Australia must find a Budget surplus before 2014 or it will lose its AAA rating, according Kyran Curry, S&P sovereign analyst via the AFR : "If there's a sustained delay in returning the balance to surplus, as the economy gathers momentum and as people start spending again, as the import demand picks up and current account blows out, we might not see the government's fiscal position as being strong enough to offset weaknesses on the external side and that's what worries us...Australia's already, as we see it, got some credit metrics that are right off the scale when it comes to assessing Australia's external position...It's got high levels of external liabilities, it's got very weak external liquidity and that basically means the banks are very highly indebted compared to their peers...For us, we look to Spain, which was Australia's closest peer four or five years ago in terms of having a very strong fiscal position, very similar to what Australia has at the moment, its external position was weaker, like Australia's, and it got routed very quickly...The government needed to provide support to the banks, it had to shore up growth in the economy and its debt levels more than doubled...We can see that happening in Australia's case." I've feared this outcome since the GFC. Here's what I wrote back in June: In short, if the sovereign gets downgraded, so do the banks and their cost of funds rises, either raising the price of credit and/or restricting its distribution. The RBA will aim to offset this with rate cuts but how low can they go? In a global recession scenario, the RBA is probably also constrained by the need to keep some yield spread between our rates and those oversees so that capital doesn't flee our shores. Potentially then, the resulting hit to asset prices raises unemployment further than otherwise and the automatic stabilisers become more onerous for the Budget requiring more cuts or borrowing or both. Another downgrade might follow, so on and so forth. I would alter that now a little. Given the mining boom peak is in sight, there is no longer any need for a global recession scenario for this to play out. The RBA has already been forced into cutting interest rates to emergency levels. The great likelihood is that they will go lower still. In short, all that needs to happen is that China continue a steady adjustment towards consumption-led growth and bulk commodity prices remain in current ranges and the rating will come under pressure, risking the feedback loop. The kicker of course is that it may happen anyway because fiscal tightening is already required to support the rating when the economy is not strong enough. That is, we are already in the feedback loop. In this context it makes sense that we revisit the tax base, which is what the independents want to do. Also from the AFR , Rob Oakeshott: "If we can't make taxes like the GST more efficient to deal with pressing spending, then Australia is in a bad place...We need to look at broadening the base and in that get rid of some of the inefficient state taxes in a country where four taxes do 90 per cent of the work. We need to be brave -- because without some solution, there is no money to do what the government needs to, particularly with an ageing population and programs like Gonski and the NDIS [national disability insurance scheme]," Mr Windsor said middle-class welfare programs such as the $5000 baby bonus meant that policies such as the Gonski education overhaul, which would improve skills in the workforce, were being deprived of billions of dollars. "People want spending on health and education, not on hamburgers and milkshakes," Mr Windsor said. "The middle-class welfare started 10 years ago when we had the money to do it, that's not the case any more, but it's difficult once you've given someone something to?take it away from them." Certainly anything that boosts productivity will help avoid the feedback loop but let's not kid ourselves, raising the GST as the private sector disleverages, let alone deleverages, is going to hit consumption growth and government revenues. The middle class welfare we are discussing cuts across all groups, as the SMH makes clear today: THE richest fifth of households receive nearly half of all the wages paid in Australia but also get about 12 per cent of all government handouts, new research by the Bureau of Statistics shows...the poorest 20 per cent of households receive just 2.5 per cent of the nation's wages and salaries in 2009-10 while the richest 20 per cent gets about 47 per cent. When income, government cash payments and social transfers in kind (such as public education and healthcare) are taken into account the poorest fifth's share of "adjusted disposable income" was 11 per cent and the richest fifth 36 per cent. But maybe the most revealing finding was the amount of government assistance being transferred to high-income households. The preliminary results showed the richest quintile of households received about 12 per cent of social assistance benefits while the next highest quintile got 11 per cent. Many high-income households qualify for the childcare rebate, which is not means tested, and the private health insurance rebate. As I've said for three years, we're in a feedback loop that is slowly gathering pace. Keep borrowing offshore and lose the AAA rating as the current account deficit blows out. Stop borrowing offshore and as growth slumps and governments can't reach surplus to protect legacy private sector debts, taxes must rise, hitting growth...and government revenues. Our one real hope to sail clear is to boost exports and grow via external demand. But while we stuff around letting the high dollar hollow us out, the maelstrom draws us ever nearer. Also, however you look at it, people who earn more and spend more pay more with broad based taxes. Even a flat income tax rate, the more you earn the more you pay. This is basic mathematics. Saying that, there is no reason anyone in the highest quintile of income should be receiving government benefits (actual handouts, because tax cuts are not 'benefits'). Welfare of any kind should be available only to those that need it to survive, ie buy food and put a roof over their heads, not buy cigarettes and booze. I just want a complete list. Without it, how can I know what people are talking about? The term "middle-class welfare" is more of a concept. I would gather that most people's view of welfare is to offer means of income support for those that can not acquire enough income of their own, to even satisfy what would be considered the minimum quality of life. Thus those than can not work due to disability, or age invaliding them, or those unable to obtain a job. However, a sense of entitlement has begun to pervade the landscape in Australia, where various taxpayers feel that is they put-in to the welfare kitty, they 'deserve' to get something out. So what we have is vast payments, such as family tax act A, which is the second largest category of transfer payments. bearing in mind, this is how the major components of income support payments bear out... I agree with dumping all of these other than the childcare rebates as these basically pay for themselves. More women working means more income tax, more stuff bought due to higher income means more GST, etc etc... Then again, if I could import a maid and pay them $400 a month to take care of my son and keep my house (as is done in South Asia), I'd be more than happy to give up this rebate. Don't see it happening though. LOL ... 'tis all about perspective, and the specific object of attention at the time, dontcha know? Which is why I prefer to largely set aside these more peripheral topics, and focus on identifying the root problem, why and how it exists, and what can/should be done about it... Why? All of Ireland, Spain and Australia had conservative, well managed public balance sheets until the private sector debt ended up on it, in the first two cases. All of those countries had a reliance on one or two asset classes, that eventually funnelled into one, large, debt-blown one, that exploded in the face of politicians. Why would Australia's governing class react any differently? Ireland still has huge export oriented sector worth around 65% of GDP (mostly pharmaceutical/chemical and IT). Even now they export pharma stuff worth $70b. That is 3 times more per capita than all our dirt. In fact, Irish pharmaceutical export per capita alone is almost twice our total export. I think that the RBA will only have limited success with it's plan to stimulate housing. perhaps we will have a small oversupply in the future, but nothing near the size of Ireland or Spain. Demand can be elastic, but it can't stay contracted forever. The currency will correct and it will probably take everyone by surprise. Yes that will create higher inflation, but it won't be the first time that the RBA overlooked short term high inflation, although this time it will be above past incidents. The ratings agencies have been ignored by the bond investors, why would we be significantly different, and in any case we have little public debt. Our house prices have not reached the dizzy heights that they did in Spain and Ireland. Although construction rate was below average, population growth was above the average, over the last 5 year census period we built 100k homes more than needed. That's on top of large existing oversupply. We have a private debt that leads the world, an employment basis reliant on one industry (which is going into relative decline going forward) a non competitive economic base, and a banking system with a narrow funding base which the government has implicitly backed. 'Our house prices have not reached the dizzy heights that they did in Spain and Ireland.' Oh yeah? Plenty of people have made and are still making the case that they have actually gone higher. Australia's insane real estate prices are at the very core of the economic deformity Australia has become. Raveswei above -- you make a good point about Ireland and one I have attempted to make here before. Ireland specifically targeted development of its export sector generally by a generous tax regime which attracted a range of multinationals to its shores. PF, you said: "What Ireland and Spain taught us was that when you overbuild the market crashes like a stone in double quick time. Those links that you posted [http://www.independent.ie/business/iris\\... ; http://www.economist.com/blogs/dailychar\\... show the following: - there was a massive overbuild in Ireland - there was simultaneously a massive run up in prices in Ireland (even worse than in Australia on just about any metric) I fail to see how the links don't directly contradict your statement. Yes, the crash came in Ireland, but it took YEARS to happen, well after the bubble had been identified by dispassionate observers. And what about our own cache of empty houses? Until prices crash these aren't seen as overhang, but the situation quickly changes when property becomes a toxic asset class at the same time as population growth slows because immigration slows or stops. On a separate note, the minebot and I are ad idem on Ireland. It's held out as a basket case but there are MANY things that we could learn from Ireland about creating value-added export industries from scratch. This will pull them through, stronger than ever and much, much wiser for what's happened in the past 5 years. People tend to look at GDP figures only, without understanding how economy is actually performing. Ireland is export oriented economy with large trade surplus of $85b ($19k per capita). We are on the other hand import oriented country ($1.9k trade surplus per capita) with higher external debt. They plan to use surplus to pay off the debt. How we are planing to pay off our debt? Ireland and Spain fell in double quick time aided by a banking crisis in both countries. Refer to the link to "The Economist" interactive. Now that their bubbles have corrected -- they are still HIGHER than us. The Melbourne water use study that you linked to is interesting, but hardly conclusive in absolute terms. I'm aware that in some areas we do have an oversupply, but after we have all waited 4 years for a nationwide correction caused by this phantom oversupply, I suggest that we would have to be completely mad to not re-evaluate in the absence of any significant correction. I appreciate that you draw a different conclusion, but that is mine until I see evidence to the contrary. (BTW, I did include the link to the overbuild article but for some reason there was no hyperlink.) The way the Economist chart works is quite confusing because it's all based to the start date. If you start the comparison from 1975 you will get all sorts of wacky results because Ireland was basically a 3rd world theocracy back then. If you look at where the most recent bubble started (I make it to be around 1996), you'll see that real Irish prices have come down to now be 50% higher than at the start of the bubble. In Oz that figure is 100%. Prices against average income, we have seen a similar rise to post-bubble Ireland over the same period: 40%. Prices against rents, we're at about a 70% increase and Ireland a mere 40%. So as I read that data we certainly have a long way to fall on most measures if we're to catch up to where Ireland is now. McPaddy that graph by the economist doesn't track prices, it tracks the price/income ratio. Some of the correction may be related to income falls. Judging by your sign on name you may have more information on that that I do. Read what Terry McFadgen wrote further down this thread, and note that it was agreed with. I really don't mind if you believe in a housing surplus in Melbourne. It may be so in the new outer ring suburbs, in fact I expected it to be so, but that isn't what the market is telling me, and I believe the market given the length of time and the lack of exhuberation in that market. PF, I'll put my hand up and admit (in case it isn't obvious) that I have no special knowledge about the Melbourne situation. My broader point remains that what can appear to be a tight supply situation (with people fighting each other to get on the ladder) can quickly transform into a glut of supply when RE starts to be viewed as a toxic ticket to debt bondage and capital annihilation, as it has been viewed in Ireland these past 5 years. The demand is simply sucked out of the market much quicker than supply can follow it down. A small point but if you go back to that Economist graph you'll note that there are many metrics you can compare, some of which are the ones I quoted. It's the drop down menu in the top left hand corner. Date range can also be adjusted to provide a data set that is in my view much more instructive than that starting from 1975. Just my 2c on that Mav ... "winning" an election is not carte blanche to do whatever you want, back whatever parties/policies you want, if such action flies contrary to the general tenor of your electorate's wishes. Of course, knowing precisely what that tenor is can be unclear and/or subjective ... hence why I advocate restructuring our political system towards Direct Democracy principles such as those practiced in Switzerland and elsewhere, whereby the electorate is empowered to hold their "winning" representative directly accountable for his/her actions during their term of office, including the potential blockage / reversal of any legislation they may pass or seek to pass that is contrary to the electorate's wishes. Oakshott does represent his constituents, he has a go for small business and he is not corrupt, so on that front he miles ahead of the labor party. He is a decent fellow like most Nationals but without the social conservatism. Anyway I dont think its a given he will be tossed out by the coalition as they are fighting between themselves at the moment on how they tackle Lynne As opinion8red states, winning an election is not a license to do with as you please. He won the election, I understand that you lean left and support Labor but I honestly cannot see you having the same attitude has Wilkie supported the Coalition and put them in power instead. Oakshot presides over a conservative electorate that given a one or the other choice would have put the Coalition into power and it wouldn't have even been close. He was elected to represent his electorate, he hasn't done that and in a just world will be booted out next election as he deserves. Who's ignoring reality? I really do love the post rationalisation here. Who do you think his electorate wanted him to side with? Yes, he's an independent but he is still there to represent the wishes of his electorate. What do you think his electorate wanted? Like I said, had Wilkie sided with the Coalition you, and ALP supporters everywhere, would be up in arms. You can say "yeah well that didn't happen so me" all you want, you know it's true. MattR: I have no doubt the majority of Oakeshott's electorate is conservative and I have no doubt the majority would have preferred he sided with Abbott in 2010. However, I just like what the guy says. Is that allowed? In this Parliament the people of Lyne have a representative who speaks his mind and has some real influence over policy. In the next Parliament the people of Lyne will have an anonymous National Party MP who will do neither. ... And, as Mav pointed out, he's a former Nat who was elected as an independent, and by siding with the Gillard government he sure has demonstrated his independence! MattR, wiki says -- In his first term (2007), Oakeshott voted 32 times with the ruling Labor government (including in support of the proposed emission trading scheme) and nine times with the opposition. His "conservative" electorate knew all this before electing him for the 2nd term (2010). Lorax, you are certainly allowed to like him. I was merely commenting on the fact that for such a 'great' MP he doesn't have any integrity at all. Nothing says you can't like him though. Mav, polling is very clear as to what his electorate wanted him to do. He sided with the ALP and will almost certainly lose his seat now. You are essentially saying "he got elected he can do what he wants". Independent or not, the minute the parliament became hung this became irrelevant. At that time it was his DUTY as his electorates representative to side the with party they wanted him to side with. Simply saying "oh he's an independent, they knew he could side with the ALP" is post rational nonsense. And since you like facts so much more than twice as many people voted for the Nationals than the ALP in that electorate. His primary vote has dropped 20 points since the last election. You are entitled to your opinion of course, the people that matter disagree with you. On the question of Oakeshott representing his electorate, I am inclined to say that, once elected, his responsibility is to make up his own mind on issues raised in Parliament. He can't keep going back to the electors and polling them on what they want. It is then up to the electors on the roll at the next election to decide whether he has adequately represented them. I would not write off his chances of winning. Although the Lyne vote in previous elections suggest that his electorate is conservative, there is no reason they could not change -- for example, the demographics of the electorate may be changing. Also a lot of his supporters who might otherwise vote for the National Party would not be all that keen on the market oriented policies of the Liberal part of the coalition. We should expect our politicians (especially at the federal level) to do more than just represent their electorate. Yes, they need to deal with day-to-day concerns raised with their electoral office, but they also need to consider national issues and the national interest. Sometimes we are best served if they lead, rather than follow, public opinion. He went against their wishes in supporting Gillard, but he has done a lot for the electorate since. I vote in lyne and he is generally well liked and with the carbon tax scare fading he is looking good. As everyone forgets, he chose gillard primarily because of the NBN, and got an early rollout for lyne so anyone with a clue who lives in the area knows they have gained from this. A national would have delivered nothing on roads, less than nothing on broadband, no opposition to the Transgrid powerline of gold plating fame, zero backbone. As for his constant attempts to find common ground in the parliament ie his compromise bill on asylum seekers, well that is inspirational and he deserves to be reelected on that alone. The fundamental tenet of Westminster democracy (or any democracy for that matter) is that representatives represent those that voted for them. Yes, they can have varying ideas on varying issues but on something as major as choosing who gets to form government MP's, whether party affiliate or not, have a duty to chose the party their constituents want. Alex I don't buy that for a second. Oakshott got 47% of the primary vote and would easily have been returned had their been a second election. Instead he sided with the ALP and will almost certainly lose his seat along with Windsor next election. He could have had his seat for several election cycles, instead he got one term. It makes no sense at all. I used to think he was a bit of a dick particularly after the 17 min speech etc , but I have changed my mind. I wish he was my MP. He had the choice between Gillard and Abbott and he went for the one that he thought was best for both him and the electorate. He beats the hell out of that sanctimonious twit Wilkie and he has more humility than Windsor. The only independant that I rate above him is Xenophon. I certainly think Australia could do with more Polies like him and he is a reformist. a ReachTel automated phone poll conducted in August, which had the Nationals leading 55 per cent to 15 per cent on the primary vote. That poll was rightly criticised at the time for asking about the carbon tax and pokies reform before getting to voting intention.</i Lorax, if the voters of Lyne are stupid enough to vote for him again that's their issue. I can't see him choosing the next government regardless. At any rate he's 10 points behind on 2pp and 20 behind on primary. Can't see it happening. Windsor is still way behind too. Love how you attribute improving polls to the passing of the carbon tax scare, nothing to do with lower rates or anything. Not like they have trended with rates or anything silly and obvious like that. +1 Independents are becoming more and more crucial to effective government. Whilst all the parties are more and more inclined to play politics on absolutely every issue it is the independents that might force us to face some tough realities and hold the govt executive to account. Yes GST is not progressive but it's broad based and simple and can be easily further simplified by taking out all the exemptions like food etc. In any event the GST is not as non-progressive as people think because you can save tax by not consuming. Let's face it the hard up for a buck (which demographically also happen to be those on the porky side) are still pumping money into the tax base through the burger chains. Does RO's constituents think the parties would do anything other than just side with the power companies? It would be disgusting if they kicked RO out for another party hack. People will enter this scam willingly -- convinced that property investment is the best way to go, by the mob and by the banks. SMSF will be the heart of the scam -- get them into a SMSF, get them investing that money into property. Just don't play (or at least play carefully with what you are happy to bet). I reckon there's every possibility the b@$t@rd$ will go after SMSF's first . Have already observed a number of articles by/for the usual suspects, suggesting/implying that SMSF needs great "regulation" .. why? to "protect" the unwitting superannuant from unscrupulous advisers and "investment" spruikers, of course ... and/or the removal of various "incentives" that allegedly offer an "unfair" advantage to SMSF. Oped -- not sure where you are going with that comment. I'm sure the gov and the banks will want a slice of the fees so the regulation will come. But my main call is that the SMSF vehicle will be the tool the banksters (facilitated by the unquenchable greed and amorality of the brokers and spruikers -- and hence allowing the banks to stay one step removed) will use to get access to the last bit of money the middle-class not yet tuned into debt. This has started a bit, with most of the sob-stories being SMSF facilitated 'invest in property backed mezzanine debt products' stories. What's even worse is that when the terms of trade Australia has decline, all of the foreign borrowing is going to be onerous to repay. For big corporations that $250M / year in foreign denominated debt payment balloons out with each drop of the Aussie dollar. That'll lead to either default or substantial price inflation to pass on the cost to consumers. Because reduced profits would be a no no :p I have heard from people working in Salvos that the number of so called property-onwer-people turning up to get "food coupons" is steadily increasing... I personally know a "front office worker" pulling max 50K has FOUR investment properties along with her husband (apparently husband owns a "major" manufacturing company!) and she was giving me TIPS and telling me HOW TO GET AHEAD in life...last week, they were told from their banks to "reduce debt somehow"!!! she has put 2 properties on market at 30% over-priced compared to same stock on same street!.... another property the tenant "vanished". no rent and no tenant... it appears that the husband-wife dont go to toilet at a specific time anymore , because they are shitting all the time! I dont disagree with the tenor of your argument HnH but I suggest that the most likely outcome is for more "good luck" via two channels: 1. The kleptocrats in China will move very slowly on household consumption and will stick with high levels of fixed asset investment for a few years yet. Commodity prices/vols will be supported; 2. The USA will surprise on the upside on fiscal resolution and we will see a sharp rerating of USD/AUD. All will be well-in a sense. I also find the Spanish/Australian comparisons far fetched.Half of Spain was and still is covered with unoccupied multi level appts and villas(somewhat like parts of China) with zero supporting rental cashflow and no buyers..Australia has no surplus and property is occupied by families who can and will service the debt loads-albeit with a bit of pain as things contract. > also find the Spanish/Australian comparisons far fetched.Half of Spain was and still is covered with unoccupied multi level appts and villas(somewhat like parts of China) with zero supporting rental cashflow and no buyers..Australia has no surplus and property is occupied by families who can and will service the debt loads-albeit with a bit of pain as things contract. Have you been to Adelaide?... try suburbs like West Lakes, Mawson Lakes etc.. you may not find much "advertised" online.. on ground.. the occupancy is sparing.. I have to say I do agree with you re Spain. Trouble there I expect is that a huge amount of the building was for holiday homes, the demand for which can vanish in a flash. Ireland I see as a bit different. There, the overbuild was catering for / aiming at: - people desperate to rush into a galloping property market and get a foothold -- now defunct - the immigrants that were streaming in during the boom -- this flow has reversed I get so frustrated at the term middle class welfare, when actually it's the governments method of offsetting massive costs to taxpayers for services they have failed to provide. Try and get your kid into a government preschool in Sydney. They have 20 places for 200 kids, so private day care is the only option, at triple the cost of public preschool. My argument is that there is nothing in place for kids 3+, so child care rebate is hardly welfare. Additionally, if you aren't willing to take your chances or can't access the public system to have a baby, the baby bonus is just paying for your obstetrician, which Medicare won't do. If every single pregnant woman accessed the public health system, it would collapse in a week, again, meaning the government has to funnel people to private health care. Of course, all the Boomers who rant about middle class welfare got all of those things for free, which is my preference! If we didn't apathetically continue to go along with a debt-at-usury monetary system, we would not have found ourselves in a situation where both spouses/partners are effectively forced to work in order to support the household budget; as such, the need for childcare external to the family unit would be hugely less. Standing by for the misplaced accusations of misogyny and/or wanting to return society to the 50?s in 3 ... 2 ... 1 ... I fear you miss my point. If not for a debt-at-usury monetary system, whereby ever-increasing debt saturation of society is a fundamental necessity in order to keep the Ponzi going (for the primary benefit of the credit</strike debt -pushers at the top), then it would still be possible for a household to live on one income. The question of a male or female's genuinely free (not forced) choice to seek employment or not, is IMHO a separate debate. Opinion8red -- Would not alot of the fact that both partners now have to work to support the household potentially be derived from the relaxation of bank credit policy (20-30-40) years ago? Relating in particular to the fact that the banks previously would not use the female applicants income for assesment purposes thus relying soley on the male apps income keeping prices relatively stable? Once these perameters were removed and female applicants income is added in for servicing this was always going to have an effect on prices as now married couples can pay double for a property than they could previously. Add in the fact you now only require 5% deposit and bingo the Mum now needs to go back to work just in order to keep the roof over the familys head as the loan was established prior to having children, both incomes were used so there is no choice but for Mum to go back to work regardless of wether she would like to stay home or not. All blame ... repeat ALL ... for these and pretty much all societal ills, where ever "money" has any bearing or influence whatsoever, can IMO be laid fairly and squarely at the feet of the Merchants of Debt. I'm as anti the free-market fairy as the next raniformis but really this substantially about a corrupt party system that mis-allocates funding away from core 'house-keeping' responsibilities and has facilitated unfettered population growth massively out of alignment with infrastructure growth to keep their corporate owners in the black. The problem has more to do with unthinking ideologues lining up to suck up the vast quantities of b.s. that the parties tell them. The fact is the parties don't give two sh8ts whether the kids have a school to go to, they care about the pursuit of power and the rewards it brings them and the corporate support they need to keep it. Exactly. The damage wrought chasing the free market fairy is extensive and very difficult to fix. To be fair, we haven't moved to a liberal market. We have convinced that liberty in the market place is good, and it has convinced some... as by their never-ending spiel on 'gum'int waste!'... but all we have done is move economics structures to favour a quasi-gerontocracy. Favouring assets over labour, just favours chronology. If there was liberty in the market place, the most productive people are males aged between 29-49... they should be living it up. Instead they are the cart horse that pays for baby boomer and female largese. "We have convinced that liberty in the market place is good, and it has convinced some... as by their never-ending spiel on 'gum'int waste!'... " Liberty IS good when it is tempered with sensible regulation. It's actually called commonsense. That all began to fail when Clinton repealed Glass -- Steagal. The Marxist failed totalitarian rot you endorse won't get up. There are things that CAN be actually done and there are things that just WILL NOT get done. Within those boundaries lies the feasable. I espouse the wanton collapse of various business so they can be bought up on the cheap by newer venturists. I am for the elimination of the dole, the elimination of the baby bonus, for the increasing the age for the eligibility of the aged pension, the increased of the preservation age for accessing superannuation for the elimination of the federal department of health. The only socialised aspects of society I espouse are education, ceertain health and I would implement a job guarantee. You come to some airy fairy notion I'm a totalitarin because... in the politist way.. you are thick. You do not understand anything you parrot, you do not comprehend what I argue against. i argue we are already a socialst state, one that benefits business. We are a crony-corporatist state, and it has been aided by the implementation of select 'libertarian' policies, without the implementation of the necessary checks and balances. These select policies are gleefully implemented because of useful idiots like yourself. +1 GSM, too many people claim they favour free-markets and oppose crony capitalism yet will support the most horrendously interventialist policies. Personally, as a poker player, my pet hate is the enforcement of the Casino monopoly and the justification that it's to 'protect' people from too much gambing. It's pure nonsense, it's about lining the governments pockets with money made by essentially one person. The result? Innocent punters like myself get utterly ripped off by the house (in the house odds/rake sense, rather than the sense that all casino's rip you off). This is crony capitalism at it's worst and it's all state sponsored, all crony capitalism is! Aquarian -- Where cant an Australian Citizen access the free health care system to have a child? The only people I know who pay to go private is purely by choice only OR people who are not Perm Res / Citizens so are not covered under medicare. If people want to spend 5k to go private then so be it but they could access the public system to do it. I think the point is that if they all did so, the public system would be overwhelmed. It's all tied up with the division of funding and responsibility for health between the States and the Commonwealth. One of the scary comparisms re spain is that they have the bulk of Europes fishing fleet, and naval building capabilities, mind you they did have as many unsold houses as the Yanks with 1/6th of the Population. My understanding was poor old portugal had to give up its fishing fleet in deference to Spain. i think comparing Australia to spain is a bit silly. Australia is unique in a scary way. What a pathetic system that we force people to draw down housing loans to put in superannuation just to pay the banking sector a spread. And we take huge credit and system risk for our trouble. With negative gearing and superannuation we are simply a mighty derivative that needs unwinding! Interesting post HnH. Time will tell. Out of interest there are many in the thread above bemoaning the 'hollowing out' of the Australian economy. It is possible to demonstrate this statistically and is it possible to ascertain that any said 'hollowing out' is entirely due to the AUD -- not other factors like globalised manufacture. In case you hadn't noticed, the terms-of-trade have peaked, the AUD has decoupled from commodity prices -- particularly coal -- and the strong dollar is hurting the mining sector as much as anyone else now. All those mining projects that have been delayed, postponed or cancelled would become viable overnight if the AUD were to fall to its long-term average. So please, go back to your masters, and ask again: Should I still be cheering the dollar higher? Perhaps the memo was mislaid? Oh please, that's a bit rich coming from someone who is paid by the mining industry to comment here. I think we all understand the causes of changes in our export sector, its a matter of how much emphasis you put on each cause. No-one has denied that globalisation has been a factor, but you flat out deny that the exchange rate has been a factor. IMO they are roughly equal, but there's very little we can do to slow globalisation, we can however lower our exchange rate. BTW, I don't expect a speedy recovery either. I expect (hope?) a weaker currency will save what remains of the trade-exposed sector, and restore some balance to our economy. No speedy recovery. Far from it. We either usher in wide ranging economic restructuring in response or we get shredded over time. The new normal is arriving whether we like it or not.The only variable be the response Australia takes to it. With the emergence of truly globalized markets we have an unusual situation where geographically localized manufacturing support is vital to the success of the upper levels of the manufactures pyramid. Let me explain: Yesterday I mentioned a product that I had recently had manufactured in China, whereby the total time to make and import the product, was considerably less than the time to make the same product in Australia. The main reason for the difference was: -- In China, the component demands for our end product did not stress the local component supply chain. Meaning there were no BOM (bill of material) items with critical "long lead times". This situation correctly reflects the relative modest size of my project, compared with the enormous size / depth of the local Chinese component industry. By contrast in Australia: Since most of the components we used were fairly unique, we needed to either directly import these ourselves OR use an existing agent, either way we had to pay for all components in advance. This situation creates supply chain inflexibility, which although not a direct cost it does directly affect our projected turns of capital and also changes our ability to dynamically adjust product volume to meet real market demand. For a small company with growth aspirations these are very important differences. Notice that labor costs, were not the most important consideration, however the $AUD was an important consideration which was managed by pricing even our local Aussie product in $USD. As usual, not a squeak about the grotesque size of (Unionised) Govt and it's parasitic effect on strangling the economy. All this is to be expected really. If this Govt continues down its road of waste , mindless spending and protectiong Unions (just to stay in power by buying the donkey votes) then yes, we will end up like Spain. What matters is what will we do NOW, from here on. The past is done and dusted. Private debt is there- it's on the books. It wont be going anywhere but what is Govts response ? Spend more, accrueing debt and pumping up RE , again. Mindless but entirely expected. The way forward from here IMO confronts us with clear choices. - Roll the dice with status quo, ending up like something akin to Spain.It's only a matter of when not if. - Bite the bullet and slash Govt size and it's spending so that we get a REAL surplus that includes substantial Debt repayment. Combine this with massive tax and regulatory restructuring that incentivises SME's ,Ag , Health/ research and R&D sections of the economy.Our best economic options are centred around a)providing what Asia needs and b)promoting SME's with incentives c) LOWER taxes accross the board that puts more spending power into households. Claims on public moneys need to be slashed. And to do DO something means actually plan and execute to full budgetted delivery on schedule- not seeming to do and announcing to do or putting out a white paper to do. DO. The only soft option is to do nothing and sit here like a frog in a pot. None of that is in the immediate, short term best interests of the Merchants of Debt. So it won't happen. Folks here and everywhere continue spending their time debating the many and varied aspects of the noise, while persistently failing to consider that the only way to change the tune is to take control over who plays what over the loudspeakers. Even within our meagre range of options there is choice. And likely I have not included enough choices. We may not be able to do much about the menu, but let's at least consider and ACT ON what is best for the country's future. My sense is we are approaching a major inflection point in our history. We may not be able to save the whole pack of cards but we should certainly be making and acting on choices that deliver viability for the future. One thing we should certainly be doing to prepare, is to start reducing our reliance on the savings habits of foreigners. As with manufacturing there is a short term argument that we should use the cheap imported 'saving habits'. Those easy to please foreign investors desperate for yield having being denied one in their own currency. But the problems with dependence on foreign investment/capital/savings habits are even more serious simply because they a major reason for the dependence on foreign manufacturing. If we really want a currency that reflects our competence and 'worth' the first thing we should self-limit our capacity to run up debt on the credit cards of foreigners. That means: * limiting sales of govt securities to foreigners, * limiting asset sales to 49% equity sharing arrangement (as do most of our local competitors), * strict limits on the sources of funds banks can use for lending for housing. * higher interest rates -- as locals will take some persuasion that saving has merit. Naturally work on the tax regime to discourage unproductive speculation on capital gains rather than generated incomes would be also helpful. People can rarely be told, most need to be shown. Until a bunch of people lose a whole lot of money on housing the "housing prices never drop" mentality will remain and those that profit from debt slavery will keep doing what they can to promote it. Maybe I'm stupid but it seems to me that Australia needs to firstly create export focused businesses that are such a slam dunk that the investing public is lining up to get their slice of these businesses. This increases the size of the pie and thereby provides an alternate focus for the passive investors capital. Minus this alternate investment focus, it seems to me that Aussies must ultimately conclude that their savings are safest in housing. Australia needs to create a Facebook, Google....whatever. Something that is clearly more valuable than just another house. Now the kicker is they must hang-on-to the business once it is created, unfortunately hanging on to the business is almost impossible because of the absence of a deep technical skills pool. My conclusion is that education is the place to start, IMHO this means focused technical education reaching well beyond even today's needs. Maybe there should be some simple direct reward for learning certain technical skills, (something like student loan forgiveness for all engineering grads). If you look at the success within the Indian Technical college schemes and their Chinese equivalents you'll have some ideas on how to structure such a system. Foreigners can't create AUD, so if it wasn't for the continual negative terms of trade, foreigners wouldn't have the AUD to lend us in the first place. Yet presumably our banks would still be able to create loans and our government would still be able to spend AUD. Are foreigners AUD savings just a margnially cheaper source (or maybe a capitive source) of bank funding / bond sales than domestic AUD savings? If they stopped buying Australian bonds or lending to our banks (and instead just left their AUD idle) would that actually be a problem? About Us No nonsense analysis of the Australian and global economy and the effects on your assets and business.


