Exhibit 10(ai)

SECOND AMENDMENT TO CREDIT AGREEMENT

THIS SECOND AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of
February 25, 2009 is by and among INVACARE CORPORATION, an Ohio corporation (the
“Company”), certain Subsidiaries of the Company party hereto as foreign
borrowers (each a “Foreign Borrower” and together with the Company, the
“Borrowers”), certain Subsidiaries of the Company party hereto as guarantors
(collectively, the “Guarantors” and together with the Borrowers, the “Loan
Parties”), the Lenders party hereto, NATIONAL CITY BANK, as Multicurrency
Administrative Agent, Multicurrency Collateral Agent, Swing Line Lender and an
L/C Issuer, NATIONAL CITY BANK, Canada Branch, as Canadian Administrative Agent
and Canadian Collateral Agent, and BANC OF AMERICA SECURITIES ASIA LIMITED, as
Australian Administrative Agent and Australian Collateral Agent.

W I T N E S S E T H

WHEREAS, the Loan Parties, the Lenders, the Administrative Agents and the
Collateral Agents are parties to that certain Credit Agreement dated as of
February 12, 2007 (as previously amended or modified and as further amended,
modified, extended, restated, replaced, or supplemented from time to time, the
“Credit Agreement”);

WHEREAS, the Loan Parties have requested that the Required Lenders amend certain
provisions of the Credit Agreement; and

WHEREAS, the Required Lenders are willing to make such amendments to the Credit
Agreement, subject to the terms and conditions set forth herein.

NOW, THEREFORE, in consideration of the agreements hereinafter set forth, and
for other good and valuable consideration, the receipt and adequacy of which are
hereby acknowledged, the parties hereto agree as follows:

ARTICLE I

AMENDMENTS TO CREDIT AGREEMENT

1.1 Amendment to Section 7.02(g) – Intercompany Indebtedness. Section 7.02(g) of
the Credit Agreement is hereby amended and restated in its entirety to read as
follows:

(g)(i) Indebtedness owed by any Domestic Loan Party to the Company and its
Subsidiaries, (ii) Indebtedness owed by Foreign Loan Parties to other Foreign
Loan Parties and their Subsidiaries, (iii) intercompany Indebtedness among
Foreign Subsidiaries incurred for cash management pooling purposes in the
ordinary course of business and consistent with past

 

1

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practices, (iv) Indebtedness owed by Subsidiaries of the Company that are not
Loan Parties to other Subsidiaries that are not Loan Parties, (v) so long as no
Default has occurred and is continuing at the time such Indebtedness is incurred
or would result from such Indebtedness, Indebtedness owed by wholly-owned
Subsidiaries (other than the Insurance Subsidiary and the Receivables
Subsidiary) to Loan Parties in an aggregate amount not to exceed, when combined
with Investments made pursuant to Section 7.03(c)(vi), $20,000,000 and
(vi) Indebtedness owed by the Company to any of its Subsidiaries so long as the
proceeds of such Indebtedness are applied by the Company to repay Loans pursuant
to Section 2.05(a) of the Credit Agreement; provided that any intercompany
Indebtedness permitted pursuant to this clause (g) shall be unsecured;

1.2 Amendment to Section 7.03(c) – Intercompany Investments. Section 7.03(c) of
the Credit Agreement is hereby amended by adding the following subsection
(vii) thereto and making the appropriate punctuation and grammatical changes
thereto:

(vii) Investments by any Subsidiary of the Company in the Company so long as the
proceeds of such Investment are applied by the Company to repay Loans pursuant
to Section 2.05(a) of the Credit Agreement;

1.3 Amendment to Section 7.06(a) – Restricted Payments. Section 7.06(a) of the
Credit Agreement is hereby amended and restated in its entirety to read as
follows:

(a)(i) each Subsidiary may make Restricted Payments to the Company and, in order
to do so, may make Restricted Payments to any other Subsidiary of the Company so
long as such Restricted Payments being made are ultimately made to the Company;
provided that the proceeds of such Restricted Payments are applied by the
Company to repay Loans pursuant to Section 2.05(a) of the Credit Agreement;
(ii) each Domestic Guarantor may make Restricted Payments to other Domestic
Guarantors; (iii) each Foreign Guarantor may make Restricted Payments to Foreign
Borrowers or other Foreign Guarantors; and (iv) each Subsidiary that is not a
Loan Party may make Restricted Payments to other Subsidiaries, in each case
ratably according to their respective holdings of the type of Equity Interest in
respect of which such Restricted Payment is being made;

ARTICLE II

CONDITIONS TO EFFECTIVENESS

2.1 Closing Conditions. This Amendment shall become effective upon satisfaction
of the following conditions (in form and substance reasonably acceptable to the
Multicurrency Administrative Agent) (the “Amendment Effective Date”):

(a) Executed Amendment. The Multicurrency Administrative Agent shall have
received a copy of this Amendment duly executed by each of the Loan Parties, the
Required Lenders and acknowledged by the Multicurrency Administrative Agent.

