i


OCTOBER 2016

Table of Contents


September

October
Month-on-
Month
Change
Z.S.E. Mining Index1
26.6
33.8
22.1%
Z.S.E. Industrial Index1
98.96
120.82
26.9%
National Payment System Transactions
(US$ millions)
6 798.49
6 467.52
-4.9%
Money Supply (US$ millions)2
5 320.9
5 356.0
0.66%
Money Supply (M3) Annual Growth2 (%)
16.02
16.41

Yearly Inflation3 (%)
-1.3%
-0.95%

Monthly Inflation3 (%)
-0.13
-0.26%

Nominal Lending Rate2 (% per annum)
4.0-18.0
4.0-18.0

Sources:
1 Zimbabwe Stock Exchange (ZSE)
2 Reserve Bank of Zimbabwe (RBZ)
3 Zimbabwe National Statistics Agency (ZIMSTAT)
SELECTED ECONOMIC INDICATORS

STOCK MARKET DEVELOPMENTS
During the month of October 2016 the stock
markets in the USA closed in the negative while
in Europe were in the positive and Asian markets
were mixed. The DAX, FTSE100, CAC40 and
Shangai indices recorded gains, while the DJIA,
S&P 500, NASDAQ, HangSeng, and Nikkei225
registered losses.

In Africa, leading stock markets performance
were mixed during the month under review.
Loses were registered in Nigeria, -3.9%; and
South Africa, -2.2%. Stock markets in Tunisia,
Egypt, Kenya and Morocco, however, registered
gains.

The Zimbabwe Stock Exchange (ZSE) recovered
from the previous month’s loss owing to renewed
investor interest, during the month of October
2016. Consequently, both the industrial and
mining indices increased during the period under
review. The industrial index increased from
98.96 points in September 2016 to 120.82 points
in October 2016. Over the same period, the
mining index increased by 26.87% to close at
33.76 points from 26.61 points in September
2016, sustained by gains in Bindura Nickel and
Rio Zim.


Trading volumes rose from 68.3 million shares in
September 2016, to 177.4 million shares in
October 2016. This was attributable to a number
of block trades witnessed during the period of
analysis. Notable block trades for the month
of
October

included
Mashonaland
Holdings,

shares;
Pearl properties, 24 822 440 shares; and
Axia, 3 135 173 shares.

In tandem, market turnover also increased by
73.56% from US$13.05 million in September
2016, to US$22.6 million in October 2016.

30-Oct-15
30-Nov-15
31-Dec-15
31-Jan-16
29-Feb-16
31-Mar-16
30-Apr-16
31-May-16
30-Jun-16
31-Jul-16
31-Aug-16
30-Sep-16
31-Oct-16
Figure 1: ZSE Indices
Industrial
Mining
Source: Zimbabwe Stock Exchange, 2016

Source: Zimbabwe Stock Exchange, 2016
On the back of positive trading on the ZSE during
the month under review, market capitalization
increased by 22.13% to close the month of
October 2016 at US$3.33 billion.


MONETARY DEVELOPMENTS
Annual money supply growth increased to
16.41% in October 2016, from 16.02% in
September 2016. This was reflective of increases
recorded in the following classes of deposits:
demand, 41.17%; savings, 1.33%; and under 30day, 0.51%. Partially offsetting these increases,
was a decline of 16.16% in over 30-day deposits.

Source: Reserve Bank of Zimbabwe, 2016
On a monthly basis, money supply stood at
US$5 356.0 million, up from US$5 320.9 million
in September 2016. Broad money continues to be
dominated by deposits that are short term in
nature, which do not support long-term lending
crucial for economic growth.

Source: Reserve Bank of Zimbabwe, 2016

Oct-15
Nov-15
Dec-15
Jan-16
Feb-16
Mar-16
Apr-16
May-16
Jun-16
Jul-16
Aug-16
Sep-16
Oct-16
Nov-16
VALUES TRADED (US$ MILLIONS)
VOLUMES TRADED (MILLIONS)
Figure 2: ZSE: Monthly Volumes
Figure 2: ZSE: Monthly Volumes and Values Traded
and Values Traded
Volume
Turnover
-2


Jan-14
Apr-14
Jul-14
Oct-14
Jan-15
Apr-15
Jul-15
Oct-15
Jan-16
Apr-16
Jul-16
Oct-16
%
US$ BILLIONS
Figure 4: Money Supply
Figure 4: Money Supply
M3
M3 Annual Growth rate
Under 30
Days
13.35%
Over 30
Days
16.82%
Demand
58.47%
savings
11.35%Figure 5: Bankin
Figure 5: Banking Sector Deposits September 2
Deposits September 2016

The composition of deposits as at October 2016
was as follows: demand deposits, 58.47%; over
30-days deposits, 16.82%; under 30-days
deposits, 13.35%; and savings deposits, 11.35%.

