[gcnetleasefinal001.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal002.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal003.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal004.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal005.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal006.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal007.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal008.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal009.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal010.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal011.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal012.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal013.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal014.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal015.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal016.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal017.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal018.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal019.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal020.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal021.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal022.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal023.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal024.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal025.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal026.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal027.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal028.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal029.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal030.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal031.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal032.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal033.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal034.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal035.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal036.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal037.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal038.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal039.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal040.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal041.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal042.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal043.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal044.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal045.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal046.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal047.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal048.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal049.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal050.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal051.jpg]

--------------------------------------------------------------------------------

 
[gcnetleasefinal052.jpg]
RIDER ONE RULES (1) Except as otherwise expressly set forth in the Lease, no
sign, placard, picture, advertisement, name or notice shall be inscribed,
displayed or printed or affixed on or to any part of the outside or inside of
the Building or any part of the Premises visible from the exterior of the
Premises without the prior written consent of Landlord, which consent may be
withheld in Landlord’s sole discretion. Landlord shall have the right to remove,
at Tenant's expense and without notice to Tenant, any such sign, placard,
picture, advertisement, name or notice that has not been approved by Landlord.
All approved signs or lettering on doors and walls shall be printed, painted,
affixed or inscribed at the expense of Tenant by a person approved of by
Landlord. If Landlord notifies Tenant in writing that Landlord objects to any
curtains, blinds, shades or screens attached to or hung in or used in connection
with any window or door of the Premises, such use of such curtains, blinds,
shades or screens shall be promptly removed by Tenant. No awning shall be
permitted on any part of the Premises. (2) No ice, drinking water, towel, or
other similar services shall be provided to the Premises, except from persons
authorized by Landlord and at the hours and under regulations fixed by Landlord.
(3) The bulletin board or directory of the Building will be provided exclusively
for the display of the name and location of tenants only and Landlord reserves
the right to exclude any other names therefrom. (4) The sidewalks, halls,
passages, exits, entrances, elevators and stairways shall not be obstructed or
used by Tenant for any purpose other than for ingress to and egress from its
Premises. The halls, passages, exits, entrances, elevators, stairways, balconies
and roof are not for the use of the general public and Landlord shall in all
cases retain the right to control and prevent access thereto by all persons
whose presence in the judgment of Landlord shall be prejudicial to the safety,
character, reputation and interests of the Building and its tenants. No tenant
and no employees or invitees of any tenant shall go upon the roof of the
Building. (5) Tenant shall not alter any lock or install any new or additional
locks or any bolts on any interior or exterior door of the Premises without the
prior written consent of Landlord. (6) The toilet rooms, toilets, urinals, wash
bowls and other apparatus shall not be used for any purpose other than that for
which they were constructed and no foreign substance of any kind whatsoever
shall be thrown therein and the expense of any breakage, stoppage or damage
resulting from the violation of this rule shall be borne by the tenant who, or
whose employees or invitees, shall have caused it. (7) Tenant shall not overload
the floor of the Premises or mark, drive nails, screw or drill into the
partitions, woodwork or plaster or in any way deface the Premises or any part
thereof (except as needed for approved Alterations). Landlord will provide
Tenant, upon request, with floor load specifications for the Premises. (8) No
furniture, freight or equipment of any kind shall be brought into the Building
without the consent of Landlord and all moving of the same into or out of the
Building shall be done at such time and in such manner as Landlord shall
designate. Landlord shall have the right to prescribe the weight, size and
position of all safes and other heavy equipment brought into the Building and
also the times and manner of moving the same in and out of the Building. Safes
or other heavy objects shall, if considered necessary by Landlord, stand on a
platform of such thickness as is necessary to properly distribute the R1-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal053.jpg]
weight. Landlord will not be responsible for loss of or damage to any such safe
or property from any cause, and all damage done to the Building by moving or
maintaining any such safe or other property shall be repaired at the expense of
Tenant. The elevator designated for freight by Landlord shall be available for
use by all tenants in the Building during the hours and pursuant to such
procedures as Landlord may determine from time to time. The persons employed to
move Tenant's equipment, material, furniture or other property in or out of the
Building must be acceptable to Landlord. The moving company must be a locally
recognized professional mover, whose primary business is the performing of
relocation services, and must be fully insured. In no event shall Tenant employ
any person or company whose presence may give rise to a labor or other
disturbance at the Property. A certificate or other verification of such
insurance must be received and approved by Landlord prior to the start of any
moving operations. Insurance must be sufficient in Landlord's sole opinion, to
cover all personal liability, theft or damage to the Property, including, but
not limited to, floor coverings, doors, walls, elevators, stairs, foliage and
landscaping. Special care must be taken to prevent damage to foliage and
landscaping during adverse weather. All moving operations shall be conducted at
such times and in such a manner as Landlord shall direct, and all moving shall
take place during non-business hours unless Landlord agrees in writing
otherwise. (9) Tenant shall not employ any person or persons other than the
janitor of Landlord for the purpose of cleaning the Premises, unless otherwise
agreed to by Landlord. Except with the written consent of Landlord, no person or
persons other than those approved by Landlord shall be permitted to enter the
Building for the purpose of cleaning the Building or the Premises. Tenant shall
not cause any unnecessary labor by reason of Tenant's carelessness or
indifference in the preservation of good order and cleanliness. Tenant shall
have the option to provide supplemental janitorial services through a reputable
vendor reasonably approved by Landlord. (10) Tenant shall not use, keep or
permit to be used or kept any foul or noxious gas or substance in the Premises,
or permit or suffer the Premises to be occupied or used in a manner offensive or
objectionable to Landlord or other occupants of the Building by reason of noise,
odors and/or vibrations, or interfere in any way with other tenants or those
having business therein, nor shall any animals or birds be brought in or kept in
or about the Premises or the Building. In no event shall Tenant keep, use, or
permit to be used in the Premises or the Building any guns, firearm, explosive
devices or ammunition. (11) No cooking shall be done or permitted by Tenant in
the Premises, nor shall the Premises be used for the storage of merchandise, for
washing clothes, for lodging, or for any improper, objectionable or immoral
purposes. Notwithstanding the foregoing, however, Tenant may maintain and use
microwave ovens and equipment for brewing coffee, tea, hot chocolate and similar
beverages, provided that Tenant shall (i) prevent the emission of any food or
cooking odor from leaving the Premises, (ii) be solely responsible for cleaning
the areas where such equipment is located and removing food related waste from
the Premises and the Building, or shall pay Landlord's standard rate for such
service as an addition to cleaning services ordinarily provided, (iii) maintain
and use such areas solely for Tenant's employees and business invitees, not as
public facilities, and (iv) keep the Premises free of vermin and other pest
infestation and shall exterminate, as needed, in a manner and through
contractors reasonably approved by Landlord, preventing any emission of odors,
due to extermination, from leaving the Premises. (12) Tenant shall not use or
keep in the Premises or the Building any kerosene; gasoline, or inflammable or
combustible fluid or material, or use any method of heating or air conditioning
other than that supplied by Landlord. R1-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal054.jpg]
(13) Landlord will direct contractors as to where and how telephone and data
wires and cabling are to be introduced into the Premises and the Building. No
boring or cutting for wires or cabling will be allowed without the prior consent
of Landlord. The location of telephones, call boxes and other office equipment
affixed to the Premises shall be subject to the prior approval of Landlord. (14)
Upon the expiration or earlier termination of the Lease, Tenant shall deliver to
Landlord the keys of offices, rooms and toilet rooms which have been furnished
by Landlord to Tenant and any copies of such keys which Tenant has made. In the
event Tenant has lost any keys furnished by Landlord, Tenant shall pay Landlord
for such keys. (15) Tenant shall not lay linoleum, tile, carpet, carpet tile, or
other similar floor covering so that the same shall be affixed to the floor of
the Premises, except to the extent and in the manner reasonably approved in
advance by Landlord. The expense of repairing any damage resulting from a
violation of this rule or removal of any floor covering shall be borne by the
tenant by whom, or by whose contractors, employees or invitees, the damage shall
have been caused. (16) No furniture, packages, supplies, equipment or
merchandise will be received in the Building or carried up or down in the
elevators, except between such hours and in such elevators as shall be
designated by Landlord, which elevator usage shall be subject to the Building's
customary charge therefor as established from time to time by Landlord. (17) On
Saturdays, Sundays and legal holidays, and on other days between the hours of
6:00 P.M. and 8:00 A.M., access to the Building, or to the halls, corridors,
elevators or stairways in the Building, or to the Premises may be refused unless
the person seeking access is known to the person or employee of the Building in
charge or has a pass or is properly identified. Landlord shall in no case be
liable for damages for any error with regard to the admission to or exclusion
from the Building of any person. In case of invasion, mob, riot, public
excitement, or other commotion, Landlord reserves the right to prevent access to
the Building during the continuance of the same by closing the doors or
otherwise, for the safety of the tenants and protection of property in the
Building. (18) Tenant shall be responsible for ensuring that the doors of the
Premises are closed and securely locked before leaving the Building and must
observe strict care and caution that all water faucets or water apparatus are
entirely shut off before Tenant or Tenant's employees leave the Building, and
that all electricity, gas or air shall likewise be carefully shut off, so as to
prevent waste or damage, and for any default or carelessness Tenant shall make
good all injuries sustained by other tenants or occupants of the Building or
Landlord. Landlord shall not be responsible to Tenant for loss of property on
the Premises, however occurring, or for any damage to the property of Tenant
caused by the employees or independent contractors of Landlord or by any other
person. (19) Landlord reserves the right to exclude or expel from the Building
any person who, in the judgment of Landlord, is intoxicated or under the
influence of liquor or drugs, or who shall in any manner do any act in violation
of any of the rules and regulations of the Building. (20) The requirements of
any tenant will be attended to only upon application at the office of the
Building. Employees of Landlord shall not perform any work or do anything
outside of their regular duties unless under special instructions from Landlord,
and no employee will admit any person (tenant or otherwise) to any office
without specific instructions from Landlord. (21) Subject to Tenant's right of
access to the Premises in accordance with Building security procedures, Landlord
reserves the right to close and keep locked all entrance and exit doors of the
Building on Saturdays, Sundays and legal holidays and on other days between the
hours of 6:00 P.M. and R1-3

