Exhibit 10.2

AMENDMENT TO MASTERCARD SETTLEMENT
AND JUDGMENT SHARING AGREEMENT

With respect to the MasterCard Settlement and Judgment Sharing Agreement
(“Agreement”) dated as of February 7, 2011, and in consideration of the mutual
covenants and agreements contained herein, the undersigned parties agree as of
the Amendment Effective Date to amend the Agreement as follows:

1.
Each term defined in the Agreement shall have the same meaning when used herein.

2.
In the event of a Settlement in an Opt-Out Action in which the settling
Signatory or Signatories provide no Settlement consideration other than (a) a
Monetary Portion or (b) modification of rules as required by any of the terms of
Paragraphs 53-65 of the Definitive Class Settlement Agreement in MDL 1720
subject, however, to the terms of the Definitive Class Settlement Agreement and
any modifications thereto, that Settlement shall be treated under the Agreement
as though it were a Settlement in an Individual Plaintiff Action,
notwithstanding any contrary provision in the Agreement.

3.
For the avoidance of doubt, in the event of a Partial Settlement in an Opt-Out
Action in which the settling Signatory or Signatories provide no Settlement
consideration other than (a) a Monetary Portion or (b) modification of rules as
required by any of the terms of Paragraphs 53-65 of the Definitive Class
Settlement Agreement in MDL 1720 subject, however, to the terms of the
Definitive Class Settlement Agreement and any modifications thereto, that
Partial Settlement shall be treated under the Agreement as though it were a
Partial Settlement in an Individual Plaintiff Action, notwithstanding any
contrary provision in the Agreement.

4.
Notwithstanding any contrary provision in the Agreement, a Settlement in an
Opt-Out Action that constitutes a Joint Settlement Agreement subject to
Paragraph 2.a of the Omnibus Agreement shall be considered a Settlement of All
Claims for purposes of Paragraph 3.a of the Agreement.

5.
This Amendment to the Agreement may be executed in multiple counterparts, each
of which shall be deemed to be an original, and all such counterparts shall
constitute but one instrument.

6.
This Amendment to the Agreement shall be effective as of the date on which (a)
all entities listed on the signature pages hereto have executed it and (b) all
entities listed on the signature pages thereto have executed the Amendment to
Omnibus Agreement Regarding Interchange Litigation Judgment Sharing and
Settlement Sharing (the “Amendment Effective Date”).

7.
Each of the undersigned individuals signs on behalf of, and represents and
warrants that he or she has the authority and authorization to sign on behalf of
and bind, the corporations, banks, companies, or entities identified immediately
above his or her signature, and upon the Amendment Effective Date this
instrument shall be a valid and binding obligation of each such entity.

[SIGNATURE PAGES FOLLOW]

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IN WITNESS WHEREOF, the undersigned parties have caused the execution of this
Amendment to Omnibus Agreement Regarding Interchange Litigation Judgment Sharing
and Settlement Sharing.

Bank of America, N.A.,
MBNA America (Delaware),
FIA Card Services N.A. (f/k/a Bank of America, N.A. (USA)
and MBNA America Bank, N.A.),
Bank of America Corporation, and
NB Holdings Corporation

By:/s/Terry Laughlin    
Name: Terry Laughlin
Title:President, Strategic Initiatives
Dated August 20, 2014    

BA Merchant Services LLC (f/k/a National Processing, Inc.)

By: /s/ JoAnn P. Carlton    
Name: JoAnn P. Carlton
Title: EVP
Dated August 19, 2014    

Barclays Bank plc, Barclays Financial Corp., and Barclays Bank Delaware

By: /s/ Clinton W. Walker    
Name: Clinton W. Walker
Title: Managing Director, Barclays Bank Delaware
Dated August 13, 2014    

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Capital One Bank, (USA), N.A., Capital One, F.S.B., Capital One, N.A., Capital
One Financial Corporation

By: /s/ Jonathan Campbell    
Name: Jonathan Campbell
Title: Vice President, Sr. Associate General Counsel
Dated August 11, 2014    

Chase Bank USA, N.A.

By: /s/ Gordon A. Smith    
Name: Gordon A. Smith
Title:CEO Consumer/Community Banking
Dated August 7, 2014    

Citibank (South Dakota), N.A., Citibank, N.A., Citicorp, and Citigroup, Inc.

By: /s/ David F. Graham    
Name: David F. Graham
Title: Partner, Sidley Austin LLP, attorneys for Citibank (South Dakota), N.A.,
Citibank, N.A., Citicorp and Citigroup, Inc.
Dated August 26, 2014     

Fifth Third Bancorp

By: /s/ James R. Hubbard    
Name: James R. Hubbard
Title: SVP & CLO
Dated August 21, 2014    

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First National Bank of Nebraska, Inc. and First National Bank of Omaha

By: /s/ Nicholas W. Baxter    
Name: Nicholas W. Baxter
Title: EVP
Dated August 26, 2014     

HSBC Finance Corporation

By: /s/ Megan S. Webster    
Name: Megan S. Webster
Title: Vice President
Dated August 20, 2014    

HSBC Bank, USA, N.A.

By: /s/ Stephen R. Nesbitt    
Name: Stephen R. Nesbitt
Title: Executive Vice President
Dated August 20, 2014    

HSBC North America Holdings, Inc.

By: /s/ Patrick J. Burke    
Name: Patrick J. Burke
Title: CEO
Dated August 20, 2014    

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HSBC Bank plc

By: /s/ D.M. Charles    
Name: D.M. Charles
Title: Co-General Counsel
Dated August 26, 2014     

HSBC Holdings plc

By: /s/ Shawn J. Chen    
Name: Shawn J. Chen
Title: Global Co-General Counsel, Litigation
Dated August 21, 2014    

JPMorgan Chase & Co.

By: /s/ Stephen M. Cutler    
Name: Stephen M. Cutler
Title: General Counsel
Dated August 7, 2014    

JPMorgan Chase Bank, N.A., as acquirer of certain assets and liabilities of
Washington Mutual Bank from the Federal Deposit Insurance Corporation acting as
receiver

By: /s/ Gordon A. Smith    
Name: Gordon A. Smith
Title: CEO Consumer/Community Banking
Dated August 7, 2014    

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MasterCard Incorporated,
MasterCard International Incorporated

By: /s/ Timothy Murphy    
Name: Timothy Murphy
Title: General Counsel & Chief Franchise Officer
Dated August 18, 2014    

The PNC Financial Services Group, Inc., successor by merger to National City
Corporation

By: /s/ Joseph C. Guyaux    
Name: Joseph C. Guyaux
Title: Senior Vice Chairman
Dated August 19, 2014    

PNC Bank, National Association, successor by merger to National City Bank and
National City Bank of Kentucky

By: /s/ Joseph C. Guyaux    
Name: Joseph C. Guyaux
Title: Senior Vice Chairman
Dated August 19, 2014    

Suntrust Banks Inc.

By: /s/ Brian D. Edwards    
Name: Brian D. Edwards
Title: SVP
Dated August 12, 2014    

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Texas Independent Bancshares, Inc.

By: /s/ Charles T. Doyle    
Name: Charles T. Doyle
Title: Chairman of the Board
Dated August 26, 2014     

Wells Fargo & Co.
Wells Fargo Bank N.A.

By: /s/ C.V. Beck    
Name: C.V. Beck
Title: Officer – Wells Fargo & Company, SVP Wells Fargo Bank, N.A
Dated August 18, 2014     

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