded, to Sanarate  After a halfway recovery, Carrera had a few more battles where he won, but suffered considerable casualties Finally, the liberal forces captured Carrera, but could not shoot him, because the Central American Federation was in turmoil and they needed the caudillo to keep the peasants in check  Morazán was forced to appoint him as commander in Mita  Morazán would come to regret that decision, as Carrera would eventually defeat him in 1840, finishing the Honduran general run as the main political figure of Central America As of 1850, the population was estimated to be 4,500 

Miguel Enríquez and president Barillas in 1892
In 1892, president general Manuel Barillas called an election  It was the first time a Guatemalan president had become tired of the office and it was also the first election in Guatemala that allowed the candidates to run propaganda in the local newspapers  Among the candidates who ran for office were:

Lorenzo Montúfar y Rivera: a well known a respected liberal intellectual  He was the only one of all candidates who made an engraving of his portrait to publish it in the newspapers and was accused of wasting resources for doing this 
General José María Reyna Barrios: nephew of former president Justo Rufino Barrios and eventual winner 
Miguel Enríquez: a Salamá landowner  Enríquez had been a liberal, but became a conservative after the persecution that he suffered from the Barillas administration Barillas was unique among all liberal presidents of Guatemala between 1871 and 1944: he handed over power to his successor peacefully  When election time approached, he sent for the three Liberal candidates to ask them what their government plan would be  Satisfied with the response of Reyna Barrios, Barillas made sure a huge column of Quetzaltenango and Totonicapán Indigenous people came down from the mountains to vote for the general  The official agents did their job: Reyna was elected president and, so as not to offend the losing candidates, Barillas gave them checks to cover the costs of their presidential campaigns  Reyna Barrios of course received nothing, but he went on to become President on March 15, 1892 Only Enríquez was not compensated; on the contrary, after the elections he had to run away from his farmland in Salamá after being accused of sedition; he was captured and executed near Zacapa 

Miguel Ángel Asturias in Salamá
In 1904, the father of future Literature Nobel Prize awardee Miguel Ángel Asturias, who was a judge, freed several students that had been detained after rioting  In consequence president Manuel Estrada Cabrera, and removed him from his post  In 1905, the family was forced to move to Salamá, where Miguel Ángel Asturias lived on his grandparents' farm and came in contact with Guatemalan natives for the first time  His nanny, Lola Reyes, was a native girl who told him stories, myths and legends from her culture which eventually would impact heavily in his work  In 1908, when Asturias was nine years old, his family returned to Guatemala City 

Anticommunist rebellion in 1953
During the revolutionary government of colonel Jacobo Árbenz, the opposition – mainly formed by Guatemalan landlords and United Fruit Company executives – was completely against any reform that the government of Juan José Arévalo had established: social security, creation of commercial and public labor unions, democracy and freedom of press, among others  At the election of Árbenz in 1950, the Guatemalan elite was desperate, but most of its members hoped that the new president would back out of the policies of his predecessor, whom they accused of communism  Árbenz' image convinced them of that: the Guatemalan colonel was married to María Cristina Vilanova, a lady from the Salvadorian elite  He was an Army officer, lived in a mansion in zone 10 in Guatemala City and had the proper aristocratic presence  But their hopes were shattered when Árbenz supported the formation of the Guatemalan Communist Party and then pushed for aggressive agrarian reform  Confronted with the situation, the opposition had only one clear goal: to defend the privileges that they had enjoyed in Guatemala for generations and so they embraced anticommunism to justify their fight against the government  On the other hand, the middle class enjoyed benefits that allowed them to prosper and they were loyal to Árbenz  The peasants were for the first time since the Rafael Carrera government treated with respect and dignity This was the political and economic situation of the country when on 29 March 1953 the anticommunist opposition assaulted Salamá at dawn: approximately 100 rebels invaded Salamá and neighboring San Jerónimo  The invasion was not properly organized and by 6:00 a m  was completedly defeated by army forces that arrived from Cobán  This event however began government prosecution of anticommunist elements, which gradually escalated until it became pure repression in May 1954, when CIA Operation PBSuccess and the Carlos Castillo Armas invasion were well in progress and the Arbenz regime was practically doomed 

