Exhibit 10.32

ADVANCE SCHEDULE
No. 03

Date: November 7, 2007

This Advance Schedule (the "Schedule") is issued pursuant to and is subject to
all terms and conditions of the Credit Card Receivables Advance Agreement, dated
as of November 7, 2007 (as amended from time to time in accordance with its
terms, the "Master Agreement") between CREDIT CASH, LLC (the "Lender") and
PRICEENERGY.COM, INC. (the "Merchant"). Capitalized terms used and not defined
in this Schedule have the meanings given to them in the Master Agreement.
 
The Merchant has requested that the Lender make an Advance to the Merchant, and
the Lender is willing to make such Advance, in each case subject to the
following terms and conditions:

      1.    
The Advance Amount is $500,000.00.

      2.    
The Collection Amount of this Advance Schedule No. 03 is $535,000. The
outstanding balance of Advance Schedule No. 02 as of November 6, 2007 is in the
amount of $290,325.67. The proceeds of the Advance Amount are to be used to 1)
payoff in full the outstanding balance of Advance Schedule No. 2 and 2) remit
the remaining balance of the Advance Amount to Merchant.

 
      3.    
The Collection Date for all Loans is June 7, 2008.

      4.    
The Collection Account Bank and Collection Account are as follows:

 

Bank name:  North Fork Bank   1407 Broadway    
New York, NY 10018
Routing/ABA Number:  021407912  Account Name to credit:  PriceEnergy.com, Inc.
Account Number to credit:   2744061595

 
      5.    
The Merchant agrees to repay the Advance Amount by remitting (or causing to be
remitted) to the Lender, on or before the Collection Date, the Collection
Amount. If the Collection Amount is remitted to the Lender before the Collection
Date, the Merchant shall not be entitled to any refund or other compensation. If
the Collection Amount is not remitted to the Lender by the Collection Date,
Merchant may be subject to extension fees as set forth in the Master Agreement.

      6.    
The Merchant grants to the Lender a security interest in the Collection Account
(including, without limitation, all Credit Card Receivables and/or proceeds
thereof at any time deposited therein) to secure the Merchant's obligation to
pay the Collection Amount and to secure all other existing and future
obligations of the Merchant to the Lender.

      7.    
The Merchant reaffirms all terms, conditions and agreements set forth in the
Master Agreement and any Related Agreements and farther represents and warrants
to the Lender that all representations and warranties made by the Merchant in
the Master Agreement and any Related Agreements entered into on or before the
date hereof are true and correct on the date hereof as if made on the date
hereof.

 
 

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This Schedule may be executed in counterparts. Each counterpart shall be deemed
an original but all of which together shall constitute one and the same
instrument. An executed facsimile of this Schedule shall be deemed to be a valid
and binding agreement between the parties hereto.
 
Agreed to:
 

CREDIT CASH, LLC          PRICEENERGY.COM. INC.         By:             /s/ Dean
Landis                  By:            /s/ Christopher Westad                 
Name:  Dean Landis   Name:  Christopher Westad  Title:    President 
Title:    President

 
 
STATE OF NEW YORK       )
                                                  )ss.:
COUNTY OF NEW YORK    )
 
On this  7th  day of November 2007 before me personally appeared Dean Landis,
personally known to me or proved to me on the basis of satisfactory evidence to
be the individual whose name is subscribed to the within instrument and
acknowledged to me that he/she is the Managing Member and president of CREDIT
CASH, LLC, the company herein described and that he/she executed the same in
his/her capacity as an officer of said company,
 

         /s/ James Ricchiuti                                    NOTARY PUBLIC   
   
JAMES RICCHIUTI
 
Notary Public - State of New York
 
No. 02R16123649
 
Qualified in Westchester County
 
Commission Expires March 7, 2009

 
 
STATE OF NJ                         )
                                                  )ss.:
COUNTY OF MORRIS          )
 
On this  7th  day of November 2008 before me personally appeared Christopher
Westad, personally known to me or proved to me on the basis of satisfactory
evidence to be the individual whose name is subscribed to the within instrument
and acknowledged to me that he/she is the President of PRICEENERGY.COM,. INC.,
the corporation herein described and that he/she executed the same in his/her
capacity as an officer of said corporation, and that he/she signed the
instrument by order of the board of directors of said corporation.

 

       /s/ Colleen Harrington                    NOTARY PUBLIC       
Colleen Harrington
Notary Public of New Jersey
Commission Expires: 4/11/13