Discuss Police and Crime Commissioners at the General Chat within the Digital World Forums; Huge turnout (not) but no surprise surely? Generally, elections get poorer and poorer turnouts. I'm sure there will be many studies, polls, think-tanks and maybe the odd fact-finding mission to China or wherever. There'll be ... Re: Police and Crime Commissioners Originally Posted by Spectre I hope everyone remembers that when they flock to the polls in 2015 to vote UKIP. Then there do a recount, just like they did when BNP got in at Burnley by two votes in 2007. Once the recount gets done it will go to some other party/candidate who agrees with there way of thinking. Basically it doesn't matter where the votes go, if you don't agree with there way of thinking you want stand a chance. Just look and read of the resent, Kev carroll police Crime commissioner scandal. They pretty much excluded him from all major advertising/promotial events where most candidates but him was there and his party. They also took down his advertising! Democracy? Don't get me wrong I might not actually vote for any of these partys, but it's just an example of the unfair playing field. Police and Crime Commissioners - General Chat - Digital World Forums; Huge turnout (not) but no surprise surely? Generally, elections get poorer and poorer turnouts. I'm sure there will be many studies, polls, think-tanks and maybe the odd fact-finding mission to China or wherever. There'll be wailing, wringing of hands and even some gnashing of teeth but... ...the fact remains that if people think their vote does any good they'll turn out. Clearly they don't - it aint rocket science!... All times are GMT +1. The time now is 04:53 . Digital World and all information found within is for educational purposes only we do not accept any responsability for files uploaded to digital world by our members and these files/attachments are property of the uploader/member!


