历年央行存款利率变动表一览(1949-2019)

调整时间活期存款定期存款
三个月半年一年二年三年五年
1990.04.152.886.307.7410.0810.9811.8813.68
1990.08.212.164.326.488.649.3610.0811.52
1991.04.211.803.245.407.567.928.289.00
1993.05.152.164.867.209.189.9010.8012.06
1993.07.113.156.669.0010.9811.7012.2413.86
1996.05.012.974.867.209.189.9010.8012.06
1996.08.231.983.335.407.477.928.289.00
1997.10.231.712.884.145.675.946.216.66
1998.03.251.712.884.145.225.586.216.66
1998.07.011.442.793.964.774.864.955.22
1998.12.071.442.793.333.783.964.144.50
1999.06.100.991.982.162.252.432.702.88
2002.02.210.721.711.891.982.252.522.79
2004.10.290.721.712.072.252.703.243.60
2006.08.190.721.802.252.523.063.694.14
2007.03.180.721.982.432.793.333.964.41
2007.05.190.722.072.613.063.694.414.95
2007.07.210.812.342.883.333.964.685.22
2007.08.220.812.613.153.604.234.955.49
2007.09.150.812.883.423.874.505.225.76
2007.12.210.723.333.784.144.685.405.85
2008.10.090.723.153.513.874.415.135.58
2008.10.300.722.883.243.604.144.775.13
2008.11.270.361.982.252.523.063.603.87
2008.12.230.361.711.982.252.793.333.60
2010.10.200.361.912.202.503.253.854.20
2010.12.260.362.252.502.753.554.154.55
2011.02.090.402.602.803.003.904.505.00
2011.04.060.502.853.053.254.154.755.25
2011.07.070.503.103.303.504.405.005.50
2012.06.080.402.853.053.254.104.655.10
2012.07.060.352.602.803.003.754.254.75
2014.11.22*0.352.352.552.753.354.00——
2015.03.010.352.102.302.503.103.75——
2015.05.110.351.852.052.252.853.50——
2015.06.280.351.601.802.002.603.25——
2015.08.260.351.351.551.752.353.00——
2015.10.240.351.101.301.502.102.75——

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