Festivals
The annual festival takes place from September 17 to September 22 

Climate
Salamá has a tropical savanna climate (Köppen: Aw) 

Geography and location
Settlements
Salamá has 146 settlements, being the main ones:

San Rafael Chilasco is the largest settlement and is a tourist attraction given that it has one of the tallest waterfalls in Central America 

Geographic location
Salamá is surrounded by Baja Verapaz municipalities, except by South, where it borders Chuarrancho, a Guatemala Department municipality 

See also
Guatemala portal
 Geography portal
Baja Verapaz
History of Guatemala
Order of Preachers
List of places in Guatemala

Notes and references
Passage 5:
Zhu Yunlai
Levin Zhu Yunlai (born 29 July 1958) is a Chinese businessman  He is the eldest son of Zhu Rongji, a former Premier of the People's Republic of China  In 1994, he graduated from the University of Wisconsin, studying atmospheric science 
In 1998, Zhu was invited by Wang Qishan to join China International Capital Corporation, which was then fledgling investment bank based in China, with Morgan Stanley as a shareholder  Zhu served as CEO of the firm between 2004 and 2014 Zhu and his father, Zhu Rongji, by family tradition, are descendants of Zhu Yuanzhang, the Hongwu Emperor, the founding emperor of the Ming dynasty, through the line of Zhu Pian, Zhu Yuanzhang's 18th son 
Passage 6:
Cyprus Popular Bank
Cyprus Popular Bank (from 2006 to 2011 known as Marfin Popular Bank) was the second-largest banking group in Cyprus behind the Bank of Cyprus until it was 'shuttered' in March 2013 and split into two parts  The 'good' Cypriot part was merged into the Bank of Cyprus (including insured deposits under 100,000 Euro) and the 'bad' part or legacy entity holds all the overseas operations as well as uninsured deposits above 100,000 Euro, old shares and bonds  The uninsured depositors were subject to a bail-in and became the new shareholders of the legacy entity   As at May 2017, the legacy entity is one of the largest shareholders of Bank of Cyprus with 4 8% but does not hold a board seat  All the overseas operations, of the now defunct Cyprus Popular Bank, are also held by the legacy entity, until they are sold by the Special Administrator, at first Ms Andri Antoniadou, who ran the legacy entity for two years, from March 2013 until 3 March 2015  She tendered her resignation due to disagreements, with the Governor of the Central Bank of Cyprus and the Central Bank Board members, who amended the lawyers of the legacy entity, without consulting her  Veteran banker Chris Pavlou who is an expert in Treasury and risk management took over as Special Administrator of the legacy entity in April 2015 until December 2016  The legacy entity is pursuing legal action against former major shareholder Marfin Investment Group 
Its shares were listed on the Cyprus Stock Exchange and the Athens Stock Exchange  CPB had a network of more than 295 branches in Cyprus, Russia, Ukraine, Romania, Serbia, the UK and Malta  The bank had applied to open a representative office in Beijing, People's Republic of China Trading on the island as Laiki Bank (Laiki being the Greek word for Popular), as of September 2012 it held a 16% share of the market in loans and a 14 4% share of deposits   The Bank made a series of large loans, many to Greek companies prior to and during their financial crisis  What followed has been described as "billions handed out in bad loans created a financial time-bomb"  After the bank collapsed, it was rescued by the Cypriot government, which took 84% ownership on 30 June 2012 and as of March 2013 it is being dismantled as part of the 2012–2013 Cypriot financial crisis 

