EXHIBIT 10

 

 

THE CONSOLIDATED EDISON

 

RETIREMENT PLAN

 

Part I

 

Effective as of January 1, 2001

 

Favorable Determination Letter Issued

April 9, 2003

 

Subject to the Following Amendments and Clarifications:

 

• Clarified on May 2, 2002

• Amended December 13, 2001

• Amended April 2003 In Accordance with

IRS Issuance of Favorable Determination Letter;

• Amended August 2004 for

2004 Agreement Between Local Union 503 of the

International Brotherhood of Electrical Workers, AFL-CIO ;

• Amended August 2004, for O&R Management Employees Changes

Concurrent with O&R Hourly Employees;

• Amended August 2004 for Agreement Between Local 1-2 of the

Utility Workers Union of America, AFL-CIO;

• Amended July 2004 for Updated Factors for O&R Optional Forms;

and

• Amended and Restated November 2004 for Miscellaneous Changes

 

245259 Retirement Plan Amended and Restated 2004

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TABLE OF CONTENTS

 

          Page

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ARTICLE I Definitions

   5

    1.01

  

Accredited Service

   5

    1.02

  

Accumulated Contributions

   5

    1.03

  

Actuarial Equivalent

   5

    1.04

  

Adjusted IRS Interest Rate

   6

    1.05

  

Affiliate

   6

    1.06

  

Annual Basic Straight-Time Compensation

   7

    1.07

  

Annual Compensation

   7

    1.08

  

Annual O&R Management Compensation

   8

    1.09

  

Annual Rate of Compensation

   9

    1.10

  

Annual Variable Pay Award

   10

    1.11

  

Annuity Starting Date

   10

    1.12

  

Approved Leave of Absence

   10

    1.13

  

Beneficiary

   11

    1.14

  

Board

   11

    1.15

  

Break in Service

   11

    1.16

  

Cash Balance Account

   11

    1.17

  

Cash Balance Single Sum Payment

   11

    1.18

  

Cash Out

   12

    1.19

  

CECONY

   12

    1.20

  

CECONY Management Participant

   12

    1.21

  

CECONY Management Plan

   12

    1.22

  

CECONY Participant

   12

    1.23

  

CECONY Retiree Health Program

   12

    1.24

  

CECONY Transferred Participant

   13

    1.25

  

CECONY Weekly Employee

   13

    1.26

  

CECONY Weekly Participant

   13

    1.27

  

CECONY Weekly Participant –1

   13

    1.28

  

CECONY Weekly Plan

   13

    1.29

  

CEI Participant

   13

    1.30

  

CEI Affiliate or CEI Affiliates

   14

    1.31

  

Code

   14

    1.32

  

Company

   14

    1.33

  

Consolidated RPA ‘94 Lump Sum Conversion Factors

   14

    1.34

  

Credited Service

   15

    1.35

  

Disability

   15

    1.36

  

Effective Date

   15

    1.37

  

Eligible Employee

   15

    1.38

  

Employee

   16

    1.39

  

Employer or Employers

   16

 

245259 Retirement Plan Amended and Restated 2004

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    1.40

  

ERISA

   16

    1.41

  

Final Average Pay

   16

    1.42

  

Final Average Salary

   17

    1.43

  

FMLA

   18

    1.44

  

Highly Compensated Employee

   18

    1.45

  

Hour of Service

   18

    1.46

  

IRS Interest Rate

   20

    1.47

  

IRS Mortality Table

   20

    1.48

  

Layoff

   20

    1.49

  

Leased Employee

   20

    1.50

  

Limitation Year

   21

    1.51

  

Named Fiduciary

   21

    1.52

  

Non-Suspendible Month

   21

    1.53

  

Normal Retirement Age

   21

    1.54

  

Normal Retirement Date

   21

    1.55

  

O&R

   21

    1.56

  

O&R Early Retirement Date

   21

    1.57

  

O&R Employee

   21

    1.58

  

O&R Hourly Employee

   21

    1.59

  

O&R Hourly Employee –1

   22

    1.60

  

O&R Management Employee

   22

    1.61

  

O&R Participant

   22

    1.62

  

O&R Plan

   22

    1.63

  

Parental Leave

   22

    1.64

  

Participant

   22

    1.65

  

Pension Allowance

   22

    1.66

  

Plan

   23

    1.67

  

Plan Administrator

   23

    1.68

  

Plan Year

   23

    1.69

  

Pre-Tax Contribution

   23

    1.70

  

Prior Plan or Prior Plans

   23

    1.71

  

Rule of 75 Participant

   24

    1.72

  

Rule of 85 Participant

   24

    1.73

  

Social Security Retirement Age

   24

    1.74

  

Social Security Taxable Wage Base

   24

    1.75

  

Spousal Consent

   24

    1.76

  

Stability Period

   25

    1.77

  

Surviving Spouse

   25

    1.78

  

Total Salary

   25

    1.79

  

Trustee

   26

    1.80

  

Transferred O&R Management Participant

   26

    1.81

  

Vesting Service

   26

    1.82

  

Year of Accredited Service

   26

 

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ARTICLE II Participation

   27

    2.01

  

Participation Requirements

   27

    2.02

  

Events Affecting Participation

   27

    2.03

  

Participation Upon Reemployment

   28

ARTICLE III Service

   29

    3.01

  

Vesting Service

   29

    3.02

  

Accredited Service

   32

    3.03

  

Re-employment of Participant - Suspension of Benefits and Break in Service Rules

   35

ARTICLE IV Eligibility for and Amount of Benefits

   40

    4.01

  

Normal Retirement

   40

    4.02

  

Normal Retirement Pension Allowance

   40

    4.03

  

Late Retirement

   43

    4.04

  

Early Retirement

   45

    4.05

  

Vested Terminations Before Attaining Early Retirement

   50

    4.06

  

Disability Pension Allowance – CECONY Participants

   52

    4.07

  

Disability – O&R Participant

   54

    4.08

  

Spouse’s Pension

   57

    4.09

  

Maximum Benefit Limitation

   64

    4.10

  

Transfers and Employment With an Affiliate

   66

    4.11

  

Minimum Benefits

   67

    4.12

  

Additional Provisions

   67

ARTICLE V Automatic Form of Payment

   69

    5.01

  

Automatic Form of Payment

   69

    5.02

  

Optional Forms of Payment

   73

    5.03

  

Election of Options

   83

    5.04

  

Commencement of Payments

   87

    5.05

  

Distribution Limitation

   88

    5.06

  

Direct Rollover of Certain Distributions

   88

ARTICLE VI Contributions

   90

    6.01

  

Employers’ Contributions

   90

    6.02

  

Return of Contributions

   90

    6.03

  

Non-Contributory Nature

   91

ARTICLE VII Administration of Plan

   92

    7.01

  

Named Fiduciaries

   92

    7.02

  

Duties of Plan Administrator

   93

    7.03

  

Meetings

   96

    7.04

  

Compensation and Bonding

   96

    7.05

  

Establishment of Rules

   96

    7.06

  

Prudent Conduct

   97

    7.07

  

Actuary

   97

    7.08

  

Maintenance of Accounts

   97

 

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    7.09

  

Service in More Than One Fiduciary Capacity

   97

    7.10

  

Limitation of Liability

   97

    7.11

  

Indemnification

   98

    7.12

  

Appointment of Investment Manager

   98

    7.13

  

Expenses of Administration

   99

    7.14

  

Claims and Review Procedures

   99

ARTICLE VIII Management of Funds

   103

    8.01

  

Trustee

   103

    8.02

  

Exclusive Benefit Rule

   103

ARTICLE IX General Provisions

   104

    9.01

  

Nonalienation

   104

    9.02

  

Conditions of Employment Not Affected by Plan

   105

    9.03

  

Facility of Payment

   105

    9.04

  

Information

   106

    9.05

  

Top-Heavy Provisions

   106

    9.06

  

Construction

   110

    9.07

  

Prevention of Escheat

   110

ARTICLE X Amendment, Merger and Termination

   112

    10.01

  

Amendment of Plan

   112

    10.02

  

Merger, Consolidation, or Transfer

   112

    10.03

  

Additional Participating Companies

   113

    10.04

  

Termination of Plan

   114

    10.05

  

Limitation Concerning Highly-Compensated Employees and Highly-Compensated Former
Employees

   114

ARTICLE XI Cost-Of-Living Adjustments

   117

    11.01

  

Eligibility-CECONY Participants

   117

    11.02

  

Annual Adjustment-CECONY Participants

   117

    11.03

  

Percentage of Adjustment-CECONY Participants

   117

    11.04

  

Limitation on Adjustments-CECONY Participants

   118

    11.05

  

Index-CECONY Participants

   118

    11.06

  

Eligibility and Adjustment-O&R Participants

   118

    11.07

  

Eligible Spouse or Contingent Annuitant of O&R Participant

   119

    11.08

  

Pension Benefit Adjustment Amount for Spouse or Contingent Annuitant of O&R
Participant

   120

    11.09

  

Pension Benefit Adjustment for Alternate Payee of an O&R Participant

   121

ARTICLE XII 401(h) Account

   125

    12.01

  

Establishment

   125

    12.02

  

Terms and Conditions

   125

    12.03

  

Contributions

   125

    12.04

  

Use of Assets

   126

 

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    12.05

  

Modification, Amendment, and Termination

   127

    12.06

  

Allocation of Responsibility for Payment

   127

ARTICLE XIII Return of Contributions to an O&R Participant

   128

    13.01

  

Vested O&R Participant

   128

    13.02

  

An O&R Participant Not Vested

   128

    13.03

  

Death of O&R Participant

   129

    13.04

  

Cessation of Pension Allowance

   129

 

245259 Retirement Plan Amended and Restated 2004

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THE CONSOLIDATED EDISON RETIREMENT PLAN

 

INTRODUCTION

 

Effective August 1, 1975, Consolidated Edison Company of New York, Inc.
(“CECONY”) adopted The Consolidated Edison Pension and Benefits Plan (the
“Weekly Plan”) to provide retirement benefits to its employees and their
eligible surviving spouses. Effective January 1, 1983, CECONY adopted The
Consolidated Edison Retirement Plan for Management Employees (the “Management
Plan”), which established the bases upon which certain benefits, including
benefits for service prior to January 1, 1983, would be provided to employees of
CECONY on the management payroll of CECONY on or after December 31, 1982, to
employees who retired prior to that date as management employees and to eligible
surviving spouses of such management employees. Effective January 1, 1983,
CECONY amended the Weekly Plan, which had theretofore included as participants
the employees to be covered by the Management Plan, to avoid duplication of
benefits and coverage. The Management Plan and the Weekly Plan, as amended, made
provision for employees who transferred from the management to the weekly
payroll, and vice versa.

 

The Management Plan and the Weekly Plan were subsequently amended and/or
restated from time to time.

 

Effective January 1, 1998, Consolidated Edison, Inc. (“CEI”), a holding company,
was formed, and CECONY became its wholly-owned subsidiary. From time to time,
wholly-owned affiliates were formed, which became members of the same controlled
group of which CEI is a member. In July 1999, CEI acquired Orange and Rockland
Utilities, Inc. (“O&R”), which became a wholly-owned subsidiary of CEI.

 

245259 Retirement Plan Amended and Restated 2004

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Effective January 1, 2001, the Weekly Plan is being amended and renamed the
Consolidated Edison Retirement Plan (the “Plan”) to take into account, among
other things, the impact the formation of the new controlled group has on the
Plan; namely, that CEI is referred to throughout and serves as the Company,
CECONY is the Plan Sponsor and an Employer and certain affiliates are, or will
become, Participating Employers. Furthermore, effective January 1, 2001, the
Management Plan and the Employees’ Retirement Plan of Orange and Rockland
Utilities, Inc. are being merged into the Plan as a single plan, as that term is
defined in the Internal Revenue Code of 1986, as amended, (the “Code”) Section
414(l).

 

The Plan takes into account:

 

(a) the transfers, from time to time, of CECONY employees to O&R and vice versa;

 

(b) the acquisition of certain power generation facilities of Western
Massachusetts Electric Company by Consolidated Edison Energy Massachusetts, Inc.
and the participation of certain employees of Consolidated Edison Energy
Massachusetts, Inc. in the Plan;

 

(c) the divestiture of CECONY’s fossil fueled electricity generation facilities
in New York City and certain rights and entitlements afforded those employees
who transferred directly to the buyers of the divested generation facilities;

 

(d) benefit formulas of the merged plans that take into account the provision of
the collective bargaining agreements effective June 25, 2000, between CECONY and
Local 1-2, Utility Workers Union of America, AFL-CIO, effective June 1, 2000,
between O&R and

 

245259 Retirement Plan Amended and Restated 2004

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Local 503, International Brotherhood of Electrical Workers, AFL-CIO, and
effective June 24, 2001, between CECONY and Local 3, International Brotherhood
of Electrical Workers, AFL-CIO; and

 

(e) a special increase in Pension Allowance, effective April 1, 2001, for
certain CECONY Participants and their surviving spouses.

 

Each provision has its own effective date that is stated in the Plan.

 

On April 9, 2003, the Internal Revenue Service made a favorable determination on
the Plan and issued a favorable determination letter. In accordance with the
favorable determination letter, the Plan was amended to take into account
changes required by the IRS. In particular, aspects related to the cash balance
formula were further defined and clarified in accordance with the IRS’ requests.
The favorable determination letter considered the changes made by the Uruguay
Round Amendments Act, Publ.103-465, the Small Business Job Protection Act of
1996. Pub. L. 104-188, the Uniformed Services Employment and Reemployment Rights
Act of 1994, Pub. L. 103-353, the Taxpayer Relief Act of 1997, Pub. L. 105-34,
the Internal Revenue Service Restructuring and Reform Act of 1998, Pub. L.
105-206, and the Community Renewal Tax Relief Act of 2000, Pub. L. 106-554.

 

In August, 2004, the Retirement Plan was amended to provide for the changes made
on account of: (i) the collective bargaining agreement effective June 27, 2004,
between CECONY and Local 1-2, Utility Workers Union of America, AFL-CIO; (ii)
the collective bargaining agreement effective June 1, 2004, between O&R and
Local 503, International Brotherhood of Electrical Workers, AFL-CIO; (iii)
changes made to the benefit structure for O&R Management Employees that are
concurrent with the changes made to the O&R Hourly Employees; (v) changes to the
factors used by O&R to determine actuarial equivalents for optional forms of
benefits.

 

245259 Retirement Plan Amended and Restated 2004

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The Retirement Plan also is amended to provide that, effective January 1, 2005,
for retirements on and after January 1, 2005, the definition of Final Average
Pay for CECONY Management Participants will change from a 60 –month high to a 48
–month high.

 

Also, the Retirement Plan is amended, effective March 28, 2005, in accordance
with Section 401(a)(31)(B)(i) of the Internal Revenue Code added as part of the
Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA). The required
amendment reduces involuntary distributions the value of which previously was
$5,000 to involuntary distributions only of those vested accrued benefits of
$1,000 or less.

 

Except as otherwise specifically provided herein, the rights and benefits of any
Participant who retires or whose employment is terminated are determined in
accordance with the provisions of the Plan as in effect and operative at the
time of such retirement or termination.

 

245259 Retirement Plan Amended and Restated 2004

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ARTICLE I

 

Definitions

 

1.01 Accredited Service means service recognized for purposes of computing the
amount of any Pension Allowance and is determined as provided in Section 3.02.
Effective January 1, 2001, wherever the term “Accredited Service” appears,
“Accredited Service” also means “Credited Service” as that term is applied to
determine a benefit for an O&R Participant. For an O&R Participant, a Year of
Credited Service is a Year of Vesting Service during the period of Plan
participation.

 

1.02 Accumulated Contributions means the sum of an O&R Participant’s
contributions to the O&R Plan plus interest at the rate per annum, compounded
annually, of 2 1/2 per centum prior to January 1, 1963; 3 per centum after
December 31, 1962, and prior to January 1, 1976; 5 per centum after December 31,
1975, and prior to January 1, 1981; 6 per centum after December 31, 1980, and
prior to January 1, 1986; 7 per centum after December 31, 1985, and prior to
January 1, 1988, and after December 31, 1987, the interest rate determined
pursuant to the provisions of Code Section 411(c)(2)(C) as in effect from time
to time thereafter.

 

1.03 Actuarial Equivalent means equivalent value determined on the basis of the
applicable factors set forth in

 

(a) Appendix A, Section A-1 for CECONY Participants,

 

(b) in Appendix A, Section A-2 for O&R Participants and

 

(c) in Appendix A, Section A-3 for CEI Participants, except as otherwise
specified in the Plan.

 

245259 Retirement Plan Amended and Restated 2004

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1.04 Adjusted IRS Interest Rate means, for a CECONY Participant, the rate of
interest used in conjunction with the IRS Interest Rate in the calculation of
the present value of benefits, to take account of prospective cost of living
adjustments, pursuant to Section 11.02, which shall be determined by:

 

(a) dividing the IRS Interest Rate, as determined for a Participant’s Annuity
Starting Date, by 100;

 

(b) adding 1.0000 to the amount determined under (a);

 

(c) dividing the amount determined in (b) by the lesser of (x) the sum of (A)
0.9694, plus (B) the product of 0.7194 and the amount determined in (a), or (y)
1.0300;

 

(d) subtracting 1.0000 from the amount determined in (c); and

 

(e) multiplying the amount determined in (d) by 100, provided, however, that in
no event shall the Adjusted IRS Interest Rate exceed the IRS Interest Rate as of
any date of determination.

 

1.05 Affiliate means any company which is a member of a controlled group of
corporations (as defined in Code Section 414(b)), which also includes as a
member the Company, any trade or business under common control (as defined in
Code Section 414(c)), with the Company, any organization (whether or not
incorporated) which is a member of an affiliated service group (as defined in
Code Section 414(m)), which includes the Company, and any other entity required
to be aggregated with the Company pursuant to regulations under Code Section
414(o). Notwithstanding the foregoing sentence, for purposes of determining the
Maximum Benefit Limitation, as provided in Section 4.09 of the Plan, the
definitions in Code Sections 414(b) and (c) shall be modified as provided in
Code Section 415(h).

 

245259 Retirement Plan Amended and Restated 2004

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1.06 Annual Basic Straight-Time Compensation means:

 

(a) for a CECONY Weekly Employee, his or her regular stated rate of pay in his
or her last pay period in each calendar year, determined prior to any Pre-Tax
Contributions, on which overtime and other premium payments are based, and,
except as set forth in the definition of Final Average Pay, shall not include
premium, overtime payments, or similar payments. In the case of an hourly-paid
CECONY Weekly Employee, Annual Basic Straight-Time Compensation will be
determined by multiplying the CECONY Weekly Employee’s hourly rate by his or her
regular weekly schedule of hours multiplied by fifty-two (52); and

 

(b) for a CECONY Management Participant and a CECONY Transferred Participant,
his or her regular stated annual rate of salary in his or her last pay period in
each calendar year, determined prior to any Pre-Tax Contributions, excluding
premium pay, overtime pay, payments under deferred compensation, incentive, or
other Employer benefit or compensation plans, and all other forms of special
pay.

 

1.07 Annual Compensation means:

 

(a) for a CECONY Weekly Employee, his or her Annual Basic Straight-Time
Compensation;

 

(b) for a CECONY Management Participant and a CECONY Transferred Participant,
for Plan Years commencing prior to January 1, 1999, his or her Annual Basic
Straight-Time Compensation;

 

(c) for a CECONY Management Participant, a CECONY Transferred Participant, and a
CEI Participant, for Plan Years commencing on and after January 1, 1999, the sum
of his or her Annual Basic Straight-Time Compensation and Annual Variable Pay
Award;

 

245259 Retirement Plan Amended and Restated 2004

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(d) for an O&R Management Employee, his or her Annual O&R Management
Compensation; and

 

(e) for an O&R Hourly Employee, his or her Annual Rate of Compensation.

 

Commencing with the Plan Year beginning in 1994, Annual Compensation taken into
account for any purpose under the Plan, including the determination of Final
Average Salary and Final Average Pay, shall not exceed $150,000, or for Plan
Years on and after 2002, $200,000 (as adjusted from time to time by the
Secretary of the Treasury in accordance with Code Section 401(a)(17)(B)).
Effective January 1, 1997, the compensation limit shall be applied without
regard to the family aggregation provisions of Code Section 414(q)(6), as in
effect prior to amendment by the Small Business Job Protection Act of 1996, in
determining benefit accruals for Plan Years beginning on and after January 1,
1997, and, to the extent permissible under the IRS rules or regulations, for any
earlier Plan Year.

 

1.08 Annual O&R Management Compensation means the regular remuneration paid to
an O&R Management Employee on the basis of his or her regular workweek,
determined prior to any Pre-Tax Contributions, and any awards paid to such O&R
Management Employee after January 1, 1997, under the Orange and Rockland
Utilities, Inc. Annual Team Incentive Plan (“ATIP”) (such ATIP awards shall be
credited to Annual O&R Management Compensation in the year in which paid).
Annual O&R Management Compensation excludes any bonuses (other than ATIP
awards), overtime, or other special pay and O&R’s cost for any public or private
employee benefit plan including the Plan. An O&R Management Employee receiving
credit for Vesting Service and Credited Service on the basis of receipt of
long-term disability benefits under the plan of such benefits sponsored by O&R
shall be credited with Annual O&R

 

245259 Retirement Plan Amended and Restated 2004

  8

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Management Compensation for that period at the same rate he or she had been
receiving when last actively at work. Notwithstanding anything to the contrary
in this definition: (i) ATIP awards will only be considered as Annual O&R
Management Compensation if paid in a year in which the O&R Management Employee
is on the active payroll of the Company or an Affiliate; (ii) if the final day
on which an O&R Management Employee is on such active payroll is prior to the
ATIP award payment date in the year which contains such final day on the active
payroll, the ATIP award paid to such O&R Management Employee in such year shall
be deemed to have been received during his or her Credited Service for the
purpose of determining his or her Pension Allowance; and (iii) when determining
an O&R Management Employee’s rate of Annual O&R Management Compensation as of a
particular date for the purpose of determining his or her deemed Annual O&R
Management Compensation during a period of deemed Credited Service, the ATIP
component of that Annual O&R Management Compensation rate shall be based upon
the ATIP award paid to the O&R Management Employee in the year which contains
the last date on which such O&R Management Employee is on the active payroll of
the Company or an Affiliate.

 

1.09 Annual Rate of Compensation means, for an O&R Hourly Employee paid at an
hourly or weekly rate, the regular remuneration paid to an O&R Hourly Employee
on the basis of his or her regular workweek, determined prior to any Pre-Tax
Contributions, and excluding any bonuses, overtime, or special pay, O&R’s cost
for any public or private employee benefit plan including the Plan, for the last
regular work week immediately preceding the date the Annual Rate of Compensation
is being computed multiplied by 52. An O&R Hourly Employee receiving credit for
Vesting Service and Credited Service on the basis of receipt of

 

245259 Retirement Plan Amended and Restated 2004

  9

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long-term disability benefits under the plan of such benefits sponsored by O&R
shall be credited with Annual O&R Hourly Compensation for that period at the
same rate he or she had been receiving when last actively at work.

 

1.10 Annual Variable Pay Award means the amount awarded, if any, to a
Participant in a Plan Year under CECONY’s variable pay compensation plan or
O&R’s ATIP. For an Employer other than CECONY or O&R, Annual Variable Pay Award
means the amount awarded, if any, to a Participant in a Plan Year under the
Employer’s short-term incentive compensation plan that has been approved by the
Plan Administrator. Effective November 15, 2001, the amount of any award to be
counted under this Plan for a CECONY Participant or a CEI Participant shall not
exceed 25% of the Participant’s rate of base annual salary or pay in effect as
of January 1 of the Plan Year in which the award is made. Any awards under a
long-term incentive compensation plan shall not be includible in any “Annual
Variable Pay Award.” Commissions paid by an Employer also shall be considered to
have been awarded pursuant to a short-term incentive compensation plan and shall
be subject to the overall aggregate limit of 25% of base annual salary
(exclusive of commissions).

 

1.11 Annuity Starting Date means, unless the Plan expressly provides otherwise,
the first day of the first period in or for which an amount is due as an annuity
or any other form.

 

1.12 Approved Leave of Absence means, for an O&R Employee, an absence from
employment, granted to and approved by O&R in a uniform and non-discriminatory
manner; it also means an absence for service in the Armed Forces or other
governmental agency, provided that, and only so long as, reemployment rights are
protected by law.

 

245259 Retirement Plan Amended and Restated 2004

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1.13 Beneficiary means the person, persons, or entity named by a Participant by
written designation filed with the Plan Administrator to receive payments after
the Participant’s death.

 

1.14 Board means the Board of Trustees of CECONY, as from time to time
constituted, or its delegate.

 

1.15 Break in Service means a Plan Year in which an Employee completes 500 or
fewer Hours of Service.

 

1.16 Cash Balance Account means a hypothetical bookkeeping account to which is
credited the allocations and interest credits on behalf of a CEI Participant
pursuant to Article IV. The benefit attributable to a CEI Participant’s Cash
Balance Account payable upon an Annuity Starting Date shall be equal to the Cash
Balance Account at such Annuity Starting Date projected to Normal Retirement
Date at the IRS Interest Rate and discounted back to the Annuity Starting Date
at the IRS Interest Rate and assuming no mortality factor. For purposes of the
projection described in the foregoing sentence, the applicable interest rate
will be equal to four times the interest rate taken into account pursuant to
Section 4.02(b)(2), “Interest Credits to Cash Balance Account” of the Plan, in
the determination of interest credits allocated to the Participant’s Cash
Balance Account for the quarter that includes the Annuity Starting Date.

 

1.17 Cash Balance Single Sum Payment means a lump sum payment in the amount of
the Participant’s Cash Balance Account at the Participant’s Annuity Starting
Date, or, if greater the Participant’s Cash Balance Account determined as of the
Annuity Starting Date without regard to any projection or discount.

 

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1.18 Cash Out means a lump sum distribution of the Actuarial Equivalent of 100%
of the Participant’s nonforfeitable accrued Pension Allowance, as more fully
described in Section 5.02(b)(4).

 

1.19 CECONY means the Consolidated Edison Company of New York, Inc., and any
successor by merger, purchase or otherwise.

 

1.20 CECONY Management Participant means a participant in the CECONY Management
Plan on or before December 31, 2000, a transferred O&R Management Participant,
who by the terms and operation of Appendix C, becomes a CECONY Management
Participant, and an Affected IP Employee (as defined in Appendix J) hired on or
after January 1, 2001, on the management payroll of CECONY and who, but for this
provision, would have been a CEI Participant.

 

1.21 CECONY Management Plan means the Consolidated Edison Retirement Plan for
Management Employees, as in effect on December 31, 2000.

 

1.22 CECONY Participant means a CECONY Weekly Participant, a CECONY Management
Participant and a CECONY Transferred Participant. CECONY Participant also means
a former employee and/or retiree of CECONY who, as of December 31, 2000, had a
vested right to a Pension Allowance from the CECONY Management Plan or the
CECONY Weekly Plan.

 

1.23 CECONY Retiree Health Program means The Consolidated Edison Retiree Health
Program as from time to time in effect.

 

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1.24 CECONY Transferred Participant means a CECONY Management Participant who
transfers directly, without a break in employment, from the payroll of CECONY to
the payroll of O&R, a CEI Affiliate or another Employer.

 

1.25 CECONY Weekly Employee means an Eligible Employee employed by and on the
weekly payroll of CECONY who is a member of the collective bargaining unit
represented by Local 1-2 of the Utility Workers’ Union of America, AFL-CIO, a
member of the collective bargaining unit represented by Local 3 of the
International Brotherhood of Electrical Workers, AFL-CIO. A CECONY Weekly
Employee in all cases, includes, unless explicitly set forth otherwise, a CECONY
Weekly Employee –1.

 

1.26 CECONY Weekly Participant means a CECONY Weekly Employee who was a
participant in the CECONY Weekly Plan or becomes a Participant in this Plan. A
CECONY Weekly Participant in all cases includes, unless explicitly set forth
otherwise, a CECONY Weekly Participant -1.

 

1.27 CECONY Weekly Participant –1 means a CECONY Weekly Employee –1 who is a
Participant in the Plan..

 

1.28 CECONY Weekly Plan means the Consolidated Edison Pension and Benefits Plan
as in effect on December 31, 2000.

 

1.29 CEI Participant means an Eligible Employee of CECONY or O&R, hired on or
after January 1, 2001, who is neither a CECONY Weekly Employee nor an O&R Hourly
Employee nor an Affected IP Employee (as defined in Appendix J). CEI Participant
also means an Eligible Employee of a CEI Affiliate, other than a CECONY
Transferred Participant (without regard to his or her hire date), for whom the
CEI Affiliate has elected to extend participation in the Plan, as set forth in
Appendix B. CEI Participant also means an Eligible Employee of an Affiliate that
becomes an Employer on or after January 1, 2001, and for whom such Employer,
with the consent of CECONY, extends participation.

 

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1.30 CEI Affiliate or CEI Affiliates means one, more than one, or all, as the
context indicates, of Consolidated Edison Communications, Inc. (“CEC”);
Consolidated Edison Solutions, Inc. (“CES”); Consolidated Edison Energy, Inc.
(“CEE”); Consolidated Edison Development, Inc. (“CED”) Consolidated Edison
Energy Massachusetts, Inc. (“CEEM”), and CED Operating Company, L.P. (“CEDOC”).
Effective as of January 1, 2004, a CEI Affiliate includes Competitive Shared
Services (“CSS”). Beginning July 2004, a CEI Affiliate will be the current CEI
Affiliates and, thereafter, those entities referred to in the Appendices.

 

1.31 Code means the Internal Revenue Code of 1986, as amended from time to time.

 

1.32 Company means Consolidated Edison, Inc. or any successor by merger,
purchase or otherwise.

 

1.33 Consolidated RPA ‘94 Lump Sum Conversion Factors means, effective January
1, 1997, the table of actuarial factors used to convert an immediate or deferred
annuity, determined in accordance with or by reference to Section 4.02, into an
actuarially equivalent lump sum. Such factors shall be based on the IRS
Mortality Table and shall take into account the IRS Interest Rate for the period
prior to a Participant’s Normal Retirement Date and the Adjusted IRS Interest
Rate for the period subsequent to the Participant’s Normal Retirement Date. The
enrolled actuary shall provide to the Plan Administrator tables of Consolidated
RPA ‘94 Lump Sum Conversion Factors determined on the basis of the IRS Interest
Rate in effect in each “lookback month” as that term is defined in the
definition of IRS Interest Rate.

 

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1.34 Credited Service means each Plan Year in which the O&R Participant has
earned or is credited with a Year of Vesting Service during Plan participation.
Effective on and after January 1, 2001, in this Plan, Credited Service means
Accredited Service.

 

1.35 Disability means a total and permanent disability, which qualifies the
Participant to receive Social Security disability benefits.

 

1.36 Effective Date means (i) August 1, 1975, for the CECONY Weekly Plan; (ii)
January 1, 1983, for the CECONY Management Plan; (iii) February 1, 1954, for the
O&R Plan; and (iv) January 1, 2001, for this Plan.

 

1.37 Eligible Employee means, in the case of CECONY and O&R, unless otherwise
excluded, an Employee. In the case of each CEI Affiliate, an Eligible Employee
is a CECONY Transferred Participant and any other Employee to whom such CEI
Affiliate has elected or elects, with the approval of CECONY, to extend
participation in the Plan, as set forth in Appendix B. In the case of any other
Employer, an Eligible Employee is only the person(s) to whom such Employer
specifically elects or elected, with the approval of CECONY, to extend
participation in this Plan, as set forth in Appendix B. An Eligible Employee
does not mean a person working on a temporary or seasonal basis. An Eligible
Employee is not a Leased Employee or a person who has entered into a written
contract that provides he or she (a) is an independent contractor and not an
Employee and/or (b) waives participation in the Plan. An independent contractor
shall not be eligible to participate in the Plan during the period the written
contract is in effect without regard to whether such person is reclassified as
an Employee for such period by the Internal Revenue Service for tax withholding
purposes. Effective January 1, 2001, an Eligible Employee does not include an
employee or individual receiving a Pension Allowance unless he or she is in a
Non-Suspendible Month.

 

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1.38 Employee means any individual who is employed by and a common law employee
of the Company, an Employer, or an Affiliate or who is a Leased Employee. An
Employee means a person who is receiving compensation other than a pension,
severance pay, a retainer, or fee under contract.

 

1.39 Employer or Employers means one, more than one, or all, as the context so
indicates, of CECONY, O&R, each CEI Affiliate, and each Affiliate to the extent
that it has elected or elects, in the future, to participate in the Plan with
the consent of CECONY as provided in Section 10.03.

 

1.40 ERISA means the Employee Retirement Income Security Act of 1974, as amended
from time to time.

 

1.41 Final Average Pay means, for purposes of a CECONY Weekly Employee, the
average of Annual Basic Straight-Time Compensation, calculated to the nearest
whole dollar, for the sixty (60) consecutive calendar months, or, effective for
retirements on and after June 27, 2004, forty eight (48) consecutive calendar
months out of the last one hundred twenty (120) months of his or her Accredited
Service which produce the highest average. If he or she has less than sixty (60)
or for retirements on and after June 27, 2004, forty eight (48), consecutive
calendar months, Final Average Pay means the highest average of his or her
Annual Basic Straight-Time Compensation during all months of Accredited Service.
For a Local 3 Weekly Employee who has an effective retirement date after August
31, 1997 and before December 1, 2001, fifty percent (50%), and for a Local 1-2
Weekly Employee who has

 

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an effective retirement date after November 30, 2000 and for a Local 3 Weekly
Employee who has an effective retirement date after November 30, 2001, one
hundred percent (100%), of the aggregate amount of such CECONY Weekly Employee’s
pay attributable exclusively to Sunday premium pay and night shift and midnight
shift differential premium pay during a calendar year shall be added to such
Employee’s Annual Basic Straight-Time Compensation for such calendar year for
purposes of determining such Employee’s Final Average Pay under the Final
Average Pay pension benefit formula only. Solely for purposes of this Section,
months of Accredited Service separated by a Break in Service shall be deemed
consecutive.

 

1.42 Final Average Salary means, for purposes of a CECONY Management
Participant, the average of Annual Basic Straight-Time Compensation and the
Annual Variable Pay Awards added together and each calculated to the nearest
whole dollar, during the sixty (60) consecutive calendar months, or, effective
for retirements on and after January 1, 2005, forty eight (48) consecutive
calendar months in the last one hundred twenty (120) months of his or her
Accredited Service which produce the highest average, or during all of the
months of his or her Accredited Service if less than sixty (60), or for
retirements on and after January 1, 2005, forty eight (48) consecutive calendar
months, in the ten-year period ending on the CECONY Management Participant’s
termination of employment during which such average is the highest. Solely for
the purpose of this Section, months of Accredited Service separated by a Break
in Service shall be deemed consecutive. The determination of Final Average
Salary shall be subject to the provisions of Code Section 401(a)(17).

 

245259 Retirement Plan Amended and Restated 2004

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1.43 FMLA means the Family and Medical Leave Act of 1993, as amended from time
to time.

 

1.44 Highly Compensated Employee means any Employee, who, during the preceding
Plan Year received compensation, as defined in Code Section 415(c), in excess of
$80,000, adjusted by the cost-of-living adjustment, as defined in Code Section
415, and was in the “top paid group.” An Employee will be in the “top-paid
group” if he or she is one of the 20% highest paid Employees.

 

1.45 Hour of Service means:

 

(a) Each hour for which the Employee is paid or entitled to payment for the
performance of duties for the Company or an Affiliate.

 

(b) An Hour of Service also is each hour for which an Employee is paid, or
entitled to payment, by the Company or an Affiliate on account of a period of
time during which no duties are performed (irrespective of whether the
employment relationship has terminated) due to vacation, holiday, illness,
incapacity (including disability), layoff, jury duty, military duty or leave of
absence.

 

(c) Notwithstanding subsection (b), no more than 501 Hours of Service are
required to be credited to an Employee on account of any single continuous
period during which the Employee performs no duties (whether or not such period
occurs in a single computation period).

 

(d) An hour for which an Employee is directly or indirectly paid, or entitled to
payment, on account of a period during which no duties are performed is not
required to be credited to the Employee if such payment is made or due under a
plan maintained solely for the purpose of complying with applicable workers’
compensation, or unemployment compensation or disability insurance laws.

 

245259 Retirement Plan Amended and Restated 2004

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(e) Hours of Service are not required to be credited for a payment which solely
reimburses an Employee for medical or medically related expenses incurred by the
Employee.

 

(f) A payment shall be deemed to be made by or due from the Company or an
Affiliate regardless of whether such payment is made by or due from the Company
or an Affiliate directly, or indirectly through, among others, a trust fund, or
insurer, to which the Company or an Affiliate contributes or pays premiums and
regardless of whether contributions made or due to the trust fund, insurer or
other entity are for the benefit of particular Employees or are on behalf of a
group of Employees in the aggregate.

 

(g) An Hour of Service is each hour for which back pay, irrespective of
mitigation of damages, is either awarded or agreed to by the Company or an
Affiliate. The same Hours of Service shall not be credited both under subsection
(a) or subsection (b), as the case may be, and under this subsection (g).
Crediting of Hours of Service for back pay awarded or agreed to with respect to
periods described in subsection (b) shall be subject to the limitations set
forth in that paragraph.

 

(h) With regard to an Employee for whom a record of his or her Hours of Service
is not maintained, (i) one day of employment equals 10 Hours of Service, (ii)
one week of employment equals 45 Hours of Service, and (iii) one month of
employment equals 190 Hours of Service.

 

245259 Retirement Plan Amended and Restated 2004

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(i) Hours of Service shall be determined and calculated in accordance and
compliance with the Department of Labor Regulations set forth in 29 CFR 2530.

 

200b-2.

 

1.46 IRS Interest Rate means, effective January 1, 1997, the annual rate of
interest on 30-year Treasury Securities as specified by the Commissioner of
Internal Revenue for the second full calendar month preceding the applicable
Stability Period. Such second full calendar month preceding the applicable
Stability Period shall be deemed the “Lookback Month.” Effective January 1,
2001, for purposes of determining the interest credits that will be allocated to
a Participant’s Cash Balance Account, in accordance with Section 4.02(b)(2), the
IRS Interest Rate means the annual rate of interest on 30-year Treasury
Securities as specified by the Commissioner of Internal Revenue for the second
full calendar month immediately preceding the calendar quarter in which the
Interest Rate is credited.

 

1.47 IRS Mortality Table means, effective January 1, 1997, the mortality table
prescribed by Secretary of the Treasury under Code Section 417(e)(3)(A)(ii)(I)
as in effect on the first day of the applicable Stability Period.

 

1.48 Layoff means an Employee’s separation from the active payroll of an
Employer for lack of work or such other reason, in no way the fault of the
Employee, as may be determined by the Employer.

 

1.49 Leased Employee means any person as so defined in Code Section 414(n).

 

245259 Retirement Plan Amended and Restated 2004

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1.50 Limitation Year means the calendar year.

 

1.51 Named Fiduciary means the person or persons designated in accordance with
Section 7.01 to serve as named fiduciaries, within the meaning of ERISA Section
4.02(a), with respect to the Plan.

 

1.52 Non-Suspendible Month means a calendar month beginning either on or after
(i) a Participant’s Normal Retirement Date or (ii) a Participant has begun
receiving a Pension Allowance during which the Participant does not complete at
least 40 Hours of Service, as the term “Hours of Service” is defined in 29 CFR
2530.200b-2(a)(1) and (2).

 

1.53 Normal Retirement Age means an Eligible Employee’s 65th birthday or, if
later, the fifth anniversary of the date he or she becomes a Participant. Normal
Retirement Age, for an O&R Management Employee who was hired on or before
December 31, 2000, or for an O&R Hourly Employee, means his or her 65th
birthday.

 

1.54 Normal Retirement Date means the first day of the calendar month
immediately following an Employee’s Normal Retirement Age.

 

1.55 O&R means Orange and Rockland Utilities, Inc. and its affiliates, Rockland
Electric Company and Pike County Light and Power Company.

 

1.56 O&R Early Retirement Date means, the date of an O&R Participant’s
termination of employment from the Company or an Affiliate after the Participant
attains his or her 55th birthday and completes ten (10) years of Vesting
Service.

 

1.57 O&R Employee means an Employee employed by and on the active payroll of
O&R.

 

1.58 O&R Hourly Employee means an Employee who is employed by and on the active
payroll of O&R and a member of the collective bargaining unit represented by
Local Union 503, International Brotherhood of Electrical Workers, AFL-CIO. An
O&R Hourly Employee also includes by reference, unless explicitly set forth
otherwise, an O&R Hourly Employee –1.

 

245259 Retirement Plan Amended and Restated 2004

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1.59 O&R Hourly Employee –1 means an O&R Hourly Employee who is hired on or
after January 1, 2005.

 

1.60 O&R Management Employee means an O&R Employee on the management payroll of
O&R as of December 31, 2000.

 

1.61 O&R Participant means an O&R Management Employee and an O&R Hourly Employee
who have met the participation requirements of Section 2.01, and any former O&R
Employee who, as of December 31, 2000, has a vested Pension Allowance in the O&R
Plan.

 

1.62 O&R Plan means the Employees’ Retirement Plan of Orange and Rockland
Utilities, Inc. as in effect on December 31, 2000.

 

1.63 Parental Leave means a period in which the Employee is absent from work
immediately following his or her active employment because of the Employee’s
pregnancy, the birth of the Employee’s child, the placement of a child with the
Employee in connection with the adoption of that child by the Employee, or for
purposes of caring for that child for a period beginning immediately following
birth or placement.

 

1.64 Participant means a CECONY Participant, O&R Participant, CEI Participant
and any other person included in the participation of the Plan.

 

1.65 Pension Allowance means a Participant’s accrued benefit payable in the form
of monthly payments as provided in Article 5. A Pension Allowance may be payable
as a Normal Retirement Pension Allowance, an Early Retirement Pension Allowance,
a Disability Pension Allowance or a Vested Pension Allowance. Pension Allowance
also means a Cash-Out or a Cash Balance Single Sum Payment in those instances in
which a Participant elects or is deemed to elect his or her Pension Allowance in
the form of a lump-sum payment.

 

245259 Retirement Plan Amended and Restated 2004

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1.66 Plan means The Consolidated Edison Retirement Plan, as set forth in this
document, and as amended from time to time. The Consolidated Edison Retirement
Plan is the renamed and amended CECONY Weekly Plan into which the CECONY
Management Plan and the O&R Plan were merged.

 

1.67 Plan Administrator means the person or persons designated by the Named
Fiduciaries to administer and supervise the Plan as provided in Article 7.

 

1.68 Plan Year means the calendar year.

 

1.69 Pre-Tax Contribution means any pre-tax contributions to (a) a qualified
“cash or deferred arrangement,” as defined in Code Section 401(k), (b) a
“cafeteria plan,” as defined in Code Section 125, or (c) a “transportation
reimbursement plan,” as defined in Code Section 132.

 

1.70 Prior Plan or Prior Plans mean one or more, as the context indicates, of
the CECONY Weekly Plan, the CECONY Management Plan and the O&R Plan, as in
effect on December 31, 2000.

 

245259 Retirement Plan Amended and Restated 2004

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1.71 Rule of 75 Participant means a CECONY Participant whose years of age and
Accredited Service (each rounded to the nearest whole number) total at least 75
(“75 points”) on the Annuity Starting Date.

 

1.72 Rule of 85 Participant means an O&R Participant whose years of age and
Vesting Service (on the Plan Year measurement basis only) total at least 85 on
the O&R Participant’s Early Retirement Date.

 

1.73 Social Security Retirement Age means age 65 with respect to a Participant
who was born before January 1, 1938; age 66 with respect to a Participant who
was born after December 31, 1937, and before January 1, 1955; and age 67 with
respect to a Participant who was born after December 31, 1954.

 

1.74 Social Security Taxable Wage Base means the taxable wage base in effect
under Section 230 of the Social Security Act at the beginning of the Plan Year
in which occurs the Participant’s termination of employment from the Company or
an Affiliate.

 

1.75 Spousal Consent means written consent given by a Participant’s spouse to an
election made by the Participant of a specified optional form of Pension
Allowance or a designation of a specified Beneficiary as provided in Article 5.
Spousal Consent shall be duly witnessed by a notary public and shall acknowledge
the effect on the spouse of the Participant’s election. The requirement for
Spousal Consent may be waived by the Plan Administrator in the event that the
Participant establishes to the Plan Administrator’s satisfaction that he or she
has no spouse, that such spouse cannot be located, or under such other
circumstances as may be permitted under applicable Treasury Department
regulations. Spousal Consent shall be applicable only to the particular spouse
who provides such consent. Spousal Consent shall be

 

245259 Retirement Plan Amended and Restated 2004

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applicable only to the specific optional form of Pension Allowance elected or
the specific Beneficiary designated pursuant thereto, provided, however, that
only the spouse of an O&R Participant may expressly waive his or her the right
to consent to future changes.

 

1.76 Stability Period means the calendar month in which occurs the Annuity
Starting Date for the distribution.

 

1.77 Surviving Spouse means, for a CECONY Participant or a CEI Participant, the
lawful spouse married to the Participant on the Participant’s Annuity Starting
Date. Surviving Spouse means, for an O&R Participant, the lawful spouse who has
been married to the Participant throughout the one-year period ending on the
Annuity Starting Date and surviving at the Participant’s date of death.

 

1.78 Total Salary means the aggregate amount of Annual Compensation, of a CECONY
Participant, for his or her years of Accredited Service, calculated to the
nearest whole dollar, not to exceed the last 30 years of Accredited Service.
Total Salary equals the sum of a CECONY Participant’s Annual Compensation (1) in
the year of retirement and/or termination from employment, plus (2) in each of
the 14 Plan Years before retirement and/or termination from employment, plus (3)
Annual Compensation for each earlier year of Accredited Service, not to exceed
16 years, at the Annual Compensation rate for the 14th calendar year prior to
the calendar year of his or her retirement and/or termination from employment
(“Pivot Year Compensation”).

 

The CECONY Participant’s Pension Allowance for up to 30 years is then
determined, as set forth in more detail in Appendix F, by applying 2.2% to the
CECONY Participant’s Total Salary (the “Base Pension Allowance”). For each month
of Accredited Service in excess of 360 months of Accredited Service, the Base
Pension Allowance shall be increased by an amount that is equal to .0125% per
month of the Base Pension Allowance.

 

245259 Retirement Plan Amended and Restated 2004

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1.79 Trustee means the trustee or trustees by whom the funds of the Plan are
held, as provided in Article 8.

 

1.80 Transferred O&R Management Participant means an Employee described in
Appendix C of the Plan.

 

1.81 Vesting Service means service recognized for purposes of determining a
Participant’s non-forfeitable right to a Pension Allowance under the Plan.
Vesting Service is computed based on the Plan Year.

 

1.82 Year of Accredited Service means 12 months of consecutive or
non-consecutive Accredited Service. A Participant earns or is credited with a
month of Accredited Service for each month he or she is on an active payroll,
receives Annual Compensation in that month, is an Eligible Employee and a
Participant in the Plan.

 

245259 Retirement Plan Amended and Restated 2004

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ARTICLE II

 

Participation

 

2.01 Participation Requirements

 

(a) Each person who, on December 31, 2000, was a participant in a Prior Plan
shall continue to be a Participant in the Plan.

 

(b) An Eligible Employee, other than an O&R Hourly Employee, who is hired on or
after December 31, 2000, becomes either a CEI Participant, or in the case of a
CECONY Weekly Employee, a CECONY Weekly Participant, as of the date he or she
first completes an Hour of Service.

 

(c) An O&R Management Employee and an O&R Hourly Employee shall become a
Participant on the first day of the month following the earlier of:

 

  (1) the first anniversary date of his or her employment if he or she completes
1,000 Hours of Service within the 12-month period measured from the date on
which he or she first completes an Hour of Service; or

 

  (2) the end of the first Plan Year occurring immediately subsequent to the
Plan Year in which he or she first completes an Hour of Service during which he
or she completes 1,000 Hours of Service.

 

2.02 Events Affecting Participation

 

A Participant’s participation in the Plan shall end when he or she is no longer
employed by an Employer, the Company or an Affiliate and not entitled to a
vested Pension Allowance. Participation shall continue while on an approved
leave of absence or during a period while he or she is not an Eligible Employee
but is in the employ of the Company or an Affiliate. Such Employee’s benefit
shall be determined in accordance with the provisions of the Plan in effect on
the date he or she ceases to be an Eligible Employee.

 

245259 Retirement Plan Amended and Restated 2004

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2.03 Participation Upon Reemployment

 

If the participation of a CECONY Participant or a CEI Participant ends and he or
she again becomes an Eligible Employee without incurring a Break in Service, he
or she shall again become a Participant as of his or her date of restoration to
service as an Eligible Employee. If an O&R Participant’s participation ends, and
he or she again becomes an Eligible Employee, her or she shall not forfeit any
benefits in which he or she was previously vested and he or she again becomes a
Participant as of his or her date of restoration to service as an Eligible
Employee once he or she has again met the participation requirements set forth
in Section 2.01.

 

245259 Retirement Plan Amended and Restated 2004

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ARTICLE III

 

Service

 

3.01 Vesting Service

 

(a) Special Vesting Rules

 

  (1) Vesting Service credited to an Employee under a Prior Plan as of December
31, 2000, shall be credited as Vesting Service under this Plan. Vesting Service
shall not include any service that would have been disregarded under the break
in service provisions of the Employee’s Prior Plan.

 

  (2) Effective on the specific date set forth below, each of the following
Participants shall be 100% vested in and have a nonforfeitable right to his or
her Pension Allowance:

 

  (i) pursuant to the “change in control” provision in the O&R Plan, only each
O&R Participant who was on the payroll of O&R on August 20, 1998, (the date the
shareholders of O&R approved the acquisition of O&R by the Company) shall be
100% vested as of August 20, 1998;

 

  (ii) each “WMECO Participant,” as defined in Appendix D, who was employed at
the WMECO Facilities on July 19, 1999 shall be 100% vested as of July 19, 1999;

 

  (iii) each “CECONY Participant at Divested Operations,” as defined in Appendix
H, shall be 100% vested as described in Appendix H; and

 

  (iv) each “Affected IP Employee,” as defined in Appendix J, shall be 100%
vested on the date of the closing of the sale of Indian Point.

 

245259 Retirement Plan Amended and Restated 2004

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(b) General Vesting Rules

 

  (1) Effective on and after January 1, 2001, except as otherwise provided in
the Plan, Vesting Service begins on the date the Employee first completes an
Hour of Service and ends on the Employee’s termination of employment from the
Company or an Affiliate.

 

  (2) A Participant, other than an O&R Participant, will be credited with a Year
of Vesting Service in each Plan Year in which he or she is credited with 1000
Hours of Service or six months of service. An O&R Participant shall be credited
with a year of Vesting Service in each Plan Year in which he or she is credited
with 1000 Hours of Service. In determining an Employee’s years of Vesting
Service, if it should result in a grant of Vesting Service more favorable to the
Employee, the equivalencies for determining Hours of Service shall be used,
provided that such equivalencies are consistently applied.

 

  (3) An O&R Management Employee hired on or after August 20, 1998 and an O&R
Hourly Employee who completes 1000 Hours of Service during the 12 months
commencing with the month in which he or she first completes an Hour of Service
and also during the Plan Year following the Plan Year in which he or she
completed his or her first Hour of Service, shall be credited with two years of
Vesting Service as of the end of the Plan Year following the Plan Year in which
he or she completed his or her first Hour of Service.

 

(c) Break in Service Rules. Solely for purposes of determining if a Break in
Service for participation and vesting purposes has occurred, an Employee who is
absent from work

 

245259 Retirement Plan Amended and Restated 2004

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because of Parental Leave or a leave under the FMLA shall receive credit for the
number of Hours of Service that the Employee would normally have received but
for such absence, or where such Hours cannot be determined, eight (8) Hours of
Service for each day of absence, subject to a maximum of 501 Hours of Service
for any one such absence. The Hours of Service will be credited to the Plan Year
in which the absence began if the Employee would otherwise incur a Break in
Service in such Plan Year, or if not, in the immediately following Plan Year. In
order to receive Hours of Service credit for such absence, the Employee shall be
required to provide such information or certification as to the nature of the
absence as may be required by the Plan Administrator.

 

(d) Notwithstanding any provision of this Plan to the contrary, contributions,
benefits, and service credit with respect to qualified military service will be
provided in accordance with Code Section 414(u). If an Employee is absent
because of service in the uniformed services of the United States and if he or
she has returned to the service of the Company or an Affiliate or applied to
return while his or her reemployment rights were protected by law, then, in that
event, that absence shall not count as a Break in Service, but instead shall be
counted as Vesting Service to the extent required by law.

 

(e) A period of absence due to a paid sick leave granted by the Company or an
Affiliate, other than O&R, and one period up to a maximum of six months during a
Participant’s aggregate period of employment with the Company or an Affiliate,
during which a Participant is on an approved leave of absence granted for any
other reason will be considered Vesting Service.

 

245259 Retirement Plan Amended and Restated 2004

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(f) The first six months of a Parental Leave or an FMLA Leave for maternity or
paternity reasons will constitute Vesting Service if the Participant returns to
active employment for a period equal to the lesser of (i) the Parental Leave or
FMLA Leave or (ii) six months.

 

(g) O&R shall credit an Approved Leave of Absence as Vesting Service, provided
that upon conclusion of such “Approved Leave of Absence,” the O&R Participant
returns to employment with O&R or an Affiliate or is eligible to retire on a
Normal Retirement Date or an Early Retirement Date.

 

3.02 Accredited Service

 

(a) Accredited Service and Credited Service credited to a Participant under a
Prior Plan as of December 31, 2000, shall be treated as Accredited Service under
this Plan. Accredited Service shall not include any service that would have been
disregarded under the provisions of the applicable Prior Plan.

 

(b) Except as provided below, only active service with and on the payroll of an
Employer as an Eligible Employee shall be Accredited Service under the Plan.
Subject to the provisions below, a period between a Break in Service and a
reemployment date, whether or not counted as Vesting Service, shall not be
counted as Accredited Service. A Participant who has five years of Vesting
Service or who becomes 100% vested, on account of operation of another provision
in the Plan, will receive Accredited Service for all of his or her years and
months of active service after becoming fully vested regardless of a subsequent
Break in Service.

 

(c) Accredited Service shall include, to the extent required by law, any period
of absence from service with the Company or an Affiliate due to a period of
service in the uniformed services of the United States which is counted in a
Participant’s Vesting Service as provided in Section 3.01(b). The Participant
shall be deemed to have earned Annual Compensation

 

245259 Retirement Plan Amended and Restated 2004

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during the period of absence at the rate he or she would have received had he or
she remained employed as an Eligible Employee for that period or, if such rate
is not reasonably certain, on the basis of the Participant’s rate of
compensation during the 12-month period immediately preceding such period of
absence (or if shorter, the period of employment immediately preceding such
period).

 

(d) Accredited Service for a CECONY Participant shall include a period of
absence due to a paid sick leave granted by CECONY. Effective July 1, 1996,
Accredited Service for a CECONY Participant and a CEI Participant shall include
one period, of up to a maximum of six months, during which a CECONY Participant
or a CEI Participant is on an approved leave of absence granted for any reason
other than sick leave. The first six months of such a Parental Leave or an FMLA
leave granted for maternity or paternity reasons shall constitute Accredited
Service, if the Participant returns to active employment for a period equal to
the lesser of (i) the Parental Leave or FMLA Leave or (ii) six months .

 

(e) Unless otherwise explicitly set forth in the Plan, Accredited Service shall
not be credited for any period in which a Participant is not actively employed
as an Eligible Employee. Any person, who enters into a written contract, that
provides that he or she is an independent contractor and not an Employee, and
waives participation in the Plan, shall not receive any Accredited Service for
the period such written contract is in effect.

 

(f) An O&R Participant who has less than the normal number of Hours of Service
for full-time employment in the first Plan Year of participation and in the Plan
Year in which employment terminates, the fraction of each such Plan Year that
will be recognized for Accredited Service shall not be less than the fraction,
the numerator of what is the number of Hours of Service as a Participant and the
denominator of which is the normal number of Hours of Service in a Plan Year for
normal employment.

 

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(g) Union Officer Service for O&R Hourly Participant. To the extent not already
counted as Vesting Service and Accredited Service above—

 

  (1) The local union President of the union at O&R who on or after January 1,
1983 is absent from work at O&R without pay for proper union business, who would
otherwise have been scheduled to work, with proper notification to O&R, shall be
entitled to both Vesting Service and Accredited Service at the rate of eight (8)
hours per day or 40 hours per week, not to exceed 100 days per calendar year for
such periods of absence.

 

  (2) The local union Vice Presidents, Recording Secretaries, Financial
Secretaries, Treasurers and the Unit Chairman, Unit Vice Chairman and Unit
Recorder at O&R who on or after January 1, 1983 are absent from work, without
pay for proper union business, who would otherwise have been scheduled to work,
with proper notification to O&R, shall be entitled to both Vesting Service and
Accredited Service at the rate of eight (8) hours per day or 40 hours per week,
not to exceed 40 days per calendar year for such periods of absence.

 

  (3) Any other bargaining unit member at O&R who on or after January 1, 1983 is
absent from work without pay and who is participating in a recognized O&R-union
activity, with proper notification to O&R, shall be entitled to both Vesting
Service and Accredited Service at the rate of eight (8) hours per day or 40
hours per week, not to exceed five (5) days per calendar year for such periods
of absence.

 

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3.03 Re-employment of Participant-Suspension of Benefits and Break in Service
Rules

 

(a) Suspension of Benefits. Effective January 1, 2001, any Participant who is
receiving a Pension Allowance and restored to service with the Company or an
Affiliate as an Employee, whether or not as an Eligible Employee, shall have the
following apply:

 

  (1) The Participant’s Pension Allowance shall be suspended for each month in
which the Participant completes at least 40 Hours of Service.

 

  (2) Any Vesting Service to which the Participant was entitled when he or she
retired or terminated service shall be restored to him or her.

 

  (3) If the Participant is employed by an Employer as an Eligible Employee,
upon later retirement or termination, he or she shall be entitled to an
additional Pension Allowance based on his or her initial benefit formula
applicable to the Participant prior to re-employment and his or her Annual
Compensation and Accredited Service credited to the person beginning after his
or her re-employment date. The additional Pension Allowance, if any, shall be
equal to the greater of:

 

  (i) an amount determined in accordance with the benefit formula applicable to
the re-employed Participant as if the Participant’s date of re-employment were
his or her first day of employment as an Eligible Employee. (His or her
Accredited Service prior to the date of re-employment shall not be taken into
account in determining his or her number of Years of Accredited Service but
shall be taken into account in determining the applicable percentage of the
Participant’s Final Average Salary or the Participant’s Annual Compensation); or

 

245259 Retirement Plan Amended and Restated 2004

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  (ii) an amount equal to the excess, if any, of (I) a Pension Allowance
determined in accordance with the applicable benefit formula on the basis of his
or her Accredited Service and Final Average Salary or Annual Compensation, each
aggregated to include the periods before and after the date of restoration to
service, over (II) the “Offset Amount,” as defined herein. The Offset Amount is
the Pension Allowance payments received prior to his or her re-employment and,
if applicable, during the period of reemployment, converted into an annuity
based on the IRS Mortality Table and the Adjusted IRS Interest Rate applicable
to the Participant.

 

  (4) The additional Pension Allowance shall be payable under any of the
optional forms described in Section 5.02, as elected by the Participant in
accordance with Section 5.03, regardless of the optional form in which the
Pension Allowance that commenced prior to his or her reemployment is payable.

 

  (5) A Participant whose Pension Allowance is suspended in accordance with this
Section 3.03 shall be provided with notice that his or her Pension Allowance is
being suspended in accordance with the provisions of the Department of Labor
Regulations Section 2530.203-3.

 

(b) Re-employment Without Break in Service. If either a Participant with a
deferred vested Pension Allowance, a former non-vested Participant, or an
Employee who was never a Participant, is re-employed without having a Break in
Service, his or her participation date, Vesting Service and Accredited Service
shall be determined as provided in Sections 2.01, 3.01 and 3.02, respectively.
If a former Participant received a Cash Out, the Accredited Service to

 

245259 Retirement Plan Amended and Restated 2004

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which he or she was entitled at the time of his or her termination of service
shall be restored to him or her only in accordance with the provisions of
Section 3.03(c). Upon subsequent retirement, the Pension Allowance of a
Participant whose Accredited Service has been restored pursuant to this
subparagraph shall never be less than that which was accrued under the Plan
through the date of prior termination.

 

(c) Re-employment After Break in Service. If a CECONY Participant with a
deferred vested Pension Allowance or a former CECONY Participant who received a
Cash Out, is restored to service as an Eligible CECONY Employee, after having
had a Break in Service, the following shall apply:

 

  (1) The Vesting Service to which he or she was previously entitled shall be
restored to him or her.

 

  (2) Any Accredited Service to which the CECONY Participant was entitled at the
time of his or her termination of service shall be restored to him or her;
provided, however, that in the case of a CECONY Participant who received a Cash
Out, the CECONY Participant repays the amount of the Cash Out, if any, received
upon his or her initial termination of service, together with interest on that
amount at the rate prescribed by Code Section 411(a)(7)(C), to the date of
repayment.

 

  (3) Upon later termination or retirement of a CECONY Participant whose
previous Accredited Service has been restored under this Section 3.03(c), his or
her Pension Allowance as if he or she had no break in service and based on the
applicable benefit formula for the re-employed CECONY Participant and his or her
total Annual Compensation and Accredited Service while an Eligible CECONY
Employee.

 

245259 Retirement Plan Amended and Restated 2004

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(d) Re-employment of Non-vested Participant After Break in Service. If a former
non-vested Participant is restored to service as an Eligible Employee or an
Employee, after having had a Break in Service, the following shall apply:

 

  (1) If he or she is re-employed as an Eligible Employee, he or she shall again
become a Participant as of his or her date of restoration to service as an
Eligible Employee.

 

  (2) Upon his or her restoration to participation, the Vesting Service to which
he or she was previously entitled shall be restored to him or her, if his or her
period of Break in Service does not exceed five years, determined at the time of
the Break in Service, excluding any Vesting Service disregarded by reason of any
earlier Break in Service.

 

  (3) Any Accredited Service to which the Participant was entitled at the time
of his or her termination of service which is included in the Vesting Service,
so restored, shall be restored to him or her.

 

  (4) Upon later termination or retirement of a Participant whose previous
Accredited Service has been restored, his or her Pension Allowance, if any,
shall be based on the applicable benefit formula in effect at such later
termination or retirement and his or her total Annual Compensation and
Accredited Service while in the service of an Employer as an Eligible Employee.

 

(e) Re-employment of Former Employee After Break in Service. If an Employee who
was never a Participant is restored to service with the Company or an Affiliate,
after having

 

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had a Break in Service, the Vesting Service to which he or she was previously
entitled shall be restored to him or her, if his or her period of Break in
Service does not exceed five years, excluding any Vesting Service disregarded by
reason of any earlier Break in Service.

 

245259 Retirement Plan Amended and Restated 2004

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ARTICLE IV

 

Eligibility for and Amount of Benefits

 

4.01 Normal Retirement

 

The right of a Participant to a normal retirement Pension Allowance shall be
non-forfeitable as of his or her Normal Retirement Age. A Participant who has
attained Normal Retirement Age may retire from service and receive a normal
retirement Pension Allowance beginning on his or her Normal Retirement Date. An
O&R Participant whose Normal Retirement Age is coincident with the first day of
a calendar month may retire from service and receive a Normal Retirement Pension
Allowance on the first day of the calendar month in which his or her Normal
Retirement Age occurs. A Participant who postpones retirement shall be provided
with notice that his or her Pension Allowance is being suspended in accordance
with the provisions of Department of Labor Regulation Section 2530.203-3.

 

4.02 Normal Retirement Pension Allowance

 

(a) Normal Retirement Pension Allowance for a CECONY Participant or an O&R
Participant. The annual normal retirement Pension Allowance payable on the
Normal Retirement Date of each CECONY Participant and O&R Participant shall be
determined in accordance with his or her applicable benefit formula, as set
forth in Appendix F.

 

(b) Normal Retirement Pension Allowance for a CEI Participant A CEI Participant
shall have his or her Pension Allowance determined based on a Cash Balance
Account. Under the Cash Balance Account, the CEI Participant’s Pension Allowance
at Normal Retirement Date shall be equal to his or her Cash Balance Account as
of the date of determination converted into a single life annuity using the IRS
Interest Rate and IRS Mortality Table.

 

245259 Retirement Plan Amended and Restated 2004

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  (1) Compensation Credits to Cash Balance Account.

 

  (i) Allocation Date shall mean the last day of each calendar quarter in each
Plan Year. As of the Allocation Date, a CEI Participant shall receive an
allocation to his or her Cash Balance Account in an amount determined in
accordance with the following schedule:

 

Sum of Age and Years of Accredited

Service (each rounded to nearest whole

number) as of Allocation Date

--------------------------------------------------------------------------------

   Percentage of
Annual
Compensation
in Calendar
Quarter.

--------------------------------------------------------------------------------

    Excess Annual Allocation –
Percentage of Annual Com-
pensation in Calendar
Quarter in Excess of Social
Security Taxable Wage Base

--------------------------------------------------------------------------------

 

Less than 35

   4 %   4 %

At least 35 but less than 50

   5 %   4 %

At least 50 but less than 65

   6 %   4 %

65 and over

   7 %   4 %

 

  (ii) The entire amount, if any, of a CEI Participant’s Annual Variable Pay
Award shall be included in the CEI Participant’s Annual Compensation in the
calendar quarter in which the Award is paid. Annual Compensation is determined
based on the CEI Participant’s rate of pay in the last pay period in each
Calendar quarter.

 

  (iii) A CEI Participant whose termination of employment occurs in the first or
second month of a calendar quarter shall receive an allocation for such calendar
quarter equal to a pro rata quarterly allocation based on age and years of
Accredited Service at his or her termination of employment and the Annual
Compensation he or she received in such calendar quarter multiplied by a
fraction, the numerator of which is the number of months in the calendar quarter
through the termination of employment and the denominator of which is three.

 

245259 Retirement Plan Amended and Restated 2004

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  (iv) For any period of an authorized, unpaid leave of absence for which the
Participant receives Accredited Service (up to but not to exceed six months),
the Participant shall receive compensation credits to his or her Cash Balance
Account. The compensation credits shall be determined on the assumption that the
Participant continued to receive during the leave period the Annual Compensation
(excluding any Annual Variable Pay Award) in effect for such Participant
immediately prior to such leave of absence.

 

  (2) Interest Credits to Cash Balance Account. As of the last day of each
calendar quarter of each Plan Year, the Cash Balance Account shall be increased
by an amount equal to one-fourth of the applicable IRS Interest Rate multiplied
by the CEI Participant’s Cash Balance Account as of the first day of such
calendar quarter. Notwithstanding the foregoing, the interest rate taken into
account as of the last day of any calendar quarter coinciding with or preceding
the CEI Participant’s Annuity Starting Date shall not be less than 0.75% or
greater than 2.25%. In the event the Annuity Starting Date of a CEI Participant
is prior to the last day of a calendar quarter, he or she will receive a pro
rata interest credit based on the number of months in that quarter prior to the
Annuity Starting Date.

 

  (3) Limitation on Credits. Notwithstanding the foregoing, in no event shall
any interest credits be made to the account of any CEI Participant for any
period on and after his or her Annuity Starting Date.

 

245259 Retirement Plan Amended and Restated 2004

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  (4) Death Benefit. For a CEI Participant who is entitled to a vested Pension
Allowance, a death benefit equal to the Cash Balance Account shall be payable to
the CEI Participant’s Beneficiary upon the CEI Participant’s death prior to the
Annuity Starting Date. If the Beneficiary is the CEI Participant’s Surviving
Spouse, the immediately payable Cash Balance Account shall be converted into a
life annuity, in accordance with Section 4.02 (b), payable to the Surviving
Spouse. The Surviving Spouse may, in lieu of an immediate life annuity, elect a
Cash Balance Single Sum Payment payable as soon as practicable after the CEI
Participant’s date of death, or a life annuity commencing at any time prior to
what would have been the CEI Participant’s Normal Retirement Date. If the
Beneficiary is not the Surviving Spouse, a Cash Balance Single Sum Payment shall
be paid as soon as practicable following the CEI Participant’s date of death. If
the CEI Participant is married, no designation of a Beneficiary, other than the
CEI Participant’s Spouse, shall be valid.

 

  (5) If the vested CEI Participant is not married at his or her death and there
is no surviving Beneficiary or a Beneficiary has not been designated, the death
benefit shall be payable to the CEI Participant’s estate or legal
representative.

 

4.03 Late Retirement

 

(a) If a Participant postpones his or her retirement beyond his or her Normal
Retirement Date, upon his or her termination of employment, the Participant
shall be entitled to a late retirement Pension Allowance beginning on the first
day of the calendar month after the Plan Administrator receives his or her
written application to retire. A Participant who has served a minimum of two
years in a high-level executive or policymaking position immediately

 

245259 Retirement Plan Amended and Restated 2004

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preceding retirement and who is entitled to a non-forfeitable, immediate,
Company-provided annual retirement Pension Allowance from any source or
combination of sources which is at least equal to a single life annuity of
$44,000 per year may be retired at the election of the Company at any time on or
after his or her attainment of age 65.

 

(b) A Participant who remains in service after his or her Normal Retirement Date
shall be entitled to a monthly retirement Pension Allowance for each month
during the postponement period which is a Non-Suspendible Month. Upon
retirement, the Participant shall be entitled to an immediate late retirement
Pension Allowance beginning on the Participant’s late retirement date. Subject
to the provisions of Section 5.01, his or her late retirement Pension Allowance
shall be equal to the amount determined in accordance with the applicable
benefit formula as of his or her late retirement date, reduced by an amount that
is the Actuarial Equivalent of any Pension Allowance he or she previously
received in any Non-Suspendible Month.

 

(c) In the event a Participant commences receipt of his or her Pension Allowance
while in active service in accordance with Code Section 401(a)(9)’s minimum
distribution rules, after his or her Normal Retirement Date, such commencement
date shall not be the Participant’s Annuity Starting Date for purposes of
Article 5 and the Participant shall receive a late retirement Pension Allowance
commencing at late retirement in an amount determined as if he or she had
retired on such date. As of each succeeding December 31 prior to the
Participant’s actual late retirement date, and as of his or her actual late
retirement date, the Participant’s Pension Allowance shall be recomputed to
reflect additional accruals. The Participant’s recomputed Pension Allowance
shall then be reduced by the Actuarial Equivalent of the total

 

245259 Retirement Plan Amended and Restated 2004

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payments of his or her late retirement Pension Allowance made with respect to
monthly payments made in that calendar year, other than payments for
Non-Suspendible Months of continued employment, which were paid prior to each
such re-computation to arrive at the Participant’s late retirement Pension
Allowance. No such reduction shall reduce the Participant’s late retirement
Pension Allowance below the amount of late retirement Pension Allowance payable
to the Participant prior to the re-computation of such Pension.

 

4.04 Early Retirement

 

(a) CEI Participants A CEI Participant who is entitled to a vested Pension
Allowance may elect to commence receipt of his or her vested Pension Allowance
prior to his or her Normal Retirement Date. The vested Pension Allowance payable
before Normal Retirement Date will equal his or her Cash Balance Account as of
the CEI Participant’s Annuity Starting Date, projected to the CEI Participant’s
Normal Retirement Date at the applicable Interest Rate taken into account in
determining the benefit attributable to his or her Cash Balance Account, and
discounted back to the Annuity Starting Date at the IRS Interest Rate and
assuming no mortality factor, or, if greater, his or her Cash Balance Account,
as determined without regard to any projection or discount.

 

(b) CECONY Participants A Rule of 75 Participant may retire and elect to
commence receiving his or her Pension Allowance prior to his or her Normal
Retirement Date. The amount of the early retirement Pension Allowance shall be
determined below.

 

  (1) Attainment of Age 55 and 30 Years of Accredited Service. If the CECONY
Participant has attained age 55 and completed at least 30 years of Accredited
Service as of the Annuity Starting Date, the early retirement Pension Allowance
shall equal the Normal Retirement Pension Allowance determined under the

 

245259 Retirement Plan Amended and Restated 2004

  45

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applicable benefit formula set forth in Appendix F, Section F.1 or F.2, as
applicable; provided, however, that the portion of the Pension Allowance, if
any, attributable to Appendix F, Section F.2(A)(a)(iii), shall be reduced by the
appropriate discount factor in Table E of Section A.1 of Appendix A, based on
the Participant’s age as of his or her Annuity Starting Date.

 

  (2) Attainment of Age 60. If the Participant has attained age 60 as of the
Annuity Starting Date, the early retirement Pension Allowance shall be
calculated using the same methodology as if he or she had attained age 55 and
completed 30 years of Accredited Service.

 

  (3) If the Participant has 75 points but does not meet either of the criteria
set forth in (1) or (2) above as of the Annuity Starting Date, the early
retirement Pension Allowance shall equal the normal retirement Pension Allowance
determined under the applicable benefit formula set forth in Appendix F (other
than the portion of the Pension Allowance, if any, for a CECONY Management
Participant attributable to Appendix F Section F.2 A(a)(iii)), multiplied by the
appropriate discount factor in Appendix A, Section A.1, Table A based on the
Participant’s age as of the Annuity Starting Date. The portion of the normal
retirement Pension Allowance, if any, for a CECONY Management Participant,
attributable to Appendix F, Section F.2A(a)(iii) shall be reduced by the
appropriate discount factor in Appendix A, Section A.1, Table E based on the
Participant’s age as of the Annuity Starting Date.

 

245259 Retirement Plan Amended and Restated 2004

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(c) O&R Participants.

 

  (1) Upon written application filed with the Plan Administrator prior to the
commencement date, an O&R Participant who has not reached his or her Normal
Retirement Date but who at the time of termination of employment has reached his
or her Early Retirement Date shall be eligible to commence the receipt of
benefits as of the later of: (1) the first day of the calendar month which
immediately follows his or her Early Retirement Date, or (2) subject to Section
5.03, the first day of the calendar month which is at least 30 days after the
O&R Participant has received the information referred to in Section 5.03.

 

  (2) Subject to Section 4.04(c)(3), Section 4.09 and Article 5, the early
retirement Pension Allowance shall be a benefit commencing immediately, computed
in accordance with Appendix F, Section F.3A(a) without regard to when the
Pension Allowance actually commences. The early retirement Pension Allowance,
computed in accordance with Appendix F, Section F.3A(a) shall be a normal
retirement Pension Allowance, with the amount computed in accordance with
Appendix F, Section F.3A(a)(i) on the basis of the O&R Participant’s Annual
Compensation and Accredited Service to the time of his or her Early Retirement
Date and the additional benefit for two (2) years of Accredited Service computed
on the basis of his or her Annual Compensation at the rate being paid to him or
her immediately prior to his or her Early Retirement Date, reduced by 1/3 of 1%
for each complete calendar month by which the commencement date of his or her
Pension Allowance precedes the date which is five (5) years prior to his or her

 

245259 Retirement Plan Amended and Restated 2004

  47

--------------------------------------------------------------------------------

Normal Retirement Date. The foregoing reduction for a commencement date
preceding the date which is five (5) years prior to his or her Normal Retirement
Date shall not be made if, at the O&R Participant’s Early Retirement Date, the
Participant is a Rule of 85 Participant. The early retirement Pension Allowance
computed in accordance with Section 5.01(c)(2) shall be the Actuarial Equivalent
of the early retirement Pension Allowance computed in accordance with the
immediately preceding sentence.

 

  (3) At the time of early retirement, an O&R Participant may elect in writing,
filed with and acknowledged by the Plan Administrator, to defer receipt of an
early retirement Pension Allowance. An election to defer will be deemed to have
been made by an O&R Participant if a written deferral election is not received
and written consent to receipt of an early retirement Pension Allowance is not
filed with and acknowledged by the Plan Administrator within the 90-day period
prior to the date as of which payments could otherwise begin under Section
4.04(c)(1). An O&R Participant whose early retirement Pension Allowance is
deferred as provided above shall have his early retirement Pension Allowance
commence as of his Normal Retirement Date. Subject to Section 4.09 and Article
5, the deferred early retirement Pension Allowance shall be computed in
accordance with Appendix F, Section F.3A, on the basis of the Participant’s
Annual Compensation and Accredited Service to his or her Early Retirement Date
and the additional benefit for two (2) years of Accredited Service computed on
the basis of his or her Annual Compensation at the rate being paid to him or her
immediately prior to his or her

 

245259 Retirement Plan Amended and Restated 2004

  48

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Early Retirement Date. Notwithstanding Section 4.05(c), an O&R Participant who
defers commencement of an early retirement Pension Allowance may elect to
receive a vested Pension Allowance under Section 4.05(c) commencing at any time
prior to his Normal Retirement Date in lieu of any early retirement Pension
Allowance under this Section 4.04(c).

 

  (4) A supplemental payment of six hundred dollars ($600) a month shall be paid
to a retired O&R Participant whose Early Retirement Pension Allowance
commencement date occurs on or after the date on which the O&R Participant
attains age sixty (60) but prior to the Participant’s attaining age sixty-two
(62). Effective for an O&R Participant hired before January 1, 2001, and retired
after January 1, 2005, the supplement payment will be increased from six hundred
dollars ($600) a month to eight hundred dollars ($800) a month. The monthly
supplemental payments will cease with the payment made on the earlier of the
first day of the month in which occurs the retired Participant’s death or
attainment of age sixty-two (62). The monthly supplemental payments will be paid
only to a retired O&R Participant who is eligible as set forth herein and shall
not be subject to optional forms of payment or Spouse’s or vested O&R
Participant Spouse’s Allowances. The monthly supplemental payments are not part
of the retired Participant’s monthly Pension Allowance and are not subject to
the pension benefit adjustments, but are subject to cessation in the event of
re-employment which results in cessation of the retired Participant’s monthly
Pension Allowance.

 

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4.05 Vested Terminations Before Attaining Early Retirement

 

(a) Each Participant shall be 100% vested in, and have a nonforfeitable right
to, his or her Pension Allowance upon completion of five Years of Vesting
Service. If the Participant’s employment with the Company or an Affiliate is
subsequently terminated for reasons other than retirement, death, or, if
otherwise explicitly applicable to such a Participant, Disability, he or she
shall be eligible for a deferred vested Pension Allowance payable on the
Participant’s Normal Retirement Date.

 

(b) A CECONY Participant who is not a Rule of 75 Participant, but who is
entitled to a deferred vested Pension Allowance, may elect to commence receipt
of his or her vested Pension Allowance prior to his or her Normal Retirement
Date. The vested Pension Allowance, payable as a Cash Out, will equal the
Actuarial Equivalent of his or her normal retirement Pension Allowance, in the
form of a single life annuity, based on the consolidated RPA ‘94 Lump Sum
Conversion Factors.

 

(c) An O&R Participant who has not satisfied the requirements for an early
retirement Pension Allowance but has earned a vested Pension Allowance may elect
to receive a vested Pension Allowance on or after attainment of age 55 and
completion of 10 years of Vesting Service, as set forth below.

 

  (1) An O&R Participant who ceases to be employed by the Company or an
Affiliate for reasons other than death, retirement or Approved Leave of Absence,
and before he or she has completed at least five years of Vesting Service, will
be entitled only to receive his or her Accumulated Contributions.

 

  (2) Subject to Section 4.09 and Article 5, the vested Pension Allowance shall
be a deferred Pension Allowance commencing on the vested Participant’s Normal

 

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Retirement Date and shall be computed in accordance with Appendix F, Section
F.3A(a), as in effect on his or her date of termination, with the amount
determined under Appendix F, Section F.3A(a)(i) computed on the basis of the
Participant’s Annual Compensation and Accredited Service immediately prior to
his or her date of termination and the additional benefit for two (2) years of
Accredited Service computed on the basis of his or her Annual Compensation at
the rate being paid to him or her immediately prior to his or her date of
termination.

 

  (3) Except as provided in Section 4.05(c)(4) if, on the date of termination,
the vested O&R Participant has completed at least 10 years of Vesting Service
but has not reached his or her 55th birthday, he or she shall be eligible to
receive, commencing as of the first day of any calendar month following his or
her 55th birthday but not later than his Normal Retirement Date, as specified in
an election in writing filed with and acknowledged by the Plan Administrator no
more than 90 days prior to his or her Annuity Starting Date, a vested Pension
Allowance which shall be an Allowance equal to the vested Pension Allowance
computed in accordance with Section 4.05(c)(2) above reduced by 1/2 of 1% for
each complete calendar month by which the date of commencement of the vested
Participant’s Pension Allowance precedes such Participant’s Normal Retirement
Date.

 

  (4) A vested O&R Participant who elects to receive his or her Accumulated
Contributions will have his or her vested Pension Allowance reduced in
accordance with Section 4.05(c)(5).

 

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  (5) The vested Pension Allowance of an O&R Participant who has received his or
her Accumulated Contributions will be reduced (but not below zero) by that
portion of his or her accrued Pension Allowance which is attributable to such
Participant’s Accumulated Contributions. With respect to a Pension Allowance
payable for life and computed in accordance with Appendix F, Section F.3A(a),
the portion of such Participant’s Pension Allowance attributable to his or her
Accumulated Contributions shall be equal to his Accumulated Contributions which
were withdrawn, plus hypothetical interest at the rate determined in accordance
with the definition of Accumulated Contributions, in Section 1.02, at the date
of withdrawal to the Participant’s Normal Retirement Date, multiplied by a
conversion factor. The conversion factor for a Pension Allowance commencing at
Normal Retirement Date shall be determined pursuant to the provisions of Code
Section 411(c)(2) and any related regulations as then in effect. With respect to
a Pension Allowance payable and computed in accordance with Appendix F, Section
F.3A(a), of Appendix F and Section 5.01(c)(2), the portion attributable to the
Participant’s Accumulated Contributions shall be the Actuarial Equivalent of the
amount determined above.

 

4.06 Disability Pension Allowance – CECONY Participants

 

(a) Social Security Disability. If a CECONY Participant terminates active
employment because of a Disability and has at least five Years of Vesting
Service, he or she may elect to be treated as if he or she remained in active
employment until the earliest of: the end of his or her Disability, date of
commencement of any gainful employment or any self-employment or any activity of
like nature in which the Participant receives wages or earned income, date of
death,

 

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or Normal Retirement Date. The Pension Allowance of such CECONY Participant
shall be determined as if his or her Annual Basic Straight Time Compensation at
the point of his or her actual termination of active employment was his or her
Annual Compensation for all future years. For that period of “deemed
employment,” Annual Compensation shall not include an Annual Variable Pay Award.

 

(b) Social Security Disability or Total and Permanent Disabilities Without
Eligibility for Social Security Disability Benefits. A CECONY Participant who
incurs a Disability while actively employed and a CECONY Participant who
terminates employment due to a total and permanent disability, as determined by
the Employer in accordance with its established procedures, may elect to
commence benefits under the Plan at a date earlier than his or her Normal
Retirement Date. If at the date of termination of employment or disability,
whichever is earlier, the CECONY Participant has attained age 50 and completed
at least 20 Years of Accredited Service, the Pension Allowance shall be
determined in accordance with the applicable Normal Retirement Pension Allowance
as set forth in Appendix F, Section F.1 or F.2. If he or she is a CECONY
Management Participant, the portion of the Pension Allowance attributable to
Section F.2A(a)(iii) of Appendix F shall be reduced by the discount factor in
Table E, Section A.1 of Appendix A, based on the Participant’s age as of the
Annuity Starting Date. The portion of the Pension Allowance attributable to
Section F1 or F.2A(i),(ii) and (iv) of Appendix F is not reduced for early
commencement. If such CECONY Participant is a Rule of 75 CECONY Participant as
of the Annuity Starting Date but has not attained age 50 and completed at least
20 years of Accredited Service as of termination of employment or Disability,
whichever is earlier, the accrued Pension Allowance commencing at

 

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Normal Retirement Date shall be reduced by 1.5% for each year (prorated for
months) that benefit commencement precedes attainment of age 60. If such CECONY
Participant is not a Rule of 75 Participant as of the Annuity Starting Date, the
benefit, if any, payable to such CECONY Participant shall be determined in
accordance with Section 4.05(b).

 

4.07 Disability – O&R Participant

 

(a) Upon written application to the Plan Administrator, an O&R Participant who
is disabled while in active service, has not reached his or her Normal
Retirement Date, and has completed at least 10 years of Accredited Service will
be retired on a Disability Pension Allowance. The Disability Pension Allowance
is in lieu of retirement under any other provision of the Plan and will be
effective as of the first day of a calendar month not less than 30 nor more than
90 days next following the receipt by the Plan Administrator of such written
application provided the Plan Administrator finds the Participant is disabled,
as set forth herein (“Disability Retirement Date”). The Plan Administrator must
find to his or her satisfaction either (i) that a physician designated by the
O&R Participant and a physician designated by O&R have each certified an opinion
that such O&R Participant is totally incapacitated, mentally or physically, from
the further performance of his or her regular duties or duties comparable
thereto, and that such incapacity occurred while the O&R Participant was in
active service with the Company or an Affiliate, resulted in termination of
employment with the Company or an Affiliate, and is likely to be permanent; or
(ii) that such O&R Participant is eligible for and in receipt of a disability
benefit under the Social Security Act, as amended from time to time, with
respect to a disability within the meaning of subparagraph (i) above which
occurred while in active service with the Company or an Affiliate and resulted
in termination of employment with the Company or an Affiliate. If the opinions
of the physicians

 

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designated above differ as to whether the O&R Participant is totally
incapacitated as set forth therein, the certified opinion of a third physician,
rendered after examination of the O&R Participant and, to the extent deemed
appropriate by the third physician, consultation with the other two physicians,
will determine whether the O&R Participant is totally incapacitated. The third
physician will be selected by the O&R Participant from a list of three names of
independent physicians provided by O&R. The fees and expenses of the third
physician will be paid by O&R.

 

(b) The Disability Pension Allowance will be payable as of the Participant’s
Disability Retirement Date and thereafter subject to continuance of his or her
disability as provided in Section 4.07(c) and will be equal to a Pension
Allowance computed in accordance with Appendix F, Section F.3A(a) and Section
5.01(c), with the amount determined under Appendix F, Section F.3A.(a)(i)
computed on the basis of the Participant’s Annual Compensation and Accredited
Service immediately prior to his or her date of termination and the additional
benefit for two (2) years of Accredited Service computed on the basis of the
Participant’s Annual Compensation at the last regular rate being paid to him or
her immediately prior to his or her date of termination.

 

(c) Once each year, the Plan Administrator may require an O&R Participant
receiving a Disability Pension Allowance who has not reached his or her Normal
Retirement Date to undergo a medical examination by a physician or physicians
designated by the Plan Administrator, such examination to be made at the place
of residence of such O&R Participant or other place mutually agreed upon. Should
any such O&R Participant refuse to submit to such medical examination, the part
of his or her Disability Pension Allowance provided by

 

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Employer contributions shall be discontinued until his or her withdrawal of such
refusal, and should his or her refusal continue for a year, all rights in and to
the Disability Pension Allowance shall cease and the election of an optional
benefit, if one has been elected, shall be of no further effect. If the Plan
Administrator finds from such medical examination or otherwise that the
disability of an O&R Participant receiving a Disability Pension Allowance who
has not reached his Normal Retirement Date has been removed and that he or she
has regained his or her earning capacity, in whole or in part, or that he or she
is no longer in receipt of a disability benefit under the Social Security Act,
the part of his or her Disability Pension Allowance provided by Employer
contributions shall be discontinued or reduced proportionately; provided that he
or she shall be entitled to have his or her original Disability Pension
Allowance restored in whole or in part prior to his or her Normal Retirement
Date upon the Participant’s again, or initially, receiving a disability benefit
under the Social Security Act with respect to the total incapacity which
originally entitled the O&R Participant to the Disability Pension Allowance, or
if on the basis of the certified opinions of a physician designated by the O&R
Participant and a physician designated by O&R, (with any difference in opinion
as to whether the O&R Participant is totally incapacitated to be resolved by the
opinion of the third physician selected as set forth in Section 4.07(a)), the
Plan Administrator finds that the O&R Participant again meets the requirements
for Disability Pension Allowance. In the event that such Participant’s
Disability Pension Allowance is discontinued as herein provided and he or she is
not restored to service as an Employee, he or she shall be entitled to receive a
vested Retirement Allowance computed in accordance with Section 4.05(c)(2) or
(3) or, if such O&R Participant was at least age 55 at the time of his or her
Disability Retirement, an Early Retirement Pension Allowance computed in
accordance with Section 4.04(c)(2) or (3), whichever applies.

 

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4.08 Spouse’s Pension

 

(a) Unless otherwise set forth below, if a married Participant:

 

  (1) dies vested and in active service; or

 

  (2) dies after retiring on any Pension Allowance, or after terminating service
with entitlement to a vested Pension Allowance but before his or her Annuity
Starting Date; or

 

  (3) terminates employment with entitlement to a vested Pension Allowance, and
then dies before his or her Annuity Starting Date, then a spouse’s Pension
Allowance shall be payable to his or her Surviving Spouse for life.

 

(b) CECONY Participants.

 

  (1) This Section 4.08(b)(1) applies to a Participant who, as of his or her
date of death, was a Rule of 75 CECONY Participant and is survived by a spouse.
The Surviving Spouse shall be entitled to receive a Pension Allowance in the
form of a pre-retirement survivor annuity payable following the death of the
Rule of 75 CECONY Participant. In the case of a Surviving Spouse of a Rule of 75
CECONY Participant, other than a CECONY Weekly Participant –1, the
pre-retirement survivor annuity shall be equal to 50% of the Pension Allowance
which the deceased Rule of 75 CECONY Participant would have begun receiving if
he or she had terminated employment on the date of death and had applied for a
Pension Allowance commencing on the first day of the month immediately following
his or her death. In the case of a Surviving Spouse of a Rule of CECONY
Participant

 

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who is a CECONY Weekly Participant –1, the pre-retirement survivor annuity shall
be equal to 50% of the Pension Allowance of a reduced 50% qualified joint and
survivor annuity which the deceased Rule of 75 CECONY Participant would have
begun receiving if he or she had terminated employment on the date of death, and
had applied for such a Pension Allowance commencing on the first day of the
month immediately following his or her death. Payment of the annuity shall
commence on the first day of the month following the Rule of 75 CECONY
Participant’s death unless the Surviving Spouse elects a later commencement
date. Notwithstanding the foregoing, no Accredited Service shall be granted for
any period following a Rule of 75 CECONY Participant’s termination of
employment.

 

  (2) This Section 4.08(b)(2) applies to a CECONY Participant who, as of date of
death, was not a Rule of 75 Participant, was eligible for a Pension Allowance,
and is survived by a spouse. The Surviving Spouse shall receive a pre-retirement
survivor benefit of an immediate lump sum payment equal to 50% of the Cash Out,
determined in accordance with Section 5.02(c), that the deceased Participant
would have received if he or she had terminated employment and elected a Cash
Out on his or her date of death (“Lump Sum PRSB”). If the Lump Sum PRSB amount
exceeds $5,000, or beginning for distributions after March 28, 2005, $1,000, it
shall not be paid unless the Surviving Spouse consents to such payment in
writing on a form provided by the Plan Administrator. If consent is required but
not provided, the Surviving Spouse will receive an annuity. Unless the Surviving
Spouse elects the Cash Out, such annuity will begin on the first day of the
month

 

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following the Participant’s death. The amount payable shall be the greater of
(1) or (2) where (1) is determined by dividing the Lump Sum PRSB payable to the
Surviving Spouse by an annuity conversion factor determined on the basis of the
IRS Mortality Table, the Adjusted IRS Interest Rate and the Surviving Spouse’s
age as of the month of determination and (2) is determined by converting 50% of
the Participant’s normal retirement Pension Allowance into an annuity on the
basis of the IRS Mortality Table, the Adjusted IRS Interest Rate and the
Surviving Spouse’s age as of the month of determination. If the Surviving Spouse
elects to defer the commencement of such annuity, the amount thereof shall be
increased so that the deferred annuity commencing on the date elected by the
Surviving Spouse is the Actuarial Equivalent of the immediate annuity otherwise
payable, on the basis of the IRS Mortality Table and the IRS Interest Rate.
Notwithstanding the foregoing, no Accredited Service shall be granted for any
period following a Participant’s termination of employment.

 

  (3) An election by the Surviving Spouse to commence receiving payments prior
to what would have been the Participant’s Normal Retirement Date may be made
during the 90-day period ending on the date the payments to the Surviving Spouse
commence.

 

(c) O&R Participants.

 

  (1) Spousal Benefit for O&R Participant. In the case of the death of a married
O&R Participant in active service prior to the O&R Participant’s Normal
Retirement Date and after completing five years of Vesting Service, or,
regardless of the

 

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number of years of Vesting Service, after the Participant’s Normal Retirement
Date or after becoming fully vested, there shall be payable to the Participant’s
Surviving Spouse, a Spouse’s Allowance (“O&R Surviving Spouse’s Allowance”).

 

  (2) The O&R Surviving Spouse’s Allowance is equal to one-half of the benefit
which would have been payable to the deceased O&R Participant on retirement
under the provisions of Appendix F, Section F.3A (including the additional
benefit for two years) as of the first day of the month coincident with or next
following the Participant’s date of death; provided that such amount shall be
reduced by one per centum for each full year in excess of two years by which the
deceased Participant’s age exceeds the age of the Surviving Spouse and shall be
adjusted to the Actuarial Equivalent thereof in the event the commencement of
the O&R Surviving Spouse’s Allowance is deferred.

 

  (3) Unless the election provided in Section 4.08 (c)(6) is in effect, upon the
death of a married vested O&R Participant prior to his or her Annuity Starting
Date, there shall be payable to the vested O&R Participant’s Surviving Spouse a
death benefit. This death benefit (“O&R Spouse’s Death Benefit”), is calculated
differently from the way in which the O&R Surviving Spouse’s Allowance is
calculated. The O&R Spouse’s Death Benefit will be payable beginning as of the
first day of the calendar month coincident with or next following the later of
the Participant’s death or the 65th anniversary of the Participant’s birth;
provided, however, that in the event of the death of a O&R Participant with at
least 10 Years of Vesting

 

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Service, his or her Surviving Spouse may elect to begin receiving his or her O&R
Spouse’s Death Benefit as of the first day of the calendar month coincident with
or next following the later of the O&R Participant’s death or the O&R
Participant’s 55th birthday. The O&R Spouse’s Death Benefit shall be paid
monthly until the last monthly payment prior to his or her death. The death
benefit is computed in accordance with Section 4.08 (c)(4).

 

  (4) The O&R Spouse’s Death Benefit will be equal to the contingent annuitant’s
portion of the joint and 50% survivor annuity, as in Section 5.02 (c)(2)
computed as a vested Pension Allowance, as provided in Section 4.05(c), with
such amount being further reduced for each year from termination of employment
to the date of death during which the O&R Participant is covered by the spouse’s
allowance protection determined on the same basis as in Section 4.08 (c)(6). The
amount of reduction for each year’s coverage is set forth in Appendix A, Table
E.

 

  (5) Upon commencement of payment, the vested Pension Allowance payable to a
vested O&R Participant under Section 4.05 (c)(2) or (3) shall also be reduced
for each year the vested O&R Participant is covered by the vested O&R Spouse’s
Death Benefit protection during the period from termination of employment (or,
if later, from the time that the vested O&R Participant has been given notice of
his or her right to waive the vested O&R Spouse’s Death Benefit), to the date
the vested Pension Allowance payments commence to the Participant. The amount of
reduction for each year’s coverage is set forth in Appendix A attached hereto.

 

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  (6) An O&R Participant may elect at any time on or after termination of
employment to waive coverage of the O&R Spouse’s Death Benefit and avoid the
reductions imposed for coverage for the O&R Spouse’s Death Benefit protection.
The election to waive coverage must be made by delivery of a properly completed
written notice of such election to the Plan Administrator. Such election must be
in the form prescribed by or acceptable to the Plan Administrator, and will be
effective only upon filing with and acknowledgment of receipt by the Plan
Administrator. Unless it is established to the satisfaction of the Plan
Administrator that such consent cannot be obtained because there is no spouse,
the spouse cannot be located, or there exist other reasons as may be prescribed
in regulations of the Secretary of the Treasury, such election, in order to be
valid, must have the signed written consent of the Participant’s spouse to the
waiver of the O&R Spouse’s Death Benefit coverage, and such consent must
specifically acknowledge the effect of the waiver election as well as the
designation of someone other than his or her spouse as Beneficiary. The spouse’s
signature to such consent and acknowledgment must be witnessed by the Plan
Administrator or a Plan Administrator’s delegate, or must be notarized by a
notary public. Any consent by a spouse (or establishment that the spouse’s
consent cannot be obtained) shall be effective only with respect to such spouse.

 

Any such waiver election may be revoked by written notice of the O&R Participant
delivered to the Plan Administrator prior to the Participant’s death. In such
case, the coverage for the O&R Spouse’s Death Benefit protection will again be
effective upon filing of

 

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the written revocation notice with and acknowledgment of receipt by the Plan
Administrator. Thereafter, additional elections to waive coverage may be made as
described above, and similar revocations of such elections may be made.

 

In all cases, the elections to waive coverage and the revocations of such
elections shall be prospective only, effective upon filing with and
acknowledgement of receipt by the Plan Administrator.

 

The Plan Administrator shall give each O&R Participant a written notice
explaining (i) the O&R Spouse’s Death Benefit provisions, (ii) the financial
effect thereof and the Participant’s right to elect to waive such coverage,
(iii) the necessity of the spouse’s consent and acknowledgment in order to
validate the Participant’s election, and (iv) the right of the O&R Participant
to make, and the effect of, a revocation of the waiver of the O&R Spouse’s Death
Benefit. The required notice, if not provided to the O&R Participant within the
one-year period prior to the vested Participant’s date of termination of
employment, shall be provided to the vested O&R Participant during the one (1)
year period following such date of termination.

 

  (7) In the event of the death of an O&R Participant while coverage for the O&R
Spouse’s Death Benefit is not in effect, no Death Benefit will be payable with
respect to such Participant. In the event of the death of a vested O&R
Participant prior to the Annuity Starting Date with respect to the vested
Pension Allowance and while coverage for the O&R Spouse’s Death Benefit is not
in effect or is waived, no Pension Allowance will be payable with respect to
such vested Participant. If applicable, however, the provisions of Article XIII
will apply.

 

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  (8) In the event a married retired O&R Participant who has elected to defer
commencement of the early retirement Pension Allowance dies before the Annuity
Starting Date, there will be payable to the Participant’s Surviving Spouse an
O&R Surviving Spouse’s Allowance. Such O&R Surviving Spouse’s Allowance shall be
equal to the contingent annuitant’s portion of Section 5.02 (c)(2) computed as
though the early retirement Pension Allowance had commenced in such optional
form as of the first day of the month coincident with or next following the
Participant’s death. In the event a married retired O&R Participant who has
elected to defer commencement of the early retirement Pension Allowance dies
before the Annuity Starting Date with respect to such Allowance and the Spouse’s
Allowance is not in effect or payable, no Spouse’s Allowance shall be payable
with respect to such Participant, but, if applicable, the provisions of Article
XIII shall apply.

 

(d) CEI Participants. A married CEI Participant cannot designate someone other
than the Spouse to receive this death benefit in the event the CEI Participant
dies before his or her Annuity Date. In the case of the death of a married,
vested CEI Participant prior to his or her Annuity Starting Date, there shall be
payable to the CEI Participant’s Surviving Spouse a death benefit equal to the
CEI Participant’s Cash Balance Account.

 

4.09 Maximum Benefit Limitation

 

Notwithstanding any provision of the Plan to the contrary, the maximum annual
Pension Allowance payable to a Participant under the Plan shall be subject to
the limitations set forth in Code Section 415 and any regulations or rulings
issued there under. If a Pension Allowance begins after January 1, 2002 and
before

 

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the Participant’s 62nd birthday, the dollar limitation described in Code Section
415(b)(1)(A) shall be the Actuarial Equivalent of the maximum benefit payable at
age 62. If the Pension Allowance begins after the Participant’s Social Security
Retirement Age, or, beginning on January 1, 2002, after the Participant attains
age 65, such dollar limitation shall be the Actuarial Equivalent, based on an
interest rate of 5% per annum in lieu of the interest rate otherwise used in the
determination of Actuarial Equivalent, to the maximum benefit payable at the
Participant’s Social Security Retirement Age, or payable at age 65, as the case
may be. If the Pension Allowance is payable neither as a life annuity nor as a
qualified joint and survivor annuity with the Participant’s spouse as contingent
annuitant, the maximum limitation shall be the Actuarial Equivalent of the
maximum limitation otherwise applicable. Actuarial Equivalent for purposes of
this Section 4.09 shall be determined in accordance with Code Section 415(b) and
the regulations or rulings issued there under and using the IRS Mortality Table
and an interest rate of 5%, except that the Actuarial Equivalent of a Pension
Allowance payable in the form of a lump sum shall be determined on the basis of
the IRS Mortality Table and the IRS Interest Rate. As of January 1 of each
calendar year on or after January 1, 1988, the dollar limitation as determined
by the Commissioner of Internal Revenue for that calendar year shall become
effective as the maximum permissible dollar amount of benefits payable under the
Plan during that calendar year, including benefits payable to Participants who
retired prior to that calendar year, in lieu of the otherwise previous maximum
permissible amount.

 

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4.10 Transfers and Employment With an Affiliate

 

(a) If a Participant becomes (i) employed by an Employer in any capacity other
than as an Eligible Employee; (ii) employed by the Company or an Affiliate who
is not an Employer; or (iii) a Leased Employee, he or she will retain any
Accredited Service he or she has under this Plan but will not accrue additional
Accredited Service. Upon his or her later retirement or termination of
employment with the Company or an Affiliate (or upon benefit commencement in the
case of a Leased Employee), any benefits to which the Participant is entitled
under the Plan shall be determined under the Plan provisions in effect on the
date he or she ceased to be on the active payroll of an Employer and an Eligible
Employee and only on the basis of his or her Accredited Service accrued while he
or she was an Eligible Employee.

 

(b) Subject to the Break in Service provisions of Article 3, and except as
provided in an Appendix to the Plan, in the case of a person who was originally
employed by or providing services to the Company or an Affiliate as a Leased
Employee or in any capacity other than as an Eligible Employee and thereafter
becomes a Participant, upon his or her later retirement or termination of
employment, the benefits payable under the Plan shall be computed under the Plan
provisions in effect at that time, and only on the basis of the Accredited
Service accrued while he or she is an Eligible Employee.

 

(c) If a CECONY Participant’s Accredited Service consists of Accredited Service
as a CECONY Management Participant and as a CECONY Weekly Participant prior to
January 1, 2001, his or her Pension Allowance shall be calculated as if he or
she were credited with Accredited Service under one Prior Plan. The Pension
Allowance of such Participant shall be calculated under the benefit formula
applicable to such Participant as of his or her termination of employment with
the Company or an Affiliate.

 

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4.11 Minimum Benefits

 

In no event shall the benefit payable to a Participant who was an Eligible
Employee on the Effective Date of this amendment and restatement of the Plan be
less than the amount, if any, payable under the minimum benefit provisions in
effect immediately prior thereto.

 

4.12 Additional Provisions

 

For additional provisions applicable to certain Participants, see the following
Appendices:

 

  (a) Appendix C- For provisions applicable to O&R Participants transferred to
or hired by CECONY or a CEI Affiliate.

 

  (b) Appendix D- For provisions applicable to Participants employed at
facilities purchased from Western Massachusetts Electric Company.

 

  (c) Appendix G- For provisions applicable to a special adjustment in the
Pension Allowance of certain Participants.

 

  (d) Appendix H- For provisions applicable to certain CECONY Participants at
fossil-fueled divested operations.

 

  (e) Appendix I- For provisions applicable to O&R Participants under O&R’s
Pension Protection Program.

 

  (f) Appendix J- For provisions applicable to certain CECONY Participants and
CEI Participants at divested nuclear operations.

 

  (g) Appendix K- For provisions applicable to CECONY Support Employees Re:
Voluntary Retirement Incentive – Support Organizations.

 

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  (h) Appendix L For provisions showing illustrative calculations of the pension
benefit adjustment for O&R Participants.

 

  (i) Appendix M For provisions applicable to certain Participants employed at
the Lakewood facilities.

 

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ARTICLE V

 

Automatic Form of Payment

 

5.01 Automatic Form of Payment

 

(a) CEI Participants

 

  (1) If a CEI Participant is not married on his or her Annuity Starting Date,
his or her Pension Allowance will be payable in monthly installments ending with
the monthly payment for the month in which the CEI Participant dies. An
unmarried CEI Participant may also elect an optional form of benefit as provided
in Section 5.02. The CEI Participant’s Cash Balance Account will be converted
into a single life annuity based on the IRS Interest Rate and IRS Mortality
Table in effect as of the Annuity Starting Date.

 

  (2) If a CEI Participant is married on his or her Annuity Starting Date, and
if he or she has not elected an optional form of benefit as provided in Section
5.02, the Pension Allowance shall be the Actuarial Equivalent of the Pension
Allowance payable under Section 5.01(a)(1) above to an unmarried CEI Participant
and shall be payable in the form of a qualified joint and survivor annuity,
providing for a Pension Allowance payable during the life of the Participant
and, after his or her death, one-half of that Pension Allowance payable during
the life of, and to, his or her Surviving Spouse.

 

  (3) In the event the Cash Balance Account immediately payable to a CEI
Participant or his or her Surviving Spouse or Beneficiary has a value of $5,000
or less, or beginning for distributions after March 28, 2005, $1,000, such value
shall be paid in a single lump sum to the CEI Participant, Surviving Spouse or
Beneficiary in lieu of any other benefit under the Plan.

 

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(b) CECONY Participants

 

  (1) If a CECONY Participant is not married on his or her Annuity Starting
Date, his or her Pension Allowance will be payable in monthly installments
ending with the last monthly payment for the month in which the CECONY
Participant dies. An unmarried CECONY Participant may elect an optional form of
benefit as provided in Section 5.02.

 

  (2) If a CECONY Participant is married on his or her Annuity Starting Date,
and if he or she has not elected an optional form of benefit as provided in
Section 5.02, the Pension Allowance payable shall be in the form of a qualified
joint and survivor annuity, providing for a Pension Allowance during the life of
the Participant and after his or her death, one half of that Pension Allowance
payable during the life of, and to, the Participant’s Surviving Spouse. A CECONY
Weekly Participant –1, who is married on his or her Annuity Starting Date and
has not elected an optional form of benefit, will receive a reduced Pension
Allowance during his or her life. If he or she dies before his or her Spouse,
his or her Surviving Spouse will receive for life, one half of that reduced
Pension Allowance.

 

  (3) In the event that a Pension Allowance payable to a CECONY Participant or
his or her Surviving Spouse has a present value of $5,000 or less, or beginning
for distributions after March 28, 2005, $1,000, such present value shall be paid
in a single lump sum to the CECONY Participant or Surviving Spouse, in lieu of
the

 

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Pension Allowance or annuity otherwise payable. The calculation of the present
value of a Pension Allowance, for the purpose of the foregoing sentence, shall
be made on the basis of the Consolidated RPA ‘94 Lump Sum Conversion Factor for
the Participant’s age, as in effect for the month in which payment is to be
made; provided, however, that the resulting amount shall not be less than the
present value of the annual Pension Allowance determined in accordance with the
applicable benefit formula set forth in Appendix F, Section F.1 or F.2 taking
into account only the Participant’s employment and Annual Compensation prior to
January 1, 1997, calculated on the basis of the lump sum factors set forth in
Table B of Appendix A and the Participant’s age as of the date of determination.

 

(c) O&R Participants

 

  (1) If an O&R Participant is not married on his or her Annuity Starting Date,
his or her Pension Allowance shall be payable in monthly installments ending
with the monthly payment for the month in which the O&R Participant dies. An
unmarried O&R Participant may elect an optional form of benefit as provided in
Section 5.02.

 

  (2) If an O&R Participant is married on his or her Annuity Starting Date, and
if he or she has not elected an optional form of benefit as provided in Section
5.02, his or her Pension Allowance shall be the Actuarial Equivalent to such
Pension Allowance payable in the form of a single life annuity, and shall be
payable in the form of a qualified joint and survivor annuity, providing for a
Pension Allowance payable to the O&R Participant during his or her life, and
providing after his or her death, one-half of that Pension Allowance payable
during the life of, and to, his or her Surviving Spouse.

 

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  (3) In the event that a Pension Allowance payable to an O&R Participant or his
or her Surviving Spouse shall have a present value of $5,000 or less, or
beginning for distributions after March 28, 2005, $1,000, such present value
shall be paid in a single lump sum to the O&R Participant or Surviving Spouse,
in lieu of the Pension Allowance or annuity otherwise payable. The calculation
of the present value of a Pension Allowance, for the purpose of the foregoing
sentence, will be the mortality table prescribed by the Secretary of the
Treasury in accordance with Code Section 417(e)(3)(A)(ii)(I) in effect on the
date of distribution and the interest rate will be the lesser of five percent
(5%) or the annual rate of interest on thirty-year Treasury securities
determined in accordance with Code Section 417(e)(3)(A)(ii)(II) for the second
full calendar month preceding the first day of the Plan Year which contains the
distribution date.

 

(d) Special Rules Regarding Pension Allowances of Less Than $5,000 The
determination as to whether a lump sum payment is less than $5,000 or beginning
for distributions after March 28, 2005, $1,000, and immediately payable shall be
made as soon as practicable following a Participant’s termination of employment
or death. To the extent permitted by law, in the event the present value of a
Pension Allowance exceeds $5,000 or beginning for distributions after March 28,
2005, $1,000, upon an initial determination as to its present value, the present
value of the Pension Allowance shall be re-determined annually as of the first
day of each subsequent Plan Year. Any lump sum benefit payable shall be made as
soon

 

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as practicable following the determination that the amount qualifies for
distribution under the provisions of this paragraph (d). In the event a
Participant is not entitled to any Pension Allowance upon his or her termination
of employment, he or she shall be deemed cashed-out as of the date he or she
terminated service. If a non-vested Participant who is deemed cashed-out is
subsequently re-employed under circumstances where the Participant’s prior
service is restored, he or she shall be deemed to have repaid such amount
together with interest as described in Section 3.03.

 

5.02 Optional Forms of Payment

 

(a) CEI Participant. A CEI Participant may, subject to the provisions of Section
5.03, elect to receive his or her benefit in the form of a Cash Balance Single
Sum Payment in lieu of any other benefit under the Plan.

 

(b) CECONY Participant and CEI Participant. Unless specifically stated
otherwise, effective as of December 1, 1996, a CECONY Participant and a CEI
Participant may, subject to the provisions of Section 5.03, elect to convert the
Pension Allowance otherwise payable to him or her as a single life annuity in
the case of an unmarried CECONY Participant or unmarried CEI Participant, and a
qualified joint and 50% surviving spouse annuity, in the case of a married
CECONY Participant or married CEI Participant, into an optional benefit that is
the Actuarial Equivalent, as provided in one of the options named below and the
applicable factors set forth in Appendix A.

 

  (1) Twelve Year Certain and Life Annuity Option. A modified Pension Allowance
payable during the CECONY or CEI Participant’s life, reduced by the appropriate
factor in Appendix A, for such married or unmarried CECONY or CEI Participant.
If the CECONY OR CEI Participant dies within 144 months after his

 

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or her Annuity Starting Date, the balance of those 144 monthly payments will be
paid: (A) in the case of an unmarried CECONY or CEI Participant, to one or more
primary Beneficiaries named by him or her when he or she elected the option. If
the Participant failed to designate a Beneficiary, the remainder is payable to
the Participant’s estate. If the Participant named a primary but not contingent
Beneficiary and the primary Beneficiary predeceases the Participant, then the
remaining payments will be payable to the Participant’s estate(ask Hector if
Participant can name another). If the designated primary Beneficiary does not
survive the full 144 months following the Participant’s Annuity Starting Date
and there is no contingent Beneficiary, then the remaining payments will be
payable to the Beneficiary’s estate. In the case of a married Participant, the
remaining payments will go to the Surviving Spouse, or if the Surviving Spouse
does not survive the full 144 months following the Participant’s Annuity
Starting Date, to one or more Beneficiaries named by such Participant. So long
as the primary or, if applicable, contingent, Beneficiary survivors the
Participant, his or her or it’s estate will receive any of the 144 guaranteed
payments which remain to be paid following the death of the designated
Beneficiary. The Plan may, upon the request of the legal representative of the
estate, pay to the estate the present value of all remaining payments,
discounted by the rate utilized to calculate the appropriate factors set forth
in the applicable Appendix A as in effect on the date of the Participant’s
death. If the Surviving Spouse is the Beneficiary, the Surviving Spouse will
receive a surviving spouse annuity equal to 50% of the amount of the reduced
twelve year certain annuity, commencing on the later of the expiration of the
144-month period or the Participant’s death.

 

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A married CECONY Weekly Participant –1 may elect this 12 –year certain and Life
Annuity Option and designate someone including someone other than his or her
spouse as the Beneficiary. If the CECONY Weekly Participant –1 dies within 144
months after his or her Annuity Starting Date, and the balance of those 144
monthly payments will be paid: to one or more primary Beneficiaries named by him
or her when he or she elected the option, as provided above. In order for a
married CECONY Weekly Participant –1 to elect this option, his or her spouse
must both consent to the waiver of his or her surviving spouse annuity and, if
applicable, to the designation of another Beneficiary.

 

  (2) Joint and 100% Surviving Spouse Annuity. A modified Pension Allowance
payable during the Participant’s life, and after his or her death, payable
during the life of, and to, his or her Surviving Spouse. At the election of the
Participant, the option may include a pop-up feature, as described below:

 

  (i) If the Participant does not elect the pop-up feature, then the amount
payable for the life of the Participant shall be equal to the Pension Allowance
otherwise payable to the Participant, reduced by the appropriate factor in
Appendix A, and the Surviving Spouse shall receive for his or her life an
annuity equal to the amount payable to the Participant (before giving effect to
any option elected under Section 5.02(b)(3) below).

 

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  (ii) If the Participant elects the pop-up feature, then the amount payable to
the Participant during the period that both the Participant and his or her
spouse are alive shall be the Pension Allowance otherwise payable to the
Participant, reduced by the appropriate factor in Appendix A. The amount payable
to the Participant during any period subsequent to the death of his or her
spouse shall be equal to the Pension Allowance otherwise payable to the
Participant in the absence of an election under this paragraph.

 

  (3) Level Income Option.

 

  (a) The following subsections (i) through (v) apply to a distribution in the
form of a level income options that begins before January 1, 2005.

 

  (i) A Participant who is eligible to commence a Pension Allowance and whose
Annuity Starting Date precedes his or her attainment of the age at which he or
she is eligible to receive unreduced Social Security benefits may elect to
receive his or her Pension Allowance under the Level Income Option. He or she
may further elect as a leveling month, for purposes of (ii) below, either the
month following the month in which he or she reaches age 62 or the earliest
month for which he or she is eligible to receive unreduced Social Security
benefits. The election of this option may be made in addition to an election for
a Twelve Year Certain and Life Option or a Joint and 100% Surviving Spouse
Annuity, as referred to above.

 

  (ii) If a Participant elects this option, the amount payable to him or her
during the period commencing with his or her Annuity Starting Date and ending
with

 

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the month prior to the leveling month shall be increased and the amount payable
during the period commencing with the leveling month and ending in the month of
the Participant’s death shall be decreased from the Pension Allowance otherwise
payable to the Participant, based on factors specified in Appendix A. The
present value of the benefit payable under this option shall be equal to the
present value of the Pension Allowance otherwise payable to the Participant,
determined on the actuarial bases specified in Appendix A.

 

  (iii) The amounts payable under this option shall be determined on the basis
of an estimate of the Social Security benefit that the Participant would be
eligible to commence to receive in the leveling month so that the amount payable
for the month next preceding the leveling month shall be approximately equal to
the sum of the amount payable for the leveling month plus the estimated Social
Security benefit commencing in the leveling month, without taking into account
any prospective cost of living adjustment pursuant to Section 11.02 of the Plan.

 

  (iv) The amount payable to the Participant under this option shall not be
adjusted after the Participant’s Annuity Starting Date, and prior to the
leveling month, regardless of any difference between the estimate taken into
account in the determination thereof and the Social Security benefits actually
paid or payable to the Participant, and regardless of whether the Participant
elects to commence receipt of Social Security benefits in any month other than
the leveling month. Commencing in the leveling month, the amount payable to a
Participant shall be reduced by an amount equal to the product of (I) the
estimated Social Security

 

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benefit taken into account for purposes of subparagraph (iii) and (II) a
fraction, the numerator of which shall be the amount payable to the Participant
in the month next preceding the leveling month, taking into account any cost of
living adjustments pursuant to Section 11.02, and the denominator of which shall
be the amount determined to be payable as of the Participant’s Annuity Starting
Date, in accordance with subparagraph (ii) above.

