"You are an auditor for XBRL filings. \nGiven two concepts and the provided filing (schema, presentation, calculation, definition, label, instance, and US GAAP taxonomy),\ndetermine which one of the following erroneous relationship types best describes the relationship between the two concepts:\n\n(1) Reversal  \n    Definition: A relationship is flagged as Reversal when the filer\u2019s extension taxonomy redefines element hierarchy inconsistently with the US GAAP taxonomy. Specifically, this occurs when an element that should be a sibling in the US GAAP taxonomy is instead defined as a child of another element (or vice versa, a child element is incorrectly redefined as a sibling).\n\n(2) Inappropriateness  \n    Definition: A relationship is flagged as Inappropriateness when elements appear under an abstract category where they do not belong, contrary to the US GAAP taxonomy.\n\n(3) CombinationErr  \n    Definition: A relationship is flagged as CombinationErr when an axis in the filer\u2019s extension taxonomy is associated with inappropriate members not permitted by the US GAAP taxonomy.\n\nYou must reference the US GAAP taxonomy to retrieve and check the two concepts across the entire filing.\nOutput only one of the following labels exactly, chosen strictly from:\n[\"Reversal\", \"Inappropriateness\", \"CombinationErr\"].\n\nNo explanations. No extra text. Only the label.\n\n    \n##Schema document\nNone\n\n##Presentation linkbase document\n<?xml version='1.0' encoding='US-ASCII'?>\n<link:linkbase xmlns:link=\"http://www.xbrl.org/2003/linkbase\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xsi:schemaLocation=\"http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd\"><link:roleRef roleURI=\"http://www.progressive.com/role/ConsolidatedStatementsofCashFlows\" xlink:type=\"simple\" xlink:href=\"pgr-20221231.xsd#ConsolidatedStatementsofCashFlows\"/>\n  <link:presentationLink xlink:role=\"http://www.progressive.com/role/ConsolidatedStatementsofCashFlows\" xlink:type=\"extended\">\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_StatementOfCashFlowsAbstract_e2cd5041-0239-4b6a-b28e-1dc5c6adb9cd\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_StatementOfCashFlowsAbstract\"/>\n    <link:loc xlink:type=\"locator\" 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xlink:to=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_69dbba15-fe26-4199-82f6-6cbdf566a8e9\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_f35fae46-da94-4637-8913-7b78f6c2f91c\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities\"/>\n    <link:calculationArc order=\"2\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_fe75f8f4-5dc0-4ab0-8104-5000f2a8ec2d\" xlink:to=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_f35fae46-da94-4637-8913-7b78f6c2f91c\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_720303a6-faa2-4e45-83b5-ee97b2c9cc3d\" 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xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss\"/>\n    <link:calculationArc order=\"1\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_NetIncomeLoss_e9ddb694-7b6d-4cf8-8f09-ab734e355ac4\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_Depreciation_4b20c990-34ab-496d-9b76-a7866d9ea6fe\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Depreciation\"/>\n    <link:calculationArc order=\"2\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_Depreciation_4b20c990-34ab-496d-9b76-a7866d9ea6fe\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_AmortizationOfIntangibleAssets_fdd4e92a-0488-4cef-95d2-938614969f6d\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AmortizationOfIntangibleAssets\"/>\n    <link:calculationArc order=\"3\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_AmortizationOfIntangibleAssets_fdd4e92a-0488-4cef-95d2-938614969f6d\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_72f52d56-bced-44e0-870d-762c5f2fde9c\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments\"/>\n    <link:calculationArc order=\"4\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_72f52d56-bced-44e0-870d-762c5f2fde9c\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RestrictedStockExpense_1b256529-9ced-4cba-9e92-03da1183589d\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RestrictedStockExpense\"/>\n    <link:calculationArc order=\"5\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_RestrictedStockExpense_1b256529-9ced-4cba-9e92-03da1183589d\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RealizedInvestmentGainsLosses_5d7d84e9-7584-4185-8d4a-a8661dab4cb4\" 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<link:calculationArc order=\"9\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_4b93ca17-7ff1-4d5a-8463-0107d2a00330\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums_fb1c42bc-8d72-435f-8919-d622105cb35e\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums\"/>\n    <link:calculationArc order=\"10\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums_fb1c42bc-8d72-435f-8919-d622105cb35e\" xlink:type=\"arc\"/>\n    <link:loc 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xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInIncomeTaxes_56ebd1c4-f247-412f-a667-bd5eec6895a0\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_e7bd1858-e23e-4eee-b34a-5c3e12f4c026\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums\"/>\n    <link:calculationArc order=\"13\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_9c1018df-3a4f-49e7-b4da-1f3c26379599\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_e7bd1858-e23e-4eee-b34a-5c3e12f4c026\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve_236fb7e5-b658-43c9-aecd-89674fe00461\" 