Exhibit 10.1

Execution Version

AMENDMENT NO. 2 TO THE CREDIT AGREEMENT

Dated as of June 1, 2007

AMENDMENT NO. 2 TO THE CREDIT AGREEMENT among Affinion Group Holdings, Inc., a
Delaware corporation (“Holdings”), Affinion Group, Inc., a Delaware corporation
(the “Borrower”), the Lenders (as defined in the Credit Agreement referred to
below) listed on the signature pages hereto, the various agents party hereto,
and Credit Suisse, Cayman Islands Branch, as administrative agent for the
Lenders (in such capacity, the “Administrative Agent”).

PRELIMINARY STATEMENTS:

(1) Holdings and the Borrower have entered into that certain Credit Agreement,
dated as of October 17, 2005, as amended by Amendment No. 1 to the Credit
Agreement, dated as of December 22, 2006 (the “Credit Agreement”), with the
Administrative Agent, Deutsche Bank Securities, Inc, as syndication agent, and
Bank of America, N.A. and BNP Paribas Securities Corp., as documentation agents.
Capitalized terms not otherwise defined in this Amendment have the same meanings
as specified in the Credit Agreement.

(2) Holdings and the Borrower have requested and the undersigned Lenders and the
Administrative Agent have agreed, on the terms and conditions stated below, to
amend and modify the Credit Agreement as set forth herein.

(3) Accordingly, in consideration of the mutual agreements set forth herein and
other good and valuable consideration, the sufficiency and receipt of which are
hereby acknowledged, the parties hereto agree as follows, effective as of the
Amendment No. 2 Effective Date (as defined below):

SECTION 1. Amendments to Credit Agreement.

(a) Section 1.01 of the Credit Agreement is hereby amended by inserting therein
the following new defined terms in the correct alphabetical order:

“Amendment No. 2” means Amendment No. 2, dated as of June 1, 2007, to the Credit
Agreement dated as of October 17, 2005 among Holdings, the Borrower, each of the
Lenders listed on the signature pages thereto and the Administrative Agent.

“Amendment No. 2 Effective Date” has the meaning specified in Amendment No. 2.

“Holdings Credit Agreement” means the Credit Agreement dated as of January 31,
2007, among Holdings, the lenders party thereto, Deutsche Bank Trust Company
Americas, as administrative agent and Bank of America Securities LLC, as
syndication agent, as in effect on the Amendment No. 2 Effective Date, and as
amended from time to time thereafter.

 

Amendment No. 2 to the Affinion Credit Agreement

1

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(b) Section 2.19(d) of the Credit Agreement is hereby amended by replacing the
words “on or before the date that is one year after the Closing Date” with
“after the Amendment No. 2 Effective Date but prior to March 1, 2008”.

(c) Section 6.06(h) of the Credit Agreement is hereby amended and restated in
its entirety to read as follows:

“(h) after an applicable Bridge Financing Covenant Release, the Borrower may
elect to declare and pay Dividends to Holdings in an amount not to exceed the
Available Free Cash Flow Amount, such election to be specified as provided in a
written notice of a Responsible Officer of the Borrower calculating in
reasonable detail the amount of Available Free Cash Flow Amount immediately
prior to such election and the amount thereof elected to be so applied;
provided, that (i) no Default or Event of Default shall have occurred and be
continuing or would result therefrom and any related transactions (including,
without limitation, the incurrence of any Indebtedness), and (ii) if the
declaration and payment of a Dividend to Holdings in order to permit Holdings to
make the cash interest payment scheduled to be made on March 1, 2008 with
respect to the Holdings Credit Agreement (the “Holdings March 2008 Interest
Dividend”) exceeds the amount of interest that Holdings actually pays in cash
for such interest period under Section 2.07(a) of the Holdings Credit Agreement,
as in effect on the Amendment No. 2 Effective Date (the “Excess Dividend”), then
such Excess Dividend shall promptly be returned by Holdings to Borrower in the
form of a cash capital contribution, and (iii) for any such Dividend other than
the Holdings March 2008 Interest Dividend, immediately after giving effect to
the payment of such Dividend and any related transactions (including, without
limitation, the incurrence of any Indebtedness) on a Pro Forma Basis, the Senior
Secured Bank Leverage Ratio shall not exceed 2.25 to 1.0;”

(d) Section 6.08(b) of the Credit Agreement is hereby amended by replacing the
“and” prior to clause (v) thereof with “,” and by replacing the “.” at the end
of the section with:

“and (vi) holding the proceeds of Dividends received pursuant to Section 6.06(h)
and investing such proceeds in Permitted Investments.”