 

  (v) In the event that a Participant who elects to receive his or her Pension
Allowance under this leveling income option, then the amount of Pension
Allowance taken into account in the determination under subparagraph (iii) above
shall be the amount payable to the Participant after giving effect to his or her
otherwise Pension Allowance amount. In such event, the Participant’s election to
receive his or her Pension Allowance under this option shall have no effect on
the amount payable to his or her Surviving Spouse or Beneficiary under any other
election he or she has made. In the event that the amount payable to a
Participant who has elected to receive his or her Pension Allowance under this
option and also made an election to receive a Joint and 100% Surviving Spouse
Annuity with a Pop-Up Feature is increased on account of the death of his or her
spouse, the amount of such increase shall be disregarded for purposes of
subparagraph (iv).

 

  (b) The following subsection (i) applies to a distribution in the form of a
level income option that begins on and after January 1, 2005.

 

  (i) Effective for distributions commencing on and after January 1, 2005, the
total amount of a Pension Allowance payable as a level income option will be

 

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determined on the basis of the IRS Mortality Table and the Adjusted IRS Interest
Rate, as in effect for the Participant’s “reference Annuity Starting Date” and,
if applicable, second, in accordance with subsection (ii) below. Solely for
purposes of this subsection, a Participant’s “reference Annuity Starting Date”
shall be January 1 of the calendar year in which his actual Annuity Starting
Date occurs.

 

  (ii) Effective for distributions on and after January 1, 2005, if a
Participant has an accrued Pension Allowance that takes into account Accredited
Service before January 1, 2005, the amount of his or her Pension Allowance
payable as a level income option will be the greater of (A) the amount of his or
her accrued Pension Allowance as of December 31, 2004, and calculated in
accordance solely with subsection 5.02(b)(3)(a), supra, or (B) the amount of his
or her total Pension Allowance determined solely in accordance with this
subsection 5.02(b)(3)(b)(i).

 

If a Participant dies after Pension Allowance payments have commenced, any
payments continuing on to his or her Surviving Spouse or Beneficiary shall be
distributed at least as rapidly as under the method of distribution being used
as of the Participant’s date of death.

 

  (4) Cash Out Option

 

  (i) A CECONY Participant who is not a Rule of 75 Participant may elect to
receive the Pension Allowance otherwise payable to him or her in the form of a
Cash Out. The election to receive a Cash Out may be made at any time subsequent
to the CECONY Participant’s termination of employment and prior to the date on
which the CECONY Participant becomes a Rule of 75 Participant and will be
subject to the provisions of Section 5.03. A CECONY Participant will not be
eligible to receive a Cash Out after he or she has become a Rule of 75
Participant, regardless of whether he or she was a Rule of 75 Participant at the
time of his or her termination of employment from the Company or an Affiliate.

 

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  (ii) The Cash Out is a lump sum payment representing the present value of the
deferred vested Pension Allowance payable to the Participant, in the form of a
single life annuity, at Normal Retirement Date. Effective January 1, 1997, the
amount of a Cash Out will be the greater of (A) the product of the deferred
vested Pension Allowance amount determined in accordance with Section 4.05(a)
and the Consolidated RPA ‘94 Lump Sum Conversion Factor, as in effect for the
Participant’s Annuity Starting Date, for the Participant’s age in such month, or
(B) the product of the deferred vested Pension Allowance amount determined in
accordance with Section 4.05(a), taking into account only the Participant’s
employment and Annual Basic Straight-Time Compensation prior to January 1, 1997,
and the factor in Appendix A, Section A-1, Table B for the Participant’s age as
of his or her Annuity Starting Date. For the purpose of the foregoing sentence,
a Participant’s age in any month shall be his or her age on the birthday nearer
in time to the first of such month.

 

  (iii) In lieu of the Cash Out, a Participant who is eligible to elect to
receive a Cash Out may receive an immediate annuity, commencing in the month in
which the Cash Out would otherwise have been payable, in accordance with the
provisions of Section 5.03. The amount of such immediate annuity shall be the
amount determined by dividing the Cash Out, computed in accordance with
paragraph (i)(A) above, by an annuity conversion factor determined on the basis
of the IRS Mortality Table, the Adjusted IRS Interest Rate, and the
Participant’s age as of the month of determination.

 

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  (5) Single Life Annuity Option. This optional form of payment is available to
a married CECONY Weekly Participant –1. A married CECONY Weekly Participant –1
may elect a single life annuity payable for his or her life. If he or she
selects this option, his or her spouse must consent to this form of distribution
in accordance with the appropriate election and waiver requirements set forth in
Section 5.03.

 

(c) O&R Participant. An O&R Participant may, subject to Section 5.03, elect to
convert his or her Pension Allowance otherwise payable into an Actuarial
Equivalent optional form of benefit, in accordance with one of the options
described below. If a person other than the spouse of the O&R Participant is
named as the contingent annuitant under an option, the value of the Pension
Allowance payable to the O&R Participant under the option will in no event be
less than fifty-one percent of the total value of the benefits payable to the
O&R Participant and contingent annuitant.

 

  (1) Joint and 100% Survivor Annuity. A modified Pension Allowance payable
during the O&R Participant’s life, with the provision that, on his or her death,
the modified Pension Allowance shall be paid during the life of, and to, the
surviving contingent annuitant who was nominated by the Participant by written
designation duly filed with, and receipt acknowledged by, the Plan Administrator
when the O&R Participant elected the option.

 

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  (2) Joint and 50% Survivor Annuity. A modified Pension Allowance payable
during the O&R Participant’s life, with the provision that, after his or her
death, a Pension Allowance at one half the rate of his or her modified Pension
Allowance shall be paid during the life of, and to, the surviving contingent
annuitant who was nominated by him or her by written designation duly filed
with, and receipt acknowledged by, the Plan Administrator when he or she elected
the option. This is the normal form of payment of the Normal Retirement
Allowance for an O&R Participant who is married on his or her Annuity Starting
Date, with the Participant’s spouse as contingent annuitant, as provided in
Section 5.01(c).

 

  (3) Joint and 100% Survivor Annuity with Pop-Up Feature. A modified Pension
Allowance payable during the O&R Participant’s life, with the provision that, on
his or her death, it shall be paid during the life of, and to, the contingent
annuitant nominated by him or her by written designation duly filed with, and
receipt acknowledged by, the Plan Administrator when he or she elected the
option, if the contingent annuitant is surviving at the time of the O&R
Participant’s death. If the designated contingent annuitant predeceases the O&R
Participant, the Pension Allowance payable to the O&R Participant for months
following the death of the contingent annuitant will increase to the Pension
Allowance payable for the O&R Participant’s life with no further benefits
payable following the O&R Participant’s death; or

 

  (4) Joint and 50% Survivor Annuity With Pop-Up Feature. A modified Pension
Allowance payable during the O&R Participant’s life, with the provision that
after

 

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his or her death a Pension Allowance at one-half the rate of his or her modified
Pension Allowance will be paid during the life of, and to, the contingent
annuitant nominated by him or her by written designation duly filed with, and
receipt acknowledged by, the Plan Administrator when he or she elected the
option, if the contingent annuitant is surviving at the time of the O&R
Participant’s death. If the designated contingent annuitant predeceases the O&R
Participant, the Pension Allowance payable to the O&R Participant for months
following the death of the contingent annuitant will increase to the Pension
Allowance payable for the O&R Participant’s life with no further benefits
payable following the O&R Participant’s death.

 

  (5) The optional forms of benefit amounts set forth for an O&R Participant
will be calculated in accordance with the actuarial tables in Appendix A,
Section A-2, Tables A through F.

 

5.03 Election of Options

 

(a) A married Participant’s election of any option is effective only if Spousal
Consent to the election is received by the Plan Administrator, unless:

 

  (1) the option provides for monthly payments to his or her spouse for life
after the Participant’s death, in an amount equal to at least 50% but not more
than 100% of the monthly amount payable under the option to the Participant, and

 

  (2) the option is no greater than the Actuarial Equivalent of the qualified
joint and survivor annuity.

 

(b) An Employer shall furnish to each Participant a written explanation in
non-technical language of the terms and conditions of the Pension Allowance
payable to the Participant in the

 

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applicable normal and optional forms of Pension Allowance to the Participant.
Such explanation shall include a general description of the eligibility
conditions for, and the material features and amounts payable under, the
optional forms of Pension Allowance under the Plan, any rights the Participant
may have to defer commencement of his or her Pension Allowance, the requirement
for Spousal Consent as provided in paragraph (a) above, and the right of the
Participant to make, and to revoke, elections.

 

(c) In addition to the explanation provided above, an Employer will furnish to
each CECONY Weekly Participant –1 a written explanation in non-technical
language of the terms and conditions of the actuarial equivalent forms of
Pension Allowances. In particular, the Employer will give each CECONY Weekly
Participant –1 a written notice explaining (i) the spouse’s death benefit
provisions, (ii) the financial effect thereof and the Participant’s right to
elect to waive such coverage, (iii) the necessity of the spouse’s consent and
acknowledgment in order to validate the Participant’s election, and (iv) the
right of the CECONY Weekly Participant –1 to make, and the effect of, a
revocation of the waiver of the spouse’s death benefit.

 

(d) A CECONY Weekly Participant –1 may elect to waive coverage of the spouse’s
death benefit and avoid the adjustments made for coverage for the spouse’s death
benefit protection. The election to waive coverage must be made by delivery of a
properly completed written notice of such election to the Plan Administrator.
Such election must be in the form prescribed by or acceptable to the Plan
Administrator, and will be effective only upon filing with and acknowledgment of
receipt by the Plan Administrator. Unless it is established to the satisfaction
of the Plan Administrator that such consent cannot be obtained because there is
no

 

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spouse, the spouse cannot be located, or there exist other reasons as may be
prescribed in regulations of the Secretary of the Treasury, such election, in
order to be valid, must have the signed written consent of the Participant’s
spouse to the waiver of the death benefit coverage, and such consent must
specifically acknowledge the effect of the waiver election as well as the
specific designation of someone other than his or her spouse as Beneficiary. The
spouse’s signature to such consent and acknowledgment must be witnessed by the
Plan Administrator or a Plan Administrator’s delegate, or must be notarized by a
notary public. Any consent by a spouse (or establishment that the spouse’s
consent cannot be obtained) shall be effective only with respect to such spouse,
to such optional form, and to such designated alternate beneficiary..

 

Any such waiver election may be revoked by written notice of the CECONY Weekly
Participant –1 delivered to the Plan Administrator prior to the Participant’s
Annuity Starting Date. In all cases, the elections to waive coverage and the
revocations of such elections shall be prospective only, effective upon filing
with and acknowledgement of receipt by the Plan Administrator.

 

(e) Each Employer shall provide the written explanation required by this Section
5.03no more than 90 days and no less than 30 days prior to the Participant’s
Annuity Starting Date. A Participant’s Annuity Starting Date may not occur less
than 30 days after receipt of the notice. An election for an optional form shall
be made on a form provided by the Plan Administrator and must be made during the
90-day period ending on the Participant’s Annuity Starting Date, but not prior
to the date the Participant receives such written explanation.

 

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(f) Notwithstanding the provisions of paragraph (c) above, a CECONY Participant,
other than a Rule of 75 CECONY Participant, may, after having received the
written explanation, affirmatively elect to have his or her benefit commence, or
to receive his or her benefit in the form of a Cash Out, as applicable, sooner
than 30 days following his or her receipt of the written explanation provided
all of the following requirements are met:

 

  (1) the Plan Administrator clearly informs the Participant that he or she has
a period of at least 30 days after receiving the explanation to decide when to
have his or her benefits begin and, if applicable, to choose a particular
optional form of payment;

 

  (2) the Participant affirmatively elects a date for his or her benefits to
begin and, if applicable, an optional form of payment, after receiving the
explanation;

 

  (3) the Participant is permitted to revoke his or her election until the later
of his or her Annuity Starting Date or seven days following the day he or she
received the explanation;

 

  (4) payment does not commence less than seven days following the day after the
explanation is received by the Participant; and

 

  (5) the Participant’s Annuity Starting Date is after the date the explanation
is provided.

 

(g) An election of an option may be revoked on a form provided by the Plan
Administrator, and subsequent elections and revocations may be made at any time
and from time to time during the election period specified in paragraph (c) or
(d) above, whichever is applicable. An election of an optional form of benefit
shall be effective on the Participant’s Annuity Starting Date and may not be
modified or revoked after his or her Annuity Starting Date unless

 

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otherwise provided under paragraph (d). A revocation of any election shall be
effective when the completed form is filed with the Plan Administrator. If a
Participant who within the applicable time period, has elected, an optional form
of benefit dies before the date the election of the option becomes effective,
the election shall be given effect. If the Beneficiary designated under an
option dies before the date the election of the option becomes effective, the
election shall be revoked.

 

5.04 Commencement of Payments

 

(a) Except as otherwise provided in Article 4 or this Article 5, payment of a
Participant’s Pension Allowance will begin as soon as administratively
practicable following the latest of (i) the Participant’s 65th birthday, (ii)
the fifth anniversary of the date on which he or she became a Participant, or
(iii) the date he or she terminates service with the Company or an Affiliate,
(but not more than 60 days after the close of the Plan Year in which the latest
of (i), (ii) or (iii) occurs).

 

(b) Notwithstanding the preceding paragraph, payment of any Participant’s
Pension Allowance will begin not later than April 1 of the calendar year
following the later of the calendar year in which he or she attains age 70 1/2
or terminates employment.

 

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5.05 Distribution Limitation

 

Notwithstanding any other provision of this Article 5, all distributions from
this Plan will conform to the regulations issued under Code Section 401(a)(9),
including the incidental death benefit provisions of Code Section 401(a)(9)(G).
Further, such regulations shall override any plan provision that is inconsistent
with Code Section 401(a)(9). The life expectancies of Participants and their
spouses shall not be recalculated.

 

5.06 Direct Rollover of Certain Distributions

 

(a) Notwithstanding any provision of the Plan to the contrary that would
otherwise limit a distributee’s election under this Article, a distributee may
elect, at the time and in the manner prescribed by the Plan Administrator, to
have any portion of an eligible rollover distribution paid directly to an
eligible retirement plan specified by the distributee in a direct rollover.

 

(b) The following definitions apply to the terms used in this Section:

 

  (1) An “eligible rollover distribution” is any distribution of all or any
portion of the balance to the credit of the distributee, except that an eligible
rollover distribution does not include: any distribution that is one of a series
of substantially equal periodic payments (not less frequently than annually)
made for the life (or life expectancy) of the distributee or the joint lives (or
joint life expectancies) of the distributee and the distributee’s designated
beneficiary, or for a specified period of ten years or more; any distribution to
the extent such distribution is required under Code Section 401(a)(9); the
portion of any distribution that is not includible in gross income (determined
without regard to the exclusion for net unrealized appreciation with respect to
employer securities); and any distribution where all otherwise eligible
distributions are expected to total less than $200;

 

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  (2) An “eligible retirement plan” is an individual retirement account
described in Code Section 408(a), an individual retirement annuity described in
Code Section 408(b), an annuity plan described in Code Section 403(a), or a
qualified trust described in Code Section 401(a), that accepts the distributee’s
eligible rollover distribution. However, in the case of an eligible rollover
distribution to the Surviving Spouse, an eligible retirement plan is an
individual retirement account or individual retirement annuity;

 

  (3) A “distributee” includes an Employee or former Employee. In addition, the
Employee’s or former Employee’s Surviving Spouse and the Employee’s or former
Employee’s spouse or former spouse who is the alternate payee under a qualified
domestic relations order, as defined in Code Section 414(p), are distributees
with regard to the interest of the spouse or former spouse; and

 

  (4) A “direct rollover” is a payment by the Plan to the eligible retirement
plan specified by the distributee.

 

In the event that the provisions of this Section 5.06 or any part thereof cease
to be required by law as a result of subsequent legislation or otherwise, this
Section or any applicable part thereof shall be ineffective without the
necessity of further amendments to the Plan.

 

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ARTICLE VI

 

Contributions

 

6.01 Employers’ Contributions

 

It is the intention of the Company and the Employers to continue the Plan, make
the contributions that are necessary to maintain the Plan on a sound actuarial
basis and to meet the minimum funding standards prescribed by law. However,
subject to the provisions of Article X, an Employer may discontinue its
contributions for any reason at any time. Any forfeitures shall be used to
reduce the Employers’ contributions otherwise payable.

 

6.02 Return of Contributions

 

(a) The contributions of the Employers to the Plan are conditioned upon their
deductibility under Code Section 404. If all or part of the deductions of the
Employers are disallowed by the Internal Revenue Service, the portion of the
contributions to which that disallowance applies will be returned to the
Employers without interest, but reduced by any investment loss attributable to
those contributions. The return shall be made within one year after the date of
the disallowance of the deduction.

 

(b) The Employers may recover without interest the amount of their contributions
to the Plan made on account of a mistake in fact, reduced by any investment loss
attributable to those contributions, if recovery is made within one year after
the date of those contributions.

 

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6.03 Non-Contributory Nature

 

No contributions by any Employee or Participant to the Plan shall be required or
permitted hereunder.

 

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ARTICLE VII

 

Administration of Plan

 

7.01 Named Fiduciaries

 

(a) The Board has appointed those persons who occupy the positions of Chief
Executive Officer, Chief Financial Officer and Chief Accounting Officer of
CECONY as the Named Fiduciaries of the Plan. The Named Fiduciaries shall have
the joint authority to control and manage the operation and administration of
the Plan, including the appointment of the Plan Administrator. The Named
Fiduciaries may, in their sole and absolute discretion, designate one or more
committees or individuals to serve as the Plan Administrator, or in other
fiduciary capacities responsible for the management, operation and
administration of the Plan and/or investment of the trust and the plan assets.
CECONY also may designate other persons who, upon acceptance of such
designation, shall serve as Named Fiduciaries either instead of or in addition
to those holding the aforementioned offices. Any such designation and acceptance
shall be in writing and retained by the Plan Administrator.

 

(b) The Named Fiduciaries may allocate fiduciary responsibilities among
themselves, and may designate other persons to carry out fiduciary
responsibilities, other than those granted to the Trustee under the trust
agreement adopted for use in implementing the Plan, in accordance with the
following procedure:

 

  (1) The Chief Executive Officer of CECONY shall allocate fiduciary
responsibilities among the Named Fiduciaries in writing, and the acceptance of
such responsibilities by the Named Fiduciaries shall be in writing. Any
designation by a Named Fiduciary of persons to carry out fiduciary
responsibilities, other than those

 

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granted to the Trustee under the trust agreement adopted for use in implementing
the Plan, shall be in writing, a copy of which shall be delivered to the
designee, and shall specify the fiduciary responsibilities to be carried out by
the designee. Written notice of any such designation shall be given to all other
Named Fiduciaries by the Named Fiduciary making the designation. Any such
allocations, acceptances and designations shall be retained by the Plan
Administrator.

 

  (2) A Named Fiduciary, or a fiduciary designated by a Named Fiduciary, may
employ one or more persons to render advice with regard to any responsibility
such fiduciary has under the Plan.

 

  (3) One or more of the Named Fiduciaries may direct the Trustee to invest all
or any part of the trust fund held by the Trustee in investments consistent and
in accordance with the Plan’s investment policy, including but not limited to,
investments in insurance policies and contracts, including group annuity
contracts, and in tax-exempt group trusts, and from time to time to liquidate
any such investment in whole or in part.

 

  (4) The Named Fiduciaries shall have the powers granted to them under the
trust agreement adopted for use in implementing the Plan.

 

7.02 Duties of Plan Administrator

 

(a) The Plan Administrator shall have such duties and powers as may be necessary
to discharge its duties hereunder, including but not by way of limitation, the
following:

 

  (1) to authorize any agent to execute or deliver any instrument or make any
payment on its behalf;

 

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  (2) to retain counsel, employ agents and provide for such clerical,
accounting, actuarial and consulting services as it may require in carrying out
the provisions of the Plan;

 

  (3) to delegate to other persons all or such portion of its duties under the
Plan, other than those granted to the Trustee under the trust agreement adopted
for use in implementing the Plan, as the Plan Administrator, in his or her sole
discretion, shall decide and in accordance with ERISA Section 405;

 

  (4) to decide all claims and questions of eligibility, and determine the
amount, manner and time of payment of any benefit hereunder, and to construe and
interpret the Plan or other plans as may be necessary in conjunction herewith;

 

  (5) to make and enforce such rules and regulations as the Plan Administrator
deems necessary or proper for the efficient administration and operation of the
Plan;

 

  (6) to prescribe procedures to be followed by Participants or Beneficiaries
filing applications for benefits;

 

  (7) to exercise such authority and responsibility, and perform such duties, as
may be required in order to comply with ERISA and governmental regulations
issued there under regarding records of Participants’ service, accrued benefits,
and non-forfeitable benefits under the Plan;

 

  (8) to provide notifications to Participants, and file such annual reports as
shall be required with the Internal Revenue Service, the Department of Labor and
the Pension Benefit Guaranty Corporation;

 

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  (9) to receive and review the annual actuarial valuation of the Plan made by
the actuary, and the regular reports of the Trustee regarding the financial
condition, receipts and disbursements of the trust fund;

 

  (10) to furnish to the Employers, upon request, such annual reports with
respect to the administration of the Plan as are reasonable and appropriate;

 

  (11) to receive service of legal process, as agent for the Plan; and

 

  (12) to authorize the payment of reasonable and necessary expenses for the
administration and operation of the Plan.

 

(b) The Plan Administrator shall have the authority to amend the Plan as
follows:

 

  (1) in accordance with action by the Board, to amend Appendix B to specify
that an Affiliate will become an Employer and to provide for any special terms
and conditions applicable to Participants employed by the Employer;

 

  (2) to amend Appendix E to specify the method for determining and to determine
the amount payable from the 401(h) Account for benefits under the Retiree Health
Plan, pursuant to and for purposes of Section 12.06; and

 

  (3) to adopt certain amendments to the Plan, which are (a) required or
desirable in order to implement corporate transactions such as mergers,
acquisitions and divestitures; (b) required, necessary or recommended for
compliance with ERISA, the Code or other laws; or (c) necessary or desirable for
uniform or efficient administration. In all cases, any amendment(s) adopted by
the Plan Administrator shall neither materially nor significantly increase the
Employers’ or the Company’s obligations or adversely affect or reduce the
accrued benefits of Participants.

 

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Any amendment adopted by the Plan Administrator pursuant to this Section shall
be in writing and shall be effective as of the date specified by the Plan
Administrator.

 

7.03 Meetings

 

The Plan Administrator will hold meetings upon such notice, at such place or
places, and at such time or times as the Plan Administrator may from time to
time determine.

 

7.04 Compensation and Bonding

 

The Named Fiduciaries and the Plan Administrator will not receive any
compensation from the Plan for their services as such, and no bond or other
security need be required of them in those capacities in any jurisdiction.

 

7.05 Establishment of Rules

 

Subject to the limitations of the Plan, the Plan Administrator from time to time
will establish rules for the administration of the Plan and the transaction of
business. The Plan Administrator has discretionary authority to interpret the
Plan and to make factual determinations including but not limited to,
determination of an individual’s eligibility for Plan participation, the right
and amount of any benefit payable under the Plan and the date on which any
individual ceases to be a Participant. The determination of the Plan
Administrator as to the interpretation of the Plan or any disputed question
shall be conclusive and final to the extent permitted by applicable law. The
Plan Administrator, however, shall have no power to add to, subtract from or
modify any of the terms of the Plan, or to change or add to any benefits
provided by the Plan, or to waive or fail to apply any requirements of
eligibility for a pension under the Plan.

 

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7.06 Prudent Conduct

 

The Named Fiduciaries and Plan Administrator will use that degree of care,
skill, prudence and diligence that a prudent person acting in a like capacity
and familiar with such matters would use in a similar situation.

 

7.07 Actuary

 

As an aid to the Employers in determining the amount of contributions payable to
the Plan, the actuary designated by the Named Fiduciaries or the Plan
Administrator will make annual actuarial valuations of the assets and
liabilities of the Plan, and will submit to the Plan Administrator the rates of
contribution which it recommends for use.

 

7.08 Maintenance of Accounts

 

The Plan Administrator will maintain accounts showing the fiscal transactions of
the Plan and will keep in convenient form such data as may be necessary for
actuarial valuations of the Plan.

 

7.09 Service in More Than One Fiduciary Capacity

 

Any individual, entity or group of persons may serve in more than one fiduciary
capacity with respect to the Plan and/or the funds of the Plan.

 

7.10 Limitation of Liability

 

The Company, the members of its board of directors, the Employers and the
members of their board of trustees or directors, the Named Fiduciaries, the Plan
Administrator, and any officer, employee or agent of the Company or an Affiliate
shall not incur any liability individually or on behalf of any other individuals
for any act, or failure to act, made in good faith in relation to the Plan or
the funds of the Plan. However, this limitation does not act to relieve any such
individual or the Company or any Affiliate from a responsibility or liability
for any fiduciary responsibility, obligation or duty under Part 4, Title I of
ERISA.

 

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7.11 Indemnification

 

The Company, the members of its board of directors, the Employers and the
members of their board of trustees or directors, the Named Fiduciaries, the Plan
Administrator, and any officer, employee or agent of the Company or an Affiliate
are indemnified against any and all liabilities arising by reason of any act, or
failure to act, in relation to the Plan or the funds of the Plan, including,
without limitation, expenses reasonably incurred in the defense of any claim
relating to the Plan or the funds of the Plan, and amounts paid in any
compromise or settlement relating to the Plan or the funds of the Plan, except
for actions or failures to act made in bad faith or which constitute a breach of
fiduciary duty. The foregoing indemnification is from the funds of the Plan to
the extent of those funds and to the extent permitted under applicable law;
otherwise from the general assets of the Employers. The provisions are in
addition to any other indemnification provision otherwise provided to any such
individual by the Company or an Affiliate, provided that there is no duplication
of benefits under this Section 7.11 and any such other provision.

 

7.12 Appointment of Investment Manager

 

The Board of Trustees, in its sole discretion, determines the investment policy
for the Plan. However, a Named Fiduciary may, in its sole discretion, and in
accordance with the investment policy, appoint one or more investment managers
to manage the assets of the Plan (including the power to acquire and dispose of
all or part of such assets) as the Named Fiduciary designates. In that event,
the authority over and responsibility for the management of the assets so
designated is the sole responsibility of that investment manager.

 

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For purposes of this Article, the term “investment manager” means an individual
firm, or entity who:

 

(a) has the power to manage, acquire or dispose of any asset of the Plan;

 

(b) is (i) registered as an investment advisor under the Investment Advisors Act
of 1940, (ii) a bank, as defined in that Act, or (iii) an insurance company
qualified to perform services described in paragraph (a) above; and

 

(c) has acknowledged in writing that he, she or it is a fiduciary with respect
to the Plan.

 

7.13 Expenses of Administration

 

All reasonable expenses that arise in connection with the administration of the
Plan, including but not limited to the compensation of the Trustee,
administrative expenses and proper charges and disbursements of the Trustee and
reasonable compensation and other expenses and charges of any enrolled actuary,
counsel, accountant, specialist, or other person who has been retained by the
Employers, Named Fiduciaries or Plan Administrator in connection with the
administration thereof, will be paid from the funds of the Plan held by the
Trustee under the trust agreement adopted for use in implementing the Plan, to
the extent not paid by the Employers. So long as such reimbursement is in
accordance with Department of Labor Regulation 29 CFR 2550.408c-2(b)(3), the
funds of the Plan may also reimburse the Employers for compensation paid by the
Employers to employees of the Employers who perform services to the Plan.

 

7.14 Claims and Review Procedures

 

(a) Applications for benefits and inquiries concerning the Plan (or concerning
present or future rights to benefits under the Plan) must be submitted in
writing to the Plan Administrator. An application for benefits must be submitted
on the prescribed form and signed by the Participant or, in the case of a
benefit payable after his or her death, by his or her Beneficiary, or a duly
authorized legal representative.

 

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(b) In the event that an application for benefits is denied in whole or in part,
the Plan Administrator will notify the applicant in writing of the denial and of
the right to review of the denial. The written notice will set forth, in a
manner calculated to be understood by the applicant, specific reasons for the
denial, specific references to the provisions of the Plan on which the denial is
based, a description of any information or material necessary for the applicant
to perfect the application, an explanation of why the material is necessary, and
an explanation of the review procedure under the Plan. The written notice from
the Plan Administrator will be given to the applicant within a reasonable period
of time, not more than 90 days, after the Plan Administrator received the
initial application, unless special circumstances require further time for
processing and the applicant is advised of the need and reason for the extension
within the first 90-day period. The applicant will also be informed of the date
by which the Plan Administrator expects to render the decision. In no event will
the initial decision be given more than 180 days after the Plan Administrator
received the application. The Plan Administrator has the authority to act with
respect to any appeal from a denial of benefits or a determination of benefit
rights.

 

(c) An applicant whose application for benefits was denied in whole or part, or
the applicant’s duly authorized representative, may appeal the denial by
submitting to the Plan Administrator a request for a review of the application
within 60 days after receiving written notice of the denial from the Plan
Administrator. The Plan Administrator will give the applicant or his or her
representative an opportunity to review pertinent materials, other than

 

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legally privileged documents, in preparing the request for a review. The request
for a review must be in writing and addressed to the Plan Administrator. The
request for a review shall set forth all of the grounds on which it is based,
all facts in support of the request and any other matters that the applicant
deems pertinent. The Plan Administrator may require the applicant to submit such
additional facts, documents or other materials as it may deem necessary or
appropriate in making its review.

 

(d) The Plan Administrator will act on each request for a review within 60 days
after receipt, unless special circumstances require further time for processing
by the Plan Administrator and the applicant is advised of the need and reason
for the extension. In no event will the decision on review be rendered more than
120 days after the Plan Administrator received the request for a review. The
Plan Administrator will give prompt written notice of its decision to the
applicant. In the event that the Plan Administrator confirms the denial of the
application for benefits in whole or in part, the notice will set forth, in a
manner calculated to be understood by the applicant, the specific reasons for
the decision and specific references to the provisions of the Plan on which the
decision is based. The Plan Administrator has discretionary authority to
administer the plan, including interpreting the terms, determining eligibility
for, entitlement to and amount of benefits under the Plan, determining any facts
and resolving any questions relevant to administration of the Plan and remedying
and correcting any ambiguities, inconsistencies or omissions in the Plan. Any
action taken by the Plan administrator pursuant to such discretionary authority
shall be conclusive and binding on all participants, beneficiaries and others.

 

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(e) The Plan Administrator shall adopt such rules, procedures and
interpretations of the Plan as deemed necessary or appropriate in carrying out
the Plan Administrator responsibilities under this Section 7.14.

 

(f) No legal action for benefits under the Plan may be brought unless and until
the claimant:

 

  (i) has submitted a written application for benefits in accordance with
paragraph (a),

 

  (ii) has been notified by the Plan Administrator that the application is
denied,

 

  (iii) has filed a written request for a review of the application in
accordance with paragraph (c), and

 

  (iv) has been notified in writing that the Plan Administrator has affirmed the
denial of the application;

 

provided, however, that legal action may be brought after the Plan Administrator
has failed to take any action on the claim within the time prescribed by
paragraphs (b) and (d) above.

 

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ARTICLE VIII

 

Management of Funds

 

8.01 Trustee

 

All the funds of the Plan shall be held by a Trustee appointed from time to time
by the Board under a trust instrument adopted, or as amended, by CECONY for use
in providing the benefits of the Plan and paying its expenses not paid directly
by the Employers. The assets of the Plan may be commingled by the Trustee with
the assets of another qualified defined benefit plan maintained by an Affiliate;
provided, however, that there shall be separate accounting for the beneficial
interest of each such plan in the commingled assets. The beneficial interest of
the trust fund under the Plan will be applied solely in accordance with the Plan
and shall not be available to provide benefits under any other qualified defined
benefit plan or for any other purpose. Expenses and taxes, to the extent paid
from the commingled trust assets, will be equitably divided between the trust
fund under the Plan and the trust fund under any other qualified defined benefit
plan.

 

8.02 Exclusive Benefit Rule

 

Except as otherwise provided in the Plan, no part of the corpus or income of the
funds of the Plan shall be used for, or diverted to, purposes other than for the
exclusive benefit of Participants and other persons entitled to benefits under
the Plan and paying Plan expenses not otherwise paid by the Employers, before
the satisfaction of all liabilities with respect to them. No person has any
interest in or right to any part of the earnings of the funds of the Plan, or
any right in, or to, any part of the assets held under the Plan, except as and
to the extent expressly provided in the Plan.

 

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ARTICLE IX

 

General Provisions

 

9.01 Nonalienation

 

(a) Except as required by any applicable law, or by paragraph (c), no benefit
under the Plan shall in any manner be anticipated, assigned or alienated, and
any attempt to do so shall be void. However, payment may be made in accordance
with the provisions of any judgment, decree, or order which creates for, or
assigns to, a spouse, former spouse, child or other dependent of a Participant
the right to receive all or a portion of the Participant’s benefits under the
Plan for the purpose of providing child support, alimony payments or marital
property rights to that spouse, child or dependent, and:

 

  (1) is made pursuant to a State domestic relations law,

 

  (2) does not require the Plan to provide any type of benefit, or any option,
not otherwise provided under the Plan, and

 

  (3) otherwise meets the requirements of Section 206(d) of ERISA, as amended,
as a qualified domestic relations order (“QDRO”), as determined by the Plan
Administrator. The Plan shall have written procedures in effect for determining
whether an order is a QDRO and, if so, for administering distributions under
QDROs. The procedures shall notify each person, specified in the order who is
entitled to payment of benefits under the Plan, of such procedures.

 

Notwithstanding the foregoing, a Participant whose benefit is in current pay
status may elect to make a voluntary and revocable assignment of such benefit,
not to exceed 10% of any benefit payment, provided the assignment is not for the
purpose of defraying administrative costs.

 

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(b) If the present value of any series of payments under a QDRO amounts to
$5,000 or less, or beginning for distributions after March 28, 2005, $1,000, a
lump sum payment that is the Actuarial Equivalent, determined in the manner
described in Section 5.01, shall be made in lieu of the series of payments.

 

(c) A Participant’s benefits under the Plan will be offset by the amount the
Participant is required to pay to the Plan under the circumstances set forth in
Code Section 401(a)(13).

 

9.02 Conditions of Employment Not Affected by Plan

 

The establishment of the Plan does not confer any legal rights upon any Employee
or other person for a continuation of employment, nor does it interfere with the
right of the Employers (which right is hereby reserved) to discharge any
Employee and to treat him or her without regard to the effect which that
treatment might have upon him or her as a Participant or potential Participant
in the Plan.

 

9.03 Facility of Payment

 

If the Plan Administrator finds that a Participant or other person entitled to a
benefit is unable to care for his or her affairs because of illness or accident
or because he or she is a minor, the Plan Administrator may direct, in his or
her sole discretion, that any benefit due him or her, unless claim has been made
for the benefit of the Participant by a duly appointed legal representative, be
paid to his or her spouse, a child, a parent or other blood relative, or to a
person with whom he or she resides. Any payment so made shall be a complete
discharge of the liabilities of the Plan for that benefit. Furthermore, if the
Plan Administrator receives from a Participant a power of attorney valid under
state law, the Plan Administrator will

 

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comply with the instructions of the named attorney to the extent that the Plan
Administrator would comply with such instructions if given by the Participant
and such instructions are consistent with the power of attorney.

 

9.04 Information

 

Each Participant or other person entitled to a benefit, before any benefit will
be payable to him or her or on his or her account under the Plan, must file with
the Plan Administrator information that the Plan Administrator requires to
establish the Participant’s or other person’s rights and benefits under the
Plan.

 

9.05 Top-Heavy Provisions

 

(a) The following definitions apply to the terms used in this Section:

 

  (1) “applicable determination date” means the last day of the preceding Plan
Year;

 

  (2) “top-heavy ratio” means the ratio of (A) the present value of the
cumulative accrued benefits under the Plan for key employees to (B) the present
value of the cumulative accrued benefits under the Plan for all key employees
and non-key employees; provided, however, that if an individual has not
performed services for the Company or Affiliate at any time during the 5-year
period ending on the applicable determination date, any accrued benefit for such
individual (and the account of such individual) shall not be taken into account;

 

  (3) “applicable valuation date” means the date within the preceding Plan Year
as of which annual Plan costs are or would be computed for minimum funding
purposes;

 

  (4) “key employee” means an employee who is in a category of employees
determined in accordance with the provisions Code Section 416(i)(1) and (5) and
any regulations there under, and, where applicable, on the basis of the
Employee’s

 

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remuneration which, with respect to any Employee, shall mean the wages, salaries
and other amounts paid in respect of such Employee by the Company or an
Affiliate for personal services actually rendered, determined before any pre-tax
contributions under a “qualified cash or deferred arrangement” (as defined under
Code Section 401(k) and its applicable regulations) or under a “cafeteria plan”
(as defined under Code Section 125 and its applicable regulations), and shall
include, but not by way of limitation, bonuses, overtime payments and
commissions; and shall exclude deferred compensation, stock options and other
distributions which receive special tax benefits under the Code;

 

  (5) “non-key employee” means any employee who is not a key employee;

 

  (6) “average remuneration” means the average annual remuneration of a
Participant for the five consecutive years of his or her Vesting Service during
which he or she received the greatest aggregate remuneration, as limited by Code
Section 401(a)(17), from the Company or an Affiliate, excluding any remuneration
for service after the last Plan Year with respect to which the Plan is
top-heavy;

 

  (7) “required aggregation group” means each other qualified plan of the
Company or an Affiliate (including plans that terminated within the five-year
period ending on the determination date) in which there are members who are key
employees or which enables the Plan to meet the requirements of Code Section
401(a)(4) or 410; and

 

  (8) “permissive aggregation group” means each plan in the required aggregation
group and any other qualified plan(s) of the Company or an Affiliate in which
all members are non-key employees, if the resulting aggregation group continues
to meet the requirements of Code Sections 401(a)(4) and 410.

 

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+(b) For purposes of this Section, the Plan shall be “top-heavy” with respect to
any Plan Year beginning on or after January 1, 1984, if as of the applicable
determination date the top-heavy ratio exceeds 60%. The top-heavy ratio shall be
determined as of the applicable valuation date in accordance with Code Section
416(g)(3) and (4)(B) on the basis of the 1983 Group Annuity Mortality Table and
an interest rate of 5½% per year compounded annually. For purposes of
determining whether the Plan is top-heavy, the present value of accrued benefits
under the Plan will be combined with the present value of accrued benefits or
account balances under each other plan in the required aggregation group, and,
in the Employer’s discretion, may be combined with the present value of accrued
benefits or account balances under any other qualified plan(s) in the permissive
aggregation group. The accrued benefit of a non-key employee under the Plan or
any other defined benefit plan in the aggregation group shall be (i) determined
under the method, if any, that uniformly applies for accrual purposes under all
plans maintained by the Company or an Affiliate, or (ii) if there is no such
method, as if such benefit accrued not more rapidly than the slowest accrual
rate permitted under the fractional rule described in Code Section 411(b)(1)(C).

 

(c) The following provisions shall be applicable to Participants for any Plan
Year with respect to which the Plan is top-heavy:

 

  (1) In lieu of the vesting requirements specified in Section 4.05, a
Participant shall be vested in, and have a non-forfeitable right to, a
percentage of his or her accrued benefit, as set forth in the following vesting
schedule:

 

Years of Vesting Service

--------------------------------------------------------------------------------

   Percentage Vested

--------------------------------------------------------------------------------

 

Less than 2 years

   0 %

2 years

   20 %

3 years

   40 %

4 years

   60 %

5 years

   100 %

 

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  (2) The accrued benefit of a Participant who is a non-key employee shall not
be less than 2% of his or her average remuneration multiplied by the number of
years of his or her Vesting Service, not in excess of 10, during the Plan Years
for which the Plan is top-heavy. That minimum benefit shall be payable at a
Participant’s Normal Retirement Date. If payments commence at a time other than
the Participant’s Normal Retirement Date, the minimum accrued benefit shall be
the Actuarial Equivalent of that minimum benefit.

 

  (3) The multiplier “1.25” in Code Sections 415(e)(2)(B)(i) and (3)(B)(i) shall
be reduced to “1.0”, and the dollar amount “$51,875” in Code Section
415(e)(6)(B)(i)(I) shall be reduced to “$41,500”.

 

(d) If the Plan is top-heavy with respect to a Plan Year and ceases to be
top-heavy for a subsequent Plan Year, the following provisions shall be
applicable:

 

  (1) The accrued benefit in any such subsequent Plan Year shall not be less
than the minimum accrued benefit provided in paragraph (c)(ii) above, computed
as of the end of the most recent Plan Year for which the Plan was top-heavy.

 

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  (2) If a Participant has completed three years of Vesting Service on or before
the last day of the most recent Plan Year for which the Plan was top-heavy, the
vesting schedule set forth in paragraph (c)(i) above shall continue to be
applicable.

 

  (3) If a Participant has completed at least two, but less than three, years of
Vesting Service on or before the last day of the most recent Plan Year for which
the Plan was top-heavy, the vesting provisions of Section 4.05 shall again be
applicable; provided, however, that in no event shall the vested percentage of a
Participant’s accrued benefit be less than the percentage determined under
paragraph (c)(i) above as of the last day of the most recent Plan Year for which
the Plan was top-heavy.

 

9.06 Construction

 

(a) The Plan shall be construed, regulated and administered under ERISA as in
effect from time to time, and the laws of the State of New York, except where
ERISA controls.

 

(b) The titles and headings of the Articles and Sections in this Plan are for
convenience only. In case of ambiguity or inconsistency, the text rather than
the titles or headings shall control.

 

9.07 Prevention of Escheat

 

If the Plan Administrator cannot ascertain the whereabouts of any person to whom
a payment is due under the Plan, the Plan Administrator may, no earlier than
three years from the date such payment is due, mail a notice of such due and
owing payment to the last known address of such person as shown on the records
of the Plan Administrator or the Employer. If such person has not made written
claim therefore within three months of the date of the mailing, the Plan
Administrator may, if it so elects and upon receiving advice from counsel to the
Plan, direct that such payment and all remaining payments otherwise due such
person be

 

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cancelled on the records of the Plan and the amount thereof applied to reduce
the contributions of the Employer. Upon such cancellation, the Plan has no
further liability therefore except that, in the event such person or his or her
Beneficiary later notifies the Plan Administrator of his or her whereabouts and
requests the payment or payments due to him or her under the Plan, the amount so
applied will be paid to him or her in accordance with the provisions of the
Plan, without interest.

 

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ARTICLE X

 

Amendment, Merger and Termination

 

10.01 Amendment of Plan

 

(a) CECONY, by action of its Board, or pursuant to authority granted by its
Board, reserves the right at any time and from time to time, and retroactively
if deemed necessary or appropriate, to amend in whole or in part any or all of
the provisions of the Plan. However, no amendment shall make it possible for any
part of the funds of the Plan to be used for, or diverted to, purposes other
than for the exclusive benefit of persons entitled to benefits under the Plan,
before the satisfaction of all liabilities with respect to them. No amendment
will be made which has the effect of decreasing the accrued benefit or reducing
the nonforfeitable percentage of the accrued benefit of a Participant below the
nonforfeitable percentage computed under the Plan as in effect on the date on
which the amendment is adopted or, if later, the date on which the amendment
becomes effective.

 

(b) The Plan Administrator has the authority to amend the Plan to the extent and
in the manner described in Section 7.02(b).

 

10.02 Merger, Consolidation, or Transfer

 

The Board may, in its sole discretion, merge this Plan with another qualified
plan, subject to any applicable legal requirements. However, the Plan may not be
merged or consolidated with, and its assets or liabilities may not be
transferred to, any other plan unless each person entitled to benefits under the
Plan would, if the resulting plan were then terminated, receive a benefit
immediately after the merger, consolidation, or transfer which is equal to or
greater than the benefit he or she would have been entitled to receive
immediately before the merger, consolidation, or transfer if the Plan had then
terminated.

 

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10.03 Additional Participating Companies

 

(a) With the consent of CECONY, an Affiliate may adopt this Plan for some or all
of its Employees. Upon the effective date of the adoption of the Plan by an
Affiliate, the Affiliate shall be an Employer and shall delegate all fiduciary
and administrative responsibilities (including the appointment and removal of
fiduciaries) under the Plan to the Named Fiduciaries and the Plan Administrator
of the Plan. An Employer may adopt the Plan for some or all of its employees
upon appropriate action by such Employer, and with the consent of CECONY, and
the employees for whom the Plan is adopted shall be described in Appendix B to
the Plan.

 

(b) An Employer may terminate its participation in the Plan upon appropriate
action. The funds of the Plan held on account of Participants in the employ of
that Employer will be determined by the Plan Administrator and will be applied
as provided in Section 10.04 if the Plan should be terminated, or will be
segregated by the Trustee as a separate trust, pursuant to certification to the
Trustee by the Plan Administrator, continuing the Plan as a separate plan for
the employees of that company under which the board of directors of that company
will succeed to all the powers and duties of the board of trustees, including
the appointment of named fiduciaries.

 

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10.04 Termination of Plan

 

CECONY, by action of its Board, may terminate the Plan for any reason at any
time. In case of termination of the Plan, the rights of Participants to their
benefits accrued under the Plan as of the date of the termination, to the extent
then funded or protected by law, if greater, shall be nonforfeitable. The funds
of the Plan shall be used for the exclusive benefit of persons entitled to
benefits under the Plan as of the date of termination, except as provided in
Section 6.02. However, any funds not required to satisfy all liabilities of the
Plan for benefits because of erroneous actuarial computation will be returned to
the Employers. In addition, after the satisfaction of all liabilities for
benefits to which Participants and other persons may be entitled under the Plan,
and satisfaction of all liabilities for expenses under by the Plan, in the event
there are remaining plan assets, upon termination of the Plan, such excess
assets shall revert to the Employers. The Plan Administrator will determine on
the basis of actuarial valuation the share of the funds of the Plan allocable to
each person entitled to benefits under the Plan in accordance with Section 4044
of ERISA, or corresponding provision of any applicable law in effect at the
time. In the event of a partial termination of the Plan, the provisions of this
Section will be applicable to the Participants affected by that partial
termination.

 

10.05 Limitation Concerning Highly-Compensated Employees and Highly-Compensated
Former Employees

 

(a) The provisions of this Section shall apply (i) in the event the Plan is
terminated, to any Participant who is a highly-compensated employee or
highly-compensated former employee (as those terms are defined in Code Section
414(q)) of the Company or an Affiliate and (ii) in any other event, to any
Participant who is one of the 25 highly-compensated employees or
highly-compensated former employees of the Company or Affiliate with the
greatest compensation in

 

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any Plan Year. The amount of the annual payments to any one of the Participants
to whom this Section applies will not be greater than an amount equal to the
annual payments that would be made on behalf of the Participant during the year
under a single life annuity that is the Actuarial Equivalent of the sum of the
Participant’s accrued benefit and the Participant’s other benefits under the
Plan.

 

(b) If, (i) after payment of Pension Allowance or other benefits to any one of
the Participants to whom this Section applies, the value of Plan assets equals
or exceeds 110% of the value of current liabilities (as that term is defined in
Code Section 412(l)(7)) of the Plan, (ii) the value of the accrued benefit and
other benefits of any one of the Participants to whom this Section applies is
less than 1% of the value of current liabilities of the Plan, or (iii) the value
of the benefits payable to a Participant to whom this Section applies does not
exceed the amount described in Code Section 411(a)(11)(A), the provisions of
paragraph (a) above will not be applicable to the payment of benefits to such
Participant.

 

(c) If any Participant to whom this Section applies elects to receive a lump sum
payment in lieu of his or her Pension Allowance and the provisions of paragraph
(b) above are not met with respect to such Participant, the Participant will be
entitled to receive his or her benefit in full provided he or she agrees to
repay to the Plan any portion of the lump sum payment which would be restricted
by operation of the provisions of paragraph (a), and shall provide adequate
security to guarantee that repayment.

 

(d) Notwithstanding paragraph (a) of this Section, in the event the Plan is
terminated, the restriction of this Section is not applicable if the benefit
payable to any highly-compensated employee and any highly-compensated former
employee is limited to a benefit that is nondiscriminatory under Code Section
401(a)(4).

 

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(e) If it should subsequently be determined by statute, court decision
acquiesced in by the Commissioner of Internal Revenue, or ruling by the
Commissioner of Internal Revenue, that the provisions of this Section are no
longer necessary to qualify the Plan under the Code, this Section shall be
ineffective without the necessity of further amendment to the Plan.

 

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ARTICLE XI

 

Cost-Of-Living Adjustments

 

11.01 Eligibility-CECONY Participants

 

All Pension Allowances payable to CECONY Participants under the Plan for the
month of April in a calendar year which commenced prior to December 31 of the
prior calendar year shall be eligible for an adjustment hereunder. In the case
of an annuity payable to a Surviving Spouse of a retired CECONY Participant, the
Surviving Spouse’s annuity shall be deemed to have commenced on the date the
retired CECONY Participant’s Pension Allowance commenced. No CEI Participant or
the Surviving Spouse or Beneficiary of a CEI Participant is eligible for a
cost-of-living adjustment to his or her Cash Balance Account Pension Allowance.

 

11.02 Annual Adjustment-CECONY Participants

 

All eligible Pension Allowances of CECONY Participants being paid from time to
time under the Plan shall be increased annually by the percentage determined
under Section 11.03. Such adjustment shall be made for the month of April each
year and for each month thereafter, until further changed or terminated in
accordance with provisions of this Plan.

 

11.03 Percentage of Adjustment-CECONY Participants

 

Each annual adjustment shall equal 75% of the percentage increase, rounded to
the nearest 1/10 of one percent (0.001), in the Index specified in Section 11.05
for the preceding December over the Index for the next-preceding December;
provided, however, that such annual adjustment shall not:

 

(a) exceed 3%, or

 

(b) be less than 0% of the eligible Pension Allowance.

 

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11.04 Limitation on Adjustments-CECONY Participants

 

No adjustment in a Pension Allowance provided under this Article XI may cause
such Pension Allowance, as adjusted, to be greater than the product of (a) the
amount of such Pension Allowance paid for the month of December 1986 or the
later month in which the Pension Allowance commenced (“Commencement Month”),
multiplied by (b) a fraction, the numerator of which shall be the Index for the
December immediately preceding the month of April in which the adjustment is to
be made, and the denominator of which shall be the Index for the December
immediately preceding the Commencement Month. Any increase pursuant to this
Article XI shall be reduced to the extent required to satisfy the limitation set
forth in this Section 11.04.

 

11.05 Index-CECONY Participants

 

The Index to be used for purposes of this Article XI shall be the Consumer Price
Index, All Urban Consumers – US City Average (“CPI-U”), as published by the
United States Department of Labor. If at any time such Index is revised or
discontinued, or if the Named Fiduciaries determine that a different index,
device, or other form of measurement more accurately measures the impact of
inflation on the purchasing power of retirees, the Named Fiduciaries may
substitute such other index, device, or other form of measurement as they, in
their discretion, determine to be appropriate.

 

11.06 Eligibility and Adjustment-O&R Participants

 

Beginning as of July 1 of the year for which the cumulative percentage change in
the CPI-U, defined below, exceeds 20%, but not earlier than July 1, 1993, and as
of each July 1 thereafter, the monthly Pension Allowance then being received by
a retired O&R Participant, or a vested O&R Participant whose employment
terminates after January 1, 1993, shall be increased by a pension benefit
adjustment (“PBA”), not less than zero, determined by multiplying:

 

(a) the gross monthly Pension Allowance as of the Annuity Starting Date, or as
of June 1, 1993 for a retired O&R Participant whose Annuity Starting Date
occurred prior to January 1, 1989, or in both cases such other gross monthly
Pension Allowance, then being paid to the extent it is not a PBA under this
Section 11.06, by

 

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(b) a percentage (rounded to the nearest 100th of a percent) equal to 75% of the
“cumulative percentage change” in the CPI-U for the year in excess of 20%, but
not more than the applicable “cumulative maximum percentage,” as defined below.

 

(c) Effective for an O&R Hourly Employee who is hired on or after January 1,
2005 (an “O&R Hourly Employee –1 “), his or her Pension Allowance will be
calculated and accrued without a pension benefit adjustment
(cost-of-living-adjustment). The pension benefit adjustment also will not apply
to the Eligible Spouse, Contingent Annuitant or Alternate Payee of an O&R Hourly
Employee –1.

 

11.07 Eligible Spouse or Contingent Annuitant of O&R Participant

 

The monthly Pension Allowance being received by a Surviving Spouse, including a
former spouse treated as the spouse under a QDRO, unless the QDRO provides
otherwise, or a contingent annuitant under a joint and survivor annuity or
contingent annuitant option with respect to a retired O&R Participant or vested
O&R Participant whose employment terminates on or after January 1, 1993, shall
be increased by a PBA, not less than zero, on July 1 of each year, beginning:

 

(a) as of the July 1 coincident with or next following the spouse’s or
contingent annuitant’s Annuity Starting Date if the retired O&R Participant or
vested O&R Participant had previously received one or more PBAs under Section
11.06 above, or

 

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(b) as of the July 1, on or after July 1, 1993, of the year for which the
“cumulative percentage change in the CPI-U” first exceeds 20%.

 

11.08 Pension Benefit Adjustment Amount for Spouse or Contingent Annuitant of
O&R Participant

 

(a) The PBA for the spouse or contingent annuitant shall be calculated by
multiplying the percentage in Section 11.06(ii) above, determined using the
deceased Participant’s Annuity Starting Date, by the spouse’s or contingent
annuitant’s gross monthly Pension Allowance as of the spouse’s or contingent
annuitant’s Annuity Starting Date, or as of June 1, 1993 for a spouse or
contingent annuitant whose Annuity Starting Date occurred prior to January 1,
1989, excluding any portion of such Pension Allowance which represents PBAs to
the retired Participant’s or vested Participant’s Pension Allowance pursuant to
Section 11.06 above.

 

(b) The monthly O&R Surviving Spouse’s Pension Allowance, or O&R Spouse’s Death
Benefit Allowance with respect to a vested O&R Participant whose employment
terminates after January 1, 1993, then being received by a spouse, including a
former spouse treated as the spouse under a QDRO unless the QDRO provides
otherwise, shall be increased by a PBA, not less than zero, on July 1 of the
year for which the “cumulative percentage change in the CPI-U” exceeds 20%, but
not earlier than July 1, 1993, and as of each July 1 thereafter. The PBA shall
be calculated by multiplying the percentage in Section 11.06(ii) above,
determined using the spouse’s Annuity Starting Date, by the spouse’s gross
monthly Pension Allowance, as of the spouse’s Annuity Starting Date, or June 1,
1993 for a spouse whose Annuity Starting Date occurred prior to January 1, 1989.

 

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11.09 Pension Benefit Adjustment for Alternate Payee of an O&R Participant

 

(a) The monthly Pension Allowance then being received by an alternate payee,
within the meaning of ERISA Section 206(d) and Code Section 414(p), under a QDRO
who does not otherwise share in an increase by reason of Section 11.06, Section
11.07 or Section 11.08 above, and is not subject to the exception in the last
sentence hereof, shall be increased by a PBA, not less than zero, on each July 1
beginning

 

  (1) as of the July 1 coincident with or next following the alternate payee’s
Annuity Starting Date if the QDRO is effective after the O&R Participant’s
Annuity Starting Date and the O&R Participant had previously received one or
more PBAs under Section 11.06 above, or

 

  (2) as of the first July 1, on or after July 1, 1993, of the year for which
the “cumulative percentage change in the CPI-U” first exceeds 20%.

 

(b) The PBA shall be calculated by multiplying the percentage in Section
11.06(ii) above, determined using the alternate payee’s Annuity Starting Date if
the QDRO is effective on or before the O&R Participant’s Annuity Starting Date
and using the O&R Participant’s Annuity Starting Date if the QDRO is effective
after the O&R Participant’s Annuity Starting Date, by the alternate payee’s
gross monthly Pension Allowance as of the alternate payee’s Annuity Starting
Date, or as of June 1, 1993 for an alternate payee whose Annuity Starting Date
occurred prior to January 1, 1989, excluding any portion of such Pension
Allowance which represents PBAs to the O&R Participant’s Pension Allowance
pursuant to Section 11.06 above.

 

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This paragraph shall not apply if the QDRO states that the PBA shall not apply
and further shall not apply in any event to any Pension Allowance paid with
respect to a Vested O&R Participant whose employment terminated prior to January
1, 1993. For purposes of applying the provisions of Section 5.02(c)(3) and (4)
which provide for the monthly Pension Allowance of a retired O&R Participant or
vested O&R Participant to be increased after the death of the contingent
annuitant, such increase, if made on a date other than a July 1, shall include
the PBA which would have applied under paragraph (a) above if the retired O&R
Participant or vested O&R Participant had been receiving the Pension Allowance
as a single life annuity as of the immediately preceding July 1. A retired O&R
Participant (including a O&R Participant who remains in service but has
commenced his or her Allowance because of attainment of age 70-1/2) or a vested
O&R Participant will be considered, for purposes of this Section only, to have
multiple Annuity Starting Dates if the Pension Allowance as of the Annuity
Starting Date is adjusted thereafter as a result of future Annual Compensation
and Accredited Service. The initial Annuity Starting Date, which is the date as
of which a Pension Allowance first begins to the retired or vested O&R
Participant from the Plan, applies to the portion of the Pension Allowance
attributable to Annual Compensation and Accredited Service prior to such initial
Annuity Starting Date. Thereafter, each subsequent date as of which an Pension
Allowance is adjusted after the initial Annuity Starting Date by reason of
Annual Compensation or Accredited Service thereafter shall be considered, for
purposes of this Section only, as the Annuity Starting Date with respect to the
portion of the Pension Allowance attributable to Annual Compensation and
Accredited Service since the previous Annuity Starting Date.

 

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(c) The terms specified below which are used in Sections 11.06, 11.07, 11.08 and
11.09 shall have the meanings set forth below, unless the context clearly
dictates another meaning.

 

  (1) CPI-U means the annual average figure under the Consumer Price Index for
All Urban Consumers, U.S. City Average of All Items (1982-1984=100), or its
successor, as published by the United States Bureau of Labor Statistics.

 

  (2) Cumulative Percentage Change in the CPI-U for a year is calculated by
dividing the difference between the CPI-U for the prior year and the CPI-U for
the year prior to the year in which the applicable Annuity Starting Date
occurred by the CPI-U for the year prior to the year in which the Annuity
Starting Date occurred, and rounding to the nearest 100th of a percent (e.g.,
for purposes of determining the cumulative percentage change in the CPI-U for
1993 for a retired O&R Participant whose Annuity Starting Date occurred in 1990,
subtract the CPI-U for 1989 from the CPI-U for 1992, then divide the result by
the CPI-U for 1989 and round to the nearest 100th of a percent). Notwithstanding
any provisions of Sections 11.06, 11.07, 11.08 and 11.09 to the contrary, in all
cases when the Annuity Starting Date occurred before January 1, 1989, the
cumulative percentage change in the CPI-U for a year shall be calculated by
dividing the difference between the CPI-U for the prior year and the CPI-U for
1991 by the CPI-U for 1991, rounding to the nearest 100th of a percent, and
adding 20%.

 

  (3) Cumulative Maximum Percentage. For purposes of Section 11.06, Section
11.08 and, Section 11.07, if the O&R Participant had not previously received any
PBA under Section 11.06, and Section 11.09, if the alternate payee’s Annuity
Starting

 

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Date is used to determine the PBA, cumulative maximum percentage is 3% for the
first year in which a PBA is made and for each succeeding year is 3% plus 103%
of the prior year’s cumulative maximum percentage, rounded to the nearest 100th
of a percent (e.g., 3% for the first year, 6.09% for the second year, 9.27% for
the third year). For purposes of Section 11.06, if the O&R Participant had
previously received a PBA under Section 11.06, and Section 11.09, if the
Member’s Annuity Starting Date is used to determine the PBA, the maximum for the
first year is 3% plus 103% of the prior year’s cumulative maximum percentage
applicable to the Participant, rounded to the nearest 100th of a percent, and
for each succeeding year is 3% plus 103% of the prior year’s cumulative maximum
percentage, rounded to the nearest 100th of a percent.

 

(d) Appendix L attached hereto contains sample illustrations which are intended
solely to aid in the interpretation and application of the provisions of
Sections 11.06, 11.07, 11.08 and 11.09.

 

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ARTICLE XII

 

401(h) Account

 

12.01 Establishment

 

Effective January 1, 1986, a “401(h) Account” was established in the CECONY
Management Plan and the CECONY Weekly Plan in order to fund post-retirement
medical benefits to CECONY Management Participants and CECONY Weekly
Participants who meet certain criteria (and the spouses/dependents of such
CECONY Participants) and who retire under the terms of this Plan, pursuant to
the Retiree Health Plan. The provisions of the Retiree Health Plan previously
were set forth in the CECONY Management Plan and the CECONY Weekly Plan.
Effective January 1, 2001, the provisions of the Retiree Health Plan are set
forth in a separate document. CECONY Participants who are or were in any prior
Plan Year “key employees” (as that term is defined in Code Section 416(i)),
their spouses and dependents shall not be eligible for the payment of any
Retiree Health Plan benefits from the 401(h) Account.

 

12.02 Terms and Conditions

 

Effective January 1, 2001, a “401(h) Account” is established under this Plan,
and the Retiree Health Plan is maintained by CECONY to provide post-retirement
medical, hospital, vision care, and prescription drug benefits to certain
retired CECONY Management Participants, CECONY Weekly Participants and CEI
Participants who retired from CECONY (and the spouses/dependents of such
Participants).

 

12.03 Contributions

 

The 401(h) Account shall be funded by the contributions of CECONY, in its sole
discretion, which shall be deposited with the Trustee. CECONY may also require
that

 

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Participants make contributions to the Retiree Health Plan and CECONY shall
determine whether such contributions shall be deposited in the 401(h) Account or
any other funding vehicle which CECONY may sponsor to fund benefits provided by
the Retiree Health Plan. All such contributions to the 401(h) Account may be
commingled with Plan assets for investment and custody purposes, but all
contributions to the 401(h) Account and earnings thereon, if any, together with
all disbursements from the 401(h) Account, shall be recorded and accounted for
in one or more separate accounts relating solely to the Retiree Health Plan. If
CECONY makes a contribution to the trust fund which includes amounts allocable
both to the Plan and to the 401(h) Account, CECONY shall clearly specify the
portion of such contribution allocable to the Plan and the portion allocable to
the 401(h) Account. In the event that a Participant’s interest in the 401(h)
Account is forfeited prior to termination of the Plan, an amount equal to the
amount of the forfeiture shall be applied as soon as possible to reduce any
contributions by CECONY to the 401(h) Account.

 

12.04 Use of Assets

 

Assets in this 401(h) Account shall be used solely for the purpose of providing
retiree health benefits, in accordance with Section 12.06, for those individuals
who are determined to be entitled thereto in accordance with the terms of the
Retiree Health Plan and to pay any necessary or appropriate expenses
attributable to the administration of the 401(h) Account. The benefits provided
by the 401(h) Account shall be subordinate to the pension benefits provided by
the Plan. No part of the corpus or income of the 401(h) Account shall be used
for, or diverted to, any purposes other than the provision of health coverage at
any time prior to the satisfaction of all liabilities for health coverage
hereunder. Upon the satisfaction of all liabilities incurred pursuant to the
Retiree Health Plan any amount which may remain in the 401(h) Account shall be
returned to CECONY by the Trustee.

 

245259 Retirement Plan Amended and Restated 2004

  126

--------------------------------------------------------------------------------

12.05 Modification, Amendment, and Termination

 

CECONY reserves the right to modify, amend, or terminate the Retiree Health Plan
at any time. The establishment and operation of the 401(h) Account does not
obligate CECONY in any way to continue to maintain any health care plans of any
nature or to provide post-retirement health care coverage of any kind. In the
event that CECONY terminates health coverage for retirees, this Plan shall have
no liability to provide further health coverage for current or future retirees,
for purposes of determining the amount to be returned to CECONY under Section
12.04. No amendment, modification, or termination of the Retiree Health Plan,
nor change in CECONY contributions thereunder, shall retroactively, adversely
affect any Participant’s benefit under the Retiree Health Plan.

 

12.06 Allocation of Responsibility for Payment

 

Benefits under the Retiree Health Plan are provided through the 401(h) Account,
through other funding mechanisms, and through contributions by covered retirees
and Surviving Spouses. The amount payable from the 401(h) Account shall be
determined in accordance with the provisions of Appendix E, as in effect from
time to time.

 

245259 Retirement Plan Amended and Restated 2004

  127

--------------------------------------------------------------------------------

ARTICLE XIII

 

Return of Contributions to an O&R Participant

 

13.01 Vested O&R Participant

 

An O&R Participant who is entitled to a vested Pension Allowance, upon ceasing
to be employed by the Company or an Affiliate for any cause other than death,
Approved Leave of Absence, or retirement, may elect to receive in one sum within
six months thereafter the amount of his or her Accumulated Contributions, if
any, at the time he or she ceased to be so employed. If the present value of his
or her Accumulated Contributions exceeds $5,000 or beginning for distributions
after March 28, 2005, $1,000, the O&R Participant must consent and if married,
his or her spouse must provide Spousal Consent to a distribution. The consent
and Spousal Consent must apply to the form and the timing of the distribution.

 

13.02 An O&R Participant Not Vested

 

An O&R Participant who is not entitled to a Pension Allowance shall, upon
ceasing to be employed by the Company or an Affiliate for any cause other than
death, Approved Leave of Absence, or retirement under the Plan, be paid his or
her Accumulated Contributions, if any, within six months after the date he or
she ceases to be so employed. If the present value of his or her Accumulated
Contributions exceeds $5,000 or beginning for distributions after March 28,
2005, $1,000, the O&R Participant must consent and if married, his or her spouse
must provide Spousal Consent to a distribution. The consent and Spousal Consent
must apply to the form and the timing of the distribution.

 

245259 Retirement Plan Amended and Restated 2004

  128

--------------------------------------------------------------------------------

13.03 Death of O&R Participant

 

Upon receipt of proof, satisfactory to the Plan Administrator, of the death of
an O&R Participant prior to his or her Annuity Starting Date, provided no other
benefit is payable on his or her account, the amount of his or her Accumulated
Contributions at the time of his or her death shall be payable in one sum to his
or her designated beneficiary, if living, otherwise to such Participant’s legal
representatives.

 

13.04 Cessation of Pension Allowance

 

Upon the cessation of payments of the Pension Allowance or other benefit payable
to or on account of an O&R Participant or the Surviving Spouse of an O&R
Participant, the excess, if any, of an O&R Participant’s Accumulated
Contributions at retirement or prior to death over the total benefit payments
made to him or her or on his or her account shall be paid in one sum to the O&R
Participant’s beneficiary, if living, otherwise to the legal representatives of
the person last in receipt of such Pension Allowance or other benefit.

 

245259 Retirement Plan Amended and Restated 2004

  129

--------------------------------------------------------------------------------

THE CONSOLIDATED EDISON

 

RETIREMENT PLAN

 

PART II (a)

 

APPENDICES

 

Effective as of January 1, 2001

 

Favorable Determination Letter Issued

 

April 9, 2003

 

Subject to the Following Amendments and Clarifications:

 

• Clarified on May 2, 2002

 

• Amended December 13, 2001

 

• Amended April 2003 In Accordance with

IRS Issuance of Favorable Determination Letter;

 

• Amended August 2004 for

2004 Agreement Between Local Union 503 of the

International Brotherhood of Electrical Workers, AFL-CIO ;

 

• Amended August 2004, for O&R Management Employees

Changes Concurrent with O&R Hourly Employees;

 

• Amended August 2004 for Agreement Between Local 1-2 of the

 

Utility Workers Union of America, AFL-CIO;

 

• Amended July 2004 for Updated Factors for O&R Optional Forms; and

 

• Amended and Restated October 2004 for Miscellaneous Changes

--------------------------------------------------------------------------------

APPENDICES

 

TABLE OF CONTENT

 

Name of Appendix

--------------------------------------------------------------------------------

   Page

--------------------------------------------------------------------------------

Appendix A    -    Actuarial Factors      Subappendix A    –1    Actuarial
Factors for CECONY Participants      Subappendix A    –2    Actuarial Factors
for O&R Participants      Subappendix A    –3    Actuarial Factors for CEI
Participants      Appendix B    -    Employers    B-1 Appendix C    -   
Provisions Applicable to O&R Participants Transferred to or Hired by CECONY or a
CEI Affiliate    C-1 to C-4 Appendix D    -    Provisions Applicable to
Participants Employed at Facilities Purchased From Western Massachusetts
Electric Company    D-1 to D-2 Appendix E    -    Determination of Amounts
Payable from 401(h) Account    E-1 to E-2 Appendix F         Normal Retirement
Benefit Formulas    F- Appendix G    -    Special Pension Adjustment    G
Appendix H    -    Provisions Applicable to CECONY Participants at Fossil-Fueled
Divested Operations    H-1 to H-2 Appendix I    -    Provisions Applicable to
O&R Participants under O&R’s Pension Protection Program    I-1 to I-9
Attachments to I         Summary of Pension Allowances to be Provided by O&R to
Employees Affected By the Southern Energy Divestiture    I-10 to I-14 Appendix J
   -    Provisions Applicable to Affected Indian Point (IP) Employees    J-1 to
J-2 Appendix K    -    Provision Applicable to Voluntary Retirement Incentive –
Support Organizations Program    K-1 to K-7 Appendix L    -    Sample
Illustrations of O&R PBA    L-1 to L-3 Appendix M         Provisions Applicable
to Participants Employed at the Lakewood Plant    M-1

 

246721 -Consolidated Edison Retirement Plan – Appendices Amended 2004

   i

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX A

 

Actuarial Factors

 

Sub appendix A –1 CECONY Participants

 

Subappendix A.1 Actuarial Factors Applicable to CECONY Participants

 

Tables A to I provide the actuarial factors that are applied for calculating and
computing Pension Allowances for CECONY Management Participants and CECONY
Weekly Participants, and, when applicable, to CECONY Weekly Employees –1.

 

Tables J to M provide the actuarial factors that are applied for calculating and
computing Pension Allowances for CECONY Weekly Participants –1.

 

Tables A-H Apply to

CECONY Management Participants, CECONY Weekly Participants

And, When Indicated, CECONY Weekly Participants –1

 

Table

--------------------------------------------------------------------------------

  

Table

--------------------------------------------------------------------------------

   Page

--------------------------------------------------------------------------------

A   

Early Retirement Discount Factors:

All CECONY Participants whether married or single

   A- 3 B   

Conversion from Single Life to Twelve Year Certain and Life Annuity Conversion
Factors

All single (unmarried) CECONY Participants and all married CECONY Weekly
Participants –1 who choose to waive the spousal death benefit and elect a non
spouse beneficiary

   A- 5 C   

Conversion From 50% Joint & Survivor to Twelve Year Certain With 50% Joint &
Survivor

Not Applicable to CECONY Weekly Participants –1

   A-6 to A-15 D   

Early Retirement Factors – Excess Formula

Applicable only to CECONY Management Participants

   A-16 E   

Conversion From 50% Joint & Survivor to 100% Joint & Survivor

Not Applicable to CECONY Weekly Participants –1

   A-17 to A-20 F   

Conversion From 50% Joint & Survivor to 100% Joint & Survivor With Pop-Up

Not Applicable to CECONY Weekly Participants –1

   A-21 to A-24 G    Factor for Level Income All CECONY Participants whose
Distributions Begin Before January 1, 2005.    A-25 to A-28

 

246721 -Consolidated Edison Retirement Plan – Appendices Amended 2004

   1

--------------------------------------------------------------------------------

APPENDICES

 

Tables I to M Apply to

CECONY Weekly Participants –1

 

I    Conversion From Single Life to Twelve Year Certain with 50% Joint &
Survivor without Pop-Up      J    Conversion from Single Life to Twelve Year
Certain with 50% Joint & Survivor with Pop-Up      K    Conversion from Single
Life to 100% Joint and Survivor without Pop-Up      L    Conversion from Single
Life to 100% Joint and Survivor with Pop - Up      M    Conversion from Single
Life to 50% Joint and Survivor with Pop-Up      N    Conversion from Single Life
to 50% Joint and Survivor without Pop-Up     

 

Sub appendix A –2 O&R Participants

 

Subappendix A.2 Actuarial Factors Applicable to O&R Participants

 

Tables A to F provide the actuarial factors that are applied for calculating and
computing Pension Allowances for O&R Management Participants and O&R Hourly
Participants who begin the distribution of their Pension Allowance before July
1, 2004

 

Tables G to L provide the actuarial factors that are applied for calculating and
computing Pension Allowances for O&R Management Participants and O&R Hourly
Participants who begin their distribution of their Pension Allowance after July
1, 2004.

 

Tables A to F apply to

O&R Participants who begin distribution on or before July 1, 2004

 

Table

--------------------------------------------------------------------------------

  

Title

--------------------------------------------------------------------------------

   Page

--------------------------------------------------------------------------------

A    Joint and 100% Survivor Option Factors without Pop-Up    A–29 to A-30 B   
Joint and 50% Survivor Option Factors without Pop-Up    A-31 to A-32 C    Joint
and 100% Survivor Option with Pop-Up Factors    A-33 to A-34 D    Joint and 50%
Survivor Option With Pop-Up Factors    A-35 to A-36 E    Reduction Factors For
Vested Participant Spouse’s Allowance Coverage    A-37 F    Interest Rates and
Mortality Tables    A-38

 

246721 -Consolidated Edison Retirement Plan – Appendices Amended 2004

   2

--------------------------------------------------------------------------------

APPENDICES

Tables G to L apply to

O&R Participants who begin distribution on and after July 1, 2004

 

Table

--------------------------------------------------------------------------------

  

Title

--------------------------------------------------------------------------------

   Page

--------------------------------------------------------------------------------

G

   Joint and 100% Survivor Option Factors without Pop-Up    A–29 to A-30

H

   Joint and 50% Survivor Option Factors without Pop-Up    A-31 to A-32

I

   Joint and 100% Survivor Option with Pop-Up Factors    A-33 to A-34

J

   Joint and 50% Survivor Option With Pop-Up Factors    A-35 to A-36

K

   Reduction Factors For Vested Participant Spouse’s Allowance Coverage    A-37

L

   Interest Rates and Mortality Tables    A-38

 

Sub appendix A –3 CEI Participants

 

Subappendix A.0 Actuarial Factors Applicable to CEI Participants

 

Tables A to E provide the actuarial factors that are applied for calculating and
computing Pension Allowances for CEI Participants.

 

Table

--------------------------------------------------------------------------------

  

Title

--------------------------------------------------------------------------------

   Page

--------------------------------------------------------------------------------

A    Twelve Year Certain and Life Annuity Conversion Factors    A-39 B    100%
Joint and Survivor Annuity, without Pop-Up, Conversion Factors    A-40 to A-45 C
   100% Joint and Survivor Annuity with Pop-Up Conversion Factors    A-46 – A-51
D    50% Joint and Survivor Annuity with Pop-Up Conversion Factors    A-52 –
A-57 E    50% Joint and Survivor Annuity without Pop-Up Conversion Factors   
A-58 – A-63

 

246721 -Consolidated Edison Retirement Plan – Appendices Amended 2004

   3

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A.1

 

Table A –

 

Early Retirement Discount Factors

 

Applied To The Participant’s Accrued Pension For Retirements Prior To

The Attainment Of A CECONY Participant’s Sixtieth Birthday And The Actual Date
Of Retirement

 

CECONY Participants

 

(Also Applied In Calculation Of Surviving Spouse Benefit)

 

Months

Prior

--------------------------------------------------------------------------------

 

Discount

Factor

--------------------------------------------------------------------------------

 

Months

Prior

--------------------------------------------------------------------------------

   

Discount

Factor

--------------------------------------------------------------------------------

 

Months

Prior

--------------------------------------------------------------------------------

   

Discount

Factor

--------------------------------------------------------------------------------

 

Months

Prior

--------------------------------------------------------------------------------

   

Discount

Factor

--------------------------------------------------------------------------------

 

Months

Prior

--------------------------------------------------------------------------------

   

Discount

Factor

--------------------------------------------------------------------------------

1   0.99875   37     0.95375   73     0.54100   109     0.43400   145    
0.36200 2   0.99750   38     0.95250   74     0.53800   110     0.43200   146  
  0.36000 3   0.99625   39     0.95125   75     0.53500   111     0.43000   147
    0.35800 4   0.99500   40     0.95000   76     0.53200   112     0.42800  
148     0.35600 5   0.99375   41     0.94875   77     0.52900   113     0.42600
  149     0.35400 6   0.99250   42     0.94750   78     0.52600   114    
0.42400   150     0.35200 7   0.99125   43     0.94625   79     0.52300   115  
  0.42200   151     0.35000 8   0.99000   44     0.94500   80     0.52000   116
    0.42000   152     0.34800 9   0.98875   45     0.94375   81     0.51700  
117     0.41800   153     0.34600 10   0.98750   46     0.94250   82     0.51400
  118     0.41600   154     0.34400 11   0.98625   47     0.94125   83    
0.51100   119     0.41400   155     0.34200 12 (59)   0.98500   48  (56)  
0.94000   84  (53)   0.50800   120  (50)   0.41200   156  (47)   0.34000 13  
0.98375   49     0.93875   85     0.50500   121     0.41000   157     0.33800 14
  0.98250   50     0.93750   86     0.50200   122     0.40800   158     0.33600
15   0.98125   51     0.93625   87     0.49900   123     0.40600   159    
0.33400 16   0.98000   52     0.93500   88     0.49600   124     0.40400   160  
  0.33200 17   0.97875   53     0.93375   89     0.49300   125     0.40200   161
    0.33000 18   0.97750   54     0.93250   90     0.49000   126     0.40000  
162     0.32800 19   0.97625   55     0.93125   91     0.48700   127     0.39800
  163     0.32600 20   0.97500   56     0.93000   92     0.48400   128    
0.39600   164     0.32400 21   0.97375   57     0.92875   93     0.48100   129  
  0.39400   165     0.32200 22   0.97250   58     0.92750   94     0.47800   130
    0.39200   166     0.32000 23   0.97125   59     0.92625   95     0.47500  
131     0.39000   167     0.31800 24 (58)   0.97000   60  (55)   0.92500   96 
(52)   0.47200   132  (49)   0.38800   168  (46)   0.31600 25   0.96875   61    
0.57700   97     0.46900   133     0.38600   169     0.31400 26   0.96750   62  
  0.57400   98     0.46600   134     0.38400   170     0.31200 27   0.96625   63
    0.57100   99     0.46300   135     0.38200   171     0.31000 28   0.96500  
64     0.56800   100     0.46000   136     0.38000   172     0.30800 29  
0.96375   65     0.56500   101     0.45700   137     0.37800   173     0.30600
30   0.96250   66     0.56200   102     0.45400   138     0.37600   174    
0.30400 31   0.96125   67     0.55900   103     0.45100   139     0.37400   175
    0.30200 32   0.96000   68     0.55600   104     0.44800   140     0.37200  
176     0.30000 33   0.95875   69     0.55300   105     0.44500   141    
0.37000   177     0.29800 34   0.95750   70     0.55000   106     0.44200   142
    0.36800   178     0.29600 35   0.95625   71     0.54700   107     0.43900  
143     0.36600   179     0.29400 36 (57)   0.95500   72  (54)   0.54400   108 
(51)   0.43600   144  (48)   0.36400   180  (45)   0.29200

 

Exact ages shown in parenthesis

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    4

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE B –

 

Conversion from Single Life to Twelve Year Certain

And Life Annuity Conversion Factors

 

Applies to all single CECONY Participants and

All married CECONY Weekly Participants – 1 who choose this option

 

Age

--------------------------------------------------------------------------------

 

Factor

--------------------------------------------------------------------------------

45

  0.9948

46

  0.9942

47

  0.9935

48

  0.9927

49

  0.9919

50

  0.9911

51

  0.9901

52

  0.9891

53

  0.9880

54

  0.9868

55

  0.9854

56

  0.9838

57

  0.9820

58

  0.9800

59

  0.9776

60

  0.9748

61

  0.9716

62

  0.9679

63

  0.9637

64

  0.9589

65

  0.9535

66

  0.9474

67

  0.9405

68

  0.9329

69

  0.9243

70

  0.9148

71

  0.9042

72

  0.8925

73

  0.8796

74

  0.8654

75

  0.8499

 

Basis:                    GATT GAM (1983 GAM with Margins Weighted 50% male and
50% female) 7.50%

Effective Date:                    January 1, 1995

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    5

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

TABLE C

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Beneficiary’s

Age At

Pensioner’s

Retirement

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

Beneficiary’s

Age At

Pensioner’s

Retirement

--------------------------------------------------------------------------------

   20

--------------------------------------------------------------------------------

   21

--------------------------------------------------------------------------------

   22

--------------------------------------------------------------------------------

   23

--------------------------------------------------------------------------------

   24

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   354

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

  

20

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    20

21

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    21

22

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    22

23

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    23

24

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    24

25

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    25

26

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    26

27

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    27

28

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    28

29

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    29

30

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    30

31

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    31

32

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    32

33

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    33

34

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    34

35

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    35

36

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    36

37

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    37

38

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    38

39

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    39

40

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    40

41

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    12

42

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    42

43

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    43

44

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    44

45

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    45

46

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    46

47

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    47

48

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    48

49

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    49

50

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    50

51

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    51

52

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    52

53

   *    *    *    *    *    *    *    *    *    *    *    *    .999    .999   
.999    .999    53

54

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    54     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          20    21    22    23    24    25    26    27    28    29    30    31
   32    33    34    35     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    6

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Beneficiary’s

Age At

Pensioner’s

Retirement

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

Beneficiary’s

Age At

Pensioner’s

Retirement

--------------------------------------------------------------------------------

   20

--------------------------------------------------------------------------------

   21

--------------------------------------------------------------------------------

   22

--------------------------------------------------------------------------------

   23

--------------------------------------------------------------------------------

   24

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

  

55

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    55

56

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    56

57

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    57

58

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    58

59

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    59

60

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    60

61

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    61

62

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    62

63

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    63

64

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    64

65

   *    *    *    *    *    *    *    *    *    *    *    .999    .999    .999
   .999    .999    65

66

   *    *    *    *    *    *    *    *    *    *    .999    .999    .999   
.999    .999    .999    66

67

   *    *    *    *    *    *    *    *    *    *    .999    .999    .999   
.999    .999    .999    67

68

   *    *    *    *    *    *    *    *    *    *    .999    .999    .999   
.999    .999    .999    68

69

   *    *    *    *    *    *    *    *    *    *    .999    .999    .999   
.999    .999    .999    69

70

   *    *    *    *    *    *    *    *    *    *    .999    .999    .999   
.999    .999    .999    70

71

   *    *    *    *    *    *    *    *    *    .999    .999    .999    .999   
.999    .999    .999    71

72

   *    *    *    *    *    *    *    *    *    .999    .999    .999    .999   
.999    .999    .999    72

73

   *    *    *    *    *    *    *    *    *    .999    .999    .999    .999   
.999    .999    .999    73

75

   *    *    *    *    *    *    *    *    .999    .999    .999    .999    .999
   .999    .999    .999    75

76

   *    *    *    *    *    *    *    *    .999    .999    .999    .999    .999
   .999    .999    .999    76

77

   *    *    *    *    *    *    *    *    .999    .999    .999    .999    .999
   .999    .999    .999    77

78

   *    *    *    *    *    *    *    .999    .999    .999    .999    .999   
.999    .999    .999    .999    78

79

   *    *    *    *    *    *    *    .999    .999    .999    .999    .999   
.999    .999    .999    .999    79

80

   *    *    *    *    *    *    *    .999    .999    .999    .999    .999   
.999    .999    .999    .999    80

81

   *    *    *    *    *    *    .999    .999    .999    .999    .999    .999   
.999    .999    .999    .999    81

82

   *    *    *    *    *    *    .999    .999    .999    .999    .999    .999   
.999    .999    .999    .999    82

83

   *    *    *    *    *    *    .999    .999    .999    .999    .999    .999   
.999    .999    .999    .999    83

84

   *    *    *    *    *    *    .999    .999    .999    .999    .999    .999   
.999    .999    .999    .999    84

85

   *    *    *    *    *    .999    .999    .999    .999    .999    .999    .999
   .999    .999    .999    .999    85

86

   *    *    *    *    *    .999    .999    .999    .999    .999    .999    .999
   .999    .999    .999    .999    86

87

   *    *    *    *    *    .999    .999    .999    .999    .999    .999    .999
   .999    .999    .999    .999    87

88

   *    *    *    *    .999    .999    .999    .999    .999    .999    .999   
.999    .999    .999    .999    .999    88

89

   *    *    *    *    .999    .999    .999    .999    .999    .999    .999   
.999    .999    .999    .999    .999    89     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          20    21    22    23    24    25    26    27    28    29    30    31
   32    33    34    35     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                 INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    7

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

  

20

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    20

21

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    21

22

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    22

23

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    23

24

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    24

25

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    25

26

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    26

27

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    27

28

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    28

29

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    29

30

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    30

31

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    31

32

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    32

33

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    33

34

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    34

35

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    35

36

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    36

37

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    37

38

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    38

39

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    39

40

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    40

41

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    12

42

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    42

43

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    43

44

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    44

45

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    45

46

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    46

47

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    47

48

   .999    .999    .999    .999    .999    .999    .999    .998    .998    .998
   .998    .997    .997    .997    .996    .996    48

49

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .998    .997    .997    .996    .996    .996    49

50

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .998    .997    .997    .996    .996    .996    50

51

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    51

52

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    52

53

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    53

54

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    54     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          35    36    37    38    39    40    41    42    43    44    45    46
   47    48    49    50     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                 INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    8

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

  

55

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    55

56

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    56

57

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    57

58

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .996    58

60

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .995    60

61

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .995    61

62

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .995    62

63

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .995    63

64

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .995    64

65

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .997    .996    .996    .995    65

66

   .999    .999    .999    .999    .999    .999    .998    .998    .998    .998
   .997    .997    .996    .996    .996    .995    66

67

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .998
   .997    .997    .996    .996    .996    .995    67

68

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .996    .995    68

69

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .996    .995    69

70

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .995    .995    70

71

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .995    .995    71

72

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .995    .995    72

73

   .999    .999    .999    .999    .999    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .995    .995    73

74

   .999    .999    .999    .999    .998    .998    .998    .998    .998    .997
   .997    .997    .996    .996    .995    .995    74

75

   .999    .999    .999    .999    .998    .998    .998    .998    .997    .997
   .997    .997    .996    .995    .995    .994    75

76

   .999    .999    .999    .999    .998    .998    .998    .998    .997    .997
   .997    .997    .996    .995    .995    .994    76

77

   .999    .999    .999    .999    .998    .998    .998    .998    .997    .997
   .997    .997    .996    .995    .995    .994    77

78

   .999    .999    .999    .999    .998    .998    .998    .998    .997    .997
   .997    .997    .996    .995    .995    .994    78

79

   .999    .999    .999    .999    .998    .998    .998    .998    .997    .997
   .996    .996    .996    .995    .995    .994    79

80

   .999    .999    .999    .998    .998    .998    .998    .998    .997    .997
   .996    .996    .995    .995    .994    .994    80

81

   .999    .999    .999    .998    .998    .998    .998    .997    .997    .997
   .996    .996    .995    .995    .994    .994    81

82

   .999    .999    .999    .998    .998    .998    .998    .997    .997    .997
   .996    .996    .995    .995    .994    .994    82

83

   .999    .999    .999    .998    .998    .998    .998    .997    .997    .997
   .996    .996    .995    .995    .994    .993    83

84

   .999    .999    .999    .998    .998    .998    .998    .997    .997    .997
   .996    .996    .995    .995    .994    .993    84

85

   .999    .999    .998    .998    .998    .998    .998    .997    .997    .996
   .996    .996    .995    .994    .994    .993    85

86

   .999    .999    .998    .998    .998    .998    .998    .997    .997    .996
   .996    .995    .995    .994    .994    .993    86

87

   .999    .999    .998    .998    .998    .998    .997    .997    .997    .996
   .996    .995    .995    .994    .994    .993    87

88

   .999    .999    .998    .998    .998    .998    .997    .997    .997    .996
   .996    .995    .995    .994    .993    .993    88

89

   .999    .999    .998    .998    .998    .998    .997    .997    .997    .996
   .996    .995    .995    .994    .993    .993    89     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          35    36    37    38    39    40    41    42    43    44    45    46
   47    48    49    50     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    9

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

  

20

   .996    .996    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .983    .980    20

21

   .996    .996    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .983    .980    21

22

   .996    .996    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    22

23

   .996    .996    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    23

24

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    24

25

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    25

26

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    26

27

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    27

28

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    28

29

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .988    .986    .984    .982    .980    29

30

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    30

31

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    31

32

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    32

33

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    33

34

   .996    .995    .995    .995    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    34

35

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    35

36

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    36

37

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    37

38

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    38

39

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    39

40

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    40

41

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    12

42

   .996    .995    .995    .994    .994    .993    .993    .992    .991    .990
   .989    .987    .986    .984    .982    .980    42

43

   .996    .995    .995    .994    .994    .993    .992    .992    .991    .990
   .988    .987    .986    .984    .982    .979    43

44

   .996    .995    .995    .994    .994    .993    .992    .992    .991    .990
   .988    .987    .985    .984    .982    .979    44

45

   .996    .995    .995    .994    .994    .993    .992    .992    .991    .990
   .988    .987    .985    .984    .981    .979    45

46

   .996    .995    .995    .994    .994    .993    .992    .992    .991    .990
   .988    .987    .985    .984    .981    .979    46

47

   .996    .995    .995    .994    .994    .993    .992    .992    .991    .990
   .988    .987    .985    .983    .981    .979    47

48

   .996    .995    .995    .994    .994    .993    .992    .992    .991    .990
   .988    .987    .985    .983    .981    .979    48

49

   .996    .995    .995    .994    .994    .993    .992    .991    .991    .989
   .988    .987    .985    .983    .981    .979    49

50

   .996    .995    .995    .994    .994    .993    .992    .991    .990    .989
   .988    .987    .985    .983    .981    .979    50

51

   .996    .995    .995    .994    .994    .993    .992    .991    .990    .989
   .988    .987    .985    .983    .981    .979    51

52

   .996    .995    .995    .994    .994    .993    .992    .991    .990    .989
   .988    .987    .985    .983    .981    .979    52

53

   .996    .995    .995    .994    .994    .993    .992    .991    .990    .989
   .988    .987    .985    .983    .981    .978    53

54

   .996    .995    .995    .994    .994    .993    .992    .991    .990    .989
   .988    .986    .985    .983    .981    .978    54     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          50    51    52    53    54    55    56    57    58    59    60    61
   62    63    64    65     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    10

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C-

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

  

55

   .996    .995    .995    .994    .994    .993    .992    .991    .990    .989
   .988    .986    .985    .983    .981    .978    55

56

   .996    .995    .995    .994    .993    .993    .992    .991    .990    .989
   .988    .986    .985    .983    .980    .978    56

57

   .996    .995    .995    .994    .993    .993    .992    .991    .990    .989
   .988    .986    .984    .982    .980    .978    57

58

   .996    .995    .995    .994    .993    .993    .992    .991    .990    .989
   .988    .986    .984    .982    .980    .978    58

59

   .995    .995    .995    .994    .993    .993    .992    .991    .990    .989
   .987    .986    .984    .982    .980    .977    59

60

   .995    .995    .994    .994    .993    .993    .992    .991    .990    .989
   .987    .986    .984    .982    .980    .977    60

61

   .995    .995    .994    .994    .993    .993    .992    .991    .990    .989
   .987    .986    .984    .982    .980    .977    61

62

   .995    .995    .994    .994    .993    .992    .992    .991    .990    .988
   .987    .986    .984    .982    .979    .977    62

63

   .995    .995    .994    .994    .993    .992    .992    .991    .990    .988
   .987    .985    .984    .981    .979    .976    63

64

   .995    .995    .994    .994    .993    .992    .991    .991    .989    .988
   .987    .985    .983    .981    .979    .976    64

65

   .995    .995    .994    .994    .993    .992    .991    .990    .989    .988
   .987    .985    .983    .981    .978    .976    65

66

   .995    .995    .994    .994    .993    .992    .991    .990    .989    .988
   .986    .985    .983    .981    .978    .975    66

67

   .995    .995    .994    .993    .993    .992    .991    .990    .989    .988
   .986    .985    .983    .980    .978    .975    67

68

   .995    .995    .994    .993    .993    .992    .991    .990    .989    .988
   .986    .984    .982    .980    .978    .975    68

70

   .995    .994    .994    .993    .992    .992    .991    .990    .989    .987
   .986    .984    .982    .979    .977    .974    70

71

   .995    .994    .994    .993    .992    .992    .991    .990    .988    .987
   .985    .984    .981    .979    .976    .973    71

72

   .995    .994    .994    .993    .992    .991    .990    .989    .988    .987
   .985    .983    .981    .979    .976    .973    72

73

   .995    .994    .993    .993    .992    .991    .990    .989    .988    .986
   .985    .983    .981    .978    .975    .972    73

74

   .995    .994    .993    .993    .992    .991    .990    .989    .988    .986
   .985    .983    .980    .978    .975    .972    74

75

   .994    .994    .993    .993    .992    .991    .990    .989    .987    .986
   .984    .982    .980    .977    .974    .971    75

76

   .994    .994    .993    .992    .992    .991    .990    .989    .987    .986
   .984    .982    .979    .977    .974    .970    76

77

   .994    .994    .993    .992    .991    .990    .989    .988    .987    .985
   .984    .981    .979    .976    .973    .970    77

78

   .994    .993    .993    .992    .991    .990    .989    .988    .987    .985
   .983    .981    .979    .976    .973    .969    78

79

   .994    .993    .993    .992    .991    .990    .989    .988    .986    .985
   .983    .981    .978    .975    .972    .968    79

80

   .994    .993    .992    .992    .991    .990    .989    .988    .986    .984
   .982    .980    .978    .975    .971    .968    80

81

   .994    .993    .992    .992    .991    .990    .989    .987    .986    .984
   .982    .980    .977    .974    .971    .967    81

82

   .994    .993    .992    .991    .990    .989    .988    .987    .985    .984
   .982    .979    .977    .974    .970    .966    82

83

   .993    .993    .992    .991    .990    .989    .988    .987    .985    .983
   .981    .979    .976    .973    .970    .966    83

84

   .993    .993    .992    .991    .990    .989    .988    .986    .985    .983
   .981    .979    .976    .973    .969    .965    84

85

   .993    .992    .992    .991    .990    .989    .988    .986    .985    .983
   .981    .978    .975    .972    .968    .964    85

86

   .993    .992    .992    .991    .990    .989    .987    .986    .984    .982
   .980    .978    .975    .972    .968    .964    86

87

   .993    .992    .991    .990    .990    .988    .987    .986    .984    .982
   .980    .977    .974    .971    .967    .963    87

88

   .993    .992    .991    .990    .989    .988    .987    .985    .984    .982
   .980    .977    .974    .970    .967    .962    88

89

   .993    .992    .991    .990    .989    .988    .987    .985    .983    .981
   .979    .977    .973    .970    .966    .962    89     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          50    51    52    53    54    55    56    57    58    59    60    61
   62    63    64    65     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    11

--------------------------------------------------------------------------------

APPENDICES

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

   76

--------------------------------------------------------------------------------

   77

--------------------------------------------------------------------------------

   78

--------------------------------------------------------------------------------

   79

--------------------------------------------------------------------------------

   80

--------------------------------------------------------------------------------

  

20

   .980    .978    .975    .972    .969    .966    .962    .958    .953    .948
   .942    .937    .931    .924    .918    .911    20

21

   .980    .978    .975    .972    .969    .966    .962    .958    .953    .948
   .942    .937    .931    .924    .917    .911    21

22

   .980    .978    .975    .972    .969    .966    .962    .958    .953    .948
   .942    .937    .930    .924    .917    .911    22

23

   .980    .978    .975    .972    .969    .966    .962    .957    .953    .948
   .942    .937    .930    .924    .917    .910    23

24

   .980    .978    .975    .972    .969    .966    .962    .957    .953    .948
   .942    .936    .930    .924    .917    .910    24

25

   .980    .978    .975    .972    .969    .966    .962    .957    .953    .948
   .942    .936    .930    .924    .917    .910    25

26

   .980    .978    .975    .972    .969    .965    .962    .957    .953    .948
   .942    .936    .930    .924    .917    .910    26

27

   .980    .978    .975    .972    .969    .965    .962    .957    .953    .947
   .942    .936    .930    .923    .917    .910    27

28

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .942    .936    .930    .923    .917    .910    28

29

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .942    .936    .930    .923    .917    .910    29

30

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .942    .936    .930    .923    .916    .910    30

31

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .942    .936    .930    .923    .916    .909    31

32

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .941    .936    .929    .923    .916    .909    32

33

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .941    .935    .929    .923    .916    .909    33

34

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .941    .935    .929    .923    .916    .909    34

35

   .980    .978    .975    .972    .969    .965    .961    .957    .952    .947
   .941    .935    .929    .922    .916    .908    35

36

   .980    .977    .975    .972    .968    .965    .961    .956    .952    .947
   .941    .935    .929    .922    .915    .908    36

37

   .980    .977    .975    .972    .968    .965    .961    .956    .952    .946
   .941    .935    .928    .922    .915    .908    37

38

   .980    .977    .975    .972    .968    .965    .961    .956    .951    .946
   .941    .935    .928    .922    .915    .908    38

39

   .980    .977    .975    .972    .968    .965    .961    .956    .951    .946
   .940    .934    .928    .921    .914    .907    39

40

   .980    .977    .974    .971    .968    .964    .960    .956    .951    .946
   .940    .934    .928    .921    .914    .907    40

41

   .980    .977    .974    .971    .968    .964    .960    .956    .951    .946
   .940    .934    .927    .921    .914    .907    12

42

   .980    .977    .974    .971    .968    .964    .960    .956    .951    .945
   .940    .934    .927    .920    .913    .906    42

43

   .979    .977    .974    .971    .968    .964    .960    .955    .951    .945
   .939    .933    .927    .920    .913    .906    43

44

   .979    .977    .974    .971    .968    .964    .960    .955    .950    .945
   .939    .933    .927    .920    .913    .905    44

45

   .979    .977    .974    .971    .967    .964    .960    .955    .950    .945
   .939    .933    .926    .919    .912    .905    45

46

   .979    .977    .974    .971    .967    .963    .959    .955    .950    .944
   .939    .932    .926    .919    .912    .904    46

47

   .979    .977    .974    .971    .967    .963    .959    .955    .950    .944
   .938    .932    .925    .918    .911    .904    47

48

   .979    .976    .974    .970    .967    .963    .959    .954    .949    .944
   .938    .932    .925    .918    .911    .903    48

49

   .979    .976    .973    .970    .967    .963    .959    .954    .949    .943
   .937    .931    .924    .917    .910    .903    49

50

   .979    .976    .973    .970    .967    .963    .958    .954    .949    .943
   .937    .931    .924    .917    .910    .902    50

51

   .979    .976    .973    .970    .966    .962    .958    .953    .948    .943
   .937    .930    .923    .916    .909    .901    51

52

   .979    .976    .973    .970    .966    .962    .958    .953    .948    .942
   .936    .930    .923    .916    .908    .901    52

53

   .978    .976    .973    .970    .966    .962    .958    .953    .948    .942
   .936    .929    .922    .915    .908    .900    53

54

   .978    .976    .973    .969    .966    .962    .957    .952    .947    .941
   .935    .929    .922    .914    .907    .899    54     

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          65    66    67    68    69    70    71    72    73    74    75    76
   77    78    79    80     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    12

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

   76

--------------------------------------------------------------------------------

   77

--------------------------------------------------------------------------------

   78

--------------------------------------------------------------------------------

   79

--------------------------------------------------------------------------------

   80

--------------------------------------------------------------------------------

  

55

   .978    .975    .972    .969    .965    .961    .957    .952    .947    .941
   .935    .928    .921    .914    .906    .898    55

56

   .978    .975    .972    .969    .965    .961    .957    .952    .946    .940
   .934    .927    .920    .913    .905    .897    56

57

   .978    .975    .972    .969    .965    .961    .956    .951    .946    .940
   .933    .927    .919    .912    .904    .896    57

58

   .978    .975    .972    .968    .965    .960    .956    .951    .945    .939
   .933    .926    .919    .911    .903    .895    58

59

   .977    .975    .971    .968    .964    .960    .955    .950    .945    .939
   .932    .925    .918    .910    .902    .894    59

60

   .977    .974    .971    .968    .964    .959    .955    .950    .944    .938
   .931    .924    .917    .909    .901    .892    60

61

   .977    .974    .971    .967    .963    .959    .954    .949    .943    .937
   .930    .923    .916    .908    .899    .891    61

62

   .977    .974    .970    .967    .963    .959    .954    .948    .943    .936
   .929    .922    .914    .906    .898    .889    62

63

   .976    .973    .970    .966    .962    .958    .953    .948    .942    .935
   .928    .921    .913    .905    .896    .888    63

64

   .976    .973    .970    .966    .962    .957    .952    .947    .941    .934
   .927    .920    .912    .903    .895    .886    64

65

   .976    .973    .969    .966    .961    .957    .952    .946    .940    .933
   .926    .918    .910    .902    .893    .884    65

66

   .975    .972    .969    .965    .961    .956    .951    .945    .939    .933
   .925    .917    .909    .900    .891    .882    66

67

   .975    .972    .968    .964    .960    .956    .950    .944    .938    .931
   .923    .915    .907    .898    .889    .879    67

68

   .975    .971    .968    .964    .959    .956    .949    .943    .937    .930
   .922    .914    .906    .896    .887    .877    68

69

   .974    .971    .967    .963    .959    .954    .948    .942    .935    .928
   .920    .912    .903    .894    .884    .874    69

70

   .974    .970    .967    .962    .958    .953    .947    .941    .934    .927
   .919    .910    .901    .892    .882    .872    70

71

   .973    .970    .966    .962    .957    .952    .946    .940    .933    .925
   .917    .908    .899    .889    .879    .869    71

72

   .973    .969    .965    .952    .956    .951    .945    .939    .931    .924
   .915    .906    .897    .887    .876    .866    72

73

   .972    .969    .965    .960    .955    .950    .944    .937    .930    .922
   .913    .904    .894    .884    .873    .863    73

74

   .972    .968    .964    .959    .954    .949    .943    .936    .928    .920
   .911    .902    .892    .881    .870    .859    74

75

   .971    .967    .963    .958    .953    .948    .941    .934    .927    .918
   .909    .899    .889    .878    .867    .856    75

76

   .970    .967    .962    .958    .952    .946    .940    .933    .925    .916
   .907    .897    .886    .875    .864    .852    76

77

   .970    .966    .961    .957    .951    .945    .938    .931    .923    .916
   .905    .894    .884    .872    .860    .848    77

78

   .969    .965    .961    .956    .950    .944    .941    .930    .921    .912
   .902    .892    .881    .872    .857    .844    78

79

   .969    .964    .960    .955    .949    .943    .940    .928    .919    .910
   .900    .889    .878    .866    .853    .841    79

80

   .968    .964    .959    .954    .948    .941    .934    .926    .918    .908
   .898    .887    .875    .863    .850    .837    80

81

   .967    .963    .958    .953    .947    .940    .933    .925    .916    .906
   .895    .884    .872    .860    .846    .833    81

82

   .966    .962    .957    .952    .948    .939    .931    .923    .914    .904
   .893    .882    .869    .856    .843    .829    82

83

   .966    .961    .956    .951    .944    .937    .930    .921    .912    .902
   .891    .879    .866    .853    .839    .825    83

84

   .965    .960    .955    .950    .943    .936    .928    .920    .910    .900
   .888    .876    .863    .850    .836    .821    84

85

   .964    .960    .954    .949    .942    .935    .927    .918    .908    .898
   .886    .874    .861    .847    .832    .817    85

86

   .964    .959    .954    .948    .941    .934    .925    .916    .906    .896
   .884    .871    .858    .843    .829    .813    86

87

   .963    .958    .953    .947    .940    .932    .924    .915    .905    .894
   .881    .869    .855    .840    .835    .810    87

88

   .962    .957    .952    .946    .939    .931    .923    .913    .903    .891
   .879    .866    .852    .837    .822    .806    88

89

   .962    .957    .951    .945    .938    .930    .921    .912    .901    .889
   .877    .863    .849    .834    .818    .802    89     

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--------------------------------------------------------------------------------

          65    66    67    68    69    70    71    72    73    74    75    76
   77    78    79    80     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    13

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   80

--------------------------------------------------------------------------------

   81

--------------------------------------------------------------------------------

   82

--------------------------------------------------------------------------------

   83

--------------------------------------------------------------------------------

   84

--------------------------------------------------------------------------------

   85

--------------------------------------------------------------------------------

   86

--------------------------------------------------------------------------------

   87

--------------------------------------------------------------------------------

   88

--------------------------------------------------------------------------------

   89

--------------------------------------------------------------------------------

   90

--------------------------------------------------------------------------------

   91

--------------------------------------------------------------------------------

   92

--------------------------------------------------------------------------------

   93

--------------------------------------------------------------------------------

   94

--------------------------------------------------------------------------------

   95

--------------------------------------------------------------------------------

  

20

   .911    .904    .897    .889    .882    .874    .866    .859    .850    .842
   .834    .826    .818    .809    .801    .793    20

21

   .911    .904    .896    .889    .882    .874    .866    .858    .850    .842
   .834    .826    .817    .809    .801    .793    21

22

   .911    .904    .896    .889    .882    .874    .866    .858    .850    .842
   .834    .825    .817    .809    .801    .793    22

23

   .910    .903    .896    .889    .881    .874    .866    .858    .850    .842
   .834    .825    .817    .809    .801    .792    23

24

   .910    .903    .896    .889    .881    .874    .866    .858    .850    .842
   .833    .825    .817    .809    .800    .792    24

25

   .910    .903    .896    .889    .881    .873    .866    .858    .850    .841
   .833    .825    .817    .808    .800    .792    25

26

   .910    .903    .896    .889    .881    .873    .865    .857    .849    .841
   .833    .825    .816    .808    .800    .792    26

27

   .910    .903    .896    .888    .881    .873    .865    .857    .849    .841
   .833    .824    .816    .808    .799    .791    27

28

   .910    .903    .895    .888    .881    .873    .865    .857    .849    .841
   .832    .824    .816    .807    .799    .791    28

29

   .910    .903    .895    .888    .880    .873    .865    .857    .849    .840
   .832    .824    .815    .807    .799    .791    29

30

   .910    .902    .895    .888    .880    .872    .865    .857    .848    .840
   .832    .823    .815    .807    .798    .790    30

31

   .909    .902    .895    .887    .880    .872    .864    .856    .848    .840
   .831    .823    .815    .806    .798    .790    31

32

   .909    .902    .895    .887    .880    .872    .864    .856    .848    .839
   .831    .823    .814    .806    .798    .789    32

33

   .909    .902    .894    .887    .879    .872    .864    .856    .847    .839
   .831    .822    .814    .805    .797    .789    33

34

   .909    .902    .894    .887    .879    .871    .863    .855    .847    .839
   .830    .822    .813    .805    .797    .788    34

35

   .908    .901    .894    .886    .879    .871    .863    .855    .847    .838
   .830    .821    .813    .804    .796    .788    35

36

   .908    .901    .894    .886    .878    .871    .863    .854    .846    .838
   .829    .821    .812    .804    .795    .787    36

37

   .908    .901    .893    .886    .878    .870    .862    .854    .846    .837
   .829    .820    .812    .803    .795    .787    37

38

   .908    .900    .893    .885    .878    .870    .862    .854    .845    .837
   .828    .820    .811    .803    .794    .786    38

39

   .907    .900    .893    .885    .877    .869    .861    .853    .845    .836
   .828    .819    .810    .802    .793    .785    39

40

   .907    .900    .892    .885    .877    .869    .861    .852    .844    .836
   .827    .818    .810    .801    .793    .784    40

41

   .907    .899    .892    .884    .876    .868    .860    .852    .843    .835
   .826    .818    .809    .800    .792    .783    12

42

   .906    .899    .891    .884    .876    .868    .860    .851    .843    .834
   .825    .817    .808    .800    .791    .782    42

43

   .906    .898    .891    .883    .875    .867    .859    .851    .842    .833
   .825    .816    .807    .799    .790    .781    43

44

   .905    .898    .890    .882    .875    .866    .858    .850    .841    .833
   .824    .815    .806    .798    .789    .780    44

45

   .905    .897    .890    .882    .874    .866    .857    .849    .840    .832
   .823    .814    .805    .797    .788    .779    45

46

   .904    .897    .889    .881    .873    .865    .857    .848    .839    .831
   .822    .813    .804    .795    .787    .779    46

47

   .904    .896    .888    .881    .872    .864    .856    .847    .839    .830
   .821    .812    .803    .794    .785    .777    47

48

   .903    .896    .888    .880    .872    .863    .855    .846    .838    .829
   .820    .811    .802    .793    .785    .775    48

49

   .903    .895    .887    .879    .871    .863    .854    .845    .836    .827
   .818    .809    .800    .792    .783    .774    49

50

   .902    .894    .886    .878    .870    .862    .853    .844    .835    .826
   .817    .808    .799    .790    .781    .772    50

51

   .901    .893    .885    .877    .869    .861    .852    .843    .834    .825
   .816    .807    .798    .789    .779    .771    51

52

   .901    .893    .885    .876    .868    .859    .851    .842    .833    .824
   .814    .805    .796    .787    .778    .769    52

53

   .900    .892    .884    .875    .867    .858    .850    .841    .831    .822
   .813    .804    .794    .785    .776    .767    53

54

   .899    .891    .883    .874    .866    .857    .848    .839    .830    .821
   .811    .802    .793    .783    .774    .765    54     

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          80    81    82    83    84    85    86    87    88    89    90    91
   92    93    94    95     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    14

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE C –

 

Conversion From 50% Joint & Survivor to

Twelve Year Certain With 50% Joint & Survivor

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   PENSIONER WHOSE RETIREMENT AGE IS:

--------------------------------------------------------------------------------

  

BENEFICIARY’S

AGE AT

PENSIONER’S

RETIREMENT

--------------------------------------------------------------------------------

   80

--------------------------------------------------------------------------------

   81

--------------------------------------------------------------------------------

   82

--------------------------------------------------------------------------------

   83

--------------------------------------------------------------------------------

   84

--------------------------------------------------------------------------------

   85

--------------------------------------------------------------------------------

   86

--------------------------------------------------------------------------------

   87

--------------------------------------------------------------------------------

   88

--------------------------------------------------------------------------------

   89

--------------------------------------------------------------------------------

   90

--------------------------------------------------------------------------------

   91

--------------------------------------------------------------------------------

   92

--------------------------------------------------------------------------------

   93

--------------------------------------------------------------------------------

   94

--------------------------------------------------------------------------------

   95

--------------------------------------------------------------------------------

  

55

   .898    .890    .882    .873    .865    .856    .847    .838    .828    .819
   .810    .800    .791    .781    .772    .763    55

56

   .897    .889    .880    .872    .863    .854    .845    .836    .827    .817
   .808    .798    .789    .779    .777    .760    56

57

   .896    .888    .879    .871    .862    .853    .844    .834    .825    .815
   .806    .796    .786    .777    .767    .758    57

58

   .895    .886    .876    .869    .860    .851    .842    .833    .823    .813
   .803    .794    .784    .774    .765    .755    58

59

   .894    .885    .876    .868    .859    .849    .840    .830    .821    .811
   .801    .791    .781    .771    .762    .752    59

60

   .892    .884    .875    .866    .857    .847    .838    .828    .818    .808
   .798    .788    .778    .768    .759    .749    60

61

   .891    .882    .873    .864    .855    .845    .836    .826    .815    .806
   .796    .785    .775    .765    .755    .745    61

62

   .889    .880    .871    .862    .853    .843    .833    .823    .813    .803
   .792    .782    .772    .762    .752    .742    62

63

   .888    .878    .869    .860    .850    .840    .830    .820    .810    .800
   .789    .779    .768    .758    .748    .737    63

64

   .886    .876    .867    .857    .848    .838    .828    .817    .807    .796
   .786    .775    .764    .754    .743    .733    64

65

   .884    .874    .865    .855    .845    .835    .825    .814    .803    .792
   .782    .771    .760    .749    .739    .728    65

66

   .882    .872    .862    .852    .842    .832    .821    .810    .800    .789
   .778    .767    .758    .745    .734    .723    66

67

   .879    .870    .860    .849    .839    .828    .818    .807    .796    .784
   .773    .762    .751    .740    .729    .718    67

68

   .877    .867    .857    .846    .836    .825    .814    .803    .791    .780
   .768    .757    .746    .734    .723    .712    68

69

   .874    .864    .854    .843    .832    .821    .810    .798    .787    .775
   .763    .752    .740    .728    .717    .706    69

70

   .872    .861    .851    .840    .828    .817    .806    .794    .782    .770
   .758    .746    .734    .722    .711    .699    70

71

   .869    .858    .847    .836    .825    .813    .801    .789    .777    .765
   .752    .740    .728    .716    .704    .692    71

72

   .866    .855    .843    .832    .820    .808    .796    .784    .772    .759
   .746    .734    .721    .709    .697    .685    72

73

   .863    .851    .840    .828    .816    .804    .791    .779    .766    .753
   .740    .727    .714    .702    .689    .677    73

74

   .859    .848    .836    .824    .811    .799    .786    .773    .760    .747
   .733    .720    .707    .694    .681    .669    74

75

   .856    .844    .831    .819    .806    .794    .780    .767    .754    .740
   .726    .713    .699    .686    .673    .660    75

76

   .852    .840    .827    .814    .801    .788    .775    .761    .747    .733
   .719    .705    .692    .678    .665    .651    76

77

   .848    .836    .823    .810    .796    .783    .769    .755    .740    .726
   .712    .698    .683    .670    .656    .642    77

78

   .844    .831    .818    .805    .791    .777    .763    .748    .734    .719
   .704    .690    .675    .661    .647    .633    78

79

   .841    .827    .814    .800    .786    .771    .757    .742    .727    .712
   .697    .682    .667    .652    .638    .624    79

80

   .837    .823    .809    .795    .780    .766    .751    .735    .720    .704
   .689    .674    .658    .643    .628    .614    80

81

   .833    .819    .804    .790    .775    .760    .744    .729    .713    .697
   .681    .665    .650    .634    .619    .604    81

82

   .829    .815    .800    .785    .770    .754    .738    .722    .706    .690
   .673    .657    .641    .626    .610    .595    82

83

   .825    .810    .795    .780    .764    .748    .732    .716    .699    .682
   .666    .649    .633    .617    .601    .585    83

84

   .821    .806    .791    .775    .759    .743    .726    .709    .692    .675
   .658    .641    .624    .608    .591    .576    84

85

   .817    .802    .786    .770    .754    .737    .720    .703    .685    .668
   .650    .633    .616    .599    .582    .566    85

86

   .813    .798    .782    .765    .758    .731    .714    .696    .678    .660
   .643    .625    .607    .590    .573    .557    86

87

   .810    .794    .777    .760    .743    .726    .708    .690    .672    .653
   .635    .617    .599    .581    .564    .547    87

88

   .806    .789    .773    .755    .738    .720    .702    .683    .665    .646
   .627    .609    .591    .573    .555    .538    88

89

   .802    .785    .768    .751    .733    .714    .696    .677    .658    .639
   .620    .601    .582    .564    .546    .528    89     

--------------------------------------------------------------------------------

  

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--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

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--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

  

--------------------------------------------------------------------------------

          80    81    82    83    84    85    86    87    88    89    90    91
   92    93    94    95     

 

PENSIONER WHOSE RETIREMENT AGE IS: * = 1.000                INTEREST - 7.5000%

PENSIONER’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

BENEFICIARY’S MORTALITY - SPECIAL PENSIONER MORTALITY TABLE

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    15

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE D –

 

Early Retirement Factors – Excess Formula

CECONY Management Participants

 

Applied To The Portion Of The Pension Formula Calculated On

Final Average Salary In Excess Of The Social Security Wage Base

 

Months
Prior to
Age 65

--------------------------------------------------------------------------------

  

Factor

--------------------------------------------------------------------------------

   Months
Prior to
Age 65

--------------------------------------------------------------------------------

   

Factor

--------------------------------------------------------------------------------

   Months
Prior to
Age 65

--------------------------------------------------------------------------------

   

Factor

--------------------------------------------------------------------------------

   Months
Prior to
Age 65

--------------------------------------------------------------------------------

   

Factor

--------------------------------------------------------------------------------

   Months
Prior to
Age 65

--------------------------------------------------------------------------------

   

Factor

--------------------------------------------------------------------------------

   Months
Prior to
Age 65

--------------------------------------------------------------------------------

   

Factor

--------------------------------------------------------------------------------

   Months
Prior to
Age 65

--------------------------------------------------------------------------------

   

Factor

--------------------------------------------------------------------------------

0 (65)

   1.00000    36  (62)   0.76900    72  (59)   0.65400    108  (56)   0.52900   
144  (53)   0.42566    180  (50)   0.34522    216  (47)   0.28489

1

   0.99358    37     0.76583    73     0.65075    109     0.52542    145    
0.42315    181     0.34354    217     0.28321

2

   0.98717    38     0.76267    74     0.64750    110     0.52183    146    
0.42063    182     0.34187    218     0.28154

3

   0.98075    39     0.75950    75     0.64425    111     0.51825    147    
0.41812    183     0.34019    219     0.27986

4

   0.97433    40     0.75633    76     0.64100    112     0.51467    148    
0.41561    184     0.33852    220     0.27819

5

   0.96792    41     0.75317    77     0.63775    113     0.51108    149    
0.41309    185     0.33684    221     0.27651

6

   0.96150    42     0.75000    78     0.63450    114     0.50750    150    
0.41058    186     0.33517    222     0.27484

7

   0.95508    43     0.74683    79     0.63125    115     0.50392    151    
0.40807    187     0.33349    223     0.27316

8

   0.94867    44     0.74367    80     0.62800    116     0.50033    152    
0.40555    188     0.33181    224     0.27148

9

   0.94225    45     0.74050    81     0.62475    117     0.49675    153    
0.40304    189     0.33014    225     0.26981

10

   0.93583    46     0.73733    82     0.62150    118     0.49317    154    
0.40053    190     0.32846    226     0.26813

11

   0.92942    47     0.73417    83     0.61825    119     0.48958    155    
0.39801    191     0.32679    227     0.26646

12 (64)

   0.92300    48  (61)   0.73100    84  (58)   0.61500    120  (55)   0.48600   
156  (52)   0.39550    192  (49)   0.32511    228  (46)   0.26478

13

   0.91658    49     0.72775    85     0.61183    121     0.48349    157    
0.39299    193     0.32343    229     0.26310

14

   0.91017    50     0.72450    86     0.60867    122     0.48097    158    
0.39047    194     0.32176    230     0.26143

15

   0.90375    51     0.72125    87     0.60550    123     0.47846    159    
0.38796    195     0.32008    231     0.25975

16

   0.89733    52     0.71800    88     0.60233    124     0.47594    160    
0.38544    196     0 31841    232     0.25808

17

   0.89092    53     0.71475    89     0.59917    125     0.47343    161    
0.38293    197     0.31673    233     0.25640

18

   0.88450    54     0.71150    90     0.59600    126     0.47091    162    
0.38041    198     0.31506    234     0.25473

19

   0.87806    55     0.70825    91     0.59283    127     0.46840    163    
0.37790    199     0.31338    235     0.25305

20

   0.87167    56     0.70500    92     0.58967    128     0.46589    164    
0.37539    200     0.31170    236     0.25137

21

   0.86525    57     0.70175    93     0.58650    129     0.46337    165    
0.37287    201     0.31003    237     0.24970

22

   0.85883    58     0.69850    94     0.58333    130     0.46086    166    
0.37036    202     0.30835    238     0.24802

23

   0.85242    59     0.69525    95     0.58017    131     0.45834    167    
0.36784    203     0.30668    239     0.24635

24 (63)

   0.84600    60  (60)   0.69200    96  (57)   0.57700    132  (54)   0.45583   
168  (51)   0.36533    204  (48)   0.30500    240  (45)   0.24467

25

   0.83958    61     0.68883    97     0.57300    133     0.45332    169    
0.36365    205     0.30332           

26

   0.83317    62     0.68567    98     0.56900    134     0.45080    170    
0.36198    206     0.30165           

27

   0.82675    63     0.68250    99     0.56500    135     0.44829    171    
0.36030    207     0.29997           

28

   0.82033    64     0.67933    100     0.56100    136     0.44577    172    
0.35863    208     0.29830           

29

   0.81392    65     0.67617    101     0.55700    137     0.44326    173    
0.35695    209     0.29662           

30

   0.80750    66     0.67300    102     0.55300    138     0.44074    174    
0.35528    210     0.29495           

31

   0.80108    67     0.66983    103     0.54900    139     0.43823    175    
0.35360    211     0.29327           

32

   0.79467    68     0.66667    104     0.54500    140     0.43572    176    
0.35192    212     0.29159           

33

   0.78825    69     0.66350    105     0.54100    141     0.43320    177    
0.35025    213     0.28992           

34

   0.78183    70     0.66033    106     0.53700    142     0.43069    178    
0.34857    214     0.28824           

35

   0.77542    71     0.65717    107     0.53300    143     0.42817    179    
0.34690    215     0.28657           

 

Exact Age in (    )                Effective Date: January 1, 1990

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    16

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE E–

 

Conversion From 50% Joint & Survivor to 100% Joint & Survivor

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Age Of Bene.

