Exhibit 10.01
Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for
confidential treatment that has been filed with the Securities and Exchange
Commission.
FEDERAL HOME LOAN BANK OF NEW YORK 2007 INCENTIVE COMPENSATION PLAN

I.   OBJECTIVE       The objective of the Federal Home Loan Bank of New York’s
(“Bank”) 2007 Incentive Compensation Plan (“Plan”) is to motivate employees to
take actions that support the Bank’s strategies and lead to the attainment of
the Bank’s business plan and fulfillment of its mission.       The Plan is
intended to accomplish this objective by:

  •   Linking annual cash pay-out award opportunities to Bank performance
measured by the Bank’s “Dividend Capacity From Income”, “Enterprise Risk
Management “ and “Targeted Housing and Community Development” goals as well as
utilizing individual, department and group performance measures for certain
employees where appropriate and applicable;     •   Establishing the goal
setting process as an effective reward system so that employee monetary
interests are related to and dependent upon Bank performance; and     •  
Retaining top performing employees by affording them the opportunity to share in
the Bank’s enhanced performance.

II.   DEFINITIONS

  A.   Bank: The Federal Home Loan Bank of New York, its successors and assigns.
    B.   Board: The Board of Directors of the Federal Home Loan Bank of New
York.     C.   Committee: The Compensation and Human Resources Committee of the
Board.     D.   Fiscal Year: The 12-month period used as the annual accounting
period by the Bank.     E.   Manager: The person to whom the Participant reports
directly.     F.   Participant: An employee of the Bank as defined by the terms
of the Financial Institutions Retirement Fund who is exempt from the application
of the overtime provisions of the Fair Labor Standards Act and who is also
selected by the President to participate in the Plan.     G.   Plan: This
Incentive Compensation Plan, as may be amended or supplemented from time to
time.     H.   Plan Year: 2007     I.   President: The Chief Executive Officer
of the Bank, regardless of title, or his designee.

 

 

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for
confidential treatment that has been filed with the Securities and Exchange
Commission.

III.   ADMINISTRATION

  A.   The Plan, as adopted by the Committee on January 18, 2007, is effective
for the Plan Year beginning January 1, 2007.     B.   The Plan shall be
administered by the President, subject to any requirements for review and
approval by the Committee that the Committee may establish. The Committee shall
keep the Board apprised of any amendments to the Plan. The Director of Human
Resources shall be the President’s designee until there is a written
communication by the President naming other(s) to fulfill that duty. In all
areas not specifically reserved by the Committee for its review and approval,
decisions of the President or his designee concerning the Plan shall be binding
on the Bank and on all Participants.     C.   While the President has the full
power and authority to interpret and administer the Plan, he will also have the
following specific rights and duties:

  1.   To adopt, amend and rescind administrative guidelines, rules and
regulations pertaining to the Plan.     2.   To accept, modify or reject
recommendations of the Managers to set final awards.     3.   To interpret and
rule on any questions pertaining to any provisions of the Plan.     4.   To
retain all such other powers as may be necessary to discharge the duties and
responsibilities herein.

      Notwithstanding the foregoing, matters specifically affecting the
President shall be handled by the Committee.     D.   The President will be
responsible for ensuring effective communication of Plan provisions each year.
Each Participant will be given a copy of the Plan document and of any schedule
deemed necessary by the President. Modifications or changes to the Plan will be
documented and distributed to Participants as soon as practicable.     E.  
Nothing contained in this Plan shall be construed as a contract of employment
between the Bank and a Participant, or as a right of a Participant to be
continued in the employment of the Bank, or as a limitation of the right of the
Bank to discharge a Participant with or without cause. In addition, no
Participant shall have a vested right to any monies due under this Plan until
payment is actually received by Participant.

IV.   ELIGIBILITY

  A.   Employees in positions determined to have a measurable impact on company
results and for whom incentive participation is consistent with competitive
practice may be eligible for participation in the Plan.     B.   The President
will select annually, for approval by the Committee, those positions which will
be eligible for awards granted under the terms of the Plan. Eligibility may vary
from year to year.     C.   Eligible positions are listed in Schedule A,
incorporated by reference, which may be updated annually or more frequently, as
appropriate. Incumbents in these positions are Participants in the Plan unless
otherwise noted in Schedule A.

 

2

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for
confidential treatment that has been filed with the Securities and Exchange
Commission.

  D.   New employees deemed eligible for Plan participation will be considered
eligible immediately upon date of hire.

V.   INDIVIDUAL AWARD OPPORTUNITIES

  A.   The President shall recommend to the Committee for its approval the award
levels which shall be used to calculate awards earned by Plan Participants.    
B.   Award levels shall be expressed as a percent of the base salary of each
Participant for that Plan Year.     C.   Each position shall have an assigned
threshold, target and maximum award opportunity level. The range of award
opportunities for each Plan Participant is included in Schedule A, which is
incorporated by reference. This Schedule A may be amended or otherwise modified
from year to year by the Committee.

