Genre: Forum

Shop around for everything - cheapest isnt always best, but value is... larger amount for the same price etc... Pay cash for goods rather than bank it - avoid bank charges ! Only spend what you can afford, if I have had a quiet week, I buy no stock - with being creative, I can still make the shop look full ! - overdrafts are great - but for a dire emergency! Dont buy the same product twice ! - sounds silly? not really - when you renew your car insurance (after shopping around of course) if it includes the same level of breakdown cover than your AA membership would - why pay separately for the AA membership? - see what I mean, it usually works out cheaper included. With 'special orders' - always get a deposit - no deposit, no order (I have been stitched up too many times !) and make sure the amount of the deposit covers the wholesale cost of the item - then if the customer does not return, it does not reduce your cashflow ! It's often surprising just how lots of small things add up. Quite a few times, I've taken out a "drill down" report for a client, for a heading such as office supplies and they've been amazed that hundreds of pounds have been spent for virtually nothing - i.e. no big single payments - just lots of fivers here and there. This is so true. Unfortunately we tend to justify the small ticket items but don't realise how much they really do add up! Shop around for everything - cheapest isnt always best, but value is... larger amount for the same price etc... Pay cash for goods rather than bank it - avoid bank charges ! Only spend what you can afford, if I have had a quiet week, I buy no stock - with being creative, I can still make the shop look full ! - overdrafts are great - but for a dire emergency! Dont buy the same product twice ! - sounds silly? not really - when you renew your car insurance (after shopping around of course) if it includes the same level of breakdown cover than your AA membership would - why pay separately for the AA membership? - see what I mean, it usually works out cheaper included. With 'special orders' - always get a deposit - no deposit, no order (I have been stitched up too many times !) and make sure the amount of the deposit covers the wholesale cost of the item - then if the customer does not return, it does not reduce your cashflow ! You clear here some most valuable points like Only spend what you can afford, Dont buy the same product twice and also i want to suggest here not to rush for the cheapest always because sometimes it is more worse and causes big quality and finance loss. The Following User Says Thank You to a4creations For This Useful Post: