Exhibit 10(ah)

FIRST AMENDMENT TO CREDIT AGREEMENT

THIS FIRST AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of
June 21, 2007, is by and among INVACARE CORPORATION, an Ohio corporation (the
“Company”), the certain Subsidiaries of the Company from time to time party
hereto as foreign borrowers (and together with the Company, the “Borrowers”),
certain Subsidiaries of the Company from time to time party hereto as guarantors
(collectively, the “Guarantors”), the lenders from time to time party hereto
(collectively, the “Lenders”), NATIONAL CITY BANK, as Multicurrency
Administrative Agent, Multicurrency Collateral Agent, Swing Line Lender and an
L/C Issuer, NATIONAL CITY BANK, Canada Branch, as Canadian Administrative Agent
and Canadian Collateral Agent, and BANC OF AMERICA SECURITIES ASIA LIMITED, as
Australian Administrative Agent and Australian Collateral Agent.

W I T N E S S E T H

WHEREAS, the Borrowers, the Guarantors, the Lenders, the Administrative Agents
and the Collateral Agents are parties to that certain Credit Agreement dated as
of February 12, 2007 (as amended, modified, extended, restated, replaced, or
supplemented from time to time, the “Credit Agreement”);

WHEREAS, Invacare Florida Holding LLC made two (2) dividend payments to 1207273
Alberta ULC in an aggregate amount of CAN $2,599,814 (the “Dividend Payment
Event”); and

WHEREAS, the Loan Parties have requested the Required Lenders (a) waive the
Dividend Payment Event and (b) amend the Credit Agreement to permit future
dividends to 1207273 Alberta ULC; and

WHEREAS, the Required Lenders are willing to (a) waive the Dividend Payment
Event and (b) make such amendment to the Credit Agreement, in each case subject
to the terms and conditions set forth herein.

NOW, THEREFORE, in consideration of the agreements hereinafter set forth, and
for other good and valuable consideration, the receipt and adequacy of which are
hereby acknowledged, the parties hereto agree as follows:

--------------------------------------------------------------------------------

ARTICLE I

WAIVER

1.1 Waiver of Event of Default. Notwithstanding the provisions of the Credit
Agreement to the contrary, the Required Lenders hereby waive, on a one-time
basis, the Dividend Payment Event.

1.2 Effectiveness of Waiver. This Amendment shall be effective only to the
extent specifically set forth herein and shall not (a) be construed as a waiver
of any other action by the Borrowers nor as a waiver of any breach or default of
which the Lenders have not been informed by the Borrowers, (b) affect the right
of the Lenders to demand compliance by the Borrowers with all terms and
conditions of the Credit Agreement, except as specifically modified or waived by
this Amendment, (c) be deemed a waiver of any transaction or future action on
the part of the Borrowers requiring the Lenders’ or the Required Lenders’
consent or approval under the Credit Agreement, or (d) except as waived hereby,
be deemed or construed to be a waiver or release of, or a limitation upon, any
Administrative Agent’s, Collateral Agent’s or the Lenders’ exercise of any
rights or remedies under the Credit Agreement or any other Loan Document,
whether arising as a consequence of any Event of Default which may now exist or
otherwise, all such rights and remedies hereby being expressly reserved.

ARTICLE II

AMENDMENT TO CREDIT AGREEMENT

2.1 Amendment to Section 7.06. Section 7.06 is hereby amended by adding the
following clause (f) to the end of such Section and making the appropriate
punctuation and grammatical changes thereto:

(f) so long as (i) no Default or Event of Default has occurred and is continuing
or would result therefrom and (ii) the Company and its Subsidiaries shall
realize a tax benefit as a result thereof, any Domestic Subsidiary may declare
and make dividend payments or other distributions payable to 1207273 Alberta ULC
in an aggregate amount not to exceed CAN $17,000,000 per fiscal year.

ARTICLE III

CONDITIONS TO EFFECTIVENESS

3.1 Closing Conditions. This Amendment shall become effective as of February 28,
2007 (the “Amendment Effective Date”) upon satisfaction of the following
conditions (in form and substance reasonably acceptable to the Multicurrency
Administrative Agent):

(a) Executed Amendment. The Multicurrency Administrative Agent shall have
received a copy of this Amendment duly executed by each of the Loan Parties, the
Required Lenders and acknowledged by the Multicurrency Administrative Agent.