Banking sector credit to domestic economic
agents, recorded an annual increase of 15.04%,
from US$5 196.66 million in October 2015 to
US$5 978.45 million in October 2016. This
mainly reflected significant increases in credit to
government. On a month-on-month basis,
banking sector credit rose by 2.56%, from US$5
829.10 million recorded in September 2016.

Annual credit to the private sector declined by
8.06% from US$3 858.57 million in October
2015, to US$3 547.52 million in October 2016.
On a monthly basis, however, credit to the private
sector
increased
by
0.77%
from
US$3 520.28 million registered in September
2016. Credit advanced to the private sector
comprised of; loans and advances, 86.21%;
mortgages, 9.91%; other investments, 3.77%;
and bills discounted, 0.11%.

Source: Reserve Bank of Zimbabwe, 2016
The sectoral distribution of private sector credit
was as follows: households, 23.44%; agriculture,
18.00%;
services,
16.42%;
manufacturing,
15.07%; distribution, 11.88%; mining, 5.22%;
financial organisations and investments, 3.05%;
transport
and
communications,
2.79%;
construction, 1.59%; and other, 0.41%.

The private sector credit was utilised as follows:
other recurrent and working capital expenditures,
34.01%; inventory build-up, 31.88%; consumer
durables, 16.30%; fixed capital investment,
16.09%; and pre and post shipment financing,
1.71%.
INFLATION OUTTURN

Annual Inflation

The annual headline inflation stood at -1.0% in
October 2016, a 0.3 percentage points increase
from the September 2016 rate of -1.3%. The
increase was driven by both food and non-food
inflation.


Source: ZIMSTAT, 2016
Loans &
Advances
86.21%
Mortgages
9.91%
Bills Discounted
0.11%
Other investments
3.77%Figure 6: Composition of Private
Figure 6: Composition of Private Sector Credit
Sector Credit


Figure 7: Annual Inflation
(%)
Headline Inflation
Food
Non Food

The year-on-year food inflation increased from
-2.94% in September 2016, to -2.0% in October
2016. This was in large part under pinned by
increases in prices of sugar, confectionaries as
well as fish and sea food. Declines in other food
sub-categories such as meat and vegetables
partially offset the increase in food inflation.

Annual non-food inflation, rose to -0.45% in
October 2016, from -0.58% in September 2016.
The rise was attributable to increases in the
education category. Partially offsetting the
increase in annual non-food inflation were
declines in housing, water, electricity, gas and
other fuels, furniture, household equipment and
maintenance, and transport.

Monthly Inflation


Month-on-month inflation was in the positive for
the first time since July 2016, accelerating from
-0.26% in September 2016, to 0.09% in October
2016. The increase in monthly inflation was
largely on account of increases in both food and
non-food inflation.

Source: ZIMSTAT, 2016
Non-food inflation rose from -0.34% in
September 2016, to -0.05% in October 2016. The
increase was driven by the rise in prices of
furniture
and
household
equipment
and
miscellaneous goods and services. The increases
in these subcategories were, however, partially
offset by declines in clothing and footwear and
housing and energy partially offset the increases.
Monthly food inflation increased to 0.4% in the
month under review, from -0.06% recorded in
September 2016. Contributing to the rise in food
inflation were increases in meat, vegetables and
milk cheese and eggs.


0.6Figure 8: M
Figure 8: M-
-O
O-
-M Inflation
M Inflation

NATIONAL PAYMENTS SYSTEM
The value of transactions processed through the
National
Payment
System
stood
at
US$6 467.52 million in October 2016, a 5%
decline from US$6 798.49 million in September
2016.

Zimbabwe Electronic Transfer Settlement
System (ZETSS)

Transactions processed through the RTGS
system declined by 5.8% to close the month
under analysis at US$4.12 billion. The volume of
transactions, however, increased by 3% from
288 523 in September 2016 to 295 999 in
October 2016.

Source: Reserve Bank of Zimbabwe, 2016


Cash transactions

Cash
transactions
decreased
from
US$515.36 million in September 2016, to
US$492.30 million in October 2016.


Mobile and Internet Based Transactions

The total value of mobile and internet based
transactions declined by 1.24%, to close at
US$749.83 million in October 2016. This
compares to US$740.50 million worth of
transactions recorded in September 2016.

Card Based Transactions

Card
based
transactions
stood
at
US$435.28 million in October 2016, up from
US$404.91 million registered in September
2016.

Cheque Transactions
In value terms, total cheque transactions fell from
US$10.48 million in September 2016, to
US$7.99 million in October 2016.

RESERVE BANK OF ZIMBABWE
DECEMBER 2016


VALUE IN US$ BILLIONS
VOLUME IN THOUSANDS
Figure 9: ZETSS Volumes and
Figure 9: ZETSS Volumes and Values
Values
Volume
Value

Statistical Tables

1. Monetary Statistics

1.1 Monetary Aggregates

1.2 Broad Money Survey

1.3 Analysis of Monthly Changes in Money Supply

1.4 Analysis of Yearly Changes in Money Supply

2. Sectoral Analysis of Bank Loans and Advances and Deposits

2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13

2.2 Sectoral Analysis of Commercial Banks Deposits

3. External Statistics

3.1 Total External Debt Outstanding by Debtor

4. Interest Rates

4.1 Lending Rates

4.2 Banks Deposit Rates

5. Inflation

5.1 Monthly Inflation

5.2 Yearly Inflation

6. Exchange Rates

7. Commercial Banks

7.1 Assets

7.2 Liabilities

8. Merchant Banks

8.1 Assets

8.2 Liabilities

9. Building Societies

9.1 Assets

9.2 Liabilities

10. Zimbabwe Stock Exchange Statistics

11. Savings with Financial Institutions

12. Analysis of Liquid Assets of Monetary Banks

13. ZETSS, Cheques and Cards Activity


13.1 Values of Transactions

13.2 Volumes of Transactions

October
November
December
January
February
March
April
May
June
July
August
September
October
Bond Coins

RBZ Demand Deposits

Comm. Banks Dem. Deposits

Merchant Banks Dem. Deposits

M1

Comm. Banks Savings Deposits

Building Soc. Savings Deposits

P O S B Savings Deposits

Comm. Banks U-30 Day Deposits

Merchant Banks U-30 Day Deposits

Building Soc. U- 30 Day Deposits

M2

Comm. Banks O-30 Day Deposits

Merchant Banks O-30 Day Deposits

Building Soc. O- 30 Day Deposits

Building Soc. Other Share Deposits

P O S B Time Deposits

M3

Source:Reserve Bank of Zimbabwe, 2016

TABLE 1.1 : MONETARY AGGREGATES
US$ thousands

OCT
NOV
DEC
JAN
FEB
MAR
APR
MAY
JUNE
JULY
AUGUST
SEPTEMBER
OCTOBER
NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs)

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs

Claims on Public Enterprises

RBZ

DMBs

Agri-PEs

Other

OBIs

Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)

BROAD MONEY (M3)

Source:Reserve Bank of Zimbabwe, 2016
1. Building societies and P. O. S. B.
2. Sign reversal.
TABLE 1.2 : BROAD MONEY SURVEY
US$ thousands

OCT
NOV
DEC
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs) -18,797.0

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS \3

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs

Claims on Public Enterprises

RBZ

DMBs

Agri-PEs

Other

OBIs

Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)

BROAD MONEY (M3)

Broad Money (M3)

Domestic Credit

Claims on Private Sector

Source:Reserve Bank of Zimbabwe, 2016
1. Finance houses, building societies and P. O. S. B.
2. Sign reversal.
3. Net Domestic Assets consist of domestic credit and other items net.

