Exhibit 10.2

 

 

 

SUBSERVICING SUPPLEMENT

dated as of July 1, 2013

between

OCWEN LOAN SERVICING, LLC

and

HLSS HOLDINGS, LLC

 

 

 

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CONTENTS

 

Clause        Page  

ARTICLE I.

 

DEFINITIONS

     1   

1.1

 

Definitions

     1   

ARTICLE II.

 

SUBSERVICING

     3   

2.1

 

Engagement as Subservicer

     3   

2.2

 

Servicing Transfer Procedures

     3   

2.3

 

Reference to Master Subservicing Agreement

     3   

ARTICLE III.

 

SERVICING FEES

     3   

3.1

 

Base Subservicing Fee

     3   

3.2

 

Performance Fee

     4   

ARTICLE IV.

 

MISCELLANEOUS

     4   

4.1

 

Incorporation

     4   

4.2

 

Third Party Beneficiaries

     4   

 

SCHEDULE I

    

Servicing Agreements

SCHEDULE II

    

Retained Servicing Fee Percentage

SCHEDULE III

    

Target Ratio Schedule

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SUBSERVICING SUPPLEMENT

This SUBSERVICING SUPPLEMENT, dated as of July 1, 2013 (this “Subservicing
Supplement”), is by and between HLSS HOLDINGS, LLC, a Delaware limited liability
company (“Servicer”), and OCWEN LOAN SERVICING, LLC, a Delaware limited
liability company (“Ocwen”).

RECITALS:

WHEREAS, as of the applicable Servicing Transfer Date (as defined herein),
Servicer will become the servicer of certain Mortgage Loans (as defined in the
Master Subservicing Agreement) pursuant to the terms of those certain pooling
and servicing agreements or other servicing agreements listed in Schedule I
hereto; and

WHEREAS, Servicer and Ocwen are parties to that certain Master Subservicing
Agreement dated as of October 1, 2012 (the “Master Subservicing Agreement”); and

WHEREAS, Servicer desires to engage Ocwen to act as subservicer with respect to
the Mortgage Loans relating to those pooling and servicing agreements or other
servicing agreements listed in Schedule I hereto, as of the applicable Servicing
Transfer Date (as defined herein), and Ocwen desires to act as subservicer with
respect to the Mortgage Loans relating to those pooling and servicing agreements
or other servicing agreements, on the terms set forth in the Master Subservicing
Agreement, as supplemented by this Subservicing Supplement.

NOW, THEREFORE, in consideration of the premises and mutual agreements
hereinafter set forth and other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, and intending to be legally bound
hereby, Servicer and Ocwen agree as follows:

ARTICLE I.

DEFINITIONS.

1.1 Definitions. (a) For purposes of this Subservicing Supplement, the following
capitalized terms shall have the respective meanings set forth or referenced
below.

“Base Subservicing Fee” has the meaning set forth in Section 3.1.

“Deferred Servicing Agreement” has the meaning set forth in the Sale Supplement.

“Excess Servicing Advances” shall mean, for any calendar month, the amount, if
any, by which the outstanding Servicing Advances with respect to the Servicing
Agreements as of the last day of such calendar month exceeds an amount equal to
(a) the Target Ratio for such calendar month multiplied by (b) the unpaid
principal balance of the Mortgage Loans subject to the Servicing Agreements as
of the last day of such calendar month.

 

Subservicing Supplement

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“Monthly Servicing Fee” shall mean, for each calendar month, the sum of the Base
Subservicing Fee for such calendar month and the Seller Monthly Servicing Fee
(as defined in the Sale Supplement) for such calendar month.

“Performance Fee” has the meaning set forth in Section 3.2.

“Retained Servicing Fee” shall mean, for any calendar month, an amount equal to
the sum of (a) the product of the Retained Servicing Fee Percentage for such
calendar month and the average unpaid principal balance of all Mortgage Loans
subject to the Subject Servicing Agreements and the Deferred Servicing
Agreements during such calendar month, and (b) the Retained Servicing Fee
Shortfall, if any, for the immediately prior calendar month.

“Retained Servicing Fee Percentage” shall mean, for any calendar month, the
percentage set forth on Schedule II to this Subservicing Supplement.

“Retained Servicing Fee Shortfall” shall mean, for any calendar month, beginning
in July 2013, an amount equal to the excess, if any, of (a) the Retained
Servicing Fee for such calendar month over (b) the excess, if any, of (x) the
aggregate Servicing Fees actually received by Servicer pursuant to the Subject
Servicing Agreements and with respect to the Deferred Servicing Agreements
during such calendar month (whether directly pursuant to such Subject Servicing
Agreement or pursuant to Sale Supplement, as applicable) over (y) the Monthly
Servicing Fee for such calendar month.

“Sale Supplement” shall mean that certain Sale Supplement, dated as of the date
hereof, between Servicer and Home Loan Servicing Solutions, Ltd., as Purchasers,
and Ocwen, as Seller, as the same may be amended, supplemented or otherwise
modified from time to time.

“Scheduled Termination Date” means, with respect to each Subject Servicing
Agreement serviced pursuant to this Subservicing Supplement, the date which is
six (6) years after the closing date of the initial acquisition of assets
pursuant to the Sale Supplement.