 

2

--------------------------------------------------------------------------------

(b) Fees and Expenses. The Borrower shall have paid in full all reasonable
out-of-pocket fees and expenses of the Multicurrency Administrative Agent in
connection with the preparation, execution and delivery of this Amendment,
including without limitation, the reasonable fees and expenses of Moore & Van
Allen PLLC.

(c) Miscellaneous. All other documents and legal matters in connection with the
transactions contemplated by this Amendment shall be reasonably satisfactory in
form and substance to the Multicurrency Administrative Agent and its counsel.

ARTICLE IV

MISCELLANEOUS

4.1 Amended Terms. On and after the Amendment Effective Date, all references to
the Credit Agreement in each of the Loan Documents shall hereafter mean the
Credit Agreement as amended by this Amendment. Except as specifically amended
hereby or otherwise agreed, the Credit Agreement is hereby ratified and
confirmed and shall remain in full force and effect according to its terms.

4.2 Representations and Warranties of Loan Parties. Each of the Loan Parties
represents and warrants as follows:

(a) It has taken all necessary action to authorize the execution, delivery and
performance of this Amendment.

(b) This Amendment has been duly executed and delivered by such Person and
constitutes such Person’s legal, valid and binding obligations, enforceable in
accordance with its terms, except as such enforceability may be subject to
(i) bankruptcy, insolvency, reorganization, fraudulent conveyance or transfer,
moratorium or similar laws affecting creditors’ rights generally and
(ii) general principles of equity (regardless of whether such enforceability is
considered in a proceeding at law or in equity).

(c) No consent, approval, authorization or order of, or filing, registration or
qualification with, any court or governmental authority or third party is
required in connection with the execution, delivery or performance by such
Person of this Amendment.

(d) The representations and warranties set forth in Article V of the Credit
Agreement are true and correct as of the date hereof (except for those which
expressly relate to an earlier date).

(e) After giving effect to this Amendment, no event has occurred and is
continuing which constitutes a Default or an Event of Default.

 

3

--------------------------------------------------------------------------------

(f) The Security Documents continue to create a valid security interest in, and
Lien upon, the Collateral, in favor of the applicable Administrative Agent, for
the benefit of the Lenders, which security interests and Liens are perfected in
accordance with the terms of the Security Documents and prior to all Liens other
than Permitted Liens.

(g) Except as specifically provided in this Amendment, the Obligations are not
reduced or modified by this Amendment and are not subject to any offsets,
defenses or counterclaims.

4.3 Reaffirmation of Obligations. Each Loan Party hereby ratifies the Credit
Agreement and acknowledges and reaffirms (a) that it is bound by all terms of
the Credit Agreement applicable to it and (b) that it is responsible for the
observance and full performance of its respective Obligations.

4.4 Loan Document. This Amendment shall constitute a Loan Document under the
terms of the Credit Agreement.

4.5 Expenses. The Borrower agrees to pay all reasonable costs and expenses of
the Multicurrency Administrative Agent in connection with the preparation,
execution and delivery of this Amendment, including without limitation the
reasonable fees and expenses of the Multicurrency Administrative Agent’s legal
counsel.

4.6 Further Assurances. The Loan Parties agree to promptly take such action,
upon the request of the Multicurrency Administrative Agent, as is necessary to
carry out the intent of this Amendment.

4.7 Entirety. This Amendment and the other Loan Documents embody the entire
agreement among the parties hereto and supersede all prior agreements and
understandings, oral or written, if any, relating to the subject matter hereof.

4.8 Counterparts; Telecopy. This Amendment may be executed in any number of
counterparts, each of which when so executed and delivered shall be an original,
but all of which shall constitute one and the same instrument. Delivery of an
executed counterpart to this Amendment by telecopy or other electronic means
shall be effective as an original and shall constitute a representation that an
original will be delivered.

4.9 No Actions, Claims, Etc. As of the date hereof, each of the Loan Parties
hereby acknowledges and confirms that it has no knowledge of any actions, causes
of action, claims, demands, damages and liabilities of whatever kind or nature,
in law or in equity, against any Administrative Agent, the Lenders, or any
Administrative Agent’s or the Lenders’ respective officers, employees,
representatives, agents, counsel or directors arising from any action by such
Persons, or failure of such Persons to act under this Credit Agreement on or
prior to the date hereof.

 

4

--------------------------------------------------------------------------------

4.10 GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND SHALL BE CONSTRUED
AND ENFORCED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK.

4.11 Successors and Assigns. This Amendment shall be binding upon and inure to
the benefit of the parties hereto and their respective successors and assigns.