VI.   OBJECTIVE SETTING       The President shall from time to time recommend to
the Committee Bankwide performance goals that incentive payments to Participants
shall be based upon, either in their entirety or selectively. Individual and/or
group performance measures and goals may be developed by Participants in
collaboration with their Managers. The Bankwide performance goals will specify
target performance levels as well as the achievement levels required to receive
threshold and maximum incentive award amounts. Target performance goal(s) shall
be designed to be attainable, but not without significant effort. Maximum
performance goal(s) shall be established as goal(s) representing a “reach” for
the Bank and/or the group or individual as applicable. The Committee shall
review and have final approval over the Bankwide performance measures and goals
for all Participants, including the President. Individual and/or group
performance measures and goals for Participants other than the President will be
reviewed and approved by the participant’s and/or group’s manager. Changing the
measures of Bankwide performance or changing the achievement levels of Bankwide
performance will require approval of the Committee.   VII.   OBJECTIVE WEIGHTING
      Actual incentive awards under the Plan will be based on (i) Bankwide
performance results, and (ii) individual and/or group performance results, if
applicable or appropriate. The relative weighting of Bank performance may vary.
  VIII.   PERFORMANCE MEASUREMENT

  A.   Performance against goals will be measured as soon as practicable
following the close of the Plan Year.     B.   Group and/or individual
performance, where applicable, will be measured by each Participant’s Manager.

IX.   AWARD DETERMINATION

  A.   Aggregate performance of Bankwide goals, individual and/or group goals,
where applicable, will be used to determine the Participants’ awards. There will
be no payout to Participants for Bankwide goals if results on all Bankwide goals
fall below the threshold level. Should the Bank not meet all of its Bankwide
goals, participants who have attained at least an overall performance rating of
3.0 will be paid an incentive award based on their individual performance
component.

 

3

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for
confidential treatment that has been filed with the Securities and Exchange
Commission.

  B.   A Participant’s overall performance as rated in his/her last performance
evaluation must be at least a 3.0 in order to receive an incentive payment.
However, regardless of his or her overall rating, a Participant with a written
performance warning in his or her employment file who does not also have
corresponding documentation from his or her manager in his/her employment file
evidencing acceptable improvement in the participant’s performance prior to the
payment of the award shall not receive any incentive payment. Participants who
have not had a regularly scheduled performance appraisal due to leave of absence
shall be eligible to receive incentive payments.     C.   Participants that have
attained an “Exceeds Requirements” or “Outstanding” rating in their performance
evaluation will receive an additional 3% or 6%, respectively, of their base
salary added to their Plan award. For Participants with salary changes during
the Plan year, the additional 3% or 6% payment will be based on the base salary
as of the conclusion of the Plan year.     D.   Recommendations will be made to
the Committee regarding the actual Bankwide performance and the associated level
of payments as soon as practicable following the conclusion of the Plan Year.
Such recommendations shall be based on achieved levels of performance, measured
against the performance objectives adopted for each portion of the award.     E.
  Plan Participants, including the President, will receive a cash payment of the
award as soon as practicable after final approval by the Committee.     F.  
Awards earned may vary from the target award defined for each Plan Participant
according to performance achieved by the Bank, and where applicable by the group
or individual.     G.   Payments may vary from the assigned threshold, target
and maximum award opportunity level as indicated in Schedule A if the Committee
determines at the end of the Plan year that an adjustment to the schedule would
better serve the purposes of the Plan.     H.   Individuals that are hired
during the Plan Year, but in no event after October 31 of that year, to fill
eligible positions will receive prorated incentive payments based on length of
time worked. The final incentive payment will be calculated on a calendar day
basis.     I.   If a Participant’s rank or assignment from one tier to another
as indicated in Schedule A is changed, the incentive payment may be determined
on a pro rata basis according to that portion of the Plan Year worked in each
eligible position.     J.   If a Participant is promoted and their incentive
compensation opportunity, as indicated in Schedule A, does not change, the
incentive payment may be determined on a pro rata basis according to that
portion of the Plan Year Participant worked in each eligible position.     K.  
Incentive payments for participants who are non-officers shall be calculated
using the base salary as of the end of the Plan year without regard to
prorating.

 

4

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for
confidential treatment that has been filed with the Securities and Exchange
Commission.