US$ thousands
TABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)

OCT
NOV
DEC
JAN
FEB
MAR
APR
MAY
JUNE
JULY
AUGUST SEPTEMBER OCTOBER
NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs) \1

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS \3

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs

Claims on Public Enterprises

RBZ

DMBs

Agri-PEs

Other

OBIs

Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)

BROAD MONEY (M3)

GROWTH RATES
Broad Money (M3)

Domestic Credit

Claims on Private Sector

Source:Reserve Bank of Zimbabwe, 2016
1. Finance houses, building societies and P. O. S. B.
2. Sign reversal.
3. Net Domestic Assets consist of domestic credit and other items net.
US$ thousands

TABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)

AGRICULTURE
CONSTRUCTION
COMMUNICATION
DISTRIBUTION
FINANCIAL &
FINANCIAL
MANUFACTURING
MINING
SERVICES
TRANSPORT
INDIVIDUALS
CONGLOMERATE
TOTAL
END OF


INVESTMENTS
ORGANISATIONS

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe,2016
TABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1
US$ thousands

END OF
AGRICULTURE CONSTRUCTION
COMMUNICATIONS
DISTRIBUTION
FINANCIAL &
FINANCIAL
MANUFACTURING
MINING
SERVICES
TRANSPORT
INDIVIDUALS
CONGLOMERATES
TOTAL
INVESTMENTS ORGANISATIONS

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source: Reserve Bank of Zimbabwe,2016
TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS
US$ thousands

End Period

(US$ millions)
Long-Term External Debt

Government

Bilateral Creditors


Multilateral Creditors

Private Creditors

Public Enterprises


Bilateral Creditors

1,155

Multilateral Creditors

Private Creditors

Monetary Authorities

Multilateral Creditors - IMF

Private

1,002
2,261
1,913
Short-Term External Debt

1,198
1,382
1,289

1,564
2,394
2,258
Supplier's Credits

Reserve Bank

Private

1,807
1,671
Total External Debt

Source: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016
TABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)

End Period
Nominal Lending Rates2
Individuals
Corporate

Jan
6.00-35.00
14.16
9.66
Feb
4.30-33.50
14.00
9.73
Mar
4.30-33.50
13.24
8.75
Apr
4.30-31.00
12.71
8.84
May
5.00-31.00
12.74
8.79
Jun
5.00-31.00
11.94
8.42
Jul
5.00-31.00
11.86
8.56
Aug
4.30-26.00
11.96
8.51
Sep
4.30-25.00
11.81
8.47
Oct
4.00-18.00
10.98
7.28
Nov
4.00-16.25
12.20
7.67
Dec
6.00-16.00
11.99
7.57

Jan
6.00-22.00
12.08
7.38
Feb
4.00-22.00
11.48
7.29
Mar
4.00-22.00
11.44
7.16
Apr
4.00-22.00
11.50
7.20
May
4.00-18.00
11.43
7.35
Jun
4.00-18.00
11.40
7.48
Jul
4.00-18.00
10.69
6.79
Aug
4.00-18.00
10.67
6.84
Sep
4.00-18.00
10.66
6.95
Oct
4.00-18.00
10.70
6.93
Source:Reserve Bank of Zimbabwe, 2016
Notes
3. Lending rates exclude rates on staff loans.
TABLE 4.1 LENDING RATES (percent per annum)1
2. Nominal Lending Rates depict the range of rates quoted by banks.
Commercial Banks
Weighted Average Lending Rates 3
1. Table revised, to separate weighted lending rates for individuals and corporate bodies.

END OF
SAVINGS
3 MONTHS

Jan
0.15-8.00
3.00-17.00
Feb
0.50-12.00
1.00-17.00
Mar
0.50-12.00
1.00-17.00
Apr
0.30-8.00
1.00-17.00
May
0.30-8.00
1.00-17.00
Jun
0.30-8.00
1.00-17.00
Jul
0.30-8.00
1.00-15.00
Aug
0.30-8.00
1.00-15.00
Sep
0.30-8.00
1.00-16.00
Oct
0.50-8.00
1.00-17.00
Nov
0.75-8.00
1.00-17.00
Dec
0.50-8.00
0.75-17.00

Jan
0.50-8.00
0.75-17.00
Feb
0.50-8.00
0.75-17.00
Mar
0.50-8.00
0.75-17.00
Apr
0.50-8.00
0.75-17.00
May
0.50-8.00
0.75-17.00
Jun
0.50-6.00
0.75-17.00
Jul
0.50-6.00
0.75-17.00
Aug
0.50-6.00
1.00-17.00
Sep
0.50-6.00
1.00-17.00
Oct
0.50-6.00
1.00-17.00
Source:Reserve Bank of Zimbabwe, 2016
* The range of rates qouted by banks during the period.
TABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*
COMMERCIAL BANKS

