"You are an auditor for XBRL filings. \nGiven two concepts and the provided filing (schema, presentation, calculation, definition, label, instance, and US GAAP taxonomy),\ndetermine which one of the following erroneous relationship types best describes the relationship between the two concepts:\n\n(1) Reversal  \n    Definition: A relationship is flagged as Reversal when the filer\u2019s extension taxonomy redefines element hierarchy inconsistently with the US GAAP taxonomy. Specifically, this occurs when an element that should be a sibling in the US GAAP taxonomy is instead defined as a child of another element (or vice versa, a child element is incorrectly redefined as a sibling).\n\n(2) Inappropriateness  \n    Definition: A relationship is flagged as Inappropriateness when elements appear under an abstract category where they do not belong, contrary to the US GAAP taxonomy.\n\n(3) CombinationErr  \n    Definition: A relationship is flagged as CombinationErr when an axis in the filer\u2019s extension taxonomy is associated with inappropriate members not permitted by the US GAAP taxonomy.\n\nYou must reference the US GAAP taxonomy to retrieve and check the two concepts across the entire filing.\nOutput only one of the following labels exactly, chosen strictly from:\n[\"Reversal\", \"Inappropriateness\", \"CombinationErr\"].\n\nNo explanations. No extra text. 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<link:presentationArc order=\"6\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_d207435b-ed56-41fb-baea-52a1f6886c9b\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_15653a66-d4dc-42e0-bc02-1fc2c88ccf2f\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_f32d4100-1cf8-41bd-98a3-49daec588602\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets\"/>\n    <link:presentationArc order=\"1\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_15653a66-d4dc-42e0-bc02-1fc2c88ccf2f\" xlink:to=\"loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_f32d4100-1cf8-41bd-98a3-49daec588602\" 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xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\"/>\n    <link:presentationArc order=\"6\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8afd8a05-0326-41b8-aa0f-ff97205569a2\" xlink:to=\"loc_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_48fb3f68-d29e-4ef9-9ba8-eacfb33b80f9\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsOfOrdinaryDividends_11a54435-1a5e-49cb-be2b-9e768ef645c3\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfOrdinaryDividends\"/>\n    <link:presentationArc order=\"7\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8afd8a05-0326-41b8-aa0f-ff97205569a2\" xlink:to=\"loc_us-gaap_PaymentsOfOrdinaryDividends_11a54435-1a5e-49cb-be2b-9e768ef645c3\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2009/role/negatedTerseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_17e82537-5fca-4db2-8e99-534e033f5bd7\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities\"/>\n    <link:presentationArc order=\"8\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_8afd8a05-0326-41b8-aa0f-ff97205569a2\" xlink:to=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_17e82537-5fca-4db2-8e99-534e033f5bd7\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_0a8bfcf1-816b-4fbb-a2f7-a03f6c359cf1\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect\"/>\n    <link:presentationArc order=\"4\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:to=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect_0a8bfcf1-816b-4fbb-a2f7-a03f6c359cf1\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e006c9f4-a48c-44ed-9bf9-df891ec321f9\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents\"/>\n    <link:presentationArc order=\"5\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:to=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e006c9f4-a48c-44ed-9bf9-df891ec321f9\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/periodStartLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_46c2301e-3097-47ef-b40c-26636fd49443\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents\"/>\n    <link:presentationArc order=\"6\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:to=\"loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_46c2301e-3097-47ef-b40c-26636fd49443\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/periodEndLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_dfs_ReconciliationofcashcashequivalentsandrestrictedcashAbstract_0b6a86c4-8ade-43cc-92fe-fe82f06a2368\" xlink:href=\"dfs-20221231.xsd#dfs_ReconciliationofcashcashequivalentsandrestrictedcashAbstract\"/>\n    <link:presentationArc order=\"7\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:to=\"loc_dfs_ReconciliationofcashcashequivalentsandrestrictedcashAbstract_0b6a86c4-8ade-43cc-92fe-fe82f06a2368\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_f03a1819-a798-4ba8-94d1-285763f16cca\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue\"/>\n    <link:presentationArc order=\"1\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_dfs_ReconciliationofcashcashequivalentsandrestrictedcashAbstract_0b6a86c4-8ade-43cc-92fe-fe82f06a2368\" xlink:to=\"loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_f03a1819-a798-4ba8-94d1-285763f16cca\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RestrictedCashAndCashEquivalents_d3623d4f-778c-4e00-a5ec-d32f9188a088\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RestrictedCashAndCashEquivalents\"/>\n    <link:presentationArc order=\"2\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_dfs_ReconciliationofcashcashequivalentsandrestrictedcashAbstract_0b6a86c4-8ade-43cc-92fe-fe82f06a2368\" xlink:to=\"loc_us-gaap_RestrictedCashAndCashEquivalents_d3623d4f-778c-4e00-a5ec-d32f9188a088\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_SupplementalCashFlowInformationAbstract_b1a13fee-3fb8-4e75-822c-386d817092ac\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SupplementalCashFlowInformationAbstract\"/>\n    <link:presentationArc order=\"8\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:to=\"loc_us-gaap_SupplementalCashFlowInformationAbstract_b1a13fee-3fb8-4e75-822c-386d817092ac\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_dfs_CashpaidduringtheperiodforAbstract_d0ae226c-6c2f-465b-b8ed-e3a4a594bd2d\" xlink:href=\"dfs-20221231.xsd#dfs_CashpaidduringtheperiodforAbstract\"/>\n    <link:presentationArc order=\"1\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_us-gaap_SupplementalCashFlowInformationAbstract_b1a13fee-3fb8-4e75-822c-386d817092ac\" xlink:to=\"loc_dfs_CashpaidduringtheperiodforAbstract_d0ae226c-6c2f-465b-b8ed-e3a4a594bd2d\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/terseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_InterestPaidNet_fc262438-afd5-4837-9428-357a6e0a54f5\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestPaidNet\"/>\n    <link:presentationArc order=\"1\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_dfs_CashpaidduringtheperiodforAbstract_d0ae226c-6c2f-465b-b8ed-e3a4a594bd2d\" xlink:to=\"loc_us-gaap_InterestPaidNet_fc262438-afd5-4837-9428-357a6e0a54f5\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/verboseLabel\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncomeTaxesPaidNet_959ecea6-e5d1-47de-8bd2-21e185849f11\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncomeTaxesPaidNet\"/>\n    <link:presentationArc order=\"2\" xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/parent-child\" xlink:from=\"loc_dfs_CashpaidduringtheperiodforAbstract_d0ae226c-6c2f-465b-b8ed-e3a4a594bd2d\" xlink:to=\"loc_us-gaap_IncomeTaxesPaidNet_959ecea6-e5d1-47de-8bd2-21e185849f11\" xlink:type=\"arc\" preferredLabel=\"http://www.xbrl.org/2003/role/verboseLabel\"/>\n  </link:presentationLink>\n</link:linkbase>\n\n\n##Calculation linkbase document\n<?xml version='1.0' encoding='US-ASCII'?>\n<link:linkbase xmlns:link=\"http://www.xbrl.org/2003/linkbase\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xsi:schemaLocation=\"http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd\"/>\n\n\n##Definition linkbase document\n<?xml version='1.0' encoding='US-ASCII'?>\n<link:linkbase xmlns:link=\"http://www.xbrl.org/2003/linkbase\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xmlns:xbrldt=\"http://xbrl.org/2005/xbrldt\" xsi:schemaLocation=\"http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd\"><link:arcroleRef arcroleURI=\"http://xbrl.org/int/dim/arcrole/all\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/2005/xbrldt-2005.xsd#all\"/>\n  <link:arcroleRef arcroleURI=\"http://xbrl.org/int/dim/arcrole/hypercube-dimension\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension\"/>\n  <link:arcroleRef arcroleURI=\"http://xbrl.org/int/dim/arcrole/dimension-default\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default\"/>\n  <link:arcroleRef arcroleURI=\"http://xbrl.org/int/dim/arcrole/dimension-domain\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain\"/>\n  <link:arcroleRef arcroleURI=\"http://xbrl.org/int/dim/arcrole/domain-member\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member\"/>\n  <link:roleRef