  L.   If a Participant other than the President dies, the payment may be
awarded based upon the judgment of the President. The final payment may be made
after approval by the Committee following the conclusion of the Plan Year. If
the President dies, the payment may be awarded based upon the judgment of the
Board. The final payment may be made after approval by the Board following the
conclusion of the Plan Year.     M.   If, prior to the payment of an award,
(i) the employment of a Participant is terminated by the Bank or (ii) the
Participant leaves the Bank voluntarily, no incentive award will be made or
payable under this Plan, except in the discretion of the Committee (or in the
case of the President, the Board).

X.   AMENDMENTS       The Committee reserves the right to amend, modify or
terminate the Plan at any time and for any reason. All amendments to the Plan
shall be made in writing and shall be effective when approved by the Committee.
Notwithstanding the foregoing, amendments affecting the President shall be
approved by the Board.   XI.   OTHER PROVISIONS       The provisions of the Plan
shall be governed by the laws of the State of New York.

 

5

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for confidential treatment that has been filed with the
Securities and Exchange Commission.

Schedule A

Federal Home Loan Bank of New York
Incentive Compensation Plan
Individual Payout Ranges as of January 11, 2007
The table below shows the threshold, target, and maximum payout levels for each
position eligible for the Incentive Compensation Plan in 2007
Please note: This Revised Schedule A will replace the Schedules A & B that have
previously been submitted.

                                                                      ICP
Opportunity for         ICP Opportunity for Bank Component   Individual
Component                           2007   Threshold   Target   Maximum   Target
Title/Ranking   Annual Salary   % of Base   Dollar Amount   % of Base   Dollar
Amount   % of Base   Dollar Amount   % of Base   Dollar Amount
 
                                    President               Bank Performance at
90%           Individual Performance at 10%                              
Chief Executive Officer
  $583,539   20.0%   $105,037   40.0%   $210,074   80.0%   $420,148   40.0%  
$23,342
 
                                    Management Committee Members              
Bank Performance at 90%           Individual Performance at 10%                
             
SVP, Chief Financial Officer
  $292,259   15.0%   $39,455   30.0%   $78,910   60.0%   $157,820   30.0%  
$8,768
SVP, Chief Risk Officer
  $387,623   15.0%   $52,329   30.0%   $104,658   60.0%   $209,316   30.0%  
$11,629
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
SVP, Head of Member Services
  $275,616   15.0%   $37,208   30.0%   $74,416   60.0%   $148,833   30.0%  
$8,268
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
SVP, Head, Asset Liability Management
  $270,443   15.0%   $36,510   30.0%   $73,020   60.0%   $146,039   30.0%  
$8,113
 
                                    Senior Vice President (Not Members of the
Management Committee)               Bank Performance at 80%           Individual
Performance at 20%                              
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]

 

 

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for confidential treatment that has been filed with the
Securities and Exchange Commission.

                                                                      ICP
Opportunity for         ICP Opportunity for Bank Component   Individual
Component                           2007   Threshold   Target   Maximum   Target
Title/Ranking   Annual Salary   % of Base   Dollar Amount   % of Base   Dollar
Amount   % of Base   Dollar Amount   % of Base   Dollar Amount
 
                                    Selected Vice Presidents               Bank
Performance at 70%           Individual Performance at 30%                      
       
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
 
                                    Vice Presidents & Director of Compliance    
          Bank Performance at 60%           Individual Performance at 40%      
                       
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]

 

 

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for confidential treatment that has been filed with the
Securities and Exchange Commission.

                                                                      ICP
Opportunity for         ICP Opportunity for Bank Component   Individual
Component                           2007   Threshold   Target   Maximum   Target
Title/Ranking   Annual Salary   % of Base   Dollar Amount   % of Base   Dollar
Amount   % of Base   Dollar Amount   % of Base   Dollar Amount
 
                                    Assistant Vice Presidents               Bank
Performance at 40%           Individual Performance at 60%                      
       
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
 
                                    Calling Officers               Bank
Performance at 35%           Individual Performance at 65%                      
       
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
 
                                    Officers               Bank Performance at
40%           Individual Performance at 60%                              
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]

 

 

--------------------------------------------------------------------------------

 

Note: Redacted portions have been marked with [***]. The redacted portions are
subject to a request for confidential treatment that has been filed with the
Securities and Exchange Commission.

                                                                      ICP
Opportunity for         ICP Opportunity for Bank Component   Individual
Component                           2007   Threshold   Target   Maximum   Target
Title/Ranking   Annual Salary   % of Base   Dollar Amount   % of Base   Dollar
Amount   % of Base   Dollar Amount   % of Base   Dollar Amount
 
                                    Exempt               Bank Performance at 25%
          Individual Performance at 75%                              
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]
[***]
  [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]   [***]