FOOD
INFLATION
ALL
ALCOHOLIC
BEVERAGES
CLOTHING
HOUSING,
WATER,
FURNITURE
HEALTH
TRANSPORT
COMMUNICATION
RECREATION
&
EDUCATION
RESTAURANTS
&
MISC.
TOTAL NON
FOOD &
ITEMS
& TOBACCO
FOOTWEAR
ELECTRICTY,
GAS
AND
CULTURE
HOTELS
GOODS &
FOOD
NON
ALCOHOLIC
BEVERAGES
& OTHER
EQUIPMENT
SERVICES
FUELS
WEIGHTS


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Zimstat, 2016
NON-FOOD INFLATION
TABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX
( DECEMBER 2012 = 100)

FOOD
IN FLA TION
A LL
A LC OHOLIC
B EV ER A GES
C LOTHIN G
HOU S IN G,
WA TER ,
FU R N ITU R E
HEA LTH
TR A N S POR T
C OM M U N IC A TION
R EC R EA TION
&
ED U C A TION
R ES TA U R A N TS
&
M IS C .
TOTA L N ON
FOOD &
ITEM S
& TOB A C C O
& FOOTWEA R
ELEC TR IC TY ,
GA S
A N D
C U LTU R E
HOTELS
GOOD S &
FOOD
N ON
A LC OHOLIC
B EV ER A GES
& OTHER
EQU IPM EN T
S ER V IC ES
FU ELS

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source: Zimstat, 2016
N ON - FOOD IN FLA TION
TABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \1
(DECEMBER 2012 = 100)

SA
BW
JAPANESE
EUROPEAN
POUND
END OF
RAND/1
PULA/1
YEN/1
CURRENCY/2
STERLING/2

JAN

FEB

MAR

APR

MAY

JUNE

JULY

AUG

SEPT

OCT

NOV

DEC


JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

Source: Reserve Bank of Zimbabwe, 2016
TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES
1. Foreign currency per US Dollar.
2. US Dollar per unit of foreign currency.

Foreign
Loans &
Contigent
Other
Non Financial
TOTAL
End of
Notes
Total
Other Balances
Advnces
Assets
Assets
Assets
&
Balances
Balances
Balances
with RBZ
Bond
Coin
with
with Other
at
Trade
Treasury
Agric PEs
Coins
at Banks
RBZ
Banks
Foreign Banks
Bills
Bills

Jan


21.4
2,796.76


Feb


17.9
2,792.50


Mar


15.5
2,925.46


Apr


18.2
2,967.13


May


18.2
2,922.70


Jun


28.8
2,872.55


Jul


28.8
2,815.04


Aug


28.8
2,810.06


Sep


28.0
2,844.13


Oct


26.7
2,884.16


Nov


26.6
2,931.49


Dec


20.8
2,820.54


Jan


20.6
2,763.7


Feb


20.1
2,680.9


Mar


20.3
2,690.6


Apr


20.4
2,653.4


May


19.8
2,681.8


Jun


19.7
2,669.3


Jul


20.5
2,567.9


Aug


20.5
2,565.9


Sep


18.5
2,547.7


Oct


20.8
2,614.8


Source:Reserve Bank of Zimbabwe, 2016
Liquid Assets
TABLE 7.1: COMMERCIAL BANKS - ASSETS
Securities
US$ millions

Deposits
Capital
Contigent
Other
Total
Of which
and
Liablities
Liablities
Liabilities to the
End of
Demand
Savings and Short-term
Long-term
Total
Foreign Liabilities
RBZ
Other Banks
Reserves
Public