“Servicing Agreement” shall mean each of the pooling and servicing agreements or
other servicing agreements listed in Schedule I hereto.

“Servicing Fees” shall mean, with respect to any Servicing Agreement, the
servicing fees payable to Servicer and Home Loan Servicing Solutions, Ltd. under
the Sale Supplement and the Subject Servicing Agreements, including each
“servicing fee” payable based on a percentage of the outstanding principal
balance of the Mortgage Loans serviced pursuant to such Servicing Agreement, but
excluding any Ancillary Income, Prepayment Interest Excess or any amounts earned
in connection with the investment of funds in the related Custodial Accounts and
Escrow Accounts.

“Servicing Transfer Date” shall have the meaning specified in the Sale
Supplement.

“Subject Servicing Agreement” shall mean, as of any date of determination, each
Servicing Agreement with respect to which the Servicing Transfer Date has
occurred on or prior to such date and with respect to which the Subservicing
Termination Date has not occurred on or prior to such date.

 

Subservicing Supplement

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“Target Ratio” for each calendar month shall mean the amount specified in
Schedule III with respect to such month.

(b) Any capitalized term used but not defined in this Subservicing Supplement
shall have the meaning assigned to such term in the Master Subservicing
Agreement.

ARTICLE II.

SUBSERVICING

2.1 Engagement as Subservicer. Servicer hereby engages Ocwen to act as
subservicer, and Ocwen agrees to act as subservicer, with respect to the
Mortgage Loans relating to those certain pooling and servicing agreements or
other servicing agreements listed in Schedule I hereto (the “Subject Servicing
Agreements”) pursuant to the terms of the Master Subservicing Agreement, as
supplement by this Subservicing Supplement, on and after the related Servicing
Transfer Date for such Subject Servicing Agreement. Except as set forth in this
Subservicing Supplement or the Master Subservicing Agreement, Ocwen further
agrees to be responsible for performing all of the duties and obligations of
Servicer and its subservicers under each Subject Servicing Agreement, and to
meet any standards and fulfill any requirements applicable to Servicer or its
subservicer under each Subject Servicing Agreement on and after the related
Servicing Transfer Date.

2.2 Servicing Transfer Procedures. Servicer and Ocwen each covenant and agree to
following the Servicing Transfer Procedures agreed pursuant to the Sale
Supplement with respect to each Subject Servicing Agreement.

2.3 Reference to Master Subservicing Agreement. Each of Servicer and Subservicer
agrees that (a) this Subservicing Supplement is a “Subservicing Supplement”
executed pursuant to Section 2.1 of the Master Subservicing Agreement, (b) the
terms of this Subservicing Supplement are hereby incorporated into the Master
Subservicing Agreement with respect to the Subject Servicing Agreements and the
related Mortgage Loans to the extent set forth therein, (c) each of the Subject
Servicing Agreements listed in Schedule I is a “Subject Servicing Agreement” as
such term is used in the Master Subservicing Agreement on and after the related
Servicing Transfer Date, and (d) the terms of this Subservicing Supplement apply
to the Subject Servicing Agreements specified herein and not to any other
“Subject Servicing Agreement” as that term is used in the Master Subservicing
Agreement. In the event of any conflict between the provisions of this
Subservicing Supplement and the Master Subservicing Agreement, the terms of this
Subservicing Supplement shall prevail.

ARTICLE III.

SERVICING FEES

3.1 Base Subservicing Fee. As compensation for its services with respect to the
Subject Servicing Agreements, Servicer shall pay Ocwen a monthly base
subservicing fee for each calendar month during which Ocwen is servicing
Mortgage Loans with respect to Subject Servicing Agreements pursuant to this
Subservicing Supplement equal to 12.00% of the

 

Subservicing Supplement

--------------------------------------------------------------------------------

aggregate Servicing Fees actually received by Servicer and Home Loan Servicing
Solutions, Ltd. pursuant to the Subject Servicing Agreements during such
calendar month (the “Base Subservicing Fee”).

3.2 Performance Fee. Servicer shall pay to Ocwen for each calendar month during
which Ocwen is servicing Mortgage Loans with respect to Subject Servicing
Agreements pursuant to this Subservicing Supplement a performance fee (the
“Performance Fee”) equal to the greater of (a) zero and (b) the excess, if any,
of the aggregate of all Servicing Fees actually received by Servicer pursuant to
the Subject Servicing Agreements and with respect to the Deferred Servicing
Agreements during such calendar month (whether directly pursuant to such Subject
Servicing Agreement or pursuant to the Sale Supplement, as applicable) over the
sum of (i) the Monthly Servicing Fee for such calendar month and (ii) the
Retained Servicing Fee for such calendar month, multiplied by (y) a fraction,
(i) the numerator of which is the average unpaid principal balance of all
Mortgage Loans subject to the Subject Servicing Agreements during such calendar
month and (ii) the denominator of which is equal to the sum of the average
unpaid principal balance of all Mortgage Loans subject to the Deferred Servicing
Agreements during such calendar month and the average unpaid principal balance
of all Mortgage Loans subject to the Subject Servicing Agreements during such
calendar month, or such other allocation percentage which is agreed by Servicer
and Ocwen (the “Allocation Percentage”). The Performance Fee, if any, for any
calendar month will be reduced by 3.00% per annum (i.e., 0.25% per month) of the
Excess Servicing Advances, if any, for such calendar month multiplied by the
Allocation Percentage, and the amount of any such reduction in the Performance
Fee shall be retained by Servicer. If the Closing Date does not occur on the
first day of a calendar month, the Performance Fee for the period from the
Closing Date to the last of the calendar month in which the Closing Date occurs
shall be calculated in a pro rata manner based on the number of days in such
period.

ARTICLE IV.

MISCELLANEOUS

4.1 Incorporation. The provisions of Article 10 of the Master Subservicing
Agreement are hereby incorporated into this Subservicing Supplement by
reference, mutatis mutandis, as if its provisions were fully set forth herein.

4.2 Third Party Beneficiaries. Ocwen and Servicer each acknowledges and agrees
that the indenture trustee, on behalf of the holders of related notes, with
respect to any Servicing Advance Facility pursuant to which Servicer has
transferred Servicer Advances made pursuant to a Servicing Agreement is an
express third party beneficiary of this Subservicing Supplement and the
Subservicing Agreement solely with respect to the Servicing Agreements related
to such Servicing Advance Facility.

[Signature Page Follows]

 

Subservicing Supplement

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IN WITNESS WHEREOF, the parties hereto have caused this Subservicing Supplement
to be executed and delivered as of the date first above written.

 

HLSS HOLDINGS, LLC   By:  

/s/ James E. Lauter

  Name:   James Lauter   Title:   CFO OCWEN LOAN SERVICING, LLC By: Ocwen
Mortgage Servicing, Inc., as its sole member   By:  

/s/ Nikhil Malik

  Name:   Nikhil Malik   Title:   CFO and Treasurer

 

Subservicing Supplement

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SCHEDULE I

SERVICING AGREEMENTS

 

Investor Number

 

Deal Name

2959   AMSI 2002-AR1 2960   AMSI 2003-7 2964   ARSI 2003-W4 2965   ARSI 2004-W3
2969   BOND SECURITIZATION 2003-1 2971   C-BASS 1999-CB1 2972   C-BASS 1999-CB2
3105   FREMONT HM LN TR 2002-1 3106   FREMONT HM LN TR 2002-2 3107   FREMONT HM
LN TR 2003-1 3142   GSAMP 2003-NC1 3195   MLMI 2002-NC1 3201   MORGAN STANLEY
2002-AM2 3203   MORGAN STANLEY 2002-HE2 3214   NAAC 2003-A2 3234   PC 2005-2
3322   RAAC 2007-SP2 3327   RALI 2003-QS17 3329   RALI 2003-QS19 3337   RALI
2005-QS6 3346   RALI 2003-QS15 3350   RALI 2004-QA6 3354   RALI 2004-QS16 3358  
RALI 2004-QS7 3359   RALI 2005-QA3 3361   RALI 2005-QS14 3362   RALI 2005-QS16
3363   RALI 2005-QS17 3366   RALI 2006-QS7

 

Sch I-1

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3371   RAMP 2003-RP1 3372   RAMP 2003-RP2 3374   RAMP 2003-SL1 3381   RAMP
2005-RP2 3385   RAMP 2006-RP1 3386   RAMP 2006-RP2 3387   RAMP 2006-RP3 3389  
RAMP 2007-RP1 3392   RAMP 2007-RP4 3402   SABR 2004-NC3 3404   SBM7 2002-WMC2
3408   Soundview 2001-2 3413   Soundview 2007-2 3425   TERWIN 2003-7SL 3428  
TERWIN 2004-10SL 3429   TERWIN 2004-2SL 3430   TERWIN 2004-6SL 3451   CMLTI
2003-HE2 3535   C-BASS 2003-CB4 3553   GSAA 2007-S1 3218   Option One 2002-5
3315   RAAC 2005-SP2 3318   RAAC 2006-SP2 3321   RAAC 2007-SP1 3325   RALI
2003-QS11 3326   RALI 2003-QS13 3348   RALI 2003-QS4 3376   RAMP 2004-SL1 3380  
RAMP 2005-RP1 3384   RAMP 2005-SL2 3388   RAMP 2006-RP4 3390   RAMP 2007-RP2
3391   RAMP 2007-RP3 3452   CMLTI 2004-NCM1 (Nat City) 3778   MSMLT 2007-2AX

 