History
In 1901, four leading citizens of Limassol—Agathoclis Francoudis, Ioannis Kyriakides, Christodoulos Sozos and Neoklis Ioannides—established the Popular Savings Bank of Limassol to encourage saving among the workforce  More than two decades later, in 1924, the bank changed its name from the Popular Savings Bank of Limassol to the Popular Bank of Limassol  The bank also became the first company in Cyprus to register as a public-traded company 
Then in 1967, the Popular Bank of Limassol changed its name to Cyprus Popular Bank (CPB) to reflect the bank’s expansion beyond Limassol  Expansion beyond Limassol followed quickly, with the establishment of its first branches in Nicosia,  Famagusta (1969), and Paphos and Larnaca (1970)  Also in 1970, Midland Bank acquired 22% of the company's shares, making Midland a major shareholder in CPB  The next year CPB relocated its headquarters from Limassol to Nicosia 

1974 CPB established its first London branch 
1983 CPB acquired all the Cyprus operations of Grindlays Bank located in the area under government control 
1992 CPB opened the first branch of European Popular Bank in Athens  CPB owned 58% of the shares of the bank; other shareholders included HSBC (formerly Midland Bank) and Greek and Cypriot investors  CPB retained branches in Heraklion and Thessaloniki
1995 CPB opened its first representative offices in South Africa and in Toronto, Ontario, Canada 
1996 CPB opened its first representative offices in Australia 
1997 CPB opened its first representative offices in Serbia and in Russia ("Rosprombank")
1998 CPB establishes a representative office in New York  (NY State Banking Dept says State chartered) 
2000 The Cyprus Popular Bank Group changed its name to Laiki Group 
2001 The Laiki Group established a subsidiary in Australia with five branches 
2005 The Group established Laiki Bank (Guernsey), and purchased Bank Centrobank in Serbia 
2006 The Greek Marfin Investment Group acquired HSBC's shares in Laiki Bank, establishing a strong minority share position   Subsequently, the Marfin Investment Group through more acquisitions managed to take control of Laiki Bank, which it re-branded as Marfin Popular Bank   In Greece, the Marfin Group consolidated Egnatia, Laiki and Marfin to form Marfin Egnatia Bank, which is the 95%-owned Greek subsidiary of Marfin Popular Bank 
2007 The bank announced the planned takeover of 50 12% of the share capital of AS SBM Pank, a bank in Estonia MPB also acquired 99 2% of the shares of Marine Transport Bank Ukraine for US$156 million  This bank was founded in 1993 as Marine Trade Bank and changed its name to Marine Transport Bank in 1996  It has its headquarters in the Odesa region and has 86 branches 
Lastly, MPB acquired 43% of the share capital of Lombard Bank Malta for €48 million from Banca della Svizzera Italiana (BSI) of Lugano  CPB now holds c  49% of Lombard Bank Malta In 2007, the bank announced a multi-million financial deal to sponsor the football First Division in Cyprus until 2010 
2008 Marfin Popular Bank completed its acquisition of 50 4% of the shares of CJSC RPB Holding, parent company of the Rossisysky Promishlenny Bank (Rosprombank), for €83 million  The acquisition makes Marfin the first Greek or Cypriot bank to acquire control of a bank in Russia 
In 2010, they launched a new mobile banking and mobile trading service  In the same year, the company was selected as the bank of the year in Cyprus by the Banker 
2010 MPB sold 85% of Laiki Bank Australia to Bank of Beirut  The Australian bank received a new name, Beirut Hellenic Bank  At the time, the bank had a branch in Adelaide, four branches in Melbourne and five branches in Sydney 
2011 MPB sold the majority of its shareholding in its Estonian subsidiary and returned to its historic name of Cyprus Popular Bank (CPB) 
In 2012 CPB converted its Greek subsidiary into a branch of the parent bank 
The 2012–2013 Cypriot financial crisis resulted in financial difficulties at CPB  The Cypriot state recapitalized CPB on 30 June 2012 with the result that the government acquired 84% of the bank's equity  This increased the bank's core tier 1 capital ratio towards 9%, the level mandated by the European Banking Authority 
In early 2013 CPB renamed its Greek branches to CPB Bank and on 26 March the bank sold them to Piraeus Bank  Laiki was split into a good and bad bank, the good bank (Cyprus operations) merged with Bank of Cyprus and the bad bank is in the process of being sold and finally shuttered  The board and CEO were replaced on 27 March  The bad bank was being run by a Special Administrator Ms Andri Antoniadou who was acting CEO until 3 March 2015  Veteran banker Chris Pavlou took over as Special Administrator in April 2015 until December 2016 In 2018 European Court dismisses compensation claim in Cyprus 2013 deposit-grab 
Passage 7:
Pesanggrahan, South Jakarta
Pesanggrahan is a district of South Jakarta one of the administrative cities which forms the capital territory of Jakarta, Indonesia  The Pesanggrahan River flows along the eastern edge of Pesanggrahan District  To the west of Pesanggrahan District is Tangerang and South Tangerang, Banten Province 
Pesanggrahan District was originally part of the Kebayoran Lama District, which was later made into a separate district 
A southwestern portion of the Jakarta Outer Ring Road and the Serpong-Jakarta railway passed through Pesanggrahan District 