roleURI=\"http://www.discovercard.com/role/ParentCompanyCondensedFinancialInformationScheduleofParentCompanyCondensedStatementsofCashFlowsDetails\" xlink:type=\"simple\" xlink:href=\"dfs-20221231.xsd#ParentCompanyCondensedFinancialInformationScheduleofParentCompanyCondensedStatementsofCashFlowsDetails\"/>\n  <link:definitionLink xlink:role=\"http://www.discovercard.com/role/ParentCompanyCondensedFinancialInformationScheduleofParentCompanyCondensedStatementsofCashFlowsDetails\" xlink:type=\"extended\" id=\"i61ef57281373442d812e348cba80d503_ParentCompanyCondensedFinancialInformationScheduleofParentCompanyCondensedStatementsofCashFlowsDetails\">\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_CondensedFinancialStatementsCaptionsLineItems\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a9352d2c-db02-486a-8393-4bd41474c338\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\"/>\n    <link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/domain-member\" xlink:from=\"loc_srt_CondensedFinancialStatementsCaptionsLineItems_bba94cd5-0b54-4567-ab49-3bea771e362c\" xlink:to=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a9352d2c-db02-486a-8393-4bd41474c338\" xlink:type=\"arc\" order=\"0\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetIncomeLoss_42b1e56b-e4ef-4836-8fc6-ee44b0e965d5\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss\"/>\n    <link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/domain-member\" 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xlink:label=\"loc_dfs_EquityInUndistributedEarningsOfSubsidiaries_7bf2abfd-2139-48af-b4e0-541d9c0c5345\" xlink:href=\"dfs-20221231.xsd#dfs_EquityInUndistributedEarningsOfSubsidiaries\"/>\n    <link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/domain-member\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_d207435b-ed56-41fb-baea-52a1f6886c9b\" xlink:to=\"loc_dfs_EquityInUndistributedEarningsOfSubsidiaries_7bf2abfd-2139-48af-b4e0-541d9c0c5345\" xlink:type=\"arc\" order=\"1\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_dfs_NonCashDividendFromSubsidiary_bbb2fc54-cd70-4ac1-ade1-a682277c477d\" xlink:href=\"dfs-20221231.xsd#dfs_NonCashDividendFromSubsidiary\"/>\n    <link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/domain-member\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_d207435b-ed56-41fb-baea-52a1f6886c9b\" xlink:to=\"loc_dfs_NonCashDividendFromSubsidiary_bbb2fc54-cd70-4ac1-ade1-a682277c477d\" xlink:type=\"arc\" order=\"2\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ShareBasedCompensation_92905ff4-6241-46d5-9f4a-62ede3e0e712\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensation\"/>\n    <link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/domain-member\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_d207435b-ed56-41fb-baea-52a1f6886c9b\" xlink:to=\"loc_us-gaap_ShareBasedCompensation_92905ff4-6241-46d5-9f4a-62ede3e0e712\" xlink:type=\"arc\" order=\"3\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_DeferredIncomeTaxExpenseBenefit_f3d342eb-3a2a-4217-b7a5-b1e75c7cb8b5\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit\"/>\n    <link:definitionArc 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<link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/dimension-domain\" xlink:from=\"loc_srt_ConsolidatedEntitiesAxis_4a7e01ba-3bd2-49cb-a095-4f12355ef65b\" xlink:to=\"loc_srt_ConsolidatedEntitiesDomain_1a3eb820-4703-454c-9483-60245423383d\" xlink:type=\"arc\" order=\"1\"/>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ParentCompanyMember_9fb5e921-9bc9-4475-b812-b4df9d294ed7\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ParentCompanyMember\"/>\n    <link:definitionArc xlink:arcrole=\"http://xbrl.org/int/dim/arcrole/domain-member\" xlink:from=\"loc_srt_ConsolidatedEntitiesDomain_1a3eb820-4703-454c-9483-60245423383d\" xlink:to=\"loc_srt_ParentCompanyMember_9fb5e921-9bc9-4475-b812-b4df9d294ed7\" xlink:type=\"arc\" order=\"0\"/>\n  </link:definitionLink>\n</link:linkbase>\n\n\n##Label linkbase document\n<?xml version='1.0' encoding='UTF-8'?>\n<link:linkbase xmlns:link=\"http://www.xbrl.org/2003/linkbase\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xsi:schemaLocation=\"http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd\"><link:roleRef roleURI=\"http://www.xbrl.org/2009/role/negatedPeriodStartLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel\"/>\n  <link:roleRef roleURI=\"http://www.xbrl.org/2009/role/netLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel\"/>\n  <link:roleRef roleURI=\"http://www.xbrl.org/2009/role/negatedNetLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel\"/>\n  <link:roleRef roleURI=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel\"/>\n  <link:roleRef