Office Web Apps sedaj s podporo soavtorstvu <p/> Microsoft je v Office Web Apps, spletne različice programov Office, dodal podporo sočasnemu delu več uporabnikov na istem dokumentu. <p/> Sodelovanje pri urejanju dokumentov je mogoče prek storitve SkyDrive, na voljo pa sta dva načina soavtorstva, prilagojena različnim dokumentom in željam uporabnikov. <p/> Za ad-hoc sodelovanje in »možganske nevihte«, pri katerih je koristno, če uporabnik takoj vidi, kaj tipkajo drugi, je primernejša spletna aplikacija OneNote Web App. Uporabnikom, ki jih takojšnje prikazovanje sprememb, ki jih vpisujejo drugi, moti, so namenjene funkcije za sodelovanje v Word Web Appu. Tam se spremembe na dokumentu, ki jih je opravil sodelavec, pokažejo šele, ko ta zaključi z urejanjem. <p/> Funkcije za soavtorstvo delujejo enako tako v spletnih aplikacijah Office Web Apps kot v namiznih programih Word 2010 in Word for Mac 2011. (aNET)


Bullshit detektor! <p/> Ekola, so mi rekli, naj napišem blogpost o nečem kar se je dogajalo na konferenci! Najbolj zanimivo je po mojem mnenju predaval Gustav Martner, izvršni kreativni direktor CP+B Europe (Crispin Porter + Bogusky Europe) <p/> G. Martner je predaval o advertisingu, internetu, medijih, svoji mami, kabelski televiziji, otrocih, o tem kako mikrofon crkuje – ja res je, nekajkrat je odpovedal mikrofon, medtem ko je predaval, kar mi je pa bilo najbolj všeč, da je pridobil publiko na svojo stran, ko je izjavil, da je mikrofon bullshit detektor (za tiste ki ne štekajo, mikrofon neha delat, ko Gustav naklada). Publika sproščena, pozornost pridobljena. <p/> Kaj je povedel o internetu, kot mediju? Da strnem v parih vrsticah in mal več fotkah. Opozarjam pa, da na splošno na konferenci niso odkrili tople vode, kakor se reče, pravzaprav niso povedali nič tako novega, so pa predstavili na zanimiv način. To velja za manjšino predavanj v angleškem jeziku! Žal ne vem, če so povedali kaj bolj specifičnega v špansko govorečih predavalnicah. <p/> Gustav Martner med predavanjem <p/> Pa kr slajdi, da si malo spočijete oči, jaz pa prste: <p/> Zakaj prodajalci ne marajo tega? - Ker se tehnologija demokratizira (je na voljo večini ljudi) - Ker se digitalna distribucija demokratizira (je na voljo večini ljudi) - Ker je lahko vsak zastopnik (ambasador proizvoda) - Ker se dialog in pogovor masovno producirata - Ker se vedno bolj izgublja nadzor <p/> Kreativnost reklamnega izdelka, kulturo ki jo ustvarja, se ne da več tako obvladovat, kakor je šlo prej. <p/> Ali to pomeni da imajo tradicionalni medij, kot je TV, radio ali tisk in tudi običajni oglasi na spleti konkurenčnega nasprotnika? Ali to pomeni da je konec običajnih oglasov, ki so zbrejnstormani od peščice ljudi in ki so oglaševani s surovo silo online ali offline marketinga? Za takšne kampanje je treba odšteti kar nekaj ojrotov, temu pravimo »bought media« - valjda, ker smo plačali da se nam fura nov izdelek tudi po spletu! <p/> Gustav Martner pravi, da NE! SPLOH NE! <p/> To je dokazal na primeru majic Burger kinga, kar poglejte si slajde Gustav Martner – OMExpo Madrid. Če je dobr advertizing, pol ga kar hitro izrabijo onlajn komjunitiji in zadeva postane viralna! Kar je genialno! Dve stvari sta edino reskantni! <p/> Prva je, da ni takšne kontrole, nad tem kaj bo viralno. Potrebna so dobra predvidevanja in načrtovanja, da ponudiš komjunitiju to kar hočeš da zagrabijo. Vaba! ;) Druga pa je to, da se naročniki bojijo negativne podobe in konotacije izdelka ali storitve, ki bi jo prinesla viralna vsebina.


