EXHIBIT 10.9.2

FIRST AMENDMENT
TO THE EXECUTIVE SUPPLEMENTAL COMPENSATION
AGREEMENT BY AND BETWEEN
SOUTHWEST COMMUNITY BANK AND STUART McFARLAND

This First Amendment (“Amendment”) is made and entered into effective this
October 29, 2004, by and between Southwest Community Bank, with its principal
offices located in the City of Carlsbad, California, (hereinafter the “Bank”)
and Stuart F. McFarland, (hereinafter “the Executive”). This First Amendment
hereby amends the Executive Supplemental Compensation Agreement, effective as of
October 1, 2002, by and between the Bank and the Executive, as follows:

  1.)   Reference to the “Fifty Thousand Dollar ($50,000)” per year Executive
Benefit amount as it appears in line two of Schedule B (attached and
incorporated into the October 1, 2002 Executive Supplemental Compensation
Agreement), shall be deleted, and such amount shall be replaced with a new
Executive Benefit Amount of “One-Hundred Thousand Dollars per year
($100,000.00)” per year.

To the extent that any paragraph, term, or provision of the Executive
Supplemental Compensation Agreement is not specifically amended herein, or in
any other amendment thereto, said paragraph, term, or provision shall remain in
full force and effect as set forth in said Agreement.

IN WITNESS WHEREOF, the Insured and a duly authorized Bank officer have signed
this Agreement as of the written date.

SOUTHWEST COMMUNITY BANK

             
By:
  /s/ Frank J. Mercardante       Date: 10/29/04

 

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       Frank J. Mercardante        

       Chief Executive Officer        
 
           
By:
  /s/ Stuart F. McFarland       Date: 10/29/04

 

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       Stuart F. McFarland        
 
             Barbara S. Cavalluzzi       /s/ Paul M. Weil          

       Witness                 Witness