--------------------------------------------------------------------------------

 
[gcnetleasefinal055.jpg]
8:00 A.M., and during such further hours as Landlord may deem advisable for the
adequate protection of the Building and the property of its tenants. (22) So
long as Landlord maintains and operates vending machines in the Building’s
cafeteria space available for use to all tenants in the Building, then, unless
otherwise agreed to in writing by Landlord, Tenant shall contract with the
Building café operator for the purchase of the items sold in any vending machine
operated upon the Premises. R1-4

--------------------------------------------------------------------------------

 
[gcnetleasefinal056.jpg]
EXHIBIT A FLOOR PLAN OF PREMISES A-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal057.jpg]
EXHIBIT B LANDLORD’S WORK; INITIAL TENANT WORK; CONSTRUCTION ALLOWANCE 1.
Acceptance of Premises. Except as set forth in this Exhibit, Tenant accepts the
Premises in their “AS-IS” condition on the date that this Lease is entered into.
Landlord, at Landlord’s sole cost and expense, shall perform the following work
in accordance with the plans attached hereto as Exhibit B-2 (“Landlord’s
Plans”): (a) Refurbish and expand the base building 2nd and 3rd floor restrooms
(collectively, the “New Bathrooms”) to new building standard (collectively, the
“Bathroom Work”). (b) Refurbish the Building’s main entrance lobby (the “Common
Area Work”). (c) Refurbish the Building’s cafeteria space. (d) Construct a new
Building fitness facility with showers and lockers. The work described in the
foregoing sections (a) through (d) shall collectively be referred to herein, as
“Landlord’s Work”. In no event shall any cost incurred by Landlord in connection
with any or all of Landlord’s Work be deducted from the Construction Allowance.
Landlord shall use commercially reasonable efforts to complete either the 2nd or
3rd floor restrooms that is part of the Bathroom Work and the Common Area Work
on or prior to August 31, 2017 and shall complete the remaining Bathroom Work as
soon thereafter as is reasonably practicable. Landlord shall use commercially
reasonable efforts to complete items (c) and (d) of Landlord’s Work on or prior
to December 31, 2017. 2. Initial Tenant Work. Tenant may construct those certain
tenant improvements and install certain fixtures, equipment and cabling in the
Premises required by Tenant for its occupancy as shown on the preliminary site
plan attached hereto as Exhibit B-3 (the “Initial Tenant Work”) in accordance
with and subject to the terms of this Exhibit B. 3. Plans. Landlord shall notify
Tenant whether it approves of the submitted working drawings for the Initial
Tenant Work within ten (10) business days after Tenant’s submission thereof.
Landlord’s approval of the working drawings shall not be unreasonably withheld,
conditioned or delayed so long as such drawings are consistent with the
preliminary site plan for the Initial Tenant Work attached hereto as Exhibit
B-3. If Landlord disapproves of such working drawings, then Landlord shall
notify Tenant thereof specifying in writing in reasonable detail the reasons for
such disapproval, in which case Tenant shall, within five (5) business days
after such notice, revise such working drawings in accordance with Landlord’s
objections and submit the revised working drawings to Landlord for its review
and approval. Landlord shall notify Tenant in writing whether it approves of the
resubmitted working drawings within five (5) business days after its receipt
thereof. This process shall be repeated until the working drawings have been
finally approved by Tenant and Landlord. 4. Costs. The entire cost of performing
the Initial Tenant Work (including design of the Initial Tenant Work and
preparation of drawings, costs of construction labor and materials, electrical
B-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal058.jpg]
usage during construction, additional janitorial services, general tenant
signage, related taxes and insurance costs, and the construction supervision fee
referenced below, all of which costs are herein collectively called the “Total
Construction Costs”) in excess of the Construction Allowance (hereinafter
defined) shall be paid by Tenant. 5. Construction Allowance. Landlord shall
provide to Tenant a construction allowance not to exceed Four Hundred Thousand
and 00/100 Dollars ($400,000.00) (the “Construction Allowance”) to be applied
toward the Total Construction Costs. Landlord shall pay to Tenant the
Construction Allowance in accordance with the terms of Section 7 below and
following the receipt by Landlord of the following items: (a) a request for
payment, (b) final or partial lien waivers, as the case may be, from all persons
performing work or supplying or fabricating materials for the Initial Tenant
Work, fully executed, acknowledged and in recordable form, (c) an architect’s
certification that the Initial Tenant Work for which reimbursement has been
requested has been finally completed, including (with respect to the last
application for payment only) any punch-list items, on the appropriate AIA form
or another form approved by Landlord, and, if then available, and if not, as a
condition to the final disbursement of the Construction Allowance held by
Landlord, (d) “as built” drawings in both paper and AutoCad format; (e) the
temporary certificate of occupancy or its equivalent issued for the Premises. In
addition, reimbursement of the Construction Allowance is subject to Tenant’s
occupancy of the Premises but will be made timely thereafter and after receipt
of a Completed Allocation for Payment, and if requested by Landlord in writing
within two (2) weeks after Landlord’s receipt of any Completed Application for
Payment, after completion of an estoppel certificate in form and substance
reasonably acceptable to Tenant confirming such factual matters as Landlord or
Landlord’s Mortgagee may reasonably request (collectively, a “Completed
Application for Payment”). Notwithstanding anything to the contrary contained in
this Exhibit, Landlord shall not be obligated to make any disbursement of the