Sch I-2

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3779   MSMLT 2007-5AX 3785   MSM 2006-15XS 3787   MSM 2007-8XS 3788   MSM
2007-10XS 3796   MSM 2007-11AR 3810   MSAC 2007-SEA1 3825   MSM 2007-13 3826  
MSM 2007-14AR 3827   MSM 2007-15AR 3853   Saxon 01-3 3856   Saxon 02-1 3976  
ABFC 2001-AQ1 3977   ABFC 2002-OPT1 3978   ABFC 2003-OPT1 3984   ABFC 2005-AQ1
3985   ABFC 2005-HE1 3988   ABFC 2006-OPT1 3989   ABFC 2006-OPT2 3990   ABFC
2006-OPT3 3992   ABSC 2001-HE3 3998   ACE Series 2001-AQ1 4002   ACE Series
2005-SD1 4005   AHM Assets Trust 2005-1 4006   AHM Assets Trust 2005-2 4007  
AHM Assets Trust 2006-1 4008   AHM Assets Trust 2006-2 4011   AHM Assets Trust
2006-5 4012   AHM Assets Trust 2006-6 4015   AHM Assets Trust 2007-3 4016   AHM
Assets Trust 2007-4 4017   AHM Assets Trust 2007-5 4020   AHM Investment Trust
2004-2 4021   AHM Investment Trust 2004-3 4022   AHM Investment Trust 2004-4
4023   AHM Investment Trust 2005-1

 

Sch I-3

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4024   AHM Investment Trust 2005-2 4025   AHM Investment Trust 2005-3 4026   AHM
Investment Trust 2005-4A 4028   AHM Investment Trust 2005-SD1 4030   AHM
Investment Trust 2006-2 4031   AHM Investment Trust 2006-3 4032   AHM Investment
Trust 2007-1 4033   AHM Investment Trust 2007-2 4034   AHM Investment Trust
2007-A 4036   AHM Investment Trust 2007-SD1 4041   AMSI 2001-2 4042   AMSI
2001-A 4043   AMSI 2002-2 4044   AMSI 2002-3 4045   AMSI 2002-4 4046   AMSI
2002-A 4047   AMSI 2002-AR1 4048   AMSI 2002-B 4049   AMSI 2002-C 4050   AMSI
2002-D 4051   AMSI 2003-1 4052   AMSI 2003-10 4053   AMSI 2003-11 4054   AMSI
2003-12 4055   AMSI 2003-13 4056   AMSI 2003-2 4057   AMSI 2003-5 4058   AMSI
2003-6 4059   AMSI 2003-7 4060   AMSI 2003-8 4061   AMSI 2003-9 4062   AMSI
2003-AR1 4063   AMSI 2003-AR2 4064   AMSI 2003-AR3 4065   AMSI 2003-IA1

 

Sch I-4

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4066   AMSI 2004-FR1 4067   AMSI 2004-IA1 4068   AMSI 2004-R1 4073   AMSI
2004-R10 4074   AMSI 2004-R11 4075   AMSI 2004-R12 4076   AMSI 2004-R2 4077  
AMSI 2004-R3 4078   AMSI 2004-R4 4079   AMSI 2004-R5 4080   AMSI 2004-R6 4081  
AMSI 2004-R7 4082   AMSI 2004-R8 4083   AMSI 2004-R9 4084   AMSI 2005-R1 4086  
AMSI 2005-R11 4087   AMSI 2005-R2 4088   AMSI 2005-R3 4089   AMSI 2005-R4 4090  
AMSI 2005-R5 4091   AMSI 2005-R6 4092   AMSI 2005-R7 4094   AMSI 2005-R9 4095  
AMSI 2006-R1 4096   AMSI 2006-R2 4101   Lehman ARC 2002-BC6 4102   Lehman ARC
2002-BC8 4104   ARSI 2003-W1 4105   ARSI 2003-W10 4106   ARSI 2003-W2 4107  
ARSI 2003-W3 4108   ARSI 2003-W4 4109   ARSI 2003-W5 4110   ARSI 2003-W6 4111  
ARSI 2003-W7

 

Sch I-5

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4112   ARSI 2003-W8 4113   ARSI 2003-W9 4114   ARSI 2004-PW1 4115   ARSI 2004-W1
4116   ARSI 2004-W10 4118   ARSI 2004-W2 4119   ARSI 2004-W3 4120   ARSI 2004-W4
4121   ARSI 2004-W5 4122   ARSI 2004-W6 4123   ARSI 2004-W7 4124   ARSI 2004-W8
4125   ARSI 2004-W9 4126   ARSI 2005-W1 4128   ARSI 2005-W3 4129   ARSI 2005-W4
4131   ARSI 2006-M1 4132   ARSI 2006-M2 4133   ARSI 2006-M3 4136   ARSI 2006-W3
4137   ARSI 2006-W4 4138   ARSI 2006-W5 4139   Banc of America Funding Corp.
2008-1 4142   Bear Stearns ABS I Trust 2006-AC3 4151   Citigroup CMLTI 2006-AMC1
4152   Citigroup CMLTI 2006-HE2 4165   Deutsche DBALT 2006-AB2 4166   Deutsche
DBALT 2006-AB3 4167   Deutsche DBALT 2006-AB4 4171   Deutsche DBALT 2006-AR5
4172   Deutsche DBALT 2006-AR6 4173   Deutsche DBALT 2007-1 4175   Deutsche
DBALT 2007-AB1 4176   First Franklin 2001-FF1 4177   First Franklin 2001-FF2

 