--------------------------------------------------------------------------------

  PENSIONER

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

35   *   .9641   .9611   .9580   .9548   .9513   .9476   .9437   .9397   .9353  
.9307   .9259   .9208   .9154   .9097   .9037   .8974 36   *   .9649   .9620  
.9589   .9557   .9522   .9486   .9448   .9406   .9363   .9318   .9270   .9219  
.9165   .9109   .9049   .8986 37   *   .9658   .9629   .9598   .9566   .9533  
.9496   .9458   .9417   .9375   .9329   .9281   .9230   .9177   .9120   .9061  
.8998 38   *   .9666   .9639   .9608   .9577   .9542   .9506   .9468   .9428  
.9386   .9341   .9293   .9243   .9189   .9133   .9073   .9010 39   *   .9675  
.9647   .9618   .9585   .9553   .9518   .9479   .9441   .9398   .9353   .9305  
.9256   .9202   .9146   .9087   .9024 40   *   .9684   .9657   .9627   .9597  
.9563   .9529   .9491   .9452   .9410   .9366   .9318   .9269   .9216   .9160  
.9100   .9039 41   *   .9693   .9666   .9637   .9606   .9574   .9540   .9503  
.9464   .9423   .9379   .9332   .9282   .9230   .9174   .9115   .9053 42   *  
.9702   .9677   .9648   .9618   .9586   .9551   .9515   .9477   .9436   .9392  
.9346   .9297   .9244   .9188   .9130   .9069 43   *   .9711   .9686   .9658  
.9629   .9598   .9564   .9527   .9490   .9450   .9406   .9361   .9311   .9260  
.9204   .9145   .9084 44   *   .9721   .9697   .9668   .9640   .9609   .9576  
.9541   .9504   .9463   .9421   .9375   .9327   .9275   .9221   .9162   .9102 45
  *   .9731   .9707   .9679   .9651   .9620   .9588   .9554   .9517   .9478  
.9436   .9390   .9342   .9291   .9237   .9180   .9119 46   *   .9740   .9716  
.9690   .9662   .9632   .9601   .9567   .9531   .9492   .9451   .9406   .9359  
.9308   .9254   .9198   .9137 47   *   .9750   .9726   .9701   .9674   .9645  
.9614   .9581   .9545   .9507   .9466   .9423   .9375   .9326   .9272   .9216  
.9156 48   *   .9759   .9736   .9712   .9686   .9658   .9627   .9594   .9560  
.9522   .9482   .9439   .9392   .9344   .9291   .9234   .9175 49   *   .9769  
.9746   .9723   .9698   .9670   .9640   .9608   .9574   .9538   .9499   .9456  
.9411   .9362   .9310   .9254   .9195 50   *   .9778   .9757   .9734   .9709  
.9682   .9654   .9622   9589   .9553   .9515   .9474   .9428   .9381   .9330  
.9275   .9216 51   *   .9788   .9768   .9745   .9720   .9695   .9667   .9637  
.9604   .9569   .9531   .9491   .9446   .9400   .9349   .9296   .9238 52   *  
.9797   .9777   .9756   .9732   .9707   .9679   .9651   .9619   .9585   .9549  
.9508   .9466   .9420   .9370   .9317   .9260 53   *   .9806   .9788   .9766  
.9743   .9720   .9693   .9665   .9634   .9601   .9565   .9526   .9485   .9440  
.9391   .9338   .9282 54   *   .9815   .9797   .9777   .9755   .9732   .9706  
.9680   .9650   .9617   .9582   .9544   .9504   .9460   .9411   .9360   .9305 55
  *   .9824   .9806   .9788   .9766   .9744   .9720   .9694   .9665   .9634  
.9600   .9563   .9524   .9480   .9433   .9382   .9329 56   *   .9833   .9816  
.9797   .9778   .9756   .9732   .9707   .9680   .9650   .9617   .9582   .9543  
.9501   .9455   .9406   .9353 57   *   .9842   .9825   .9808   .9789   .9768  
.9746   .9721   .9695   .9667   .9634   .9600   .9562   .9521   .9477   .9430  
.9378 58   *   .9850   .9834   .9818   .9800   .9781   .9759   .9735   .9710  
.9682   .9652   .9618   .9582   .9542   .9500   .9453   .9402 59   *   .9858  
.9843   .9829   .9810   .9791   .9772   .9749   .9724   .9698   .9668   .9636  
.9602   .9564   .9522   .9477   .9427 60   *   .9867   .9853   .9838   .9821  
.9803   .9784   .9763   .9739   .9714   .9686   .9655   .9621   .9585   .9544  
.9501   .9453

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    17

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE E–

 

Conversion From 50% Joint & Survivor To 100 % Joint & Survivor

 

CECONY Management Participants And CECONY Weekly Participants

Not Applicable To CECONY Weekly Participants –1

 

    PENSIONER

--------------------------------------------------------------------------------

Age Of Bene.

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

61   *   .9874   .9861   .9847   .9831   .9814   .9796   .9776   .9753   .9729  
.9702   .9673   .9641   .9606   .9567   .9524   .9478 62   *   .9882   .9872  
.9856   .9841   .9825   .9808   .9788   .9767   .9744   .9718   .9691   .9660  
.9626   .9589   .9548   .9503 63   *   .9889   .9878   .9865   .9851   .9835  
.9819   .9801   .9781   .9759   .9735   .9709   .9679   .9647   .9610   .9571  
.9529 64   *   .9896   .9886   .9873   .9861   .9845   .9831   .9813   .9794  
.9774   .9751   .9725   .9697   .9667   .9632   .9595   .9554 65   *   .9903  
.9893   .9881   .9869   .9855   .9841   .9824   .9807   .9788   .9766   .9742  
.9715   .9686   .9654   .9618   .9579 66   *   .9909   .9900   .9889   .9878  
.9866   .9852   .9836   .9819   .9801   .9781   .9758   .9733   .9706   .9675  
.9641   .9603 67   *   .9915   .9907   .9897   .9886   .9874   .9861   .9847  
.9831   .9814   .9795   .9774   .9750   .9724   .9695   .9662   .9627 68   *  
.9921   .9913   .9904   .9894   .9883   .9871   .9858   .9843   .9827   .9809  
.9789   .9767   .9742   .9716   .9684   .9650 69   *   .9927   .9919   .9911  
.9901   .9892   .9880   .9867   .9854   .9839   .9823   .9803   .9783   .9759  
.9734   .9705   .9673 70   *   .9932   .9925   .9918   .9909   .9899   .9889  
.9878   .9864   .9851   .9835   .9817   .9798   .9777   .9752   .9726   .9694 71
  *   .9938   .9931   .9923   .9915   .9906   .9896   .9887   .9875   .9862  
.9847   .9831   .9813   .9793   .9770   .9745   .9716 72   *   .9943   .9936  
.9929   .9921   .9914   .9905   .9895   .9884   .9872   .9859   .9845   .9828  
.9808   .9787   .9763   .9737 73   *   .9947   .9941   .9935   .9928   .9921  
.9912   .9904   .9894   .9883   .9870   .9856   .9840   .9824   .9803   .9781  
.9755 74   *   .9951   .9946   .9940   .9934   .9926   .9919   .9911   .9902  
.9892   .9880   .9867   .9853   .9837   .9819   .9798   .9774 75   *   .9955  
.9950   .9945   .9940   .9933   .9926   .9918   .9910   .9901   .9890   .9879  
.9866   .9850   .9833   .9814   .9792 76   *   .9959   .9954   .9950   .9945  
.9938   .9932   .9925   .9918   .9909   .9899   .9889   .9877   .9862   .9847  
.9829   .9809 77   *   .9962   .9958   .9955   .9949   .9944   .9938   .9931  
.9924   .9917   .9908   .9898   .9886   .9874   .9860   .9844   .9824 78   *  
.9966   .9962   .9959   .9953   .9949   .9944   .9937   .9932   .9923   .9916  
.9907   .9896   .9885   .9871   .9857   .9841 79   *   .9969   .9965   .9962  
.9957   .9953   .9949   .9942   .9937   .9930   .9923   .9915   .9905   .9896  
.9884   .9869   .9854 80   *   .9972   .9969   .9965   .9962   .9957   .9953  
.9948   .9942   .9937   .9930   .9923   .9914   .9905   .9893   .9880   .9867 81
  *   .9974   .9971   .9968   .9965   .9961   .9957   .9953   .9947   .9943  
.9936   .9929   .9922   .9913   .9903   .9891   .9879 82   *   .9977   .9974  
.9971   .9968   .9964   .9961   .9956   .9953   .9948   .9942   .9936   .9929  
.9921   .9912   .9902   .9890 83   *   .9979   .9977   .9974   .9971   .9968  
.9965   .9961   .9958   .9953   .9947   .9942   .9935   .9929   .9921   .9911  
.9900 84   *   .9981   .9979   .9976   .9974   .9971   .9968   .9965   .9961  
.9957   .9952   .9947   .9941   .9935   .9927   .9920   .9909 85   *   .9983  
.9981   .9979   .9976   .9974   .9971   .9968   .9964   .9961   .9957   .9953  
.9948   .9942   .9934   .9927   .9918

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    18

--------------------------------------------------------------------------------

APPENDICES

 

TABLE E –

 

CONVERSION FROM 50% JOINT & SURVIVOR TO 100 % JOINT & SURVIVOR

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Age Of Bene.

--------------------------------------------------------------------------------

  PENSIONER

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

35   *   .8909   .8840   .8767   .8692   .8615   .8535   .8452   .8368   .8281  
.8193   8103   .8011   .7919   .7826   .7731 36   *   .8920   .8851   .8779  
.8703   .8626   .8546   .8463   .8379   .8292   .8204   .8114   .8022   .7930  
.7835   .7741 37   *   .8932   .8863   .8791   .8716   .8638   .8558   .8475  
.8390   .8304   .8215   .8125   .8033   .7941   .7847   .7751 38   *   .8945  
.8875   .8803   .8729   .8651   .8571   .8488   .8404   .8317   .8227   .8138  
.8045   .7952   .7857   .7762 39   *   .8958   .8889   .8817   .8742   .8665  
.8584   .8502   .8417   .8330   .8240   .8150   .8058   .7964   .7870   .7774 40
  *   .8972   .8904   .8832   .8757   .8679   .8599   .8516   .8431   .8344  
.8255   .8164   .8071   .7977   .7883   .7787 41   *   .8988   .8919   .8847  
.8772   .8694   .8614   .8531   .8446   .8358   .8269   .8178   .8086   .7992  
.7896   .7800 42   *   .9002   .8934   .8863   .8788   .8710   .8630   .8546  
.8461   .8374   .8284   .8194   .8101   .8007   .7911   .7814 43   *   .9019  
.8951   .8879   .8805   .8727   .8647   .8564   .8478   .8391   .9302   .8211  
.8117   .8022   .7926   .7829 44   *   .9036   .8968   .8896   .8823   .8745  
.8664   .8581   .8496   .8404   .8318   .8227   .8013   .8039   .7943   .7846 45
  *   .9054   .8986   .8916   .8841   .8763   .8682   .8600   .8515   .8427  
.8337   .8245   .8152   .8057   .7959   .7862 46   *   .9073   .9005   .8935  
.8860   .8783   .8702   .8619   .8534   .8446   .8356   .8265   .8170   .8075  
.7979   .7880 47   *   .9092   .9025   .8954   .8881   .8803   .8723   .8640  
.8555   .8467   .8377   .8284   .8190   .8094   .7998   .7900 48   *   .9112  
.9045   .8975   .8902   .8824   .8745   .8661   .8576   .8488   .8398   .8305  
.8212   .8116   .8018   .7920 49   *   .9133   .9066   .8996   .8923   .8847  
.8767   .8684   .8599   .8511   .8421   .8328   .8233   .8138   .8040   .7941 50
  *   .9154   .9089   .9019   .8946   .8870   .8791   .8707   .8622   .8534  
.8445   .8352   .8258   .8160   .8062   .7963 51   *   .9176   .9111   .9042  
.8970   .8894   .8814   .8732   .8647   .8559   .8469   .8377   .8282   .8185  
.8087   .7987 52   *   .9199   .9134   .9066   .8995   .8919   .8840   .8758  
.8673   .8585   .8495   .8403   .8308   .8211   .8112   .8012 53   *   .9223  
.9159   .9091   .9020   .8945   .8867   .8785   .8700   .8613   .8523   .8430  
.8335   .8239   .8139   .8039 54   *   .9246   .9183   .9117   .9046   .8972  
.8894   .8813   .8728   .8641   .8551   .8459   .8364   .8267   .8167   .8067 55
  *   .9271   .9209   .9144   .9073   .9000   .8923   .8842   .8757   .8671  
.8581   .8489   .8395   .8297   .8197   .8096 56   *   .9296   .9235   .9171  
.9102   .9028   .8952   .8872   .8789   .8703   .8612   .8521   .8426   .8328  
.8229   .8128 57   *   .9322   .9261   .9198   .9130   .9058   .8983   .8903  
.8821   .8735   .8646   .8554   .8459   .8362   .8263   .8161 58   *   .9348  
.9289   .9226   .9159   .9089   .9014   .8935   .8854   .8768   .8680   .8589  
.8494   .8397   .8297   .8196 59   *   .9374   .9317   .9255   .9190   .9121  
.9047   .8969   .8888   .8803   .8716   .8625   .8530   .8434   .8334   .8233 60
  *   .9401   .9346   .9285   .9221   .9152   .9080   .9003   .8924   .8840  
.8753   .8663   .8569   .8472   .8372   .8271

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    19

--------------------------------------------------------------------------------

APPENDICES

 

TABLE E –

 

CONVERSION FROM 50% JOINT & SURVIVOR TO 100 % JOINT & SURVIVOR

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Age Of Bene.

--------------------------------------------------------------------------------

  PENSIONER

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

61   *   .9428   .9373   .9315   .9252   .9185   .9113   .9039   .8960   .8878  
.8791   .8701   .8608   .8512   .8413   .8312 62   *   .9454   .9402   .9345  
.9284   .9218   .9149   .9074   .8998   .8916   .8830   .8742   .8649   .8554  
.8455   .8354 63   *   .9482   .9431   .9375   .9316   .9252   .9184   .9111  
.9035   .8955   .8871   .8784   .8692   .8597   .8499   .8398 64   *   .9509  
.9459   .9406   .9348   .9285   .9219   .9149   .9074   .8995   .8912   .8826  
.8736   .8641   .8544   .8443 65   *   .9535   .9487   .9437   .9380   .9320  
.9255   .9186   .9113   .9036   .8956   .8871   .8781   .8687   .8591   .8491 66
  *   .9562   .9516   .9466   .9412   .9354   .9291   .9225   .9153   .9078  
.8998   .8914   .8827   .8735   .8638   .8540 67   *   .9588   .9543   .9496  
.9444   .9388   .9327   .9263   .9194   .9120   .9042   .8960   .8873   .8783  
.8688   .8590 68   *   .9612   .9571   .9525   .9475   .9422   .9363   .9301  
.9234   .9162   .9086   .9006   .8922   .8832   .8739   .8642 69   *   .9637  
.9597   .9554   .9506   .9455   .9398   .9338   .9274   .9204   .9130   .9052  
.8969   .8882   .8790   .8695 70   *   .9661   .9623   .9582   .9537   .9488  
.9433   .9375   .9313   .9245   .9174   .9098   .9018   .8933   .8843   .8749 71
  *   .9684   .9649   .9610   .9566   .9520   .9468   .9412   .9353   .9287  
.9218   .9145   .9066   .8983   .8895   .8803 72   *   .9706   .9673   .9636  
.9596   .9551   .9502   .9449   .9391   .9329   .9263   .9191   .9116   .9035  
.8948   .8859 73   *   .9728   .9697   .9662   .9624   .9581   .9535   .9485  
.9429   .9370   .9306   .9237   .9164   .9085   .9002   .8914 74   *   .9748  
.9720   .9687   .9650   .9611   .9566   .9519   .9467   .9409   .9348   .9283  
.9211   .9136   .9055   .8970 75   *   .9768   .9741   .9711   .9676   .9639  
.9598   .9552   .9502   .9448   .9390   .9327   .9259   .9186   .9108   .9026 76
  *   .9787   .9761   .9732   .9702   .9666   .9627   .9584   .9537   .9486  
.9431   .9371   .9306   .9235   .9160   .9080 77   *   .9804   .9780   .9754  
.9725   .9693   .9656   .9615   .9571   .9523   .9470   .9412   .9351   .9285  
.9212   .9135 78   *   .9821   .9799   .9774   .9747   .9716   .9682   .9644  
.9603   .9557   .9508   .9454   .9396   .9331   .9262   .9188 79   *   .9836  
.9816   .9793   .9768   .9739   .9708   .9672   .9634   .9591   .9544   .9493  
.9438   .9377   .9311   .9239 80   *   .9850   .9832   .9811   .9788   .9761  
.9732   .9699   .9663   .9623   .9579   .9531   .9478   .9421   .9357   .9290 81
  *   .9864   .9847   .9828   .9806   .9781   .9755   .9723   .9690   .9653  
.9611   .9567   .9517   .9463   .9403   .9339 82   *   .9876   .9861   .9843  
.9824   .9801   .9775   .9747   .9716   .9681   .9644   .9601   .9553   .9503  
.9447   .9386 83   *   .9887   .9873   .9857   .9839   .9818   .9795   .9769  
.9740   .9709   .9673   .9633   .9589   .9541   .9488   .9431 84   *   .9898  
.9885   .9871   .9854   .9835   .9813   .9789   .9763   .9732   .9701   .9664  
.9624   .9578   .9529   .9474 85   *   .9908   .9896   .9883   .9868   .9850  
.9831   .9808   .9784   .9757   .9726   .9693   .9654   .9614   .9567   .9516

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    20

--------------------------------------------------------------------------------

APPENDICES

 

TABLE F –

 

CONVERSION FROM 50% JOINT & SURVIVOR TO 100 % JOINT & SURVIVOR WITH POP UP

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Age Of Bene.

--------------------------------------------------------------------------------

  PENSIONER

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

35   *   .9633   .9603   .9572   .9539   .9504   .9467   .9428   .9387   .9343  
.9297   .9249   .9198   .9144   .9087   .9027   .8964 36   *   .9641   .9612  
.9580   .9548   .9513   .9476   .9437   .9396   .9353   .9308   .9259   .9208  
.9154   .9098   .9037   .8974 37   *   .9649   .9619   .9589   .9556   .9522  
.9486   .9447   .9406   .9363   .9318   .9269   .9219   .9165   .9109   .9049  
.8986 38   *   .9657   .9628   .9598   .9565   .9531   .9495   .9457   .9417  
.9374   .9329   .9280   .9230   .9176   .9120   .9060   .8997 39   *   .9665  
.9636   .9606   .9574   .9541   .9505   .9467   .9427   .9384   .9340   .9292  
.9242   .9188   .9132   .9072   .9010 40   *   .9673   .9645   .9615   .9584  
.9550   .9516   .9477   .9438   .9396   .9351   .9304   .9253   .9200   .9144  
.9085   .9023 41   *   .9681   .9653   .9624   .9593   .9560   .9525   .9488  
.9449   .9407   .9363   .9315   .9265   .9213   .9157   .9098   .9035 42   *  
.9690   .9663   .9634   .9603   .9570   .9536   .9499   .9460   .9419   .9375  
.9328   .9279   .9227   .9170   .9111   .9050 43   *   .9698   .9672   .9643  
.9614   .9582   .9547   .9511   .9472   .9431   .9387   .9341   .9291   .9240  
.9184   .9126   .9064 44   *   .9707   .9681   .9653   .9623   .9591   .9558  
.9522   .9484   .9444   .9400   .9354   .9306   .9254   .9199   .9140   .9079 45
  *   .9716   .9690   .9662   .9633   .9603   .9569   9534   .9496   .9457  
.9414   .9368   .9320   .9268   .9214   .9156   .9095 46   *   .9724   .9699  
.9672   .9644   .9613   .9581   .9546   .9509   .9470   .9427   .9382   .9335  
.9283   .9229   .9172   .9111 47   *   .9732   .9708   .9682   .9655   .9624  
.9592   .9559   .9522   .9483   .9441   .9397   .9349   .9299   .9245   .9188  
.9127 48   *   .9741   .9718   .9692   .9665   .9635   .9604   .9570   .9535  
.9497   .9456   .9411   .9364   .9315   .9261   .9204   .9145 49   *   .9750  
.9727   .9702   .9675   .9647   .9616   .9582   .9548   .9510   .9470   .9426  
.9380   .9331   .9278   .9222   .9162 50   *   .9759   .9736   .9712   .9686  
.9657   .9628   .9595   .9561   .9525   .9485   .9442   .9396   .9347   .9296  
.9240   .9181 51   *   .9767   .9745   .9721   .9696   .9669   .9640   .9608  
.9574   .9538   .9499   .9458   .9413   .9365   .9313   .9259   .9200 52   *  
.9775   .9754   .9731   .9707   .9680   .9651   .9620   .9588   .9552   .9515  
.9473   .9429   .9382   .9331   .9277   .9219 53   *   .9784   .9764   .9741  
.9717   .9691   .9663   .9634   .9602   .9567   .9529   .9489   .9446   .9399  
.9349   .9295   .9239 54   *   .9792   .9772   .9751   .9727   .9703   .9675  
.9646   .96115   .9581   .9545   .9505   .9463   .9417   .9368   .9315   .9258
55   *   .9800   .9780   .9760   .9737   .9713   .9687   .9659   .9628   .9595  
.9560   .9520   .9480   .9435   .9386   .9334   .9279 56   *   .9808   .9789  
.9769   .9747   .9724   .9698   .9671   .9641   .9609   .9574   .9538   .9496  
.9454   .9406   .9355   .9299 57   *   .9816   .9798   .9779   .9757   .9734  
.9710   .9683   .9654   .9624   .9590   .9553   .9514   .9471   .9424   .9375  
.9321 58   *   .9823   .9806   .9787   .9767   .9746   .9721   .9695   .9668  
.9637   .9605   .9569   .9531   .9489   .9445   .9395   .9343 59   *   .9831  
.9813   .9796   .9776   .9755   .9733   .9707   .9680   .9651   .9620   .9585  
.9548   .9507   .9464   .9415   .9363 60   *   .9838   .9822   .9804   .9785  
.9765   .9743   .9720   .9693   .9666   .9635   .9602   .9565   .9525   .9482  
.9436   .9385

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    21

--------------------------------------------------------------------------------

APPENDICES

 

TABLE F –

 

CONVERSION FROM 50% JOINT & SURVIVOR TO 100 % JOINT & SURVIVOR WITH POP UP

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Age Of Bene.

--------------------------------------------------------------------------------

  PENSIONER

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

61   *   .9845   .9830   .9813   .9795   .9775   .9754   .9732   .9706   .9679  
.9649   .9617   .9582   .9543   .9501   .9456   .9407 62   *   .9852   .9837  
.9821   .9804   .9785   .9765   .9742   .9719   .9692   .9664   .9633   .9599  
.9561   .9520   .9476   .9428 63   *   .9858   .9845   .9829   .9813   .9794  
.9775   .9754   .9730   .9705   .9678   .9649   .9615   .9579   .9539   .9496  
.9450 64   *   .9865   .9851   .9836   .9821   .9803   .9785   .9765   .9742  
.9718   .9692   .9663   .9631   .9596   .9558   .9517   .9471 65   *   .9871  
.9858   .9844   .9829   .9813   .9795   .9775   .9754   .9731   .9706   .9678  
.9646   .9613   .9577   .9537   .9493 66   *   .9877   .9864   .9851   .9837  
.9821   .9804   .9786   .9765   .9743   .9718   .9692   .9662   .9631   .9595  
.9556   .9513 67   *   .9883   .9871   .9859   .9844   .9829   .9813   .9795  
.9775   .9754   .9732   .9706   .9678   .9647   .9613   .9575   .9534 68   *  
.9888   .9878   .9864   .9852   .9837   .9822   .9805   .9786   .9767   .9744  
.9720   .9693   .9662   .9630   .9594   .9554 69   *   .9894   .9883   .9871  
.9858   .9845   .9830   .9814   .9797   .9778   .9756   .9733   .9707   .9678  
.9647   .9612   .9575 70   *   .9899   .9888   .9878   .9865   .9852   .9838  
.9823   .9806   .9788   .9768   .9746   .9721   .9694   .9664   .9630   .9593 71
  *   .9904   .9894   .9884   .9872   .9859   .9846   .9832   .9816   .9799  
.9779   .9758   .9735   .9708   .9680   .9648   .9612 72   *   .9909   .9899  
.9889   .9878   .9867   .9854   .9841   .9825   .9808   .9790   .9770   .9747  
.9723   .9696   .9665   .9631 73   *   .9913   .9904   .9895   .9885   .9873  
.9861   .9849   .9833   .9818   .9801   .9781   .9761   .9737   .9710   .9682  
.9648 74   *   .9917   .9910   .9900   .9891   .9879   .9869   .9856   .9842  
.9828   .9812   .9792   .9773   .9750   .9725   .9697   .9666 75   *   .9922  
.9914   .9906   .9896   .9886   .9875   .9863   .9850   .9837   .9821   .9804  
.97784   .9763   .9739   .9712   .9682 76   *   .9926   .9918   .9910   .9902  
.9891   .9881   .9871   .9858   .9845   .9830   .9814   .9796   .9775   .9753  
.9727   .9698 77   *   .9930   .9922   .9915   .9907   .9898   .9887   .9877  
.9865   .9853   .9839   .9823   .9806   .9787   .9766   .9742   .9715 78   *  
.9934   .9927   .9919   .9911   .9903   .9893   .9883   .9872   .9860   .9847  
.9833   .9817   .9798   .9777   .9756   .9730 79   *   .9937   .9931   .9923  
.9915   .9907   .9899   .9889   .9879   .9868   .9856   .9842   .9826   .9809  
.9790   .9768   .9744 80   *   .9941   .9934   .9928   .9921   .9913   .9904  
.9895   .9886   .9875   .9864   .9851   .9836   .9820   .9801   .9780   .9758 81
  *   .9943   .9937   .9931   .9924   .9917   .9910   .9901   .9891   .9882  
.9870   .9858   .9845   .9830   .9813   .9792   .9771 82   *   .9947   .9941  
.9935   .9928   .9922   .9914   .9906   .9898   .9889   .9878   .9866   .9853  
.9839   .9823   .9804   .9784 83   *   .9950   .9944   .9939   .9933   .9926  
.9920   .9911   .9904   .9894   .9885   .9874   .9862   .9849   .9833   .9815  
.9796 84   *   .9953   .9948   .9942   .9936   .9930   .9924   .9916   .9909  
.9900   .9891   .9882   .9870   .9857   .9842   .9827   .9808 85   *   .9955  
.9951   .9946   .9939   .9934   .9928   .9921   .9914   .9906   .9897   .9888  
.9878   .9865   .9851   .9836   .9818

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    22

--------------------------------------------------------------------------------

APPENDICES

 

TABLE F –

 

CONVERSION FROM 50% JOINT & SURVIVOR TO 100 % JOINT & SURVIVOR WITH POP UP

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

Age Of Bene.

--------------------------------------------------------------------------------

  PENSIONER

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

35   *   .8898   .8829   .8757   .8682   .8605   .8525   .8443   .8358   .8272  
.8184   .8095   .8003   .7911   .7818   .7724 36   *   .8908   .8840   .8768  
.8693   .8615   .8535   .8453   .8368   .8282   .8194   .8104   .8013   .7920  
.7826   .7732 37   *   .8920   .8851   .8779   .8704   .8627   .8546   .8464  
.8380   .8293   .8204   .8115   .8023   .7931   .7837   .7743 38   *   .8932  
.8862   .8791   .8715   .8638   .8558   .8475   .8391   .8305   .8216   .8127  
.8034   .7942   .7848   .7753 39   *   .8944   .8875   .8803   .8727   .8651  
.8571   .8488   .8403   .8317   .8228   .8138   .8046   .7953   .7859   .7764 40
  *   .8956   .8888   .8816   .8742   .8663   .8583   .8501   .8416   .8330  
.8240   .8150   .8058   .7965   .7871   .7775 41   *   .8970   .8901   .8829  
.8755   .8678   .8597   .8515   .8430   .8342   .8254   .8164   .8071   .7977  
.7883   .7788 42   *   .8984   .8916   .8844   .8769   .8691   .8612   .8528  
.8444   .8356   .8268   .8177   .8085   .7991   .7896   .7800 43   *   .8998  
.8931   .8859   .8784   .8707   .8626   .8544   .8458   .8371   .8283   .8192  
.8099   .8005   .7910   .7813 44   *   .9014   .8946   .8874   .8800   .8722  
.8642   .8559   .8474   .8387   .8298   .8207   .8114   .8020   .7924   .7828 45
  *   .9030   .8962   .8891   .8816   .8738   .8658   .8576   .8491   .8403  
.8314   .8223   .8130   .8035   .7940   .7843 46   *   .9046   .8978   .8908  
.8833   .8756   .8676   .8593   .8508   .8420   .8331   .8241   .8147   .8052  
.7956   .7859 47   *   .9063   .8996   .8925   .8852   .8774   .8694   .8611  
.8526   .8439   .8350   .8258   .8164   .8069   .7973   .7877 48   *   .9081  
.9013   .8944   .8870   .8792   .8713   .8630   .8545   .8457   .8368   .8277  
.8184   .8088   .7992   .7894 49   *   .9099   .9032   .8962   .8889   .8812  
.8733   .8650   .8565   .8478   .8388   .8296   .8203   .8107   .8011   .7913 50
  *   .9118   .9052   .8982   .8909   .8833   .8754   .8671   .8586   .8498  
.8409   .8318   .8224   .8127   .8030   .7932 51   *   .9138   .9072   .9002  
.8930   .8854   .8774   .8692   .8608   .8520   .8431   .8339   .8245   .8149  
.8052   .7953 52   *   .9158   .9092   .9023   .8951   .8876   .8796   .8714  
.8630   .8542   .8454   .8362   .8268   .8172   .8074   .7975 53   *   .9178  
.9113   .9045   .8973   .8898   .8820   .8737   .8653   .8567   .8477   .8386  
.8292   .8196   .8098   .7999 54   *   .9199   .9135   .9067   .8996   .8922  
.8843   .8762   .8678   .8591   .8502   .8411   .8317   .8220   .8122   .8023 55
  *   .9220   .9157   .9090   .9020   .8946   .8868   .8787   .8703   .8617  
.8528   .8436   .8342   .8246   .8148   .8048 56   *   .9242   .9180   .9113  
.9044   .8970   .8892   .8812   .8730   .8644   .8554   .8463   .8370   .8274  
.8176   .8076 57   *   .9263   .9202   .9137   .9068   .8995   .8919   .8839  
.8757   .8671   .8582   .8492   .8398   .8302   .8203   .8105 58   *   .9285  
.9225   .9160   .9093   .9021   .8945   .8866   .8785   .8699   .8611   .8521  
.8427   .8331   .8234   .8134 59   *   .9309   .9250   .9186   .9118   .9048  
.8973   .8895   .8813   .8728   .8641   .8551   .8457   .8362   .8264   .8164 60
  *   .9331   .9273   .9210   .9144   .9074   .9001   .8922   .8842   .8758  
.8672   .8582   .8490   .8394   .8296   .8196

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    23

--------------------------------------------------------------------------------

APPENDICES

 

TABLE F –

 

CONVERSION FROM 50% JOINT & SURVIVOR TO 100 % JOINT & SURVIVOR WITH POP UP

 

CECONY Management Participants and CECONY Weekly Participants

Not Applicable to CECONY Weekly Participants –1

 

    P E N S I O N E R

--------------------------------------------------------------------------------

Age Of Bene.

--------------------------------------------------------------------------------

 

*

*

*

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

61   *   .9354   .9297   .9235   .9170   .9101   .9628   .8952   .8872   .8790  
.8702   .8613   .8522   .8426   .8329   .8230 62   *   .9377   .9320   .9261  
.9197   .9129   .9057   .8982   8904   .8821   .8735   .8647   .8555   .8460  
.8363   .8264 63   *   .9399   .9345   .9286   .9224   .9156   .9087   .9012  
.8934   .8853   .8768   .8680   .8589   .8495   .8398   .8299 64   *   .9423  
.9369   .9312   .9250   .9185   .9115   .9042   .8966   .8885   .8801   .8715  
.8624   .8531   .8434.   .8336 65   *   .9445   .9392   .9337   .9277   .9213  
.9144   .9073   .8998   .8918   .8836   .8750   .8661   8567   .8472   .8374 66
  *   .9467   .9416   .9362   .9303   .9241   .9174   .9104   .9030   .8952  
.8870   .8785   .8696   .8605   .8510   .8412 67   *   .9489   .9440   .9387  
.9330   .9269   .9204   .9135   .9062   .8986   .8905   .8821   .8734   .8642  
.8549   .8451 68   *   .9511   .9463   .9411   .9356   .9297   .9234   .9166  
.9095   .9019   .8941   .8858   .8772   .8681   .8588   .8493 69   *   .9532  
.9486   .9436   .9382   .9324   .9262   .9197   .9128   .9053   .8976   .8895  
.8809   .8720   .8629   .8533 70   *   .9553   9509   .9461   .9409   .9353  
.9292   .9227   .9159   .9087   .9011   .8931   .8847   .8760   .8669   .8575 71
  *   .9573   .9531   .9484   .9434   .9379   .9320   .9258   .9192   .9121  
.9046   .8968   .8886   .8800   .8710   .8617 72   *   .9593   .9552   .9507  
.9459   .9406   .9349   .9289   .9224   .9154   .9082   .9006   .8925   .8840  
.8752   .8660 73   *   .9612   .9573   .9530   .9483   .9432   .9377   .9318  
.9254   .9189   .9117   .9043   .8963   .8880   .8794   .8702 74   *   .9631  
.9594   .9553   .9507   .9458   .9405   .9348   .9286   .9221   .9152   .9080  
.9001   .8920   .8835   .8746 75   *   .9649   .9614   .9575   .9531   .9482  
.9432   .9376   .9317   .9254   .9186   .9115   .9039   .8960   .8876   .8789 76
  *   .9667   .9633   .9594   .9553   .9508   .9457   .9404   .9347   .9285  
.9221   .9151   .9077   .9000   .8918   .8832 77   *   .9685   .9652   .9615  
.9575   .9531   .9483   .9432   .9376   .9318   .9254   .9187   .9114   .9039  
.8960   .8875 78   *   .9701   .9669   .9634   .9597   .9554   .9508   .9458  
.9405   .9348   .9287   .9221   .9153   .9078   .9000   .8918 79   *   .9717  
.9687   .9653   .9616   .9576   .9532   .9485   .9434   .9378   .9319   .9255  
.9189   .9116   .9040.   .8960 80   *   .9732   .9703   .9672   .9636   .9598  
.9556   .9510   .9460   .9407   .9350   .9288   .9223   .9154   .9079   .9001 81
  *   .9747   .9720   .9690   .9656   .9618   .9579   .9534   .9487   .9435  
.9380   .9322   .9258   .9191   .9118   .9042 82   *   .9760   .9735   .9706  
.9674   .9639   .9600   .9558   .9512   .9463   .9411   .9354   .9292   .9227  
.9157   .9083 83   *   .9774   .9749   .9722   .9691   .9658   .9621   .9581  
.9537   .9491   .9439   .9386   .9326   .9263   .9195   .9123 84   *   9787  
.9764   .9737   .9709   .9676   .9641   .9603   .9562   .9516   .9469   .9416  
.9359   .9297   .9232   .9163 85   *   .9799   .9777   .9753   .9725   .9695  
.9661   .9625   .9585   .9543   .9495   .9445   .9390   .9333.   .9269   .9202

 

246721–Consolidated Edison Retirement Plan – Appendices Amended 2004    24

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE G–

 

All CECONY Participants Whose Distributions Begin Before January 1, 2005

Social Security Leveling Factors

 

    Leveling To Age 62

--------------------------------------------------------------------------------

AGE

--------------------------------------------------------------------------------

  0

--------------------------------------------------------------------------------

  1

--------------------------------------------------------------------------------

  2

--------------------------------------------------------------------------------

  3

--------------------------------------------------------------------------------

  4

--------------------------------------------------------------------------------

  5

--------------------------------------------------------------------------------

  6

--------------------------------------------------------------------------------

  7

--------------------------------------------------------------------------------

  8

--------------------------------------------------------------------------------

  9

--------------------------------------------------------------------------------

  10

--------------------------------------------------------------------------------

  11

--------------------------------------------------------------------------------

45   0.223320   0.224894   0.226467   0.228041   0.229614   0.231188   0.232761
  0.234335   0.235909   0.237482   0.239056   0.240629 46   0.242203   0.243923
  0.245643   0.247363   0.249083   0.250803   0.252523   0.254243   0.255963  
0.257683   0.259403   0.261123 47   0.262843   0.264725   0.266607   0.268489  
0.270371   0.272253   0.274135   0.276017   0.277899   0.279781   0.281663  
0.283545 48   0.285427   0.287488   0.289550   0.291611   0.293673   0.295734  
0.297796   0.299857   0.301918   0.303980   0.306041   0.308103 49   0.310164  
0.312425   0.314686   0.316946   0.319207   0.321468   0.323729   0.325989  
0.328250   0.330511   0.332772   0.335032 50   0.337293   0.339775   0.342258  
0.344740   0.347223   0.349705   0.352188   0.354670   0.357152   0.359635  
0.362117   0.364600 51   0.367082   0.369811   0.372541   0.375271   0.378000  
0.380730   0.383459   0.386189   0.388918   0.391648   0.394377   0.397107 52  
0.399836   0.402841   0.405847   0.408852   0.411858   0.414863   0.417869  
0.420874   0.423879   0.426885   0.429890   0.432896 53   0.435901   0.439215  
0.442530   0.445844   0.449159   0.452473   0.455788   0.459102   0.462416  
0.465731   0.469045   0.472360 54   0.475674   0.479335   0.482997   0.486658  
0.490319   0.493981   0.497642   0.501303   0.504965   0.508626   0.512287  
0.515949 55   0.519610   0.523662   0.527713   0.531765   0.535817   0.539868  
0.543920   0.547972   0.552023   0.556075   0.560127   0.564178 56   0.568230  
0.572723   0.577215   0.581707   0.586200   0.590693   0.595185   0.599678  
0.604170   0.608663   0.613155   0.617648 57   0.622140   0.627131   0.632123  
0.637114   0.642106   0.647097   0.652089   0.657080   0.662071   0.667063  
0.672054   0.677046 58   0.682037   0.687595   0.693154   0.698712   0.704270  
0.709829   0.715387   0.720945   0.726504   0.732062   0.737620   0.743179 59  
0.748737   0.754941   0.761146   0.767350   0.773554   0.779759   0.785963  
0.792167   0.798372   0.804576   0.810780   0.816985 60   0.823189   0.830132  
0.837075   0.844018   0.850962   0.857905   0.864848   0.871791   0.878734  
0.885677   0.892621   0.899564 61   0.906507   0.914298   0.922089   0.929880  
0.937671   0.945462   0.953254   0.961045   0.968836   0.976627   0.984418  
0.992209 62   1.000000                                            

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    25

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE G–

 

All CECONY Participants

Social Security Leveling Factors for Distributions Beginning Before January 1,
2005

 

    Leveling To Age 65

--------------------------------------------------------------------------------

AGE

--------------------------------------------------------------------------------

  0

--------------------------------------------------------------------------------

  1

--------------------------------------------------------------------------------

  2

--------------------------------------------------------------------------------

  3

--------------------------------------------------------------------------------

  4

--------------------------------------------------------------------------------

  5

--------------------------------------------------------------------------------

  6

--------------------------------------------------------------------------------

  7

--------------------------------------------------------------------------------

  8

--------------------------------------------------------------------------------

  9

--------------------------------------------------------------------------------

  10

--------------------------------------------------------------------------------

  11

--------------------------------------------------------------------------------

45   0.164388   0.165546   0.166705   0.167863   0.169021   0.170180   0.171338
  0.172496   0.173655   0.174813   0.175971   0.177130 46   0.178288   0.179554
  0.180820   0.182087   0.183353   0.184619   0.185885   0.187151   0.188417  
0.189683   0.190950   0.192216 47   0.193482   0.194867   0.196253   0.197638  
0.199023   0.200409   0.201794   0.203179   0.204565   0.205950   0.207335  
0.208721 48   0.210106   0.211623   0.213141   0.214658   0.216176   0.217693  
0.219210   0.220728   0.222245   0.223763   0.225280   0.226798 49   0.228315  
0.229979   0.231643   0.233308   0.234972   0.236636   0.238300   0.239964  
0.241628   0.243293   0.244957   0.246621 50   0.248285   0.250112   0.251940  
0.253767   0.255594   0.257422   0.259249   0.261076   0.262904   0.264731  
0.266558   0.268386 51   0.270213   0.272222   0.274231   0.276241   0.278250  
0.280259   0.282268   0.284277   0.286286   0.288296   0.290305   0.292314 52  
0.294323   0.296535   0.298748   0.300960   0.303172   0.305385   0.307597  
0.309809   0.312022   0.314234   0.316446   0.318659 53   0.320871   0.323311  
0.325751   0.328191   0.330630   0.333070   0.335510   0.337950   0.340390  
0.342829   0.345269   0.347709 54   0.350149   0.352844   0.355539   0.358234  
0.360929   0.363624   0.366319   0.369015   0.371710   0.374405   0.377100  
0.379795 55   0.382490   0.385473   0.388455   0.391437   0.394420   0.397403  
0.400385   0.403367   0.406350   0.409333   0.412315   0.415297 56   0.418280  
0.421587   0.424894   0.428201   0.431508   0.434815   0.438122   0.441429  
0.444736   0.448043   0.451350   0.454657 57   0.457964   0.461638   0.465312  
0.468987   0.472661   0.476335   0.480010   0.483684   0.487358   0.491032  
0.494707   0.498381 58   0.502055   0.506147   0.510238   0.514330   0.518421  
0.522513   0.526605   0.530696   0.534788   0.538879   0.542971   0.547062 59  
0.551154   0.555721   0.560288   0.564855   0.569422   0.573989   0.578557  
0.583124   0.587691   0.592258   0.596825   0.601392 60   0.605959   0.611070  
0.616181   0.621292   0.626403   0.631514   0.636625   0.641735   0.646846  
0.651957   0.657068   0.662179 61   0.667290   0.673025   0.678760   0.684495  
0.690230   0.695965   0.701701   0.707436   0.713171   0.718906   0.724641  
0.730376 62   0.736111   0.742565   0.749019   0.755473   0.761927   0.768381  
0.774836   0.781290   0.787744   0.794198   0.800652   0.807106 63   0.813560  
0.820846   0.828131   0.835417   0.842703   0.849988   0.857274   0.864560  
0.871845   0.879131   0.886417   0.893702 64   0.900988   0.909239   0.917490  
0.925741   0.933992   0.942243   0.950494   0.958745   0.966996   0.975247  
0.983498   0.991749 65   1.000000                                            

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    26

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE G–

 

All CECONY Participants

Social Security Leveling Factors For Distributions Beginning Before January 1,
2005

 

    Leveling to Age 66

--------------------------------------------------------------------------------

AGE

--------------------------------------------------------------------------------

  0

--------------------------------------------------------------------------------

  1

--------------------------------------------------------------------------------

  2

--------------------------------------------------------------------------------

  3

--------------------------------------------------------------------------------

  4

--------------------------------------------------------------------------------

  5

--------------------------------------------------------------------------------

  6

--------------------------------------------------------------------------------

  7

--------------------------------------------------------------------------------

  8

--------------------------------------------------------------------------------

  9

--------------------------------------------------------------------------------

  10

--------------------------------------------------------------------------------

  11

--------------------------------------------------------------------------------

45   0.147762   0.148803   0.149845   0.150886   0.151927   0.152968   0.154010
  0.155051   0.156092   0.157133   0.158175   0.159216 46   0.160257   0.161395
  0.162533   0.163671   0.164809   0.165947   0.167085   0.168223   0.169361  
0.170499   0.171637   0.172775 47   0.173913   0.175158   0.176404   0.177649  
0.178894   0.180139   0.181384   0.182630   0.183875   0.185120   0.186366  
0.187611 48   0.188856   0.190220   0.191584   0.192948   0.194312   0.195676  
0.197040   0.198404   0.199768   0.201132   0.202496   0.203860 49   0.205224  
0.206720   0.208216   0.209712   0.211207   0.212703   0.214199   0.215695  
0.217191   0.218687   0.220182   0.221678 50   0.223174   0.224817   0.226459  
0.228102   0.229744   0.231387   0.233030   0.234672   0.236315   0.237957  
0.239600   0.241242 51   0.242885   0.244691   0.246497   0.248303   0.250109  
0.251915   0.253721   0.255526   0.257332   0.259138   0.260944   0.262750 52  
0.264556   0.266545   0.268533   0.270522   0.272510   0.274499   0.276488  
0.278476   0.280465   0.282453   0.284442   0.286430 53   0.288419   0.290612  
0.292805   0.294998   0.297191   0.299384   0.301578   0.303771   0.305964  
0.308157   0.310350   0.312543 54   0.314736   0.317159   0.319581   0.322004  
0.324426   0.326849   0.329271   0.331694   0.334116   0.336539   0.338961  
0.341384 55   0.343806   0.346487   0.349168   0.351849   0.354530   0.357211  
0.359892   0.362572   0.365253   0.367934   0.370615   0.373296 56   0.375977  
0.378950   0.381922   0.384895   0.387867   0.390840   0.393812   0.396785  
0.399757   0.402729   0.405702   0.408675 57   0.411647   0.414950   0.418252  
0.421555   0.424858   0.428160   0.431463   0.434766   0.438068   0.441371  
0.444674   0.447976 58   0.451279   0.454957   0.458635   0.462312   0.465990  
0.469668   0.473346   0.477023   0.480701   0.484379   0.488057   0.491734 59  
0.495412   0.499517   0.503622   0.507728   0.511833   0.515938   0.520043  
0.524148   0.528253   0.532359   0.536464   0.540569 60   0.544674   0.549268  
0.553862   0.558456   0.563050   0.567644   0.572238   0.576832   0.581426  
0.586020   0.590614   0.595208 61   0.599802   0.604957   0.610112   0.615267  
0.620422   0.625577   0.630733   0.635888   0.641043   0.646198   0.651353  
0.656508 62   0.661663   0.667464   0.673266   0.679067   0.684869   0.690670  
0.696472   0.702273   0.708074   0.713876   0.719677   0.725479 63   0.731280  
0.737829   0.744378   0.750926   0.757475   0.764024   0.770573   0.777121  
0.783670   0.790219   0.796768   0.803316 64   0.809865   0.817282   0.824698  
0.832115   0.839531   0.846948   0.854364   0.861781   0.869197   0.876614  
0.884030   0.891446 65   0.898863   0.907291   0.915719   0.924147   0.932575  
0.941003   0.949431   0.957860   0.966288   0.974716   0.983144   0.991572 66  
1.000000                                            

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    27

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 1

 

TABLE G–

 

All CECONY Participants

Social Security Leveling Factors For Distributions Beginning Before January 1,
2005

 

    Leveling To Age 67

--------------------------------------------------------------------------------

AGE

--------------------------------------------------------------------------------

  0

--------------------------------------------------------------------------------

  1

--------------------------------------------------------------------------------

  2

--------------------------------------------------------------------------------

  3

--------------------------------------------------------------------------------

  4

--------------------------------------------------------------------------------

  5

--------------------------------------------------------------------------------

  6

--------------------------------------------------------------------------------

  7

--------------------------------------------------------------------------------

  8

--------------------------------------------------------------------------------

  9

--------------------------------------------------------------------------------

  10

--------------------------------------------------------------------------------

  11

--------------------------------------------------------------------------------

45   .132481   .133415   .134348   .135282   .136215   .137149   .138082  
.139016   .139949   .140883   .141816   .142750 46   .143683   .144703   .145724
  .146744   .147765   .148785   .149806   .150826   .151846   .152867   .153887
  .154908 47   .155928   .157044   .158161   .159277   .160394   .161510  
.162627   .163743   .164859   .165976   .167092   .168209 48   .169325   .170548
  .171771   .172994   .174217   .175440   .176663   .177885   .179108   .180331
  .181554   .182777 49   .184000   .185341   .186682   .188024   .189365  
.190706   .192047   .193388   .194729   .196071   .197412   .198753 50   .200094
  .201567   .203039   .204512   .205985   .207457   .208930   .210403   .211875
  .213348   .214821   .216293 51   .217766   .219385   .221005   .222624  
.224243   .225862   .227482   .229101   230720   .232339   .233959   .235578 52
  .237197   .238980   .240763   .242546   .244329   .246112   .247895   .249677
  .251460   .253243   .255026   .256809 53   .258592   .260558   .262525  
.264491   .266457   .268423   .270390   .272356   .274322   .276288   .278255  
.280221 54   .282187   .284359   .286531   .288703   .290875   .293047   .295219
  .297391   .299563   .301735   .303907   .306079 55   .308251   .310655  
.313058   .315462   .317865   .320269   .322673   .325076   .327480   .329883  
.332287   .334690 56   .337094   .339759   .342424   .345089   .347754   .350419
  .353085   .355750   .358415   .361080   .363745   .366410 57   .369075  
.372036   .374997   .377959   .380920   .383881   .386842   .389803   .392764  
.395726   .398687   .401648 58   .404609   .407906   .411204   .414501   .417798
  .421096   .424393   .427690   .430988   .434285   .437582   .440880 59  
.444177   .447858   .451538   .455219   .458900   .462580   .466261   .469942  
.473622   .477303   .480984   .484664 60   .488345   .492464   496583   .500702
  .504821   .508940   .513059   .517177   .521296   .525415   .529534   .533653
61   .537772   .542394   .547016   .551638   .556260   .560882   .565504  
.570125   .574747   .579369   .583991   .588613 62   .593235   .598436   .603638
  .608839   .614041   .619242   .624444   .629645   .634846   .640048   .645249
  .650451 63   .655652   .661524   .667395   .673267   .679138   .685010  
.690882   .696753   .702625   .708496   .714368   .720239 64   .726111   .732761
  .739410   .746060   .752709   .759359   .766008   .772658   .779307   .785957
  .792606   .799256 65   .805905   .813461   .821018   .828574   .836131  
.843687   .851244   .858800   .866356   .873913   .881469   .889026 66   .896582
  .905200   .913818   .922437   .931055   .939673   .948291   .956909   .965527
  .974146   .982764   .991382 67   1.000000                                    
       

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    28

--------------------------------------------------------------------------------

APPENDICES

 

TABLE I

Conversion From Single Life to

Twelve Year Certain with 50% Joint & Survivor without Pop-Up

CECONY Weekly Participants –1

 

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

25

   0.9858    0.9845    0.9833    0.9818    0.9804    0.9787    0.9768    0.9749
   0.9729    0.9706    0.9681    0.9655    0.9626    0.9596    0.9564    0.9528

26

   0.9861    0.9849    0.9837    0.9822    0.9808    0.9791    0.9773    0.9754
   0.9733    0.9711    0.9687    0.9660    0.9632    0.9602    0.9570    0.9534

27

   0.9865    0.9853    0.9841    0.9826    0.9812    0.9796    0.9778    0.9759
   0.9738    0.9716    0.9692    0.9666    0.9638    0.9608    0.9576    0.9541

28

   0.9868    0.9856    0.9844    0.9830    0.9816    0.9800    0.9782    0.9764
   0.9744    0.9722    0.9698    0.9672    0.9644    0.9615    0.9582    0.9548

29

   0.9872    0.9860    0.9848    0.9834    0.9820    0.9804    0.9787    0.9769
   0.9749    0.9727    0.9703    0.9677    0.9651    0.9621    0.9589    0.9554

30

   0.9875    0.9864    0.9852    0.9839    0.9825    0.9809    0.9792    0.9774
   0.9755    0.9733    0.9709    0.9684    0.9657    0.9628    0.9596    0.9561

31

   0.9879    0.9867    0.9856    0.9842    0.9829    0.9814    0.9797    0.9779
   0.9760    0.9739    0.9715    0.9690    0.9664    0.9635    0.9603    0.9569

32

   0.9882    0.9871    0.9860    0.9847    0.9834    0.9818    0.9802    0.9784
   0.9766    0.9745    0.9722    0.9697    0.9671    0.9642    0.9611    0.9577

33

   0.9885    0.9875    0.9864    0.9851    0.9838    0.9824    0.9807    0.9790
   0.9772    0.9750    0.9728    0.9703    0.9678    0.9649    0.9618    0.9585

34

   0.9889    0.9879    0.9868    0.9856    0.9843    0.9829    0.9812    0.9795
   0.9777    0.9757    0.9734    0.9710    0.9685    0.9657    0.9626    0.9593

35

   0.9892    0.9882    0.9872    0.9859    0.9848    0.9833    0.9818    0.9801
   0.9783    0.9763    0.9741    0.9717    0.9692    0.9664    0.9634    0.9601

36

   0.9896    0.9886    0.9876    0.9864    0.9852    0.9838    0.9823    0.9807
   0.9789    0.9770    0.9748    0.9725    0.9699    0.9672    0.9643    0.9610

37

   0.9899    0.9890    0.9880    0.9868    0.9857    0.9843    0.9828    0.9812
   0.9795    0.9776    0.9755    0.9732    0.9708    0.9680    0.9652    0.9619

38

   0.9902    0.9893    0.9884    0.9873    0.9861    0.9848    0.9834    0.9818
   0.9801    0.9782    0.9762    0.9739    0.9715    0.9689    0.9660    0.9629

39

   0.9906    0.9897    0.9888    0.9876    0.9865    0.9853    0.9839    0.9824
   0.9807    0.9789    0.9769    0.9746    0.9723    0.9697    0.9669    0.9638

40

   0.9909    0.9901    0.9891    0.9881    0.9871    0.9858    0.9844    0.9830
   0.9814    0.9796    0.9776    0.9754    0.9731    0.9705    0.9678    0.9648

41

   0.9913    0.9904    0.9895    0.9885    0.9875    0.9863    0.9850    0.9836
   0.9820    0.9803    0.9783    0.9761    0.9739    0.9714    0.9687    0.9658

42

   0.9916    0.9907    0.9899    0.9889    0.9880    0.9868    0.9855    0.9841
   0.9826    0.9809    0.9790    0.9769    0.9747    0.9722    0.9697    0.9667

43

   0.9919    0.9911    0.9903    0.9893    0.9884    0.9872    0.9860    0.9847
   0.9832    0.9815    0.9797    0.9776    0.9756    0.9731    0.9706    0.9677

44

   0.9922    0.9914    0.9906    0.9897    0.9889    0.9877    0.9865    0.9852
   0.9838    0.9822    0.9804    0.9785    0.9764    0.9740    0.9715    0.9687

45

   0.9925    0.9918    0.9910    0.9901    0.9892    0.9882    0.9870    0.9858
   0.9844    0.9828    0.9811    0.9792    0.9771    0.9749    0.9724    0.9697

46

   0.9928    0.9921    0.9914    0.9905    0.9897    0.9887    0.9875    0.9863
   0.9850    0.9835    0.9818    0.9799    0.9780    0.9757    0.9734    0.9707

47

   0.9931    0.9924    0.9917    0.9909    0.9900    0.9891    0.9880    0.9868
   0.9856    0.9841    0.9825    0.9807    0.9788    0.9766    0.9743    0.9717

48

   0.9933    0.9927    0.9920    0.9913    0.9905    0.9896    0.9885    0.9874
   0.9861    0.9848    0.9832    0.9814    0.9796    0.9775    0.9752    0.9726

49

   0.9936    0.9930    0.9924    0.9916    0.9909    0.9899    0.9890    0.9879
   0.9867    0.9854    0.9838    0.9822    0.9803    0.9783    0.9761    0.9736

50

   0.9939    0.9933    0.9927    0.9919    0.9912    0.9904    0.9894    0.9883
   0.9872    0.9860    0.9845    0.9829    0.9812    0.9791    0.9770    0.9746

51

   0.9942    0.9936    0.9930    0.9923    0.9916    0.9908    0.9899    0.9889
   0.9878    0.9865    0.9851    0.9835    0.9819    0.9800    0.9779    0.9756

52

   0.9944    0.9939    0.9933    0.9926    0.9920    0.9912    0.9903    0.9893
   0.9883    0.9871    0.9857    0.9842    0.9826    0.9808    0.9788    0.9765

53

   0.9946    0.9941    0.9936    0.9930    0.9924    0.9916    0.9907    0.9898
   0.9888    0.9876    0.9864    0.9849    0.9834    0.9816    0.9797    0.9775

54

   0.9949    0.9944    0.9939    0.9933    0.9927    0.9920    0.9912    0.9903
   0.9893    0.9882    0.9870    0.9856    0.9841    0.9824    0.9805    0.9785

55

   0.9951    0.9946    0.9942    0.9936    0.9930    0.9923    0.9916    0.9907
   0.9898    0.9888    0.9876    0.9862    0.9848    0.9832    0.9814    0.9793

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    29

--------------------------------------------------------------------------------

APPENDICES

 

TABLE I

Conversion from Single Life to

Twelve Year Certain with 50% Joint & Survivor without Pop-Up

CECONY Weekly Participant –1

 

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

56

   0.9954    0.9949    0.9944    0.9939    0.9933    0.9927    0.9919    0.9911
   0.9903    0.9892    0.9881    0.9868    0.9854    0.9839    0.9822    0.9802

57

   0.9956    0.9951    0.9947    0.9942    0.9936    0.9930    0.9923    0.9916
   0.9907    0.9898    0.9886    0.9874    0.9861    0.9847    0.9830    0.9811

58

   0.9957    0.9953    0.9950    0.9944    0.9939    0.9934    0.9927    0.9920
   0.9912    0.9902    0.9892    0.9880    0.9868    0.9853    0.9838    0.9820

59

   0.9960    0.9956    0.9952    0.9947    0.9942    0.9937    0.9931    0.9924
   0.9916    0.9908    0.9897    0.9886    0.9874    0.9860    0.9846    0.9828

60

   0.9962    0.9958    0.9954    0.9949    0.9945    0.9940    0.9934    0.9927
   0.9920    0.9912    0.9902    0.9891    0.9881    0.9867    0.9853    0.9836

61

   0.9963    0.9959    0.9956    0.9952    0.9948    0.9943    0.9937    0.9931
   0.9924    0.9916    0.9907    0.9897    0.9886    0.9874    0.9860    0.9844

62

   0.9966    0.9962    0.9959    0.9955    0.9951    0.9946    0.9940    0.9934
   0.9928    0.9921    0.9912    0.9902    0.9891    0.9880    0.9867    0.9852

63

   0.9967    0.9963    0.9961    0.9957    0.9953    0.9948    0.9944    0.9938
   0.9932    0.9924    0.9916    0.9907    0.9897    0.9885    0.9873    0.9859

64

   0.9969    0.9965    0.9963    0.9958    0.9956    0.9951    0.9947    0.9941
   0.9935    0.9928    0.9920    0.9911    0.9902    0.9891    0.9879    0.9866

65

   0.9970    0.9967    0.9965    0.9961    0.9958    0.9954    0.9949    0.9944
   0.9938    0.9932    0.9925    0.9916    0.9907    0.9897    0.9885    0.9872

66

   0.9971    0.9968    0.9966    0.9963    0.9960    0.9956    0.9952    0.9947
   0.9942    0.9936    0.9929    0.9920    0.9911    0.9902    0.9891    0.9878

67

   0.9973    0.9970    0.9968    0.9964    0.9962    0.9958    0.9954    0.9949
   0.9945    0.9939    0.9932    0.9924    0.9916    0.9907    0.9896    0.9884

68

   0.9974    0.9971    0.9970    0.9967    0.9964    0.9960    0.9956    0.9952
   0.9948    0.9942    0.9936    0.9928    0.9921    0.9912    0.9902    0.9890

69

   0.9975    0.9973    0.9971    0.9968    0.9966    0.9963    0.9959    0.9955
   0.9950    0.9945    0.9939    0.9931    0.9925    0.9916    0.9906    0.9895

70

   0.9977    0.9974    0.9973    0.9970    0.9967    0.9964    0.9961    0.9957
   0.9953    0.9947    0.9942    0.9935    0.9928    0.9920    0.9910    0.9900

71

   0.9977    0.9975    0.9974    0.9971    0.9969    0.9966    0.9963    0.9959
   0.9955    0.9950    0.9945    0.9938    0.9932    0.9923    0.9915    0.9905

72

   0.9979    0.9977    0.9975    0.9972    0.9970    0.9968    0.9964    0.9961
   0.9957    0.9953    0.9947    0.9941    0.9935    0.9927    0.9919    0.9909

73

   0.9980    0.9977    0.9976    0.9973    0.9972    0.9970    0.9966    0.9962
   0.9959    0.9955    0.9949    0.9944    0.9938    0.9931    0.9922    0.9913

74

   0.9980    0.9978    0.9977    0.9975    0.9973    0.9970    0.9968    0.9965
   0.9961    0.9957    0.9952    0.9946    0.9940    0.9934    0.9926    0.9917

75

   0.9981    0.9980    0.9978    0.9976    0.9974    0.9972    0.9969    0.9966
   0.9963    0.9959    0.9954    0.9948    0.9943    0.9936    0.9929    0.9920

76

   0.9982    0.9980    0.9979    0.9977    0.9976    0.9973    0.9970    0.9967
   0.9965    0.9960    0.9956    0.9951    0.9946    0.9939    0.9932    0.9923

77

   0.9983    0.9981    0.9980    0.9977    0.9976    0.9974    0.9972    0.9969
   0.9966    0.9962    0.9958    0.9952    0.9947    0.9941    0.9934    0.9926

78

   0.9983    0.9981    0.9980    0.9978    0.9977    0.9975    0.9972    0.9970
   0.9967    0.9964    0.9960    0.9954    0.9950    0.9943    0.9936    0.9929

79

   0.9983    0.9982    0.9981    0.9979    0.9978    0.9976    0.9973    0.9971
   0.9968    0.9964    0.9960    0.9955    0.9951    0.9945    0.9939    0.9931

80

   0.9984    0.9983    0.9982    0.9980    0.9979    0.9976    0.9974    0.9972
   0.9969    0.9966    0.9962    0.9957    0.9953    0.9947    0.9940    0.9933

81

   0.9985    0.9983    0.9982    0.9980    0.9979    0.9977    0.9975    0.9972
   0.9970    0.9967    0.9963    0.9959    0.9954    0.9949    0.9942    0.9935

82

   0.9985    0.9983    0.9983    0.9980    0.9979    0.9978    0.9975    0.9973
   0.9971    0.9967    0.9964    0.9959    0.9955    0.9949    0.9943    0.9937

83

   0.9986    0.9983    0.9983    0.9981    0.9980    0.9979    0.9976    0.9974
   0.9971    0.9968    0.9965    0.9960    0.9956    0.9951    0.9945    0.9938

84

   0.9986    0.9984    0.9983    0.9982    0.9981    0.9979    0.9976    0.9975
   0.9972    0.9969    0.9966    0.9962    0.9957    0.9952    0.9946    0.9939

85

   0.9986    0.9984    0.9983    0.9982    0.9981    0.9979    0.9977    0.9975
   0.9973    0.9970    0.9966    0.9962    0.9958    0.9953    0.9947    0.9941

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    30

--------------------------------------------------------------------------------

APPENDICES

 

TABLE I

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor without Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

25

   0.9491    0.9453    0.9410    0.9367    0.9319    0.9270    0.9218    0.9162
   0.9102    0.9039    0.8972    0.8899    0.8822    0.8738    0.8650    0.8555

26

   0.9498    0.9459    0.9417    0.9373    0.9327    0.9278    0.9225    0.9169
   0.9110    0.9047    0.8979    0.8907    0.8830    0.8746    0.8658    0.8563

27

   0.9505    0.9466    0.9424    0.9380    0.9334    0.9285    0.9233    0.9177
   0.9118    0.9055    0.8987    0.8915    0.8838    0.8755    0.8666    0.8572

28

   0.9511    0.9473    0.9431    0.9388    0.9341    0.9293    0.9241    0.9185
   0.9126    0.9063    0.8996    0.8924    0.8847    0.8764    0.8676    0.8581

29

   0.9519    0.9480    0.9439    0.9396    0.9349    0.9301    0.9249    0.9194
   0.9135    0.9073    0.9005    0.8933    0.8856    0.8774    0.8685    0.8591

30

   0.9526    0.9488    0.9447    0.9404    0.9358    0.9310    0.9258    0.9203
   0.9144    0.9082    0.9014    0.8943    0.8866    0.8784    0.8695    0.8601

31

   0.9534    0.9496    0.9455    0.9412    0.9367    0.9319    0.9267    0.9213
   0.9153    0.9092    0.9025    0.8953    0.8877    0.8794    0.8706    0.8611

32

   0.9542    0.9504    0.9464    0.9421    0.9376    0.9328    0.9277    0.9223
   0.9164    0.9102    0.9035    0.8964    0.8887    0.8805    0.8717    0.8623

33

   0.9550    0.9513    0.9473    0.9430    0.9386    0.9338    0.9287    0.9233
   0.9175    0.9113    0.9046    0.8976    0.8899    0.8817    0.8729    0.8635

34

   0.9559    0.9522    0.9482    0.9440    0.9395    0.9348    0.9298    0.9244
   0.9186    0.9124    0.9058    0.8987    0.8912    0.8830    0.8742    0.8648

35

   0.9568    0.9531    0.9492    0.9450    0.9406    0.9358    0.9308    0.9255
   0.9197    0.9137    0.9070    0.9000    0.8924    0.8842    0.8755    0.8661

36

   0.9577    0.9541    0.9502    0.9460    0.9417    0.9370    0.9320    0.9267
   0.9209    0.9149    0.9083    0.9013    0.8937    0.8856    0.8769    0.8675

37

   0.9587    0.9551    0.9512    0.9471    0.9428    0.9382    0.9332    0.9279
   0.9222    0.9162    0.9096    0.9027    0.8951    0.8870    0.8784    0.8691

38

   0.9596    0.9560    0.9523    0.9482    0.9439    0.9393    0.9344    0.9292
   0.9235    0.9175    0.9110    0.9041    0.8966    0.8885    0.8798    0.8706

39

   0.9606    0.9571    0.9533    0.9493    0.9451    0.9405    0.9357    0.9305
   0.9249    0.9189    0.9125    0.9056    0.8982    0.8901    0.8815    0.8722

40

   0.9616    0.9581    0.9544    0.9505    0.9463    0.9418    0.9370    0.9319
   0.9263    0.9204    0.9140    0.9071    0.8997    0.8917    0.8832    0.8739

41

   0.9626    0.9592    0.9556    0.9517    0.9475    0.9431    0.9384    0.9333
   0.9277    0.9219    0.9156    0.9088    0.9014    0.8934    0.8849    0.8757

42

   0.9636    0.9603    0.9567    0.9529    0.9488    0.9445    0.9398    0.9347
   0.9293    0.9235    0.9172    0.9104    0.9031    0.8952    0.8868    0.8776

43

   0.9647    0.9615    0.9579    0.9541    0.9501    0.9458    0.9412    0.9363
   0.9308    0.9251    0.9188    0.9122    0.9049    0.8971    0.8886    0.8795

44

   0.9657    0.9625    0.9591    0.9554    0.9514    0.9472    0.9426    0.9378
   0.9324    0.9268    0.9206    0.9140    0.9067    0.8989    0.8906    0.8815

45

   0.9668    0.9637    0.9602    0.9566    0.9527    0.9486    0.9442    0.9393
   0.9340    0.9285    0.9223    0.9158    0.9087    0.9009    0.8926    0.8836

46

   0.9679    0.9648    0.9615    0.9579    0.9541    0.9500    0.9457    0.9409
   0.9357    0.9302    0.9241    0.9177    0.9107    0.9030    0.8948    0.8858

47

   0.9689    0.9659    0.9627    0.9592    0.9555    0.9515    0.9472    0.9425
   0.9374    0.9320    0.9261    0.9196    0.9127    0.9051    0.8969    0.8881

48

   0.9700    0.9671    0.9639    0.9605    0.9569    0.9530    0.9488    0.9442
   0.9392    0.9338    0.9280    0.9216    0.9148    0.9073    0.8992    0.8904

49

   0.9711    0.9682    0.9651    0.9618    0.9583    0.9545    0.9504    0.9458
   0.9410    0.9357    0.9299    0.9237    0.9169    0.9095    0.9015    0.8928

50

   0.9721    0.9694    0.9664    0.9631    0.9597    0.9559    0.9519    0.9475
   0.9427    0.9376    0.9319    0.9258    0.9191    0.9118    0.9039    0.8953

51

   0.9732    0.9705    0.9676    0.9645    0.9611    0.9575    0.9536    0.9492
   0.9445    0.9395    0.9339    0.9279    0.9213    0.9141    0.9063    0.8978

52

   0.9742    0.9716    0.9688    0.9658    0.9625    0.9590    0.9551    0.9510
   0.9463    0.9414    0.9359    0.9301    0.9236    0.9165    0.9088    0.9004

53

   0.9752    0.9728    0.9700    0.9671    0.9639    0.9604    0.9568    0.9527
   0.9481    0.9434    0.9380    0.9323    0.9259    0.9189    0.9113    0.9030

54

   0.9763    0.9739    0.9712    0.9683    0.9652    0.9619    0.9583    0.9543
   0.9500    0.9453    0.9400    0.9344    0.9282    0.9214    0.9139    0.9057

55

   0.9772    0.9750    0.9723    0.9696    0.9667    0.9634    0.9599    0.9561
   0.9518    0.9472    0.9422    0.9366    0.9306    0.9238    0.9165    0.9085

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    31

--------------------------------------------------------------------------------

APPENDICES

 

TABLE I

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor Without Pop Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

56

   0.9782    0.9760    0.9735    0.9708    0.9680    0.9648    0.9615    0.9577
   0.9536    0.9492    0.9443    0.9389    0.9330    0.9263    0.9191    0.9113

57

   0.9792    0.9771    0.9747    0.9721    0.9693    0.9663    0.9631    0.9595
   0.9554    0.9511    0.9463    0.9411    0.9353    0.9288    0.9219    0.9141

58

   0.9801    0.9781    0.9758    0.9733    0.9707    0.9678    0.9646    0.9612
   0.9573    0.9531    0.9484    0.9433    0.9376    0.9314    0.9245    0.9169

59

   0.9810    0.9790    0.9769    0.9745    0.9719    0.9691    0.9661    0.9628
   0.9590    0.9550    0.9505    0.9456    0.9401    0.9339    0.9272    0.9199

60

   0.9819    0.9800    0.9779    0.9757    0.9732    0.9705    0.9676    0.9644
   0.9607    0.9569    0.9525    0.9478    0.9424    0.9365    0.9300    0.9227

61

   0.9828    0.9810    0.9789    0.9768    0.9744    0.9718    0.9691    0.9660
   0.9625    0.9587    0.9545    0.9499    0.9447    0.9390    0.9326    0.9256

62

   0.9836    0.9818    0.9799    0.9779    0.9756    0.9731    0.9704    0.9675
   0.9641    0.9606    0.9565    0.9520    0.9471    0.9414    0.9353    0.9284

63

   0.9843    0.9827    0.9808    0.9789    0.9767    0.9744    0.9718    0.9690
   0.9658    0.9623    0.9584    0.9541    0.9493    0.9439    0.9378    0.9312

64

   0.9851    0.9836    0.9818    0.9799    0.9778    0.9756    0.9732    0.9704
   0.9673    0.9641    0.9603    0.9562    0.9515    0.9463    0.9404    0.9339

65

   0.9858    0.9844    0.9827    0.9808    0.9789    0.9767    0.9744    0.9718
   0.9689    0.9657    0.9621    0.9581    0.9536    0.9485    0.9430    0.9366

66

   0.9865    0.9851    0.9835    0.9818    0.9799    0.9779    0.9756    0.9731
   0.9704    0.9674    0.9639    0.9600    0.9557    0.9508    0.9454    0.9393

67

   0.9872    0.9858    0.9843    0.9827    0.9809    0.9789    0.9768    0.9745
   0.9718    0.9689    0.9655    0.9619    0.9577    0.9530    0.9477    0.9419

68

   0.9878    0.9865    0.9851    0.9835    0.9818    0.9799    0.9779    0.9757
   0.9731    0.9704    0.9671    0.9636    0.9596    0.9551    0.9501    0.9444

69

   0.9884    0.9872    0.9858    0.9843    0.9827    0.9809    0.9790    0.9768
   0.9743    0.9717    0.9686    0.9653    0.9615    0.9571    0.9522    0.9467

70

   0.9889    0.9877    0.9864    0.9850    0.9835    0.9818    0.9800    0.9779
   0.9755    0.9730    0.9701    0.9669    0.9632    0.9590    0.9543    0.9490

71

   0.9895    0.9884    0.9871    0.9857    0.9842    0.9826    0.9809    0.9789
   0.9767    0.9743    0.9714    0.9684    0.9648    0.9608    0.9563    0.9512

72

   0.9900    0.9888    0.9876    0.9863    0.9850    0.9834    0.9817    0.9798
   0.9777    0.9754    0.9728    0.9698    0.9664    0.9625    0.9581    0.9532

73

   0.9904    0.9893    0.9882    0.9869    0.9856    0.9841    0.9825    0.9807
   0.9787    0.9765    0.9740    0.9711    0.9679    0.9641    0.9599    0.9551

74

   0.9908    0.9898    0.9887    0.9874    0.9862    0.9847    0.9833    0.9816
   0.9796    0.9775    0.9750    0.9723    0.9692    0.9656    0.9615    0.9569

75

   0.9911    0.9902    0.9891    0.9880    0.9867    0.9854    0.9839    0.9823
   0.9804    0.9784    0.9760    0.9734    0.9705    0.9669    0.9630    0.9586

76

   0.9915    0.9906    0.9896    0.9884    0.9872    0.9860    0.9846    0.9830
   0.9812    0.9793    0.9770    0.9745    0.9716    0.9683    0.9645    0.9601

77

   0.9919    0.9909    0.9899    0.9889    0.9877    0.9865    0.9852    0.9837
   0.9819    0.9800    0.9778    0.9754    0.9726    0.9694    0.9657    0.9615

78

   0.9921    0.9912    0.9903    0.9892    0.9881    0.9870    0.9857    0.9842
   0.9825    0.9807    0.9786    0.9763    0.9736    0.9705    0.9669    0.9628

79

   0.9923    0.9915    0.9905    0.9895    0.9885    0.9874    0.9861    0.9847
   0.9831    0.9813    0.9793    0.9771    0.9745    0.9713    0.9679    0.9639

80

   0.9926    0.9918    0.9908    0.9899    0.9888    0.9877    0.9865    0.9852
   0.9836    0.9819    0.9800    0.9778    0.9752    0.9722    0.9689    0.9650

81

   0.9928    0.9920    0.9911    0.9901    0.9891    0.9880    0.9869    0.9856
   0.9840    0.9824    0.9805    0.9784    0.9759    0.9730    0.9697    0.9660

82

   0.9930    0.9922    0.9913    0.9904    0.9894    0.9884    0.9872    0.9859
   0.9844    0.9829    0.9810    0.9789    0.9765    0.9736    0.9705    0.9668

83

   0.9931    0.9924    0.9915    0.9906    0.9896    0.9886    0.9875    0.9863
   0.9847    0.9833    0.9814    0.9794    0.9770    0.9743    0.9711    0.9676

84

   0.9933    0.9925    0.9917    0.9908    0.9899    0.9889    0.9877    0.9865
   0.9851    0.9836    0.9818    0.9798    0.9775    0.9748    0.9718    0.9682

85

   0.9934    0.9927    0.9918    0.9909    0.9900    0.9890    0.9880    0.9868
   0.9853    0.9839    0.9821    0.9802    0.9779    0.9752    0.9722    0.9687

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    32

--------------------------------------------------------------------------------

APPENDICES

 

TABLE I

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor Without Pop Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.8455    0.8347    0.8232    0.8112    0.7984    0.7851    0.7710    0.7563
   0.7410    0.7250    0.7083    0.6909    0.6729    0.6544

26

   0.8462    0.8355    0.8241    0.8121    0.7993    0.7859    0.7718    0.7571
   0.7418    0.7258    0.7091    0.6917    0.6737    0.6552

27

   0.8472    0.8364    0.8250    0.8129    0.8001    0.7868    0.7727    0.7580
   0.7426    0.7266    0.7099    0.6926    0.6745    0.6560

28

   0.8481    0.8373    0.8259    0.8139    0.8011    0.7877    0.7737    0.7589
   0.7436    0.7275    0.7108    0.6934    0.6754    0.6569

29

   0.8490    0.8383    0.8269    0.8149    0.8021    0.7887    0.7746    0.7599
   0.7445    0.7285    0.7118    0.6944    0.6763    0.6578

30

   0.8501    0.8393    0.8279    0.8159    0.8032    0.7898    0.7757    0.7610
   0.7456    0.7296    0.7129    0.6954    0.6773    0.6588

31

   0.8511    0.8404    0.8290    0.8170    0.8043    0.7909    0.7768    0.7621
   0.7467    0.7307    0.7140    0.6965    0.6784    0.6599

32

   0.8523    0.8416    0.8302    0.8182    0.8055    0.7921    0.7780    0.7633
   0.7479    0.7318    0.7151    0.6977    0.6795    0.6609

33

   0.8535    0.8428    0.8315    0.8195    0.8067    0.7933    0.7792    0.7645
   0.7492    0.7331    0.7163    0.6989    0.6807    0.6622

34

   0.8548    0.8441    0.8327    0.8208    0.8081    0.7947    0.7806    0.7659
   0.7505    0.7344    0.7176    0.7002    0.6820    0.6634

35

   0.8562    0.8455    0.8342    0.8222    0.8095    0.7961    0.7820    0.7673
   0.7519    0.7358    0.7190    0.7016    0.6834    0.6648

36

   0.8576    0.8469    0.8356    0.8237    0.8109    0.7976    0.7835    0.7688
   0.7534    0.7373    0.7205    0.7030    0.6848    0.6662

37

   0.8591    0.8484    0.8372    0.8252    0.8125    0.7991    0.7850    0.7704
   0.7550    0.7389    0.7221    0.7046    0.6864    0.6677

38

   0.8607    0.8501    0.8388    0.8269    0.8141    0.8008    0.7867    0.7720
   0.7566    0.7406    0.7237    0.7062    0.6880    0.6693

39

   0.8624    0.8518    0.8405    0.8286    0.8159    0.8026    0.7885    0.7738
   0.7584    0.7423    0.7255    0.7080    0.6897    0.6710

40

   0.8641    0.8535    0.8422    0.8304    0.8177    0.8044    0.7904    0.7756
   0.7603    0.7442    0.7273    0.7098    0.6916    0.6728

41

   0.8659    0.8554    0.8441    0.8323    0.8197    0.8064    0.7923    0.7777
   0.7623    0.7462    0.7293    0.7117    0.6935    0.6747

42

   0.8678    0.8574    0.8461    0.8343    0.8217    0.8085    0.7944    0.7797
   0.7643    0.7482    0.7314    0.7138    0.6955    0.6767

43

   0.8698    0.8594    0.8482    0.8364    0.8239    0.8106    0.7965    0.7819
   0.7665    0.7504    0.7335    0.7160    0.6977    0.6789

44

   0.8719    0.8615    0.8503    0.8386    0.8261    0.8129    0.7988    0.7842
   0.7688    0.7527    0.7359    0.7183    0.6999    0.6811

45

   0.8741    0.8637    0.8527    0.8409    0.8284    0.8152    0.8012    0.7866
   0.7712    0.7552    0.7383    0.7207    0.7023    0.6835

46

   0.8763    0.8660    0.8550    0.8433    0.8308    0.8177    0.8037    0.7891
   0.7738    0.7577    0.7408    0.7232    0.7048    0.6860

47

   0.8786    0.8684    0.8574    0.8458    0.8334    0.8203    0.8063    0.7917
   0.7764    0.7603    0.7435    0.7259    0.7075    0.6886

48

   0.8810    0.8708    0.8600    0.8484    0.8360    0.8229    0.8091    0.7945
   0.7792    0.7631    0.7463    0.7286    0.7102    0.6914

49

   0.8835    0.8734    0.8625    0.8510    0.8387    0.8257    0.8119    0.7974
   0.7821    0.7660    0.7492    0.7316    0.7132    0.6942

50

   0.8861    0.8760    0.8653    0.8539    0.8416    0.8287    0.8149    0.8003
   0.7851    0.7690    0.7522    0.7346    0.7162    0.6973

51

   0.8887    0.8787    0.8681    0.8567    0.8446    0.8317    0.8179    0.8034
   0.7882    0.7723    0.7555    0.7378    0.7194    0.7004

52

   0.8914    0.8816    0.8710    0.8597    0.8476    0.8347    0.8211    0.8067
   0.7916    0.7756    0.7588    0.7412    0.7228    0.7038

53

   0.8941    0.8844    0.8739    0.8628    0.8507    0.8381    0.8244    0.8101
   0.7950    0.7790    0.7622    0.7447    0.7262    0.7073

54

   0.8970    0.8874    0.8770    0.8659    0.8540    0.8414    0.8279    0.8136
   0.7985    0.7826    0.7659    0.7483    0.7299    0.7110

55

   0.8998    0.8903    0.8801    0.8692    0.8574    0.8448    0.8314    0.8172
   0.8023    0.7864    0.7697    0.7522    0.7338    0.7148

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    33

--------------------------------------------------------------------------------

APPENDICES

 

TABLE I

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor Without Pop Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.9028    0.8934    0.8833    0.8725    0.8608    0.8484    0.8351    0.8209
   0.8060    0.7903    0.7736    0.7561    0.7377    0.7187

57

   0.9057    0.8965    0.8866    0.8759    0.8643    0.8520    0.8388    0.8248
   0.8100    0.7943    0.7777    0.7602    0.7419    0.7229

58

   0.9087    0.8997    0.8899    0.8793    0.8680    0.8557    0.8427    0.8288
   0.8141    0.7985    0.7819    0.7645    0.7462    0.7273

59

   0.9118    0.9029    0.8933    0.8829    0.8716    0.8595    0.8466    0.8328
   0.8182    0.8027    0.7863    0.7689    0.7506    0.7317

60

   0.9148    0.9062    0.8966    0.8864    0.8753    0.8635    0.8506    0.8370
   0.8225    0.8071    0.7907    0.7735    0.7553    0.7364

61

   0.9178    0.9093    0.9000    0.8900    0.8791    0.8674    0.8547    0.8412
   0.8269    0.8116    0.7953    0.7781    0.7600    0.7411

62

   0.9208    0.9126    0.9035    0.8936    0.8829    0.8713    0.8589    0.8455
   0.8313    0.8162    0.8000    0.7829    0.7648    0.7460

63

   0.9239    0.9158    0.9068    0.8972    0.8866    0.8753    0.8630    0.8498
   0.8358    0.8208    0.8047    0.7878    0.7698    0.7510

64

   0.9268    0.9189    0.9102    0.9008    0.8905    0.8792    0.8672    0.8542
   0.8403    0.8255    0.8096    0.7927    0.7748    0.7561

65

   0.9297    0.9220    0.9136    0.9043    0.8941    0.8833    0.8713    0.8585
   0.8448    0.8301    0.8144    0.7976    0.7798    0.7613

66

   0.9326    0.9251    0.9168    0.9078    0.8978    0.8871    0.8754    0.8628
   0.8493    0.8348    0.8192    0.8026    0.7850    0.7665

67

   0.9354    0.9281    0.9200    0.9112    0.9015    0.8910    0.8795    0.8671
   0.8538    0.8395    0.8241    0.8076    0.7901    0.7717

68

   0.9381    0.9309    0.9231    0.9145    0.9051    0.8947    0.8835    0.8714
   0.8582    0.8441    0.8288    0.8126    0.7951    0.7769

69

   0.9406    0.9337    0.9262    0.9178    0.9085    0.8985    0.8874    0.8755
   0.8626    0.8486    0.8336    0.8174    0.8002    0.7821

70

   0.9431    0.9364    0.9290    0.9209    0.9118    0.9020    0.8912    0.8795
   0.8668    0.8530    0.8382    0.8223    0.8051    0.7872

71

   0.9454    0.9390    0.9318    0.9239    0.9151    0.9054    0.8949    0.8834
   0.8709    0.8574    0.8428    0.8270    0.8101    0.7922

72

   0.9477    0.9414    0.9344    0.9267    0.9181    0.9088    0.8984    0.8871
   0.8748    0.8616    0.8471    0.8315    0.8148    0.7971

73

   0.9498    0.9437    0.9369    0.9294    0.9210    0.9119    0.9018    0.8907
   0.8787    0.8656    0.8513    0.8360    0.8194    0.8018

74

   0.9517    0.9458    0.9393    0.9320    0.9238    0.9148    0.9049    0.8941
   0.8823    0.8694    0.8554    0.8402    0.8237    0.8064

75

   0.9536    0.9478    0.9415    0.9344    0.9264    0.9177    0.9080    0.8974
   0.8857    0.8730    0.8593    0.8442    0.8280    0.8107

76

   0.9553    0.9497    0.9435    0.9366    0.9288    0.9203    0.9108    0.9004
   0.8889    0.8765    0.8628    0.8480    0.8320    0.8148

77

   0.9568    0.9515    0.9453    0.9386    0.9311    0.9226    0.9133    0.9032
   0.8919    0.8797    0.8662    0.8516    0.8356    0.8187

78

   0.9582    0.9530    0.9471    0.9405    0.9330    0.9249    0.9158    0.9057
   0.8948    0.8827    0.8694    0.8549    0.8391    0.8224

79

   0.9596    0.9544    0.9486    0.9422    0.9349    0.9270    0.9179    0.9081
   0.8973    0.8854    0.8723    0.8580    0.8424    0.8258

80

   0.9607    0.9557    0.9500    0.9438    0.9367    0.9288    0.9199    0.9103
   0.8997    0.8880    0.8749    0.8609    0.8454    0.8290

81

   0.9617    0.9569    0.9513    0.9451    0.9382    0.9305    0.9218    0.9123
   0.9018    0.8902    0.8775    0.8634    0.8481    0.8317

82

   0.9627    0.9579    0.9524    0.9464    0.9395    0.9320    0.9235    0.9141
   0.9037    0.8922    0.8796    0.8657    0.8506    0.8344

83

   0.9635    0.9588    0.9535    0.9476    0.9408    0.9333    0.9249    0.9156
   0.9054    0.8941    0.8816    0.8679    0.8528    0.8368

84

   0.9642    0.9596    0.9543    0.9485    0.9419    0.9345    0.9262    0.9171
   0.9070    0.8958    0.8833    0.8698    0.8549    0.8389

85

   0.9649    0.9603    0.9552    0.9494    0.9428    0.9356    0.9274    0.9183
   0.9083    0.8972    0.8849    0.8714    0.8567    0.8407

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    34

--------------------------------------------------------------------------------

APPENDICES

 

TABLE J

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor With Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

25

   0.9856    0.9843    0.9830    0.9816    0.9801    0.9784    0.9766    0.9746
   0.9725    0.9703    0.9678    0.9651    0.9623    0.9593    0.9560    0.9524

26

   0.9859    0.9847    0.9834    0.9820    0.9805    0.9788    0.9770    0.9751
   0.9730    0.9708    0.9683    0.9656    0.9629    0.9598    0.9565    0.9530

27

   0.9863    0.9850    0.9838    0.9823    0.9809    0.9793    0.9774    0.9756
   0.9735    0.9713    0.9688    0.9662    0.9634    0.9604    0.9572    0.9537

28

   0.9866    0.9854    0.9841    0.9827    0.9813    0.9796    0.9779    0.9760
   0.9740    0.9717    0.9694    0.9667    0.9640    0.9609    0.9578    0.9542

29

   0.9869    0.9857    0.9845    0.9831    0.9817    0.9801    0.9784    0.9765
   0.9745    0.9723    0.9699    0.9673    0.9645    0.9616    0.9584    0.9549

30

   0.9872    0.9860    0.9849    0.9835    0.9821    0.9805    0.9788    0.9770
   0.9750    0.9728    0.9705    0.9679    0.9652    0.9622    0.9591    0.9556

31

   0.9875    0.9864    0.9852    0.9839    0.9826    0.9810    0.9793    0.9775
   0.9755    0.9734    0.9710    0.9685    0.9658    0.9629    0.9597    0.9563

32

   0.9879    0.9867    0.9856    0.9843    0.9830    0.9815    0.9798    0.9780
   0.9760    0.9739    0.9716    0.9691    0.9665    0.9635    0.9604    0.9570

33

   0.9882    0.9871    0.9860    0.9847    0.9834    0.9819    0.9803    0.9785
   0.9766    0.9745    0.9723    0.9697    0.9671    0.9643    0.9611    0.9578

34

   0.9885    0.9875    0.9864    0.9851    0.9838    0.9824    0.9807    0.9790
   0.9772    0.9751    0.9728    0.9704    0.9678    0.9649    0.9619    0.9586

35

   0.9888    0.9878    0.9868    0.9855    0.9843    0.9828    0.9812    0.9795
   0.9777    0.9757    0.9734    0.9711    0.9685    0.9657    0.9626    0.9593

36

   0.9892    0.9881    0.9872    0.9859    0.9847    0.9833    0.9818    0.9801
   0.9783    0.9763    0.9741    0.9717    0.9692    0.9664    0.9634    0.9601

37

   0.9895    0.9885    0.9875    0.9863    0.9851    0.9838    0.9822    0.9806
   0.9789    0.9769    0.9747    0.9724    0.9699    0.9672    0.9642    0.9610

38

   0.9898    0.9888    0.9879    0.9867    0.9856    0.9842    0.9827    0.9811
   0.9794    0.9775    0.9754    0.9731    0.9706    0.9679    0.9650    0.9619

39

   0.9901    0.9892    0.9883    0.9871    0.9860    0.9846    0.9832    0.9817
   0.9800    0.9781    0.9760    0.9737    0.9714    0.9687    0.9658    0.9627

40

   0.9905    0.9895    0.9886    0.9875    0.9864    0.9851    0.9837    0.9822
   0.9806    0.9787    0.9767    0.9744    0.9721    0.9695    0.9667    0.9636

41

   0.9908    0.9898    0.9889    0.9879    0.9868    0.9856    0.9842    0.9827
   0.9811    0.9793    0.9773    0.9752    0.9729    0.9703    0.9675    0.9645

42

   0.9911    0.9901    0.9893    0.9883    0.9872    0.9861    0.9847    0.9833
   0.9817    0.9800    0.9780    0.9758    0.9736    0.9710    0.9684    0.9654

43

   0.9913    0.9905    0.9897    0.9887    0.9877    0.9865    0.9852    0.9838
   0.9822    0.9806    0.9787    0.9765    0.9744    0.9719    0.9692    0.9663

44

   0.9916    0.9908    0.9900    0.9890    0.9880    0.9869    0.9856    0.9843
   0.9828    0.9812    0.9793    0.9773    0.9751    0.9727    0.9700    0.9672

45

   0.9919    0.9911    0.9903    0.9893    0.9885    0.9873    0.9861    0.9847
   0.9833    0.9818    0.9799    0.9779    0.9759    0.9734    0.9709    0.9681

46

   0.9922    0.9914    0.9906    0.9897    0.9889    0.9878    0.9866    0.9853
   0.9839    0.9823    0.9805    0.9786    0.9765    0.9743    0.9718    0.9690

47

   0.9924    0.9917    0.9910    0.9901    0.9892    0.9881    0.9870    0.9858
   0.9844    0.9829    0.9812    0.9793    0.9773    0.9750    0.9726    0.9699

48

   0.9927    0.9920    0.9913    0.9904    0.9896    0.9886    0.9875    0.9862
   0.9849    0.9835    0.9818    0.9800    0.9780    0.9758    0.9734    0.9708

49

   0.9929    0.9922    0.9916    0.9907    0.9900    0.9890    0.9879    0.9867
   0.9854    0.9840    0.9824    0.9806    0.9787    0.9765    0.9743    0.9717

50

   0.9932    0.9925    0.9919    0.9910    0.9903    0.9893    0.9883    0.9871
   0.9860    0.9845    0.9830    0.9813    0.9794    0.9773    0.9751    0.9726

51

   0.9934    0.9927    0.9921    0.9913    0.9906    0.9897    0.9887    0.9876
   0.9864    0.9851    0.9835    0.9819    0.9801    0.9781    0.9759    0.9734

52

   0.9936    0.9930    0.9924    0.9916    0.9909    0.9901    0.9891    0.9880
   0.9869    0.9856    0.9842    0.9825    0.9808    0.9788    0.9767    0.9743

53

   0.9939    0.9933    0.9927    0.9919    0.9913    0.9905    0.9895    0.9885
   0.9874    0.9861    0.9847    0.9831    0.9815    0.9795    0.9775    0.9752

54

   0.9941    0.9935    0.9929    0.9922    0.9916    0.9908    0.9899    0.9889
   0.9878    0.9866    0.9852    0.9837    0.9821    0.9803    0.9782    0.9760

55

   0.9942    0.9937    0.9932    0.9925    0.9919    0.9911    0.9903    0.9893
   0.9883    0.9871    0.9857    0.9843    0.9828    0.9810    0.9790    0.9768

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    35

--------------------------------------------------------------------------------

APPENDICES

 

TABLE J

 

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor With Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

56

   0.9945    0.9939    0.9935    0.9928    0.9922    0.9914    0.9906    0.9897
   0.9887    0.9876    0.9863    0.9848    0.9834    0.9816    0.9797    0.9776

57

   0.9947    0.9941    0.9937    0.9931    0.9925    0.9917    0.9909    0.9901
   0.9891    0.9880    0.9868    0.9854    0.9839    0.9823    0.9805    0.9784

58

   0.9948    0.9944    0.9939    0.9933    0.9927    0.9920    0.9913    0.9905
   0.9895    0.9885    0.9873    0.9859    0.9845    0.9829    0.9812    0.9791

59

   0.9951    0.9946    0.9941    0.9935    0.9930    0.9923    0.9916    0.9908
   0.9899    0.9889    0.9877    0.9864    0.9851    0.9835    0.9818    0.9799

60

   0.9952    0.9947    0.9944    0.9938    0.9933    0.9926    0.9919    0.9911
   0.9903    0.9893    0.9882    0.9869    0.9856    0.9841    0.9825    0.9806

61

   0.9954    0.9950    0.9946    0.9940    0.9936    0.9929    0.9922    0.9914
   0.9906    0.9897    0.9886    0.9874    0.9861    0.9847    0.9831    0.9813

62

   0.9956    0.9951    0.9947    0.9942    0.9938    0.9932    0.9925    0.9917
   0.9910    0.9901    0.9890    0.9879    0.9867    0.9852    0.9837    0.9819

63

   0.9957    0.9953    0.9950    0.9944    0.9940    0.9934    0.9928    0.9920
   0.9913    0.9904    0.9894    0.9883    0.9871    0.9857    0.9842    0.9826

64

   0.9959    0.9954    0.9951    0.9946    0.9942    0.9937    0.9931    0.9924
   0.9916    0.9908    0.9899    0.9887    0.9876    0.9863    0.9848    0.9832

65

   0.9960    0.9956    0.9953    0.9948    0.9944    0.9939    0.9933    0.9927
   0.9919    0.9911    0.9902    0.9891    0.9881    0.9867    0.9853    0.9837

66

   0.9961    0.9957    0.9955    0.9950    0.9946    0.9941    0.9935    0.9929
   0.9922    0.9914    0.9906    0.9895    0.9884    0.9872    0.9859    0.9843

67

   0.9963    0.9959    0.9956    0.9952    0.9948    0.9943    0.9937    0.9932
   0.9925    0.9917    0.9909    0.9899    0.9889    0.9877    0.9863    0.9848

68

   0.9964    0.9960    0.9958    0.9953    0.9950    0.9945    0.9940    0.9934
   0.9928    0.9921    0.9912    0.9903    0.9893    0.9881    0.9868    0.9854

69

   0.9965    0.9962    0.9959    0.9955    0.9951    0.9947    0.9942    0.9936
   0.9930    0.9924    0.9915    0.9906    0.9896    0.9884    0.9873    0.9859

70

   0.9966    0.9962    0.9960    0.9956    0.9953    0.9949    0.9944    0.9939
   0.9933    0.9926    0.9918    0.9909    0.9900    0.9888    0.9877    0.9862

71

   0.9967    0.9964    0.9962    0.9958    0.9955    0.9951    0.9946    0.9940
   0.9935    0.9928    0.9921    0.9912    0.9903    0.9892    0.9881    0.9867

72

   0.9968    0.9965    0.9962    0.9959    0.9956    0.9952    0.9947    0.9943
   0.9937    0.9930    0.9923    0.9914    0.9906    0.9895    0.9884    0.9871

73

   0.9969    0.9966    0.9964    0.9960    0.9958    0.9954    0.9949    0.9944
   0.9939    0.9933    0.9926    0.9917    0.9908    0.9898    0.9888    0.9875

74

   0.9969    0.9967    0.9965    0.9961    0.9958    0.9955    0.9950    0.9946
   0.9941    0.9935    0.9928    0.9920    0.9911    0.9902    0.9891    0.9878

75

   0.9970    0.9968    0.9965    0.9962    0.9960    0.9956    0.9952    0.9947
   0.9942    0.9937    0.9929    0.9922    0.9914    0.9904    0.9894    0.9881

76

   0.9971    0.9968    0.9966    0.9963    0.9961    0.9957    0.9953    0.9949
   0.9944    0.9938    0.9932    0.9924    0.9916    0.9906    0.9896    0.9884

77

   0.9971    0.9969    0.9967    0.9964    0.9961    0.9958    0.9954    0.9950
   0.9945    0.9940    0.9933    0.9926    0.9918    0.9909    0.9899    0.9887

78

   0.9972    0.9970    0.9968    0.9964    0.9963    0.9959    0.9956    0.9951
   0.9947    0.9941    0.9935    0.9927    0.9920    0.9911    0.9901    0.9889

79

   0.9973    0.9970    0.9968    0.9965    0.9964    0.9960    0.9956    0.9952
   0.9948    0.9943    0.9936    0.9929    0.9922    0.9912    0.9903    0.9892

80

   0.9973    0.9971    0.9969    0.9966    0.9964    0.9960    0.9957    0.9953
   0.9949    0.9944    0.9937    0.9931    0.9923    0.9914    0.9905    0.9893

81

   0.9974    0.9971    0.9970    0.9967    0.9964    0.9961    0.9958    0.9954
   0.9950    0.9944    0.9939    0.9931    0.9925    0.9916    0.9906    0.9896

82

   0.9974    0.9971    0.9970    0.9967    0.9965    0.9962    0.9959    0.9955
   0.9951    0.9946    0.9939    0.9933    0.9925    0.9917    0.9908    0.9897

83

   0.9974    0.9972    0.9971    0.9967    0.9966    0.9963    0.9959    0.9955
   0.9951    0.9947    0.9940    0.9934    0.9926    0.9918    0.9909    0.9898

84

   0.9974    0.9972    0.9971    0.9967    0.9966    0.9963    0.9959    0.9955
   0.9952    0.9947    0.9941    0.9934    0.9928    0.9919    0.9910    0.9899

85

   0.9974    0.9972    0.9971    0.9968    0.9967    0.9963    0.9960    0.9956
   0.9952    0.9947    0.9942    0.9935    0.9929    0.9920    0.9911    0.9900

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    36

--------------------------------------------------------------------------------

APPENDICES

 

TABLE J

 

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor With Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

25

   0.9488    0.9448    0.9406    0.9362    0.9315    0.9266    0.9213    0.9158
   0.9097    0.9034    0.8966    0.8894    0.8817    0.8733    0.8645    0.8550

26

   0.9494    0.9455    0.9412    0.9368    0.9322    0.9272    0.9220    0.9164
   0.9105    0.9042    0.8974    0.8902    0.8824    0.8741    0.8653    0.8558

27

   0.9500    0.9461    0.9419    0.9375    0.9329    0.9280    0.9228    0.9172
   0.9112    0.9050    0.8982    0.8910    0.8832    0.8749    0.8661    0.8566

28

   0.9506    0.9468    0.9426    0.9382    0.9336    0.9287    0.9235    0.9180
   0.9120    0.9058    0.8990    0.8918    0.8841    0.8758    0.8669    0.8575

29

   0.9513    0.9475    0.9433    0.9390    0.9344    0.9294    0.9243    0.9188
   0.9129    0.9066    0.8998    0.8927    0.8850    0.8766    0.8679    0.8584

30

   0.9520    0.9482    0.9441    0.9397    0.9352    0.9302    0.9251    0.9196
   0.9137    0.9075    0.9007    0.8936    0.8859    0.8776    0.8688    0.8594

31

   0.9527    0.9489    0.9448    0.9405    0.9360    0.9311    0.9260    0.9205
   0.9146    0.9084    0.9016    0.8946    0.8869    0.8786    0.8698    0.8604

32

   0.9536    0.9497    0.9456    0.9414    0.9369    0.9320    0.9269    0.9215
   0.9156    0.9094    0.9027    0.8955    0.8879    0.8797    0.8709    0.8614

33

   0.9543    0.9505    0.9465    0.9422    0.9377    0.9329    0.9278    0.9224
   0.9165    0.9104    0.9037    0.8966    0.8890    0.8808    0.8720    0.8626

34

   0.9551    0.9514    0.9473    0.9431    0.9386    0.9338    0.9288    0.9234
   0.9176    0.9115    0.9048    0.8977    0.8901    0.8819    0.8731    0.8637

35

   0.9559    0.9522    0.9482    0.9441    0.9396    0.9349    0.9299    0.9245
   0.9186    0.9126    0.9059    0.8989    0.8913    0.8831    0.8744    0.8650

36

   0.9568    0.9531    0.9492    0.9451    0.9406    0.9359    0.9309    0.9255
   0.9198    0.9137    0.9071    0.9001    0.8925    0.8843    0.8757    0.8663

37

   0.9576    0.9540    0.9501    0.9460    0.9416    0.9370    0.9320    0.9267
   0.9209    0.9149    0.9083    0.9013    0.8938    0.8857    0.8770    0.8677

38

   0.9585    0.9549    0.9511    0.9470    0.9426    0.9381    0.9331    0.9279
   0.9221    0.9162    0.9096    0.9027    0.8952    0.8871    0.8785    0.8691

39

   0.9594    0.9559    0.9521    0.9480    0.9438    0.9392    0.9343    0.9291
   0.9234    0.9175    0.9109    0.9041    0.8966    0.8885    0.8799    0.8706

40

   0.9604    0.9569    0.9531    0.9492    0.9449    0.9403    0.9355    0.9303
   0.9247    0.9188    0.9123    0.9055    0.8980    0.8900    0.8814    0.8722

41

   0.9613    0.9578    0.9541    0.9502    0.9460    0.9415    0.9367    0.9317
   0.9260    0.9202    0.9138    0.9070    0.8996    0.8916    0.8830    0.8738

42

   0.9623    0.9588    0.9552    0.9513    0.9471    0.9427    0.9380    0.9329
   0.9274    0.9216    0.9153    0.9085    0.9012    0.8932    0.8847    0.8755

43

   0.9632    0.9599    0.9562    0.9525    0.9483    0.9440    0.9393    0.9343
   0.9288    0.9231    0.9168    0.9101    0.9027    0.8949    0.8864    0.8773

44

   0.9642    0.9609    0.9574    0.9536    0.9495    0.9452    0.9407    0.9357
   0.9303    0.9246    0.9184    0.9117    0.9045    0.8966    0.8882    0.8791

45

   0.9651    0.9619    0.9584    0.9547    0.9508    0.9465    0.9420    0.9371
   0.9318    0.9261    0.9200    0.9134    0.9062    0.8984    0.8901    0.8811

46

   0.9661    0.9630    0.9596    0.9559    0.9520    0.9478    0.9434    0.9385
   0.9333    0.9277    0.9216    0.9151    0.9079    0.9002    0.8920    0.8830

47

   0.9671    0.9640    0.9606    0.9571    0.9533    0.9492    0.9448    0.9400
   0.9348    0.9293    0.9233    0.9168    0.9098    0.9021    0.8939    0.8850

48

   0.9680    0.9650    0.9617    0.9582    0.9545    0.9505    0.9461    0.9415
   0.9363    0.9310    0.9250    0.9186    0.9117    0.9041    0.8959    0.8871

49

   0.9690    0.9660    0.9628    0.9595    0.9557    0.9518    0.9476    0.9430
   0.9380    0.9326    0.9268    0.9205    0.9135    0.9060    0.8980    0.8893

50

   0.9699    0.9671    0.9639    0.9606    0.9570    0.9532    0.9490    0.9445
   0.9396    0.9343    0.9285    0.9223    0.9155    0.9081    0.9001    0.8915

51

   0.9709    0.9681    0.9650    0.9618    0.9583    0.9545    0.9504    0.9460
   0.9411    0.9360    0.9303    0.9242    0.9175    0.9102    0.9023    0.8937

52

   0.9718    0.9691    0.9661    0.9629    0.9595    0.9558    0.9518    0.9475
   0.9427    0.9377    0.9321    0.9261    0.9195    0.9123    0.9045    0.8960

53

   0.9728    0.9701    0.9671    0.9641    0.9607    0.9571    0.9532    0.9490
   0.9444    0.9394    0.9339    0.9280    0.9215    0.9144    0.9067    0.8983

54

   0.9736    0.9711    0.9682    0.9652    0.9620    0.9584    0.9546    0.9506
   0.9459    0.9412    0.9358    0.9300    0.9236    0.9165    0.9090    0.9007

55

   0.9745    0.9720    0.9692    0.9663    0.9631    0.9597    0.9561    0.9521
   0.9476    0.9429    0.9376    0.9319    0.9256    0.9187    0.9113    0.9031

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    37

--------------------------------------------------------------------------------

APPENDICES

 

TABLE J

 

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor With Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

56

   0.9754    0.9729    0.9703    0.9674    0.9644    0.9611    0.9575    0.9536
   0.9492    0.9445    0.9394    0.9339    0.9277    0.9209    0.9136    0.9056

57

   0.9762    0.9739    0.9712    0.9685    0.9656    0.9623    0.9588    0.9551
   0.9507    0.9463    0.9412    0.9358    0.9298    0.9231    0.9159    0.9080

58

   0.9771    0.9748    0.9723    0.9696    0.9667    0.9636    0.9601    0.9565
   0.9523    0.9480    0.9431    0.9378    0.9318    0.9253    0.9182    0.9105

59

   0.9779    0.9757    0.9732    0.9706    0.9678    0.9648    0.9615    0.9579
   0.9539    0.9496    0.9448    0.9396    0.9338    0.9275    0.9206    0.9129

60

   0.9786    0.9765    0.9741    0.9716    0.9689    0.9659    0.9628    0.9593
   0.9554    0.9513    0.9466    0.9415    0.9359    0.9296    0.9228    0.9154

61

   0.9794    0.9773    0.9750    0.9726    0.9700    0.9671    0.9641    0.9607
   0.9569    0.9529    0.9484    0.9434    0.9379    0.9318    0.9252    0.9178

62

   0.9801    0.9781    0.9759    0.9736    0.9710    0.9682    0.9653    0.9620
   0.9584    0.9544    0.9501    0.9453    0.9399    0.9339    0.9274    0.9203

63

   0.9808    0.9789    0.9767    0.9745    0.9720    0.9694    0.9665    0.9633
   0.9598    0.9560    0.9517    0.9470    0.9419    0.9361    0.9297    0.9227

64

   0.9815    0.9796    0.9775    0.9753    0.9730    0.9704    0.9676    0.9646
   0.9611    0.9575    0.9533    0.9488    0.9438    0.9381    0.9318    0.9250

65

   0.9821    0.9804    0.9783    0.9762    0.9739    0.9714    0.9687    0.9658
   0.9625    0.9590    0.9549    0.9506    0.9456    0.9401    0.9340    0.9273

66

   0.9828    0.9810    0.9791    0.9770    0.9748    0.9724    0.9699    0.9670
   0.9637    0.9604    0.9564    0.9522    0.9474    0.9420    0.9362    0.9296

67

   0.9833    0.9816    0.9797    0.9778    0.9757    0.9734    0.9708    0.9681
   0.9650    0.9617    0.9579    0.9538    0.9491    0.9439    0.9382    0.9317

68

   0.9839    0.9822    0.9804    0.9785    0.9765    0.9742    0.9718    0.9691
   0.9662    0.9630    0.9593    0.9554    0.9508    0.9457    0.9401    0.9339

69

   0.9844    0.9828    0.9811    0.9792    0.9772    0.9750    0.9728    0.9702
   0.9672    0.9642    0.9606    0.9568    0.9524    0.9475    0.9420    0.9360

70

   0.9849    0.9833    0.9816    0.9799    0.9779    0.9759    0.9737    0.9712
   0.9683    0.9654    0.9619    0.9582    0.9539    0.9491    0.9438    0.9379

71

   0.9854    0.9839    0.9822    0.9805    0.9786    0.9766    0.9745    0.9721
   0.9694    0.9664    0.9631    0.9595    0.9554    0.9507    0.9455    0.9398

72

   0.9858    0.9844    0.9827    0.9811    0.9793    0.9773    0.9752    0.9729
   0.9703    0.9675    0.9643    0.9608    0.9568    0.9522    0.9472    0.9415

73

   0.9862    0.9848    0.9832    0.9816    0.9799    0.9780    0.9759    0.9737
   0.9712    0.9684    0.9654    0.9620    0.9580    0.9536    0.9488    0.9432

74

   0.9866    0.9852    0.9837    0.9821    0.9804    0.9786    0.9766    0.9745
   0.9719    0.9694    0.9663    0.9630    0.9592    0.9549    0.9501    0.9448

75

   0.9869    0.9856    0.9841    0.9826    0.9809    0.9791    0.9772    0.9751
   0.9728    0.9702    0.9672    0.9641    0.9603    0.9562    0.9515    0.9463

76

   0.9873    0.9860    0.9845    0.9830    0.9814    0.9797    0.9778    0.9758
   0.9734    0.9709    0.9681    0.9650    0.9614    0.9573    0.9527    0.9477

77

   0.9876    0.9863    0.9848    0.9834    0.9818    0.9801    0.9783    0.9763
   0.9741    0.9717    0.9689    0.9658    0.9624    0.9583    0.9539    0.9489

78

   0.9878    0.9865    0.9851    0.9837    0.9822    0.9806    0.9788    0.9768
   0.9746    0.9723    0.9696    0.9666    0.9632    0.9593    0.9550    0.9500

79

   0.9880    0.9868    0.9855    0.9840    0.9825    0.9809    0.9792    0.9773
   0.9752    0.9729    0.9702    0.9673    0.9640    0.9602    0.9559    0.9511

80

   0.9883    0.9870    0.9857    0.9843    0.9828    0.9812    0.9795    0.9778
   0.9756    0.9734    0.9707    0.9680    0.9647    0.9609    0.9567    0.9519

81

   0.9884    0.9872    0.9859    0.9845    0.9831    0.9815    0.9799    0.9781
   0.9760    0.9738    0.9712    0.9685    0.9653    0.9616    0.9575    0.9528

82

   0.9886    0.9874    0.9861    0.9848    0.9833    0.9818    0.9802    0.9784
   0.9763    0.9742    0.9717    0.9690    0.9658    0.9622    0.9581    0.9535

83

   0.9888    0.9876    0.9863    0.9850    0.9836    0.9820    0.9804    0.9787
   0.9767    0.9745    0.9721    0.9694    0.9663    0.9627    0.9587    0.9542

84

   0.9889    0.9877    0.9864    0.9852    0.9837    0.9823    0.9807    0.9789
   0.9769    0.9749    0.9724    0.9698    0.9667    0.9632    0.9593    0.9548

85

   0.9890    0.9879    0.9866    0.9852    0.9839    0.9824    0.9809    0.9792
   0.9772    0.9751    0.9727    0.9701    0.9671    0.9636    0.9597    0.9553

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    38

--------------------------------------------------------------------------------

APPENDICES

 

TABLE J

 

