Exhibit 10.97

 

Loan Agreement

 

Mizuho Bank, Ltd.

 

Date of Agreement

June 4, 2008

 

I (“the Borrower”) do hereby consent to the terms and conditions set forth on
the back of this form and within the separate Bank Transaction Agreement and
agree to accept a loan from Mizuho Bank, Ltd. (“the Bank”) according to the
borrowing specifications listed to the right.

 

 

Borrower

Address

11F Nishishinjuku Showa Bldg.

1-13-12 Nishi-shinjuku, Shinjuku-ku, Tokyo 160-0023

Tel: 03-5909-1561 Fax: 03-5909-1562

Name

Hideki Anan, President & CEO Loan transaction Seal Transaction seal for

Global Hotline, Inc. savings account used for repayment

 

Seal of Consent

 

(Loan Transaction Seal)

 

[Consent to special agreement concerning application of floating interest rate]

 

The Borrower consents to the Special Agreement Concerning Application of
Floating Interest Rate found on the back of this form, and the standard interest
rate and spread for the money borrowed from the Bank in accordance with the
borrowing specifications listed to the right shall be as follows. In cases where
the loan is paid back in equal installments with interest, the Borrower also
agrees that the amount of the installment will vary according to the interest
rate on each repayment date.

 

Standard interest rate (place a circle beside the applicable rate)

 

○

Short-term prime rate

 

Long-term prime lending rate (3 years or less) linked to the short-term prime
rate

 

Long-term prime lending rate (more than 3 years) linked to the short-term prime
rate

 

Annual spread: 0.500%

 

1

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Loan Requirements

 

Amount

¥270,000,000

Use

Operating funds

 

 

Desired date of

deposit

June 5, 2008

Expected

date of final

repayment

June 5, 2009

 

Payment details

Payment

cycle

Payment

date

Number of

payments

Amount repaid

First due date

1 month

5th of each month

times

22,500,000yen

Second due date

 

 

 

22,500,000yen

 

 

 

 

yen

 

 

 

 

yen

Final due date

 

22,500,000yen

Method of payment

Installment payment

Handling of bank holidays

In the event that one of the dates above falls on a bank holiday, the payment
shall be made on the following business day.

 

Basic interest rate

□ Short-term

prime rate

Applicable

interest rate

2.375%

□ Method of

payment

Advance payment every 1 month

□ Desired date of

interest rate

payment

July 5, 2008

Applicable interest

rate period

In the event that the applicable interest rate period is divided within the
borrowing period and rates are adjusted accordingly:

Starts:

Ends:

1. Rates automatically adjusted on the every months.

2. Notification made each time with Notice of Applicable Interest Rate Period.

 

 

Cosigner

Address

3-13-10 Yoyogi, Shibuya-ku, Tokyo 151-0053

Tel: 03-3320-8745

Name

Hideki Anan

 

2

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Schedule of Payment for Loan

Date of Creation

June 20, 2008

 

Mizuho Bank, Ltd.

Kanda Branch

1-1 Kandaogawa-cho, Chiyhoda-ku,

Tokyo 101-0052

 

Borrower

Address

11F Nishishinjuku Showa Bldg.

1-13-12 Nishi-shinjuku, Shinjuku-ku, Tokyo 160-0023

Name

Hideki Anan, President & CEO

Global Hotline, Inc

 

Amount

¥270,000,000

Interest rate

2.375%

Desired date of

deposit

June 5, 2008

Expected date

of final

repayment

June 5, 2009

 

Payment date

Amount repaid

Balance of repayment

(a)Amount of principal repaid

Period of rated interest days

Days of rated interest

(a) + (b)

(b)Amount of interest

Amount of rated basic principal

2008.06.05

Loan

270,000,000

 

 

 

 

 

 

 

 

 

2008.06.05

579,760

270,000,000

0

06.05-07.07

33

579,760

270,000,000

 

2008.07.05

22,967,029

247,500,000

22,500,000

07.08-08.05

29

467,029

247,500,000

 

2008.08.05

22,953,852

225,000,000

22,500,000

08.06-09.05

31

453,852

22,500,000

 

2008.09.05

22,908,467

202,500,000

22,500,000

09.06-10.07

31

408,467

202,500,000

 

2008.10.05

22,851,369

180,000,000

22,500,000

10.08-11.05

30

351,369

180,000,000

 

2008.11.05

22,807,448

157,500,000

22,500,000

11.06-12.05

30

307,448

157,500,000

 

2008.12.05

22,772,311

135,000,000

22,500,000

12.06-01.05

31

272,311

135,000,000

 

2009.01.05

22,726,923

112,500,000

22,500,000

01.06-02.05

31

226,926

112,500,000

 

2009.02.05

22,663,972

90,000,000

22,500,000

02.06-03.05

28

163,972

90,000,000

 

2009.03.05

22,640,547

67,500,000

22,500,000

03.06-04.05

32

140,547

67,500,000

 

2009.04.05

22,590,770

45,000,000

22,500,000

04.06-05.05

31

90,770

45,000,000

 

2009.05.05

22,542,457

22,500,000

22,500,000

05.06-06.05

29

42,457

22,500,000

 

2009.06.05

22,500,000

0

22,500,000

 

 

0

 

 

 

3

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