Exhibit 10.30

 

AMENDMENT NO. 1 TO AMENDED AND RESTATED

CREDIT AGREEMENT

 

THIS AMENDMENT NO. 1 TO AMENDED AND RESTATED CREDIT AGREEMENT (this
“Amendment”), dated as of November 13, 2003, is entered into by and between
Coast Hotels and Casinos, Inc., a Nevada corporation (“Borrower”) and Bank of
America, N.A. as Administrative Agent (the “Agent”) for itself and for the other
Lenders, with reference to the Amended and Restated Credit Agreement, dated as
of September 26, 2003 (as the same may be amended, restated, supplemented or
otherwise modified from time to time, the “Credit Agreement”) among Borrower,
the Lenders, Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of
America, N.A., as Administrative Agent, Swing Line Lender, L/C Issuer, and Banc
of America Securities, LLC and Wells Fargo Bank, National Association, as Joint
Lead Arrangers and Joint Book Managers.

 

RECITALS

 

1. Borrower has informed the Agent that it desires to enter into an Amended and
Restated Operating Agreement pursuant to which it will purchase 75% of the
member interests of Orange County Development, LLC, an existing limited
liability company organized under the laws of the state of Indiana (the “OC
Development Acquisition”); and

 

2. Borrower desires to amend certain provisions of the Credit Agreement to
provide for the OC Development Acquisition, and the Agent and the Required
Lenders have agreed to make such amendments, subject to the terms and conditions
set forth in this Amendment.

 

AGREEMENT

 

NOW, THEREFORE, for good and valuable consideration, the receipt and adequacy of
which are hereby acknowledged, the parties hereto hereby covenant and agree to
be bound as follows:

 

1. Defined Terms. Any and all initially capitalized terms set forth without
definition in this Amendment (including, without limitation, in the recitals
hereto) shall have the respective meanings ascribed thereto in the Credit
Agreement.

 

2. Definitions. Section 1.01 of the Credit Agreement is amended by amending the
definition of “Excluded Subsidiaries” to read in its entirety as follows:

 

“Excluded Subsidiaries” means Omaha Partners, OC Development, and in the event
South Coast Project Approval does not occur, any new entity organized in
connection with the South Coast Project.

 

Section 1.01 of the Credit Agreement is further amended by adding the definition
of “OC Development” thereto in the correct alphabetical order to read in its
entirety as follows:

 

“OC Development” means Orange County Development, LLC, a limited liability
company organized under the laws of the state of Indiana.

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3. Acquisitions and Investments. Section 7.16 of the Credit Agreement is amended
by deleting the period at the end thereof and by substituting in lieu thereof a
semi-colon and by adding the following phrase at the end thereof:

 

“; provided, however, that any Investments made or suffered to exist relating to
OC Development and otherwise permitted pursuant to this Section 7.16 shall not,
when combined with the Contingent Obligations relating to OC Development and
otherwise permitted under Section 7.10, at any time exceed $60,000,000;
provided, further, that any notes or instruments evidencing such Investments in
OC Development shall be pledged and delivered to the Administrative Agent
together with endorsements in the form prescribed by the Administrative Agent
within five Business Days of the execution of such notes or instruments.”

 

4. Excluded Subsidiaries. Section 7.19 of the Credit Agreement is amended by
deleting the period at the end of the second sentence thereof and by adding the
following phrase thereto:

 

“, provided that, subject to the limitations set forth in the proviso to Section
7.16, the Borrower may incur Contingent Obligations with respect to OC
Development.”

 

5. Conditions Precedent. The effectiveness of this Amendment (the “Effective
Date”) is subject to the prior satisfaction of each of the following conditions:

 

(a) Agent shall have received this Amendment, duly executed by Borrower;

 

(b) Agent shall have received the Amendment to the Amended and Restated Security
Agreement in the form attached as Exhibit A, duly executed by Borrower.

 

(c) Agent shall have received an acknowledgment, in the form attached hereto as
Exhibit B, from Guarantor; and

 

(d) Agent shall have received a written consent from each of the Required
Lenders, substantially in the form of Exhibit C.

 

6. Reaffirmation of Loan Documents; No Default; No Defenses; etc. Borrower
hereby reaffirms the Credit Agreement and the Loan Documents and its obligations
to Agent and Lenders thereunder. Borrower represents and warrants that there are
no outstanding Events of Default under the Credit Agreement or any Loan
Document. Borrower acknowledges that Agent and Lenders have fully complied with
their respective obligations under any Loan Document and that Borrower has no
defenses to the validity, enforceability or binding effect of any Loan Document.