SECTION 2. Conditions of Effectiveness. This Amendment is subject to the
provisions of Section 9.08 of the Credit Agreement. This Amendment shall become
effective as of the date when, and only when, (the “Amendment No. 2 Effective
Date”) each of the following conditions shall have been fulfilled to the
satisfaction of the Administrative Agent:

The Administrative Agent shall have received counterparts of this Amendment
executed by Holdings, the Borrower, each of the Tranche B Lenders and the
Required Lenders or, as to any of such Lenders, advice satisfactory to the
Administrative Agent that such Lender has executed this Amendment, and the
Administrative Agent shall have additionally received all of following
documents, each of which (unless otherwise specified) shall be dated the date of

 

Amendment No. 2 to the Affinion Credit Agreement

2

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receipt thereof by the Administrative Agent (unless otherwise specified) and in
sufficient copies for each Lender, in form and substance satisfactory to the
Administrative Agent (unless otherwise specified) and in sufficient copies for
each Lender:

(i) Counterparts of the consent attached hereto executed by each Subsidiary
Guarantor; and

(ii) A certificate signed by a duly authorized officer of Holdings and the
Borrower stating that:

(A) The representations and warranties contained in the Loan Documents and in
Section 3 hereof that are qualified by materiality are true and correct, and
each of such representations and warranties that are no so qualified are true
and correct in all material respects, in each case, on and as of the date of
such certificate as though made on and as of such date other than any such
representations and warranties that, by their terms, expressly refer to a
specific date other than the date of such certificate, in which case as of such
specific date; and

(B) As of the Amendment No. 2 Effective Date, no event has occurred and is
continuing that constitutes a Default or an Event of Default.

SECTION 3. Representations and Warranties of the Borrower. The Borrower
represents and warrants as follows:

(a) The execution, delivery and performance by Holdings and the Borrower of this
Amendment, the execution and delivery of the Consent hereto by each Subsidiary
Guarantor and the performance by Holdings, the Borrower and each Subsidiary
Guarantor of the Credit Agreement, as amended hereby, have been duly authorized
by all necessary corporate action.

(b) This Amendment has been duly executed and delivered by Holdings and the
Borrower and the Consent has been duly executed by each Subsidiary Guarantor.
This Amendment and the Credit Agreement, as amended hereby, constitute the
legal, valid and binding obligations of Holdings, the Borrower and the
Subsidiary Guarantors, enforceable against Holdings, the Borrower and the
Subsidiary Guarantors in accordance with their respective terms, subject to the
effect of any applicable bankruptcy, insolvency, reorganization, moratorium or
similar law affecting creditors’ rights generally, and subject to the effects of
general principles of equity (regardless of whether considered in a proceeding
in equity or at law).

 

Amendment No. 2 to the Affinion Credit Agreement

3

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SECTION 4. Reference to and Effect on the Credit Agreement and the other Loan
Documents. (a) On and after the effectiveness of this Amendment, each reference
in the Credit Agreement to “this Agreement”, “hereunder”, “hereof” or words of
like import referring to the Credit Agreement, and each reference in the Notes
and each of the other Loan Documents to “the Credit Agreement”, “thereunder”,
“thereof” or words of like import referring to the Credit Agreement, shall mean
and be a reference to the Credit Agreement, as amended by this Amendment.

(b) The Credit Agreement, the Notes and each of the other Loan Documents, as
specifically amended by this Amendment, are and shall continue to be in full
force and effect and are hereby in all respects ratified and confirmed. Without
limiting the generality of the foregoing, the Collateral Documents and all of
the Collateral described therein do and shall continue to secure the payment of
all Obligations of the Loan Parties under the Loan Documents, in each case as
amended by this Amendment.

(c) The execution, delivery and effectiveness of this Amendment shall not,
except as expressly provided herein, operate as a waiver of any right, power or
remedy of any Lender or Administrative Agent under any of the Loan Documents,
nor constitute a waiver of any provision of any of the Loan Documents.

SECTION 5. Costs and Expenses. The Borrower agrees to pay on demand all costs
and expenses of the Administrative Agent in connection with the administration
of the Credit Agreement and the preparation, execution, delivery and
administration, modification and amendment of this Amendment and the other
instruments and documents to be delivered hereunder (including, without
limitation, the reasonable fees and expenses of counsel for the Administrative
Agent) in accordance with the terms of Section 9.05 of the Credit Agreement.

SECTION 6. Execution in Counterparts. This Amendment may be executed in any
number of counterparts and by different parties hereto in separate counterparts,
each of which when so executed shall be deemed to be an original and all of
which taken together shall constitute but one and the same agreement. Delivery
of an executed counterpart of a signature page to this Amendment by telecopier
shall be effective as delivery of a manually executed counterpart of this
Amendment.

SECTION 7. Governing Law. This Amendment shall be governed by, and construed in
accordance with, the laws of the State of New York.

 

Amendment No. 2 to the Affinion Credit Agreement

4

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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed
by their respective officers thereunto duly authorized, as of the date first
above written.