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor With Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.8450    0.8342    0.8227    0.8108    0.7980    0.7846    0.7706    0.7559
   0.7405    0.7246    0.7079    0.6905    0.6725    0.6541

26

   0.8457    0.8350    0.8236    0.8115    0.7988    0.7854    0.7713    0.7567
   0.7413    0.7253    0.7086    0.6913    0.6733    0.6549

27

   0.8465    0.8358    0.8244    0.8124    0.7996    0.7863    0.7722    0.7575
   0.7422    0.7262    0.7095    0.6921    0.6741    0.6556

28

   0.8474    0.8366    0.8253    0.8133    0.8005    0.7872    0.7731    0.7584
   0.7430    0.7270    0.7104    0.6930    0.6749    0.6565

29

   0.8484    0.8376    0.8262    0.8142    0.8014    0.7881    0.7740    0.7593
   0.7440    0.7280    0.7113    0.6939    0.6759    0.6574

30

   0.8493    0.8386    0.8272    0.8152    0.8025    0.7891    0.7750    0.7603
   0.7450    0.7290    0.7123    0.6949    0.6768    0.6583

31

   0.8504    0.8396    0.8283    0.8162    0.8035    0.7902    0.7761    0.7614
   0.7461    0.7300    0.7133    0.6959    0.6778    0.6593

32

   0.8514    0.8408    0.8293    0.8174    0.8046    0.7913    0.7772    0.7625
   0.7472    0.7311    0.7144    0.6970    0.6789    0.6604

33

   0.8526    0.8419    0.8305    0.8185    0.8058    0.7924    0.7784    0.7637
   0.7483    0.7323    0.7156    0.6982    0.6801    0.6616

34

   0.8538    0.8431    0.8317    0.8198    0.8071    0.7937    0.7797    0.7650
   0.7496    0.7336    0.7168    0.6994    0.6813    0.6627

35

   0.8550    0.8444    0.8330    0.8210    0.8083    0.7950    0.7810    0.7663
   0.7509    0.7349    0.7182    0.7007    0.6826    0.6640

36

   0.8564    0.8457    0.8344    0.8225    0.8097    0.7964    0.7823    0.7677
   0.7524    0.7363    0.7195    0.7021    0.6840    0.6654

37

   0.8578    0.8471    0.8358    0.8239    0.8112    0.7979    0.7839    0.7691
   0.7538    0.7377    0.7210    0.7036    0.6854    0.6668

38

   0.8592    0.8486    0.8373    0.8254    0.8127    0.7994    0.7854    0.7707
   0.7554    0.7393    0.7226    0.7051    0.6870    0.6683

39

   0.8608    0.8502    0.8389    0.8270    0.8143    0.8010    0.7870    0.7724
   0.7570    0.7410    0.7242    0.7067    0.6885    0.6699

40

   0.8624    0.8518    0.8406    0.8287    0.8161    0.8027    0.7887    0.7740
   0.7587    0.7427    0.7259    0.7084    0.6903    0.6716

41

   0.8640    0.8535    0.8422    0.8304    0.8178    0.8046    0.7906    0.7759
   0.7605    0.7445    0.7277    0.7103    0.6921    0.6734

42

   0.8658    0.8553    0.8441    0.8322    0.8197    0.8064    0.7924    0.7778
   0.7625    0.7465    0.7297    0.7122    0.6940    0.6753

43

   0.8675    0.8571    0.8460    0.8342    0.8216    0.8084    0.7944    0.7798
   0.7645    0.7484    0.7317    0.7142    0.6960    0.6773

44

   0.8695    0.8591    0.8479    0.8362    0.8236    0.8105    0.7965    0.7819
   0.7666    0.7506    0.7338    0.7163    0.6981    0.6794

45

   0.8714    0.8610    0.8500    0.8382    0.8258    0.8126    0.7987    0.7841
   0.7688    0.7528    0.7360    0.7185    0.7003    0.6816

46

   0.8734    0.8631    0.8521    0.8405    0.8280    0.8148    0.8009    0.7864
   0.7712    0.7552    0.7383    0.7209    0.7026    0.6839

47

   0.8756    0.8653    0.8543    0.8427    0.8303    0.8172    0.8033    0.7888
   0.7736    0.7575    0.7408    0.7233    0.7050    0.6863

48

   0.8777    0.8675    0.8566    0.8450    0.8326    0.8196    0.8058    0.7913
   0.7761    0.7601    0.7433    0.7259    0.7076    0.6888

49

   0.8799    0.8697    0.8589    0.8474    0.8351    0.8221    0.8083    0.7939
   0.7787    0.7628    0.7460    0.7286    0.7103    0.6916

50

   0.8822    0.8721    0.8613    0.8499    0.8377    0.8247    0.8110    0.7965
   0.7814    0.7655    0.7488    0.7313    0.7131    0.6943

51

   0.8845    0.8746    0.8639    0.8525    0.8403    0.8274    0.8137    0.7994
   0.7843    0.7684    0.7517    0.7342    0.7160    0.6972

52

   0.8869    0.8770    0.8664    0.8551    0.8430    0.8302    0.8166    0.8022
   0.7872    0.7714    0.7547    0.7373    0.7190    0.7003

53

   0.8893    0.8795    0.8690    0.8578    0.8458    0.8331    0.8195    0.8052
   0.7902    0.7745    0.7579    0.7405    0.7222    0.7034

54

   0.8918    0.8821    0.8717    0.8606    0.8487    0.8360    0.8226    0.8083
   0.7934    0.7777    0.7611    0.7437    0.7255    0.7068

55

   0.8943    0.8848    0.8744    0.8635    0.8516    0.8391    0.8256    0.8115
   0.7967    0.7810    0.7644    0.7471    0.7289    0.7102

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    39

--------------------------------------------------------------------------------

APPENDICES

 

TABLE J

 

Conversion from Single Life Annuity to

12 Year Certain And Life With 50% Joint And Survivor With Pop-Up

CECONY Weekly Participant –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.8969    0.8874    0.8772    0.8663    0.8546    0.8422    0.8288    0.8148
   0.8000    0.7844    0.7679    0.7506    0.7325    0.7137

57

   0.8994    0.8901    0.8800    0.8692    0.8576    0.8453    0.8321    0.8181
   0.8035    0.7879    0.7715    0.7542    0.7361    0.7174

58

   0.9021    0.8928    0.8829    0.8722    0.8607    0.8485    0.8355    0.8216
   0.8070    0.7915    0.7752    0.7580    0.7399    0.7213

59

   0.9046    0.8955    0.8858    0.8752    0.8639    0.8518    0.8388    0.8251
   0.8105    0.7952    0.7789    0.7618    0.7438    0.7252

60

   0.9072    0.8983    0.8886    0.8783    0.8671    0.8551    0.8422    0.8286
   0.8142    0.7990    0.7827    0.7658    0.7478    0.7293

61

   0.9098    0.9011    0.8915    0.8813    0.8702    0.8584    0.8457    0.8322
   0.8180    0.8028    0.7867    0.7698    0.7518    0.7334

62

   0.9124    0.9038    0.8944    0.8844    0.8734    0.8617    0.8491    0.8358
   0.8217    0.8066    0.7906    0.7738    0.7561    0.7376

63

   0.9149    0.9065    0.8973    0.8874    0.8766    0.8651    0.8527    0.8395
   0.8254    0.8106    0.7947    0.7780    0.7603    0.7419

64

   0.9175    0.9092    0.9001    0.8904    0.8798    0.8684    0.8562    0.8432
   0.8293    0.8144    0.7987    0.7821    0.7645    0.7462

65

   0.9199    0.9118    0.9030    0.8933    0.8829    0.8717    0.8596    0.8467
   0.8331    0.8184    0.8028    0.7863    0.7688    0.7506

66

   0.9223    0.9144    0.9057    0.8963    0.8861    0.8750    0.8631    0.8504
   0.8368    0.8223    0.8069    0.7905    0.7731    0.7550

67

   0.9247    0.9169    0.9084    0.8992    0.8891    0.8782    0.8665    0.8539
   0.8405    0.8262    0.8109    0.7947    0.7774    0.7594

68

   0.9270    0.9194    0.9111    0.9020    0.8921    0.8814    0.8698    0.8574
   0.8442    0.8300    0.8148    0.7987    0.7816    0.7637

69

   0.9292    0.9218    0.9136    0.9047    0.8949    0.8845    0.8731    0.8608
   0.8478    0.8338    0.8188    0.8028    0.7858    0.7680

70

   0.9313    0.9240    0.9160    0.9073    0.8978    0.8874    0.8762    0.8642
   0.8513    0.8374    0.8226    0.8068    0.7899    0.7722

71

   0.9334    0.9263    0.9184    0.9098    0.9005    0.8903    0.8792    0.8674
   0.8547    0.8410    0.8263    0.8106    0.7939    0.7764

72

   0.9353    0.9283    0.9206    0.9123    0.9030    0.8931    0.8822    0.8705
   0.8579    0.8445    0.8300    0.8144    0.7978    0.7804

73

   0.9371    0.9302    0.9227    0.9145    0.9054    0.8957    0.8850    0.8735
   0.8611    0.8478    0.8334    0.8180    0.8016    0.7843

74

   0.9388    0.9322    0.9248    0.9167    0.9078    0.8982    0.8877    0.8763
   0.8641    0.8509    0.8367    0.8215    0.8051    0.7880

75

   0.9404    0.9339    0.9267    0.9188    0.9100    0.9005    0.8902    0.8790
   0.8670    0.8539    0.8398    0.8247    0.8086    0.7916

76

   0.9419    0.9355    0.9284    0.9206    0.9120    0.9027    0.8925    0.8815
   0.8696    0.8567    0.8429    0.8279    0.8118    0.7950

77

   0.9433    0.9370    0.9301    0.9224    0.9140    0.9048    0.8947    0.8838
   0.8721    0.8594    0.8456    0.8308    0.8149    0.7982

78

   0.9445    0.9383    0.9315    0.9240    0.9157    0.9066    0.8967    0.8860
   0.8744    0.8618    0.8482    0.8335    0.8178    0.8012

79

   0.9457    0.9396    0.9328    0.9255    0.9173    0.9083    0.8986    0.8879
   0.8765    0.8641    0.8506    0.8361    0.8204    0.8039

80

   0.9467    0.9407    0.9341    0.9268    0.9187    0.9099    0.9002    0.8898
   0.8784    0.8662    0.8528    0.8384    0.8228    0.8064

81

   0.9476    0.9417    0.9351    0.9280    0.9200    0.9113    0.9018    0.8914
   0.8802    0.8680    0.8547    0.8405    0.8250    0.8088

82

   0.9484    0.9426    0.9361    0.9291    0.9211    0.9126    0.9032    0.8929
   0.8817    0.8697    0.8566    0.8423    0.8270    0.8108

83

   0.9491    0.9434    0.9370    0.9300    0.9222    0.9137    0.9044    0.8942
   0.8831    0.8712    0.8581    0.8440    0.8288    0.8127

84

   0.9498    0.9441    0.9378    0.9308    0.9231    0.9146    0.9054    0.8953
   0.8844    0.8725    0.8595    0.8455    0.8304    0.8144

85

   0.9503    0.9447    0.9384    0.9315    0.9239    0.9156    0.9063    0.8963
   0.8854    0.8737    0.8607    0.8468    0.8318    0.8158

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    40

--------------------------------------------------------------------------------

APPENDICES

 

TABLE K

 

Conversion from Single Life to

100% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

25

   0.9822    0.9806    0.9790    0.9772    0.9753    0.9733    0.9710    0.9686
   0.9659    0.9631    0.9600    0.9567    0.9532    0.9494    0.9454    0.9409
   0.9363

26

   0.9826    0.9811    0.9796    0.9778    0.9760    0.9739    0.9716    0.9693
   0.9666    0.9639    0.9608    0.9576    0.9540    0.9503    0.9463    0.9420
   0.9373

27

   0.9831    0.9817    0.9801    0.9784    0.9766    0.9746    0.9723    0.9700
   0.9674    0.9647    0.9617    0.9584    0.9550    0.9513    0.9473    0.9430
   0.9383

28

   0.9836    0.9822    0.9807    0.9790    0.9772    0.9752    0.9730    0.9708
   0.9682    0.9655    0.9625    0.9594    0.9559    0.9523    0.9483    0.9441
   0.9395

29

   0.9840    0.9827    0.9812    0.9795    0.9778    0.9759    0.9737    0.9715
   0.9690    0.9664    0.9634    0.9603    0.9569    0.9533    0.9493    0.9452
   0.9406

30

   0.9846    0.9832    0.9817    0.9801    0.9785    0.9766    0.9744    0.9723
   0.9697    0.9672    0.9643    0.9612    0.9579    0.9543    0.9505    0.9463
   0.9418

31

   0.9851    0.9837    0.9823    0.9807    0.9791    0.9772    0.9751    0.9731
   0.9706    0.9681    0.9652    0.9622    0.9589    0.9554    0.9516    0.9474
   0.9430

32

   0.9855    0.9842    0.9828    0.9813    0.9797    0.9779    0.9759    0.9738
   0.9714    0.9689    0.9662    0.9632    0.9600    0.9565    0.9527    0.9486
   0.9443

33

   0.9860    0.9847    0.9834    0.9819    0.9804    0.9786    0.9766    0.9746
   0.9722    0.9698    0.9671    0.9642    0.9610    0.9576    0.9539    0.9499
   0.9455

34

   0.9864    0.9852    0.9839    0.9825    0.9810    0.9793    0.9774    0.9753
   0.9730    0.9707    0.9680    0.9652    0.9620    0.9587    0.9551    0.9511
   0.9469

35

   0.9869    0.9857    0.9845    0.9831    0.9816    0.9799    0.9781    0.9761
   0.9739    0.9716    0.9690    0.9662    0.9631    0.9599    0.9563    0.9524
   0.9482

36

   0.9873    0.9863    0.9850    0.9837    0.9822    0.9806    0.9788    0.9769
   0.9748    0.9725    0.9700    0.9672    0.9643    0.9610    0.9575    0.9537
   0.9495

37

   0.9878    0.9867    0.9855    0.9842    0.9829    0.9813    0.9795    0.9777
   0.9756    0.9734    0.9709    0.9683    0.9653    0.9622    0.9588    0.9550
   0.9509

38

   0.9882    0.9872    0.9861    0.9848    0.9835    0.9820    0.9803    0.9785
   0.9764    0.9743    0.9719    0.9693    0.9664    0.9634    0.9600    0.9563
   0.9523

39

   0.9887    0.9876    0.9866    0.9853    0.9841    0.9826    0.9810    0.9793
   0.9772    0.9752    0.9729    0.9703    0.9676    0.9645    0.9613    0.9576
   0.9537

40

   0.9890    0.9881    0.9871    0.9859    0.9847    0.9833    0.9816    0.9800
   0.9781    0.9761    0.9738    0.9714    0.9686    0.9658    0.9625    0.9590
   0.9552

41

   0.9895    0.9886    0.9875    0.9864    0.9853    0.9839    0.9824    0.9808
   0.9789    0.9770    0.9748    0.9724    0.9697    0.9669    0.9638    0.9604
   0.9566

42

   0.9899    0.9890    0.9880    0.9870    0.9859    0.9845    0.9830    0.9815
   0.9797    0.9779    0.9758    0.9734    0.9709    0.9681    0.9651    0.9617
   0.9581

43

   0.9903    0.9895    0.9886    0.9875    0.9865    0.9852    0.9837    0.9822
   0.9805    0.9788    0.9767    0.9744    0.9720    0.9693    0.9663    0.9631
   0.9596

44

   0.9907    0.9899    0.9890    0.9880    0.9870    0.9858    0.9844    0.9830
   0.9813    0.9796    0.9776    0.9754    0.9731    0.9705    0.9676    0.9645
   0.9610

45

   0.9911    0.9903    0.9894    0.9885    0.9876    0.9863    0.9851    0.9837
   0.9820    0.9804    0.9785    0.9764    0.9741    0.9716    0.9689    0.9658
   0.9625

46

   0.9914    0.9907    0.9899    0.9890    0.9881    0.9869    0.9856    0.9844
   0.9828    0.9812    0.9794    0.9774    0.9752    0.9728    0.9701    0.9672
   0.9639

47

   0.9918    0.9911    0.9903    0.9895    0.9886    0.9875    0.9863    0.9851
   0.9836    0.9820    0.9803    0.9784    0.9762    0.9739    0.9714    0.9685
   0.9654

48

   0.9922    0.9915    0.9908    0.9899    0.9891    0.9881    0.9869    0.9858
   0.9843    0.9829    0.9812    0.9793    0.9773    0.9751    0.9725    0.9698
   0.9668

49

   0.9925    0.9919    0.9912    0.9904    0.9896    0.9886    0.9875    0.9864
   0.9850    0.9837    0.9821    0.9802    0.9783    0.9761    0.9738    0.9712
   0.9682

50

   0.9928    0.9922    0.9916    0.9908    0.9900    0.9891    0.9881    0.9870
   0.9857    0.9844    0.9829    0.9812    0.9792    0.9772    0.9750    0.9724
   0.9696

51

   0.9932    0.9926    0.9920    0.9912    0.9906    0.9897    0.9887    0.9877
   0.9864    0.9851    0.9837    0.9821    0.9803    0.9783    0.9761    0.9737
   0.9710

52

   0.9935    0.9930    0.9924    0.9917    0.9910    0.9902    0.9892    0.9883
   0.9870    0.9859    0.9845    0.9829    0.9812    0.9793    0.9773    0.9749
   0.9723

53

   0.9938    0.9933    0.9927    0.9921    0.9914    0.9907    0.9898    0.9889
   0.9877    0.9865    0.9852    0.9838    0.9821    0.9803    0.9784    0.9761
   0.9737

54

   0.9941    0.9936    0.9931    0.9925    0.9919    0.9911    0.9903    0.9894
   0.9883    0.9873    0.9860    0.9846    0.9830    0.9813    0.9794    0.9773
   0.9749

55

   0.9944    0.9939    0.9935    0.9929    0.9923    0.9916    0.9907    0.9900
   0.9890    0.9880    0.9867    0.9854    0.9839    0.9823    0.9805    0.9784
   0.9762

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    41

--------------------------------------------------------------------------------

APPENDICES

 

TABLE K

 

Conversion from Single Life to

100% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

56

   0.9947    0.9943    0.9938    0.9932    0.9927    0.9920    0.9912    0.9905
   0.9895    0.9886    0.9875    0.9861    0.9847    0.9833    0.9815    0.9796
   0.9774

57

   0.9950    0.9946    0.9941    0.9936    0.9931    0.9925    0.9918    0.9910
   0.9901    0.9892    0.9881    0.9869    0.9856    0.9842    0.9825    0.9807
   0.9787

58

   0.9953    0.9949    0.9944    0.9940    0.9935    0.9929    0.9922    0.9915
   0.9907    0.9898    0.9888    0.9876    0.9864    0.9851    0.9835    0.9817
   0.9798

59

   0.9955    0.9952    0.9947    0.9943    0.9939    0.9933    0.9927    0.9920
   0.9912    0.9904    0.9894    0.9884    0.9872    0.9859    0.9845    0.9828
   0.9810

60

   0.9958    0.9954    0.9950    0.9946    0.9943    0.9937    0.9931    0.9925
   0.9917    0.9909    0.9901    0.9891    0.9880    0.9867    0.9854    0.9838
   0.9821

61

   0.9960    0.9957    0.9953    0.9949    0.9946    0.9941    0.9935    0.9929
   0.9922    0.9915    0.9907    0.9897    0.9886    0.9875    0.9863    0.9848
   0.9832

62

   0.9962    0.9959    0.9956    0.9952    0.9949    0.9945    0.9939    0.9934
   0.9927    0.9921    0.9913    0.9903    0.9894    0.9883    0.9871    0.9857
   0.9842

63

   0.9964    0.9962    0.9959    0.9955    0.9952    0.9948    0.9943    0.9938
   0.9931    0.9926    0.9918    0.9909    0.9901    0.9891    0.9879    0.9867
   0.9852

64

   0.9967    0.9964    0.9961    0.9958    0.9955    0.9951    0.9947    0.9942
   0.9936    0.9930    0.9923    0.9916    0.9907    0.9898    0.9887    0.9875
   0.9861

65

   0.9969    0.9967    0.9964    0.9961    0.9958    0.9954    0.9950    0.9946
   0.9940    0.9935    0.9929    0.9922    0.9914    0.9905    0.9895    0.9883
   0.9870

66

   0.9971    0.9969    0.9967    0.9963    0.9961    0.9958    0.9953    0.9950
   0.9944    0.9939    0.9934    0.9927    0.9920    0.9912    0.9902    0.9892
   0.9880

67

   0.9973    0.9971    0.9969    0.9966    0.9964    0.9960    0.9956    0.9953
   0.9948    0.9944    0.9938    0.9932    0.9925    0.9918    0.9909    0.9899
   0.9888

68

   0.9975    0.9973    0.9971    0.9968    0.9966    0.9963    0.9959    0.9956
   0.9952    0.9948    0.9943    0.9937    0.9930    0.9924    0.9916    0.9906
   0.9896

69

   0.9976    0.9975    0.9972    0.9970    0.9969    0.9966    0.9962    0.9960
   0.9955    0.9952    0.9947    0.9941    0.9936    0.9929    0.9922    0.9913
   0.9903

70

   0.9978    0.9976    0.9975    0.9972    0.9971    0.9969    0.9965    0.9963
   0.9958    0.9955    0.9951    0.9946    0.9940    0.9935    0.9927    0.9920
   0.9910

71

   0.9979    0.9978    0.9976    0.9975    0.9973    0.9971    0.9968    0.9965
   0.9962    0.9959    0.9955    0.9950    0.9945    0.9940    0.9934    0.9926
   0.9917

72

   0.9981    0.9980    0.9978    0.9977    0.9975    0.9973    0.9971    0.9968
   0.9965    0.9962    0.9958    0.9954    0.9949    0.9945    0.9939    0.9932
   0.9924

73

   0.9982    0.9981    0.9980    0.9978    0.9978    0.9975    0.9973    0.9971
   0.9967    0.9965    0.9962    0.9958    0.9954    0.9949    0.9944    0.9937
   0.9931

74

   0.9984    0.9983    0.9981    0.9980    0.9979    0.9977    0.9975    0.9974
   0.9970    0.9968    0.9965    0.9961    0.9958    0.9953    0.9948    0.9942
   0.9936

75

   0.9985    0.9984    0.9983    0.9981    0.9981    0.9979    0.9977    0.9976
   0.9973    0.9971    0.9968    0.9965    0.9961    0.9958    0.9953    0.9947
   0.9941

76

   0.9986    0.9985    0.9984    0.9983    0.9983    0.9981    0.9979    0.9977
   0.9975    0.9973    0.9971    0.9968    0.9965    0.9961    0.9957    0.9952
   0.9946

77

   0.9987    0.9987    0.9986    0.9984    0.9984    0.9983    0.9980    0.9980
   0.9977    0.9976    0.9973    0.9970    0.9968    0.9965    0.9960    0.9956
   0.9951

78

   0.9988    0.9987    0.9987    0.9986    0.9985    0.9984    0.9983    0.9981
   0.9979    0.9978    0.9976    0.9973    0.9971    0.9968    0.9964    0.9960
   0.9955

79

   0.9990    0.9989    0.9988    0.9987    0.9987    0.9986    0.9984    0.9983
   0.9981    0.9980    0.9978    0.9975    0.9973    0.9971    0.9967    0.9963
   0.9959

80

   0.9990    0.9990    0.9989    0.9988    0.9988    0.9987    0.9985    0.9985
   0.9983    0.9982    0.9980    0.9978    0.9975    0.9974    0.9971    0.9967
   0.9963

81

   0.9991    0.9990    0.9990    0.9989    0.9989    0.9988    0.9986    0.9986
   0.9984    0.9983    0.9982    0.9980    0.9978    0.9976    0.9974    0.9970
   0.9966

82

   0.9992    0.9991    0.9991    0.9990    0.9990    0.9989    0.9988    0.9987
   0.9986    0.9985    0.9983    0.9982    0.9980    0.9978    0.9976    0.9973
   0.9969

83

   0.9993    0.9992    0.9992    0.9991    0.9991    0.9990    0.9989    0.9989
   0.9987    0.9986    0.9985    0.9983    0.9982    0.9980    0.9978    0.9976
   0.9973

84

   0.9993    0.9993    0.9993    0.9992    0.9992    0.9991    0.9990    0.9989
   0.9988    0.9988    0.9986    0.9985    0.9984    0.9982    0.9981    0.9978
   0.9975

85

   0.9994    0.9993    0.9993    0.9993    0.9993    0.9992    0.9991    0.9991
   0.9989    0.9989    0.9988    0.9986    0.9985    0.9984    0.9982    0.9980
   0.9978

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    42

--------------------------------------------------------------------------------

APPENDICES

 

TABLE K

Conversion from Single Life to

100% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.9314    0.9261    0.9205    0.9145    0.9083    0.9017    0.8947    0.8874
   0.8797    0.8717    0.8632    0.8543    0.8449    0.8351    0.8247    0.8138
   0.8024

26

   0.9324    0.9271    0.9216    0.9156    0.9094    0.9029    0.8959    0.8886
   0.8810    0.8729    0.8645    0.8557    0.8462    0.8364    0.8260    0.8151
   0.8037

27

   0.9335    0.9283    0.9227    0.9168    0.9106    0.9041    0.8972    0.8899
   0.8823    0.8743    0.8659    0.8570    0.8476    0.8378    0.8274    0.8165
   0.8051

28

   0.9347    0.9295    0.9240    0.9181    0.9119    0.9054    0.8985    0.8912
   0.8836    0.8756    0.8673    0.8584    0.8490    0.8392    0.8288    0.8180
   0.8065

29

   0.9359    0.9307    0.9252    0.9194    0.9133    0.9068    0.8999    0.8927
   0.8851    0.8771    0.8688    0.8599    0.8506    0.8408    0.8304    0.8195
   0.8081

30

   0.9370    0.9320    0.9265    0.9207    0.9146    0.9082    0.9014    0.8942
   0.8866    0.8786    0.8703    0.8615    0.8521    0.8424    0.8320    0.8212
   0.8097

31

   0.9383    0.9333    0.9279    0.9221    0.9160    0.9097    0.9028    0.8957
   0.8882    0.8803    0.8719    0.8632    0.8539    0.8441    0.8337    0.8230
   0.8115

32

   0.9396    0.9346    0.9293    0.9236    0.9175    0.9112    0.9044    0.8974
   0.8898    0.8820    0.8737    0.8649    0.8556    0.8459    0.8356    0.8247
   0.9133

33

   0.9409    0.9360    0.9307    0.9250    0.9191    0.9128    0.9061    0.8990
   0.8916    0.8837    0.8755    0.8668    0.8574    0.8478    0.8374    0.8267
   0.8153

34

   0.9423    0.9374    0.9322    0.9266    0.9207    0.9144    0.9078    0.9008
   0.8934    0.8856    0.8774    0.8686    0.8594    0.8498    0.8395    0.8287
   0.8173

35

   0.9438    0.9389    0.9337    0.9282    0.9224    0.9161    0.9095    0.9026
   0.8953    0.8875    0.8793    0.8707    0.8615    0.8518    0.8416    0.8309
   .08195

36

   0.9452    0.9404    0.9353    0.9298    0.9241    0.9179    0.9114    0.9045
   0.8972    0.8895    0.8813    0.8728    0.8636    0.8540    0.8438    0.8331
   0.8217

37

   0.9466    0.9419    0.9369    0.9315    0.9258    0.9197    0.9132    0.9064
   0.8992    0.8916    0.8835    0.8750    0.8658    0.8563    0.8461    0.8354
   0.8241

38

   0.9481    0.9435    0.9385    0.9332    0.9276    0.9216    0.9152    0.9084
   0.9013    0.8937    0.8857    0.8772    0.8681    0.8586    0.8485    0.8379
   0.8266

39

   0.9496    0.9451    0.9402    0.9350    0.9294    0.9235    0.9172    0.9106
   0.9035    0.8959    0.8880    0.8796    0.8706    0.8611    0.8511    0.8404
   0.8292

39

   0.9496    0.9451    0.9402    0.9350    0.9294    0.9235    0.9172    0.9106
   0.9035    0.8959    0.8880    0.8796    0.8706    0.8611    0.8511    0.8404
   0.8292

40

   0.9511    0.9467    0.9419    0.9367    0.9313    0.9255    0.9193    0.9127
   0.9057    0.8982    0.8904    0.8820    0.8731    0.8637    0.8537    0.8431
   0.8319

41

   0.9527    0.9483    0.9437    0.9386    0.9333    0.9275    0.9214    0.9148
   0.9079    0.9006    0.8929    0.8846    0.8757    0.8664    0.8564    0.8460
   0.8348

42

   0.9542    0.9500    0.9454    0.9404    0.9352    0.9296    0.9235    0.9171
   0.9103    0.9030    0.8954    0.8872    0.8784    0.8692    0.8593    0.8489
   0.8378

43

   0.9558    0.9516    0.9472    0.9423    0.9372    0.9316    0.9257    0.9195
   0.9127    0.9055    0.8980    0.8899    0.8812    0.8721    0.8622    0.8520
   0.8409

44

   0.9574    0.9533    0.9490    0.9442    0.9392    0.9338    0.9280    0.9218
   0.9152    0.9081    0.9007    0.8927    0.8841    0.8751    0.8653    0.8551
   0.8442

45

   0.9589    0.9550    0.9508    0.9461    0.9412    0.9359    0.9302    0.9241
   0.9177    0.9108    0.9034    0.8956    0.8871    0.8781    0.8685    0.8583
   0.8475

46

   0.9605    0.9566    0.9526    0.9480    0.9433    0.9381    0.9325    0.9266
   0.9202    0.9135    0.9062    0.8985    0.8901    0.8813    0.8718    0.8617
   0.8509

47

   0.9621    0.9583    0.9543    0.9499    0.9453    0.9402    0.9348    0.9290
   0.9228    0.9162    0.9090    0.9014    0.8932    0.8845    0.8751    0.8652
   0.8546

48

   0.9636    0.9600    0.9561    0.9518    0.9473    0.9424    0.9372    0.9315
   0.9254    0.9189    0.9120    0.9045    0.8964    0.8878    0.8786    0.8688
   0.8582

49

   0.9651    0.9617    0.9579    0.9537    0.9494    0.9446    0.9395    0.9340
   0.9280    0.9217    0.9149    0.9076    0.8996    0.8912    0.8821    0.8724
   0.8620

50

   0.9666    0.9633    0.9597    0.9556    0.9514    0.9468    0.9418    0.9364
   0.9307    0.9245    0.9178    0.9107    0.9029    0.8947    0.8857    0.8762
   0.8660

51

   0.9681    0.9649    0.9614    0.9576    0.9535    0.9490    0.9441    0.9389
   0.9333    0.9273    0.9209    0.9138    0.9063    0.8982    0.8893    0.8800
   0.8699

52

   0.9696    0.9665    0.9631    0.9594    0.9555    0.9511    0.9465    0.9414
   0.9360    0.9302    0.9238    0.9170    0.9097    0.9017    0.8931    0.8839
   0.8740

53

   0.9710    0.9680    0.9648    0.9613    0.9575    0.9533    0.9487    0.9439
   0.9386    0.9330    0.9269    0.9202    0.9130    0.9053    0.8969    0.8879
   0.8782

54

   0.9724    0.9696    0.9665    0.9631    0.9594    0.9554    0.9511    0.9464
   0.9413    0.9358    0.9300    0.9235    0.9164    0.9090    0.9008    0.8920
   0.8824

55

   0.9738    0.9711    0.9681    0.9648    0.9614    0.9575    0.9533    0.9489
   0.9440    0.9387    0.9329    0.9267    0.9199    0.9126    0.9046    0.8960
   0.8867

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    43

--------------------------------------------------------------------------------

APPENDICES

 

TABLE K

 

Conversion from Single Life to

100% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

56

   0.9752    0.9725    0.9697    0.9666    0.9632    0.9596    0.9556    0.9513
   0.9465    0.9414    0.9360    0.9300    0.9234    0.9163    0.9086    0.9001
   0.8911

57

   0.9765    0.9740    0.9713    0.9683    0.9651    0.9616    0.9578    0.9537
   0.9492    0.9442    0.9390    0.9332    0.9268    0.9200    0.9124    0.9044
   0.8955

58

   0.9777    0.9754    0.9729    0.9700    0.9670    0.9637    0.9599    0.9560
   0.9517    0.9470    0.9419    0.9364    0.9302    0.9237    0.9164    0.9086
   0.9000

59

   0.9790    0.9768    0.9743    0.9717    0.9688    0.9656    0.9621    0.9583
   0.9543    0.9498    0.9449    0.9396    0.9337    0.9273    0.9203    0.9128
   0.9044

60

   0.9802    0.9781    0.9759    0.9733    0.9705    0.9675    0.9642    0.9606
   0.9567    0.9525    0.9478    0.9427    0.9371    0.9310    0.9242    0.9170
   0.9089

61

   0.9814    0.9794    0.9772    0.9748    0.9722    0.9694    0.9662    0.9628
   0.9591    0.9551    0.9507    0.9458    0.9404    0.9346    0.9281    0.9211
   0.9134

62

   0.9825    0.9807    0.9786    0.9763    0.9739    0.9712    0.9682    0.9650
   0.9615    0.9576    0.9535    0.9489    0.9437    0.9382    0.9320    0.9252
   0.9178

63

   0.9837    0.9819    0.9799    0.9778    0.9755    0.9729    0.9702    0.9671
   0.9638    0.9601    0.9562    0.9518    0.9470    0.9417    0.9358    0.9294
   0.9222

64

   0.9847    0.9830    0.9812    0.9792    0.9771    0.9746    0.9720    0.9691
   0.9660    0.9626    0.9589    0.9547    0.9501    0.9451    0.9395    0.9334
   0.9265

65

   0.9857    0.9842    0.9825    0.9806    0.9786    0.9763    0.9738    0.9711
   0.9681    0.9649    0.9615    0.9576    0.9532    0.9484    0.9431    0.9373
   0.9308

66

   0.9867    0.9853    0.9836    0.9818    0.9800    0.9778    0.9755    0.9730
   0.9703    0.9672    0.9639    0.9603    0.9562    0.9517    0.9467    0.9411
   0.9350

67

   0.9876    0.9863    0.9848    0.9830    0.9814    0.9793    0.9772    0.9749
   0.9723    0.9694    0.9663    0.9629    0.9590    0.9548    0.9501    0.9448
   0.9390

68

   0.9885    0.9872    0.9859    0.9843    0.9826    0.9808    0.9788    0.9766
   0.9742    0.9715    0.9687    0.9654    0.9618    0.9578    0.9534    0.9485
   0.9430

69

   0.9894    0.9881    0.9869    0.9854    0.9839    0.9822    0.9803    0.9783
   0.9760    0.9735    0.9708    0.9678    0.9645    0.9608    0.9566    0.9520
   0.9468

70

   0.9901    0.9891    0.9878    0.9865    0.9850    0.9835    0.9817    0.9798
   0.9778    0.9755    0.9729    0.9702    0.9670    0.9636    0.9596    0.9554
   0.9505

71

   0.9909    0.9899    0.9888    0.9875    0.9862    0.9847    0.9831    0.9813
   0.9794    0.9773    0.9750    0.9724    0.9695    0.9663    0.9626    0.9586
   0.9541

72

   0.9916    0.9907    0.9896    0.9884    0.9873    0.9859    0.9843    0.9828
   0.9810    0.9790    0.9769    0.9745    0.9718    0.9689    0.9654    0.9617
   0.9574

73

   0.9923    0.9914    0.9905    0.9894    0.9883    0.9870    0.9856    0.9841
   0.9824    0.9806    0.9787    0.9765    0.9739    0.9713    0.9680    0.9647
   0.9607

74

   0.9929    0.9921    0.9913    0.9902    0.9892    0.9880    0.9867    0.9853
   0.9838    0.9822    0.9804    0.9783    0.9760    0.9735    0.9706    0.9675
   0.9637

75

   0.9936    0.9928    0.9920    0.9911    0.9901    0.9890    0.9879    0.9865
   0.9852    0.9837    0.9820    0.9802    0.9780    0.9757    0.9730    0.9700
   0.9666

76

   0.9941    0.9934    0.9927    0.9918    0.9909    0.9900    0.9888    0.9877
   0.9864    0.9850    0.9835    0.9818    0.9798    0.9777    0.9752    0.9725
   0.9694

77

   0.9946    0.9940    0.9933    0.9925    0.9917    0.9908    0.9898    0.9887
   0.9876    0.9863    0.9849    0.9833    0.9815    0.9796    0.9773    0.9748
   0.9720

78

   0.9951    0.9945    0.9939    0.9931    0.9924    0.9916    0.9907    0.9897
   0.9886    0.9874    0.9862    0.9848    0.9831    0.9814    0.9793    0.9770
   0.9744

79

   0.9955    0.9950    0.9944    0.9938    0.9931    0.9924    0.9915    0.9906
   0.9896    0.9885    0.9874    0.9861    0.9846    0.9830    0.9811    0.9791
   0.9767

80

   0.9959    0.9955    0.9949    0.9943    0.9937    0.9930    0.9922    0.9914
   0.9905    0.9896    0.9885    0.9874    0.9859    0.9846    0.9828    0.9809
   0.9787

81

   0.9963    0.9959    0.9954    0.9948    0.9943    0.9937    0.9930    0.9922
   0.9913    0.9905    0.9896    0.9885    0.9872    0.9859    0.9844    0.9827
   0.9806

82

   0.9967    0.9963    0.9959    0.9953    0.9948    0.9942    0.9936    0.9929
   0.9922    0.9913    0.9905    0.9896    0.9884    0.9872    0.9858    0.9842
   0.9824

83

   0.9970    0.9966    0.9963    0.9957    0.9953    0.9948    0.9942    0.9936
   0.9929    0.9922    0.9914    0.9906    0.9894    0.9884    0.9871    0.9857
   0.9841

84

   0.9973    0.9970    0.9966    0.9961    0.9958    0.9953    0.9947    0.9942
   0.9936    0.9929    0.9922    0.9914    0.9905    0.9895    0.9883    0.9871
   0.9855

85

   0.9976    0.9972    0.9970    0.9965    0.9962    0.9958    0.9952    0.9947
   0.9942    0.9936    0.9929    0.9923    0.9914    0.9905    0.9894    0.9883
   0.9870

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    44

--------------------------------------------------------------------------------

APPENDICES

 

TABLE K

 

Conversion from Single Life to

100% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.7903    0.7777    0.7644    0.7507    0.7363    0.7214    0.7061    0.6902
   0.6740    0.6573    0.6402    0.6229    0.6052    0.5873    0.5691    0.5507
   0.5323

26

   0.7916    0.7789    0.7657    0.7520    0.7376    0.7227    0.7074    0.6915
   0.6752    0.6584    0.6414    0.6240    0.6064    0.5884    0.5702    0.5518
   0.5333

27

   0.7930    0.7803    0.7671    0.7534    0.7390    0.7241    0.7087    0.6928
   0.6765    0.6598    0.6427    0.6253    0.6076    0.5896    0.5714    0.5529
   0.5344

28

   0.7944    0.7818    0.7686    0.7548    0.7404    0.7255    0.7102    0.6942
   0.6779    0.6611    0.6440    0.6266    0.6089    0.5909    0.5726    0.5541
   0.5356

29

   0.7960    0.7834    0.7701    0.7564    0.7420    0.7270    0.7116    0.6957
   0.6794    0.6626    0.6454    0.6280    0.6103    0.5922    0.5739    0.5554
   0.5368

30

   0.7976    0.7851    0.7718    0.7580    0.7437    0.7287    0.7132    0.6973
   0.6809    0.6641    0.6470    0.6295    0.6117    0.5936    0.5753    0.5567
   0.5381

31

   0.7994    0.7868    0.7736    0.7598    0.7454    0.7304    0.7150    0.6990
   0.6826    0.6658    0.6486    0.6311    0.6133    0.5952    0.5768    0.5582
   0.5396

32

   0.8013    0.7887    0.7754    0.7616    0.7472    0.7322    0.7168    0.7008
   0.6844    0.6675    0.6504    0.6328    0.6150    0.5968    0.5784    0.5598
   0.5411

33

   0.8032    0.7906    0.7774    0.7636    0.7492    0.7342    0.7187    0.7027
   0.6863    0.6694    0.6522    0.6346    0.6168    0.5986    0.5801    0.5614
   0.5427

34

   0.8053    0.7926    0.7795    0.7657    0.7512    0.7362    0.7208    0.7047
   0.6883    0.6714    0.6542    0.6365    0.6186    0.6004    0.5819    0.5632
   0.5444

35

   0.8074    0.7949    0.7816    0.7679    0.7534    0.7384    0.7229    0.7069
   0.6904    0.6735    0.6562    0.6386    0.6207    0.6024    0.5839    0.5651
   0.5463

36

   0.8097    0.7972    0.7840    0.7701    0.7557    0.7407    0.7253    0.7092
   0.6927    0.6757    0.6584    0.6408    0.6228    0.6045    0.5859    0.5670
   0.5482

37

   0.8121    0.7996    0.7863    0.7726    0.7582    0.7431    0.7277    0.7116
   0.6951    0.6781    0.6608    0.6431    0.6250    0.6067    0.5881    0.5692
   0.5503

38

   0.8146    0.8021    0.7889    0.7752    0.7607    0.7458    0.7303    0.7142
   0.6977    0.6806    0.6633    0.6455    0.6275    0.6091    0.5904    0.5715
   0.5525

39

   0.8173    0.8048    0.7917    0.7779    0.7635    0.7485    0.7330    0.7169
   0.7003    0.6833    0.6659    0.6481    0.6301    0.6116    0.5929    0.5739
   0.5549

40

   0.8201    0.8076    0.7945    0.7808    0.7664    0.7514    0.7358    0.7198
   0.7032    0.6861    0.6687    0.6509    0.6328    0.6143    0.5955    0.5765
   0.5574

41

   0.8230    0.8106    0.7975    0.7838    0.7694    0.7544    0.7389    0.7228
   0.7062    0.6891    0.6717    0.6538    0.6357    0.6172    0.5983    0.5792
   0.5601

42

   0.8260    0.8137    0.8006    0.7869    0.7726    0.7576    0.7421    0.7259
   0.7094    0.6923    0.6748    0.6570    0.6388    0.6202    0.6013    0.5821
   0.5629

43

   0.8292    0.8169    0.8039    0.7902    0.7759    0.7609    0.7455    0.7294
   0.7128    0.6956    0.6781    0.6603    0.6420    0.6234    0.6044    0.5852
   0.5660

44

   0.8325    0.8203    0.8073    0.7937    0.7794    0.7645    0.7490    0.7329
   0.7163    0.6992    0.6816    0.6637    0.6454    0.6267    0.6078    0.5885
   0.5692

45

   0.8359    0.8237    0.8108    0.7973    0.7830    0.7681    0.7527    0.7366
   0.7200    0.7029    0.6853    0.6674    0.6491    0.6303    0.6113    0.5919
   0.5726

46

   0.8395    0.8274    0.8145    0.8011    0.7869    0.7720    0.7566    0.7405
   0.7239    0.7068    0.6892    0.6713    0.6529    0.6341    0.6151    0.5956
   0.5762

47

   0.8432    0.8312    0.8184    0.8050    0.7908    0.7760    0.7606    0.7446
   0.7280    0.7109    0.6933    0.6754    0.6569    0.6381    0.6190    0.5995
   0.5799

48

   0.8469    0.8351    0.8224    0.8091    0.7950    0.7803    0.7649    0.7489
   0.7324    0.7152    0.6976    0.6796    0.6612    0.6423    0.6232    0.6036
   0.5840

49

   0.8509    0.8391    0.8265    0.8133    0.7993    0.7846    0.7693    0.7534
   0.7369    0.7197    0.7022    0.6841    0.6657    0.6468    0.6275    0.6079
   0.5882

50

   0.8549    0.8433    0.8308    0.8177    0.8038    0.7892    0.7739    0.7580
   0.7416    0.7244    0.7069    0.6889    0.6704    0.6515    0.6321    0.6125
   0.5927

51

   0.8591    0.8475    0.8352    0.8222    0.8084    0.7939    0.7787    0.7629
   0.7465    0.7294    0.7118    0.6938    0.6754    0.6564    0.6370    0.6173
   0.5975

52

   0.8633    0.8519    0.8398    0.8269    0.8132    0.7988    0.7838    0.7680
   0.7516    0.7346    0.7171    0.6990    0.6805    0.6616    0.6422    0.6224
   0.6025

53

   0.8677    0.8565    0.8444    0.8317    0.8182    0.8039    0.7890    0.7733
   0.7570    0.7400    0.7225    0.7045    0.6860    0.6670    0.6476    0.6278
   0.6078

54

   0.8721    0.8611    0.8492    0.8367    0.8233    0.8092    0.7944    0.7788
   0.7626    0.7457    0.7282    0.7103    0.6918    0.6728    0.6533    0.6334
   0.6134

55

   0.8766    0.8658    0.8542    0.8418    0.8286    0.8146    0.7999    0.7845
   0.7684    0.7515    0.7342    0.7163    0.6978    0.6789    0.6594    0.6395
   0.6194

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    45

--------------------------------------------------------------------------------

APPENDICES

 

TABLE K

 

Conversion from Single Life to

100% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.8812    0.8706    0.8592    0.8470    0.8340    0.8202    0.8057    0.7904
   0.7744    0.7577    0.7404    0.7226    0.7042    0.6852    0.6657    0.6457
   0.6256

57

   0.8859    0.8755    0.8643    0.8524    0.8396    0.8260    0.8117    0.7965
   0.7807    0.7641    0.7469    0.7292    0.7108    0.6919    0.6724    0.6524
   0.6322

58

   0.8905    0.8804    0.8696    0.8578    0.8453    0.8319    0.8178    0.8028
   0.7872    0.7708    0.7537    0.7360    0.7177    0.6988    0.6794    0.6594
   0.6392

59

   0.8953    0.8855    0.8748    0.8634    0.8510    0.8380    0.8241    0.8093
   0.7938    0.7776    0.7607    0.7432    0.7250    0.7061    0.6867    0.6668
   0.6466

60

   0.9001    0.8905    0.8802    0.8690    0.8570    0.8441    0.8305    0.8160
   0.8008    0.7847    0.7680    0.7505    0.7325    0.7138    0.6944    0.6745
   0.6543

61

   0.9048    0.8956    0.8855    0.8747    0.8629    0.8504    0.8371    0.8228
   0.8078    0.7919    0.7754    0.7582    0.7403    0.7216    0.7024    0.6825
   0.6624

62

   0.9096    0.9007    0.8909    0.8804    0.8690    0.8567    0.8437    0.8297
   0.8150    0.7994    0.7831    0.7661    0.7484    0.7299    0.7107    0.6910
   0.6708

63

   0.9143    0.9057    0.8963    0.8861    0.8750    0.8632    0.8504    0.8367
   0.8224    0.8071    0.7910    0.7742    0.7567    0.7383    0.7194    0.6997
   0.6796

64

   0.9190    0.9108    0.9017    0.8918    0.8812    0.8696    0.8572    0.8439
   0.8298    0.8148    0.7991    0.7825    0.7652    0.7471    0.7283    0.7087
   0.6888

65

   0.9236    0.9157    0.9070    0.8975    0.8872    0.8760    0.8640    0.8511
   0.8374    0.8227    0.8073    0.7911    0.7740    0.7561    0.7375    0.7181
   0.6983

66

   0.9281    0.9206    0.9122    0.9032    0.8932    0.8824    0.8708    0.8583
   0.8449    0.8307    0.8155    0.7997    0.7829    0.7653    0.7470    0.7277
   0.7081

67

   0.9325    0.9254    0.9174    0.9087    0.8992    0.8888    0.8776    0.8655
   0.8525    0.8386    0.8239    0.8084    0.7920    0.7747    0.7566    0.7376
   0.7182

68

   0.9368    0.9300    0.9224    0.9142    0.9051    0.8951    0.8843    0.8727
   0.8601    0.8466    0.8324    0.8172    0.8012    0.7842    0.7664    0.7478
   0.7285

69

   0.9409    0.9346    0.9274    0.9195    0.9108    0.9013    0.8910    0.8797
   0.8677    0.8546    0.8408    0.8260    0.8104    0.7938    0.7764    0.7580
   0.7390

70

   0.9450    0.9389    0.9322    0.9247    0.9164    0.9073    0.8976    0.8867
   0.8751    0.8625    0.8491    0.8349    0.8197    0.8036    0.7865    0.7684
   0.7498

71

   0.9489    0.9432    0.9368    0.9298    0.9220    0.9133    0.9039    0.8936
   0.8825    0.8704    0.8575    0.8437    0.8290    0.8132    0.7966    0.7790
   0.7607

72

   0.9526    0.9473    0.9413    0.9347    0.9272    0.9191    0.9102    0.9004
   0.8897    0.8782    0.8658    0.8525    0.8382    0.8231    0.8069    0.7896
   0.7717

73

   0.9562    0.9512    0.9456    0.9394    0.9324    0.9247    0.9162    0.9069
   0.8969    0.8858    0.8739    0.8612    0.8474    0.8328    0.8170    0.8003
   0.7829

74

   0.9595    0.9549    0.9497    0.9439    0.9374    0.9301    0.9222    0.9133
   0.9037    0.8932    0.8819    0.8697    0.8565    0.8423    0.8271    0.8110
   0.7940

75

   0.9628    0.9585    0.9536    0.9482    0.9421    0.9352    0.9278    0.9195
   0.9104    0.9004    0.8897    0.8780    0.8654    0.8519    0.8373    0.8216
   0.8051

76

   0.9658    0.9618    0.9573    0.9523    0.9466    0.9402    0.9332    0.9254
   0.9169    0.9074    0.8973    0.8862    0.8742    0.8611    0.8471    0.8320
   0.8161

77

   0.9687    0.9650    0.9608    0.9561    0.9508    0.9450    0.9384    0.9311
   0.9230    0.9142    0.9045    0.8940    0.8826    0.8702    0.8568    0.8423
   0.8269

78

   0.9713    0.9680    0.9641    0.9598    0.9548    0.9494    0.9433    0.9364
   0.9290    0.9206    0.9115    0.9016    0.8908    0.8790    0.8662    0.8523
   0.8376

79

   0.9738    0.9708    0.9672    0.9632    0.9586    0.9536    0.9479    0.9415
   0.9345    0.9267    0.9182    0.9088    0.8986    0.8875    0.8753    0.8620
   0.8480

80

   0.9761    0.9733    0.9700    0.9664    0.9622    0.9575    0.9522    0.9463
   0.9398    0.9325    0.9246    0.9158    0.9062    0.8956    0.8841    0.8715
   0.8580

81

   0.9783    0.9757    0.9728    0.9694    0.9655    0.9612    0.9563    0.9509
   0.9448    0.9380    0.9306    0.9223    0.9133    0.9034    0.8925    0.8806
   0.8678

82

   0.9803    0.9779    0.9752    0.9722    0.9686    0.9646    0.9602    0.9551
   0.9494    0.9432    0.9362    0.9286    0.9201    0.9108    0.9006    0.8893
   0.8771

83

   0.9821    0.9800    0.9775    0.9747    0.9715    0.9678    0.9637    0.9590
   0.9538    0.9480    0.9416    0.9345    0.9266    0.9179    0.9083    0.8976
   0.8863

84

   0.9839    0.9819    0.9796    0.9770    0.9741    0.9708    0.9670    0.9627
   0.9579    0.9526    0.9466    0.9401    0.9327    0.9246    0.9157    0.9056
   0.8949

85

   0.9854    0.9836    0.9815    0.9792    0.9766    0.9735    0.9701    0.9662
   0.9618    0.9568    0.9514    0.9453    0.9385    0.9309    0.9226    0.9133
   0.9032

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    46

--------------------------------------------------------------------------------

APPENDICES

 

TABLE L

 

Conversion from Single Life to

100% Joint and Survivor With Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

25

   0.9818    0.9803    0.9787    0.9768    0.9750    0.9728    0.9705    0.9681
   0.9654    0.9626    0.9595    0.9562    0.9526    0.9488    0.9447    0.9403
   0.9356

26

   0.9823    0.9808    0.9792    0.9774    0.9756    0.9735    0.9711    0.9688
   0.9661    0.9633    0.9603    0.9570    0.9535    0.9497    0.9456    0.9413
   0.9366

27

   0.9828    0.9813    0.9797    0.9780    0.9761    0.9741    0.9718    0.9695
   0.9668    0.9641    0.9611    0.9578    0.9543    0.9506    0.9466    0.9423
   0.9376

28

   0.9832    0.9818    0.9802    0.9785    0.9767    0.9747    0.9725    0.9702
   0.9676    0.9649    0.9619    0.9586    0.9552    0.9515    0.9475    0.9432
   0.9386

29

   0.9837    0.9823    0.9807    0.9790    0.9773    0.9753    0.9732    0.9709
   0.9683    0.9657    0.9628    0.9596    0.9562    0.9525    0.9486    0.9443
   0.9397

30

   0.9841    0.9828    0.9812    0.9796    0.9779    0.9760    0.9738    0.9716
   0.9691    0.9665    0.9636    0.9605    0.9571    0.9535    0.9496    0.9454
   0.9408

31

   0.9846    0.9832    0.9818    0.9802    0.9786    0.9766    0.9746    0.9723
   0.9699    0.9673    0.9645    0.9613    0.9581    0.9545    0.9506    0.9464
   0.9420

32

   0.9851    0.9837    0.9823    0.9808    0.9791    0.9773    0.9752    0.9731
   0.9707    0.9681    0.9653    0.9623    0.9591    0.9555    0.9517    0.9476
   0.9431

33

   0.9855    0.9842    0.9828    0.9813    0.9797    0.9779    0.9759    0.9738
   0.9715    0.9690    0.9662    0.9633    0.9600    0.9565    0.9528    0.9488
   0.9443

34

   0.9859    0.9847    0.9833    0.9818    0.9804    0.9786    0.9766    0.9746
   0.9722    0.9698    0.9671    0.9642    0.9610    0.9576    0.9539    0.9499
   0.9456

35

   0.9864    0.9852    0.9838    0.9824    0.9809    0.9792    0.9773    0.9753
   0.9730    0.9706    0.9680    0.9651    0.9620    0.9587    0.9551    0.9511
   0.9469

36

   0.9868    0.9856    0.9843    0.9829    0.9815    0.9799    0.9779    0.9761
   0.9738    0.9715    0.9689    0.9661    0.9630    0.9598    0.9562    0.9523
   0.9481

37

   0.9872    0.9861    0.9848    0.9835    0.9821    0.9805    0.9787    0.9768
   0.9746    0.9724    0.9698    0.9670    0.9641    0.9609    0.9573    0.9536
   0.9494

38

   0.9876    0.9865    0.9854    0.9840    0.9827    0.9811    0.9793    0.9775
   0.9753    0.9732    0.9707    0.9681    0.9651    0.9619    0.9585    0.9548
   0.9507

39

   0.9880    0.9870    0.9858    0.9845    0.9833    0.9817    0.9800    0.9782
   0.9761    0.9740    0.9716    0.9690    0.9661    0.9631    0.9597    0.9560
   0.9520

40

   0.9884    0.9874    0.9863    0.9850    0.9838    0.9823    0.9806    0.9789
   0.9769    0.9748    0.9725    0.9699    0.9672    0.9642    0.9608    0.9573
   0.9533

41

   0.9887    0.9879    0.9867    0.9855    0.9843    0.9829    0.9813    0.9796
   0.9777    0.9757    0.9734    0.9709    0.9682    0.9653    0.9621    0.9585
   0.9547

42

   0.9892    0.9882    0.9872    0.9860    0.9849    0.9835    0.9819    0.9803
   0.9785    0.9765    0.9743    0.9719    0.9692    0.9663    0.9632    0.9598
   0.9560

43

   0.9895    0.9887    0.9877    0.9866    0.9854    0.9841    0.9826    0.9810
   0.9792    0.9773    0.9752    0.9728    0.9702    0.9674    0.9644    0.9610
   0.9573

44

   0.9899    0.9890    0.9881    0.9870    0.9859    0.9847    0.9832    0.9817
   0.9799    0.9781    0.9760    0.9737    0.9713    0.9685    0.9655    0.9623
   0.9587

45

   0.9903    0.9895    0.9885    0.9875    0.9865    0.9852    0.9837    0.9823
   0.9806    0.9789    0.9768    0.9746    0.9722    0.9696    0.9667    0.9635
   0.9600

46

   0.9906    0.9898    0.9889    0.9879    0.9869    0.9858    0.9844    0.9830
   0.9813    0.9796    0.9777    0.9755    0.9732    0.9707    0.9679    0.9648
   0.9614

47

   0.9909    0.9902    0.9893    0.9884    0.9874    0.9863    0.9849    0.9836
   0.9820    0.9804    0.9785    0.9764    0.9742    0.9717    0.9690    0.9659
   0.9627

48

   0.9912    0.9906    0.9897    0.9888    0.9878    0.9868    0.9855    0.9842
   0.9827    0.9811    0.9793    0.9773    0.9751    0.9727    0.9701    0.9672
   0.9640

49

   0.9916    0.9908    0.9901    0.9892    0.9884    0.9873    0.9861    0.9848
   0.9834    0.9818    0.9801    0.9782    0.9761    0.9738    0.9712    0.9684
   0.9653

50

   0.9919    0.9912    0.9905    0.9896    0.9888    0.9877    0.9866    0.9854
   0.9840    0.9826    0.9809    0.9790    0.9770    0.9747    0.9722    0.9695
   0.9665

51

   0.9922    0.9916    0.9908    0.9900    0.9892    0.9883    0.9871    0.9860
   0.9846    0.9832    0.9816    0.9798    0.9778    0.9758    0.9734    0.9707
   0.9677

52

   0.9925    0.9919    0.9912    0.9904    0.9896    0.9887    0.9876    0.9866
   0.9852    0.9839    0.9824    0.9806    0.9787    0.9766    0.9744    0.9718
   0.9690

53

   0.9928    0.9922    0.9916    0.9908    0.9900    0.9891    0.9881    0.9871
   0.9858    0.9846    0.9830    0.9814    0.9795    0.9776    0.9754    0.9729
   0.9702

54

   0.9931    0.9925    0.9919    0.9912    0.9904    0.9896    0.9886    0.9876
   0.9864    0.9851    0.9838    0.9821    0.9804    0.9785    0.9764    0.9740
   0.9714

55

   0.9933    0.9927    0.9921    0.9915    0.9909    0.9900    0.9890    0.9881
   0.9870    0.9858    0.9844    0.9829    0.9812    0.9794    0.9773    0.9751
   0.9726

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    47

--------------------------------------------------------------------------------

APPENDICES

 

TABLE L

 

Conversion from Single Life to

100% Joint and Survivor With Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

56

   0.9936    0.9930    0.9925    0.9918    0.9912    0.9905    0.9895    0.9886
   0.9875    0.9864    0.9851    0.9836    0.9820    0.9803    0.9783    0.9761
   0.9737

57

   0.9938    0.9933    0.9928    0.9922    0.9916    0.9908    0.9900    0.9891
   0.9880    0.9870    0.9857    0.9843    0.9827    0.9811    0.9792    0.9771
   0.9748

58

   0.9941    0.9936    0.9931    0.9925    0.9920    0.9912    0.9904    0.9896
   0.9885    0.9875    0.9864    0.9850    0.9835    0.9819    0.9801    0.9781
   0.9758

59

   0.9943    0.9939    0.9934    0.9928    0.9923    0.9916    0.9908    0.9900
   0.9890    0.9881    0.9869    0.9856    0.9842    0.9827    0.9810    0.9790
   0.9769

60

   0.9945    0.9941    0.9937    0.9932    0.9926    0.9919    0.9912    0.9905
   0.9895    0.9886    0.9875    0.9863    0.9850    0.9835    0.9818    0.9799
   0.9779

61

   0.9947    0.9944    0.9939    0.9935    0.9929    0.9923    0.9916    0.9909
   0.9900    0.9892    0.9881    0.9869    0.9856    0.9842    0.9827    0.9808
   0.9788

62

   0.9950    0.9946    0.9942    0.9937    0.9932    0.9927    0.9920    0.9913
   0.9905    0.9896    0.9886    0.9875    0.9862    0.9849    0.9834    0.9817
   0.9798

63

   0.9952    0.9948    0.9944    0.9940    0.9935    0.9930    0.9924    0.9917
   0.9909    0.9901    0.9891    0.9881    0.9869    0.9857    0.9842    0.9826
   0.9807

64

   0.9954    0.9950    0.9947    0.9943    0.9938    0.9933    0.9927    0.9920
   0.9913    0.9906    0.9896    0.9886    0.9875    0.9863    0.9849    0.9834
   0.9816

65

   0.9956    0.9953    0.9949    0.9945    0.9941    0.9936    0.9930    0.9924
   0.9917    0.9910    0.9902    0.9891    0.9881    0.9869    0.9857    0.9842
   0.9825

66

   0.9958    0.9955    0.9952    0.9947    0.9944    0.9939    0.9933    0.9928
   0.9921    0.9915    0.9906    0.9897    0.9886    0.9876    0.9863    0.9849
   0.9833

67

   0.9959    0.9957    0.9954    0.9950    0.9946    0.9942    0.9936    0.9932
   0.9925    0.9918    0.9911    0.9902    0.9892    0.9882    0.9870    0.9857
   0.9841

68

   0.9961    0.9958    0.9955    0.9952    0.9949    0.9945    0.9939    0.9935
   0.9928    0.9923    0.9915    0.9906    0.9898    0.9887    0.9876    0.9864
   0.9849

69

   0.9963    0.9961    0.9958    0.9955    0.9951    0.9948    0.9942    0.9938
   0.9932    0.9927    0.9920    0.9912    0.9903    0.9894    0.9882    0.9870
   0.9857

70

   0.9964    0.9962    0.9960    0.9957    0.9954    0.9950    0.9945    0.9941
   0.9935    0.9930    0.9923    0.9916    0.9908    0.9899    0.9888    0.9876
   0.9864

71

   0.9967    0.9964    0.9961    0.9958    0.9956    0.9952    0.9948    0.9944
   0.9938    0.9933    0.9927    0.9920    0.9912    0.9904    0.9894    0.9883
   0.9870

72

   0.9968    0.9966    0.9964    0.9960    0.9958    0.9955    0.9950    0.9947
   0.9942    0.9937    0.9931    0.9925    0.9917    0.9909    0.9900    0.9889
   0.9877

73

   0.9970    0.9967    0.9965    0.9962    0.9960    0.9957    0.9953    0.9950
   0.9944    0.9940    0.9935    0.9928    0.9921    0.9914    0.9905    0.9895
   0.9883

74

   0.9970    0.9969    0.9967    0.9964    0.9962    0.9959    0.9955    0.9952
   0.9947    0.9943    0.9938    0.9932    0.9925    0.9919    0.9910    0.9900
   0.9890

75

   0.9972    0.9970    0.9968    0.9966    0.9964    0.9961    0.9957    0.9955
   0.9950    0.9946    0.9941    0.9936    0.9930    0.9922    0.9914    0.9906
   0.9896

76

   0.9973    0.9972    0.9969    0.9967    0.9966    0.9963    0.9959    0.9957
   0.9952    0.9949    0.9944    0.9939    0.9933    0.9927    0.9920    0.9911
   0.9901

77

   0.9975    0.9973    0.9971    0.9969    0.9968    0.9965    0.9962    0.9959
   0.9955    0.9952    0.9948    0.9942    0.9936    0.9931    0.9924    0.9916
   0.9907

78

   0.9976    0.9974    0.9972    0.9971    0.9969    0.9967    0.9964    0.9962
   0.9958    0.9955    0.9951    0.9946    0.9940    0.9935    0.9928    0.9920
   0.9911

79

   0.9977    0.9975    0.9974    0.9972    0.9971    0.9969    0.9965    0.9963
   0.9960    0.9957    0.9953    0.9948    0.9943    0.9938    0.9932    0.9925
   0.9917

80

   0.9978    0.9977    0.9975    0.9973    0.9972    0.9970    0.9968    0.9965
   0.9962    0.9959    0.9956    0.9951    0.9946    0.9942    0.9936    0.9929
   0.9921

81

   0.9979    0.9978    0.9976    0.9975    0.9974    0.9971    0.9969    0.9967
   0.9964    0.9961    0.9958    0.9954    0.9949    0.9945    0.9940    0.9933
   0.9925

82

   0.9980    0.9979    0.9978    0.9976    0.9975    0.9973    0.9971    0.9969
   0.9966    0.9964    0.9960    0.9956    0.9952    0.9948    0.9943    0.9937
   0.9930

83

   0.9981    0.9980    0.9978    0.9978    0.9976    0.9974    0.9972    0.9971
   0.9967    0.9966    0.9963    0.9959    0.9955    0.9951    0.9947    0.9940
   0.9934

84

   0.9982    0.9981    0.9980    0.9978    0.9978    0.9976    0.9974    0.9972
   0.9970    0.9967    0.9965    0.9961    0.9958    0.9954    0.9950    0.9944
   0.9938

85

   0.9983    0.9982    0.9981    0.9980    0.9979    0.9977    0.9975    0.9974
   0.9971    0.9970    0.9966    0.9963    0.9960    0.9957    0.9953    0.9947
   0.9941

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    48

--------------------------------------------------------------------------------

APPENDICES

 

TABLE L

 

Conversion from Single Life to

100% Joint and Survivor With Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.9307    0.9254    0.9198    0.9138    0.9075    0.9009    0.8938    0.8866
   0.8789    0.8708    0.8623    0.8534    0.8440    0.8342    0.8238    0.8129
   0.8014

26

   0.9317    0.9264    0.9208    0.9148    0.9086    0.9020    0.8950    0.8877
   0.8800    0.8720    0.8636    0.8546    0.8452    0.8354    0.8250    0.8141
   0.8027

27

   0.9327    0.9275    0.9219    0.9159    0.9097    0.9031    0.8962    0.8889
   0.8813    0.8732    0.8648    0.8560    0.8465    0.8367    0.8263    0.8155
   0.8040

28

   0.9338    0.9286    0.9230    0.9171    0.9110    0.9044    0.8975    0.8902
   0.8826    0.8745    0.8662    0.8573    0.8479    0.8381    0.8277    0.8168
   0.8053

29

   0.9349    0.9298    0.9242    0.9184    0.9122    0.9057    0.8987    0.8916
   0.8840    0.8760    0.8675    0.8587    0.8493    0.8396    0.8292    0.8183
   0.8068

30

   0.9361    0.9309    0.9255    0.9196    0.9135    0.9070    0.9001    0.8930
   0.8853    0.8774    0.8690    0.8602    0.8508    0.8411    0.8307    0.8198
   0.8084

31

   0.9372    0.9322    0.9267    0.9209    0.9149    0.9084    0.9016    0.8944
   0.8869    0.8789    0.8706    0.8618    0.8524    0.8426    0.8323    0.8215
   0.8100

32

   0.9385    0.9334    0.9280    0.9222    0.9162    0.9099    0.9030    0.8959
   0.8884    0.8805    0.8722    0.8634    0.8540    0.8443    0.8340    0.8231
   0.8117

33

   0.9398    0.9347    0.9294    0.9237    0.9177    0.9114    0.9046    0.8975
   0.8900    0.8821    0.8738    0.8651    0.8558    0.8461    0.8357    0.8249
   0.8135

34

   0.9410    0.9361    0.9308    0.9251    0.9192    0.9129    0.9061    0.8991
   0.8917    0.8838    0.8756    0.8669    0.8576    0.8479    0.8376    0.8269
   0.8154

35

   0.9423    0.9374    0.9322    0.9266    0.9207    0.9145    0.9078    0.9008
   0.8934    0.8856    0.8774    0.8687    0.8595    0.8499    0.8396    0.8288
   0.8174

36

   0.9437    0.9388    0.9336    0.9281    0.9223    0.9161    0.9095    0.9026
   0.8952    0.8874    0.8793    0.8707    0.8615    0.8518    0.8416    0.8309
   0.8195

37

   0.9450    0.9403    0.9352    0.9296    0.9239    0.9178    0.9112    0.9044
   0.8971    0.8894    0.8813    0.8726    0.8635    0.8540    0.8437    0.8330
   0.8216

38

   0.9464    0.9417    0.9366    0.9312    0.9256    0.9195    0.9130    0.9062
   0.8990    0.8914    0.8833    0.8748    0.8656    0.8561    0.8460    0.8353
   0.8240

39

   0.9478    0.9431    0.9382    0.9329    0.9273    0.9212    0.9149    0.9081
   0.9009    0.8934    0.8854    0.8769    0.8679    0.8584    0.8483    0.8376
   0.8263

40

   0.9492    0.9446    0.9398    0.9345    0.9290    0.9231    0.9168    0.9101
   0.9030    0.8955    0.8876    0.8791    0.8702    0.8607    0.8507    0.8401
   0.8288

41

   0.9506    0.9461    0.9414    0.9362    0.9308    0.9249    0.9187    0.9121
   0.9050    0.8976    0.8898    0.8814    0.8725    0.8632    0.8531    0.8426
   0.8314

42

   0.9521    0.9477    0.9430    0.9379    0.9325    0.9268    0.9207    0.9142
   0.9072    0.8999    0.8921    0.8839    0.8750    0.8657    0.8557    0.8452
   0.8341

43

   0.9535    0.9492    0.9446    0.9396    0.9343    0.9287    0.9226    0.9162
   0.9094    0.9021    0.8944    0.8863    0.8775    0.8683    0.8584    0.8480
   0.8369

44

   0.9549    0.9507    0.9462    0.9413    0.9362    0.9306    0.9247    0.9183
   0.9116    0.9044    0.8968    0.8887    0.8801    0.8710    0.8611    0.8508
   0.8398

45

   0.9563    0.9522    0.9478    0.9431    0.9380    0.9326    0.9267    0.9205
   0.9139    0.9068    0.8993    0.8913    0.8827    0.8737    0.8640    0.8537
   0.8428

46

   0.9578    0.9537    0.9495    0.9448    0.9399    0.9345    0.9288    0.9226
   0.9162    0.9092    0.9018    0.8940    0.8855    0.8765    0.8669    0.8567
   0.8459

47

   0.9591    0.9553    0.9511    0.9465    0.9417    0.9365    0.9308    0.9248
   0.9184    0.9116    0.9044    0.8966    0.8882    0.8794    0.8699    0.8598
   0.8491

48

   0.9606    0.9568    0.9527    0.9483    0.9435    0.9384    0.9329    0.9271
   0.9208    0.9141    0.9070    0.8993    0.8911    0.8823    0.8729    0.8630
   0.8523

49

   0.9620    0.9583    0.9543    0.9499    0.9454    0.9404    0.9350    0.9293
   0.9231    0.9166    0.9096    0.9021    0.8939    0.8854    0.8761    0.8663
   0.8557

50

   0.9633    0.9598    0.9559    0.9517    0.9472    0.9423    0.9371    0.9315
   0.9255    0.9191    0.9122    0.9049    0.8969    0.8884    0.8792    0.8695
   0.8591

51

   0.9647    0.9612    0.9575    0.9534    0.9491    0.9443    0.9392    0.9337
   0.9279    0.9216    0.9149    0.9077    0.8998    0.8915    0.8825    0.8729
   0.8626

52

   0.9660    0.9626    0.9590    0.9550    0.9508    0.9463    0.9413    0.9360
   0.9303    0.9241    0.9176    0.9105    0.9028    0.8946    0.8858    0.8764
   0.8662

53

   0.9673    0.9641    0.9606    0.9567    0.9527    0.9482    0.9434    0.9382
   0.9327    0.9267    0.9203    0.9133    0.9058    0.8978    0.8891    0.8798
   0.8698

54

   0.9686    0.9654    0.9621    0.9584    0.9544    0.9501    0.9454    0.9404
   0.9350    0.9292    0.9230    0.9162    0.9089    0.9011    0.8925    0.8834
   0.8736

55

   0.9699    0.9669    0.9636    0.9600    0.9561    0.9520    0.9474    0.9426
   0.9374    0.9317    0.9256    0.9191    0.9119    0.9042    0.8959    0.8870
   0.8773

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    49

--------------------------------------------------------------------------------

APPENDICES

 

TABLE L

 

CECONY Weekly Participants –1

Conversion from Single Life to

100% Joint and Survivor With Pop-Up

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

56

   0.9711    0.9682    0.9650    0.9616    0.9579    0.9538    0.9494    0.9448
   0.9397    0.9342    0.9283    0.9219    0.9149    0.9075    0.8993    0.8906
   0.8812

57

   0.9723    0.9695    0.9664    0.9631    0.9596    0.9557    0.9514    0.9469
   0.9420    0.9367    0.9310    0.9247    0.9180    0.9107    0.9027    0.8942
   0.8850

58

   0.9735    0.9707    0.9678    0.9646    0.9612    0.9575    0.9534    0.9490
   0.9442    0.9391    0.9336    0.9275    0.9209    0.9139    0.9062    0.8979
   0.8888

59

   0.9746    0.9720    0.9692    0.9661    0.9628    0.9592    0.9553    0.9510
   0.9465    0.9415    0.9362    0.9304    0.9240    0.9172    0.9096    0.9015
   0.8926

60

   0.9757    0.9732    0.9706    0.9676    0.9644    0.9609    0.9571    0.9531
   0.9486    0.9439    0.9388    0.9332    0.9269    0.9203    0.9130    0.9051
   0.8965

61

   0.9768    0.9744    0.9718    0.9689    0.9659    0.9626    0.9590    0.9550
   0.9508    0.9462    0.9413    0.9359    0.9299    0.9235    0.9163    0.9087
   0.9003

62

   0.9778    0.9756    0.9731    0.9703    0.9674    0.9642    0.9607    0.9570
   0.9529    0.9485    0.9437    0.9385    0.9327    0.9266    0.9197    0.9123
   0.9042

63

   0.9788    0.9766    0.9743    0.9717    0.9689    0.9658    0.9625    0.9588
   0.9550    0.9507    0.9461    0.9411    0.9356    0.9296    0.9230    0.9158
   0.9079

64

   0.9798    0.9777    0.9755    0.9729    0.9702    0.9673    0.9641    0.9607
   0.9569    0.9529    0.9485    0.9437    0.9383    0.9326    0.9262    0.9193
   0.9117

65

   0.9808    0.9787    0.9765    0.9742    0.9716    0.9689    0.9658    0.9625
   0.9589    0.9550    0.9508    0.9462    0.9410    0.9355    0.9294    0.9227
   0.9154

66

   0.9817    0.9797    0.9777    0.9753    0.9729    0.9702    0.9673    0.9642
   0.9607    0.9571    0.9530    0.9486    0.9437    0.9384    0.9325    0.9261
   0.9190

67

   0.9825    0.9807    0.9788    0.9765    0.9742    0.9716    0.9688    0.9659
   0.9626    0.9590    0.9552    0.9510    0.9463    0.9412    0.9355    0.9294
   0.9226

68

   0.9834    0.9817    0.9798    0.9776    0.9755    0.9730    0.9703    0.9675
   0.9644    0.9610    0.9573    0.9533    0.9488    0.9440    0.9385    0.9326
   0.9260

69

   0.9842    0.9826    0.9808    0.9787    0.9766    0.9743    0.9717    0.9690
   0.9660    0.9628    0.9594    0.9555    0.9512    0.9466    0.9414    0.9358
   0.9294

70

   0.9850    0.9834    0.9817    0.9797    0.9778    0.9755    0.9731    0.9705
   0.9677    0.9646    0.9613    0.9577    0.9536    0.9491    0.9442    0.9388
   0.9327

71

   0.9857    0.9843    0.9826    0.9807    0.9789    0.9767    0.9744    0.9719
   0.9692    0.9663    0.9632    0.9597    0.9558    0.9516    0.9469    0.9418
   0.9359

72

   0.9865    0.9850    0.9835    0.9817    0.9799    0.9778    0.9757    0.9734
   0.9707    0.9680    0.9651    0.9617    0.9580    0.9540    0.9495    0.9446
   0.9391

73

   0.9872    0.9858    0.9843    0.9827    0.9809    0.9790    0.9769    0.9746
   0.9723    0.9696    0.9668    0.9637    0.9602    0.9564    0.9521    0.9474
   0.9421

74

   0.9878    0.9865    0.9851    0.9835    0.9819    0.9800    0.9781    0.9760
   0.9736    0.9712    0.9685    0.9655    0.9622    0.9586    0.9545    0.9501
   0.9450

75

   0.9885    0.9872    0.9859    0.9844    0.9828    0.9811    0.9792    0.9772
   0.9750    0.9726    0.9701    0.9673    0.9641    0.9607    0.9568    0.9526
   0.9478

76

   0.9891    0.9879    0.9867    0.9852    0.9837    0.9820    0.9802    0.9784
   0.9762    0.9740    0.9716    0.9690    0.9659    0.9627    0.9591    0.9551
   0.9505

77

   0.9897    0.9885    0.9874    0.9859    0.9846    0.9830    0.9812    0.9795
   0.9775    0.9754    0.9731    0.9706    0.9677    0.9647    0.9612    0.9574
   0.9531

78

   0.9902    0.9891    0.9880    0.9867    0.9854    0.9838    0.9823    0.9805
   0.9786    0.9767    0.9746    0.9722    0.9695    0.9666    0.9633    0.9597
   0.9557

79

   0.9908    0.9898    0.9887    0.9874    0.9862    0.9847    0.9831    0.9815
   0.9798    0.9779    0.9759    0.9736    0.9711    0.9684    0.9653    0.9619
   0.9580

80

   0.9913    0.9903    0.9893    0.9881    0.9869    0.9855    0.9840    0.9825
   0.9808    0.9791    0.9772    0.9750    0.9727    0.9701    0.9671    0.9640
   0.9603

81

   0.9918    0.9909    0.9899    0.9887    0.9876    0.9863    0.9849    0.9835
   0.9819    0.9801    0.9784    0.9764    0.9741    0.9717    0.9690    0.9659
   0.9624

82

   0.9922    0.9914    0.9904    0.9893    0.9883    0.9871    0.9857    0.9844
   0.9828    0.9812    0.9795    0.9777    0.9755    0.9733    0.9707    0.9678
   0.9646

83

   0.9927    0.9919    0.9910    0.9899    0.9889    0.9878    0.9865    0.9852
   0.9838    0.9823    0.9807    0.9789    0.9769    0.9748    0.9723    0.9697
   0.9666

84

   0.9931    0.9923    0.9915    0.9905    0.9896    0.9884    0.9872    0.9860
   0.9847    0.9833    0.9818    0.9801    0.9782    0.9762    0.9739    0.9714
   0.9685

85

   0.9936    0.9928    0.9920    0.9911    0.9901    0.9891    0.9879    0.9868
   0.9855    0.9842    0.9828    0.9812    0.9794    0.9776    0.9754    0.9730
   0.9703

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    50

--------------------------------------------------------------------------------

APPENDICES

 

TABLE L

 

Conversion from Single Life to

100% Joint and Survivor With Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.7893    0.7767    0.7635    0.7497    0.7354    0.7205    0.7052    0.6893
   0.6731    0.6564    0.6394    0.6221    0.6045    0.5866    0.5684    0.5500
   0.5316

26

   0.7905    0.7780    0.7647    0.7510    0.7366    0.7217    0.7064    0.6905
   0.6743    0.6575    0.6405    0.6232    0.6056    0.5876    0.5694    0.5510
   0.5326

27

   0.7919    0.7793    0.7660    0.7523    0.7379    0.7230    0.7077    0.6918
   0.6755    0.6587    0.6417    0.6244    0.6067    0.5887    0.5705    0.5521
   0.5336

28

   0.7933    0.7807    0.7675    0.7536    0.7393    0.7244    0.7090    0.6931
   0.6768    0.6601    0.6430    0.6256    0.6079    0.5899    0.5717    0.5532
   0.5347

29

   0.7947    0.7821    0.7689    0.7551    0.7407    0.7258    0.7104    0.6945
   0.6782    0.6614    0.6443    0.6269    0.6092    0.5912    0.5729    0.5544
   0.5359

30

   0.7963    0.7837    0.7704    0.7567    0.7423    0.7274    0.7120    0.6960
   0.6797    0.6629    0.6458    0.6283    0.6106    0.5926    0.5743    0.5557
   0.5372

31

   0.7979    0.7853    0.7721    0.7583    0.7439    0.7290    0.7136    0.6976
   0.6812    0.6644    0.6473    0.6298    0.6121    0.5940    0.5757    0.5571
   0.5385

32

   0.7997    0.7871    0.7738    0.7600    0.7456    0.7307    0.7152    0.6993
   0.6829    0.6661    0.6489    0.6315    0.6137    0.5955    0.5772    0.5586
   0.5400

33

   0.8015    0.7888    0.7756    0.7619    0.7475    0.7325    0.7171    0.7011
   0.6847    0.6678    0.6507    0.6331    0.6153    0.5972    0.5787    0.5601
   0.5415

34

   0.8034    0.7908    0.7776    0.7638    0.7494    0.7344    0.7190    0.7030
   0.6865    0.6697    0.6525    0.6349    0.6171    0.5989    0.5804    0.5618
   0.5431

35

   0.8054    0.7928    0.7796    0.7658    0.7514    0.7364    0.7210    0.7049
   0.6885    0.6716    0.6544    0.6368    0.6189    0.6007    0.5823    0.5635
   0.5448

36

   0.8075    0.7949    0.7817    0.7679    0.7535    0.7385    0.7230    0.7070
   0.6906    0.6737    0.6564    0.6388    0.6209    0.6027    0.5842    0.5654
   0.5466

37

   0.8097    0.7972    0.7840    0.7701    0.7558    0.7408    0.7253    0.7092
   0.6928    0.6759    0.6586    0.6410    0.6230    0.6047    0.5862    0.5674
   0.5486

38

   0.8120    0.7995    0.7863    0.7725    0.7581    0.7431    0.7276    0.7116
   0.6951    0.6781    0.6609    0.6432    0.6252    0.6069    0.5883    0.5695
   0.5506

39

   0.8144    0.8019    0.7887    0.7750    0.7606    0.7456    0.7301    0.7141
   0.6976    0.6806    0.6633    0.6456    0.6275    0.6092    0.5906    0.5717
   0.5527

40

   0.8169    0.8044    0.7913    0.7776    0.7632    0.7482    0.7327    0.7167
   0.7002    0.6832    0.6658    0.6481    0.6301    0.6116    0.5930    0.5740
   0.5551

41

   0.8196    0.8071    0.7940    0.7803    0.7659    0.7509    0.7354    0.7194
   0.7029    0.6859    0.6685    0.6507    0.6327    0.6142    0.5955    0.5765
   0.5575

42

   0.8223    0.8099    0.7968    0.7831    0.7687    0.7538    0.7384    0.7223
   0.7057    0.6887    0.6713    0.6535    0.6354    0.6170    0.5982    0.5791
   0.5601

43

   0.8251    0.8128    0.7998    0.7861    0.7717    0.7568    0.7413    0.7253
   0.7088    0.6917    0.6743    0.6565    0.6384    0.6198    0.6010    0.5819
   0.5628

44

   0.8281    0.8158    0.8028    0.7892    0.7749    0.7600    0.7445    0.7284
   0.7119    0.6948    0.6774    0.6596    0.6414    0.6228    0.6040    0.5848
   0.5657

45

   0.8312    0.8189    0.8059    0.7924    0.7781    0.7633    0.7478    0.7317
   0.7152    0.6981    0.6807    0.6628    0.6446    0.6260    0.6072    0.5880
   0.5687

46

   0.8343    0.8221    0.8092    0.7957    0.7815    0.7666    0.7512    0.7352
   0.7187    0.7016    0.6841    0.6663    0.6480    0.6294    0.6104    0.5912
   0.5719

47

   0.8376    0.8255    0.8127    0.7992    0.7850    0.7702    0.7549    0.7388
   0.7223    0.7052    0.6877    0.6699    0.6516    0.6329    0.6140    0.5946
   0.5753

48

   0.8409    0.8289    0.8162    0.8028    0.7887    0.7739    0.7586    0.7426
   0.7261    0.7090    0.6915    0.6737    0.6553    0.6367    0.6176    0.5983
   0.5789

49

   0.8444    0.8325    0.8198    0.8066    0.7925    0.7778    0.7625    0.7465
   0.7301    0.7130    0.6955    0.6776    0.6593    0.6406    0.6215    0.6021
   0.5826

50

   0.8480    0.8361    0.8236    0.8104    0.7964    0.7818    0.7665    0.7506
   0.7342    0.7172    0.6997    0.6818    0.6634    0.6447    0.6256    0.6061
   0.5866

51

   0.8516    0.8399    0.8275    0.8143    0.8005    0.7859    0.7707    0.7549
   0.7385    0.7215    0.7040    0.6861    0.6678    0.6490    0.6299    0.6104
   0.5908

52

   0.8554    0.8438    0.8315    0.8184    0.8047    0.7902    0.7751    0.7593
   0.7429    0.7260    0.7086    0.6907    0.6724    0.6536    0.6344    0.6149
   0.5952

53

   0.8591    0.8477    0.8356    0.8227    0.8090    0.7946    0.7796    0.7639
   0.7476    0.7307    0.7133    0.6954    0.6771    0.6583    0.6391    0.6195
   0.5998

54

   0.8630    0.8517    0.8397    0.8270    0.8134    0.7992    0.7843    0.7686
   0.7524    0.7356    0.7182    0.7004    0.6821    0.6633    0.6441    0.6245
   0.6047

55

   0.8670    0.8558    0.8440    0.8314    0.8180    0.8038    0.7891    0.7735
   0.7574    0.7407    0.7234    0.7056    0.6873    0.6685    0.6493    0.6296
   0.6098

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    51

--------------------------------------------------------------------------------

APPENDICES

 

TABLE L

 

Conversion from Single Life to

100% Joint and Survivor With Pop-Up

CECONY Weekly Participants –1

 

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   Age of Pensioner

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.8709    0.8600    0.8483    0.8358    0.8227    0.8087    0.7940    0.7786
   0.7626    0.7459    0.7287    0.7109    0.6927    0.6739    0.6547    0.6351
   0.6152

57

   0.8749    0.8642    0.8527    0.8405    0.8274    0.8136    0.7991    0.7838
   0.7679    0.7513    0.7342    0.7165    0.6983    0.6795    0.6603    0.6407
   0.6209

58

   0.8790    0.8685    0.8571    0.8451    0.8322    0.8186    0.8043    0.7891
   0.7734    0.7569    0.7399    0.7223    0.7041    0.6854    0.6663    0.6466
   0.6267

59

   0.8830    0.8728    0.8617    0.8498    0.8371    0.8236    0.8095    0.7945
   0.7789    0.7626    0.7457    0.7282    0.7101    0.6915    0.6724    0.6527
   0.6329

60

   0.8871    0.8771    0.8662    0.8546    0.8421    0.8288    0.8149    0.8001
   0.7846    0.7685    0.7517    0.7343    0.7164    0.6978    0.6787    0.6591
   0.6393

61

   0.8912    0.8814    0.8707    0.8594    0.8471    0.8341    0.8203    0.8057
   0.7905    0.7745    0.7579    0.7406    0.7228    0.7043    0.6853    0.6657
   0.6459

62

   0.8952    0.8857    0.8753    0.8641    0.8521    0.8393    0.8258    0.8114
   0.7964    0.7806    0.7642    0.7471    0.7294    0.7110    0.6921    0.6726
   0.6528

63

   0.8993    0.8900    0.8799    0.8690    0.8572    0.8447    0.8314    0.8173
   0.8025    0.7868    0.7706    0.7536    0.7361    0.7178    0.6990    0.6796
   0.6599

64

   0.9033    0.8942    0.8844    0.8737    0.8623    0.8500    0.8370    0.8231
   0.8085    0.7931    0.7770    0.7603    0.7429    0.7249    0.7062    0.6869
   0.6672

65

   0.9073    0.8984    0.8889    0.8785    0.8674    0.8553    0.8426    0.8290
   0.8147    0.7995    0.7837    0.7671    0.7500    0.7321    0.7135    0.6943
   0.6748

66

   0.9111    0.9026    0.8934    0.8833    0.8724    0.8607    0.8482    0.8349
   0.8208    0.8059    0.7903    0.7741    0.7571    0.7394    0.7210    0.7019
   0.6825

67

   0.9150    0.9067    0.8978    0.8880    0.8774    0.8660    0.8539    0.8408
   0.8270    0.8124    0.7971    0.7811    0.7643    0.7468    0.7286    0.7097
   0.6904

68

   0.9187    0.9108    0.9021    0.8927    0.8823    0.8713    0.8594    0.8466
   0.8332    0.8189    0.8038    0.7881    0.7716    0.7543    0.7363    0.7176
   0.6985

69

   0.9224    0.9148    0.9064    0.8973    0.8873    0.8765    0.8650    0.8525
   0.8394    0.8253    0.8106    0.7952    0.7789    0.7619    0.7441    0.7257
   0.7067

70

   0.9260    0.9186    0.9105    0.9017    0.8921    0.8816    0.8704    0.8584
   0.8455    0.8318    0.8174    0.8023    0.7863    0.7695    0.7520    0.7338
   0.7150

71

   0.9295    0.9224    0.9147    0.9062    0.8968    0.8867    0.8759    0.8641
   0.8516    0.8383    0.8242    0.8094    0.7937    0.7772    0.7600    0.7420
   0.7235

72

   0.9329    0.9262    0.9186    0.9105    0.9015    0.8917    0.8812    0.8698
   0.8577    0.8447    0.8309    0.8164    0.8011    0.7849    0.7680    0.7503
   0.7320

73

   0.9362    0.9297    0.9225    0.9147    0.9060    0.8966    0.8864    0.8754
   0.8636    0.8509    0.8376    0.8234    0.8085    0.7926    0.7761    0.7586
   0.7406

74

   0.9394    0.9332    0.9263    0.9188    0.9105    0.9014    0.8915    0.8809
   0.8695    0.8572    0.8442    0.8304    0.8158    0.8003    0.7841    0.7669
   0.7492

75

   0.9424    0.9366    0.9300    0.9228    0.9147    0.9060    0.8965    0.8862
   0.8753    0.8634    0.8507    0.8373    0.8231    0.8080    0.7920    0.7753
   0.7579

76

   0.9454    0.9398    0.9335    0.9266    0.9189    0.9106    0.9015    0.8915
   0.8809    0.8694    0.8572    0.8441    0.8303    0.8155    0.8000    0.7835
   0.7665

77

   0.9483    0.9429    0.9369    0.9303    0.9230    0.9149    0.9062    0.8966
   0.8864    0.8752    0.8634    0.8508    0.8374    0.8230    0.8078    0.7917
   0.7750

78

   0.9510    0.9460    0.9402    0.9339    0.9269    0.9192    0.9108    0.9016
   0.8918    0.8810    0.8695    0.8573    0.8443    0.8304    0.8156    0.7998
   0.7836

79

   0.9536    0.9488    0.9433    0.9374    0.9307    0.9233    0.9152    0.9064
   0.8969    0.8866    0.8755    0.8638    0.8512    0.8376    0.8232    0.8080
   0.7920

80

   0.9561    0.9515    0.9464    0.9407    0.9343    0.9272    0.9196    0.9111
   0.9019    0.8921    0.8814    0.8700    0.8578    0.8447    0.8307    0.8159
   0.8003

81

   0.9585    0.9542    0.9493    0.9438    0.9378    0.9310    0.9237    0.9156
   0.9069    0.8973    0.8871    0.8761    0.8643    0.8517    0.8382    0.8237
   0.8085

82

   0.9608    0.9567    0.9521    0.9469    0.9412    0.9347    0.9277    0.9200
   0.9116    0.9025    0.8926    0.8821    0.8708    0.8585    0.8454    0.8314
   0.8167

83

   0.9631    0.9592    0.9548    0.9498    0.9444    0.9383    0.9316    0.9242
   0.9162    0.9075    0.8980    0.8880    0.8770    0.8652    0.8525    0.8389
   0.8247

84

   0.9652    0.9615    0.9573    0.9527    0.9475    0.9417    0.9354    0.9283
   0.9207    0.9123    0.9033    0.8936    0.8831    0.8717    0.8595    0.8464
   0.8326

85

   0.9672    0.9637    0.9598    0.9554    0.9504    0.9450    0.9390    0.9323
   0.9250    0.9170    0.9084    0.8991    0.8891    0.8781    0.8664    0.8537
   0.8403

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    52

--------------------------------------------------------------------------------

APPENDICES

 

TABLE M

 

Conversion from Single Life to

50% Joint and Survivor with Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

25

   0.9908    0.9900    0.9892    0.9882    0.9873    0.9863    0.9850    0.9838
   0.9824    0.9809    0.9793    0.9776    0.9757    0.9738    0.9716    0.9692
   0.9667

26

   0.9911    0.9903    0.9894    0.9885    0.9876    0.9866    0.9854    0.9841
   0.9828    0.9813    0.9798    0.9780    0.9762    0.9742    0.9721    0.9698
   0.9672

27

   0.9913    0.9906    0.9897    0.9888    0.9879    0.9869    0.9857    0.9845
   0.9831    0.9818    0.9801    0.9784    0.9766    0.9746    0.9725    0.9703
   0.9677

28

   0.9915    0.9908    0.9900    0.9891    0.9882    0.9872    0.9860    0.9849
   0.9835    0.9821    0.9806    0.9789    0.9771    0.9752    0.9731    0.9708
   0.9683

29

   0.9917    0.9911    0.9902    0.9894    0.9886    0.9875    0.9864    0.9852
   0.9839    0.9826    0.9810    0.9793    0.9775    0.9757    0.9736    0.9714
   0.9689

30

   0.9920    0.9913    0.9905    0.9897    0.9889    0.9879    0.9867    0.9856
   0.9843    0.9830    0.9815    0.9798    0.9781    0.9762    0.9742    0.9719
   0.9695

31

   0.9922    0.9916    0.9908    0.9900    0.9892    0.9882    0.9871    0.9860
   0.9847    0.9834    0.9819    0.9803    0.9786    0.9767    0.9747    0.9725
   0.9701

32

   0.9925    0.9918    0.9910    0.9903    0.9895    0.9885    0.9874    0.9863
   0.9851    0.9838    0.9824    0.9808    0.9791    0.9772    0.9753    0.9731
   0.9707

33

   0.9927    0.9920    0.9913    0.9906    0.9898    0.9888    0.9878    0.9868
   0.9855    0.9843    0.9828    0.9812    0.9796    0.9778    0.9759    0.9737
   0.9714

34

   0.9929    0.9923    0.9916    0.9908    0.9900    0.9892    0.9881    0.9872
   0.9859    0.9847    0.9833    0.9818    0.9801    0.9783    0.9765    0.9743
   0.9720

35

   0.9931    0.9925    0.9919    0.9911    0.9904    0.9895    0.9885    0.9875
   0.9863    0.9851    0.9838    0.9823    0.9807    0.9789    0.9770    0.9749
   0.9727

36

   0.9934    0.9927    0.9921    0.9914    0.9907    0.9899    0.9889    0.9879
   0.9867    0.9856    0.9842    0.9827    0.9812    0.9795    0.9776    0.9756
   0.9734

37

   0.9935    0.9930    0.9924    0.9917    0.9910    0.9902    0.9892    0.9883
   0.9871    0.9860    0.9847    0.9832    0.9817    0.9800    0.9782    0.9762
   0.9740

38

   0.9937    0.9932    0.9926    0.9919    0.9913    0.9905    0.9895    0.9886
   0.9875    0.9864    0.9852    0.9838    0.9822    0.9806    0.9788    0.9769
   0.9747

39

   0.9939    0.9934    0.9929    0.9922    0.9916    0.9908    0.9899    0.9890
   0.9879    0.9868    0.9856    0.9842    0.9828    0.9812    0.9794    0.9775
   0.9754

40

   0.9942    0.9936    0.9931    0.9925    0.9918    0.9911    0.9902    0.9894
   0.9883    0.9873    0.9861    0.9847    0.9833    0.9818    0.9800    0.9781
   0.9761

41

   0.9944    0.9939    0.9933    0.9927    0.9921    0.9914    0.9906    0.9897
   0.9887    0.9877    0.9865    0.9853    0.9838    0.9824    0.9807    0.9788
   0.9768

42

   0.9945    0.9941    0.9935    0.9929    0.9924    0.9917    0.9909    0.9901
   0.9891    0.9881    0.9869    0.9857    0.9844    0.9829    0.9813    0.9795
   0.9775

43

   0.9947    0.9943    0.9938    0.9932    0.9927    0.9920    0.9912    0.9904
   0.9895    0.9886    0.9874    0.9862    0.9849    0.9835    0.9819    0.9802
   0.9782

44

   0.9949    0.9945    0.9940    0.9935    0.9929    0.9923    0.9915    0.9908
   0.9899    0.9889    0.9878    0.9867    0.9854    0.9840    0.9825    0.9808
   0.9789

45

   0.9951    0.9947    0.9942    0.9937    0.9932    0.9925    0.9918    0.9911
   0.9902    0.9893    0.9883    0.9871    0.9859    0.9846    0.9831    0.9814
   0.9796

46

   0.9953    0.9949    0.9944    0.9939    0.9934    0.9928    0.9921    0.9914
   0.9905    0.9897    0.9887    0.9876    0.9864    0.9851    0.9837    0.9820
   0.9803

47

   0.9954    0.9950    0.9947    0.9941    0.9937    0.9931    0.9924    0.9917
   0.9909    0.9901    0.9891    0.9881    0.9869    0.9857    0.9842    0.9827
   0.9810

48

   0.9956    0.9953    0.9948    0.9943    0.9939    0.9933    0.9927    0.9920
   0.9913    0.9905    0.9896    0.9885    0.9874    0.9862    0.9848    0.9833
   0.9816

49

   0.9958    0.9954    0.9950    0.9946    0.9942    0.9936    0.9930    0.9923
   0.9916    0.9909    0.9899    0.9889    0.9879    0.9867    0.9854    0.9839
   0.9823

50

   0.9959    0.9955    0.9952    0.9948    0.9944    0.9939    0.9933    0.9926
   0.9919    0.9912    0.9903    0.9894    0.9883    0.9872    0.9860    0.9845
   0.9830

51

   0.9961    0.9958    0.9954    0.9949    0.9946    0.9941    0.9935    0.9929
   0.9922    0.9915    0.9907    0.9898    0.9888    0.9877    0.9865    0.9851
   0.9836

52

   0.9962    0.9959    0.9955    0.9952    0.9948    0.9943    0.9938    0.9932
   0.9925    0.9919    0.9911    0.9902    0.9892    0.9882    0.9870    0.9857
   0.9842

53

   0.9964    0.9961    0.9958    0.9954    0.9950    0.9945    0.9940    0.9935
   0.9928    0.9922    0.9914    0.9906    0.9897    0.9887    0.9876    0.9863
   0.9849

54

   0.9965    0.9962    0.9959    0.9955    0.9952    0.9948    0.9942    0.9938
   0.9931    0.9925    0.9918    0.9909    0.9901    0.9891    0.9881    0.9868
   0.9855

55

   0.9967    0.9964    0.9961    0.9958    0.9954    0.9950    0.9945    0.9941
   0.9934    0.9929    0.9921    0.9913    0.9905    0.9896    0.9885    0.9873
   0.9860

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    53

--------------------------------------------------------------------------------

APPENDICES

 

TABLE M

 

Conversion from Single Life to

50% Joint and Survivor with Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

56

   0.9967    0.9965    0.9962    0.9959    0.9956    0.9952    0.9947    0.9943
   0.9937    0.9932    0.9925    0.9917    0.9909    0.9900    0.9890    0.9879
   0.9867

57

   0.9969    0.9967    0.9964    0.9960    0.9958    0.9954    0.9950    0.9945
   0.9940    0.9935    0.9928    0.9921    0.9913    0.9905    0.9895    0.9884
   0.9872

58

   0.9970    0.9968    0.9965    0.9962    0.9960    0.9956    0.9952    0.9947
   0.9942    0.9937    0.9931    0.9925    0.9917    0.9909    0.9900    0.9889
   0.9877

59

   0.9971    0.9970    0.9967    0.9963    0.9961    0.9958    0.9953    0.9950
   0.9945    0.9940    0.9934    0.9928    0.9920    0.9913    0.9904    0.9894
   0.9883

60

   0.9973    0.9970    0.9968    0.9966    0.9963    0.9960    0.9956    0.9952
   0.9947    0.9943    0.9937    0.9931    0.9924    0.9917    0.9908    0.9899
   0.9888

61

   0.9973    0.9972    0.9969    0.9967    0.9965    0.9962    0.9958    0.9954
   0.9949    0.9945    0.9940    0.9934    0.9927    0.9921    0.9912    0.9903
   0.9893

62

   0.9975    0.9973    0.9971    0.9968    0.9966    0.9963    0.9959    0.9956
   0.9952    0.9948    0.9943    0.9937    0.9931    0.9924    0.9917    0.9908
   0.9898

63

   0.9976    0.9974    0.9972    0.9969    0.9968    0.9965    0.9962    0.9959
   0.9954    0.9951    0.9945    0.9940    0.9934    0.9928    0.9921    0.9912
   0.9903

64

   0.9977    0.9975    0.9973    0.9971    0.9969    0.9966    0.9963    0.9960
   0.9956    0.9953    0.9948    0.9943    0.9937    0.9931    0.9924    0.9916
   0.9907

65

   0.9978    0.9976    0.9975    0.9972    0.9971    0.9969    0.9965    0.9962
   0.9958    0.9955    0.9951    0.9946    0.9940    0.9935    0.9927    0.9920
   0.9912

66

   0.9978    0.9977    0.9975    0.9974    0.9972    0.9970    0.9966    0.9964
   0.9960    0.9958    0.9953    0.9948    0.9943    0.9938    0.9931    0.9924
   0.9916

67

   0.9980    0.9978    0.9977    0.9975    0.9973    0.9971    0.9968    0.9966
   0.9962    0.9959    0.9955    0.9950    0.9946    0.9941    0.9934    0.9928
   0.9920

68

   0.9981    0.9979    0.9978    0.9976    0.9975    0.9972    0.9970    0.9968
   0.9964    0.9961    0.9957    0.9953    0.9949    0.9944    0.9938    0.9931
   0.9924

69

   0.9981    0.9980    0.9978    0.9977    0.9976    0.9974    0.9971    0.9969
   0.9966    0.9964    0.9960    0.9956    0.9951    0.9946    0.9941    0.9935
   0.9927

70

   0.9982    0.9981    0.9980    0.9978    0.9977    0.9975    0.9972    0.9971
   0.9967    0.9965    0.9962    0.9958    0.9953    0.9949    0.9944    0.9938
   0.9931

71

   0.9983    0.9982    0.9981    0.9979    0.9978    0.9976    0.9974    0.9972
   0.9969    0.9967    0.9963    0.9959    0.9956    0.9951    0.9947    0.9941
   0.9934

72

   0.9984    0.9983    0.9981    0.9980    0.9979    0.9977    0.9975    0.9974
   0.9970    0.9969    0.9966    0.9962    0.9959    0.9955    0.9950    0.9944
   0.9938

73

   0.9984    0.9984    0.9982    0.9981    0.9981    0.9979    0.9976    0.9975
   0.9972    0.9970    0.9967    0.9964    0.9960    0.9957    0.9952    0.9947
   0.9941

74

   0.9985    0.9984    0.9983    0.9982    0.9981    0.9980    0.9977    0.9976
   0.9973    0.9972    0.9969    0.9966    0.9962    0.9959    0.9955    0.9950
   0.9945

75

   0.9986    0.9985    0.9984    0.9983    0.9982    0.9980    0.9979    0.9977
   0.9975    0.9973    0.9970    0.9968    0.9965    0.9961    0.9957    0.9953
   0.9948

76

   0.9987    0.9986    0.9985    0.9984    0.9983    0.9982    0.9980    0.9979
   0.9976    0.9975    0.9973    0.9969    0.9966    0.9964    0.9960    0.9955
   0.9950

77

   0.9987    0.9987    0.9986    0.9984    0.9984    0.9983    0.9980    0.9980
   0.9977    0.9976    0.9973    0.9971    0.9969    0.9965    0.9962    0.9958
   0.9953

78

   0.9987    0.9987    0.9986    0.9985    0.9985    0.9983    0.9982    0.9980
   0.9979    0.9977    0.9975    0.9972    0.9970    0.9968    0.9964    0.9960
   0.9955

79

   0.9988    0.9987    0.9987    0.9986    0.9986    0.9984    0.9983    0.9982
   0.9980    0.9979    0.9976    0.9974    0.9972    0.9969    0.9966    0.9962
   0.9958

80

   0.9989    0.9988    0.9987    0.9987    0.9987    0.9985    0.9983    0.9983
   0.9981    0.9979    0.9978    0.9975    0.9973    0.9971    0.9968    0.9964
   0.9960

81

   0.9990    0.9989    0.9988    0.9987    0.9987    0.9986    0.9984    0.9983
   0.9982    0.9981    0.9979    0.9977    0.9975    0.9972    0.9970    0.9966
   0.9962

82

   0.9990    0.9990    0.9989    0.9988    0.9988    0.9986    0.9985    0.9985
   0.9983    0.9982    0.9980    0.9978    0.9976    0.9974    0.9971    0.9968
   0.9965

83

   0.9990    0.9990    0.9990    0.9989    0.9988    0.9987    0.9986    0.9986
   0.9983    0.9983    0.9981    0.9979    0.9978    0.9975    0.9973    0.9970
   0.9966

84

   0.9991    0.9990    0.9990    0.9989    0.9989    0.9988    0.9986    0.9986
   0.9985    0.9984    0.9982    0.9981    0.9978    0.9977    0.9974    0.9972
   0.9969

85

   0.9991    0.9991    0.9990    0.9990    0.9990    0.9989    0.9987    0.9987
   0.9986    0.9985    0.9983    0.9982    0.9980    0.9978    0.9976    0.9973
   0.9970

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    54

--------------------------------------------------------------------------------

APPENDICES

 

TABLE M

 

Conversion from Single Life to

50% Joint and Survivor with Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.9641    0.9612    0.9582    0.9549    0.9515    0.9479    0.9439    0.9399
   0.9355    0.9309    0.9261    0.9210    0.9154    0.9096    0.9033    0.8968
   0.8898

26

   0.9646    0.9618    0.9588    0.9555    0.9522    0.9485    0.9446    0.9405
   0.9362    0.9316    0.9268    0.9216    0.9161    0.9104    0.9041    0.8976
   0.8905

27

   0.9652    0.9623    0.9594    0.9561    0.9527    0.9491    0.9453    0.9412
   0.9369    0.9323    0.9275    0.9224    0.9169    0.9111    0.9049    0.8984
   0.8914

28

   0.9658    0.9630    0.9600    0.9567    0.9534    0.9498    0.9459    0.9419
   0.9376    0.9331    0.9283    0.9232    0.9177    0.9119    0.9057    0.8992
   0.8922

29

   0.9664    0.9636    0.9606    0.9574    0.9541    0.9505    0.9467    0.9427
   0.9384    0.9338    0.9291    0.9240    0.9185    0.9128    0.9066    0.9001
   0.8931

30

   0.9670    0.9643    0.9613    0.9581    0.9548    0.9513    0.9474    0.9434
   0.9392    0.9347    0.9300    0.9249    0.9194    0.9137    0.9075    0.9010
   0.8940

31

   0.9676    0.9649    0.9620    0.9588    0.9556    0.9520    0.9482    0.9442
   0.9400    0.9355    0.9308    0.9258    0.9203    0.9146    0.9085    0.9020
   0.8951

32

   0.9683    0.9656    0.9627    0.9596    0.9563    0.9528    0.9490    0.9451
   0.9409    0.9364    0.9317    0.9267    0.9212    0.9156    0.9094    0.9030
   0.8961

33

   0.9690    0.9663    0.9634    0.9603    0.9571    0.9536    0.9499    0.9459
   0.9418    0.9373    0.9327    0.9277    0.9223    0.9166    0.9105    0.9041
   0.8972

34

   0.9696    0.9670    0.9642    0.9611    0.9579    0.9545    0.9508    0.9469
   0.9427    0.9383    0.9337    0.9287    0.9233    0.9177    0.9116    0.9052
   0.8983

35

   0.9703    0.9677    0.9649    0.9619    0.9587    0.9553    0.9517    0.9478
   0.9437    0.9393    0.9347    0.9298    0.9244    0.9189    0.9128    0.9064
   0.8995

36

   0.9711    0.9684    0.9657    0.9627    0.9596    0.9562    0.9526    0.9488
   0.9447    0.9404    0.9358    0.9309    0.9256    0.9200    0.9140    0.9077
   0.9008

37

   0.9717    0.9692    0.9665    0.9635    0.9605    0.9572    0.9535    0.9498
   0.9457    0.9414    0.9369    0.9320    0.9268    0.9212    0.9152    0.9089
   0.9021

38

   0.9725    0.9700    0.9673    0.9644    0.9614    0.9581    0.9545    0.9508
   0.9468    0.9426    0.9380    0.9332    0.9280    0.9225    0.9166    0.9103
   0.9035

39

   0.9732    0.9707    0.9681    0.9652    0.9623    0.9590    0.9556    0.9519
   0.9479    0.9437    0.9392    0.9344    0.9293    0.9238    0.9179    0.9116
   0.9049

40

   0.9740    0.9716    0.9690    0.9661    0.9632    0.9600    0.9565    0.9529
   0.9490    0.9448    0.9404    0.9357    0.9305    0.9252    0.9193    0.9131
   0.9064

41

   0.9747    0.9723    0.9698    0.9670    0.9642    0.9610    0.9576    0.9541
   0.9502    0.9460    0.9417    0.9370    0.9319    0.9266    0.9207    0.9146
   0.9079

42

   0.9755    0.9731    0.9706    0.9679    0.9651    0.9620    0.9586    0.9551
   0.9514    0.9473    0.9430    0.9384    0.9333    0.9280    0.9222    0.9161
   0.9095

43

   0.9762    0.9740    0.9715    0.9688    0.9660    0.9631    0.9597    0.9563
   0.9525    0.9486    0.9443    0.9398    0.9347    0.9295    0.9238    0.9177
   0.9112

44

   0.9769    0.9747    0.9724    0.9698    0.9670    0.9640    0.9609    0.9574
   0.9537    0.9499    0.9456    0.9411    0.9362    0.9311    0.9254    0.9194
   0.9129

45

   0.9777    0.9756    0.9732    0.9707    0.9680    0.9651    0.9619    0.9586
   0.9550    0.9512    0.9470    0.9426    0.9377    0.9326    0.9270    0.9211
   0.9147

46

   0.9784    0.9763    0.9741    0.9716    0.9690    0.9662    0.9631    0.9598
   0.9563    0.9525    0.9484    0.9441    0.9393    0.9342    0.9287    0.9229
   0.9165

47

   0.9792    0.9772    0.9749    0.9725    0.9700    0.9672    0.9641    0.9610
   0.9575    0.9538    0.9498    0.9455    0.9408    0.9359    0.9304    0.9247
   0.9183

48

   0.9799    0.9779    0.9758    0.9734    0.9710    0.9682    0.9653    0.9621
   0.9588    0.9551    0.9512    0.9470    0.9424    0.9375    0.9322    0.9265
   0.9203

49

   0.9806    0.9787    0.9766    0.9743    0.9719    0.9693    0.9664    0.9634
   0.9600    0.9565    0.9527    0.9485    0.9440    0.9392    0.9339    0.9283
   0.9222

50

   0.9813    0.9795    0.9775    0.9752    0.9729    0.9703    0.9675    0.9645
   0.9613    0.9579    0.9541    0.9500    0.9456    0.9409    0.9357    0.9302
   0.9242

51

   0.9821    0.9803    0.9783    0.9761    0.9738    0.9714    0.9686    0.9658
   0.9626    0.9592    0.9556    0.9516    0.9473    0.9426    0.9376    0.9322
   0.9263

52

   0.9828    0.9810    0.9791    0.9770    0.9748    0.9724    0.9698    0.9669
   0.9638    0.9606    0.9570    0.9532    0.9489    0.9444    0.9394    0.9341
   0.9283

53

   0.9834    0.9817    0.9799    0.9779    0.9758    0.9734    0.9709    0.9681
   0.9652    0.9619    0.9585    0.9547    0.9506    0.9462    0.9413    0.9361
   0.9304

54

   0.9841    0.9824    0.9807    0.9787    0.9767    0.9744    0.9719    0.9693
   0.9664    0.9633    0.9600    0.9563    0.9523    0.9480    0.9432    0.9381
   0.9326

55

   0.9847    0.9832    0.9815    0.9796    0.9776    0.9754    0.9730    0.9705
   0.9677    0.9646    0.9614    0.9578    0.9539    0.9497    0.9451    0.9402
   0.9346

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    55

--------------------------------------------------------------------------------

APPENDICES

 

TABLE M

 

Conversion from Single Life to

50% Joint and Survivor with Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

56

   0.9854    0.9839    0.9822    0.9804    0.9785    0.9764    0.9741    0.9716
   0.9689    0.9659    0.9628    0.9594    0.9556    0.9515    0.9470    0.9422
   0.9368

57

   0.9860    0.9845    0.9829    0.9812    0.9794    0.9774    0.9751    0.9727
   0.9701    0.9673    0.9643    0.9609    0.9572    0.9533    0.9488    0.9442
   0.9390

58

   0.9866    0.9852    0.9837    0.9820    0.9803    0.9783    0.9761    0.9738
   0.9713    0.9686    0.9657    0.9624    0.9589    0.9550    0.9508    0.9462
   0.9411

59

   0.9871    0.9858    0.9844    0.9827    0.9810    0.9792    0.9771    0.9749
   0.9725    0.9698    0.9671    0.9640    0.9605    0.9568    0.9527    0.9482
   0.9433

60

   0.9877    0.9864    0.9850    0.9835    0.9819    0.9801    0.9781    0.9760
   0.9737    0.9711    0.9684    0.9654    0.9620    0.9585    0.9545    0.9502
   0.9454

61

   0.9883    0.9870    0.9857    0.9842    0.9827    0.9810    0.9790    0.9770
   0.9748    0.9724    0.9698    0.9669    0.9637    0.9602    0.9563    0.9522
   0.9476

62

   0.9888    0.9877    0.9863    0.9849    0.9835    0.9818    0.9800    0.9780
   0.9759    0.9736    0.9711    0.9683    0.9652    0.9619    0.9581    0.9541
   0.9497

63

   0.9893    0.9882    0.9870    0.9856    0.9842    0.9826    0.9808    0.9790
   0.9770    0.9747    0.9724    0.9697    0.9667    0.9636    0.9600    0.9561
   0.9518

64

   0.9898    0.9888    0.9876    0.9862    0.9849    0.9834    0.9817    0.9799
   0.9780    0.9759    0.9736    0.9710    0.9681    0.9651    0.9617    0.9579
   0.9538

65

   0.9903    0.9893    0.9881    0.9869    0.9856    0.9841    0.9826    0.9809
   0.9790    0.9770    0.9748    0.9724    0.9696    0.9667    0.9634    0.9599
   0.9558

66

   0.9908    0.9898    0.9888    0.9875    0.9863    0.9849    0.9834    0.9818
   0.9800    0.9780    0.9759    0.9736    0.9710    0.9683    0.9650    0.9616
   0.9578

67

   0.9912    0.9903    0.9892    0.9881    0.9869    0.9856    0.9842    0.9826
   0.9809    0.9791    0.9771    0.9749    0.9723    0.9698    0.9667    0.9634
   0.9597

68

   0.9916    0.9908    0.9898    0.9887    0.9876    0.9863    0.9849    0.9835
   0.9819    0.9801    0.9782    0.9761    0.9737    0.9712    0.9683    0.9652
   0.9616

69

   0.9921    0.9912    0.9903    0.9892    0.9882    0.9870    0.9856    0.9843
   0.9828    0.9810    0.9793    0.9773    0.9750    0.9726    0.9698    0.9668
   0.9634

70

   0.9925    0.9916    0.9908    0.9898    0.9888    0.9876    0.9863    0.9850
   0.9836    0.9820    0.9803    0.9784    0.9763    0.9740    0.9712    0.9685
   0.9652

71

   0.9929    0.9920    0.9912    0.9903    0.9893    0.9883    0.9871    0.9857
   0.9844    0.9829    0.9813    0.9795    0.9774    0.9752    0.9727    0.9700
   0.9669

72

   0.9932    0.9925    0.9917    0.9907    0.9899    0.9888    0.9877    0.9865
   0.9852    0.9837    0.9823    0.9805    0.9786    0.9765    0.9741    0.9716
   0.9685

73

   0.9936    0.9929    0.9921    0.9912    0.9904    0.9894    0.9883    0.9872
   0.9859    0.9846    0.9832    0.9815    0.9797    0.9777    0.9754    0.9730
   0.9702

74

   0.9939    0.9932    0.9925    0.9917    0.9908    0.9900    0.9889    0.9878
   0.9867    0.9854    0.9840    0.9825    0.9807    0.9788    0.9767    0.9744
   0.9718

