[Date]


AUGUST 2016


i


TABLE OF CONTENTS
SELECTED ECONOMIC INDICATORS 1
STOCK MARKET DEVELOPMENTS 2
MONETARY DEVELOPMENTS 3
INFLATION OUTTURN 4
Annual Inflation 4
Monthly Inflation 5
NATIONAL PAYMENTS SYSTEM 5
Zimbabwe Electronic Transfer Settlement System (ZETSS) 5
Cash Transactions 5
Mobile and Internet Based Transactions 5
Card Based Transactions 6
Cheque Transactions 6

July

August
Month-on-
Month
Change
Z.S.E. Mining Index1
25.7
26.3
2.33%
Z.S.E. Industrial Index1
98.8
99.3
0.51%
National Payment System Transactions
(US$ millions)
6 320.18
6 359.91
0.63%
Money Supply (US$ millions)2
5 138.0
5 227.8
1.75%
Money Supply (M3) Annual Growth2 (%)
14.84
16.87

Yearly Inflation3 (%)
-1.6
-1.4

Monthly Inflation3 (%)
-0.19
-0.13

Nominal Lending Rate2 (% per annum)
4.0-18.0
4.0-18.0

Sources:
1 Zimbabwe Stock Exchange (ZSE)
2 Reserve Bank of Zimbabwe (RBZ)
3 Zimbabwe National Statistics Agency (ZIMSTAT)
SELECTED ECONOMIC INDICATORS

STOCK MARKET DEVELOPMENTS

During the month of August 2016, major stock
markets in the USA, Europe and Asia recorded
gains. Trading in leading African stock markets
was mixed, with gains registered in Egypt,
2.19%; South Africa, 1.34%; and Tunisia,
1.27%. Losses were, however, recorded in
Kenya, -5.23%; Nigeria, -1.47%; and Morocco,
-0.22%.
The Zimbabwe Stock Exchange (ZSE) was
bullish in August 2016, following positive
trading in selected heavy weight counters. The
mainstream index increased by 0.42% to close
the month of August 2016 at 99.26 points, from
98.84 points in the previous month. The
resources index also increased by 2.33%, to close
the month under review at 26.32 points.

The volume of shares traded fell by 27.89% to
41 264 438 shares in August 2016, from
57 222 624 shares in July 2016.

Market turnover declined from US$11.84 million
in July 2016, to US$7.08 million during the
month of August 2016. This partly reflected
cautious trading on the ZSE by investors.

Net foreign capital outflows amounted to
US$4.31 million in August 2016, down from
US$5.2 million registered in the previous month.
This was on account of a slowdown in foreign
investor disinvestments from the ZSE.


Source: Zimbabwe Stock Exchange, 2016
Market capitalisation increased by 0.45%, from
US$2.72 billion recorded in July 2016 to
US$2.73 billion in August 2016. This followed
positive trading in selected counters.

31-Aug-15
30-Sep-15
31-Oct-15
30-Nov-15
31-Dec-15
31-Jan-16
29-Feb-16
31-Mar-16
30-Apr-16
31-May-16
30-Jun-16
31-Jul-16
31-Aug-16
Figure 1: ZSE Indices
Industrial
Mining

Jul-15
Aug-15
Sep-15
Oct-15
Nov-15
Dec-15
Jan-16
Feb-16
Mar-16
Apr-16
May-16
Jun-16
Jul-16
Aug-16
VALUES TRADED (US$ MILLIONS)
VOLUMES TRADED (MILLIONS)
Figure 2: ZSE: Monthly Volumes
Figure 2: ZSE: Monthly Volumes and Values Trad
and Values Traded
Volume
Turnover
Source: Zimbabwe Stock Exchange, 2016

MONETARY DEVELOPMENTS
The annual growth in money supply stood at
16.87% in August 2016, reflecting a 2.03
percentage point increase from 14.84% recorded
in July 2016. This was attributable to increases in
the following classes of deposits: demand,
30.32%; savings, 11.62% and under 30-day,
1.84%, respectively. Over 30-day deposits,
however, recorded a decline of 0.79% during the
same period. Broad money was largely
composed of deposits that are short term in
nature, during the period under review.

Source: Reserve Bank of Zimbabwe, 2016
In terms of proportions, demand deposits
constituted 55.80% of total deposits; followed by
over 30-days deposits, 18.95%; under 30-days
deposits, 12.92%; and savings deposits, 12.33%.
On a monthly basis, the growth in broad money
supply
increased
by
1.75%,
from
US$5
138.0
million
in
July
2016,
to
US$5 227.8 million in August 2016.