Construction Allowance during the pendency of any of the following: (1) Landlord
has received written notice of any unpaid claims relating to any portion of the
Initial Tenant Work or materials in connection therewith, other than claims
which will be paid in full from such disbursement, (2) there is an unbonded lien
outstanding against the Building or the Premises or Tenant’s interest therein by
reason of work done, or claimed to have been done, or materials supplied or
specifically fabricated, claimed to have been supplied or specifically
fabricated, to or for Tenant or the Premises, (3) the conditions to the advance
of the Construction Allowance are not satisfied, or (4) a Default by Tenant
exists. A portion of the Construction Allowance, not to exceed Three Hundred
Thousand and 00/100 Dollars ($300,000.00), may be used by Tenant to purchase
cabling and furniture, fixtures and equipment (“FF&E”) for the Premises and/or
to pay for moving costs associated with Tenant’s move in to the Premises
(collectively, the “Soft Costs”). In the event that Tenant uses more than One
Hundred Fifty Thousand and 00/100 Dollars ($150,000.00) of the Construction
Allowance to pay for FF&E (excluding relocation of existing glass office walls)
(such portion of the FF&E costing in excess of $150,000, the “Soft Cost FF&E”),
then such Soft Cost FF&E shall belong to Landlord, shall, at no cost to Tenant,
be titled in Landlord’s name, and shall remain Landlord’s property upon the
expiration or earlier termination of the Lease (unless Landlord, in Landlord’s
sole discretion, requires any or all of such FF&E to be removed by Tenant upon
expiration or earlier termination), provided that during the Term, Tenant: (i)
may use such Soft Cost FF&E without charge (and Landlord shall not remove or
grant any other party the right to use same) and (ii) shall be responsible for
any and all personal property taxes on such Soft Cost FF&E. Should Tenant elect
to use a portion of the Construction Allowance to pay for Soft Costs, Tenant and
Landlord must execute a mutually agreeable letter agreement or new amendment to
the Lease, which shall confirm the exact amount(s) of the Construction Allowance
that will be used to purchase each of cabling, FF&E and/or to pay for moving
costs. Subject to the terms and B-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal059.jpg]
conditions of Article 8, Tenant be obligated to repair, replace or restore the
Soft Cost FF&E in the event of any damage thereto, including, without
limitation, casualty or condemnation and (z) Tenant’s obligation to surrender
the Soft Cost FF&E to Landlord at the expiration or earlier termination of this
Lease shall be subject to reasonable wear and tear. Provided no Default exists,
Landlord shall pay for the Soft Costs in accordance with Section 7 below. 6.
Additional Construction Allowance. The amount of the Construction Allowance
shall be increased by an additional Two Hundred Thousand and 00/100 Dollars
($200,000.00) (the “Additional Construction Allowance”) if and when the
Stabilization Event (as defined in Section 7 below) is satisfied. In such event,
Landlord and Tenant shall execute an amendment to this Lease confirming the new
increased amount of the Construction Allowance. All of the other terms and
conditions applicable to the disbursement of the Construction Allowance provided
for in Section 5 above shall apply to the disbursement of the Additional
Construction Allowance. Notwithstanding anything herein to the contrary, if the
total amount of the Construction Allowance and/or the Additional Construction
Allowance exceeds the total cost of Initial Tenant Work (such excess, the
“Excess Allowance”), then Landlord agrees that, upon Tenant’s written request,
Tenant shall have the right to have any such Excess Allowance credited towards
the monthly installment(s) of Base Rent becoming due hereunder (until such
Excess Allowance available for such credit is exhausted) commencing in the first
month subsequent to Substantial Completion of the Initial Tenant Work that a
monthly installment of Base Rent becomes due. In the event Tenant desires any
such credit, Tenant shall notify Landlord of the amounts that Tenant wants
credited within ninety (90) days following Substantial Completion of the Initial
Tenant Work. Notwithstanding anything provided herein, in no event shall such
credit of Base Rent exceed One Hundred Thousand and 00/100 Dollars
($100,000.00). 7. Payment of Construction Allowance. No advance of the
Construction Allowance shall be made by Landlord until Tenant has first paid
from its own funds (and provided reasonable evidence thereof to Landlord) the
amount of the Construction Allowance sought for reimbursement. Tenant shall
promptly pay all contractors, vendors and suppliers as work is performed rather
than waiting for Landlord to disburse the Construction Allowance. Provided
Tenant has satisfied all of the conditions in Section 5 above, this Lease is in
effect and Tenant is not in Default, Landlord shall reimburse Tenant for the
Total Construction Costs and/or the Soft Costs from the Construction Allowance
as follows: fifty percent (50%) if and when The J.G. Wentworth Company, a
Delaware corporation and its subsidiaries, satisfies all of the conditions set
forth on Exhibit B-1 (collectively, the “Stabilization Event”) and fifty percent
(50%) upon Tenant evidencing to Landlord’s reasonable satisfaction a Term Loan
debt reduction of The J.G. Wentworth Company, a Delaware corporation and its
subsidiaries, from $449,000,000 to $275,000,000 or less (the “Debt Reduction
Event”). If by the first anniversary of the Commencement Date both of the
Stabilization Event and Debt Reduction Event have not occurred, but all of the
other conditions to disbursement of the Construction Allowance are met, Landlord
shall disburse ten percent (10%) of the Construction Allowance on each
anniversary of the Commencement Date, unless sooner paid upon achievement of the
Stabilization Event and Debt Reduction Event. Landlord shall not be required to
disburse more than the total amount of the Construction Allowance then actually
expended by Tenant. EXHIBIT B-1 STABILIZATION EVENTS B-3