Sch I-6

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4179   Goldman Sachs GSAA Home Equity 2006-10 4180   Goldman Sachs GSAA Home
Equity 2006-11 4181   Goldman Sachs GSAA Home Equity 2006-6 4182   Goldman Sachs
GSAA Home Equity 2006-9 4183   Goldman Sachs GSAMP 2003-HE2 4184   Goldman Sachs
GSAMP 2004-OPT 4185   Goldman Sachs GSAMP 2006-S4 4186   Goldman Sachs GSR
2006-AR1 4187   Goldman Sachs GSR 2006-AR2 4188   Goldman Sachs GSR 2006-OA1
4192   HSBC HASCO 2005-I1 4193   HSBC HASCO 2005-OPT1 4198   HSBC HASCO 2007-HE1
4207   HarborView Mortgage Loan Trust 2006-14 4208   HarborView Mortgage Loan
Trust 2006-6 4209   HarborView Mortgage Loan Trust 2006-7 4210   HarborView
Mortgage Loan Trust 2007-2 4216   Luminent Mortgage Trust 2006-7 4223   MASTR
ABS Trust 2007-HE2 4224   MASTR ALT Series 2006-2 4226   MASTR ARM Trust 2005-8
4227   MASTR ARM Trust 2006-OA1 4229   MASTR ARM Trust 2007-1 4231   OOMC MESA
Trust 2001-2 4237   Merrill Lynch Series 2002-HE1 4240   Merrill Lynch Series
2004-OPT1 4243   Morgan Stanley 2004-OP1 4244   Morgan Stanley 2005-HE1 4245  
Morgan Stanley 2005-HE2 4247   Morgan Stanley 2006-5AR 4255   OOMC Loan Trust
1999-A 4256   OOMC Loan Trust 1999-B 4257   OOMC Loan Trust 1999-C 4260   OOMC
Loan Trust 2000-A 4261   OOMC Loan Trust 2000-B

 

Sch I-7

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4262   OOMC Loan Trust 2000-C 4263   OOMC Loan Trust 2000-D 4264   OOMC Loan
Trust 2001-4 4265   OOMC Loan Trust 2001-A 4266   OOMC Loan Trust 2001-B 4267  
OOMC Loan Trust 2001-C 4268   OOMC Loan Trust 2001-D 4270   OOMC Loan Trust
2002-2 -STEP 4272   OOMC Loan Trust 2002-4 4273   OOMC Loan Trust 2002-5 4275  
OOMC Loan Trust 2002-A -STEP 4302   OOMC Loan Trust 2007-HL1 4304   OOMC
Woodbridge 2002-2 4308   QUEST 2002-X1 4309   QUEST 2003-X2 4310   QUEST 2003-X3
4311   QUEST 2003-X4 4312   QUEST 2004-X1 4313   QUEST 2004-X2 4314   QUEST
2004-X3 4315   QUEST 2005-X1 4316   QUEST 2005-X2 4317   QUEST 2006-X1 4318  
QUEST 2006-X2 4324   Lehman SAIL 2003-BC10 Step Fee 4325   Lehman SAIL 2003-BC11
Step Fee 4326   Lehman SAIL 2003-BC12 4327   Lehman SAIL 2003-BC13 4328   Lehman
SAIL 2003-BC2 4329   Lehman SAIL 2003-BC4 4331   Lehman SAIL 2003-BC6 4332  
Lehman SAIL 2003-BC7 4333   Lehman SAIL 2003-BC8 4334   Lehman SAIL 2003-BC9
4337   Lehman SAIL 2004-11

 

Sch I-8

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4338   Lehman SAIL 2004-2 4339   Lehman SAIL 2004-3 4340   Lehman SAIL 2004-4
4341   Lehman SAIL 2004-6 4342   Lehman SAIL 2004-7 4344   Lehman SAIL 2004-8
4349   Lehman SAIL 2005-3 4350   Lehman SAIL 2005-4 4351   Lehman SAIL 2005-5
4352   Lehman SAIL 2005-6 4355   Lehman SAIL 2006-BNC3 4356   Bear Stearns SAMI
II Trust 2006-AR5 4360   Lehman SASCO 1999-BC4 4372   Lehman SASCO 2005-S7 4373
  Lehman SASCO 2005-SC1 4379   Lehman SASCO 2006-Z 4381   Lehman SASCO 2007-GEL2
4382   Lehman SASCO 2007-TC1 4384   Salomon Brothers 1997-LB6 4385   Salomon
Brothers 1998-AQ1 4386   Salomon Brothers 1998-NC7 4403   Soundview 2007-OPT2
4404   Soundview 2007-OPT3 4422   AHM Assets Trust 2007-SD2 2005-AHL1   RASC
2005-AHL1 2005-AHL3   RASC 2005-AHL3 2006-QS16   RALI 2006-QS16 2007-KS2   RASC
2007-KS2 2006-QS8   RALI 2006-QS8 2007-QS6   RALI 2007-QS6 2006-RS2   RAMP
2006-RS2 2006-KS1   RASC 2006-KS1 2006-RS4   RAMP 2006-RS4 2004-RS10   RAMP
2004-RS10 2006-RZ4   RAMP 2006-RZ4

 