roleURI=\"http://www.xbrl.org/2009/role/negatedPeriodEndLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel\"/>\n  <link:roleRef roleURI=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel\"/>\n  <link:roleRef roleURI=\"http://www.xbrl.org/2009/role/negatedTotalLabel\" xlink:type=\"simple\" xlink:href=\"http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel\"/>\n  <link:labelLink xlink:role=\"http://www.xbrl.org/2003/role/link\" xlink:type=\"extended\"><link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\" xlink:to=\"lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_524cc1c1-358f-4b5e-8da4-b2e320ce5188_terseLabel_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from issuance of preferred stock</link:label>\n    <link:label id=\"lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock_label_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from Issuance of Preferred Stock and Preference Stock</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_PaymentsOfOrdinaryDividends\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfOrdinaryDividends\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_PaymentsOfOrdinaryDividends\" xlink:to=\"lab_us-gaap_PaymentsOfOrdinaryDividends\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_PaymentsOfOrdinaryDividends_f02eae04-1a88-4608-9e14-b47c6bda4304_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_PaymentsOfOrdinaryDividends\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Dividends paid on common and preferred stock</link:label>\n    <link:label id=\"lab_us-gaap_PaymentsOfOrdinaryDividends_label_en-US\" xlink:label=\"lab_us-gaap_PaymentsOfOrdinaryDividends\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Payments of Ordinary Dividends</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt\" xlink:to=\"lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_b040757d-8a85-41f6-8335-681cc9149f03_terseLabel_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net change in short-term borrowings</link:label>\n    <link:label id=\"lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_label_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from (Repayments of) Short-Term Debt</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ScheduleOfCondensedFinancialStatementsTable\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ScheduleOfCondensedFinancialStatementsTable\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_srt_ScheduleOfCondensedFinancialStatementsTable\" xlink:to=\"lab_srt_ScheduleOfCondensedFinancialStatementsTable\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_srt_ScheduleOfCondensedFinancialStatementsTable_e3683fdf-a4ac-4e88-9e60-78b23e3ae83c_terseLabel_en-US\" xlink:label=\"lab_srt_ScheduleOfCondensedFinancialStatementsTable\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Schedule of Condensed Financial Statements [Table]</link:label>\n    <link:label id=\"lab_srt_ScheduleOfCondensedFinancialStatementsTable_label_en-US\" xlink:label=\"lab_srt_ScheduleOfCondensedFinancialStatementsTable\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Condensed Financial Statements [Table]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetIncomeLoss\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetIncomeLoss\" xlink:to=\"lab_us-gaap_NetIncomeLoss\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_be03ccd5-9497-4f99-aafd-f6e42f6794b9_totalLabel_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/totalLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net income</link:label>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_2ee4c83d-6ffb-40ad-9f78-99985a8f64e8_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net income</link:label>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_d16c6a54-9900-4966-8862-363ebd03b903_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net income</link:label>\n    <link:label id=\"lab_us-gaap_NetIncomeLoss_label_en-US\" xlink:label=\"lab_us-gaap_NetIncomeLoss\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Income (Loss) Attributable to Parent</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:to=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_673ada66-31ae-4d1b-a106-97acc5931eb1_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Cash flows provided by operating activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_label_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\" xlink:to=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_45f3bdca-12ed-4703-ab5f-a189028a8b35_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Adjustments to reconcile net income to net cash provided by operating