EMPLOYMENT AGREEMENT

                                (Executive Level)

          AGREEMENT, dated as of February 1, 2007, between MDwerks, Inc., a
Delaware corporation (referred to as the "Company"), and the Executive
identified on Exhibit A attached hereto (the "Executive").

                                   WITNESSETH:

          WHEREAS, the Company desires to retain the services of the Executive
and to that end desires to enter into a contract of employment with her, upon
the terms and conditions herein set forth; and

          WHEREAS, the Executive desires to be employed by the Company upon such
terms and conditions;

          NOW, THEREFORE, in consideration of the premises and of the mutual
benefits and covenants contained herein, the parties hereto, intending to be
bound, hereby agree as follows:

1.   APPOINTMENT AND TERM

          Subject to the terms hereof, the Company hereby employs the Executive,
and the Executive hereby accepts employment with the Company, all in accordance
with the terms and conditions set forth herein, for a period commencing on the
date hereof (the "Commencement Date") and ending on the date (the "Expiration
Date") set forth in Exhibit A, unless the parties mutually agree in writing upon
a later date.

2.   DUTIES

          (a) During the term of this Agreement, the Executive shall be employed
in the position set forth in Exhibit A and shall, unless prevented by
incapacity, devote all of her business time, attention and ability during normal
corporate office business hours to the

discharge of her duties hereunder and to the faithful and diligent performance
of such duties and the exercise of such powers as may be assigned to or vested
in her by the Board of Directors of the Company (the "Board"), the President and
Chief Executive Officer of the Company and any other senior executive officer of
the Company, such duties to be consistent with her position. The Executive shall
obey the lawful directions of the Board, the Company's President and Chief
Executive Officer and any other senior executive officer of the Company and
shall use her diligent efforts to promote the interests of the Company and to
maintain and promote the reputation thereof.

          (b) The Executive shall not during her term of employment (except as a
representative of the Company or with the consent in writing of the Board) be
directly or indirectly engaged or concerned or interested in any other business
activity, except through ownership of an interest of not more than 2% in any
entity that does not compete with the Company, provided it does not impair the
ability of the Executive to discharge fully and faithfully her duties hereunder.

          (c) Notwithstanding the foregoing provisions, the Executive shall be
entitled to serve in various leadership capacities in civic, charitable and
professional organizations. The Executive recognizes that her primary and
paramount responsibility is to the Company.

          (d) The Executive shall be based in the Deerfield Beach, Florida area,
except for required travel on the Company's business.

3.   REMUNERATION

          (a) As compensation for her services pursuant hereto, the Executive
shall be paid a base salary during her employment hereunder at the annual rate
set forth in Exhibit A.

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This amount shall be payable in equal periodic installments in accordance with
the usual payroll practices of the Company.

          (b) Except as provided above, in Exhibit A and in Sections 4 and 6
hereof, the Executive shall not be entitled to receive any additional
compensation, remuneration or other payments from the Company.

4.   HEALTH INSURANCE AND OTHER FRINGE BENEFITS

          The Executive shall be entitled to participate in regular employee
fringe benefit programs to the extent such programs are offered by the Company
to its executive employees, including, but not limited to, medical,
hospitalization and disability insurance and life insurance, Section 529
education plan and 401(k) plan.

5.   VACATION

          The Executive shall be entitled to the number of weeks of vacation set
forth in Exhibit A (in addition to the usual national holidays) during each
contract year during which he serves hereunder. Such vacation shall be taken at
such time or times as will be mutually agreed between the Executive and the
Company. Vacation not taken during a calendar year may not be carried forward.

6.   REIMBURSEMENT FOR EXPENSES

          The Executive shall be reimbursed for reasonable documented business
expenses incurred in connection with the business of the Company in accordance
with practices and policies established by the Company.

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7.   TERMINATION

          (a) This Agreement shall terminate in accordance with the terms of
Section 7(b) hereof; provided, however, that such termination shall not affect
the obligations of the Executive pursuant to the terms of Sections 8 and 9.