Sch I-9

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2007-QA1   RALI 2007-QA1 2004-RS8   RAMP 2004-RS8 2006-KS9   RASC 2006-KS9
2004-KS10   RASC 2004-KS10 2006-KS7   RASC 2006-KS7 2007-S4   RFMSI 2007-S4
2006-KS2   RASC 2006-KS2 2004-KS8   RASC 2004-KS8 2004-KS11   RASC 2004-KS11
2006-RZ3   RAMP 2006-RZ3 2006-RS5   RAMP 2006-RS5 2006-KS8   RASC 2006-KS8
2005-KS11   RASC 2005-KS11 2005-QS14   RALI 2005-QS14 2005-KS10   RASC 2005-KS10
2007-QS2   RALI 2007-QS2 2006-QS18   RALI 2006-QS18 2005-KS7   RASC 2005-KS7
2007-KS4   RASC 2007-KS4 2007-QS11   RALI 2007-QS11 2007-QA4   RALI 2007-QA4
2006-KS3   RASC 2006-KS3 2005-RS3   RAMP 2005-RS3 2007-RZ1   RAMP 2007-RZ1
2005-KS6   RASC 2005-KS6 2004-KS6   RASC 2004-KS6 2006-NC2   RAMP 2006-NC2
2005-RS1   RAMP 2005-RS1 2005-EFC4   RAMP 2005-EFC4 2007-KS3   RASC 2007-KS3
2006-KS6   RASC 2006-KS6 2005-QS9   RALI 2005-QS9 2007-RS2   RAMP 2007-RS2
2004-QA3   RALI 2004-QA3 2006-RS3   RAMP 2006-RS3

 

Sch I-10

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2005-RS8   RAMP 2005-RS8 2006-S3   RFMSI 2006-S3 2005-KS12   RASC 2005-KS12
2006-QS1   RALI 2006-QS1 2006-QS13   RALI 2006-QS13 2005-KS1   RASC 2005-KS1
2006-KS5   RASC 2006-KS5 2005-KS4   RASC 2005-KS4 2007-QA3   RALI 2007-QA3
2006-KS4   RASC 2006-KS4 2005-KS8   RASC 2005-KS8 2006-RS1   RAMP 2006-RS1
2006-RS6   RAMP 2006-RS6 2006-QS6   RALI 2006-QS6 2006-QS11   RALI 2006-QS11
2005-QS16   RALI 2005-QS16 2006-QS14   RALI 2006-QS14 2007-QS7   RALI 2007-QS7
2006-EFC1   RAMP 2006-EFC1 2007-QS3   RALI 2007-QS3 2006-QA5   RALI 2006-QA5
2006-QA11   RALI 2006-QA11 2005-EFC1   RAMP 2005-EFC1 2005-RS6   RAMP 2005-RS6
2006-QS4   RALI 2006-QS4 2006-QS12   RALI 2006-QS12 2004-RS12   RAMP 2004-RS12
2006-QS2   RALI 2006-QS2 2007-SA2   RFMSI 2007-SA2 2005-QS15   RALI 2005-QS15
2005-AHL2   RASC 2005-AHL2 2007-S3   RFMSI 2007-S3 2005-QS13   RALI 2005-QS13
2005-QA9   RALI 2005-QA9 2006-QA6   RALI 2006-QA6

 

Sch I-11

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2006-NC1   RAMP 2006-NC1 2005-EFC5   RAMP 2005-EFC5 2005-QS2   RALI 2005-QS2
2005-EFC3   RAMP 2005-EFC3 2006-QS15   RALI 2006-QS15 2007-S6   RFMSI 2007-S6
2005-EFC6   RAMP 2005-EFC6 2005-RS4   RAMP 2005-RS4 2006-NC3   RAMP 2006-NC3
2006-QA4   RALI 2006-QA4 2007-QS8   RALI 2007-QS8 2004-KS12   RASC 2004-KS12
2005-SL1   RAMP 2005-SL1 2006-S2   RFMSI 2006-S2 2005-RZ3   RAMP 2005-RZ3
2006-QS5   RALI 2006-QS5 2007-RS1   RAMP 2007-RS1 2004-QS16   RALI 2004-QS16
2006-QS7   RALI 2006-QS7 2005-RZ4   RAMP 2005-RZ4 2005-QS6   RALI 2005-QS6
2007-QS4   RALI 2007-QS4 2007-QA2   RALI 2007-QA2 2006-QS9   RALI 2006-QS9
2005-KS5   RASC 2005-KS5 2007-QS1   RALI 2007-QS1 2006-QS10   RALI 2006-QS10
2004-QA6   RALI 2004-QA6 2005-QA12   RALI 2005-QA12 2005-QA8   RALI 2005-QA8
2006-S9   RFMSI 2006-S9 2004-RS6   RAMP 2004-RS6 2007-QS5   RALI 2007-QS5
2006-QS3   RALI 2006-QS3 2006-S8   RFMSI 2006-S8

 

