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Exhibit 10.2

Addendum No. 1

to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        It Is Hereby Agreed, effective January 1,2007, that Safety Property and
Casualty Insurance Company, Boston, Massachusetts, shall be added as a named
reinsured company under this Contract. The word "Company," wherever it appears
in this Contract, shall refer collectively to "Safety Insurance Company, Safety
Indemnity Insurance Company, and Safety Property and Casualty Insurance Company,
all of Boston, Massachusetts."

        The provisions of this Contract shall remain otherwise unchanged.

        In Witness Whereof, the Company by its duly authorized representative
has executed this Addendum as of the date undermentioned at:

        Boston, Massachusetts, this 11 day of January in the year 2007.

    /s/ Edward N. Patrick, Jr.

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Safety Insurance Company
Safety Indemnity Insurance Company
Safety Property and Casualty Insurance Company

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Addendum No. 1

to the

Interests and Liabilities Agreement

of

American Agricultural Insurance Company
Indianapolis, Indiana
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Columbus, Ohio, this 24th day of January in the year 2007.

    /s/ Virgil R. Maxwell

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American Agricultural Insurance Company
 
 
        Virgil R. Maxwell
        Vice President-Domestic Underwriting

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Addendum No. 1

to the

Interests and Liabilities Agreement

of

Amlin Bermuda Limited
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Hamilton, Bermuda, this 26th day of March in the year 2007.

    /s/ [Illegible]

--------------------------------------------------------------------------------

Amlin Bermuda Limited

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Addendum No. 1

to the

Interests and Liabilities Agreement

of

Aspen Insurance UK Limited
London, England
by
Aspen Insurance Limited
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Hamilton, Bermuda, this 8th day of February in the year 2007.

    /s/ [Illegible]

--------------------------------------------------------------------------------

Aspen Insurance Limited
(for and on behalf of Aspen Insurance UK Limited)

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

AXA RE
Paris, France
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Paris, France, this day of in the year 2007.

    /s/ [Illegible]

--------------------------------------------------------------------------------

AXA RE                                14 MARS 2007

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Addendum No. 1

to the

Interests and Liabilities Agreement

of

Catlin Insurance Company Ltd.
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Hamilton, Bermuda, this 31st day of January in the year 2007.

    /s/ [Illegible]

--------------------------------------------------------------------------------

Catlin Insurance Company Ltd.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

DaVinci Reinsurance Ltd.
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Hamilton, Bermuda, this 1 day of February in the year 2007.

    /s/ [Illegible]

--------------------------------------------------------------------------------

DaVinci Reinsurance Ltd.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Endurance Specialty Insurance Ltd.
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Hamilton, Bermuda, this 21st day of March in the year 2007.

    /s/ [Illegible]

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Endurance Specialty Insurance Ltd.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Folksamerica Reinsurance Company
New York, New York
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        New York, New York, this 23rd day of March in the year 2007.

    /s/ Kevin L. McCune

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Folksamerica Reinsurance Company

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Hannover Re (Bermuda), Ltd.
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

        The Subscribing Reinsurer hereby accepts Addendum No. 1, as duly
executed by the Company, as part of the Contract, effective January 1, 2007.

        In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

        Hamilton, Bermuda, this 24th day of January in the year 2007.

    /s/ [Illegible]

--------------------------------------------------------------------------------

Hannover Re (Bermuda), Ltd.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Harbor Point Re Limited
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Hamilton, Bermuda, this 29 day of January in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Harbor Point Re Limited

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Addendum No. 1

to the

Interests and Liabilities Agreement

of

Mapfre Re Compania de Reaseguros, S.A.
Madrid, Spain
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Madrid, Spain, this 7th day of February in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Mapfre Re Compania de Reaseguros, S.A.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Montpelier Reinsurance Limited
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")
with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Hamilton, Bermuda, this 31st day of January in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Montpelier Reinsurance Limited

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Munich Reinsurance America, Inc.
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Princeton, New Jersey, this 2nd day of February in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Munich Reinsurance America, Inc.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Odyssey America Reinsurance Corporation
Stamford, Connecticut
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Stamford, Connecticut, this 25th day of January in the year 2007.

