AMENDMENT NO. 5 TO CREDIT AGREEMENT
 
This Amendment No. 5 to Credit Agreement (this "Agreement") dated as of  March
30, 2011 is made by and among INTERSECTIONS INC., a Delaware corporation (the
"Company"), the Subsidiaries of the Company party hereto (together with the
Company, the "Borrowers" and each a "Borrower"), BANK OF AMERICA, N.A., a
national banking association organized and existing under the laws of the United
States ("Bank of America"), in its capacity as administrative agent for the
Lenders (as defined in the Credit Agreement (as defined below)) (in such
capacity, the "Administrative Agent"), and each of the Lenders signatory hereto.

W I T N E S S E T H:
 
WHEREAS, the Borrowers, the Administrative Agent and the Lenders have entered
into that certain Credit Agreement dated as of July 3, 2006 (as heretofore
amended, as hereby amended and as from time to time hereafter further amended,
modified, supplemented, restated, or amended and restated, the "Credit
Agreement"; capitalized terms used in this Agreement not otherwise defined
herein shall have the respective meanings given thereto in the Credit
Agreement), pursuant to which the Lenders have made available to the Borrowers a
term loan facility and a revolving credit facility, including a subfacility for
letters of credit; and
 
WHEREAS, the Company desires to enter a stock repurchase agreement with Conning
Capital Partners V, L.P. for the repurchase of 1,742,463 shares of its common
stock at a purchase price of $11.25 per share (the "Stock Repurchase");
 
WHEREAS, the Borrowers have requested that the Administrative Agent and the
Lenders enter into this Agreement to amend the Credit Agreement to, among other
things, permit the Stock Repurchase;
 
NOW, THEREFORE, in consideration of the premises and further valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the
parties hereto agree as follows:
 
1.           Amendments to Credit Agreement.  Subject to the terms and
conditions set forth herein, the Credit Agreement is hereby amended as follows:
 
(a)            Section 1.01 is amended as follows:
 
(i)           A new definition of "Available Liquidity" is added in appropriate
alphabetical order to read as follows:
 
"Available Liquidity" means, at any time, the sum of (i) cash and cash
equivalents at such time plus (ii) the difference between the Aggregate
Commitments and the Total Outstandings at such time.
 
(ii)           A new definition of "Cash Equivalents" is added in appropriate
alphabetical order to read as follows:
 
"Cash Equivalents" means any of the following types of Investments, to the
extent owned by the Company or any of its Subsidiaries free and clear of all
Liens (other than Liens created under the Collateral Documents and other Liens
permitted hereunder):
 
(a)            readily marketable obligations issued or directly and fully
guaranteed or insured by the United States of America or any agency or
instrumentality thereof having maturities of not more than 360 days from the
date of acquisition thereof; provided that the full faith and credit of the
United States of America is pledged in support thereof;
 
(b)            time deposits with, or insured certificates of deposit or
bankers" acceptances of, any commercial bank that (i) (A) is a Lender or (B) is
organized under the laws of the United States of America, any state thereof or
the District of Columbia or is the principal banking subsidiary of a bank
holding company organized under the laws of the United States of America, any
state thereof or the District of Columbia, and is a member of the Federal
Reserve System, (ii) issues (or the parent of which issues) commercial paper
rated as described in clause (c) of this definition and (iii) has combined
capital and surplus of at least $1,000,000,000, in each case with maturities of
not more than 180 days from the date of acquisition thereof;
 
 (c)            commercial paper issued by any Person organized under the laws
of any state of the United States of America and rated at least "Prime-1" (or
the then equivalent grade) by Moody"s or at least "A-1" (or the then equivalent
grade) by S&P, in each case with maturities of not more than 180 days from the
date of acquisition thereof; and
 
(d)            Investments, classified in accordance with GAAP as current assets
of the Company or any of its Subsidiaries, in money market investment programs
registered under the Investment Company Act of 1940, which are administered by
financial institutions that have the highest rating obtainable from either
Moody"s or S&P, and the portfolios of which are limited solely  (other than in
respect of no more than 5% of such portfolios) to Investments of the character,
quality and maturity described in clauses (a), (b) and (c) of this definition.
 
