本词条提供1%~50%利率1~50期的年金终值系数(精确到万分位)供查询。但因利率越高、期数越长,会导致数据过长,所以本表特意每5个百分点分出一张表格,合计10张表格,以免系数出现表内换行的情形。表一(1%~5%利率)年 金 终 值 系 数 表利率——期数1%2%3%4%5%11.00001.00001.00001.00001.000022.01002.02002.03002.04002.050033.03013.06043.09093.12163.152544.06044.12164.18364.24654.310155.10105.20405.30915.41635.525666.15206.30816.46846.63306.801977.21357.43437.66257.89838.142088.28568.58308.89239.21429.549199.36859.754610.159110.582811.02661010.462210.949711.463912.006112.57791111.566812.168712.807813.486414.20681212.682513.412114.192015.025815.91711313.809314.680315.617816.626817.71301414.947415.973917.086318.291919.59861516.096917.293418.598920.023621.57861617.257918.639320.156921.824523.65751718.430420.012121.761623.697525.84041819.614721.412323.414425.645428.13241920.810922.840625.116927.671230.53902022.019024.297426.870429.778133.06602123.239225.783328.676531.969235.71932224.471627.299030.536834.248038.50522325.716328.845032.452936.617941.43052426.973530.421934.426539.082644.50202528.243232.030336.459341.645947.72712629.525633.670938.553044.311751.11352730.820935.344340.709647.084254.66912832.129137.051242.930949.967658.40262933.450438.793345.328952.966362.32273034.784940.568147.575456.084966.43883136.132742.379450.002759.328370.76083237.494144.227052.502862.701575.29883338.869046.111655.077866.209580.06383440.257748.033857.730269.857985.06703541.660349.994560.462173.652290.32033643.076951.994463.275977.598395.83633744.507654.034366.174281.7022101.62813845.952756.114969.159485.9703107.70953947.412358.237272.234290.4091114.09504048.886460.402075.401395.0255120.79984150.375262.610078.663399.8265127.83984251.879064.862282.0232104.8196135.23184353.397867.159585.4839110.0124142.99334454.931869.502789.0484115.4129151.14304554.481171.892792.7199121.0294159.70024658.045974.330696.5015126.8706168.68524759.626376.8172100.3965132.9454178.11944861.222679.3535104.4084139.2632188.02544962.834881.9406108.5406145.8337198.42675064.463284.5794112.7969152.6671209.3480表二(6%~10%利率)年金终值系数表(续表一)利率——期数6%7%8%9%10%11.00001.00001.00001.00001.000022.06002.07002.08002.09002.100033.18363.21493.24643.27813.310044.37464.43994.50614.57314.641055.63715.75075.86665.98476.105166.97537.15337.33597.52337.715678.39388.65408.92289.20049.487289.897510.259810.636611.028511.4359911.491311.978012.487613.021013.57951013.180813.816414.486615.192915.93741114.971615.783616.645517.560318.53121216.869917.888418.977120.140721.38431318.882120.140621.495322.953424.52271421.015122.550524.214926.019227.97501523.276025.129027.152129.360931.77251625.672527.888130.324333.003435.94971728.212930.840233.750236.973740.54471830.905733.999037.450241.301345.59921933.760037.379041.446346.018551.15912036.785640.995545.762051.160157.27502139.992744.865250.422956.764564.00252243.392349.005755.456862.873371.40272346.995853.436160.893369.531979.54302450.815658.176766.674876.789888.48732554.864563.249073.105984.700998.34712659.156468.676579.954493.3240109.18182763.705874.483887.3508102.7231121.09992868.528180.697795.3388112.9682134.20992973.639887.3465103.9659123.1354148.63093079.058294.4608113.2832136.3075164.49403184.8017102.0730123.3459149.5752181.94343290.8898110.2182134.2135164.0370201.13783397.3432118.9334145.9506179.8003222.251534104.1838128.2588158.6267196.9823245.476735111.4348138.2369172.3168215.7108271.024436119.1209148.9135187.1021236.1247299.126837127.2681160.3374203.0703258.3759330.039538135.9042172.5610220.3159282.6298364.043439145.0585185.6403238.9412309.0665401.447840154.7620199.6351259.0565337.8824442.592641165.0477214.6096280.7810369.2919487.851842175.9505230.6322304.2435403.5281537.637043187.5076247.7765329.5830440.8457592.400744199.7580266.1209356.9496481.5218652.640845212.7435285.7493386.5056525.8587718.904846226.5081306.7518418.4261574.1860791.795347241.0986