EXHIBIT 10.2
SECOND AMENDMENT TO CREDIT AGREEMENT
THIS SECOND AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is dated as of
February 20, 2013, by and among FAMILY DOLLAR STORES, INC., a Delaware
corporation (the “Borrower”), the banks and other financial institutions or
entities party hereto (the “Lenders”), and WELLS FARGO BANK, NATIONAL
ASSOCIATION, as administrative agent for the Lenders (in such capacity, the
“Administrative Agent”).
Statement of Purpose
The Borrower, the Lenders and the Administrative Agent are parties to that
certain Credit Agreement dated as of November 17, 2010 (as amended by that
certain First Amendment to Credit Agreement dated as of August 17, 2011, by and
among the Borrower, the lenders party thereto and the Administrative Agent, and
as the same may be further amended, restated, supplemented or otherwise modified
from time to time, the “Credit Agreement”), pursuant to which the Lenders have
extended certain credit facilities to the Borrower.
The Borrower has requested, and the Lenders and the Administrative Agent have
agreed, subject to the terms and conditions set forth herein, to amend the
Credit Agreement as specifically set forth herein.
NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency
of which is hereby acknowledged, the parties hereto hereby agree as follows:
1.    Capitalized Terms. All capitalized undefined terms used in this Amendment
(including, without limitation, in the Statement of Purpose hereto) shall have
the meanings assigned thereto in the Credit Agreement.

2.    Amendments. Subject to and in accordance with the terms and conditions set
forth herein, the Administrative Agent and the Lenders party hereto hereby agree
that Section 1.1 of the Credit Agreement is hereby amended by amending the
definition of “Interest Period” as follows:
(a) deleting the words “and ending one (1), two (2), three (3), or six (6)
months thereafter” in their entirety and replacing them with “and ending one (1)
week, two (2) weeks, one (1) month, two (2) months, three (3) months, or six (6)
months thereafter”; and
(b) deleting the words “eight (8)” in clause (v) of the proviso contained
therein and replacing them with “twelve (12)”.
3.    Effectiveness. This Amendment shall become effective on the date (the
“Second Amendment Effective Date”) when the Administrative Agent shall have
received (a) counterparts of this Amendment executed by the Borrower, each
Lender and the Administrative Agent and (b) a fully executed copy of that
certain First Amendment to Credit Agreement dated as of the Second Amendment
Effective Date, by and among, the Borrower, as borrower, the banks and other
financial institutions or entities party thereto, as lenders and the
Administrative Agent, as administrative agent thereunder.
4.    Limited Effect. Except as expressly provided herein, the Credit Agreement
and the other Loan Documents shall remain unmodified and in full force and
effect. This Amendment shall not be deemed (a) to be a waiver of, or consent to,
or a modification or amendment of, any other term or condition of the Credit
Agreement or any other Loan Document, (b) to prejudice any right or rights which
the Administrative Agent or the Lenders may now have or may have in the future
under or in connection with the Credit Agreement or the other Loan Documents or
any of the instruments or agreements referred to therein, as the same may be
amended, restated, supplemented or modified from time to time, or (c) to be a
commitment or any other undertaking or expression of any willingness to engage
in any further discussion with the Borrower, any of its Subsidiaries or any
other Person with respect to any waiver, amendment, modification or any other
change to the Credit Agreement or the Loan Documents or any rights or remedies
arising in favor of the Lenders or the Administrative Agent, or any of them,
under or with respect to any such documents. References in the Credit Agreement
to “this Agreement” (and indirect references such as “hereunder”, “hereby”,
“herein”, “hereof” or other words of like import) and in any Loan Document to
the “Credit Agreement” shall be deemed to be references to the Credit Agreement
as modified hereby.

5.    Representations and Warranties. The Borrower represents and warrants that
(a) it has the corporate power and authority to make, deliver and perform this
Amendment, (b) it has taken all necessary corporate or other action to authorize
the execution, delivery and performance of this Amendment, (c) this Amendment
has been duly executed and delivered on behalf of such Person, (d) this
Amendment constitutes a legal, valid and binding obligation of such Person,
enforceable against it in accordance with its terms, except as enforceability
may be limited by applicable bankruptcy, insolvency, reorganization, moratorium
or similar

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laws affecting the enforcement of creditors' rights generally and by general
equitable principles (whether enforcement is sought by proceedings in equity or
at law), (e) each of the representations and warranties made by the Borrower in
or pursuant to the Loan Documents is true and correct in all material respects,
in each case on and as of the date hereof as if made on and as of the date
hereof, except to the extent that such representations and warranties relate to
an earlier date, in which case such representations and warranties are true and
correct in all material respects as of such earlier date and (f) no Default or
Event of Default has occurred and is continuing as of the date hereof or after
giving effect hereto.

