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Exhibit 10.31

1 December 2006

Att: Chief Executive Officer

Cash Paymaster Services Kwa Zulu Natal (Proprietary) Limited
113 Old Main Road
Pinetown
c/o P O Box 1064
Pinetown
3610

Dear Sirs,

GRANT PAYMENT SERVICE PROVIDER CONTRACT IN KWA ZULU NATAL

1

As you are aware, the South African Social Security Agency (“SASSA”) came into
being on 1 April 2006 through the coming into force of the South African Social
Security Agency Act, Act No. 13 of 2004 (the “SASSA Act”). As a result of the
coming into force of the SASSA Act, the function of the payment of grants, and
the responsibility and accountability therefore, now lies with SASSA. As a
service provider involved in the payment of grants to beneficiaries, this
affects your contract to provide these services.

    2

In particular, we refer to –

2.1

the contract entered into between the Kwa Zulu Natal Provincial Government,
Department of Welfare and Population Development (the “Department”) and Cash
Paymaster Services Kwa Zulu Natal (Proprietary) Limited (the “Service Provider”)
during 1 January 2000 (the “Agreement”) –

2.1.1

under which the Service Provider would provide grant payment services to the
Department in accordance with the terms and conditions of the Agreement; and

2.2

the duration of which was, extended to 31 December 2006, in terms of a cession
agreement entered into on or about 19 April 2006 as amended to 1 September 2006,
between the Department and the Service Provider (“Cession Agreement”).

3

This letter serves to confirm that –

3.1

the Agreement shall no longer automatically terminate on 31 December 2006 as was
provided for in the Cession Agreement; and

    3.2

the duration of the Agreement is hereby further extended, until 31 March 2008,
on the same terms and conditions on which the Agreement was entered into
provided that

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SASSA will have the right to terminate the Agreement in accordance with the
provisions contained in the Agreement.

4

Kindly acknowledge your agreement of the extension of the Agreement as provided
for in this letter by signing at the foot of this letter where indicated and
return same to us by facsimile at 012 400 2009/2256, marked for the attention of
Mr B MAQETUKA.

Yours faithfully

/s/ Fezile Makiwane

Mr Fezile Makiwane

Acting Chief Executive Officer

Date: January 31, 2007

By signature below, Cash Paymaster Services Kwa Zulu Natal (Proprietary) Limited
hereby accepts and consents to the extension of the Agreement on the terms and
conditions contained in this letter agreement.

/s/ Herman Gideon Kotzé
________________________________________________
For and on behalf of

Cash Paymaster Services Kwa Zulu Natal (Proprietary) Limited,

duly authorised

_____January 31, 2007__

Date

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