Toponym
The name Pesanggrahan is derived from the name of the river Pesanggrahan along the eastern edge of the district 

Kelurahan (Administrative villages)
The district of Pesanggrahan is divided into five administrative villages (kelurahan):

Ulujami - area code 12250
Petukangan Utara - area code 12260
Petukangan Selatan - area code 12270
Pesanggrahan - area code 12320
Bintaro - area code 12330

List of important places

Budi Luhur University
Darunnajah Islamic Boarding School
Metro Mall Cipulir
Taman Swadharma
Passage 8:
Sanjiang Church
Sanjiang Church (三江基督教堂) was a Christian church located in Yongjia County, near Wenzhou, in Zhejiang Province, China  The church was completed in December 2013   The city of Wenzhou is a port city believed to have China's largest Christian community   Local Christians claim as many as 15 percent of the residents Christians with the majority being Protestant   British missionaries George and Grace Stott had set up churches in this area towards the end of the 19th century 
The Sanjiang Church was completed in 2013 after almost six years and after local Christians pooled together between 3 2 and 4 9 million US dollars (20-30 million yuan) for the construction costs   The building was large enough to hold up to 2,000 people with the church complex occupying more than 100,000 square feet of land  The church had been registered with the government authorities  The demolition was preceded by a petition by local believers of the Chinese folk faith accusing the church to disrupt the area's feng shui (cosmic harmony), highlighting the tensions between indigenous religious groups and Christianity 

2014 Protests
In April 2014, thousands of Chinese Christians camped around a church to prevent it from being demolished after several crosses had been torn down   In February 2014, local officials began an antireligious campaign to demolish any church buildings that violated local regulations   Local Christians claim that Communist Party officials object to the bright, prominent crosses that some churches use to advertise their presence and want these crosses to be replaced with smaller crosses inside   Government officials claim that the building is structurally unsound 

Demolition
As of April 28, 2014, the entire church had been toppled over 
Passage 9:
Biłgoraj County
Biłgoraj County (Polish: powiat biłgorajski) is a unit of territorial administration and local government (powiat) in Lublin Voivodeship, eastern Poland  It was established on January 1, 1999, as a result of the Polish local government reforms passed in 1998  Its administrative seat and largest town is Biłgoraj, which lies 79 kilometres (49 mi) south of the regional capital Lublin  The county contains three other towns: Tarnogród, lying 21 km (13 mi) south of Biłgoraj, Józefów, lying 24 km (15 mi) east of Biłgoraj, and Frampol, 16 km (10 mi) north of Biłgoraj 
The county covers an area of 1,677 79 square kilometres (647 8 sq mi)  As of 2008, its total population is 103,661, which includes 26,306 in Biłgoraj, 3,333 in Tarnogród, 2,486 in Józefów, 1,428 in Frampol, and a rural population of 
67,596 

Neighbouring counties
Biłgoraj County is bordered by Lublin County and Krasnystaw County to the north, Zamość County and Tomaszów Lubelski County to the east, Lubaczów County and Przeworsk County to the south, Leżajsk County to the south-west, Nisko County to the west, and Janów Lubelski County to the north-west 