 

AFFINION GROUP, INC. By   /s/ Nathaniel Lipman   Name: Nathaniel Lipman   Title:
  President and Chief Executive Officer AFFINION GROUP HOLDINGS, INC. By   /s/
Nathaniel Lipman   Name: Nathaniel Lipman   Title:   President and Chief
Executive Officer

 

Amendment No. 2 to the Affinion Credit Agreement

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SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005 Agreed as of the date first above written: CREDIT
SUISSE, CAYMAN ISLANDS BRANCH, as Administrative Agent and as Lender By:  

/s/ Robert Hetu

  Name: Robert Hetu   Title:   Managing Director By:  

/s/ Denise L. Alvarez

  Name: Denise L. Alvarez   Title:   Associate

Amendment No. 2 to the Affinion Credit Agreement

 

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SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

  

Agreed as of the date first above written:

Lender:

  

IKB Capital Corporation

   By:  

/s/ David N. Snyder

     Name: David N. Snyder      Title:   President    By:  

/s/ William Backus

     Name: William Backus      Title:   Portfolio Manager Lender:    Bacchus
(US) 2006-1, Ltd    By:  

/s/ David N. Snyder

     Name: David N. Snyder      Title:   President    By:  

/s/ William Backus

     Name: William Backus      Title:   Vice President Lender:    Rosedale CLO
   By: Princeton Advisory Group, Inc. the Collateral Agent Acting as
Attorney-In-Fact    By:  

/s/ Jennifer Wright

     Name: Jennifer Wright      Title:   Vice President

 

Lender:    The Hartford Mutual Funds, Inc., on behalf of the Hartford Floating
Rate Fund    By: Hartford Investment Management Company, its sub-advisor    By:
 

/s/ Alan Buck

     Name: Alan Buck      Title:   Assistant Vice President

 

Lender:   

Hartford Institutional Trust, on behalf of its Floating Rate Bank Loan Series

   By: Hartford Investment Management Company, Its Investment Manager    By:  

/s/ Alan Buck

     Name: Alan Buck      Title:   Assistant Vice President

Amendment No. 2 to the Affinion Credit Agreement

 

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  SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005   Agreed as of the date first above written:
Lender:   Whitehorse III, Ltd.   By: Whitehorse Capital Partners, L.P.   as
Collateral Manager   By:  

/s/ Ethan M. Underwood, CFA

    Name: Ethan M. Underwood, CFA     Title:   Portfolio Manager Lender:   GOF
Loan Funding LLC   By:  

/s/ Alicia Marthaler

    Name: Alicia Marthaler     Title:   Attorney-in-fact Lender:  

The Hartford Mutual Funds, Inc., on behalf of the Hartford Floating Rate Fund

By: Hartford Investment Management Company, its sub-advisor

  By:  

/s/ John P. Connor

    Name: John P. Connor     Title:   Senior Vice President Lender:  

Hartford Institutional Trust, on behalf of its Floating Rate Bank Loan Series

By: Hartford Investment Management Company, Its Investment Manager

  By:  

/s/ John P. Connor

    Name: John P. Connor     Title:   Senior Vice President Lender:   GOF Loan
Funding LLC   By:  

/s/ Janet Haack

    Name: Janet Haack     Title:   Attorney in fact Lender:   Cannington Funding
Ltd.   By: Silvermine Capital management LTD   as Investment Manager   By:  

/s/ Richard F. Kurth

    Name: Richard F. Kurth     Title:   Managing Director

Amendment No. 2 to the Affinion Credit Agreement

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SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

Agreed as of the date first above written:

Lender:  

Loan Funding XIII LLC

By: Silvermire Capital Management, LLC

as Investment Manager

  By:  

/s/ Richard F. Kurth

    Name: Richard F. Kurth     Title:   Managing Director

 

Lender:   Greens Creek Funding Ltd.,   By: Silvermine Capital Management, LLC  
as Investment Manager   By:  

/s/ Richard F. Kurth

    Name: Richard F. Kurth     Title:   Managing Director

 

Lender:   Comstock Funding Ltd.   By: Silvermine Capital Management, LLC   as
Investment Manager   By:  

/s/ Richard F. Kurth

    Name: Richard F. Kurth     Title:   Managing Director Lender:   Beecher CBNA
Loan Funding LLC   By:  

/s/ Janet Haack

    Name: Janet Haack     Title:   As Attorney In Fact Lender:   Bushnell CBNA
Loan Funding LLC, for itself or as agent for Bushnell CFPI Loan Funding LLC.  
By:  

/s/ Janet Haack

    Name: Janet Haack     Title:    Attorney In Fact Lender:   Stedman CBNA Loan
Funding LLC, for itself or as agent for Stedman CFPI Loan Funding LLC.   By:  

/s/ Janet Haack

    Name: Janet Haack     Title:   Attorney In Fact

Amendment No. 2 to the Affinion Credit Agreement

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   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Trumbull THC2 Loan Funding LLC, for itself or as agent for
Trumbull THC2 CFPI Loan Funding LLC.    By:  

/s/ Janet Haack

     Name: Janet Haack      Title:   Attorney In Fact Lender:    Baker Street
CLO III Ltd    as Warehouse Manager    By:  

/s/ Eric Brune

     Name: Eric Brune      Title:   Vice President Lender:   

Baker Street Funding CLO 2005-1 Ltd.