--------------------------------------------------------------------------------

 
[gcnetleasefinal060.jpg]
The Stabilization Event is defined as (1) Debt to EBITDA less than or equal to
6.0 in two consecutive quarters at any point after the Commencement Date and (2)
no Debt maturities greater than $50M in forward 36 month period beyond the
current maturity of February 2019. Debt = Term Loan Debt (or similar replacement
debt) as publicly reported, referenced in the Term Loan Payable Footnote of the
J. G. Wentworth Company’s financial statements . This Debt maturity is specific
to the Term Loan Debt (or similar replacement debt). EBITDA = Adjusted EBITDA as
publicly reported on a historical basis according to the Term Loan Agreement
referenced in the Business Segments Section of the 10-Q Footnote 22. B-1-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal061.jpg]
EXHIBIT B-2 LANDLORD’S PLANS B-2-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal062.jpg]
B-2-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal063.jpg]
B-2-3

--------------------------------------------------------------------------------

 
[gcnetleasefinal064.jpg]
B-2-4

--------------------------------------------------------------------------------

 
[gcnetleasefinal065.jpg]
EXHIBIT B-3 SPACE PLAN FOR INITIAL TENANT WORK B-3-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal066.jpg]
B-3-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal067.jpg]
EXHIBIT C SPECIAL PROVISIONS 1. Option To Extend (a) Tenant is hereby granted
the option ("Extension Option") to extend the term of the Lease for one (1)
period of seven (7) Lease Years ("Extension Term"). The Extension Option may be
exercised only by giving Landlord irrevocable and unconditional written notice
thereof no earlier than eighteen (18) months and no later than fifteen (15)
months prior to the commencement of the Extension Term. Tenant may not exercise
the Extension Option if Tenant is in Default under the Lease either at the date
of said notice or at any time thereafter prior to commencement of the Extension
Term. Upon exercise of the Extension Option, all references in the Lease to the
Term shall be deemed to be references to the Term as extended pursuant to the
Extension Option. (b) The Extension Term shall be on the same terms, covenants
and conditions as are contained in the Lease, except that (i) no additional
extension option shall be conferred by the exercise of the Extension Option,
(ii) Base Rent applicable to the Premises for the Extension Term shall be
determined as provided below, and (iii) any initial rent abatement, concession
or allowance which are in the nature of economic concessions or inducements
shall not be applicable to any Extension Term. In addition to Base Rent, Tenant
shall pay Additional Rent, and other Rent during the Extension Term as provided
in this Lease. (c) Base Rent per annum per rentable square foot of the Premises
for the Extension Term shall be one hundred percent (100%) of the Current Market
Rate for lease terms commencing on or about the date of commencement of the
Extension Term. The term "Current Market Rate" means the prevailing rental rate
per rentable square foot under office lease renewals recently executed for
comparable space in the Building and in comparable buildings in the Building’s
submarket. The determination of Current Market Rate shall take into
consideration net versus gross lease (and differing base years, if applicable);
any differences in the size of space being leased, the location of space in the
building and the length of lease terms; any differences in definitions of
rentable square feet or rentable area with respect to which rental rates are
computed; the value of rent abatements, allowances (for demolition, space
planning, architectural and engineering fees, construction, moving expenses or
other purposes), the creditworthiness of Tenant; and other pertinent factors.
The Current Market Rate may include an escalation of a fixed net rental rate
(based on a fixed step or index) then prevailing in the market. (d) Within
thirty (30) days after receipt of Tenant’s notice to extend Landlord shall
deliver to Tenant written notice of the Current Market Rate, including a new
base year for Operating Expenses and Taxes, and shall advise Tenant of the
required adjustment to Base Rent, if any. (e) Tenant shall, within thirty (30)
days after receipt of Landlord’s notice, notify Landlord in writing whether
Tenant (a) accepts Landlord’s determination of the Current Market Rate or (b)
requests that the Current Market Rate be determined by an appraiser
(“Arbitration Request”). If Tenant requests that the Current Market Rate be
determined by an appraiser, Landlord and Tenant, within ten (10) days after the
date of the Arbitration Request, shall each simultaneously submit to the other,
in a sealed envelope, its good faith estimate of the Current Market Rate
(collectively referred to as the “Estimates”). If the higher of such Estimates
is not more than one hundred five percent (105%) of the lower of such Estimates,
then the Current Market Rate shall be the average of the two Estimates. If the
Current Market Rate is not resolved by the exchange of Estimates, Landlord and
Tenant, within seven (7) days after the exchange of Estimates, shall each select
an appraiser to determine which of the two Estimates most C-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal068.jpg]
closely reflects the Current Market Rate. Each appraiser so selected shall be
certified as an MAI appraiser and shall have had at least five (5) years
experience within the previous ten (10) years as a real estate appraiser working
in the same submarket in which the Building is located, with working knowledge
of current office rental rates and practices. For purposes of this Lease, an
“MAI” appraiser means an individual who holds an MAI designation conferred by,
and is an independent member of, the American Institute of Real Estate
Appraisers (or its successor organization, or in the event there is no successor
organization, the organization and designation most similar). Upon selection,
Landlord’s and Tenant’s appraisers shall work together in good faith to agree
upon which of the two Estimates most closely reflects the Current Market Rate.
The Estimate chosen by such appraisers shall be binding on both Landlord and
Tenant as the Current Market Rate. If either Landlord or Tenant fails to appoint
an appraiser within the seven day period referred to above, the appraiser
appointed by the other party shall be the sole appraiser for the purposes
hereof. If the two appraisers cannot agree upon which of the two Estimates most
closely reflects the Current Market Rate within the twenty (20) days after their
appointment, then, within ten (10) days after the expiration of such twenty (20)
day period, the two (2) appraisers shall select a third appraiser meeting the
aforementioned criteria. Once the third appraiser has been selected as provided
for above, then, as soon thereafter as practicable but in any case within
fourteen (14) days, the appraiser shall make his determination of which of the
two Estimates most closely reflects the Current Market Rate and such Estimate
shall be binding on both Landlord and Tenant as the Current Market Rate. The