329.2244452.9002626.8628871.974948256.5645353.2701490.1322684.2804960.172349272.9584378.9990530.3427746.86561,057.189650290.3359406.5289573.7702815.08361,163.9085表三(11%~15%利率)年金终值系数表(续表二)利率——期数11%12%13%14%15%11.00001.00001.00001.00001.000022.11002.12002.13002.14002.150033.34213.37443.40693.43963.472544.70974.77934.84984.92114.993456.27786.35286.48036.61016.742467.91298.11528.32278.53558.753779.783310.089010.404710.730511.0668811.859412.299712.757313.232813.7268914.164014.775715.415716.085316.78581016.722017.548718.419719.337320.30371119.561420.654621.814323.044524.34931222.713224.133125.650227.270729.00171326.211628.029129.984732.088734.35191430.094932.392634.882737.581140.50471534.405437.279740.417543.842447.58041639.189942.753346.671750.980455.71751744.500848.883753.739159.117665.07511850.395955.749761.725168.394175.83641956.939563.439770.749478.969288.21182064.202872.052480.946891.0249102.44362172.265181.698792.4699104.7684118.81012281.214392.5026105.4910120.4360137.63162391.1479104.6029120.2048138.2970159.276424102.1742118.1552136.8315158.6586184.167825114.4133133.3339155.6196181.8708212.793026127.9988150.3339176.8501208.3327245.712027143.0786169.3740200.8406238.4993283.568828159.8173190.6989227.9499272.8892327.104129178.3972214.5828258.5834312.0937377.169730199.0209241.3327293.1992356.7868434.745131221.9132271.2926332.3151407.7370500.956932247.3236304.8477376.5161465.8202577.100533275.5292342.4294426.4632532.0350664.665534306.8374384.5210482.9034607.5199765.365435341.5896431.6635546.6808693.5727881.170236380.1644484.4631618.7493791.67291,014.345737422.9825543.5987700.1867903.50711,167.497538470.5106609.8305792.21101,030.98811,343.622239523.2667684.0102896.19841,176.33781,546.165540581.8261767.09141,013.70421,342.02511,779.090341646.8269860.14241,146.48581,530.90862,046.953942718.9779964.35951,296.52891,746.23582,354.996943799.06551,081.08261,466.07771,991.70882,709.246544887.96271,211.81251,657.66782,271.54813,116.633445986.63861,358.23001,874.16462,590.56483,585.1285461,096.16881,522.21762,118.80602,954.24394,123.8977471,217.74741,705.88382,395.25083,368.83804,743.4824481,352.69961,911.58982,707.63343,841.47535,456.0047491,502.49652,141.98063,060.62584,380.28196,275.4055501,668.77122400.01823,459.50714,994.52137,217.7163表四(16%~20%利率)年金终值系数表(续表三)利率——期数16%17%18%19%20%11.00001.00001.00001.00001.000022.16002.17002.18002.19002.200033.50563.53893.57243.60613.640045.06655.14055.21545.29135.368056.87717.01447.15427.29667.441668.97749.20689.44209.68309.9299711.413911.772012.141512.522712.9159814.240114.773315.327015.902016.4991917.518518.284719.085919.923420.79891021.321522.393123.521324.708925.95871125.732927.199928.755130.403532.15041230.850232.823934.931137.180239.58051336.786239.404042.218745.244548.49661443.672047.102750.818054.840959.19591551.659556.110160.965366.260772.03511660.925066.648872.939079.850287.44211771.673078.979287.068096.0218105.93061884.140793.4056103.7403115.2659128.11671998.6032110.2846123.4135138.1664154.740020115.3797130.0329146.6280165.4180186.688021134.8405153.1385174.0210197.8474225.025622157.4150180.1721206.3448236.4385271.030723183.6014211.8013244.4868282.3618326.236924213.9776248.8076289.4945337.0105392.484225249.2140292.1049342.6035402.0425471.981126290.0883342.7627405.2721479.4306567.377327337.5024402.0323479.2211571.5224681.852828392.5028471.3778566.4809681.1116819.223329456.3032552.5121669.4475811.5228984.068030530.3117647.4391790.9480966.71221,181.881631616.1616758.5038934.31861,151.38751,415.257932715.7475888.44941,103.49601,371.15111,704.109533831.26711,040.48581,303.12531,632.66982,045.931434965.26981,218.36841,538.68781,943.87712,456.1176351,120.71301,426.49101,816.65162,314.21372,948.3411361,301.02701,669.99452,144.64892,754.91433,539.0094371,510.19141,