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<link:calculationArc order=\"1\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_842aa883-b1f6-442e-b652-0fff34322fed\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_pgr_ProceedsFromMaturitiesPrepaymentsAndCallsOfEquitySecuritiesFNNI_e762fae1-dfef-4da5-b587-9597f11a9134\" xlink:href=\"pgr-20221231.xsd#pgr_ProceedsFromMaturitiesPrepaymentsAndCallsOfEquitySecuritiesFNNI\"/>\n    <link:calculationArc order=\"2\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_pgr_ProceedsFromMaturitiesPrepaymentsAndCallsOfEquitySecuritiesFNNI_e762fae1-dfef-4da5-b587-9597f11a9134\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsToAcquireEquitySecuritiesFvNi_67ecad83-5fde-4c7a-800d-7567a7aaf2c9\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireEquitySecuritiesFvNi\"/>\n    <link:calculationArc order=\"3\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_PaymentsToAcquireEquitySecuritiesFvNi_67ecad83-5fde-4c7a-800d-7567a7aaf2c9\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_ea1ece6f-8695-46a8-af5a-4e168d50a8f5\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities\"/>\n    <link:calculationArc order=\"4\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_ea1ece6f-8695-46a8-af5a-4e168d50a8f5\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_fb0eb41e-8e5c-4a6a-b28a-24262a2ad10e\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt\"/>\n    <link:calculationArc order=\"5\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_fb0eb41e-8e5c-4a6a-b28a-24262a2ad10e\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_df1e7b71-f3d8-4585-b499-814407f1356a\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\"/>\n    <link:calculationArc order=\"6\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_df1e7b71-f3d8-4585-b499-814407f1356a\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_7a36b7e0-f6e6-4c78-9c96-804d9412d49f\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\"/>\n    <link:calculationArc order=\"7\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_7a36b7e0-f6e6-4c78-9c96-804d9412d49f\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_951091bd-876e-4450-b10f-48e884a68f73\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments\"/>\n    <link:calculationArc order=\"8\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_951091bd-876e-4450-b10f-48e884a68f73\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_f4d44a4d-1f2c-4114-a26a-ecc309df0810\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\"/>\n    <link:calculationArc order=\"9\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_f4d44a4d-1f2c-4114-a26a-ecc309df0810\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_3ee62e7e-8209-45bc-a803-068b3d045473\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\"/>\n    <link:calculationArc order=\"10\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_3ee62e7e-8209-45bc-a803-068b3d045473\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInPayablesToBrokerDealers_7cd439f0-e0b9-484f-9201-312ccea40ded\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInPayablesToBrokerDealers\"/>\n    <link:calculationArc order=\"11\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3214fbdd-ec32-4bdf-90f0-922b0492962d\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInPayablesToBrokerDealers_7cd439f0-e0b9-484f-9201-312ccea40ded\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromStockOptionsExercised_3974fc8d-8397-436f-a1a3-3b52898ac067\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromStockOptionsExercised\"/>\n    <link:calculationArc order=\"1\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_ProceedsFromStockOptionsExercised_3974fc8d-8397-436f-a1a3-3b52898ac067\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RepaymentsOfLinesOfCredit_6299136c-6a47-49dd-92bc-a59509de3008\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RepaymentsOfLinesOfCredit\"/>\n    <link:calculationArc order=\"2\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_RepaymentsOfLinesOfCredit_6299136c-6a47-49dd-92bc-a59509de3008\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RepaymentsOfLongTermDebt_b82b30d3-d328-4eb5-96a0-47945b2e103e\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RepaymentsOfLongTermDebt\"/>\n    <link:calculationArc order=\"3\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_RepaymentsOfLongTermDebt_b82b30d3-d328-4eb5-96a0-47945b2e103e\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_pgr_PaymentsforRepurchaseofCommonStockforRestrictedStockTaxLiabilities_1da87af0-0dee-466b-af3e-a3ed180eeeb8\" xlink:href=\"pgr-20221231.xsd#pgr_PaymentsforRepurchaseofCommonStockforRestrictedStockTaxLiabilities\"/>\n    <link:calculationArc order=\"4\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_pgr_PaymentsforRepurchaseofCommonStockforRestrictedStockTaxLiabilities_1da87af0-0dee-466b-af3e-a3ed180eeeb8\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromIssuanceOfDebt_75fc2e17-273d-4c83-b023-e6ecaf4e7aeb\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromIssuanceOfDebt\"/>\n    <link:calculationArc order=\"5\" weight=\"1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_ProceedsFromIssuanceOfDebt_75fc2e17-273d-4c83-b023-e6ecaf4e7aeb\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_4505172b-7283-466d-8c46-8b65ae927b44\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest\"/>\n    <link:calculationArc