Exhibit 10.11

AMENDMENT NO. 2
TO CREDIT AGREEMENT
Dated as of March 18, 1999

                    THIS AMENDMENT NO. 2 TO CREDIT AGREEMENT ("Amendment") is
made as of June 19, 2000 by and among Spartan Stores, Inc., a Michigan
corporation (the "Borrower"), the financial institutions listed on the signature
pages hereof as lenders (the "Lenders"), ABN AMRO Bank N.V., in its capacity as
Arranger, Collateral Agent and Syndication Agent (the "Arranger") and Michigan
National Bank, in its capacity as a Co-Arranger and as Administrative Agent (the
" Administrative Agent") under that certain Credit Agreement dated as of March
18, 1999 by and among the Borrower, the Lenders, the Arranger and the
Administrative Agent, as modified by that certain Waiver dated as of April 22,
1999, that certain Amendment No. 1 dated as of May 10, 1999, that certain
Consent dated as of June 25, 1999, that certain Acquisition Consent dated as of
November 9, 1999, that certain Consent dated as of December 15, 1999 and that
certain Acquisition Consent dated as of March 7, 2000 (as so modified and as
hereafter amended, modified or restated, the "Credit Agreement"). Defined terms
used herein and not otherwise defined herein shall have the meaning given to
them in the Credit Agreement.

WITNESSETH

                    WHEREAS, the Borrower, the Lenders, the Arranger and the
Administrative Agent are parties to the Credit Agreement;

                    WHEREAS, the Borrower has requested that the Lenders amend
the Credit Agreement in certain respects and the Lenders, the Arranger and the
Administrative Agent are willing to so amend the Credit Agreement on the terms
and conditions set forth herein;

                    NOW, THEREFORE, in consideration of the premises set forth
above, the terms and conditions contained herein, and other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
Borrower, the Lenders, the Arranger and the Administrative Agent have entered
into this Amendment.

          1. Amendments to Credit Agreement. Effective as of the date hereof and
subject to the satisfaction of the conditions precedent set forth in Section 2
below, the Credit Agreement is hereby amended as follows:

          1.1. Section 1.1 of the Credit Agreement is amended to delete the
defined term "Scheduled Redemptions" therefrom in its entirety.

          1.2. Section 7.1(A)(i) of the Credit Agreement is amended to delete
the proviso at the end thereof in its entirety and to substitute the following
therefor:

          provided, however that for the period commencing with the fiscal
four-week period in which the Acquisition of Seaway Food Town, Inc. and its
subsidiaries is consummated until the later of (a) the fiscal four week period
ending April [__], 2001 and (b) the fiscal four-week period that includes the
nine-month anniversary of such Acquisition, the Borrower shall not be required
to deliver any of such financial statements with respect to the Seaway Food
Town, Inc.

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businesses acquired (but shall continue to provide such financial statements
during such period for the businesses owned prior to such Acquisition).

          1.3. Section 7.3(D) of the Credit Agreement is amended to delete
clause (x) therefrom in its entirety and substitute the following therefor:

          (x) Investments in addition to those referred to elsewhere in this
Section 7.3(D) in an amount which do not to exceed $5,000,000 in the aggregate
at any time outstanding;

          1.4. Section 7.3(F) of the Credit Agreement is amended to delete the
terms thereof in their entirety and to substitute the following therefor:

          (F) Restricted Payments. Neither the Borrower nor any of its
Subsidiaries shall declare or make any Restricted Payment except:

          (i) Restricted Payments (other than Acquisition Redemptions) from
funds legally available for such purpose; provided that the aggregate amount
paid in connection with such Restricted Payments in any fiscal year shall not
exceed the sum of (i) $5,000,000 plus (ii) the Borrower's Excess Cash Flow for
the immediately preceding year minus the amount required to be prepaid to the
Lenders pursuant to Section 2.4(B)(i)(b); and

          (ii) Acquisition Redemptions provided any payments made in connection
with such Acquisition Redemptions are made on or prior to the date that is one
year following the date of the consummation of the applicable Permitted
Acquisition;

          provided, however, that the Restricted Payments under clauses (i) and
(ii) above shall not be permitted if either a Default or an Unmatured Default
shall have occurred and be continuing at the date of declaration or payment
thereof or would result therefrom.

          1.5. Section 7.4(A) of the Credit Agreement is amended to delete the
terms of clause (d) thereof in their entirety and to substitute the following
therefor:

(d) Restricted Payments (other than Acquisition Redemptions) made pursuant to
Section 7.3(F)) made during such period; plus

          2.          Conditions of Effectiveness. This Amendment shall become
effective and be deemed effective as of the date hereof, if, and only if, (a)
the Arranger shall have received duly executed originals of this Amendment from
the Borrower, the Administrative Agent, the Arranger and the Required Lenders;
(b) the Arranger shall have received a duly executed reaffirmation in the form
attached hereto as Exhibit A; and (c) the Administrative Agent shall have
received an amendment fee for the account of those Lenders who have submitted
their signature pages to this amendment on or prior to 5:00 p.m. (Chicago time)
on Monday, June 19, 2000 in accordance with their Pro Rata Shares in the amount
of twenty basis points on the sum of such approving Lenders' (i) Acquisition
Facility Commitments, (ii) Revolving Loan Commitments and (iii) outstanding
principal balance of their Term Loans.

