EXHIBIT 10.4
RENEWAL ADDENDUM NO. 1 TO EMPLOYMENT AGREEMENT

This Renewal Addendum No. 1 is made this 13th day of March, 2014, to the
Employment Agreement between Jon M. Gadberry (the “Employee”) and Home Federal
Bank, a federally chartered savings bank (the “Bank”), dated March 27, 2013 (the
“Employment Agreement”). The Board of Directors of the Bank and of HF Financial
Corp., the parent company of the Bank, have authorized the Chairman of the
Bank’s Board of Directors to execute this Renewal Addendum No. 1 on behalf of
the Bank.

WHEREAS, the term of Employment Agreement expires on June 30, 2014, unless
renewed by mutual agreement of Employee and the Bank; and

WHEREAS, the Employment Agreement may be renewed for not less than one year by
providing notice thereof no later than ninety (90) days prior to the end of the
then existing term; and

WHEREAS, Employee and the Bank do mutually agree to renew the term of the
Employment Agreement.

NOW, THEREFORE, in consideration of the foregoing and of paragraph 1 of the
Employment Agreement, the parties agree as follows:

1.    The term of the Employment Agreement is hereby renewed and the Employment
Agreement shall continue in effect through June 30, 2015.

IN WITNESS WHEREOF, Employee and the Bank have executed this Renewal Addendum
No. 1 effective as of the day and year first above written.

EMPLOYEE    HOME FEDERAL BANK
    
/s/ Jon M. Gadberry        /s/ Michael M. Vekich    
Jon M. Gadberry        By: Michael M. Vekich
        Its: Chairman of the Board