--------------------------------------------------------------------------------

Exhibit 10.1

AMENDMENT NO. 1 TO CREDIT AGREEMENT

AMENDMENT NO. 1, dated as of December 7, 2018 (this “Amendment”), to the Credit
Agreement, dated as of November 7, 2018 (as amended, restated, supplemented or
otherwise modified prior to the date hereof), among Intermex Wire Transfer, LLC,
a Florida limited liability company (the “Revolver Borrower”), Intermex
Holdings, Inc. (the “Term Borrower”), International Money Express, Inc., a
Delaware corporation (“Holdings”), International Money Express Sub 2, LLC, a
Delaware limited liability company (“Intermediate Holdings”), each Guarantor
from time to time party thereto, KeyBank National Association, as Administrative
Agent and L/C Issuer and each lender from time to time party thereto (the
“Credit Agreement”).

W I T N E S S E T H:

WHEREAS, the Borrowers have requested that the Required Lenders amend certain
provisions of the Credit Agreement with respect to the Interest Periods
applicable to Eurodollar Rate Loans, as set forth more fully in this Amendment;
and

WHEREAS, the Required Lenders and the Revolving Credit Lenders have agreed to
such amendments to the Credit Agreement, subject to the terms and conditions set
forth in this Amendment.

NOW, THEREFORE, in consideration of the premises made hereunder, and for good
and valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto, intending to be legally bound, hereby agree as
follows:

ARTICLE I

Defined Terms

Section 1.1.          Defined Terms.  Terms defined in the Credit Agreement and
used herein shall have the meanings given to them in the Credit Agreement unless
otherwise defined herein.

ARTICLE II

Amendments

Subject to the occurrence of the Amendment No. 1 Effective Date:

(a)          Section 1.01 of the Credit Agreement is amended by adding the
following definition in the appropriate alphabetical order:

“Overnight LIBOR Loan” has the meaning specified in the definition of “Interest
Period”.

(b)          The definition of “Eurodollar Rate” in Section 1.01 of the Credit
Agreement is amended by inserting the phrase “; provided, further, that the
Eurodollar Rate applicable to an Overnight LIBOR Loan shall be the same as the
Eurodollar Rate applicable to a Eurodollar Rate Loan with an Interest Period of
one month” before the period at the end thereof.

(c)          The definition of “Interest Payment Date” in Section 1.01 of the
Credit Agreement is amended by inserting the phrase “(other than an Overnight
LIBOR Loan)” immediately after the first instance of “Eurodollar Rate Loan” in
clause (a) thereof and the phrase “or any Overnight LIBOR Loan” immediately
after the phrase “Base Rate Loan” in clause (b) thereof.

--------------------------------------------------------------------------------

(d)          The definition of “Interest Period” in Section 1.01 of the Credit
Agreement is amended by inserting the phrase “(a) solely in the case of
Revolving Credit Loans, one Business Day thereafter (each Eurodollar Rate Loan
with such an Interest Period, an “Overnight LIBOR Loan”) or (b)” immediately
after “and ending on the date”.

(e)          Clauses (i) and (ii) of the definition of “Interest Period” in
Section 1.01 of the Credit Agreement are amended by inserting the phrase “(other
than an Overnight LIBOR Loan)” after the first instance of “Eurodollar Rate
Loan” in each.

(f)          Section 2.02(a) of the Credit Agreement is amended to insert the
phrase “(other than an Overnight LIBOR Loan)” immediately following “(i) three
Business Days prior to the requested date of any Borrowing of, conversion to or
continuation of Eurodollar Rate Loans” and the phrase “or Overnight LIBOR Loans”
immediately following “(ii) on the requested date of any Borrowing of Base Rate
Loans”.

(g)          Section 2.02(c) of the Credit Agreement is amended to add the
following sentence at the end of such section: “Notwithstanding anything to the
contrary set forth herein, unless repaid, converted into a Base Rate Loan or
continued into a different Interest Period in accordance with this Section 2.02,
each Overnight LIBOR Loan shall be automatically continued as an Overnight LIBOR
Loan without notification or other action by either Borrower or the
Administrative Agent.”

(h)          Section 2.04(a) of the Credit Agreement is amended to insert the
phrase “(other than an Overnight LIBOR Loan)” immediately following “(1) three
Business Days prior to any date of prepayment of Eurodollar Rate Loans” and the
phrase “or Overnight LIBOR Loans” immediately following “(2) on the date of
prepayment of Base Rate Loans”.