Signature I za 1-2 osebi <p/> Vse savne Signature® so narejene iz lesa PEFC-certificiranih gozdov, ki izvirajo iz Združenih držav Amerike. Uporabljamo samo les, pridobljen na trajnostni način, ki je odporen na visoke temperature in izjemno vzdržljiv ter tako primeren za pogosto uporabo. Prednastavite si vašo savno Signature® z najmodernejšim nastavljivim 36 urnim časovnikom ali pa jo nastavite na sistem stalne uporabe. Vaša daljna-infrardeča savna SunlightenTM bo ogreta in pripravljena na uporabo natančno takrat, ko boste Vi tako želeli! Dodatne možnosti, kot je spremljanje bio-povratnih informacijin akustično resonančna terapija, pomagajo uporabniku zaživeti zdravo življenje. Dandanes na trgu enostavno ni nobene boljše daljne-infrardeče savne. <p/> Čudovita obdelava in močna konstrukcija <p/> Razstavni salon


spomini <p/> Spomini <p/> Po vojni smo živeli na karte za hrano, tekstil in tudi druge življenjske potrebščine. Da si imel karte, pa še ni pomenilo, da si potrebno blago tudi dobil. Naše mame so v vrstah čakale pred trgovinami že veliko prej, kot so jih odprli. Težko pričakovano in družinam nujno potrebno blago, pa ni bilo vedno neoporečno. Moka je bila velikokrat (kot smo rekli) »živa«. <p/> To je pomenilo, da so se v njej zaredili molji. Tudi take moke nismo zavrgli. Mama je moko v veliki posodi na vročem ognju prepražila, da je živali uničila, nato pa jo presejala na gostem situ in tako smo kasneje tudi porabili. <p/> Spominjam se tudi, kakšno je bilo v tistih letih spodnje perilo. V spodnjicah ni bilo elastike, ampak le navaden trak in z njim smo si morali perilo zavezati. Ko se je perilo ponosilo in strgalo se je zakrpalo. Velikokrat se je storilo tudi tako, da so iz dvojnih spodnjic nastale ene. Prav tako so se popravljale tudi moške srajce. Odrezal se je spodnji del in se na novo naredil ovratnik in manšete. <p/> Nogavice, ki se niso dale več zakrpati, so se prav tako odrezale nad gležnjem in se je k njim dodal del od drugih nogavic. Tako da je ponovno iz dvojnih dotrajanih nogavic nastal nov par. <p/> Obleke niso bile konfekcijske, ampak so nam jih izdelale šivilje, ki so bile za ta poklic izučene, ali pa tudi ne. Obleke so otrokom sešili tako, da se je dala dolžina vsaj za 10 cm podaljšat. Otroci smo hitro namreč rasli in tako sešita obleka je lahko nekaj časa rasla z nami. Ko smo prerastli tudi tako podaljšano obleko se je vanjo v dolžino in v rokave vstavil kos novega blaga, ki je bil ponavadi iz drugega materiala in drugačnega vzorca kot osnovna obleka. <p/> Enako so se šivali tudi plašči. Ko smo jih kljub podaljšanju prerastli pa so se sparali in blago se je obrnilo na drugo stran in se je iz njega sešil novi plašč za naslednjega otroka … <p/> Brez pik in brez kart smo lahko na Partizanski cesti pri Borovu kupili tenis copate. To je bilo poletno obuvalo, ki je bilo spodaj iz gume, zgornji del pa je bil platnen. Običajno so bili sive barve. Otroci smo si jih polepšali tako, da smo jih pobarvali z belo kredo. Ne vem kako smo dosegli, da se je barva obdržala, verjetno smo morali kredo zmočiti. <p/> Poleti smo nosili tudi posebne poletne copate, ki so bili spleteni iz koruznega ličja. Dobili smo jih lahko v prosti prodaji (brez kart). Copati so bili tako ostri, da smo velikokrat imeli od njih celo krvave prste na nogah. <p/> Poleti smo nosili tudi »špagarce«, ki nam jih je naredil čevljar. Izdelane so bile iz klobučevine (močni filc) sive barve. Klobučevino je s podplatom povezovala špaga. Take čevlje smo imeli otroci tudi za svečane priložnosti – na primer za birmo. <p/> Čevljarji so nam na špice in na pete nabili kovinske obročke, da smo lahko čevlje dalje nosili.


V aprilu 2014 smo na račun tujih turistov zabeležili za 9 % več prihodov in za 8 % več prenočitev turistov kot v aprilu 2013. <p/> V aprilu 2014 visok porast prihodov in prenočitev tujih turistov V turističnih nastanitvenih objektih so v aprilu 2014 zabeležili za 9 % več prihodov in za 8 % več prenočitev turistov kot v aprilu 2013. Število prihodov in prenočitev tujih turistov je poraslo za 17 % oz. za 16 %. Ocenjujemo, da je k visokemu porastu prispevalo tudi dejstvo, da so bili velikonočni prazniki letos v aprilu, lani pa v marcu. Upadlo je število prihodov in prenočitev domačih turistov (prihodov za 5, prenočitev za 4 %). <p/> Več prenočitev turistov s pomembnejših turističnih trgov Od turistov s pomembnejših turističnih trgov so v Sloveniji v aprilu 2014 ustvarili več prenočitev kot v aprilu 2013 turisti iz Nemčije (za 47), iz Italije (za 24), iz Avstrije (za 23), iz Hrvaške (za 11), iz Ruske federacije (za 7 %) in iz Srbije (za 4 %). <p/> V občini Ljubljana ter v zdraviliških in obmorskih občinah za 11 % več turističnih prenočitev Največ turistov je v aprilu 2014 prenočevalo v zdraviliških občinah, in sicer je bilo 37 % vseh turističnih prenočitev zabeleženih v tej vrsti občin. Sledile so obmorske občine s 23 % ter gorske občine s 14 % turističnih prenočitev. Občina Ljubljana je zabeležila 12 % vseh prenočitev turistov. Občina Ljubljana ter zdraviliške in obmorske občine so v aprilu 2014 zabeležile za 11 % več prenočitev turistov kot v aprilu 2013, gorske občine pa so jih zabeležile za 5 % več kot lani. <p/> V hotelih za 8 % več prenočitev turistov V aprilu 2014 je bilo zabeleženih največ prenočitev turistov v hotelih, 71 %; v kampih 8, v apartmajskih in počitniških naseljih 5, v zasebnih sobah, apartmajih in hišah pa 3 % prenočitev turistov. Več prenočitev turistov je bilo v aprilu 2014 glede na april 2013 zabeleženih v zasebnih sobah, apartmajih in hišah (za 21), v kampih (za 13), v hotelih (za 8 %) ter v apartmajskih in počitniških naseljih (za 7 %). <p/> V prvih štirih mesecih leta 2014 več prihodov in prenočitev tujih turistov, prihodov in prenočitev domačih turistov pa manj kot v istem obdobju prejšnjega leta Prihodov turistov je bilo v prvih štirih mesecih letošnjega leta za 3 % več kot prejšnje leto v tem obdobju njihovih prenočitev pa je bilo več za 1 %. V prvih štirih mesecih 2014 so domači turisti ustvarili za 2 % manj prihodov in za 3 % manj prenočitev, tuji turisti pa za 7 % več prihodov ter za 4 % več prenočitev kot lani v tem obdobju. <p/> Tabela 1: Prihodi in prenočitve turistov, Slovenija, april 2014 1) <p/> Indeksi <p/> Struktura (%) <p/> IV 2014 IV 2013 <p/> I-IV 2014 I-IV 2013 <p/> I-IV 2014 <p/> Prihodi turistov <p/> skupaj <p/> 108,9 <p/> 103,3 <p/> 100 <p/> domači <p/> 95,0 <p/> 97,8 <p/> 40 <p/> tuji <p/> 116,7 <p/> 107,5 <p/> 60 <p/> Prenočitve turistov <p/> skupaj <p/> 108,0 <p/> 100,6 <p/> 100 <p/> domači <p/> 96,5 <p/> 96,5 <p/> 45 <p/> tuji <p/> 115,8 <p/> 104,1 <p/> 55 <p/> 1) Podatki zajemajo turistične nastanitvene objekte, ki razpolagajo z vsaj 10 stalnimi ležišči. <p/> V mesečnih podatkih niso zajeti nekateri turistični nastanitveni objekti z manj kot 10 stalnimi ležišči v naslednjih vrstah nastanitvenih objektov: zasebne sobe, apartmaji in hiše, prenočišča, turistične kmetije z nastanitvijo ter delavski počitniški domovi in apartmaji. V letnih podatkih pa so upoštevani tudi ti nastanitveni objekti.