Annual banking sector credit increased from
US$5 051.04 million in August 2015 to
US$5 800.72 million in August 2016. On a
month-on-month basis, banking sector credit
declined by 0.10%, from US$5 707.01 million
recorded in July 2016.
Credit to the private sector declined by 7.12% to
US$3 487.63 million in August 2016, from
US$3 754.82 million in August 2015. This was a
sixth consecutive year-on-year decline since
March 2016.
On a month-on-month basis, credit to the private
sector
decreased
by
0.02%,
from
US$3
488.27
million
in
July

to
US$3 487.63 in August 2016. Developments on
private sector continued to reflect cautionary
lending
by
banks,
in
an
environment
characterised by a slowdown in economic
activity.

The distribution of credit to the private sector
was as follows; loans and advances, 85.96%;
-2


Nov-13
Feb-14
May-14
Aug-14
Nov-14
Feb-15
May-15
Aug-15
Nov-15
Feb-16
May-16
Aug-16
%
US$ BILLIONS
Figure 3: Money Supply
Figure 3: Money Supply
M3
M3 Annual Growth rate
Under 30
Days
12.9%
Over 30
Days
18.9%
Demand
55.8%
savings
12.3%Figure 4: Bankin
Figure 4: Banking Sector Deposits August 2016
Deposits August 2016
Source: Reserve Bank of Zimbabwe, 2016

mortgages, 9.98%; other investments, 2.74%;
bankers
acceptances,
0.23%;
and
bills
discounted, 0.10%.

Source: Reserve Bank of Zimbabwe, 2016

The sectoral distribution of private sector credit was
as follows: households, 23.95%; agriculture,
18.75%;
services,
17.26%;
manufacturing,
15.94%; distribution, 11.10%; mining, 5.25%;
financial organisations and investments, 3.08%;
transport
and
communications,
2.64%;
construction, 1.63%; and other, 0.39%.

Private sector credit was utilised for other
recurrent and working capital expenditures,
34.08%; inventory build-up, 32.73%; consumer
durables, 15.94%; fixed capital investment,
15.48%; and pre and post shipment financing,
1.77%.
INFLATION OUTTURN

Annual Inflation

The annual headline inflation accelerated to
-1.4% in August 2016, gaining 0.2 percentage
points on the -1.6% recorded in July 2016. The
increase in inflation was largely driven by both
food and non-food inflation.


Source: ZIMSTAT, 2016
Year–on-year food inflation stood at -3.3% in
August 2016, up from the -3.8% recorded in July
2016. This was underpinned by increases in
prices of sugar, jam, honey and confectioneries.

Annual non-food inflation also increased from
-0.6% in July 2016 to -0.5% in August 2016,
largely attributable to increases in education as
well as restaurants and hotels. The increases
Loans & Advances
86.0%
Mortgages
10.0%
Bills
Discounted
0.1%
Bankers
acceptances
0.2%
Other
investments
3.7%Figure 5: Distribution of Private
Figure 5: Distribution of Private Sector Credit
Sector Credit


Figure 6: Annual Inflation
(%)
Headline Inflation
Food
Non Food

were, however, partially offset by declines in
furniture,
household
equipment
and
maintenance, transport and energy.

Monthly Inflation


Month-on-month inflation stood at -0.13% in
August 2016, a 0.06 percentage points increase,
compared to the -0.19% recorded in July 2016.
Monthly inflation was largely driven by
increases in food inflation.

Monthly food inflation firmed from -0.52% in
July 2016 to -0.31% in August 2016, on account
of increases in prices of fish and sea food; milk,
cheese and eggs; oils and fats; and fruits. The
increases were, however, partially offset by
declines in bread and cereals; meat; and
vegetables.

Non-food inflation however, marginally declined
from -0.03% in July 2016 to -0.04% in August
2016. This followed declines in furniture and
household equipment; clothing and footwear;
and transport, among others. The declines were
partially
offset
by
increases
in
health;
communication; and miscellaneous goods and
services.

NATIONAL PAYMENTS SYSTEM

Transactions processed through the National
Payment
System
(NPS)
stood
at
US$6 359. 91 million in August 2016, up from
US$6 319.33 million in July 2016.
Zimbabwe Electronic Transfer Settlement
System (ZETSS)

The value of transactions processed through the
RTGS system increased by 0.4% to US$3.93
billion in August 2016, from US$3.91 billion
recorded in July 2016. RTGS transactions
volumes also registered a 5% increase from
242 373 in July 2016 to 253 938 during the period
under review.
Source: Reserve Bank of Zimbabwe, 2016

Cash transactions

Cash transactions declined by 8%, from
US$531.45
million
in
July

to
US$ 491.19 million during the month of August
2016.
Mobile and Internet Based Transactions

The total value of mobile and internet based
transactions closed the month of August 2016 at
US$766.01 million, from US$709.26 million in
July 2016.

