EXHIBIT 10.4

   

  NOTICE OF GRANT OF AWARD

AFLAC INCORPORATED

  AND AWARD AGREEMENT

ID: 58-1167100

 

Worldwide Headquarters

   NON-EMPLOYEE DIRECTOR

1932 Wynnton Road

 

Columbus, Georgia 31999

   

<FirstName> <MiddleName> <LastName>

Award Number:

<Number>

<Address>

Plan:

2004 Long-Term Incentive Plan

<Address2>

ID:

<ID>

<Address3>

   

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Effective <LongOptionDate>, you have been granted an award of <AwardsGranted>
shares of AFLAC INCORPORATED (the Company) common stock.

The current total value of the Award at the date of issue was $______________.

These award shares are restricted until the vest date shown below:

Shares

 

Vest Type

 

Full Vest

             

<sharesperiod1>

 

<vesttypeperiod1>

 

<vestdateperiod1>

 

<sharesperiod2>

 

<vesttypeperiod2>

 

<vestdateperiod2>

 

<sharesperiod3>

 

<vesttypeperiod3>

 

<vestdateperiod3>

 

<sharesperiod4>

 

<vesttypeperiod4>

 

<vestdateperiod4>

 

 

Summary of Award Terms:

These shares of restricted stock will be held in book entry form in the custody
of the Company until the restrictions thereon have lapsed.

Subject to the restrictions set forth in the Plan and the Award Agreement
relating to this award, you shall possess all incidents of ownership with
respect to the Shares, including the right to receive or reinvest dividends with
respect to such Shares and to vote such Shares.

By your signature and the Company's signature below, you and the Company agree
that this award is granted under and governed by the terms and conditions of the
Company's 2004 Long-Term Incentive Plan and the Award Agreement relating to this
award, which are attached to and made a part of this document.

 

_______________________________________

 

__________________________________

By Daniel P. Amos

 

Date

AFLAC INCORPORATED

         

_______________________________________

 

__________________________________

<FirstName> <MiddleName> <LastName>

 

Date