(iii)           The definition of "Consolidated Cash Flow" is amended to delete
clause (e) thereof and to re-designate existing clause "(f)" as clause "(e)".
 
(b)            Section 6.12 is amended to add a new clause (a) thereto to read
as follows:
 
(a)           Minimum Available Liquidity.   Maintain at all times Available
Liquidity of not less than $10,000,000.
 
(c)            Section 7.02(f) of the Credit Agreement is amended by replacing
the amount of $11,400,000 therein with the amount of $30,000,000.
 
2.           Effectiveness; Conditions Precedent.  This Agreement and the
amendments to the Credit Agreement herein provided shall become effective upon
satisfaction of the following conditions precedent:
 
(a)            the Administrative Agent shall have received each of the
following documents or instruments in form and substance reasonably acceptable
to the Administrative Agent:
 
(i)            counterparts of this Agreement, duly executed by the Borrowers,
the Administrative Agent and the Lenders, together with all schedules and
exhibits thereto duly completed;
 
(ii)            such other documents, instruments, opinions, certifications,
undertakings, further assurances and other matters as the such other assurances,
certificates, documents, consents or opinions as the Administrative Agent, the
L/C Issuer, or the Lenders may reasonably require;
 
(b)            all fees and expenses payable to the Administrative Agent and the
Lenders (including the fees and expenses of counsel to the Administrative Agent)
estimated to date shall have been paid in full (without prejudice to final
settling of accounts for such fees and expenses).
 
3.           Representations and Warranties.  In order to induce the
Administrative Agent and the Lenders to enter into this Agreement, the Borrower
represents and warrants to the Administrative Agent and the Lenders as follows:
 
(a)            The representations and warranties made by each Loan Party in
Article V of the Credit Agreement and in each of the other Loan Documents to
which such Loan Party is a party are true and correct on and as of the date
hereof, except to the extent that such representations and warranties expressly
relate to an earlier date;
 
(b)            Since the date of the most recent financial reports of the
Company and its Subsidiaries delivered pursuant to Section 6.01 of the Credit
Agreement, no act, event, condition or circumstance has occurred or arisen
which, singly or in the aggregate with one or more other acts, events,
occurrences or conditions (whenever occurring or arising), has had or could
reasonably be expected to have a Material Adverse Effect;
 
(c)            The Persons constituting Borrowers after giving effect to the
effectiveness hereof (and assuming satisfaction of the conditions subsequent set
forth in Section 3 of this Agreement) are all Persons required to be Designated
Co-Borrowers under Section 6.13 of the Credit Agreement;
 
(d)            This Agreement has been duly authorized, executed and delivered
by the Borrowers and constitutes a legal, valid and binding obligation of such
parties, except as may be limited by general principles of equity or by the
effect of any applicable bankruptcy, insolvency, reorganization, moratorium or
similar law affecting creditors" rights generally; and
 
(e)            After giving effect to this Agreement, no Default or Event of
Default has occurred and is continuing.
 
4.           Intersections Marketing Services Inc..  The Borrower hereby
notifies the Administrative Agent, as required under Section 6.13 of the Credit
Agreement, of the formation of a new subsidiary "Intersections Marketing
Services Inc."  The Administrative Agent and Lenders acknowledge that Borrower
shall be compliance with Section 6.13 of the Credit Agreement with respect to
this Subsidiary provided that Borrower executes all documents required under
Section 6.13 within 30 days of receipt thereof from the Administrative Agent.
 