Aug-13
Dec-13
Apr-14
Aug-14
Dec-14
Apr-15
Aug-15
Dec-15
Apr-16
Aug-16
-

VALUE IN US$ BILLIONS
VOLUME IN THOUSANDS
Figure 7: ZE
Figure 7: ZETSS Volumes and Values
Values
Volume
Value

Card Based Transactions

Card based transactions also decreased from
US$406.35
million
in
July
2016,
to
US$403.95 million in August 2016.

Cheque Transactions

The value of cheque transactions declined by
14%, to close the month under review at
US$7.9 million.

RESERVE BANK OF ZIMBABWE
OCTOBER 2016

Statistical Tables

1. Monetary Statistics

1.1 Monetary Aggregates

1.2 Broad Money Survey

1.3 Analysis of Monthly Changes in Money Supply

1.4 Analysis of Yearly Changes in Money Supply

2. Sectoral Analysis of Bank Loans and Advances and Deposits

2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13

2.2 Sectoral Analysis of Commercial Banks Deposits

3. External Statistics

3.1 Total External Debt Outstanding by Debtor

4. Interest Rates

4.1 Lending Rates

4.2 Banks Deposit Rates

5. Inflation

5.1 Monthly Inflation

5.2 Yearly Inflation

6. Exchange Rates

7. Commercial Banks

7.1 Assets

7.2 Liabilities

8. Merchant Banks

8.1 Assets

8.2 Liabilities

9. Building Societies

9.1 Assets

9.2 Liabilities

10. Zimbabwe Stock Exchange Statistics

11. Savings with Financial Institutions

12. Analysis of Liquid Assets of Monetary Banks

13. ZETSS, Cheques and Cards Activity


13.1 Values of Transactions

13.2 Volumes of Transactions

August
September
October
November
December
January
February
March
April
May
June
July
August
Bond Coins

RBZ Demand Deposits

Comm. Banks Dem. Deposits

Merchant Banks Dem. Deposits

M1

Comm. Banks Savings Deposits

Building Soc. Savings Deposits

P O S B Savings Deposits

Comm. Banks U-30 Day Deposits

Merchant Banks U-30 Day Deposits

Building Soc. U- 30 Day Deposits

M2

Comm. Banks O-30 Day Deposits

Merchant Banks O-30 Day Deposits

Building Soc. O- 30 Day Deposits

Building Soc. Other Share Deposits

P O S B Time Deposits

M3

Source:Reserve Bank of Zimbabwe, 2016

TABLE 1.1 : MONETARY AGGREGATES
US$ thousands

AUGUST
SEPT
OCT
NOV
DEC
JAN
FEB
MAR
APR
MAY
JUNE
JULY
AUGUST
NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs)

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs

Claims on Public Enterprises

RBZ

DMBs

Agri-PEs

Other

OBIs

Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)

BROAD MONEY (M3)

Source:Reserve Bank of Zimbabwe, 2016
1. Building societies and P. O. S. B.
2. Sign reversal.

TABLE 1.2 : BROAD MONEY SURVEY
US$ thousands

AUGUST
SEPT
OCT
NOV
DEC
JAN
FEB
MAR
APR
MAY
JUNE
JULY
AUGUST
NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs) \1

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS \3

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs

Claims on Public Enterprises

RBZ

DMBs

Agri-PEs

Other

OBIs

Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)

BROAD MONEY (M3)

Broad Money (M3)

Domestic Credit

Claims on Private Sector

Source:Reserve Bank of Zimbabwe, 2016
1. Finance houses, building societies and P. O. S. B.
2. Sign reversal.
3. Net Domestic Assets consist of domestic credit and other items net.

TABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)
US$ thousands

AUGUST
SEPT
OCT
NOV
DEC
JAN
FEB
MAR
APR
MAY
JUNE
JULY
AUGUST
NET FOREIGN ASSETS

Assets

Reserve Bank (RBZ)

Deposit Money Banks (DMBs)

Other Banking Institutions (OBIs) \1

Liabilities \2

RBZ

DMBs

OBIs

NET DOMESTIC ASSETS \3

DOMESTIC CREDIT

Claims on Government (net)

RBZ

DMBs

OBIs

Claims on Public Enterprises

RBZ

DMBs

Agri-PEs

Other

OBIs

Claims on Private Sector

RBZ

DMBs

OBIs

OTHER ITEMS (NET)

BROAD MONEY (M3)

GROWTH RATES
Broad Money (M3)

Domestic Credit

Claims on Private Sector

Source:Reserve Bank of Zimbabwe, 2016
1. Finance houses, building societies and P. O. S. B.
2. Sign reversal.
3. Net Domestic Assets consist of domestic credit and other items net.
TABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)
US$ thousands

AGRICULTURE
CONSTRUCTION
COMMUNICATION
DISTRIBUTION
FINANCIAL &
FINANCIAL
MANUFACTURING
MINING
SERVICES
TRANSPORT
INDIVIDUALS
CONGLOMERATE
TOTAL
END OF


INVESTMENTS
ORGANISATIONS

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe,2016
/1 Including the only merchant bank still in operation.
TABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1
US$ thousands

END OF
AGRICULTURE CONSTRUCTION
COMMUNICATIONS
DISTRIBUTION
FINANCIAL &
FINANCIAL
MANUFACTURING
MINING
SERVICES
TRANSPORT
INDIVIDUALS
CONGLOMERATES
TOTAL
INVESTMENTS ORGANISATIONS

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source: Reserve Bank of Zimbabwe,2016
/1 Including the only merchant bank still in operation.
TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS
US$ thousands

End Period

(US$ millions)
Long-Term External Debt

Government

Bilateral Creditors


Multilateral Creditors

Private Creditors

Public Enterprises


Bilateral Creditors

1,155

Multilateral Creditors

Private Creditors

Monetary Authorities

Multilateral Creditors - IMF

Private

1,002
2,261
1,913
Short-Term External Debt

1,198
1,382
1,289

1,564
2,394
2,258
Supplier's Credits

Reserve Bank

Private

1,807
1,671
Total External Debt

Source: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016
TABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)

End Period
Nominal Lending Rates2
Individuals
Corporate

Jan
6.00-35.00
14.16
9.66
Feb
4.30-33.50
14.00
9.73
Mar
4.30-33.50
13.24
8.75
Apr
4.30-31.00
12.71
8.84
May
5.00-31.00
12.74
8.79
Jun
5.00-31.00
11.94
8.42
Jul
5.00-31.00
11.86
8.56
Aug
4.30-26.00
11.96
8.51
Sep
4.30-25.00
11.81
8.47
Oct
4.00-18.00
10.98
7.28
Nov
4.00-16.25
12.20
7.67
Dec
6.00-16.00
11.99
7.57

Jan
6.00-22.00
12.08
7.38
Feb
4.00-22.00
11.48
7.29
Mar
4.00-22.00
11.44
7.16
Apr
4.00-22.00
11.50
7.20
May
4.00-18.00
11.43
7.35
Jun
4.00-18.00
11.40
7.48
Jul
4.00-18.00
10.69
6.79
Aug
4.00-18.00
10.67
6.84
Source:Reserve Bank of Zimbabwe, 2016
Notes
3. Lending rates exclude rates on staff loans.
TABLE 4.1 LENDING RATES (percent per annum)1
2. Nominal Lending Rates depict the range of rates quoted by banks.
Commercial Banks
Weighted Average Lending Rates 3
1. Table revised, to separate weighted lending rates for individuals and corporate bodies.

END OF
SAVINGS
3 MONTHS

Jan
0.15-8.00
3.00-17.00
Feb
0.50-12.00
1.00-17.00
Mar
0.50-12.00
1.00-17.00
Apr
0.30-8.00
1.00-17.00
May
0.30-8.00
1.00-17.00
Jun
0.30-8.00
1.00-17.00
Jul
0.30-8.00
1.00-15.00
Aug
0.30-8.00
1.00-15.00
Sep
0.30-8.00
1.00-16.00
Oct
0.50-8.00
1.00-17.00
Nov
0.75-8.00
1.00-17.00
Dec
0.50-8.00
0.75-17.00

Jan
0.50-8.00
0.75-17.00
Feb
0.50-8.00
0.75-17.00
Mar
0.50-8.00
0.75-17.00
Apr
0.50-8.00
0.75-17.00
May
0.50-8.00
0.75-17.00
Jun
0.50-6.00
0.75-17.00
Jul
0.50-6.00
0.75-17.00
Aug
0.50-6.00
1.00-17.00
Source:Reserve Bank of Zimbabwe, 2016
* The range of rates qouted by banks during the period.
TABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*
COMMERCIAL BANKS

