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EXHIBIT 10.48

AMENDMENT TO 1995 STOCK OPTION PLAN

The 1995 Stock Option Plan (the “Plan”) is hereby amended effective as of June
8, 2005 (the “Effective Date”) with respect to all Options granted pursuant to
the Plan, including grants outstanding before the Effective Date, as set forth
below.

1.
The Plan is hereby amended by adding the following new paragraph:

1.4   RE-PRICING AND EXCHANGE OF OPTIONS. The Board or a committee of the Board
shall have the authority to effect, at any time and from time to time with the
consent of any adversely affected holder of the Option, (i) the reduction of the
exercise price of any outstanding Option under the Plan and/or (ii) the
cancellation of any outstanding Options under the Plan in exchange for (A) the
grant of a stock award, including restricted stock, a stock appreciation right
or any other award based on the Company’s Stock, whether under the Plan, under
another stock plan of the Company or otherwise; (B) cash; (C) the grant in
substitution therefor of new Options under the Plan or options under another
stock plan of the Company or otherwise, having an exercise price per share not
less than as provided for new option grants made under the Plan or such other
plan; or (D) any other valuable consideration (as determined by the Board in its
sole discretion). The Board shall determine the exchange ratio (which may be for
more or less shares of Stock than those then subject to the outstanding Option)
in its sole discretion as well as all other terms of the re-pricing or exchange
not specifically provided for in this paragraph.
 

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