Exhibit 10.19
AMENDMENT
TO THE KEYCORP
DIRECTOR DEFERRED
COMPENSATION PLAN
     WHEREAS, KeyCorp has established the KeyCorp Director Deferred Compensation
Plan (the “Plan”), a nonqualified plan of deferred compensation for Directors of
KeyCorp, and
     WHEREAS, the Board of Directors of KeyCorp has authorized amendments to the
Plan, and
     WHEREAS, in conjunction with the enactment of the American Jobs Creation
Act of 2004, the Board of Directors of KeyCorp has determined it desirable to
preserve Plan participants’ earned and vested Plan benefits in accordance with
the law in effect prior to the enactment of the American Jobs Creation Act of
2004 and accordingly has authorized the freezing of the Plan to preserve such
benefits as of December 31, 2004. The Board of Directors of KeyCorp has
accordingly directed the execution of this Amendment to effectuate the expressed
intent of the Board.
     NOW, THEREFORE, pursuant to such action of the Board, the Plan is hereby
frozen with regard to any additional accruals, deferrals, and contributions to
the Plan after December 31, 2004 as follows:

  1.   A new Article VI has been added to the Plan to provide the following:

“ARTICLE VI
AMENDMENT TO FREEZE
6.1 No New Plan Deferrals. As of January 1, 2005 the Plan shall be frozen with
regard to all new accruals, deferrals, and contributions to the Plan after
December 31, 2004 and all Participants’ Plan benefits that are earned and vested
as of December 31, 2004 shall be administered in accordance with the terms of
the Plan as frozen and with the requirements of the law in effect prior to the
enactment of Section 409A of the Code.”

  2.   The amendment set forth in Paragraphs 1 shall be effective as of
December 31, 2004.

  3.   Except as otherwise amended herein, the Plan shall remain in full force
and effect.

     IN WITNESS WHEREOF, KeyCorp has caused this Amendment to the Plan to be
executed by its duly authorized officer as of this 28th day of December 2004.

            KEYCORP
      By:   /s/ Thomas E. Helfrich       Title:  Executive Vice President