FOOD
INFLATION
ALL
ALCOHOLIC
BEVERAGES
CLOTHING
HOUSING,
WATER,
FURNITURE
HEALTH
TRANSPORT
COMMUNICATION
RECREATION
&
EDUCATION
RESTAURANTS
&
MISC.
TOTAL NON
FOOD &
ITEMS
& TOBACCO
FOOTWEAR
ELECTRICTY,
GAS
AND
CULTURE
HOTELS
GOODS &
FOOD
NON
ALCOHOLIC
BEVERAGES
& OTHER
EQUIPMENT
SERVICES
FUELS
WEIGHTS


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Zimstat, 2016
NON-FOOD INFLATION
TABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX
( DECEMBER 2012 = 100)

FOOD
IN FLA TION
A LL
A LC OHOLIC
B EV ER A GES
C LOTHIN G
HOU S IN G,
WA TER ,
FU R N ITU R E
HEA LTH
TR A N S POR T
C OM M U N IC A TION
R EC R EA TION
&
ED U C A TION
R ES TA U R A N TS
&
M IS C .
TOTA L N ON
FOOD &
ITEM S
& TOB A C C O
& FOOTWEA R
ELEC TR IC TY ,
GA S
A N D
C U LTU R E
HOTELS
GOOD S &
FOOD
N ON
A LC OHOLIC
B EV ER A GES
& OTHER
EQU IPM EN T
S ER V IC ES
FU ELS

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source: Zimstat, 2016
N ON - FOOD IN FLA TION
TABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \1
(DECEMBER 2012 = 100)

SA
BW
JAPANESE
EUROPEAN
POUND
END OF
RAND/1
PULA/1
YEN/1
CURRENCY/2
STERLING/2

JAN

FEB

MAR

APR

MAY

JUNE

JULY

AUG

SEPT

OCT

NOV

DEC


JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

Source: Reserve Bank of Zimbabwe, 2016
TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES
1. Foreign currency per US Dollar.
2. US Dollar per unit of foreign currency.

Foreign
Loans &
Contigent
Other
Non Financial
TOTAL
End of
Notes
Total
Other Balances
Advnces
Assets
Assets
Assets
&
Balances
Balances
Balances
with RBZ
Bond
Coin
with
with Other
at
Trade
Treasury
Agric PEs
Coins
at Banks
RBZ
Banks
Foreign Banks
Bills
Bills

Jan


21.4
2,796.76


Feb


17.9
2,792.50


Mar


15.5
2,925.46


Apr


18.2
2,967.13


May


18.2
2,922.70


Jun


28.8
2,872.55


Jul


28.8
2,815.04


Aug


28.8
2,810.06


Sep


28.0
2,844.13


Oct


26.7
2,884.16


Nov


26.6
2,931.49


Dec


20.8
2,820.54


Jan


20.6
2,763.7


Feb


20.1
2,680.9


Mar


20.3
2,690.6


Apr


20.4
2,653.4


May


19.8
2,681.8


Jun


19.7
2,669.3


Jul


20.5
2,567.9


Aug


20.5
2,565.9


Source:Reserve Bank of Zimbabwe, 2016
Liquid Assets
TABLE 7.1: COMMERCIAL BANKS - ASSETS
Securities
US$ millions

Deposits
Capital
Contigent
Other
Total
Of which
and
Liablities
Liablities
Liabilities to the
End of
Demand
Savings and Short-term
Long-term
Total
Foreign Liabilities
RBZ
Other Banks
Reserves
Public