5.           Entire Agreement.  This Agreement, together with all the Loan
Documents, that certain consent and waiver letter dated August 25, 2006 from
Bank of America, N.A., as Lender, to the Company, and that certain consent
letter dated November 2, 2007 from Bank of America, N.A., as Lender, to the
Company (collectively, the "Relevant Documents"), sets forth the entire
understanding and agreement of the parties hereto in relation to the subject
matter hereof and supersedes any prior negotiations and agreements among the
parties relating to such subject matter.  No promise, condition, representation
or warranty, express or implied, not set forth in the Relevant Documents shall
bind any party hereto, and no such party has relied on any such promise,
condition, representation or warranty.  Each of the parties hereto acknowledges
that, except as otherwise expressly stated in the Relevant Documents, no
representations, warranties or commitments, express or implied, have been made
by any party to the other in relation to the subject matter hereof or
thereof.  None of the terms or conditions of this Agreement may be changed,
modified, waived or canceled orally or otherwise, except in writing and in
accordance with Section 10.01 of the Credit Agreement.
 
6.           Full Force and Effect of Agreement.  Except as hereby specifically
amended, modified or supplemented, the Credit Agreement and all other Loan
Documents are hereby confirmed and ratified in all respects and shall be and
remain in full force and effect according to their respective terms, as modified
by (i) that certain consent and waiver letter dated August 25, 2006 from Bank of
America, N.A., as Lender, to the Company and (ii) that certain consent letter
dated November 2, 2007 from Bank of America, N.A., as Lender, to the Company.
 
7.           Counterparts.  This Agreement may be executed in any number of
counterparts, each of which shall be deemed an original as against any party
whose signature appears thereon, and all of which shall together constitute one
and the same instrument.
 
8.           Governing Law.  This Agreement shall in all respects be governed
by, and construed in accordance with, the laws of the Commonwealth of Virginia
applicable to contracts executed and to be performed entirely within such
Commonwealth, and shall be further subject to the provisions of Section 10.13 of
the Credit Agreement.
 
9.           Enforceability.  Should any one or more of the provisions of this
Agreement be determined to be illegal or unenforceable as to one or more of the
parties hereto, all other provisions nevertheless shall remain effective and
binding on the parties hereto.
 
10.           References.  All references in any of the Loan Documents to the
"Credit Agreement" shall mean the Credit Agreement, as amended hereby.
 
11.           Successors and Assigns.  This Agreement shall be binding upon and
inure to the benefit of the Borrowers, the Administrative Agent and each of the
Lenders, and their respective successors, legal representatives, and assignees
to the extent such assignees are permitted assignees as provided in Section
10.06 of the Credit Agreement.
 

[Signature pages follow.]

IN WITNESS WHEREOF, the parties hereto have caused this instrument to be made,
executed and delivered by their duly authorized officers as of the day and year
first above written.

 
BORROWERS:
     
INTERSECTIONS INC.
             
By: __________________________________________                                                               
 
Name: ________________________________________
 
Title:   ________________________________________
             
CREDITCOMM SERVICES LLC
         
By:     ________________________________________                                                            
 
Name:________________________________________
 
Title:  ________________________________________
             
INTERSECTIONS HEALTH SERVICES, INC.
         
By:      ________________________________________                                                           
 
Name:  ________________________________________
 
Title:  ________________________________________
           

 
INTERSECTIONS INSURANCE SERVICES INC.
         
By: ________________________________________                                                       
 
Name:  ______________________________________
 
Title: ________________________________________
             
CAPTIRA ANALYTICAL, LLC
         
By: ________________________________________                                      
 
Name:  _____________________________________
 
Title: ______________________________________
         
NET ENFORCERS, INC.
         
By:  ________________________________________                                                             
 
Name:  ______________________________________
 
Title: ________________________________________
         
INTERSECTIONS BUSINESS SERVICES LLC
         
By: ________________________________________                                                     
 
Name:  ______________________________________
 
Title:  _______________________________________
         
ADMINISTRATIVE AGENT:
     
BANK OF AMERICA, N.A., as Administrative Agent
         
By: ________________________________________
 
Name:  ______________________________________
 
Title:  _______________________________________
       

 
LENDERS:
     
BANK OF AMERICA, N.A.
     
By:  ________________________________________
 
Name:  ______________________________________
 
Title:  ________________________________________