order=\"6\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_PaymentsForRepurchaseOfRedeemableNoncontrollingInterest_4505172b-7283-466d-8c46-8b65ae927b44\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsOfDividendsCommonStock_acb02e05-d0d5-4e35-aa63-0b7f39c0de05\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfDividendsCommonStock\"/>\n    <link:calculationArc order=\"7\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_PaymentsOfDividendsCommonStock_acb02e05-d0d5-4e35-aa63-0b7f39c0de05\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket_2f94b09b-cbfa-494c-9b7f-80b81af19458\" xlink:href=\"pgr-20221231.xsd#pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\"/>\n    <link:calculationArc order=\"8\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket_2f94b09b-cbfa-494c-9b7f-80b81af19458\" xlink:type=\"arc\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_719c178c-1e25-4614-a8d4-54cd32100540\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\"/>\n    <link:calculationArc order=\"9\" weight=\"-1.0\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/summation-item\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_e99ca154-e8c7-48d4-8474-20246c8d927b\" xlink:to=\"loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_719c178c-1e25-4614-a8d4-54cd32100540\" xlink:type=\"arc\"/>\n  </link:calculationLink>\n  </link:linkbase>\n\n\n##Definition linkbase document\n<?xml version='1.0' 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xlink:type=\"extended\"><link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ProductOrServiceAxis\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ProductOrServiceAxis\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_srt_ProductOrServiceAxis\" xlink:to=\"lab_srt_ProductOrServiceAxis\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_srt_ProductOrServiceAxis_b801e696-86e6-4177-8b3d-ae35a2051c14_terseLabel_en-US\" xlink:label=\"lab_srt_ProductOrServiceAxis\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Product and Service [Axis]</link:label>\n    <link:label id=\"lab_srt_ProductOrServiceAxis_label_en-US\" xlink:label=\"lab_srt_ProductOrServiceAxis\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Product and Service [Axis]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInUnearnedPremiums\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInUnearnedPremiums\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInUnearnedPremiums\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInUnearnedPremiums_64390b58-52d6-461f-8e7f-3a0e823d712f_terseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInUnearnedPremiums\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Unearned premiums</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInUnearnedPremiums_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInUnearnedPremiums\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Unearned Premiums</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_15efaa26-a037-4a2b-9553-a466b18c196e_terseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Accounts payable, accrued expenses, and other liabilities</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Accounts Payable and Accrued Liabilities</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsForProceedsFromShortTermInvestments\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_PaymentsForProceedsFromShortTermInvestments\" xlink:to=\"lab_us-gaap_PaymentsForProceedsFromShortTermInvestments\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_c15e9ab8-6ab7-4362-b753-548ca11f6b9f_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsForProceedsFromShortTermInvestments\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net (purchases) sales of short-term investments</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsForProceedsFromShortTermInvestments_label_en-US\" xlink:label=\"lab_us-gaap_PaymentsForProceedsFromShortTermInvestments\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments for (Proceeds from) Short-Term Investments</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInIncomeTaxes\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInIncomeTaxes\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInIncomeTaxes\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInIncomeTaxes\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInIncomeTaxes_8ef1f54e-8274-4f9f-89e7-4fe4b2edc399_terseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInIncomeTaxes\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Income taxes</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInIncomeTaxes_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInIncomeTaxes\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Income Taxes</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:href=\"pgr-20221231.xsd#pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:to=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket_75be5c44-3d6b-4c61-bd67-3ad44d461a14_negatedLabel_en-US\" xlink:label=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Acquisition of treasury shares acquired in open market</link:label>\n    <link:label id=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket_efe03957-6e18-4278-9ca6-89d239b118b8_negatedTerseLabel_en-US\" xlink:label=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Acquisition of treasury shares acquired in open market</link:label>\n    <link:label id=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket_label_en-US\" xlink:label=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments for Repurchase of Common Stock in the Open Market</link:label>\n    <link:label