as Collateral Manager

   By:  

/s/ Eric Brune

     Name: Eric Brune      Title:   Vice President Lender:   

GoldenTree Capital Opportunities, LP

By: GoldenTree Asset Management, LP

   By:  

/s/ Karen Weber

     Name: Karen Weber      Title:   Authorized Signatory Lender:    GoldenTree
2004 Trust    By: GoldenTree Asset Management, LP    By:  

/s/ Karen Weber

     Name: Karen Weber      Title:   Authorized Signatory Lender:   

GoldenTree Loan Opportunities IV, Ltd

By: GoldenTree Asset Management, LP

   By:  

/s/ Karen Weber

     Name: Karen Weber      Title:   Authorized Signatory

Amendment No. 2 to the Affinion Credit Agreement

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   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    NACM CLO I    By:  

/s/ Joanna Willars

     Name Joanna Willars      Title:   Authorized Signatory Lender:    Deutsche
Bank AG New York Branch    By:  

/s/ Scottye Lindsey

     Name: Scottye Lindsey      Title:   Director    By:  

/s/ Evelyn Thierry

     Name: Evelyn Thierry      Title:   Vice President Lender:    Premium Loan
Trust I, Ltd.    By:  

/s/ Colin Donlan

     Name: Colin Donlan      Title:   Director Lender:    Light Point CLO III,
Ltd.    By:  

/s/ Colin Donlan

     Name: Colin Donlan      Title:   Director Lender:    Light Point CLO IV,
Ltd.    By:  

/s/ Colin Donlan

     Name: Colin Donlan      Title:   Director Lender:    Light Point CLO V,
Ltd.    By:  

/s/ Colin Donlan

     Name: Colin Donlan      Title:   Director

Ammendment No. 2 to the Affinion Credit Agreement

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   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Wind River CLO I Ltd.   
By: McDonnell Investment Management, LLC   

as Manager

   By:  

/s/ Kathleen A. Zarn

     Name: Kathleen A. Zarn      Title:   Vice President Lender:   

Wind River CLO II – Tate Investors, Ltd.

By: McDonnell Investment Management, LLC

as Manager

   By:  

/s/ Kathleen A. Zarn

     Name: Kathleen A. Zarn      Title:   Vice President Lender:   

McDonnell Loan Opportunity Ltd.

By: McDonnell Investment Management, LLC

as Investment Manager

   By:  

/s/ Kathleen A. Zarn

     Name: Kathleen A. Zarn      Title:   Vice President Lender:   

Gannett Peak CLO I Ltd.

By: McDonnell Investment Management, LLC

as Investment Manager

   By:  

/s/ Kathleen A. Zarn

     Name: Kathleen A. Zarn      Title:   Vice President Lender:    BNP Paribas
   By:  

/s/ Cecile Scherer

     Name: Cecile Scherer      Title:   Director    By:  

/s/ Charles Romano

     Name: Charles Romano      Title:   Vice President

Ammendment No. 2 to the Affinion Credit Agreement

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   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Atlas Loan Funding (Hartford), LLC    By: Atlas Capital
Funding, Ltd.   

By: Structured Asset Investors, LLC

Its: Investment Manager

   By:  

/s/ Diana M. Himes

     Name: Diana M. Himes      Title:   Vice President Lender:    WB Loan
Funding 6 (Onshore), LLC    By:  

/s/ Diana M. Himes

     Name: Diana M. Himes      Title:   Vice President Lender:    WB Loan
Funding 7 (Onshore), LLC    By:  

/s/ Diana M. Himes

     Name: Diana M. Himes      Title:   Vice President Lender:   

Hamlet II, Ltd.

By: Octagon Credit Investors, LLC

as Portfolio Manager

   By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager Lender:
  

Octagon Investment Partners IX, Ltd.

By: Octagon Credit Investors, LTD

as Manager

   By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager Lender:
  

Octagon Investment Partners V, Ltd.

By: Octagon Credit Investors, LLC

as Portfolio Manager

   By  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager

Ammendment No. 2 to the Affinion Credit Agreement

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   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Octagon Investment Partners VI, Ltd.   

By: Octagon Credit Investors, LLC

  

as collateral manager

   By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager Lender:
   Octagon Investment Partners VII, Ltd.    By: Octagon Credit Investors, LLC   
as collateral manager    By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager Lender:
  

Octagon Investment Partners VIII, Ltd.

By: Octagon Credit Investors, LLC

as collateral manager

   By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager Lender:
  

Octagon Investment Partners X, Ltd.

By: Octagon Credit Investors, LLC

as collateral manager

   By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Senior Portfolio Manager Lender:
  

Octagon Investment Partners XI, Ltd.