Slavnostni zaključek festivala Fabula <p/> Za konec ponovne uspešne izvedbe festivala Fabula, ki sta ga letos kronala obisk škotske literarne zvezde Irvina Welsha in njegov nastop pred nabito polnim Klubom CD, so organizatoji k besedi (in branju) povabili tri slovenske avtorje in eno avtorico. O mitih, njihovem vplivu na naše vsakdanje življenje, pomenu za literaturo ter naši (ne) zavedni vpetosti v mitske svetove so se pogovarjali Stanka Hrastelj, Milan Kleč, Marko Sosič in Dušan Šarotar. Ob tej priložnosti je izšla tudi zbirka kratke proze Miti naši vsakdanji z eno zgodbo od vsakega povabljenega avtorja oz. avtorice. <p/> Zakaj so bili k sodelovanju povabljeni prav ti štirje avtorji, ni povsem jasno. Je organizatorje pri izboru vodila notranja in vsebinska podstat izbranih pisav ali je šlo bolj kot ne za naključni izbor? Glede na raznorodnost štirih zbranih zgodb, ki včasih z miti nimajo skoraj nič skupnega oziroma predstavljajo kar njihovo negacijo (Stanka Hrastelj), se zdi verjetnejša druga možnost. Kljub temu pa vsaj Dušanu Šarotarju in Marku Sosiču, po njunih reflektiranih odgovorih sodeč, tematika mitov ni tuja in jima je služila kot dobra izhodiščna točka za nastajajočo zgodbo. <p/> Dušan Šarotar je poudaril, da je interpretacija mitov nekaj, kar ves čas počne, saj miti niso nič drugega kot spomin, vsi pa smo narejeni iz spominov. Miti po njegovih besedah tudi povezujejo ljudi v času in prostoru, opredeljujejo določeno skupnost skozi čas ter ji dajejo smisel in trdnost. Marko Sosič se je strinjal, da smo tako na polju nezavednega kot zavednega vpeti v slovensko ljudsko izročilo in antične mite. Vendar je poudaril, da moramo razviti kritičen odnos do mitskih podob zahodne družbe, ki služijo kot modeli in ideali. Da bi se lahko soočili z današnjim časom in s samim sabo, moramo po Sosičevih besedah pridobiti distanco, potrebno za kritično refleksijo. <p/> Stanka Hrastelj se je osredotočila na ženske like, ki opredeljujejo slovensko mitološko polje. Razmišljala je predvsem o dveh: o lepi Vidi, ki se zdi samoumevna izbira, in pa o liku cankarjanske matere – trpeče matere in žene, ki se žrtvuje za moškega in v zameno pričakuje njegovo večno hvaležnost. Ta lik je – kot je pravilno ugotovila avtorica – v naši družbi še vedno zelo prisoten. Pri pisanju kratke zgodbe pa se je Hrasteljeva vendarle naslonila na lik lepe Vide, le da mu je dodala zasuk v obliki srečnega konca. Avtorica je še poudarila, da služijo miti kot ogledalo, ki razlaga naše obnašanje, saj izhajajo iz ravnanja človeštva. <p/> Milan Kleč ni povedal prav veliko. Med Šarotarjevim in Sosičevim debatiranjem je poskrbel za komični predah z zgodbo o skoviku, ki se mu je zavlekel na balkon in se tam vztrajno oglašal ter motil njegov (duševni) mir, saj naj bi takšno skovikanje napovedovalo smrt. Štorija o junaškem soočenju s krilatim kalilcem miru v stanovanjski soseski in njegovo kasnejšo odstranitvijo je – v kombinaciji s Klečevo trpinčeno pojavo, saj je ves čas deloval, kot da bi bil v tistem trenutku raje kjerkoli drugje kot na odru Kluba CD – približno sto obiskovalcev večera dodobra nasmejala. Tina Kozin, ki je vsem gostom zastavljala ista vprašanja, se ni pustila zmesti in je, ko je bil za odgovor ponovno na vrsti Kleč, vprašanje spretno prilagodila glede na avtorjevo pripovedovanje (in stanje). <p/> Na koncu je vsak od povabljencev prebral odlomek iz svoje kratke zgodbe, z izjemo Milana Kleča, ki se je odločil, da bo namesto svoje zgodbe raje prebral pesem pred kratkim umrlega Matjaža Kocbeka. Marko Sosič si je za osnovo svoje zgodbe »Prezir« izbral legendo o Devinski dami ter jo vpel v trenutno zelo aktualno tematiko brezposelnosti in posledičnim občutkom sramu Milan Kleč je v zgodbi »Krakow« opisal izpolnjeno željo revne študentke in natakarice, ki ji plača potovanje v to poljsko mesto in nadnaravno zamenjavo, do katere pride na koncu zgodbe Dušan Šarotar je v zgodbi »Med visoke oblake, ki bodo peli« dogajanje postavil v Soboto in ga uokviril s fascinacijo nad zvezdami in številnimi ljudskimi verovanji o zvezdah, ki so še vedno prisotna Stanka Hrastelj pa je – kot že rečeno – povedala novodobno zgodbo o lepi Vidi s srečnim koncem. <p/> Miti so izredno široka in hvaležna tematika, o kateri bi bilo seveda mogoče povedati še marsikaj. Kot je poudaril Marko Sosič, nastajajo miti iz človekovega poskusa po razumevanju sveta, toda kljub izjemnemu znanstvenemu napredku v zadnjih stoletjih ostaja človek v svojem bistvu isti, prav tako ostaja prisotna njegova potreba po zgodbah, ki naj mu osmišljajo svet. <p/> Festival Fabula 2013, ki je tokrat praznoval že okroglo, deseto obletnico, se je s tem sklenil. Škoda le, da se je prav letos prekinila tradicija podeljevanja Dnevnikove fabule, edine slovenske literarne nagrade za najboljšo izvirno kratkoprozno zbirko. Kot vemo, je tovrstne tradicije veliko laže nadaljevati kot pa jih obujati od mrtvih. <p/> Obvestila po e-pošti


Avtor Tekstilnica v Novice Datum objave: 21-januar-2014 <p/> V mesecu septembru smo Društvo Ekologi brez meja in Zadruga Dobrote iz Dravograda, oba partnerja na projektu Tekstilnica, razpisali natečaj "Oblikovanje in izdelava odgovornih božično-novoletnih daril". Pri tem smo imeli v mislih praktične izdelke, ki bi v sebi združevali odgovoren odnos do okolja (narejeni so pretežno iz rabljenega tekstila) in do soljudi, istočasno pa ponudili možnost ustvarjalnim ljudem v Sloveniji, da se uveljavijo. Do konca razpisnega obdobja se je nabralo veliko zanimivih zamisli. Strokovna komisija je poslane predloge skrbno pregledala in ocenila in na koncu izbrala 11 izdelkov, v oktobru pa so se v obratu Zadruge Dobrote že začeli šivati prvi izdelki. <p/> Pri promociji smo iskali različne tržne poti. Naša prodajna kampanja je bila v prvi vrsti namenjena podjetjem, ker smo želeli, da bi to leto svoje zaposlene ali poslovne partnerje obdarili z drugačnimi darili – takšnimi, ki imajo poleg materialne tudi sporočilno vrednost. Ponudba, opremljena s slikovnim in pisnim materialom, je bila poslana na več kot 35.000 naslovov. <p/> Obveščanje je intenzivno potekalo tudi v neposrednem stiku z ljudmi (na različnih sejmih in prireditvah), na naši spletni in FB strani, izdelke pa smo ponudili tudi v spletni trgovini Društva Ekologi brez meja. <p/> Razpis predvideva tudi denarne nagrade avtorjem najbolje prodajanih izdelkov. <p/> Najbolje prodajan izdelek je: <p/> Predpasnik Drugačen, avtorice Barbare Živčić <p/> Moška srajca se koristno spremeni v komplet predpasnika in kuhinjske krpe <p/> Drugo mesto pa pripada izdelku: <p/> Eko polž, avtorice Sabine Spanjol <p/> Peresnica iz rabljenega tekstila, ki se zvije v polža in zavzame zelo malo prostora <p/> Čestitamo obema zmagovalkama! <p/> Večina izdelkov je splošno uporabnih in niso vezani le na decembrske praznike, zato so lahko primerno darilo ob vsaki priložnosti. <p/> Darila so še vedno na voljo v naši spletni trgovini, za večje količine pa je potrebno predhodno naročilo.


Domov <p/> Domov <p/> MOP prenesel gradbeno dovoljenje za drugi tir na 2TDK <p/> Družba 2TDK je prejela odločbo Ministrstva za okolje in prostor, s katero je preneslo gradbeno dovoljenje za gradnjo drugega tira železniške povezave Divača-Koper iz dosedanjega investitorja Direkcijo RS za infrastrukturo na družbo 2TDK. V zakonu o drugem tiru, ki je stopil v veljavo 21. julija, je zapisano, da je to potrebno storiti najkasneje v 30 dneh od uveljavitve zakona. <p/> Vlada RS kot skupščina v skladu zakonom o drugem tiru mora izvesti še dokapitalizacijo 2TDK v višini 20 milijonov evrov, sprejeti poslovni načrt družbe in uskladiti akt o ustanovitvi 2TDK. Vlada bo imenovala člane projektno-finančnega sveta. Pripraviti in sprejeti mora uredbo, ki bo podrobneje določala takso na pretovor, in sklep, ki bo določal podrobnosti v zvezi s pribitkom, ter sprejeti investicijski program. <p/> Med direkcijo in 2TDK poteka primopredaja dokumentacije, a ker bo nekatera gradiva obravnavala tudi Vlada RS kot skupščina, bo zato potreben dodaten čas. Skupščini bo predlagano, da obravnava nekatere dodatne vsebine, ki jih zakon ni dorekel, je pa njihova obravnava na skupščini potrebna, saj so se zaradi več kot enoletnega zamika pri uveljavitvi zakona pojavile nove situacije in pravne praznine v povezavi s primopredajo.


Intervju, objavljen v strokovni reviji Isis, glasilu Zdravniške zbornice Slovenije, januar 2008 (27) <p/> Ob dvatisoči številki biltena zib <p/> Pogovor z Anko Štrukelj Fras, urednico <p/> Vprašanje: Bilten ZIB je začel izhajati maja 1999. Po štirih letih ste izdali tisočo številko, po naslednjih štirih letih, na predbožični dan 2007, dvatisočo. Kakšna je vaša izkušnja? <p/> Odgovor: Ta, da biltenu v tem razmeroma dolgem obdobju izhajanja ni bilo treba spreminjati vsebinske zasnove. Še vedno lahko zapišemo, kar smo na začetku, ko smo vabili bralce k naročanju: ZIB bilten je dnevna spletna publikacija za potrebe zdravstva. Je izvirna, aktualna, pregledna, jedrnata in neodvisna. Geslo ZIB biltena je Prihranek na času. Naslednja med izkušnjami je, da ZIB kot miniaturna elektronska publikacija, sestavljena iz kratkih člankov in seznamov relevantnih dokumentov ter medijskih objav, brez slikovnega gradiva in vabljivih grafičnih dodatkov, z leti pridobiva na teži. Tembolj, kolikor bolj se strani svetovnega spleta dobesedno šibijo od teh dodatkov. Spričo slednjega postaja vsebina prenekaterikrat drugotnega pomena ali pa, četudi dobra, bralca pričakuje zaklenjena za čarobnimi spletnimi vrati, odpiranje katerih terja čas in denar. Naši bralci predvsem nimajo časa na pretek. Med njimi so domala vsa vodstva slovenskih državnih, regijskih in lokalnih zdravstvenih institucij – bolnišnic, zdravstvenih domov, lekarn, zavodov za zdravstveno varstvo in tudi podjetij. Dnevni ZIB prejmejo v obliki e-pošte ponoči in ga navadno preberejo zjutraj. Ali kot nam je voščil ob tisoči številki Igor Vuk, direktor novogoriške območne enote Zavoda za zdravstveno zavarovanje Slovenije: "Za nekatere je prvo in najljubše jutranje opravilo pitje kave. Za mene je to pregledovanje vaših zgoščenih novic s področja zdravstvenega varstva in zdravstvenega zavarovanja." Spodbudno voščilo in želimo, da še vedno velja. <p/> Vprašanje: Toda listanje po vašem elektronskem arhivu kljub temu kaže, da ste nekaj reči od nastanka biltena spremenili. <p/> Odgovor: Postopoma smo izboljševali tehnično stran. Ob tisoči številki smo bralce na primer nagradili z nekoliko prenovljeno stranjo in omogočili prebiranje vsebine tudi v enem stolpcu, kar olajša prebiranje biltena na ekranu. Nato smo z izborom medijskih prispevkov začeli ob dopoldnevih nuditi tudi Mali ZIB, ki prinaša izbrane medijske objave tistega dne in predstavlja "predujem" rubrike Mediji iz nastajajočega biltena, ki izide naslednji dan. Pred dvatisočo številko smo bralcem omogočili neposredni dostop do dokumentov javnih naročil in Uradnega lista. In še se bo kaj našlo tudi v bodoče. <p/> Vprašanje: Zdravstvo pogosto spremljajo afere, ki jih mediji različno gradirajo, od objektivnih poročil do prikazovanja manj in bolj začinjenih dejstev ali celo interesno pristranskih dodatkov. Kako vnašate poročanje o teh aferah v sicer umirjeni in včasih celo malce dostojanstveno odmaknjeni ZIB? <p/> Odgovor: ZIB pravzaprav ni umirjen in tudi dostojanstveno odmaknjen ne. Urednica je preveč novinarka, da bi ji kaj takega uspelo. Sestavljen je iz dejstev, spoštovanja in poznavanja področja zdravstva in ljudi, ki so v njem udeleženi na najrazličnejše načine. Te tri stvari – dejstva, področje in ljudje - se prepletajo v zapletenih vzorcih, ki si jih vselej ne izmislijo posamezni ljudje, marveč valovijo čas, v katerem nastajajo. <p/> Da bi ZIB to odrazil z besedami, se uredništvo dosledno izogiba slabšalnim besedam in povedim v objavljenih člankih. Afere so zelo pogosto medijsko olistane prav s slabšalnimi povedmi. Te kot svojski eksoti vabijo k eksotičnemu branju, pri tem pa meglijo ali celo krivenčijo bistvo dejanskega pojava ali dogodka. In ko to "listje" otreseš, ostane to, kar je. Dejstva kajpak niso vselej lepa in problemi, o katerih poročamo, po pravilu niso lepi. Toda če so predstavljeni taki, kot dejansko so, je večja možnost, da jih bodo tisti, na katere se nanašajo, rešili ali odpravili. <p/> Vprašanje: Zdaj je v zdravstvu posebej aktualno vprašanje - tudi ZIB je o tem že večkrat pisal - o informacijah, povezanih z zdravili, pri katerih je potrebna, ni pa lahko določljiva, meja med informacijami in oglaševanjem. Ali je sploh določljiva? <p/> Odgovor: Natančne meje ni. V dobri reklami je tudi dobra informacija, v slabi informaciji pa je tudi slaba reklama. O pomembnem, tudi kar se tega tiče, lahko presoja notranji jaz. V Zibu si pri tem pomagamo z doslednimi navedbami virov informacij k slehernemu članku. <p/> Vprašanje: Kako reklamirate ZIB? <p/> Odgovor: Z njim samim. No, napravili smo tudi majhnega reklamnega Zibovega račka, kako z rumenim kljunom vabi k branju informacije o tem, kaj ZIB nudi in komu je namenjen. Tudi natisnjeni Zdravstveni koledarček nosi naš logotip. To bi bilo glede reklame pravzaprav vse. Ker se zdravstveni koledarček nenehno širi, je najnovejša verzija sproti objavljena v Gradivu na naročniški strani. Ob dvatisoči številki je zdravstveni koledarček kot darilo potencialnim naročnikom in bralcem prešel na odprto stran. <p/> Vprašanje: ZIB je majhen in v njem je predstavljen en cel zdravstveni dan. Tako kot je na primer v TV dnevniku cel svetovni dan. Kako to vse bolj glasno in mnogozvočno dogajanje spravite na nekaj listov? <p/> Odgovor: Tako, da med dogodki in dejstvi najprej odberemo relevantno snov in nato gradiva, ki služijo nastajanju Zibovih člankov, očistimo nepotrebnih besed, besednih zvez, stavkov in celo odstavkov. V tem je tudi preprosta skrivnost Zibovega gesla Prihranek na času. <p/> Vprašanje: Če je tako, bi menili, da naročila s strani tistih, ki jim je bilten namenjen, kar dežujejo. <p/> Odgovor: Nič ne dežujejo. Prihajajo po kapljicah, ki pa se ne posušijo.