parties shall share equally in the costs of the third appraiser. Any fees of any
appraiser, counsel or experts engaged directly by Landlord or Tenant, however,
shall be borne by the party retaining such appraiser, counsel or expert. In the
event that the Current Market Rate has not been determined by the commencement
date of the Extension Term at issue, Tenant shall pay the most recent Base Rent
set forth in the Lease until such time as the Current Market Rate has been
determined. Upon such determination, Base Rent shall be retroactively adjusted.
If such adjustment results in an underpayment of Base Rent by Tenant, Tenant
shall pay Landlord the amount of such underpayment within thirty (30) days after
the determination thereof. If such adjustment results in an overpayment of Base
Rent by Tenant, Landlord shall credit such overpayment against the next
installment of Base Rent due under the Lease and, to the extent necessary, any
subsequent installments until the entire amount of such overpayment has been
credited against Base Rent. (f) Tenant must timely exercise the Extension Option
or the Extension Option shall terminate. Tenant may not exercise the Extension
Option if Tenant is not occupying and conducting business in the Premises.
Tenant's exercise of the Extension Option shall not operate to cure any default
by Tenant of any of the terms or provisions in the Lease, nor to extinguish or
impair any rights or remedies of Landlord arising by virtue of such default. If
the Lease or Tenant's right to possession of the Premises shall terminate in any
manner whatsoever before Tenant shall exercise the Extension Option, or if
Tenant shall have subleased or assigned all or any portion of the Premises to
any party other than a Permitted Transferee, then immediately upon such
termination, sublease or assignment, the Extension Option shall simultaneously
terminate and become null and void. The Extension Option is personal to Tenant
and Approved Sublessee. 2. Right of First Refusal Subject to renewal options,
expansion options, and other preferential rights to lease of other tenants
existing as of the Execution Date, provided no Default then exists, provided
Tenant and/or a Permitted Transferee is occupying the entire Premises initially
leased, provided this Lease is then in full force and effect and provided that
Tenant’s interest in this Lease has not been assigned other than to a Permitted
Transferee, Tenant shall have the right of first refusal (“Right of First
Refusal”) as hereinafter described, to lease any space in the Building that
Landlord desires to make available for lease (“Right of First Refusal Space”),
for a term beginning on the ROFR Effective Date (as hereinafter defined). This
Right of First Refusal is exercisable at the following times and upon the
following conditions: C-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal069.jpg]
(a) Landlord shall not voluntarily lease the Right of First Refusal Space to a
third party (other than to the then-current tenant or subtenant of such space)
without making such lease (a “New Lease”) subject to Tenant’s Right of First
Refusal. Landlord shall provide Tenant with at least 20 days prior written
notice of the material business terms of any anticipated New Lease with a bona
fide third party and not less than at least five (5) business days prior to the
expiration of such 20 day period, Landlord shall provide a second written notice
to Tenant (“Landlord’s ROFR Notice”) of the final agreed upon significant
business terms of the bona fide proposal, including, without limitation, a
description of that portion of the Right of First Refusal Space being offered
(which may include space in excess of the Right of First Refusal Space)
(“Landlord’s ROFR Notice Space”), the rent, the commencement date, the term, any
allowances and any concessions to be given. Tenant shall have a period of five
(5) business days after the date of delivery of Landlord’s ROFR Notice to notify
Landlord (“Tenant’s ROFR Notice”), whether Tenant elects to exercise the right
granted hereby to lease the entire Landlord’s ROFR Notice Space on the terms set
forth in Landlord’s ROFR Notice. If Tenant elects to exercise its right to lease
the Landlord’s ROFR Notice Space, the term thereof shall commence as of the
commencement date set forth in the bona fide proposal (the “ROFR Effective
Date”). If Tenant fails to give Tenant’s ROFR Notice to Landlord within the
required five (5) business day period, Tenant shall be deemed to have refused
its right to lease such space. (b) If Tenant fails to or does not elect to
exercise its right to lease the Landlord’s ROFR Notice Space, Tenant’s rights
under this Section shall be deemed waived as to such space and Landlord shall
have the right to lease said space on terms not materially more favorable than
the terms contained in the Landlord’s ROFR Notice. However, if the Landlord
fails to execute a new lease within six (6) months of Tenant’s waiver or
refusal, then Tenant’s Right of First Refusal shall be reinstated. Subject to
the foregoing provisions, the parties intend that this Right of First Refusal
shall be a continuing right throughout the Term. For purposes of this paragraph,
the phrase “materially more favorable” shall mean that Landlord’s new deal terms
are five percent (5%) or more lower on a net effective basis than Landlord’s
offer to Tenant. (c) In the event that Tenant shall exercise its Right of First
Refusal as provided herein, Landlord and Tenant promptly after Tenant gives
Tenant’s ROFR Notice, shall enter into a written agreement modifying and
supplementing this Lease to confirm the addition of the Landlord’s ROFR Notice
Space to the Premises in accordance with the terms and provisions of this Lease,
except as otherwise provided in Landlord’s ROFR Notice, but the effectiveness of
the addition of Landlord’s ROFR Notice Space to the Premises shall not be
conditioned upon the execution and delivery of such instrument. If Tenant
exercises its Right of First Refusal, Landlord shall terminate the bona fide
proposal for the Landlord’s ROFR Notice Space. 3. Exclusive Use. 3.1 Provided:
(a) a Default does not then exist, (b) this Lease and the Guaranty are in full
force and effect, (c) Tenant or an affiliate of Guarantor remains the Tenant
under this Lease, and (d) Tenant or a Permitted Transferee is leasing and
occupying at least the entire Premises initially leased, then Landlord shall not
enter into a lease, license or other occupancy agreement for other space in the
Building with any of the following entities (each, a “Restricted
Establishment”): (1) any of the establishments listed on Exhibit K attached
hereto (or their successors in interest), or (2) a party whose primary business
in the Building is mortgage lending and refinancing, personal and business
loans, structured settlement and annuity payment purchasing, prepaid card
business, pre-settlement business, or credit card business (each, a "Competing
Business" and the exclusive right of Tenant to conduct such businesses granted
hereunder, the “Exclusive Use”). The term “primary business” as used herein
shall be deemed to mean that portion of a party’s business comprising in excess
of thirty percent (30%) of its business from such party’s particular leased
premises at the Property only. Landlord shall be deemed to C-3

