FOURTEENTH AMENDMENT TO REVOLVING
CREDIT AGREEMENT AND ASSIGNMENT

THIS FOURTEENTH AMENDMENT TO REVOLVING CREDIT AGREEMENT AND ASSIGNMENT (this
“Fourteenth Amendment”) is made as of March 15, 2006, by and among LEAF
FINANCIAL CORPORATION, a Delaware corporation with offices previously at 1845
Walnut Street, 10th Floor, Philadelphia, Pennsylvania 19103 and now at 1818
Market Street, 9th Floor, Philadelphia, PA 19103 (“Leaf Financial”) and LEAF
FUNDING, INC., a Delaware corporation with offices at 110 S. Poplar Street,
Suite 101, Wilmington, Delaware 19801 (“Leaf Funding”, and together with Leaf
Financial, each a “Debtor” and, collectively, the “Debtors”) and NATIONAL CITY
BANK, a national banking association with offices at One South Broad Street,
14th Floor, Philadelphia, Pennsylvania 19107 (“Secured Party”).

BACKGROUND
 
A. On June 11, 2002, Leaf Financial and Secured Party entered into that certain
Revolving Credit Agreement and Assignment (the “Credit Agreement”), pursuant to
which Secured Party promised from time to time to make loans to Leaf Financial,
evidenced by a master note of even date therewith.

B. On April 1, 2003, the Credit Agreement was amended to add Leaf Funding as a
debtor pursuant to a Second Amendment to the Credit Agreement of even date
therewith. The Credit Agreement has thereafter been amended from time to time.

C. Debtors and Secured Party mutually desire to further amend the Credit
Agreement and are entering into this Fourteenth Amendment to set forth their
entire understanding and agreement with respect thereto.

AGREEMENT

NOW THEREFORE, in consideration of the premises and the mutual covenants
hereinafter set forth, and intending to be legally bound hereby, the parties
hereto agree that the Credit Agreement is further amended as follows:

A. Amendment. The Credit Agreement is hereby amended to provide that the
“Commitment Termination Date” described in Section 1(a) of the Credit Agreement
shall occur on April 30, 2006, unless earlier terminated pursuant to the terms
of the Credit Agreement.

B. Consent. Secured Party hereby consents to the foregoing Amendment and waives
all prohibitions thereto in the Credit Agreement. Such consent and waiver does
not, however, constitute a waiver to any future actions prohibited by the Credit
Agreement.

C. General Provisions.

1.  Except as expressly set forth herein, the Credit Agreement remains
unmodified and will continue in full force and effect. The parties hereto will
construe all other provisions of the Credit Agreement to give effect to the
provisions hereof.

2.  This Fourteenth Amendment shall be binding upon and shall inure to the
benefit of the parties hereto and their nominees, successors and assigns.

3.  This Fourteenth Amendment may be executed in any number of counterparts, all
of which together shall constitute one agreement binding on all parties hereto,
notwithstanding that all parties have not signed the same counterpart.

4.  This Fourteenth Amendment, once executed by a party, may be delivered to the
other parties hereto by facsimile transmission of a copy of this Fourteenth
Amendment bearing the signature of the party so delivering this Fourteenth
Amendment. Confirmation of execution by electronic transmission of a facsimile
signature page shall be binding upon any party so confirming.

5.  This Fourteenth Amendment shall be governed by and construed in accordance
with the laws of the Commonwealth of Pennsylvania.

[SIGNATURES APPEAR ON FOLLOWING PAGE]

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IN WITNESS WHEREOF, the parties have executed and delivered this Fourteenth
Amendment to Revolving Credit Agreement and Assignment as of the date first
above written.

DEBTORS:

Address for Notices:    LEAF FINANCIAL CORPORATION,
1818 Market Street, 9th Floor   a Delaware corporation
Philadelphia, PA 19103 

By: _____________________________
Miles Herman, President

Address for Notices:             LEAF FUNDING, INC.,
c/o Leaf Financial Corporation                        a Delaware corporation
1818 Market Street, 9th Floor
Philadelphia, PA 19103   
By: _______________________________
Miles Herman, Senior Vice President

SECURED PARTY:

NATIONAL CITY BANK,
a national banking association

By:_________________________________
Michael J. Labrum
Senior Vice President