MONTHLY ECONOMIC REVIEW
JULY 2013
Selected Economic Indicators

Stock Market Developments

Inflation

National Payments System

Statistical Tables

Monetary Developments

INSIDE THIS ISSUE:

PAGE
SELECTED ECONOMIC INDICATORS

June

July
Z.S.E. Mining Index1
73.29
66.77
Z.S.E. Industrial Index1
211.19
232.87
Money Supply (Total Bank Deposits) (US$)2
3.84 billion
3.85 billion
Money Supply (M3) Annual Growth2
6.91%
4.26%
Yearly Inflation3
1.86%
1.25%
Sources:
1 Zimbabwe Stock Exchange
2 Reserve Bank of Zimbabwe
3 ZIMSTAT


Month on
Month
Change


STOCK MARKET DEVELOPMENTS

During the month of July 2013, trading on the
Zimbabwe Stock Exchange (ZSE) continued to
rise as investors took strategic positions ahead
of the harmonized general elections.

Liquidity challenges in the economy, however,
continued to constrain the participation of local
investors. On the other hand, foreign investors
increased their dominance on the local bourse.

The repositioning of portfolios pushed up the
volumes traded by 32.95%, from 224.08
million shares in June, to 297.91 million shares
in July 2013. Over the same period, the value
of shares traded also rose by 7.11% to
US$43.53 million.
Consequently, between June and July 2013,
the industrial index gained 10.27% to close
the period under review at 232.87 points. On
a year-to-date basis, the industrial index
gained 53.9%. The mining index, however,
fell by 8.9%, from 73.29 points in June to
66.77 points in July 2013, while on a year-to
-date basis, it gained 0.72%.

Trading on the local bourse was largely
driven by foreign investors. Purchases by
foreign investors were recorded at US$18.44
million in July 2013, against US$23.15
million in June. Over the same period, sales
by foreign investors rose by 59.89%, from
US$9.57 million to US$15.30 million.

2 3

2 4
Market capitalization gained 10.45%, from
US$5.44 billion in June to US$6 billion in
July 2013, largely driven by industrial blue
chip counters.


MONETARY DEVELOPMENTS

Annual broad money growth continued on a
downward trend, declining from 6.91% in
June 2013 to 4.26% in July 2013. The
decline is partly reflective of the slowdown
in economic activity. On a month on month
basis, money supply recorded a marginal
increase of 0.4% to US$3 854.9 million in
July 2013, from US$3 838.2 million in June
2013.
The month on month increase in broad
money was on the back of expansions of
US$62.6 million in under-30 day deposits,
and US$49.1 million in demand deposits.
Partially offsetting these increases were
declines of US$73.2 million and US$21.8
million in over-30 day and savings deposits,
respectively.
Mirroring developments in broad money,
annual growth in credit to the private sector,
declined by 4.9 percentage points from
18.4% in June to 13.5% in July. On a month
on month basis, credit to the private sector,
however, grew by 0.8% in July 2013, from
US$3 666.23 million in June 2013 to
US$3 671.8 million.

The loan to deposit ratio rose to 95.3% in
July 2013, compared to 87.5% in July 2012,


Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
US$ Billions
%
Money Supply
M3
M3 Annual Growth
2012 2013

3 5
reflective of growth in loans and advances.

In the absence of alternative financial
instruments, credit to the private sector
continued to be driven by loans and
advances, which were partly sustained by
offshore lines of credit, as the local
economy
continued
to
face
liquidity
Loans and advances increased largely due to
demand for credit in manufacturing (19.43%),
agriculture
(17.27%)
and
distribution
(16.62%) activities. Households accounted
for 18.50% of total loans and advances to
the private sector.

Credit to the private sector was mainly
utilized for asset purchases (37.65%) as well
as inventory build-up (36.74%). Loans and
advances utilized for fixed investment activity
have remained low, with the procurement of
plant and equipment accounting for 2.91%
and pre and post shipment financing at 2.19%,
of total loans and advances.


INFLATION DEVELOPMENTS

Annual Inflation

Annual headline inflation decelerated further,
for the fifth consecutive month, to 1.25% in
July 2013, from 1.87% in June 2013, on
account of declines in both food and non food
inflation.

Annual food and non alcoholic beverages
inflation declined from 2.90% in June 2013,
to 1.74% in July 2013 while non-food
inflation slowed down to 1% in July from
1.35% in June 2013.