--------------------------------------------------------------------------------

 
[gcnetleasefinal070.jpg]
have leased, licensed or otherwise granted space in the Building only if (i)
Landlord after the date of this Lease enters into a lease, license, occupancy or
other agreement with (a) a Restricted Establishment, or (b) the tenant, licensee
or occupant in question expressly permitting it to engage in the Competing
Business, or (ii) Landlord's consent is required for any change to a permitted
use, and Landlord consents, after the date of this Lease, to change such use to
permit a Competing Business. Landlord shall not be deemed to have leased to a
Competing Business if the Competing Business has been permitted to assume a
lease or operate its business based upon or as a result of a bankruptcy or as a
result of a merger or acquisition, insolvency or similar action or if the
Competing Business has been permitted to operate as the result of an action or
order by a court. If Landlord is in default of this Section, the terms and
conditions of Article 21 shall apply. . C-4

--------------------------------------------------------------------------------

 
[gcnetleasefinal071.jpg]
EXHIBIT D COMMENCEMENT DATE CONFIRMATION Landlord: THE GC NET LEASE (WAYNE)
INVESTORS, LLC Tenant: GREEN APPLE MANAGEMENT COMPANY, LLC This Commencement
Date Confirmation is made pursuant to that certain Lease dated as of ______ ___,
2017 (the “Lease”) for certain premises known as Suites 200 and 300 (the
“Premises”) in the building commonly known as 1200 Morris Drive, Wayne,
Pennsylvania. This Confirmation is made pursuant to Article 1 of the Lease. 1.
Lease Commencement Date, Termination Date. The Commencement Date of the Lease is
___________, 20__, and the Termination Date of the Lease is ______________,
20__. 2. Acceptance of Premises. Subject to Landlord’s obligations under the
Lease and Landlord’s Work, Tenant has inspected the Premises and affirms that
the Premises are acceptable in all respects in its current “as is” condition. 3.
Agreement. Tenant shall advise Landlord in writing of any disagreement with the
statements set forth within ten (10) days after Tenant’s receipt of this letter,
or else Tenant shall be conclusively deemed to agree with all of the matters set
forth in this letter. 4. Incorporation. This Confirmation is incorporated into
the Lease, and forms an integral part thereof. This Confirmation shall be
construed and interpreted in accordance with the terms of the Lease for all
purposes. LANDLORD: The GC Net Lease (Wayne) Investors, LLC, a Delaware limited
liability company By: Griffin Capital Essential Asset Operating Partnership,
L.P., a Delaware limited partnership, its sole member By: Griffin Capital
Essential Asset REIT, Inc., a Maryland corporation, its general partner By:
_______________________________________ Name: _________________________________
Title: __________________________________ D-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal072.jpg]
EXHIBIT E FORM OF GUARANTY This GUARANTY (“Guaranty”) is given by THE J.G.
WENTWORTH COMPANY, LLC, a Delaware limited liability company (“Guarantor”) to
The GC Net Lease (Wayne) Investors, LLC, a Delaware limited liability company
(“Landlord”), with respect to that certain Lease dated _______________, 2017
(“Lease”), by and between Landlord and Green Apple Management Company, LLC, a
Delaware limited liability company (“Tenant”), under which Tenant has leased
from Landlord certain premises known as Suites 200 and 300 in 1200 Morris Drive,
Wayne, Pennsylvania. To induce Landlord to execute the Lease and for other good
and valuable consideration, the receipt and sufficiency of which Guarantor
acknowledges, Guarantor promises and agrees as follows: 1. Guarantor absolutely,
unconditionally, and irrevocably guarantees the payment and performance of, and
will pay and perform as a primary obligor, all of Tenant’s covenants,
obligations, liabilities and duties under the Lease (“Guaranteed Obligations”),
as if Guarantor had executed the Lease as Tenant. The Guaranteed Obligations
include, without limitation, payment of rent and all other amounts required to
be paid by Tenant under the Lease. 2. The Guaranteed Obligations are independent
of Tenant’s obligations under the Lease. Landlord will not be required to
enforce any of the Guaranteed Obligations against Tenant or any other person
before seeking or enforcing the Guaranteed Obligations against Guarantor.
Landlord may bring an action against Guarantor (or, if Guarantor is more than
one party, against any or all of the parties who constitute Guarantor) to
enforce any Guaranteed Obligations without joining Tenant, any other Guarantor,
or any other person in this action. Landlord may join Guarantor in any action
commenced by Landlord against Tenant to enforce any of the Guaranteed
Obligations and Guarantor waives any demand by Landlord or any prior action by
Landlord against Tenant. 3. Landlord is not obligated to apply any Security
Deposit, or other deposit or credit against any default or damages under the
Lease before bringing any action or pursuing any remedy available to Landlord
against Guarantor. Guarantor’s liability under this Guaranty is not affected in
any manner by any Security Deposit, or other deposit or credit, or Landlord’s
application of any of these amounts against any obligation of Tenant under the
Lease. 4. Guarantor waives notice of any of the following, and the Guaranteed
Obligations will remain in full force and effect and will not be affected in any
way by either: (a) Any forbearance, indulgence, compromise, settlement or
variation of terms which may be extended to Tenant by Landlord; (b) Any
modification, amendment or alteration of the Lease, whether prior or subsequent
to Lease execution, including any renewal or extension of the Lease, expansion
or contraction of the Premises leased; (c) Any subletting of the premises
demised under the Lease or any assignment of Tenant’s interest in the Lease; (d)
Any termination of the Lease to the extent that Tenant remains liable under the
Lease after such termination; (e) The release by Landlord of any party (other
than Guarantor) obligated for the Guaranteed Obligations or Landlord’s
acquisition, release, return or misapplication of any other collateral
(including without limitation, any other guaranties) given now or later as
additional security for the Guaranteed Obligations; E-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal073.jpg]
(f) The release or discharge of Tenant in any creditors, receivership,
bankruptcy or other proceedings; (g) The impairment, limitation or modification
of the liability of Tenant or the estate of Tenant in bankruptcy, or of any
remedy for the enforcement of Tenant’s liability under the Lease, resulting from
the operation of any present or future provision of the Federal Bankruptcy Code
or other statute, or from any court decision; (h) The rejection or disaffirmance
of the Lease in any proceeding described in (g); or (i) Tenant’s death or any
disability, or any other defense of Tenant. 5. Guarantor waives notice of
acceptance of this Guaranty and all other notices in connection with this