Sch I-12

--------------------------------------------------------------------------------

2006-QA3   RALI 2006-QA3 2005-RS7   RAMP 2005-RS7 2006-QA2   RALI 2006-QA2
2006-QA7   RALI 2006-QA7 2006-RZ5   RAMP 2006-RZ5 2006-RZ2   RAMP 2006-RZ2
2005-QA13   RALI 2005-QA13 2005-KS3   RASC 2005-KS3 2005-QA3   RALI 2005-QA3
2005-QS17   RALI 2005-QS17 2005-KS2   RASC 2005-KS2 2006-QA8   RALI 2006-QA8
2007-KS1   RASC 2007-KS1 2006-QA10   RALI 2006-QA10 2007-QS10   RALI 2007-QS10
2007-QA5   RALI 2007-QA5 2005-RS2   RAMP 2005-RS2 2004-QS14   RALI 2004-QS14
2007-QS9   RALI 2007-QS9 2005-QS3   RALI 2005-QS3 2005-QA10   RALI 2005-QA10
2005-QA2   RALI 2005-QA2 2007-S2   RFMSI 2007-S2 2004-RS11   RAMP 2004-RS11
2005-KS9   RASC 2005-KS9 2004-RZ4   RAMP 2004-RZ4 2007-S8   RFMSI 2007-S8
2004-SL4   RAMP 2004-SL4 2006-QS17   RALI 2006-QS17 2006-SA3   RFMSI 2006-SA3
2005-RS5   RAMP 2005-RS5 2007-SA3   RFMSI 2007-SA3 2006-RZ1   RAMP 2006-RZ1
2005-QS7   RALI 2005-QS7 2005-QA6   RALI 2005-QA6

 

Sch I-13

--------------------------------------------------------------------------------

2005-EFC2   RAMP 2005-EFC2 2005-QS5   RALI 2005-QS5 2005-QA11   RALI 2005-QA11
2004-S9   RFMSI 2004-S9 2005-QA4   RALI 2005-QA4 2007-S5   RFMSI 2007-S5
2006-EFC2   RAMP 2006-EFC2 2005-QS11   RALI 2005-QS11 2005-RZ2   RAMP 2005-RZ2
2005-QS12   RALI 2005-QS12 2007-S1   RFMSI 2007-S1 2006-QA1   RALI 2006-QA1
2006-S7   RFMSI 2006-S7 2004-QA2   RALI 2004-QA2 2004-QA5   RALI 2004-QA5
2004-QS12   RALI 2004-QS12 2004-SL2   RAMP 2004-SL2 2006-S12   RFMSI 2006-S12
2005-QA5   RALI 2005-QA5 2004-QS10   RALI 2004-QS10 2005-QS10   RALI 2005-QS10
2007-S7   RFMSI 2007-S7 2006-QA9   RALI 2006-QA9 2005-RZ1   RAMP 2005-RZ1
2004-QA4   RALI 2004-QA4 2005-QA7   RALI 2005-QA7 2005-SL2   RAMP 2005-SL2
2005-SA2   RFMSI 2005-SA2 2006-S5   RFMSI 2006-S5 2004-SA1   RFMSI 2004-SA1
2004-RZ3   RAMP 2004-RZ3 2004-SL3   RAMP 2004-SL3 2006-S11   RFMSI 2006-S11
2005-SA5   RFMSI 2005-SA5 2005-QS8   RALI 2005-QS8

 

Sch I-14

--------------------------------------------------------------------------------

2005-S4   RFMSI 2005-S4 2005-QS1   RALI 2005-QS1 2005-QS4   RALI 2005-QS4
2006-S10   RFMSI 2006-S10 2006-SA4   RFMSI 2006-SA4 2004-S6   RFMSI 2004-S6
2004-QS9   RALI 2004-QS9 2005-QA1   RALI 2005-QA1 2004-QS15   RALI 2004-QS15
2007-SA1   RFMSI 2007-SA1 2006-SA1   RFMSI 2006-SA1 2006-S1   RFMSI 2006-S1
2006-S4   RFMSI 2006-S4 2005-SA3   RFMSI 2005-SA3 2005-SA4   RFMSI 2005-SA4
2005-S8   RFMSI 2005-S8 2005-S5   RFMSI 2005-S5 2005-S6   RFMSI 2005-S6 2005-S9
  RFMSI 2005-S9 2006-S6   RFMSI 2006-S6 2004-QS13   RALI 2004-QS13 2005-SA1  
RFMSI 2005-SA1 2005-S1   RFMSI 2005-S1 2004-QS8   RALI 2004-QS8 2004-S8   RFMSI
2004-S8 2004-J2   GMACMLT 2004-J2 2004-J3   GMACMLT 2004-J3 2004-J4   GMACMLT
2004-J4 2004-GH1   GMACMLT 2004-GH1 2004-J5   GMACMLT 2004-J5 2004-J6   GMACMLT
2004-J6 2005-AR3   GMACMLT 2005-AR3 2005-AR4   GMACMLT 2005-AR4 2005-AR5  
GMACMLT 2005-AR5 2005-AR6   GMACMLT 2005-AR6

 