id=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket_documentation_en-US\" xlink:label=\"lab_pgr_PaymentsforRepurchaseofCommonStockintheOpenMarket\" xlink:role=\"http://www.xbrl.org/2003/role/documentation\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments for Repurchase of Common Stock in the Open Market</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetIncomeLoss\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetIncomeLoss\" xlink:to=\"lab_us-gaap_NetIncomeLoss\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_6404f347-7dcb-46f2-bfc6-f02ef79f655a_totalLabel_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/totalLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net income</link:label>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_8842ec62-23be-47bf-91f2-0856adc497c9_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net income</link:label>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_label_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Income (Loss) Attributable to Parent</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsToAcquireInvestmentsAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_PaymentsToAcquireInvestmentsAbstract\" xlink:to=\"lab_us-gaap_PaymentsToAcquireInvestmentsAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_3f25a0f1-451a-43cc-842b-3c2396479124_terseLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquireInvestmentsAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Purchases:</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_label_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquireInvestmentsAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments to Acquire Investments [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\" xlink:to=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_316dcafe-ddab-4a64-9d24-1e980d5d03ca_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Acquisition of Protective Insurance Corporation, net of cash, cash equivalents, and restricted cash equivalents acquired</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_f8bf323d-6bc8-4086-8c86-fd55e2fabf12_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Acquisition of Protective</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_label_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments to Acquire Businesses, Net of Cash Acquired</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:to=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_127754a1-7ee2-49bb-834d-1286e8e27862_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Cash Flows From Operating Activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_3c2e89b4-4402-46ad-a3fa-032608eae1a5_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Cash Flows From Operating Activities:</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_label_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\" xlink:to=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_1fb69a7b-cf7c-4be1-9a2e-ac4c9306e8c2_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Dividends paid to preferred shareholders</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_72ac45da-89a5-4411-a1eb-f2ab01736015_terseLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_label_en-US\" xlink:label=\"lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:to=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_b3d1211f-62b4-4b22-8004-39f9153fe81e_terseLabel_en-US\" xlink:label=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Adjustments to reconcile net income to net cash provided by operating activities:</link:label>\n    <link:label id=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_ffe54e99-6cbb-4ccb-9747-be5b248fe8f8_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Adjustments to reconcile net income attributable to Progressive to net cash provided by operating activities:</link:label>\n    <link:label id=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_label_en-US\" xlink:label=\"lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ConsolidatedEntitiesAxis\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ConsolidatedEntitiesAxis\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_srt_ConsolidatedEntitiesAxis\" xlink:to=\"lab_srt_ConsolidatedEntitiesAxis\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_srt_ConsolidatedEntitiesAxis_3719e596-5bb4-4ac7-ad59-b09109880584_terseLabel_en-US\" xlink:label=\"lab_srt_ConsolidatedEntitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Consolidated Entities [Axis]</link:label>\n    <link:label id=\"lab_srt_ConsolidatedEntitiesAxis_label_en-US\" xlink:label=\"lab_srt_ConsolidatedEntitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Consolidated Entities [Axis]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_CommonStockMember\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockMember\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_CommonStockMember\" xlink:to=\"lab_us-gaap_CommonStockMember\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_CommonStockMember_de517ac9-e20c-4cc1-85a6-f24885b3e3f8_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_CommonStockMember\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Common Shares, $1.00 Par Value</link:label>\n    <link:label id=\"lab_us-gaap_CommonStockMember_5164cba3-fd11-42ff-b0a8-71d615e8a82b_terseLabel_en-US\" xlink:label=\"lab_us-gaap_CommonStockMember\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Common equities</link:label>\n    <link:label id=\"lab_us-gaap_CommonStockMember_label_en-US\" xlink:label=\"lab_us-gaap_CommonStockMember\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Common