4.12 General Release. In consideration of the Required Lenders, entering into
this Amendment, each Loan Party hereby releases each Administrative Agent, the
Lenders, and each Administrative Agent’s and the Lenders’ respective officers,
employees, representatives, agents, counsel and directors from any and all
actions, causes of action, claims, demands, damages and liabilities of whatever
kind or nature, in law or in equity, now known or unknown, suspected or
unsuspected to the extent that any of the foregoing arises from any action or
failure to act under the Credit Agreement on or prior to the date hereof,
except, with respect to any such person being released hereby, any actions,
causes of action, claims, demands, damages and liabilities arising out of such
person’s gross negligence, bad faith or willful misconduct.

4.13 Consent to Jurisdiction; Service of Process; Waiver of Jury Trial. The
jurisdiction, services of process and waiver of jury trial provisions set forth
in Sections 11.14 and 11.15 of the Credit Agreement are hereby incorporated by
reference, mutatis mutandis.

 

5

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

IN WITNESS WHEREOF the parties hereto have caused this Amendment to be duly
executed on the date first above written.

 

BORROWERS:

   

INVACARE CORPORATION,

   

an Ohio corporation

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Chief Financial Officer

   

CARROLL HEALTHCARE INC.,

   

an Ontario corporation

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Chief Financial Officer

   

INVACARE AUSTRALIA PTY LTD,

   

an Australian corporation

   

By:

 

 

   

Name:

 

McGregor Grant

   

Title:

 

Secretary

   

INVACARE HOLDINGS C.V.,

   

a Dutch limited partnership

   

By:

 

Invacare Holdings LLC, a general partnership

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Treasurer

   

INVACARE INTERNATIONAL SARL,

   

a Swiss corporation

   

By:

 

 

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director, Europe

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

INVACARE LIMITED,

a private limited company organized under the laws of England and Wales

By:

 

/s/ Mark Prosser

Name:

 

Mark Prosser

Title:

 

CEO

SCANDINAVIAN MOBILITY INTERNATIONAL APS,

a Danish private limited company

By:

 

/s/ Leif Christensen

Name:

 

Leif Christensen

Title:

 

Director and Manager

DOMESTIC GUARANTORS:

ADAPTIVE SWITCH LABORATORIES, INC.,

a Texas corporation

INVACARE FLORIDA CORPORATION,

a Delaware corporation

INVACARE CREDIT CORPORATION,

an Ohio corporation

THE AFTERMARKET GROUP, INC.,

a Delaware corporation

THE HELIXX GROUP, INC.,

an Ohio corporation

CHAMPION MANUFACTURING INC.,

a Delaware corporation

HEALTHTECH PRODUCTS, INC.,

a Missouri corporation

INVACARE CANADIAN HOLDINGS, INC.,

a Delaware corporation

INVACARE INTERNATIONAL CORPORATION,

an Ohio corporation

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

Title:

 

Vice President and Treasurer

KUSCHALL, INC.,

a Delaware corporation

ALTIMATE MEDICAL, INC.,

a Minnesota corporation

INVACARE SUPPLY GROUP, INC.,

a Massachusetts corporation

INVACARE HOLDINGS, LLC,

an Ohio limited liability company

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

Title:

 

Treasurer

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

FREEDOM DESIGNS, INC.,

a California corporation

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

Title:

 

Vice President and Treasurer

GARDEN CITY MEDICAL INC.,

a Delaware corporation

MEDBLOC, INC.,

a Delaware corporation

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

Title:

 

Vice President and Treasurer

INVACARE FLORIDA HOLDINGS, LLC,

a Delaware limited liability company

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

Title:

 

Treasurer and Secretary

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

CANADIAN GUARANTORS:

   

1207273 ALBERTA ULC,

   

an Alberta corporation

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Vice President and Treasurer

   

2083806 ONTARIO INC.,

   

an Ontario corporation

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Vice President and Treasurer

   

6123449 CANADA INC.,

   

a Canada corporation

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Vice President and Treasurer

   

INVACARE CANADA L.P.,

   

an Ontario limited partnership

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Vice President and Treasurer

   

INVACARE CANADA GENERAL PARTNER INC.,

   

a Canada corporation

   

By:

 

/s/ Gregory C. Thompson

   

Name:

 

Gregory C. Thompson

   

Title:

 

Vice President and Treasurer

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

MOTION CONCEPTS L.P.,

an Ontario limited partnership

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

Title:

 