activities:</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_d78cc2f5-8789-4d90-8012-7c9808b143ae_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Adjustments to reconcile net income to net cash provided by operating activities:</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract_label_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Cash Provided by (Used in) Operating Activities, Continuing Operations [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ConsolidatedEntitiesAxis\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ConsolidatedEntitiesAxis\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_srt_ConsolidatedEntitiesAxis\" xlink:to=\"lab_srt_ConsolidatedEntitiesAxis\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_srt_ConsolidatedEntitiesAxis_f6adbcdd-035d-4ffc-a599-457b169171de_terseLabel_en-US\" xlink:label=\"lab_srt_ConsolidatedEntitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Consolidated Entities [Axis]</link:label>\n    <link:label id=\"lab_srt_ConsolidatedEntitiesAxis_label_en-US\" xlink:label=\"lab_srt_ConsolidatedEntitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Consolidated Entities [Axis]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_dfs_EquityInUndistributedEarningsOfSubsidiaries\" xlink:href=\"dfs-20221231.xsd#dfs_EquityInUndistributedEarningsOfSubsidiaries\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_dfs_EquityInUndistributedEarningsOfSubsidiaries\" xlink:to=\"lab_dfs_EquityInUndistributedEarningsOfSubsidiaries\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_dfs_EquityInUndistributedEarningsOfSubsidiaries_85a0a5ec-ad2f-4f3e-8352-ec921c0fd5cd_negatedTerseLabel_en-US\" xlink:label=\"lab_dfs_EquityInUndistributedEarningsOfSubsidiaries\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Equity in undistributed net income of subsidiaries</link:label>\n  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xlink:from=\"loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_3235855d-41f2-48b1-bff2-9b40c0cdb7cf_terseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Changes in assets and liabilities:</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Operating Capital [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:to=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_a2702cf7-4735-4c33-ae1e-5b1014995e5a_totalLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/totalLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net cash provided by operating activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_301bb28b-f46d-4466-b3e0-f149d2fd3c54_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net cash provided by operating activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_label_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInOperatingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Cash Provided by (Used in) Operating Activities</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RepaymentsOfUnsecuredDebt\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RepaymentsOfUnsecuredDebt\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_RepaymentsOfUnsecuredDebt\" xlink:to=\"lab_us-gaap_RepaymentsOfUnsecuredDebt\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_RepaymentsOfUnsecuredDebt_59ea3444-d861-49e8-b7ef-740ea4f7e06e_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_RepaymentsOfUnsecuredDebt\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Maturities and repayments of other long-term borrowings</link:label>\n    <link:label id=\"lab_us-gaap_RepaymentsOfUnsecuredDebt_3cee15c0-1486-485f-9615-0d78eadcb291_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_RepaymentsOfUnsecuredDebt\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Maturities and repayment of long-term borrowings</link:label>\n    <link:label id=\"lab_us-gaap_RepaymentsOfUnsecuredDebt_label_en-US\" xlink:label=\"lab_us-gaap_RepaymentsOfUnsecuredDebt\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Repayments of Unsecured Debt</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInOperatingLiabilities\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilities\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInOperatingLiabilities\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInOperatingLiabilities\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOperatingLiabilities_4c4caab5-43a9-46cc-a044-0b2ae9ad709f_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOperatingLiabilities\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (decrease) in accrued expenses and other