(i)          The first sentence of Section 2.11(b) of the Credit Agreement is
amended to insert the phrase “(other than an Overnight LIBOR Loan)” immediately
following “prior to the proposed date of any Borrowing of Eurodollar Rate Loans”
and the phrase “or Overnight LIBOR Loans” immediately following “or, in the case
of any Borrowing of Base Rate Loans”.

ARTICLE III

Conditions to Effectiveness

This Amendment shall become effective on the date (the “Amendment No. 1
Effective Date”) on which:

(a)          The Administrative Agent shall have received counterparts of this
Amendment signed by the Loan Parties and the Lenders constituting the Required
Lenders and the Revolving Credit Lenders.

(b)          The representations and warranties contained in Article IV hereof
shall be true and correct as of the date hereof.

2

--------------------------------------------------------------------------------

(c)          At the time of and immediately after giving effect to this
Amendment, no Default or Event of Default has occurred and is continuing or
shall result from this Amendment.

(d)          The Administrative Agent shall have received, in immediately
available funds, payment or reimbursement of all costs, fees, out-of-pocket
expenses, compensation and other amounts then due and payable in connection with
this Amendment, in each case, to the extent invoiced at least one Business Day
prior to the Amendment No. 1 Effective Date, including the reasonable fees,
charges and disbursements of counsel for the Administrative Agent.

ARTICLE IV

Representation and Warranties

After giving effect to the amendments contained herein, on the Amendment No. 1
Effective Date each Loan Party hereby confirms that:  (a) this Amendment has
been duly authorized, executed and delivered by each Loan Party party hereto and
constitutes the legal, valid and binding obligations of each such Loan Party
enforceable against it in accordance with its terms, except as such
enforceability may be limited by debtor relief laws and by general principles of
equity; (b) the representations and warranties of the Borrowers and each other
Loan Party contained in Article V of the Credit Agreement or any other Loan
Document, or which are contained in any document furnished at any time under or
in connection herewith or therewith, are true and correct, except to the extent
that such representations and warranties specifically refer to an earlier date,
in which case they are true and correct as of such earlier date and the
representations and warranties contained in Sections 5.05(a) and (b) of the
Credit Agreement shall be deemed to refer to the most recent financial
statements furnished pursuant to Sections 6.01(a) and (b), respectively, of the
Credit Agreement; and (c) no Default or Event of Default has occurred and is
continuing.

ARTICLE V

Miscellaneous

Section 5.1.          Continuing Effect; No Other Amendments or Waivers.  This
Amendment shall not constitute an amendment or waiver of or consent to any
provision of the Credit Agreement and the other Loan Documents except as
expressly stated herein and shall not be construed as an amendment, waiver or
consent to any action on the part of the Loan Parties that would require an
amendment, waiver or consent of the Administrative Agent or the Lenders except
as expressly stated herein.  Except as otherwise amended hereby, the provisions
of the Credit Agreement and the other Loan Documents are and shall remain in
full force and effect in accordance with their terms.  This Amendment shall
constitute a “Loan Document” for all purposes of the Credit Agreement and the
other Loan Documents.

Section 5.2.          Counterparts.  This Amendment may be executed in
counterparts (and by different parties hereto in different counterparts), each
of which shall constitute an original, but all of which when taken together
shall constitute a single contract.  This Amendment constitutes the entire
contract among the parties relating to the subject matter hereof and supersedes
any and all previous agreements and understandings, oral or written, relating to
the subject matter hereof.  Except as provided in Article III, this Amendment
shall become effective when it shall have been executed by the Administrative
Agent and when the Administrative Agent shall have received counterparts hereof
that, when taken together, bear the signatures of each of the other parties
hereto.  Delivery of an executed counterpart of a signature page of this
Amendment by facsimile or other electronic imaging means (e.g. “pdf” or “tif”)
shall be effective as delivery of a manually executed counterpart of this
Amendment.

3

--------------------------------------------------------------------------------

Section 5.3.          GOVERNING LAW.  THIS AMENDMENT AND ANY CLAIM, CONTROVERSY,
DISPUTE OR CAUSE OF ACTION (WHETHER IN CONTRACT OR TORT OR OTHERWISE) BASED
UPON, ARISING OUT OF OR RELATING TO THIS AMENDMENT AND THE TRANSACTIONS
CONTEMPLATED HEREBY SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE
LAW OF THE STATE OF NEW YORK.

