Question: What are the steps of the capital deposit?

Answer: Qonto, the leading European platform for SME and freelancer finance management, facilitates online company capital deposits. We prioritize transparency, providing clear steps and verifications for your capital deposit compared to traditional players. Upon completion, you'll receive both a digital and paper certificate, streamlining registration at the  Guichet unique .    Here are the steps:    Step 1: Your registration Initiate your capital deposit by completing the online form  here . We will need the following documents: Your articles of incorporation or bylaws A  proof of identity  for each shareholder  A  proof of address   for your company headquarters Choose the pricing adapted to your situation, including the fees linked to the capital deposit and your Qonto subscription (see the pricing  here ).   ☝️ Ensure alignment with  eligibility criteria  before initiating your capital deposit registration for a smooth process ⚡️.   📌 When registering on our site, you must indicate only cash subscribers (sum of money). Contributors exclusively in-kind do not need to be filled in.   Step 2: Verification of your application As soon as we receive all your information, your application will be checked by our dedicated team within  24 hours . Once your application is accepted, you will proceed to the next step.     Step 3: Payment of your share capital A  temporary, and nominative, deposit account  is allocated to each associate in order he can make the payment of his contribution by wire transfer.   ☝️  Each associate receives his deposit IBAN by email. The account owner can also retrieve the IBANs and follow the progress of the payments on the Qonto customer area .   📌 To make this step easier, see our  Rules and advices on the payment of contributions .     Step 4: Origins of the funds' review If you opt for instant SEPA transfer, we'll immediately receive the transfer(s). ⚡️ Otherwise, it can take up to 48 hours (depending on the bank transfer delays).   After receiving the transfer(s), we'll check the origins of the funds, and let you proceed to  step 5 .   ☝️ Make sure that all the associates do the transfer at a similar date. This will prevent you from delays, waiting for all the funds.     Step 5: Your deposit request The funds' origin has been checked and validated! We will send you the deposit request by mail mentioning all your company informations.  Sign it online to confirm it!    ☝️ An error or oversight can easily occur. Check your company's information in the request document before making the signature. If you notice any inconsistencies, contact us to make the necessary changes.     Step 6: Your capital deposit certificate As soon as the deposit request is signed, we will transfer the funds to the notary. He will then sign your deposit certificate once he will receive the funds (within 12 business hours). Two versions  are produce: The digital deposit certificate : sent by email by the notary as soon as your funds will be received by him. You can register your company online with this document on  Guichet unique  website. The original deposit certificate : sent by postal service by the notary within  7 open days  after he receives your capital deposit.     Step 7: Your company registration With your deposit certificate, you can now send this document to the Guichet unique in order to obtain your  proof of registration  (synthèse INPI définitive, extrait Kbis or extrait INPI). ☝️ The easiest solution is to start your  registration online on the Guichet unique . 💡 If you are assisted by a partner for your registration documents and your procedures for the registration of your company, you just have to  complete your application on their website . Once the dossier is completed on their side (don’t forget to include your  deposit   certificate ), they will take care of your registration through the Guichet unique.   📌 You must sign your bylaws before submitting them to the Guichet unique. Make sure the date you sign the bylaws is after the date on your Deposit certificate. Also, if you include the date you obtained the Deposit certificate in your bylaws, make sure it matches the date on the Deposit certificate. Example: For a certificate signed on 01/01/2022, the bylaws must be signed on 01/01/2022 at the earliest.     Step 8: Your proof of registration To finish your capital deposit process, we need your  definitive proof of registration  (synthèse INPI définitive, extrait Kbis or extrait INPI).    ☝️ Careful, temporary documents are not accepted. Take the time to read :  Which proof of incorporation are accepted by Qonto?   Please upload it directly on  your Qonto account .     Step 9: Validation of your Qonto account Once the SIREN number is recognized in the legal bases, your account will be validated and activated. ☝️ You can now download your definitive IBAN and share it with your partners.     Step 10: Your capital restitution When the restitution request will be received by the notary, the funds will be credited on your Qonto account within  72 business hours .   💡 Qonto does not deliver a certificate for the release of capital. If your accountant asks for this document, you can provide:  your account statement, which will serve as proof of your capital release.   You will receive your account statement at the end of the month in which you registered, so that you can forward it to your accountant.     Step 11: Your Qonto card Discover the features of your account and order your credit card right away. The adventure can now begin 🚀