Jan
2,056.2

996.2
561.7
3,614.0


3,614.0

Feb
2,079.6

876.1
611.6
3,567.3


3,567.3

Mar
2,139.3

940.4
513.3
3,593.0


3,593.0

Apr
2,098.7

943.5
629.8
3,672.0


3,672.0

May
2,131.8

1015.3
615.3
3,762.4


3,762.4

Jun
2,213.2

1021.9
593.5
3,828.7


3,828.7

Jul
2,166.4

889.7
732.5
3,788.6


3,788.6

Aug
2,266.7

790.9
723.1
3,780.7


3,780.7

Sep
2,276.7

967.6
648.7
3,892.9


3,892.9

Oct
2,259.9

909.3
667.8
3,837.0


3,837.0

Nov
2,475.9

919.4
580.1
3,975.4


3,975.4

Dec
2,512.2

999.0
543.0
4,054.2


4,054.2

Jan
2,562.6

952.2
558.7
4,073.5


4,073.5

Feb
2,545.7

959.3
572.0
4,077.1


4,077.1

Mar
2,653.7

893.4
680.0
4,227.1


4,227.1

Apr
2,675.3

1008.1
591.9
4,275.3


4,275.3

May
2,764.6

1100.0
449.7
4,314.3


4,314.3

Jun
2,865.3

907.1
673.1
4,445.5


4,445.5

Jul
2,826.1

993.3
654.3
4,473.7


4,473.7

Aug
2,979.0

1002.4
587.6
4,569.0


4,569.0

Sep
3,093.4

965.0
662.8
4,721.2


4,721.2

Oct
3,207.8

917.4
568.7
4,693.9


4,693.9

Source:Reserve Bank of Zimbabwe, 2016
TABLE 7.2: COMMERCIAL BANKS - LIABILITIES
US$ millions
Amounts Owing to

Foreign
Loans &
Contigent
Other
Non Financial
TOTAL
End of
Notes
Total
Other Balances
Advnces
Assets
Assets
Assets
Bond
&
Balances
Balances
Balances
Liquid
with RBZ
Coins
Coin
with
with Other
at
Trade
Treasury
Agris Pes
Assets
at Banks
RBZ
Banks
Foreign Banks
Bills
Bills

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe, 2016
US$ millions
TABLE 8.1 : ACCEPTING HOUSES - ASSETS
Liquid Assets
Securities

Of which
Deposits
Capital
Contigent
Other
Total
Liabilities to the
and
Liablities
Liablities
Public
End of
Demand
Savings and Short-term
Long-term
Total
Foreign Liabilities
RBZ
Other Banks
Reserves

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe, 2016
Amounts Owing to
TABLE 8.2 : ACCEPTING HOUSES - LIABILITIES
US$ millions

Foreign
Mortgage
Other
Other
Non Financial
TOTAL
End of
Notes
Total
Advances
Advances
Assets
Assets
&
Balances
Nostro
Bond
Coin
with Other
Balances
Trade
Treasury
Coins
at Banks
Banks
Bills

Jan


Feb


Mar


Apr


May


Jun


Jul


Aug


Sep


Oct


Nov


Dec


Jan


Feb


Mar


Apr


May


Jun


Jul


Aug


Sep


Oct


Source:Reserve Bank of Zimbabwe, 2016
Liquid Assets
Securities
TABLE 9.1 : BUILDING SOCIETIES - ASSETS
US$ millions

Of which
Capital
Other
Total
Liabilities to the
and
Liabilities
Public
End of
Savings and Short-term
Long-term
Total
Foreign Liabilities
Other Banks
Reserves

Jan


770.2
Feb


806.2
Mar


794.4
Apr


828.9
May


863.6
Jun


836.8
Jul


828.9
Aug


824.5
Sep


833.2
Oct


893.7
Nov


920.4
Dec


944.4

Jan


890.7
Feb


888.6
Mar


882.8
Apr


875.9
May


859.2
May


859.2
Jun


907.0
Jul


907.3
Aug


883.2
Sep


891.5
Oct


912.2
Source:Reserve Bank of Zimbabwe, 2016
Deposits
TABLE 9.2 : BUILDING SOCIETIES - LIABILITIES
US$ millions
Amounts Owing to

Market Capitalisation
Industrial
Mining
Market Turnover(US$)
Volume of Shares
US$ Millions

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Zimbabwe Stock Exchange (ZSE),2016
Indices
Table 10: ZIMBABWE STOCK MARKET STATISTICS

Commercial
Building
End of
Banks
P.O.S.B.
Societies
TOTAL

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe, 2016
1/ Comprises all deposits other than demand deposits.
TABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS
US$ millions

Liquid
Prescribed
Excess
Liquid
Prescribed
Excess
assets
liquid
liquid
assets
liquid
Liquid
End of
held
assets/1
assets
held
assets/1
assets

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe, 2016
1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public.
US$ millions
TABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS
Commercial Banks
Accepting Houses

MONTH
ZETSS
CHEQUE
POS
ATM
MOBILE INTERNET

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep
3,762.7


Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe, 2016
TABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY
Values of Transactions (US$ millions)

MONTH
ZETSS
CHEQUE
POS
ATM
MOBILE
INTERNET

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Annual Total 2,062.6
361.7
14,543.3 13,413.3 228,723.3
560.2

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Source:Reserve Bank of Zimbabwe, 2016
TABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL
Volumes of Transactions (in thousands)