 

7. Counterparts. This Amendment may be executed in any number of counterparts
and by different parties on separate counterparts, each of which when so
executed and delivered shall be deemed an original and all of which when taken
together, shall constitute but one and the same instrument.

 

8. Otherwise Not Affected. In the event of any conflict or inconsistency between
the Credit Agreement and the provisions of this Amendment, the provisions of
this Amendment shall govern. Except to the extent set forth herein, the Credit
Agreement shall remain unaltered and in full force and effect.

 

[Signature Page Follows]

 

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IN WITNESS WHEREOF, the parties hereto have executed this Amendment by their
respective duly authorized officers as of the date first above written.

 

BORROWER:

COAST HOTELS AND CASINOS, INC.

By:

 

/s/ Gage Parrish

--------------------------------------------------------------------------------

Name:

 

Gage Parrish

Title:

 

VP/CFO

ADMINISTRATIVE AGENT:

BANK OF AMERICA, N.A.,

as Administrative Agent

 

By:

 

/s/ Janice Hammond

--------------------------------------------------------------------------------

Name:

 

Janice Hammond

Title:

 

Vice President

 

-3-

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EXHIBIT A

 

FORM OF AMENDMENT TO AMENDED AND RESTATED SECURITY AGREEMENT

 

AMENDMENT NO. 1 TO AMENDED AND RESTATED

SECURITY AGREEMENT

 

THIS AMENDMENT NO. 1 TO AMENDED AND RESTATED SECURITY AGREEMENT (this
“Amendment”), dated as of November 13, 2003, is made by and between Coast Hotels
and Casinos, Inc., a Nevada corporation (“Grantor”), and Bank of America, N.A.,
as Administrative Agent (the “Agent”) for itself and for the other Lenders, with
reference to the Amended and Restated Security Agreement dated of September 26,
2003, made by the Grantor in favor of the Agent and the Lenders (the “Security
Agreement”).

 

RECITALS

 

1. Grantor and the Agent are parties to that Amended and Restated Credit
Agreement, dated as of September 26, 2003 (as the same may be amended, restated,
supplemented or otherwise modified from time to time, the “Credit Agreement”)
among Grantor, the Lenders, Co-Syndication Agent, Documentation Agent, Co-Agent,
Bank of America, N.A., as Administrative Agent, Swing Line Lender, L/C Issuer,
and Banc of America Securities, LLC and Wells Fargo Bank, National Association,
as Joint Lead Arrangers and Joint Book Managers, pursuant to which certain
credit accommodations have been made available to the Grantor.

 

2. Pursuant to the Security Agreement, Grantor granted a security interest in
assets of Grantor to secure Grantor’s obligations under the Credit Agreement.

 

3. Grantor has informed the Agent that it desires to enter into an Amended and
Restated Operating Agreement pursuant to which it will purchase 75% of the
member interests of Orange County Development, LLC, an existing limited
liability company organized under the laws of the state of Indiana (the “OC
Development Acquisition”). Grantor desires to amend certain provisions of the
Credit Agreement to provide for the OC Development Acquisition.

 

4. It is a condition precedent to the Agent and the Required Lenders amending
the Credit Agreement that Grantor execute this Amendment.

 

AGREEMENT

 

NOW, THEREFORE, for good and valuable consideration, the receipt and adequacy of
which are hereby acknowledged, the parties hereto hereby covenant and agree to
be bound as follows:

 

1. Defined Terms. Any and all initially capitalized terms set forth without
definition in this Amendment (including, without limitation, in the recitals
hereto) shall have the respective meanings ascribed thereto in the Security
Agreement.

