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EXHIBIT 10.13

SUMMARY OF DIRECTOR COMPENSATION

        The compensation of the non-employee members of the Board of Directors
is as follows:

COMPENSATION

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  AMOUNT

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Annual retainer   $20,000     Additional compensation:         Fee per Board
Meeting   2,000     Annual fee for Chairperson of Nominating and Corporate
Governance Committee   5,000     Annual fee for Chairperson of Compensation
Committee   15,000     Annual fee for Chairperson of Audit Committee   25,000  
 
Committee meetings and telephonic meetings of the Board
 
No additional fee (part of annual retainer)
Initial stock option grant for a new Director
 
10,000 shares of common stock to be granted on the date of election. These
options vest in three equal annual installments and have an exercise price equal
to the closing price of our common stock on the NYSE on the date of grant.
Annual stock option grant
 
5,000 shares of common stock to be granted on the date of each Annual Meeting.
These options vest in three equal annual installments and have an exercise price
equal to the closing price of our common stock on the NYSE on the date of grant.

        The compensation of our non-employee directors is determined on an
approximate 52-week period (the "Annual Directors Term") that runs from annual
meeting date to annual meeting date rather than on a calendar year. A director
may elect to receive his or her annual fee or meeting attendance fees for an
Annual Directors Term in the form of shares of common stock in lieu of cash
payments. If a director elects to receive shares of common stock in lieu of cash
as payment for the annual fee or meeting attendance fees, the number of shares
to be received by the director will be determined by dividing the dollar value
of the annual fee or the meeting attendance fees owed by the closing price of
our common stock as reported on the NYSE on the last day of the Annual Directors
Term.

        Directors generally make their elections as to the form of compensation
for his or her annual fee or meeting attendance fees in July of each year and
such election is valid for the Annual Directors Term beginning in the calendar
year in which the election is made.

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EXHIBIT 10.13