          (b) This Agreement shall terminate on the Expiration Date; or as
follows:

               (i) Upon the written notice to the Executive by the Company at
any time, because of the willful and material malfeasance, dishonesty or
habitual drug or alcohol abuse by the Executive related to or affecting the
performance of her duties, the Executive's continuing and intentional breach,
non-performance or non-observance of any of the terms or provisions of this
Agreement, but only after notice by the Company of such breach, nonperformance
or nonobservance and the failure of the Executive to cure such default as soon
as practicable (but in any event within ten (10) days following written notice
from the Company), the conduct by the Executive which the Board in good faith
determines could reasonably be expected to have a material adverse effect on the
business, assets, properties, results of operations, financial condition,
personnel or prospects of the Company (within each category, taken as a whole),
but only after notice by the Company of such conduct and the failure of the
Executive to cure same as soon as practicable (but in any event within ten (10)
days following written notice from the Company), or upon the Executive's
conviction of a felony, any crime involving moral turpitude (including, without
limitation, sexual harassment) related to or affecting the performance of her
duties or any act of fraud, embezzlement, theft or willful breach of fiduciary
duty against the Company.

               (ii) In the event the Executive, by reason of physical or mental
disability, shall be unable to perform the services required of her hereunder
for a period of more

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than 60 consecutive days, or for more than a total of 90 non-consecutive days in
the aggregate during any period of twelve (12) consecutive calendar months, on
the 61st consecutive day, or the 91st day, as the case may be. The Executive
agrees, in the event of any dispute under this Section 7(b)(ii), and after
written notice by the Board, to submit to a physical examination by a licensed
physician practicing in the South Florida area selected by the Board, and
reasonably acceptable to the Executive.

               (iii) In the event the Executive dies while employed pursuant
hereto, on the day in which her death occurs.

          (c) If this Agreement is terminated pursuant to Section 7(b), the
Company will have no further liability to the Executive after the date of
termination including, without limitation, the compensation and benefits
described herein; provided that, in the case of termination pursuant to Section
7(b)(ii), the Executive will receive her then current salary until such time
(but not more than 90 days after such disability) as payments begin under any
disability insurance plan of the Executive.

          (d) In the event the Company chooses not to enter into any agreement
or amendment extending the Executive's employment beyond the Expiration Date,
the Company agrees to provide Executive at least 60 days prior written notice of
such determination (which notice may be given either prior to or after such
Expiration Date, but if notice is given any later than 60 days prior to the
Expiration Date, then the term of this Agreement shall be extended until the
date which is 60 days after the date such notice is given), during which time
the Executive may seek alternative employment while still being employed by the
Company.

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8.   CONFIDENTIAL INFORMATION

          (a) The Executive covenants and agrees that she will not at any time
during the continuance of this Agreement or at any time thereafter (i) print,
publish, divulge or communicate to any person, firm, corporation or other
business organization (except in connection with the Executive's employment
hereunder) or use for her own account any secret or confidential information
relating to the business of the Company (including, without limitation,
information relating to any customers, suppliers, employees, products, services,
formulae, technology, know-how, trade secrets or the like, financial information
or plans) or any secret or confidential information relating to the affairs,
dealings, projects and concerns of the Company, both past and planned (the
"Confidential Information"), which the Executive has received or obtained or may
receive or obtain during the course of her employment with the Company (whether
or not developed, devised or otherwise created in whole or in part by the
efforts of the Executive), or (ii) take with her, upon termination of her
employment hereunder, any information in paper or document form or on any
computer-readable media relating to the foregoing. The term "Confidential
Information" does not include information which is or becomes generally
available to the public other than as a result of disclosure by the Executive or
which is generally known in the medical claim processing and receivable
financing business. The Executive further covenants and agrees that he shall
retain the Confidential Information received or obtained during such service in
trust for the sole benefit of the Company or its successors and assigns.

          (b) The term Confidential Information as defined in Section 8(a)
hereof shall include information obtained by the Company from any third party
under an agreement including restrictions on disclosure known to the Executive.

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          (c) In the event that the Executive is requested pursuant to subpoena
or other legal process to disclose any of the Confidential Information, the
Executive will provide the Company with prompt notice so that the Company may
seek a protective order or other appropriate remedy and/or waive compliance with
Section 8 of this Agreement. In the event that such protective order or other
remedy is not obtained or that the Company waives compliance with the provisions
of Section 8 of this Agreement, the Executive will furnish only that portion of
the Confidential Information which is legally required.