 

2. Definitions. Section 1 of the Security Agreement is amended by amending
subparts (b) and (g) of the definition of “Collateral” to read in its entirety
as follows:

 

All present and future general intangibles, all contractual rights under the
limited liability company agreements of Omaha Partners, LLC and Orange County
Development, LLC, all tax refunds of every kind and nature to which Grantor now
or hereafter may become entitled,

 

-4-

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however arising, all other refunds, and all deposits, reserves, loans,
royalties, cost savings, deferred payments, goodwill, choses in action,
liquidated damages, rights to indemnification, trade secrets, computer programs,
software, customer lists, trademarks, trade names, patents, licenses (except for
gaming licenses and liquor licenses, which are not transferable), copyrights,
technology, processes, proprietary information and insurance proceeds of which
Grantor is a beneficiary;

 

(g) All present and future stocks, bonds, debentures, securities, subscription
rights, options, warrants, puts, calls, certificates, partnership interests,
limited liability company interests, joint venture interests, investment
property, Investments (including all Investments in Omaha Partners, LLC and
Orange County Development, LLC) and/or brokerage accounts and all rights,
preferences, privileges, dividends, distributions, redemption payments, or
liquidation payments with respect thereto and all investments in Omaha Partners,
LLC and Orange County Development, LLC;

 

3. Grantor’s Representations. Section 4 of the Security Agreement is amended by
amending subpart (l) thereof to read in its entirety as follows:

 

(l) the ownership interests in Omaha Partners, LLC and Orange County
Development, LLC will not be certificated and will not be subject to Article 8
of the Uniform Commercial Code as enacted in any jurisdiction

 

4. Conditions Precedent. The effectiveness of this Amendment is subject to Agent
having received this Amendment, duly executed by Grantor.

 

5. Reaffirmation of Loan Documents; No Default; No Defenses; etc. Grantor hereby
reaffirms the Security Agreement and the Loan Documents and its obligations to
Agent and Lenders thereunder. Grantor represents and warrants that there are no
outstanding Events of Default under the Security Agreement or any Loan Document.
Grantor acknowledges that Agent and Lenders have fully complied with their
respective obligations under any Loan Document and that Grantor has no defenses
to the validity, enforceability or binding effect of any Loan Document.

 

6. Counterparts. This Amendment may be executed in any number of counterparts
and by different parties on separate counterparts, each of which when so
executed and delivered shall be deemed an original and all of which when taken
together, shall constitute but one and the same instrument.

 

7. Otherwise Not Affected. In the event of any conflict or inconsistency between
the Security Agreement and the provisions of this Amendment, the provisions of
this Amendment shall govern. Except to the extent set forth herein, the Security
Agreement shall remain unaltered and in full force and effect.

 

[Signature Page Follows]

 

-5-

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IN WITNESS WHEREOF, the parties hereto have executed this Amendment by their
respective duly authorized officers as of the date first above written.

 

GRANTOR:

COAST HOTELS AND CASINOS, INC.

By:

 

 

--------------------------------------------------------------------------------

Name:

   

Title:

   

ADMINISTRATIVE AGENT:

BANK OF AMERICA, N.A.,

as Administrative Agent

By:

 

 

--------------------------------------------------------------------------------

Name:

   

Title:

   

 

-6-

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EXHIBIT B

 

ACKNOWLEDGMENT OF GUARANTOR

 

In order to induce Administrative Agent to execute the Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”), and to induce the Lenders to consent to the Amendment, the
undersigned hereby represents, warrants and agrees that the undersigned has
reviewed and approved the Amendment and that nothing contained therein shall
diminish, alter, amend or otherwise affect the undersigned’s obligations to
Administrative Agent, for the benefit of Lenders, under the Guaranty dated
September 26, 2003 (the “Guaranty”) made by the undersigned in favor of
Administrative Agent for the benefit of the Lenders. The undersigned further
confirms that the Guaranty shall continue in full force and effect and agrees
that it shall continue to be liable under such Guaranty in accordance with the
terms thereof. The undersigned further confirms that it has no defense,
counterclaim or offset right whatsoever with respect to its obligations under
the Guaranty. Any and all initially capitalized terms set forth in this
Acknowledgment of Guarantor shall have the respective meanings ascribed thereto
in the Credit Agreement, as amended by the Amendment.

 

Dated as of: November 13, 2003.