By: Octagon Credit Investors, LLC

as Manager

   By:  

/s/ Michael B. Nechamkin

     Name: Michael B. Nechamkin      Title:   Collateral Manager

Ammendment No. 2 to the Affinion Credit Agreement

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   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:   

MFL Ares Enhanced Loan Investment Strategy IR, Ltd.

as Trustee of the Ares Enhanced Loan Investment Strategy IR Trust

  

By: Ares Enhanced Loan Management IR, L.P.

as its Portfolio Partner

  

By: Ares Enhanced Loan IR GP, LLC,

as its General Partner

  

By: Ares Management LLC,

as its Manager

   By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President Lender:   

Ares Enhanced Loan Investment Strategy II, Ltd.

   By: Ares Enhanced Loan Management II, L.P.,   

Its:

 

Investment Manager

   By:  

Ares Enhanced Loan GP II, LLC

   Its:   General Partner    By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President Lender:   

Ares IIR/IVR CLO Ltd.

  

By:

  Ares CLO Management IIR/IVR, L.P.   

By: Ares CLO OP IIIR/IVR, LLC, Its General Partner, its Manager

   By:   Ares Management LLC, its Manager    By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

 

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SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

   Agreed as of the date first above written: Lender:    Ares IIR CLO Ltd.   
By: Ares CLO Management IIR, L.P.,    Its: Investment Manager   

By: Ares CLO IIR, LLC,

Its: General Partner

   By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President Lender:    Ares VR CLO
Ltd.   

By: Ares CLO Management VR, L.P.,

Investment Manager

  

By: Ares CLO GP VR, LLC,

Its: General Partner

   By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President   

Ares VIR CLO Ltd

 

By: Ares CLO Management VIR, L.P.,

Investment Manager

  

By: Ares CLO GP VIR, LLC,

   Its: General Partner   

By:

 

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President Lender:   

Ares VII CLO Ltd.

By: Ares CLO Management VII, L.P.,

Investment Manager

  

By: Ares CLO GP VII, LLC,

Its: General Partner

   By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

 

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  SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005   Agreed as of the date first above written:
Lender:   Ares VII CLO Ltd.   By: Ares CLO Management VIII L.P.,   Investment
Manager   By: Ares CLO GP VIII, LLC,   General Partner   By:  

/s/ Seth J. Brufsky

    Name: Seth J. Brufsky     Title:   Vice President Lender:   Ares IX CLO Ltd.
  By: Ares CLO Management IX, L.P.,  

Its: Investment Manager

 

By: Ares CLO GP IX, LLC,

  Its: General Partner   By:  

/s/ Seth J. Brufsky

    Name: Seth J. Brufsky     Title:   Vice President Lender:  

Ares VII CLO Ltd.

  By: Ares CLO Management VII L.P.   Investment Manager  

By: Ares CLO GP VII, LLC

  General Partner   By:  

/s/ Seth J. Brufsky

    Name: Seth J. Brufsky     Title:   Vice President   Its: General Partner  

By: Ares CLO GP VIII, L.P.,

Its: General Partner

  By:  

/s/ Seth J. Brufsky

    Name: Seth J. Brufsky     Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

 

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SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

    

Agreed as of the date first above written:

Lender:

     Ares IX CLO Ltd.      By: Ares CLO Management IX, L.P.      Its: Investment
Manager      By: Ares CLO GP IX, LLC      Its: General Partner      By:  

/s/ Seth J. Brufsky

       Name: Seth J. Brufsky        Title:   Vice President

Lender:

    

Ares X CLO Ltd.

By: Ares CLO Management X, L.P.

Its: Investment Manager

    

By: Ares CLO GP X, LLC

Its: General Partner

     By:  

/s/ Seth J. Brufsky

       Name: Seth J. Brufsky        Title   Vice President

Lender:

    

Ares Leveraged Finance General I

 

By: Ares CLO Management XI, L.P.

     By: Ares CLO GP XI, LLC,      Its: General Partner     

By: Ares Management LLC,

Its: Manager

     By:  

/s/ Seth J. Brufsky

       Name: Seth J. Brufsky        Title:   Vice President

Lender:

    

Ares VIII CLO Ltd.

By: Ares CLO Management VIII, L.P.,

Its: Investment Manager

    

By: Ares CLO GP VIII, LLC,

Its: General Partner

     By:  

/s/ Seth J. Brufsky

       Name: Seth J. Brufsky        Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

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SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

  

Agreed as of the date first above written:

Lender:

  

Ares Leveraged Finance General I

  

By: Ares CLO Management XI, L.P.

  

Ares CLO GP XI, LLC,

  

Its General Partner

  

Ares Management LLC,

  

Its Manager

   By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President

Lender:

  

Confluent 2 Limited

  

By: Ares Private Account Management I, L.P., as Sub-Manager

   By: Ares Private Account Management I GP, LLC,   

As General Partner

  

Ares Management LLC,

  

as Manager

   By:  

/s/ Seth J. Brufsky

     Name: Seth J. Brufsky      Title:   Vice President

Lender:

  

Navigare Total Return Loan Fund I

  

(Segregated Portfolio)

   By:  

/s/ James E. Kennedy

     Name: James E. Kennedy      Title:    Managing Director

Lender:

  

Navigare Funding II CLO, Ltd.

