(PAGE NUMBERS REFER TO PAPER DOCUMENT ONLY)

EXHIBIT 10.83

SIXTH AMENDMENT TO LICENSE AGREEMENT

Finite #195-020
Vendor #000-404-285

          THIS SIXTH AMENDMENT TO THE LICENSE AGREEMENT (“Ninth Amendment”) is
made as of April 29, 2004 by and between SEARS ROEBUCK AND CO., a New York
corporation (“Sears”), and CONSUMER PROGRAMS INCORPORATED, a Missouri
corporation (“Licensee”).

          REFERENCE is made to the License Agreement (Off Mall) made and entered
into as of January 1, 1999 as previously amended (the “License Agreement”) by
and between Sears and Licensee for the sale of products and services (the
“Licensed Business”) at Off Premises locations.

          WHEREAS, the parties desire to amend the License Agreement to revise
certain terms of the License Agreement deleting the requirements for Sears to
pay for any discount or merchants fees for Third Party Credit Cards or any
transaction fees for access to the Sears off-premise settlement system.

          NOW, THEREFORE, Sears and Licensee agree as follows:

 

1.

Section 9.2 of the License Agreement is hereby deleted in its entirety and
replaced by the following:

 

 

 

 

 

 

9.2 Credit Sales.

 

 

 

 

 

 

 

               Subject to the terms and conditions outlined on Schedule 9.2 (the
“Credit Card Conditions”), which is attached hereto and incorporated herein,
Licensee shall accept the SearsCard®, Sears Premier Card® and SearsCharge PlusSM
(each, a “Sears Card”) issued by Sears National Bank for payment for Authorized
Merchandise/Services.  Licensee shall also accept the Sears MasterCard®, Sears
Gold MasterCard®, Sears Premier Gold MasterCard® and The Great Indoors® Gold
MasterCard®, each issued by Sears National Bank (each, a “Sears MasterCard
Card”), any other credit card hereinafter issued by Sears National Bank and such
other credit cards issued by third parties as Sears may designate from time to
time (collectively, “Third Party Credit Cards”), subject to the terms and
conditions outlined by the merchant agreement between Licensee and Issuer.  The
merchant ID associated with the merchant agreement between Licensee and Issuer
shall reflect the Licensed Business Name.  Each Sears Card and each Third Party
Credit Card are referred to individually herein as a “Credit Card” and are
referred to collectively herein as the “Credit Cards”. Licensee shall not
attempt to suppress or discourage use of any Credit Card by any person whose
name is on the Credit Card or any other

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authorized user of such Credit Card (collectively, the “Cardholder”).  Licensee
shall accept the Credit Cards at all Licensed Business locations authorized
under this Agreement for the purchase of Authorized Merchandise/Services,
provided that the Credit Card transactions resulting from acceptance of each
Credit Card must be in United States dollars.  The preferred method of payment
is a Sears Card or a Sears MasterCard Card, and Licensee should always suggest
use of a Sears Card or a Sears MasterCard Card to customers of the Licensed
Business.

 

 

 

 

 

 

 

All Sears Card transactions shall be submitted to Sears, in the manner that
Sears designates, for settlement with the issuing bank (“Issuer”).  Such Issuer
shall process such transactions as if Sears had engaged in such transactions
itself.  Subject to all of the terms and conditions of this Agreement, including
Sears rights under Section 9.7, Sears shall pay all sums due Licensee on each
sale of Authorized Merchandise/Services made by Licensee to a Cardholder that is
charged to a Sears Card account (a “Sears Credit Card Sale”) in accordance with
Section 9.4.  Licensee hereby grants Sears the right to accept payments and
settlements by Issuer for each Sears Credit Card Sale on behalf of Licensee. 
Licensee acknowledges that the Issuer shall have no further obligation with
respect to Licensee regarding payments and settlements and that Licensee’s sole
recourse shall be to Sears.  All losses sustained by Sears as a result of
non-payment by a Cardholder on a Sears Card account shall be borne by Sears,
provided that Licensee is not responsible for the non-payment and has complied
with the Credit Card Conditions. Except for non-payment of a Sears Card account
by a Cardholder, Sears shall have no liability whatsoever to Licensee for Sears’
failure to properly accept or reject a Cardholder’s charge.

 

 

 

 

 

 

 

Licensee, at its sole expense, shall enter into an appropriate merchant
agreement with each Issuer to enable Licensee to accept Third Party Credit
Cards.  All Third Party Credit Card transactions shall be submitted to Issuer
for settlement.  All losses sustained by Licensee as a result of non-payment on
a Third Party Credit Card account shall be borne solely by Licensee.  Sears
shall have no liability whatsoever to Licensee for acceptance or rejection of a
customer’s Third Party Credit Card charge.

 

 

 

 

 

 

 

Licensee may not distribute or solicit any customer applications or referrals
for any Third Party Credit Cards in or through the Licensed Business.  Other
than Credit Cards, Licensee shall not accept payment from customers under any
other credit or financing plan without the prior written consent of the
Licensing Manager.

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2.

Section 9.3 of the License Agreement is hereby deleted in its entirety and
replaced with the following: 

 

 

 

 

 

 

Licensee will submit the total dollar amount of transactions, including sales
taxes, through the Sears settlement system.  Sears Credit Card and Third Party
Credit Card transactions will be entered into the Sears settlement system as
they occur. Cash transactions may be entered once daily as a single cash
transaction.

 

 

 

 

 

 

 

A settlement between the parties shall be made at the end of each Sears fiscal
month for all transactions of Licensee during such period, in accordance with
Sears customary accounting procedures.  Such settlement will be done through the
Sears Accounting Center designated by Sears.  Sears will advance Licensee
ninety-two and one-half percent (92 ½%) of Net Sales weekly.  Such advances
shall be deducted and reconciled in the next regular settlement.  All
settlements and advances shall be made by electronic funds transfer (EFT) to a
bank account designated by Licensee. Licensee shall pay the transaction fees for
any processing service with whom Sears has an agreement to provide access for
the Sears off-premise settlement system to the appropriate Sears credit system.

 

 

 

 

 

 

 

Licensee shall reimburse Sears at each settlement for all invoiced expenses,
including any advertising expense, incurred by Sears at Licensee’s request,
outstanding at the time of such settlement.  If Sears is not reimbursed at such
settlement, then Sears shall have the right, but not the obligation, to retain
out of Licensee’s sales receipts the amount of such expenses with interest, if
any, due Sears.

 

 

 

 

 

3.

Licensee and Sears agree that for the period of November 20, 2002 until the
execution date of this Sixth Amendment, Sears owes Licensee no reimbursement for
any discount fee or merchant’s fee for Third Party Credit Cards or any
reimbursement for the transaction fees for the processing service to provide
access for the Sears off-premise settlement system to the Sears credit system.

 

 

 

 

Except as expressly modified by this Sixth Amendment, all other provisions of
the License Agreement shall remain in full force and effect. To the extent that
the terms of this Sixth Amendment are inconsistent with any of the terms of the
License Agreement, the terms of this Sixth Amendment shall supercede and govern.

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          IN WITNESS WHEREOF, Sears and Licensee have signed this Sixth
Amendment as of the date set forth above by their duly authorized officers and
agents.

 

SEARS, ROEBUCK AND CO.

 

 

 

 

 

By: /s/ John Pigott

 

 

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John Pigott

 

 

 

 

Its: Vice President

 

 

 

CONSUMER PROGRAMS INCORPORATED

 

 

 

 

 

By: /s/ Jack Krings

 

 

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Jack Krings

 

 

 

Its: President, Chief Operating Officer and
   Acting Chief Executive Officer

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