Administrative division
The county is subdivided into 14 gminas (one urban, three urban-rural and 10 rural)  These are listed in the following table, in descending order of population 
Passage 10:
States of Nigeria
Nigeria is a federation of 36 states and 1 federal capital territory  Each of the 36 states is a semi-autonomous political unit that shares powers with the federal government as enumerated under the Constitution of the Federal Republic of Nigeria  The Federal Capital Territory (FCT), is the capital territory of Nigeria, and it is in this territory that the capital city of Abuja is located  The FCT is not a state but is administered by elected officials who are supervised by the federal government  Each state is subdivided into local government areas (LGAs)  There are 774 local governments in Nigeria  Under the constitution, the 36 states are co-equal but not supreme because sovereignty resides with the federal government  The constitution can be amended by the National Assembly, but each amendment must be ratified by two-thirds of the 36 states of the federation 

Current states and the Federal Capital Territory
Evolution of Nigerian states
Government
States of Nigeria have the right to organize and structure their individual governments in any way within the parameters set by the Constitution of Nigeria 

Legislature
At the state level, the legislature is unicameral, with the number of its members equal to three times the number of legislators it has in the Federal House of Representatives  It has the power to legislate on matters on the concurrent list 

Executive
At the state level, the head of the executive is the governor, who has the power to appoint people to the state executive council, subject to the advice and consent of the state house of assembly (legislature)  The head of a ministry at the state level is the commissioner, who is assisted by a permanent secretary, who is also a senior civil servant of the state 

Judiciary
The Judiciary is one of the co-equal arms of the state government concerned with the interpretation of the laws of the state government  The judiciary is headed by the chief justice of the state appointed by the governor subject to the approval of the state house of assembly 

Chronology
See also
List of Nigerian states by population
ISO 3166-2:NG
List of state governors of Nigeria

Notes
Sources
Gboyega Ajayi (2007)  The military and the Nigerian state, 1966–1993: a study of the strategies of political power control  Trenton, New Jersey: Africa World Press  ISBN 978-1-59221-568-3 
Solomon Akhere Benjamin (1999)  The 1996 state and local government reorganizations in Nigeria  Ibadan: Nigerian Institute of Social and Economic Research  ISBN 978-181-238-9 
Rotimi T  Suberu (1994)  1991 state and local government reorganizations in Nigeria  Ibadan: Institute of African Studies, University of Ibadan  ISBN 978-2015-28-8 

External links
"New States of Nigeria"  Statoids 
Headline News in Nigeria Archived 2018-08-20 at the Wayback Machine StatesStates And Capital In Nigeria, Their Slogans & Current Governors A comprehensive list of all states in Nigeria and their current governors 
Passage 11:
Gmina Tarnów
Gmina Tarnów is a rural gmina (administrative district) in Tarnów County, Lesser Poland Voivodeship, in southern Poland  Its seat is the city of Tarnów, although the city is not part of the territory of the gmina 
The gmina covers an area of 82 81 square kilometres (32 0 sq mi), and as of 2006 its total population is 23,060 

Villages
Gmina Tarnów contains the villages and settlements of Biała, Błonie, Jodłówka-Wałki, Koszyce Małe, Koszyce Wielkie, Łękawka, Nowodworze, Poręba Radlna, Radlna, Tarnowiec, Wola Rzędzińska, Zawada, Zbylitowska Góra and Zgłobice 

Neighbouring gminas
Gmina Tarnów is bordered by the city of Tarnów and by the gminas of Czarna, Lisia Góra, Pleśna, Skrzyszów, Tuchów, Wierzchosławice, Wojnicz and Żabno 
Passage 12:
Minsk Region
Minsk Region, also known as Minsk Oblast or Minsk Voblasts (Belarusian: Мі́нская во́бласць, romanized: Minskaja voblasć, IPA: [ˈmʲinskaja ˈvobɫasʲtsʲ]; Russian: Минская о́бласть, romanized: Minskaya oblast), is one of the regions of Belarus  Its administrative center is Minsk, although it is a separate administrative territorial entity of Belarus  As of 2011, the region's population is 1,411,500 