Decline in annual food inflation was largely
due to falling prices of milk, cheese and eggs;
sugar,
jam,
honey,
chocolate
and
confectionery; and mineral waters, soft drinks,
constraints. The contribution of offshore
lines of credit in total credit to the private
sector, increased from 4.77% in July 2012
to 12.36% in July 2013.

Advances to the private sector were made
up of loans and advances, 84.59%;
mortgages advanced by building societies,
8.51%; bills discounted, 3.46%; bankers’
acceptances, 1.48%; and other investments,
1.97%.

fruit and vegetable juices, as a result of
improved supply of these items on the
market.
to -0.38% in July, from -0.13% in June 2013,
following declines in the prices of food and
non alcoholic beverages.

Monthly
food
prices
eased
by
0.81
percentage points to -1.14% in July, from
-0.33% in June 2013, on the back of declines
in the prices of fruits, -3.83%; vegetables,
-2.98%; meat, -1.95%; sugar, jam, honey,
chocolate and confectionery, -1.44%; milk,
cheese and eggs, -0.58%; and oils and
fats, -0.45%.

Monthly non-food prices also fell to -0.004%
in July, from -0.03% in June 2013, largely
due to declines in the prices of electricity,
gas and other fuels, alcoholic beverages,
furniture and equipment, communication and
health services.


Inflation Outlook
Inflation developments in the domestic
economy, in the short to medium term, will
continue to be influenced by movements
international oil prices, US$/rand exchange
rate, world food prices, as well as the level of
aggregate demand.

The upward trend in international oil prices
since April 2013, if sustained, is expected to
exert inflationary pressures in the domestic
economy.

Further, the improvement in the global
economy, as manifested in the recovery of
the Euro zone and better than anticipated

Annual non-food inflation also eased to 1% in
July, from 1.35% in June 2013, following the
softening of communication, recreation and
cultural service prices.

Inflationary pressures under this category
largely emanated from increases in housing
rentals, prices of alcoholic beverages and
tobacco as well as transport, health and
educational services.

Month-on-Month Inflation

Month-on-month inflation decelerated further

output in China, India and the USA during
the first half of 2013, is also expected to
increase the demand for crude oil, thereby
pushing up international commodity prices.

Continued disturbances in oil producing
countries, among them Egypt, are expected
to exert upward pressure on international oil
prices,
with
adverse
implications
for
domestic inflation.


NATIONAL
PAYMENTS
SYSTEM
DEVELOPMENTS

Zimbabwe Electronic Transfer Settlement
System (ZETSS)
The value of transactions processed through
the RTGS system in July 2013 increased by
11.60% to US$3.96 billion, from US$3.54
billion in June 2013. On the other hand, the
volume of transactions also registered an
increase of 10.79%, from 185 802 to 205 854
during the same period.
Card Systems
The total value of card based transactions
rose by 11.93%, from US$298.40 million in
June to US$334 million in July 2013.
Mobile and Internet Based Transactions
The value of mobile and internet based
transactions also increased by 13.69%, from
US$266.70 million in June to US$303.20
million in July 2013.

Cheques
In value terms, cheque transactions increased
from US$5.90 million in June 2013 to
US$12.30 million in July 2013.


Reserve Bank of Zimbabwe
August 2013

STATISTICAL TABLES
CONTENTS

Table


. Monetary Statistics


1.1 Monetary Aggregates

1.2 Broad Money Survey

1.3 Analysis of Monthly Changes in Money Supply

1.4 Analysis of Yearly Changes in Money Supply

2. Sectoral Analysis of Bank Loans and Advances and Deposits


2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15

2.2 Sectoral Analysis of Merchant Banks Loans and Advances

2.3 Sectoral Analysis of Merchant Acceptances

2.4 Sectoral Analysis of Commercial Banks Deposits

2.5 Sectoral Analysis of Merchant Banks Deposits

3. External Statistics


3.1 Total External Debt Outstanding by Debtor

4. Interest Rates


4.1 Lending Rates

4.2 Banks Deposit Rates

5. Inflation


5.1 Monthly Inflation

5.2 Yearly Inflation

6. Exchange Rates

STATISTICAL TABLES
CONTENTS

Table


. Commercial Banks


7.1 Assets

7.2 Liabilities

8. Accepting Houses


8.1 Assets

8.2 Liabilities

9. Building Societies


9.1 Assets

9.2 Liabilities

10. Zimbabwe Stock Exchange Statistics

11. Savings with Financial Institutions

12. Analysis of Liquid Assets of Monetary Banks

13. ZETSS, Cheques and Cards Activity

TABLE 1.1 : MONETARY AGGREGATES
US$ Thousands

July
August
September
October
November
December
January
February
March
April
May
June
July


