Exhibit 10.125

 

EXECUTION COPY

 

FIRST AMENDMENT

 

FIRST AMENDMENT, dated as of May 11, 2005 (this “Amendment”), to the CREDIT
AGREEMENT, dated as of November 19, 2004, among Countrywide Home Loans, Inc.
(“CHL”), Countrywide Financial Corporation (“CFC”), the Lenders parties thereto
(the “Lenders”), Commerzbank AG, New York and Grand Cayman Branches and Societe
Generale, as Documentation Agents (in such capacity, the “Documentation
Agents”), BNP Paribas, as Syndication Agent (in such capacity, the “Syndication
Agent”), Barclays Bank PLC, as administrative agent (in such capacity, the
“Administrative Agent”), and Royal Bank of Canada, as Managing Administrative
Agent (in such capacity, the “Managing Administrative Agent”).

 

W I T N E S S E T H :

 

WHEREAS, CFC, CHL, the Lenders, the Documentation Agents, the Syndication Agent,
the Administrative Agent, and the Managing Administrative Agent are parties to
the Credit Agreement, dated as of November 19, 2004 (as amended or supplemented,
the “Credit Agreement”);

 

WHEREAS, CFC and CHL have requested that the Lenders agree to make certain
amendments relating to the Credit Agreement as set forth herein; and

 

WHEREAS, the Lenders are willing to agree to such amendments, in each case
subject to the terms and conditions set forth herein.

 

NOW, THEREFORE, in consideration of the foregoing and for other good and
valuable consideration, CFC, CHL, the Lenders, the Documentation Agents, the
Syndication Agent, the Administrative Agent, and the Managing Administrative
Agent hereby agree as follows:

 

1.             DEFINED TERMS. TERMS DEFINED IN THE CREDIT AGREEMENT AND USED
HEREIN SHALL HAVE THE MEANINGS GIVEN TO THEM IN THE CREDIT AGREEMENT.

 

2.             AMENDMENT TO SECTION 6.06 OF THE CREDIT AGREEMENT. SECTION 6.06
OF THE CREDIT AGREEMENT IS HEREBY AMENDED BY DELETING THE PARENTHETICAL “(OTHER
THAN, IN THE CASE OF CFC, CHL)” AND INSERTING IN LIEU THEREOF “(OTHER THAN, IN
THE CASE OF CFC, CHL AND TREASURY BANK, N.A.)”.

 

3.             EFFECTIVE DATE. THIS AMENDMENT SHALL BE EFFECTIVE ON AND AS OF
THE DAY AND YEAR FIRST ABOVE WRITTEN (THE “EFFECTIVE DATE”) SUBJECT TO THE
DELIVERY TO THE MANAGING ADMINISTRATIVE AGENT OF THE FOLLOWING:

 

(A)           A COPY OF THIS AMENDMENT, DULY EXECUTED BY THE PARTIES HERETO.

 

(B)           SUCH CORPORATE RESOLUTIONS, INCUMBENCY CERTIFICATES AND OTHER
AUTHORIZATIONS FROM CFC AND CHL AS THE MANAGING ADMINISTRATIVE AGENT MAY
REASONABLY REQUEST.

 

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(C)           EVIDENCE SATISFACTORY TO THE AGENTS THAT ALL FEES AND EXPENSES
PAYABLE TO THE AGENTS AND THE LENDERS PRIOR TO OR ON THE EFFECTIVE DATE HAVE
BEEN PAID IN FULL.

 

4.             COUNTERPARTS. THIS AMENDMENT MAY BE EXECUTED IN ANY NUMBER OF
COUNTERPARTS, EACH OF WHICH WHEN SO EXECUTED SHALL BE DEEMED TO BE AN ORIGINAL
AND ALL OF WHICH WHEN TAKEN TOGETHER SHALL CONSTITUTE ONE AND THE SAME
AGREEMENT.

 

5.             REPRESENTATIONS AND WARRANTIES. EACH OF CFC AND CHL HEREBY
REPRESENTS AND WARRANTS TO THE LENDERS AND THE MANAGING ADMINISTRATIVE AGENT AS
FOLLOWS:

 

(A)           EACH OF CFC AND CHL HAS THE CORPORATE POWER AND AUTHORITY AND THE
LEGAL RIGHT TO EXECUTE, DELIVER AND PERFORM THIS AMENDMENT AND HAS TAKEN ALL
NECESSARY CORPORATE ACTION TO AUTHORIZE THE EXECUTION, DELIVERY AND PERFORMANCE
OF THIS AMENDMENT. THIS AMENDMENT HAS BEEN DULY EXECUTED AND DELIVERED ON BEHALF
OF CFC AND CHL AND CONSTITUTES THE LEGAL, VALID AND BINDING OBLIGATION OF CFC
AND CHL ENFORCEABLE AGAINST EACH SUCH PERSON IN ACCORDANCE WITH ITS TERMS.