Section 5.4.          Reaffirmation.  Each Loan Party hereby expressly
acknowledges the terms of this Amendment and reaffirms, as of the date hereof,
(i) the covenants and agreements contained in each Loan Document to which it is
a party, including, in each case, such covenants and agreements as in effect
immediately after giving effect to this Amendment and the transactions
contemplated hereby and (ii) its guarantee of the Obligations under the
Guaranty, as applicable, and its grant of Liens on the Collateral to secure the
Obligations pursuant to the Collateral Documents.  The parties hereto
acknowledge and agree that the amendment of the Credit Agreement pursuant to
this Amendment and all other Loan Documents amended and/or executed and
delivered in connection herewith shall not constitute a novation of the Credit
Agreement and the other Loan Documents as in effect prior to the Amendment No. 1
Effective Date.

Section 5.5.          Effect of Amendment.  On and after the Amendment No. 1
Effective Date, each reference in the Credit Agreement to “this Agreement,”
“hereunder,” “hereof” or words of like import referring the Credit Agreement,
and each reference in the Notes and each of the other Loan Documents to “the
Credit Agreement,” “thereunder,” “thereof” or words of like import referring to
the Credit Agreement, shall mean and be a reference to the Credit Agreement, as
amended by this Amendment.

[signature pages follow]
4

--------------------------------------------------------------------------------

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed
and delivered by their respective duly authorized officers, as of the date first
above written.

 
INTERMEX WIRE TRANSFER, LLC,

 
as the Revolver Borrower
 
 
 
 
By:
/s/ Tony Lauro II
 
 
Name: Tony Lauro II
 
 
Title: Chief Financial Officer

 
INTERMEX HOLDINGS, INC.,
 
as the Term Borrower
 
 
 
 
By:
/s/ Tony Lauro II
 
 
Name: Tony Lauro II
 
 
Title: Chief Financial Officer

 
INTERNATIONAL MONEY EXPRESS, INC.
 
as Holdings
 
 
 
 
By:
/s/ Tony Lauro II
 
 
Name: Tony Lauro II
 
 
Title: Chief Financial Officer

 
INTERNATIONAL MONEY EXPRESS SUB 2, LLC
 
as a Guarantor
 
 
 
 
By:
/s/ Tony Lauro II
 
 
Name: Tony Lauro II
 
 
Title: Chief Financial Officer

 
INTERMEX WIRE TRANSFER CORP.
 
as a Guarantor
 
 
 
 
By:
/s/ Tony Lauro II
 
 
Name: Tony Lauro II
 
 
Title: Chief Financial Officer

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
INTERMEX WIRE TRANSFER II, LLC
 
as a Guarantor
 
 
 
 
By:
/s/ Tony Lauro II
 
 
Name: Tony Lauro II
 
 
Title: Chief Financial Officer

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
KEYBANK NATIONAL ASSOCIATION,
 
as Administrative Agent
 
 
 
 
By:
/s/ David A. Wild
 
 
Name: David A. Wild

 
 
Title: Senior Vice President

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
KEYBANK NATIONAL ASSOCIATION,
 
as Lender
 
 
 
 
By:
/s/ David A. Wild
 
 
Name: David A. Wild

 
 
Title: Senior Vice President

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
BMO Harris Bank, N.A.,

 
as a Lender
 
 
 
 
By:
/s/ Andrew Berryman
 
 
Name: Andrew Berryman
 
 
Title: Vice President

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
Cadence Bank, N.A.,
 
as a Lender
 
 
 
 
By:
/s/ Priya Iyer
 
 
Name: Priya Iyer
 
 
Title: Senior Vice President

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
Regions Bank,
 
as a Lender
 
 
 
 
By:
/s/ Jason Douglas
 
 
Name: Jason Douglas
 
 
Title: Director

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------

 
BOKF, NA dba Bank of Oklahoma,
 
as a Lender
 
 
 
 
By:
/s/ Paul E. Johnson
 
 
Name: Paul E. Johnson
 
 
Title: Vice President

[Signature Page to Amendment No. 1 to Credit Agreement]

--------------------------------------------------------------------------------