liabilities</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOperatingLiabilities_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOperatingLiabilities\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Operating Liabilities</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RetainedEarningsMember\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RetainedEarningsMember\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_RetainedEarningsMember\" xlink:to=\"lab_us-gaap_RetainedEarningsMember\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_RetainedEarningsMember_1d040eda-023b-40b8-8527-e0ee7b257073_terseLabel_en-US\" xlink:label=\"lab_us-gaap_RetainedEarningsMember\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Retained Earnings [Member]</link:label>\n    <link:label id=\"lab_us-gaap_RetainedEarningsMember_label_en-US\" xlink:label=\"lab_us-gaap_RetainedEarningsMember\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Retained Earnings [Member]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties_499d8841-fe45-4485-8e58-27f92b8effa5_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">(Increase) decrease in loans to subsidiaries</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInNotesReceivableRelatedParties\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Notes Receivable, Related Parties</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_CashAndCashEquivalentsAtCarryingValue\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_CashAndCashEquivalentsAtCarryingValue\" xlink:to=\"lab_us-gaap_CashAndCashEquivalentsAtCarryingValue\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_543b0bff-4279-4cb3-9b07-6caa6b661553_terseLabel_en-US\" xlink:label=\"lab_us-gaap_CashAndCashEquivalentsAtCarryingValue\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Cash and cash equivalents</link:label>\n    <link:label id=\"lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_label_en-US\" xlink:label=\"lab_us-gaap_CashAndCashEquivalentsAtCarryingValue\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Cash and Cash Equivalents, at Carrying Value</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_dfs_NonCashDividendFromSubsidiary\" xlink:href=\"dfs-20221231.xsd#dfs_NonCashDividendFromSubsidiary\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_dfs_NonCashDividendFromSubsidiary\" xlink:to=\"lab_dfs_NonCashDividendFromSubsidiary\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_dfs_NonCashDividendFromSubsidiary_31b0b397-2dca-4962-8435-1b847ea97519_negatedLabel_en-US\" xlink:label=\"lab_dfs_NonCashDividendFromSubsidiary\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Non-cash dividend from subsidiary</link:label>\n    <link:label id=\"lab_dfs_NonCashDividendFromSubsidiary_label_en-US\" xlink:label=\"lab_dfs_NonCashDividendFromSubsidiary\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Non-cash dividend from subsidiary</link:label>\n    <link:label id=\"lab_dfs_NonCashDividendFromSubsidiary_documentation_en-US\" xlink:label=\"lab_dfs_NonCashDividendFromSubsidiary\" xlink:role=\"http://www.xbrl.org/2003/role/documentation\" xlink:type=\"resource\" xml:lang=\"en-US\">Non-cash dividend from subsidiary</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_NetCashProvidedByUsedInFinancingActivities\" xlink:to=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7b36b4ec-35e0-4b17-ad71-75ef7b0064fb_totalLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/totalLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net cash provided by (used for) financing activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_7330986e-f6b5-4e94-ac0e-2e0e9d72d695_terseLabel_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Net cash used for financing activities</link:label>\n    <link:label id=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_label_en-US\" xlink:label=\"lab_us-gaap_NetCashProvidedByUsedInFinancingActivities\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Net Cash Provided by (Used in) Financing Activities</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt\" xlink:to=\"lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_04a92a38-c4c3-432e-b840-e399ecbe9595_terseLabel_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from issuance of long-term borrowings</link:label>\n    <link:label id=\"lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt_label_en-US\" xlink:label=\"lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Proceeds from Issuance of Long-Term