954.89362,531.68573,279.34814,247.8113381,752.82202,288.22552,988.38913,903.42425,098.3735392,034.27352,678.22383,527.29924,646.07486,119.0482402,360.75723,134.52184,163.21305,529.82907,343.8578412,739.47843,668.39064,913.59146,581.49658,813.6294423,178,79494,293.01695,799.03787,832.980810,577.3553433,688.40215,023.82986,843.86469,322.247212,693.8264444,279.54655,878.88098,076.760311,094.474115,233.5916454,965.27396,879.29079,531.577113,203.424218,281.3099465,760.71778,049.770111,248.261015,713.074821,938.5719476,683.43269,419.231013,273.947918,699.559126,327.2863487,753.781811,021.500215,664.258622,253.475331,593.7436498,995.386912,896.155318,484.825126,482.635637,913.49235010,435.648815,089.501721,813.093731,515.336345,497.1908表五(21%~25%利率)年金终值系数表(续表四)利率——期数21%22%23%24%25%11.00001.00001.00001.00001.000022.21002.22002.23002.24002.250033.67413.70843.74293.77763.812545.44575.52425.56045.68425.765657.58927.73967.89268.04848.2070610.183010.442310.707910.980111.2588713.321413.739614.170814.615315.0735817.118917.762318.430019.122919.8419921.713922.670023.669024.712525.80231027.273828.657430.112831.643433.25291134.001335.962038.038840.237942.56611242.141644.873747.787750.895054.20771351.991355.745959.778864.109768.75961463.909569.010074.528080.496186.94951578.330585.192292.6694100.8151109.68681695.7799104.9345114.9834126.0108138.108517116.8937129.0201142.4295157.2534173.635718142.4413158.4045176.1883195.9942218.044619173.3540194.2535217.7116244.0328273.555820210.7584237.9893268.7853303.6006342.944721256.0176291.3469331.6059377.4648429.680922310.7813356.4432408.8753469.0563538.101123377.0454435.8607503.9166582.6298673.626424457.2249532.7501620.8174723.4610843.032925554.2422650.9551764.6054898.09161,054.791226671.6330795.1653941.46471,114.63361,319.489027813.6759971.10161,159.00161,383.14271,650.361228985.54791,185.74401,426.57191,716.10072,063.9515291,193.51291,447.60771,755.68352,128.96482,580.9394301,445.15071,767.08132,160.49072,640.91643,227.1743311,749.63232,156.83922,658.40363,275.73634,034.9678322,118.05512,632.34393,270.83644,062.91305,044.7098332,563.84673,212.45954,024.12875,039.01226,306.8872343,103.25453,920.20064,950.67836,249.37517,884.6091353,755.93794,783.64476,090.33447,750.22519,856.7613364,545.68485,837.04667,492.11139,611.279112,321.9516375,501.27877,122.19689,216.296911,918.986115,403.4396386,657.54728,690.080111,337.045114,780.542819,255.2994398,056.632110,602.897813,945.565518,328.873124,070.1243409,749.524812,936.535317,154.045622,728.802630,088.65544111,797.925115,783.573021,100.476128,184.715237,611.81924214,276.489319,256.959125,954.585634,950.046947,015.77404317,275.552123,494.490131,925.140343,339.058158,770.71754420,904.418028,664.277939,268.922553,741.432173,464.39694525,295.345834,971.419148,301.774766,640.375891,831.49624630,608.368442,666.131259,412.182982,635.0660114,790.37024737,037.125752,053.680173,077.9850102,468.4818143,488.96274844,815.922263,506.489789,886.9215127,061.9174179,362.20344954,228.265877,478.9175110,561.9135157,557.7776224,203.75435065,617.201694,525.2793135,992.1536195,372.6442280,255.6929表六(26%~30%利率)年金终值系数表(续表五)利率——期数26%27%28%29%30%11.00001.00001.00001.00001.000022.26002.27002.28002.29002.300033.84763.88293.91843.95413.990045.84805.93136.01566.10086.187058.36848.53278.69998.87009.0431611.544211.836612.135912.442312.7560715.545816.032416.533917.050617.5828820.587621.361222.163422.995323.8577926.940428.128729.369230.663932.01501034.944936.723538.592640.556442.61951145.030647.638850.398553.317856.40531257.738661.501365.510069.780074.32701373.750679.106684.852991.016197.62501493.9258101.4654109.6117118.4108127.912515119.3465129.8611141.3029153.7500167.286316151.3766165.9236181.8677199.3374218.472217191.7345211.7230233.7907258.1453285.013918242.5855