RBZ Demand Deposits

Comm. Banks Dem. Deposits

Merchant Banks Dem. Deposits


112,173.40
114,560.5
111,261.06
M1


Comm. Banks Savings Deposits


221,622.3
229,386.7
201,667.79
Building Soc. Savings Deposits


192,634.8
189,753.8
195,606.6
P O S B Savings Deposits


56,544.5
60,117.8
60,162.5
Comm. Banks U-30 Day Deposits


637,041.1
629,544.6
663,617.3
Merchant Banks U-30 Day Deposits


67,104.2
56,223.1
82,650.4
Building Soc. U- 30 Day Deposits


122,672.1
119,217.4
121,325.5
M2


Comm. Banks O-30 Day Deposits


387,930.6
268,082.1
219,826.9
Merchant Banks O-30 Day Deposits


54,361.5
52,329.5
27,019.2
Building Soc. O- 30 Day Deposits


212,044.5
222,591.8
222,795.8
Building Soc. Class C Deposits
0.0
0.0


0.0
0.0
0.0


Building Soc. Other Share Deposits


11,266.5
11,266.6
11,266.6
P O S B Time Deposits


9,703.5
10,492.4
10,680.2
M3


4,018,141.5
3,838,207.3
3,854,921.7

TABLE 1.2 : BROAD MONEY SURVEY
US$ Thousands

JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY


NET FOREIGN ASSETS


Assets


Reserve Bank (RBZ)


Deposit Money Banks (DMBs)


Other Banking Institutions
(OBIs) \1


Liabilities \2


RBZ


DMBs


OBIs


NET DOMESTIC ASSETS


DOMESTIC CREDIT


Claims on Government (net)


RBZ


DMBs


OBIs


Claims on Public Enterprises


RBZ


DMBs


Agri-PEs


Other


OBIs


Claims on Private Sector


RBZ


DMBs


OBIs


OTHER ITEMS (NET)


BROAD MONEY (M3)


TABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)
US$ Thousands
1. Finance houses, building societies and P. O. S. B.
2. Sign reversal.
3. Net Domestic Assets consist of domestic credit and other items net.

JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE


NET FOREIGN ASSETS


Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs) \1


Liabilities \2

RBZ

DMBs

OBIs


NET DOMESTIC ASSETS \3

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs
-203.6

1,233.60


Claims on Public Enterpris

RBZ


DMBs

Agri-PEs


0.0
0.0
-5,259.3
Other

OBIs


Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)


BROAD MONEY (M3)

GROWTH RATES


Broad Money (M3)

Domestic Credit

Claims on Private Sector


JULY


-52,013.6


16,714.4

0.4%
0.8%
0.2%

JULY
AUGUST
SEPTEMBER
OCTOBER
NOVEMBER
DECEMBER
JANUARY
FEBRUARY
MARCH
APRIL
MAY
JUNE
JULY


NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs)
\1

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS \3

DOMESTIC CREDIT


Claims on Government (net)

DMBs

OBIs


Claims on Public Enterprises

RBZ


DMBs

Agri-PEs


Other

OBIs


Claims on Private Sector

RBZ


DMBs

OBIs


OTHER ITEMS (NET)


BROAD MONEY (M3)


GROWTH RATES


Broad Money (M3)

Domestic Credit

Claims on Private Sector


TABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)


$ Thousands

TABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES


US$ Thousands


AGRICULTURE
CONSTRUCTION
COMMUNICATION
DISTRIBUTION
FINANCIAL
&
FINANCIAL
MANUFACTURING
MINING
SERVICES TRANSPORT
INDIVIDUALS
CONGLOMERATES/1
TOTAL
END OF


INVESTMENTS
ORGANISATIONS

JANUARY

FEBRUARY

MARCH

APRIL

MAY

JUNE

JULY

AUGUST

SEPTEMBER

OCTOBER

NOVEMBER

DECEMBER


JANUARY

FREBRUARY

MARCH


APRIL

MAY

JUNE

JULY

1. These are large corporation with business operations covering across a number of sectors.
TABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES


US$ Thousands


AGRICULTURE
CONSTRUCTION DISTRIBUTION
FINANCIAL
FINANCIAL
MANUFACTURING
MINING
SERVICES TRANSPORT INDIVIDUALS CONGLOMERATES
TOTAL
END OF


INVESTMENT ORGANISATIONS

APRIL

MAY

JUNE

JULY

AUGUST

SEPTEMBER

OCTOBER

NOVEMBER

DECEMBER


JANUARY

FEBRUARY

MARCH

APRIL

MAY


JUNE

JULY


TABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES


US$ Thousands


AGRICULTURE
DISTRIBUTION
FINANCIAL
FINANCIAL
MANUFACTURING
MINING
SERVICES
TRANSPORT
INDIVIDUALS
CONGLOMERATES
TOTAL
END OF


INVESTMENT ORGANISATIONS

JANUARY

FEBRUARY

MARCH

APRIL

MAY

JUNE

JULY

AUGUST

SEPTEMBER

OCTOBER

NOVEMBER

DECEMBER


JANUARY

FEBRUARY


MARCH

APRIL

MAY

JUNE

JULY


TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS


US$ Thousands


END OF
AGRICULTURE
CONSTRUCTION
COMMUNICATIONS
DISTRIBUTION
FINANCIAL
&
FINANCIAL MANUFACTURING
MINING
SERVICES TRANSPORT
INDIVIDUALS
CONGLOMERATES
TOTAL


INVESTMENTS
ORGANISATIONS

JANUARY

FEBRUARY

MARCH

263’552.7

APRIL

MAY

JUNE

JULY

AUGUST

SEPTEMBER

OCTOBER

NOVEMBER

DECEMBER


JANUARY

FEBRUARY

MARCH


APRIL

MAY

JUNE

JULY


TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS


US$ Thousands


AGRICULTURE
COMMUNICATIONS
CONSTRUCTION
DISTRIBUTION
FINANCIAL
&
FINANCIAL MANUFACTURING
MINING
SERVICES
TRANSPORT
INDIVIDUALS
CONGLOMERATES
TOTAL
END OF


INVESTMENTS
ORGANISATIONS

JANUARY

FEBRUARY

MARCH

APRIL

MAY

JUNE

JULY

AUGUST

SEPTEMBER

OCTOBER

NOVEMBER

DECEMBER


JANUARY

FEBRUARY

MARCH


APRIL

MAY

JUNE

JULY


TABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES)


End Period

(US$ millions)


Long-Term External Debt


6,101


Government


4,315
Bilateral Creditors


2,481
Multilateral Creditors


1,834
Private Creditors

Public Enterprises

1,139
Bilateral Creditors

Multilateral Creditors

Private Creditors

Monetary Authorities

Multilateral Creditors - IMF

Private

Short-Term External Debt

Supplier's Credits

Reserve Bank

Private

Total External Debt/1


7,160


Gross Domestic Product


8,865
External Debt / GDP

/1 Total external debt excludes penalties


SOURCE: Ministry of Finance and

TABLE 4.1 LENDING RATES (percent per annum)1

Commercial Banks
Merchant Banks


Weighted Average Lending
Rates3

Weighted Average Lending
Rates3


End Period
Nominal
Lending
Rates2
Individuals
Corporate
Nominal
Lending
Rates2
Individuals
Corporate

Mar


Apr


May


Jun


Jul


Aug


Sep


Oct


Nov


Feb


Notes


1. Table revised, to separate weighted lending rates for individuals and corporate bodies.

2. Nominal Lending Rates depict the range of rates quoted by banks.


3. Lending rates exclude rates on staff loans.
Dec


Jan


Apr


Mar


May


Jun


Jul


TABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1


COMMERCIAL BANKS
ACCEPTING HOUSES


END OF
SAVINGS
3 MONTHS
3 MONTHS

APRIL
0.35-6.00
0.15-17.00
10.00-17.00
MAY
0.30-5.00
0.15-17.00
10.00-17.00
JUNE
0.15-5.00
0.15-17.00
10.00-17.00
JULY
0.15-5.00
0.10-17.00
10.00-17.00
AUGUST
0.15-5.00
0.10-17.00
11.00-17.00
SEPTEMBER
0.15-5.00
0.10-17.00
10.00-17.00
OCTOBER
0.15-5.00
0.10-17.00
10.00-17.00
NOVEMBER
0.15-5.00
0.10-17.00
10.00-17.00
DECEMBER
0.15-5.00
0.10-18.00
10.00-17.00


