[exhibit1073-cobiz3rdwaiv001.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv002.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv003.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv004.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv005.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv006.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv007.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv008.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv009.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv010.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv011.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv012.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv013.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv014.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv015.jpg]

--------------------------------------------------------------------------------

 
[exhibit1073-cobiz3rdwaiv016.jpg]

--------------------------------------------------------------------------------