75

   0.9943    0.9936    0.9929    0.9921    0.9913    0.9904    0.9895    0.9884
   0.9873    0.9861    0.9848    0.9834    0.9817    0.9800    0.9779    0.9758
   0.9732

76

   0.9945    0.9939    0.9932    0.9925    0.9918    0.9909    0.9900    0.9891
   0.9880    0.9869    0.9857    0.9842    0.9827    0.9811    0.9791    0.9770
   0.9746

77

   0.9948    0.9942    0.9936    0.9929    0.9922    0.9914    0.9905    0.9896
   0.9886    0.9875    0.9864    0.9851    0.9836    0.9821    0.9802    0.9783
   0.9760

78

   0.9951    0.9945    0.9940    0.9933    0.9927    0.9919    0.9910    0.9902
   0.9892    0.9882    0.9871    0.9859    0.9845    0.9830    0.9813    0.9794
   0.9773

79

   0.9954    0.9949    0.9943    0.9937    0.9930    0.9923    0.9915    0.9907
   0.9898    0.9889    0.9878    0.9867    0.9853    0.9840    0.9823    0.9806
   0.9786

80

   0.9957    0.9952    0.9946    0.9940    0.9934    0.9927    0.9920    0.9912
   0.9904    0.9894    0.9885    0.9874    0.9861    0.9848    0.9833    0.9816
   0.9798

81

   0.9959    0.9954    0.9949    0.9943    0.9938    0.9931    0.9924    0.9917
   0.9909    0.9900    0.9891    0.9880    0.9869    0.9857    0.9842    0.9827
   0.9809

82

   0.9961    0.9956    0.9952    0.9946    0.9941    0.9935    0.9928    0.9921
   0.9913    0.9905    0.9897    0.9887    0.9876    0.9865    0.9851    0.9836
   0.9820

83

   0.9964    0.9960    0.9955    0.9949    0.9944    0.9938    0.9932    0.9926
   0.9918    0.9910    0.9903    0.9894    0.9883    0.9872    0.9859    0.9846
   0.9830

84

   0.9965    0.9962    0.9958    0.9952    0.9948    0.9942    0.9936    0.9930
   0.9923    0.9915    0.9908    0.9900    0.9889    0.9880    0.9867    0.9855
   0.9840

85

   0.9968    0.9964    0.9960    0.9955    0.9951    0.9945    0.9939    0.9933
   0.9927    0.9920    0.9913    0.9906    0.9896    0.9887    0.9875    0.9864
   0.9849

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    56

--------------------------------------------------------------------------------

APPENDICES

 

TABLE M

 

Conversion from Single Life to

50% Joint and Survivor with Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.8822    0.8744    0.8658    0.8570    0.8475    0.8375    0.8271    0.8161
   0.8046    0.7926    0.7800    0.7670    0.7535    0.7394    0.7248    0.7097
   0.6942

26

   0.8830    0.8751    0.8666    0.8578    0.8484    0.8384    0.8280    0.8169
   0.8054    0.7934    0.7808    0.7678    0.7543    0.7402    0.7257    0.7105
   0.6950

27

   0.8838    0.8760    0.8675    0.8586    0.8492    0.8393    0.8288    0.8178
   0.8063    0.7943    0.7818    0.7688    0.7552    0.7411    0.7266    0.7114
   0.6959

28

   0.8847    0.8768    0.8684    0.8595    0.8501    0.8401    0.8298    0.8187
   0.8073    0.7952    0.7827    0.7697    0.7561    0.7421    0.7275    0.7124
   0.6969

29

   0.8856    0.8777    0.8693    0.8605    0.8510    0.8412    0.8307    0.8197
   0.8082    0.7962    0.7837    0.7707    0.7572    0.7431    0.7285    0.7133
   0.6979

30

   0.8866    0.8787    0.8703    0.8615    0.8521    0.8422    0.8318    0.8207
   0.8093    0.7973    0.7847    0.7718    0.7583    0.7442    0.7295    0.7144
   0.6989

31

   0.8876    0.8798    0.8714    0.8625    0.8532    0.8432    0.8329    0.8219
   0.8104    0.7984    0.7859    0.7729    0.7594    0.7453    0.7307    0.7156
   0.7001

32

   0.8887    0.8808    0.8725    0.8637    0.8543    0.8444    0.8340    0.8231
   0.8116    0.7996    0.7871    0.7741    0.7606    0.7465    0.7319    0.7168
   0.7013

33

   0.8898    0.8820    0.8736    0.8648    0.8554    0.8456    0.8352    0.8243
   0.8129    0.8008    0.7883    0.7754    0.7619    0.7478    0.7332    0.7180
   0.7025

34

   0.8910    0.8832    0.8749    0.8661    0.8567    0.8469    0.8365    0.8255
   0.8142    0.8022    0.7897    0.7767    0.7632    0.7491    0.7346    0.7194
   0.7039

35

   0.8922    0.8844    0.8761    0.8674    0.8580    0.8482    0.8379    0.8269
   0.8156    0.8036    0.7911    0.7782    0.7647    0.7506    0.7360    0.7208
   0.7054

36

   0.8934    0.8857    0.8775    0.8687    0.8594    0.8496    0.8393    0.8284
   0.8170    0.8050    0.7926    0.7796    0.7662    0.7521    0.7375    0.7223
   0.7069

37

   0.8948    0.8871    0.8789    0.8701    0.8609    0.8511    0.8408    0.8299
   0.8186    0.8066    0.7941    0.7812    0.7677    0.7537    0.7391    0.7240
   0.7085

38

   0.8962    0.8886    0.8803    0.8716    0.8624    0.8527    0.8424    0.8315
   0.8202    0.8082    0.7958    0.7829    0.7694    0.7554    0.7408    0.7257
   0.7102

39

   0.8977    0.8901    0.8819    0.8732    0.8640    0.8543    0.8440    0.8332
   0.8218    0.8099    0.7975    0.7846    0.7712    0.7571    0.7426    0.7274
   0.7120

40

   0.8992    0.8917    0.8835    0.8749    0.8657    0.8559    0.8458    0.8349
   0.8237    0.8117    0.7994    0.7865    0.7731    0.7590    0.7445    0.7294
   0.7139

41

   0.9008    0.8932    0.8852    0.8766    0.8675    0.8578    0.8476    0.8368
   0.8256    0.8137    0.8013    0.7885    0.7750    0.7610    0.7465    0.7314
   0.7159

42

   0.9024    0.8949    0.8869    0.8784    0.8693    0.8597    0.8495    0.8387
   0.8275    0.8157    0.8033    0.7905    0.7771    0.7631    0.7486    0.7335
   0.7180

43

   0.9042    0.8967    0.8887    0.8802    0.8712    0.8616    0.8515    0.8408
   0.8296    0.8177    0.8055    0.7926    0.7793    0.7653    0.7508    0.7357
   0.7203

44

   0.9060    0.8985    0.8906    0.8822    0.8732    0.8636    0.8536    0.8429
   0.8317    0.8199    0.8077    0.7949    0.7815    0.7676    0.7531    0.7380
   0.7226

45

   0.9078    0.9004    0.8925    0.8842    0.8752    0.8657    0.8557    0.8451
   0.8340    0.8222    0.8100    0.7972    0.7839    0.7700    0.7556    0.7405
   0.7251

46

   0.9097    0.9024    0.8946    0.8863    0.8774    0.8679    0.8579    0.8474
   0.8364    0.8246    0.8124    0.7997    0.7864    0.7726    0.7581    0.7431
   0.7276

47

   0.9116    0.9044    0.8966    0.8884    0.8796    0.8702    0.8603    0.8498
   0.8387    0.8271    0.8150    0.8023    0.7891    0.7752    0.7608    0.7458
   0.7304

48

   0.9136    0.9064    0.8988    0.8906    0.8819    0.8725    0.8628    0.8523
   0.8413    0.8297    0.8176    0.8050    0.7918    0.7780    0.7636    0.7487
   0.7333

49

   0.9156    0.9085    0.9010    0.8929    0.8842    0.8750    0.8653    0.8549
   0.8440    0.8325    0.8204    0.8078    0.7947    0.7809    0.7666    0.7516
   0.7363

50

   0.9177    0.9108    0.9033    0.8953    0.8867    0.8775    0.8679    0.8576
   0.8467    0.8353    0.8233    0.8108    0.7977    0.7840    0.7697    0.7548
   0.7394

51

   0.9199    0.9130    0.9056    0.8977    0.8892    0.8801    0.8706    0.8603
   0.8496    0.8382    0.8263    0.8138    0.8008    0.7872    0.7729    0.7581
   0.7428

52

   0.9220    0.9153    0.9080    0.9001    0.8918    0.8828    0.8733    0.8632
   0.8525    0.8412    0.8294    0.8170    0.8041    0.7905    0.7763    0.7615
   0.7463

53

   0.9242    0.9176    0.9104    0.9027    0.8944    0.8855    0.8762    0.8662
   0.8556    0.8444    0.8327    0.8204    0.8075    0.7940    0.7799    0.7650
   0.7499

54

   0.9265    0.9199    0.9129    0.9053    0.8971    0.8884    0.8791    0.8692
   0.8587    0.8476    0.8360    0.8238    0.8110    0.7976    0.7835    0.7688
   0.7537

55

   0.9287    0.9224    0.9154    0.9079    0.8998    0.8912    0.8821    0.8724
   0.8620    0.8510    0.8395    0.8274    0.8147    0.8013    0.7873    0.7727
   0.7576

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    57

--------------------------------------------------------------------------------

APPENDICES

 

TABLE M

 

Conversion from Single Life to

50% Joint and Survivor with Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.9310    0.9247    0.9179    0.9106    0.9027    0.8942    0.8852    0.8756
   0.8653    0.8545    0.8430    0.8311    0.8184    0.8052    0.7913    0.7768
   0.7618

57

   0.9333    0.9272    0.9204    0.9133    0.9055    0.8972    0.8883    0.8788
   0.8687    0.8579    0.8467    0.8348    0.8223    0.8092    0.7955    0.7810
   0.7661

58

   0.9356    0.9296    0.9231    0.9160    0.9084    0.9002    0.8915    0.8821
   0.8722    0.8616    0.8505    0.8387    0.8264    0.8133    0.7997    0.7854
   0.7706

59

   0.9379    0.9320    0.9256    0.9188    0.9113    0.9033    0.8948    0.8855
   0.8758    0.8653    0.8544    0.8428    0.8305    0.8176    0.8041    0.7899
   0.7752

60

   0.9402    0.9345    0.9283    0.9216    0.9142    0.9064    0.8980    0.8889
   0.8793    0.8691    0.8583    0.8469    0.8348    0.8220    0.8086    0.7945
   0.7800

61

   0.9424    0.9369    0.9309    0.9244    09172    0.9095    0.9013    0.8924
   0.8830    0.8729    0.8622    0.8510    0.8391    0.8265    0.8133    0.7993
   0.7849

62

   0.9448    0.9394    0.9335    0.9272    0.9202    0.9127    0.9046    0.8959
   0.8867    0.8768    0.8663    0.8552    0.8435    0.8311    0.8181    0.8042
   0.7899

63

   0.9469    0.9418    0.9361    0.9299    0.9232    0.9158    0.9079    0.8994
   0.8904    0.8807    0.8704    0.8595    0.8480    0.8357    0.8229    0.8093
   0.7951

64

   0.9492    0.9442    0.9386    0.9326    0.9261    0.9189    0.9113    0.9030
   0.8941    0.8846    0.8745    0.8638    0.8525    0.8405    0.8278    0.8143
   0.8004

65

   0.9513    0.9465    0.9412    0.9354    0.9289    0.9220    0.9146    0.9065
   0.8978    0.8886    0.8787    0.8682    0.8572    0.8453    0.8328    0.8196
   0.8058

66

   0.9535    0.9489    0.9437    0.9381    0.9318    0.9251    0.9179    0.9101
   0.9016    0.8925    0.8829    0.8726    0.8618    0.8501    0.8379    0.8248
   0.8113

67

   0.9556    0.9511    0.9461    0.9407    0.9347    0.9282    0.9212    0.9135
   0.9054    0.8965    0.8870    0.8770    0.8664    0.8551    0.8430    0.8302
   0.8169

68

   0.9577    0.9533    0.9485    0.9433    0.9375    0.9312    0.9244    0.9170
   0.9091    0.9004    0.8912    0.8814    0.8711    0.8599    0.8481    0.8355
   0.8225

69

   0.9596    0.9555    0.9509    0.9459    0.9403    0.9342    0.9276    0.9204
   0.9127    0.9044    0.8954    0.8859    0.8758    0.8649    0.8533    0.8410
   0.8282

70

   0.9615    0.9576    0.9532    0.9483    0.9430    0.9371    0.9307    0.9238
   0.9163    0.9082    0.8995    0.8902    0.8804    0.8697    0.8585    0.8464
   0.8339

71

   0.9634    0.9597    0.9554    0.9507    0.9456    0.9399    0.9338    0.9271
   0.9199    0.9120    0.9037    0.8946    0.8850    0.8746    0.8637    0.8518
   0.8395

72

   0.9653    0.9616    0.9576    0.9532    0.9482    0.9428    0.9368    0.9303
   0.9234    0.9158    0.9076    0.8989    0.8896    0.8795    0.8688    0.8573
   0.8453

73

   0.9670    0.9636    0.9597    0.9555    0.9507    0.9455    0.9398    0.9336
   0.9269    0.9195    0.9116    0.9032    0.8941    0.8843    0.8739    0.8627
   0.8510

74

   0.9687    0.9654    0.9617    0.9577    0.9531    0.9481    0.9427    0.9367
   0.9302    0.9231    0.9155    0.9074    0.8986    0.8891    0.8789    0.8681
   0.8567

75

   0.9704    0.9672    0.9637    0.9598    0.9555    0.9507    0.9455    0.9397
   0.9335    0.9267    0.9193    0.9115    0.9030    0.8938    0.8840    0.8734
   0.8623

76

   0.9720    0.9690    0.9656    0.9619    0.9578    0.9532    0.9482    0.9427
   0.9367    0.9301    0.9231    0.9155    0.9073    0.8984    0.8889    0.8786
   0.8678

77

   0.9735    0.9706    0.9674    0.9639    0.9599    0.9555    0.9508    0.9455
   0.9398    0.9334    0.9267    0.9194    0.9115    0.9029    0.8937    0.8837
   0.8733

78

   0.9749    0.9722    0.9692    0.9659    0.9620    0.9579    0.9534    0.9482
   0.9427    0.9367    0.9303    0.9232    0.9156    0.9073    0.8984    0.8888
   0.8786

79

   0.9762    0.9738    0.9708    0.9676    0.9641    0.9601    0.9557    0.9510
   0.9457    0.9399    0.9337    0.9269    0.9196    0.9116    0.9031    0.8937
   0.8840

80

   0.9776    0.9752    0.9725    0.9695    0.9660    0.9622    0.9581    0.9535
   0.9484    0.9430    0.9369    0.9305    0.9235    0.9158    0.9075    0.8986
   0.8891

81

   0.9788    0.9766    0.9740    0.9711    0.9679    0.9642    0.9604    0.9559
   0.9512    0.9459    0.9402    0.9340    0.9272    0.9199    0.9120    0.9033
   0.8941

82

   0.9800    0.9779    0.9754    0.9727    0.9696    0.9662    0.9625    0.9583
   0.9538    0.9487    0.9433    0.9374    0.9309    0.9239    0.9162    0.9079
   0.8991

83

   0.9812    0.9791    0.9768    0.9743    0.9714    0.9682    0.9647    0.9606
   0.9563    0.9515    0.9463    0.9406    0.9345    0.9278    0.9204    0.9124
   0.9039

84

   0.9822    0.9804    0.9782    0.9758    0.9731    0.9700    0.9666    0.9629
   0.9587    0.9541    0.9492    0.9438    0.9379    0.9315    0.9245    0.9168
   0.9087

85

   0.9833    0.9815    0.9795    0.9772    0.9746    0.9717    0.9686    0.9650
   0.9611    0.9567    0.9520    0.9469    0.9413    0.9351    0.9284    0.9210
   0.9132

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    58

--------------------------------------------------------------------------------

APPENDICES

 

TABLE N

 

Conversion from Single Life to

50% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

25

   0.9910    0.9903    0.9894    0.9885    0.9876    0.9865    0.9853    0.9841
   0.9826    0.9812    0.9796    0.9779    0.9760    0.9741    0.9719    0.9696
   0.9671

26

   0.9912    0.9905    0.9897    0.9887    0.9878    0.9868    0.9856    0.9844
   0.9830    0.9816    0.9801    0.9783    0.9765    0.9746    0.9724    0.9701
   0.9676

27

   0.9914    0.9908    0.9899    0.9890    0.9881    0.9872    0.9859    0.9848
   0.9834    0.9820    0.9804    0.9787    0.9770    0.9750    0.9729    0.9706
   0.9682

28

   0.9917    0.9910    0.9902    0.9893    0.9885    0.9874    0.9863    0.9852
   0.9838    0.9825    0.9810    0.9793    0.9775    0.9755    0.9735    0.9712
   0.9688

29

   0.9920    0.9913    0.9905    0.9896    0.9888    0.9878    0.9867    0.9855
   0.9842    0.9829    0.9814    0.9797    0.9780    0.9761    0.9740    0.9718
   0.9694

30

   0.9922    0.9915    0.9908    0.9899    0.9892    0.9882    0.9870    0.9860
   0.9846    0.9834    0.9818    0.9802    0.9785    0.9766    0.9746    0.9724
   0.9700

31

   0.9925    0.9918    0.9910    0.9903    0.9895    0.9885    0.9874    0.9863
   0.9850    0.9838    0.9824    0.9807    0.9790    0.9772    0.9752    0.9730
   0.9706

32

   0.9927    0.9920    0.9913    0.9906    0.9898    0.9888    0.9878    0.9867
   0.9855    0.9843    0.9828    0.9812    0.9795    0.9777    0.9758    0.9737
   0.9713

33

   0.9929    0.9923    0.9916    0.9909    0.9901    0.9892    0.9881    0.9872
   0.9859    0.9847    0.9833    0.9818    0.9801    0.9783    0.9764    0.9743
   0.9720

34

   0.9931    0.9925    0.9919    0.9912    0.9904    0.9896    0.9885    0.9875
   0.9863    0.9851    0.9838    0.9823    0.9807    0.9789    0.9770    0.9749
   0.9727

35

   0.9934    0.9928    0.9921    0.9915    0.9907    0.9899    0.9889    0.9880
   0.9867    0.9856    0.9843    0.9828    0.9812    0.9795    0.9776    0.9756
   0.9734

36

   0.9936    0.9930    0.9924    0.9918    0.9911    0.9902    0.9893    0.9883
   0.9872    0.9861    0.9848    0.9833    0.9818    0.9801    0.9783    0.9763
   0.9741

37

   0.9939    0.9933    0.9927    0.9921    0.9914    0.9906    0.9896    0.9887
   0.9876    0.9865    0.9852    0.9838    0.9824    0.9807    0.9789    0.9770
   0.9749

38

   0.9941    0.9936    0.9930    0.9923    0.9917    0.9909    0.9900    0.9891
   0.9881    0.9870    0.9858    0.9844    0.9830    0.9813    0.9796    0.9777
   0.9755

39

   0.9943    0.9938    0.9932    0.9926    0.9920    0.9913    0.9904    0.9895
   0.9884    0.9874    0.9863    0.9850    0.9835    0.9820    0.9803    0.9784
   0.9763

40

   0.9945    0.9940    0.9935    0.9929    0.9923    0.9916    0.9907    0.9899
   0.9889    0.9879    0.9867    0.9855    0.9841    0.9826    0.9809    0.9791
   0.9770

41

   0.9947    0.9942    0.9938    0.9932    0.9926    0.9919    0.9911    0.9903
   0.9893    0.9884    0.9872    0.9860    0.9847    0.9832    0.9816    0.9798
   0.9779

42

   0.9949    0.9944    0.9940    0.9935    0.9929    0.9922    0.9915    0.9907
   0.9897    0.9889    0.9877    0.9865    0.9852    0.9838    0.9822    0.9805
   0.9786

43

   0.9951    0.9947    0.9942    0.9937    0.9931    0.9925    0.9918    0.9911
   0.9902    0.9892    0.9882    0.9870    0.9858    0.9845    0.9829    0.9812
   0.9794

44

   0.9953    0.9949    0.9944    0.9940    0.9934    0.9928    0.9921    0.9914
   0.9905    0.9897    0.9887    0.9876    0.9863    0.9851    0.9836    0.9819
   0.9801

45

   0.9955    0.9951    0.9947    0.9942    0.9937    0.9931    0.9924    0.9918
   0.9909    0.9901    0.9891    0.9881    0.9869    0.9857    0.9842    0.9826
   0.9809

46

   0.9957    0.9953    0.9949    0.9944    0.9940    0.9934    0.9928    0.9921
   0.9913    0.9906    0.9896    0.9885    0.9874    0.9862    0.9848    0.9833
   0.9816

47

   0.9959    0.9955    0.9952    0.9947    0.9943    0.9937    0.9931    0.9925
   0.9917    0.9909    0.9901    0.9891    0.9880    0.9868    0.9855    0.9840
   0.9824

48

   0.9961    0.9957    0.9953    0.9949    0.9946    0.9940    0.9934    0.9928
   0.9921    0.9914    0.9905    0.9895    0.9885    0.9874    0.9861    0.9847
   0.9831

49

   0.9962    0.9959    0.9955    0.9952    0.9948    0.9943    0.9937    0.9932
   0.9925    0.9918    0.9909    0.9900    0.9890    0.9879    0.9867    0.9854
   0.9838

50

   0.9964    0.9961    0.9958    0.9954    0.9950    0.9945    0.9940    0.9935
   0.9928    0.9921    0.9914    0.9905    0.9896    0.9885    0.9873    0.9860
   0.9845

51

   0.9966    0.9963    0.9960    0.9956    0.9953    0.9948    0.9943    0.9938
   0.9931    0.9925    0.9917    0.9909    0.9900    0.9891    0.9879    0.9867
   0.9853

52

   0.9967    0.9964    0.9961    0.9958    0.9955    0.9951    0.9946    0.9941
   0.9934    0.9929    0.9922    0.9914    0.9905    0.9896    0.9885    0.9873
   0.9860

53

   0.9969    0.9967    0.9964    0.9960    0.9957    0.9954    0.9948    0.9944
   0.9938    0.9933    0.9926    0.9918    0.9910    0.9901    0.9891    0.9880
   0.9867

54

   0.9970    0.9968    0.9965    0.9962    0.9960    0.9956    0.9951    0.9947
   0.9941    0.9936    0.9929    0.9922    0.9914    0.9906    0.9896    0.9885
   0.9873

55

   0.9972    0.9970    0.9967    0.9964    0.9962    0.9958    0.9953    0.9950
   0.9944    0.9939    0.9933    0.9926    0.9919    0.9911    0.9901    0.9891
   0.9880

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    59

--------------------------------------------------------------------------------

APPENDICES

 

TABLE N

 

Conversion from Single Life to

50% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

56

   0.9973    0.9971    0.9969    0.9966    0.9963    0.9960    0.9956    0.9953
   0.9947    0.9942    0.9937    0.9930    0.9924    0.9916    0.9907    0.9897
   0.9886

57

   0.9975    0.9973    0.9970    0.9968    0.9966    0.9963    0.9959    0.9955
   0.9950    0.9946    0.9940    0.9934    0.9927    0.9920    0.9912    0.9902
   0.9892

58

   0.9976    0.9974    0.9972    0.9969    0.9968    0.9965    0.9961    0.9958
   0.9953    0.9949    0.9944    0.9937    0.9931    0.9925    0.9917    0.9908
   0.9898

59

   0.9977    0.9975    0.9974    0.9971    0.9969    0.9966    0.9963    0.9960
   0.9955    0.9952    0.9947    0.9941    0.9936    0.9929    0.9922    0.9913
   0.9903

60

   0.9978    0.9977    0.9975    0.9973    0.9971    0.9969    0.9965    0.9962
   0.9958    0.9955    0.9950    0.9945    0.9939    0.9933    0.9927    0.9919
   0.9910

61

   0.9980    0.9978    0.9976    0.9975    0.9973    0.9971    0.9967    0.9965
   0.9961    0.9958    0.9954    0.9948    0.9943    0.9938    0.9931    0.9923
   0.9915

62

   0.9981    0.9980    0.9978    0.9976    0.9975    0.9972    0.9969    0.9967
   0.9963    0.9961    0.9956    0.9952    0.9946    0.9942    0.9935    0.9928
   0.9920

63

   0.9982    0.9981    0.9979    0.9978    0.9976    0.9974    0.9971    0.9969
   0.9965    0.9963    0.9959    0.9955    0.9950    0.9945    0.9940    0.9932
   0.9925

64

   0.9983    0.9982    0.9981    0.9979    0.9978    0.9976    0.9973    0.9971
   0.9967    0.9965    0.9962    0.9958    0.9953    0.9948    0.9944    0.9937
   0.9930

65

   0.9984    0.9983    0.9982    0.9981    0.9979    0.9977    0.9975    0.9973
   0.9970    0.9967    0.9964    0.9960    0.9956    0.9952    0.9947    0.9942
   0.9934

66

   0.9985    0.9984    0.9983    0.9981    0.9981    0.9979    0.9977    0.9975
   0.9972    0.9970    0.9966    0.9963    0.9959    0.9955    0.9951    0.9946
   0.9939

67

   0.9986    0.9985    0.9984    0.9983    0.9982    0.9980    0.9978    0.9977
   0.9973    0.9972    0.9970    0.9966    0.9962    0.9958    0.9954    0.9949
   0.9944

68

   0.9987    0.9987    0.9985    0.9984    0.9984    0.9982    0.9980    0.9978
   0.9976    0.9974    0.9971    0.9969    0.9965    0.9961    0.9957    0.9953
   0.9948

69

   0.9988    0.9987    0.9987    0.9985    0.9984    0.9983    0.9981    0.9980
   0.9977    0.9976    0.9973    0.9971    0.9968    0.9965    0.9960    0.9956
   0.9952

70

   0.9989    0.9988    0.9987    0.9986    0.9986    0.9984    0.9983    0.9981
   0.9979    0.9978    0.9976    0.9973    0.9970    0.9968    0.9964    0.9960
   0.9955

71

   0.9990    0.9989    0.9988    0.9987    0.9987    0.9986    0.9984    0.9983
   0.9981    0.9979    0.9977    0.9975    0.9972    0.9970    0.9967    0.9963
   0.9959

72

   0.9990    0.9990    0.9989    0.9988    0.9988    0.9986    0.9985    0.9984
   0.9983    0.9981    0.9979    0.9977    0.9975    0.9972    0.9969    0.9966
   0.9962

73

   0.9991    0.9990    0.9990    0.9989    0.9989    0.9988    0.9986    0.9986
   0.9983    0.9983    0.9981    0.9979    0.9977    0.9975    0.9972    0.9969
   0.9965

74

   0.9992    0.9991    0.9990    0.9990    0.9990    0.9989    0.9987    0.9986
   0.9985    0.9984    0.9982    0.9981    0.9978    0.9977    0.9974    0.9971
   0.9968

75

   0.9993    0.9992    0.9991    0.9990    0.9990    0.9989    0.9989    0.9988
   0.9986    0.9986    0.9984    0.9982    0.9981    0.9978    0.9977    0.9973
   0.9970

76

   0.9993    0.9993    0.9992    0.9991    0.9991    0.9991    0.9989    0.9989
   0.9987    0.9987    0.9985    0.9984    0.9982    0.9981    0.9978    0.9976
   0.9973

77

   0.9993    0.9993    0.9993    0.9992    0.9992    0.9992    0.9990    0.9990
   0.9989    0.9988    0.9987    0.9985    0.9984    0.9982    0.9981    0.9978
   0.9976

78

   0.9994    0.9994    0.9993    0.9993    0.9993    0.9992    0.9991    0.9991
   0.9989    0.9989    0.9988    0.9986    0.9985    0.9984    0.9982    0.9980
   0.9977

79

   0.9995    0.9994    0.9994    0.9993    0.9993    0.9993    0.9992    0.9992
   0.9990    0.9990    0.9989    0.9988    0.9986    0.9985    0.9984    0.9982
   0.9980

80

   0.9995    0.9995    0.9994    0.9994    0.9994    0.9993    0.9992    0.9992
   0.9991    0.9991    0.9990    0.9989    0.9988    0.9987    0.9985    0.9984
   0.9981

81

   0.9996    0.9996    0.9995    0.9994    0.9995    0.9994    0.9993    0.9993
   0.9992    0.9992    0.9991    0.9990    0.9988    0.9988    0.9987    0.9985
   0.9983

82

   0.9996    0.9996    0.9996    0.9995    0.9995    0.9995    0.9994    0.9994
   0.9992    0.9992    0.9992    0.9991    0.9990    0.9989    0.9988    0.9987
   0.9985

83

   0.9996    0.9996    0.9996    0.9996    0.9995    0.9995    0.9994    0.9995
   0.9993    0.9993    0.9992    0.9992    0.9991    0.9990    0.9989    0.9988
   0.9986

84

   0.9996    0.9996    0.9996    0.9996    0.9996    0.9995    0.9995    0.9995
   0.9994    0.9994    0.9993    0.9992    0.9992    0.9991    0.9990    0.9989
   0.9987

85

   0.9997    0.9996    0.9996    0.9996    0.9996    0.9996    0.9995    0.9995
   0.9995    0.9995    0.9994    0.9993    0.9992    0.9992    0.9991    0.9990
   0.9989

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    60

--------------------------------------------------------------------------------

APPENDICES

 

TABLE N

 

Conversion from Single Life to

50% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.9645    0.9616    0.9586    0.9553    0.9519    0.9483    0.9444    0.9403
   0.9360    0.9314    0.9266    0.9215    0.9159    0.9101    0.9039    0.8974
   0.8903

26

   0.9651    0.9622    0.9592    0.9559    0.9526    0.9490    0.9451    0.9411
   0.9367    0.9321    0.9274    0.9222    0.9167    0.9109    0.9047    0.8982
   0.8912

27

   0.9657    0.9628    0.9598    0.9566    0.9533    0.9497    0.9458    0.9417
   0.9374    0.9329    0.9281    0.9230    0.9175    0.9117    0.9055    0.8990
   0.8920

28

   0.9662    0.9635    0.9605    0.9573    0.9539    0.9504    0.9465    0.9425
   0.9383    0.9337    0.9289    0.9238    0.9184    0.9126    0.9064    0.8999
   0.8929

29

   0.9669    0.9641    0.9611    0.9580    0.9547    0.9511    0.9473    0.9433
   0.9391    0.9345    0.9298    0.9247    0.9192    0.9135    0.9073    0.9008
   0.8939

30

   0.9675    0.9648    0.9619    0.9587    0.9554    0.9519    0.9481    0.9442
   0.9399    0.9354    0.9307    0.9256    0.9201    0.9145    0.9083    0.9018
   0.8949

31

   0.9682    0.9654    0.9626    0.9595    0.9562    0.9527    0.9490    0.9450
   0.9408    0.9363    0.9316    0.9266    0.9212    0.9154    0.9093    0.9029
   0.8959

32

   0.9689    0.9662    0.9634    0.9602    0.9570    0.9535    0.9498    0.9459
   0.9417    0.9373    0.9326    0.9276    0.9222    0.9166    0.9104    0.9040
   0.8971

33

   0.9696    0.9669    0.9641    0.9610    0.9579    0.9544    0.9507    0.9468
   0.9426    0.9383    0.9336    0.9287    0.9233    0.9176    0.9115    0.9051
   0.8982

34

   0.9703    0.9677    0.9649    0.9619    0.9587    0.9553    0.9517    0.9478
   0.9437    0.9393    0.9347    0.9297    0.9244    0.9188    0.9127    0.9063
   0.8995

35

   0.9711    0.9685    0.9658    0.9628    0.9596    0.9563    0.9526    0.9488
   0.9447    0.9404    0.9358    0.9309    0.9256    0.9200    0.9140    0.9077
   0.9008

36

   0.9718    0.9693    0.9666    0.9636    0.9605    0.9572    0.9536    0.9498
   0.9458    0.9415    0.9370    0.9321    0.9268    0.9213    0.9153    0.9089
   0.9021

37

   0.9726    0.9701    0.9674    0.9645    0.9615    0.9582    0.9546    0.9509
   0.9469    0.9426    0.9382    0.9333    0.9280    0.9226    0.9166    0.9104
   0.9036

38

   0.9734    0.9710    0.9683    0.9655    0.9624    0.9592    0.9557    0.9520
   0.9481    0.9439    0.9394    0.9346    0.9294    0.9240    0.9181    0.9118
   0.9051

39

   0.9742    0.9718    0.9692    0.9664    0.9635    0.9603    0.9568    0.9531
   0.9492    0.9451    0.9407    0.9360    0.9308    0.9254    0.9195    0.9133
   0.9067

40

   0.9750    0.9726    0.9701    0.9673    0.9645    0.9613    0.9579    0.9544
   0.9505    0.9464    0.9420    0.9373    0.9322    0.9269    0.9211    0.9149
   0.9083

41

   0.9758    0.9735    0.9710    0.9683    0.9655    0.9624    0.9591    0.9556
   0.9517    0.9477    0.9434    0.9388    0.9337    0.9285    0.9227    0.9166
   0.9100

42

   0.9766    0.9744    0.9719    0.9693    0.9665    0.9635    0.9602    0.9568
   0.9530    0.9491    0.9448    0.9402    0.9353    0.9301    0.9243    0.9183
   0.9118

43

   0.9774    0.9753    0.9729    0.9703    0.9676    0.9646    0.9614    0.9580
   0.9543    0.9505    0.9463    0.9417    0.9369    0.9317    0.9261    0.9200
   0.9136

44

   0.9783    0.9761    0.9738    0.9713    0.9686    0.9658    0.9626    0.9593
   0.9557    0.9518    0.9478    0.9433    0.9385    0.9334    0.9278    0.9219
   0.9155

45

   0.9790    0.9770    0.9748    0.9723    0.9697    0.9669    0.9638    0.9606
   0.9571    0.9533    0.9493    0.9449    0.9401    0.9352    0.9296    0.9238
   0.9175

46

   0.9799    0.9778    0.9757    0.9733    0.9708    0.9681    0.9651    0.9619
   0.9584    0.9548    0.9508    0.9465    0.9418    0.9369    0.9315    0.9258
   0.9195

47

   0.9807    0.9787    0.9766    0.9743    0.9719    0.9692    0.9663    0.9632
   0.9599    0.9562    0.9524    0.9482    0.9436    0.9387    0.9334    0.9277
   0.9216

48

   0.9815    0.9796    0.9775    0.9753    0.9730    0.9704    0.9675    0.9645
   0.9613    0.9577    0.9539    0.9499    0.9453    0.9406    0.9354    0.9297
   0.9237

49

   0.9823    0.9804    0.9785    0.9763    0.9741    0.9715    0.9688    0.9659
   0.9627    0.9593    0.9556    0.9516    0.9471    0.9425    0.9374    0.9319
   0.9259

50

   0.9831    0.9813    0.9794    0.9773    0.9751    0.9727    0.9700    0.9672
   0.9641    0.9608    0.9572    0.9532    0.9489    0.9444    0.9394    0.9340
   0.9282

51

   0.9838    0.9821    0.9803    0.9783    0.9761    0.9739    0.9712    0.9685
   0.9655    0.9622    0.9588    0.9550    0.9508    0.9464    0.9415    0.9362
   0.9305

52

   0.9846    0.9830    0.9812    0.9792    0.9772    0.9750    0.9725    0.9698
   0.9670    0.9638    0.9605    0.9567    0.9527    0.9483    0.9435    0.9384
   0.9328

53

   0.9853    0.9838    0.9821    0.9802    0.9782    0.9761    0.9737    0.9712
   0.9684    0.9653    0.9620    0.9585    0.9546    0.9503    0.9456    0.9406
   0.9351

54

   0.9860    0.9846    0.9830    0.9812    0.9793    0.9772    0.9749    0.9724
   0.9698    0.9668    0.9637    0.9602    0.9564    0.9523    0.9478    0.9429
   0.9376

55

   0.9867    0.9853    0.9839    0.9821    0.9803    0.9783    0.9761    0.9738
   0.9711    0.9683    0.9653    0.9620    0.9582    0.9544    0.9499    0.9452
   0.9400

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    61

--------------------------------------------------------------------------------

APPENDICES

 

TABLE N

 

Conversion from Single Life to

50% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

56

   0.9874    0.9861    0.9846    0.9830    0.9813    0.9794    0.9773    0.9750
   0.9726    0.9698    0.9670    0.9637    0.9602    0.9563    0.9521    0.9475
   0.9424

57

   0.9881    0.9868    0.9855    0.9839    0.9823    0.9804    0.9785    0.9763
   0.9739    0.9714    0.9686    0.9654    0.9620    0.9583    0.9542    0.9498
   0.9449

58

   0.9887    0.9876    0.9863    0.9848    0.9832    0.9815    0.9796    0.9775
   0.9753    0.9728    0.9701    0.9672    0.9638    0.9604    0.9563    0.9521
   0.9473

59

   0.9894    0.9883    0.9870    0.9856    0.9842    0.9825    0.9807    0.9788
   0.9766    0.9742    0.9717    0.9689    0.9657    0.9623    0.9585    0.9544
   0.9498

60

   0.9901    0.9890    0.9877    0.9864    0.9850    0.9835    0.9818    0.9799
   0.9778    0.9756    0.9733    0.9705    0.9675    0.9643    0.9606    0.9567
   0.9523

61

   0.9906    0.9896    0.9885    0.9872    0.9859    0.9845    0.9828    0.9811
   0.9791    0.9770    0.9747    0.9722    0.9693    0.9662    0.9627    0.9589
   0.9547

62

   0.9912    0.9902    0.9892    0.9880    0.9868    0.9854    0.9839    0.9822
   0.9803    0.9784    0.9762    0.9738    0.9710    0.9681    0.9648    0.9612
   0.9572

63

   0.9918    0.9909    0.9899    0.9888    0.9876    0.9863    0.9848    0.9833
   0.9815    0.9797    0.9777    0.9754    0.9728    0.9699    0.9668    0.9634
   0.9595

64

   0.9923    0.9915    0.9906    0.9895    0.9884    0.9872    0.9858    0.9844
   0.9827    0.9810    0.9790    0.9768    0.9744    0.9718    0.9688    0.9655
   0.9618

65

   0.9929    0.9920    0.9912    0.9902    0.9892    0.9880    0.9867    0.9853
   0.9838    0.9822    0.9804    0.9783    0.9760    0.9735    0.9707    0.9676
   0.9642

66

   0.9933    0.9926    0.9917    0.9908    0.9899    0.9888    0.9876    0.9863
   0.9849    0.9833    0.9817    0.9797    0.9776    0.9753    0.9726    0.9697
   0.9664

67

   0.9938    0.9931    0.9924    0.9914    0.9906    0.9896    0.9884    0.9873
   0.9859    0.9845    0.9829    0.9812    0.9791    0.9769    0.9744    0.9716
   0.9685

68

   0.9943    0.9936    0.9928    0.9921    0.9912    0.9904    0.9892    0.9882
   0.9869    0.9856    0.9841    0.9824    0.9805    0.9785    0.9761    0.9736
   0.9706

69

   0.9947    0.9941    0.9934    0.9926    0.9919    0.9910    0.9900    0.9890
   0.9878    0.9866    0.9852    0.9837    0.9819    0.9800    0.9778    0.9754
   0.9727

70

   0.9950    0.9945    0.9939    0.9932    0.9925    0.9917    0.9908    0.9898
   0.9887    0.9875    0.9863    0.9849    0.9832    0.9815    0.9794    0.9772
   0.9746

71

   0.9954    0.9949    0.9943    0.9937    0.9931    0.9923    0.9915    0.9906
   0.9896    0.9885    0.9873    0.9860    0.9845    0.9829    0.9809    0.9789
   0.9765

72

   0.9958    0.9953    0.9948    0.9942    0.9936    0.9929    0.9921    0.9913
   0.9904    0.9894    0.9883    0.9871    0.9857    0.9841    0.9824    0.9805
   0.9783

73

   0.9961    0.9957    0.9952    0.9946    0.9941    0.9935    0.9927    0.9920
   0.9912    0.9902    0.9892    0.9881    0.9868    0.9854    0.9838    0.9820
   0.9799

74

   0.9965    0.9960    0.9956    0.9951    0.9946    0.9940    0.9933    0.9927
   0.9918    0.9910    0.9901    0.9890    0.9878    0.9866    0.9851    0.9835
   0.9815

75

   0.9968    0.9964    0.9960    0.9955    0.9951    0.9945    0.9939    0.9932
   0.9925    0.9918    0.9909    0.9900    0.9888    0.9877    0.9863    0.9848
   0.9830

76

   0.9971    0.9967    0.9963    0.9958    0.9955    0.9950    0.9943    0.9938
   0.9932    0.9924    0.9917    0.9908    0.9898    0.9887    0.9874    0.9861
   0.9845

77

   0.9973    0.9970    0.9966    0.9962    0.9959    0.9954    0.9948    0.9943
   0.9937    0.9931    0.9924    0.9916    0.9906    0.9897    0.9886    0.9873
   0.9858

78

   0.9976    0.9972    0.9970    0.9965    0.9962    0.9958    0.9953    0.9948
   0.9942    0.9937    0.9930    0.9924    0.9915    0.9906    0.9895    0.9884
   0.9871

79

   0.9978    0.9975    0.9972    0.9969    0.9965    0.9962    0.9957    0.9953
   0.9947    0.9943    0.9937    0.9930    0.9922    0.9915    0.9905    0.9894
   0.9881

80

   0.9979    0.9977    0.9974    0.9971    0.9968    0.9965    0.9961    0.9957
   0.9952    0.9948    0.9942    0.9936    0.9929    0.9922    0.9913    0.9904
   0.9892

81

   0.9982    0.9979    0.9977    0.9974    0.9972    0.9968    0.9965    0.9961
   0.9957    0.9952    0.9948    0.9942    0.9936    0.9930    0.9921    0.9913
   0.9902

82

   0.9983    0.9982    0.9979    0.9976    0.9974    0.9971    0.9968    0.9964
   0.9961    0.9957    0.9952    0.9948    0.9942    0.9936    0.9928    0.9921
   0.9911

83

   0.9985    0.9983    0.9982    0.9978    0.9977    0.9974    0.9970    0.9968
   0.9964    0.9960    0.9957    0.9953    0.9947    0.9942    0.9935    0.9928
   0.9919

84

   0.9987    0.9985    0.9983    0.9981    0.9979    0.9976    0.9974    0.9971
   0.9967    0.9965    0.9961    0.9957    0.9952    0.9947    0.9941    0.9935
   0.9928

85

   0.9988    0.9986    0.9985    0.9982    0.9981    0.9979    0.9976    0.9973
   0.9971    0.9968    0.9965    0.9961    0.9956    0.9952    0.9946    0.9941
   0.9935

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    62

--------------------------------------------------------------------------------

APPENDICES

 

TABLE N

 

Conversion from Single Life to

50% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.8828    0.8749    0.8665    0.8576    0.8481    0.8382    0.8277    0.8167
   0.8052    0.7932    0.7806    0.7676    0.7541    0.7400    0.7254    0.7102
   0.6948

26

   0.8837    0.8757    0.8673    0.8584    0.8490    0.8391    0.8286    0.8176
   0.8062    0.7940    0.7815    0.7685    0.7550    0.7409    0.7263    0.7111
   0.6957

27

   0.8845    0.8766    0.8682    0.8594    0.8499    0.8399    0.8295    0.8185
   0.8071    0.7950    0.7825    0.7695    0.7559    0.7418    0.7273    0.7121
   0.6966

28

   0.8854    0.8776    0.8691    0.8603    0.8508    0.8409    0.8305    0.8195
   0.8080    0.7960    0.7835    0.7704    0.7569    0.7428    0.7282    0.7130
   0.6975

29

   0.8864    0.8785    0.8702    0.8613    0.8519    0.8420    0.8316    0.8205
   0.8091    0.7970    0.7845    0.7715    0.7580    0.7439    0.7293    0.7141
   0.6986

30

   0.8874    0.8796    0.8712    0.8624    0.8529    0.8430    0.8327    0.8217
   0.8102    0.7982    0.7857    0.7726    0.7591    0.7450    0.7304    0.7152
   0.6997

31

   0.8885    0.8807    0.8723    0.8635    0.8541    0.8442    0.8338    0.8228
   0.8114    0.7994    0.7869    0.7739    0.7603    0.7462    0.7316    0.7165
   0.7010

32

   0.8896    0.8818    0.8735    0.8647    0.8553    0.8454    0.8351    0.8241
   0.8126    0.8007    0.7881    0.7751    0.7616    0.7475    0.7329    0.7177
   0.7023

33

   0.8908    0.8830    0.8747    0.8660    0.8566    0.8467    0.8364    0.8254
   0.8140    0.8020    0.7895    0.7765    0.7629    0.7489    0.7343    0.7191
   0.7036

34

   0.8921    0.8844    0.8761    0.8673    0.8580    0.8481    0.8377    0.8268
   0.8154    0.8034    0.7909    0.7779    0.7644    0.7503    0.7357    0.7205
   0.7050

35

   0.8934    0.8857    0.8774    0.8687    0.8594    0.8495    0.8392    0.8283
   0.8169    0.8049    0.7925    0.7795    0.7659    0.7519    0.7373    0.7221
   0.7066

36

   0.8949    0.8871    0.8789    0.8701    0.8609    0.8511    0.8407    0.8299
   0.8185    0.8065    0.7941    0.7811    0.7676    0.7535    0.7389    0.7238
   0.7082

37

   0.8963    0.8886    0.8804    0.8717    0.8624    0.8527    0.8424    0.8315
   0.8201    0.8082    0.7957    0.7828    0.7693    0.7553    0.7406    0.7254
   0.7099

38

   0.8979    0.8902    0.8820    0.8734    0.8642    0.8544    0.8441    0.8332
   0.8219    0.8099    0.7975    0.7846    0.7711    0.7571    0.7425    0.7273
   0.7118

39

   0.8995    0.8918    0.8837    0.8751    0.8659    0.8562    0.8459    0.8351
   0.8238    0.8119    0.7994    0.7865    0.7731    0.7590    0.7444    0.7292
   0.7137

40

   0.9011    0.8936    0.8855    0.8768    0.8677    0.8580    0.8479    0.8371
   0.8257    0.8138    0.8014    0.7885    0.7751    0.7611    0.7465    0.7313
   0.7158

41

   0.9029    0.8954    0.8873    0.8788    0.8697    0.8600    0.8498    0.8391
   0.8278    0.8159    0.8036    0.7907    0.7773    0.7633    0.7487    0.7336
   0.7180

42

   0.9047    0.8972    0.8893    0.8807    0.8717    0.8621    0.8520    0.8412
   0.8300    0.8182    0.8058    0.7930    0.7796    0.7656    0.7510    0.7359
   0.7204

43

   0.9067    0.8992    0.8913    0.8828    0.8738    0.8642    0.8542    0.8435
   0.8323    0.8205    0.8082    0.7953    0.7820    0.7680    0.7535    0.7383
   0.7229

44

   0.9086    0.9012    0.8934    0.8850    0.8760    0.8665    0.8565    0.8459
   0.8347    0.8230    0.8107    0.7979    0.7845    0.7705    0.7560    0.7410
   0.7254

45

   0.9106    0.9033    0.8955    0.8872    0.8783    0.8689    0.8589    0.8483
   0.8372    0.8255    0.8133    0.8005    0.7872    0.7733    0.7588    0.7437
   0.7282

46

   0.9127    0.9055    0.8978    0.8896    0.8807    0.8714    0.8614    0.8509
   0.8399    0.8282    0.8161    0.8033    0.7900    0.7761    0.7616    0.7466
   0.7311

47

   0.9149    0.9078    0.9001    0.8920    0.8832    0.8739    0.8641    0.8536
   0.8426    0.8310    0.8188    0.8062    0.7930    0.7791    0.7647    0.7496
   0.7341

48

   0.9172    0.9101    0.9025    0.8945    0.8858    0.8765    0.8668    0.8564
   0.8455    0.8340    0.8219    0.8093    0.7961    0.7822    0.7678    0.7528
   0.7374

49

   0.9195    0.9125    0.9050    0.8970    0.8885    0.8793    0.8696    0.8593
   0.8485    0.8370    0.8250    0.8124    0.7993    0.7855    0.7711    0.7561
   0.7407

50

   0.9218    0.9150    0.9076    0.8997    0.8912    0.8822    0.8726    0.8623
   0.8516    0.8402    0.8283    0.8157    0.8027    0.7889    0.7747    0.7597
   0.7443

51

   0.9242    0.9174    0.9102    0.9025    0.8941    0.8851    0.8756    0.8655
   0.8548    0.8435    0.8317    0.8192    0.8062    0.7925    0.7783    0.7634
   0.7481

52

   0.9266    0.9200    0.9129    0.9053    0.8970    0.8881    0.8788    0.8688
   0.8582    0.8470    0.8353    0.8229    0.8099    0.7963    0.7821    0.7672
   0.7520

53

   0.9291    0.9227    0.9156    0.9081    0.9000    0.8913    0.8820    0.8721
   0.8617    0.8506    0.8389    0.8267    0.8138    0.8002    0.7861    0.7713
   0.7561

54

   0.9317    0.9254    0.9185    0.9111    0.9031    0.8945    0.8854    0.8756
   0.8653    0.8543    0.8428    0.8306    0.8178    0.8044    0.7903    0.7756
   0.7604

55

   0.9343    0.9281    0.9213    0.9141    0.9062    0.8978    0.8888    0.8792
   0.8691    0.8582    0.8467    0.8347    0.8221    0.8087    0.7947    0.7801
   0.7650

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    63

--------------------------------------------------------------------------------

APPENDICES

 

TABLE N

 

Conversion from Single Life to

50% Joint and Survivor Without Pop-Up

CECONY Weekly Participants –1

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.9368    0.9309    0.9242    0.9172    0.9095    0.9012    0.8924    0.8829
   0.8729    0.8621    0.8508    0.8390    0.8264    0.8132    0.7993    0.7847
   0.7698

57

   0.9394    0.9336    0.9272    0.9203    0.9128    0.9047    0.8960    0.8867
   0.8769    0.8662    0.8551    0.8434    0.8310    0.8179    0.8041    0.7896
   0.7747

58

   0.9421    0.9364    0.9302    0.9235    0.9162    0.9083    0.8998    0.8906
   0.8810    0.8705    0.8595    0.8480    0.8356    0.8227    0.8091    0.7947
   0.7799

59

   0.9448    0.9393    0.9332    0.9267    0.9196    0.9118    0.9035    0.8946
   0.8851    0.8749    0.8641    0.8526    0.8405    0.8278    0.8142    0.8000
   0.7854

60

   0.9474    0.9420    0.9362    0.9299    0.9230    0.9154    0.9074    0.8986
   0.8894    0.8793    0.8687    0.8575    0.8456    0.8329    0.8196    0.8056
   0.7910

61

   0.9500    0.9449    0.9393    0.9331    0.9264    0.9192    0.9113    0.9028
   0.8937    0.8839    0.8735    0.8625    0.8508    0.8383    0.8252    0.8113
   0.7969

62

   0.9526    0.9477    0.9423    0.9364    0.9299    0.9228    0.9152    0.9069
   0.8981    0.8885    0.8784    0.8676    0.8561    0.8439    0.8309    0.8172
   0.8030

63

   0.9553    0.9505    0.9453    0.9396    0.9334    0.9265    0.9192    0.9111
   0.9026    0.8932    0.8833    0.8727    0.8615    0.8495    0.8368    0.8233
   0.8093

64

   0.9577    0.9532    0.9483    0.9429    0.9368    0.9302    0.9231    0.9153
   0.9070    0.8979    0.8883    0.8780    0.8670    0.8553    0.8428    0.8295
   0.8158

65

   0.9602    0.9559    0.9512    0.9460    0.9402    0.9339    0.9271    0.9196
   0.9115    0.9027    0.8934    0.8833    0.8726    0.8611    0.8489    0.8359
   0.8224

66

   0.9627    0.9586    0.9541    0.9491    0.9436    0.9376    0.9310    0.9238
   0.9159    0.9075    0.8984    0.8887    0.8783    0.8671    0.8551    0.8425
   0.8291

67

   0.9651    0.9612    0.9569    0.9522    0.9469    0.9411    0.9348    0.9279
   0.9204    0.9122    0.9035    0.8940    0.8839    0.8731    0.8614    0.8490
   0.8360

68

   0.9674    0.9637    0.9596    0.9552    0.9502    0.9447    0.9386    0.9320
   0.9248    0.9169    0.9085    0.8994    0.8896    0.8790    0.8678    0.8557
   0.8429

69

   0.9696    0.9661    0.9623    0.9581    0.9534    0.9481    0.9424    0.9360
   0.9291    0.9216    0.9135    0.9047    0.8953    0.8851    0.8741    0.8623
   0.8500

70

   0.9717    0.9685    0.9648    0.9609    0.9564    0.9514    0.9460    0.9400
   0.9334    0.9262    0.9185    0.9100    0.9009    0.8911    0.8804    0.8690
   0.8570

71

   0.9737    0.9708    0.9674    0.9636    0.9594    0.9547    0.9496    0.9438
   0.9376    0.9307    0.9233    0.9153    0.9065    0.8971    0.8869    0.8758
   0.8641

72

   0.9757    0.9729    0.9697    0.9662    0.9622    0.9578    0.9530    0.9476
   0.9417    0.9351    0.9280    0.9204    0.9120    0.9029    0.8931    0.8825
   0.8712

73

   0.9776    0.9750    0.9720    0.9687    0.9650    0.9608    0.9563    0.9512
   0.9456    0.9395    0.9327    0.9254    0.9174    0.9087    0.8993    0.8890
   0.8782

74

   0.9794    0.9769    0.9742    0.9711    0.9677    0.9638    0.9595    0.9547
   0.9494    0.9436    0.9372    0.9303    0.9227    0.9145    0.9054    0.8956
   0.8852

75

   0.9811    0.9788    0.9763    0.9734    0.9701    0.9665    0.9626    0.9580
   0.9531    0.9476    0.9416    0.9351    0.9279    0.9200    0.9114    0.9020
   0.8920

76

   0.9826    0.9806    0.9782    0.9755    0.9726    0.9691    0.9654    0.9613
   0.9566    0.9515    0.9459    0.9397    0.9329    0.9254    0.9172    0.9083
   0.8988

77

   0.9841    0.9822    0.9800    0.9776    0.9748    0.9716    0.9682    0.9643
   0.9600    0.9552    0.9498    0.9441    0.9377    0.9306    0.9228    0.9143
   0.9053

78

   0.9854    0.9837    0.9817    0.9795    0.9769    0.9740    0.9708    0.9672
   0.9632    0.9587    0.9537    0.9483    0.9422    0.9356    0.9283    0.9202
   0.9116

79

   0.9868    0.9852    0.9833    0.9813    0.9789    0.9762    0.9732    0.9699
   0.9662    0.9619    0.9573    0.9522    0.9466    0.9403    0.9335    0.9259
   0.9178

80

   0.9880    0.9865    0.9848    0.9829    0.9808    0.9783    0.9755    0.9724
   0.9690    0.9650    0.9608    0.9560    0.9508    0.9449    0.9384    0.9313
   0.9236

81

   0.9891    0.9877    0.9861    0.9845    0.9824    0.9802    0.9777    0.9748
   0.9717    0.9680    0.9640    0.9596    0.9547    0.9493    0.9432    0.9365
   0.9292

82

   0.9901    0.9888    0.9875    0.9859    0.9841    0.9819    0.9796    0.9770
   0.9741    0.9707    0.9671    0.9629    0.9584    0.9534    0.9477    0.9414
   0.9346

83

   0.9910    0.9899    0.9886    0.9872    0.9855    0.9836    0.9816    0.9791
   0.9764    0.9733    0.9699    0.9662    0.9619    0.9572    0.9519    0.9460
   0.9397

84

   0.9918    0.9908    0.9896    0.9884    0.9869    0.9851    0.9833    0.9810
   0.9786    0.9757    0.9726    0.9691    0.9652    0.9608    0.9560    0.9504
   0.9445

85

   0.9927    0.9918    0.9907    0.9895    0.9882    0.9865    0.9848    0.9828
   0.9806    0.9779    0.9750    0.9719    0.9683    0.9643    0.9597    0.9547
   0.9492

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    64

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

TABLE A -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 100% Survivorship Option Without Pop-up

 

     Participant’s Age

--------------------------------------------------------------------------------

     25 to 27

--------------------------------------------------------------------------------

   28 to 30

--------------------------------------------------------------------------------

   31 to 33

--------------------------------------------------------------------------------

   34 to 36

--------------------------------------------------------------------------------

   37 to 39

--------------------------------------------------------------------------------

   40 to 42

--------------------------------------------------------------------------------

   43 to 45

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

20 or more

   91    90    89    87    85    83    81

17 to 19

   92    90    89    88    86    84    82

14 to 16

   92    91    90    88    87    85    83

11 to 13

   92    91    90    89    87    86    84

8 to 10

   93    92    91    90    88    87    85

5 to 7

   93    93    92    90    89    88    86

2 to 4

   94    93    92    91    90    89    87

0 to 1

   94    94    93    92    91    90    89

Years Older

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

0 to 1

   94    94    93    92    91    90    89

2 to 4

   95    94    94    93    92    91    90

5 to 7

   96    95    94    94    93    92    91

8 to 10

   96    96    95    94    94    93    92

11 to 13

   97    96    96    95    95    94    93

14 to 16

   97    97    96    96    95    95    94

17 to 19

   97    97    97    96    96    96    95

20 or more

   98    98    97    97    97    96    96

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    65

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

TABLE A -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 100% Survivorship Option Without Pop-up

 

     Participant’s Age

--------------------------------------------------------------------------------

    

46 to

48

--------------------------------------------------------------------------------

  

49 to

51

--------------------------------------------------------------------------------

  

52 to

54

--------------------------------------------------------------------------------

  

55 to

57

--------------------------------------------------------------------------------

  

58 to

60

--------------------------------------------------------------------------------

  

61 to

63

--------------------------------------------------------------------------------

  

64 and

over

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

20 or more

   79    76    74    71    68    64    61

17 to 19

   80    78    75    72    69    66    63

14 to 16

   81    79    76    74    71    68    65

11 to 13

   82    80    78    75    73    70    67

8 to 10

   83    81    79    77    74    72    69

5 to 7

   85    83    81    79    77    74    72

2 to 4

   86    84    83    81    79    77    75

0 to 1

   87    86    84    83    81    79    78

Years Older

--------------------------------------------------------------------------------

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

0 to 1

   87    86    84    83    81    79    78

2 to 4

   89    87    86    85    83    82    81

5 to 7

   90    89    88    87    86    85    83

8 to 10

   91    91    90    89    88    87    86

11 to 13

   93    92    91    91    90    89    89

14 to 16

   94    93    93    92    92    92    91

17 to 19

   95    95    94    94    94    94    93

20 or more

   96    96    96    95    95    95    95

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    66

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table B -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 50% Survivorship Option Factors Without Pop-Up

 

     Participant’s Age

--------------------------------------------------------------------------------

     25 to 27

--------------------------------------------------------------------------------

   28 to 30

--------------------------------------------------------------------------------

   31 to 33

--------------------------------------------------------------------------------

   34 to 36

--------------------------------------------------------------------------------

   37 to 39

--------------------------------------------------------------------------------

   40 to 42

--------------------------------------------------------------------------------

   43 to 45

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

20 or more

   95    95    94    93    92    91    90

17 to 19

   96    95    94    93    92    91    90

14 to 16

   96    95    95    94    93    92    91

11 to 13

   96    96    95    94    93    92    91

8 to 10

   96    96    95    95    94    93    92

5 to 7

   97    96    96    95    94    93    93

2 to 4

   97    96    96    95    95    94    93

0 to 1

   97    97    96    96    95    95    94

Years Older

--------------------------------------------------------------------------------

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

  

%

 

0 to 1

   97    97    96    96    95    95    94

2 to 4

   97    97    97    96    96    95    95

5 to 7

   98    97    97    97    96    96    95

8 to 10

   98    98    97    97    97    96    96

11 to 13

   98    98    98    97    97    97    97

14 to 16

   98    98    98    98    98    97    97

17 to 19

   99    99    98    98    98    98    98

20 or more

   99    99    99    98    98    98    98

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 – Consolidated Edison Retirement Plan - Appendices Amended 2004    67

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table B -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 50% Survivorship Option Without Pop-Up

 

     Participant’s Age

--------------------------------------------------------------------------------

     46 to 48

--------------------------------------------------------------------------------

   49 to 51

--------------------------------------------------------------------------------

   52 to 54

--------------------------------------------------------------------------------

   55 to 57

--------------------------------------------------------------------------------

   58 to 60

--------------------------------------------------------------------------------

   61 to 63

--------------------------------------------------------------------------------

   64 and over

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

20 or more

   88    87    85    83    81    78    76

17 to 19

   89    87    86    84    82    79    77

14 to 16

   89    88    86    85    83    81    78

11 to 13

   90    89    87    86    84    82    80

8 to 10

   91    90    88    87    85    84    82

5 to 7

   92    91    89    88    87    85    84

2 to 4

   92    91    90    89    88    87    85

0 to 1

   93    92    91    91    89    88    87

Years Older

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

0 to 1

   93    92    91    91    89    88    87

2 to 4

   94    93    93    92    91    90    89

5 to 7

   95    94    94    93    92    92    91

8 to 10

   96    95    95    94    94    93    93

11 to 13

   96    96    95    95    95    94    94

14 to 16

   97    97    96    96    96    96    95

17 to 19

   97    97    97    97    97    97    96

20 or more

   98    98    98    98    98    98    98

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    68

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table C -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 100% Survivorship Option With Pop-Up

 

     Participant’s Age

--------------------------------------------------------------------------------

     25 to 27

--------------------------------------------------------------------------------

   28 to 30

--------------------------------------------------------------------------------

   31 to 33

--------------------------------------------------------------------------------

   34 to 36

--------------------------------------------------------------------------------

   37 to 39

--------------------------------------------------------------------------------

   40 to 42

--------------------------------------------------------------------------------

   43 to 45

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

20 or more

   91    90    89    87    85    83    81

17 to 19

   92    90    89    88    86    84    82

14 to 16

   92    91    90    88    87    85    83

11 to 13

   92    91    90    89    87    86    84

8 to 10

   93    92    91    89    88    86    85

5 to 7

   93    92    91    90    89    87    86

2 to 4

   94    93    92    91    90    88    87

0 to 1

   94    93    93    92    90    89    88

Years Older

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

0 to 1

   94    93    93    92    90    89    88

2 to 4

   95    94    93    92    91    90    89

5 to 7

   95    95    94    93    92    91    90

8 to 10

   96    95    94    94    93    92    91

11 to 13

   96    96    95    94    94    93    92

14 to 16

   97    96    96    95    94    94    93

17 to 19

   97    97    96    96    95    94    94

20 or more

   97    97    97    96    96    95    95

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    69

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table C -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 100% Survivorship With Pop-Up Option Factors

 

     Participant’s Age

--------------------------------------------------------------------------------

     46 to 48

--------------------------------------------------------------------------------

   49 to 51

--------------------------------------------------------------------------------

   52 to 54

--------------------------------------------------------------------------------

   55 to 57

--------------------------------------------------------------------------------

   58 to 60

--------------------------------------------------------------------------------

   61 to 63

--------------------------------------------------------------------------------

   64 and over

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

20 or more

   79    76    73    70    67    64    60

17 to 19

   80    77    74    71    68    65    62

14 to 16

   81    78    76    73    69    67    63

11 to 13

   82    79    77    74    71    68    65

8 to 10

   83    80    78    76    73    70    67

5 to 7

   84    82    80    77    75    72    69

2 to 4

   85    83    81    79    77    74    72

0 to 1

   86    84    83    81    79    76    74

Years Older

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

0 to 1

   86    84    83    81    79    76    74

2 to 4

   87    86    84    82    80    78    76

5 to 7

   89    87    86    84    82    81    79

8 to 10

   90    89    87    86    84    83    81

11 to 13

   91    90    89    87    86    85    83

14 to 16

   92    91    90    89    88    87    86

17 to 19

   93    92    91    90    90    89    88

20 or more

   94    93    93    92    91    90    90

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    70

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table D -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 50% Survivorship With Pop-Up Option Factors

 

     Participant’s Age

--------------------------------------------------------------------------------

     25 to 27

--------------------------------------------------------------------------------

   28 to 30

--------------------------------------------------------------------------------

   31 to 33

--------------------------------------------------------------------------------

   34 to 36

--------------------------------------------------------------------------------

   37 to 39

--------------------------------------------------------------------------------

   40 to 42

--------------------------------------------------------------------------------

   43 to 45

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

20 or more

   95    95    94    93    92    91    90

17 to 19

   96    95    94    93    92    91    90

14 to 16

   96    95    94    94    93    92    91

11 to 13

   96    95    95    94    93    92    91

8 to 10

   96    96    95    94    94    93    92

5 to 7

   97    96    95    95    94    93    92

2 to 4

   97    96    96    95    94    94    93

0 to 1

   97    97    96    96    95    94    93

Years Older

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

0 to 1

   97    97    96    96    95    94    93

2 to 4

   97    97    96    96    95    95    94

5 to 7

   98    97    97    96    96    95    95

8 to 10

   98    97    97    97    96    96    95

11 to 13

   98    98    97    97    97    96    96

14 to 16

   98    98    98    97    97    97    96

17 to 19

   98    98    98    98    97    97    97

20 or more

   99    98    98    98    98    97    97

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 – Consolidated Edison Retirement Plan – Appendices Amended 2004    71

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table D -

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Joint And 50% Survivorship With Pop-Up Option Factors

 

     Participant’s Age

--------------------------------------------------------------------------------

    

46 to

48

--------------------------------------------------------------------------------

  

49 to

51

--------------------------------------------------------------------------------

  

52 to

54

--------------------------------------------------------------------------------

  

55 to

57

--------------------------------------------------------------------------------

  

58 to

60

--------------------------------------------------------------------------------

  

61 to

63

--------------------------------------------------------------------------------

  

64 and

over

--------------------------------------------------------------------------------

Difference in

Contingent

Annuitant’s Age

--------------------------------------------------------------------------------

                                  

Years Younger

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

20 or more

   88    86    84    82    80    78    75

17 to 19

   89    87    85    83    81    79    76

14 to 16

   89    88    86    84    82    80    77

11 to 13

   90    88    87    85    83    81    79

8 to 10

   90    89    88    86    84    82    80

5 to 7

   91    90    89    87    85    84    82

2 to 4

   92    91    90    88    87    85    83

0 to 1

   93    92    90    89    88    86    85

Years Older

--------------------------------------------------------------------------------

   %    %    %    %    %    %    %

0 to 1

   93    92    90    89    88    86    85

2 to 4

   93    92    91    90    89    88    87

5 to 7

   94    93    92    91    90    89    88

8 to 10

   95    94    93    92    91    91    90

11 to 13

   95    95    94    93    93    92    91

14 to 16

   96    95    95    94    94    93    92

17 to 19

   96    96    95    95    94    94    94

20 or more

   97    97    96    96    95    95    95

 

Note: Ages for determination of option reduction: Step 1: Determine
Participant’s nearest age in terms of years and months at the date payments
commence. Step 2: Determine difference in Participant’s and contingent
annuitant’s dates of birth to nearest year. Step 3: Spouse’s nearest age is
Participant’s nearest age in Step 1 plus or minus difference determined in Step
2.

 

246721 – Consolidated Edison Retirement Plan – Appendices Amended 2004    72

--------------------------------------------------------------------------------

APPENDICES

 

Sub Appendix A. 2

Table E –

O&R Participants

For Distributions Beginning Before July 1, 2004

 

Reduction Factors For

 

Vested Participant Spouse’s Allowance Coverage

 

Applied for each year of coverage after termination of employment (or if later,
from the time that the vested Participant has been given notice of his or her
right to waive the vested Participant Spouse’s Allowance) and before the earlier
of death or the Annuity Starting Date.

 

Vested Participant’s Age Range

--------------------------------------------------------------------------------

   Factors per Year of Coverage

--------------------------------------------------------------------------------

60 and over

   .80%

55 - 59

   .55%

50 - 54

   .35%

45 - 49

   .20%

40 - 44

   .15%

39 and under

   .10%

 

The factors per year of coverage shall be pro-rated for months of coverage in
the established age ranges in a manner determined by the Plan Administrator.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    73

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

 

TABLE F

 

O&R PARTICIPANTS

 

For purposes of calculating payment of Actuarial Equivalent which are otherwise
not set forth in the Plan, the Plan Administrator has adopted the interest rate
and mortality table described in Section 5.01(c)(3) as the interest rate and
mortality table to be used on and after January 1, 2000 in all circumstances
required by Code Section 417(e) and the regulations thereunder.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    74

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table G –

For Distributions Beginning On And After July 1, 2004

100% Joint And Survivor Without Pop-Up

O&R Participants

 

    

Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

  

30

--------------------------------------------------------------------------------

  

31

--------------------------------------------------------------------------------

  

32

--------------------------------------------------------------------------------

  

33

--------------------------------------------------------------------------------

  

34

--------------------------------------------------------------------------------

  

35

--------------------------------------------------------------------------------

  

36

--------------------------------------------------------------------------------

  

37

--------------------------------------------------------------------------------

  

38

--------------------------------------------------------------------------------

  

39

--------------------------------------------------------------------------------

  

40

--------------------------------------------------------------------------------

  

41

--------------------------------------------------------------------------------

  

42

--------------------------------------------------------------------------------

  

43

--------------------------------------------------------------------------------

  

44

--------------------------------------------------------------------------------

  

45

--------------------------------------------------------------------------------

20    0.9504    0.9466    0.9426    0.9384    0.9339    0.9290    0.9240   
0.9187    0.9130    0.9070    0.9007    0.8941    0.8871    0.8798    0.8721   
0.8642 21    0.9517    0.9480    0.9440    0.9399    0.9354    0.9306    0.9256
   0.9203    0.9147    0.9087    0.9025    0.8958    0.8889    0.8816    0.8740
   0.8660 22    0.9531    0.9494    0.9455    0.9413    0.9369    0.9322   
0.9272    0.9220    0.9163    0.9105    0.9043    0.8976    0.8907    0.8835   
0.8759    0.8679 23    0.9544    0.9508    0.9469    0.9429    0.9385    0.9338
   0.9289    0.9237    0.9181    0.9123    0.9061    0.8995    0.8926    0.8854
   0.8778    0.8699 24    0.9558    0.9522    0.9484    0.9444    0.9401   
0.9354    0.9306    0.9255    0.9199    0.9142    0.9080    0.9014    0.8946   
0.8874    0.8799    0.8720 25    0.9571    0.9536    0.9499    0.9460    0.9417
   0.9372    0.9323    0.9272    0.9218    0.9160    0.9099    0.9034    0.8966
   0.8895    0.8820    0.8741 26    0.9585    0.9551    0.9514    0.9476   
0.9434    0.9389    0.9341    0.9291    0.9237    0.9180    0.9119    0.9055   
0.8987    0.8917    0.8842    0.8763 27    0.9599    0.9566    0.9530    0.9492
   0.9450    0.9406    0.9359    0.9309    0.9256    0.9199    0.9140    0.9076
   0.9009    0.8938    0.8864    0.8786 28    0.9613    0.9580    0.9545   
0.9508    0.9467    0.9424    0.9378    0.9328    0.9276    0.9220    0.9161   
0.9097    0.9031    0.8961    0.8887    0.8810 29    0.9627    0.9595    0.9560
   0.9524    0.9484    0.9441    0.9396    0.9348    0.9296    0.9241    0.9182
   0.9120    0.9054    0.8984    0.8911    0.8834 30    0.9641    0.9609   
0.9576    0.9540    0.9501    0.9459    0.9415    0.9368    0.9316    0.9262   
0.9204    0.9142    0.9077    0.9008    0.8935    0.8859 31    0.9655    0.9624
   0.9591    0.9556    0.9518    0.9477    0.9434    0.9387    0.9336    0.9284
   0.9226    0.9165    0.9101    0.9033    0.8960    0.8884 32    0.9668   
0.9638    0.9606    0.9572    0.9535    0.9495    0.9453    0.9407    0.9358   
0.9305    0.9249    0.9189    0.9125    0.9058    0.8986    0.8911 33    0.9681
   0.9652    0.9622    0.9589    0.9552    0.9513    0.9472    0.9427    0.9379
   0.9327    0.9272    0.9212    0.9150    0.9083    0.9013    0.8938 34   
0.9694    0.9667    0.9637    0.9605    0.9570    0.9532    0.9491    0.9447   
0.9400    0.9349    0.9295    0.9236    0.9174    0.9109    0.9039    0.8966 35
   0.9708    0.9680    0.9652    0.9620    0.9587    0.9549    0.9510    0.9467
   0.9421    0.9371    0.9318    0.9261    0.9200    0.9135    0.9067    0.8994
36    0.9720    0.9694    0.9667    0.9636    0.9603    0.9567    0.9529   
0.9487    0.9442    0.9393    0.9341    0.9285    0.9226    0.9163    0.9095   
0.9023 37    0.9733    0.9708    0.9681    0.9652    0.9620    0.9585    0.9548
   0.9508    0.9463    0.9416    0.9365    0.9310    0.9251    0.9189    0.9123
   0.9052 38    0.9745    0.9721    0.9695    0.9667    0.9636    0.9602   
0.9566    0.9527    0.9484    0.9438    0.9389    0.9335    0.9277    0.9217   
0.9151    0.9082 39    0.9757    0.9734    0.9709    0.9682    0.9652    0.9620
   0.9585    0.9547    0.9505    0.9461    0.9412    0.9360    0.9304    0.9244
   0.9180    0.9112 40    0.9768    0.9746    0.9723    0.9697    0.9668   
0.9637    0.9603    0.9567    0.9526    0.9483    0.9436    0.9385    0.9330   
0.9272    0.9209    0.9142 41    0.9780    0.9758    0.9736    0.9711    0.9683
   0.9654    0.9621    0.9585    0.9546    0.9505    0.9459    0.9409    0.9356
   0.9299    0.9238    0.9172 42    0.9791    0.9771    0.9749    0.9725   
0.9698    0.9670    0.9639    0.9604    0.9567    0.9527    0.9482    0.9434   
0.9382    0.9327    0.9267    0.9203 43    0.9801    0.9782    0.9761    0.9739
   0.9713    0.9686    0.9656    0.9623    0.9587    0.9548    0.9505    0.9458
   0.9408    0.9355    0.9296    0.9234 44    0.9812    0.9793    0.9774   
0.9752    0.9728    0.9701    0.9673    0.9642    0.9606    0.9569    0.9528   
0.9482    0.9434    0.9382    0.9325    0.9264 45    0.9822    0.9804    0.9785
   0.9765    0.9742    0.9717    0.9689    0.9659    0.9626    0.9590    0.9550
   0.9506    0.9459    0.9409    0.9354    0.9295 46    0.9831    0.9815   
0.9797    0.9777    0.9755    0.9731    0.9705    0.9676    0.9644    0.9609   
0.9571    0.9529    0.9485    0.9436    0.9382    0.9325 47    0.9840    0.9824
   0.9808    0.9789    0.9768    0.9745    0.9721    0.9693    0.9662    0.9629
   0.9593    0.9553    0.9509    0.9462    0.9411    0.9356 48    0.9849   
0.9834    0.9818    0.9801    0.9781    0.9759    0.9735    0.9710    0.9680   
0.9649    0.9613    0.9575    0.9533    0.9488    0.9439    0.9385 49    0.9857
   0.9844    0.9829    0.9812    0.9793    0.9772    0.9750    0.9725    0.9697
   0.9667    0.9634    0.9597    0.9557    0.9514    0.9466    0.9414 50   
0.9866    0.9853    0.9838    0.9823    0.9805    0.9785    0.9764    0.9741   
0.9714    0.9686    0.9653    0.9618    0.9580    0.9538    0.9493    0.9443 51
   0.9873    0.9861    0.9847    0.9833    0.9816    0.9797    0.9777    0.9755
   0.9730    0.9703    0.9672    0.9639    0.9602    0.9563    0.9519    0.9472
52    0.9881    0.9869    0.9857    0.9843    0.9827    0.9810    0.9791   
0.9769    0.9745    0.9720    0.9691    0.9659    0.9624    0.9587    0.9544   
0.9499

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    75

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table G –

For Distributions Beginning On And After July 1, 2004

100% Joint And Survivor Without Pop-Up

O&R Participants

 

    Age of Pensioner

--------------------------------------------------------------------------------

AGE OFBENEFICIARY

--------------------------------------------------------------------------------

  30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

53   0.9888   0.9877   0.9865   0.9852   0.9837   0.9821   0.9803   0.9783  
0.9760   0.9736   0.9709   0.9678   0.9645   0.9609   0.9569   0.9526 54  
0.9895   0.9885   0.9873   0.9861   0.9847   0.9832   0.9815   0.9796   0.9775  
0.9752   0.9726   0.9697   0.9666   0.9632   0.9594   0.9552 55   0.9901  
0.9892   0.9881   0.9870   0.9857   0.9842   0.9826   0.9808   0.9788   0.9767  
0.9742   0.9715   0.9685   0.9654   0.9617   0.9578 56   0.9907   0.9898  
0.9889   0.9878   0.9865   0.9852   0.9838   0.9821   0.9802   0.9782   0.9758  
0.9733   0.9705   0.9674   0.9640   0.9603 57   0.9914   0.9905   0.9896  
0.9886   0.9874   0.9862   0.9848   0.9832   0.9814   0.9795   0.9774   0.9750  
0.9723   0.9694   0.9662   0.9627 58   0.9920   0.9911   0.9903   0.9893  
0.9883   0.9870   0.9858   0.9844   0.9827   0.9809   0.9788   0.9766   0.9741  
0.9714   0.9683   0.9650 59   0.9925   0.9917   0.9909   0.9901   0.9890  
0.9879   0.9867   0.9854   0.9838   0.9821   0.9803   0.9781   0.9758   0.9732  
0.9703   0.9672 60   0.9930   0.9923   0.9916   0.9907   0.9898   0.9887  
0.9877   0.9864   0.9849   0.9834   0.9816   0.9796   0.9774   0.9750   0.9723  
0.9694 61   0.9934   0.9928   0.9922   0.9914   0.9905   0.9896   0.9885  
0.9874   0.9860   0.9845   0.9829   0.9810   0.9789   0.9767   0.9741   0.9714
62   0.9940   0.9934   0.9927   0.9920   0.9912   0.9903   0.9893   0.9883  
0.9870   0.9856   0.9841   0.9823   0.9804   0.9783   0.9760   0.9734 63  
0.9944   0.9938   0.9933   0.9926   0.9918   0.9910   0.9902   0.9891   0.9879  
0.9867   0.9852   0.9836   0.9818   0.9799   0.9776   0.9753 64   0.9948  
0.9943   0.9937   0.9932   0.9924   0.9917   0.9909   0.9899   0.9888   0.9877  
0.9863   0.9848   0.9832   0.9814   0.9793   0.9770 65   0.9952   0.9947  
0.9942   0.9937   0.9930   0.9923   0.9916   0.9907   0.9897   0.9886   0.9873  
0.9860   0.9844   0.9828   0.9808   0.9787 66   0.9956   0.9951   0.9947  
0.9942   0.9935   0.9929   0.9922   0.9914   0.9905   0.9895   0.9884   0.9871  
0.9856   0.9841   0.9822   0.9803 67   0.9959   0.9955   0.9951   0.9946  
0.9941   0.9935   0.9928   0.9921   0.9912   0.9903   0.9893   0.9880   0.9867  
0.9853   0.9836   0.9818 68   0.9962   0.9959   0.9955   0.9950   0.9945  
0.9940   0.9934   0.9928   0.9919   0.9911   0.9901   0.9890   0.9878   0.9865  
0.9849   0.9833 69   0.9966   0.9962   0.9958   0.9955   0.9950   0.9945  
0.9939   0.9934   0.9926   0.9918   0.9909   0.9899   0.9888   0.9876   0.9862  
0.9846 70   0.9968   0.9965   0.9962   0.9959   0.9954   0.9949   0.9945  
0.9939   0.9932   0.9926   0.9917   0.9907   0.9897   0.9886   0.9873   0.9859
71   0.9971   0.9968   0.9965   0.9962   0.9958   0.9954   0.9950   0.9945  
0.9938   0.9932   0.9924   0.9915   0.9906   0.9896   0.9883   0.9870 72  
0.9973   0.9971   0.9968   0.9965   0.9961   0.9958   0.9954   0.9949   0.9944  
0.9938   0.9930   0.9923   0.9914   0.9904   0.9893   0.9882 73   0.9976  
0.9973   0.9971   0.9969   0.9965   0.9962   0.9958   0.9954   0.9948   0.9943  
0.9937   0.9929   0.9921   0.9913   0.9903   0.9892 74   0.9978   0.9975  
0.9974   0.9971   0.9968   0.9965   0.9962   0.9958   0.9953   0.9949   0.9943  
0.9935   0.9929   0.9921   0.9911   0.9901 75   0.9980   0.9978   0.9976  
0.9974   0.9971   0.9968   0.9965   0.9962   0.9957   0.9953   0.9948   0.9942  
0.9935   0.9928   0.9919   0.9910 76   0.9982   0.9980   0.9978   0.9976  
0.9974   0.9971   0.9969   0.9966   0.9962   0.9958   0.9953   0.9947   0.9941  
0.9934   0.9927   0.9918 77   0.9984   0.9982   0.9980   0.9979   0.9976  
0.9974   0.9972   0.9969   0.9965   0.9961   0.9957   0.9952   0.9947   0.9941  
0.9934   0.9926 78   0.9985   0.9984   0.9982   0.9980   0.9979   0.9977  
0.9974   0.9972   0.9968   0.9965   0.9961   0.9956   0.9952   0.9946   0.9939  
0.9933 79   0.9987   0.9985   0.9984   0.9982   0.9980   0.9978   0.9977  
0.9975   0.9971   0.9969   0.9965   0.9961   0.9956   0.9951   0.9946   0.9940
80   0.9988   0.9987   0.9985   0.9984   0.9982   0.9981   0.9979   0.9977  
0.9974   0.9972   0.9969   0.9965   0.9960   0.9956   0.9951   0.9945 81  
0.9989   0.9988   0.9986   0.9986   0.9984   0.9983   0.9981   0.9979   0.9977  
0.9975   0.9972   0.9968   0.9964   0.9961   0.9955   0.9950 82   0.9990  
0.9989   0.9988   0.9987   0.9986   0.9984   0.9983   0.9982   0.9979   0.9977  
0.9975   0.9971   0.9968   0.9965   0.9960   0.9956 83   0.9991   0.9990  
0.9989   0.9988   0.9987   0.9986   0.9985   0.9984   0.9981   0.9980   0.9977  
0.9974   0.9971   0.9968   0.9964   0.9960 84   0.9992   0.9991   0.9990  
0.9989   0.9989   0.9987   0.9986   0.9985   0.9983   0.9982   0.9980   0.9977  
0.9974   0.9971   0.9967   0.9964 85   0.9993   0.9992   0.9991   0.9991  
0.9989   0.9989   0.9988   0.9987   0.9985   0.9983   0.9982   0.9979   0.9977  
0.9975   0.9971   0.9968

 

246721–Consolidated Edison Retirement Plan – Appendices Amended 2004    76

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table G –

For Distributions Beginning On And After July 1, 2004

100% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

20    0.8559   0.8472   0.8382   0.8289   0.8192   0.8091   0.7986   0.7878  
0.7765   0.7648   0.7526   0.7400   0.7269   0.7134   0.6993   0.6848 21   
0.8577   0.8491   0.8401   0.8307   0.8211   0.8110   0.8005   0.7896   0.7784  
0.7666   0.7545   0.7418   0.7287   0.7151   0.7011   0.6866 22    0.8597  
0.8510   0.8421   0.8327   0.8230   0.8129   0.8024   0.7916   0.7803   0.7686  
0.7564   0.7437   0.7306   0.7170   0.7029   0.6884 23    0.8617   0.8530  
0.8441   0.8348   0.8251   0.8149   0.8045   0.7937   0.7824   0.7706   0.7584  
0.7457   0.7326   0.7190   0.7049   0.6903 24    0.8637   0.8551   0.8462  
0.8369   0.8272   0.8171   0.8067   0.7958   0.7845   0.7728   0.7605   0.7479  
0.7347   0.7211   0.7070   0.6924 25    0.8659   0.8573   0.8484   0.8391  
0.8294   0.8193   0.8089   0.7981   0.7867   0.7749   0.7627   0.7501   0.7369  
0.7233   0.7091   0.6945 26    0.8682   0.8596   0.8507   0.8414   0.8318  
0.8217   0.8112   0.8004   0.7891   0.7773   0.7651   0.7524   0.7392   0.7256  
0.7114   0.6967 27    0.8705   0.8619   0.8530   0.8438   0.8342   0.8241  
0.8137   0.8029   0.7916   0.7797   0.7675   0.7548   0.7416   0.7279   0.7137  
0.6991 28    0.8729   0.8644   0.8555   0.8463   0.8367   0.8267   0.8162  
0.8054   0.7941   0.7823   0.7701   0.7574   0.7442   0.7304   0.7162   0.7015
29    0.8754   0.8669   0.8581   0.8489   0.8393   0.8293   0.8189   0.8081  
0.7968   0.7850   0.7728   0.7600   0.7468   0.7331   0.7188   0.7041 30   
0.8779   0.8695   0.8607   0.8515   0.8420   0.8320   0.8216   0.8108   0.7996  
0.7878   0.7755   0.7628   0.7496   0.7359   0.7216   0.7068 31    0.8806  
0.8721   0.8635   0.8543   0.8448   0.8349   0.8245   0.8138   0.8025   0.7907  
0.7785   0.7657   0.7525   0.7388   0.7244   0.7097 32    0.8832   0.8749  
0.8663   0.8572   0.8477   0.8378   0.8275   0.8167   0.8055   0.7937   0.7815  
0.7688   0.7556   0.7418   0.7275   0.7127 33    0.8860   0.8778   0.8692  
0.8601   0.8507   0.8409   0.8306   0.8199   0.8086   0.7969   0.7847   0.7719  
0.7587   0.7450   0.7306   0.7158 34    0.8889   0.8807   0.8722   0.8632  
0.8539   0.8440   0.8338   0.8231   0.8119   0.8002   0.7880   0.7753   0.7621  
0.7483   0.7339   0.7191 35    0.8918   0.8837   0.8752   0.8663   0.8571  
0.8473   0.8371   0.8264   0.8153   0.8036   0.7914   0.7787   0.7655   0.7517  
0.7374   0.7226 36    0.8948   0.8868   0.8784   0.8696   0.8604   0.8506  
0.8405   0.8299   0.8188   0.8072   0.7950   0.7823   0.7691   0.7553   0.7410  
0.7261 37    0.8978   0.8899   0.8816   0.8729   0.8638   0.8541   0.8440  
0.8335   0.8225   0.8108   0.7987   0.7861   0.7729   0.7591   0.7448   0.7299
38    0.9009   0.8931   0.8849   0.8763   0.8672   0.8576   0.8477   0.8372  
0.8262   0.8146   0.8026   0.7899   0.7768   0.7631   0.7487   0.7338 39   
0.9040   0.8963   0.8883   0.8797   0.8708   0.8613   0.8514   0.8410   0.8301  
0.8186   0.8066   0.7940   0.7809   0.7671   0.7528   0.7379 40    0.9071  
0.8996   0.8917   0.8833   0.8744   0.8650   0.8552   0.8450   0.8341   0.8227  
0.8107   0.7982   0.7851   0.7714   0.7570   0.7422 41    0.9103   0.9029  
0.8951   0.8869   0.8781   0.8689   0.8592   0.8490   0.8382   0.8269   0.8150  
0.8025   0.7895   0.7758   0.7615   0.7467 42    0.9136   0.9063   0.8986  
0.8905   0.8819   0.8728   0.8632   0.8531   0.8425   0.8312   0.8194   0.8070  
0.7940   0.7804   0.7661   0.7513 43    0.9168   0.9097   0.9022   0.8942  
0.8857   0.8768   0.8673   0.8574   0.8468   0.8357   0.8240   0.8116   0.7987  
0.7851   0.7709   0.7561 44    0.9200   0.9131   0.9057   0.8979   0.8896  
0.8808   0.8715   0.8617   0.8512   0.8402   0.8286   0.8164   0.8035   0.7900  
0.7758   0.7611 45    0.9232   0.9165   0.9093   0.9017   0.8935   0.8849  
0.8757   0.8660   0.8558   0.8448   0.8334   0.8212   0.8085   0.7951   0.7810  
0.7663 46    0.9265   0.9199   0.9129   0.9054   0.8975   0.8890   0.8800  
0.8705   0.8604   0.8496   0.8382   0.8262   0.8136   0.8003   0.7863   0.7716
47    0.9297   0.9233   0.9165   0.9092   0.9015   0.8931   0.8843   0.8750  
0.8650   0.8544   0.8432   0.8313   0.8188   0.8056   0.7917   0.7771 48   
0.9328   0.9267   0.9200   0.9129   0.9054   0.8973   0.8887   0.8795   0.8697  
0.8593   0.8483   0.8366   0.8242   0.8111   0.7973   0.7828 49    0.9359  
0.9300   0.9236   0.9167   0.9094   0.9015   0.8930   0.8841   0.8745   0.8643  
0.8534   0.8419   0.8296   0.8167   0.8030   0.7887 50    0.9390   0.9333  
0.9271   0.9204   0.9133   0.9056   0.8974   0.8887   0.8794   0.8693   0.8587  
0.8473   0.8352   0.8224   0.8089   0.7947 51    0.9420   0.9365   0.9306  
0.9241   0.9172   0.9098   0.9019   0.8933   0.8842   0.8744   0.8639   0.8528  
0.8409   0.8283   0.8149   0.8008 52    0.9451   0.9397   0.9340   0.9278  
0.9211   0.9140   0.9062   0.8980   0.8891   0.8795   0.8692   0.8583   0.8466  
0.8342   0.8210   0.8071

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    77

--------------------------------------------------------------------------------

Sub appendix A. 2

Table G –

For Distributions Beginning On And After July 1, 2004

100% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

53

   0.9479   0.9428   0.9373   0.9314   0.9250   0.9180   0.9106   0.9026  
0.8939   0.8846   0.8746   0.8639   0.8525   0.8403   0.8273   0.8135

54

   0.9508   0.9459   0.9406   0.9349   0.9288   0.9221   0.9149   0.9071  
0.8988   0.8897   0.8800   0.8695   0.8584   0.8464   0.8336   0.8201

55

   0.9536   0.9489   0.9439   0.9384   0.9325   0.9261   0.9191   0.9117  
0.9036   0.8948   0.8854   0.8752   0.8643   0.8526   0.8401   0.8268

56

   0.9562   0.9518   0.9470   0.9418   0.9362   0.9300   0.9234   0.9162  
0.9084   0.8999   0.8907   0.8808   0.8703   0.8588   0.8465   0.8335

57

   0.9589   0.9547   0.9501   0.9452   0.9398   0.9339   0.9275   0.9206  
0.9131   0.9049   0.8961   0.8865   0.8762   0.8651   0.8531   0.8403

58

   0.9614   0.9574   0.9531   0.9484   0.9433   0.9377   0.9316   0.9251  
0.9178   0.9099   0.9014   0.8922   0.8822   0.8714   0.8597   0.8472

59

   0.9638   0.9600   0.9560   0.9516   0.9467   0.9414   0.9356   0.9293  
0.9224   0.9149   0.9067   0.8978   0.8881   0.8777   0.8663   0.8542

60

   0.9662   0.9626   0.9588   0.9546   0.9500   0.9449   0.9395   0.9335  
0.9269   0.9198   0.9119   0.9034   0.8941   0.8839   0.8729   0.8612

61

   0.9685   0.9651   0.9615   0.9576   0.9533   0.9484   0.9432   0.9376  
0.9314   0.9245   0.9170   0.9088   0.8998   0.8901   0.8795   0.8681

62

   0.9706   0.9675   0.9641   0.9603   0.9563   0.9518   0.9469   0.9416  
0.9356   0.9291   0.9220   0.9142   0.9056   0.8963   0.8860   0.8750

63

   0.9727   0.9697   0.9666   0.9631   0.9593   0.9551   0.9504   0.9454  
0.9398   0.9336   0.9269   0.9194   0.9112   0.9023   0.8925   0.8819

64

   0.9746   0.9719   0.9689   0.9657   0.9621   0.9582   0.9539   0.9491  
0.9439   0.9380   0.9316   0.9245   0.9168   0.9083   0.8988   0.8887

65

   0.9765   0.9739   0.9712   0.9681   0.9648   0.9611   0.9571   0.9527  
0.9478   0.9422   0.9362   0.9295   0.9221   0.9141   0.9051   0.8953

66

   0.9783   0.9759   0.9733   0.9705   0.9674   0.9640   0.9602   0.9561  
0.9515   0.9463   0.9407   0.9344   0.9274   0.9197   0.9111   0.9019

67

   0.9799   0.9777   0.9754   0.9727   0.9699   0.9667   0.9631   0.9594  
0.9550   0.9502   0.9449   0.9390   0.9324   0.9251   0.9170   0.9082

68

   0.9815   0.9795   0.9773   0.9748   0.9722   0.9692   0.9660   0.9625  
0.9584   0.9539   0.9489   0.9434   0.9372   0.9304   0.9228   0.9144

69

   0.9830   0.9811   0.9791   0.9768   0.9744   0.9717   0.9687   0.9654  
0.9617   0.9574   0.9528   0.9477   0.9419   0.9355   0.9283   0.9204

70

   0.9844   0.9826   0.9807   0.9787   0.9765   0.9739   0.9712   0.9681  
0.9647   0.9608   0.9565   0.9517   0.9463   0.9403   0.9336   0.9261

71

   0.9857   0.9841   0.9823   0.9805   0.9784   0.9761   0.9735   0.9707  
0.9676   0.9639   0.9600   0.9555   0.9505   0.9449   0.9386   0.9317

72

   0.9869   0.9854   0.9838   0.9821   0.9802   0.9780   0.9758   0.9732  
0.9703   0.9669   0.9633   0.9592   0.9545   0.9493   0.9435   0.9370

73

   0.9881   0.9867   0.9853   0.9836   0.9819   0.9800   0.9778   0.9755  
0.9728   0.9698   0.9663   0.9625   0.9583   0.9535   0.9480   0.9420

74

   0.9891   0.9879   0.9866   0.9851   0.9835   0.9817   0.9797   0.9776  
0.9751   0.9724   0.9693   0.9658   0.9618   0.9574   0.9523   0.9467

75

   0.9900   0.9890   0.9877   0.9864   0.9850   0.9833   0.9815   0.9796  
0.9773   0.9748   0.9720   0.9688   0.9652   0.9611   0.9564   0.9512

76

   0.9910   0.9899   0.9888   0.9877   0.9863   0.9849   0.9832   0.9815  
0.9794   0.9771   0.9745   0.9715   0.9683   0.9645   0.9602   0.9554

77

   0.9918   0.9908   0.9899   0.9888   0.9876   0.9862   0.9847   0.9831  
0.9813   0.9792   0.9768   0.9742   0.9712   0.9678   0.9638   0.9594

78

   0.9926   0.9917   0.9908   0.9898   0.9888   0.9875   0.9862   0.9847  
0.9830   0.9811   0.9790   0.9766   0.9738   0.9707   0.9671   0.9630

79

   0.9933   0.9925   0.9917   0.9908   0.9898   0.9887   0.9875   0.9862  
0.9846   0.9829   0.9810   0.9788   0.9763   0.9735   0.9702   0.9665

80

   0.9940   0.9932   0.9925   0.9917   0.9908   0.9898   0.9887   0.9875  
0.9861   0.9845   0.9828   0.9808   0.9785   0.9759   0.9730   0.9696

81

   0.9945   0.9939   0.9932   0.9925   0.9917   0.9907   0.9898   0.9887  
0.9875   0.9860   0.9845   0.9827   0.9806   0.9783   0.9755   0.9725

82

   0.9951   0.9945   0.9939   0.9932   0.9925   0.9917   0.9907   0.9899  
0.9887   0.9874   0.9860   0.9844   0.9825   0.9804   0.9779   0.9752

83

   0.9956   0.9950   0.9945   0.9939   0.9933   0.9925   0.9916   0.9908  
0.9898   0.9887   0.9874   0.9859   0.9843   0.9824   0.9802   0.9776

84

   0.9960   0.9955   0.9950   0.9945   0.9939   0.9933   0.9925   0.9917  
0.9908   0.9898   0.9886   0.9873   0.9858   0.9842   0.9821   0.9799

85

   0.9964   0.9960   0.9955   0.9951   0.9946   0.9939   0.9932   0.9926  
0.9918   0.9908   0.9898   0.9887   0.9873   0.9858   0.9840   0.9820

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004

   78

--------------------------------------------------------------------------------

Sub appendix A. 2

Table G –

For Distributions Beginning On And After July 1, 2004

100% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

20    0.6699   0.6546   0.6388   0.6228   0.6063   0.5897   0.5728   0.5557  
0.5385   0.5211   0.5037   0.4861   0.4686   0.4511 21    0.6716   0.6563  
0.6405   0.6244   0.6079   0.5912   0.5743   0.5572   0.5399   0.5225   0.5050  
0.4874   0.4699   0.4523 22    0.6734   0.6581   0.6422   0.6261   0.6096  
0.5928   0.5759   0.5587   0.5414   0.5240   0.5065   0.4888   0.4712   0.4536
23    0.6753   0.6599   0.6441   0.6279   0.6113   0.5945   0.5776   0.5604  
0.5430   0.5255   0.5079   0.4902   0.4726   0.4549 24    0.6773   0.6619  
0.6460   0.6298   0.6132   0.5964   0.5793   0.5621   0.5447   0.5272   0.5095  
0.4918   0.4741   0.4564 25    0.6794   0.6639   0.6480   0.6318   0.6151  
0.5983   0.5812   0.5639   0.5464   0.5289   0.5112   0.4934   0.4756   0.4579
26    0.6816   0.6661   0.6502   0.6339   0.6172   0.6003   0.5832   0.5658  
0.5483   0.5307   0.5130   0.4951   0.4773   0.4595 27    0.6840   0.6684  
0.6524   0.6361   0.6193   0.6024   0.5852   0.5678   0.5503   0.5326   0.5148  
0.4969   0.4790   0.4611 28    0.6864   0.6708   0.6548   0.6384   0.6216  
0.6046   0.5874   0.5700   0.5524   0.5346   0.5168   0.4988   0.4809   0.4629
29    0.6889   0.6733   0.6573   0.6408   0.6240   0.6070   0.5897   0.5722  
0.5545   0.5367   0.5188   0.5008   0.4828   0.4648 30    0.6917   0.6760  
0.6599   0.6434   0.6266   0.6095   0.5921   0.5746   0.5568   0.5390   0.5210  
0.5029   0.4849   0.4668 31    0.6945   0.6788   0.6626   0.6461   0.6292  
0.6121   0.5947   0.5771   0.5593   0.5414   0.5233   0.5051   0.4870   0.4689
32    0.6974   0.6817   0.6655   0.6490   0.6320   0.6148   0.5974   0.5797  
0.5618   0.5439   0.5258   0.5075   0.4893   0.4711 33    0.7005   0.6848  
0.6686   0.6520   0.6350   0.6177   0.6002   0.5825   0.5645   0.5465   0.5283  
0.5100   0.4917   0.4734 34    0.7038   0.6880   0.6717   0.6551   0.6380  
0.6207   0.6032   0.5854   0.5674   0.5493   0.5310   0.5126   0.4942   0.4759
35    0.7072   0.6914   0.6751   0.6584   0.6413   0.6239   0.6063   0.5885  
0.5704   0.5522   0.5339   0.5154   0.4969   0.4785 36    0.7108   0.6949  
0.6786   0.6619   0.6447   0.6273   0.6096   0.5917   0.5735   0.5553   0.5369  
0.5183   0.4998   0.4812 37    0.7145   0.6986   0.6823   0.6655   0.6483  
0.6308   0.6131   0.5951   0.5769   0.5585   0.5400   0.5214   0.5028   0.4841
38    0.7184   0.7025   0.6861   0.6693   0.6521   0.6345   0.6168   0.5987  
0.5804   0.5620   0.5434   0.5246   0.5059   0.4872 39    0.7225   0.7066  
0.6902   0.6733   0.6560   0.6384   0.6206   0.6024   0.5841   0.5656   0.5469  
0.5281   0.5093   0.4904 40    0.7268   0.7108   0.6944   0.6775   0.6602  
0.6425   0.6246   0.6064   0.5880   0.5694   0.5506   0.5317   0.5128   0.4938
41    0.7312   0.7153   0.6988   0.6819   0.6646   0.6468   0.6289   0.6106  
0.5920   0.5734   0.5545   0.5355   0.5165   0.4974 42    0.7359   0.7199  
0.7035   0.6865   0.6691   0.6513   0.6333   0.6150   0.5963   0.5776   0.5586  
0.5395   0.5204   0.5012 43    0.7407   0.7248   0.7083   0.6913   0.6739  
0.6560   0.6380   0.6196   0.6008   0.5820   0.5630   0.5438   0.5245   0.5052
44    0.7457   0.7298   0.7133   0.6963   0.6788   0.6610   0.6428   0.6244  
0.6056   0.5867   0.5675   0.5482   0.5288   0.5094 45    0.7509   0.7350  
0.7185   0.7015   0.6840   0.6661   0.6480   0.6294   0.6106   0.5915   0.5723  
0.5529   0.5334   0.5139 46    0.7563   0.7404   0.7240   0.7070   0.6895  
0.6716   0.6533   0.6347   0.6158   0.5967   0.5774   0.5578   0.5382   0.5185
47    0.7619   0.7460   0.7296   0.7126   0.6951   0.6772   0.6589   0.6402  
0.6212   0.6020   0.5826   0.5630   0.5433   0.5235 48    0.7676   0.7519  
0.7355   0.7185   0.7010   0.6830   0.6647   0.6460   0.6269   0.6077   0.5881  
0.5684   0.5486   0.5286 49    0.7736   0.7579   0.7415   0.7246   0.7070  
0.6891   0.6708   0.6520   0.6329   0.6135   0.5939   0.5740   0.5541   0.5341
50    0.7797   0.7641   0.7478   0.7309   0.7134   0.6954   0.6771   0.6583  
0.6391   0.6197   0.6000   0.5800   0.5600   0.5398 51    0.7860   0.7705  
0.7543   0.7374   0.7200   0.7020   0.6837   0.6648   0.6456   0.6261   0.6063  
0.5863   0.5661   0.5458 52    0.7924   0.7770   0.7609   0.7441   0.7268  
0.7088   0.6905   0.6717   0.6524   0.6329   0.6130   0.5928   0.5725   0.5521

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004

   79

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table G –

For Distributions Beginning On And After July 1, 2004

100% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

53

   0.7990   0.7838   0.7678   0.7511   0.7338   0.7160   0.6976   0.6788  
0.6595   0.6399   0.6200   0.5997   0.5793   0.5587

54

   0.8057   0.7907   0.7748   0.7583   0.7411   0.7233   0.7050   0.6862  
0.6669   0.6473   0.6273   0.6069   0.5864   0.5657

55

   0.8126   0.7977   0.7820   0.7656   0.7486   0.7309   0.7126   0.6939  
0.6746   0.6549   0.6349   0.6145   0.5939   0.5731

56

   0.8196   0.8049   0.7895   0.7732   0.7563   0.7387   0.7205   0.7018  
0.6826   0.6629   0.6429   0.6224   0.6017   0.5808

57

   0.8267   0.8123   0.7970   0.7810   0.7642   0.7468   0.7287   0.7101  
0.6909   0.6713   0.6512   0.6306   0.6099   0.5889

58

   0.8339   0.8197   0.8047   0.7889   0.7723   0.7550   0.7372   0.7186  
0.6995   0.6799   0.6599   0.6393   0.6185   0.5974

59

   0.8412   0.8273   0.8126   0.7970   0.7807   0.7636   0.7459   0.7275  
0.7084   0.6889   0.6689   0.6483   0.6275   0.6063

60

   0.8485   0.8349   0.8205   0.8053   0.7891   0.7723   0.7548   0.7365  
0.7176   0.6982   0.6783   0.6577   0.6368   0.6156

61

   0.8352   0.8426   0.8285   0.8136   0.7978   0.7811   0.7639   0.7459  
0.7271   0.7078   0.6880   0.6674   0.6466   0.6253

62

   0.8631   0.8503   0.8366   0.8220   0.8065   0.7902   0.7732   0.7554  
0.7369   0.7177   0.6979   0.6775   0.6567   0.6354

63

   0.8704   0.8580   0.8446   0.8305   0.8153   0.7994   0.7826   0.7651  
0.7468   0.7279   0.7083   0.6879   0.6672   0.6459

64

   0.8776   0.8656   0.8527   0.8389   0.8242   0.8086   0.7922   0.7750  
0.7569   0.7383   0.7188   0.6986   0.6780   0.6568

65

   0.8847   0.8732   0.8607   0.8474   0.8330   0.8178   0.8019   0.7849  
0.7672   0.7488   0.7296   0.7097   0.6891   0.6680

66

   0.8917   0.8807   0.8687   0.8557   0.8419   0.8271   0.8115   0.7951  
0.7777   0.7596   0.7406   0.7209   0.7006   0.6796

67

   0.8985   0.8880   0.8764   0.8640   0.8506   0.8363   0.8212   0.8051  
0.7882   0.7704   0.7518   0.7323   0.7122   0.6914

68

   0.9052   0.8951   0.8841   0.8722   0.8592   0.8455   0.8308   0.8152  
0.7987   0.7813   0.7631   0.7439   0.7241   0.7035

69

   0.9117   0.9021   0.8916   0.8802   0.8678   0.8545   0.8404   0.8253  
0.8092   0.7923   0.7745   0.7556   0.7361   0.7158

70

   0.9179   0.9088   0.8988   0.8880   0.8761   0.8634   0.8498   0.8353  
0.8197   0.8033   0.7858   0.7674   0.7483   0.7283

71

   0.9239   0.9153   0.9059   0.8956   0.8843   0.8721   0.8591   0.8451  
0.8301   0.8141   0.7972   0.7793   0.7605   0.7409

72

   0.9297   0.9216   0.9127   0.9030   0.8922   0.8807   0.8683   0.8548  
0.8403   0.8249   0.8085   0.7911   0.7729   0.7536

73

   0.9352   0.9276   0.9193   0.9101   0.8999   0.8889   0.8771   0.8642  
0.8504   0.8356   0.8198   0.8029   0.7851   0.7664

74

   0.9404   0.9334   0.9256   0.9169   0.9073   0.8970   0.8857   0.8735  
0.8602   0.8460   0.8309   0.8146   0.7974   0.7791

75

   0.9454   0.9388   0.9315   0.9234   0.9144   0.9046   0.8940   0.8824  
0.8698   0.8563   0.8418   0.8261   0.8094   0.7918

76

   0.9500   0.9439   0.9372   0.9296   0.9212   0.9120   0.9020   0.8910  
0.8791   0.8662   0.8524   0.8373   0.8213   0.8043

77

   0.9544   0.9488   0.9424   0.9355   0.9276   0.9190   0.9097   0.8993  
0.8880   0.8758   0.8626   0.8482   0.8329   0.8165

78

   0.9584   0.9533   0.9475   0.9410   0.9337   0.9257   0.9169   0.9072  
0.8966   0.8851   0.8726   0.8589   0.8442   0.8285

79

   0.9622   0.9575   0.9522   0.9461   0.9394   0.9319   0.9237   0.9147  
0.9047   0.8939   0.8820   0.8691   0.8551   0.8401

80

   0.9657   0.9614   0.9565   0.9509   0.9446   0.9377   0.9302   0.9217  
0.9124   0.9023   0.8912   0.8789   0.8656   0.8513

81

   0.9689   0.9650   0.9605   0.9554   0.9496   0.9432   0.9363   0.9284  
0.9197   0.9102   0.8998   0.8882   0.8757   0.8621

82

   0.9720   0.9683   0.9642   0.9595   0.9542   0.9483   0.9419   0.9346  
0.9265   0.9177   0.9080   0.8971   0.8853   0.8725

83

   0.9747   0.9714   0.9676   0.9634   0.9586   0.9531   0.9472   0.9405  
0.9330   0.9248   0.9157   0.9055   0.8945   0.8824

84

   0.9772   0.9742   0.9708   0.9669   0.9625   0.9575   0.9521   0.9459  
0.9390   0.9314   0.9230   0.9135   0.9032   0.8918

85

   0.9795   0.9768   0.9738   0.9702   0.9661   0.9617   0.9567   0.9510  
0.9446   0.9376   0.9299   0.9211   0.9115   0.9008

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    80

--------------------------------------------------------------------------------

APPENDICES

 

A. 2

Table H –

For Distributions Beginning On And After July 1, 2004

50% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

20

   0.9746   0.9726   0.9705   0.9682   0.9658   0.9632   0.9605   0.9576  
0.9545   0.9513   0.9478   0.9441   0.9401   0.9361   0.9317   0.9272

21

   0.9753   0.9733   0.9712   0.9690   0.9666   0.9640   0.9614   0.9585  
0.9554   0.9522   0.9487   0.9451   0.9412   0.9371   0.9327   0.9282

22

   0.9760   0.9740   0.9720   0.9698   0.9674   0.9649   0.9622   0.9594  
0.9563   0.9532   0.9497   0.9461   0.9422   0.9381   0.9338   0.9293

23

   0.9767   0.9748   0.9728   0.9706   0.9682   0.9657   0.9631   0.9603  
0.9573   0.9541   0.9508   0.9471   0.9433   0.9393   0.9349   0.9304

24

   0.9774   0.9755   0.9735   0.9714   0.9691   0.9666   0.9640   0.9613  
0.9583   0.9551   0.9518   0.9481   0.9443   0.9404   0.9361   0.9316

25

   0.9781   0.9762   0.9743   0.9722   0.9700   0.9675   0.9650   0.9622  
0.9593   0.9562   0.9528   0.9493   0.9455   0.9415   0.9373   0.9328

26

   0.9789   0.9770   0.9751   0.9731   0.9709   0.9684   0.9659   0.9633  
0.9603   0.9573   0.9540   0.9504   0.9466   0.9428   0.9385   0.9340

27

   0.9796   0.9778   0.9759   0.9739   0.9717   0.9694   0.9669   0.9643  
0.9614   0.9583   0.9550   0.9516   0.9478   0.9439   0.9398   0.9353

28

   0.9803   0.9785   0.9767   0.9748   0.9726   0.9703   0.9679   0.9653  
0.9624   0.9594   0.9562   0.9527   0.9491   0.9452   0.9411   0.9367

29

   0.9810   0.9793   0.9775   0.9756   0.9735   0.9713   0.9689   0.9663  
0.9635   0.9605   0.9574   0.9539   0.9503   0.9465   0.9424   0.9381

30

   0.9817   0.9801   0.9783   0.9765   0.9744   0.9722   0.9698   0.9673  
0.9646   0.9617   0.9585   0.9551   0.9516   0.9479   0.9437   0.9395

31

   0.9825   0.9808   0.9791   0.9773   0.9753   0.9731   0.9709   0.9684  
0.9657   0.9628   0.9597   0.9564   0.9529   0.9492   0.9452   0.9409

32

   0.9831   0.9816   0.9800   0.9782   0.9762   0.9741   0.9719   0.9695  
0.9668   0.9640   0.9610   0.9577   0.9542   0.9506   0.9466   0.9424

33

   0.9838   0.9823   0.9808   0.9790   0.9771   0.9751   0.9729   0.9705  
0.9679   0.9652   0.9622   0.9590   0.9556   0.9520   0.9480   0.9439

34

   0.9845   0.9830   0.9815   0.9799   0.9780   0.9760   0.9739   0.9716  
0.9691   0.9664   0.9635   0.9603   0.9569   0.9534   0.9495   0.9455

35

   0.9852   0.9838   0.9823   0.9807   0.9789   0.9769   0.9749   0.9726  
0.9701   0.9676   0.9647   0.9616   0.9583   0.9548   0.9510   0.9470

36

   0.9858   0.9845   0.9830   0.9815   0.9797   0.9779   0.9759   0.9737  
0.9713   0.9687   0.9659   0.9630   0.9597   0.9563   0.9526   0.9486

37

   0.9865   0.9852   0.9838   0.9823   0.9806   0.9788   0.9769   0.9748  
0.9724   0.9699   0.9672   0.9642   0.9611   0.9578   0.9541   0.9502

38

   0.9871   0.9858   0.9845   0.9831   0.9815   0.9797   0.9778   0.9758  
0.9735   0.9711   0.9685   0.9656   0.9625   0.9592   0.9556   0.9519

39

   0.9877   0.9865   0.9853   0.9839   0.9823   0.9806   0.9788   0.9768  
0.9746   0.9723   0.9697   0.9669   0.9639   0.9608   0.9572   0.9535

40

   0.9883   0.9871   0.9859   0.9846   0.9831   0.9815   0.9797   0.9778  
0.9757   0.9735   0.9709   0.9683   0.9654   0.9622   0.9588   0.9552

41

   0.9889   0.9878   0.9866   0.9853   0.9839   0.9823   0.9807   0.9789  
0.9768   0.9746   0.9722   0.9695   0.9667   0.9637   0.9604   0.9568

42

   0.9894   0.9884   0.9873   0.9860   0.9847   0.9832   0.9816   0.9799  
0.9778   0.9758   0.9734   0.9708   0.9681   0.9652   0.9620   0.9585

43

   0.9900   0.9890   0.9879   0.9868   0.9854   0.9840   0.9825   0.9808  
0.9789   0.9769   0.9746   0.9721   0.9695   0.9667   0.9635   0.9602

44

   0.9905   0.9896   0.9885   0.9874   0.9862   0.9848   0.9833   0.9817  
0.9799   0.9780   0.9758   0.9734   0.9708   0.9681   0.9650   0.9618

45

   0.9910   0.9901   0.9892   0.9881   0.9869   0.9856   0.9842   0.9827  
0.9809   0.9790   0.9770   0.9747   0.9722   0.9696   0.9666   0.9635

46

   0.9915   0.9906   0.9897   0.9888   0.9876   0.9863   0.9850   0.9835  
0.9819   0.9801   0.9781   0.9759   0.9735   0.9710   0.9681   0.9651

47

   0.9920   0.9912   0.9903   0.9893   0.9883   0.9871   0.9858   0.9844  
0.9828   0.9811   0.9792   0.9771   0.9748   0.9724   0.9696   0.9667

48

   0.9924   0.9916   0.9908   0.9899   0.9889   0.9878   0.9866   0.9852  
0.9837   0.9821   0.9803   0.9783   0.9761   0.9737   0.9711   0.9683

49

   0.9928   0.9921   0.9914   0.9905   0.9895   0.9885   0.9873   0.9861  
0.9846   0.9831   0.9813   0.9794   0.9773   0.9751   0.9726   0.9698

50

   0.9933   0.9925   0.9918   0.9911   0.9902   0.9892   0.9880   0.9868  
0.9855   0.9840   0.9823   0.9805   0.9785   0.9764   0.9740   0.9713

51

   0.9936   0.9930   0.9923   0.9916   0.9907   0.9897   0.9887   0.9876  
0.9863   0.9849   0.9834   0.9816   0.9797   0.9776   0.9753   0.9729

52

   0.9940   0.9934   0.9927   0.9921   0.9913   0.9904   0.9894   0.9883  
0.9871   0.9858   0.9843   0.9826   0.9809   0.9789   0.9766   0.9743

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    81

--------------------------------------------------------------------------------

Sub appendix A. 2

Table H –

For Distributions Beginning On And After July 1, 2004

50% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

53

   0.9944   0.9938   0.9932   0.9925   0.9918   0.9909   0.9900   0.9890  
0.9879   0.9867   0.9852   0.9837   0.9819   0.9801   0.9780   0.9757

54

   0.9947   0.9942   0.9936   0.9930   0.9923   0.9915   0.9906   0.9897  
0.9886   0.9874   0.9861   0.9846   0.9830   0.9812   0.9792   0.9771

55

   0.9951   0.9945   0.9940   0.9935   0.9928   0.9920   0.9912   0.9903  
0.9893   0.9882   0.9870   0.9855   0.9840   0.9823   0.9805   0.9784

56

   0.9954   0.9949   0.9944   0.9939   0.9933   0.9925   0.9918   0.9910  
0.9900   0.9889   0.9878   0.9864   0.9850   0.9834   0.9816   0.9797

57

   0.9957   0.9952   0.9948   0.9943   0.9937   0.9930   0.9923   0.9916  
0.9906   0.9897   0.9885   0.9873   0.9860   0.9845   0.9828   0.9810