(brez laktoze, mleka in glutena-prav tako pa je melasa dovoljena tudi diabetikom in v mali količini pri dieti za kandido) <p/> Jajca in melaso sem penasto stepla. ko je masa narasla sem vanjo dodala še ostale sestavine in še malo mešala. Vse skupaj sem vlila v pekač obložen s peki papirjem in dala pečit v predhodno ogreto pečico na 180°C za 15 min. <p/> Melaso sem dala v mandljevo mleko in segrela na zelo nizki temperaturi in mešala toliko časa, da se je melasa stopila. Vmes je želatina nabreknila - sem jo stopila in dodala mandljevemu mleku. <p/> Sestava <p/> Na mandljev biskvit sem dala zmrznjene gozdne sadeže in jih prelila z mandljevo strnjenko. Vse skupaj sem čez noč postavila v hladilnik. <p/> Okusno malce drugače ... predvsem pa zdrava različica sladki varjanti <p/> O nas


Kako se trži seks? <p/> Pridevniki, ki tradicionalno dobro tržijo spolnost, so duhovno, spiritualno, ezoterično in še zlasti tantrično <p/> Na začetku devetdesetih let prejšnjega stoletja so širom po naši mladi domovini pognali masažni saloni, v katerih so »strokovno usposobljene« maserke mesile po večini zaležana in od stresa razrvana moška telesa, željna krepčilnih eksotičnih masaž: tajskih, kitajskih in malajskih, navadnih in specialnih, ročnih in nožnih. Se je v odišavljenih, medlo osvetljenih sobicah res vršila najstarejša obrt? Levji delež klientele bi na to vprašanje mirne vesti z roko na Svetem pismu odgovoril z besedami bivšega ameriškega predsednika Billa Clintona: »Nismo imeli spolnih odnosov s tistimi ženskami. « Najeta dekleta so kliente po svojih najboljših neprofesionalnih močeh v resnici masirala in če je pri tem neki del klienta nepričakovano otrdel, so pač ročno storila, kar je bilo v opisu del in nalog, da bi zmanjšala njegovo napetost. In to je bilo tudi vse. V masažnih salonih načelno ni prihajalo do klasičnih spolnih odnosov, to pa seveda ne pomeni, da se tam ni dogajalo tisto, kar laična javnost pojmuje pod tehničnimi izrazi fafanje, rokomet, šlatanje in šeškanje. Skratka, lastniki slovenskih masažnih salonov so se obnašali v skladu s politično korektnostjo zahodne krščanske civilizacije, ki tolerira marsikaj, le tega ne, da seksu rečeš fuk. Oziroma tolerira navzočnost seksa v svoji sredini le, če ga vpneš v nek umetniški, inštalacijski, avtorski, obrtniški, institucionalni, estetski, kozmetični ali spiritualni kontekst. Seks kot tak sam po sebi ni zaželen. Zato tak cirkus okoli pornografije, prostitucije in podobnih pojavov, ki glede bistva prav nič ne okolišijo. <p/> Pridevniki, ki tradicionalno dobro tržijo spolnost skupaj z njenimi stranskimi učinki, posledicami in problemi, so duhovno, spiritualno, ezoterično in še zlasti tantrično. Tantrični seks je hit. Infiltriral se je v terminologijo psihiatrične stroke, zavzel je tabloidne medije, obsedel nezadovoljene gospodinje, ki sanjajo o nirvanistični kontinuiteti, in nezadovoljne gospode, ki se muzajo ob mislih na osem -, dvanajst - ali štiriindvajseturne erekcije, čeprav se jim niti približno ne sanja, kaj bi lahko v tem času s svojim strumnim udom dosegli. Spomnimo se na Njegovo svetost guruja Bhagwan Sri Rajneesha, ki je moral leta 1981 zaradi svojega revolucionarnega pristopa do tantričnih vsebin zapustiti poduhovljeno mater Indijo in se z obsežno floto po naročilu izdelanih rolls-roycev naseliti v ameriškem Oregonu. Njegova svetost je sredi Oregona vzpostavila tantrično komuno, ki je na veliko trgovala z razsvetljenstvom, zaslovela pa je po tem, da niti najbolj grosističnim kupcem ni priznavala količinskih popustov. Ko so se v vrsto postavila imena iz glasbenega in filmskega šovbiznisa, so mnogi plačali obscene vsote samo zato, da so lahko stali v vrsti. In samo vprašanje časa je bilo, kdaj se bo epicenter praktične tantrične filozofije preselil v sončno Kalifornijo, kjer vernikom prijazne religije vznikajo po tekočem traku na dnevni osnovi, od koder bo nato kot vse ameriške modne muhe bušnil na staro celino in posledično tudi v Slovenijo.


Če vam je za odžejanje ljubša mineralna, voda, ne skrbite – strokovnjaki trdijo, da ni škodljiva. Osvežuje in hidrolizira telo prav tako kot navadna voda. <p/> Četudi mineralna voda vsebuje ogljikov dioksid, ta nikakor ne more škodovati vaši zobni sklenini. Da bi postala grožnja zanje, bi jo morali popiti v zelo velikih količinah. Drugače pa je z gaziranimi sokovi, ki vsebujejo fosforno kislino, sladkorje in snovi, ki so škodljive za zdravje. <p/> Nekateri menijo, da lahko mineralna voda povzroča osteoporozo, ker naj bi spirala kalcij iz kosti. A niti ena raziskava tega ni potrdila. <p/> Mineralna voda zato ni zdravju škodljiva, je zdravilna in jo lahko pijete. Seveda pa to ni enako, če pijete mineralno vodo z različnimi okusi. Takšni pijači so primešani sladkorji, ki škodujejo zdravju. <p/> Preverite tudi, če mineralna voda vsebuje natrij, ta v večjih količinah lahko vpliva na visok krvni tlak. Pitje mineralne vode v zmernih količinah, ki vsebuje veliko magnezija je zdravo. Dokazano je, da lajša simptome osteoporoze, dobro pa vpliva tudi na tiste ljudi, ki imajo povišan slab holesterol.


Priprave mladih šprinterjev, Beograd - 23.12.-30.12.2016 <p/> Sob, 24 Dec 2016 09:30 | Avtor Mateja | <p/> Iz priprav se oglaša tudi šprinterska ekipa, ki jo vodi trener Andrej Jeriček. Odpravili so se v novo zgrajeno atletsko dvorano v Beogradu, kjer bo marca 2017 potekalo evropsko prvenstvo za člane in članice. Danes so opravili prvi trening in po besedah trenerja Jerička so vsi navdušeni in se že veselijo preostalih treningov, ki jih bodo opravili (2x na dan) do 30.12.2016.


Sestavine <p/> Za strjenko: <p/> 0, 5l smetane <p/> 3 lončki kozjega jogurta <p/> 5 žlic sladkorja v prahu <p/> 12 g želatine <p/> Za biskvit: <p/> 4 jajca <p/> 4 žlice sladkorja <p/> 70 g mandljeve moke <p/> Ostalo: <p/> 10 zrelih fig <p/> 30 g zrelega kozjega sira <p/> Priprava: <p/> Fige olupimo, jih spasiramo in pretlačimo skozi cedilo, tako da nam ostane samo krema brez koščic. <p/> 1 lonček jogurta segrejemo in v njem raztopimo želatino, ki smo jo prej namočili. Nato združimo vse sestavine za strjenko in na rahlo razmešamo. Tako maso lahko vlijemo v modele ali v pekač, kjer je pečen biskvit. Tako pripravljeno postavimo za nekaj ur v hladilnik. <p/> Za biskvit ločimo rumenjake od beljakov in jih stepemo s sladkorjem. Združimo jih in dodamo mandljevo moko. V pekač, obložen s peki papirjem na rahlo vlijemo maso, in sicer približno 2 cm debelo. Pečemo v prej ogreti 13 minut pečici na 180 ° C. <p/> Serviranje: Kemo iz fig uporabimo kot lužico na krožniku, na katero postavimo rezino strjenke z biskvitom, na katero naribamo še kozji sir.


Tiskalnik ZQ520 predstavlja popolno razmerje med stroški, kakovostjo, vsestranskostjo in enostavno uporabo. Ta prenosni tiskalnik je zelo robusten in je primeren tudi za uporabo izven matične organizacije, saj prinaša zanesljivost in vzdržljivost tudi v najbolj zahtevnih okoljih. So izjemno lahki, pa vendar zelo odporni na prah in padce. Njegova uporaba lahka in intuitivna, veliki gumbi pa so primerni tudi za uporabo z rokavicami. <p/> Vse dodatne informacije si lahko preberete v spodnjih datotekah:


če bi mi jih v banki zmenjali, tiste evrčke, se res ne bi hudo jezila. Haha, kar se pa muck (posebno tistih na dveh nogah) tiče, so pa bolj nevarnje tebi, kot meni. Medvede pa še vedno raje srečujem - za ograjo, pa čeprav samo enega na leto, M. <p/> tisti petdesettisočak je pa že dal nekaj skozi... le koliko bi danes bil vreden no, vsekakor več kot pa ovi natiskani evrčki... lep nočni pozdrav prek dobrav tetica p.s. a ovi tam je pa tvoj mačko, pa je za nas tokrat kar tak poziral ;-) <p/> Tudi jaz sem že našla kakšne stare gnarje, pa so šli sproti v razne zbirke. Hec, da sploh ni pomembno, koliko je vreden papir, pa koliko nul je na njem, važna je letnica izdaje. Kako se menjajo vrednosti enega artikla... <p/> bila na prijetnem " randiju " z našim blogerskim Odsevčkom, pa se oglašam šele zdaj. No, čez kakšno uro pa pride Purfelček, ki me bo pa gotovo ročno zabrisal s kompa. <p/> @ Ančica, hehe, ja samo pomislil koliko " gnarov " je že šlo mimo nas v življenju - pa nam danes ne pomenijo nič. In potem res lahko rečemo - ta papir je iluzija, zakaj bi se zaradi njega metal na zobe? Se ne splača. Tudi z manj smo znali - moja prva plača pa je bila 12 jurjev in še zdaj vem, da mi je mama rekla, naj jo obdržim samo zase in si kupim z njo, kar želim. Kupila sem si pulover (ne doma narejen, kot sem jih imela do takrat) in kaubojke, haha. Kasneje seveda sem plačevala mami " oskrbnino in prispevke za bivanje pod isto streho ". <p/> @ haha tetica, po moje ta petdesetisočak ne more biti nič vreden - je škartiran. Ja, mačko se je pa našemil, da sem vam ga lahko pokazala, haha. A ne da je šmensi? <p/> @ Babica, česi in vrednosti se res menjajo. Kar pomisli - včasih je celo mrtev človek vreden več, kot je bil, ko je bil živ. Odvisno od vrednostne lestvice ocenjevalca. Tole življenje je res večna, včasih smešna, nerazumljiva uganka. <p/> oja ta prvega bankovca se spomnim (((;& ej marjanček ampak veš tvoje mušnice pa mic mic tudi nista kar tako... lepo je... prav zato ker je vsaka slika svojstven unikat... svak fotograf vidi s svojimi okulami in to daje sliki izjemnost... unikatnost ((((;& všeč všeč juhej juhej (((((((((((;& <p/> midve sva še iz tistih časov, ko smo zaslužili milijon (ha, pa naj še kdo reče, da tudi midve nisva bili nikoli milijonarki, če si upa), kaj se je za tisti milijon dobilo pa... No, od lakote tudi takrat, ko smo imeli inflacijo kot nekoč Kitajci, da je bilo dobro naročeno najprej plačat, potem šele vzet - nismo gagnili. Seveda pa smo mušnice vedno samo gledali - ne jedli. Ampak imaš prav - za gledat so res čedne. Najlepše bodi, M. <p/> pišuka vidiš ti zdaj tole tile miljoni me izdajajo da nisem več rosna mladenka em em ha ha ha ((((((((;& psttt ampak klinc saj na ksihtu me ni piše starost... ej pa še važički sva mašinca miljonarkiiiiiiiiiiiiiiiiiiiiiiiiii wohoooooooooooo... em jaaaaaaaaaa to so bili cajti (((((;& ja pa markovičeva inflacija pa tile gnarci... ojaaaaaaaaaaaaa al kak je že blo pa vse smo preživeli he he he... ej mušnice so cartig ni kaj ((((;& <p/> rosno mladi? No, svečko pod nosom si že sami obriševa, mladi sva pa še hudirjevo obe. Pa " abcutki, abcutki " kako biti milijonar so nama bili tudi dani, haha. Hvala, bom lunozvezdnato - zdaj, ko sem monitor, ki mi ga je Purfelček sesul popravila (z nečakovo asistenco po telefonu seveda, da se ne razpočim od važnosti), za prmej, bom. Evo, enega gorenjskega medota nazaj, M. <p/> marjanček pa ti si pravi stručko za popravila evo moja tačka in ti čestitam za popravilo wohooooooooooo ((((;& ma ja " abčutki " ob miljonarstvu so bili fenomenalni same nule so se vidle na srat papirju he he he (((((((;& <p/> hvala, sprejmem tačko - čeprav, ko imaš na drugi strani telefona stručkota, pa samo pritiskaš na tipke, ki ti jih on narekuje (pa še ozmerja te, vsaj naglas ne, ker tetica je pa le tetica) si kamot stručko. Ja, milijoni - nul kolikor hočeš in kako boš potem posebno častil milijonarje, če pa si že sam te nule skoz dal, in že veš. Štajerski in gorenjski brundoti se pa čisto dobro razumejo. Očitno se ne ukvarjajo s politiko, M.


Hiša samostojna prodaja <p/> Primorsko-goranska žup., Vinodolska Općina <p/> 95.000 € <p/> Opis <p/> Hiša se nahaja na mirnem kraju in je od morja in plaže oddaljena 7km in 2km od centra mesta. Sestavljena je iz pritličja in prvega nadstropja. V pritličju je kuhinja z jedilnico, dnevna soba, kopalnica, WC, velika predsoba in shramba. V prvem nadstropju je predprostor - galerija in spalnica. Hiša je centralno ogrevana z pečjo na pelete. Hiša ima lepo veliko teraso in shrambo, ki jo lahko preuredite. Hiši pripada tudi vrt, kjer se lahko zgradi bazen. Ima lastno parkirišče za dva avtomobila. Hiša je primerna tudi za turističen najem. Vsak dan nekaj novega - Več kot 2000 nepremičnin v naši ponudbi! Več na: www.sonce-nepremicnine.si


Projektne novine <p/> Promocijski projektni časopis "Projektne novine" <p/> Osnovni namen projektnega časopisa "Projektne novine" je obveščanje javnosti o tekočih aktivnostih in dosežkih projekta. Projektni časopis ustvarjajo pripadniki romske skupnosti in je poleg ostalih digitalnih in elektronskih oblik diseminacije projektnih dejavnosti ter rezultatov pomemben medij, ki ga bo prejel velik del romskih gospodinjstev. <p/> Namen načrtovanega časopisa je tudi spodbuditi romske učence in dijake, ki bodo vključeni v druge projektne aktivnosti, da zanjo napišejo in v njej objavijo svoje izdelke, vtise in razmišljanja na temo izobraževanja.


Po Lukšičevi oceni ni pričakovati, da se bosta Janša in Janković odločila za " radikalne ukrepe " <p/> Ljubljana, 08. januarja (STA) - Predsednik SD Igor Lukšič ocenjuje, da bi morala premier in predsednik SDS Janez Janša ter predsednik PS Zoran Janković zaradi ugotovitev protikorupcijske komisije glede njunega premoženja krepko premisliti zadevo in nato narediti to, " kar večina pričakuje ". A je po njegovem težko pričakovati, da se bosta odločila za " kakšne radikalne ukrepe ". <p/> Za Slovenijo je zelo slabo, da imamo v vrhu slovenske politike dva človeka, ki ignorirata prakso, ki jo hočemo v državi uvesti, tj. da imajo politiki transparentne finance, da znajo pojasniti, od kje jim prilivi, in v kolikor tega ne znajo, da zapustijo položaje, je v odzivu na ugotovitve protikorupcijske komisije dejal Lukšič. <p/> Upa, " da je to tista kaplja čez rob, ki bo končno pomenila uvajanje nove prakse v slovensko politiko ". Na konkretno vprašanje, ali bi Janša in Janković morala odstopiti, pa odgovarja, da bi bilo prav, " da krepko premislita zadevo in nato naredita to, kar večina pričakuje ". <p/> Vendar pa o možnostih, ki bi sledile morebitnemu odstopu - ali bi se sam zavzel za tehnično vlado ali za predčasne volitve - še ne želi govoriti. Najprej morata onadva narediti ustrezno potezo, šele potem bo čas za premislek o tem, kako naprej, pravi. <p/> Dodaja, da " nima smisla prehitevati, ker izkušnje žal kažejo, da se ljudje v takih situacijah zaenkrat v Sloveniji praviloma niso odločali za to, kar bi morali narediti ". <p/> Kar pa je za Slovenijo pomembno, je po njegovih besedah to, da dobi neko vlado, ki bo kredibilna. Lukšič opozarja, da ima vlada 18-odstotno podporo in da je to ključen problem. Problematizira tudi, da se vlada z 18-odstotno podporo loti prodaje slovenskega premoženja. " Enostavno vemo, da to ne bo speljano kredibilno, ne more biti, " ugotavlja. <p/> " Če te posle vodijo ljudje, ki ne znajo pojasniti, kako jim je prišlo 200.000 na račun, kako bodo znali pojasniti, kam bodo izginile te silne milijarde. Za 12 milijard gre, " je še menil prvak SD. <p/> Protikorupcijska komisija je pri nadzoru premoženja predsednikov strank ugotovila, da sta predsednika SDS Janez Janša in Pozitivne Slovenije Zoran Janković kršila protikorupcijsko zakonodajo. Kot ugotavlja komisija, Janković ni prijavil za najmanj 2,4 milijona evrov premoženja, prav tako je del finančnih prilivov prispel na njegov osebni bančni račun iz naslova verižnih transakcij, ki so se začele v podjetju Grep. Za Janšo pa ugotavlja, da se mu je premoženje nepojasnjeno povečalo za 210.000 evrov.


Opis <p/> Kako delujejo lizike Zori Potovanje? <p/> Lizike Zori Potovanje vsebujejo ekstrakta ingverja ter poprove mete. Ingver (Zingiber officinale) pomaga preprečevati občutek slabosti ter bruhanje povezano z uporabo prevoznega sredstva, poprova meta (Mentha piperita) pa prispeva k normalnemu delovanju prebavnega trakta. Da bo učinek kar najboljši svetujemo jemanje lizike pol ure pred potovanjem. <p/> Kaj je potovalna slabost? <p/> Morska bolezen oziroma potovalna slabost se razvije zaradi nasprotujočih si podatkov, ki jih čutila pošiljajo možganom. Čutila so prilagojena na zbiranje podatkov iz okolja, ki je bolj ali manj nepremično. Ko se to ob plovbi z ladjo ali vožnji z avtomobilom nenadoma prične premikati, se podatki, ki prispejo v možgane preko vidnega živca, ne ujemajo s podatki, ki jih posreduje ravnotežni organ v notranjem ušesu. <p/> Potovalna slabost je mnogo pogostejša, kot se morda zdi na prvi pogled. Pogosteje se pojavlja prav pri otrocih, s starostjo pa je vse redkejša. <p/> Nasveti za potovalno slabost pri otroku <p/> Zjutraj pred potovanjem naj otrok zaužije lahek in topel obrok. S tem preprečimo draženje želodčne sluznice in krčenje sten želodca zaradi lakote. <p/> Pred vožnjo z avtom poskrbimo za to, da bo ta dobro prezračen, saj slab zrak in vročina potovalno slabost še poslabšata. <p/> Če je potovanje krajše, med njim otroku ne dajemo hrane in pijač. Če je zelo žejen, naj pije navadno vodo. Ne pretiravamo s hrano. <p/> Otroka namestimo v osrednjem delu plovila, avtobusa ali letala, na sredinski liniji, obvezno obrnjeni v smeri vožnje. <p/> Otroku ne dajemo knjig ali igric, naj ne gleda risank ali filmov na DVD-ju. Pri plovbi z ladjo se odsvetuje delo in vsesplošno zadrževanje v podpalubju. <p/> Med vožnjo poskušajmo otroka čim bolj zamotiti. Poskušajmo ga aktivno vključiti v pogovor ali se z njim igrajmo besedne igrice, ki bodo zahtevale natančno opazovanje okolja, ki beži mimo vozila. Otroku lahko predvajamo tudi pravljico na zgoščenki, ob kateri se bo zamotil. <p/> Poskušajte ostati čim bolj mirni. Otrokom je pogosto slabo prav zato, ker zaznajo strah staršev pred slabostjo. <p/> NAČIN UPORABE: <p/> Od 1-3 lizike dnevno. Priporočene dnevne količine oziroma odmerka se ne sme prekoračiti. Prehransko dopolnilo ni nadomestilo za uravnoteženo in raznovrstno prehrano. Pomembna je raznolika in uravnotežena prehrana ter zdrav način življenja. <p/> OPOZORILA: <p/> Lizike so primerne za otroke nad 4 letom starosti. Vse sestavine v lizikah so primerne tudi za mlajše otroke, vendar naj mlajši otroci poližejo liziko pod nadzorstvom staršev. <p/> SHRANJEVANJE: <p/> Shranjevati nedosegljivo otrokom! Shranjujte v dobro zaprti embalaži na suhem mestu pri temepraturi do 25 ° C.


Predstavitev <p/> Gostinstvo Grad, Milan Špacapan s.p. posluje od leta 1993 v prostorih grajskega dvorca v Ozeljanu, kjer vas pričakuje bogata ponudba raznovrstnih pizz in ostalih jedi.V lokalu je 110 sedišč, na vrtu pa 40. Sprejemamo naročila za organizirane skupine do največ 40 oseb. Dvorec Ozeljan je tudi idealna izbira za praznovanja obletnic ter za mladoporočence, saj poleg spodnjih prostorov, ki sprejmejo do 45 oseb, ponuja še prenovljeno, klimatizirano dvorano v prvem nadstropju, s sanitarijami, odrom in plesno površino z ločenim prostorom za postrežbo hrane. Vse skupaj dopolnjuje izjemen pogled z balkona v beneškem stilu na baročni vrt.