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          3.          Representations and Warranties of the Borrower. The
Borrower hereby represents and warrants as follows:

          (a) The Borrower has the legal power and authority to execute and
deliver this Amendment and the officer(s) of the Borrower executing this
Amendment have been duly authorized to execute and deliver the same and bind the
Borrower with respect to the provisions hereof.

          (b) This Amendment and the Credit Agreement as previously executed and
as amended hereby, constitute legal, valid and binding obligations of the
Borrower, enforceable against it in accordance with their terms.

          (c) Upon the effectiveness of this Amendment, the Borrower hereby
reaffirms all covenants, representations and warranties made in the Credit
Agreement and the other Loan Documents to the extent the same are not amended
hereby, agrees that all such covenants, representations and warranties shall be
deemed to have been remade as of the effective date of this Amendment.

          (d) There exists no Default or Unmatured Default.

          4.          Reference to the Effect on the Credit Agreement.

          (a) Upon the effectiveness of Section 1 hereof, on and after the date
hereof, each reference in the Credit Agreement to "this Agreement," "hereunder,"
"hereof," "herein" or words of like import shall mean and be a reference to the
Credit Agreement, as amended previously and as amended hereby.

          (b) Except as specifically amended above, the Credit Agreement and all
other documents, instruments and agreements executed and/or delivered in
connection therewith shall remain in full force and effect, and are hereby
ratified and confirmed.

          (c) The execution, delivery and effectiveness of this Amendment shall
not, except as expressly provided herein, operate as a waiver of any right,
power or remedy of the Arrangers, the Agents or any of the Lenders, nor
constitute a waiver of any provision of the Credit Agreement or any other
documents, instruments and agreements executed and/or delivered in connection
therewith.

          5.          Costs and Expenses. The Borrower agrees to pay all
reasonable costs, fees and out-of-pocket expenses (including attorneys' fees and
expenses charged to the Arrangers and the Agents) incurred by the Arrangers and
the Agents in connection with the preparation, arrangement, execution and
enforcement of this Amendment.

          6.          Governing Law. ANY DISPUTE BETWEEN THE BORROWER AND ANY
AGENT OR ANY LENDER ARISING OUT OF, CONNECTED WITH, RELATED TO, OR INCIDENTAL TO
THE RELATIONSHIP ESTABLISHED BETWEEN THEM IN CONNECTION WITH, THIS AMENDMENT,
AND WHETHER ARISING IN CONTRACT, TORT, EQUITY, OR OTHERWISE, SHALL BE RESOLVED
IN

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ACCORDANCE WITH THE INTERNAL LAWS (INCLUDING, WITHOUT LIMITATION, 735 ILCS
SECTION 105/5-1 ET SEQ, BUT OTHERWISE WITHOUT REGARD TO THE CONFLICT OF LAWS
PROVISIONS) OF THE STATE OF ILLINOIS, BUT GIVING EFFECT TO FEDERAL LAWS
APPLICABLE TO NATIONAL BANKS.

          7.          Headings.

Section headings in this Amendment are included herein for convenience of
reference only and shall not constitute a part of this Amendment for any other
purpose .

          8.          Counterparts. This Amendment may be executed by one or
more of the parties to the Amendment on any number of separate counterparts and
all of said counterparts taken together shall be deemed to constitute one and
the same instrument. A facsimile signature page hereto sent to the Arranger or
the Arranger's counsel shall be effective as an original counterpart signature
provided each party executing such a facsimile counterpart agrees to deliver
originals to the Arranger Agent thereof.

          9.          No Strict Construction. The parties hereto have
participated jointly in the negotiation and drafting of this Amendment, the
Credit Agreement and the other Loan Documents. In the event an ambiguity or
question of intent or interpretation arises, this Amendment, the Credit
Agreement and the other Loan Documents shall be construed as if drafted jointly
by the parties hereto and no presumption or burden of proof shall arise favoring
or disfavoring any party by virtue of the authorship of any provisions of this
Amendment, the Credit Agreement or any of the other Loan Documents.

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                    IN WITNESS WHEREOF, this Amendment has been duly executed as
of the day and year first above written.

