EXHIBIT 10.2

[f8k012315_ex10z2001.jpg] [f8k012315_ex10z2001.jpg]

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[f8k012315_ex10z2002.jpg] [f8k012315_ex10z2002.jpg]

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[f8k012315_ex10z2003.jpg] [f8k012315_ex10z2003.jpg]

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[f8k012315_ex10z2004.jpg] [f8k012315_ex10z2004.jpg]

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[f8k012315_ex10z2005.jpg] [f8k012315_ex10z2005.jpg]

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[f8k012315_ex10z2006.jpg] [f8k012315_ex10z2006.jpg]