Guaranty or the Guaranteed Obligations, including notices of default by Tenant
under the Lease, and waives diligence, presentment and suit by Landlord in the
enforcement of any Guaranteed Obligations. 6. Until all Guaranteed Obligations
are fully performed and observed, Guarantor has no right of subrogation and
waives any right to enforce any remedy against Tenant for any payments or acts
performed by Guarantor under this Guaranty, and Guarantor subordinates any
liability or indebtedness of Tenant now or later held by Guarantor to the
obligations of Tenant to Landlord under the Lease. 7. Guarantor will pay
Landlord’s reasonable costs and attorneys’ fees incurred in successfully
enforcing Guarantor’s obligations under this Guaranty in any action or
proceeding to which Landlord is a party. In any action brought under this
Guaranty, Guarantor submits to the jurisdiction of the courts of the State of
Pennsylvania, and to venue in the Superior Court of the State of Pennsylvania.
8. GUARANTOR WAIVES TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM
BROUGHT BY EITHER PARTY AGAINST THE OTHER CONCERNING ANY MATTER RELATED TO THIS
GUARANTY. 9. This Guaranty binds Guarantor and each of its heirs, successors and
assigns and will inure to the benefit of Landlord and its successors and
assigns. 10. If Guarantor is more than one party, then the obligations of each
party as Guarantor under this Guaranty are joint and several. 11. If the
Guarantor is a corporation, the undersigned hereby represents and warrants that
this Guaranty has been duly authorized, executed and delivered and that the
party executing this Guaranty has all requisite corporate authority to execute
this Guaranty. 12. If any provision of this Guaranty is found by a court to be
invalid for any reason, the remainder of this Guaranty shall continue in full
force and effect. EXECUTED THIS ___ DAY OF _______________ 2017. GUARANTOR: THE
J.G. WENTWORTH COMPANY, LLC, a Delaware limited liability company By:
________________________ Name: ______________________ Its:
_________________________ E-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal074.jpg]
EXHIBIT F FURNITURE F-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal075.jpg]
EXHIBIT G OPERATING EXPENSE EXCLUSIONS A. Leasing commissions attorney fees
costs and disbursements and other expenses incurred in connection with
negotiations or disputes with tenants or other occupants or prospective tenants
or other occupants, or associated with the enforcement of any leases or the
defense of Landlord’s title to or interest in the Building or any part thereof;
B. Costs (including permit, license and inspection fees) incurred in renovating
or otherwise improving or decorating, painting or redecorating space for tenants
or other occupants or in renovating or redecorating vacant space; C. Landlord’s
costs of any services sold or provided tenants or other occupants for which
Landlord is entitled to be reimbursed by such tenants or other occupants as an
additional charge or rental over and above the basic rent (and escalations
thereof) payable under the lease with such tenant or other occupant; D. Costs
incurred by Landlord for alterations or additions which are considered capital
improvements and replacements under generally accepted accounting principles,
except those that reduce Operating Expenses or are made to comply with any Laws
or other governmental requirements that first become effective after the date of
this Lease; provided, all such permitted capital expenditures (together with
reasonable financing charges) shall be amortized for purposes of this Lease over
the shorter of: (i) their useful lives or (ii) the period during which the
reasonably estimated savings in Operating Expenses equals the expenditures;
[provided, however, replacement of components of a larger capital improvement
investment shall not be considered as capital (if so determined by Landlord in
its commercially reasonable discretion) unless they cost in excess of $25,000.00
per component (i.e., replacement of a motor in a cooling tower);] E.
Depreciation and amortization; F. Costs incurred due to violation by Landlord or
any tenant of the terms and conditions of any lease; G. Overhead and profit paid
to subsidiaries or affiliates of Landlord for services on or to the Project
and/or Building, to the extent only that the costs of such services exceed
competitive costs, or such services where they are not so rendered by a
subsidiary or affiliate. Any management fees in excess of four percent (4%) of
the Building’s gross revenue are excluded from Operating Expenses; H. Landlord’s
general corporate overhead and general administrative expenses; I. Any
compensation paid to clerks, attendants or other persons working in or managing
commercial concessions operated by Landlord to the extent the concession
generates rent or other revenue to the Property; J. Rentals and other related
expenses incurred in leasing air conditioning systems, elevators or other
equipment ordinarily considered to be of a capital nature, except equipment
which is used in providing janitorial services and which is not affixed to the
Building on a temporary basis and excluding emergency needs, such as rental of
cooling, generator, etc. in the event of power or equipment failure or
interruption; K. All items and services for which Tenant or any other tenant or
occupant of the Building reimburses Landlord or pays to third parties or which
Landlord provides selectively to one or more tenants or occupants of the
Building (other than Tenant) without reimbursement; L. Advertising and
promotional expenditures related to leasing space in the Building or selling the
Building; M. Costs incurred in operating any underground parking garage and
other parking facilities within the Building, but the foregoing shall not
prevent Landlord for charging for parking; G-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal076.jpg]
N. Costs incurred to provide services or other benefits to other tenants or
occupants of a type that are not provided or available to Tenant hereunder; O.
Repairs or other work occasioned by fire, windstorm or other casualty, or by
condemnation, the costs of which are reimbursed or reasonable reimbursable to
Landlord by insurers, other parties or by governmental authorities in eminent
domain; P. Debt service, interest or other finance charges unless specifically
included above; Q. Rental payments to any ground lessor or landlord; R. The
costs to correct structural and latent defects in the original construction of
the Building; T. Taxes; U. Wages, salaries and benefits of employees above the
level of Building manager; and V. Costs incurred to correct violations of Laws
existing on the date of this Lease. G-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal077.jpg]
EXHIBIT H INTENTIONALLY DELETED H-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal078.jpg]
EXHIBIT I TENANT’S RESERVED SPACES I-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal079.jpg]
EXHIBIT J JANITORIAL SPECIFICATIONS J-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal080.jpg]
J-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal081.jpg]
J-3