58

   0.9959   0.9956   0.9951   0.9946   0.9941   0.9935   0.9928   0.9921  
0.9912   0.9904   0.9893   0.9882   0.9868   0.9855   0.9839   0.9822

59

   0.9962   0.9959   0.9954   0.9950   0.9945   0.9939   0.9933   0.9927  
0.9918   0.9910   0.9900   0.9889   0.9877   0.9865   0.9849   0.9833

60

   0.9965   0.9961   0.9958   0.9953   0.9948   0.9943   0.9938   0.9931  
0.9924   0.9916   0.9907   0.9897   0.9885   0.9873   0.9860   0.9845

61

   0.9967   0.9964   0.9961   0.9957   0.9952   0.9948   0.9942   0.9936  
0.9929   0.9922   0.9913   0.9904   0.9893   0.9882   0.9869   0.9855

62

   0.9970   0.9967   0.9964   0.9960   0.9956   0.9951   0.9947   0.9941  
0.9934   0.9928   0.9920   0.9911   0.9901   0.9891   0.9878   0.9865

63

   0.9972   0.9969   0.9966   0.9963   0.9959   0.9955   0.9950   0.9945  
0.9939   0.9933   0.9926   0.9917   0.9908   0.9898   0.9887   0.9875

64

   0.9974   0.9971   0.9969   0.9966   0.9962   0.9958   0.9954   0.9949  
0.9944   0.9938   0.9931   0.9923   0.9915   0.9906   0.9895   0.9884

65

   0.9976   0.9973   0.9971   0.9968   0.9965   0.9961   0.9957   0.9954  
0.9948   0.9943   0.9937   0.9929   0.9921   0.9913   0.9903   0.9892

66

   0.9978   0.9975   0.9973   0.9971   0.9967   0.9964   0.9961   0.9957  
0.9952   0.9947   0.9941   0.9935   0.9927   0.9920   0.9910   0.9901

67

   0.9980   0.9977   0.9975   0.9973   0.9970   0.9967   0.9964   0.9961  
0.9956   0.9952   0.9946   0.9940   0.9933   0.9926   0.9917   0.9908

68

   0.9981   0.9979   0.9977   0.9975   0.9973   0.9970   0.9967   0.9964  
0.9959   0.9955   0.9951   0.9945   0.9939   0.9932   0.9924   0.9915

69

   0.9983   0.9981   0.9979   0.9978   0.9975   0.9973   0.9970   0.9967  
0.9963   0.9959   0.9954   0.9949   0.9944   0.9938   0.9930   0.9922

70

   0.9984   0.9982   0.9981   0.9979   0.9977   0.9975   0.9972   0.9970  
0.9966   0.9963   0.9959   0.9953   0.9948   0.9943   0.9936   0.9929

71

   0.9985   0.9984   0.9982   0.9981   0.9979   0.9977   0.9975   0.9972  
0.9969   0.9966   0.9962   0.9957   0.9952   0.9948   0.9941   0.9934

72

   0.9987   0.9985   0.9984   0.9983   0.9981   0.9979   0.9977   0.9975  
0.9971   0.9969   0.9965   0.9961   0.9957   0.9952   0.9946   0.9940

73

   0.9988   0.9987   0.9985   0.9984   0.9982   0.9981   0.9979   0.9977  
0.9974   0.9972   0.9969   0.9965   0.9960   0.9956   0.9951   0.9945

74

   0.9989   0.9988   0.9986   0.9986   0.9984   0.9983   0.9981   0.9979  
0.9976   0.9974   0.9971   0.9968   0.9964   0.9960   0.9955   0.9950

75

   0.9990   0.9989   0.9988   0.9987   0.9986   0.9984   0.9983   0.9981  
0.9979   0.9977   0.9974   0.9971   0.9967   0.9964   0.9959   0.9955

76

   0.9991   0.9990   0.9989   0.9988   0.9987   0.9986   0.9984   0.9983  
0.9980   0.9979   0.9977   0.9973   0.9970   0.9967   0.9963   0.9959

77

   0.9992   0.9991   0.9990   0.9989   0.9988   0.9987   0.9986   0.9984  
0.9982   0.9981   0.9978   0.9976   0.9973   0.9970   0.9967   0.9963

78

   0.9992   0.9992   0.9991   0.9991   0.9989   0.9988   0.9987   0.9986  
0.9984   0.9983   0.9981   0.9978   0.9976   0.9973   0.9970   0.9966

79

   0.9994   0.9992   0.9992   0.9991   0.9990   0.9989   0.9989   0.9987  
0.9985   0.9985   0.9983   0.9980   0.9978   0.9976   0.9973   0.9970

80

   0.9994   0.9993   0.9992   0.9992   0.9991   0.9990   0.9990   0.9988  
0.9987   0.9986   0.9985   0.9982   0.9980   0.9978   0.9975   0.9972

81

   0.9995   0.9994   0.9994   0.9993   0.9992   0.9991   0.9990   0.9990  
0.9988   0.9987   0.9986   0.9984   0.9982   0.9980   0.9978   0.9975

82

   0.9995   0.9994   0.9994   0.9993   0.9993   0.9992   0.9992   0.9991  
0.9990   0.9989   0.9988   0.9986   0.9984   0.9982   0.9980   0.9977

83

   0.9995   0.9995   0.9995   0.9994   0.9993   0.9993   0.9992   0.9992  
0.9990   0.9990   0.9989   0.9987   0.9986   0.9984   0.9982   0.9980

84

   0.9996   0.9995   0.9995   0.9995   0.9994   0.9993   0.9993   0.9993  
0.9991   0.9991   0.9990   0.9988   0.9987   0.9986   0.9984   0.9982

85

   0.9996   0.9996   0.9996   0.9995   0.9995   0.9994   0.9994   0.9993  
0.9992   0.9992   0.9991   0.9989   0.9988   0.9987   0.9985   0.9984

 

246721 -Consolidated Edison Retirement Plan – Appendices Amended 2004

   82

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table H –

For Distributions Beginning On And After July 1, 2004

50% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

20    0.9224   0.9173   0.9120   0.9065   0.9006   0.8945   0.8880   0.8813  
0.8742   0.8667   0.8588   0.8506   0.8418   0.8327   0.8231   0.8130 21   
0.9235   0.9184   0.9131   0.9076   0.9017   0.8956   0.8892   0.8825   0.8754  
0.8679   0.8600   0.8518   0.8430   0.8339   0.8243   0.8142 22    0.9246  
0.9195   0.9143   0.9087   0.9029   0.8968   0.8904   0.8837   0.8766   0.8691  
0.8613   0.8530   0.8444   0.8352   0.8256   0.8155 23    0.9257   0.9207  
0.9154   0.9099   0.9041   0.8980   0.8916   0.8850   0.8779   0.8704   0.8626  
0.8544   0.8457   0.8365   0.8269   0.8168 24    0.9269   0.9219   0.9167  
0.9112   0.9054   0.8993   0.8930   0.8863   0.8792   0.8718   0.8640   0.8557  
0.8471   0.8380   0.8283   0.8182 25    0.9282   0.9232   0.9180   0.9125  
0.9068   0.9007   0.8943   0.8877   0.8806   0.8732   0.8654   0.8572   0.8485  
0.8394   0.8298   0.8197 26    0.9295   0.9245   0.9193   0.9139   0.9082  
0.9021   0.8957   0.8892   0.8821   0.8747   0.8669   0.8587   0.8500   0.8410  
0.8313   0.8213 27    0.9308   0.9259   0.9207   0.9153   0.9096   0.9035  
0.8973   0.8906   0.8836   0.8762   0.8685   0.8603   0.8516   0.8426   0.8329  
0.8229 28    0.9321   0.9272   0.9221   0.9167   0.9111   0.9051   0.8988  
0.8922   0.8853   0.8779   0.8701   0.8619   0.8533   0.8443   0.8347   0.8246
29    0.9335   0.9287   0.9236   0.9183   0.9127   0.9067   0.9004   0.8939  
0.8869   0.8795   0.8718   0.8636   0.8551   0.8460   0.8364   0.8264 30   
0.9350   0.9302   0.9252   0.9198   0.9143   0.9083   0.9021   0.8956   0.8886  
0.8813   0.8736   0.8655   0.8569   0.8479   0.8382   0.8283 31    0.9365  
0.9317   0.9267   0.9215   0.9159   0.9100   0.9038   0.8973   0.8904   0.8831  
0.8754   0.8673   0.8588   0.8497   0.8402   0.8302 32    0.9380   0.9333  
0.9284   0.9231   0.9176   0.9118   0.9056   0.8991   0.8923   0.8850   0.8773  
0.8693   0.8608   0.8518   0.8422   0.8322 33    0.9396   0.9349   0.9300  
0.9248   0.9194   0.9135   0.9074   0.9010   0.8942   0.8870   0.8793   0.8713  
0.8628   0.8538   0.8443   0.8344 34    0.9412   0.9366   0.9317   0.9266  
0.9212   0.9154   0.9093   0.9030   0.8962   0.8890   0.8814   0.8734   0.8650  
0.8560   0.8465   0.8366 35    0.9428   0.9383   0.9335   0.9284   0.9230  
0.9173   0.9113   0.9050   0.8982   0.8911   0.8836   0.8756   0.8672   0.8583  
0.8488   0.8389 36    0.9445   0.9399   0.9353   0.9302   0.9250   0.9193  
0.9133   0.9071   0.9004   0.8933   0.8858   0.8779   0.8695   0.8606   0.8512  
0.8414 37    0.9461   0.9417   0.9371   0.9322   0.9269   0.9213   0.9154  
0.9092   0.9026   0.8955   0.8881   0.8802   0.8719   0.8631   0.8537   0.8439
38    0.9479   0.9435   0.9389   0.9340   0.9289   0.9234   0.9175   0.9114  
0.9048   0.8978   0.8905   0.8827   0.8744   0.8656   0.8563   0.8465 39   
0.9496   0.9453   0.9408   0.9360   0.9309   0.9255   0.9197   0.9137   0.9072  
0.9003   0.8929   0.8852   0.8769   0.8682   0.8590   0.8492 40    0.9513  
0.9471   0.9428   0.9380   0.9330   0.9276   0.9219   0.9160   0.9096   0.9027  
0.8955   0.8878   0.8796   0.8709   0.8617   0.8520 41    0.9531   0.9490  
0.9447   0.9400   0.9351   0.9299   0.9243   0.9183   0.9120   0.9052   0.8981  
0.8904   0.8824   0.8738   0.8646   0.8549 42    0.9549   0.9508   0.9466  
0.9421   0.9372   0.9321   0.9266   0.9208   0.9145   0.9078   0.9007   0.8932  
0.8852   0.8767   0.8676   0.8580 43    0.9566   0.9527   0.9485   0.9442  
0.9394   0.9343   0.9289   0.9232   0.9171   0.9105   0.9034   0.8960   0.8880  
0.8796   0.8706   0.8611 44    0.9583   0.9545   0.9505   0.9462   0.9416  
0.9366   0.9313   0.9257   0.9197   0.9132   0.9063   0.8989   0.8910   0.8827  
0.8738   0.8643 45    0.9601   0.9564   0.9525   0.9483   0.9438   0.9389  
0.9337   0.9282   0.9223   0.9159   0.9091   0.9018   0.8941   0.8858   0.8770  
0.8677 46    0.9618   0.9583   0.9545   0.9504   0.9460   0.9412   0.9362  
0.9308   0.9250   0.9186   0.9120   0.9049   0.8972   0.8891   0.8803   0.8711
47    0.9636   0.9601   0.9564   0.9524   0.9482   0.9435   0.9386   0.9334  
0.9276   0.9215   0.9149   0.9079   0.9004   0.8924   0.8837   0.8746 48   
0.9652   0.9619   0.9584   0.9545   0.9504   0.9459   0.9411   0.9359   0.9304  
0.9243   0.9179   0.9110   0.9036   0.8957   0.8872   0.8782 49    0.9669  
0.9637   0.9603   0.9566   0.9526   0.9482   0.9435   0.9385   0.9331   0.9272  
0.9209   0.9141   0.9069   0.8991   0.8907   0.8818 50    0.9686   0.9655  
0.9621   0.9586   0.9547   0.9505   0.9459   0.9411   0.9358   0.9301   0.9239  
0.9173   0.9102   0.9026   0.8943   0.8856 51    0.9702   0.9672   0.9641  
0.9606   0.9569   0.9527   0.9484   0.9437   0.9386   0.9330   0.9270   0.9205  
0.9135   0.9061   0.8980   0.8894 52    0.9718   0.9689   0.9659   0.9625  
0.9589   0.9550   0.9508   0.9462   0.9413   0.9359   0.9300   0.9238   0.9169  
0.9096   0.9017   0.8933

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    83

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table H –

O&R Participants

For Distributions Beginning On And After July 1, 2004

50% Joint And Survivor Without Pop-Up

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

53    0.9733   0.9706   0.9677   0.9645   0.9610   0.9572   0.9532   0.9488  
0.9440   0.9388   0.9331   0.9270   0.9204   0.9132   0.9054   0.8972 54   
0.9748   0.9722   0.9694   0.9664   0.9631   0.9595   0.9555   0.9513   0.9467  
0.9416   0.9361   0.9302   0.9238   0.9168   0.9092   0.9011 55    0.9763  
0.9738   0.9711   0.9683   0.9651   0.9616   0.9578   0.9538   0.9494   0.9445  
0.9392   0.9334   0.9272   0.9204   0.9131   0.9052 56    0.9776   0.9753  
0.9728   0.9700   0.9671   0.9637   0.9602   0.9563   0.9520   0.9473   0.9422  
0.9367   0.9306   0.9240   0.9169   0.9092 57    0.9790   0.9768   0.9744  
0.9718   0.9690   0.9658   0.9624   0.9587   0.9546   0.9501   0.9452   0.9398  
0.9340   0.9277   0.9207   0.9132 58    0.9803   0.9782   0.9760   0.9736  
0.9708   0.9678   0.9646   0.9611   0.9571   0.9528   0.9482   0.9430   0.9374  
0.9313   0.9245   0.9173 59    0.9816   0.9796   0.9775   0.9752   0.9727  
0.9698   0.9667   0.9634   0.9597   0.9555   0.9511   0.9462   0.9408   0.9349  
0.9283   0.9214 60    0.9828   0.9809   0.9789   0.9768   0.9744   0.9717  
0.9688   0.9656   0.9621   0.9582   0.9539   0.9492   0.9441   0.9384   0.9322  
0.9254 61    0.9840   0.9822   0.9804   0.9783   0.9760   0.9736   0.9708  
0.9678   0.9645   0.9607   0.9567   0.9522   0.9473   0.9419   0.9359   0.9294
62    0.9851   0.9834   0.9817   0.9798   0.9777   0.9753   0.9727   0.9699  
0.9668   0.9632   0.9594   0.9551   0.9504   0.9453   0.9395   0.9334 63   
0.9861   0.9846   0.9830   0.9812   0.9792   0.9770   0.9745   0.9720   0.9690  
0.9656   0.9620   0.9580   0.9536   0.9487   0.9432   0.9373 64    0.9872  
0.9857   0.9842   0.9825   0.9807   0.9786   0.9764   0.9739   0.9711   0.9680  
0.9646   0.9608   0.9566   0.9520   0.9467   0.9411 65    0.9881   0.9868  
0.9854   0.9838   0.9821   0.9802   0.9780   0.9758   0.9731   0.9702   0.9670  
0.9635   0.9595   0.9551   0.9502   0.9448 66    0.9890   0.9878   0.9865  
0.9850   0.9835   0.9816   0.9797   0.9776   0.9751   0.9724   0.9694   0.9661  
0.9623   0.9582   0.9535   0.9484 67    0.9899   0.9888   0.9875   0.9862  
0.9847   0.9830   0.9812   0.9792   0.9770   0.9745   0.9717   0.9685   0.9650  
0.9611   0.9567   0.9519 68    0.9907   0.9896   0.9885   0.9873   0.9859  
0.9844   0.9827   0.9809   0.9788   0.9764   0.9738   0.9708   0.9676   0.9639  
0.9598   0.9553 69    0.9914   0.9904   0.9894   0.9883   0.9870   0.9856  
0.9840   0.9824   0.9805   0.9783   0.9758   0.9731   0.9700   0.9667   0.9628  
0.9586 70    0.9922   0.9912   0.9903   0.9892   0.9881   0.9868   0.9853  
0.9838   0.9821   0.9800   0.9778   0.9752   0.9724   0.9692   0.9656   0.9617
71    0.9928   0.9919   0.9911   0.9902   0.9891   0.9879   0.9866   0.9851  
0.9835   0.9816   0.9795   0.9772   0.9746   0.9717   0.9683   0.9646 72   
0.9934   0.9927   0.9919   0.9910   0.9900   0.9889   0.9877   0.9864   0.9849  
0.9832   0.9813   0.9791   0.9767   0.9740   0.9709   0.9675 73    0.9940  
0.9933   0.9926   0.9918   0.9909   0.9899   0.9888   0.9876   0.9862   0.9846  
0.9828   0.9809   0.9787   0.9762   0.9733   0.9701 74    0.9945   0.9939  
0.9932   0.9925   0.9917   0.9907   0.9898   0.9887   0.9874   0.9860   0.9844  
0.9826   0.9805   0.9783   0.9755   0.9726 75    0.9950   0.9944   0.9938  
0.9932   0.9925   0.9916   0.9907   0.9897   0.9886   0.9873   0.9858   0.9841  
0.9822   0.9802   0.9777   0.9750 76    0.9955   0.9949   0.9944   0.9938  
0.9931   0.9924   0.9915   0.9906   0.9896   0.9884   0.9870   0.9856   0.9839  
0.9820   0.9797   0.9772 77    0.9959   0.9954   0.9949   0.9944   0.9937  
0.9931   0.9923   0.9915   0.9906   0.9895   0.9883   0.9869   0.9854   0.9836  
0.9815   0.9793 78    0.9963   0.9959   0.9954   0.9949   0.9944   0.9937  
0.9930   0.9923   0.9915   0.9905   0.9894   0.9882   0.9867   0.9851   0.9833  
0.9812 79    0.9967   0.9962   0.9958   0.9954   0.9949   0.9943   0.9937  
0.9931   0.9923   0.9913   0.9904   0.9893   0.9880   0.9866   0.9848   0.9829
80    0.9970   0.9966   0.9962   0.9958   0.9954   0.9948   0.9943   0.9937  
0.9930   0.9922   0.9913   0.9903   0.9891   0.9879   0.9863   0.9846 81   
0.9973   0.9969   0.9966   0.9962   0.9958   0.9954   0.9948   0.9943   0.9937  
0.9929   0.9922   0.9913   0.9902   0.9890   0.9876   0.9861 82    0.9975  
0.9972   0.9969   0.9966   0.9963   0.9958   0.9953   0.9949   0.9943   0.9937  
0.9930   0.9921   0.9912   0.9901   0.9888   0.9874 83    0.9978   0.9975  
0.9973   0.9970   0.9966   0.9962   0.9958   0.9954   0.9949   0.9943   0.9936  
0.9929   0.9921   0.9911   0.9900   0.9887 84    0.9980   0.9978   0.9975  
0.9972   0.9970   0.9966   0.9962   0.9959   0.9954   0.9949   0.9943   0.9936  
0.9929   0.9920   0.9910   0.9898 85    0.9982   0.9980   0.9978   0.9976  
0.9973   0.9970   0.9966   0.9963   0.9959   0.9954   0.9949   0.9943   0.9936  
0.9929   0.9919   0.9909

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    84

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table H –

For Distributions Beginning On And After July 1, 2004

50% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

20    0.8023   0.7913   0.7796   0.7676   0.7549   0.7418   0.7284   0.7144  
0.7000   0.6852   0.6699   0.6542   0.6381   0.6217 21    0.8036   0.7925  
0.7809   0.7688   0.7561   0.7431   0.7296   0.7156   0.7012   0.6864   0.6711  
0.6554   0.6393   0.6229 22    0.8049   0.7937   0.7821   0.7701   0.7574  
0.7444   0.7309   0.7169   0.7025   0.6877   0.6724   0.6566   0.6406   0.6241
23    0.8062   0.7952   0.7835   0.7714   0.7588   0.7457   0.7323   0.7183  
0.7038   0.6890   0.6737   0.6579   0.6418   0.6254 24    0.8076   0.7966  
0.7850   0.7729   0.7602   0.7471   0.7337   0.7197   0.7052   0.6904   0.6751  
0.6593   0.6432   0.6267 25    0.8091   0.7980   0.7864   0.7744   0.7617  
0.7486   0.7352   0.7212   0.7067   0.6919   0.6766   0.6607   0.6447   0.6281
26    0.8107   0.7996   0.7880   0.7759   0.7633   0.7502   0.7368   0.7227  
0.7082   0.6934   0.6781   0.6623   0.6462   0.6296 27    0.8123   0.8013  
0.7896   0.7776   0.7649   0.7518   0.7384   0.7244   0.7099   0.6950   0.6797  
0.6639   0.6478   0.6312 28    0.8140   0.8030   0.7914   0.7793   0.7667  
0.7536   0.7401   0.7261   0.7116   0.6968   0.6814   0.6656   0.6494   0.6329
29    0.8158   0.8048   0.7932   0.7811   0.7685   0.7554   0.7420   0.7279  
0.7134   0.6986   0.6832   0.6674   0.6512   0.6346 30    0.8177   0.8067  
0.7951   0.7830   0.7704   0.7573   0.7439   0.7298   0.7153   0.7005   0.6851  
0.6692   0.6531   0.6365 31    0.8197   0.8087   0.7971   0.7850   0.7724  
0.7594   0.7459   0.7318   0.7173   0.7025   0.6871   0.6712   0.6550   0.6384
32    0.8217   0.8107   0.7992   0.7871   0.7745   0.7615   0.7480   0.7340  
0.7194   0.7046   0.6892   0.6733   0.6571   0.6404 33    0.8239   0.8129  
0.8014   0.7893   0.7767   0.7637   0.7502   0.7362   0.7216   0.7068   0.6914  
0.6755   0.6593   0.6426 34    0.8262   0.8152   0.8037   0.7916   0.7790  
0.7660   0.7525   0.7385   0.7240   0.7091   0.6937   0.6778   0.6615   0.6449
35    0.8285   0.8175   0.8061   0.7940   0.7815   0.7684   0.7549   0.7409  
0.7264   0.7115   0.6961   0.6802   0.6640   0.6472 36    0.8310   0.8200  
0.8085   0.7965   0.7840   0.7710   0.7575   0.7435   0.7290   0.7141   0.6986  
0.6827   0.6665   0.6497 37    0.8335   0.8226   0.8111   0.7992   0.7866  
0.7736   0.7602   0.7462   0.7316   0.7167   0.7013   0.6854   0.6691   0.6524
38    0.8361   0.8253   0.8139   0.8019   0.7894   0.7764   0.7630   0.7490  
0.7344   0.7196   0.7041   0.6882   0.6719   0.6552 39    0.8389   0.8281  
0.8167   0.8048   0.7923   0.7793   0.7659   0.7519   0.7374   0.7225   0.7071  
0.6912   0.6749   0.6581 40    0.8418   0.8310   0.8197   0.8077   0.7953  
0.7824   0.7690   0.7550   0.7405   0.7256   0.7102   0.6943   0.6780   0.6612
41    0.8447   0.8340   0.8227   0.8109   0.7985   0.7855   0.7722   0.7582  
0.7437   0.7288   0.7135   0.6975   0.6812   0.6643 42    0.8479   0.8372  
0.8259   0.8141   0.8017   0.7888   0.7755   0.7616   0.7471   0.7322   0.7168  
0.7009   0.6845   0.6677 43    0.8511   0.8404   0.8292   0.8175   0.8052  
0.7923   0.7790   0.7651   0.7506   0.7358   0.7204   0.7045   0.6881   0.6713
44    0.8544   0.8438   0.8327   0.8210   0.8087   0.7959   0.7826   0.7688  
0.7544   0.7395   0.7241   0.7082   0.6918   0.6750 45    0.8577   0.8473  
0.8363   0.8246   0.8124   0.7996   0.7864   0.7725   0.7582   0.7434   0.7280  
0.7121   0.6958   0.6789 46    0.8613   0.8509   0.8399   0.8283   0.8162  
0.8035   0.7903   0.7766   0.7622   0.7474   0.7321   0.7161   0.6998   0.6830
47    0.8649   0.8546   0.8437   0.8322   0.8201   0.8075   0.7944   0.7807  
0.7663   0.7516   0.7363   0.7204   0.7041   0.6872 48    0.8686   0.8584  
0.8476   0.8362   0.8242   0.8116   0.7986   0.7849   0.7707   0.7560   0.7407  
0.7248   0.7085   0.6916 49    0.8724   0.8623   0.8516   0.8403   0.8284  
0.8159   0.8029   0.7893   0.7751   0.7605   0.7453   0.7294   0.7131   0.6963
50    0.8762   0.8663   0.8557   0.8445   0.8327   0.8203   0.8075   0.7940  
0.7798   0.7652   0.7500   0.7342   0.7180   0.7011 51    0.8802   0.8703  
0.8599   0.8489   0.8372   0.8249   0.8122   0.7987   0.7847   0.7701   0.7549  
0.7392   0.7229   0.7062 52    0.8842   0.8745   0.8642   0.8533   0.8417  
0.8296   0.8169   0.8036   0.7897   0.7752   0.7601   0.7444   0.7282   0.7114

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    85

--------------------------------------------------------------------------------

Sub appendix A. 2

Table H –

For Distributions Beginning On And After July 1, 2004

50% Joint And Survivor Without Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

53

   0.8883   0.8788   0.8687   0.8579   0.8464   0.8344   0.8219   0.8087  
0.7948   0.7804   0.7655   0.7498   0.7337   0.7169

54

   0.8924   0.8831   0.8731   0.8625   0.8512   0.8394   0.8270   0.8139  
0.8002   0.7859   0.7709   0.7554   0.7393   0.7226

55

   0.8966   0.8875   0.8777   0.8673   0.8562   0.8445   0.8322   0.8193  
0.8057   0.7915   0.7767   0.7612   0.7452   0.7286

56

   0.9008   0.8919   0.8824   0.8721   0.8612   0.8497   0.8376   0.8248  
0.8113   0.7973   0.7827   0.7672   0.7513   0.7348

57

   0.9052   0.8965   0.8870   0.8771   0.8664   0.8550   0.8431   0.8305  
0.8172   0.8033   0.7887   0.7735   0.7577   0.7412

58

   0.9094   0.9010   0.8918   0.8820   0.8715   0.8605   0.8487   0.8363  
0.8232   0.8095   0.7951   0.7800   0.7643   0.7479

59

   0.9138   0.9055   0.8966   0.8871   0.8768   0.8659   0.8545   0.8422  
0.8293   0.8158   0.8016   0.7867   0.7711   0.7549

60

   0.9181   0.9101   0.9014   0.8921   0.8822   0.8715   0.8603   0.8483  
0.8356   0.8223   0.8083   0.7935   0.7782   0.7620

61

   0.8352   0.9146   0.9062   0.8972   0.8875   0.8772   0.8662   0.8544  
0.8420   0.8289   0.8151   0.8005   0.7854   0.7694

62

   0.9265   0.9191   0.9110   0.9023   0.8928   0.8828   0.8721   0.8607  
0.8485   0.8357   0.8221   0.8078   0.7928   0.7770

63

   0.9307   0.9235   0.9158   0.9074   0.8983   0.8885   0.8781   0.8669  
0.8551   0.8425   0.8292   0.8151   0.8004   0.7849

64

   0.9348   0.9280   0.9205   0.9124   0.9036   0.8941   0.8841   0.8732  
0.8616   0.8494   0.8364   0.8226   0.8082   0.7929

65

   0.9388   0.9323   0.9252   0.9174   0.9089   0.8998   0.8900   0.8795  
0.8683   0.8564   0.8437   0.8301   0.8160   0.8010

66

   0.9427   0.9365   0.9297   0.9223   0.9141   0.9053   0.8960   0.8858  
0.8749   0.8633   0.8510   0.8378   0.8239   0.8092

67

   0.9466   0.9406   0.9341   0.9271   0.9193   0.9109   0.9019   0.8921  
0.8815   0.8703   0.8583   0.8455   0.8319   0.8176

68

   0.9503   0.9447   0.9385   0.9318   0.9243   0.9163   0.9076   0.8982  
0.8881   0.8772   0.8656   0.8532   0.8400   0.8260

69

   0.9538   0.9485   0.9427   0.9363   0.9292   0.9216   0.9133   0.9043  
0.8945   0.8841   0.8729   0.8608   0.8480   0.8343

70

   0.9572   0.9522   0.9468   0.9407   0.9340   0.9267   0.9189   0.9102  
0.9009   0.8909   0.8801   0.8685   0.8560   0.8427

71

   0.9604   0.9558   0.9506   0.9450   0.9386   0.9317   0.9242   0.9161  
0.9071   0.8975   0.8872   0.8760   0.8640   0.8512

72

   0.9635   0.9592   0.9544   0.9490   0.9431   0.9366   0.9295   0.9217  
0.9132   0.9041   0.8942   0.8834   0.8719   0.8595

73

   0.9665   0.9625   0.9579   0.9529   0.9474   0.9412   0.9346   0.9272  
0.9191   0.9104   0.9010   0.8907   0.8796   0.8678

74

   0.9693   0.9655   0.9613   0.9566   0.9514   0.9457   0.9394   0.9325  
0.9248   0.9167   0.9077   0.8978   0.8873   0.8758

75

   0.9719   0.9685   0.9645   0.9602   0.9553   0.9499   0.9441   0.9375  
0.9304   0.9226   0.9141   0.9048   0.8947   0.8837

76

   0.9743   0.9711   0.9676   0.9635   0.9590   0.9540   0.9485   0.9424  
0.9357   0.9283   0.9203   0.9115   0.9019   0.8915

77

   0.9766   0.9737   0.9704   0.9667   0.9624   0.9578   0.9527   0.9470  
0.9406   0.9338   0.9263   0.9178   0.9088   0.8990

78

   0.9788   0.9761   0.9730   0.9696   0.9657   0.9614   0.9567   0.9514  
0.9455   0.9391   0.9320   0.9240   0.9155   0.9061

79

   0.9807   0.9783   0.9754   0.9723   0.9687   0.9648   0.9604   0.9554  
0.9500   0.9439   0.9374   0.9299   0.9219   0.9130

80

   0.9826   0.9803   0.9778   0.9748   0.9715   0.9679   0.9638   0.9593  
0.9541   0.9486   0.9424   0.9355   0.9280   0.9197

81

   0.9842   0.9822   0.9798   0.9772   0.9742   0.9708   0.9670   0.9629  
0.9581   0.9530   0.9473   0.9407   0.9338   0.9259

82

   0.9858   0.9839   0.9818   0.9794   0.9765   0.9734   0.9701   0.9662  
0.9618   0.9571   0.9517   0.9458   0.9392   0.9318

83

   0.9872   0.9855   0.9836   0.9814   0.9788   0.9760   0.9729   0.9693  
0.9653   0.9609   0.9560   0.9504   0.9443   0.9375

84

   0.9885   0.9869   0.9852   0.9832   0.9809   0.9783   0.9755   0.9722  
0.9685   0.9645   0.9600   0.9548   0.9491   0.9428

85

   0.9897   0.9883   0.9867   0.9849   0.9828   0.9805   0.9779   0.9749  
0.9715   0.9678   0.9637   0.9589   0.9537   0.9478

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004

   86

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table I –

Distributions Beginning On And After July 1, 2004

100% Joint And Survivor With Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

20    0.9497   0.9458   0.9418   0.9375   0.9330   0.9282   0.9231   0.9177  
0.9121   0.9061   0.8998   0.8931   0.8861   0.8788   0.8711   0.8631 21   
0.9509   0.9471   0.9432   0.9389   0.9344   0.9297   0.9247   0.9193   0.9136  
0.9077   0.9014   0.8948   0.8878   0.8805   0.8729   0.8649 22    0.9522  
0.9485   0.9446   0.9404   0.9359   0.9312   0.9262   0.9209   0.9153   0.9094  
0.9031   0.8965   0.8896   0.8824   0.8747   0.8667 23    0.9535   0.9498  
0.9460   0.9419   0.9374   0.9327   0.9278   0.9226   0.9170   0.9111   0.9049  
0.8983   0.8914   0.8842   0.8766   0.8686 24    0.9548   0.9512   0.9474  
0.9433   0.9389   0.9343   0.9294   0.9243   0.9187   0.9129   0.9067   0.9002  
0.8933   0.8861   0.8785   0.8706 25    0.9561   0.9526   0.9488   0.9448  
0.9405   0.9359   0.9311   0.9260   0.9205   0.9147   0.9086   0.9020   0.8952  
0.8881   0.8805   0.8726 26    0.9575   0.9540   0.9503   0.9463   0.9421  
0.9376   0.9328   0.9277   0.9223   0.9166   0.9105   0.9040   0.8972   0.8901  
0.8826   0.8748 27    0.9588   0.9553   0.9518   0.9479   0.9437   0.9392  
0.9345   0.9295   0.9241   0.9184   0.9124   0.9060   0.8993   0.8922   0.8847  
0.8769 28    0.9601   0.9567   0.9532   0.9494   0.9453   0.9409   0.9363  
0.9313   0.9260   0.9204   0.9144   0.9081   0.9014   0.8943   0.8869   0.8791
29    0.9614   0.9581   0.9547   0.9509   0.9469   0.9426   0.9380   0.9332  
0.9279   0.9223   0.9164   0.9101   0.9035   0.8966   0.8892   0.8815 30   
0.9627   0.9595   0.9562   0.9525   0.9485   0.9443   0.9398   0.9350   0.9298  
0.9243   0.9185   0.9123   0.9057   0.8988   0.8915   0.8838 31    0.9640  
0.9609   0.9576   0.9540   0.9501   0.9460   0.9416   0.9369   0.9318   0.9264  
0.9206   0.9145   0.9080   0.9012   0.8938   0.8863 32    0.9653   0.9623  
0.9591   0.9556   0.9518   0.9477   0.9434   0.9387   0.9337   0.9284   0.9228  
0.9167   0.9102   0.9035   0.8962   0.8887 33    0.9666   0.9637   0.9605  
0.9571   0.9534   0.9494   0.9452   0.9407   0.9357   0.9305   0.9249   0.9189  
0.9125   0.9059   0.8987   0.8913 34    0.9679   0.9650   0.9619   0.9586  
0.9550   0.9511   0.9470   0.9425   0.9377   0.9326   0.9271   0.9211   0.9149  
0.9083   0.9013   0.8938 35    0.9691   0.9663   0.9633   0.9601   0.9566  
0.9528   0.9488   0.9444   0.9397   0.9346   0.9292   0.9234   0.9173   0.9107  
0.9038   0.8965 36    0.9703   0.9676   0.9647   0.9616   0.9582   0.9545  
0.9506   0.9463   0.9417   0.9367   0.9314   0.9257   0.9197   0.9133   0.9064  
0.8992 37    0.9715   0.9689   0.9661   0.9631   0.9598   0.9562   0.9524  
0.9482   0.9436   0.9389   0.9336   0.9280   0.9221   0.9158   0.9090   0.9019
38    0.9726   0.9701   0.9674   0.9645   0.9613   0.9578   0.9541   0.9500  
0.9456   0.9409   0.9358   0.9303   0.9245   0.9183   0.9116   0.9046 39   
0.9737   0.9713   0.9687   0.9659   0.9628   0.9594   0.9558   0.9519   0.9476  
0.9430   0.9380   0.9326   0.9269   0.9209   0.9143   0.9074 40    0.9748  
0.9725   0.9700   0.9673   0.9643   0.9610   0.9575   0.9537   0.9495   0.9450  
0.9402   0.9350   0.9294   0.9234   0.9169   0.9102 41    0.9759   0.9737  
0.9713   0.9686   0.9657   0.9626   0.9592   0.9555   0.9514   0.9471   0.9424  
0.9373   0.9318   0.9260   0.9196   0.9130 42    0.9770   0.9748   0.9725  
0.9699   0.9672   0.9641   0.9609   0.9573   0.9533   0.9491   0.9445   0.9395  
0.9342   0.9285   0.9223   0.9158 43    0.9780   0.9759   0.9737   0.9712  
0.9685   0.9656   0.9625   0.9590   0.9551   0.9511   0.9466   0.9418   0.9365  
0.9310   0.9250   0.9186 44    0.9789   0.9769   0.9748   0.9725   0.9699  
0.9670   0.9640   0.9607   0.9570   0.9531   0.9487   0.9440   0.9389   0.9335  
0.9276   0.9214 45    0.9799   0.9780   0.9759   0.9737   0.9712   0.9685  
0.9655   0.9624   0.9588   0.9550   0.9508   0.9462   0.9413   0.9360   0.9303  
0.9242 46    0.9808   0.9789   0.9770   0.9748   0.9724   0.9698   0.9670  
0.9639   0.9605   0.9568   0.9528   0.9483   0.9436   0.9384   0.9329   0.9269
47    0.9816   0.9799   0.9780   0.9759   0.9737   0.9712   0.9685   0.9655  
0.9622   0.9586   0.9547   0.9504   0.9458   0.9409   0.9355   0.9297 48   
0.9825   0.9808   0.9790   0.9771   0.9749   0.9725   0.9699   0.9670   0.9639  
0.9604   0.9567   0.9525   0.9481   0.9433   0.9380   0.9324 49    0.9832  
0.9817   0.9800   0.9781   0.9760   0.9737   0.9713   0.9685   0.9655   0.9622  
0.9585   0.9545   0.9502   0.9456   0.9405   0.9351 50    0.9840   0.9825  
0.9809   0.9791   0.9771   0.9749   0.9726   0.9699   0.9670   0.9638   0.9604  
0.9565   0.9523   0.9479   0.9429   0.9377 51    0.9848   0.9833   0.9818  
0.9801   0.9782   0.9761   0.9738   0.9713   0.9685   0.9655   0.9621   0.9584  
0.9544   0.9502   0.9454   0.9403 52    0.9855   0.9841   0.9827   0.9811  
0.9792   0.9772   0.9751   0.9727   0.9700   0.9671   0.9639   0.9603   0.9565  
0.9523   0.9477   0.9428

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    87

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table I –

Distributions Beginning On And After July 1, 2004

100% Joint And Survivor With Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

53    0.9862   0.9849   0.9835   0.9820   0.9802   0.9783   0.9762   0.9739  
0.9714   0.9686   0.9655   0.9621   0.9584   0.9544   0.9500   0.9453 54   
0.9869   0.9856   0.9843   0.9828   0.9812   0.9793   0.9774   0.9752   0.9727  
0.9701   0.9672   0.9639   0.9603   0.9565   0.9523   0.9477 55    0.9875  
0.9863   0.9850   0.9837   0.9821   0.9803   0.9785   0.9764   0.9741   0.9715  
0.9687   0.9656   0.9622   0.9585   0.9544   0.9501 56    0.9881   0.9870  
0.9858   0.9844   0.9830   0.9813   0.9795   0.9776   0.9753   0.9729   0.9702  
0.9672   0.9639   0.9605   0.9565   0.9524 57    0.9887   0.9876   0.9865  
0.9852   0.9838   0.9822   0.9806   0.9787   0.9765   0.9742   0.9716   0.9688  
0.9657   0.9623   0.9586   0.9545 58    0.9892   0.9882   0.9871   0.9860  
0.9846   0.9831   0.9815   0.9797   0.9777   0.9755   0.9731   0.9703   0.9674  
0.9641   0.9605   0.9567 59    0.9898   0.9888   0.9878   0.9867   0.9854  
0.9840   0.9825   0.9807   0.9788   0.9768   0.9744   0.9718   0.9689   0.9659  
0.9625   0.9588 60    0.9903   0.9894   0.9884   0.9874   0.9861   0.9848  
0.9833   0.9817   0.9799   0.9779   0.9757   0.9732   0.9705   0.9676   0.9643  
0.9608 61    0.9907   0.9899   0.9890   0.9880   0.9868   0.9855   0.9842  
0.9827   0.9809   0.9790   0.9769   0.9746   0.9720   0.9692   0.9661   0.9627
62    0.9912   0.9904   0.9896   0.9886   0.9875   0.9863   0.9850   0.9835  
0.9819   0.9801   0.9781   0.9758   0.9734   0.9707   0.9677   0.9645 63   
0.9917   0.9909   0.9901   0.9892   0.9882   0.9870   0.9858   0.9844   0.9828  
0.9811   0.9793   0.9771   0.9748   0.9722   0.9694   0.9664 64    0.9921  
0.9914   0.9906   0.9897   0.9888   0.9877   0.9866   0.9852   0.9837   0.9821  
0.9803   0.9783   0.9760   0.9737   0.9709   0.9680 65    0.9925   0.9918  
0.9911   0.9903   0.9893   0.9883   0.9873   0.9860   0.9846   0.9831   0.9813  
0.9794   0.9773   0.9750   0.9724   0.9697 66    0.9929   0.9923   0.9916  
0.9908   0.9899   0.9890   0.9879   0.9868   0.9854   0.9840   0.9823   0.9805  
0.9785   0.9763   0.9739   0.9713 67    0.9933   0.9927   0.9920   0.9913  
0.9904   0.9896   0.9886   0.9875   0.9862   0.9849   0.9833   0.9815   0.9796  
0.9776   0.9752   0.9727 68    0.9936   0.9930   0.9925   0.9918   0.9910  
0.9902   0.9892   0.9882   0.9869   0.9856   0.9842   0.9825   0.9807   0.9788  
0.9766   0.9742 69    0.9940   0.9934   0.9929   0.9922   0.9915   0.9907  
0.9898   0.9888   0.9876   0.9865   0.9850   0.9835   0.9818   0.9799   0.9778  
0.9756 70    0.9943   0.9938   0.9932   0.9926   0.9920   0.9912   0.9904  
0.9894   0.9884   0.9872   0.9859   0.9844   0.9827   0.9810   0.9790   0.9769
71    0.9946   0.9941   0.9936   0.9931   0.9924   0.9917   0.9909   0.9900  
0.9890   0.9879   0.9867   0.9852   0.9837   0.9820   0.9801   0.9781 72   
0.9949   0.9944   0.9940   0.9934   0.9928   0.9922   0.9914   0.9906   0.9896  
0.9886   0.9874   0.9861   0.9846   0.9830   0.9813   0.9793 73    0.9952  
0.9947   0.9943   0.9938   0.9932   0.9926   0.9919   0.9911   0.9902   0.9892  
0.9881   0.9868   0.9855   0.9840   0.9822   0.9805 74    0.9954   0.9950  
0.9946   0.9942   0.9936   0.9930   0.9923   0.9916   0.9907   0.9898   0.9888  
0.9876   0.9863   0.9849   0.9832   0.9815 75    0.9956   0.9953   0.9949  
0.9945   0.9940   0.9934   0.9928   0.9921   0.9913   0.9904   0.9895   0.9883  
0.9871   0.9857   0.9842   0.9825 76    0.9959   0.9956   0.9952   0.9948  
0.9943   0.9937   0.9932   0.9926   0.9918   0.9910   0.9901   0.9889   0.9878  
0.9865   0.9850   0.9835 77    0.9961   0.9958   0.9954   0.9951   0.9946  
0.9941   0.9936   0.9930   0.9923   0.9915   0.9906   0.9896   0.9885   0.9873  
0.9859   0.9845 78    0.9963   0.9960   0.9957   0.9953   0.9949   0.9945  
0.9940   0.9934   0.9927   0.9920   0.9912   0.9902   0.9892   0.9880   0.9867  
0.9853 79    0.9966   0.9963   0.9959   0.9956   0.9952   0.9948   0.9944  
0.9938   0.9931   0.9925   0.9917   0.9908   0.9898   0.9887   0.9875   0.9862
80    0.9967   0.9964   0.9962   0.9959   0.9955   0.9951   0.9947   0.9942  
0.9936   0.9929   0.9922   0.9913   0.9904   0.9894   0.9882   0.9870 81   
0.9969   0.9967   0.9964   0.9961   0.9957   0.9954   0.9950   0.9945   0.9939  
0.9934   0.9927   0.9918   0.9910   0.9900   0.9889   0.9877 82    0.9971  
0.9968   0.9966   0.9963   0.9960   0.9956   0.9953   0.9949   0.9943   0.9938  
0.9931   0.9923   0.9915   0.9906   0.9895   0.9884 83    0.9973   0.9970  
0.9968   0.9966   0.9963   0.9959   0.9956   0.9952   0.9947   0.9941   0.9935  
0.9928   0.9920   0.9912   0.9902   0.9891 84    0.9974   0.9972   0.9970  
0.9968   0.9964   0.9962   0.9959   0.9955   0.9950   0.9945   0.9940   0.9932  
0.9925   0.9917   0.9908   0.9898 85    0.9976   0.9974   0.9972   0.9969  
0.9967   0.9964   0.9961   0.9958   0.9953   0.9949   0.9943   0.9937   0.9930  
0.9922   0.9914   0.9904

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    88

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table I –

Distributions Beginning On And After July 1, 2004

100% Joint And Survivor With Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

20    0.8549   0.8462   0.8372   0.8278   0.8181   0.8080   0.7975   0.7867  
0.7755   0.7637   0.7516   0.7390   0.7259   0.7124   0.6983   0.6839 21   
0.8566   0.8480   0.8390   0.8296   0.8199   0.8098   0.7994   0.7885   0.7772  
0.7655   0.7534   0.7408   0.7277   0.7141   0.7000   0.6856 22    0.8585  
0.8498   0.8408   0.8315   0.8218   0.8117   0.8013   0.7904   0.7791   0.7674  
0.7552   0.7426   0.7295   0.7159   0.7018   0.6873 23    0.8604   0.8517  
0.8428   0.8335   0.8238   0.8137   0.8032   0.7924   0.7811   0.7693   0.7571  
0.7445   0.7314   0.7178   0.7037   0.6892 24    0.8624   0.8537   0.8448  
0.8355   0.8258   0.8157   0.8052   0.7944   0.7831   0.7714   0.7592   0.7465  
0.7334   0.7198   0.7057   0.6911 25    0.8644   0.8558   0.8469   0.8376  
0.8280   0.8178   0.8074   0.7966   0.7853   0.7735   0.7613   0.7487   0.7355  
0.7219   0.7078   0.6932 26    0.8666   0.8580   0.8491   0.8398   0.8302  
0.8201   0.8096   0.7988   0.7875   0.7757   0.7636   0.7509   0.7377   0.7241  
0.7099   0.6953 27    0.8688   0.8602   0.8513   0.8421   0.8324   0.8224  
0.8119   0.8011   0.7898   0.7781   0.7659   0.7532   0.7400   0.7264   0.7122  
0.6976 28    0.8711   0.8625   0.8537   0.8444   0.8348   0.8248   0.8144  
0.8036   0.7923   0.7805   0.7683   0.7556   0.7424   0.7287   0.7145   0.6999
29    0.8734   0.8649   0.8561   0.8469   0.8373   0.8273   0.8169   0.8061  
0.7948   0.7830   0.7708   0.7581   0.7449   0.7312   0.7170   0.7024 30   
0.8758   0.8673   0.8586   0.8494   0.8398   0.8298   0.8195   0.8087   0.7974  
0.7857   0.7734   0.7608   0.7475   0.7339   0.7196   0.7049 31    0.8783  
0.8699   0.8611   0.8520   0.8425   0.8325   0.8222   0.8114   0.8002   0.7884  
0.7762   0.7635   0.7503   0.7366   0.7223   0.7076 32    0.8808   0.8725  
0.8638   0.8547   0.8452   0.8353   0.8250   0.8142   0.8030   0.7912   0.7790  
0.7663   0.7531   0.7394   0.7252   0.7104 33    0.8834   0.8751   0.8665  
0.8575   0.8480   0.8381   0.8279   0.8172   0.8059   0.7942   0.7820   0.7693  
0.7561   0.7424   0.7281   0.7134 34    0.8861   0.8779   0.8693   0.8603  
0.8509   0.8411   0.8308   0.8202   0.8090   0.7973   0.7851   0.7724   0.7592  
0.7455   0.7312   0.7164 35    0.8888   0.8807   0.8722   0.8633   0.8539  
0.8441   0.8339   0.8233   0.8121   0.8004   0.7883   0.7756   0.7624   0.7487  
0.7344   0.7196 36    0.8915   0.8835   0.8751   0.8662   0.8570   0.8472  
0.8371   0.8265   0.8154   0.8037   0.7916   0.7790   0.7658   0.7521   0.7377  
0.7230 37    0.8944   0.8864   0.8781   0.8693   0.8601   0.8504   0.8404  
0.8298   0.8188   0.8072   0.7951   0.7824   0.7693   0.7555   0.7412   0.7264
38    0.8972   0.8894   0.8811   0.8724   0.8633   0.8537   0.8437   0.8333  
0.8222   0.8107   0.7986   0.7860   0.7728   0.7591   0.7449   0.7300 39   
0.9001   0.8923   0.8842   0.8756   0.8666   0.8571   0.8471   0.8367   0.8258  
0.8143   0.8023   0.7897   0.7766   0.7629   0.7486   0.7338 40    0.9030  
0.8954   0.8873   0.8788   0.8699   0.8605   0.8506   0.8403   0.8295   0.8180  
0.8060   0.7935   0.7804   0.7668   0.7525   0.7377 41    0.9059   0.8984  
0.8905   0.8821   0.8733   0.8640   0.8542   0.8440   0.8332   0.8218   0.8099  
0.7974   0.7844   0.7708   0.7565   0.7418 42    0.9089   0.9014   0.8937  
0.8854   0.8767   0.8675   0.8579   0.8477   0.8370   0.8257   0.8139   0.8015  
0.7885   0.7749   0.7607   0.7459 43    0.9118   0.9046   0.8969   0.8888  
0.8802   0.8712   0.8616   0.8515   0.8409   0.8297   0.8180   0.8057   0.7927  
0.7792   0.7650   0.7503 44    0.9148   0.9077   0.9001   0.8921   0.8837  
0.8748   0.8653   0.8554   0.8450   0.8338   0.8222   0.8099   0.7971   0.7836  
0.7694   0.7548 45    0.9177   0.9107   0.9034   0.8955   0.8872   0.8785  
0.8692   0.8594   0.8490   0.8380   0.8265   0.8143   0.8015   0.7881   0.7740  
0.7594 46    0.9206   0.9138   0.9066   0.8990   0.8908   0.8822   0.8730  
0.8634   0.8531   0.8423   0.8308   0.8188   0.8061   0.7928   0.7788   0.7642
47    0.9235   0.9169   0.9099   0.9024   0.8944   0.8859   0.8769   0.8674  
0.8573   0.8466   0.8353   0.8233   0.8108   0.7976   0.7836   0.7691 48   
0.9264   0.9200   0.9131   0.9057   0.8980   0.8896   0.8808   0.8715   0.8616  
0.8510   0.8398   0.8280   0.8155   0.8024   0.7885   0.7741 49    0.9293  
0.9230   0.9163   0.9091   0.9015   0.8934   0.8847   0.8756   0.8658   0.8554  
0.8444   0.8327   0.8204   0.8074   0.7936   0.7793 50    0.9321   0.9260  
0.9195   0.9125   0.9051   0.8971   0.8887   0.8797   0.8701   0.8599   0.8490  
0.8375   0.8253   0.8124   0.7988   0.7846 51    0.9349   0.9289   0.9226  
0.9158   0.9086   0.9008   0.8926   0.8838   0.8744   0.8643   0.8537   0.8423  
0.8303   0.8176   0.8041   0.7900 52    0.9375   0.9318   0.9257   0.9191  
0.9122   0.9046   0.8965   0.8879   0.8787   0.8689   0.8584   0.8472   0.8354  
0.8228   0.8095   0.7955

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    89

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table I –

Distributions Beginning On And After July 1, 2004

100% Joint And Survivor With Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

53    0.9402   0.9347   0.9288   0.9224   0.9156   0.9083   0.9004   0.8920  
0.8831   0.8734   0.8631   0.8521   0.8405   0.8281   0.8149   0.8011 54   
0.9428   0.9374   0.9318   0.9256   0.9190   0.9119   0.9043   0.8961   0.8874  
0.8779   0.8679   0.8571   0.8457   0.8335   0.8205   0.8068 55    0.9454  
0.9402   0.9347   0.9288   0.9224   0.9155   0.9081   0.9002   0.8917   0.8824  
0.8726   0.8621   0.8509   0.8388   0.8261   0.8126 56    0.9478   0.9429  
0.9376   0.9319   0.9257   0.9190   0.9118   0.9042   0.8959   0.8870   0.8774  
0.8671   0.8560   0.8443   0.8317   0.8184 57    0.9502   0.9455   0.9404  
0.9349   0.9290   0.9225   0.9155   0.9081   0.9001   0.8914   0.8821   0.8720  
0.8613   0.8497   0.8374   0.8243 58    0.9525   0.9480   0.9431   0.9378  
0.9321   0.9259   0.9192   0.9121   0.9043   0.8958   0.8867   0.8770   0.8665  
0.8552   0.8431   0.8302 59    0.9548   0.9505   0.9457   0.9407   0.9352  
0.9292   0.9228   0.9159   0.9083   0.9001   0.8914   0.8818   0.8716   0.8606  
0.8488   0.8362 60    0.9570   0.9528   0.9483   0.9434   0.9382   0.9324  
0.9263   0.9196   0.9123   0.9044   0.8959   0.8867   0.8767   0.8660   0.8545  
0.8421 61    0.9591   0.9551   0.9508   0.9462   0.9411   0.9356   0.9297  
0.9233   0.9163   0.9087   0.9004   0.8915   0.8818   0.8714   0.8601   0.8480
62    0.9611   0.9573   0.9532   0.9488   0.9440   0.9387   0.9330   0.9269  
0.9202   0.9128   0.9049   0.8962   0.8868   0.8767   0.8657   0.8540 63   
0.9630   0.9594   0.9555   0.9513   0.9467   0.9417   0.9362   0.9303   0.9239  
0.9168   0.9091   0.9008   0.8918   0.8820   0.8713   0.8598 64    0.9649  
0.9614   0.9578   0.9537   0.9494   0.9445   0.9393   0.9337   0.9276   0.9208  
0.9134   0.9054   0.8966   0.8871   0.8767   0.8656 65    0.9667   0.9634  
0.9599   0.9561   0.9519   0.9473   0.9423   0.9370   0.9311   0.9246   0.9175  
0.9098   0.9013   0.8922   0.8821   0.8714 66    0.9685   0.9653   0.9620  
0.9583   0.9543   0.9500   0.9453   0.9402   0.9345   0.9283   0.9215   0.9141  
0.9059   0.8971   0.8874   0.8770 67    0.9701   0.9671   0.9639   0.9605  
0.9567   0.9526   0.9480   0.9432   0.9378   0.9318   0.9254   0.9183   0.9105  
0.9019   0.8926   0.8825 68    0.9717   0.9688   0.9658   0.9625   0.9589  
0.9550   0.9507   0.9461   0.9410   0.9354   0.9291   0.9223   0.9148   0.9067  
0.8977   0.8879 69    0.9732   0.9704   0.9676   0.9645   0.9611   0.9574  
0.9533   0.9489   0.9441   0.9386   0.9328   0.9263   0.9191   0.9112   0.9026  
0.8932 70    0.9746   0.9721   0.9693   0.9664   0.9632   0.9596   0.9558  
0.9516   0.9470   0.9419   0.9363   0.9301   0.9233   0.9157   0.9074   0.8984
71    0.9759   0.9736   0.9709   0.9681   0.9651   0.9618   0.9582   0.9542  
0.9498   0.9449   0.9397   0.9338   0.9272   0.9200   0.9121   0.9034 72   
0.9773   0.9749   0.9725   0.9699   0.9670   0.9638   0.9604   0.9567   0.9526  
0.9479   0.9429   0.9373   0.9311   0.9242   0.9166   0.9083 73    0.9785  
0.9763   0.9740   0.9715   0.9688   0.9658   0.9626   0.9591   0.9551   0.9507  
0.9460   0.9406   0.9348   0.9282   0.9210   0.9130 74    0.9797   0.9777  
0.9754   0.9731   0.9705   0.9677   0.9646   0.9613   0.9576   0.9535   0.9490  
0.9439   0.9383   0.9321   0.9252   0.9176 75    0.9808   0.9789   0.9768  
0.9746   0.9721   0.9694   0.9666   0.9634   0.9600   0.9561   0.9518   0.9470  
0.9417   0.9358   0.9292   0.9219 76    0.9819   0.9800   0.9780   0.9760  
0.9737   0.9711   0.9685   0.9655   0.9623   0.9585   0.9545   0.9500   0.9450  
0.9394   0.9331   0.9262 77    0.9829   0.9811   0.9793   0.9773   0.9751  
0.9728   0.9702   0.9674   0.9643   0.9609   0.9570   0.9528   0.9481   0.9428  
0.9368   0.9302 78    0.9839   0.9822   0.9805   0.9786   0.9766   0.9743  
0.9719   0.9693   0.9664   0.9631   0.9595   0.9555   0.9510   0.9460   0.9403  
0.9341 79    0.9847   0.9832   0.9816   0.9797   0.9779   0.9757   0.9735  
0.9710   0.9683   0.9652   0.9618   0.9581   0.9538   0.9490   0.9437   0.9378
80    0.9856   0.9841   0.9826   0.9809   0.9791   0.9771   0.9749   0.9727  
0.9701   0.9672   0.9641   0.9605   0.9565   0.9520   0.9469   0.9414 81   
0.9865   0.9850   0.9836   0.9820   0.9803   0.9784   0.9764   0.9743   0.9718  
0.9691   0.9661   0.9627   0.9590   0.9548   0.9500   0.9447 82    0.9873  
0.9859   0.9845   0.9831   0.9814   0.9796   0.9778   0.9758   0.9735   0.9709  
0.9682   0.9650   0.9615   0.9575   0.9529   0.9480 83    0.9880   0.9868  
0.9855   0.9840   0.9825   0.9808   0.9790   0.9772   0.9751   0.9727   0.9700  
0.9671   0.9637   0.9600   0.9558   0.9511 84    0.9888   0.9875   0.9863  
0.9850   0.9835   0.9820   0.9803   0.9785   0.9765   0.9743   0.9718   0.9690  
0.9659   0.9624   0.9584   0.9540 85    0.9894   0.9882   0.9871   0.9858  
0.9845   0.9830   0.9815   0.9798   0.9780   0.9758   0.9735   0.9709   0.9680  
0.9648   0.9609   0.9567

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    90

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table I –

Distributions Beginning On And After July 1, 2004

100% Joint And Survivor With Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

20    0.6690   0.6537   0.6379   0.6219   0.6055   0.5888   0.5720   0.5549  
0.5377   0.5204   0.5030   0.4855   0.4680   0.4505 21    0.6706   0.6553  
0.6396   0.6235   0.6070   0.5903   0.5735   0.5564   0.5391   0.5218   0.5043  
0.4868   0.4692   0.4517 22    0.6724   0.6570   0.6413   0.6251   0.6086  
0.5919   0.5750   0.5579   0.5406   0.5232   0.5057   0.4881   0.4705   0.4529
23    0.6742   0.6588   0.6430   0.6268   0.6103   0.5936   0.5767   0.5595  
0.5421   0.5247   0.5072   0.4895   0.4719   0.4543 24    0.6761   0.6607  
0.6449   0.6287   0.6121   0.5953   0.5784   0.5611   0.5438   0.5263   0.5087  
0.4910   0.4733   0.4556 25    0.6781   0.6627   0.6468   0.6306   0.6140  
0.5972   0.5801   0.5629   0.5455   0.5279   0.5103   0.4926   0.4748   0.4571
26    0.6802   0.6647   0.6489   0.6326   0.6160   0.5991   0.5820   0.5647  
0.5472   0.5297   0.5120   0.4942   0.4764   0.4586 27    0.6825   0.6670  
0.6510   0.6347   0.6180   0.6011   0.5840   0.5667   0.5491   0.5315   0.5138  
0.4959   0.4781   0.4603 28    0.6848   0.6692   0.6533   0.6369   0.6202  
0.6033   0.5861   0.5687   0.5511   0.5335   0.5157   0.4978   0.4799   0.4620
29    0.6872   0.6716   0.6556   0.6392   0.6225   0.6055   0.5883   0.5709  
0.5532   0.5355   0.5176   0.4997   0.4817   0.4638 30    0.6897   0.6741  
0.6581   0.6417   0.6249   0.6079   0.5906   0.5731   0.5554   0.5377   0.5197  
0.5017   0.4837   0.4657 31    0.6924   0.6768   0.6607   0.6442   0.6274  
0.6103   0.5930   0.5755   0.5577   0.5399   0.5219   0.5038   0.4858   0.4677
32    0.6952   0.6795   0.6634   0.6469   0.6301   0.6129   0.5956   0.5780  
0.5601   0.5423   0.5243   0.5061   0.4880   0.4698 33    0.6981   0.6824  
0.6663   0.6498   0.6328   0.6156   0.5982   0.5806   0.5627   0.5448   0.5267  
0.5084   0.4903   0.4720 34    0.7012   0.6854   0.6692   0.6527   0.6357  
0.6185   0.6010   0.5833   0.5654   0.5474   0.5292   0.5109   0.4927   0.4744
35    0.7043   0.6886   0.6724   0.6558   0.6388   0.6215   0.6040   0.5862  
0.5682   0.5501   0.5319   0.5135   0.4952   0.4768 36    0.7077   0.6919  
0.6756   0.6590   0.6419   0.6246   0.6070   0.5892   0.5712   0.5530   0.5347  
0.5163   0.4978   0.4794 37    0.7111   0.6953   0.6790   0.6623   0.6453  
0.6279   0.6103   0.5924   0.5743   0.5561   0.5377   0.5191   0.5007   0.4821
38    0.7147   0.6989   0.6826   0.6659   0.6488   0.6313   0.6136   0.5957  
0.5775   0.5592   0.5408   0.5222   0.5036   0.4850 39    0.7185   0.7026  
0.6863   0.6695   0.6524   0.6349   0.6172   0.5992   0.5809   0.5626   0.5440  
0.5254   0.5067   0.4880 40    0.7223   0.7065   0.6902   0.6734   0.6562  
0.6387   0.6209   0.6028   0.5845   0.5661   0.5475   0.5287   0.5100   0.4912
41    0.7264   0.7105   0.6942   0.6774   0.6601   0.6426   0.6247   0.6066  
0.5882   0.5697   0.5511   0.5322   0.5134   0.4945 42    0.7306   0.7148  
0.6984   0.6815   0.6643   0.6467   0.6288   0.6106   0.5921   0.5736   0.5548  
0.5359   0.5170   0.4980 43    0.7349   0.7191   0.7027   0.6859   0.6685  
0.6509   0.6330   0.6147   0.5962   0.5776   0.5588   0.5397   0.5207   0.5016
44    0.7395   0.7236   0.7072   0.6904   0.6731   0.6554   0.6374   0.6191  
0.6005   0.5818   0.5629   0.5438   0.5246   0.5055 45    0.7441   0.7283  
0.7119   0.6951   0.6777   0.6600   0.6420   0.6236   0.6050   0.5862   0.5672  
0.5480   0.5288   0.5095 46    0.7489   0.7331   0.7168   0.6999   0.6826  
0.6648   0.6468   0.6283   0.6096   0.5908   0.5717   0.5524   0.5331   0.5137
47    0.7539   0.7381   0.7218   0.7049   0.6876   0.6698   0.6517   0.6333  
0.6145   0.5956   0.5764   0.5571   0.5377   0.5181 48    0.7590   0.7433  
0.7270   0.7101   0.6928   0.6750   0.6569   0.6384   0.6196   0.6006   0.5814  
0.5619   0.5424   0.5228 49    0.7642   0.7486   0.7323   0.7155   0.6982  
0.6804   0.6623   0.6437   0.6249   0.6058   0.5865   0.5670   0.5474   0.5277
50    0.7696   0.7541   0.7379   0.7211   0.7037   0.6860   0.6678   0.6493  
0.6304   0.6113   0.5919   0.5723   0.5526   0.5327 51    0.7751   0.7597  
0.7435   0.7268   0.7095   0.6918   0.6736   0.6551   0.6362   0.6170   0.5975  
0.5778   0.5580   0.5381 52    0.7808   0.7654   0.7493   0.7327   0.7154  
0.6977   0.6796   0.6610   0.6421   0.6229   0.6034   0.5836   0.5637   0.5437

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    91

--------------------------------------------------------------------------------

Sub appendix A. 2

Table I –

Distributions Beginning On And After July 1, 2004

100% Joint And Survivor With Pop-Up

O&R Participants

 

     Age Of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

53    0.7865   0.7712   0.7553   0.7387   0.7216   0.7039   0.6858   0.6672  
0.6483   0.6290   0.6095   0.5896   0.5697   0.5495 54    0.7924   0.7773  
0.7614   0.7449   0.7279   0.7102   0.6922   0.6736   0.6547   0.6354   0.6159  
0.5959   0.5759   0.5557 55    0.7983   0.7833   0.7677   0.7513   0.7343  
0.7167   0.6988   0.6802   0.6613   0.6420   0.6224   0.6024   0.5823   0.5620
56    0.8044   0.7895   0.7740   0.7578   0.7409   0.7235   0.7055   0.6871  
0.6681   0.6489   0.6293   0.6092   0.5891   0.5687 57    0.8104   0.7959  
0.7805   0.7644   0.7476   0.7303   0.7125   0.6941   0.6752   0.6560   0.6364  
0.6163   0.5961   0.5756 58    0.8166   0.8022   0.7870   0.7711   0.7545  
0.7373   0.7196   0.7013   0.6825   0.6633   0.6437   0.6236   0.6034   0.5829
59    0.8228   0.8086   0.7936   0.7780   0.7615   0.7444   0.7269   0.7086  
0.6899   0.6708   0.6512   0.6311   0.6109   0.5903 60    0.8290   0.8151  
0.8003   0.7848   0.7686   0.7517   0.7343   0.7162   0.6976   0.6785   0.6589  
0.6389   0.6187   0.5981 61    0.8352   0.8215   0.8070   0.7918   0.7757  
0.7591   0.7418   0.7239   0.7054   0.6864   0.6669   0.6469   0.6267   0.6061
62    0.8414   0.8280   0.8138   0.7988   0.7830   0.7665   0.7494   0.7317  
0.7133   0.6945   0.6751   0.6551   0.6349   0.6143 63    0.8476   0.8345  
0.8205   0.8058   0.7902   0.7740   0.7571   0.7396   0.7214   0.7027   0.6834  
0.6636   0.6434   0.6228 64    0.8537   0.8409   0.8272   0.8128   0.7975  
0.7816   0.7649   0.7476   0.7296   0.7110   0.6919   0.6722   0.6521   0.6315
65    0.8597   0.8473   0.8340   0.8198   0.8049   0.7891   0.7728   0.7557  
0.7379   0.7195   0.7006   0.6810   0.6609   0.6404 66    0.8657   0.8536  
0.8406   0.8268   0.8121   0.7968   0.7806   0.7638   0.7462   0.7281   0.7093  
0.6898   0.6700   0.6496 67    0.8716   0.8598   0.8472   0.8337   0.8194  
0.8043   0.7885   0.7719   0.7547   0.7367   0.7182   0.6989   0.6792   0.6589
68    0.8774   0.8659   0.8537   0.8405   0.8266   0.8118   0.7964   0.7801  
0.7631   0.7455   0.7271   0.7080   0.6884   0.6683 69    0.8830   0.8720  
0.8601   0.8474   0.8337   0.8193   0.8042   0.7883   0.7716   0.7542   0.7361  
0.7173   0.6979   0.6779 70    0.8886   0.8779   0.8663   0.8540   0.8408  
0.8267   0.8120   0.7964   0.7800   0.7630   0.7451   0.7266   0.7074   0.6876
71    0.8940   0.8837   0.8725   0.8605   0.8477   0.8340   0.8197   0.8044  
0.7884   0.7717   0.7542   0.7359   0.7170   0.6974 72    0.8992   0.8893  
0.8785   0.8670   0.8545   0.8413   0.8273   0.8125   0.7968   0.7804   0.7632  
0.7453   0.7266   0.7073 73    0.9043   0.8948   0.8844   0.8733   0.8612  
0.8483   0.8348   0.8203   0.8051   0.7890   0.7723   0.7546   0.7362   0.7172
74    0.9092   0.9001   0.8902   0.8794   0.8678   0.8553   0.8421   0.8281  
0.8132   0.7976   0.7812   0.7638   0.7459   0.7271 75    0.9140   0.9052  
0.8956   0.8853   0.8741   0.8621   0.8493   0.8358   0.8212   0.8061   0.7900  
0.7731   0.7554   0.7370 76    0.9185   0.9102   0.9010   0.8911   0.8803  
0.8687   0.8564   0.8432   0.8291   0.8144   0.7987   0.7822   0.7649   0.7468
77    0.9230   0.9150   0.9062   0.8967   0.8863   0.8751   0.8632   0.8505  
0.8369   0.8225   0.8073   0.7912   0.7743   0.7566 78    0.9272   0.9195  
0.9112   0.9020   0.8921   0.8814   0.8700   0.8576   0.8445   0.8306   0.8158  
0.8001   0.7836   0.7663 79    0.9313   0.9240   0.9160   0.9073   0.8977  
0.8874   0.8764   0.8646   0.8519   0.8384   0.8240   0.8088   0.7927   0.7758
80    0.9351   0.9282   0.9206   0.9123   0.9031   0.8932   0.8827   0.8713  
0.8591   0.8460   0.8322   0.8173   0.8017   0.7852 81    0.9388   0.9323  
0.9250   0.9170   0.9083   0.8989   0.8888   0.8778   0.8661   0.8535   0.8401  
0.8257   0.8105   0.7944 82    0.9424   0.9362   0.9293   0.9217   0.9133  
0.9043   0.8946   0.8842   0.8728   0.8608   0.8478   0.8339   0.8192   0.8036
83    0.9457   0.9399   0.9333   0.9261   0.9182   0.9096   0.9003   0.8903  
0.8794   0.8679   0.8554   0.8420   0.8278   0.8126 84    0.9490   0.9434  
0.9372   0.9304   0.9228   0.9147   0.9058   0.8962   0.8859   0.8747   0.8627  
0.8498   0.8361   0.8214 85    0.9521   0.9468   0.9410   0.9344   0.9273  
0.9195   0.9111   0.9020   0.8920   0.8814   0.8699   0.8575   0.8443   0.8301

 

246721 -Consolidated Edison Retirement Plan – Appendices Amended 2004

   92

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table J

Distributions Beginning On And After July 1, 2004

50% Joint And Survivor With Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

20

   0.9742   0.9721   0.9700   0.9678   0.9653   0.9627   0.9600   0.9571  
0.9540   0.9507   0.9472   0.9435   0.9396   0.9355   0.9311   0.9265

21

   0.9748   0.9728   0.9708   0.9685   0.9661   0.9635   0.9609   0.9580  
0.9549   0.9516   0.9481   0.9444   0.9405   0.9365   0.9321   0.9275

22

   0.9755   0.9736   0.9715   0.9693   0.9669   0.9644   0.9617   0.9588  
0.9558   0.9526   0.9491   0.9454   0.9415   0.9375   0.9331   0.9286

23

   0.9762   0.9743   0.9722   0.9701   0.9677   0.9652   0.9625   0.9597  
0.9567   0.9535   0.9501   0.9464   0.9425   0.9385   0.9342   0.9297

24

   0.9769   0.9750   0.9730   0.9708   0.9685   0.9660   0.9634   0.9607  
0.9576   0.9545   0.9511   0.9475   0.9436   0.9396   0.9353   0.9308

25

   0.9776   0.9757   0.9737   0.9716   0.9693   0.9669   0.9643   0.9616  
0.9586   0.9555   0.9521   0.9485   0.9447   0.9407   0.9364   0.9320

26

   0.9783   0.9764   0.9745   0.9724   0.9702   0.9678   0.9652   0.9625  
0.9596   0.9565   0.9531   0.9496   0.9458   0.9419   0.9376   0.9332

27

   0.9790   0.9771   0.9753   0.9732   0.9710   0.9687   0.9662   0.9635  
0.9605   0.9575   0.9542   0.9507   0.9469   0.9430   0.9388   0.9344

28

   0.9796   0.9779   0.9760   0.9740   0.9719   0.9696   0.9671   0.9644  
0.9615   0.9586   0.9553   0.9518   0.9481   0.9442   0.9400   0.9357

29

   0.9803   0.9786   0.9768   0.9749   0.9727   0.9705   0.9680   0.9655  
0.9626   0.9596   0.9564   0.9529   0.9493   0.9455   0.9413   0.9370

30

   0.9810   0.9793   0.9776   0.9757   0.9736   0.9714   0.9690   0.9664  
0.9636   0.9607   0.9575   0.9541   0.9505   0.9467   0.9426   0.9383

31

   0.9817   0.9801   0.9783   0.9765   0.9744   0.9722   0.9699   0.9674  
0.9647   0.9618   0.9587   0.9553   0.9518   0.9480   0.9439   0.9397

32

   0.9823   0.9808   0.9791   0.9773   0.9753   0.9731   0.9709   0.9684  
0.9657   0.9629   0.9598   0.9565   0.9530   0.9493   0.9453   0.9410

33

   0.9830   0.9815   0.9798   0.9781   0.9761   0.9740   0.9718   0.9694  
0.9668   0.9640   0.9610   0.9577   0.9543   0.9506   0.9467   0.9425

34

   0.9837   0.9821   0.9806   0.9789   0.9770   0.9749   0.9728   0.9704  
0.9678   0.9651   0.9621   0.9589   0.9555   0.9519   0.9480   0.9439

35

   0.9843   0.9829   0.9813   0.9797   0.9778   0.9759   0.9737   0.9714  
0.9689   0.9662   0.9634   0.9602   0.9569   0.9533   0.9494   0.9454

36

   0.9849   0.9835   0.9821   0.9804   0.9786   0.9767   0.9747   0.9724  
0.9700   0.9673   0.9645   0.9614   0.9581   0.9546   0.9509   0.9469

37

   0.9856   0.9842   0.9827   0.9812   0.9795   0.9776   0.9756   0.9734  
0.9710   0.9684   0.9657   0.9627   0.9595   0.9560   0.9523   0.9484

38

   0.9861   0.9848   0.9834   0.9819   0.9803   0.9784   0.9765   0.9744  
0.9720   0.9696   0.9669   0.9639   0.9607   0.9574   0.9538   0.9499

39

   0.9867   0.9854   0.9841   0.9827   0.9810   0.9793   0.9774   0.9753  
0.9731   0.9707   0.9680   0.9651   0.9621   0.9588   0.9552   0.9514

40

   0.9873   0.9861   0.9848   0.9834   0.9818   0.9801   0.9783   0.9763  
0.9741   0.9717   0.9692   0.9664   0.9634   0.9602   0.9566   0.9529

41

   0.9878   0.9866   0.9854   0.9841   0.9826   0.9809   0.9792   0.9772  
0.9751   0.9728   0.9703   0.9676   0.9646   0.9615   0.9581   0.9545

42

   0.9883   0.9872   0.9861   0.9848   0.9833   0.9817   0.9800   0.9782  
0.9761   0.9739   0.9715   0.9688   0.9659   0.9629   0.9596   0.9560

43

   0.9889   0.9878   0.9866   0.9854   0.9840   0.9825   0.9808   0.9791  
0.9770   0.9749   0.9726   0.9700   0.9672   0.9643   0.9610   0.9575

44

   0.9894   0.9883   0.9873   0.9860   0.9847   0.9832   0.9817   0.9800  
0.9780   0.9759   0.9737   0.9712   0.9685   0.9656   0.9624   0.9591

45

   0.9898   0.9889   0.9878   0.9867   0.9854   0.9840   0.9825   0.9808  
0.9790   0.9769   0.9748   0.9723   0.9697   0.9670   0.9639   0.9606

46

   0.9903   0.9893   0.9883   0.9872   0.9860   0.9847   0.9832   0.9817  
0.9798   0.9779   0.9758   0.9734   0.9710   0.9683   0.9653   0.9621

47

   0.9907   0.9898   0.9889   0.9878   0.9867   0.9854   0.9840   0.9825  
0.9807   0.9789   0.9768   0.9746   0.9721   0.9695   0.9667   0.9635

48

   0.9911   0.9903   0.9894   0.9884   0.9872   0.9861   0.9847   0.9832  
0.9816   0.9798   0.9778   0.9757   0.9733   0.9708   0.9680   0.9650

49

   0.9915   0.9908   0.9899   0.9889   0.9879   0.9867   0.9854   0.9840  
0.9824   0.9807   0.9788   0.9767   0.9745   0.9720   0.9693   0.9664

50

   0.9920   0.9912   0.9904   0.9894   0.9884   0.9873   0.9861   0.9848  
0.9832   0.9816   0.9798   0.9778   0.9756   0.9732   0.9706   0.9679

51

   0.9924   0.9916   0.9908   0.9900   0.9890   0.9879   0.9867   0.9855  
0.9840   0.9824   0.9807   0.9788   0.9767   0.9744   0.9719   0.9692

52

   0.9927   0.9920   0.9912   0.9904   0.9895   0.9885   0.9874   0.9861  
0.9847   0.9833   0.9816   0.9797   0.9777   0.9756   0.9732   0.9705

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    93

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table J

Distributions Beginning On And After July 1, 2004

50% Joint And Survivor With Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

  42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

53    0.9930   0.9924   0.9917   0.9909   0.9900   0.9890   0.9880   0.9868  
0.9855   0.9841   0.9825   0.9806   0.9787   0.9767   0.9743   0.9719 54   
0.9934   0.9927   0.9920   0.9914   0.9905   0.9896   0.9886   0.9875   0.9861  
0.9848   0.9833   0.9816   0.9798   0.9778   0.9755   0.9731 55    0.9937  
0.9931   0.9925   0.9918   0.9910   0.9901   0.9891   0.9881   0.9869   0.9856  
0.9841   0.9825   0.9807   0.9788   0.9766   0.9744 56    0.9940   0.9934  
0.9929   0.9922   0.9914   0.9906   0.9897   0.9887   0.9875   0.9863   0.9849  
0.9833   0.9816   0.9798   0.9777   0.9756 57    0.9943   0.9938   0.9932  
0.9926   0.9918   0.9910   0.9902   0.9892   0.9881   0.9870   0.9856   0.9841  
0.9826   0.9808   0.9789   0.9767 58    0.9946   0.9941   0.9935   0.9929  
0.9923   0.9915   0.9907   0.9898   0.9887   0.9876   0.9864   0.9849   0.9834  
0.9817   0.9798   0.9778 59    0.9949   0.9943   0.9938   0.9933   0.9926  
0.9919   0.9912   0.9903   0.9892   0.9882   0.9870   0.9857   0.9842   0.9826  
0.9809   0.9790 60    0.9951   0.9946   0.9941   0.9936   0.9930   0.9923  
0.9916   0.9908   0.9898   0.9888   0.9877   0.9864   0.9850   0.9835   0.9818  
0.9800 61    0.9954   0.9949   0.9945   0.9939   0.9934   0.9927   0.9920  
0.9913   0.9903   0.9894   0.9883   0.9871   0.9858   0.9844   0.9827   0.9810
62    0.9956   0.9952   0.9947   0.9943   0.9937   0.9931   0.9925   0.9917  
0.9909   0.9900   0.9889   0.9878   0.9865   0.9852   0.9836   0.9820 63   
0.9958   0.9954   0.9950   0.9946   0.9940   0.9935   0.9928   0.9922   0.9913  
0.9905   0.9895   0.9884   0.9872   0.9859   0.9845   0.9829 64    0.9960  
0.9957   0.9952   0.9949   0.9944   0.9938   0.9932   0.9926   0.9918   0.9910  
0.9901   0.9890   0.9879   0.9867   0.9852   0.9838 65    0.9963   0.9959  
0.9955   0.9951   0.9947   0.9941   0.9936   0.9930   0.9922   0.9915   0.9906  
0.9896   0.9885   0.9873   0.9860   0.9846 66    0.9965   0.9961   0.9958  
0.9954   0.9949   0.9945   0.9939   0.9934   0.9927   0.9919   0.9911   0.9901  
0.9891   0.9880   0.9868   0.9854 67    0.9966   0.9963   0.9960   0.9956  
0.9952   0.9948   0.9942   0.9937   0.9930   0.9924   0.9916   0.9907   0.9897  
0.9887   0.9875   0.9862 68    0.9968   0.9965   0.9962   0.9959   0.9954  
0.9951   0.9945   0.9940   0.9934   0.9928   0.9920   0.9911   0.9903   0.9893  
0.9882   0.9869 69    0.9970   0.9967   0.9964   0.9961   0.9957   0.9953  
0.9948   0.9944   0.9938   0.9932   0.9925   0.9916   0.9908   0.9899   0.9888  
0.9876 70    0.9971   0.9968   0.9966   0.9963   0.9960   0.9956   0.9951  
0.9947   0.9941   0.9936   0.9929   0.9921   0.9913   0.9904   0.9894   0.9883
71    0.9973   0.9970   0.9968   0.9965   0.9961   0.9958   0.9954   0.9950  
0.9945   0.9939   0.9933   0.9926   0.9918   0.9909   0.9900   0.9889 72   
0.9974   0.9972   0.9969   0.9967   0.9964   0.9961   0.9957   0.9953   0.9948  
0.9943   0.9937   0.9930   0.9923   0.9914   0.9905   0.9896 73    0.9976  
0.9974   0.9971   0.9969   0.9966   0.9962   0.9959   0.9955   0.9951   0.9946  
0.9940   0.9934   0.9927   0.9919   0.9910   0.9901 74    0.9977   0.9975  
0.9973   0.9970   0.9968   0.9965   0.9962   0.9958   0.9953   0.9949   0.9944  
0.9937   0.9931   0.9924   0.9915   0.9906 75    0.9978   0.9976   0.9974  
0.9972   0.9970   0.9967   0.9964   0.9961   0.9956   0.9952   0.9947   0.9941  
0.9935   0.9928   0.9920   0.9912 76    0.9980   0.9978   0.9976   0.9974  
0.9971   0.9968   0.9966   0.9963   0.9959   0.9955   0.9950   0.9944   0.9939  
0.9932   0.9925   0.9917 77    0.9981   0.9979   0.9977   0.9975   0.9973  
0.9971   0.9968   0.9965   0.9961   0.9958   0.9953   0.9948   0.9942   0.9936  
0.9929   0.9922 78    0.9982   0.9980   0.9978   0.9977   0.9974   0.9972  
0.9970   0.9967   0.9963   0.9960   0.9956   0.9951   0.9946   0.9940   0.9933  
0.9926 79    0.9983   0.9981   0.9979   0.9978   0.9976   0.9974   0.9972  
0.9969   0.9965   0.9963   0.9959   0.9953   0.9949   0.9943   0.9937   0.9930
80    0.9984   0.9982   0.9981   0.9979   0.9977   0.9975   0.9974   0.9971  
0.9968   0.9964   0.9961   0.9956   0.9952   0.9947   0.9941   0.9934 81   
0.9985   0.9983   0.9982   0.9980   0.9979   0.9977   0.9975   0.9973   0.9970  
0.9967   0.9963   0.9959   0.9954   0.9950   0.9944   0.9938 82    0.9985  
0.9984   0.9983   0.9982   0.9980   0.9978   0.9977   0.9975   0.9971   0.9969  
0.9965   0.9961   0.9957   0.9953   0.9947   0.9941 83    0.9987   0.9985  
0.9984   0.9983   0.9981   0.9980   0.9978   0.9976   0.9973   0.9971   0.9968  
0.9964   0.9960   0.9956   0.9950   0.9945 84    0.9987   0.9986   0.9985  
0.9984   0.9982   0.9981   0.9979   0.9978   0.9975   0.9972   0.9970   0.9966  
0.9962   0.9958   0.9953   0.9948 85    0.9988   0.9987   0.9986   0.9985  
0.9983   0.9982   0.9980   0.9979   0.9976   0.9974   0.9972   0.9968   0.9965  
0.9961   0.9957   0.9952

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    94

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table J

Distributions Beginning On And After July 1, 2004

50% Joint And Survivor With Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

20    0.9218   0.9167   0.9114   0.9058   0.9000   0.8938   0.8874   0.8806  
0.8735   0.8660   0.8582   0.8499   0.8412   0.8320   0.8224   0.8123 21   
0.9228   0.9177   0.9124   0.9069   0.9011   0.8949   0.8885   0.8818   0.8747  
0.8672   0.8593   0.8510   0.8423   0.8332   0.8236   0.8135 22    0.9238  
0.9188   0.9135   0.9080   0.9022   0.8961   0.8896   0.8830   0.8759   0.8684  
0.8605   0.8523   0.8436   0.8344   0.8248   0.8147 23    0.9250   0.9200  
0.9147   0.9092   0.9034   0.8973   0.8909   0.8842   0.8771   0.8696   0.8618  
0.8535   0.8449   0.8358   0.8261   0.8160 24    0.9261   0.9211   0.9159  
0.9104   0.9046   0.8985   0.8921   0.8855   0.8784   0.8709   0.8631   0.8549  
0.8462   0.8371   0.8274   0.8174 25    0.9273   0.9223   0.9171   0.9117  
0.9059   0.8998   0.8934   0.8868   0.8798   0.8723   0.8645   0.8562   0.8476  
0.8385   0.8289   0.8188 26    0.9286   0.9235   0.9184   0.9129   0.9072  
0.9011   0.8948   0.8882   0.8812   0.8737   0.8659   0.8577   0.8491   0.8400  
0.8303   0.8203 27    0.9298   0.9248   0.9197   0.9143   0.9086   0.9025  
0.8962   0.8896   0.8826   0.8752   0.8674   0.8592   0.8506   0.8415   0.8319  
0.8218 28    0.9311   0.9262   0.9211   0.9157   0.9100   0.9040   0.8977  
0.8911   0.8841   0.8767   0.8690   0.8608   0.8521   0.8431   0.8335   0.8235
29    0.9325   0.9276   0.9225   0.9171   0.9115   0.9055   0.8992   0.8927  
0.8857   0.8783   0.8705   0.8624   0.8538   0.8448   0.8352   0.8252 30   
0.9338   0.9290   0.9239   0.9186   0.9130   0.9070   0.9008   0.8943   0.8873  
0.8800   0.8722   0.8641   0.8555   0.8465   0.8370   0.8269 31    0.9352  
0.9304   0.9254   0.9201   0.9146   0.9086   0.9024   0.8959   0.8890   0.8817  
0.8740   0.8659   0.8573   0.8483   0.8388   0.8288 32    0.9366   0.9319  
0.9269   0.9216   0.9162   0.9103   0.9041   0.8976   0.8907   0.8835   0.8758  
0.8677   0.8592   0.8502   0.8407   0.8307 33    0.9381   0.9334   0.9285  
0.9233   0.9178   0.9119   0.9058   0.8994   0.8926   0.8853   0.8777   0.8696  
0.8611   0.8522   0.8427   0.8327 34    0.9396   0.9350   0.9301   0.9249  
0.9195   0.9137   0.9076   0.9012   0.8944   0.8872   0.8796   0.8716   0.8631  
0.8542   0.8447   0.8348 35    0.9411   0.9365   0.9317   0.9266   0.9212  
0.9155   0.9094   0.9031   0.8963   0.8892   0.8816   0.8736   0.8652   0.8563  
0.8469   0.8370 36    0.9427   0.9381   0.9334   0.9284   0.9230   0.9173  
0.9113   0.9050   0.8983   0.8912   0.8837   0.8758   0.8673   0.8585   0.8491  
0.8392 37    0.9443   0.9398   0.9351   0.9301   0.9248   0.9192   0.9133  
0.9070   0.9004   0.8933   0.8858   0.8779   0.8696   0.8607   0.8514   0.8415
38    0.9458   0.9414   0.9368   0.9319   0.9267   0.9211   0.9152   0.9090  
0.9025   0.8954   0.8880   0.8801   0.8719   0.8631   0.8538   0.8440 39   
0.9474   0.9431   0.9386   0.9337   0.9285   0.9230   0.9173   0.9111   0.9046  
0.8976   0.8903   0.8825   0.8742   0.8655   0.8562   0.8464 40    0.9491  
0.9448   0.9403   0.9355   0.9304   0.9250   0.9193   0.9133   0.9068   0.8999  
0.8926   0.8849   0.8767   0.8680   0.8588   0.8490 41    0.9507   0.9465  
0.9420   0.9374   0.9324   0.9270   0.9213   0.9154   0.9090   0.9022   0.8949  
0.8873   0.8792   0.8706   0.8614   0.8517 42    0.9523   0.9482   0.9438  
0.9393   0.9343   0.9291   0.9235   0.9176   0.9113   0.9046   0.8974   0.8898  
0.8818   0.8732   0.8641   0.8545 43    0.9539   0.9499   0.9457   0.9411  
0.9363   0.9311   0.9257   0.9198   0.9136   0.9070   0.8999   0.8924   0.8844  
0.8759   0.8669   0.8573 44    0.9555   0.9516   0.9475   0.9430   0.9383  
0.9332   0.9278   0.9221   0.9160   0.9094   0.9024   0.8950   0.8871   0.8787  
0.8697   0.8602 45    0.9571   0.9533   0.9492   0.9449   0.9403   0.9353  
0.9300   0.9244   0.9183   0.9119   0.9050   0.8976   0.8898   0.8815   0.8726  
0.8632 46    0.9587   0.9550   0.9510   0.9468   0.9423   0.9374   0.9322  
0.9267   0.9208   0.9144   0.9076   0.9003   0.8926   0.8844   0.8756   0.8663
47    0.9603   0.9566   0.9528   0.9487   0.9443   0.9395   0.9344   0.9290  
0.9232   0.9169   0.9103   0.9031   0.8955   0.8874   0.8787   0.8695 48   
0.9618   0.9583   0.9546   0.9505   0.9463   0.9416   0.9366   0.9314   0.9256  
0.9194   0.9129   0.9059   0.8984   0.8904   0.8818   0.8727 49    0.9633  
0.9599   0.9563   0.9524   0.9482   0.9437   0.9388   0.9337   0.9281   0.9221  
0.9156   0.9087   0.9013   0.8934   0.8849   0.8760 50    0.9649   0.9616  
0.9580   0.9543   0.9502   0.9458   0.9411   0.9360   0.9306   0.9246   0.9184  
0.9115   0.9043   0.8965   0.8881   0.8793 51    0.9663   0.9632   0.9597  
0.9561   0.9521   0.9479   0.9432   0.9383   0.9330   0.9272   0.9211   0.9144  
0.9073   0.8996   0.8914   0.8827 52    0.9678   0.9647   0.9614   0.9579  
0.9541   0.9499   0.9454   0.9407   0.9355   0.9298   0.9238   0.9173   0.9103  
0.9028   0.8947   0.8861

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    95

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table J

Distributions Beginning On And After July 1, 2004

50% Joint And Survivor With Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

  59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

53    0.9692   0.9662   0.9631   0.9597   0.9559   0.9519   0.9476   0.9429  
0.9379   0.9324   0.9265   0.9202   0.9134   0.9060   0.8981   0.8896 54   
0.9706   0.9677   0.9647   0.9614   0.9578   0.9539   0.9497   0.9452   0.9404  
0.9350   0.9292   0.9230   0.9164   0.9092   0.9014   0.8931 55    0.9719  
0.9692   0.9662   0.9631   0.9596   0.9558   0.9518   0.9475   0.9427   0.9375  
0.9320   0.9260   0.9194   0.9124   0.9047   0.8966 56    0.9732   0.9706  
0.9678   0.9647   0.9614   0.9578   0.9539   0.9497   0.9451   0.9401   0.9347  
0.9288   0.9225   0.9156   0.9081   0.9001 57    0.9745   0.9719   0.9692  
0.9664   0.9632   0.9596   0.9559   0.9519   0.9474   0.9426   0.9373   0.9317  
0.9254   0.9188   0.9115   0.9037 58    0.9757   0.9733   0.9708   0.9679  
0.9649   0.9615   0.9579   0.9540   0.9497   0.9450   0.9399   0.9344   0.9284  
0.9220   0.9148   0.9073 59    0.9769   0.9746   0.9721   0.9695   0.9665  
0.9633   0.9598   0.9561   0.9520   0.9474   0.9426   0.9372   0.9314   0.9251  
0.9182   0.9108 60    0.9780   0.9758   0.9735   0.9709   0.9681   0.9650  
0.9617   0.9581   0.9542   0.9498   0.9451   0.9400   0.9343   0.9282   0.9215  
0.9143 61    0.9791   0.9770   0.9748   0.9723   0.9697   0.9667   0.9635  
0.9602   0.9563   0.9521   0.9476   0.9426   0.9372   0.9313   0.9247   0.9178
62    0.9802   0.9782   0.9761   0.9737   0.9712   0.9683   0.9653   0.9621  
0.9584   0.9544   0.9500   0.9452   0.9400   0.9343   0.9280   0.9212 63   
0.9812   0.9793   0.9773   0.9750   0.9727   0.9700   0.9671   0.9639   0.9604  
0.9566   0.9524   0.9478   0.9428   0.9373   0.9312   0.9247 64    0.9822  
0.9804   0.9784   0.9763   0.9740   0.9715   0.9687   0.9658   0.9624   0.9587  
0.9547   0.9503   0.9454   0.9402   0.9343   0.9280 65    0.9831   0.9814  
0.9795   0.9775   0.9754   0.9729   0.9703   0.9675   0.9643   0.9608   0.9570  
0.9527   0.9481   0.9430   0.9373   0.9312 66    0.9840   0.9823   0.9806  
0.9787   0.9766   0.9744   0.9718   0.9692   0.9661   0.9628   0.9592   0.9551  
0.9506   0.9458   0.9403   0.9344 67    0.9848   0.9833   0.9816   0.9798  
0.9779   0.9757   0.9733   0.9708   0.9679   0.9647   0.9612   0.9574   0.9531  
0.9485   0.9432   0.9376 68    0.9856   0.9841   0.9826   0.9809   0.9790  
0.9770   0.9747   0.9723   0.9696   0.9666   0.9633   0.9596   0.9556   0.9511  
0.9460   0.9406 69    0.9864   0.9850   0.9835   0.9820   0.9802   0.9782  
0.9761   0.9738   0.9712   0.9684   0.9652   0.9617   0.9578   0.9536   0.9488  
0.9436 70    0.9872   0.9858   0.9844   0.9829   0.9813   0.9794   0.9774  
0.9752   0.9728   0.9700   0.9670   0.9637   0.9601   0.9560   0.9515   0.9465
71    0.9879   0.9866   0.9853   0.9838   0.9823   0.9805   0.9786   0.9766  
0.9743   0.9717   0.9689   0.9657   0.9622   0.9583   0.9540   0.9493 72   
0.9885   0.9873   0.9861   0.9847   0.9833   0.9816   0.9798   0.9779   0.9757  
0.9733   0.9706   0.9676   0.9643   0.9606   0.9565   0.9520 73    0.9891  
0.9880   0.9868   0.9855   0.9842   0.9826   0.9809   0.9791   0.9771   0.9748  
0.9722   0.9694   0.9663   0.9628   0.9589   0.9546 74    0.9898   0.9887  
0.9876   0.9863   0.9850   0.9836   0.9820   0.9803   0.9784   0.9761   0.9738  
0.9711   0.9681   0.9648   0.9611   0.9570 75    0.9904   0.9893   0.9882  
0.9871   0.9859   0.9845   0.9830   0.9814   0.9796   0.9775   0.9753   0.9728  
0.9700   0.9668   0.9633   0.9594 76    0.9909   0.9899   0.9889   0.9879  
0.9867   0.9854   0.9840   0.9824   0.9807   0.9788   0.9767   0.9743   0.9717  
0.9687   0.9653   0.9617 77    0.9914   0.9904   0.9896   0.9885   0.9874  
0.9862   0.9849   0.9835   0.9818   0.9800   0.9780   0.9758   0.9733   0.9705  
0.9674   0.9639 78    0.9919   0.9910   0.9901   0.9892   0.9882   0.9869  
0.9857   0.9844   0.9829   0.9812   0.9793   0.9772   0.9748   0.9722   0.9692  
0.9659 79    0.9923   0.9915   0.9907   0.9898   0.9888   0.9877   0.9866  
0.9853   0.9839   0.9823   0.9805   0.9785   0.9763   0.9739   0.9711   0.9679
80    0.9928   0.9920   0.9913   0.9904   0.9894   0.9884   0.9873   0.9862  
0.9848   0.9833   0.9817   0.9799   0.9777   0.9754   0.9727   0.9698 81   
0.9932   0.9925   0.9917   0.9910   0.9900   0.9891   0.9881   0.9870   0.9858  
0.9843   0.9828   0.9810   0.9791   0.9769   0.9743   0.9716 82    0.9936  
0.9929   0.9922   0.9914   0.9906   0.9897   0.9888   0.9878   0.9866   0.9853  
0.9838   0.9822   0.9803   0.9783   0.9759   0.9732 83    0.9940   0.9933  
0.9926   0.9920   0.9912   0.9903   0.9894   0.9885   0.9874   0.9861   0.9848  
0.9832   0.9815   0.9796   0.9774   0.9749 84    0.9943   0.9937   0.9931  
0.9924   0.9917   0.9909   0.9901   0.9892   0.9881   0.9870   0.9857   0.9842  
0.9827   0.9808   0.9788   0.9764 85    0.9947   0.9941   0.9935   0.9929  
0.9922   0.9914   0.9906   0.9898   0.9889   0.9878   0.9865   0.9853   0.9837  
0.9821   0.9801   0.9779

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    96

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table J

Distributions Beginning On And After July 1, 2004

50% Joint And Survivor With Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

20

   0.8017    0.7906    0.7790    0.7669    0.7543    0.7412    0.7278    0.7138
   0.6994    0.6846    0.6693    0.6536    0.6376    0.6212

21

   0.8029    0.7917    0.7802    0.7681    0.7554    0.7424    0.7290    0.7150
   0.7006    0.6858    0.6705    0.6548    0.6387    0.6223

22

   0.8041    0.7930    0.7814    0.7693    0.7567    0.7436    0.7302    0.7162
   0.7018    0.6870    0.6717    0.6560    0.6400    0.6235

23

   0.8054    0.7943    0.7827    0.7706    0.7580    0.7450    0.7315    0.7175
   0.7031    0.6883    0.6730    0.6573    0.6412    0.6247

24

   0.8068    0.7957    0.7841    0.7720    0.7594    0.7463    0.7329    0.7189
   0.7044    0.6896    0.6744    0.6586    0.6425    0.6260

25

   0.8082    0.7971    0.7856    0.7734    0.7608    0.7478    0.7343    0.7203
   0.7059    0.6910    0.6758    0.6600    0.6439    0.6274

26

   0.8097    0.7986    0.7871    0.7750    0.7623    0.7493    0.7358    0.7218
   0.7073    0.6925    0.6773    0.6615    0.6454    0.6289

27

   0.8113    0.8002    0.7886    0.7765    0.7639    0.7509    0.7374    0.7234
   0.7090    0.6941    0.6788    0.6630    0.6469    0.6304

28

   0.8129    0.8018    0.7903    0.7782    0.7656    0.7525    0.7391    0.7251
   0.7106    0.6958    0.6805    0.6647    0.6485    0.6320

29

   0.8146    0.8035    0.7920    0.7799    0.7673    0.7543    0.7408    0.7268
   0.7124    0.6975    0.6822    0.6664    0.6503    0.6337

30

   0.8164    0.8054    0.7938    0.7817    0.7691    0.7561    0.7426    0.7287
   0.7142    0.6993    0.6840    0.6682    0.6520    0.6355

31

   0.8182    0.8072    0.7957    0.7836    0.7711    0.7580    0.7445    0.7305
   0.7161    0.7012    0.6859    0.6701    0.6539    0.6373

32

   0.8202    0.8092    0.7977    0.7856    0.7731    0.7600    0.7465    0.7326
   0.7181    0.7032    0.6879    0.6721    0.6559    0.6393

33

   0.8222    0.8113    0.7997    0.7877    0.7751    0.7621    0.7486    0.7346
   0.7202    0.7053    0.6900    0.6741    0.6579    0.6413

34

   0.8243    0.8134    0.8018    0.7898    0.7773    0.7643    0.7508    0.7368
   0.7224    0.7075    0.6922    0.6763    0.6601    0.6435

35

   0.8265    0.8156    0.8041    0.7921    0.7795    0.7665    0.7531    0.7391
   0.7246    0.7098    0.6945    0.6786    0.6624    0.6457

36

   0.8288    0.8179    0.8065    0.7945    0.7819    0.7689    0.7555    0.7415
   0.7271    0.7122    0.6969    0.6810    0.6648    0.6481

37

   0.8312    0.8203    0.8089    0.7969    0.7844    0.7714    0.7580    0.7440
   0.7296    0.7147    0.6994    0.6835    0.6673    0.6506

38

   0.8336    0.8228    0.8114    0.7995    0.7869    0.7740    0.7606    0.7466
   0.7322    0.7173    0.7020    0.6861    0.6699    0.6532

39

   0.8362    0.8254    0.8140    0.8021    0.7896    0.7767    0.7633    0.7493
   0.7349    0.7201    0.7047    0.6888    0.6726    0.6559

40

   0.8388    0.8281    0.8167    0.8048    0.7924    0.7795    0.7661    0.7522
   0.7378    0.7229    0.7076    0.6917    0.6755    0.6588

41

   0.8415    0.8308    0.8195    0.8077    0.7953    0.7824    0.7690    0.7552
   0.7407    0.7259    0.7106    0.6947    0.6785    0.6618

42

   0.8443    0.8337    0.8224    0.8106    0.7982    0.7854    0.7721    0.7583
   0.7438    0.7290    0.7137    0.6978    0.6816    0.6648

43

   0.8473    0.8366    0.8254    0.8137    0.8014    0.7886    0.7753    0.7614
   0.7471    0.7322    0.7170    0.7011    0.6848    0.6681

44

   0.8502    0.8396    0.8285    0.8169    0.8046    0.7918    0.7786    0.7648
   0.7504    0.7356    0.7203    0.7045    0.6882    0.6715

45

   0.8533    0.8428    0.8317    0.8201    0.8079    0.7952    0.7820    0.7682
   0.7539    0.7391    0.7239    0.7080    0.6918    0.6750

46

   0.8564    0.8460    0.8350    0.8235    0.8113    0.7986    0.7855    0.7718
   0.7575    0.7428    0.7275    0.7117    0.6955    0.6788

47

   0.8597    0.8494    0.8384    0.8269    0.8148    0.8022    0.7892    0.7755
   0.7613    0.7465    0.7313    0.7155    0.6993    0.6826

48

   0.8630    0.8527    0.8420    0.8305    0.8185    0.8060    0.7929    0.7793
   0.7651    0.7505    0.7353    0.7195    0.7033    0.6866

49

   0.8664    0.8563    0.8455    0.8342    0.8222    0.8098    0.7968    0.7833
   0.7692    0.7546    0.7394    0.7236    0.7075    0.6908

50

   0.8698    0.8598    0.8492    0.8379    0.8261    0.8137    0.8008    0.7874
   0.7733    0.7588    0.7436    0.7280    0.7118    0.6951

51

   0.8733    0.8634    0.8529    0.8418    0.8301    0.8178    0.8050    0.7916
   0.7776    0.7631    0.7481    0.7324    0.7164    0.6997

52

   0.8769    0.8671    0.8567    0.8457    0.8341    0.8219    0.8093    0.7960
   0.7820    0.7676    0.7526    0.7370    0.7210    0.7044

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    97

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

Table J

Distributions Beginning On And After July 1, 2004

50% Joint And Survivor With Pop-Up

O&R Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

53

   0.8805   0.8708   0.8606   0.8498   0.8383   0.8262   0.8136   0.8004  
0.7866   0.7723   0.7574   0.7419   0.7258   0.7093

54

   0.8841   0.8747   0.8646   0.8538   0.8425   0.8305   0.8181   0.8050  
0.7913   0.7771   0.7623   0.7468   0.7309   0.7143

55

   0.8878   0.8785   0.8686   0.8580   0.8468   0.8350   0.8227   0.8097  
0.7961   0.7820   0.7673   0.7519   0.7361   0.7196

56

   0.8915   0.8824   0.8726   0.8622   0.8512   0.8395   0.8273   0.8145  
0.8010   0.7871   0.7725   0.7572   0.7414   0.7251

57

   0.8953   0.8864   0.8767   0.8665   0.8556   0.8441   0.8321   0.8195  
0.8061   0.7923   0.7778   0.7626   0.7469   0.7307

58

   0.8990   0.8902   0.8809   0.8708   0.8601   0.8488   0.8369   0.8245  
0.8113   0.7976   0.7832   0.7682   0.7526   0.7365

59

   0.9028   0.8942   0.8850   0.8751   0.8646   0.8535   0.8418   0.8295  
0.8165   0.8030   0.7888   0.7738   0.7585   0.7424

60

   0.9065   0.8981   0.8891   0.8795   0.8692   0.8583   0.8468   0.8346  
0.8218   0.8085   0.7944   0.7797   0.7644   0.7485

61

   0.8352   0.9020   0.8932   0.8838   0.8737   0.8630   0.8518   0.8398  
0.8272   0.8141   0.8002   0.7856   0.7705   0.7547

62

   0.9139   0.9059   0.8973   0.8881   0.8783   0.8678   0.8568   0.8451  
0.8327   0.8197   0.8061   0.7916   0.7767   0.7611

63

   0.9175   0.9098   0.9014   0.8925   0.8828   0.8726   0.8618   0.8503  
0.8381   0.8254   0.8119   0.7978   0.7830   0.7676

64

   0.9210   0.9135   0.9055   0.8968   0.8874   0.8774   0.8668   0.8556  
0.8436   0.8312   0.8179   0.8039   0.7894   0.7742

65

   0.9246   0.9174   0.9095   0.9010   0.8919   0.8821   0.8718   0.8608  
0.8491   0.8369   0.8240   0.8102   0.7959   0.7808

66

   0.9280   0.9210   0.9134   0.9052   0.8963   0.8869   0.8769   0.8661  
0.8547   0.8427   0.8299   0.8165   0.8024   0.7876

67

   0.9314   0.9246   0.9173   0.9094   0.9007   0.8916   0.8818   0.8713  
0.8601   0.8485   0.8360   0.8228   0.8089   0.7944

68

   0.9347   0.9282   0.9211   0.9134   0.9051   0.8961   0.8867   0.8765  
0.8657   0.8542   0.8420   0.8290   0.8155   0.8012

69

   0.9379   0.9316   0.9248   0.9174   0.9093   0.9007   0.8915   0.8816  
0.8710   0.8599   0.8480   0.8354   0.8221   0.8081

70

   0.9410   0.9350   0.9284   0.9213   0.9135   0.9051   0.8962   0.8867  
0.8764   0.8656   0.8540   0.8416   0.8287   0.8149

71

   0.9440   0.9383   0.9319   0.9251   0.9175   0.9095   0.9009   0.8917  
0.8817   0.8711   0.8599   0.8478   0.8352   0.8217

72

   0.9469   0.9414   0.9354   0.9288   0.9215   0.9138   0.9055   0.8965  
0.8868   0.8766   0.8657   0.8540   0.8417   0.8285

73

   0.9497   0.9445   0.9387   0.9324   0.9254   0.9180   0.9100   0.9014  
0.8920   0.8821   0.8715   0.8601   0.8481   0.8353

74

   0.9525   0.9474   0.9419   0.9359   0.9292   0.9220   0.9143   0.9060  
0.8970   0.8874   0.8772   0.8661   0.8544   0.8420

75

   0.9551   0.9503   0.9449   0.9392   0.9328   0.9259   0.9185   0.9105  
0.9019   0.8926   0.8827   0.8720   0.8607   0.8485

76

   0.9576   0.9530   0.9479   0.9424   0.9363   0.9298   0.9227   0.9150  
0.9066   0.8977   0.8882   0.8777   0.8668   0.8551

77

   0.9600   0.9556   0.9508   0.9455   0.9397   0.9334   0.9266   0.9192  
0.9112   0.9026   0.8934   0.8834   0.8728   0.8614

78

   0.9622   0.9581   0.9535   0.9485   0.9430   0.9369   0.9305   0.9233  
0.9157   0.9075   0.8986   0.8889   0.8787   0.8677

79

   0.9644   0.9605   0.9562   0.9514   0.9461   0.9403   0.9341   0.9273  
0.9200   0.9121   0.9036   0.8943   0.8844   0.8737

80

   0.9664   0.9628   0.9587   0.9542   0.9490   0.9436   0.9377   0.9313  
0.9242   0.9167   0.9084   0.8995   0.8900   0.8797

81

   0.9685   0.9649   0.9611   0.9567   0.9520   0.9467   0.9411   0.9350  
0.9282   0.9209   0.9131   0.9045   0.8953   0.8855

82

   0.9703   0.9670   0.9634   0.9593   0.9547   0.9497   0.9444   0.9385  
0.9321   0.9252   0.9177   0.9094   0.9007   0.8911

83

   0.9721   0.9690   0.9655   0.9616   0.9574   0.9527   0.9476   0.9419  
0.9358   0.9293   0.9221   0.9142   0.9058   0.8966

84

   0.9739   0.9709   0.9676   0.9640   0.9598   0.9554   0.9506   0.9453  
0.9394   0.9332   0.9263   0.9188   0.9107   0.9019

85

   0.9755   0.9727   0.9696   0.9662   0.9622   0.9581   0.9535   0.9484  
0.9429   0.9370   0.9304   0.9232   0.9155   0.9072

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    98

--------------------------------------------------------------------------------

APPENDICES

 

Sub Appendix A. 2

 

Table K –

 

O&R Participants

For Distributions Beginning On and After July 1, 2004

Reduction Factors For

 

Vested Participant Spouse’s Allowance Coverage

 

Applied for each year of coverage after termination of employment (or if later,
from the time that the vested Participant has been given notice of his or her
right to waive the vested Participant Spouse’s Allowance) and before the earlier
of death or the Annuity Starting Date.

 

Vested Participant’s Age Range

--------------------------------------------------------------------------------

   Factors per Year of Coverage

--------------------------------------------------------------------------------

60 and over

   80%

55 – 59

   55%

50 – 54

   35%

45 – 49

   20%

40 – 44

   15%

39 and under

   10%

 

The factors per year of coverage shall be pro-rated for months of coverage in
the established age ranges in a manner determined by the Plan Administrator.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    99

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 2

 

Table L

 

O&R Participants

 

For purposes of calculating payment of Actuarial Equivalent which are otherwise
not set forth in the Plan, the Plan Administrator has adopted the interest rate
and mortality table described in Section 5.01(c)(3) as the interest rate and
mortality table to be used on and after January 1, 2000 in all circumstances
required by Code Section 417(e) and the regulations thereunder.