269.8882300.2521334.0074371.518019306.6577343.7580385.3227431.8696483.973420387.3887437.5726494.2131558.1118630.165521489.1098556.7173633.5927720.9642820.215122617.2783708.0309811.9987931.04381,067.279623778.7707900.19931,040.35831,202.04651,388.463524982.25111,144.25311,332.65861,551.64001,806.0026251,238.63631,454.20141,706.80312,002.61562,348.8033261,561.68181,847.83582,185.70792,584.37413,054.4443271,968.71912,347.75152,798.70613,334.84263,971.7776282,481.58602,982.64443,583.34384,302.94705,164.3109293,127.79843,788.95834,587.68015,551.80166,714.6042303,942.02604,812.97715,873.23067,162.82418,279.9855314,967.95276,113.48097,518.73519,241.043111,349.9811326,260.62047,765.12079,624.981011,921.945614,755.9755337,889.38179,862.703312,320.975615,380.309819,183.7681349,941.621012,526.633215,771.848819,841.600024,939.89853512,527.442415,909.824220,188.966525,596.663632,422.86813615,785.577520,206.476725,842.877133,020.696042,150.72853719,890.827625,663.225433,079.882642,597.697854,796.94713825,063.442832,593,296342,343.249854,952.030271,237.03123931,580.937941,394.486254,200.359770,889.119092,609.10454039,792.981752,571.997669,377.460491,447.9635120,392.88274150,140.156966,767.436988,804.1494117,968.8729156,511.74754263,177.597884,795.6449113,670.3112152,180.8460203,466.27184379,604.7732107,691.4690145,498.9983196,314.2913264,507.153344100,303.0142136,769.1656186,239.7178253,246.4358343,860.299345126,382.7979173,697.8403238,387.8388326,688.9022447,019.389046159,243.3254220,597.2572305,137.4337421,429.6838581,126.205847200,647.5900280,159.5166390,576.9151543,645.2922755,465.067548252,816.9634355,803.5861499,939.4514701,303.4269982,105.587749318,550.3739451,871.5544639,923.4978904,682.42071,276,738.264050401,374.4711573,877.8741819,103.07711,167,041.32271,659,760.7433表七(31%~35%利率)年金终值系数表(续表六)利率——期数31%32%33%34%35%11.00001.00001.00001.00001.000022.31002.32002.33002.34002.350034.02614.06244.09894.13564.172546.27426.36246.45156.54176.632959.21929.39839.58059.76599.9544613.077113.405813.742114.086314.4384718.131118.695619.277019.875620.4919824.751725.678226.638427.633328.6640933.424734.895336.429138.028739.69641044.786447.061849.450751.958454.59021159.670163.121566.769570.624374.69671279.167984.320489.803495.6365101.840613104.7099112.3030120.4385129.1529138.484814138.1700149.2399161.1833174.0649187.954415161.2024197.9967215.3737234.2470254.738516239.4235262.3557287.4471314.8910344.897017314.6448347.3095383.3046422.9539466.610918413.1847459.4485510.7951567.7583630.924719542.2719607.7207680.3575761.7961852.748320711.3762802.8631905.87551,021.80681,152.210321932.90281,060.77931,205.81441,370.22101,556.4838221,223.10271,401.22871,604.73321,837.09622,102.2532231,603.26451,850.62192,135.29512,462.70892,839.0418242,101.27652,443.82092,840.94253,301.03003,833.7064252,753.67223,226.84363,779.45364,424.38015,176.5037263,608.31064,260.43365,027.67325,929.66946,989.2800274,727.88685,624.77236,687.80547,946.75709,436.5280286,194.53187,425.69948,895.781210,649.654312,740.3128298,115.83669,802.923311,832.389014,271.536817,200.42223010,632.746012,940.858715,738.077419,124.859323,221.57003113,929.897217,082.933520,932.642925,628.311531,350.11953218,249.165322,550.472227,841.415034,342.937442,323.66133323,907.406629,707.623337,030.082046,020.536257,137.94283431,319.702739,294.262849,251.009161,668.518577,137.22283541,029.810551,869.426965,504.842082,636.8147104,136.25073653,750.051768,468.643587,122.4399110,734.3317140,584.93853770,413.567790,379.6094115,873.8451148,385.0045189,790.66703892,242.7737119,302.0844154,113.2139198,836.9061256,218.400439120,839.0336157,479.7515204,971.5745266,442.4541345,895.840640158,300.1340207,874.2719272,613.1941357,033.8885466,960.384841207,374.1756274,395.0390362,576.5482478,426.4106630