    /s/  GREGORY VALENTI      

--------------------------------------------------------------------------------

Odyssey America Reinsurance Corporation

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Partner Reinsurance Company Ltd.
Pembroke, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Pembroke, Bermuda, this 25th day of January in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Partner Reinsurance Company Ltd.

--------------------------------------------------------------------------------

Addendum No.1

to the

Interests and Liabilities Agreement

of

Platinum Underwriters Bermuda, Ltd.
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Hamilton, Bermuda, this 6th day of February in the year 2007.

    /s/  CHRIS CAPONIGRO      

--------------------------------------------------------------------------------

Platinum Underwriters Bermuda, Ltd.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

QBE Reinsurance Corporation
Philadelphia, Pennsylvania
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

New York, New York, this 30th day of January in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

QBE Reinsurance Corporation

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Renaissance Reinsurance, Ltd.
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Hamilton, Bermuda, this 1 day of February in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Renaissance Reinsurance, Ltd.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Swiss Reinsurance America Corporation
Armonk, New York
through
Swiss Re Underwriters Agency, Inc.
Calabasas, California
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Calabasas, California, this 12th day of February in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

Swiss Re Underwriters Agency, Inc.
(for Swiss Reinsurance America Corporation)

--------------------------------------------------------------------------------

Addendum No.1

to the

Interests and Liabilities Agreement

of

XL Re Ltd
Hamilton, Bermuda
(hereinafter referred to as the "Subscribing Reinsurer")

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

In Witness Whereof, the Subscribing Reinsurer by its duly authorized
representative has executed this Addendum as of the date undermentioned at:

Hamilton, Bermuda, this 8th day of March in the year 2007.

    /s/  [ILLEGIBLE]      

--------------------------------------------------------------------------------

XL Re Ltd

--------------------------------------------------------------------------------

Addendum No. 1

to the

Interests and Liabilities Agreement

of

Certain Underwriting Members of Lloyds
shown in the Signing Schedules attached hereto
(hereinafter referred to as the "Subscribing Reinsurer')

with respect to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts
(hereinafter referred to as the "Company")

The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the
Company, as part of the Contract, effective January 1, 2007.

Signed for and on behalf of the Subscribing Reinsurer in the Signing Schedules
attached hereto.

--------------------------------------------------------------------------------

Addendum No. 1

to the

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
and
Safety Indemnity Insurance Company
both of Boston, Massachusetts

It Is Hereby Agreed, effective January 1,2007, that Safety Property and Casualty
Insurance Company, Boston, Massachusetts, shall be added as a named reinsured
company under this Contract. The word "Company," wherever it appears in this
Contract, shall refer collectively to "Safety Insurance Company, Safety
Indemnity Insurance Company, and Safety Property and Casualty Insurance Company,
all of Boston, Massachusetts."

The provisions of this Contract shall remain otherwise unchanged.

In Witness Whereof, the Company by its duly authorized representative has
executed this Addendum as of the date undermentioned at:

Boston, Massachusetts, this 11 day of January in the year 2007.

    /s/  EDWARD N. PATRICK, JR.      

--------------------------------------------------------------------------------

Safety Insurance Company
Safety Indemnity Insurance Company
Safety Property and Casualty Insurance Company

--------------------------------------------------------------------------------

(Revised: January 1, 2007)

Excess Catastrophe
Reinsurance Contract
Effective: January 1, 2007

issued to

Safety Insurance Company
Safety Indemnity Insurance Company
and
Safety Property and Casualty Insurance Company
all of Boston, Massachusetts