9.   RESTRICTIONS DURING EMPLOYMENT AND FOLLOWING TERMINATION

          (a) The Executive shall not, anywhere within the United States, during
her full term of employment under Section 1 hereof and for a period of one (1)
year thereafter, notwithstanding any earlier termination pursuant to Section
7(b) hereof, without the prior written consent of the Company, directly or
indirectly, and whether as principal, agent, officer, director, partner,
employee, consultant, broker, dealer or otherwise, alone or in association with
any other person, firm, corporation or other business organization, carry on, or
be engaged, have an interest in or take part in, or render services to any
person, firm, corporation or other business organization (other than the
Company) engaged in a business which is competitive with all or part of the
Business of the Company. The term "Business of the Company" shall mean
developing, providing and marketing technology and financial services that focus
on products and services related to processing claims by medical professionals
and service providers for insurance reimbursement and the financing of
receivables due to them arising out of such claims.

          (b) The Executive shall not, for a period of one (1) year after
termination of her employment hereunder, either on her own behalf or on behalf
of any other person, firm, corporation or other business organization, endeavor
to entice away from the Company any

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person who, at any time during the continuance of this Agreement, was an
employee of the Company.

          (c) The Executive shall not, for a period of one (1) year after
termination of her employment hereunder, either on her own behalf or on behalf
of any other person, firm, corporation or other business organization, solicit
or direct others to solicit, any of the Company's customers or prospective
customers (including, but not limited to, those customers or prospective
customers with whom the Executive had a business relationship during her term of
employment) for any purpose or for any activity which is competitive with all or
part of the Business of the Company.

          (d) It is understood by and between the parties hereto that the
foregoing covenants by the Executive set forth in this Section 9 are essential
elements of this Agreement and that, but for the agreement of the Executive to
comply with such covenants, the Company would not have entered into this
Agreement. It is recognized by the Executive that the Company currently operates
in, and may continue to expand its operations throughout, the geographical
territories referred to in Section 9(a) above. The Company and the Executive
have independently consulted with their respective counsel and have been advised
in all respects concerning the reasonableness and propriety of such covenants.

10.  REMEDIES

          (a) Without intending to limit the remedies available to the Company,
it is mutually understood and agreed that the Executive's services are of a
special, unique, unusual, extraordinary and intellectual character giving them a
peculiar value, the loss of which may not be reasonably or adequately
compensated in damages in an action at law, and, therefore, in the

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event of any material breach by the Executive that continues after any
applicable cure period, the Company shall be entitled to equitable relief by way
of injunction or otherwise.

          (b) The covenants of Section 8 shall be construed as independent of
any other provisions contained in this Agreement and shall be enforceable as
aforesaid notwithstanding the existence of any claim or cause of action of the
Executive against the Company, whether based on this Agreement or otherwise. In
the event that any of the provisions of Sections 8 or 9 hereof should ever be
adjudicated to exceed the time, geographic, product/service or other limitations
permitted by applicable law in any jurisdiction, then such provisions shall be
deemed reformed in any such jurisdiction to the maximum time, geographic,
product/service or other limitations permitted by applicable law.

11.  COMPLIANCE WITH OTHER AGREEMENTS

          The Executive represents and warrants to the Company that the
execution of this Agreement by her and her performance of her obligations
hereunder will not, with or without the giving of notice or the passage of time
or both, conflict with, result in the breach of any provision of or the
termination of, or constitute a default under, any agreement to which the
Executive is a party or by which the Executive is or may be bound.

12.  WAIVERS

          The waiver by the Company or the Executive of a breach of any of the
provisions of this Agreement shall not operate or be construed as a waiver of
any subsequent breach.

13.  BINDING EFFECT; BENEFITS

          This Agreement shall inure to the benefit of, and shall be binding
upon, the parties hereto and their respective successors, assigns, heirs and
legal representatives, including any corporation or other business organization
with which the Company may merge or consolidate or

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sell all or substantially all of its assets. Insofar as the Executive is
concerned, this contract, being personal, cannot be assigned.

