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最新贷款利率

项目年利率
一、短期贷款
六个月以内(含六个月)4.35
六个月至一年(含一年)4.35
二、中长期贷款
一至三年(含三年)4.75
三至五年(含五年)4.75
五年以上4.90
三、贴现以再贴现利率为下限加点确定
四、个人住房公积金贷款
五年(含)以下2.75
五年以上3.25

注:2020年最新贷款基准利率

年限利率等额本息还款等额本金还款
年利率%月利率‰月还款额利息合计首月还款额月递减额利息合计
14.755.13861.35336.25884.584.27333.13
24.754.75443.88653.18467.922.14640.63
34.755.13304.90976.38329.031.43948.13
44.755.33236.691361.05261.671.111306.67
54.755.33195.191711.61220.000.891626.67
64.905.46168.342120.30193.470.761992.29
74.905.46148.742493.87173.630.752319.79
84.905.46134.112874.43158.750.572647.29
94.905.46122.803261.92147.180.512974.79
104.905.46113.803656.31137.920.463302.29
114.905.46106.504057.52130.340.413629.79
124.905.46100.454465.51124.030.383957.29
134.905.4695.394880.21118.690.354284.79
144.905.4691.085301.55114.110.334612.29
154.905.4687.395729.45110.140.304939.79
164.905.4684.196163.83106.670.295267.29
174.905.4681.406604.42103.600.265594.79
184.905.4678.947051.71100.880.255922.29
194.905.4676.787505.0398.440.246249.79
204.905.4674.857964.4796.250.236577.29
214.905.4673.138429.9494.270.226904.79
224.905.4671.608901.3492.460.207232.29
234.905.4670.219378.5690.820.207559.79
244.905.4668.969861.5089.310.197887.29
254.905.4667.8310350.0487.920.198214.79
264.905.4666.8110844.0986.630.178542.29
274.905.4665.8811343.5185.450.178869.79
284.905.4665.0211848.2184.350.179197.29
294.905.4664.2512358.0683.320.169524.79
304.905.4663.5412872.9582.360.159852.29
年限利率等额本息还款等额本金还款
年利率%月利率‰月还款额利息合计首月还款额月递减额利息合计
12.753.33851.50217.99866.672.76216.67
23.753.33434.25421.98450.001.39416.67
32.753.33295.24628.63311.110.92616.67
42.753.33225.79837.95241.670.70816.67
52.753.33184.171049.91200.000.561016.67
63.252.75158.741429.30176.390.521368.75
73.252.75139.001676.14156.550.451593.75
83.252.75124.231926.31141.670.391818.75
93.252.75112.782179.80130.090.342043.75
103.252.75103.642436.61120.830.312268.75
113.252.7596.192696.72113.260.292493.75
123.252.7590.002960.12106.940.262718.75
133.252.7584.793226.79101.600.242943.75
143.252.7580.343496.7197.020.223168.75
153.252.7576.503769.8893.060.213393.75
163.252.7573.164046.2689.580.193618.75
173.252.7570.224325.8586.520.183843.75
183.252.7567.634608.6183.800.184068.75
193.252.7565.334894.5381.360.164293.75
203.252.7563.265183.5979.170.164518.75
213.252.7561.415475.7577.180.154743.75
223.252.7559.745770.9975.380.144968.75
233.252.7558.226069.3073.730.135193.75
243.252.7556.846370.6472.220.135418.75
253.252.7555.586674.9770.830.125643.75
263.252.7554.436982.2969.550.125868.75
273.252.7553.377292.5468.360.116093.75
283.252.7552.407605.7167.260.116318.75
293.252.7551.507921.7766.240.116543.75
303.252.7550.678240.6765.280.116768.75