Second Excess Catastrophe Reinsurance

Reinsurers

--------------------------------------------------------------------------------

  Participations

--------------------------------------------------------------------------------

  American Agricultural Insurance Company   0.900 % Aspen Insurance Limited
(for and on behalf of Aspen Insurance UK Limited)   1.000   Catlin Insurance
Company Ltd.   1.500   DaVinci Reinsurance Ltd.   2.000   Endurance Specialty
Insurance Ltd.   3.500   Folksamerica Reinsurance Company   2.000   Hannover Re
(Bermuda), Ltd.   6.500   Harbor Point Re Limited   1.500   Mapfre Re Compania
de Reaseguros, S.A.   0.500   Montpelier Reinsurance Limited   5.000   Munich
Reinsurance America, Inc.   3.000   Odyssey America Reinsurance Corporation  
3.000   Partner Reinsurance Company Ltd.   2.700   Platinum Underwriters
Bermuda, Ltd.   4.500   aBE Reinsurance Corporation   0.250   Renaissance
Reinsurance, Ltd.   4.000   Swiss Re Underwriters Agency, Inc.
(for Swiss Reinsurance America Corporation)   5.648   XL Re Ltd   6.000  
Through Benfield Limited (Placement Only)
 
 
  Amlin Bermuda Limited   1.000   AXA RE   0.250  
Through Benfield Limited
 
 
  Lloyd's Underwriters Per Signing Schedule   26.952  
Total
 
81.700% part of
100% share in
the interests and
liabilities of the
"Reinsurer"
 

--------------------------------------------------------------------------------

Third Excess Catastrophe Reinsurance

Reinsurers

--------------------------------------------------------------------------------

  Participations

--------------------------------------------------------------------------------

  American Agricultural Insurance Company   0.900 % Aspen Insurance Limited
(for and on behalf of Aspen Insurance UK Limited)   1.000   Catlin Insurance
Company Ltd.   1.500   DaVinci Reinsurance Ltd.   2.000   Endurance Specialty
Insurance Ltd.   3.500   Folksamerica Reinsurance Company   2.000   Hannover Re
(Bermuda), Ltd.   7.000   Harbor Point Re Limited   1.500   Mapfre Re Compania
de Reaseguros, S.A.   0.500   Montpelier Reinsurance Limited   5.000   Munich
Reinsurance America, Inc.   3.000   Odyssey America Reinsurance Corporation  
3.000   Partner Reinsurance Company Ltd.   2.700   Platinum Underwriters
Bermuda, Ltd.   4.500   aBE Reinsurance Corporation   0.250   Renaissance
Reinsurance, Ltd.   4.000   Swiss Re Underwriters Agency, Inc.
(for Swiss Reinsurance America Corporation)   6.315   XL Re Ltd   6.000  
Through Benfield Limited (Placement Only)
 
 
  Amlin Bermuda Limited   1.000   AXARE   0.250  
Through Benfield Limited
 
 
  Lloyd's Underwriters Per Signing Schedule   24.885  
Total
 
80.800% part of
100% share in
the interests and
liabilities of the
"Reinsurer"
 

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Fourth Excess Catastrophe Reinsurance

Reinsurers

--------------------------------------------------------------------------------

  Participations

--------------------------------------------------------------------------------

  Catlin Insurance Company Ltd.   1.000 % DaVinci Reinsurance Ltd.   1.700  
Endurance Specialty Insurance Ltd.   5.000   Harbor Point Re Limited   1.500  
Montpelier Reinsurance Limited   3.000   Munich Reinsurance America, Inc.  
2.000   Odyssey America Reinsurance Corporation   2.000   Partner Reinsurance
Company Ltd.   1.600   Platinum Underwriters Bermuda, Ltd.   3.000   Renaissance
Reinsurance, Ltd.   3.300   Swiss Re Underwriters Agency, Inc.
(for Swiss Reinsurance America Corporation)   5.000   XL Re Ltd   4.000  
Through Benfield Limited
 
 
  Lloyd's Underwriters Per Signing Schedule   14.400  
Total
 
47.500% part of
100% share in
the interests and
liabilities of the
"Reinsurer"
 

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Exhibit 10.2