  

By:

  Navigare Partners LLC   

as Collateral Manager

   By:  

/s/ James E. Kennedy

     Name: James E. Kennedy      Title:   Managing Director

Amendment No. 2 to the Affinion Credit Agreement

 

--------------------------------------------------------------------------------

 

  

SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

  

Agreed as of the date first above written:

Lender:

   Navigare Funding I CLO Ltd   

By: Navigare Partners LLC,

Its collateral manager

   By:  

/s/ James E. Kennedy

     Name: James E. Kennedy      Title:   Managing Director

Lender:

   Canyon Capital CDO 2001-I, Ltd.    By:  

/s/ Patrick Dooley

     Name: Patrick Dooley      Title:   Authorized Signatory   

Canyon Capital Advisors LLC,

a Delaware Limited Liability Company

its Collateral Manager

Lender:

   Canyon Capital CLO 2006-I, Ltd.    By:  

/s/ Dominique Mielle

     Name: Dominique Mielle      Title:   Authorized Signatory   

Canyon Capital Advisors LLC,

a Delaware Limited Liability Company,

   its Colateral Manager

Lender:

   Canyon Capital CLO 2004-I, Ltd.    By:  

/s/ Dominique Mielle

     Name: Dominique Mielle      Title:   Authorized Signatory   

Canyon Capital Advisors LLC,

a Delaware Limited Liability Company,

its Colateral Manager

Lender:

   Cornerstone CLO Ltd.    By: Stone Tower Debt Advisors LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Amendment No. 2 to the Affinion Credit Agreement

 

--------------------------------------------------------------------------------

 

  

SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

  

Agreed as of the date first above written:

Lender:

   Granite Ventures I Ltd.    By: Stone Tower Debt Advisor LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

   Granite Ventures II Ltd.    By: Stone Tower Debt Advisors LLC   

as its Collateral Manager

   By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

  

Granite Ventures III Ltd.

By: Stone Tower Debt Advisors LLC

as its Collateral Manager

   By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

  

Rampart CLO 2007 Ltd.

By: Stone Tower Debt Advisors LLC

as its Collateral Manager

   By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

  

Rampart CLO I Ltd.

By: Stone Tower Debt Advisors LLC

as its Collateral Manager

   By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

 

  

SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

  

Agreed as of the date first above written:

Lender:

   Stone Tower CLO II Ltd.    By: Stone Tower Debt Advisors LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

   Stone Tower CDO Ltd.    By: Stone Tower Debt Advisors LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory    Stone
Tower CLO II Ltd.    By: Stone Tower Debt Advisors LLC    as its Collateral
Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

   Stone Tower CLO III Ltd.    By: Stone Tower Debt Advisors LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

  

Stone Tower CLO IV Ltd.

By: Stone Tower Debt Advisors LLC

as its Collateral Manager

   By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

 

  

SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

  

Agreed as of the date first above written:

Lender:

   Stone Tower CLO V Ltd.    By: Stone Tower Debt Advisors LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

   Stone Tower CLO VI Ltd.    By: Stone Tower Debt Advisors LLC    as its
Collateral Manager    By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

  

Stone Tower Credit Funding I Ltd.

By: Stone Tower Fund Management LLC

as its Collateral Manager

   By:  

/s/ Michael W. Delpercio

     Name: Michael W. Delpercio      Title:   Authorized Signatory

Lender:

   Grand Central Asset Trust, CLAR Series    By:  

/s/ Janet Haack

     Name: Janet Haack      Title:   As Attorney In Fact

Lender:

   UBS AG, Stamford Branch    By:  

/s/ Douglas Gervolino

     Name: Douglas Gervolino      Title:   Director      Banking Products
Services, US    By:  

/s/ Janice L. Randolph

     Name: Janice L. Randolph      Title:   Associate Director      Banking
Products Services, US

Amendment No. 2 to the Affinion Credit Agreements

--------------------------------------------------------------------------------

 

 

SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005

 

Agreed as of the date first above written:

Lender:

  Gulf Stream-Compass CLO 2002-I Ltd.   By: Gulf Stream Asset Management LLC  
as Collateral Manager   By:  

/s/ Barry K. Love

    Name: Barry K. Love     Title:   Chief Credit Officer  

Gulf Stream-Compass CLO 2003-I Ltd.

By: Gulf Stream Asset Management LLC

as Collateral Manager

  By:  

/s/ Barry K. Love

    Name: Barry K. Love     Title:   Chief Credit Officer  

Gulf Stream-Compass CLO 2004-I Ltd.

By: Gulf Stream Asset Management LLC

as Collateral Manager

  By:  

/s/ Barry K. Love

    Name: Barry K. Love     Title:   Chief Credit Officer  

Gulf Stream-Compass CLO 2005-II Ltd.