--------------------------------------------------------------------------------

 
[gcnetleasefinal082.jpg]
J-4

--------------------------------------------------------------------------------

 
[gcnetleasefinal083.jpg]
EXHIBIT K RESTRICTED ESTABLISHMENTS Advance Funding, LLC American Structured
Funding, LLC Annuitants Federal Bank (aka AnFed Bank) Annuity Transfers, LTD
Aspyre Settlement Funding, Inc. Bank of Internet Bearberry Square Funding, LLC
Bentzen Funding Solutions, LLC BTG Advisors Catalina Structured Funding, Inc.
CBC Settlements Clearscape Funding Corporation Clearwater Capital Client First
Settlement Funding Corona Capital Group Covered Bridge Capital DRB Capital LLC
Encore Financial Services Group, Inc. Encore Funding Einstein Structured Funding
Fairfield Funding First Providen/PPI Fortress Funding Genex Capital Global
Funding, Inc. Granoff Enterprises Highpoint Imperial Finance & Trading LLC
Imperial Structured Settlements JSJ Management Lake Ridge Capital, LLC Liberty
Settlement Solutions Liquidating Marketing, Ltd. My Lumpsum New Leaf Structured
Settlements No More Waiting LLC Northeastern Capital Novation Capital NuPoint
Funding LLC Oasis Legal Finance Pacific Capital Parker Financial Services
Patriot Settlement QLS, LLC Quick Lump Sum Quotemeaprice.com K-1

--------------------------------------------------------------------------------

 
[gcnetleasefinal084.jpg]
R & P Capital Reliance Funding Rescue Capital Selective Settlements
International Seneca One Settlement Capital Corporation Settlement Quotes, LLC
Singer Asset Finance Co., LLC Solid Funding Sovereign Funding Group Stone Street
Capital Strategic Capital Structured Asset Funding Sunshine Settlement Funding
Sutton Park Capital Thrivest Legal Funding True Vision Funding US Settlement
Funding U.S. Claims Voyager Financial Group LLC Washington Square Financial
Woodbridge Investments Woodbridge Structure Settlement Funding K-2

--------------------------------------------------------------------------------

 
[gcnetleasefinal085.jpg]
EXHIBIT L FIRST FLOOR ROOM L-1

--------------------------------------------------------------------------------