Exhibit 10.57

FOURTH AMENDMENT TO CREDIT AGREEMENT

THIS FOURTH AMENDMENT TO CREDIT AGREEMENT is made as of this 29th day of
September, 2014, by and among AQUA PENNSYLVANIA, INC., a Pennsylvania
corporation (“Borrower”), the several banks which are parties to this Agreement
(each a “Bank” and collectively, “Banks”) and PNC BANK, NATIONAL ASSOCIATION in
its capacity as agent for Banks (in such capacity, “Agent”).

BACKGROUND

A. Borrower, Agent and Banks are parties to a Credit Agreement, dated as of
November 30, 2010 (as heretofore amended, supplemented or otherwise modified,
the “Credit Agreement”).

B. Borrower, Agent and Banks desire to modify certain other provisions of the
Credit Agreement, all on the terms and subject to the conditions herein set
forth.

NOW THEREFORE, the parties hereto, intending to be legally bound hereby, agree
as follows:

AGREEMENT

1. Terms.  Capitalized terms used herein and not otherwise defined herein shall
have the meanings given to such terms in the Credit Agreement.

2. Amendments to Credit Agreement.  The Credit Agreement is hereby amended as
follows:

(a) Section 1.1 is hereby amended by adding in the appropriate alphabetical
order the new definition of “Term Loan Facility” which shall read in full as
follows:

“Term Loan Facility”: the term loan facility evidenced by that certain Term Loan
Agreement, dated as of September 29, 2014, by and among the Borrower, the
lenders party thereto, and Agent.

(b) Section 6.2 is hereby amended and restated to read in full as follows:

“6.2 Limitation on Certain Debt

.  Except for the Commitments under the Loan Documents and the Term Loan
Facility, at any time enter into, assume or suffer to exist lines of credit or
comparable extensions of credit from one or more commercial banks (or their
Affiliates) under which the Borrower has incurred or may incur aggregate Debt in
excess of $15,000,000.”

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3. Loan Documents.  Except where the context clearly requires otherwise, all
references to the Credit Agreement in any of the Loan Documents or any other
document delivered to Banks or Agent in connection therewith shall be to the
Credit Agreement as amended by this Agreement.

4. Borrower’s Ratification.  Borrower agrees that it has no defenses or set-offs
against Banks or Agent or their respective officers, directors, employees,
agents or attorneys, with respect to the Loan Documents, all of which are in
full force and effect, and that all of the terms and conditions of the Loan
Documents not inconsistent herewith shall remain in full force and effect unless
and until modified or amended in writing in accordance with their
terms.  Borrower hereby ratifies and confirms its obligations under the Loan
Documents as amended hereby and agrees that the execution and delivery of this
Agreement does not in any way diminish or invalidate any of its obligations
thereunder.

5. Representations and Warranties.  Borrower hereby represents and warrants to
Agent and Banks that:

(a) The representations and warranties made in the Credit Agreement are true and
correct in all material respects as of the date hereof; provided, however, that
for purposes of the representations in Section 3.1 thereof, the annual and
quarterly financial information referred to in such Section shall be deemed to
be the most recent such information furnished to each Bank;

(b) No Default or Event of Default under the Credit Agreement exists on the date
hereof; and

(c) This Agreement has been duly authorized, executed and delivered so as to
constitute the legal, valid and binding obligations of Borrower, enforceable in
accordance with their respective terms.

All of the above representations and warranties shall survive the making of this
Agreement.

6. Conditions Precedent.  The effectiveness of the amendments set forth herein
is subject to the fulfillment, to the satisfaction of Agent and its counsel, of
the following conditions precedent on or before the Effective Date:

(a) Borrower shall have delivered to Agent, with copies or counterparts for each
Bank as appropriate, the following, all of which shall be in form and substance
satisfactory to Agent and shall be duly completed and executed:

(i)

This Agreement;

(ii)

Copies, certified by the Secretary or an Assistant Secretary of Borrower of
resolutions of the board of directors of Borrower in effect on the date hereof
authorizing the execution, delivery and

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performance of this Agreement and the other documents and transactions
contemplated hereby;

(iii)

Copies, certified by its corporate secretary of the articles of incorporation,
certificate of formation, and by-laws of Borrower as in effect, or a certificate
stating that there have been no changes to any such documents since the most
recent date, true and correct copies thereof were delivered to Agent; and

(iv)

Such additional documents, certificates and information as Agent or Banks may
require pursuant to the terms hereof or otherwise reasonably request.

(b) After giving effect to this Amendment, the representations and warranties
set forth in the Credit Agreement shall be true and correct in all material
respects on and as of the date hereof.

(c) No Default or Event of Default shall have occurred and be continuing as of
the date hereof.

7. Miscellaneous.

(a) All terms, conditions, provisions and covenants in the Loan Documents and
all other documents delivered to Agent and Banks in connection therewith shall
remain unaltered and in full force and effect except as modified or amended
hereby.  To the extent that any term or provision of this Agreement is or may be
deemed expressly inconsistent with any term or provision in any Loan Document or
any other document executed in connection therewith, the terms and provisions
hereof shall control.

(b) The execution, delivery and effectiveness of this Agreement shall neither
operate as a waiver of any right, power or remedy of Agent or Banks under any of
the Loan Documents nor constitute a waiver of any Default or Event of Default
thereunder.

(c) In consideration of Agent’s and Banks’ agreement to amend the existing
credit facility, Borrower hereby waives and releases Agent and Banks and their
respective officers, attorneys, agents and employees from any liability, suit,
damage, claim, loss or expense of any kind or failure whatsoever and howsoever
arising that it ever had up until, or has as of, the date of this Agreement.

(d) This Agreement constitutes the entire agreement of the parties with respect
to the subject matter hereof and supersedes all prior and contemporaneous
understandings and agreements.

(e) In the event any provisions of this Agreement shall be held invalid or
unenforceable by any court of competent jurisdiction, such holding shall not
invalidate or render unenforceable any other provision hereof.

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(f) This Agreement shall be governed by and construed according to the laws of
the Commonwealth of Pennsylvania.

(g) This Agreement shall inure to the benefit of, and be binding upon, the
parties hereto and their respective successors and assigns and may be executed
in one or more counterparts, each of which shall be deemed an original, but all
of which together shall constitute one and the same instrument.

(h) The headings used in this Agreement are for convenience of reference only,
do not form a part of this Agreement and shall not affect in any way the meaning
or interpretation of this Agreement.

 

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IN WITNESS WHEREOF, Borrower, Agent and Banks have caused this Agreement to be
executed by their duly authorized officers as of the date first above written.

AQUA PENNSYLVANIA, INC.

 

By:

/s/ David P. Smeltzer

Name:

David P. Smeltzer

Title:

Executive Vice President and Chief Financial Officer

 

 

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PNC BANK, NATIONAL ASSOCIATION, as a Bank and as Agent

 

By:

/s/ Domenic D’Ginto

Name:

Domenic D’Ginto

Title:

Senior Vice President

 

 

 

 

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TD BANK, N.A.

 

By:

/s/ John T. Callaghan

Name:

Joh T. Callaghan

Title:

V. P.

 

 

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CITIZENS BANK OF PENNSYLVANIA 

 

 

By:

/s/ Rocco Christino

Name:

Rocco Christino

Title:

Assistant Vice President

 

 

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THE HUNTINGTON NATIONAL BANK

 

 

By:

/s/ Michael Kiss

Name:

Michael Kiss

Title:

Vice President

 

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