Vice President and Treasurer

PERPETUAL MOTION ENTERPRISES LIMITED,

an Ontario corporation

By:

 

/s/ Gregory C. Thompson

Name:

 

Gregory C. Thompson

Title:

 

Vice President and Treasurer

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

AUSTRALIAN GUARANTORS:

   

ADELAIDE SCOOTERS & WHEELCHAIRS PTY LTD,

   

an Australian corporation

   

By:

 

/s/ McGregor Grant

   

Name:

 

McGregor Grant

   

Title:

 

Secretary

   

AUSTRALIAN HEALTHCARE EQUIPMENT PTY LTD,

   

an Australian corporation

   

By:

 

/s/ McGregor Grant

   

Name:

 

McGregor Grant

   

Title:

 

Secretary

   

HOME HEALTH EQUIPMENT PTY LTD,

   

an Australian corporation

   

By:

 

/s/ McGregor Grant

   

Name:

 

McGregor Grant

   

Title:

 

Secretary

   

MORRIS SURGICAL PTY LTD,

   

an Australian corporation

   

By:

 

/s/ McGregor Grant

   

Name:

 

McGregor Grant

   

Title:

 

Secretary

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

FOREIGN GUARANTORS:

   

INVACARE A/S,

   

a Danish limited liability company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director, Europe

   

INVACARE B.V.,

   

a Dutch private limited liability company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director, Europe

       

INVACARE EC-HØNG A/S,

   

a Danish limited company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director, Europe

       

INVACARE HOLDINGS TWO B.V.,

   

a Dutch private limited liability company

   

By:

 

/s/ Marco Koole

   

Name:

 

Marco Koole

   

Title:

 

Comptroller

       

INVACARE UK OPERATIONS LTD.,

   

a private limited company organized under the laws of England and Wales

   

By:

 

/s/ Mark Prosser

   

Name:

 

Mark Prosser

   

Title:

 

CEO

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

KÜSCHALL AG,

a Swiss corporation

By:

 

/s/ Jean-Francois Gsell

Name:

 

Jean-Francois Gsell

Title:

 

Comptroller

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

Acknowledged and Agreed:

NATIONAL CITY BANK, as

Multicurrency Administrative Agent

By:

 

/s/ Robert S. Coleman

Name:

 

Robert S. Coleman

Title:

 

Senior Vice President

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

NATIONAL CITY BANK, as Lender, L/C

Issuer and Swing Line Lender

By:

 

/s/ Robert S. Coleman

Name:

 

Robert S. Coleman

Title:

 

Senior Vice President

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

BANK OF AMERICA, N.A.

By:

 

/s/ Jill J. Hogan

Name:

 

Jill J. Hogan

Title:

 

Vice President

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

KEYBANK NATIONAL ASSOCIATION

By:

 

/s/ J.T. taylor

Name:

 

J.T. taylor

Title:

 

Senior Vice President

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

BANC OF AMERICA SECURITIES ASIA LIMITED, as a Lender and Australian
Administrative Agent

By:

 

 

Name:

 

 

Title:

 

 

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

[OTHER LENDERS]

 

Carlyle Capital Investment Limited

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle High Yield Partners VII, Ltd

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle Credit Partners

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle Loan Investment, Ltd.

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle High Yield Partners IV, Ltd.

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle High Yield Partners VI, Ltd.

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle High Yield Partners X, Ltd.

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

Carlyle High Yield Partners VIII, Ltd.

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

Carlyle High Yield Partners IX, Ltd.

By:

 

/s/ Linda Pace

Name:

 

Linda Pace

Title:

 

Managing Director

General Electric Capital Corporation

By:

 

/s/ Dionne Miller

Name:

 

Dionne Miller

Title:

 

Its Duly Authorized Signatory

Grand Central Asset Trust, LAC Series

By:

 

/s/ Jeff Parkinson

Name:

 

Jeff Parkinson

Title:

 

Attorney-in-fact

Harch CLO III, Limited

By:

 

/s/ Michael E. Lewitt

Name:

 

Michael E. Lewitt

Title:

 

Authorized Signatory

Hartford Institutional Trust,

On behalf of its Floating Rate Bank Loan Series

By: Hartford Investment management Company, Its Investment Manager

By:

 

/s/ James Serhant

Name:

 

James Serhant

Title:

 

Senior Vice President

Keybank National Association

By:

 

/s/ J.T. Taylor

Name:

 

J.T. Taylor

Title:

 

Senior Vice President

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

L.A. Funding LLC

By:

 

/s/ Tara E. Kenny

Name:

 

Tara E. Kenny

Title:

 

Assistant Vice President

Navigare Funding I CLO Ltd

By Navigare Partners LLC

Its collateral manager

By:

 

/s/ Joel G. Serebransky

Name:

 

Joel G. Serebransky

Title:

 

Managing Director

Navigare Funding II CLO Ltd

By Navigare Partners LLC

Its collateral manager

By:

 

/s/ Joel G. Serebransky

Name:

 

Joel G. Serebransky

Title:

 

Managing Director

Stedman CBNA Loan Funding LLC, for itself or as agent for Stedman CEPI Loand
Funding LLC.