,397.519542271,661.1700362,202.4514482,227.8091641,092.3902851,037.651343355,877.1327478,108.2359641,363.9861859,064.80291,148,901.829344466,200.0438631,103.8714853,015.10151,151,147.83591,551,018.469545610,723.0574833,058.11021,134,511.08501,542,539.10012,093,875.933846800,048.20521,099,637.70551,508,900.74312,067,003.39422,826,733.5107471,048,064.14881,451,522.77122,006,838.98832,769,785.54823,816,091.2394481,372,965.03491,916,011.05802,669,096.85453,711,513.63465,151,724.1732491,798,585.19572,529,135.59663,549,899.81654,973,429.27036,954,828.6337502,356,147.60643,338,459.98754,721,367.75596,664,396.22239,389,019.6555表八(36%~40%利率)年金终值系数表(续表七)利率——期数36%37%38%39%40%11.00001.00001.00001.00001.000022.36002.37002.38002.39002.400034.20964.24694.28444.32214.360046.72516.81836.91257.00777.1040510.146110.341010.539210.740710.9456614.798715.167215.544115.929616.3238721.126221.779022.450923.142123.8534829.731630.837331.982233.167634.3947941.435043.247145.135447.103049.15261057.351660.248563.286966.473169.13661178.998283.540488.335993.397798.739112108.4375115.4503122.9036130.8227139.234813148.7498159.1670170.6070182.8436195.928714202.9260219.0588236.4376255.1526275.300215276.9793301.1106327.2839355.6621386.420216377.6919413.5215452.6518495.3704541.988317514.6610567.5245625.6595689.5648759.783718700.9389778.5085864.4101959.49511,064.697119954.27691,067.55671,193.88591,334.69821,491.5760201,298.81661,463.55271,648.56251,856.23052,089.2064211,767.39062,006.06722,276.01622,581.16042,925.8889222,404.65122,749.31203,141.90253,588.81294,097.2445233,271.32563,767.55754,336.82544,989.44995,737.1423244,450.00295,162.55375,985.81916,936.33548,032.9993256,053.00397,073.69868,261.43049,642.506211,247.1990268,233.08539,691.967111,401.773913,756.822716,575.87212711,197.996013,278.994915,735.448019,123.009923,207.27362815,230.274518,193.223021,715.918226,582.010132,491.23572920,714.173424,925.716029,968.967136,950.020345,488.78263028,172.275834,149.230441,358.174651,361.554563,685.34833138,315.295146,785.445657,075.281069,562.982384,702.51323252,109.801364,097.060578,764.887896,693.5454118,584.51853370,870.329887,813.9728108,696.5451134,405.0282166,019.32603496,384.6485120,306.1428150,002.2322186,823.9891232,428.056335131,084.1219164,820.4156207,004.0805259,686.3449325,400.278936178,275.4058225,804.9694285,666.6311360,965.0194455,561.390437242,455.5519309,353.8081394 220.9509501,742.3770637,786.946638329,740.5506423,815.7171544,025.9122697,422.9040892,902.725239448,448.1488580,628.5324750 756.7589969,418.83661,250,064.815340609,890.4824795,462.08941,036,045.32721,347,493.18291,750,091.741441829,452.05601,089,784.06241,429,743.55161,873,016.52432,450,129.4381421,128,055.79621,493,005.16561,973,047.10122,603,493.96873,430,182.2133431,534,156.88282,045,418.07682,722,805.99963,618,857.61654,802,256.0986442,086,454.36062,802,223.76533,757,473.27955,030,213.08706,723,159.5381452,837,578.93043,839,047.55845,185,314.12576,991,997.19099,412,424.3532463,859,108.34535,259,496.15517,155,734.49359,718,877.095313,177,395.0946475,248,388.34967,205,510.73249,874,914.601013,509,240.162518,448,354.1324487,137,809.15559,871,550.703413,627,383.149418,777,844.825825,827,696.7854499,707,421.451513,524,025.463718,805,789.746226,101,205.308036,158,776.49965013,202,094.174018,527,915.885325,951,990.849836,280,676.378150,622,288.0994表九(41%~45%利率)年金终值系数表(续表八)利率——期数41%42%43%44%45%11.00001.00001.00001.00001.000022.41002.42002.43002.44002.450034.39814.43644.47494.51364.552547.20137.29977.39917.49967.6011511.153911.365611.580711.799412.0216616.726917.139117.560417.991118.4314724.585025.337526.111426.907227.7255835.664836.979338.339339.746441.2019951.287453.510655.825258.234860.74281073.315376.985080.830184.858289.077111104.3745110.3187116.5870123