 

(B)           AT AND AS OF THE DATE OF EXECUTION HEREOF AND BOTH PRIOR TO AND
AFTER GIVING EFFECT TO THIS AMENDMENT: (1) THE REPRESENTATIONS AND WARRANTIES OF
CFC AND CHL CONTAINED IN THE CREDIT AGREEMENT ARE ACCURATE AND COMPLETE IN ALL
RESPECTS, (2) THERE HAS NOT OCCURRED ANY DEFAULT OR EVENT OF DEFAULT AND (3)
THERE HAS NOT OCCURRED ANY MATERIAL ADVERSE CHANGE IN THE BUSINESS, OPERATIONS,
ASSETS OR FINANCIAL OR OTHER CONDITION OF CFC, CHL OR THEIR CONSOLIDATED
SUBSIDIARIES TAKEN AS A WHOLE SINCE DECEMBER 31, 2004.

 

(C)           THE FINANCIAL STATEMENTS OF CFC, DATED DECEMBER 31, 2004, COPIES
OF WHICH HAVE HERETOFORE BEEN FURNISHED TO THE MANAGING ADMINISTRATIVE AGENT AND
EACH LENDER, ARE COMPLETE AND CORRECT AND PRESENT FAIRLY IN ACCORDANCE WITH GAAP
THE CONSOLIDATED AND CONSOLIDATING FINANCIAL CONDITION OF CFC AND ITS
CONSOLIDATED SUBSIDIARIES AT SUCH DATE AND THE CONSOLIDATED AND CONSOLIDATING
RESULTS OF ITS OPERATIONS AND CHANGES IN FINANCIAL POSITION FOR THE FISCAL YEAR
THEN ENDED.

 

(D)           THE FINANCIAL STATEMENTS OF CHL, DATED DECEMBER 31, 2004, COPIES
OF WHICH HAVE HERETOFORE BEEN FURNISHED TO THE MANAGING ADMINISTRATIVE AGENT AND
EACH LENDER, ARE COMPLETE AND CORRECT AND PRESENT FAIRLY IN ACCORDANCE WITH GAAP
THE CONSOLIDATED FINANCIAL CONDITION OF CHL AND ITS CONSOLIDATED SUBSIDIARIES AT
SUCH DATE AND THE CONSOLIDATED RESULTS OF ITS OPERATIONS AND CHANGES IN
FINANCIAL POSITION FOR THE FISCAL YEAR THEN ENDED.

 

6.             GOVERNING LAW. THIS AMENDMENT AND THE RIGHTS AND OBLIGATIONS OF
THE PARTIES HEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.

 

[Signature pages following]

 

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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed
as of the day and year first above written.

 

 

COUNTRYWIDE FINANCIAL CORPORATION,

 

a Delaware corporation

 

 

 

 

 

By:

/s/ Jennifer S. Sandefur

 

 

Name:

Jennifer S. Sandefur

 

Title:

Senior Managing Director and Treasurer

 

 

 

 

 

 

COUNTRYWIDE HOME LOANS, INC.,

 

a New York corporation

 

 

 

 

 

By:

/s/ Jennifer S. Sandefur

 

 

Name:

Jennifer S. Sandefur

 

Title:

Senior Managing Director and Treasurer

 

 

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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ROYAL BANK OF CANADA, as Managing Administrative Agent

 

 

 

 

 

By:

/s/ David Wheatley

 

 

Name:

David Wheatley

 

Title:

Manager, Agency

 

 

 

 

 

ROYAL BANK OF CANADA, as a Lender

 

 

 

 

 

By:

/s/ Howard Lee

 

 

Name:

Howard Lee

 

Title:

Authorized Signatory

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

BARCLAYS BANK PLC, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Alison A. McGuigan

 

 

 

 

Name:

Alison A. McGuigan

 

 

 

Title:

Associate Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

CREDIT SUISSE FIRST BOSTON ACTING THROUGH
ITS CAYMAN ISLANDS BRANCH, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Jay Chall

 

 

 

 

Name:

Jay Chall

 

 

 

Title:

Director

 

 

 

 

 

 

 

 

 

By:

/s/ Karim Blasetti

 

 

 

 

Name:

Karim Blasetti

 

 

 

Title:

Associate

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

BNP Paribas, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Pierre Nicholas Rogers

 

 

 

 

Name:

Pierre Nicholas Rogers

 

 

 

Title:

Managing Director

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ Jamie Dillon

 

 

 

 

Name:

Jamie Dillon

 

 

 

Title:

Managing Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

COMMERZBANK AG, New York AND

 

 

GRAND CAYMAN BRANCHES, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Christian Jagenberg

 

 

 

 

Name:

Christian Jagenberg

 

 

 

Title:

SVP & Manager

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ Yangling Joanne Si

 

 

 

 

Name:

Yangling Joanne Si

 

 

 

Title:

AVP

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

Lloyds TSB Bank, plc, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Michael J. Gilligan