SPARTAN STORES, INC.,
     as Borrower

By: /s/ James B. Meyer

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     Name:
     Title:

 

 

 

 

 

ABN AMRO BANK N.V.,
as Arranger, Syndication Agent, Collateral Agent, as a Lender and as an Issuing
Bank

By: /s/ Joann L. Holman

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     Name: Joann L. Holman
     Title: Vice President

 

 

 

By: /s/ Thomas M. Toerpe

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     Name: Thomas M. Toerpe
     Title: Vice President

 

 

 

MICHIGAN NATIONAL BANK,
as Co-Arranger, Administrative Agent, as a Lender and as an Issuing Bank

By: /s/ Peter T. Campbell

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     Name: Peter T. Campbell
     Title: Vice President

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BANK ONE, NA

By: /s/ Kenneth S. Selle

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     Name: Kenneth S. Selle
     Title: SVP

 

 

 

HARRIS TRUST AND SAVINGS BANK

By: /s/ Julia B. Buthman

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     Name: Julia B. Buthman
     Title: Managing Director

 

 

 

NATIONAL CITY BANK

By: /s/ Patricia Jackson

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     Name: Patricia Jackson
     Title: Vice President

 

 

 

OLD KENT BANK

By: /s/ V. Scott Rowley

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     Name: V. Scott Rowley
     Title: Vice President

 

 

 

COMERICA BANK

By: /s/ Robert M. Porterfield

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     Name: Robert M. Porterfield
     Title: Vice President

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FIRSTAR BANK N.A. formerly known as:
MERCANTILE BANK NATIONAL
ASSOCIATION

By: /s/ John A. Holland

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     Name: John A. Holland
     Title: Group Vice President

 

 

 

UNITED OF OMAHA LIFE INSURANCE COMPANY

By: /s/ Curtis R. Caldwell

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     Name: Curtis R. Caldwell
     Title: First Vice President

 

 

 

BALANCED HIGH-YIELD FUND I LTD.,
By: BHF (USA) Capital Corp., acting through its New York Branch, as
attorney-in-fact

By: /s/ Dana L. McDougall

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     Name: Dana L. McDougall
     Title: Vice President

 

 

 

By: /s/ Chris Yu

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     Name: Chris Yu
     Title: Associate

 

 

 

 

 

BALANCED HIGH-YIELD FUND II LTD.,
By: BHF (USA) Capital Corp., acting through its New York Branch, as
attorney-in-fact

By: /s/ Dana L. McDougall

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     Name: Dana L. McDougall
     Title: Vice President

 

 

 

By: /s/ Chris Yu

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     Name: Chris Yu
     Title: Associate

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THE BANK OF NOVA SCOTIA

By: /s/ F.C.E. Ashby

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     Name: F.C.E. Ashby
     Title: Senior Manager Loan Operations

 

 

 

U.S. BANK NATIONAL ASSOCIATION

By: /s/ Carol Morse

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     Name: Carol Morse
     Title: Senior Vice President

 

 

 

NCB CAPITAL CORPORATION

By: /s/ Barry W. Silver

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     Name: Barry W. Silver
     Title: Managing Director

 

 

 

NATIONAL COOPERATIVE BANK

By: /s/ Barry W. Silver

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     Name: Barry W. Silver
     Title: Managing Director

 

 

 

COÖPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A. "RABOBANK NEDERLAND," NEW
YORK BRANCH

By: /s/ Thomas A. Levasseur

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     Name: Thomas A. Levasseur
     Title: Vice President

 

 

 

By: /s/ Edward Peyser

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     Name: Edward Peyser
     Title: Executive Director

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BANK ONE, MICHIGAN

By: /s/ Kevin M. Paul

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     Name: Kevin M. Paul
     Title: First Vice President

 

 

 

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By: /s/ Mary Ann McCarthy

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     Name: Mary Ann McCarthy
     Title: Managing Director

 

 

 

SAAR HOLDINGS CDO, LIMITED

By: /s/ Mary Ann McCarthy

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     Name: Mary Ann McCarthy
     Title: Managing Director

 

 

 

KZH RIVERSIDE LLC

By: /s/ Peter Chin

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     Name: Peter Chin
     Title: Authorized Agent

 

 

 

KEMPER FLOATING RATE FUND

By: /s/ Kelly D. Babson

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     Name: Kelly D. Babson
     Title: Managing Director

 

 

 

OLYMPIC FUNDING TRUST, SERIES 1999-1

By: /s/ Ashley R. Hamilton

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     Name: Ashley R. Hamilton
     Title: Authorized Agent

 

 

NATIONAL AUSTRALIA BANK LIMITED

By: /s/ Bill Schmid

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     Name: Bill Schmid
     Title: Vice President

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BLACK DIAMOND CLO 2000-1 LTD.

By: /s/ David Dyer

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     Name: David Dyer
     Title: Director

 

 

 

SUMMIT BANK

By: /s/ William T. Franey

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     Name: William T. Franey
     Title: Vice President

 

 

 

THE CIT GROUP/EQUIPMENT FINANCING, INC.

By: /s/ Nicki Reid

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     Name: Nicki Reid
     Title: Senior Credit Analyst

 

 

 

FRANKLIN FLOATING RATE TRUST

By:

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     Name:
     Title:

 

 

 

UNION BANK OF CALIFORNIA, N.A.

By: /s/ Sonja Sevcik

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     Name: Sonja Sevcik
     Title: Assistant Vice President

 

 

MUIRFIELD TRADING LLC

By: /s/ Ashley R. Hamilton

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     Name: Ashley R. Hamilton
     Title: Asst. Vice President

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HELLER FINANCIAL LEASING INC.

By: /s/ Ronald A. Les

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     Name: Ronald A. Les
     Title: Vice President, Portfolio Manager

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