By: Gulf Stream Asset Management LLC

as Collateral Manager,

  By:  

/s/ Barry K. Love

    Name: Barry K. Love     Title:   Chief Credit Officer

Lender:

  CIFC Funding 2006-I, Ltd.   By:  

/s/ Elizabeth C. Chow

    Name: Elizabeth C. Chow     Title:   Head of Underwriting

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

     SIGNATURE PAGE TO
AMENDMENT NO. 2 TO THE
AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF
OCTOBER 17, 2005    Agreed as of the date first above written:    Credit Suisse
Loan Funds LLC,    By:  

/s/ Barry Zamore

     Name: Barry Zamore      Title:   Managing Director    By:  

/s/ Robert Healey

     Name: Robert Healey      Title:   Director

Lender:

   Citibank, N.A.,    By:  

/s/ Christine M. Kanicki

     Name: Christine M. Kanicki      Title:   Attorney-In-Fact

Lender:

   Senior Debt Portfolio   

By: Boston Management and Research,

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Lender:

   Eaton Vance Senior Income Trust   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Lender:

   Eaton Vance Institutional Senior Loan Fund   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

     SIGNATURE PAGE TO
AMENDMENT NO. 2 TO THE
AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF
OCTOBER 17, 2005    Agreed as of the date first above written:

Lender:

  

Eaton Vance CDO VII PLC

By: Eaton Vance Management

as Interim Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Lender:

   Eaton Vance CDO VIII, Ltd.   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Lender:

   Eaton Vance CDO IX Ltd.   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Lender:

   Eaton Vance CDO XI Ltd.   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Lender:

   Grayson & Co.    By: Boston Management and Research as Investment Advisor   
By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

 

--------------------------------------------------------------------------------

   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:   

The Norinchukin Bank, New York Branch, through State Street Bank and Trust
Company N.A.

as Fiduciary Custodian

   By: Eaton Vance Management, Attorney-in-fact    By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President Lender:    Big Sky
III Senior Loan Trust    By: Eaton Vance Management as Investment Advisor    By:
 

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President Lender:    Eaton
Vance VT Floating-Rate Income Fund   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President Lender:    Eaton
Vance Limited Duration Income Fund   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President Lender:    Eaton
Vance Senior Floating-Rate Trust   

By: Eaton Vance Management

as Investment Advisor

   By:  

/s/ Michael B. Botthof

     Name: Michael B. Botthof      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

  SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT AGREEMENT
DATED AS OF OCTOBER 17, 2005   Agreed as of the date first above written:
Lender:   Eaton Vance Floating-Rate Income Trust  

By: Eaton Vance Management

as Investment Advisor

  By:  

/s/ Michael B. Botthof

    Name: Michael B. Botthof     Title:   Vice President Lender:   Eaton Vance
Variable Leverage Fund Ltd.  

By: Eaton Vance Management

as Investment Advisor

  By:  

/s/ Michael B. Botthof

    Name: Michael B. Botthof     Title:   Vice President Lender:   Eaton Vance
Credit Opportunities Fund  

By: Eaton Vance Management

as Investment Advisor

  By:  

/s/ Michael B. Botthof

    Name: Michael B. Botthof     Title:   Vice President Lender:   Eaton Vance
Short Duration Diversified Income Fund  

By: Eaton Vance Management

as Investment Advisor

  By:  

/s/ Michael B. Botthof

    Name: Michael B. Botthof     Title:   Vice President Lender:   Trimaran CLO
IV Ltd   By: Trimaran Advisors L.L.C   By:  

/s/ David M. Millison

    Name: David M. Millison     Title:   Managing Director Lender:   Trimaran
CLO V Ltd   By: Trimaran Advisors L.L.C.   By:  

/s/ David M. Millison

    Name: David M. Millison     Title:   Managing Director

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:   

Venture CDO 2002, Ltd

By its investment advisor,

   MJX Asset Management LLC    By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:   

Venture II CDO 2002, Ltd

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:   

Venture III CDO Ltd

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:   

Venture IV CDO Ltd

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:   

Venture V CDO Ltd

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title:

Amendment No. 2 to the Affinion Credit Agreement

 

--------------------------------------------------------------------------------

   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written:

Lender:

  

Venture VI CDO Ltd

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:   

Venture VII CDO Ltd.

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:   

Vista Leveraged Income Fund

By its investment advisor,

MJX Asset Management LLC

   By:  

/s/ Atha Baugh

     Name: Atha Baugh      Title: Lender:    Dunes Funding LLC    By:  

/s/ Tara E. Kenny

     Name: Tara E. Kenny      Title:   Assistant Vice President Lender:   
Latitude CLO I Ltd.    By:  

/s/ Kirk Wallace

     Name: Kirk Wallace      Title:   Senior Vice President Lender:    Latitude
CLO II, Ltd.    By:  

/s/ Kirk Wallace

     Name: Kirk Wallace      Title:   Senior Vice President

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Stitching Pensioenfonds ABP    By:   ABP Investments US,
Inc., its agent    By:  

/s/ Paul Spijkers

     Name: Paul Spijkers      Title:   President/CEO Lender:    Avery Street
CLO, Ltd.    By:  

/s/ Andreas Feingold

     Name: Andreas Feingold      Title:   Director Lender:    Emerson Place CLO,
Ltd.    By:  