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    100

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table A

CEI Participants

 

12 Year Certain and Life Annuity

 

Pensioner Age

--------------------------------------------------------------------------------

   Factor

--------------------------------------------------------------------------------

   Pensioner Age

--------------------------------------------------------------------------------

   Factor

--------------------------------------------------------------------------------

25

   0.9987    50    0.9872

26

   0.9986    51    0.9860

27

   0.9985    52    0.9846

28

   0.9984    53    0.9831

29

   0.9984    54    0.9813

30

   0.9982    55    0.9794

31

   0.9980    56    0.9770

32

   0.9979    57    0.9746

33

   0.9977    58    0.9716

34

   0.9976    59    0.9683

35

   0.9973    60    0.9644

36

   0.9970    61    0.9599

37

   0.9968    62    0.9549

38

   0.9965    63    0.9493

39

   0.9960    64    0.9428

40

   0.9956    65    0.9357

41

   0.9951    66    0.9276

42

   0.9946    67    0.9185

43

   0.9939    68    0.9085

44

   0.9932    69    0.8975

45

   0.9923    70    0.8854

46

   0.9915    71    0.8722

47

   0.9905    72    0.8578

48

   0.9895    73    0.8420

49

   0.9884    74    0.8249           75    0.8068

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    101

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table B

 

100% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

  26

--------------------------------------------------------------------------------

  27

--------------------------------------------------------------------------------

  28

--------------------------------------------------------------------------------

  29

--------------------------------------------------------------------------------

  30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

25    0.9822   0.9806   0.9790   0.9772   0.9753   0.9733   0.9710   0.9686  
0.9659   0.9631   0.9600   0.9567   0.9532   0.9494   0.9454   0.9409   0.9363
26    0.9826   0.9811   0.9796   0.9778   0.9760   0.9739   0.9716   0.9693  
0.9666   0.9639   0.9608   0.9576   0.9540   0.9503   0.9463   0.9420   0.9373
27    0.9831   0.9817   0.9801   0.9784   0.9766   0.9746   0.9723   0.9700  
0.9674   0.9647   0.9617   0.9584   0.9550   0.9513   0.9473   0.9430   0.9383
28    0.9836   0.9822   0.9807   0.9790   0.9772   0.9752   0.9730   0.9708  
0.9682   0.9655   0.9625   0.9594   0.9559   0.9523   0.9483   0.9441   0.9395
29    0.9840   0.9827   0.9812   0.9795   0.9778   0.9759   0.9737   0.9715  
0.9690   0.9664   0.9634   0.9603   0.9569   0.9533   0.9493   0.9452   0.9406
30    0.9846   0.9832   0.9817   0.9801   0.9785   0.9766   0.9744   0.9723  
0.9697   0.9672   0.9643   0.9612   0.9579   0.9543   0.9505   0.9463   0.9418
31    0.9851   0.9837   0.9823   0.9807   0.9791   0.9772   0.9751   0.9731  
0.9706   0.9681   0.9652   0.9622   0.9589   0.9554   0.9516   0.9474   0.9430
32    0.9855   0.9842   0.9828   0.9813   0.9797   0.9779   0.9759   0.9738  
0.9714   0.9689   0.9662   0.9632   0.9600   0.9565   0.9527   0.9486   0.9443
33    0.9860   0.9847   0.9834   0.9819   0.9804   0.9786   0.9766   0.9746  
0.9722   0.9698   0.9671   0.9642   0.9610   0.9576   0.9539   0.9499   0.9455
34    0.9864   0.9852   0.9839   0.9825   0.9810   0.9793   0.9774   0.9753  
0.9730   0.9707   0.9680   0.9652   0.9620   0.9587   0.9551   0.9511   0.9469
35    0.9869   0.9857   0.9845   0.9831   0.9816   0.9799   0.9781   0.9761  
0.9739   0.9716   0.9690   0.9662   0.9631   0.9599   0.9563   0.9524   0.9482
36    0.9873   0.9863   0.9850   0.9837   0.9822   0.9806   0.9788   0.9769  
0.9748   0.9725   0.9700   0.9672   0.9643   0.9610   0.9575   0.9537   0.9495
37    0.9878   0.9867   0.9855   0.9842   0.9829   0.9813   0.9795   0.9777  
0.9756   0.9734   0.9709   0.9683   0.9653   0.9622   0.9588   0.9550   0.9509
38    0.9882   0.9872   0.9861   0.9848   0.9835   0.9820   0.9803   0.9785  
0.9764   0.9743   0.9719   0.9693   0.9664   0.9634   0.9600   0.9563   0.9523
39    0.9887   0.9876   0.9866   0.9853   0.9841   0.9826   0.9810   0.9793  
0.9772   0.9752   0.9729   0.9703   0.9676   0.9645   0.9613   0.9576   0.9537
40    0.9890   0.9881   0.9871   0.9859   0.9847   0.9833   0.9816   0.9800  
0.9781   0.9761   0.9738   0.9714   0.9686   0.9658   0.9625   0.9590   0.9552
41    0.9895   0.9886   0.9875   0.9864   0.9853   0.9839   0.9824   0.9808  
0.9789   0.9770   0.9748   0.9724   0.9697   0.9669   0.9638   0.9604   0.9566
42    0.9899   0.9890   0.9880   0.9870   0.9859   0.9845   0.9830   0.9815  
0.9797   0.9779   0.9758   0.9734   0.9709   0.9681   0.9651   0.9617   0.9581
43    0.9903   0.9895   0.9886   0.9875   0.9865   0.9852   0.9837   0.9822  
0.9805   0.9788   0.9767   0.9744   0.9720   0.9693   0.9663   0.9631   0.9596
44    0.9907   0.9899   0.9890   0.9880   0.9870   0.9858   0.9844   0.9830  
0.9813   0.9796   0.9776   0.9754   0.9731   0.9705   0.9676   0.9645   0.9610
45    0.9911   0.9903   0.9894   0.9885   0.9876   0.9863   0.9851   0.9837  
0.9820   0.9804   0.9785   0.9764   0.9741   0.9716   0.9689   0.9658   0.9625
46    0.9914   0.9907   0.9899   0.9890   0.9881   0.9869   0.9856   0.9844  
0.9828   0.9812   0.9794   0.9774   0.9752   0.9728   0.9701   0.9672   0.9639
47    0.9918   0.9911   0.9903   0.9895   0.9886   0.9875   0.9863   0.9851  
0.9836   0.9820   0.9803   0.9784   0.9762   0.9739   0.9714   0.9685   0.9654
48    0.9922   0.9915   0.9908   0.9899   0.9891   0.9881   0.9869   0.9858  
0.9843   0.9829   0.9812   0.9793   0.9773   0.9751   0.9725   0.9698   0.9668
49    0.9925   0.9919   0.9912   0.9904   0.9896   0.9886   0.9875   0.9864  
0.9850   0.9837   0.9821   0.9802   0.9783   0.9761   0.9738   0.9712   0.9682
50    0.9928   0.9922   0.9916   0.9908   0.9900   0.9891   0.9881   0.9870  
0.9857   0.9844   0.9829   0.9812   0.9792   0.9772   0.9750   0.9724   0.9696
51    0.9932   0.9926   0.9920   0.9912   0.9906   0.9897   0.9887   0.9877  
0.9864   0.9851   0.9837   0.9821   0.9803   0.9783   0.9761   0.9737   0.9710
52    0.9935   0.9930   0.9924   0.9917   0.9910   0.9902   0.9892   0.9883  
0.9870   0.9859   0.9845   0.9829   0.9812   0.9793   0.9773   0.9749   0.9723
53    0.9938   0.9933   0.9927   0.9921   0.9914   0.9907   0.9898   0.9889  
0.9877   0.9865   0.9852   0.9838   0.9821   0.9803   0.9784   0.9761   0.9737
54    0.9941   0.9936   0.9931   0.9925   0.9919   0.9911   0.9903   0.9894  
0.9883   0.9873   0.9860   0.9846   0.9830   0.9813   0.9794   0.9773   0.9749
55    0.9944   0.9939   0.9935   0.9929   0.9923   0.9916   0.9907   0.9900  
0.9890   0.9880   0.9867   0.9854   0.9839   0.9823   0.9805   0.9784   0.9762

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    1

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table B

100% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

  26

--------------------------------------------------------------------------------

  27

--------------------------------------------------------------------------------

  28

--------------------------------------------------------------------------------

  29

--------------------------------------------------------------------------------

  30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

56    0.9947   0.9943   0.9938   0.9932   0.9927   0.9920   0.9912   0.9905  
0.9895   0.9886   0.9875   0.9861   0.9847   0.9833   0.9815   0.9796   0.9774
57    0.9950   0.9946   0.9941   0.9936   0.9931   0.9925   0.9918   0.9910  
0.9901   0.9892   0.9881   0.9869   0.9856   0.9842   0.9825   0.9807   0.9787
58    0.9953   0.9949   0.9944   0.9940   0.9935   0.9929   0.9922   0.9915  
0.9907   0.9898   0.9888   0.9876   0.9864   0.9851   0.9835   0.9817   0.9798
59    0.9955   0.9952   0.9947   0.9943   0.9939   0.9933   0.9927   0.9920  
0.9912   0.9904   0.9894   0.9884   0.9872   0.9859   0.9845   0.9828   0.9810
60    0.9958   0.9954   0.9950   0.9946   0.9943   0.9937   0.9931   0.9925  
0.9917   0.9909   0.9901   0.9891   0.9880   0.9867   0.9854   0.9838   0.9821
61    0.9960   0.9957   0.9953   0.9949   0.9946   0.9941   0.9935   0.9929  
0.9922   0.9915   0.9907   0.9897   0.9886   0.9875   0.9863   0.9848   0.9832
62    0.9962   0.9959   0.9956   0.9952   0.9949   0.9945   0.9939   0.9934  
0.9927   0.9921   0.9913   0.9903   0.9894   0.9883   0.9871   0.9857   0.9842
63    0.9964   0.9962   0.9959   0.9955   0.9952   0.9948   0.9943   0.9938  
0.9931   0.9926   0.9918   0.9909   0.9901   0.9891   0.9879   0.9867   0.9852
64    0.9967   0.9964   0.9961   0.9958   0.9955   0.9951   0.9947   0.9942  
0.9936   0.9930   0.9923   0.9916   0.9907   0.9898   0.9887   0.9875   0.9861
65    0.9969   0.9967   0.9964   0.9961   0.9958   0.9954   0.9950   0.9946  
0.9940   0.9935   0.9929   0.9922   0.9914   0.9905   0.9895   0.9883   0.9870
66    0.9971   0.9969   0.9967   0.9963   0.9961   0.9958   0.9953   0.9950  
0.9944   0.9939   0.9934   0.9927   0.9920   0.9912   0.9902   0.9892   0.9880
67    0.9973   0.9971   0.9969   0.9966   0.9964   0.9960   0.9956   0.9953  
0.9948   0.9944   0.9938   0.9932   0.9925   0.9918   0.9909   0.9899   0.9888
68    0.9975   0.9973   0.9971   0.9968   0.9966   0.9963   0.9959   0.9956  
0.9952   0.9948   0.9943   0.9937   0.9930   0.9924   0.9916   0.9906   0.9896
69    0.9976   0.9975   0.9972   0.9970   0.9969   0.9966   0.9962   0.9960  
0.9955   0.9952   0.9947   0.9941   0.9936   0.9929   0.9922   0.9913   0.9903
70    0.9978   0.9976   0.9975   0.9972   0.9971   0.9969   0.9965   0.9963  
0.9958   0.9955   0.9951   0.9946   0.9940   0.9935   0.9927   0.9920   0.9910
71    0.9979   0.9978   0.9976   0.9975   0.9973   0.9971   0.9968   0.9965  
0.9962   0.9959   0.9955   0.9950   0.9945   0.9940   0.9934   0.9926   0.9917
72    0.9981   0.9980   0.9978   0.9977   0.9975   0.9973   0.9971   0.9968  
0.9965   0.9962   0.9958   0.9954   0.9949   0.9945   0.9939   0.9932   0.9924
73    0.9982   0.9981   0.9980   0.9978   0.9978   0.9975   0.9973   0.9971  
0.9967   0.9965   0.9962   0.9958   0.9954   0.9949   0.9944   0.9937   0.9931
74    0.9984   0.9983   0.9981   0.9980   0.9979   0.9977   0.9975   0.9974  
0.9970   0.9968   0.9965   0.9961   0.9958   0.9953   0.9948   0.9942   0.9936
75    0.9985   0.9984   0.9983   0.9981   0.9981   0.9979   0.9977   0.9976  
0.9973   0.9971   0.9968   0.9965   0.9961   0.9958   0.9953   0.9947   0.9941
76    0.9986   0.9985   0.9984   0.9983   0.9983   0.9981   0.9979   0.9977  
0.9975   0.9973   0.9971   0.9968   0.9965   0.9961   0.9957   0.9952   0.9946
77    0.9987   0.9987   0.9986   0.9984   0.9984   0.9983   0.9980   0.9980  
0.9977   0.9976   0.9973   0.9970   0.9968   0.9965   0.9960   0.9956   0.9951
78    0.9988   0.9987   0.9987   0.9986   0.9985   0.9984   0.9983   0.9981  
0.9979   0.9978   0.9976   0.9973   0.9971   0.9968   0.9964   0.9960   0.9955
79    0.9990   0.9989   0.9988   0.9987   0.9987   0.9986   0.9984   0.9983  
0.9981   0.9980   0.9978   0.9975   0.9973   0.9971   0.9967   0.9963   0.9959
80    0.9990   0.9990   0.9989   0.9988   0.9988   0.9987   0.9985   0.9985  
0.9983   0.9982   0.9980   0.9978   0.9975   0.9974   0.9971   0.9967   0.9963
81    0.9991   0.9990   0.9990   0.9989   0.9989   0.9988   0.9986   0.9986  
0.9984   0.9983   0.9982   0.9980   0.9978   0.9976   0.9974   0.9970   0.9966
82    0.9992   0.9991   0.9991   0.9990   0.9990   0.9989   0.9988   0.9987  
0.9986   0.9985   0.9983   0.9982   0.9980   0.9978   0.9976   0.9973   0.9969
83    0.9993   0.9992   0.9992   0.9991   0.9991   0.9990   0.9989   0.9989  
0.9987   0.9986   0.9985   0.9983   0.9982   0.9980   0.9978   0.9976   0.9973
84    0.9993   0.9993   0.9993   0.9992   0.9992   0.9991   0.9990   0.9989  
0.9988   0.9988   0.9986   0.9985   0.9984   0.9982   0.9981   0.9978   0.9975
85    0.9994   0.9993   0.9993   0.9993   0.9993   0.9992   0.9991   0.9991  
0.9989   0.9989   0.9988   0.9986   0.9985   0.9984   0.9982   0.9980   0.9978

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    2

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table B

100% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

25    0.9314   0.9261   0.9205   0.9145   0.9083   0.9017   0.8947   0.8874  
0.8797   0.8717   0.8632   0.8543   0.8449   0.8351   0.8247   0.8138   0.8024
26    0.9324   0.9271   0.9216   0.9156   0.9094   0.9029   0.8959   0.8886  
0.8810   0.8729   0.8645   0.8557   0.8462   0.8364   0.8260   0.8151   0.8037
27    0.9335   0.9283   0.9227   0.9168   0.9106   0.9041   0.8972   0.8899  
0.8823   0.8743   0.8659   0.8570   0.8476   0.8378   0.8274   0.8165   0.8051
28    0.9347   0.9295   0.9240   0.9181   0.9119   0.9054   0.8985   0.8912  
0.8836   0.8756   0.8673   0.8584   0.8490   0.8392   0.8288   0.8180   0.8065
29    0.9359   0.9307   0.9252   0.9194   0.9133   0.9068   0.8999   0.8927  
0.8851   0.8771   0.8688   0.8599   0.8506   0.8408   0.8304   0.8195   0.8081
30    0.9370   0.9320   0.9265   0.9207   0.9146   0.9082   0.9014   0.8942  
0.8866   0.8786   0.8703   0.8615   0.8521   0.8424   0.8320   0.8212   0.8097
31    0.9383   0.9333   0.9279   0.9221   0.9160   0.9097   0.9028   0.8957  
0.8882   0.8803   0.8719   0.8632   0.8539   0.8441   0.8337   0.8230   0.8115
32    0.9396   0.9346   0.9293   0.9236   0.9175   0.9112   0.9044   0.8974  
0.8898   0.8820   0.8737   0.8649   0.8556   0.8459   0.8356   0.8247   0.9133
33    0.9409   0.9360   0.9307   0.9250   0.9191   0.9128   0.9061   0.8990  
0.8916   0.8837   0.8755   0.8668   0.8574   0.8478   0.8374   0.8267   0.8153
34    0.9423   0.9374   0.9322   0.9266   0.9207   0.9144   0.9078   0.9008  
0.8934   0.8856   0.8774   0.8686   0.8594   0.8498   0.8395   0.8287   0.8173
35    0.9438   0.9389   0.9337   0.9282   0.9224   0.9161   0.9095   0.9026  
0.8953   0.8875   0.8793   0.8707   0.8615   0.8518   0.8416   0.8309   .08195
36    0.9452   0.9404   0.9353   0.9298   0.9241   0.9179   0.9114   0.9045  
0.8972   0.8895   0.8813   0.8728   0.8636   0.8540   0.8438   0.8331   0.8217
37    0.9466   0.9419   0.9369   0.9315   0.9258   0.9197   0.9132   0.9064  
0.8992   0.8916   0.8835   0.8750   0.8658   0.8563   0.8461   0.8354   0.8241
38    0.9481   0.9435   0.9385   0.9332   0.9276   0.9216   0.9152   0.9084  
0.9013   0.8937   0.8857   0.8772   0.8681   0.8586   0.8485   0.8379   0.8266
39    0.9496   0.9451   0.9402   0.9350   0.9294   0.9235   0.9172   0.9106  
0.9035   0.8959   0.8880   0.8796   0.8706   0.8611   0.8511   0.8404   0.8292
39    0.9496   0.9451   0.9402   0.9350   0.9294   0.9235   0.9172   0.9106  
0.9035   0.8959   0.8880   0.8796   0.8706   0.8611   0.8511   0.8404   0.8292
40    0.9511   0.9467   0.9419   0.9367   0.9313   0.9255   0.9193   0.9127  
0.9057   0.8982   0.8904   0.8820   0.8731   0.8637   0.8537   0.8431   0.8319
41    0.9527   0.9483   0.9437   0.9386   0.9333   0.9275   0.9214   0.9148  
0.9079   0.9006   0.8929   0.8846   0.8757   0.8664   0.8564   0.8460   0.8348
42    0.9542   0.9500   0.9454   0.9404   0.9352   0.9296   0.9235   0.9171  
0.9103   0.9030   0.8954   0.8872   0.8784   0.8692   0.8593   0.8489   0.8378
43    0.9558   0.9516   0.9472   0.9423   0.9372   0.9316   0.9257   0.9195  
0.9127   0.9055   0.8980   0.8899   0.8812   0.8721   0.8622   0.8520   0.8409
44    0.9574   0.9533   0.9490   0.9442   0.9392   0.9338   0.9280   0.9218  
0.9152   0.9081   0.9007   0.8927   0.8841   0.8751   0.8653   0.8551   0.8442
45    0.9589   0.9550   0.9508   0.9461   0.9412   0.9359   0.9302   0.9241  
0.9177   0.9108   0.9034   0.8956   0.8871   0.8781   0.8685   0.8583   0.8475
46    0.9605   0.9566   0.9526   0.9480   0.9433   0.9381   0.9325   0.9266  
0.9202   0.9135   0.9062   0.8985   0.8901   0.8813   0.8718   0.8617   0.8509
47    0.9621   0.9583   0.9543   0.9499   0.9453   0.9402   0.9348   0.9290  
0.9228   0.9162   0.9090   0.9014   0.8932   0.8845   0.8751   0.8652   0.8546
48    0.9636   0.9600   0.9561   0.9518   0.9473   0.9424   0.9372   0.9315  
0.9254   0.9189   0.9120   0.9045   0.8964   0.8878   0.8786   0.8688   0.8582
49    0.9651   0.9617   0.9579   0.9537   0.9494   0.9446   0.9395   0.9340  
0.9280   0.9217   0.9149   0.9076   0.8996   0.8912   0.8821   0.8724   0.8620
50    0.9666   0.9633   0.9597   0.9556   0.9514   0.9468   0.9418   0.9364  
0.9307   0.9245   0.9178   0.9107   0.9029   0.8947   0.8857   0.8762   0.8660
51    0.9681   0.9649   0.9614   0.9576   0.9535   0.9490   0.9441   0.9389  
0.9333   0.9273   0.9209   0.9138   0.9063   0.8982   0.8893   0.8800   0.8699
52    0.9696   0.9665   0.9631   0.9594   0.9555   0.9511   0.9465   0.9414  
0.9360   0.9302   0.9238   0.9170   0.9097   0.9017   0.8931   0.8839   0.8740
53    0.9710   0.9680   0.9648   0.9613   0.9575   0.9533   0.9487   0.9439  
0.9386   0.9330   0.9269   0.9202   0.9130   0.9053   0.8969   0.8879   0.8782
54    0.9724   0.9696   0.9665   0.9631   0.9594   0.9554   0.9511   0.9464  
0.9413   0.9358   0.9300   0.9235   0.9164   0.9090   0.9008   0.8920   0.8824
55    0.9738   0.9711   0.9681   0.9648   0.9614   0.9575   0.9533   0.9489  
0.9440   0.9387   0.9329   0.9267   0.9199   0.9126   0.9046   0.8960   0.8867

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    3

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table B

100% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

56

   0.9752   0.9725   0.9697   0.9666   0.9632   0.9596   0.9556   0.9513  
0.9465   0.9414   0.9360   0.9300   0.9234   0.9163   0.9086   0.9001   0.8911

57

   0.9765   0.9740   0.9713   0.9683   0.9651   0.9616   0.9578   0.9537  
0.9492   0.9442   0.9390   0.9332   0.9268   0.9200   0.9124   0.9044   0.8955

58

   0.9777   0.9754   0.9729   0.9700   0.9670   0.9637   0.9599   0.9560  
0.9517   0.9470   0.9419   0.9364   0.9302   0.9237   0.9164   0.9086   0.9000

59

   0.9790   0.9768   0.9743   0.9717   0.9688   0.9656   0.9621   0.9583  
0.9543   0.9498   0.9449   0.9396   0.9337   0.9273   0.9203   0.9128   0.9044

60

   0.9802   0.9781   0.9759   0.9733   0.9705   0.9675   0.9642   0.9606  
0.9567   0.9525   0.9478   0.9427   0.9371   0.9310   0.9242   0.9170   0.9089

61

   0.9814   0.9794   0.9772   0.9748   0.9722   0.9694   0.9662   0.9628  
0.9591   0.9551   0.9507   0.9458   0.9404   0.9346   0.9281   0.9211   0.9134

62

   0.9825   0.9807   0.9786   0.9763   0.9739   0.9712   0.9682   0.9650  
0.9615   0.9576   0.9535   0.9489   0.9437   0.9382   0.9320   0.9252   0.9178

63

   0.9837   0.9819   0.9799   0.9778   0.9755   0.9729   0.9702   0.9671  
0.9638   0.9601   0.9562   0.9518   0.9470   0.9417   0.9358   0.9294   0.9222

64

   0.9847   0.9830   0.9812   0.9792   0.9771   0.9746   0.9720   0.9691  
0.9660   0.9626   0.9589   0.9547   0.9501   0.9451   0.9395   0.9334   0.9265

65

   0.9857   0.9842   0.9825   0.9806   0.9786   0.9763   0.9738   0.9711  
0.9681   0.9649   0.9615   0.9576   0.9532   0.9484   0.9431   0.9373   0.9308

66

   0.9867   0.9853   0.9836   0.9818   0.9800   0.9778   0.9755   0.9730  
0.9703   0.9672   0.9639   0.9603   0.9562   0.9517   0.9467   0.9411   0.9350

67

   0.9876   0.9863   0.9848   0.9830   0.9814   0.9793   0.9772   0.9749  
0.9723   0.9694   0.9663   0.9629   0.9590   0.9548   0.9501   0.9448   0.9390

68

   0.9885   0.9872   0.9859   0.9843   0.9826   0.9808   0.9788   0.9766  
0.9742   0.9715   0.9687   0.9654   0.9618   0.9578   0.9534   0.9485   0.9430

69

   0.9894   0.9881   0.9869   0.9854   0.9839   0.9822   0.9803   0.9783  
0.9760   0.9735   0.9708   0.9678   0.9645   0.9608   0.9566   0.9520   0.9468

70

   0.9901   0.9891   0.9878   0.9865   0.9850   0.9835   0.9817   0.9798  
0.9778   0.9755   0.9729   0.9702   0.9670   0.9636   0.9596   0.9554   0.9505

71

   0.9909   0.9899   0.9888   0.9875   0.9862   0.9847   0.9831   0.9813  
0.9794   0.9773   0.9750   0.9724   0.9695   0.9663   0.9626   0.9586   0.9541

72

   0.9916   0.9907   0.9896   0.9884   0.9873   0.9859   0.9843   0.9828  
0.9810   0.9790   0.9769   0.9745   0.9718   0.9689   0.9654   0.9617   0.9574

73

   0.9923   0.9914   0.9905   0.9894   0.9883   0.9870   0.9856   0.9841  
0.9824   0.9806   0.9787   0.9765   0.9739   0.9713   0.9680   0.9647   0.9607

74

   0.9929   0.9921   0.9913   0.9902   0.9892   0.9880   0.9867   0.9853  
0.9838   0.9822   0.9804   0.9783   0.9760   0.9735   0.9706   0.9675   0.9637

75

   0.9936   0.9928   0.9920   0.9911   0.9901   0.9890   0.9879   0.9865  
0.9852   0.9837   0.9820   0.9802   0.9780   0.9757   0.9730   0.9700   0.9666

76

   0.9941   0.9934   0.9927   0.9918   0.9909   0.9900   0.9888   0.9877  
0.9864   0.9850   0.9835   0.9818   0.9798   0.9777   0.9752   0.9725   0.9694

77

   0.9946   0.9940   0.9933   0.9925   0.9917   0.9908   0.9898   0.9887  
0.9876   0.9863   0.9849   0.9833   0.9815   0.9796   0.9773   0.9748   0.9720

78

   0.9951   0.9945   0.9939   0.9931   0.9924   0.9916   0.9907   0.9897  
0.9886   0.9874   0.9862   0.9848   0.9831   0.9814   0.9793   0.9770   0.9744

79

   0.9955   0.9950   0.9944   0.9938   0.9931   0.9924   0.9915   0.9906  
0.9896   0.9885   0.9874   0.9861   0.9846   0.9830   0.9811   0.9791   0.9767

80

   0.9959   0.9955   0.9949   0.9943   0.9937   0.9930   0.9922   0.9914  
0.9905   0.9896   0.9885   0.9874   0.9859   0.9846   0.9828   0.9809   0.9787

81

   0.9963   0.9959   0.9954   0.9948   0.9943   0.9937   0.9930   0.9922  
0.9913   0.9905   0.9896   0.9885   0.9872   0.9859   0.9844   0.9827   0.9806

82

   0.9967   0.9963   0.9959   0.9953   0.9948   0.9942   0.9936   0.9929  
0.9922   0.9913   0.9905   0.9896   0.9884   0.9872   0.9858   0.9842   0.9824

83

   0.9970   0.9966   0.9963   0.9957   0.9953   0.9948   0.9942   0.9936  
0.9929   0.9922   0.9914   0.9906   0.9894   0.9884   0.9871   0.9857   0.9841

84

   0.9973   0.9970   0.9966   0.9961   0.9958   0.9953   0.9947   0.9942  
0.9936   0.9929   0.9922   0.9914   0.9905   0.9895   0.9883   0.9871   0.9855

85

   0.9976   0.9972   0.9970   0.9965   0.9962   0.9958   0.9952   0.9947  
0.9942   0.9936   0.9929   0.9923   0.9914   0.9905   0.9894   0.9883   0.9870

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    4

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table B

100% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

25    0.7903   0.7777   0.7644   0.7507   0.7363   0.7214   0.7061   0.6902  
0.6740   0.6573   0.6402   0.6229   0.6052   0.5873   0.5691   0.5507   0.5323
26    0.7916   0.7789   0.7657   0.7520   0.7376   0.7227   0.7074   0.6915  
0.6752   0.6584   0.6414   0.6240   0.6064   0.5884   0.5702   0.5518   0.5333
27    0.7930   0.7803   0.7671   0.7534   0.7390   0.7241   0.7087   0.6928  
0.6765   0.6598   0.6427   0.6253   0.6076   0.5896   0.5714   0.5529   0.5344
28    0.7944   0.7818   0.7686   0.7548   0.7404   0.7255   0.7102   0.6942  
0.6779   0.6611   0.6440   0.6266   0.6089   0.5909   0.5726   0.5541   0.5356
29    0.7960   0.7834   0.7701   0.7564   0.7420   0.7270   0.7116   0.6957  
0.6794   0.6626   0.6454   0.6280   0.6103   0.5922   0.5739   0.5554   0.5368
30    0.7976   0.7851   0.7718   0.7580   0.7437   0.7287   0.7132   0.6973  
0.6809   0.6641   0.6470   0.6295   0.6117   0.5936   0.5753   0.5567   0.5381
31    0.7994   0.7868   0.7736   0.7598   0.7454   0.7304   0.7150   0.6990  
0.6826   0.6658   0.6486   0.6311   0.6133   0.5952   0.5768   0.5582   0.5396
32    0.8013   0.7887   0.7754   0.7616   0.7472   0.7322   0.7168   0.7008  
0.6844   0.6675   0.6504   0.6328   0.6150   0.5968   0.5784   0.5598   0.5411
33    0.8032   0.7906   0.7774   0.7636   0.7492   0.7342   0.7187   0.7027  
0.6863   0.6694   0.6522   0.6346   0.6168   0.5986   0.5801   0.5614   0.5427
34    0.8053   0.7926   0.7795   0.7657   0.7512   0.7362   0.7208   0.7047  
0.6883   0.6714   0.6542   0.6365   0.6186   0.6004   0.5819   0.5632   0.5444
35    0.8074   0.7949   0.7816   0.7679   0.7534   0.7384   0.7229   0.7069  
0.6904   0.6735   0.6562   0.6386   0.6207   0.6024   0.5839   0.5651   0.5463
36    0.8097   0.7972   0.7840   0.7701   0.7557   0.7407   0.7253   0.7092  
0.6927   0.6757   0.6584   0.6408   0.6228   0.6045   0.5859   0.5670   0.5482
37    0.8121   0.7996   0.7863   0.7726   0.7582   0.7431   0.7277   0.7116  
0.6951   0.6781   0.6608   0.6431   0.6250   0.6067   0.5881   0.5692   0.5503
38    0.8146   0.8021   0.7889   0.7752   0.7607   0.7458   0.7303   0.7142  
0.6977   0.6806   0.6633   0.6455   0.6275   0.6091   0.5904   0.5715   0.5525
39    0.8173   0.8048   0.7917   0.7779   0.7635   0.7485   0.7330   0.7169  
0.7003   0.6833   0.6659   0.6481   0.6301   0.6116   0.5929   0.5739   0.5549
40    0.8201   0.8076   0.7945   0.7808   0.7664   0.7514   0.7358   0.7198  
0.7032   0.6861   0.6687   0.6509   0.6328   0.6143   0.5955   0.5765   0.5574
41    0.8230   0.8106   0.7975   0.7838   0.7694   0.7544   0.7389   0.7228  
0.7062   0.6891   0.6717   0.6538   0.6357   0.6172   0.5983   0.5792   0.5601
42    0.8260   0.8137   0.8006   0.7869   0.7726   0.7576   0.7421   0.7259  
0.7094   0.6923   0.6748   0.6570   0.6388   0.6202   0.6013   0.5821   0.5629
43    0.8292   0.8169   0.8039   0.7902   0.7759   0.7609   0.7455   0.7294  
0.7128   0.6956   0.6781   0.6603   0.6420   0.6234   0.6044   0.5852   0.5660
44    0.8325   0.8203   0.8073   0.7937   0.7794   0.7645   0.7490   0.7329  
0.7163   0.6992   0.6816   0.6637   0.6454   0.6267   0.6078   0.5885   0.5692
45    0.8359   0.8237   0.8108   0.7973   0.7830   0.7681   0.7527   0.7366  
0.7200   0.7029   0.6853   0.6674   0.6491   0.6303   0.6113   0.5919   0.5726
46    0.8395   0.8274   0.8145   0.8011   0.7869   0.7720   0.7566   0.7405  
0.7239   0.7068   0.6892   0.6713   0.6529   0.6341   0.6151   0.5956   0.5762
47    0.8432   0.8312   0.8184   0.8050   0.7908   0.7760   0.7606   0.7446  
0.7280   0.7109   0.6933   0.6754   0.6569   0.6381   0.6190   0.5995   0.5799
48    0.8469   0.8351   0.8224   0.8091   0.7950   0.7803   0.7649   0.7489  
0.7324   0.7152   0.6976   0.6796   0.6612   0.6423   0.6232   0.6036   0.5840
49    0.8509   0.8391   0.8265   0.8133   0.7993   0.7846   0.7693   0.7534  
0.7369   0.7197   0.7022   0.6841   0.6657   0.6468   0.6275   0.6079   0.5882
50    0.8549   0.8433   0.8308   0.8177   0.8038   0.7892   0.7739   0.7580  
0.7416   0.7244   0.7069   0.6889   0.6704   0.6515   0.6321   0.6125   0.5927
51    0.8591   0.8475   0.8352   0.8222   0.8084   0.7939   0.7787   0.7629  
0.7465   0.7294   0.7118   0.6938   0.6754   0.6564   0.6370   0.6173   0.5975
52    0.8633   0.8519   0.8398   0.8269   0.8132   0.7988   0.7838   0.7680  
0.7516   0.7346   0.7171   0.6990   0.6805   0.6616   0.6422   0.6224   0.6025
53    0.8677   0.8565   0.8444   0.8317   0.8182   0.8039   0.7890   0.7733  
0.7570   0.7400   0.7225   0.7045   0.6860   0.6670   0.6476   0.6278   0.6078
54    0.8721   0.8611   0.8492   0.8367   0.8233   0.8092   0.7944   0.7788  
0.7626   0.7457   0.7282   0.7103   0.6918   0.6728   0.6533   0.6334   0.6134
55    0.8766   0.8658   0.8542   0.8418   0.8286   0.8146   0.7999   0.7845  
0.7684   0.7515   0.7342   0.7163   0.6978   0.6789   0.6594   0.6395   0.6194

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    5

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table B

100% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

56    0.8812   0.8706   0.8592   0.8470   0.8340   0.8202   0.8057   0.7904  
0.7744   0.7577   0.7404   0.7226   0.7042   0.6852   0.6657   0.6457   0.6256
57    0.8859   0.8755   0.8643   0.8524   0.8396   0.8260   0.8117   0.7965  
0.7807   0.7641   0.7469   0.7292   0.7108   0.6919   0.6724   0.6524   0.6322
58    0.8905   0.8804   0.8696   0.8578   0.8453   0.8319   0.8178   0.8028  
0.7872   0.7708   0.7537   0.7360   0.7177   0.6988   0.6794   0.6594   0.6392
59    0.8953   0.8855   0.8748   0.8634   0.8510   0.8380   0.8241   0.8093  
0.7938   0.7776   0.7607   0.7432   0.7250   0.7061   0.6867   0.6668   0.6466
60    0.9001   0.8905   0.8802   0.8690   0.8570   0.8441   0.8305   0.8160  
0.8008   0.7847   0.7680   0.7505   0.7325   0.7138   0.6944   0.6745   0.6543
61    0.9048   0.8956   0.8855   0.8747   0.8629   0.8504   0.8371   0.8228  
0.8078   0.7919   0.7754   0.7582   0.7403   0.7216   0.7024   0.6825   0.6624
62    0.9096   0.9007   0.8909   0.8804   0.8690   0.8567   0.8437   0.8297  
0.8150   0.7994   0.7831   0.7661   0.7484   0.7299   0.7107   0.6910   0.6708
63    0.9143   0.9057   0.8963   0.8861   0.8750   0.8632   0.8504   0.8367  
0.8224   0.8071   0.7910   0.7742   0.7567   0.7383   0.7194   0.6997   0.6796
64    0.9190   0.9108   0.9017   0.8918   0.8812   0.8696   0.8572   0.8439  
0.8298   0.8148   0.7991   0.7825   0.7652   0.7471   0.7283   0.7087   0.6888
65    0.9236   0.9157   0.9070   0.8975   0.8872   0.8760   0.8640   0.8511  
0.8374   0.8227   0.8073   0.7911   0.7740   0.7561   0.7375   0.7181   0.6983
66    0.9281   0.9206   0.9122   0.9032   0.8932   0.8824   0.8708   0.8583  
0.8449   0.8307   0.8155   0.7997   0.7829   0.7653   0.7470   0.7277   0.7081
67    0.9325   0.9254   0.9174   0.9087   0.8992   0.8888   0.8776   0.8655  
0.8525   0.8386   0.8239   0.8084   0.7920   0.7747   0.7566   0.7376   0.7182
68    0.9368   0.9300   0.9224   0.9142   0.9051   0.8951   0.8843   0.8727  
0.8601   0.8466   0.8324   0.8172   0.8012   0.7842   0.7664   0.7478   0.7285
69    0.9409   0.9346   0.9274   0.9195   0.9108   0.9013   0.8910   0.8797  
0.8677   0.8546   0.8408   0.8260   0.8104   0.7938   0.7764   0.7580   0.7390
70    0.9450   0.9389   0.9322   0.9247   0.9164   0.9073   0.8976   0.8867  
0.8751   0.8625   0.8491   0.8349   0.8197   0.8036   0.7865   0.7684   0.7498
71    0.9489   0.9432   0.9368   0.9298   0.9220   0.9133   0.9039   0.8936  
0.8825   0.8704   0.8575   0.8437   0.8290   0.8132   0.7966   0.7790   0.7607
72    0.9526   0.9473   0.9413   0.9347   0.9272   0.9191   0.9102   0.9004  
0.8897   0.8782   0.8658   0.8525   0.8382   0.8231   0.8069   0.7896   0.7717
73    0.9562   0.9512   0.9456   0.9394   0.9324   0.9247   0.9162   0.9069  
0.8969   0.8858   0.8739   0.8612   0.8474   0.8328   0.8170   0.8003   0.7829
74    0.9595   0.9549   0.9497   0.9439   0.9374   0.9301   0.9222   0.9133  
0.9037   0.8932   0.8819   0.8697   0.8565   0.8423   0.8271   0.8110   0.7940
75    0.9628   0.9585   0.9536   0.9482   0.9421   0.9352   0.9278   0.9195  
0.9104   0.9004   0.8897   0.8780   0.8654   0.8519   0.8373   0.8216   0.8051
76    0.9658   0.9618   0.9573   0.9523   0.9466   0.9402   0.9332   0.9254  
0.9169   0.9074   0.8973   0.8862   0.8742   0.8611   0.8471   0.8320   0.8161
77    0.9687   0.9650   0.9608   0.9561   0.9508   0.9450   0.9384   0.9311  
0.9230   0.9142   0.9045   0.8940   0.8826   0.8702   0.8568   0.8423   0.8269
78    0.9713   0.9680   0.9641   0.9598   0.9548   0.9494   0.9433   0.9364  
0.9290   0.9206   0.9115   0.9016   0.8908   0.8790   0.8662   0.8523   0.8376
79    0.9738   0.9708   0.9672   0.9632   0.9586   0.9536   0.9479   0.9415  
0.9345   0.9267   0.9182   0.9088   0.8986   0.8875   0.8753   0.8620   0.8480
80    0.9761   0.9733   0.9700   0.9664   0.9622   0.9575   0.9522   0.9463  
0.9398   0.9325   0.9246   0.9158   0.9062   0.8956   0.8841   0.8715   0.8580
81    0.9783   0.9757   0.9728   0.9694   0.9655   0.9612   0.9563   0.9509  
0.9448   0.9380   0.9306   0.9223   0.9133   0.9034   0.8925   0.8806   0.8678
82    0.9803   0.9779   0.9752   0.9722   0.9686   0.9646   0.9602   0.9551  
0.9494   0.9432   0.9362   0.9286   0.9201   0.9108   0.9006   0.8893   0.8771
83    0.9821   0.9800   0.9775   0.9747   0.9715   0.9678   0.9637   0.9590  
0.9538   0.9480   0.9416   0.9345   0.9266   0.9179   0.9083   0.8976   0.8863
84    0.9839   0.9819   0.9796   0.9770   0.9741   0.9708   0.9670   0.9627  
0.9579   0.9526   0.9466   0.9401   0.9327   0.9246   0.9157   0.9056   0.8949
85    0.9854   0.9836   0.9815   0.9792   0.9766   0.9735   0.9701   0.9662  
0.9618   0.9568   0.9514   0.9453   0.9385   0.9309   0.9226   0.9133   0.9032

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    6

--------------------------------------------------------------------------------

APPENDICES

 

TABLE C

Sub appendix A. 3

Table C

100% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

  26

--------------------------------------------------------------------------------

  27

--------------------------------------------------------------------------------

  28

--------------------------------------------------------------------------------

  29

--------------------------------------------------------------------------------

  30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

25

   0.9818   0.9803   0.9787   0.9768   0.9750   0.9728   0.9705   0.9681  
0.9654   0.9626   0.9595   0.9562   0.9526   0.9488   0.9447   0.9403   0.9356

26

   0.9823   0.9808   0.9792   0.9774   0.9756   0.9735   0.9711   0.9688  
0.9661   0.9633   0.9603   0.9570   0.9535   0.9497   0.9456   0.9413   0.9366

27

   0.9828   0.9813   0.9797   0.9780   0.9761   0.9741   0.9718   0.9695  
0.9668   0.9641   0.9611   0.9578   0.9543   0.9506   0.9466   0.9423   0.9376

28

   0.9832   0.9818   0.9802   0.9785   0.9767   0.9747   0.9725   0.9702  
0.9676   0.9649   0.9619   0.9586   0.9552   0.9515   0.9475   0.9432   0.9386

29

   0.9837   0.9823   0.9807   0.9790   0.9773   0.9753   0.9732   0.9709  
0.9683   0.9657   0.9628   0.9596   0.9562   0.9525   0.9486   0.9443   0.9397

30

   0.9841   0.9828   0.9812   0.9796   0.9779   0.9760   0.9738   0.9716  
0.9691   0.9665   0.9636   0.9605   0.9571   0.9535   0.9496   0.9454   0.9408

31

   0.9846   0.9832   0.9818   0.9802   0.9786   0.9766   0.9746   0.9723  
0.9699   0.9673   0.9645   0.9613   0.9581   0.9545   0.9506   0.9464   0.9420

32

   0.9851   0.9837   0.9823   0.9808   0.9791   0.9773   0.9752   0.9731  
0.9707   0.9681   0.9653   0.9623   0.9591   0.9555   0.9517   0.9476   0.9431

33

   0.9855   0.9842   0.9828   0.9813   0.9797   0.9779   0.9759   0.9738  
0.9715   0.9690   0.9662   0.9633   0.9600   0.9565   0.9528   0.9488   0.9443

34

   0.9859   0.9847   0.9833   0.9818   0.9804   0.9786   0.9766   0.9746  
0.9722   0.9698   0.9671   0.9642   0.9610   0.9576   0.9539   0.9499   0.9456

35

   0.9864   0.9852   0.9838   0.9824   0.9809   0.9792   0.9773   0.9753  
0.9730   0.9706   0.9680   0.9651   0.9620   0.9587   0.9551   0.9511   0.9469

36

   0.9868   0.9856   0.9843   0.9829   0.9815   0.9799   0.9779   0.9761  
0.9738   0.9715   0.9689   0.9661   0.9630   0.9598   0.9562   0.9523   0.9481

37

   0.9872   0.9861   0.9848   0.9835   0.9821   0.9805   0.9787   0.9768  
0.9746   0.9724   0.9698   0.9670   0.9641   0.9609   0.9573   0.9536   0.9494

38

   0.9876   0.9865   0.9854   0.9840   0.9827   0.9811   0.9793   0.9775  
0.9753   0.9732   0.9707   0.9681   0.9651   0.9619   0.9585   0.9548   0.9507

39

   0.9880   0.9870   0.9858   0.9845   0.9833   0.9817   0.9800   0.9782  
0.9761   0.9740   0.9716   0.9690   0.9661   0.9631   0.9597   0.9560   0.9520

40

   0.9884   0.9874   0.9863   0.9850   0.9838   0.9823   0.9806   0.9789  
0.9769   0.9748   0.9725   0.9699   0.9672   0.9642   0.9608   0.9573   0.9533

41

   0.9887   0.9879   0.9867   0.9855   0.9843   0.9829   0.9813   0.9796  
0.9777   0.9757   0.9734   0.9709   0.9682   0.9653   0.9621   0.9585   0.9547

42

   0.9892   0.9882   0.9872   0.9860   0.9849   0.9835   0.9819   0.9803  
0.9785   0.9765   0.9743   0.9719   0.9692   0.9663   0.9632   0.9598   0.9560

43

   0.9895   0.9887   0.9877   0.9866   0.9854   0.9841   0.9826   0.9810  
0.9792   0.9773   0.9752   0.9728   0.9702   0.9674   0.9644   0.9610   0.9573

44

   0.9899   0.9890   0.9881   0.9870   0.9859   0.9847   0.9832   0.9817  
0.9799   0.9781   0.9760   0.9737   0.9713   0.9685   0.9655   0.9623   0.9587

45

   0.9903   0.9895   0.9885   0.9875   0.9865   0.9852   0.9837   0.9823  
0.9806   0.9789   0.9768   0.9746   0.9722   0.9696   0.9667   0.9635   0.9600

46

   0.9906   0.9898   0.9889   0.9879   0.9869   0.9858   0.9844   0.9830  
0.9813   0.9796   0.9777   0.9755   0.9732   0.9707   0.9679   0.9648   0.9614

47

   0.9909   0.9902   0.9893   0.9884   0.9874   0.9863   0.9849   0.9836  
0.9820   0.9804   0.9785   0.9764   0.9742   0.9717   0.9690   0.9659   0.9627

48

   0.9912   0.9906   0.9897   0.9888   0.9878   0.9868   0.9855   0.9842  
0.9827   0.9811   0.9793   0.9773   0.9751   0.9727   0.9701   0.9672   0.9640

49

   0.9916   0.9908   0.9901   0.9892   0.9884   0.9873   0.9861   0.9848  
0.9834   0.9818   0.9801   0.9782   0.9761   0.9738   0.9712   0.9684   0.9653

50

   0.9919   0.9912   0.9905   0.9896   0.9888   0.9877   0.9866   0.9854  
0.9840   0.9826   0.9809   0.9790   0.9770   0.9747   0.9722   0.9695   0.9665

51

   0.9922   0.9916   0.9908   0.9900   0.9892   0.9883   0.9871   0.9860  
0.9846   0.9832   0.9816   0.9798   0.9778   0.9758   0.9734   0.9707   0.9677

52

   0.9925   0.9919   0.9912   0.9904   0.9896   0.9887   0.9876   0.9866  
0.9852   0.9839   0.9824   0.9806   0.9787   0.9766   0.9744   0.9718   0.9690

53

   0.9928   0.9922   0.9916   0.9908   0.9900   0.9891   0.9881   0.9871  
0.9858   0.9846   0.9830   0.9814   0.9795   0.9776   0.9754   0.9729   0.9702

54

   0.9931   0.9925   0.9919   0.9912   0.9904   0.9896   0.9886   0.9876  
0.9864   0.9851   0.9838   0.9821   0.9804   0.9785   0.9764   0.9740   0.9714

55

   0.9933   0.9927   0.9921   0.9915   0.9909   0.9900   0.9890   0.9881  
0.9870   0.9858   0.9844   0.9829   0.9812   0.9794   0.9773   0.9751   0.9726

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    7

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table C

100% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

  26

--------------------------------------------------------------------------------

  27

--------------------------------------------------------------------------------

  28

--------------------------------------------------------------------------------

  29

--------------------------------------------------------------------------------

  30

--------------------------------------------------------------------------------

  31

--------------------------------------------------------------------------------

  32

--------------------------------------------------------------------------------

  33

--------------------------------------------------------------------------------

  34

--------------------------------------------------------------------------------

  35

--------------------------------------------------------------------------------

  36

--------------------------------------------------------------------------------

  37

--------------------------------------------------------------------------------

  38

--------------------------------------------------------------------------------

  39

--------------------------------------------------------------------------------

  40

--------------------------------------------------------------------------------

  41

--------------------------------------------------------------------------------

56    0.9936   0.9930   0.9925   0.9918   0.9912   0.9905   0.9895   0.9886  
0.9875   0.9864   0.9851   0.9836   0.9820   0.9803   0.9783   0.9761   0.9737
57    0.9938   0.9933   0.9928   0.9922   0.9916   0.9908   0.9900   0.9891  
0.9880   0.9870   0.9857   0.9843   0.9827   0.9811   0.9792   0.9771   0.9748
58    0.9941   0.9936   0.9931   0.9925   0.9920   0.9912   0.9904   0.9896  
0.9885   0.9875   0.9864   0.9850   0.9835   0.9819   0.9801   0.9781   0.9758
59    0.9943   0.9939   0.9934   0.9928   0.9923   0.9916   0.9908   0.9900  
0.9890   0.9881   0.9869   0.9856   0.9842   0.9827   0.9810   0.9790   0.9769
60    0.9945   0.9941   0.9937   0.9932   0.9926   0.9919   0.9912   0.9905  
0.9895   0.9886   0.9875   0.9863   0.9850   0.9835   0.9818   0.9799   0.9779
61    0.9947   0.9944   0.9939   0.9935   0.9929   0.9923   0.9916   0.9909  
0.9900   0.9892   0.9881   0.9869   0.9856   0.9842   0.9827   0.9808   0.9788
62    0.9950   0.9946   0.9942   0.9937   0.9932   0.9927   0.9920   0.9913  
0.9905   0.9896   0.9886   0.9875   0.9862   0.9849   0.9834   0.9817   0.9798
63    0.9952   0.9948   0.9944   0.9940   0.9935   0.9930   0.9924   0.9917  
0.9909   0.9901   0.9891   0.9881   0.9869   0.9857   0.9842   0.9826   0.9807
64    0.9954   0.9950   0.9947   0.9943   0.9938   0.9933   0.9927   0.9920  
0.9913   0.9906   0.9896   0.9886   0.9875   0.9863   0.9849   0.9834   0.9816
65    0.9956   0.9953   0.9949   0.9945   0.9941   0.9936   0.9930   0.9924  
0.9917   0.9910   0.9902   0.9891   0.9881   0.9869   0.9857   0.9842   0.9825
66    0.9958   0.9955   0.9952   0.9947   0.9944   0.9939   0.9933   0.9928  
0.9921   0.9915   0.9906   0.9897   0.9886   0.9876   0.9863   0.9849   0.9833
67    0.9959   0.9957   0.9954   0.9950   0.9946   0.9942   0.9936   0.9932  
0.9925   0.9918   0.9911   0.9902   0.9892   0.9882   0.9870   0.9857   0.9841
68    0.9961   0.9958   0.9955   0.9952   0.9949   0.9945   0.9939   0.9935  
0.9928   0.9923   0.9915   0.9906   0.9898   0.9887   0.9876   0.9864   0.9849
69    0.9963   0.9961   0.9958   0.9955   0.9951   0.9948   0.9942   0.9938  
0.9932   0.9927   0.9920   0.9912   0.9903   0.9894   0.9882   0.9870   0.9857
70    0.9964   0.9962   0.9960   0.9957   0.9954   0.9950   0.9945   0.9941  
0.9935   0.9930   0.9923   0.9916   0.9908   0.9899   0.9888   0.9876   0.9864
71    0.9967   0.9964   0.9961   0.9958   0.9956   0.9952   0.9948   0.9944  
0.9938   0.9933   0.9927   0.9920   0.9912   0.9904   0.9894   0.9883   0.9870
72    0.9968   0.9966   0.9964   0.9960   0.9958   0.9955   0.9950   0.9947  
0.9942   0.9937   0.9931   0.9925   0.9917   0.9909   0.9900   0.9889   0.9877
73    0.9970   0.9967   0.9965   0.9962   0.9960   0.9957   0.9953   0.9950  
0.9944   0.9940   0.9935   0.9928   0.9921   0.9914   0.9905   0.9895   0.9883
74    0.9970   0.9969   0.9967   0.9964   0.9962   0.9959   0.9955   0.9952  
0.9947   0.9943   0.9938   0.9932   0.9925   0.9919   0.9910   0.9900   0.9890
75    0.9972   0.9970   0.9968   0.9966   0.9964   0.9961   0.9957   0.9955  
0.9950   0.9946   0.9941   0.9936   0.9930   0.9922   0.9914   0.9906   0.9896
76    0.9973   0.9972   0.9969   0.9967   0.9966   0.9963   0.9959   0.9957  
0.9952   0.9949   0.9944   0.9939   0.9933   0.9927   0.9920   0.9911   0.9901
77    0.9975   0.9973   0.9971   0.9969   0.9968   0.9965   0.9962   0.9959  
0.9955   0.9952   0.9948   0.9942   0.9936   0.9931   0.9924   0.9916   0.9907
78    0.9976   0.9974   0.9972   0.9971   0.9969   0.9967   0.9964   0.9962  
0.9958   0.9955   0.9951   0.9946   0.9940   0.9935   0.9928   0.9920   0.9911
79    0.9977   0.9975   0.9974   0.9972   0.9971   0.9969   0.9965   0.9963  
0.9960   0.9957   0.9953   0.9948   0.9943   0.9938   0.9932   0.9925   0.9917
80    0.9978   0.9977   0.9975   0.9973   0.9972   0.9970   0.9968   0.9965  
0.9962   0.9959   0.9956   0.9951   0.9946   0.9942   0.9936   0.9929   0.9921
81    0.9979   0.9978   0.9976   0.9975   0.9974   0.9971   0.9969   0.9967  
0.9964   0.9961   0.9958   0.9954   0.9949   0.9945   0.9940   0.9933   0.9925
82    0.9980   0.9979   0.9978   0.9976   0.9975   0.9973   0.9971   0.9969  
0.9966   0.9964   0.9960   0.9956   0.9952   0.9948   0.9943   0.9937   0.9930
83    0.9981   0.9980   0.9978   0.9978   0.9976   0.9974   0.9972   0.9971  
0.9967   0.9966   0.9963   0.9959   0.9955   0.9951   0.9947   0.9940   0.9934
84    0.9982   0.9981   0.9980   0.9978   0.9978   0.9976   0.9974   0.9972  
0.9970   0.9967   0.9965   0.9961   0.9958   0.9954   0.9950   0.9944   0.9938
85    0.9983   0.9982   0.9981   0.9980   0.9979   0.9977   0.9975   0.9974  
0.9971   0.9970   0.9966   0.9963   0.9960   0.9957   0.9953   0.9947   0.9941

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    8

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table C

100% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

25    0.9307   0.9254   0.9198   0.9138   0.9075   0.9009   0.8938   0.8866  
0.8789   0.8708   0.8623   0.8534   0.8440   0.8342   0.8238   0.8129   0.8014
26    0.9317   0.9264   0.9208   0.9148   0.9086   0.9020   0.8950   0.8877  
0.8800   0.8720   0.8636   0.8546   0.8452   0.8354   0.8250   0.8141   0.8027
27    0.9327   0.9275   0.9219   0.9159   0.9097   0.9031   0.8962   0.8889  
0.8813   0.8732   0.8648   0.8560   0.8465   0.8367   0.8263   0.8155   0.8040
28    0.9338   0.9286   0.9230   0.9171   0.9110   0.9044   0.8975   0.8902  
0.8826   0.8745   0.8662   0.8573   0.8479   0.8381   0.8277   0.8168   0.8053
29    0.9349   0.9298   0.9242   0.9184   0.9122   0.9057   0.8987   0.8916  
0.8840   0.8760   0.8675   0.8587   0.8493   0.8396   0.8292   0.8183   0.8068
30    0.9361   0.9309   0.9255   0.9196   0.9135   0.9070   0.9001   0.8930  
0.8853   0.8774   0.8690   0.8602   0.8508   0.8411   0.8307   0.8198   0.8084
31    0.9372   0.9322   0.9267   0.9209   0.9149   0.9084   0.9016   0.8944  
0.8869   0.8789   0.8706   0.8618   0.8524   0.8426   0.8323   0.8215   0.8100
32    0.9385   0.9334   0.9280   0.9222   0.9162   0.9099   0.9030   0.8959  
0.8884   0.8805   0.8722   0.8634   0.8540   0.8443   0.8340   0.8231   0.8117
33    0.9398   0.9347   0.9294   0.9237   0.9177   0.9114   0.9046   0.8975  
0.8900   0.8821   0.8738   0.8651   0.8558   0.8461   0.8357   0.8249   0.8135
34    0.9410   0.9361   0.9308   0.9251   0.9192   0.9129   0.9061   0.8991  
0.8917   0.8838   0.8756   0.8669   0.8576   0.8479   0.8376   0.8269   0.8154
35    0.9423   0.9374   0.9322   0.9266   0.9207   0.9145   0.9078   0.9008  
0.8934   0.8856   0.8774   0.8687   0.8595   0.8499   0.8396   0.8288   0.8174
36    0.9437   0.9388   0.9336   0.9281   0.9223   0.9161   0.9095   0.9026  
0.8952   0.8874   0.8793   0.8707   0.8615   0.8518   0.8416   0.8309   0.8195
37    0.9450   0.9403   0.9352   0.9296   0.9239   0.9178   0.9112   0.9044  
0.8971   0.8894   0.8813   0.8726   0.8635   0.8540   0.8437   0.8330   0.8216
38    0.9464   0.9417   0.9366   0.9312   0.9256   0.9195   0.9130   0.9062  
0.8990   0.8914   0.8833   0.8748   0.8656   0.8561   0.8460   0.8353   0.8240
39    0.9478   0.9431   0.9382   0.9329   0.9273   0.9212   0.9149   0.9081  
0.9009   0.8934   0.8854   0.8769   0.8679   0.8584   0.8483   0.8376   0.8263
40    0.9492   0.9446   0.9398   0.9345   0.9290   0.9231   0.9168   0.9101  
0.9030   0.8955   0.8876   0.8791   0.8702   0.8607   0.8507   0.8401   0.8288
41    0.9506   0.9461   0.9414   0.9362   0.9308   0.9249   0.9187   0.9121  
0.9050   0.8976   0.8898   0.8814   0.8725   0.8632   0.8531   0.8426   0.8314
42    0.9521   0.9477   0.9430   0.9379   0.9325   0.9268   0.9207   0.9142  
0.9072   0.8999   0.8921   0.8839   0.8750   0.8657   0.8557   0.8452   0.8341
43    0.9535   0.9492   0.9446   0.9396   0.9343   0.9287   0.9226   0.9162  
0.9094   0.9021   0.8944   0.8863   0.8775   0.8683   0.8584   0.8480   0.8369
44    0.9549   0.9507   0.9462   0.9413   0.9362   0.9306   0.9247   0.9183  
0.9116   0.9044   0.8968   0.8887   0.8801   0.8710   0.8611   0.8508   0.8398
45    0.9563   0.9522   0.9478   0.9431   0.9380   0.9326   0.9267   0.9205  
0.9139   0.9068   0.8993   0.8913   0.8827   0.8737   0.8640   0.8537   0.8428
46    0.9578   0.9537   0.9495   0.9448   0.9399   0.9345   0.9288   0.9226  
0.9162   0.9092   0.9018   0.8940   0.8855   0.8765   0.8669   0.8567   0.8459
47    0.9591   0.9553   0.9511   0.9465   0.9417   0.9365   0.9308   0.9248  
0.9184   0.9116   0.9044   0.8966   0.8882   0.8794   0.8699   0.8598   0.8491
48    0.9606   0.9568   0.9527   0.9483   0.9435   0.9384   0.9329   0.9271  
0.9208   0.9141   0.9070   0.8993   0.8911   0.8823   0.8729   0.8630   0.8523
49    0.9620   0.9583   0.9543   0.9499   0.9454   0.9404   0.9350   0.9293  
0.9231   0.9166   0.9096   0.9021   0.8939   0.8854   0.8761   0.8663   0.8557
50    0.9633   0.9598   0.9559   0.9517   0.9472   0.9423   0.9371   0.9315  
0.9255   0.9191   0.9122   0.9049   0.8969   0.8884   0.8792   0.8695   0.8591
51    0.9647   0.9612   0.9575   0.9534   0.9491   0.9443   0.9392   0.9337  
0.9279   0.9216   0.9149   0.9077   0.8998   0.8915   0.8825   0.8729   0.8626
52    0.9660   0.9626   0.9590   0.9550   0.9508   0.9463   0.9413   0.9360  
0.9303   0.9241   0.9176   0.9105   0.9028   0.8946   0.8858   0.8764   0.8662
53    0.9673   0.9641   0.9606   0.9567   0.9527   0.9482   0.9434   0.9382  
0.9327   0.9267   0.9203   0.9133   0.9058   0.8978   0.8891   0.8798   0.8698
54    0.9686   0.9654   0.9621   0.9584   0.9544   0.9501   0.9454   0.9404  
0.9350   0.9292   0.9230   0.9162   0.9089   0.9011   0.8925   0.8834   0.8736
55    0.9699   0.9669   0.9636   0.9600   0.9561   0.9520   0.9474   0.9426  
0.9374   0.9317   0.9256   0.9191   0.9119   0.9042   0.8959   0.8870   0.8773

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    9

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table C

100% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

  43

--------------------------------------------------------------------------------

  44

--------------------------------------------------------------------------------

  45

--------------------------------------------------------------------------------

  46

--------------------------------------------------------------------------------

  47

--------------------------------------------------------------------------------

  48

--------------------------------------------------------------------------------

  49

--------------------------------------------------------------------------------

  50

--------------------------------------------------------------------------------

  51

--------------------------------------------------------------------------------

  52

--------------------------------------------------------------------------------

  53

--------------------------------------------------------------------------------

  54

--------------------------------------------------------------------------------

  55

--------------------------------------------------------------------------------

  56

--------------------------------------------------------------------------------

  57

--------------------------------------------------------------------------------

  58

--------------------------------------------------------------------------------

56    0.9711   0.9682   0.9650   0.9616   0.9579   0.9538   0.9494   0.9448  
0.9397   0.9342   0.9283   0.9219   0.9149   0.9075   0.8993   0.8906   0.8812
57    0.9723   0.9695   0.9664   0.9631   0.9596   0.9557   0.9514   0.9469  
0.9420   0.9367   0.9310   0.9247   0.9180   0.9107   0.9027   0.8942   0.8850
58    0.9735   0.9707   0.9678   0.9646   0.9612   0.9575   0.9534   0.9490  
0.9442   0.9391   0.9336   0.9275   0.9209   0.9139   0.9062   0.8979   0.8888
59    0.9746   0.9720   0.9692   0.9661   0.9628   0.9592   0.9553   0.9510  
0.9465   0.9415   0.9362   0.9304   0.9240   0.9172   0.9096   0.9015   0.8926
60    0.9757   0.9732   0.9706   0.9676   0.9644   0.9609   0.9571   0.9531  
0.9486   0.9439   0.9388   0.9332   0.9269   0.9203   0.9130   0.9051   0.8965
61    0.9768   0.9744   0.9718   0.9689   0.9659   0.9626   0.9590   0.9550  
0.9508   0.9462   0.9413   0.9359   0.9299   0.9235   0.9163   0.9087   0.9003
62    0.9778   0.9756   0.9731   0.9703   0.9674   0.9642   0.9607   0.9570  
0.9529   0.9485   0.9437   0.9385   0.9327   0.9266   0.9197   0.9123   0.9042
63    0.9788   0.9766   0.9743   0.9717   0.9689   0.9658   0.9625   0.9588  
0.9550   0.9507   0.9461   0.9411   0.9356   0.9296   0.9230   0.9158   0.9079
64    0.9798   0.9777   0.9755   0.9729   0.9702   0.9673   0.9641   0.9607  
0.9569   0.9529   0.9485   0.9437   0.9383   0.9326   0.9262   0.9193   0.9117
65    0.9808   0.9787   0.9765   0.9742   0.9716   0.9689   0.9658   0.9625  
0.9589   0.9550   0.9508   0.9462   0.9410   0.9355   0.9294   0.9227   0.9154
66    0.9817   0.9797   0.9777   0.9753   0.9729   0.9702   0.9673   0.9642  
0.9607   0.9571   0.9530   0.9486   0.9437   0.9384   0.9325   0.9261   0.9190
67    0.9825   0.9807   0.9788   0.9765   0.9742   0.9716   0.9688   0.9659  
0.9626   0.9590   0.9552   0.9510   0.9463   0.9412   0.9355   0.9294   0.9226
68    0.9834   0.9817   0.9798   0.9776   0.9755   0.9730   0.9703   0.9675  
0.9644   0.9610   0.9573   0.9533   0.9488   0.9440   0.9385   0.9326   0.9260
69    0.9842   0.9826   0.9808   0.9787   0.9766   0.9743   0.9717   0.9690  
0.9660   0.9628   0.9594   0.9555   0.9512   0.9466   0.9414   0.9358   0.9294
70    0.9850   0.9834   0.9817   0.9797   0.9778   0.9755   0.9731   0.9705  
0.9677   0.9646   0.9613   0.9577   0.9536   0.9491   0.9442   0.9388   0.9327
71    0.9857   0.9843   0.9826   0.9807   0.9789   0.9767   0.9744   0.9719  
0.9692   0.9663   0.9632   0.9597   0.9558   0.9516   0.9469   0.9418   0.9359
72    0.9865   0.9850   0.9835   0.9817   0.9799   0.9778   0.9757   0.9734  
0.9707   0.9680   0.9651   0.9617   0.9580   0.9540   0.9495   0.9446   0.9391
73    0.9872   0.9858   0.9843   0.9827   0.9809   0.9790   0.9769   0.9746  
0.9723   0.9696   0.9668   0.9637   0.9602   0.9564   0.9521   0.9474   0.9421
74    0.9878   0.9865   0.9851   0.9835   0.9819   0.9800   0.9781   0.9760  
0.9736   0.9712   0.9685   0.9655   0.9622   0.9586   0.9545   0.9501   0.9450
75    0.9885   0.9872   0.9859   0.9844   0.9828   0.9811   0.9792   0.9772  
0.9750   0.9726   0.9701   0.9673   0.9641   0.9607   0.9568   0.9526   0.9478
76    0.9891   0.9879   0.9867   0.9852   0.9837   0.9820   0.9802   0.9784  
0.9762   0.9740   0.9716   0.9690   0.9659   0.9627   0.9591   0.9551   0.9505
77    0.9897   0.9885   0.9874   0.9859   0.9846   0.9830   0.9812   0.9795  
0.9775   0.9754   0.9731   0.9706   0.9677   0.9647   0.9612   0.9574   0.9531
78    0.9902   0.9891   0.9880   0.9867   0.9854   0.9838   0.9823   0.9805  
0.9786   0.9767   0.9746   0.9722   0.9695   0.9666   0.9633   0.9597   0.9557
79    0.9908   0.9898   0.9887   0.9874   0.9862   0.9847   0.9831   0.9815  
0.9798   0.9779   0.9759   0.9736   0.9711   0.9684   0.9653   0.9619   0.9580
80    0.9913   0.9903   0.9893   0.9881   0.9869   0.9855   0.9840   0.9825  
0.9808   0.9791   0.9772   0.9750   0.9727   0.9701   0.9671   0.9640   0.9603
81    0.9918   0.9909   0.9899   0.9887   0.9876   0.9863   0.9849   0.9835  
0.9819   0.9801   0.9784   0.9764   0.9741   0.9717   0.9690   0.9659   0.9624
82    0.9922   0.9914   0.9904   0.9893   0.9883   0.9871   0.9857   0.9844  
0.9828   0.9812   0.9795   0.9777   0.9755   0.9733   0.9707   0.9678   0.9646
83    0.9927   0.9919   0.9910   0.9899   0.9889   0.9878   0.9865   0.9852  
0.9838   0.9823   0.9807   0.9789   0.9769   0.9748   0.9723   0.9697   0.9666
84    0.9931   0.9923   0.9915   0.9905   0.9896   0.9884   0.9872   0.9860  
0.9847   0.9833   0.9818   0.9801   0.9782   0.9762   0.9739   0.9714   0.9685
85    0.9936   0.9928   0.9920   0.9911   0.9901   0.9891   0.9879   0.9868  
0.9855   0.9842   0.9828   0.9812   0.9794   0.9776   0.9754   0.9730   0.9703

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    10

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table C

100% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

25

   0.7893   0.7767   0.7635   0.7497   0.7354   0.7205   0.7052   0.6893  
0.6731   0.6564   0.6394   0.6221   0.6045   0.5866   0.5684   0.5500   0.5316

26

   0.7905   0.7780   0.7647   0.7510   0.7366   0.7217   0.7064   0.6905  
0.6743   0.6575   0.6405   0.6232   0.6056   0.5876   0.5694   0.5510   0.5326

27

   0.7919   0.7793   0.7660   0.7523   0.7379   0.7230   0.7077   0.6918  
0.6755   0.6587   0.6417   0.6244   0.6067   0.5887   0.5705   0.5521   0.5336

28

   0.7933   0.7807   0.7675   0.7536   0.7393   0.7244   0.7090   0.6931  
0.6768   0.6601   0.6430   0.6256   0.6079   0.5899   0.5717   0.5532   0.5347

29

   0.7947   0.7821   0.7689   0.7551   0.7407   0.7258   0.7104   0.6945  
0.6782   0.6614   0.6443   0.6269   0.6092   0.5912   0.5729   0.5544   0.5359

30

   0.7963   0.7837   0.7704   0.7567   0.7423   0.7274   0.7120   0.6960  
0.6797   0.6629   0.6458   0.6283   0.6106   0.5926   0.5743   0.5557   0.5372

31

   0.7979   0.7853   0.7721   0.7583   0.7439   0.7290   0.7136   0.6976  
0.6812   0.6644   0.6473   0.6298   0.6121   0.5940   0.5757   0.5571   0.5385

32

   0.7997   0.7871   0.7738   0.7600   0.7456   0.7307   0.7152   0.6993  
0.6829   0.6661   0.6489   0.6315   0.6137   0.5955   0.5772   0.5586   0.5400

33

   0.8015   0.7888   0.7756   0.7619   0.7475   0.7325   0.7171   0.7011  
0.6847   0.6678   0.6507   0.6331   0.6153   0.5972   0.5787   0.5601   0.5415

34

   0.8034   0.7908   0.7776   0.7638   0.7494   0.7344   0.7190   0.7030  
0.6865   0.6697   0.6525   0.6349   0.6171   0.5989   0.5804   0.5618   0.5431

35

   0.8054   0.7928   0.7796   0.7658   0.7514   0.7364   0.7210   0.7049  
0.6885   0.6716   0.6544   0.6368   0.6189   0.6007   0.5823   0.5635   0.5448

36

   0.8075   0.7949   0.7817   0.7679   0.7535   0.7385   0.7230   0.7070  
0.6906   0.6737   0.6564   0.6388   0.6209   0.6027   0.5842   0.5654   0.5466

37

   0.8097   0.7972   0.7840   0.7701   0.7558   0.7408   0.7253   0.7092  
0.6928   0.6759   0.6586   0.6410   0.6230   0.6047   0.5862   0.5674   0.5486

38

   0.8120   0.7995   0.7863   0.7725   0.7581   0.7431   0.7276   0.7116  
0.6951   0.6781   0.6609   0.6432   0.6252   0.6069   0.5883   0.5695   0.5506

39

   0.8144   0.8019   0.7887   0.7750   0.7606   0.7456   0.7301   0.7141  
0.6976   0.6806   0.6633   0.6456   0.6275   0.6092   0.5906   0.5717   0.5527

40

   0.8169   0.8044   0.7913   0.7776   0.7632   0.7482   0.7327   0.7167  
0.7002   0.6832   0.6658   0.6481   0.6301   0.6116   0.5930   0.5740   0.5551

41

   0.8196   0.8071   0.7940   0.7803   0.7659   0.7509   0.7354   0.7194  
0.7029   0.6859   0.6685   0.6507   0.6327   0.6142   0.5955   0.5765   0.5575

42

   0.8223   0.8099   0.7968   0.7831   0.7687   0.7538   0.7384   0.7223  
0.7057   0.6887   0.6713   0.6535   0.6354   0.6170   0.5982   0.5791   0.5601

43

   0.8251   0.8128   0.7998   0.7861   0.7717   0.7568   0.7413   0.7253  
0.7088   0.6917   0.6743   0.6565   0.6384   0.6198   0.6010   0.5819   0.5628

44

   0.8281   0.8158   0.8028   0.7892   0.7749   0.7600   0.7445   0.7284  
0.7119   0.6948   0.6774   0.6596   0.6414   0.6228   0.6040   0.5848   0.5657

45

   0.8312   0.8189   0.8059   0.7924   0.7781   0.7633   0.7478   0.7317  
0.7152   0.6981   0.6807   0.6628   0.6446   0.6260   0.6072   0.5880   0.5687

46

   0.8343   0.8221   0.8092   0.7957   0.7815   0.7666   0.7512   0.7352  
0.7187   0.7016   0.6841   0.6663   0.6480   0.6294   0.6104   0.5912   0.5719

47

   0.8376   0.8255   0.8127   0.7992   0.7850   0.7702   0.7549   0.7388  
0.7223   0.7052   0.6877   0.6699   0.6516   0.6329   0.6140   0.5946   0.5753

48

   0.8409   0.8289   0.8162   0.8028   0.7887   0.7739   0.7586   0.7426  
0.7261   0.7090   0.6915   0.6737   0.6553   0.6367   0.6176   0.5983   0.5789

49

   0.8444   0.8325   0.8198   0.8066   0.7925   0.7778   0.7625   0.7465  
0.7301   0.7130   0.6955   0.6776   0.6593   0.6406   0.6215   0.6021   0.5826

50

   0.8480   0.8361   0.8236   0.8104   0.7964   0.7818   0.7665   0.7506  
0.7342   0.7172   0.6997   0.6818   0.6634   0.6447   0.6256   0.6061   0.5866

51

   0.8516   0.8399   0.8275   0.8143   0.8005   0.7859   0.7707   0.7549  
0.7385   0.7215   0.7040   0.6861   0.6678   0.6490   0.6299   0.6104   0.5908

52

   0.8554   0.8438   0.8315   0.8184   0.8047   0.7902   0.7751   0.7593  
0.7429   0.7260   0.7086   0.6907   0.6724   0.6536   0.6344   0.6149   0.5952

53

   0.8591   0.8477   0.8356   0.8227   0.8090   0.7946   0.7796   0.7639  
0.7476   0.7307   0.7133   0.6954   0.6771   0.6583   0.6391   0.6195   0.5998

54

   0.8630   0.8517   0.8397   0.8270   0.8134   0.7992   0.7843   0.7686  
0.7524   0.7356   0.7182   0.7004   0.6821   0.6633   0.6441   0.6245   0.6047

55

   0.8670   0.8558   0.8440   0.8314   0.8180   0.8038   0.7891   0.7735  
0.7574   0.7407   0.7234   0.7056   0.6873   0.6685   0.6493   0.6296   0.6098

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    11

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table C

 

100% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

  60

--------------------------------------------------------------------------------

  61

--------------------------------------------------------------------------------

  62

--------------------------------------------------------------------------------

  63

--------------------------------------------------------------------------------

  64

--------------------------------------------------------------------------------

  65

--------------------------------------------------------------------------------

  66

--------------------------------------------------------------------------------

  67

--------------------------------------------------------------------------------

  68

--------------------------------------------------------------------------------

  69

--------------------------------------------------------------------------------

  70

--------------------------------------------------------------------------------

  71

--------------------------------------------------------------------------------

  72

--------------------------------------------------------------------------------

  73

--------------------------------------------------------------------------------

  74

--------------------------------------------------------------------------------

  75

--------------------------------------------------------------------------------

56

   0.8709   0.8600   0.8483   0.8358   0.8227   0.8087   0.7940   0.7786  
0.7626   0.7459   0.7287   0.7109   0.6927   0.6739   0.6547   0.6351   0.6152

57

   0.8749   0.8642   0.8527   0.8405   0.8274   0.8136   0.7991   0.7838  
0.7679   0.7513   0.7342   0.7165   0.6983   0.6795   0.6603   0.6407   0.6209

58

   0.8790   0.8685   0.8571   0.8451   0.8322   0.8186   0.8043   0.7891  
0.7734   0.7569   0.7399   0.7223   0.7041   0.6854   0.6663   0.6466   0.6267

59

   0.8830   0.8728   0.8617   0.8498   0.8371   0.8236   0.8095   0.7945  
0.7789   0.7626   0.7457   0.7282   0.7101   0.6915   0.6724   0.6527   0.6329

60

   0.8871   0.8771   0.8662   0.8546   0.8421   0.8288   0.8149   0.8001  
0.7846   0.7685   0.7517   0.7343   0.7164   0.6978   0.6787   0.6591   0.6393

61

   0.8912   0.8814   0.8707   0.8594   0.8471   0.8341   0.8203   0.8057  
0.7905   0.7745   0.7579   0.7406   0.7228   0.7043   0.6853   0.6657   0.6459

62

   0.8952   0.8857   0.8753   0.8641   0.8521   0.8393   0.8258   0.8114  
0.7964   0.7806   0.7642   0.7471   0.7294   0.7110   0.6921   0.6726   0.6528

63

   0.8993   0.8900   0.8799   0.8690   0.8572   0.8447   0.8314   0.8173  
0.8025   0.7868   0.7706   0.7536   0.7361   0.7178   0.6990   0.6796   0.6599

64

   0.9033   0.8942   0.8844   0.8737   0.8623   0.8500   0.8370   0.8231  
0.8085   0.7931   0.7770   0.7603   0.7429   0.7249   0.7062   0.6869   0.6672

65

   0.9073   0.8984   0.8889   0.8785   0.8674   0.8553   0.8426   0.8290  
0.8147   0.7995   0.7837   0.7671   0.7500   0.7321   0.7135   0.6943   0.6748

66

   0.9111   0.9026   0.8934   0.8833   0.8724   0.8607   0.8482   0.8349  
0.8208   0.8059   0.7903   0.7741   0.7571   0.7394   0.7210   0.7019   0.6825

67

   0.9150   0.9067   0.8978   0.8880   0.8774   0.8660   0.8539   0.8408  
0.8270   0.8124   0.7971   0.7811   0.7643   0.7468   0.7286   0.7097   0.6904

68

   0.9187   0.9108   0.9021   0.8927   0.8823   0.8713   0.8594   0.8466  
0.8332   0.8189   0.8038   0.7881   0.7716   0.7543   0.7363   0.7176   0.6985

69

   0.9224   0.9148   0.9064   0.8973   0.8873   0.8765   0.8650   0.8525  
0.8394   0.8253   0.8106   0.7952   0.7789   0.7619   0.7441   0.7257   0.7067

70

   0.9260   0.9186   0.9105   0.9017   0.8921   0.8816   0.8704   0.8584  
0.8455   0.8318   0.8174   0.8023   0.7863   0.7695   0.7520   0.7338   0.7150

71

   0.9295   0.9224   0.9147   0.9062   0.8968   0.8867   0.8759   0.8641  
0.8516   0.8383   0.8242   0.8094   0.7937   0.7772   0.7600   0.7420   0.7235

72

   0.9329   0.9262   0.9186   0.9105   0.9015   0.8917   0.8812   0.8698  
0.8577   0.8447   0.8309   0.8164   0.8011   0.7849   0.7680   0.7503   0.7320

73

   0.9362   0.9297   0.9225   0.9147   0.9060   0.8966   0.8864   0.8754  
0.8636   0.8509   0.8376   0.8234   0.8085   0.7926   0.7761   0.7586   0.7406

74

   0.9394   0.9332   0.9263   0.9188   0.9105   0.9014   0.8915   0.8809  
0.8695   0.8572   0.8442   0.8304   0.8158   0.8003   0.7841   0.7669   0.7492

75

   0.9424   0.9366   0.9300   0.9228   0.9147   0.9060   0.8965   0.8862  
0.8753   0.8634   0.8507   0.8373   0.8231   0.8080   0.7920   0.7753   0.7579

76

   0.9454   0.9398   0.9335   0.9266   0.9189   0.9106   0.9015   0.8915  
0.8809   0.8694   0.8572   0.8441   0.8303   0.8155   0.8000   0.7835   0.7665

77

   0.9483   0.9429   0.9369   0.9303   0.9230   0.9149   0.9062   0.8966  
0.8864   0.8752   0.8634   0.8508   0.8374   0.8230   0.8078   0.7917   0.7750

78

   0.9510   0.9460   0.9402   0.9339   0.9269   0.9192   0.9108   0.9016  
0.8918   0.8810   0.8695   0.8573   0.8443   0.8304   0.8156   0.7998   0.7836

79

   0.9536   0.9488   0.9433   0.9374   0.9307   0.9233   0.9152   0.9064  
0.8969   0.8866   0.8755   0.8638   0.8512   0.8376   0.8232   0.8080   0.7920

80

   0.9561   0.9515   0.9464   0.9407   0.9343   0.9272   0.9196   0.9111  
0.9019   0.8921   0.8814   0.8700   0.8578   0.8447   0.8307   0.8159   0.8003

81

   0.9585   0.9542   0.9493   0.9438   0.9378   0.9310   0.9237   0.9156  
0.9069   0.8973   0.8871   0.8761   0.8643   0.8517   0.8382   0.8237   0.8085

82

   0.9608   0.9567   0.9521   0.9469   0.9412   0.9347   0.9277   0.9200  
0.9116   0.9025   0.8926   0.8821   0.8708   0.8585   0.8454   0.8314   0.8167

83

   0.9631   0.9592   0.9548   0.9498   0.9444   0.9383   0.9316   0.9242  
0.9162   0.9075   0.8980   0.8880   0.8770   0.8652   0.8525   0.8389   0.8247

84

   0.9652   0.9615   0.9573   0.9527   0.9475   0.9417   0.9354   0.9283  
0.9207   0.9123   0.9033   0.8936   0.8831   0.8717   0.8595   0.8464   0.8326

85

   0.9672   0.9637   0.9598   0.9554   0.9504   0.9450   0.9390   0.9323  
0.9250   0.9170   0.9084   0.8991   0.8891   0.8781   0.8664   0.8537   0.8403

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    12

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

Table D

 

50% Joint and Survivor With Pop-Up

Age of CEI Participants

 

     Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

25

   0.9908    0.9900    0.9892    0.9882    0.9873    0.9863    0.9850    0.9838
   0.9824    0.9809    0.9793    0.9776    0.9757    0.9738    0.9716    0.9692
   0.9667

26

   0.9911    0.9903    0.9894    0.9885    0.9876    0.9866    0.9854    0.9841
   0.9828    0.9813    0.9798    0.9780    0.9762    0.9742    0.9721    0.9698
   0.9672

27

   0.9913    0.9906    0.9897    0.9888    0.9879    0.9869    0.9857    0.9845
   0.9831    0.9818    0.9801    0.9784    0.9766    0.9746    0.9725    0.9703
   0.9677

28

   0.9915    0.9908    0.9900    0.9891    0.9882    0.9872    0.9860    0.9849
   0.9835    0.9821    0.9806    0.9789    0.9771    0.9752    0.9731    0.9708
   0.9683

29

   0.9917    0.9911    0.9902    0.9894    0.9886    0.9875    0.9864    0.9852
   0.9839    0.9826    0.9810    0.9793    0.9775    0.9757    0.9736    0.9714
   0.9689

30

   0.9920    0.9913    0.9905    0.9897    0.9889    0.9879    0.9867    0.9856
   0.9843    0.9830    0.9815    0.9798    0.9781    0.9762    0.9742    0.9719
   0.9695

31

   0.9922    0.9916    0.9908    0.9900    0.9892    0.9882    0.9871    0.9860
   0.9847    0.9834    0.9819    0.9803    0.9786    0.9767    0.9747    0.9725
   0.9701

32

   0.9925    0.9918    0.9910    0.9903    0.9895    0.9885    0.9874    0.9863
   0.9851    0.9838    0.9824    0.9808    0.9791    0.9772    0.9753    0.9731
   0.9707

33

   0.9927    0.9920    0.9913    0.9906    0.9898    0.9888    0.9878    0.9868
   0.9855    0.9843    0.9828    0.9812    0.9796    0.9778    0.9759    0.9737
   0.9714

34

   0.9929    0.9923    0.9916    0.9908    0.9900    0.9892    0.9881    0.9872
   0.9859    0.9847    0.9833    0.9818    0.9801    0.9783    0.9765    0.9743
   0.9720

35

   0.9931    0.9925    0.9919    0.9911    0.9904    0.9895    0.9885    0.9875
   0.9863    0.9851    0.9838    0.9823    0.9807    0.9789    0.9770    0.9749
   0.9727

36

   0.9934    0.9927    0.9921    0.9914    0.9907    0.9899    0.9889    0.9879
   0.9867    0.9856    0.9842    0.9827    0.9812    0.9795    0.9776    0.9756
   0.9734

37

   0.9935    0.9930    0.9924    0.9917    0.9910    0.9902    0.9892    0.9883
   0.9871    0.9860    0.9847    0.9832    0.9817    0.9800    0.9782    0.9762
   0.9740

38

   0.9937    0.9932    0.9926    0.9919    0.9913    0.9905    0.9895    0.9886
   0.9875    0.9864    0.9852    0.9838    0.9822    0.9806    0.9788    0.9769
   0.9747

39

   0.9939    0.9934    0.9929    0.9922    0.9916    0.9908    0.9899    0.9890
   0.9879    0.9868    0.9856    0.9842    0.9828    0.9812    0.9794    0.9775
   0.9754

40

   0.9942    0.9936    0.9931    0.9925    0.9918    0.9911    0.9902    0.9894
   0.9883    0.9873    0.9861    0.9847    0.9833    0.9818    0.9800    0.9781
   0.9761

41

   0.9944    0.9939    0.9933    0.9927    0.9921    0.9914    0.9906    0.9897
   0.9887    0.9877    0.9865    0.9853    0.9838    0.9824    0.9807    0.9788
   0.9768

42

   0.9945    0.9941    0.9935    0.9929    0.9924    0.9917    0.9909    0.9901
   0.9891    0.9881    0.9869    0.9857    0.9844    0.9829    0.9813    0.9795
   0.9775

43

   0.9947    0.9943    0.9938    0.9932    0.9927    0.9920    0.9912    0.9904
   0.9895    0.9886    0.9874    0.9862    0.9849    0.9835    0.9819    0.9802
   0.9782

44

   0.9949    0.9945    0.9940    0.9935    0.9929    0.9923    0.9915    0.9908
   0.9899    0.9889    0.9878    0.9867    0.9854    0.9840    0.9825    0.9808
   0.9789

45

   0.9951    0.9947    0.9942    0.9937    0.9932    0.9925    0.9918    0.9911
   0.9902    0.9893    0.9883    0.9871    0.9859    0.9846    0.9831    0.9814
   0.9796

46

   0.9953    0.9949    0.9944    0.9939    0.9934    0.9928    0.9921    0.9914
   0.9905    0.9897    0.9887    0.9876    0.9864    0.9851    0.9837    0.9820
   0.9803

47

   0.9954    0.9950    0.9947    0.9941    0.9937    0.9931    0.9924    0.9917
   0.9909    0.9901    0.9891    0.9881    0.9869    0.9857    0.9842    0.9827
   0.9810

48

   0.9956    0.9953    0.9948    0.9943    0.9939    0.9933    0.9927    0.9920
   0.9913    0.9905    0.9896    0.9885    0.9874    0.9862    0.9848    0.9833
   0.9816

49

   0.9958    0.9954    0.9950    0.9946    0.9942    0.9936    0.9930    0.9923
   0.9916    0.9909    0.9899    0.9889    0.9879    0.9867    0.9854    0.9839
   0.9823

50

   0.9959    0.9955    0.9952    0.9948    0.9944    0.9939    0.9933    0.9926
   0.9919    0.9912    0.9903    0.9894    0.9883    0.9872    0.9860    0.9845
   0.9830

51

   0.9961    0.9958    0.9954    0.9949    0.9946    0.9941    0.9935    0.9929
   0.9922    0.9915    0.9907    0.9898    0.9888    0.9877    0.9865    0.9851
   0.9836

52

   0.9962    0.9959    0.9955    0.9952    0.9948    0.9943    0.9938    0.9932
   0.9925    0.9919    0.9911    0.9902    0.9892    0.9882    0.9870    0.9857
   0.9842

53

   0.9964    0.9961    0.9958    0.9954    0.9950    0.9945    0.9940    0.9935
   0.9928    0.9922    0.9914    0.9906    0.9897    0.9887    0.9876    0.9863
   0.9849

54

   0.9965    0.9962    0.9959    0.9955    0.9952    0.9948    0.9942    0.9938
   0.9931    0.9925    0.9918    0.9909    0.9901    0.9891    0.9881    0.9868
   0.9855

55

   0.9967    0.9964    0.9961    0.9958    0.9954    0.9950    0.9945    0.9941
   0.9934    0.9929    0.9921    0.9913    0.9905    0.9896    0.9885    0.9873
   0.9860

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    13

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table D

50% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

56

   0.9967    0.9965    0.9962    0.9959    0.9956    0.9952    0.9947    0.9943
   0.9937    0.9932    0.9925    0.9917    0.9909    0.9900    0.9890    0.9879
   0.9867

57

   0.9969    0.9967    0.9964    0.9960    0.9958    0.9954    0.9950    0.9945
   0.9940    0.9935    0.9928    0.9921    0.9913    0.9905    0.9895    0.9884
   0.9872

58

   0.9970    0.9968    0.9965    0.9962    0.9960    0.9956    0.9952    0.9947
   0.9942    0.9937    0.9931    0.9925    0.9917    0.9909    0.9900    0.9889
   0.9877

59

   0.9971    0.9970    0.9967    0.9963    0.9961    0.9958    0.9953    0.9950
   0.9945    0.9940    0.9934    0.9928    0.9920    0.9913    0.9904    0.9894
   0.9883

60

   0.9973    0.9970    0.9968    0.9966    0.9963    0.9960    0.9956    0.9952
   0.9947    0.9943    0.9937    0.9931    0.9924    0.9917    0.9908    0.9899
   0.9888

61

   0.9973    0.9972    0.9969    0.9967    0.9965    0.9962    0.9958    0.9954
   0.9949    0.9945    0.9940    0.9934    0.9927    0.9921    0.9912    0.9903
   0.9893

62

   0.9975    0.9973    0.9971    0.9968    0.9966    0.9963    0.9959    0.9956
   0.9952    0.9948    0.9943    0.9937    0.9931    0.9924    0.9917    0.9908
   0.9898

63

   0.9976    0.9974    0.9972    0.9969    0.9968    0.9965    0.9962    0.9959
   0.9954    0.9951    0.9945    0.9940    0.9934    0.9928    0.9921    0.9912
   0.9903

64

   0.9977    0.9975    0.9973    0.9971    0.9969    0.9966    0.9963    0.9960
   0.9956    0.9953    0.9948    0.9943    0.9937    0.9931    0.9924    0.9916
   0.9907

65

   0.9978    0.9976    0.9975    0.9972    0.9971    0.9969    0.9965    0.9962
   0.9958    0.9955    0.9951    0.9946    0.9940    0.9935    0.9927    0.9920
   0.9912

66

   0.9978    0.9977    0.9975    0.9974    0.9972    0.9970    0.9966    0.9964
   0.9960    0.9958    0.9953    0.9948    0.9943    0.9938    0.9931    0.9924
   0.9916

67

   0.9980    0.9978    0.9977    0.9975    0.9973    0.9971    0.9968    0.9966
   0.9962    0.9959    0.9955    0.9950    0.9946    0.9941    0.9934    0.9928
   0.9920

68

   0.9981    0.9979    0.9978    0.9976    0.9975    0.9972    0.9970    0.9968
   0.9964    0.9961    0.9957    0.9953    0.9949    0.9944    0.9938    0.9931
   0.9924

69

   0.9981    0.9980    0.9978    0.9977    0.9976    0.9974    0.9971    0.9969
   0.9966    0.9964    0.9960    0.9956    0.9951    0.9946    0.9941    0.9935
   0.9927

70

   0.9982    0.9981    0.9980    0.9978    0.9977    0.9975    0.9972    0.9971
   0.9967    0.9965    0.9962    0.9958    0.9953    0.9949    0.9944    0.9938
   0.9931

71

   0.9983    0.9982    0.9981    0.9979    0.9978    0.9976    0.9974    0.9972
   0.9969    0.9967    0.9963    0.9959    0.9956    0.9951    0.9947    0.9941
   0.9934

72

   0.9984    0.9983    0.9981    0.9980    0.9979    0.9977    0.9975    0.9974
   0.9970    0.9969    0.9966    0.9962    0.9959    0.9955    0.9950    0.9944
   0.9938

73

   0.9984    0.9984    0.9982    0.9981    0.9981    0.9979    0.9976    0.9975
   0.9972    0.9970    0.9967    0.9964    0.9960    0.9957    0.9952    0.9947
   0.9941

74

   0.9985    0.9984    0.9983    0.9982    0.9981    0.9980    0.9977    0.9976
   0.9973    0.9972    0.9969    0.9966    0.9962    0.9959    0.9955    0.9950
   0.9945

75

   0.9986    0.9985    0.9984    0.9983    0.9982    0.9980    0.9979    0.9977
   0.9975    0.9973    0.9970    0.9968    0.9965    0.9961    0.9957    0.9953
   0.9948

76

   0.9987    0.9986    0.9985    0.9984    0.9983    0.9982    0.9980    0.9979
   0.9976    0.9975    0.9973    0.9969    0.9966    0.9964    0.9960    0.9955
   0.9950

77

   0.9987    0.9987    0.9986    0.9984    0.9984    0.9983    0.9980    0.9980
   0.9977    0.9976    0.9973    0.9971    0.9969    0.9965    0.9962    0.9958
   0.9953

78

   0.9987    0.9987    0.9986    0.9985    0.9985    0.9983    0.9982    0.9980
   0.9979    0.9977    0.9975    0.9972    0.9970    0.9968    0.9964    0.9960
   0.9955

79

   0.9988    0.9987    0.9987    0.9986    0.9986    0.9984    0.9983    0.9982
   0.9980    0.9979    0.9976    0.9974    0.9972    0.9969    0.9966    0.9962
   0.9958

80

   0.9989    0.9988    0.9987    0.9987    0.9987    0.9985    0.9983    0.9983
   0.9981    0.9979    0.9978    0.9975    0.9973    0.9971    0.9968    0.9964
   0.9960

81

   0.9990    0.9989    0.9988    0.9987    0.9987    0.9986    0.9984    0.9983
   0.9982    0.9981    0.9979    0.9977    0.9975    0.9972    0.9970    0.9966
   0.9962

82

   0.9990    0.9990    0.9989    0.9988    0.9988    0.9986    0.9985    0.9985
   0.9983    0.9982    0.9980    0.9978    0.9976    0.9974    0.9971    0.9968
   0.9965

83

   0.9990    0.9990    0.9990    0.9989    0.9988    0.9987    0.9986    0.9986
   0.9983    0.9983    0.9981    0.9979    0.9978    0.9975    0.9973    0.9970
   0.9966

84

   0.9991    0.9990    0.9990    0.9989    0.9989    0.9988    0.9986    0.9986
   0.9985    0.9984    0.9982    0.9981    0.9978    0.9977    0.9974    0.9972
   0.9969

85

   0.9991    0.9991    0.9990    0.9990    0.9990    0.9989    0.9987    0.9987
   0.9986    0.9985    0.9983    0.9982    0.9980    0.9978    0.9976    0.9973
   0.9970

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    14

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table D

50% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.9641    0.9612    0.9582    0.9549    0.9515    0.9479    0.9439    0.9399
   0.9355    0.9309    0.9261    0.9210    0.9154    0.9096    0.9033    0.8968
   0.8898

26

   0.9646    0.9618    0.9588    0.9555    0.9522    0.9485    0.9446    0.9405
   0.9362    0.9316    0.9268    0.9216    0.9161    0.9104    0.9041    0.8976
   0.8905

27

   0.9652    0.9623    0.9594    0.9561    0.9527    0.9491    0.9453    0.9412
   0.9369    0.9323    0.9275    0.9224    0.9169    0.9111    0.9049    0.8984
   0.8914

28

   0.9658    0.9630    0.9600    0.9567    0.9534    0.9498    0.9459    0.9419
   0.9376    0.9331    0.9283    0.9232    0.9177    0.9119    0.9057    0.8992
   0.8922

29

   0.9664    0.9636    0.9606    0.9574    0.9541    0.9505    0.9467    0.9427
   0.9384    0.9338    0.9291    0.9240    0.9185    0.9128    0.9066    0.9001
   0.8931

30

   0.9670    0.9643    0.9613    0.9581    0.9548    0.9513    0.9474    0.9434
   0.9392    0.9347    0.9300    0.9249    0.9194    0.9137    0.9075    0.9010
   0.8940

31

   0.9676    0.9649    0.9620    0.9588    0.9556    0.9520    0.9482    0.9442
   0.9400    0.9355    0.9308    0.9258    0.9203    0.9146    0.9085    0.9020
   0.8951

32

   0.9683    0.9656    0.9627    0.9596    0.9563    0.9528    0.9490    0.9451
   0.9409    0.9364    0.9317    0.9267    0.9212    0.9156    0.9094    0.9030
   0.8961

33

   0.9690    0.9663    0.9634    0.9603    0.9571    0.9536    0.9499    0.9459
   0.9418    0.9373    0.9327    0.9277    0.9223    0.9166    0.9105    0.9041
   0.8972

34

   0.9696    0.9670    0.9642    0.9611    0.9579    0.9545    0.9508    0.9469
   0.9427    0.9383    0.9337    0.9287    0.9233    0.9177    0.9116    0.9052
   0.8983

35

   0.9703    0.9677    0.9649    0.9619    0.9587    0.9553    0.9517    0.9478
   0.9437    0.9393    0.9347    0.9298    0.9244    0.9189    0.9128    0.9064
   0.8995

36

   0.9711    0.9684    0.9657    0.9627    0.9596    0.9562    0.9526    0.9488
   0.9447    0.9404    0.9358    0.9309    0.9256    0.9200    0.9140    0.9077
   0.9008

37

   0.9717    0.9692    0.9665    0.9635    0.9605    0.9572    0.9535    0.9498
   0.9457    0.9414    0.9369    0.9320    0.9268    0.9212    0.9152    0.9089
   0.9021

38

   0.9725    0.9700    0.9673    0.9644    0.9614    0.9581    0.9545    0.9508
   0.9468    0.9426    0.9380    0.9332    0.9280    0.9225    0.9166    0.9103
   0.9035

39

   0.9732    0.9707    0.9681    0.9652    0.9623    0.9590    0.9556    0.9519
   0.9479    0.9437    0.9392    0.9344    0.9293    0.9238    0.9179    0.9116
   0.9049

40

   0.9740    0.9716    0.9690    0.9661    0.9632    0.9600    0.9565    0.9529
   0.9490    0.9448    0.9404    0.9357    0.9305    0.9252    0.9193    0.9131
   0.9064

41

   0.9747    0.9723    0.9698    0.9670    0.9642    0.9610    0.9576    0.9541
   0.9502    0.9460    0.9417    0.9370    0.9319    0.9266    0.9207    0.9146
   0.9079

42

   0.9755    0.9731    0.9706    0.9679    0.9651    0.9620    0.9586    0.9551
   0.9514    0.9473    0.9430    0.9384    0.9333    0.9280    0.9222    0.9161
   0.9095

43

   0.9762    0.9740    0.9715    0.9688    0.9660    0.9631    0.9597    0.9563
   0.9525    0.9486    0.9443    0.9398    0.9347    0.9295    0.9238    0.9177
   0.9112

44

   0.9769    0.9747    0.9724    0.9698    0.9670    0.9640    0.9609    0.9574
   0.9537    0.9499    0.9456    0.9411    0.9362    0.9311    0.9254    0.9194
   0.9129

45

   0.9777    0.9756    0.9732    0.9707    0.9680    0.9651    0.9619    0.9586
   0.9550    0.9512    0.9470    0.9426    0.9377    0.9326    0.9270    0.9211
   0.9147

46

   0.9784    0.9763    0.9741    0.9716    0.9690    0.9662    0.9631    0.9598
   0.9563    0.9525    0.9484    0.9441    0.9393    0.9342    0.9287    0.9229
   0.9165

47

   0.9792    0.9772    0.9749    0.9725    0.9700    0.9672    0.9641    0.9610
   0.9575    0.9538    0.9498    0.9455    0.9408    0.9359    0.9304    0.9247
   0.9183

48

   0.9799    0.9779    0.9758    0.9734    0.9710    0.9682    0.9653    0.9621
   0.9588    0.9551    0.9512    0.9470    0.9424    0.9375    0.9322    0.9265
   0.9203

49

   0.9806    0.9787    0.9766    0.9743    0.9719    0.9693    0.9664    0.9634
   0.9600    0.9565    0.9527    0.9485    0.9440    0.9392    0.9339    0.9283
   0.9222

50

   0.9813    0.9795    0.9775    0.9752    0.9729    0.9703    0.9675    0.9645
   0.9613    0.9579    0.9541    0.9500    0.9456    0.9409    0.9357    0.9302
   0.9242

51

   0.9821    0.9803    0.9783    0.9761    0.9738    0.9714    0.9686    0.9658
   0.9626    0.9592    0.9556    0.9516    0.9473    0.9426    0.9376    0.9322
   0.9263

52

   0.9828    0.9810    0.9791    0.9770    0.9748    0.9724    0.9698    0.9669
   0.9638    0.9606    0.9570    0.9532    0.9489    0.9444    0.9394    0.9341
   0.9283

53

   0.9834    0.9817    0.9799    0.9779    0.9758    0.9734    0.9709    0.9681
   0.9652    0.9619    0.9585    0.9547    0.9506    0.9462    0.9413    0.9361
   0.9304

54

   0.9841    0.9824    0.9807    0.9787    0.9767    0.9744    0.9719    0.9693
   0.9664    0.9633    0.9600    0.9563    0.9523    0.9480    0.9432    0.9381
   0.9326

55

   0.9847    0.9832    0.9815    0.9796    0.9776    0.9754    0.9730    0.9705
   0.9677    0.9646    0.9614    0.9578    0.9539    0.9497    0.9451    0.9402
   0.9346

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    15

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table D

50% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

56

   0.9854    0.9839    0.9822    0.9804    0.9785    0.9764    0.9741    0.9716
   0.9689    0.9659    0.9628    0.9594    0.9556    0.9515    0.9470    0.9422
   0.9368

57

   0.9860    0.9845    0.9829    0.9812    0.9794    0.9774    0.9751    0.9727
   0.9701    0.9673    0.9643    0.9609    0.9572    0.9533    0.9488    0.9442
   0.9390

58

   0.9866    0.9852    0.9837    0.9820    0.9803    0.9783    0.9761    0.9738
   0.9713    0.9686    0.9657    0.9624    0.9589    0.9550    0.9508    0.9462
   0.9411

59

   0.9871    0.9858    0.9844    0.9827    0.9810    0.9792    0.9771    0.9749
   0.9725    0.9698    0.9671    0.9640    0.9605    0.9568    0.9527    0.9482
   0.9433

60

   0.9877    0.9864    0.9850    0.9835    0.9819    0.9801    0.9781    0.9760
   0.9737    0.9711    0.9684    0.9654    0.9620    0.9585    0.9545    0.9502
   0.9454

61

   0.9883    0.9870    0.9857    0.9842    0.9827    0.9810    0.9790    0.9770
   0.9748    0.9724    0.9698    0.9669    0.9637    0.9602    0.9563    0.9522
   0.9476

62

   0.9888    0.9877    0.9863    0.9849    0.9835    0.9818    0.9800    0.9780
   0.9759    0.9736    0.9711    0.9683    0.9652    0.9619    0.9581    0.9541
   0.9497

63

   0.9893    0.9882    0.9870    0.9856    0.9842    0.9826    0.9808    0.9790
   0.9770    0.9747    0.9724    0.9697    0.9667    0.9636    0.9600    0.9561
   0.9518

64

   0.9898    0.9888    0.9876    0.9862    0.9849    0.9834    0.9817    0.9799
   0.9780    0.9759    0.9736    0.9710    0.9681    0.9651    0.9617    0.9579
   0.9538

65

   0.9903    0.9893    0.9881    0.9869    0.9856    0.9841    0.9826    0.9809
   0.9790    0.9770    0.9748    0.9724    0.9696    0.9667    0.9634    0.9599
   0.9558

66

   0.9908    0.9898    0.9888    0.9875    0.9863    0.9849    0.9834    0.9818
   0.9800    0.9780    0.9759    0.9736    0.9710    0.9683    0.9650    0.9616
   0.9578

67

   0.9912    0.9903    0.9892    0.9881    0.9869    0.9856    0.9842    0.9826
   0.9809    0.9791    0.9771    0.9749    0.9723    0.9698    0.9667    0.9634
   0.9597

68

   0.9916    0.9908    0.9898    0.9887    0.9876    0.9863    0.9849    0.9835
   0.9819    0.9801    0.9782    0.9761    0.9737    0.9712    0.9683    0.9652
   0.9616

69

   0.9921    0.9912    0.9903    0.9892    0.9882    0.9870    0.9856    0.9843
   0.9828    0.9810    0.9793    0.9773    0.9750    0.9726    0.9698    0.9668
   0.9634

70

   0.9925    0.9916    0.9908    0.9898    0.9888    0.9876    0.9863    0.9850
   0.9836    0.9820    0.9803    0.9784    0.9763    0.9740    0.9712    0.9685
   0.9652

71

   0.9929    0.9920    0.9912    0.9903    0.9893    0.9883    0.9871    0.9857
   0.9844    0.9829    0.9813    0.9795    0.9774    0.9752    0.9727    0.9700
   0.9669

72

   0.9932    0.9925    0.9917    0.9907    0.9899    0.9888    0.9877    0.9865
   0.9852    0.9837    0.9823    0.9805    0.9786    0.9765    0.9741    0.9716
   0.9685

73

   0.9936    0.9929    0.9921    0.9912    0.9904    0.9894    0.9883    0.9872
   0.9859    0.9846    0.9832    0.9815    0.9797    0.9777    0.9754    0.9730
   0.9702

74

   0.9939    0.9932    0.9925    0.9917    0.9908    0.9900    0.9889    0.9878
   0.9867    0.9854    0.9840    0.9825    0.9807    0.9788    0.9767    0.9744
   0.9718

75

   0.9943    0.9936    0.9929    0.9921    0.9913    0.9904    0.9895    0.9884
   0.9873    0.9861    0.9848    0.9834    0.9817    0.9800    0.9779    0.9758
   0.9732

76

   0.9945    0.9939    0.9932    0.9925    0.9918    0.9909    0.9900    0.9891
   0.9880    0.9869    0.9857    0.9842    0.9827    0.9811    0.9791    0.9770
   0.9746

77

   0.9948    0.9942    0.9936    0.9929    0.9922    0.9914    0.9905    0.9896
   0.9886    0.9875    0.9864    0.9851    0.9836    0.9821    0.9802    0.9783
   0.9760

78

   0.9951    0.9945    0.9940    0.9933    0.9927    0.9919    0.9910    0.9902
   0.9892    0.9882    0.9871    0.9859    0.9845    0.9830    0.9813    0.9794
   0.9773

79

   0.9954    0.9949    0.9943    0.9937    0.9930    0.9923    0.9915    0.9907
   0.9898    0.9889    0.9878    0.9867    0.9853    0.9840    0.9823    0.9806
   0.9786

80

   0.9957    0.9952    0.9946    0.9940    0.9934    0.9927    0.9920    0.9912
   0.9904    0.9894    0.9885    0.9874    0.9861    0.9848    0.9833    0.9816
   0.9798

81

   0.9959    0.9954    0.9949    0.9943    0.9938    0.9931    0.9924    0.9917
   0.9909    0.9900    0.9891    0.9880    0.9869    0.9857    0.9842    0.9827
   0.9809

82

   0.9961    0.9956    0.9952    0.9946    0.9941    0.9935    0.9928    0.9921
   0.9913    0.9905    0.9897    0.9887    0.9876    0.9865    0.9851    0.9836
   0.9820

83

   0.9964    0.9960    0.9955    0.9949    0.9944    0.9938    0.9932    0.9926
   0.9918    0.9910    0.9903    0.9894    0.9883    0.9872    0.9859    0.9846
   0.9830

84

   0.9965    0.9962    0.9958    0.9952    0.9948    0.9942    0.9936    0.9930
   0.9923    0.9915    0.9908    0.9900    0.9889    0.9880    0.9867    0.9855
   0.9840

85

   0.9968    0.9964    0.9960    0.9955    0.9951    0.9945    0.9939    0.9933
   0.9927    0.9920    0.9913    0.9906    0.9896    0.9887    0.9875    0.9864
   0.9849

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    16

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table D

50% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   46

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   48

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.8822    0.8744    0.8658    0.8570    0.8475    0.8375    0.8271    0.8161
   0.8046    0.7926    0.7800    0.7670    0.7535    0.7394    0.7248    0.7097
   0.6942

26

   0.8830    0.8751    0.8666    0.8578    0.8484    0.8384    0.8280    0.8169
   0.8054    0.7934    0.7808    0.7678    0.7543    0.7402    0.7257    0.7105
   0.6950

27

   0.8838    0.8760    0.8675    0.8586    0.8492    0.8393    0.8288    0.8178
   0.8063    0.7943    0.7818    0.7688    0.7552    0.7411    0.7266    0.7114
   0.6959

28

   0.8847    0.8768    0.8684    0.8595    0.8501    0.8401    0.8298    0.8187
   0.8073    0.7952    0.7827    0.7697    0.7561    0.7421    0.7275    0.7124
   0.6969

29

   0.8856    0.8777    0.8693    0.8605    0.8510    0.8412    0.8307    0.8197
   0.8082    0.7962    0.7837    0.7707    0.7572    0.7431    0.7285    0.7133
   0.6979

30

   0.8866    0.8787    0.8703    0.8615    0.8521    0.8422    0.8318    0.8207
   0.8093    0.7973    0.7847    0.7718    0.7583    0.7442    0.7295    0.7144
   0.6989

31

   0.8876    0.8798    0.8714    0.8625    0.8532    0.8432    0.8329    0.8219
   0.8104    0.7984    0.7859    0.7729    0.7594    0.7453    0.7307    0.7156
   0.7001

32

   0.8887    0.8808    0.8725    0.8637    0.8543    0.8444    0.8340    0.8231
   0.8116    0.7996    0.7871    0.7741    0.7606    0.7465    0.7319    0.7168
   0.7013

33

   0.8898    0.8820    0.8736    0.8648    0.8554    0.8456    0.8352    0.8243
   0.8129    0.8008    0.7883    0.7754    0.7619    0.7478    0.7332    0.7180
   0.7025

34

   0.8910    0.8832    0.8749    0.8661    0.8567    0.8469    0.8365    0.8255
   0.8142    0.8022    0.7897    0.7767    0.7632    0.7491    0.7346    0.7194
   0.7039

35

   0.8922    0.8844    0.8761    0.8674    0.8580    0.8482    0.8379    0.8269
   0.8156    0.8036    0.7911    0.7782    0.7647    0.7506    0.7360    0.7208
   0.7054

36

   0.8934    0.8857    0.8775    0.8687    0.8594    0.8496    0.8393    0.8284
   0.8170    0.8050    0.7926    0.7796    0.7662    0.7521    0.7375    0.7223
   0.7069

37

   0.8948    0.8871    0.8789    0.8701    0.8609    0.8511    0.8408    0.8299
   0.8186    0.8066    0.7941    0.7812    0.7677    0.7537    0.7391    0.7240
   0.7085

38

   0.8962    0.8886    0.8803    0.8716    0.8624    0.8527    0.8424    0.8315
   0.8202    0.8082    0.7958    0.7829    0.7694    0.7554    0.7408    0.7257
   0.7102

39

   0.8977    0.8901    0.8819    0.8732    0.8640    0.8543    0.8440    0.8332
   0.8218    0.8099    0.7975    0.7846    0.7712    0.7571    0.7426    0.7274
   0.7120

40

   0.8992    0.8917    0.8835    0.8749    0.8657    0.8559    0.8458    0.8349
   0.8237    0.8117    0.7994    0.7865    0.7731    0.7590    0.7445    0.7294
   0.7139

41

   0.9008    0.8932    0.8852    0.8766    0.8675    0.8578    0.8476    0.8368
   0.8256    0.8137    0.8013    0.7885    0.7750    0.7610    0.7465    0.7314
   0.7159

42

   0.9024    0.8949    0.8869    0.8784    0.8693    0.8597    0.8495    0.8387
   0.8275    0.8157    0.8033    0.7905    0.7771    0.7631    0.7486    0.7335
   0.7180

43

   0.9042    0.8967    0.8887    0.8802    0.8712    0.8616    0.8515    0.8408
   0.8296    0.8177    0.8055    0.7926    0.7793    0.7653    0.7508    0.7357
   0.7203

44

   0.9060    0.8985    0.8906    0.8822    0.8732    0.8636    0.8536    0.8429
   0.8317    0.8199    0.8077    0.7949    0.7815    0.7676    0.7531    0.7380
   0.7226

45

   0.9078    0.9004    0.8925    0.8842    0.8752    0.8657    0.8557    0.8451
   0.8340    0.8222    0.8100    0.7972    0.7839    0.7700    0.7556    0.7405
   0.7251

46

   0.9097    0.9024    0.8946    0.8863    0.8774    0.8679    0.8579    0.8474
   0.8364    0.8246    0.8124    0.7997    0.7864    0.7726    0.7581    0.7431
   0.7276

47

   0.9116    0.9044    0.8966    0.8884    0.8796    0.8702    0.8603    0.8498
   0.8387    0.8271    0.8150    0.8023    0.7891    0.7752    0.7608    0.7458
   0.7304

48

   0.9136    0.9064    0.8988    0.8906    0.8819    0.8725    0.8628    0.8523
   0.8413    0.8297    0.8176    0.8050    0.7918    0.7780    0.7636    0.7487
   0.7333

49

   0.9156    0.9085    0.9010    0.8929    0.8842    0.8750    0.8653    0.8549
   0.8440    0.8325    0.8204    0.8078    0.7947    0.7809    0.7666    0.7516
   0.7363

50

   0.9177    0.9108    0.9033    0.8953    0.8867    0.8775    0.8679    0.8576
   0.8467    0.8353    0.8233    0.8108    0.7977    0.7840    0.7697    0.7548
   0.7394

51

   0.9199    0.9130    0.9056    0.8977    0.8892    0.8801    0.8706    0.8603
   0.8496    0.8382    0.8263    0.8138    0.8008    0.7872    0.7729    0.7581
   0.7428

52

   0.9220    0.9153    0.9080    0.9001    0.8918    0.8828    0.8733    0.8632
   0.8525    0.8412    0.8294    0.8170    0.8041    0.7905    0.7763    0.7615
   0.7463

53

   0.9242    0.9176    0.9104    0.9027    0.8944    0.8855    0.8762    0.8662
   0.8556    0.8444    0.8327    0.8204    0.8075    0.7940    0.7799    0.7650
   0.7499

54

   0.9265    0.9199    0.9129    0.9053    0.8971    0.8884    0.8791    0.8692
   0.8587    0.8476    0.8360    0.8238    0.8110    0.7976    0.7835    0.7688
   0.7537

55

   0.9287    0.9224    0.9154    0.9079    0.8998    0.8912    0.8821    0.8724
   0.8620    0.8510    0.8395    0.8274    0.8147    0.8013    0.7873    0.7727
   0.7576

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    17

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table D

50% Joint and Survivor With Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.9310    0.9247    0.9179    0.9106    0.9027    0.8942    0.8852    0.8756
   0.8653    0.8545    0.8430    0.8311    0.8184    0.8052    0.7913    0.7768
   0.7618

57

   0.9333    0.9272    0.9204    0.9133    0.9055    0.8972    0.8883    0.8788
   0.8687    0.8579    0.8467    0.8348    0.8223    0.8092    0.7955    0.7810
   0.7661

58

   0.9356    0.9296    0.9231    0.9160    0.9084    0.9002    0.8915    0.8821
   0.8722    0.8616    0.8505    0.8387    0.8264    0.8133    0.7997    0.7854
   0.7706

59

   0.9379    0.9320    0.9256    0.9188    0.9113    0.9033    0.8948    0.8855
   0.8758    0.8653    0.8544    0.8428    0.8305    0.8176    0.8041    0.7899
   0.7752

60

   0.9402    0.9345    0.9283    0.9216    0.9142    0.9064    0.8980    0.8889
   0.8793    0.8691    0.8583    0.8469    0.8348    0.8220    0.8086    0.7945
   0.7800

61

   0.9424    0.9369    0.9309    0.9244    09172    0.9095    0.9013    0.8924
   0.8830    0.8729    0.8622    0.8510    0.8391    0.8265    0.8133    0.7993
   0.7849

62

   0.9448    0.9394    0.9335    0.9272    0.9202    0.9127    0.9046    0.8959
   0.8867    0.8768    0.8663    0.8552    0.8435    0.8311    0.8181    0.8042
   0.7899

63

   0.9469    0.9418    0.9361    0.9299    0.9232    0.9158    0.9079    0.8994
   0.8904    0.8807    0.8704    0.8595    0.8480    0.8357    0.8229    0.8093
   0.7951

64

   0.9492    0.9442    0.9386    0.9326    0.9261    0.9189    0.9113    0.9030
   0.8941    0.8846    0.8745    0.8638    0.8525    0.8405    0.8278    0.8143
   0.8004

65

   0.9513    0.9465    0.9412    0.9354    0.9289    0.9220    0.9146    0.9065
   0.8978    0.8886    0.8787    0.8682    0.8572    0.8453    0.8328    0.8196
   0.8058

66

   0.9535    0.9489    0.9437    0.9381    0.9318    0.9251    0.9179    0.9101
   0.9016    0.8925    0.8829    0.8726    0.8618    0.8501    0.8379    0.8248
   0.8113

67

   0.9556    0.9511    0.9461    0.9407    0.9347    0.9282    0.9212    0.9135
   0.9054    0.8965    0.8870    0.8770    0.8664    0.8551    0.8430    0.8302
   0.8169

68

   0.9577    0.9533    0.9485    0.9433    0.9375    0.9312    0.9244    0.9170
   0.9091    0.9004    0.8912    0.8814    0.8711    0.8599    0.8481    0.8355
   0.8225

69

   0.9596    0.9555    0.9509    0.9459    0.9403    0.9342    0.9276    0.9204
   0.9127    0.9044    0.8954    0.8859    0.8758    0.8649    0.8533    0.8410
   0.8282

70

   0.9615    0.9576    0.9532    0.9483    0.9430    0.9371    0.9307    0.9238
   0.9163    0.9082    0.8995    0.8902    0.8804    0.8697    0.8585    0.8464
   0.8339

71

   0.9634    0.9597    0.9554    0.9507    0.9456    0.9399    0.9338    0.9271
   0.9199    0.9120    0.9037    0.8946    0.8850    0.8746    0.8637    0.8518
   0.8395

72

   0.9653    0.9616    0.9576    0.9532    0.9482    0.9428    0.9368    0.9303
   0.9234    0.9158    0.9076    0.8989    0.8896    0.8795    0.8688    0.8573
   0.8453

73

   0.9670    0.9636    0.9597    0.9555    0.9507    0.9455    0.9398    0.9336
   0.9269    0.9195    0.9116    0.9032    0.8941    0.8843    0.8739    0.8627
   0.8510

74

   0.9687    0.9654    0.9617    0.9577    0.9531    0.9481    0.9427    0.9367
   0.9302    0.9231    0.9155    0.9074    0.8986    0.8891    0.8789    0.8681
   0.8567

75

   0.9704    0.9672    0.9637    0.9598    0.9555    0.9507    0.9455    0.9397
   0.9335    0.9267    0.9193    0.9115    0.9030    0.8938    0.8840    0.8734
   0.8623

76

   0.9720    0.9690    0.9656    0.9619    0.9578    0.9532    0.9482    0.9427
   0.9367    0.9301    0.9231    0.9155    0.9073    0.8984    0.8889    0.8786
   0.8678

77

   0.9735    0.9706    0.9674    0.9639    0.9599    0.9555    0.9508    0.9455
   0.9398    0.9334    0.9267    0.9194    0.9115    0.9029    0.8937    0.8837
   0.8733

78

   0.9749    0.9722    0.9692    0.9659    0.9620    0.9579    0.9534    0.9482
   0.9427    0.9367    0.9303    0.9232    0.9156    0.9073    0.8984    0.8888
   0.8786

79

   0.9762    0.9738    0.9708    0.9676    0.9641    0.9601    0.9557    0.9510
   0.9457    0.9399    0.9337    0.9269    0.9196    0.9116    0.9031    0.8937
   0.8840

80

   0.9776    0.9752    0.9725    0.9695    0.9660    0.9622    0.9581    0.9535
   0.9484    0.9430    0.9369    0.9305    0.9235    0.9158    0.9075    0.8986
   0.8891

81

   0.9788    0.9766    0.9740    0.9711    0.9679    0.9642    0.9604    0.9559
   0.9512    0.9459    0.9402    0.9340    0.9272    0.9199    0.9120    0.9033
   0.8941

82

   0.9800    0.9779    0.9754    0.9727    0.9696    0.9662    0.9625    0.9583
   0.9538    0.9487    0.9433    0.9374    0.9309    0.9239    0.9162    0.9079
   0.8991

83

   0.9812    0.9791    0.9768    0.9743    0.9714    0.9682    0.9647    0.9606
   0.9563    0.9515    0.9463    0.9406    0.9345    0.9278    0.9204    0.9124
   0.9039

84

   0.9822    0.9804    0.9782    0.9758    0.9731    0.9700    0.9666    0.9629
   0.9587    0.9541    0.9492    0.9438    0.9379    0.9315    0.9245    0.9168
   0.9087

85

   0.9833    0.9815    0.9795    0.9772    0.9746    0.9717    0.9686    0.9650
   0.9611    0.9567    0.9520    0.9469    0.9413    0.9351    0.9284    0.9210
   0.9132

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    18

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table E

50% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

25

   0.9910    0.9903    0.9894    0.9885    0.9876    0.9865    0.9853    0.9841
   0.9826    0.9812    0.9796    0.9779    0.9760    0.9741    0.9719    0.9696
   0.9671

26

   0.9912    0.9905    0.9897    0.9887    0.9878    0.9868    0.9856    0.9844
   0.9830    0.9816    0.9801    0.9783    0.9765    0.9746    0.9724    0.9701
   0.9676

27

   0.9914    0.9908    0.9899    0.9890    0.9881    0.9872    0.9859    0.9848
   0.9834    0.9820    0.9804    0.9787    0.9770    0.9750    0.9729    0.9706
   0.9682