 

2

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(b) Fees and Expenses. The Borrowers shall have paid in full all reasonable
out-of-pocket fees and expenses of the Administrative Agents in connection with
the preparation, execution and delivery of this Amendment, including without
limitation, the reasonable fees and expenses of Moore & Van Allen PLLC.

(c) Miscellaneous. All other documents and legal matters in connection with the
transactions contemplated by this Amendment shall be reasonably satisfactory in
form and substance to the Administrative Agents and their counsel.

ARTICLE III

MISCELLANEOUS

3.1 Amended Terms. On and after the Amendment Effective Date, all references to
the Credit Agreement in each of the Loan Documents shall hereafter mean the
Credit Agreement as amended by this Amendment. Except as specifically amended
hereby or otherwise agreed, the Credit Agreement is hereby ratified and
confirmed and shall remain in full force and effect according to its terms.

3.2 Representations and Warranties of Loan Parties. Each of the Loan Parties
represents and warrants as follows:

(a) It has taken all necessary action to authorize the execution, delivery and
performance of this Amendment.

(b) This Amendment has been duly executed and delivered by such Person and
constitutes such Person’s legal, valid and binding obligations, enforceable in
accordance with its terms, except as such enforceability may be subject to
(i) bankruptcy, insolvency, reorganization, fraudulent conveyance or transfer,
moratorium or similar laws affecting creditors’ rights generally and
(ii) general principles of equity (regardless of whether such enforceability is
considered in a proceeding at law or in equity).

(c) No consent, approval, authorization or order of, or filing, registration or
qualification with, any court or governmental authority or third party is
required in connection with the execution, delivery or performance by such
Person of this Amendment.

(d) The representations and warranties set forth in Article V of the Credit
Agreement are true and correct as of the date hereof (except for those which
expressly relate to an earlier date).

(e) After giving effect to this Amendment, no event has occurred and is
continuing which constitutes a Default or an Event of Default.

 

3

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(f) The Collateral Documents continue to create a valid security interest in,
and Lien upon, the Collateral, in favor of the applicable Collateral Agent, for
the benefit of the applicable Secured Parties, which security interests and
Liens are perfected in accordance with the terms of the Collateral Documents and
prior to all Liens other than Permitted Liens.

(g) Except as specifically provided in this Amendment, the Obligations are not
reduced or modified by this Amendment and are not subject to any offsets,
defenses or counterclaims.

(h) The Organizational Documents of each of the Loan Parties have not been
rescinded, amended or otherwise modified since the Closing Date.

3.3 Reaffirmation of Obligations. Each Loan Party hereby ratifies the Credit
Agreement and acknowledges and reaffirms (a) that it is bound by all terms of
the Credit Agreement applicable to it and (b) that it is responsible for the
observance and full performance of its respective Obligations.

3.4 Loan Document. This Amendment shall constitute a Loan Document under the
terms of the Credit Agreement.

3.5 Expenses. The Borrowers agree to pay all reasonable costs and expenses of
the Administrative Agents and Collateral Agents in connection with the
preparation, execution and delivery of this Amendment, including without
limitation the reasonable fees and expenses of the Administrative Agents’ and
Collateral Agents’ legal counsel.

3.6 Further Assurances. The Loan Parties agree to promptly take such action,
upon the request of the Multicurrency Administrative Agent, as is necessary to
carry out the intent of this Amendment.

3.7 Entirety. This Amendment and the other Loan Documents embody the entire
agreement among the parties hereto and supersede all prior agreements and
understandings, oral or written, if any, relating to the subject matter hereof.

3.8 Counterparts; Telecopy. This Amendment may be executed in any number of
counterparts, each of which when so executed and delivered shall be an original,
but all of which shall constitute one and the same instrument. Delivery of an
executed counterpart to this Amendment by telecopy or other electronic means
shall be effective as an original and shall constitute a representation that an
original will be delivered.