14.  NOTICES

          All notices and other communications which are required or may be
given under this Agreement shall be in writing and shall be deemed to have been
duly given when delivered to the person to whom such notice is to be given at
her or its address et forth below, or such other address for the party as shall
be specified by notice given pursuant hereto:

          (a)  If to the Executive, to her at the address set forth in Exhibit
               A.

               and

          (b)  If to the Company, to it at:

               MDwerks, Inc.
               Windolph Center, Suite I
               1020 N.W. 6th Street
               Deerfield Beach, Florida 33442
               Attention: Chairman of the Board

               with a copy to:

               Greenberg Traurig, LLP
               200 Park Avenue, 14th Floor
               New York, New York 10166
               Attention: Spencer G. Feldman, Esq.

15.  MISCELLANEOUS

          (a) This Agreement contains the entire agreement between the parties
hereto and supersedes all prior agreements and understandings, oral or written,
between the parties hereto with respect to the subject matter hereof. This
Agreement may not be changed, modified, extended or terminated except upon
written amendment approved by the Board and executed by a duly authorized
officer of the Company.

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          (b) The Executive acknowledges that from time to time, the Company may
establish, maintain and distribute employee manuals of handbooks or personnel
policy manuals, and officers or other representatives of the Company may make
written or oral statements relating to personnel policies and procedures. Such
manuals, handbooks and statements are intended only for general guidance. No
policies, procedures or statements of any nature by or on behalf of the Company
(whether written or oral, and whether or not contained in any employee manual or
handbook or personnel policy manual), and no acts or practices of any nature,
shall be construed to modify this Agreement or to create express or implied
obligations of any nature to the Executive.

          (c) This Agreement may be executed in counterparts, each of which
shall be deemed to be an original, but all of which together shall constitute
one and the same instrument.

          (d) All questions pertaining to the validity, construction, execution
and performance of this Agreement shall be governed by and construed in
accordance with the laws of the State of Florida, without regard to its conflict
of law principles.

          (e) Any controversy or claim arising from, out of or relating to this
Agreement, or the breach hereof (other than controversies or claims arising
from, out of or relating to the provisions in Sections 8, 9 and 10), shall be
determined by final and binding arbitration in Broward County, Florida, in
accordance with the Employment Dispute Resolution Rules of the American
Arbitration Association, by a panel of not less than three (3) arbitrators
appointed by the American Arbitration Association. The decision of the
arbitrators may be entered and enforced in any court of competent jurisdiction
by either the Company or the Executive.

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          The parties indicate their acceptance of the foregoing arbitration
requirement by initialing below:

/s/ hbk                                   /s/ lks
---------------------------------------   --------------------------------------
For the Company                           Executive

          IN WITNESS WHEREOF, the parties hereto have executed this Agreement as
of the day and year first above written.

                                          By: /s/ Howard B. Katz
                                              ----------------------------------
                                          Name: Howard Katz
                                          Title: Chief Executive Officer

                                           EXECUTIVE

                                          /s/ Lila K. Sobel
                                          --------------------------------------
                                          Name: Lila K. Sobel

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                     EXHIBIT A TO THE EMPLOYMENT AGREEMENT,
                      DATED AS OF FEBRUARY 1, 2007, BETWEEN
                          THE COMPANY AND LILA K. SOBEL

A.   For Section 1:

     The date referred to in Section 1 shall be December 31, 2007.

B.   For Section 2:

     The position of the Executive referred to in Section 2 shall be Chief
     Operating Officer.

C.   For Section 3(a):

     The annual rate referred to in Section 3(a) shall be One Hundred Fifty
     Thousand and 00/100 Dollars ($150,000).

D.   For Section 3(b):

     In addition to the compensation referred to in Section 3(a), the Company
     shall also pay to the Executive, in respect of the 2007 fiscal year of the
     Company and by February 15, 2008, a cash bonus in an amount to be
     determined by the Board of up to 25% of her annual base salary based on the
     Executive meeting and exceeding mutually agreed upon performance goals for
     the Company or a division of the Company. The Executive shall be reimbursed
     $150 a month for the business use of her personal car and up to $50 a month
     for the business use of her personal cell phone. The Executive shall also
     be reimbursed for up to $6,500 in properly documented out-of-pocket moving
     expenses.

E.   For Section 5:

     The length of vacation referred to in Section 5 shall be three (3) weeks.

F.   For Section 14:

     The address of the Executive referred to in Section 14 shall be:

                              6901 Fountains Circle
                              Lake Worth, FL 33467

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