 

 

 

 

Name:

Michael J. Gilligan

 

 

 

Title:

Director, Financial Institutions, USA

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ James M. Rudd

 

 

 

 

Name:

James M. Rudd

 

 

 

Title:

Vice President, Financial Institutions, USA

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

DRESDNER BANK AG, NEW YORK AND

 

 

GRAND CAYMAN BRANCHES, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Sascha Klaus

 

 

 

 

Name:

Sascha Klaus

 

 

 

Title:

Director

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ J. Curtin Beaudouin

 

 

 

 

Name:

J. Curtin Beaudouin

 

 

 

Title:

Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

The Bank of Nova Scotia, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Todd Meller

 

 

 

 

Name:

Todd Meller

 

 

 

Title:

Managing Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

BAYERISCHE HYPO UND VEREINSBANK AG, as a
Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Craig Pinsly

 

 

 

 

Name:

Craig Pinsly

 

 

 

Title:

Director

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ Michael Davis

 

 

 

 

Name:

Michael Davis

 

 

 

Title:

Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

BAYERISCHE LANDESBANK, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ James Fox

 

 

 

 

Name:

James Fox

 

 

 

Title:

Vice President

 

 

 

 

 

 

 

 

By:

/s/ Norman McClave

 

 

 

 

Name:

Norman McClave

 

 

 

Title:

First Vice President

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

CITICORP USA, INC., as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Yoko Otani

 

 

 

 

Name:

Yoko Otani

 

 

 

Title:

Managing Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

HSBC BANK USA, NATIONAL ASSOCIATION, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Paul M. Lopez

 

 

 

 

Name:

Paul M. Lopez

 

 

 

Title:

Senior Vice President

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

LEHMAN BROTHERS BANK, FSB, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Janine M. Shugan

 

 

 

 

Name:

Janine M. Shugan

 

 

 

Title:

Authorized Signatory

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

Greenwich Capital Markets, Inc., as agent for The Royal
Bank of Scotland plc, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Angela Reilly

 

 

 

 

Name:

Angela Reilly

 

 

 

Title:

Senior Vice President

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

Societe Generale, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Edith Hornick

 

 

 

 

Name:

Edith Hornick

 

 

 

Title:

Managing Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

WestLB AG, New York Branch, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Samuel Bridges

 

 

 

 

Name:

Samuel Bridges

 

 

 

Title:

Executive Director

 

 

 

 

 

 

 

 

By:

/s/ Lillian Tung Lum

 

 

 

 

Name:

Lillian Tung Lum

 

 

 

Title:

Executive Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

Mizuho Corporate Bank, Ltd., as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Robert Gallagher

 

 

 

 

Name:

Robert Gallagher

 

 

 

Title:

Senior Vice President

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

U.S. National Bank National Association, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Douglas A. Rich

 

 

 

 

Name:

Douglas A. Rich

 

 

 

Title:

Vice President

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

Calyon New York Branch, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Sebastian Rocco

 

 

 

 

Name:

Sebastian Rocco

 

 

 

Title:

Managing Director

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ W. Jay Buckley

 

 

 

 

Name:

W. Jay Buckley

 

 

 

Title:

Managing Director

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

FIFTH THIRD BANK, as a Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Gary Losey

 

 

 

 

Name:

Gary S. Losey

 

 

 

Title:

AVP – Relationship Manager

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

--------------------------------------------------------------------------------

 

 

 

SIGNATURE PAGE TO THE FIRST AMENDMENT, DATED AS OF MAY 11, 2005, TO THE CREDIT
AGREEMENT, DATED AS OF NOVEMBER 19, 2004, AMONG COUNTRYWIDE HOME LOANS, INC.,
COUNTRYWIDE FINANCIAL CORPORATION, ROYAL BANK OF CANADA, AS MANAGING
ADMINISTRATIVE AGENT, COMMERZBANK AG, NEW YORK AND GRAND CAYMAN BRANCHES AND
SOCIETE GENERALE, AS DOCUMENTATION AGENTS, BNP PARIBAS, AS SYNDICATION AGENT,
BARCLAYS BANK PLC, AS ADMINISTRATIVE AGENT AND THE LENDERS PARTY THERETO

 

 

 

 

 

NAME OF INSTITUTION:

 

 

 

 

 

 

 

 

COOPERATIEVE CENTRALE RAIFEISSEN-BOERENLEENBANK B.A., “RABOBANK INTERNATIONAL”,
NEW YORK BRANCH., as a
Lender

 

 

 

 

 

 

 

 

 

By:

/s/ Brett Delfino

 

 

 

 

Name:

Brett Delfino

 

 

 

Title:

Executive Director

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ Jocelyne Lallemand

 

 

 

 

Name:

Jocelyne Lallemand

 

 

 

Title:

Vice President

 

Signature Page to the First Amendment to the Countrywide Credit Agreement

Royal Bank of Canada as Managing Administrative Agent

 

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