3.9 No Actions, Claims, Etc. As of the date hereof, each of the Loan Parties
hereby acknowledges and confirms that it has no knowledge of any actions, causes
of action, claims, demands, damages and liabilities of whatever kind or nature,
in law or in equity, against any Administrative Agent, Collateral Agent, L/C
Issuer or Lender, or any such Person’s respective

 

4

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officers, employees, representatives, agents, counsel or directors arising from
any action by any such Person, or failure of any such Person to act under this
Credit Agreement on or prior to the date hereof.

3.10 GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND SHALL BE CONSTRUED
AND ENFORCED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK.

3.11 Successors and Assigns. This Amendment shall be binding upon and inure to
the benefit of the parties hereto and their respective successors and assigns.

3.12 General Release. In consideration of the Required Lenders entering into
this Amendment, each Loan Party hereby releases each Administrative Agent, each
Collateral Agent, each L/C Issuer, the Lenders, and each such Person’s
respective officers, employees, representatives, agents, counsel and directors
from any and all actions, causes of action, claims, demands, damages and
liabilities of whatever kind or nature, in law or in equity, now known or
unknown, suspected or unsuspected to the extent that any of the foregoing arises
from any action or failure to act under the Credit Agreement on or prior to the
date hereof, except, with respect to any such person being released hereby, any
actions, causes of action, claims, demands, damages and liabilities arising out
of such person’s gross negligence, bad faith or willful misconduct.

3.13 Consent to Jurisdiction; Service of Process; Waiver of Jury Trial. The
jurisdiction, services of process and waiver of jury trial provisions set forth
in Sections 11.14 and 11.15 of the Credit Agreement are hereby incorporated by
reference, mutatis mutandis.

[Remainder of Page Intentionally Left Blank. Signature Pages Follow]

 

5

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

IN WITNESS WHEREOF the parties hereto have caused this Amendment to be duly
executed on the date first above written.

 

BORROWERS:

   

INVACARE CORPORATION,

   

an Ohio corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

President and CFO

   

CARROLL HEALTHCARE INC.,

   

an Ontario corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

Vice President

   

INVACARE AUSTRALIA PTY LTD,

   

an Australian corporation

   

By:

 

/s/ McGregor O. Grant

   

Name:

 

McGregor O. Grant

   

Title:

 

Attorney

   

INVACARE HOLDINGS C.V.,

   

a Dutch limited partnership

   

By:

 

/s/ Anthony C. LaPlaca

   

Name:

 

Anthony C. LaPlaca

   

Title:

 

Secretary of Invacare Holdings, LLC,

   

General Partner of Invacare Holdings C.V.

   

INVACARE INTERNATIONAL SARL,

   

a Swiss corporation

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

   

INVACARE LIMITED,

    a private limited company organized under the laws of England and Wales    

By:

 

/s/ Mark Prosser

   

Name:

 

Mark Prosser

   

Title:

 

Managing Director

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

   

SCANDINAVIAN MOBILITY

INTERNATIONAL APS,

   

a Danish private limited company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

DOMESTIC GUARANTORS:

    ADAPTIVE SWITCH LABORATORIES, INC.,    

a Texas corporation

    INVACARE FLORIDA CORPORATION,    

a Delaware corporation

    INVACARE CREDIT CORPORATION,    

an Ohio corporation

    THE AFTERMARKET GROUP, INC.,    

a Delaware corporation

    THE HELIXX GROUP, INC.,    

an Ohio corporation

    CHAMPION MANUFACTURING INC.,    

a Delaware corporation

   

HEALTHTECH PRODUCTS, INC.,

   

a Missouri corporation

    INVACARE CANADIAN HOLDINGS, INC.,    

a Delaware corporation

    INVACARE INTERNATIONAL CORPORATION,    

an Ohio corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

President

    KUSCHALL, INC.,    

a Delaware corporation

    ALTIMATE MEDICAL, INC.,    

a Minnesota corporation

    INVACARE SUPPLY GROUP, INC.,    

a Massachusetts corporation

    INVACARE HOLDINGS, LLC,    

an Ohio limited liability company

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

President

 

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

    FREEDOM DESIGNS, INC.,    

a California corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

President

   

GARDEN CITY MEDICAL INC.,

a Delaware corporation

   

MEDBLOC, INC.,

a Delaware corporation

   

By:

 

/s/ Anthony C. LaPlaca

   

Name:

 

Anthony C. LaPlaca

   

Title:

 

Secretary

   

INVACARE FLORIDA HOLDINGS, LLC,

a Delaware limited liability company

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

President

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

CANADIAN GUARANTORS:     1207273 ALBERTA ULC,    

an Alberta corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

President

    2083806 ONTARIO INC.,    

an Ontario corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

Vice President

    6123449 CANADA INC.,    

a Canada corporation

   

