Question: What is the Financing section on Qonto and how does it work?

Answer: The  Financing  section is accessible only via the  web app  to Qonto account  Admins  and  Owners  who are  Corporate Officer  or  Ultimate Beneficial Owner (UBO) .   With Qonto’s financing partners, explore and access financing offers to empower your business.  Financing  is a section available on your Qonto  web app . It is a marketplace where Qonto has hand-picked partners to best suit your financing needs. Learn more about the various types of financing  here .     What is the purpose of the Financing section? The  Financing  section allows you to connect with partners selected by Qonto who meet the financing needs of small and medium-sized enterprises (SMEs). As you explore the section, you will find various offers provided by each of our partners.   If you have questions about eligibility, your application status, etc, we recommend you directly  contact partners . You can find customer support links and resources in partner pages on your Qonto account within the  Financing  section, as shown below.     ⚠️ Important:  Qonto does not endorse any particular offer and does not guarantee loan approval. You should select a partner based on your borrowing needs and their eligibility criteria. Qonto is not responsible for any losses you may incur after obtaining a loan, and plays no role in the subscription or credit evaluation process of financial partners.     Is my organization eligible? Eligibility varies from one partner to another: Criteria can include length of time with Qonto, location, revenue, commercial history, and more.   To check your eligibility for a specific offer, go to the  Financing  section and review the partner pages, as shown below:       How do I apply for a financing offering? Qonto is not part of the application decision-making process.  However, the application steps overall include:     💡 Good to know: Qonto only intervenes in the secure sharing of your Qonto data (company profile and financial data) . This sharing is only possible if you consent to it. It is 100% secure and allows for partial pre-filling of the required forms on the partner's side, which speeds up the analysis of your application.     Why should I apply through Qonto - and not directly on the partner website? Apply to financing partners through Qonto in order to:   🤖 Have a seamless application experience . Less manual typing! Applying through Qonto reduces tedious work. Our integration  automatically  pre-fills some of the information into your application.   🦘 Skip application steps . Thanks to our integration, partners have agreed to remove duplicate data entry as part of their application process. Finish your financing application quickly, so you can get back to your business.   ⛓️  Receive financing funds directly on Qonto . When you go through the  Financing  section, we automatically import your IBAN to your partner application. You can select which account you want to send your new cash to, but sending it to Qonto is a breeze!   💡  Good to know:  Can’t find a partner for your financing needs? Take 2 minutes to tell us more about your needs with  this form . We welcome suggestions!     What information is shared with partners? Our partners require access to your Qonto data, which means you authorize them to review: Your contact details Your business details linked to your Qonto account. For more information, click  here .   Your bank account and company details The list and details of bank accounts on Qonto and company information. For more information, click  here . Your transaction data All incoming and outgoing transactions of a bank account linked to Qonto. For more information, click  here .