EXHIBIT 10.2

THIRD ADDENDUM

     This Third Addendum amends that certain Employment Agreement dated May 2,
1998 by and between PAUL E. WEITZEL, JR. and NCO FINANCIAL SYSTEMS, INC., a
Pennsylvania corporation (the “Agreement”),as amended effective January 1, 1999
and July 1, 2003 and this Addendum shall be effective as of January 1, 2006 (the
“Effective Date”).

     For good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties agree as follows:

1. “The Term of the Agreement shall be extended for a period of three (3) years,
commencing on the Effective Date and terminating on December 31, 2008, subject
to any early termination provisions set forth in the Agreement.”    

2. In the event any term or condition of this Addendum is inconsistent with any
term or condition of the Agreement, the terms of this Third Addendum will
control. Except as stated above, all the terms and conditions of the Agreement,
including all restrictions and covenants, shall remain in full force and effect
and are incorporated herein by reference as though set forth at length.

     IN WITNESS WHEREOF, the parties have executed this Addendum to become
effective on the Effective Date.

     IN WITNESS WHEREOF, the parties have executed this Addendum to become
effective on the Effective Date.

NCO FINANCIAL SYSTEMS, INC.                   By: /s/ Joshua Gindin            

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          Name: Joshua Gindin         /s/ Paul E. Weitzel, Jr. Title: EVP and
General Counsel          

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