20122


JANUARY
0.15-5.00
5.00-18.00
10.00-17.00
FEBRUARY
0.15-5.00
5.00-18.00
10.00-17.00
MARCH
0.01-12.00
5.00-20.00
7.00-17.00
APRIL
0.00-12.00
5.00-20.00
8.00-17.00
MAY
0.00-12.00
5.00-20.00
6.00-17.00
JUNE
0.00-12.00
5.00-20.00
6.00-17.00
JULY
0.00-12.00
5.00-20.00
6.00-17.00
AUGUST
0.00-12.00
5.00-20.00
6.00-17.00
SEPTEMBER
0.00-12.00
5.00-20.00
6.00-17.00
OCTOBER
0.00-12.00
5.00-20.00
6.00-17.00
NOVEMBER
0.15-8.00
4.00-20.00
6.00-17.00
DECEMBER
0.15-8.00
4.00-20.00
6.00-17.00

JANUARY
0.15-8.00
4.00-20.00
6.00-17.00
FEBRUARY
0.15-8.00
4.00-20.00
6.00-17.00
MARCH
0.15-8.00
4.00-20.00
8.00-12.00
APRIL
0.15-8.00
4.00-20.00
8.00-12.00
MAY
0.15-8.00
4.00-20.00
6.00-17.00
JUNE
0.15-8.00
4.00-20.00
6.00-17.00


1.
The range of rates qouted by banks during the period.
2.
Three (3) months deposit rates revised to exclude rates on inactive or dormant
accounts.


JULY
0.15-8.00
3.00-20.00
6.00-17.00

TABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \1
( DECEMBER 2012 = 100)
1. Source: ZIMSTATS. To reflect changing expenditure
patterns, ZIMSTAT introduced a revised CPI basket and
rebased CPI figures to December 2012=100.

NON-FOOD INFLATION
FOOD
INFLATION
ALL

ALCOHOLIC
BEVERAGES
CLOTHING
HSING,
WATER,
FURNITURE
HEALTH TRANSPORT
COMMUNICATION
RECREATION & EDUCATION
RESTAURANTS &
MISC.
TOTAL
NON
FOOD &
ITEMS

& TOBACCO
FOOTWEAR
ELECTRICTY,
GAS
AND


CULTURE

HOTELS
GOODS &
FOOD
NON
ALCOHOLIC
BEVERAGES


& OTHER
EQUIPMENT


SERVICES


FUELS


WEIGHTS


JANUARY

FEBRUARY

MARCH


APRIL

MAY

JUNE

JULY


TABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \1
(DECEMBER 2012 = 100)
1. Source: ZIMSTATS. To reflect changing expenditure
patterns, ZIMSTAT introduced a revised CPI basket and
rebased CPI figures to December 2012=100.

NON-FOOD INFLATION
FOOD
INFLATION
ALL

ALCOHOLIC
BEVERAGES
CLOTHING
HSING,
WATER,
FURNITURE
HEALTH
TRANSPORT
COMMUNICATION
RECREATION &
EDUCATION
RESTAURANTS &
MISC.
TOTAL
NON
FOOD &
ITEMS

