Title: Actions against Contractors without Required Insurance Coverage

Summary: Providing that a contractor who fails to carry required insurance may be personally liable for damages that would have been covered by such insurance, etc.

Full Text:
An act relating to actions against contractors without required insurance coverage; creating s. 768.0426, F.S.; providing that a contractor who fails to carry required insurance may be personally liable for damages that would have been covered by such insurance; providing an effective date. Be It Enacted by the Legislature of the State of Florida: Section 1. Section 768.0426, Florida Statutes, is created to read: 768.0426   Damages in actions against contractors without required insurance coverage. A contractor required to carry public liability insurance and property damage insurance under s. 489.115 who fails to carry such insurance, or who knowingly carries a policy that excludes such required coverage, shall, notwithstanding the organizational form of the contractor s business, be personally liable for damages to a consumer that otherwise would have been covered under such a required policy. Section 2. This act shall take effect July 1, 2018.