By:

 

/s/ Anthony C. LaPlaca

   

Name:

 

Anthony C. LaPlaca

   

Title:

 

Secretary

    INVACARE CANADA L.P.,    

an Ontario limited partnership

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

Vice President

    INVACARE CANADA GENERAL PARTNER INC.,    

a Canada corporation

   

By:

 

/s/ Gerald B. Blouch

   

Name:

 

Gerald B. Blouch

   

Title:

 

Vice President

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

    MOTION CONCEPTS L.P.,    

an Ontario limited partnership

   

By:

 

/s/ Anthony C. LaPlaca

   

Name:

 

Anthony C. LaPlaca

   

Title:

 

Secretary

    PERPETUAL MOTION ENTERPRISES LIMITED,    

an Ontario corporation

   

By:

 

/s/ Anthony C. LaPlaca

   

Name:

 

Anthony C. LaPlaca

   

Title:

 

Secretary

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

AUSTRALIAN GUARANTORS:

 

    AUSTRALIAN HEALTHCARE EQUIPMENT PTY LTD,    

an Australian corporation

   

By:

 

/s/ McGregor O. Grant

   

Name:

 

McGregor O. Grant

   

Title:

 

Attorney

   

HOME HEALTH EQUIPMENT PTY LTD,

an Australian corporation

   

By:

 

/s/ McGregor O. Grant

   

Name:

 

McGregor O. Grant

   

Title:

 

Attorney

   

MORRIS SURGICAL PTY LTD,

an Australian corporation

   

By:

 

/s/ McGregor O. Grant

   

Name:

 

McGregor O. Grant

   

Title:

 

Attorney

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

FOREIGN GUARANTORS:     INVACARE A/S,    

a Danish limited liability company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

   

INVACARE B.V.,

a Dutch private limited liability company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

   

INVACARE EC-HØNG A/S,

a Danish limited company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

   

INVACARE HOLDINGS TWO B.V.,

a Dutch private limited liability company

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

   

INVACARE UK OPERATIONS LTD.,

a private limited company organized under the laws of England and Wales

   

By:

 

/s/ Mark Prosser

   

Name:

 

Mark Prosser

   

Title:

 

Managing Director

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

   

KÜSCHALL AG,

   

a Swiss corporation

   

By:

 

/s/ Theo Vassiloudis

   

Name:

 

Theo Vassiloudis

   

Title:

 

Finance Director Europe

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

LENDERS:

   

NATIONAL CITY BANK, as

   

Multicurrency Administrative Agent

   

By:

 

/s/ Robert S. Coleman

   

Name:

 

Robert S. Coleman

   

Title:

 

Senior Vice President

 

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

NATIONAL CITY BANK, as Lender,

Multicurrency Collateral Agent, Swing Line Lender and L/C Issuer

By:

 

/s/ Robert S. Coleman

Name:

 

Robert S. Coleman

Title:

 

Senior Vice President

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

NATIONAL CITY BANK, Canada Branch,

as Canadian Administrative Agent and Canadian Collateral Agent

By:

 

/s/ C. Steole

Name:

 

C. Steole

Title:

 

Senior Vice President

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

BANC OF AMERICA SECURITIES ASIA LIMITED, as Australian Administrative Agent and
Australian Collateral Agent

By:

 

/s/ Susana Yen

Name:

 

Susana Yen

Title:

 

Vice President

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

BANK OF AMERICA, N.A.

By:

 

/s/ Jill J. Hogan

Name:

 

Jill J. Hogan

Title:

 

Vice President

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

KEYBANK NATIONAL ASSOCIATION

By:

 

/s/ Sukanya V. Raj

Name:

 

Sukanya V. Raj

Title:

 

Vice President & Portfolio Manager

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

Ameriprise Certificate Company,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Assistant Vice President

BMO Capital Markets Financing Inc,

as a Lender

By:

 

/s/ Michael D. Pincus

Name:

 

Michael D. Pincus

Title:

 

Managing Director

Cent CDO 10, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Cent CDO 12, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Cent CDO 14, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Cent CDO XI, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Centurion CDO 9, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Centurion CDO VI, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Centurion CDO VII, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

Centurion CDO 8, Ltd.

By RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

ColumbusNova CLO Ltd. 2007-I,

as a Lender

By:

 

/s/ Paul L. Cal

Name:

 

Paul L. Cal

Title:

 

Associate Director

ColumbusNova CLO IV Ltd. 2007-II,

as a Lender

By:

 

/s/ Paul L. Cal

Name:

 

Paul L. Cal

Title:

 

Associate Director

Eagle Loan Trust

By Stanfield Capital Partners, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Eaton Vance CDO IX Ltd.