6.    Acknowledgement and Reaffirmation. By their execution hereof, the Borrower
hereby expressly (a) consents to this Amendment and (b) acknowledges that the
Borrower's covenants, representations, warranties and other obligations set
forth in the Credit Agreement, the Notes and the other Loan Documents to which
the Borrower is a party remains in full force and effect.

7.    Costs, Expenses and Taxes.    The Borrower agrees to pay in accordance
with Section 13.3 of the Credit Agreement all reasonable costs and expenses of
the Administrative Agent in connection with the preparation, execution,
delivery, administration of this Amendment and the other instruments and
documents to be delivered hereunder, including, without limitation, the
reasonable fees and out-of-pocket expenses of counsel for the Administrative
Agent with respect thereto and with respect to advising the Administrative Agent
as to its rights and responsibilities hereunder and thereunder.

8.    Execution in Counterparts. This Amendment may be executed by one or more
of the parties to this Amendment on any number of separate counterparts, and all
of said counterparts taken together shall be deemed to constitute one and the
same instrument. Delivery of an executed signature page of this Amendment by
facsimile transmission shall be effective as delivery of a manually executed
counterpart hereof.

9.    Governing Law. This Amendment and the rights and obligations of the
parties under this Amendment shall be governed by, and construed and interpreted
in accordance with, the law of the state of New York (including Section 5-1401
and Section 5-1402 of the General Obligations Law of the State of New York),
without reference to the conflicts or choice of law principles thereof.
10.    Entire Agreement. This Amendment is the entire agreement, and supersedes
any prior agreements and contemporaneous oral agreements, of the parties
concerning its subject matter.
11.    Successors and Assigns. This Amendment shall be binding on and insure to
the benefit of the parties and their heirs, beneficiaries, successors and
permitted assigns.
[Signature Pages Follow]

    

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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed
under seal by their duly authorized officers, all as of the day and year first
written above.

BORROWER:

FAMILY DOLLAR STORES, INC., as Borrower

    
By:_/s/ Steven E. Burt_______________________
Name: _Steven E. Burt______________________
Title: Vice President - Treasurer_______________

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AGENT AND LENDERS:

WELLS FARGO BANK, NATIONAL ASSOCIATION, as Administrative Agent and Lender

By:__/s/ Kirk Tesch________________________
Name: _Kirk Tesch_________________________
Title: __Director___________________________

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BANK OF AMERICA, N.A., as Lender

By:__/s/ Jamie Eng________________________
Name: _Jamie Eng_______________________
Title: __Vice President______________________

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BRANCH BANKING AND TRUST COMPANY, as Lender

By:___/s/ Stuart M. Jones_________________
Name: _Stuart M. Jones_____________________
Title: _Senior Vice President__________________

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U.S. BANK NATIONAL ASSOCIATION, as Lender

By:__/s/ Frances W. Josephic_________________
Name: __Frances W. Josephic______________
Title: _Vice President________________

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REGIONS BANK, as Lender

By:_/s/ P.S. Phillipps__________________
Name: _ P.S. Phillipps________________
Title: ___SVP _____________

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FIFTH THIRD BANK, as Lender

By:__/s/ Mary Ramsey_______________________
Name:_ Mary Ramsey__________________
Title: __Vice President_____________________

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PNC BANK, NATIONAL ASSOCIATION, as Lender

By:__/s/ Jessica L. Fabrizi____________________
Name: __ Jessica L. Fabrizi__________________
Title: __Vice President______________________

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COMPASS BANK, as Lender

By:_/s/ Ramon Garcia______________________
Name: _ Ramon Garcia_____________________
Title: __Vice President______________________

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HSBC BANK USA, N.A., as Lender

By:_/s/ James Parker________________________
Name: _ James Parker______________________
Title: __VP, GRM_________________

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CAPITAL ONE, N.A., as Lender

By:_/s/ Kiel Johnson________________________
Name: __ Kiel Johnson_____________________
Title: __AVP______________________________

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THE HUNTINGTON NATIONAL BANK, as Lender

By:__/s/ Amanda M. Sigg____________________
Name: __ Amanda M. Sigg___________________
Title: ___Vice President_______________

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MORGAN STANLEY BANK, N.A., as Lender

By:__/s/ Brendan MacBride__________
Name: _ Brendan MacBride___________
Title: _Authorized Signatory________