Novozelandsko prometno ministrstvo je v povezavi z dvema lokalnima podjetjema izdelalo odprtokodno orodje za analizo prometnih nesreč s ciljem povečanja varnosti na novozelandskih cestah. <p/> Orodje CAS (Crash Analysis System) omogoča geografsko predstavitev vseh prometnih nesreč, ki jih je novozelandska policija obravnavala od leta 1980 naprej, podatke pa bodo uporabljali načrtovalci prometne infrastrukture, policija in drugi organi, zadolženi za varnost v cestnem prometu. CAS je sicer že 20 let staro orodje, ki pa so ga sedaj temeljito prenovili in vanj vključili geoprostorsko vizualizacijo podatkov, poslovno inteligenco (BI) in sodobne sisteme poročanja. Uporabnik lahko podatke prikazuje v slojih in glede na te tudi izdeluje poročila.


Smo vokalna skupina dvanajstih pevk ljudskih pesmi, ki nas druži neizmerno veselje do prepevanja ljudskih pesmi ter želja po predstavitvi raznolikosti pevske tradicije na Slovenskem. Petje nas zbližuje, nam daje moč in hkrati utrjuje naše prijateljstvo, stkano že v študentskih časih, ko smo bile plesalke AFS France Marolt in KUD-a Tine Rožanc. Danes smo zdravnice, medicinske sestre, psihologi, biologi, inženirke, pravnice... <p/> S svojim delovanjem smo pričele leta 2003, uradno kot društvo pa skupina deluje od leta 2006 dalje. Umetniški vodja pevske skupine Cintare je ga. Mira Nastran. <p/> Pevke smo si nadele ime po zdravilni roži - tavžentroži, ki se ljudsko imenuje tudi CINTARA (centaurium erythraea). Sporočilo o njeni zdravilni moči seže daleč v preteklost in se iz roda v rod, tako kot izročilo ljudske pesmi, prenaša dalje. <p/> Cintare prepevamo izvirne ljudske pesmi vseh slovenskih pokrajin pa tudi pesmi Slovencev, ki živijo preko naših meja. Narodno blago črpamo predvsem iz bogatega notnega in zvočnega gradiva Glasbeno - narodopisnega instituta v Ljubljani pri ZRC SAZU. Po treh letih delovanja naš pevski program obsega preko petdeset ljudskih pesmi, imele pa smo vrsto nastopov doma in v zamejstvu. <p/> Poleg nastopov, ki jih imamo za ciljno publiko, se Cintare udeležujemo tudi dobrodelnih prireditev, kjer s svojim petjem razveseljujemo bolnike v bolnišnicah in starejše občane v domovih ter tako na svoj način, kot tavžentroža, pomagamo ljudem zdraviti dušo in telo.


MIHA REMEC <p/> Begosumnost in umosumnost <p/> Državno pravosodje je po zapletenih, za zdravo pamet nedoumljivih poteh, izpustilo iz pripora obsojeno tajkunko Hildo Tovšak. Gospa, ki ima na grbi še več nedokončanih sodnih postopkov, je seveda nemudoma pobegnila neznano kam. Zdaj jo zaradi begosumnosti iščejo s tiralico. <p/> Ni dolgo od tega je podoben izpust iz zapora izkoristil za pobeg eden glavnih akterjev procesa zoper mednarodno tolpo tihotapcev mamil. <p/> Nekdanji predsednik vlade Janez Janša, ki ga je privila protikorupcijska komisija, se ves čas očitno norčuje iz sodne veje oblasti med sojenjem v zadevi Patria. Pravkar je predstavil svojo novo knjigo z naslovom Za kulturo življenja, v kateri med drugim kot glavnega podkupljenca pri nabavljanju finskih oklepnikov označuje slikarja Cekuto ... <p/> Tudi drugi osumljenec s strani korupcijske komisije, ljubljanski župan Zoran Janković, se z nasmeški izvija in ne priznava sumljivih denarnih mahinacij. Čedalje bolj se pojavlja v javnosti kot "odmrznjeni" vodja politične stranke, ki je zmagala in se sama pokopala na zadnjih volitvah ... <p/> Še bi lahko našteval. Ta naša država postaja umosumna. Ni čudno, da čedalje več pametnih iz nje beži ... Kajti utegne se zgoditi, da nas bo Evropa uvrstila med neprištevne in nam namesto trojke poslala psihiatre.


Ker smo imeli izjemno srečo, da nas je na faksu obiskal Boštjan Romih in nam odpredaval nadvse zabavno predavanje o govorništvu in javnem nastopanju, tukaj povzemam nekaj napotkov, ki so se mi zdeli najbolj uporabni in zanimivi. <p/> Kot vemo je očesni stik temelj kontakta in v zvezi z njim je potrebno upoštevati dve načeli: enakomernosti in naključnosti. Potrebno je torej biti pozoren, da vsakega poslušalca gledaš približno enako časa. Hkrati pa se moramo izogibati vzorcem, ki bi jih lahko poslušalci razbrali. <p/> Pri govoru se prav tako ne smemo vnaprej opravičevati (npr. Vnaprej se opravičujem, da se na nastop nisem imel časa dobro pripraviti. ). Zelo verjetno bodo poslušalci / gledalci potem le še bolj pozorni na naše napake. Pri javnem nastopanju s tudi izogibamo nasmešku, ki kaže strah in nelagodje (raje brez nasmeška, kot pa da je prisiljen). <p/> Pri javnem nastopanju pogosto tudi ne vemo kam z rokami. Najbolje jih je pozicionirati v višino popka (več možnosti, da jih bomo dejansko uporabili kot če visijo ob telesu). Kot fiksacijska točka lahko pomagajo flomastri, daljinci za power point, listi (ki pa naj bodo manjšega formata – npr. A5, zapiski pa morajo biti berljivi in napisani z dovolj veliko pisavo). Moramo pa potem paziti, da gestikuliramo z roko, ki je prosta, v kateri teh pripomočkov ne držimo. <p/> Če pa želite vaditi razločnost govorjenja, poskusite govoriti z svinčnikom med zobmi


Šolski sklad je sklad, namenjen financiranju dejavnosti, ki niso sestavina dela vzgojno-izobraževalnega zavoda (VIZ) in se ne financirajo iz javnih sredstev. Njegovo poslanstvo je, da našim otrokom v skrbi za njihov uspešni razvoj omogoča boljše pogoje za izvajanje dejavnosti v vrtcu in šoli. <p/> Šolski sklad Osnovne šole Naklo je na svoji seji dne 22. 5. 2008 ustanovil Svet Osnovne šole Naklo,, prva redna seja pa je bila v začetku oktobra 2008. Šolski sklad deluje v skladu s Pravilnikom o delovanju in organizaciji šolskega sklada Osnovne šole Naklo, ki si ga lahko ogledate na naši spletni strani. <p/> Šolski sklad upravlja upravni odbor, ki ima predsednika in šest članov, od katerih so najmanj trije predstavniki šole (predvidoma ravnatelj, računovodja in mentor šolske skupnosti). Svet staršev imenuje upravni odbor. Predstavnike šole predlaga svet šole. Mandat članov je dve leti z možnostjo ponovne izvolitve. <p/> Finančna sredstva šolski sklad pridobiva iz prispevkov staršev in drugih občanov, donacij, zapuščin ter drugih virov, kot so dobrodelne prireditve. Vsak mesec mnogi starši vrtčevskih in osnovnošolskih otrok prispevajo "evro za otroka" v sklad. S tem se kažeta solidarnost in volja staršev, da privoščijo otrokom še nekaj več. Priporočamo se našim zvestim in novim donatorjem. Vsi, ki bi želeli podpreti projekte šolskega sklada z donacijo, lahko prostovoljni prispevek nakažete na poseben namenski račun šolskega sklada – IBAN: SI56 0110 0600 8339 210, sklic: 00-2990001. Sredstva sklada so se in se bodo uporabljala izključno za projekte, namenjene našim otrokom. Šolski sklad o svojem poslovanju obvešča svet staršev in svet zavoda. <p/> Upravni odbor je sklenil nadaljevati prakso, da finančna sredstva sklada porabi za projekte, ki so v dobro ne samo otrokom, ki so sedaj v naših vrtcih in šolah, temveč tudi tistim, ki prihajajo za njimi. Tovrstna poraba sredstev je tudi najbolj transparentna. <p/> V zadnji mandatih so bila iz sredstev šolskega sklada v celoti ali deloma financirane naslednje investicije: - igrala za igrišče pri PŠ Podbrezje, - jadra pri OŠ Naklo in Vrtcu Mlinček, - vozički za 6 otrok v Vrtcu Jelka in Vrtcu Mlinček, - blazine za gimnastiko, - semena, sadika in orodje za šolski vrt, - predelava koša z regulacijo v telovadnici OŠ Naklo, - skirojnice pri matični šoli in obeh podružnicah, - ureditev učilnic na prostem, - tobogan na igrišču OŠ Naklo . <p/> Vabimo vas k ogledu vseh pridobitev v fotogaleriji 2020. <p/> Anja Mihelič, predsednica UO Šolskega sklada OŠ Naklo Naklo, oktober 2020 <p/> S klikom na spodnje priloge si lahko ogledate zapisnike v MS Wordu ali Adobe Readerju. Zapisniki sej četrtega upravnega odbora:1. seja - priloga 25 2. ...


V novembru, mesecu preprečevanja odvisnosti, bodo člani Lokalne akcijske skupine za preprečevanje zasvojenosti izvedli niz strokovnih predavanj za starše osnovnošolcev v Celju... <p/> Predavanja, ki jih bodo ta mesec organizirali na devetih osnovnih šolah v mestni občini Celje, so namenjena staršem učencev od šestega do devetega razreda. Program predavanj finančno podpira Mestna občina Celje. Osrednja tema predavanj bodo varovalni dejavniki vzgoje, ki lahko pripomorejo k neuporabi drog. Po drogah, dovoljenih in nedovoljenih namreč vse pogosteje posegajo že otroci. Na predavanjih se bodo starši seznanili tudi z informacijami o tem, na katere vedenjske in telesne spremembe naj bodo pozorni, kadar sumijo, da je otrok posegel po drogi. Čeprav je tema aktualna, saj poleg problemov odvisnosti osvetljuje veščine učinkovitega starševstva in komuniciranja z otroki v konfliktnih situacijah, se je lani ciklusa predavanj na osmih osnovnih šolah udeležilo le 160 staršev. Organizatorji tokrat upajo na boljši odziv. Niz predavanj bodo izvedli strokovnjaki s področja medicine, psihologije, socialnega dela in kriminologije. (ba)


Main menu <p/> Post navigation <p/> Pogled na otročka, ki ob nasmehu pokaže piškave zobe, me vedno razžalosti. Predvsem zato, ker me prešine misel, da ta otrok verjetno trpi tudi bolečine. Verjetno je prikrajšan za prijetno izkušnjo okušanja hrane. Kako takemu otroku približati ustno higieno, je vedno izziv. <p/> »Končno mi je nekdo vse lepo razložil in pokazal! « »Takšne delavnice bi morale biti organizirane večkrat v letu! « »Končno sem našla nekaj pametnega! « <p/> To so le nekatere od izjav navdušenih udeležencev delavnice Za zdrav nasmeh, ki je potekala od 1. do 6. julija v okviru festivala Lent. Namen delavnice je bil predstaviti pravilno tehniko čiščenja zob in medzobnih prostorov in obiskovalcem ponuditi informacije o ustni higieni, ki so jih želeli pridobiti.


COOL WATER toaletna voda za moške 40 ml <p/> Toaletna voda Davidoff Cool Water za moške 40 ml, Hladen val nosi moč oceana. Pogosto imitiran, a nikoli dosežen – Davidoff Cool Water je edinstvena kombinacija vitalnosti in ekstremne čutnosti: esenca moškega v naravi.


Slovensko ljudsko gledališče Celje (l. 1970) <p/> Na fotografiji SLG Celje. Slovensko ljudsko gledališče Celje je 6. decembra 2015 praznovalo 65-letnico profesionalnega delovanja. Gledališče je bilo ustanovljeno 6. decembra 1950, ko je MLO Celje izdal odločbo o ustanovitvi mestnega gledališča. Prva premiera poklicnega ansambla je bila 17. marca 1951, in sicer uprizoritev Mire Puc-Mihelič Operacija v režiji Toneta Zorka. Prva in edina zaposlena igralka v sezoni 1950/51 je bila Nada Božič. (vir: http://www.slg-ce.si/) Fotografijo je prispevala Vanja Bertossi. ...