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance CDO VII PLC

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance CDO VIII PLC

By Eaton Vance Management

As Investment Advisor,

as a Lender

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance CDO X PLC

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance Floating Rate Income Trust

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance Institutional Senior Loan Fund

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance Limited Duration Income Fund

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance Senior Floating-Rate Trust

By Eaton Vance Management

As Investment Advisor,

as a Lender

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance Senior Income Trust

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance Short Duration Diversified Income Fund

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Eaton Vance VT Floating-Rate Income Fund

By Eaton Vance Management

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Grand Hord CLO Ltd

By: Seix Investment Advisors LLC

As Collateral Manager

Mountain View CLO III Ltd.

By: Seix Investment Advisors LLC

As Collateral Manager

Ridgeworth Funds-Seix Floating Rate High Income Fund

By: Seix Investment Advisors LLC

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INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

As Subadvisor

 

as Lenders

By:

 

/s/ George Goudelias

Name:

 

George Goudelias

Title:

 

Managing Director

Harch CLO III Limited,

as a Lender

By:

 

/s/ Michael E. Lewitt

Name:

 

Michael E. Lewitt

Title:

 

Authorized Signatory

LaSalle Bank National Association,

as a Lender

By:

 

/s/ Jill J. Hogan

Name:

 

Jill J. Hogan

Title:

 

Vice President

Navigare Funding I CLO Ltd

By Navigare Partners LLC

Its Collateral manager,

as a Lender

By:

 

/s/ Joel G. Serebransky

Name:

 

Joel G. Serebransky

Title:

 

Managing Director

Navigare Funding II CLO Ltd

By Navigare Partners LLC

Its Collateral manager,

as a Lender

By:

 

/s/ Joel G. Serebransky

Name:

 

Joel G. Serebransky

Title:

 

Managing Director

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

Navigare Funding III CLO Ltd

By Navigare Partners LLC

Its Collateral manager,

as a Lender

By:

 

/s/ Joel G. Serebransky

Name:

 

Joel G. Serebransky

Title:

 

Managing Director

PNC Bank, National Association,

as a Lender

By:

 

/s/ Joseph G. Moran

Name:

 

Joseph G. Moran

Title:

 

Senior Vice President

RiverSource Bond Series, Inc.

RiverSource Floating Rate Fund,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Assistant Vice President

Senior Debt Portfolio

By: Boston Management and Research

As Investment Advisor,

as a Lender

By:

 

/s/ Michael B. Botthof

Name:

 

Michael B. Botthof

Title:

 

Vice President

Sequils-Centurion V, Ltd.

By: RiverSource Investments,

LLC as Collateral Manager,

as a Lender

By:

 

/s/ Robin C. Stancil

Name:

 

Robin C. Stancil

Title:

 

Director of Operations

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

Stanfield Arnage CLO Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Stanfield AZURE CLO, Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Stanfield Bristol CLO, Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Stanfield Carrera CLO, Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Stanfield McLaren CLO, Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

Stanfield Modena CLO, Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Stanfield Vantage CLO, Ltd.

By: Stanfield Capital Parnters, LLC

As its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

SunTrust Bank,

as a Lender

By:

 

/s/ Thomas P. Hackett

Name:

 

Thomas P. Hackett

Title:

 

Managing Partner

Tralee CDO I, Ltd.,

as a Lender

By:

 

/s/ Edward Labrenz

Name:

 

Edward Labrenz

Title:

 

Authorized Signatory

UBS AG, Stamford Branch.,

as a Lender

By:

 

/s/ Janice L. Randolph

Name:

 

Janice L. Randolph

Title:

 

Director Banking Products Services, US

XL Re Europe Limited

By: Stanfield Capital Partners, LLC

Signed as: its Collateral Manager,

as a Lender

By:

 

/s/ Christopher E. Jansen

--------------------------------------------------------------------------------

INVACARE CORPORATION

AMENDMENT TO CREDIT AGREEMENT

 

Name:

 

Christopher E. Jansen

Title:

 

Managing Partner

Nordea Bank Finland PLC

Acting through its New York and Cayman Islands Branches,

as a Lender

By:

 

/s/ Henrik M. Steffensen

Name:

 

Henrik M. Steffensen

Title:

 

Senior Vice President

By:

 

/s/ Gerald E. Chelius, Jr.

Name:

 

Gerald E. Chelius, Jr.

Title:

 

SVP Credit