Debt</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_RestrictedCashAndCashEquivalents\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_RestrictedCashAndCashEquivalents\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_RestrictedCashAndCashEquivalents\" xlink:to=\"lab_us-gaap_RestrictedCashAndCashEquivalents\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_RestrictedCashAndCashEquivalents_25addd8d-53a5-40f6-9268-94bd81c54051_terseLabel_en-US\" xlink:label=\"lab_us-gaap_RestrictedCashAndCashEquivalents\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Restricted cash</link:label>\n    <link:label id=\"lab_us-gaap_RestrictedCashAndCashEquivalents_ad605f88-aa0c-4d09-be00-f3498ff21d3e_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_RestrictedCashAndCashEquivalents\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Restricted cash</link:label>\n    <link:label id=\"lab_us-gaap_RestrictedCashAndCashEquivalents_label_en-US\" xlink:label=\"lab_us-gaap_RestrictedCashAndCashEquivalents\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Restricted Cash and Cash Equivalents</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_DepreciationAndAmortization\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepreciationAndAmortization\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_DepreciationAndAmortization\" xlink:to=\"lab_us-gaap_DepreciationAndAmortization\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_DepreciationAndAmortization_63410f8e-3169-4e1b-a915-39ed9936ef62_terseLabel_en-US\" xlink:label=\"lab_us-gaap_DepreciationAndAmortization\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Depreciation expense</link:label>\n    <link:label id=\"lab_us-gaap_DepreciationAndAmortization_5f24be76-9c73-43a6-b437-842b713842f5_verboseLabel_en-US\" xlink:label=\"lab_us-gaap_DepreciationAndAmortization\" xlink:role=\"http://www.xbrl.org/2003/role/verboseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Depreciation and amortization</link:label>\n    <link:label id=\"lab_us-gaap_DepreciationAndAmortization_label_en-US\" xlink:label=\"lab_us-gaap_DepreciationAndAmortization\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Depreciation, Depletion and Amortization, Nonproduction</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets\" xlink:to=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_3b3ad46f-4f51-4327-90ee-be4da1bf8c5b_negatedLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets\" xlink:role=\"http://www.xbrl.org/2009/role/negatedLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">(Increase) decrease in other assets</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_a35757ac-6530-4e74-bec9-d3ac3e477ed3_negatedTerseLabel_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets\" xlink:role=\"http://www.xbrl.org/2009/role/negatedTerseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">(Increase) decrease in other assets</link:label>\n    <link:label id=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_label_en-US\" xlink:label=\"lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Increase (Decrease) in Other Operating Assets</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_dfs_SecuritizationActivitiesAxis\" xlink:href=\"dfs-20221231.xsd#dfs_SecuritizationActivitiesAxis\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_dfs_SecuritizationActivitiesAxis\" xlink:to=\"lab_dfs_SecuritizationActivitiesAxis\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_dfs_SecuritizationActivitiesAxis_6878d990-6808-4806-b647-eb490fe1c31c_terseLabel_en-US\" xlink:label=\"lab_dfs_SecuritizationActivitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Securitization Activities [Axis]</link:label>\n    <link:label id=\"lab_dfs_SecuritizationActivitiesAxis_label_en-US\" xlink:label=\"lab_dfs_SecuritizationActivitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Securitization Activities [Axis]</link:label>\n    <link:label id=\"lab_dfs_SecuritizationActivitiesAxis_documentation_en-US\" xlink:label=\"lab_dfs_SecuritizationActivitiesAxis\" xlink:role=\"http://www.xbrl.org/2003/role/documentation\" xlink:type=\"resource\" xml:lang=\"en-US\">Information by type of securitization trust</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_us-gaap_SupplementalCashFlowInformationAbstract\" xlink:href=\"https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_SupplementalCashFlowInformationAbstract\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_us-gaap_SupplementalCashFlowInformationAbstract\" xlink:to=\"lab_us-gaap_SupplementalCashFlowInformationAbstract\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_us-gaap_SupplementalCashFlowInformationAbstract_a86af961-625c-4978-aea9-2f017802e652_terseLabel_en-US\" xlink:label=\"lab_us-gaap_SupplementalCashFlowInformationAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Supplemental