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Exhibit 10.108b

SCHEDULE 3.06
to 364-Day
Credit Agreement

DISCLOSED MATTERS

None.

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SCHEDULE 3.13
to 364-Day
Credit Agreement

MATERIAL SUBSIDIARIES

Name

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  Jurisdiction of Incorporation

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  CFC Ownership Interest

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Countrywide Home Loans, Inc.    New York   100% Countrywide Home Loans
Servicing LP   Texas   Indirect(1) Balboa Insurance Company   California  
Indirect(2) Countrywide Bank, FSB   United States   Indirect(3) Countrywide
Securities Corporation   California   Indirect(4)

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(1)Countrywide LP, Inc. owns 99.9% and Countrywide GP, Inc. owns 0.1% of
Countrywide Home Loans Servicing LP. CHL owns 100% of Countrywide LP, Inc. and
100% of Countrywide GP, Inc. CFC owns 100% of CHL.

(2)Balboa Insurance Group, Inc. ("BIG") owns 100% of Balboa Insurance Company.
CFC owns 100% of BIG.

(3)Countrywide Financial Holding Company, Inc. ("CFHC") owns 100% of Effinity
Financial Corporation, which owns 100% of Countrywide Bank, FSB. CFC owns 100%
of CFHC.

(4)Countrywide Capital Markets, Inc. ("CCM") owns 100% of Countrywide Securities
Corporation. CFC owns 100% of CCM.

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SCHEDULE 6.02
to 364-Day
Credit Agreement

EXISTING LIENS

None.

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QuickLinks

Exhibit 10.108b

SCHEDULE 3.06 to 364-Day Credit Agreement

SCHEDULE 3.13 to 364-Day Credit Agreement

SCHEDULE 6.02 to 364-Day Credit Agreement