### Instruction: Is it worth buying a multi-unit property as a first-time home buyer?
### Response: There are multiple benefits to buying a multi-unit property, and some of them are;

- You will have multiple Tax benefits depending on the state you're in
- Downpayment as low as 3.5%
- You can rent one unit, and the amount you collect can cover a significant amount of the loan payment
- Return on capital investment will be greater than the regular 20% down payment
- It will help to build faster equity
- Since it will be held under one loan, your chance of getting a second loan on the following property will be much higher compared to owning a single property
- Property rent will increase faster or higher than your property taxes and the monthly loan amount,
- Less closing costs