By:

 

/s/ Jeff Parkinson

Name:

 

Jeff Parkinson

Title:

 

Attorney-in-fact

Stoney Land Fuding, I Ltd.

By: HillMark Capital Management, L.P.,

As Collateral Manager

By:

 

/s/ Kevin Cuskley

Name:

 

Kevin Cuskley

Title:

 

Senior Portfolio Manager

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

Venture III CDO Limited

By its investment advisor,

MJX Asset Management LLC

By:

 

/s/ John P. Calaba

Name:

 

John P. Calaba

Title:

 

Vice President

Venture IV CDO Limited

By its investment advisor,

MJX Asset Management LLC

By:

 

/s/ John P. Calaba

Name:

 

John P. Calaba

Title:

 

Vice President

Venture VII CDO Limited

By its investment advisor,

MJX Asset Management LLC

By:

 

/s/ John P. Calaba

Name:

 

John P. Calaba

Title:

 

Vice President

Venture VIII CDO Limited

By its investment advisor,

MJX Asset Management LLC

By:

 

/s/ John P. Calaba

Name:

 

John P. Calaba

Title:

 

Vice President

Merchants Bank, National Association

By:

 

/s/ Timothy Klinkner

Name:

 

Timothy Klinkner

Title:

 

Vice President

UBS AG, Stamford Branch

By:

 

/s/ Janice L. Randolph

Name:

 

Janice L. Randolph

Title:

 

Associate Director

 

Banking Products Services, US

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

By:

 

/s/ Margaret Sang

Name:

 

Margaret Sang

Title:

 

Associate Director

 

Banking Products Services, US

LaSalle Commercial Lending,

A Division of ABN AMRO Bank N.V.

By:

 

/s/ Nazmin Adatia

Name:

 

Nazmin Adatia

Title:

 

Vice President

By:

 

/s/ H. Bayu Budiatmanto

Name:

 

H. Bayu Budiatmanto

Title:

 

Vice President

BMO Capital Markets Financing Inc.

By:

 

/s/ Michael D. Pincus

Name:

 

Michael D. Pincus

Title:

 

Managing Director

LaSalle Bank National Association

By:

 

/s/ Brian H. Gallagher

Name:

 

Brian H. Gallagher

Title:

 

Vice President

Nordea Bank Finland, PLC.

By:

 

/s/ Henrik M. Steffensen

Name:

 

Henrik M. Steffensen

Title:

 

Senior Vice President

By:

 

/s/ Gerald E. Chelius

Name:

 

Gerald E. Chelius

Title:

 

SVP Credit

PNC Bank, N.A.

By:

 

/s/ Patrick Flaherty

Name:

 

Patrick Flaherty

Title:

 

Credit Officer

--------------------------------------------------------------------------------

INVACARE CORPORATION

FIRST AMENDMENT TO CREDIT AGREEMENT

 

SunTrust Bank

By:

 

/s/ William D. Priester

Name:

 

William D. Priester

Title:

 

Managing Director

AMMC CLO III, LIMITED

By: American Money Management Corp.,

As Collateral Manager

By:

 

/s/ David P. Meyer

Name:

 

David P. Meyer

Title:

 

Senior Vice President

AMMC CLO IV, LIMITED

By: American Money Management Corp.,

As Collateral Manager

By:

 

/s/ David P. Meyer

Name:

 

David P. Meyer

Title:

 

Senior Vice President

Atlas Loan Funding (Hartford), LLC

By Atlas Capital Funding, Ltd.

By: Structured Asset Investors, LLC

Its Investment Manager

By:

 

/s/ Diana M. Himes

Name:

 

Diana M. Himes

Title:

 

Vice President

Beecher CBNA Loan Funding LLC

By:

 

/s/ Jeff Parkinson

Name:

 

Jeff Parkinson

Title:

 

Attorney-in-fact