THIRD AMENDMENT
TO
DISTRIBUTION AGREEMENT

This Third Amendment to the Distribution Agreement, dated as of May 8, 2015 (the
“Amendment”), is between Ameriprise Certificate Company (the “Company”) and
Ameriprise Financial Services, Inc. (“AMPF”), and amends the Distribution
Agreement, dated as of December 31, 2006 and amended as of May 15, 2012 and
September 19, 2014 (the “Agreement”), between the Company and AMPF.

WITNESSETH:

WHEREAS, the Company and AMPF are parties to the Agreement; and

WHEREAS, the Company and AMPF desire to amend the terms of the Agreement as set
forth herein.

NOW, THEREFORE, the parties hereby agree as follows:

(1)
Schedule A of the agreement is hereby deleted in its entirety and replaced with
the attached Schedule A.

(2)
This Amendment may be executed by the parties hereto in separate counterparts,
each of which when so executed and delivered shall be an original but all of
which taken together will constitute one and the same instrument.

(3)
Except to the extent amended hereby, the Agreement shall remain in full force
and effect.

IN WITNESS WHEREOF the parties have executed this Amendment as of the date first
written above.

AMERIPRISE CERTIFICATE COMPANY

By: /s/ Abu M. Arif
Name: Abu M. Arif
Title: President and Chief Executive Officer

AMERIPRISE FINANCIAL SERVICES, INC.

By: /s/ Frank McCarthy
Name: Frank McCarthy
Title: Senior Vice President

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Schedule A
Effective May 8, 2015

Company shall pay AMPF and AMPF accepts in full payment of its services under
this Agreement, distribution fees in accordance with the following schedule:

For Ameriprise Cash Reserve Certificate:
•
0.03% of the initial payment on the issue date of the certificate; and

•
0.03% of the certificate’s reserve at the beginning of the second and subsequent
quarters from issue date.

For Ameriprise Flexible Savings Certificate:
•
For all terms except 7 and 13 months, 0.08% of the initial payment on the issue
date of the certificate;

•
For all terms except 7 and 13 month, 0.08% of the certificate’s reserve at the
beginning of the second and subsequent quarters from issue date;

•
For 7 month terms, 0.08% of the initial payment on the issue date of the
certificate, 0.08% of the certificate’s reserve at the beginning of the second
quarter from issue date of the certificate and 0.027% of the certificate’s
reserve at the beginning of the last month of the certificate term; and

•
For 13 month terms, 0.032% of the initial payment on the issue date of the
certificate, 0.032% of the certificate’s reserve at the beginning of the second,
third and fourth quarters from issue date and 0.011% at the beginning of the
last month of the certificate term.

For Ameriprise Installment Certificate:
•
0.50% of all payments. This fee is paid on all payments received on or after
issue of the certificate until the certificate’s maturity date.

For Ameriprise Market Strategy Certificate:
•
0.50% of the initial investment on the first day of the certificate’s term; and

•
0.50% of the certificate’s reserve at the beginning of each subsequent term.

For Ameriprise Stock Market Certificate:
•
For 1 year terms, 0.50% of the initial investment on the first day of the
certificate’s term and 0.50% of the certificate’s reserve at the beginning of
each subsequent term.

•
For 2 year terms, 1.00% of the initial investment on the first day of the
certificate’s term and 1.00% of the certificate’s reserve at the beginning of
each subsequent term.

•
For 3 year terms, 1.50% of the initial investment on the first day of the
certificate’s term and 1.50% of the certificate’s reserve at the beginning of
each subsequent term.

For Ameriprise Step-Up Rate Certificate
•
0.075% of the initial investment on the issue date of the certificate; and

•
0.075% of the certificate’s reserve at the beginning of the second and
subsequent quarters from issue date.

Upon approval by a majority of the Company’s Independent Directors, the Company
may pay AMPF additional compensation for distribution activities.

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