& TOBACCO
FOOTWEAR
ELECTRICTY, GAS
AND


CULTURE
HOTELS
GOODS &
FOOD
NON ALCOHOLIC
BEVERAGES


& OTHER
EQUIPMENT


SERVICES


FUELS


WEIGHTS


JANUARY

FEBRUARY

MARCH


APRIL

MAY

JUNE

JULY


TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES


SA
BW
JAPANESE
EUROPEAN
POUND
END OF
RAND/1
PULA/1
YEN/1
CURRENCY/2
STERLING/2

JANUARY

FEBRUARY

MARCH

APRIL

MAY

JUNE

JULY

AUGUST

SEPTEMBER

OCTOBER

NOVEMBER

DECEMBER


JANUARY

FEBRUARY

JUNE


1. Foreign currency per US Dollar.


2. US Dollar per unit of foreign currency.

MARCH

APRIL

MAY


JULY


TABLE 7.1: COMMERCIAL BANKS - ASSETS


US$ Millions


Liquid Assets


Securities


Loans & Contingent
Other
Non Financial
Total
End of
Notes


Total
Other Balances Advances
Assets
Assets
Assets
Assets

&
Balances
Balances
Balances


Liquid
with RBZ


Coin
with
with Other
at
Trade
Treasury Agric PEs
Assets


at Banks
RBZ
Banks
Foreign
Banks
Bills
Bills

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug 331.2

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr


May

Jun

Jul


TABLE 7.2: COMMERCIAL BANKS - LIABILITIES
US$ Millions


Deposits


Amounts Owing to
Capital
Contingent
Other
Total
Of which


and
Liabilities Liabilities Liabilities Liabilities
to the
End of
Demand
Savings and
Short-term
Long-term
Total
Foreign
Liabilities
RBZ
Other Banks Reserves


Public


Deposits

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr


May

Jun

Jul


TABLE 8.1 : ACCEPTING HOUSES - ASSETS
US$ Millions


Liquid Assets


Loans & Contingent
Other
Non Financial
Total
End of
Notes


Total
Other
Balances Advances
Assets
Assets
Assets
Assets

&
Balances Balances Balances


Liquid
with RBZ


Coin
with
with Other
at
Trade
Treasury
Assets


at Banks
RBZ
Banks
Foreign
Banks
Bills
Bills

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul


TABLE 8.2 : ACCEPTING HOUSES - LIABILITIES
US$ Millions


Of which


Deposits


Amounts Owing to
Capital
Contingent
Other
Total
Liabilities to the


and
Liabilities
Liabilities
Liabilities
Public
End of Demand Savings and
Short-term
Long-term
Total
Foreign
Liabilities
RBZ
Other
Banks
Reserves


Deposits

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul


TABLE 9.1 : BUILDING SOCIETIES - ASSETS
US$ Millions


Liquid Assets


Notes
Balances
Trade
Treasury
Total
Mortgage
Other
Other
Non Financial
Total
End of
&
with Other
Bills
Bills
Liquid
Advances
Advances
Assets
Assets
Assets

Coin
Banks


Assets


at Banks

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Feb


Jan

Mar


Apr

May

Jun

Jul


TABLE 9.2 : BUILDING SOCIETIES - LIABILITIES
US$ Millions


Of which

Deposits
Capital
Other
Total
Liabilities to the


and
Liabilities
Liabilities
Public
End of
Savings and
Short-term
Long-term
Total
Reserves


Deposits

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr


May

Jun

Jul


Table 10: ZIMBABWE STOCK MARKET STATISTICS


Indices
US$ Millions

Industrial
Mining
Market Capitalisation

Jan
138.52
79.09
3,422.20
Feb
146.03
95.39
3,696.60
Mar
136.76
85.01
3,458.10
Apr
129.55
97.15
3,303.40
May
132.03
83.73
3,351.20
Jun
131.96
75.70
3,341.46
Jul
132.92
112.12
3,445.93
Aug
132.27
89.04
3,434.00
Sep
146.00
96.00
3,822.80
Oct
154.47
93.66
4,033,76
Nov
150.16
68.74
3,890.9
Dec
152.40
65.12
3,963.50

Jan
179.34
84.07
4,700.33
Feb
182.3
72.01
4,748.24
Mar
183.88
66.21
4,726.34


Source: Zimbabwe Stock Exchange (ZSE)

Apr
189.66
71.98
4,894.68
May
212.72
73.99
5,471.22
Jun
211.19
73.29
5,436.57
Jul
232.87
66.77
5,9136.78

TABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS


US$ Millions


Commercial
Merchant

Building

End of
Banks
Banks
Other/2
Societies
TOTAL

January

February

March

April

May

June

July

August

September

October

November

December


January

February

March


1/ Comprises all deposits other than demand deposits.
2/ Includes People’s Own Savings Bank (POSB).


April

May

June

July


TABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS


US$ Millions


Commercial Banks
Accepting Houses


Liquid
Prescribed
Excess
Liquid
Prescribed
Excess

assets
liquid
liquid
assets
liquid
Liquid
End of
held
assets/1
assets
held
assets/1
assets

January

February

March

April

May

June

July

Aug

September

October

November

December


January

February

March

April

May


1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public.
June

July


TABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY.
US$ Millions
MONTH
ZETSS VALUES
CHEQUE VALUES
CARD VALUES
MOBILE & INTERNET

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Annual Total

Feb


Jan

Mar


Apr

May

Jun

Jul
3,955.5
12.3
334.0
303.2