Jan
2,056.2

996.2
561.7
3,614.0


3,614.0

Feb
2,079.6

876.1
611.6
3,567.3


3,567.3

Mar
2,139.3

940.4
513.3
3,593.0


3,593.0

Apr
2,098.7

943.5
629.8
3,672.0


3,672.0

May
2,131.8

1015.3
615.3
3,762.4


3,762.4

Jun
2,213.2

1021.9
593.5
3,828.7


3,828.7

Jul
2,166.4

889.7
732.5
3,788.6


3,788.6

Aug
2,266.7

790.9
723.1
3,780.7


3,780.7

Sep
2,276.7

967.6
648.7
3,892.9


3,892.9

Oct
2,259.9

909.3
667.8
3,837.0


3,837.0

Nov
2,475.9

919.4
580.1
3,975.4


3,975.4

Dec
2,512.2

999.0
543.0
4,054.2


4,054.2

Jan
2,562.6

952.2
558.7
4,073.5


4,073.5

Feb
2,545.7

959.3
572.0
4,077.1


4,077.1

Mar
2,653.7

893.4
680.0
4,227.1


4,227.1

Apr
2,675.3

1008.1
591.9
4,275.3


4,275.3

May
2,764.6

1100.0
449.7
4,314.3


4,314.3

Jun
2,865.3

907.1
673.1
4,445.5


4,445.5

Jul
2,826.1

993.3
654.3
4,473.7


4,473.7

Aug
2,979.0

1002.4
587.6
4,569.0


4,569.0

Source:Reserve Bank of Zimbabwe, 2016
TABLE 7.2: COMMERCIAL BANKS - LIABILITIES
US$ millions
Amounts Owing to

Foreign
Loans &
Contigent
Other
Non Financial
TOTAL
End of
Notes
Total
Other Balances
Advnces
Assets
Assets
Assets
Bond
&
Balances
Balances
Balances
Liquid
with RBZ
Coins
Coin
with
with Other
at
Trade
Treasury
Agris Pes
Assets
at Banks
RBZ
Banks
Foreign Banks
Bills
Bills

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe, 2016
US$ millions
TABLE 8.1 : ACCEPTING HOUSES - ASSETS
Liquid Assets
Securities

Of which
Deposits
Capital
Contigent
Other
Total
Liabilities to the
and
Liablities
Liablities
Public
End of
Demand
Savings and Short-term
Long-term
Total
Foreign Liabilities
RBZ
Other Banks
Reserves

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe, 2016
Amounts Owing to
TABLE 8.2 : ACCEPTING HOUSES - LIABILITIES
US$ millions

Foreign
Mortgage
Other
Other
Non Financial
TOTAL
End of
Notes
Total
Other Balances
Advances
Advances
Assets
Assets
&
Balances
Nostro
with RBZ/1
Bond
Coin
with Other
Balances
Trade
Treasury
Agris Pes
Coins
at Banks
Banks
Bills

Jan


Feb


Mar


Apr


May


Jun


Jul


Aug


Sep


Oct


Nov


Dec


Jan


Feb


Mar


Apr


May


Jun


Jul


Aug


Source:Reserve Bank of Zimbabwe, 2016
Liquid Assets
Securities
TABLE 9.1 : BUILDING SOCIETIES - ASSETS
US$ millions

Of which
Capital
Other
Total
Liabilities to the
and
Liabilities
Public
End of
Savings and Short-term
Long-term
Total
Foreign Liabilities
Other Banks
Reserves

Jan


770.2
Feb


806.2
Mar


794.4
Apr


828.9
May


863.6
Jun


836.8
Jul


828.9
Aug


824.5
Sep


833.2
Oct


893.7
Nov


920.4
Dec


944.4

Jan


890.7
Feb


888.6
Mar


882.8
Apr


875.9
May


859.2
May


859.2
Jun


907.0
Jul


907.3
Aug


883.2
Source:Reserve Bank of Zimbabwe, 2016
Deposits
TABLE 9.2 : BUILDING SOCIETIES - LIABILITIES
US$ millions
Amounts Owing to

Market Capitalisation
Industrial
Mining
Market Turnover(US$)
Volume of Shares
US$ Millions

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Zimbabwe Stock Exchange (ZSE),2016
Indices
Table 10: ZIMBABWE STOCK MARKET STATISTICS

Commercial
Building
End of
Banks
P.O.S.B.
Societies
TOTAL

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe, 2016
1/ Comprises all deposits other than demand deposits.
TABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS
US$ millions

Liquid
Prescribed
Excess
Liquid
Prescribed
Excess
assets
liquid
liquid
assets
liquid
Liquid
End of
held
assets/1
assets
held
assets/1
assets

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe, 2016
1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public.
US$ millions
TABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS
Commercial Banks
Accepting Houses

MONTH
ZETSS
CHEQUE
POS
ATM
MOBILE INTERNET

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep
3,762.7


Oct

Nov

Dec


Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe, 2016
TABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY
Values of Transactions (US$ millions)

MONTH
ZETSS
CHEQUE
POS
ATM
MOBILE
INTERNET

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Annual Total 2,062.6
361.73
14,543.3 13,413.3 228,723.3
560.2

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Source:Reserve Bank of Zimbabwe, 2016
TABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL
Volumes of Transactions (in thousands)