Stock [Member]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_605562c7-fce9-4eff-9614-ef778c74cba1_terseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Changes in:</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Operating Capital [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:to=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_ffb957b4-20ff-401f-8c63-169e88ec2e09_totalLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/totalLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net cash provided by operating activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_label_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Cash Provided by (Used in) Operating Activities</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\" xlink:to=\"lab_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_0a52f3f6-4ef4-4873-a472-91e9fa3b2167_terseLabel_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Equity securities</link:label>\n    <link:label id=\"lab_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_label_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from Sale of Equity Securities, FV-NI</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RetainedEarningsMember\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RetainedEarningsMember\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_RetainedEarningsMember\" xlink:to=\"lab_us-gaap_RetainedEarningsMember\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_RetainedEarningsMember_1d0ee020-abfe-4c08-a0ec-667eeb570e67_terseLabel_en-US\" xlink:label=\"lab_us-gaap_RetainedEarningsMember\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Retained Earnings</link:label>\n    <link:label id=\"lab_us-gaap_RetainedEarningsMember_label_en-US\" xlink:label=\"lab_us-gaap_RetainedEarningsMember\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Retained Earnings [Member]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\" xlink:to=\"lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_da98d44c-e4bb-4244-a383-c15b63d4490c_terseLabel_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Sales of property and equipment</link:label>\n    <link:label id=\"lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_label_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from Sale of Property, Plant, and Equipment</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_OperatingSegmentsMember\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OperatingSegmentsMember\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_OperatingSegmentsMember\" xlink:to=\"lab_us-gaap_OperatingSegmentsMember\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_OperatingSegmentsMember_e19084c9-4b4f-4baf-97d1-1dd379f81351_terseLabel_en-US\" xlink:label=\"lab_us-gaap_OperatingSegmentsMember\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Operating Segments</link:label>\n    <link:label id=\"lab_us-gaap_OperatingSegmentsMember_label_en-US\" xlink:label=\"lab_us-gaap_OperatingSegmentsMember\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Operating Segments [Member]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_pgr_PropertySegmentMember\" xlink:href=\"pgr-20221231.xsd#pgr_PropertySegmentMember\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_pgr_PropertySegmentMember\" xlink:to=\"lab_pgr_PropertySegmentMember\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_pgr_PropertySegmentMember_2cbbe614-fb59-4e89-83cc-157ae10c09ed_terseLabel_en-US\" xlink:label=\"lab_pgr_PropertySegmentMember\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Property Segment</link:label>\n    <link:label id=\"lab_pgr_PropertySegmentMember_label_en-US\" xlink:label=\"lab_pgr_PropertySegmentMember\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Property Segment [Member]</link:label>\n    <link:label id=\"lab_pgr_PropertySegmentMember_documentation_en-US\" xlink:label=\"lab_pgr_PropertySegmentMember\" xlink:role=\"http://www.xbrl.org/2003/role/documentation\" xlink:type=\"resource\" xml:lang=\"en-US\">Property Segment [Member]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_a3d913ea-aa0f-4581-8a4c-4329598c9574_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Other, net</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Other Operating Assets and Liabilities, Net</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\" xlink:to=\"lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_f19197ce-dd5a-4c14-a9c4-711aaa7396e4_terseLabel_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Fixed maturities</link:label>\n    <link:label id=\"lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_label_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from Sale of Debt Securities, Available-for-Sale</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment\" xlink:to=\"lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_96833396-926d-4e29-9b5a-daf9e047f25d_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Purchases of property and equipment</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_label_en-US\" xlink:label=\"lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments to Acquire Property, Plant, and Equipment</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RepaymentsOfLinesOfCredit\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RepaymentsOfLinesOfCredit\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_RepaymentsOfLinesOfCredit\" xlink:to=\"lab_us-gaap_RepaymentsOfLinesOfCredit\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_RepaymentsOfLinesOfCredit_b66f09e3-4db5-46cb-9604-a01961eb1ca3_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_RepaymentsOfLinesOfCredit\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Payment of acquired company debt</link:label>\n    <link:label id=\"lab_us-gaap_RepaymentsOfLinesOfCredit_label_en-US\" xlink:label=\"lab_us-gaap_RepaymentsOfLinesOfCredit\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Repayments of Lines of Credit</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_340871c5-33c3-409b-8b42-a4726f877488_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Deferred acquisition costs</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Deferred Policy Acquisition Costs</link:label>\n    <link:loc xlink:type=\"locator\" xlink:l\n\n##Instance document\n<?xml version='1.0' encoding='UTF-8'?