 

“Guarantor”

COAST CASINOS, INC.,

a Nevada corporation

By:

 

/s/ Gage Parrish

--------------------------------------------------------------------------------

Name:

 

Gage Parrish

Title:

 

VP/CFO

 

-7-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Bank of America

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[Name of Lender]

   

By:

 

/s/ Matthew Koenig

--------------------------------------------------------------------------------

   

Name:

 

Matthew Koenig

   

Title:

 

Managing Director

   

Dated:

 

11/14, 2003

 

-8-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Wells Fargo Bank

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Rick Bokum

--------------------------------------------------------------------------------

   

Name:

 

Rick Bokum

   

Title:

 

Vice President

   

Dated:

 

November 14, 2003

 

-9-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Deutsche Bank Trust Company Americas

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ George R. Reynolds

--------------------------------------------------------------------------------

   

Name:

 

George R. Reynolds

   

Title:

 

Vice President

   

Dated:

 

                                             , 2003

 

-10-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Bank of Scotland

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Joseph Fratus

--------------------------------------------------------------------------------

   

Name:

 

Joseph Fratus

   

Title:

 

First Vice President

   

Dated:

 

Nov. 14, 2003

 

-11-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

The CIT Group/Equipment Financing, Inc.

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Michael J. Misulonas

--------------------------------------------------------------------------------

   

Name:

 

Michael J. Misulonas

   

Title:

 

Senior Credit Analyst

   

Dated:

 

November 14, 2003

 

-12-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

     Commerzbank AG, New York and Grand Cayman Branches

--------------------------------------------------------------------------------

     [Name of Lender]      By:   

/s/ Christian Jagenberg

--------------------------------------------------------------------------------

     Name:   

Christian Jagenberg

     Title:   

SVP and Manager

     By:   

/s/ Werner Schmidbauer

--------------------------------------------------------------------------------

     Name:   

Werner Schmidbauer

     Title:   

SVP

     Dated:   

November 13, 2003

 

-13-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

U,S, Bank

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Ryan Stipe

--------------------------------------------------------------------------------

   

Name:

 

Ryan Stipe

   

Title:

 

Vice President

   

Dated:

 

November 14, 2003

 

-14-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Credit Lyonnais New York Branch

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ F. Frank Herrera

--------------------------------------------------------------------------------

   

Name:

 

F. Frank Herrera

   

Title:

 

Vice President

   

Dated:

 

November 14, 2003

 

-15-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

JPMorgan Chase Bank

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Donald Shokrian

--------------------------------------------------------------------------------

   

Name:

 

Donald Shokrian

   

Title:

 

Managing Director

   

Dated:

 

November 13, 2003

 

-16-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Comerica West Incorporated

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Eion P. Collins

--------------------------------------------------------------------------------

   

Name:

 

Eion P. Collins

   

Title:

 

Vice President

   

Dated:

 

November 14, 2003

 

-17-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Fleet Bank

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Thomas Brower

--------------------------------------------------------------------------------

   

Name:

 

Thomas Brower

   

Title:

 

Vice President

   

Dated:

 

11/14, 2003

 

-18-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Hibernia National Bank

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Jennifer Henry

--------------------------------------------------------------------------------

   

Name:

 

Jennifer Henry

   

Title:

 

AVP

   

Dated:

 

11/14, 2003

 

-19-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

The Peoples Bank, Biloxi, Mississippi

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Chevis C. Swetman

--------------------------------------------------------------------------------

   

Name:

 

Chevis C. Swetman

   

Title:

 

President & CEO

   

Dated:

 

November 13, 2003

 

-20-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

Nevada State Bank

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[Name of Lender]

   

By:

 

/s/ R. Michael Ramsey

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Name:

 

R. Michael Ramsey

   

Title:

 

V.P. Corporate Relationship Manager

   

Dated:

 

November 14, 2003

 

-21-

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EXHIBIT C

 

CONSENT OF LENDER

 

This Consent is delivered with reference to the proposed Amendment No. 1 to
Amended and Restated Credit Agreement (the “Amendment”) of even date herewith,
amending the Amended and Restated Credit Agreement, dated as of September 26,
2003 (as the same may be amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”) among Borrower, the Lenders,
Co-Syndication Agent, Documentation Agent, Co-Agent, Bank of America, N.A., as
Administrative Agent, Swing Line Lender, L/C Issuer, and Banc of America
Securities, LLC and Wells Fargo Bank, National Association, as Joint Lead
Arrangers and Joint Book Managers, as set forth therein (as amended, the “Credit
Agreement”). The undersigned hereby consents to the execution, delivery and
performance of the Amendment substantially in the form presented to the
undersigned as a draft.

 

   

West Coast Bank

--------------------------------------------------------------------------------

   

[Name of Lender]

   

By:

 

/s/ Tim Johnson

--------------------------------------------------------------------------------

   

Name:

 

Tim Johnson

   

Title:

 

Vice President

   

Dated:

 

November 14, 2003

 

-22-