disclosures of cash flow information:</link:label>\n    <link:label id=\"lab_us-gaap_SupplementalCashFlowInformationAbstract_label_en-US\" xlink:label=\"lab_us-gaap_SupplementalCashFlowInformationAbstract\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Supplemental Cash Flow Information [Abstract]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ConsolidatedEntitiesDomain\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ConsolidatedEntitiesDomain\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_srt_ConsolidatedEntitiesDomain\" xlink:to=\"lab_srt_ConsolidatedEntitiesDomain\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_srt_ConsolidatedEntitiesDomain_71aeb77c-aef7-4f67-97a7-9824cc3158b3_terseLabel_en-US\" xlink:label=\"lab_srt_ConsolidatedEntitiesDomain\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Consolidated Entities [Domain]</link:label>\n    <link:label id=\"lab_srt_ConsolidatedEntitiesDomain_label_en-US\" xlink:label=\"lab_srt_ConsolidatedEntitiesDomain\" xlink:role=\"http://www.xbrl.org/2003/role/label\" xlink:type=\"resource\" xml:lang=\"en-US\">Consolidated Entities [Domain]</link:label>\n    <link:loc xlink:type=\"locator\" xlink:label=\"loc_srt_ParentCompanyMember\" xlink:href=\"https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_ParentCompanyMember\"/>\n    <link:labelArc xlink:arcrole=\"http://www.xbrl.org/2003/arcrole/concept-label\" xlink:from=\"loc_srt_ParentCompanyMember\" xlink:to=\"lab_srt_ParentCompanyMember\" xlink:type=\"arc\" order=\"1\"/>\n    <link:label id=\"lab_srt_ParentCompanyMember_64faa274-177b-416f-b109-556825fe83ec_terseLabel_en-US\" xlink:label=\"lab_srt_ParentCompanyMember\" xlink:role=\"http://www.xbrl.org/2003/role/terseLabel\" xlink:type=\"resource\" xml:lang=\"en-US\">Parent Company [Member]</link:label>\n    <link:label id=\"lab_srt_ParentCompanyMember_label_en-US\" xlink:label=\"lab_s\n\n##Instance document\n<?xml version='1.0' encoding='UTF-8'?>\n<xbrl xmlns=\"http://www.xbrl.org/2003/instance\" xmlns:currency=\"http://xbrl.sec.gov/currency/2022\" xmlns:dei=\"http://xbrl.sec.gov/dei/2022\" xmlns:dfs=\"http://www.discovercard.com/20221231\" xmlns:iso4217=\"http://www.xbrl.org/2003/iso4217\" xmlns:link=\"http://www.xbrl.org/2003/linkbase\" xmlns:srt=\"http://fasb.org/srt/2022\" xmlns:stpr=\"http://xbrl.sec.gov/stpr/2022\" xmlns:us-gaap=\"http://fasb.org/us-gaap/2022\" xmlns:xbrldi=\"http://xbrl.org/2006/xbrldi\" xmlns:xhtml=\"http://www.w3.org/1999/xhtml\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\" xml:lang=\"en-US\"><link:schemaRef xlink:href=\"dfs-20221231.xsd\" xlink:type=\"simple\"/>\n\t<context id=\"i3717579b6aba4efca09a29eb0842d559_D20220101-20221231\">\n        <entity>\n            <identifier 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Net Cash Provided by (Used in) Investing Activities [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities, Continuing Operations [Abstract]\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Cash Provided by (Used in) Investing Activities, Discontinued Operations\n  PreferredLabel: None\n- Role: http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperations\n  Path: Net Cash Provided by (Used in) Investing Activities [Abstract] > Net Cash Provided by (Used in) Investing Activities\n  PreferredLabel: http://www.xbrl.org/2003/role/totalLabel\nProvenance: sheets include Presentation-like sheets\n\n\n[Concept Relations]\nID: us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract\n\nDefinition (Dimensions/Domain/Hypercube):\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstateStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstateStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstateStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectRealEstateStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectDepositBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectInvestmentBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffectAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\n- http://xbrl.org/int/dim/arcrole/domain-member: from=us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract -> to=us-gaap:NetCashProvidedByUsedInInvestingActivities (role=http://fasb.org/us-gaap/role/statement/StatementOfCashFlowsIndirectSecuritiesBasedOperationsStatementTable)\nProvenance: sheets include Definition-like sheets\n\nQuestion: What erroneous relationship type exists between us-gaap:IncreaseDecreaseInNotesReceivableRelatedParties and us-gaap:NetCashProvidedByUsedInInvestingActivitiesAbstract, based on the provided XBRL filing and the US GAAP taxonomy?\nAnswer:\n\n    "

Answer: "Inappropriateness"