Exhibit 10.37

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FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL
INSTITUTIONS Amendment No. 35 to Senior Lending Agreement This Amendment to that
certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended,
a copy of which is attached hereto (hereinafter referred to as the “Senior
Lending Agreement”) is made as of March 30, 2011, by and between all banks or
other financial institutions which are, as of the date hereof, parties to such
Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc.
(hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Bank
Midwest, N.A. with offices located at 1111 Main Street, Suite 2800 Kansas City,
MO 64105 (hereinafter referred to as “New Bank”) all initially capitalized terms
not defined in this Amendment will have the same meanings herein as in the
Senior Lending Agreement. WHEREAS, Pioneer has requested New Bank to extend
credit to it and New Bank is willing to extend such credit; and WHEREAS, Pioneer
is prohibited from receiving credit from New Bank unless New Bank becomes a
party to the Senior Lending Agreement; and WHEREAS, New Bank desires to become a
party to the Senior Lending Agreement. NOW, THEREFORE, in consideration of the
mutual agreement of the parties hereto and for other good and valuable
consideration, receipt of which is hereby acknowledged, it is agreed by and
between Pioneer, New Bank and all of the Banks which are presently parties to
the Senior Lending Agreement as follows: 1. The Senior Lending Agreement is
hereby amended pursuant to Section 12 thereof to add New Bank as a party thereto
on the eleventh (11th) Business Day following delivery by Pioneer of a copy
hereof executed by both Pioneer and New Bank to each of the Banks which are
presently parties to the Senior Lending Agreement unless Voting Banks, excluding
New Bank, holding more than thirty three and one third percent (331/3%) of the
outstanding principal amount of all Senior Debt of the Borrowers object to New
Bank becoming a Voting-Bank under the Senior Lending Agreement. 2. Upon the
effective date hereof which shall be determined by paragraph 2 of Section 12 of
the Senior Lending Agreement, New Bank agrees to be bound by all terms and
conditions of the Senior Lending Agreement as a Voting Bank and further agrees
that all credit which is extended by New Bank to Pioneer shall be subject to all
terms and agreements of the Senior Lending Agreement. 3. Section 1 of the Senior
Lending Agreement is hereby amended to add a new paragraph which shall state the
following: “Bank Midwest, N.A.” shall mean Bank Midwest, N.A. located at 1111
Main Street, Suite 2800 Kansas City, MO 64105. 4. Paragraph 5 of Section 1 of
the Senior Lending Agreement is hereby amended to add New Bank within the
definitions of “Banks” as either a “Voting Bank” or a “Non-Voting Bank”.

 

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New Bank hereby confirms that it is either a Voting Bank or a Non-Voting Bank by
initialing the appropriate line signifying its choice where indicated below:
Voting Bank (INITIALS) Non-Voting Bank (INITIALS) 5. Paragraph 13.1 of Section
13 of the Senior Lending Agreement is hereby amended to add the following: “Bank
Midwest, N.A., 1111 Main Street Suite 2800, Kansas City, MO 64105” 6. All terms
of the Senior Lending Agreement, unless expressly amended hereby, shall remain
in fill force and effect as if this Amendment had not been adopted. IN WITNESS
WHEREOF, the parties hereto have executed this Amendment to the Senior Lending
Agreement as of the day and year first above written. PIONEER FINANCIAL
SERVICES, INC. a Missouri corporation Individually and on behalf of its
Subsidiaries listed on Exhibit L to the Senior Lending Agreement By: Name: Laura
V. Stack Title: Chief Financial Officer BankMidwest,N.A. 1111 Main Street, Suite
2800 Kansas City, MO 64105 By: Name: Kevin E. Kramer Title: Executive Vice
President 2

 

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EXHIBIT D CREDIT FACILITY LETTER The undersigned bank, as of the date hereof,
expects to offer a maximum aggregate credit facility of Twenty Million Dollars
($20,000,000) during the next twelve (12) months to Pioneer Financial Services,
Inc., a Missouri corporation, and certain subsidiaries which shall he subject to
all terms and conditions of that certain Secured Senior Leading Agreement dated
as of June 12, 2009 (as previously and hereafter amended, modified and restated,
the “Agreement”). The terms hereof are hereby incorporated by reference into the
Agreement, reference to which is made for a lull statement of all terms thereof.
The specific terms of the Credit Facility are as follows: Lender: Bank Midwest,
N,A. 1111 Main St. Suite 2800 Kansas City, MO 64105 Borrower: Pioneer Financial
Services, Inc. 4700 Belleview, Suite 300 Kansas City, MO 64112 And certain
Subsidiaries listed on Exhibit L to the Agreement (the “Borrower”) Drawings:
This Credit Facility is available through March 31, 2013 unless terminated
earlier pursuant to the terms of the Agreement. All proceeds will be transmitted
to a specified bank and account number for the Borrower and initially that will
be UMB Bank, N.A., in Account No. 9801049275. Facility: Revolving Grid Note:
$3,000,000 Revolving Grid Note Pricing: WSPJ Floating, with a Floor of 5.0 0%
Revolving Grid Note Maturity: Amortizing Note(s) Funded: $0 Amortizing Note(s)
Unfunded: $17,000,000 Amortizing Note(s) Pricing: Bloomberg 90 day moving
average rate of 4-year treasury notes plus 270 basis points, with a floor of
6.25% Single Pay Term Note Amount: $0 Single Pay Term Note Expiry Date: $0 We
appreciate this opportunity to provide this statement of present expectations in
support of your financial requirements. Your acceptance any credit which may be
extended by the undersigned constitutes a certification that all warranties and
representations in Section 5 of the Agreement are true as of the date of the
extension of any such credit and that no Borrower, as of such date, is in
default under the terms of such Agreement. By delivery of this Credit Facility
Letter to you, the undersigned does not commit or otherwise obligate itself to
extend to you any credit described in the Credit Facility. Dated: , By: Name:
Title: 3