Geography
Minsk Region covers a total of 39,900 km2, about 19 44% of the national total area  Lake Narach, the largest lake in the country, is located in the northern part of the region  There are four other large lakes in this region: Svir (8th largest), Myadel (11th largest), Syalyava (14th largest) and Myastro (15th largest)  It is the only region of Belarus whose border is not part of the international border of Belarus 

History
Beginning the 10th century, the territory of the current Minsk Region was part of Kievan Rus', the Principality of Polotsk, and later it was included in the Grand Duchy of Lithuania  With the unification of the Grand Duchy of Lithuania and the Kingdom of Poland, the territory became part of the Polish–Lithuanian Commonwealth 
In 1793, as a result of the second partition of Polish territory, the area was annexed by Russia as the Minsk Region  During the collapse of the Russian Empire due to the Civil War, the western part was annexed to Poland in 1921, while the east became Soviet Belarus 
The Minsk region was established on 15 January 1938, based on the amendment of the Constitutional Law of the USSR  As of 20 February 1938, the area included 20 districts   Following the Soviet invasion of Poland on September 17, 1939, the former Eastern lands of the Second Polish Republic were annexed in accordance with the Molotov–Ribbentrop Pact partitioning Poland and added to the Minsk Region 
On 20 September 1944, by the decree of the Presidium of the Supreme Soviet of the USSR, the Gressky, Kopyl, Krasnoslobodski, Luban, Slutsky, Starobin, Starodorozhski districts and the city of Sluck were removed from the Minsk region and transferred to the newly formed Bobruisk Region 
On 8 January 1954, by the decree of the USSR Presidium of the Supreme Soviet, the Nesvizhski and Stolbtsovsky districts from the abolished Baranovichi Region, as well as the Glusk, Gressky, Kopyl, Krasnoslobodski, Luban, Slutsky, Starobin, Starodorozhski districts and the city of Sluck from the abolished Bobruisk Region, were added to the Minsk Region 
In 1960, following the abolition of Molodechno Region, its southern part became the northern part of the Minsk Region 

Tourism
The number of travel agencies in Minsk Region grew from twelve in 2000 to seventy in 2010  The most popular tourist destinations of the region are Zaslavskoye Lake, the Zhdanovichi area which has health resorts, Nesvizh Palace and its surroundings, as well as the alpine ski resorts of Logoysk and Silichi 

Administrative subdivisions
The Minsk Region comprises 22 districts (raions), 307 selsovets, 22 cities, 8 city municipalities, and 20 urban-type settlements 

Districts of Minsk Region
Cities and towns
Population of cities and towns in Minsk Region

Demographics
See also
Administrative divisions of Belarus
Villages in Minsk Region
Passage 13:
Zhu Qinan
Zhu Qinan (simplified Chinese: 朱启南; traditional Chinese: 朱啟南; pinyin: Zhū Qǐnán; born November 15, 1984, in Wenzhou, Zhejiang) is a male Chinese sport shooter  He won the gold medal at the 2004 Athens Olympics in the Men's 10 m Air Rifle event and a silver medal at the 2008 Beijing Olympics in the Men's 10 m Air Rifle event  Zhu currently is studying at Zhejiang University Zhu began shooting training at Wenzhou Sports School in 1999  From there, in February 2002, he joined the Zhejiang province shooting team  Zhu joined the national shooting team on December 14, 2003  At the time of his Olympic victory, he was still a junior, and his qualification round score of 599 was an equalled junior world record  He repeated this achievement at the 2004 ISSF World Cup Final in Bangkok, which he also won  He has since then won several ISSF World Cup competitions in 10 m Air Rifle 
On September 22, 2011, Zhu shot a perfect 600 in the qualification round  He scored 103 8 in the final round making a total score of 703 8 to gain the 10 m Air Rifle final world record 
His best result in 50 m Rifle is a bronze medal from the 2004 Asian Championships  Zhu is 5'11" tall and weighs 148 pounds  At the 51st ISSF World Championship held in Granada, Spain, Zhu got gold medal in 50m Rifle 3 Positions 

World record



ground_truth: Yongjia County