>\n<xbrl xmlns=\"http://www.xbrl.org/2003/instance\" xmlns:dei=\"http://xbrl.sec.gov/dei/2022\" xmlns:iso4217=\"http://www.xbrl.org/2003/iso4217\" xmlns:link=\"http://www.xbrl.org/2003/linkbase\" xmlns:pgr=\"http://www.progressive.com/20221231\" xmlns:srt=\"http://fasb.org/srt/2022\" xmlns:us-gaap=\"http://fasb.org/us-gaap/2022\" xmlns:xbrldi=\"http://xbrl.org/2006/xbrldi\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" xml:lang=\"en-US\"><link:schemaRef xlink:href=\"pgr-20221231.xsd\" xlink:type=\"simple\"/>\n\t<context id=\"i807a4ecfae734800ba7aeb0e9b4728f8_D20220101-20221231\">\n        <entity>\n   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Clearing Organization\nType: xbrli:monetaryItemType | Balance: debit | PeriodType: duration | Abstract: False\nStatus: None | DeprecatedLabel: None | DeprecatedDate: None\nDocumentation:\nThe increase (decrease) during the reporting period in the aggregate amount of obligations incurred arising from transactions with broker-dealers, such as amounts due on margin and unsettled cash transactions; includes payables to brokers, dealers and clearing organizations.\n\nProvenance: file=GAAP_Taxonomy_2023.xlsx | sheet=Concepts | row=6850\n\n\n[Concept Core]\nID: us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract\nLabel: Net Cash Provided by (Used in) Investing Activities [Abstract]\nType: xbrli:stringItemType | Balance: None | PeriodType: duration | Abstract: True\nStatus: None | DeprecatedLabel: None | DeprecatedDate: None\nDocumentation:\nNone\n\nProvenance: file=GAAP_Taxonomy_2023.xlsx | sheet=Concepts | row=3359\n\n\n[Concept Relations]\nID: 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(role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\nProvenance: sheets include Definition-like sheets\n\n\n[Concept Relations]\nID: us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract\n\nPresentation:\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstate\n  Path: Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect [Abstract] > Net Cash Provided by (Used in) Investing Activities [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstate\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstate\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Cash Provided by (Used in) Investing Activities, Discontinued Operations\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstate\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities\n  PreferredLabel: http://www.xbrl.org/2003/role/totalLabel\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirect\n  Path: Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect [Abstract] > Net Cash Provided by (Used in) Investing Activities [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirect\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirect\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Cash Provided by (Used in) Investing Activities, Discontinued Operations\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirect\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities\n  PreferredLabel: http://www.xbrl.org/2003/role/totalLabel\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperations\n  Path: Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect [Abstract] > Net Cash Provided by (Used in) Investing Activities [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Cash Provided by (Used in) Investing Activities, Discontinued Operations\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities\n  PreferredLabel: http://www.xbrl.org/2003/role/totalLabel\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperations\n  Path: Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect [Abstract] > Net Cash Provided by (Used in) Investing Activities [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Cash Provided by (Used in) Investing Activities, Discontinued Operations\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities\n  PreferredLabel: http://www.xbrl.org/2003/role/totalLabel\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect [Abstract] > Net Cash Provided by (Used in) Investing Activities [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Cash Provided by (Used in) Investing Activities, Discontinued Operations\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) 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from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstateStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstateStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\nProvenance: sheets include Definition-like sheets\n\nQuestion: What erroneous relationship type exists between us-gaap:IncreaseDecreaseInPayablesToBrokerDealers and us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract, based on the provided XBRL filing and the US GAAP taxonomy?\nAnswer:\n\n    "

Answer: "Inappropriateness"