/s/ Andreas Feingold

     Name: Andreas Feingold      Title:   Director Lender:    Line Street CLO,
Ltd.    By:  

/s/ Andreas Feingold

     Name: Andreas Feingold      Title:   Director Lender:    Nob Hill CLO,
Limited    By:  

/s/ Bradley Kane

     Name: Bradley Kane      Title:   Portfolio Manager Lender:    Cambria
Institutional Loan Fund    By:  

/s/ Sean Walker

     Name: Sean Walker      Title:   SVP Lender:    Pacifica CDO V, LTD    By:  

/s/ Sean Walker

     Name: Sean Walker      Title:   SVP

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Alcentra Warehouse, LTD    By:  

/s/ Sean Walker

     Name: Sean Walker      Title:   SVP Lender:    WatchTower CLO I Plc    By:
  Citadel Limited Partnership, Collateral Manager    By:   Citadel Investment
Group L.L.C. its General Partner    By:  

/s/ Erica L. Tarpey

     Name: Erica L. Tarpey      Title:   Authorized Signatory Lender:    Morgan
Stanley Senior Funding, Inc.    By:  

/s/ Donna M. Souza

     Name: Donna M. Souza      Title:   Vice President Lender:    Bank of
America N.A.    By:  

/s/ James Ford

     Name: James Ford      Title:   Senior Vice President Lender:    Franklin
Floating Rate Master Series    By:  

/s/ Richard Hsu

     Name: Richard Hsu      Title:   Vice President Lender:    Franklin Floating
Rate Daily Access Fund    By:  

/s/ Richard Hsu

     Name: Richard Hsu      Title:   Vice President Lender:    CLO IV Warehouse
   By:  

/s/ David Ardini

     Name: David Ardini      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

   SIGNATURE PAGE TO AMENDMENT NO. 2 TO THE AFFINION GROUP, INC. CREDIT
AGREEMENT DATED AS OF OCTOBER 17, 2005    Agreed as of the date first above
written: Lender:    Franklin CLO IV, Ltd.    By:  

/s/ David Ardini

     Name: David Ardini      Title:   Vice President Lender:    Franklin CLO V,
Ltd.    By:  

/s/ David Ardini

     Name: David Ardini      Title:   Vice President Lender:    Blue Shield of
California    By:  

/s/ David Ardini

     Name: David Ardini      Title:   Vice President

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

CONSENT

Dated as of June 1, 2007

Reference is made to (a) Amendment No. 2 to the Credit Agreement dated as of
June 1, 2007 (the “Amendment”; capitalized terms not otherwise defined herein
being used herein as defined in the Amendment and in the Credit Agreement
referred to below), (b) the Credit Agreement dated as of October 17, 2005 among
Affinion Group Holdings, Inc., Affinion Group, Inc., as the Borrower, Credit
Suisse, Cayman Islands Branch, as administrative agent for the Lenders, and the
Lenders and Agents referred to therein, as amended by Amendment No. 1 to the
Credit Agreement dated as of December 22, 2006 (the “Credit Agreement”), and
(c) the other Loan Documents referred to therein.

The undersigned as parties to one or more of the Loan Documents, each hereby
consents to the execution, delivery and the performance of the Amendment and
agrees that each of the Loan Documents to which it is a party is, and shall
continue to be, in full force and effect and is hereby in all respects ratified
and confirmed on the Amendment No. 2 Effective Date, except that, on and after
the Amendment No. 2 Effective Date, each reference to “the Credit Agreement”,
“thereunder”, “thereof”, “therein” or words of like import referring to the
Credit Agreement shall mean and be a reference to the Credit Agreement, as
amended and otherwise modified by the Amendment.

This Consent shall be governed by, and construed in accordance with, the laws of
the State of New York.

[Signature pages follow]

 

Amendment No. 2 to the Affinion Credit Agreement

--------------------------------------------------------------------------------

AFFINION DATA SERVICES, INC. AFFINION GROUP, LLC AFFINION PUBLISHING, INC.
CARDWELL AGENCY, INC. LONG TERM PREFERRED CARE, INC. AFFINION BENEFITS GRJOUP,
INC. TRAVELER’S ADVANTAGE SERVICES, INC. TRILEGIANT AUTO SERVICES, INC.
TRILEGIANT CORPORATION TRILEGIANT INSURANCE SERVICES, INC. AFFINION LOYALTY
GROUP, INC. TRILEGIANT RETAIL SERVICES, INC. By:  

/s/ Nathaniel Lipman

  Title:   President and Chief Executive Officer CUC ASIA HOLDINGS By:  
Trilegiant Retail Services, Inc., its General Partner By:   Trilegiant
Corporation, its General Partner By:  

/s/ Nathaniel Lipman

  Name: Nathaniel Lipman  

Title:   Chief Executive Officer of each of

            Trilegiant Retail Services, Inc., and

            Trilegiant Corporation

Amendment No. 2 to the Affinion Credit Agreement