28

   0.9917    0.9910    0.9902    0.9893    0.9885    0.9874    0.9863    0.9852
   0.9838    0.9825    0.9810    0.9793    0.9775    0.9755    0.9735    0.9712
   0.9688

29

   0.9920    0.9913    0.9905    0.9896    0.9888    0.9878    0.9867    0.9855
   0.9842    0.9829    0.9814    0.9797    0.9780    0.9761    0.9740    0.9718
   0.9694

30

   0.9922    0.9915    0.9908    0.9899    0.9892    0.9882    0.9870    0.9860
   0.9846    0.9834    0.9818    0.9802    0.9785    0.9766    0.9746    0.9724
   0.9700

31

   0.9925    0.9918    0.9910    0.9903    0.9895    0.9885    0.9874    0.9863
   0.9850    0.9838    0.9824    0.9807    0.9790    0.9772    0.9752    0.9730
   0.9706

32

   0.9927    0.9920    0.9913    0.9906    0.9898    0.9888    0.9878    0.9867
   0.9855    0.9843    0.9828    0.9812    0.9795    0.9777    0.9758    0.9737
   0.9713

33

   0.9929    0.9923    0.9916    0.9909    0.9901    0.9892    0.9881    0.9872
   0.9859    0.9847    0.9833    0.9818    0.9801    0.9783    0.9764    0.9743
   0.9720

34

   0.9931    0.9925    0.9919    0.9912    0.9904    0.9896    0.9885    0.9875
   0.9863    0.9851    0.9838    0.9823    0.9807    0.9789    0.9770    0.9749
   0.9727

35

   0.9934    0.9928    0.9921    0.9915    0.9907    0.9899    0.9889    0.9880
   0.9867    0.9856    0.9843    0.9828    0.9812    0.9795    0.9776    0.9756
   0.9734

36

   0.9936    0.9930    0.9924    0.9918    0.9911    0.9902    0.9893    0.9883
   0.9872    0.9861    0.9848    0.9833    0.9818    0.9801    0.9783    0.9763
   0.9741

37

   0.9939    0.9933    0.9927    0.9921    0.9914    0.9906    0.9896    0.9887
   0.9876    0.9865    0.9852    0.9838    0.9824    0.9807    0.9789    0.9770
   0.9749

38

   0.9941    0.9936    0.9930    0.9923    0.9917    0.9909    0.9900    0.9891
   0.9881    0.9870    0.9858    0.9844    0.9830    0.9813    0.9796    0.9777
   0.9755

39

   0.9943    0.9938    0.9932    0.9926    0.9920    0.9913    0.9904    0.9895
   0.9884    0.9874    0.9863    0.9850    0.9835    0.9820    0.9803    0.9784
   0.9763

40

   0.9945    0.9940    0.9935    0.9929    0.9923    0.9916    0.9907    0.9899
   0.9889    0.9879    0.9867    0.9855    0.9841    0.9826    0.9809    0.9791
   0.9770

41

   0.9947    0.9942    0.9938    0.9932    0.9926    0.9919    0.9911    0.9903
   0.9893    0.9884    0.9872    0.9860    0.9847    0.9832    0.9816    0.9798
   0.9779

42

   0.9949    0.9944    0.9940    0.9935    0.9929    0.9922    0.9915    0.9907
   0.9897    0.9889    0.9877    0.9865    0.9852    0.9838    0.9822    0.9805
   0.9786

43

   0.9951    0.9947    0.9942    0.9937    0.9931    0.9925    0.9918    0.9911
   0.9902    0.9892    0.9882    0.9870    0.9858    0.9845    0.9829    0.9812
   0.9794

44

   0.9953    0.9949    0.9944    0.9940    0.9934    0.9928    0.9921    0.9914
   0.9905    0.9897    0.9887    0.9876    0.9863    0.9851    0.9836    0.9819
   0.9801

45

   0.9955    0.9951    0.9947    0.9942    0.9937    0.9931    0.9924    0.9918
   0.9909    0.9901    0.9891    0.9881    0.9869    0.9857    0.9842    0.9826
   0.9809

46

   0.9957    0.9953    0.9949    0.9944    0.9940    0.9934    0.9928    0.9921
   0.9913    0.9906    0.9896    0.9885    0.9874    0.9862    0.9848    0.9833
   0.9816

47

   0.9959    0.9955    0.9952    0.9947    0.9943    0.9937    0.9931    0.9925
   0.9917    0.9909    0.9901    0.9891    0.9880    0.9868    0.9855    0.9840
   0.9824

48

   0.9961    0.9957    0.9953    0.9949    0.9946    0.9940    0.9934    0.9928
   0.9921    0.9914    0.9905    0.9895    0.9885    0.9874    0.9861    0.9847
   0.9831

49

   0.9962    0.9959    0.9955    0.9952    0.9948    0.9943    0.9937    0.9932
   0.9925    0.9918    0.9909    0.9900    0.9890    0.9879    0.9867    0.9854
   0.9838

50

   0.9964    0.9961    0.9958    0.9954    0.9950    0.9945    0.9940    0.9935
   0.9928    0.9921    0.9914    0.9905    0.9896    0.9885    0.9873    0.9860
   0.9845

51

   0.9966    0.9963    0.9960    0.9956    0.9953    0.9948    0.9943    0.9938
   0.9931    0.9925    0.9917    0.9909    0.9900    0.9891    0.9879    0.9867
   0.9853

52

   0.9967    0.9964    0.9961    0.9958    0.9955    0.9951    0.9946    0.9941
   0.9934    0.9929    0.9922    0.9914    0.9905    0.9896    0.9885    0.9873
   0.9860

53

   0.9969    0.9967    0.9964    0.9960    0.9957    0.9954    0.9948    0.9944
   0.9938    0.9933    0.9926    0.9918    0.9910    0.9901    0.9891    0.9880
   0.9867

54

   0.9970    0.9968    0.9965    0.9962    0.9960    0.9956    0.9951    0.9947
   0.9941    0.9936    0.9929    0.9922    0.9914    0.9906    0.9896    0.9885
   0.9873

55

   0.9972    0.9970    0.9967    0.9964    0.9962    0.9958    0.9953    0.9950
   0.9944    0.9939    0.9933    0.9926    0.9919    0.9911    0.9901    0.9891
   0.9880

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    19

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table E

50% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   25

--------------------------------------------------------------------------------

   26

--------------------------------------------------------------------------------

   27

--------------------------------------------------------------------------------

   28

--------------------------------------------------------------------------------

   29

--------------------------------------------------------------------------------

   30

--------------------------------------------------------------------------------

   31

--------------------------------------------------------------------------------

   32

--------------------------------------------------------------------------------

   33

--------------------------------------------------------------------------------

   34

--------------------------------------------------------------------------------

   35

--------------------------------------------------------------------------------

   36

--------------------------------------------------------------------------------

   37

--------------------------------------------------------------------------------

   38

--------------------------------------------------------------------------------

   39

--------------------------------------------------------------------------------

   40

--------------------------------------------------------------------------------

   41

--------------------------------------------------------------------------------

56

   0.9973    0.9971    0.9969    0.9966    0.9963    0.9960    0.9956    0.9953
   0.9947    0.9942    0.9937    0.9930    0.9924    0.9916    0.9907    0.9897
   0.9886

57

   0.9975    0.9973    0.9970    0.9968    0.9966    0.9963    0.9959    0.9955
   0.9950    0.9946    0.9940    0.9934    0.9927    0.9920    0.9912    0.9902
   0.9892

58

   0.9976    0.9974    0.9972    0.9969    0.9968    0.9965    0.9961    0.9958
   0.9953    0.9949    0.9944    0.9937    0.9931    0.9925    0.9917    0.9908
   0.9898

59

   0.9977    0.9975    0.9974    0.9971    0.9969    0.9966    0.9963    0.9960
   0.9955    0.9952    0.9947    0.9941    0.9936    0.9929    0.9922    0.9913
   0.9903

60

   0.9978    0.9977    0.9975    0.9973    0.9971    0.9969    0.9965    0.9962
   0.9958    0.9955    0.9950    0.9945    0.9939    0.9933    0.9927    0.9919
   0.9910

61

   0.9980    0.9978    0.9976    0.9975    0.9973    0.9971    0.9967    0.9965
   0.9961    0.9958    0.9954    0.9948    0.9943    0.9938    0.9931    0.9923
   0.9915

62

   0.9981    0.9980    0.9978    0.9976    0.9975    0.9972    0.9969    0.9967
   0.9963    0.9961    0.9956    0.9952    0.9946    0.9942    0.9935    0.9928
   0.9920

63

   0.9982    0.9981    0.9979    0.9978    0.9976    0.9974    0.9971    0.9969
   0.9965    0.9963    0.9959    0.9955    0.9950    0.9945    0.9940    0.9932
   0.9925

64

   0.9983    0.9982    0.9981    0.9979    0.9978    0.9976    0.9973    0.9971
   0.9967    0.9965    0.9962    0.9958    0.9953    0.9948    0.9944    0.9937
   0.9930

65

   0.9984    0.9983    0.9982    0.9981    0.9979    0.9977    0.9975    0.9973
   0.9970    0.9967    0.9964    0.9960    0.9956    0.9952    0.9947    0.9942
   0.9934

66

   0.9985    0.9984    0.9983    0.9981    0.9981    0.9979    0.9977    0.9975
   0.9972    0.9970    0.9966    0.9963    0.9959    0.9955    0.9951    0.9946
   0.9939

67

   0.9986    0.9985    0.9984    0.9983    0.9982    0.9980    0.9978    0.9977
   0.9973    0.9972    0.9970    0.9966    0.9962    0.9958    0.9954    0.9949
   0.9944

68

   0.9987    0.9987    0.9985    0.9984    0.9984    0.9982    0.9980    0.9978
   0.9976    0.9974    0.9971    0.9969    0.9965    0.9961    0.9957    0.9953
   0.9948

69

   0.9988    0.9987    0.9987    0.9985    0.9984    0.9983    0.9981    0.9980
   0.9977    0.9976    0.9973    0.9971    0.9968    0.9965    0.9960    0.9956
   0.9952

70

   0.9989    0.9988    0.9987    0.9986    0.9986    0.9984    0.9983    0.9981
   0.9979    0.9978    0.9976    0.9973    0.9970    0.9968    0.9964    0.9960
   0.9955

71

   0.9990    0.9989    0.9988    0.9987    0.9987    0.9986    0.9984    0.9983
   0.9981    0.9979    0.9977    0.9975    0.9972    0.9970    0.9967    0.9963
   0.9959

72

   0.9990    0.9990    0.9989    0.9988    0.9988    0.9986    0.9985    0.9984
   0.9983    0.9981    0.9979    0.9977    0.9975    0.9972    0.9969    0.9966
   0.9962

73

   0.9991    0.9990    0.9990    0.9989    0.9989    0.9988    0.9986    0.9986
   0.9983    0.9983    0.9981    0.9979    0.9977    0.9975    0.9972    0.9969
   0.9965

74

   0.9992    0.9991    0.9990    0.9990    0.9990    0.9989    0.9987    0.9986
   0.9985    0.9984    0.9982    0.9981    0.9978    0.9977    0.9974    0.9971
   0.9968

75

   0.9993    0.9992    0.9991    0.9990    0.9990    0.9989    0.9989    0.9988
   0.9986    0.9986    0.9984    0.9982    0.9981    0.9978    0.9977    0.9973
   0.9970

76

   0.9993    0.9993    0.9992    0.9991    0.9991    0.9991    0.9989    0.9989
   0.9987    0.9987    0.9985    0.9984    0.9982    0.9981    0.9978    0.9976
   0.9973

77

   0.9993    0.9993    0.9993    0.9992    0.9992    0.9992    0.9990    0.9990
   0.9989    0.9988    0.9987    0.9985    0.9984    0.9982    0.9981    0.9978
   0.9976

78

   0.9994    0.9994    0.9993    0.9993    0.9993    0.9992    0.9991    0.9991
   0.9989    0.9989    0.9988    0.9986    0.9985    0.9984    0.9982    0.9980
   0.9977

79

   0.9995    0.9994    0.9994    0.9993    0.9993    0.9993    0.9992    0.9992
   0.9990    0.9990    0.9989    0.9988    0.9986    0.9985    0.9984    0.9982
   0.9980

80

   0.9995    0.9995    0.9994    0.9994    0.9994    0.9993    0.9992    0.9992
   0.9991    0.9991    0.9990    0.9989    0.9988    0.9987    0.9985    0.9984
   0.9981

81

   0.9996    0.9996    0.9995    0.9994    0.9995    0.9994    0.9993    0.9993
   0.9992    0.9992    0.9991    0.9990    0.9988    0.9988    0.9987    0.9985
   0.9983

82

   0.9996    0.9996    0.9996    0.9995    0.9995    0.9995    0.9994    0.9994
   0.9992    0.9992    0.9992    0.9991    0.9990    0.9989    0.9988    0.9987
   0.9985

83

   0.9996    0.9996    0.9996    0.9996    0.9995    0.9995    0.9994    0.9995
   0.9993    0.9993    0.9992    0.9992    0.9991    0.9990    0.9989    0.9988
   0.9986

84

   0.9996    0.9996    0.9996    0.9996    0.9996    0.9995    0.9995    0.9995
   0.9994    0.9994    0.9993    0.9992    0.9992    0.9991    0.9990    0.9989
   0.9987

85

   0.9997    0.9996    0.9996    0.9996    0.9996    0.9996    0.9995    0.9995
   0.9995    0.9995    0.9994    0.9993    0.9992    0.9992    0.9991    0.9990
   0.9989

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    20

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table E

50% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   418

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.9645    0.9616    0.9586    0.9553    0.9519    0.9483    0.9444    0.9403
   0.9360    0.9314    0.9266    0.9215    0.9159    0.9101    0.9039    0.8974
   0.8903

26

   0.9651    0.9622    0.9592    0.9559    0.9526    0.9490    0.9451    0.9411
   0.9367    0.9321    0.9274    0.9222    0.9167    0.9109    0.9047    0.8982
   0.8912

27

   0.9657    0.9628    0.9598    0.9566    0.9533    0.9497    0.9458    0.9417
   0.9374    0.9329    0.9281    0.9230    0.9175    0.9117    0.9055    0.8990
   0.8920

28

   0.9662    0.9635    0.9605    0.9573    0.9539    0.9504    0.9465    0.9425
   0.9383    0.9337    0.9289    0.9238    0.9184    0.9126    0.9064    0.8999
   0.8929

29

   0.9669    0.9641    0.9611    0.9580    0.9547    0.9511    0.9473    0.9433
   0.9391    0.9345    0.9298    0.9247    0.9192    0.9135    0.9073    0.9008
   0.8939

30

   0.9675    0.9648    0.9619    0.9587    0.9554    0.9519    0.9481    0.9442
   0.9399    0.9354    0.9307    0.9256    0.9201    0.9145    0.9083    0.9018
   0.8949

31

   0.9682    0.9654    0.9626    0.9595    0.9562    0.9527    0.9490    0.9450
   0.9408    0.9363    0.9316    0.9266    0.9212    0.9154    0.9093    0.9029
   0.8959

32

   0.9689    0.9662    0.9634    0.9602    0.9570    0.9535    0.9498    0.9459
   0.9417    0.9373    0.9326    0.9276    0.9222    0.9166    0.9104    0.9040
   0.8971

33

   0.9696    0.9669    0.9641    0.9610    0.9579    0.9544    0.9507    0.9468
   0.9426    0.9383    0.9336    0.9287    0.9233    0.9176    0.9115    0.9051
   0.8982

34

   0.9703    0.9677    0.9649    0.9619    0.9587    0.9553    0.9517    0.9478
   0.9437    0.9393    0.9347    0.9297    0.9244    0.9188    0.9127    0.9063
   0.8995

35

   0.9711    0.9685    0.9658    0.9628    0.9596    0.9563    0.9526    0.9488
   0.9447    0.9404    0.9358    0.9309    0.9256    0.9200    0.9140    0.9077
   0.9008

36

   0.9718    0.9693    0.9666    0.9636    0.9605    0.9572    0.9536    0.9498
   0.9458    0.9415    0.9370    0.9321    0.9268    0.9213    0.9153    0.9089
   0.9021

37

   0.9726    0.9701    0.9674    0.9645    0.9615    0.9582    0.9546    0.9509
   0.9469    0.9426    0.9382    0.9333    0.9280    0.9226    0.9166    0.9104
   0.9036

38

   0.9734    0.9710    0.9683    0.9655    0.9624    0.9592    0.9557    0.9520
   0.9481    0.9439    0.9394    0.9346    0.9294    0.9240    0.9181    0.9118
   0.9051

39

   0.9742    0.9718    0.9692    0.9664    0.9635    0.9603    0.9568    0.9531
   0.9492    0.9451    0.9407    0.9360    0.9308    0.9254    0.9195    0.9133
   0.9067

40

   0.9750    0.9726    0.9701    0.9673    0.9645    0.9613    0.9579    0.9544
   0.9505    0.9464    0.9420    0.9373    0.9322    0.9269    0.9211    0.9149
   0.9083

41

   0.9758    0.9735    0.9710    0.9683    0.9655    0.9624    0.9591    0.9556
   0.9517    0.9477    0.9434    0.9388    0.9337    0.9285    0.9227    0.9166
   0.9100

42

   0.9766    0.9744    0.9719    0.9693    0.9665    0.9635    0.9602    0.9568
   0.9530    0.9491    0.9448    0.9402    0.9353    0.9301    0.9243    0.9183
   0.9118

43

   0.9774    0.9753    0.9729    0.9703    0.9676    0.9646    0.9614    0.9580
   0.9543    0.9505    0.9463    0.9417    0.9369    0.9317    0.9261    0.9200
   0.9136

44

   0.9783    0.9761    0.9738    0.9713    0.9686    0.9658    0.9626    0.9593
   0.9557    0.9518    0.9478    0.9433    0.9385    0.9334    0.9278    0.9219
   0.9155

45

   0.9790    0.9770    0.9748    0.9723    0.9697    0.9669    0.9638    0.9606
   0.9571    0.9533    0.9493    0.9449    0.9401    0.9352    0.9296    0.9238
   0.9175

46

   0.9799    0.9778    0.9757    0.9733    0.9708    0.9681    0.9651    0.9619
   0.9584    0.9548    0.9508    0.9465    0.9418    0.9369    0.9315    0.9258
   0.9195

47

   0.9807    0.9787    0.9766    0.9743    0.9719    0.9692    0.9663    0.9632
   0.9599    0.9562    0.9524    0.9482    0.9436    0.9387    0.9334    0.9277
   0.9216

48

   0.9815    0.9796    0.9775    0.9753    0.9730    0.9704    0.9675    0.9645
   0.9613    0.9577    0.9539    0.9499    0.9453    0.9406    0.9354    0.9297
   0.9237

49

   0.9823    0.9804    0.9785    0.9763    0.9741    0.9715    0.9688    0.9659
   0.9627    0.9593    0.9556    0.9516    0.9471    0.9425    0.9374    0.9319
   0.9259

50

   0.9831    0.9813    0.9794    0.9773    0.9751    0.9727    0.9700    0.9672
   0.9641    0.9608    0.9572    0.9532    0.9489    0.9444    0.9394    0.9340
   0.9282

51

   0.9838    0.9821    0.9803    0.9783    0.9761    0.9739    0.9712    0.9685
   0.9655    0.9622    0.9588    0.9550    0.9508    0.9464    0.9415    0.9362
   0.9305

52

   0.9846    0.9830    0.9812    0.9792    0.9772    0.9750    0.9725    0.9698
   0.9670    0.9638    0.9605    0.9567    0.9527    0.9483    0.9435    0.9384
   0.9328

53

   0.9853    0.9838    0.9821    0.9802    0.9782    0.9761    0.9737    0.9712
   0.9684    0.9653    0.9620    0.9585    0.9546    0.9503    0.9456    0.9406
   0.9351

54

   0.9860    0.9846    0.9830    0.9812    0.9793    0.9772    0.9749    0.9724
   0.9698    0.9668    0.9637    0.9602    0.9564    0.9523    0.9478    0.9429
   0.9376

55

   0.9867    0.9853    0.9839    0.9821    0.9803    0.9783    0.9761    0.9738
   0.9711    0.9683    0.9653    0.9620    0.9582    0.9544    0.9499    0.9452
   0.9400

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    21

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table E

50% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   418

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

56

   0.9874    0.9861    0.9846    0.9830    0.9813    0.9794    0.9773    0.9750
   0.9726    0.9698    0.9670    0.9637    0.9602    0.9563    0.9521    0.9475
   0.9424

57

   0.9881    0.9868    0.9855    0.9839    0.9823    0.9804    0.9785    0.9763
   0.9739    0.9714    0.9686    0.9654    0.9620    0.9583    0.9542    0.9498
   0.9449

58

   0.9887    0.9876    0.9863    0.9848    0.9832    0.9815    0.9796    0.9775
   0.9753    0.9728    0.9701    0.9672    0.9638    0.9604    0.9563    0.9521
   0.9473

59

   0.9894    0.9883    0.9870    0.9856    0.9842    0.9825    0.9807    0.9788
   0.9766    0.9742    0.9717    0.9689    0.9657    0.9623    0.9585    0.9544
   0.9498

60

   0.9901    0.9890    0.9877    0.9864    0.9850    0.9835    0.9818    0.9799
   0.9778    0.9756    0.9733    0.9705    0.9675    0.9643    0.9606    0.9567
   0.9523

61

   0.9906    0.9896    0.9885    0.9872    0.9859    0.9845    0.9828    0.9811
   0.9791    0.9770    0.9747    0.9722    0.9693    0.9662    0.9627    0.9589
   0.9547

62

   0.9912    0.9902    0.9892    0.9880    0.9868    0.9854    0.9839    0.9822
   0.9803    0.9784    0.9762    0.9738    0.9710    0.9681    0.9648    0.9612
   0.9572

63

   0.9918    0.9909    0.9899    0.9888    0.9876    0.9863    0.9848    0.9833
   0.9815    0.9797    0.9777    0.9754    0.9728    0.9699    0.9668    0.9634
   0.9595

64

   0.9923    0.9915    0.9906    0.9895    0.9884    0.9872    0.9858    0.9844
   0.9827    0.9810    0.9790    0.9768    0.9744    0.9718    0.9688    0.9655
   0.9618

65

   0.9929    0.9920    0.9912    0.9902    0.9892    0.9880    0.9867    0.9853
   0.9838    0.9822    0.9804    0.9783    0.9760    0.9735    0.9707    0.9676
   0.9642

66

   0.9933    0.9926    0.9917    0.9908    0.9899    0.9888    0.9876    0.9863
   0.9849    0.9833    0.9817    0.9797    0.9776    0.9753    0.9726    0.9697
   0.9664

67

   0.9938    0.9931    0.9924    0.9914    0.9906    0.9896    0.9884    0.9873
   0.9859    0.9845    0.9829    0.9812    0.9791    0.9769    0.9744    0.9716
   0.9685

68

   0.9943    0.9936    0.9928    0.9921    0.9912    0.9904    0.9892    0.9882
   0.9869    0.9856    0.9841    0.9824    0.9805    0.9785    0.9761    0.9736
   0.9706

69

   0.9947    0.9941    0.9934    0.9926    0.9919    0.9910    0.9900    0.9890
   0.9878    0.9866    0.9852    0.9837    0.9819    0.9800    0.9778    0.9754
   0.9727

70

   0.9950    0.9945    0.9939    0.9932    0.9925    0.9917    0.9908    0.9898
   0.9887    0.9875    0.9863    0.9849    0.9832    0.9815    0.9794    0.9772
   0.9746

71

   0.9954    0.9949    0.9943    0.9937    0.9931    0.9923    0.9915    0.9906
   0.9896    0.9885    0.9873    0.9860    0.9845    0.9829    0.9809    0.9789
   0.9765

72

   0.9958    0.9953    0.9948    0.9942    0.9936    0.9929    0.9921    0.9913
   0.9904    0.9894    0.9883    0.9871    0.9857    0.9841    0.9824    0.9805
   0.9783

73

   0.9961    0.9957    0.9952    0.9946    0.9941    0.9935    0.9927    0.9920
   0.9912    0.9902    0.9892    0.9881    0.9868    0.9854    0.9838    0.9820
   0.9799

74

   0.9965    0.9960    0.9956    0.9951    0.9946    0.9940    0.9933    0.9927
   0.9918    0.9910    0.9901    0.9890    0.9878    0.9866    0.9851    0.9835
   0.9815

75

   0.9968    0.9964    0.9960    0.9955    0.9951    0.9945    0.9939    0.9932
   0.9925    0.9918    0.9909    0.9900    0.9888    0.9877    0.9863    0.9848
   0.9830

76

   0.9971    0.9967    0.9963    0.9958    0.9955    0.9950    0.9943    0.9938
   0.9932    0.9924    0.9917    0.9908    0.9898    0.9887    0.9874    0.9861
   0.9845

77

   0.9973    0.9970    0.9966    0.9962    0.9959    0.9954    0.9948    0.9943
   0.9937    0.9931    0.9924    0.9916    0.9906    0.9897    0.9886    0.9873
   0.9858

78

   0.9976    0.9972    0.9970    0.9965    0.9962    0.9958    0.9953    0.9948
   0.9942    0.9937    0.9930    0.9924    0.9915    0.9906    0.9895    0.9884
   0.9871

79

   0.9978    0.9975    0.9972    0.9969    0.9965    0.9962    0.9957    0.9953
   0.9947    0.9943    0.9937    0.9930    0.9922    0.9915    0.9905    0.9894
   0.9881

80

   0.9979    0.9977    0.9974    0.9971    0.9968    0.9965    0.9961    0.9957
   0.9952    0.9948    0.9942    0.9936    0.9929    0.9922    0.9913    0.9904
   0.9892

81

   0.9982    0.9979    0.9977    0.9974    0.9972    0.9968    0.9965    0.9961
   0.9957    0.9952    0.9948    0.9942    0.9936    0.9930    0.9921    0.9913
   0.9902

82

   0.9983    0.9982    0.9979    0.9976    0.9974    0.9971    0.9968    0.9964
   0.9961    0.9957    0.9952    0.9948    0.9942    0.9936    0.9928    0.9921
   0.9911

83

   0.9985    0.9983    0.9982    0.9978    0.9977    0.9974    0.9970    0.9968
   0.9964    0.9960    0.9957    0.9953    0.9947    0.9942    0.9935    0.9928
   0.9919

84

   0.9987    0.9985    0.9983    0.9981    0.9979    0.9976    0.9974    0.9971
   0.9967    0.9965    0.9961    0.9957    0.9952    0.9947    0.9941    0.9935
   0.9928

85

   0.9988    0.9986    0.9985    0.9982    0.9981    0.9979    0.9976    0.9973
   0.9971    0.9968    0.9965    0.9961    0.9956    0.9952    0.9946    0.9941
   0.9935

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    22

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table E

50% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   42

--------------------------------------------------------------------------------

   43

--------------------------------------------------------------------------------

   44

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   45

--------------------------------------------------------------------------------

   47

--------------------------------------------------------------------------------

   418

--------------------------------------------------------------------------------

   49

--------------------------------------------------------------------------------

   50

--------------------------------------------------------------------------------

   51

--------------------------------------------------------------------------------

   52

--------------------------------------------------------------------------------

   53

--------------------------------------------------------------------------------

   54

--------------------------------------------------------------------------------

   55

--------------------------------------------------------------------------------

   56

--------------------------------------------------------------------------------

   57

--------------------------------------------------------------------------------

   58

--------------------------------------------------------------------------------

25

   0.8828    0.8749    0.8665    0.8576    0.8481    0.8382    0.8277    0.8167
   0.8052    0.7932    0.7806    0.7676    0.7541    0.7400    0.7254    0.7102
   0.6948

26

   0.8837    0.8757    0.8673    0.8584    0.8490    0.8391    0.8286    0.8176
   0.8062    0.7940    0.7815    0.7685    0.7550    0.7409    0.7263    0.7111
   0.6957

27

   0.8845    0.8766    0.8682    0.8594    0.8499    0.8399    0.8295    0.8185
   0.8071    0.7950    0.7825    0.7695    0.7559    0.7418    0.7273    0.7121
   0.6966

28

   0.8854    0.8776    0.8691    0.8603    0.8508    0.8409    0.8305    0.8195
   0.8080    0.7960    0.7835    0.7704    0.7569    0.7428    0.7282    0.7130
   0.6975

29

   0.8864    0.8785    0.8702    0.8613    0.8519    0.8420    0.8316    0.8205
   0.8091    0.7970    0.7845    0.7715    0.7580    0.7439    0.7293    0.7141
   0.6986

30

   0.8874    0.8796    0.8712    0.8624    0.8529    0.8430    0.8327    0.8217
   0.8102    0.7982    0.7857    0.7726    0.7591    0.7450    0.7304    0.7152
   0.6997

31

   0.8885    0.8807    0.8723    0.8635    0.8541    0.8442    0.8338    0.8228
   0.8114    0.7994    0.7869    0.7739    0.7603    0.7462    0.7316    0.7165
   0.7010

32

   0.8896    0.8818    0.8735    0.8647    0.8553    0.8454    0.8351    0.8241
   0.8126    0.8007    0.7881    0.7751    0.7616    0.7475    0.7329    0.7177
   0.7023

33

   0.8908    0.8830    0.8747    0.8660    0.8566    0.8467    0.8364    0.8254
   0.8140    0.8020    0.7895    0.7765    0.7629    0.7489    0.7343    0.7191
   0.7036

34

   0.8921    0.8844    0.8761    0.8673    0.8580    0.8481    0.8377    0.8268
   0.8154    0.8034    0.7909    0.7779    0.7644    0.7503    0.7357    0.7205
   0.7050

35

   0.8934    0.8857    0.8774    0.8687    0.8594    0.8495    0.8392    0.8283
   0.8169    0.8049    0.7925    0.7795    0.7659    0.7519    0.7373    0.7221
   0.7066

36

   0.8949    0.8871    0.8789    0.8701    0.8609    0.8511    0.8407    0.8299
   0.8185    0.8065    0.7941    0.7811    0.7676    0.7535    0.7389    0.7238
   0.7082

37

   0.8963    0.8886    0.8804    0.8717    0.8624    0.8527    0.8424    0.8315
   0.8201    0.8082    0.7957    0.7828    0.7693    0.7553    0.7406    0.7254
   0.7099

38

   0.8979    0.8902    0.8820    0.8734    0.8642    0.8544    0.8441    0.8332
   0.8219    0.8099    0.7975    0.7846    0.7711    0.7571    0.7425    0.7273
   0.7118

39

   0.8995    0.8918    0.8837    0.8751    0.8659    0.8562    0.8459    0.8351
   0.8238    0.8119    0.7994    0.7865    0.7731    0.7590    0.7444    0.7292
   0.7137

40

   0.9011    0.8936    0.8855    0.8768    0.8677    0.8580    0.8479    0.8371
   0.8257    0.8138    0.8014    0.7885    0.7751    0.7611    0.7465    0.7313
   0.7158

41

   0.9029    0.8954    0.8873    0.8788    0.8697    0.8600    0.8498    0.8391
   0.8278    0.8159    0.8036    0.7907    0.7773    0.7633    0.7487    0.7336
   0.7180

42

   0.9047    0.8972    0.8893    0.8807    0.8717    0.8621    0.8520    0.8412
   0.8300    0.8182    0.8058    0.7930    0.7796    0.7656    0.7510    0.7359
   0.7204

43

   0.9067    0.8992    0.8913    0.8828    0.8738    0.8642    0.8542    0.8435
   0.8323    0.8205    0.8082    0.7953    0.7820    0.7680    0.7535    0.7383
   0.7229

44

   0.9086    0.9012    0.8934    0.8850    0.8760    0.8665    0.8565    0.8459
   0.8347    0.8230    0.8107    0.7979    0.7845    0.7705    0.7560    0.7410
   0.7254

45

   0.9106    0.9033    0.8955    0.8872    0.8783    0.8689    0.8589    0.8483
   0.8372    0.8255    0.8133    0.8005    0.7872    0.7733    0.7588    0.7437
   0.7282

46

   0.9127    0.9055    0.8978    0.8896    0.8807    0.8714    0.8614    0.8509
   0.8399    0.8282    0.8161    0.8033    0.7900    0.7761    0.7616    0.7466
   0.7311

47

   0.9149    0.9078    0.9001    0.8920    0.8832    0.8739    0.8641    0.8536
   0.8426    0.8310    0.8188    0.8062    0.7930    0.7791    0.7647    0.7496
   0.7341

48

   0.9172    0.9101    0.9025    0.8945    0.8858    0.8765    0.8668    0.8564
   0.8455    0.8340    0.8219    0.8093    0.7961    0.7822    0.7678    0.7528
   0.7374

49

   0.9195    0.9125    0.9050    0.8970    0.8885    0.8793    0.8696    0.8593
   0.8485    0.8370    0.8250    0.8124    0.7993    0.7855    0.7711    0.7561
   0.7407

50

   0.9218    0.9150    0.9076    0.8997    0.8912    0.8822    0.8726    0.8623
   0.8516    0.8402    0.8283    0.8157    0.8027    0.7889    0.7747    0.7597
   0.7443

51

   0.9242    0.9174    0.9102    0.9025    0.8941    0.8851    0.8756    0.8655
   0.8548    0.8435    0.8317    0.8192    0.8062    0.7925    0.7783    0.7634
   0.7481

52

   0.9266    0.9200    0.9129    0.9053    0.8970    0.8881    0.8788    0.8688
   0.8582    0.8470    0.8353    0.8229    0.8099    0.7963    0.7821    0.7672
   0.7520

53

   0.9291    0.9227    0.9156    0.9081    0.9000    0.8913    0.8820    0.8721
   0.8617    0.8506    0.8389    0.8267    0.8138    0.8002    0.7861    0.7713
   0.7561

54

   0.9317    0.9254    0.9185    0.9111    0.9031    0.8945    0.8854    0.8756
   0.8653    0.8543    0.8428    0.8306    0.8178    0.8044    0.7903    0.7756
   0.7604

55

   0.9343    0.9281    0.9213    0.9141    0.9062    0.8978    0.8888    0.8792
   0.8691    0.8582    0.8467    0.8347    0.8221    0.8087    0.7947    0.7801
   0.7650

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    23

--------------------------------------------------------------------------------

APPENDICES

 

Sub appendix A. 3

 

Table E

50% Joint and Survivor Without Pop-Up

CEI Participants

 

     Age of Pensioner

--------------------------------------------------------------------------------

AGE OF BENEFICIARY

--------------------------------------------------------------------------------

   59

--------------------------------------------------------------------------------

   60

--------------------------------------------------------------------------------

   61

--------------------------------------------------------------------------------

   62

--------------------------------------------------------------------------------

   63

--------------------------------------------------------------------------------

   64

--------------------------------------------------------------------------------

   65

--------------------------------------------------------------------------------

   66

--------------------------------------------------------------------------------

   67

--------------------------------------------------------------------------------

   68

--------------------------------------------------------------------------------

   69

--------------------------------------------------------------------------------

   70

--------------------------------------------------------------------------------

   71

--------------------------------------------------------------------------------

   72

--------------------------------------------------------------------------------

   73

--------------------------------------------------------------------------------

   74

--------------------------------------------------------------------------------

   75

--------------------------------------------------------------------------------

56

   0.9368    0.9309    0.9242    0.9172    0.9095    0.9012    0.8924    0.8829
   0.8729    0.8621    0.8508    0.8390    0.8264    0.8132    0.7993    0.7847
   0.7698

57

   0.9394    0.9336    0.9272    0.9203    0.9128    0.9047    0.8960    0.8867
   0.8769    0.8662    0.8551    0.8434    0.8310    0.8179    0.8041    0.7896
   0.7747

58

   0.9421    0.9364    0.9302    0.9235    0.9162    0.9083    0.8998    0.8906
   0.8810    0.8705    0.8595    0.8480    0.8356    0.8227    0.8091    0.7947
   0.7799

59

   0.9448    0.9393    0.9332    0.9267    0.9196    0.9118    0.9035    0.8946
   0.8851    0.8749    0.8641    0.8526    0.8405    0.8278    0.8142    0.8000
   0.7854

60

   0.9474    0.9420    0.9362    0.9299    0.9230    0.9154    0.9074    0.8986
   0.8894    0.8793    0.8687    0.8575    0.8456    0.8329    0.8196    0.8056
   0.7910

61

   0.9500    0.9449    0.9393    0.9331    0.9264    0.9192    0.9113    0.9028
   0.8937    0.8839    0.8735    0.8625    0.8508    0.8383    0.8252    0.8113
   0.7969

62

   0.9526    0.9477    0.9423    0.9364    0.9299    0.9228    0.9152    0.9069
   0.8981    0.8885    0.8784    0.8676    0.8561    0.8439    0.8309    0.8172
   0.8030

63

   0.9553    0.9505    0.9453    0.9396    0.9334    0.9265    0.9192    0.9111
   0.9026    0.8932    0.8833    0.8727    0.8615    0.8495    0.8368    0.8233
   0.8093

64

   0.9577    0.9532    0.9483    0.9429    0.9368    0.9302    0.9231    0.9153
   0.9070    0.8979    0.8883    0.8780    0.8670    0.8553    0.8428    0.8295
   0.8158

65

   0.9602    0.9559    0.9512    0.9460    0.9402    0.9339    0.9271    0.9196
   0.9115    0.9027    0.8934    0.8833    0.8726    0.8611    0.8489    0.8359
   0.8224

66

   0.9627    0.9586    0.9541    0.9491    0.9436    0.9376    0.9310    0.9238
   0.9159    0.9075    0.8984    0.8887    0.8783    0.8671    0.8551    0.8425
   0.8291

67

   0.9651    0.9612    0.9569    0.9522    0.9469    0.9411    0.9348    0.9279
   0.9204    0.9122    0.9035    0.8940    0.8839    0.8731    0.8614    0.8490
   0.8360

68

   0.9674    0.9637    0.9596    0.9552    0.9502    0.9447    0.9386    0.9320
   0.9248    0.9169    0.9085    0.8994    0.8896    0.8790    0.8678    0.8557
   0.8429

69

   0.9696    0.9661    0.9623    0.9581    0.9534    0.9481    0.9424    0.9360
   0.9291    0.9216    0.9135    0.9047    0.8953    0.8851    0.8741    0.8623
   0.8500

70

   0.9717    0.9685    0.9648    0.9609    0.9564    0.9514    0.9460    0.9400
   0.9334    0.9262    0.9185    0.9100    0.9009    0.8911    0.8804    0.8690
   0.8570

71

   0.9737    0.9708    0.9674    0.9636    0.9594    0.9547    0.9496    0.9438
   0.9376    0.9307    0.9233    0.9153    0.9065    0.8971    0.8869    0.8758
   0.8641

72

   0.9757    0.9729    0.9697    0.9662    0.9622    0.9578    0.9530    0.9476
   0.9417    0.9351    0.9280    0.9204    0.9120    0.9029    0.8931    0.8825
   0.8712

73

   0.9776    0.9750    0.9720    0.9687    0.9650    0.9608    0.9563    0.9512
   0.9456    0.9395    0.9327    0.9254    0.9174    0.9087    0.8993    0.8890
   0.8782

74

   0.9794    0.9769    0.9742    0.9711    0.9677    0.9638    0.9595    0.9547
   0.9494    0.9436    0.9372    0.9303    0.9227    0.9145    0.9054    0.8956
   0.8852

75

   0.9811    0.9788    0.9763    0.9734    0.9701    0.9665    0.9626    0.9580
   0.9531    0.9476    0.9416    0.9351    0.9279    0.9200    0.9114    0.9020
   0.8920

76

   0.9826    0.9806    0.9782    0.9755    0.9726    0.9691    0.9654    0.9613
   0.9566    0.9515    0.9459    0.9397    0.9329    0.9254    0.9172    0.9083
   0.8988

77

   0.9841    0.9822    0.9800    0.9776    0.9748    0.9716    0.9682    0.9643
   0.9600    0.9552    0.9498    0.9441    0.9377    0.9306    0.9228    0.9143
   0.9053

78

   0.9854    0.9837    0.9817    0.9795    0.9769    0.9740    0.9708    0.9672
   0.9632    0.9587    0.9537    0.9483    0.9422    0.9356    0.9283    0.9202
   0.9116

79

   0.9868    0.9852    0.9833    0.9813    0.9789    0.9762    0.9732    0.9699
   0.9662    0.9619    0.9573    0.9522    0.9466    0.9403    0.9335    0.9259
   0.9178

80

   0.9880    0.9865    0.9848    0.9829    0.9808    0.9783    0.9755    0.9724
   0.9690    0.9650    0.9608    0.9560    0.9508    0.9449    0.9384    0.9313
   0.9236

81

   0.9891    0.9877    0.9861    0.9845    0.9824    0.9802    0.9777    0.9748
   0.9717    0.9680    0.9640    0.9596    0.9547    0.9493    0.9432    0.9365
   0.9292

82

   0.9901    0.9888    0.9875    0.9859    0.9841    0.9819    0.9796    0.9770
   0.9741    0.9707    0.9671    0.9629    0.9584    0.9534    0.9477    0.9414
   0.9346

83

   0.9910    0.9899    0.9886    0.9872    0.9855    0.9836    0.9816    0.9791
   0.9764    0.9733    0.9699    0.9662    0.9619    0.9572    0.9519    0.9460
   0.9397

84

   0.9918    0.9908    0.9896    0.9884    0.9869    0.9851    0.9833    0.9810
   0.9786    0.9757    0.9726    0.9691    0.9652    0.9608    0.9560    0.9504
   0.9445

85

   0.9927    0.9918    0.9907    0.9895    0.9882    0.9865    0.9848    0.9828
   0.9806    0.9779    0.9750    0.9719    0.9683    0.9643    0.9597    0.9547
   0.9492

 

246721 –Consolidated Edison Retirement Plan – Appendices Amended 2004    24

--------------------------------------------------------------------------------

THE CONSOLIDATED EDISON

 

RETIREMENT PLAN

 

PART II (b)

APPENDICES

 

Effective as of January 1, 2001

Favorable Determination Letter Issued

April 9, 2003

 

Subject to the Following Amendments and Clarifications:

 

· Clarified on May 2, 2002

 

· Amended December 13, 2001

 

· Amended April 2003 In Accordance with

 

IRS Issuance of Favorable Determination Letter;

 

· Amended August 2004 for

 

2004 Agreement Between Local Union 503 of the

 

International Brotherhood of Electrical Workers, AFL-CIO ;

 

· Amended August 2004, for O&R Management Employees

Changes Concurrent with O&R Hourly Employees;

 

· Amended August 2004 for Agreement Between Local 1-2 of the

Utility Workers Union of America, AFL-CIO;

 

· Amended July 2004 for Updated Factors for O&R Optional Forms; and

 

· Amended and Restated October 2004 for Miscellaneous Changes

--------------------------------------------------------------------------------

APPENDICES

 

APPENDICES

 

TABLE OF CONTENT

 

Name of Appendix

--------------------------------------------------------------------------------

        Page

--------------------------------------------------------------------------------

Appendix A -    Actuarial Factors      Subappendix A –1    Actuarial Factors for
CECONY Participants      Subappendix A –2    Actuarial Factors for O&R
Participants      Subappendix A –3    Actuarial Factors for CEI Participants   
  Appendix B -    Employers    B-1 Appendix C -    Provisions Applicable to O&R
Participants Transferred to or Hired by CECONY or a CEI Affiliate    C-1 to C-4
Appendix D -    Provisions Applicable to Participants Employed at Facilities
Purchased From Western Massachusetts Electric Company    D-1 to D-2 Appendix E -
   Determination of Amounts Payable from 401(h) Account    E-1 to E-2 Appendix F
   Normal Retirement Benefit Formulas    F- Appendix G -    Special Pension
Adjustment    G Appendix H -    Provisions Applicable to CECONY Participants at
Fossil-Fueled Divested Operations    H-1 to H-2 Appendix I -    Provisions
Applicable to O&R Participants under O&R’s Pension Protection Program    I-1 to
I-9 Attachments to I    Summary of Pension Allowances to be Provided by O&R to
Employees Affected By the Southern Energy Divestiture    I-10 to I-14 Appendix J
-    Provisions Applicable to Affected Indian Point (IP) Employees    J-1 to J-2
Appendix K -    Provision Applicable to Voluntary Retirement Incentive – Support
Organizations Program    K-1 to K-7 Appendix L -    Sample Illustrations of O&R
PBA    L-1 to L-3 Appendix M    Provisions Applicable to Participants Employed
at the Lakewood Plant    M-1

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    i

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX B

 

Employers

 

B.1 List of Participating Employers

 

For purposes of Section 10.03, the following sets forth (a) the Affiliates,
other than CECONY, that are Employers, (b) the effective date of each Employer’s
participation; and (c) if applicable, which Employees are either newly covered
Participants or continue their participation in the Plan. The list of Employers
is subject to change from time to time. Effective as of October 2004, the Board
of Trustees has approved the participation of the Affiliates.

 

Name of Company

--------------------------------------------------------------------------------

  

Effective Date of

Participation

--------------------------------------------------------------------------------

  

Eligible Employees

--------------------------------------------------------------------------------

Consolidated Edison Development, Inc.    May 1, 1996    CECONY Transferred
Participants      June 1, 2000    Lakewood Participants Consolidated Edison
Solutions, Inc.    May 1, 1997    CECONY Transferred Participants Consolidated
Edison Communications, Inc.    February 1, 1999    CECONY Transferred
Participants Consolidated Edison Energy, Inc.    March 1, 1998    CECONY
Transferred Participants Orange and Rockland Utilities, Inc.    July, 1999   
Transferred O&R Management Participants      January 1, 2001   

O&R Management Participants,

O&R Hourly Participants,

CEI Participants

Consolidated Edison Energy Massachusetts, Inc.    July 18, 1999    Employees who
were employed by WMECO at the WMECO Facilities, who became CEEM Employees upon
the acquisition of the WMECO Facilities by CEEM and any Employee hired by CEEM
after July, 1999 to work at the WMECO Facilities. Competitive Shared Services,
Inc.    January 1, 2004    Only CECONY Transferred Participants and Transferred
O&R Management Participants

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    1

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX C

 

Provisions Applicable to O&R Participants

Transferred to or Hired by

CECONY or a CEI Affiliate

 

C.1 Scope of Appendix C

 

The Pension Allowance payable to an Employee who transfers directly from O&R
after O&R became an Affiliate or is hired by CECONY or a CEI Affiliate on or
after O&R became an Affiliate and who had been an O&R Management Participant
(“Transferred O&R Management Participant”) shall be determined in accordance
with the provisions of this Appendix C.

 

C.2 Determination of Pension Allowance for Transferred O&R Management
Participants

 

(a) CECONY Post-Transfer Benefit. The Pension Allowance payable to a Transferred
O&R Management Participant, or to the Surviving Spouse of a Transferred O&R
Participant, shall be determined initially in accordance with the pension
formula applicable to a CECONY Management Participant set forth in Appendix F,
Section F.2. For the purpose of that benefit determination: (1) the Transferred
O&R Management Participant’s Vesting Service shall be determined as if O&R had,
at all times, been an Affiliate; (2) the Transferred O&R Management
Participant’s number of Years of Accredited Service applicable in the CECONY
Management Participant’s formula shall be determined by disregarding all periods
of employment with O&R prior to the date on which he or she became a Transferred
O&R Management Participant; and (3) for the purpose of determining the
applicability of the percentage multipliers specified in the CECONY Management
Participant formula in Appendix F, Sections F.2(A)(a)(i),(ii),(iii), and (iv),
and for the purpose of determining his or her eligibility for, but not the
amount of, early retirement benefits in accordance with the CECONY

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    2

--------------------------------------------------------------------------------

APPENDICES

 

Management Participant formula, his or her Accredited Service shall be
determined by treating his or her employment with O&R as if it were employment
as a CECONY Management Participant. Accredited Service as a Transferred O&R
Management Participant, for purposes of this calculation, is not counted for the
purpose of determining the amount of any early retirement benefits. No portion
of the Pension Allowance determined in accordance with this subparagraph will be
payable to the Transferred O&R Management Participant or to the Surviving Spouse
of the Transferred O&R Management Participant, except to the extent provided in
Section C.2(c).

 

(b) Frozen O&R Benefit. The Pension Allowance payable to the Transferred O&R
Management Participant, or to the Surviving Spouse of the Transferred O&R
Participant, under the terms and formula of the O&R Plan or of the O&R Benefit
Formula included in this Plan, whichever plan formula is applicable (the “O&R
Formula”), as of the date of becoming a Transferred O&R Management Participant
(“Transfer Date”), shall be determined as if the Transferred O&R Management
Participant had terminated employment from O&R on the Transfer Date. The
Transferred O&R Management Participant’s period of employment as a CECONY
Management Participant shall be taken into account: (1) in determining whether
his or her accrued benefit under the O&R Formula is non-forfeitable, (2) in
determining his or her eligibility for early retirement under the O&R Formula,
and (3) in determining whether and to what extent the benefit under the O&R
Formula is subject to reduction for commencement prior to Normal Retirement Age.

 

(c) O&R All Service Benefit. The amount payable to the Transferred O&R
Participant, or to the Surviving Spouse of the Transferred O&R Management
Participant, will be determined under the terms of the O&R Plan or the formula
for O&R Participants in Appendix F, Section F3, whichever is applicable,
determined as if the Transferred O&R Management

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    3

--------------------------------------------------------------------------------

APPENDICES

 

Participant had remained an O&R Management Participant throughout the period
that he or she was a CECONY Management Participant.

 

(d) The Transferred O&R Management Participant’s Pension Allowance shall be the
greater of (1) the CECONY Post Transfer Benefit, plus the Frozen O&R Benefit, or
(2) the O&R All Service Benefit.

 

(e) For the purpose of determining the CECONY Post Transfer Benefit, the Frozen
O&R Benefit and the O&R All Service Benefit, each benefit shall be expressed as
an annuity for the life of the Transferred O&R Management Participant, or the
Surviving Spouse of the Transferred O&R Management Participant, as applicable,
commencing on the later of (i) the first day of the month following the
Transferred O&R Management Participant’s termination of employment, or (ii) the
first date on which annuity payments to the Transferred O&R Participant, or the
Surviving Spouse of the Transferred O&R Management Participant, as applicable,
are payable in accordance with the terms of the O&R Management Participant
formula in Appendix F, Section F.3.

 

(f) A Transferred O&R Management Participant may elect an optional form of
benefit as provided under Section 5.02 available to CECONY Participants for any
benefits payable determined in accordance with Section C.2(a) and available to
an O&R Participant for any benefits payable determined in accordance with
Sections C.2(b) or C.2(c).

 

  (g) A Transferred O&R Management Participant shall receive the cost of living
adjustment applicable to CECONY Participants under Article XI of the Plan with
respect to any benefits payable determined in accordance with Section C.2(a) of
this Appendix C, and the cost of living adjustment applicable to O&R
Participants under Article XI of the Plan with respect to any benefits payable
determined in accordance with Sections C.2(b) or C.2(c) of this Appendix C.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    4

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX D

 

Provisions Applicable to Participants Employed at

Facilities Purchased from

Western Massachusetts Electric Company

 

D.1 Effective Date and Scope of Appendix D

 

This Appendix D shall be effective as of July 18, 1999, the closing date of the
acquisition of the electric power generation facilities of Western Massachusetts
Electric Company (“WMECO Facilities”) by Consolidated Edison Energy
Massachusetts, Inc. (“CEEM”). CEEM had been a wholly-owned subsidiary of
Consolidated Edison Energy, Inc., which itself is an Affiliate of the Company.
CEEM is now a wholly-owned subsidiary of Consolidated Edison Development, Inc.,
which is also an Affiliate of the Company.

 

D.2 WMECO Employees Hired on or after January 1, 2000

 

For purposes of this Appendix D, the term “WMECO Employee” means an Eligible
Employee who is employed at the WMECO Facilities. A WMECO Employee hired on or
after January 1, 2000, shall be a CEI Participant, and shall receive the benefit
determined under the formula for a CEI Participant set forth in Article IV of
the Plan.

 

D.3 Benefit Provisions Applicable to WMECO Employees Prior to January 1, 2000

 

Notwithstanding any provision to the contrary, the benefits payable to a WMECO
Employee who was employed at the WMECO Facilities prior to January 1, 2000
(“WMECO Participant”) shall be determined solely in accordance with the terms of
this Appendix D. The Pension Allowance payable from the Plan to a WMECO
Participant shall be equal to the excess of (i) an amount determined in
accordance with the provisions of the Northeast Utilities Service

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    5

--------------------------------------------------------------------------------

APPENDICES

 

Company Retirement Plan, as in effect on July 18, 1999, (“NU Plan”) determined
as if the WMECO Participant had remained a participant in the NU Plan until his
or her termination of employment from an Employer, over (ii) the amount actually
payable to such WMECO Participant from the NU Plan, determined by taking into
account his or her termination from employment as of July 18, 1999 and as if he
or she elected to commence receipt of his or her Pension Allowance on the same
Annuity Starting Date as the date benefits commence under the NU Plan. Each
WMECO Participant shall be 100% vested in and have a non-forfeitable right to
his or her Pension Allowance.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    6

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX E

 

Determination of Amounts Payable from 401(h) Account

 

E.1 Amount Payable from 401(h) Account.

 

Pursuant to Section 12.06, payment shall be made from the 401(h) Account to
provide benefits under the Retiree Health Plan for eligible CECONY Management
Participants, CECONY Transferred Participants, and CEI Participants employed by
CECONY (“CECONY Management Retiree Health Participants”) and their covered
dependents and for eligible CECONY Weekly Participants (“CECONY Weekly Retiree
Health Participants”) and their covered dependents. The CECONY Management
Retiree Health Participants and the CECONY Weekly Retiree Health Participants
shall be referred to hereinafter as the “CECONY Retiree Health Participants”. In
any Plan Year, the 401(h) Account will pay benefits for CECONY Management
Retiree Health Participants if and only to the extent that the total amount
payable for such benefits exceeds the sum of (i) the amount of contributions
required from the CECONY Management Retiree Health Participants for such Plan
Year, plus (ii) the product of $3,000 times the number of CECONY Management
Retiree Health Participants determined as of the beginning of such Plan Year.

 

In any Plan Year, the 401(h) Account will pay benefits for CECONY Weekly Retiree
Health Participants, if and only to the extent that the total amount payable for
such benefits exceeds the sum of (i) the amount of contributions required from
the CECONY Weekly Retiree Health Participants for such Plan Year, plus (ii) the
product of $4,000 times the number of CECONY Weekly Retiree Health Participants
determined as of the beginning of such Plan Year.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    7

--------------------------------------------------------------------------------

APPENDICES

 

For the purpose of the foregoing sentences, the term “Retiree Health
Participant” shall not mean a “key employee”, within the meaning of Code Section
416(i). The term “CECONY Retiree Health Participant” includes the spouse of such
a CECONY Retiree Health Participant, provided that such spouse is eligible for
benefits under the Retiree Health Plan, and the Surviving Spouse of such a
CECONY Retiree Health Participant, provided that such Surviving Spouse is
eligible for benefits under the Retiree Health Plan.

 

E.2 Time and Manner of Payment from 401(h) Account.

 

All payments made from the 401(h) Account to provide benefits under the Retiree
Health Plan shall be made at the time and in the manner directed by the Plan
Administrator.

 

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APPENDIX F

 

Normal Retirement Benefit Formulas

 

F.1 Benefit Formula for CECONY Weekly Participants.

 

A. Normal Retirement Benefit for CECONY Weekly Participant.

 

(a) The annual normal retirement Pension Allowance payable upon retirement on or
after Normal Retirement Date to a CECONY Weekly Participant whose employment
with the Company or an Affiliate commenced on or after January 1, 1990 shall be
equal to the sum of (i), (ii) and (iii):

 

  (i) 1.5% of the Participant’s Final Average Pay multiplied by his or her Years
of Accredited Service not in excess of 24;

 

  (ii) 2.0% of such Final Average Pay multiplied by his or her Years of
Accredited Service in excess of 24 but not in excess of 30;

 

  (iii) 0.5% of such Final Average Pay multiplied by his or her Years of
Accredited Service in excess of 30 years.

 

Solely for determining Years of Accredited Service in Sections F.1.A. (a) (i),
(ii) and (iii), above, periods of less than 12 months shall be a prorated part
of a Year of Accredited Service.

 

(b) The annual normal retirement Pension Allowance payable upon retirement on or
after Normal Retirement Date to a CECONY Weekly Participant who (i) terminated
employment from CECONY during the month of June 1989; (ii) was in the employ of
CECONY at any time during the period from July 1, 1989 through December 31,
1989; or (iii) terminated employment from CECONY with a right to a vested
Pension Allowance prior to July 1, 1989 and is re-employed and repays any Cash
Out shall be equal to the greater of (i) or (ii):

 

  (i) the Pension Allowance determined under F.1.A.(a) above or;

 

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  (ii) the Pension Allowance determined by computing 2.2% of Total Salary and
increasing the result by 0.125% for each calendar month of Accredited Service in
excess of 30 years.

 

F.2 Benefit Formula for CECONY Management Participant.

 

A. Normal Retirement Benefit for CECONY Management Participant.

 

(a) The annual normal retirement Pension Allowance payable upon retirement on or
after Normal Retirement Date to a CECONY Management Participant whose employment
with CECONY commenced on or after January 1, 1990 and prior to January 1, 2001
or to any such CECONY Management Participant who terminated with a vested
Pension Allowance, is re-employed and repays, if applicable, his or her Cash Out
shall be equal to the sum of (i), (ii), (iii), and (iv):

 

  (iii) 1.5% of the CECONY Management Participant’s Final Average Salary
multiplied by his or her Years of Accredited Service not in excess of 24;

 

  (iv) 2.0% of such Final Average Salary multiplied by his or her Years of
Accredited Service in excess of 24 but not in excess of 30;

 

  (v) 0.35% of such Final Average Salary in excess of the Social Security
Taxable Wage Base multiplied by his or her Years of Accredited Service not in
excess of 30; and

 

  (vi) 0.5% of such Final Average Salary multiplied by his or her Years of
Accredited Service in excess of 30 years.

 

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Solely for determining Years of Accredited Service in subsections (a) (i), (ii),
(iii) and (iv), above periods of less than 12 months shall be a prorated part of
a Year of Accredited Service.

 

(b) The annual normal retirement Pension Allowance payable upon retirement on or
after Normal Retirement Date to a CECONY Management Participant, whose
employment with the Employer commenced prior to January 1, 1983 and who was on
the Employer’s active payroll during 1989, or who terminated employment with a
right to a vested Pension Allowance prior to December 31, 1982 and was
thereafter re-employed and repaid any Cash Out received shall be equal to the
greater of (i) or (ii):

 

  (vii) the Pension Allowance determined under F.2.A.(a) above;

 

  (viii) the benefit determined by computing 2.2% of Total Salary and increasing
the result by 0.125% for each calendar month of Accredited Service in excess of
30 years.

 

F.3 Benefit Formula for O&R Participant

 

  A. Normal Retirement Benefit for O&R Participant. The annual normal retirement
Pension Allowance payable upon retirement on or after the Normal Retirement Date
to an O&R Participant shall be as follows:

 

(a) For an O&R Participant who retires on or after July 1, 1997 and on or before
January 1, 2001:

 

  (ix) Calculation of “future service”: 2% of O&R Participant’s Annual
Compensation received during his or her Accredited Service for each Year of
Accredited Service after December 31, 1992, provided that the amount shall be
computed as if Accredited Service had continued and he or she had received
Annual Compensation at the rate being paid to him or her immediately prior to
retirement for an additional two (2) years after retirement, plus

 

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  (x) Calculation of “past service”: (x) 1 1/2% of O&R Participant’s Annual
Compensation as of January 1, 1993, multiplied by (y) the number of Years of
Accredited Service prior to January 1, 1993, but not less than

 

  (xi) the Pension Allowance accrued up to January 1, 1993.

 

(b) For an O&R Participant who retires after January 1, 2001 and on or before
January 1, 2003:

 

  (xii) Calculation of “future service”: 2% of O&R Participant’s Annual
Compensation received during his or her Accredited Service for each Year of
Accredited Service after December 31, 1995, provided that the amount shall be
computed as if Accredited Service had continued and he or she had received
Annual Compensation at the rate being paid to him or her immediately prior to
retirement for an additional two (2) years after retirement, plus

 

  (xiii) Calculation of “past service”: (x) 1 1/2% of O&R Participant’s Annual
Compensation as of January 1, 1996, multiplied by (y) the number of Years of
Accredited Service prior to January 1, 1996, but not less than

 

  (xiv) the Pension Allowance accrued up to January 1, 1996.

 

(c) For an O&R Participant who retires after January 1, 2003 and on or before
January 1, 2005

 

  (i) Calculation of “future service”: 2% of O&R Participant’s Annual
Compensation received during his or her Accredited Service for each Year of
Accredited Service after December 31, 1997, provided that the amount shall be
computed as if

 

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Accredited Service had continued and he or she had received Annual Compensation
at the rate being paid to him or her immediately prior to retirement for an
additional two (2) years after retirement, plus

 

  (ii) Calculation of “past service”: (x) 1 1/2% of O&R Participant’s Annual
Compensation as of January 1, 1998, multiplied by (y) the number of Years of
Accredited Service prior to January 1, 1998, but not less than

 

  (iii) the Pension Allowance accrued up to January 1, 1998.

 

(d) For an O&R Participant who retires after January 1, 2005 and on or before
January 1, 2008:,

 

  (i) Calculation of “future service”: 2% of O&R Participant’s Annual
Compensation received during his or her Accredited Service for each Year of
Accredited Service after December 31, 1999, provided that the amount shall be
computed as if Accredited Service had continued and he or she had received
Annual Compensation at the rate being paid to him or her immediately prior to
retirement for an additional two (2) years after retirement, plus

 

  (ii) Calculation of “past service”: (x) 1 1/2% of O&R Participant’s Annual
Compensation as of January 1, 2000, multiplied by (y) the number of Years of
Accredited Service prior to January 1, 2000, but not less than

 

  (iii) the Pension Allowance accrued up to January 1, 2000.

 

 

(e) For an O&R Participant who retires after January 1, 2008:,

 

  (i) Calculation of “future service”: 2% of O&R Participant’s Annual
Compensation received during his or her Accredited Service for each Year of
Accredited Service after December 31, 2002, provided that the amount shall be
computed as if

 

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Accredited Service had continued and he or she had received Annual Compensation
at the rate being paid to him or her immediately prior to retirement for an
additional two (2) years after retirement, plus

 

  (ii) Calculation of “past service”: (x) 1 1/2% of O&R Participant’s Annual
Compensation as of January 1, 2003, multiplied by (y) the number of Years of
Accredited Service prior to January 1, 2003, but not less than

 

  (iii) the Pension Allowance accrued up to January 1, 2003.

 

(f) Solely for purposes of calculating the “future service” benefit of an O&R
Participant, Annual Compensation means his or her actual Compensation and does
not mean his or her annual rate of compensation.

 

(g) If greater than the Pension Allowance determined in (a) to (c) above, the
Pension Allowance of the O&R Participant will be determined pursuant to Code
Section 411 (c)(2)(B) based solely upon the Participant’s Accumulated
Contributions.

 

(h) The Pension Allowance of an employee of the former Orange and Rockland
Electric Company who became an O&R Participant as of January 1, 1963 shall be
the same as if he or she had been employed at all times by O&R and had become an
O&R Participant when first eligible for participation. There shall be deducted
from his or her Pension Allowance amounts to which he or she is entitled under
Annuity Contract No. 544 of The Equitable Life Assurance Society of the United
States which is held by the Trustee in the Trust.

 

(i) The Pension Allowance of an employee of the former Rockland Gas Co., who
became an O&R Participant as of June 30, 1969 shall be the same as if he or she
had been employed at all times by O&R and had become an O&R Participant when
first eligible for participation, provided that there shall be paid to him or
her and deducted from his or her Pension Allowance amounts to which he or she is
entitled under Annuity Contract No. 820 of the Equitable Life Assurance Society
of the United States which is held by the Trustee in the Trust.

 

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APPENDIX G

 

Special Pension Adjustment

 

G.1 Special Pension Adjustment.

 

A. Effective April 1, 2001, there will be an increase of $50 per month (“Special
Pension Adjustment”) in the monthly Pension Allowance payments to those, other
than the Participants and Surviving Spouses excluded by reason of paragraph B
below, CECONY Management Participants, CECONY Weekly Participants, and the
Surviving Spouses of CECONY Management Participants and CECONY Weekly
Participants whose Monthly Pension Allowance payment only as of, and in, March
2001 is equal to or less than $1,000 a month.

 

B. The Special Pension Allowance shall not be payable to a terminated vested
CECONY Participant who is not a Rule of 75 Participant, a Surviving Spouse of a
terminated vested CECONY Participant who is not a Rule of 75 Participant, an
alternate payee, whether or not the alternate payee is in pay status, or to a
non-spouse Beneficiary without regard to the fact that such person may otherwise
satisfy the dollar amount.

 

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APPENDIX H

 

Provisions Applicable to CECONY Participants

at Fossil-Fueled Divested Operations

 

H.1 Effective Date and Scope of Appendix H.

 

This Appendix H shall be effective as of January 1, 1999 and shall be applied to
the determination of benefits payable to CECONY Participants at Divested
Operations. For the purpose of this Appendix H, the term “CECONY Participant at
Divested Operations” shall mean a CECONY Participant who, as of the date of the
divestiture (“Divestiture”), had been assigned to one of CECONY’s fossil fuel
electricity generation facilities in New York City (“Divested Operations”), and
who remained in the employ of the buyer, or successor thereto, of the Divested
Operations (“Divestiture Buyer”) subsequent to CECONY’s Divestiture of such
facilities in 1999.

 

H.2 Treatment of CECONY Participants at Divested Operations.

 

(a) Solely for purposes of determining whether a CECONY Participant at Divested
Operations is entitled to apply the favorable actuarial discount factors and
early retirement subsidiaries available to a Rule of 75 Participant, the
Accredited Service of a CECONY Participant at Divested Operations shall be
determined by adding to his or her Accredited Service credited prior to the
Divestiture his or her “Post Divestiture Service.” “Post Divestiture Service”
means the period of employment with the Divestiture Buyer determined as if the
Post Divestiture Service were employment with CECONY, including the application
of Section 3.02 to the Post Divestiture Service. No portion of any Post
Divestiture Service shall be taken into account for benefit accrual or
computation of the amount of such Employee’s benefit under the Plan. Post

 

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Divestiture Service shall not be taken into account for any period after a
Participant’s Annuity Starting Date.

 

(b) A CECONY Participant at Divested Operations who had not earned a
nonforfeitable right to one hundred percent (100%) of his or her accrued pension
as of the day immediately prior to the Divestiture in accordance with the
provisions of Section 4.05(a), shall nonetheless be fully and nonforfeitably
vested in one hundred percent (100%) of his or her accrued pension, as of the
date of the Divestiture.

 

(c) For purposes of determining the value of a Participant’s Surviving Spouse’s
benefits, the Accredited Service of a CECONY Participant at Divested Operations
shall be determined in accordance with the provisions of Section H(2)(a).

 

(d) For purposes of determining whether a CECONY Participant at Divested
Operations has satisfied the conditions requisite for a Disability Pension
Allowance under Section 4.06 of the Plan, the Accredited Service of a CECONY
Participant at Divested Operations shall be determined by adding to his or her
Accredited Service prior to the Divestiture of his or her Post Divestiture
Service.

 

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APPENDIX I

 

Provisions Applicable to O&R Participants

Under O&R’s Pension Protection Program

 

I.1. Definitions. The following words and phrases as used in this Appendix I
shall have the meaning indicated below:

 

  (a) “Buyer” shall mean the entity which purchased the Electric Generating
Assets, and any other entity which is aggregated with the Buyer under Code
Sections 414(b), (c), (m), or (o).

 

  (b) A Production Employee’s termination by the Buyer, O&R, or an affiliated
company shall be for “Cause” if (i): he or she is convicted of a crime or
engaged in an act of moral turpitude; (ii) he or she breaches any of his or her
obligations under any employment agreement governing his or her employment;
(iii) he or she is grossly negligent or engages in gross misconduct in the
performance of his or her duties for the Buyer; (iv) he or she repeatedly fails
to follow written policies or guidelines that have been expressly approved by
the Buyer; (v) he or she is discharged as a result of poor or unsatisfactory
performance for the Buyer; or (vi) where applicable, he or she breaches any of
his or her fiduciary duties as an office or director of the Buyer.

 

  (c) “Divestiture Date” means the effective date of the sale of the Electric
Generating Assets.

 

  (d) “Electric Generating Assets” means the electric generating assets of O&R
allocated to O&R’s Electric Production Division.

 

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  (e) “50/10 Employee” means a Production Employee who (i) will have reached at
least age 50 by the last day of the Plan Year in which the Divestiture Date
occurs, and (ii) would have had at least 10 years of Vesting Service by the last
day of the Plan Year in which the Divestiture Date occurs if his or her
employment had continued with O&R until such last day. Notwithstanding the
foregoing and except as otherwise provided in Section 3 (f) of this Appendix I,
“Limitations of the Program and Special Rules”, a 50/10 Employee shall not
include any Production Employee who declines an offer of employment from the
Buyer for a position for which he or she had applied.

 

  (f) “40/20 Employee” means a Production Employee who (i) will have reached at
least age 40 by the last day of the Plan Year in which the Divestiture Date
occurs, and (ii) would have had at least 20 years of Vesting Service by the last
day of the Plan Year in which the Divestiture Date occurs if his or her
employment had continued with O&R until such last day. Notwithstanding the
foregoing and except as otherwise provided in Section 3.f. of this Appendix I,
“Limitations of the Program and Special Rules,” a 40/20 Employee shall not
include any Production Employee who declines an offer of employment from the
Buyer for a position for which he or she had applied.

 

  (g) “Production Employee” shall mean an O&R Employee, other than an O&R
Employee who is covered by a collective bargaining agreement (unless included
under the terms of a voluntary termination program in which he or she elects to
participate and which provides for participation in the Program), who (i) as of
the Divestiture Date is an Employee of the Electric Production Division, and
ceases

 

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to be employed by, and by action of, O&R, and its Affiliates as a result of the
sale of the Electric Generating Assets; (ii) as of the Divestiture Date is not
an Employee of the Electric Production Division but provides support to such
division, and ceases to be employed on or before December 31, 1999 by, and by
action of, O&R and its Affiliates for reasons other than Cause as a result of
the sale of the Electric Generating Assets; or (iii) as of a date established
under a voluntary termination program created by O&R in connection with the sale
of the Electric Generating Assets, is not an Employee of the Electric Production
Division but provides support to such division, and ceases to be employed by O&R
and its Affiliates as a result of his or her election to terminate employment in
connection with such voluntary termination program.

 

  (h) “Program” shall mean the Pension Protection Program, as set forth in this
Appendix I, and as amended (if at all) from time to time hereafter. A series of
charts to be used in the interpretation of the Program are also set forth in
Appendix I.

 

  (i) “Protection Period” shall mean the period which begins on the Divestiture
Date and which ends on the fifth anniversary of such Divestiture Date.

 

I.2. Protections under the Program.

 

  (j) 50/10 Employees. If a 50/10 Employee: (i) declines to apply for employment
with the Buyer; (ii) applies for, but is not offered, employment with the Buyer
(or declines a position which is described in Section 3.f. of this Appendix I or
a position for which he or she did not apply); (iii) is hired by the Buyer but
is substantially involuntarily terminated prior to his or her Annuity Starting
Date by

 

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the Buyer for reasons other than Cause within the Protection Period; or (iv) is
hired by the Buyer and remains employed with the Buyer until the end of the
Protection Period and does not have an Annuity Starting Date before the end of
the Protection Period, he or she shall have 5 years of Vesting Service and 5
years of age added under the Plan to his or her actual Vesting Service and age,
respectively, determined as of the Divestiture Date, for purposes of determining
his or her eligibility for an early retirement Pension Allowance and for
calculating the pre-age 65 early retirement Pension Allowance reduction (if any)
but not for purposes of calculating his or her accrued benefit. Notwithstanding
the foregoing, a 50/10 Employee described in the preceding sentence who is age
49 as of the Divestiture Date shall be deemed for the purpose of early
retirement Pension Allowance eligibility to have retired at age 55, but, as
provided in Section 3.6 of this Appendix 1, his or her Pension Allowance cannot
commence prior to actual age 55.

 

A 50/10 Employee who is hired by the Buyer, but who prior to the end of the
Protection Period either voluntarily commences receiving Plan benefits while
employed by the Buyer or voluntarily terminates employment with the Buyer, shall
have his or her eligibility for an early retirement Pension Allowance, and the
calculation of the pre-age 65 early retirement Pension Allowance reduction (if
applicable) but not the amount of his or her accrued benefit, determined by
treating as Vesting Service his or her service with the Buyer from the
Divestiture Date until the earlier of his or her Annuity Starting Date or his or
her employment termination with the Buyer, and his or her age as of the earlier
of such dates.

 

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A 50/10 Employee who terminates employment prior to age 55 shall not be eligible
for an early retirement Pension Allowance; provided, however, that a 50/10
Employee who voluntarily terminates employment with the Buyer in the calendar
year of the Divestiture Date shall be deemed for purposes of early retirement
Pension Allowance eligibility and for purposes of the 85-point determination to
have terminated employment as of the earlier of his or her Annuity Starting Date
or the last day of such calendar year. His or her Pension Allowance cannot
commence prior to actual age 55.

 

In the event that a 50/10 Employee receives a post-Divestiture Date grant of age
and service in accordance with the preceding paragraphs of this Section, and
elects to commence receipt of his or her benefits under the Plan prior to his or
her Normal Retirement Date, the reduction for early commencement shall be
computed based upon the greater of (i) his or her actual age at the Annuity
Starting Date or (ii) his or her actual age at the Divestiture Date, as
increased by the applicable grant of additional age under the Program, as set
forth above.

 

  (k) 40/20 Employees. A 40/20 Employee who declines to apply for employment
with the Buyer, who applies for but is not offered employment by the Buyer (or
declines a position which is described in Section 3.f. of this Appendix I or a
position for which he or she did not apply), or who is involuntarily terminated
by the Buyer for reasons other than Cause within the Protection Period (in each
case, a “Covered 40/20 Employee”), and who elects to begin receiving benefits
prior to his or her Normal Retirement Date will have the reduction for early
commencement, but not his or her accrued benefit calculated using the early

 

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retirement Pension Allowance factors set forth in Section 4.04(c) based upon his
or her age as of his or her Annuity Starting Date. Notwithstanding the
foregoing, a Covered 40/20 Employee shall have 5 years of Vesting Service and 5
years of age added under the Plan to his or her Vesting Service and age,
respectively, determined as of the Divestiture Date, and to the extent that the
sum of his or her age and Vesting Service as of the Divestiture Date, as so
adjusted, totals at least 85, there shall be no reduction if the Annuity
Starting Date precedes the Normal Retirement Date. A 40/20 Employee who is hired
by the Buyer and who either voluntarily terminates employment during the
Protection Period or remains employed with the Buyer until the end of the
Protection Period will not be a Covered 40/20 Employee, and will be eligible
only for a vested Pension Allowance determined under Section 4.05(c) without
regard to the Program.

 

  (l) Other Production Employees. Any Production Employee who is a Participant
and has less than 5 years of Vesting Service as of the Divestiture Date, and who
was not already 100% vested in accordance with the Change in Control provisions
of the Prior Plan, shall be 100% vested under the Plan as of the Divestiture
Date and shall be eligible to receive a vested Pension Allowance if they accrue
any Accredited Service under the Plan.

 

I.3. Limitations of the Program and Special Rules.

 

  (m) Production Employees’ benefits under the Plan which have accrued as of the
Divestiture Date shall not increase thereafter as a result of the Program, nor
does the Program affect the amount which is payable to Production Employees
commencing at their Normal Retirement Date.

 

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  (n) Notwithstanding the Program, no benefits can commence under the Plan to a
Production Employee prior to his or her actual attainment of age 55.

 

  (o) The $600 per month supplement described in Section 4.04(c)(iv) shall be
available to a Production Employee only if his or her Annuity Starting Date is
within the Protection Period and such Production Employee: (i) is at least age
60 but less than age 62 as of his or her Annuity Starting Date; and (ii) in the
event of a voluntary termination from the Buyer, is at least age 60 as of the
date of such voluntary termination.

 

  (p) No Disability Pension Allowance shall commence to a Production Employee
after the Divestiture Date.

 

  (q) Each 50/10 Employee and 40/20 Employee who has not had an Annuity Starting
Date shall be eligible for a Spouse’s Pension Allowance under Section 4.08. Such
eligibility for a Spouse’s Allowance shall cease upon: (i) voluntary termination
from the Buyer within the Protection Period prior to retirement eligibility (for
this purpose, a 50/10 Employee who terminates employment with the Buyer in the
calendar year of the Divestiture Date shall be treated as retirement eligible if
he or she is at least age 55 and has at least 10 years of Vesting Service by the
end of such calendar year); or (ii) the end of the Protection Period in the case
of a 40/20 Employee who has not voluntarily terminated employment with the Buyer
prior to that date. A 50/10 Employee or 40/20 Employee who has not had an
Annuity Starting Date but who ceases to be eligible for a Spouse’s Allowance,
and any Production Employee who is not a 50/10 Employee or 40/20 Employee and
who has not had an Annuity Starting Date, shall be eligible for a vested O&R
Participant Spouse’s Allowance under Section 4.08.

 

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  (r) For purposes of the Program, a Production Employee shall not be deemed to
have been offered employment by the Buyer if he or she declines employment with
the Buyer which would require (i) more than a 10% reduction in his or her total
compensation (salary plus the target benefit under the Orange and Rockland
Utilities, Inc. Annual Team Incentive Plan (“ATIP”)) immediately prior to the
Divestiture Date, or (ii) assignment to another geographic location which is
more than 50 miles from his or her place of employment immediately prior to the
Divestiture Date. Similarly, if a Production Employee accepts an offer of
employment with the Buyer, he or she will be deemed to have an involuntary
termination of employment during the Protection Period for a reason other than
Cause if he or she terminates employment following (i) a reduction in pay to a
level more than 10% below his or her total compensation (salary plus the target
benefit under the O&R Annual Team Incentive Plan (“ATIP”)) immediately prior to
the Divestiture Date, or (ii) reassignment to another location which is more
than 50 miles from his or her place of employment immediately prior to the
Divestiture Date.

 

  (s) If the Program is included in a voluntary termination program offered by
O&R in connection with the sale of the Electric Generating Assets, O&R may elect
to provide (on a uniform basis with respect to all Participants to whom such
program is offered) that a Participant who terminates employment under such
program shall have (i) any grants of age and Vesting Service for early
retirement reduction calculation purposes added to his or her actual age and
Vesting Service as of a date specified in the voluntary termination program,
which date is other than the Divestiture Date; and (ii) a five-year, Protection
Period which begins on such specified date rather than on the Divestiture Date.

 

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APPENDIX I

 

ATTACHMENT I

 

Summary of Pension Allowance to be Provided by

O&R to Employees Affected by the Southern Energy Divestiture.

 

Production Employees will receive their vested accrued Pension Allowance from
the Plan based on service and pay up to the Divestiture Date. The Pension
Allowance payable under the Plan will be subject to adjustment each year after
benefit payments commence by the Pension Benefit Adjustment (PBA) described in
Section 11.06 of the Plan.

 

Production Employees may elect to receive their pension benefits prior to the
normal retirement age/date described in the Plan. However, if they do elect to
commence their Pension Allowance early, the Pension Allowance will be reduced
and/or subsidized as described in the following tables. The following tables
summarize the provisions of Appendix I to the Plan; in the event of a conflict,
the provisions of Appendix I will control.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    26

--------------------------------------------------------------------------------

APPENDICES

 

Attachment I.1 Union Employees Hired by Southern Energy

 

(a)   (b)

Age and VS as of the Divestiture Date

--------------------------------------------------------------------------------

 

If employee elects to start O&R Pension
Allowance at Divestiture Date

--------------------------------------------------------------------------------

 

If employee elects to start O&R Pension Allowance
after Divestiture Date

--------------------------------------------------------------------------------

1. Age 65 (regardless of VS)

  100% of AB   100% of AB

2. Age 62+ with 10+ VS

  100% AB  

AB reduced for age at commencement

•      6%/Yr. Prior to 65

3. Age 60-62 with 10+ VS

  100% of AB and $600 supplement to 62  

AB reduced for age at commencement

•      6%/Yr. Prior to 65

4. Age 55-59 with 10+ VS

 

AB reduced for age at commencement:

•      4%/Yr. Prior to 60

•      no reduction with 85 points

 

AB reduced for age at commencement

•      6%/Yr. Prior to 65

5. Under 55 with 10+ VS

  Not applicable  

AB reduced for age at commencement

•      6%/Yr. Prior to 65. Benefits cannot begin until age 55

6. Any age with under 10 VS

  Not applicable   AB vested regardless if Plan Participant on 8/20/98; any
others will not be vested; first available for payment at age 65.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    27

--------------------------------------------------------------------------------

APPENDICES

 

Attachment I.2 Management Employees Hired by Southern Energy

 

     a.    b.    c.    d.    e.           If employee delays commencement of O&R
Benefits until sometime after Divestiture Date           If employee
terminates//retires from Southern Energy within 5 years of Divestiture Date   
If employee remains employed at Southern Energy more than 5 years after
Divestiture Date

Age and VS as of

the Divestiture

Date

  

If employee hired by

Southern elects to

start O&R payments

at Divestiture Date

  

If Southern Energy involuntarily

terminates employee

  

If employee voluntarily terminates

from Southern Energy

  

If employee elects to start

O&R pension within 5

years of divestiture

   If employee elects to start O&R pension more than 5 years after divestiture

1. Age 50-54 with

10+ VS (Note:

benefits cannot

in any case

begin until

actual age 55)

   Not applicable   

AB reduced by % below based on

age/service as of the divestiture with

5 added to age/service:

•      0% if 85 points at commencement (counting points for 5 years after
divestiture; i.e., if 75 points at divestiture), otherwise

•      4%/yr. For commencement prior to 60 (reduction based on greater of (i)
actual age or (ii) sum of age at divestiture + 5).

  

AB reduced by % below based on

age at commencement:

•      If termination from Southern before 55, 6%/yr. prior to 65

•      If termination from Southern after age 55

•      0% if 85 points at termination (counting points for actual

service up to voluntary

termination), otherwise

•      4%/yr. For pre-age 60 commencement.

   Same as column c, but counting of points stops at commencement.   

AB reduced by % below based on age/service as of the divestiture with 5 added to
each:

•      0% reduction if 85 points at end of 5-year period, otherwise

•      4%/yr for commencement prior to 60

 

No $600/mo. Supplement.

2. Age 40-49 with 20+ VS

   Not applicable   

AB available between the ages of 55 and 65 adjusted for age at commencement:

•      0% if 85 points at commencement (counting points for 5 years after
divestiture; i.e., if 75 points at divestiture), otherwise

•      4%/yr. for commencement prior to 60.

  

AB available between the ages of 55 and 65 adjusted for age at commencement:

•      6%/yr. for commencement prior to 65.

   Not applicable    Same as column c

3. Any age under

50 with 10-19

VS

   Not applicable   

AB available between the ages of 55 and 65 adjusted for age at commencement:

•      6%/yr. prior to 65.

   Same as column b    Not applicable    Same as column b

4. Any age with under 10 VS

   Not applicable    AB vested at divestiture regardless of
service and made available at age 65.    Same as column b    Not applicable   
Same as column b.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    28

--------------------------------------------------------------------------------

APPENDICES

 

          Management Employees Hired by Southern Energy
If employee delays commencement of O&R Benefits until sometime after Divestiture
Date                       If employee terminates//retires from Southern Energy
within 5 years of Divestiture Date    If employee remains employed at Southern
Energy more than 5 years after Divestiture Date

Age and VS as of

the Divestiture

Date

  

If employee hired by

Southern elects to

start O&R payments

at Divestiture Date

  

If Southern Energy

involuntarily terminates

employee

  

If employee voluntarily

terminates from Southern

Energy

  

If employee elects to

start O&R pension

within 5 years of

divestiture

  

If employee elects to start O&R

pension more than 5 years after

divestiture

1. Age 65

   100% of AB    Same as column a    Same as column a    Same as column a   
Same as column a

2. Age 62+ with

10+ VS

   100% of AB    Same as column a    Same as column a    Same as column a   
Same as column a

3. Age 60-62 with

10+ VS

  

100% of AB and

$600/mo.

Supplement up to 62

   Same as column a    Same as column a    Same as column a    100% of AB

4. Age 55-59 with

10+ VS

  

AB reduced for age
at commencement:

•      0% if 85 points at divestiture, otherwise

•      4%/yr. prior to 60.

No pension

protection coverage

if involuntarily

terminated later.

  

Regardless of when

benefit commences or

points at divestiture:

•      100% of AB, and

•      $600/mo. Supplement to 62 if benefit commences between 60 and 62 within
the 5-year protection period.

  

AB reduced for age at commencement:

•      0% if 85 points at termination (counting points for actual service up to
termination), otherwise

•      4%/yr. For commencement prior to 60.

$600/mo. Supplement to 60 if termination occurs after age 60, and if benefits
commence at 60-62 within the 5-year protection period.

  

Same as column c, but no

age or service points after

benefits commence, and

$600/mo. Supplement to 62

if commencement occurs

after age 60 but before age

62.

   100% of AB, but not eligible for $600/mo. Supplement.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    29

--------------------------------------------------------------------------------

APPENDICES

 

Attachment I.3 Addendum 1

 

Chart for Management Employees Affected by Asset Sales

 

But Not Hired by Southern Energy and not Eligible to Participate in a Voluntary
Severance Program

 

    

A

--------------------------------------------------------------------------------

  

B

--------------------------------------------------------------------------------

Age and VS as of

the Divestiture Date

--------------------------------------------------------------------------------

  

Employee Does Not Apply for Employment with Southern, or Applies but is Not
Offered Employment

--------------------------------------------------------------------------------

1. Age 65    100% of AB    Same as column a 2. Age 62+ with 10+ VS    100% of AB
   Same of column a 3. Age 60-62 with 10+ VS    100% of AB and $600/mo.
supplement up to 62.    Same as column a 4. Age 55-59 with 10+ VS   

Regardless of when benefit commences or points at divestiture:

 

•      100% of AB, and

 

•      $600/mo. supplement to 62 if benefit commences between 60 and 62 within
the 5-year protection period.

  

AB reduced for age at commencement:

•      0% if 85 points at divestiture, otherwise

 

•      4%/yr prior to 60.

5. Age 50-54 with 10+ VS (Note: benefits cannot in any case begin until actual
age 55)

  

AB reduced based on age/service as of the divestiture with 5 added to each:

 

•      0% if 85 points at commencement (counting points for 5 years after
divestiture; i.e., if 75 points at divestiture), otherwise

 

•      4%/yr. for commencement prior to 60 (reduction based on greater of (i)
actual age or (ii) sum of age at divestiture + 5).

   AB available at age 55+65, but 6%/yr. reduction prior to 65. 6. Age 40-49
with 20+ VS   

AB available between the ages of 55 and 65 adjusted for age at commencement:

 

•      0% if 85 points at commencement (counting points for 5 years after
divestiture; i.e., if 75 points at divestiture), otherwise

 

•      4%/yr. For commencement prior to 60.

   AB available at age 55-65, but 6%/yr. reduction prior to 65. 7. Any age under
50 with 10-19 VS   

AB available between the ages of 55 and 65 adjusted for age at commencement:

 

•      6%/yr. prior to 65.

   Same as column a. 8. Any age with under 10 VS    AB vested at divestiture
regardless of service and made available at age 65.    Same as column a.

--------------------------------------------------------------------------------

(a) No employee described in this Addendum I will be eligible for a disability
benefit from the O&R Plan after the Divestiture Date.

(b) An employee who declines an offer of employment with Southern (except as
otherwise provided in footnote 6) will be eligible for a vested Participant
Spouse’s Allowance prior to the employee’s Annuity Starting Date, unless
coverage is waived. Employees who did not apply for employment with Southern and
who are covered under the Pension Protection Program will be treated as actively
employed and their spouses will be entitled to a pre-commencement Spouse’s
Allowance for which there is no coverage charge; provided, however, that
Spouse’s Allowance coverage will cease as of the end of the 5-year protection
period in the case of 40/20 employees.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    30

--------------------------------------------------------------------------------

APPENDICES

 

Attachment I.4 Addendum II – Chart for Management and Union Employees

Eligible for a Voluntary Severance Program

Age and ES as of the Employee’s Termination Date

Employee Terminates Employment under Voluntary Severance Program

 

1. Age 65    100% of AB 2. Age 62+ with 10+ VS    100% of AB 3. Age 60-62 with
10+ VS    100% of AB and $600/mo. Supplement up to 62. 4. Age 55-59 with 10+ VS
  

Regardless of when benefit commences or points at termination:

 

•      100% of AB, and

 

•      $600/mo. Supplement to 62 if benefit commences between 60 and 62 within
the 5-year protection period which begins on the date of termination.

5. Age 50-54 with 10+ VS

(Note: benefits cannot in any case begin

until actual age 55)

  

AB reduced based on age/service as of the termination with 5 added to each:

 

•      0% if 85 points at commencement (counting points for 5 years after
termination; i.e., if 75 points at termination), otherwise

 

•      4%/yr. for commencement prior to 60 (reduction based on greater of (i)
actual age or (ii) sum of age at termination + 5).

6. Age 40-49 with 20 + VS    AB available between the ages of 55 and 65 adjusted
for age at commencement:     

•      0% if 85 points at commencement (counting points for 5 years after
termination; i.e., if 75 points at divestiture), otherwise

 

•      4%/yr. for commencement prior to 60.

7. Any age under 50 with 10-19 VS   

AB available between the ages of 55 and 65 adjusted for age at commencement:

 

•      6%/yr. prior to 65.

8. Any age with under 10 VS    AB vested at termination regardless of service
and made available at age 65.

--------------------------------------------------------------------------------

(a) No Employee described in this Addendum II will be eligible for a disability
benefit from the O&R Plan after termination of employment.

(b) 50/10 and 40/20 Employees who terminate employment covered under the VSP
will be treated as actively employed and their spouses will be entitled to a
pre-commencement Spouse’s Allowance for which there is no coverage charge;
provided, however, that Spouse’s Allowance coverage will cease as of the end of
the 5-year protection period in the case of 40/20 employees.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    31

--------------------------------------------------------------------------------

APPENDICES

 

Provisions Applicable to Affected Indian Point (“IP”) Employees.

 

J.1 Effective Date and Scope of Appendix J.

 

This Appendix J shall not become effective unless and until the closing of the
sale of CECONY’s nuclear-fueled electricity generating facilities at Indian
Point (“IP”) occurs. This Appendix J shall be applied to the determination of
benefits payable to a CECONY Management Participant or CECONY Weekly Participant
who, as of the date of the closing of the sale of IP (“IP Divestiture”), had
been assigned to IP, and who remains in the employ of the buyer, or successor
thereto, of the IP (“Divestiture Buyer”) subsequent to IP Divestiture in 2001
(“Affected IP Employees”).

 

J.2 Treatment of Affected IP Employee.

 

(a) Solely for purposes of determining whether an Affected IP Employee is
entitled to apply the favorable actuarial discount factors and early retirement
subsidies available to a Rule of 75 Participant, the Accredited Service of an
Affected IP Employee shall be determined by adding to his or her Accredited
Service credited prior to the IP Divestiture his or her “Post Divestiture
Service.” “Post Divestiture Service” means the period of employment with the
Divestiture Buyer determined as if the Post Divestiture Service were employment
with CECONY, including the application of Section 3.02 to the Post Divestiture
Service, provided, however, that Post Divestiture Service shall not be taken
into account for purposes of benefit accrual or computation of the amount of the
Affected IP Employee’s benefit under the Plan. Post Divestiture Service shall
not be taken into account for any period after a Participant’s Annuity Starting
Date.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    32

--------------------------------------------------------------------------------

APPENDICES

 

(b) An Affected IP Employee who had not earned a nonforfeitable right to one
hundred percent (100%) of his or her accrued Pension Allowance as of the day
immediately prior to the IP Divestiture shall become fully and nonforfeitably
vested in one hundred percent (100%) of his or her Pension Allowance as of the
date of the IP Divestiture.

 

(c) For purposes of determining the value of an Affected IP Employee’s Surviving
Spouse’s benefits, the Accredited Service of an Affected IP Employee shall be
determined in accordance with the provisions of Appendix J, Section J.2(a).

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    33

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX J

 

Provisions Applicable to CECONY Support Employee re:

Voluntary Retirement Incentive—Support Organizations Program

 

K.1 Effective Date and Scope of Appendix K.

 

Effective July 1, 1999, and notwithstanding any other provision of the Plan, the
provisions of this Appendix K shall be applicable and available to those “CECONY
Support Employees,” as defined in Appendix K, Section K.2, who meet the
eligibility criteria set forth in Section K.3. The provisions of this Appendix K
shall be applicable only during the limited period of time and on the other
terms and conditions set forth in this Appendix K.

 

K.2 CECONY Support Employees.

 

The term “CECONY Support Employee” means an Eligible Employee who, as of June 1,
1999, was employed by CECONY in a department that provided support to the
Divestiture Operations, as defined in Appendix H. A list of those departments in
which CECONY Support Employees were employed as of June 1, 1999 is set forth in
Section K 8.

 

K.3 Eligibility Criteria.

 

A CECONY Support Employee satisfies the eligibility criteria for the Voluntary
Retirement Incentive—Support Organizations Program, if, as of December 31, 1999,
she or he or she attained age 53, and the sum of his or her age and Years of
Accredited Service, as of August 31, 1999, but projected to December 31, 1999,
is seventy-five (75) or more. For the purpose of determining the sum of the
CECONY Support Employee’s age and Years of Accredited Service, projected to
December 31, 1999, a CECONY Support Employee shall be deemed to have continued
in employment with the CECONY until December 31, 1999.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    34

--------------------------------------------------------------------------------

APPENDICES

 

K.4 Retirement under Voluntary Retirement Incentive – Support Organizations
Program.

 

A CECONY Support Employee who satisfies the eligibility criteria set forth in
Section K.3 and who elects during the period from July 1, 1999 through August
16, 1999, on a form furnished by and filed with CECONY, to accept the retirement
incentives described in Section K.5, shall retire with an effective date of
September 1, 1999. A CECONY Support Employee’s election to retire shall be
revocable until the close of business on the seventh day following the end of
the election period, or August 23, 1999. If the CECONY determines that deferral
is warranted by business necessity or extraordinary circumstances, CECONY may
require a CECONY Support Employee who has made an election in accordance with
this Section to defer his or her effective date of retirement until no later
than January 1, 2000.

 

K.5 Special Retirement Benefits under Voluntary Retirement Incentive - Support
Organizations.

 

The retirement benefits payable to a CECONY Support Employee who elects to
retire, pursuant to Section K.4, under the Voluntary Retirement Incentive -
Support Organizations Programs, shall be determined as follows:

 

(a) For purposes of determining the number of Years of Accredited Service, the
CECONY Support Employee’s termination from employment shall be deemed to occur
on December 31, 1999.

 

(b) The CECONY Support Employee’s Final Average Salary or Pay shall be
determined as if he or she had remained in employment until December 31, 1999
and his or her Annual Basic Straight Time Compensation had remained unchanged
from the rate in effect at July 1, 1999.

 

(c) For purposes of Appendix F.1.A(b), Section I(b), or Section F.2.A(b), the
CECONY Support Employee’s Total Salary shall be determined as if he or she had
remained in employment until December 31, 1999 and his or her rate of pay had
remained unchanged from the rate in effect on July 1, 1999.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    35

--------------------------------------------------------------------------------

APPENDICES

 

(d) For purposes of Section 4.04(b)(iv), the discount factor in Table A for all
ages equal to or greater than age 55 shall be deemed to be 1.000.

 

  (e) In addition to the benefit determined in accordance with subsections (c)
and (d) above, the CECONY Support Employee shall receive a special lump sum
amount (“Special Lump Sum”) which shall be equal to the sum of:

 

  (i) 33% of his or her Final Average Salary or Pay, plus

 

  (ii) 2% of his or her Final Average Salary or pay multiplied by his or her
Years of Accredited Service, provided, however, that Years of Accredited Service
in excess of 33 1/2 shall not be taken into account.

 

(f) For purposes of determining the amount of the Special Lump Sum, a CECONY
Support Employee’s Years of Accredited Service shall be determined by deeming
his or her date of termination of employment as December 31, 1999. his or her
Final Average Salary or Pay shall be determined by taking into account the
provisions of Section K.5 subparagraph (b). The Special Lump Sum shall be
payable in accordance with the provisions of Section K.5, subparagraph (g).

 

(g) The CECONY Support Employee may elect to receive the Special Lump Sum in the
form of a single lump sum payment payable as soon as practicable after the
CECONY Support Employee’s effective date of retirement. If the CECONY Support
Employee is married, such election shall be given effect only if his or her
spouse provides written consent thereto, on a form furnished by the Plan
Administrator and witnessed by a Notary Public. If the CECONY Support Employee
does not make the election described in the foregoing sentence, then the Special
Lump Sum shall be payable as an annuity in accordance with the provisions of
Section K.5 subparagraph (h).

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    36

--------------------------------------------------------------------------------

APPENDICES

 

(h) If the Special Lump Sum is payable as an annuity, such annuity shall
commence on the same date and be payable in the same form as the CECONY Support
Employee’s Pension Allowance determined in accordance with the applicable
benefit formula, giving effect to any election by the CECONY Support Employee in
accordance with Article 5. The amount of such annuity shall be determined by
first converting the Special Lump Sum into an annuity for the life of the CECONY
Support Employee, on the basis of the Adjusted IRS Interest Rate and the IRS
Mortality Table, and on the basis of the CECONY Support Employee’s age as of
January 1, 2000, and then by applying the adjustment factor, if any, applicable
to the CECONY Support Employee’s Pension Allowance, pursuant to any election
made by the CECONY Support Employee in accordance the provisions of Article 5.

 

(i) In the event that the actual retirement date of a CECONY Support Employee is
deferred, pursuant to Section K.4, then upon his or her actual retirement, his
or her retirement benefits shall be determined in accordance with subparagraphs
(a) and (b), except that: (i) his or her period of Accredited Service from
September 1, 1999 through his or her actual date of retirement shall be added to
the Accredited Service otherwise determined in accordance with subparagraph (a);
and (ii) subparagraphs (b) and (c) shall be applied by (A) substituting for
“December 31, 1999” a date that is later than December 31, 1999 by the same
number of months that the CECONY Support Employee’s actual date of retirement is
later than September 1, 1999, and (B) by substituting for “July 1, 1999” the
earlier of October 1, 1999 or the day next preceding his or her actual date of
retirement.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    37

--------------------------------------------------------------------------------

APPENDICES

 

(j) If a CECONY Support Employee whose retirement is deferred pursuant Section
K. 4, dies prior to his or her actual date of retirement, any election made by
such CECONY Support Employee in accordance with Article 5 shall be given effect
in the same manner as if the first day of the month that includes his or her
date of death had been his or her Annuity Starting Date, and the Special Lump
Sum shall be payable in accordance with the election made by the Employee
pursuant to subparagraph (g). If the CECONY Support Employee had elected to
receive the Special Lump Sum as a single lump sum payment, then such amount
shall be paid to his or her Surviving Spouse, or, if there is no Surviving
Spouse, to his or her Beneficiary, or, if there is no Beneficiary, to his or her
beneficiary under the group term life insurance policy maintained by CECONY at
the time of his or her death, on the first day of the month following his or her
date of death.

 

(k) For purposes of the Cost of Living Adjustment provisions and entitlements,
Article 11, any CECONY Support Employee whose actual retirement date is deferred
until January 1, 2000 and whose Pension Allowance commenced in January 2000
shall be deemed to have had his or her Pension Allowance commenced to be paid
prior to December 31, 1999 and shall be entitled to the annual adjustment to be
made in April 2000.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    38

--------------------------------------------------------------------------------

APPENDICES

K.6 Treatment of Certain Employees Retiring after March 31, 1999 but prior to
August 1, 1999

 

An Eligible Employee of CECONY, who would have been a CECONY Support Employee
within the meaning of Section K.1 and who would have satisfied the eligibility
criteria set forth in Section K.2, except that he or she retired from the
employment of CECONY after March 31, 1999 and prior to August 1, 1999, shall
nonetheless be entitled to the retirement incentives described in Section K.5.
For purposes of subparagraphs (b) and (c) of Section K.5, the date next
preceding his or her actual date of retirement shall be substituted for “July 1,
1999”, and provided, further, however, that any increase in his or her Allowance
benefit resulting from the application of subparagraphs (a), (b), (c) or (d), of
Section K.5 shall be payable effective September 1, 1999 and, for the purpose of
subparagraph (h) of Section K.5, he or she shall be deemed to have commenced to
receive his or her Pension Allowance as of September 1, 1999.

 

K.7 Voluntary Nature of Retirement Incentive; Acceptance and Release. No
Employee shall be obligated to accept any retirement incentive, and an
Employee’s election to accept the retirement incentive described in this
Appendix K shall be purely voluntary. As a condition to an Employee’s receipt of
the additional benefits described in this Appendix K, CECONY shall have the
right to obtain from the Employee a waiver and or release of claims against
CECONY and/or the Plan, based upon or arising out of termination of employment,
consistent with the requirements of the federal Age Discrimination in Employment
Act, as amended by the Older Workers Benefit Protection Act.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    39

--------------------------------------------------------------------------------

APPENDICES

 

K.8 Support Departments for Purposes of Appendix K. For purposes of this
Appendix K, the following departments shall be deemed to have provided support
to the Divestiture Operation: Central Services; Finance; Law; Central Public
Affairs; Energy Management; and Fossil Power Engineering, Construction and
Support.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    40

--------------------------------------------------------------------------------

APPENDICES

APPENDIX K

 

TABLE 1 – O&R PARTICIPANT

ILLISTRATIVE PENSION BENEFIT ADJUSTMENT CALCULATION ASSUMING

ANNUAL INFLATION EXCEEDS CAP IN LATER YEARS

 

Retirement Date       1993 Monthly Pension Payment    $2,000

 

—Pension Benefit Adjustment—

 

Year

--------------------------------------------------------------------------------

  

CPI-U

(a)

--------------------------------------------------------------------------------

  

Amount

Inflation

(b)

--------------------------------------------------------------------------------

   

Cum.

Inflation

(c)

--------------------------------------------------------------------------------

   

PUO

Threshold

(d)

--------------------------------------------------------------------------------

   

Excess
over

Threshold

(e)

--------------------------------------------------------------------------------

   

75% of Cum.
Excess Prior
Yr.

(f)

--------------------------------------------------------------------------------

   

Cum.
3% Cap

(g)

--------------------------------------------------------------------------------

   

Annual PUO
Percent
Increases

(h)

--------------------------------------------------------------------------------

   

Cum.
PBA

(i)

--------------------------------------------------------------------------------

   

PBA increase
Effective

June 1

(j)

--------------------------------------------------------------------------------

    Monthly
Pension
Payment
(k)

--------------------------------------------------------------------------------

     (d-f)     (75% x c)     (3% Term)     (j / k)     (Lesser for g)          
(dif. Col.k)     ($2,000 x i)

1992

   140.3                                                             

1993

   144.5    2.99 %   2.99 %   20 %                                       $
2,000.00

1994

   149.6    3.55 %   6.63 %   20 %                                       $
2,000.00

1995

   155.6    4.01 %   10.91 %   20 %                                       $
2,000.00

1996

   161.2    3.60 %   14.90 %   20 %                                       $
2,000.00

1997

   168.0    4.22 %   19.74 %   20 %                                       $
2,000.00

1998

   172.5    2.60 %   22.29 %   20 %   2.95 %         1                       $
2,000.00

1999

   178.5    3.40 %   27.23 %   20 %   7.23 %   2.21 %   3.00 %   2.01 %(A)  
2.01 %   40.20     $ 2,040.20

2000

   182.6    2.30 %   30.15 %   20 %   10.15 %   5.42 %   6.09 %   2.61 %   5.42
%   60.20     $ 2,100.40

2001

   189.0    3.50 %   34.71 %   20 %   14.71 %   7.61 %   9.27 %   1.73 %   7.61
%   43.00     $ 2,152.20

2002

   195.0    3.17 %   30.99 %   20 %   18.99 %   11.05 %   12.55 %   2.65 %  
11.03 %   60.40     $ 2,220.40

2003

   210.0    7.69 %   49.60 %   20 %   29.60 %   14.24 %   15.93 %   2.30 %  
14.24 %   64.20     $ 2,284.80

2004

   225.0    7.14 %   60.37 %   20 %   40.37 %   22.26 %   19.41 %   5.77 %  
19.41 %   103.40     $ 2,388.20

2005

   205.5    3.00 %   45.00 %   20 %   25.00 %   15.64 %   19.41 %   2.76 %  
15.64 %   61.60     $ 2,312.80

2006

   209.7    3.00 %   49.43 %   20 %   29.43 %   10.81 %   22.99 %   2.74 %  
18.81 %   63.40     $ 2,376.20

2007

   215.9    3.00 %   53.91 %   20 %   33.91 %   22.07 %   26.60 %   2.74 %  
22.07 %   65.20     $ 2,441.40

2008

   222.4    3.00 %   50.53 %   20 %   38.53 %   25.43 %   30.40 %   2.75 %  
25.43 %   67.20     $ 2,500.60

2009

   229.1    3.00 %   63.29 %   20 %   43.29 %   20.90 %   34.39 %   2.77 %  
28.90 %   69.40     $ 2,578.00

2010

   236.0    3.00 %   68.18 %   20 %   40.10 %   32.47 %   38.42 %   2.77 %  
32.47 %   71.40     $ 2,649.40

2011

   243.0    3.00 %   73.23 %   20 %   53.23 %   36.14 %   42.50 %   2.77 %  
36.14 %   73.40     $ 2,722.00

2012

   250.3    3.00 %   78.43 %   20 %   58.43 %   39.92 %   46.85 %   2.78 %  
39.92 %   75.60     $ 2,798.40

2013

   257.8    3.00 %   83.70 %   20 %   63.70 %   43.02 %   51.26 %   2.79 %  
43.82 %   78.00 %   $ 2,876.40

--------------------------------------------------------------------------------

Note: All calculations performed with Cumulative information. Annual information
derived by subtraction.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    41

--------------------------------------------------------------------------------

APPENDICES

 

TABLE 2 –O&R PARTICIPANT

ILLISTRATIVE PENSION BENEFIT ADJUSTMENT CALCULATION ASSUMING

ANNUAL INFLATION EXCEEDS CAP IN EARLY YEARS

 

Retirement Date      1993 Monthly Pension Payment   $2,000

 

—Pension Benefit Adjustment—

 

Year

--------------------------------------------------------------------------------

  

CPI-U

(a)

--------------------------------------------------------------------------------

  

Annual

Inflation

(b)

--------------------------------------------------------------------------------

   

Cum.

Inflation

(c)

--------------------------------------------------------------------------------

   

PUO

Threshold

(d)

--------------------------------------------------------------------------------

   

Excess
over

Threshold

(e)

--------------------------------------------------------------------------------

   

75% of Cum.
Excess Prior
Yr.

(f)

--------------------------------------------------------------------------------

   

Cum.

3% Cap

(g)

--------------------------------------------------------------------------------

   

Annual PBA
Percent
Increases

(h)

--------------------------------------------------------------------------------

   

Cum.

PBA

(i)

--------------------------------------------------------------------------------

   

PUA increase
Effective

June 1

(j)

--------------------------------------------------------------------------------

    Monthly
Pension
Payment
(k)

--------------------------------------------------------------------------------

                            (d-f)     (75% X c)     (3% Term)     (j / k)    
(Lesser for g)     (dif. Col.k)     ($2,000 x i)

1992

   140.3                                                             

1993

   144.5    2.99 %   2.99 %   20 %                                       $
2,000.00

1994

   140.7    2.91 %   5.99 %   20 %                                       $
2,000.00

1995

   152.0    2.22 %   8.34 %   20 %                                       $
2,000.00

1996

   156.0    2.43 %   11.19 %   20 %                                       $
2,000.00

1997

   162.0    3.05 %   15.47 %   20 %                                       $
2,000.00

1998

   165.5    2.16 %   17.96 %   20 %                                       $
2,000.00

1999

   172.0    3.93 %   22.59 %   20 %   2.59 %         1                       $
2,000.00

2000

   185.0    7.56 %   31.06 %   20 %   11.86 %   1.94 %   3.00 %   1.94 %   1.94
%   30.00     $ 2,038.00

2001

   190.0    7.03 %   41.15 %   20 %   21.13 %   8.90 %   6.09 %   4.07 %   6.09
%   83.00     $ 2,121.00

2002

   210.0    6.06 %   49.68 %   20 %   29.68 %   15.05 %   9.27 %   3.00 %   9.27
%   63.60     $ 2,185.40

2003

   223.0    6.19 %   58.95 %   20 %   30.95 %   22.26 %   12.55 %   3.00 %  
12.55 %   65.60     $ 2,251.00

2004

   239.0    7.17 %   70.35 %   20 %   50.35 %   29.21 %   15.93 %   3.00 %  
15.93 %   67.60     $ 2,318.60

2005

   253.0    5.86 %   80.33 %   20 %   60.35 %   37.76 %   19.41 %   3.00 %  
19.41 %   69.60     $ 2,500.20

2006

   264.0    4.35 %   88.17 %   20 %   60.17 %   45.25 %   22.99 %   3.00 %  
22.99 %   71.60     $ 2,459.00

2007

   271.0    2.65 %   93.16 %   20 %   73.16 %   51.13 %   26.60 %   3.00 %  
26.68 %   73.80     $ 2,533.60

2008

   279.0    2.95 %   98.06 %   20 %   78.06 %   54.07 %   30.40 %   3.00 %  
30.40 %   76.00     $ 2,609.60

2009

   288.0    3.23 %   105.27 %   20 %   85.27 %   59.15 %   34.39 %   3.00 %  
34.39 %   78.20     $ 2,687.00

2010

   297.0    3.13 %   111.69 %   20 %   91.69 %   63.95 %   30.42 %   3.00 %  
30.42 %   80.00     $ 2,768.40

2011

   305.0    2.69 %   117.39 %   20 %   97.39 %   68.77 %   42.50 %   3.01 %  
42.50 %   85.20     $ 2,851.60

2012

   315.0    3.20 %   124.52 %   20 %   104.52 %   73.04 %   46.85 %   2.99 %  
46.85 %   85.40     $ 2,937.00

2013

   325.0    3.17 %   131.65 %   20 %   111.65 %   78.39 %   51.26 %   3.00 %  
51.26 %   80.70 %   $ 3,025.20

--------------------------------------------------------------------------------

Note: All calculations performed with Cumulative information. Annual information
derived by subtraction.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    42

--------------------------------------------------------------------------------

APPENDICES

 

TABLE 3 – O&R PARTICIPANT

ILLISTRATIVE PENSION BENEFIT ADJUSTMENT CALCULATION ASSUMING

ANNUAL INFLATION EXCEEDS CAP IN EARLY YEARS

 

Retirement Date      1993 Monthly Pension Payment   $2,000

 

—Pension Benefit Adjustment—

 

Year

--------------------------------------------------------------------------------

  

CPI-U

(a)

--------------------------------------------------------------------------------

  

Annual

Inflation

(b)

--------------------------------------------------------------------------------

   

Cum.

Inflation

(c)

--------------------------------------------------------------------------------

   

PUO

Threshold

(d)

--------------------------------------------------------------------------------

   

Excess
over

Threshold

(e)

--------------------------------------------------------------------------------

   

75% of Cum.
Excess Prior
Yr.

(f)

--------------------------------------------------------------------------------

   

Cum.
3% Cap

(g)

--------------------------------------------------------------------------------

   

Annual PBA
Percent
Increases

(h)

--------------------------------------------------------------------------------

   

Cum.

PBA

(i)

--------------------------------------------------------------------------------

   

PUA increase
Effective

June 1

(j)

--------------------------------------------------------------------------------

    Monthly
Pension
Payment
(k)

--------------------------------------------------------------------------------

                            (d-f)     (75% X c)     (3% Term)     (j / k)    
(Lesser f or g)     (dif. Col.k)     ($2,000 x i)

1992

   140.3                                                             

1993

   144.5    2.99 %   2.99 %   20 %                                       $
2,000.00

1994

   149.6    3.53 %   6.63 %   20 %                                       $
2,000.00

1995

   155.6    4.01 %   10.91 %   20 %                                       $
2,000.00

1996

   161.2    3.60 %   14.90 %   20 %                                       $
2,000.00

1997

   160.0    4.22 %   19.74 %   20 %                                       $
2,000.00

1998

   172.5    2.68 %   22.95 %   20 %   7.95 %         1                       $
2,000.00

1999

   178.5    3.40 %   27.23 %   20 %   7.23 %   2.21 %   3.00 %   2.01 %(A)  
2.01 %   40.20     $ 2,040.20

2000

   182.6    2.30 %   30.15 %   20 %   10.15 %   5.42 %   6.09 %   2.61 %   5.42
%   60.20     $ 2,100.40

2001

   189.0    3.50 %   34.71 %   20 %   14.71 %   7.61 %   9.27 %   1.75 %   7.61
%   43.00     $ 2,152.20

2002

   195.0    3.17 %   38.99 %   20 %   18.99 %   11.03 %   12.55 %   2.65 %  
11.03 %   60.40     $ 2,220.40

2003

   210.0    7.69 %   49.68 %   20 %   29.60 %   14.24 %   15.93 %   2.30 %  
14.24 %   64.20     $ 2,284.80

2004

   225.0    7.14 %   60.37 %   20 %   40.37 %   22.26 %   19.41 %   5.77 %  
19.41 %   103.40     $ 2,388.20

2005

   245.0    8.89 %   74.63 %   20 %   54.63 %   30.28 %   22.99 %   5.36 %  
22.99 %   71.60     $ 2,459.80

2006

   270.0    10.20 %   92.44 %   20 %   72.44 %   40.97 %   26.68 %   6.67 %  
26.68 %   73.00     $ 2,533.60

2007

   296.0    9.63 %   110.98 %   20 %   90.98 %   54.35 %   30.40 %   7.65 %  
30.40 %   76.00     $ 2,609.60

2008

   315.0    6.42 %   124.52 %   20 %   104.52 %   60.24 %   34.59 %   7.22 %  
34.39 %   78.20     $ 2,687.80

2009

   335.0    6.55 %   130.77 %   20 %   118.77 %   78.39 %   38.42 %   4.01 %  
38.42 %   80.60     $ 2,768.40

2010

   350.0    6.87 %   155.17 %   20 %   135.17 %   89.08 %   42.50 %   4.76 %  
42.50 %   83.70     $ 2,851.60

2011

   379.0    5.87 %   170.14 %   20 %   150.14 %   101.37 %   46.05 %   5.15 %  
46.05 %   85.40     $ 2,937.00

2012

   400.0    5.54 %   185.10 %   20 %   165.10 %   112.61 %   51.26 %   4.40 %  
51.26 %   88.20     $ 3,025.20

2013

   430.0    7.50 %   206.49 %   20 %   186.49 %   123.83 %   55.80 %   4.16 %  
55.00 %   90.80 %   $ 3,116.00

--------------------------------------------------------------------------------

Note: (A) Excess over 20% threshold is greater than              yr. inflation
rate in initial year of PBA adjustment. Use 75% of prior year inflation or 75%
excess over threshold to calculate PBA. All later years calc. are cumulative.
All calculations performed with Cumulative information. Annual information
derived by subtraction.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    43

--------------------------------------------------------------------------------

APPENDICES

 

APPENDIX L

 

Provisions Applicable to Participants

Employed at the Lakewood Plant

 

M.1 Effective Date and Scope of Appendix M

 

This Appendix M shall be effective as of June 1, 2000, the closing date of the
acquisition of the natural gas fueled electric generation facility known as the
Lakewood Cogeneration Facility (“Lakewood Plant”) by Consolidated Edison
Development, Inc. (“CED”).

 

M.2 Lakewood Participants

 

For purposes of this Appendix M, the term “Lakewood Participant” means an
Eligible Employee who is employed at the Lakewood Plant. A Lakewood Participant
shall be a CEI Participant, and shall receive the benefit determined under the
formula for a CEI Participant set forth in Article IV of the Plan.

 

M.3 Benefit Provisions Applicable to Lakewood Participants as of June 1, 2000

 

Notwithstanding any provision to the contrary, a Lakewood Participant who was
employed at the Lakewood Plant as of June 1, 2000 shall be fully and
nonforfeitably vested in 100% of his or her Pension Allowance (“Special Lakewood
Participant”). Years of service of a Special Lakewood Participant as a
Participant in the Pension Plan for Employees of Consumers Power Company shall
be counted as Years of Accredited Service for purposes of calculating his or her
Pension Allowance under the formula for a CEI Participant.

 

249120 Consolidated Edison Retirement Plan – Appendices Amended 2004    44