Sch I-15

--------------------------------------------------------------------------------

2007-HE3   GMACM 2007-HE3 2007-HE4   ACE 2007-HE4 BSABS 2004-BO1   BSABS
2004-BO1 NAAC 2004-AP2   NAAC 2004-AP2 NAAC 2007-2   NAAC 2007-2 2003-AR1  
GMACMLT 2003-AR1 2003-AR2   GMACMLT 2003-AR2 2003-J10   GMACMLT 2003-J10 2003-J5
  GMACMLT 2003-J5 2003-J6   GMACMLT 2003-J6 2003-J7   GMACMLT 2003-J7 2003-J8  
GMACMLT 2003-J8 2003-J9   GMACMLT 2003-J9 2005-RP1   RAAC 2005-RP1 2005-RP2  
RAAC 2005-RP2 2005-SP2   RAAC 2005-SP2 2006-RP1   RAAC 2006-RP1 2006-RP2   RAAC
2006-RP2 2006-RP3   RAAC 2006-RP3 2006-RP4   RAAC 2006-RP4 2006-SP1   RAAC
2006-SP1 2006-SP2   RAAC 2006-SP2 2006-SP3   RAAC 2006-SP3 2006-SP4   RAAC
2006-SP4 2007-RP1   RAAC 2007-RP1 2007-RP2   RAAC 2007-RP2 2007-RP3   RAAC
2007-RP3 2007-RP4   RAAC 2007-RP4 2007-SP1   RAAC 2007-SP1 2007-SP2   RAAC
2007-SP2 2007-SP3   RAAC 2007-SP3 2001-QS13   RALI 2001-QS13 2001-QS16   RALI
2001-QS16 2001-QS17   RALI 2001-QS17

 

Sch I-16

--------------------------------------------------------------------------------

2001-QS18   RALI 2001-QS18 2001-QS19   RALI 2001-QS19 2002-QS1   RALI 2002-QS1
2002-QS11   RALI 2002-QS11 2002-QS12   RALI 2002-QS12 2002-QS13   RALI 2002-QS13
2002-QS14   RALI 2002-QS14 2002-QS16   RALI 2002-QS16 2002-QS17   RALI 2002-QS17
2002-QS18   RALI 2002-QS18 2002-QS19   RALI 2002-QS19 2002-QS2   RALI 2002-QS2
2002-QS3   RALI 2002-QS3 2002-QS4   RALI 2002-QS4 2002-QS5   RALI 2002-QS5
2002-QS6   RALI 2002-QS6 2002-QS7   RALI 2002-QS7 2002-QS8   RALI 2002-QS8
2002-QS9   RALI 2002-QS9 2003-QA1   RALI 2003-QA1 2003-QS1   RALI 2003-QS1
2003-QS10   RALI 2003-QS10 2003-QS11   RALI 2003-QS11 2003-QS12   RALI 2003-QS12
2003-QS13   RALI 2003-QS13 2003-QS14   RALI 2003-QS14 2003-QS15   RALI 2003-QS15
2003-QS16   RALI 2003-QS16 2003-QS17   RALI 2003-QS17 2003-QS18   RALI 2003-QS18
2003-QS19   RALI 2003-QS19 2003-QS2   RALI 2003-QS2 2003-QS20   RALI 2003-QS20
2003-QS21   RALI 2003-QS21 2003-QS22   RALI 2003-QS22

 

Sch I-17

--------------------------------------------------------------------------------

2003-QS23   RALI 2003-QS23 2003-QS3   RALI 2003-QS3 2003-QS4   RALI 2003-QS4
2003-QS5   RALI 2003-QS5 2003-QS6   RALI 2003-QS6 2003-QS7   RALI 2003-QS7
2003-QS8   RALI 2003-QS8 2003-QS9   RALI 2003-QS9 2004-QA1   RALI 2004-QA1
2004-QS1   RALI 2004-QS1 2004-QS11   RALI 2004-QS11 2004-QS2   RALI 2004-QS2
2004-QS3   RALI 2004-QS3 2004-QS4   RALI 2004-QS4 2004-QS5   RALI 2004-QS5
2004-QS6   RALI 2004-QS6 2004-QS7   RALI 2004-QS7 2001-RS2   RAMP 2001-RS2
2002-RS2   RAMP 2002-RS2 2002-RS3   RAMP 2002-RS3 2002-RZ2   RAMP 2002-RZ2
2002-RZ3   RAMP 2002-RZ3 2002-SL1   RAMP 2002-SL1 2003-RS10   RAMP 2003-RS10
2003-RS7   RAMP 2003-RS7 2003-SL1   RAMP 2003-SL1 2004-KR1   RAMP 2004-KR1
2004-RS2   RAMP 2004-RS2 2004-RS3   RAMP 2004-RS3 2004-RZ1   RAMP 2004-RZ1
2004-SL1   RAMP 2004-SL1 2001-KS2   RASC 2001-KS2 2001-KS3   RASC 2001-KS3
2003-KS10   RASC 2003-KS10 2003-KS11   RASC 2003-KS11

 

Sch I-18

--------------------------------------------------------------------------------

2003-KS2   RASC 2003-KS2 2003-KS3   RASC 2003-KS3 2003-KS6   RASC 2003-KS6
2003-KS7   RASC 2003-KS7 2003-KS8   RASC 2003-KS8 2004-KS1   RASC 2004-KS1
2004-KS2   RASC 2004-KS2 2004-KS3   RASC 2004-KS3 2004-KS5   RASC 2004-KS5
2003-S10   RFMSI 2003-S10 2003-S11   RFMSI 2003-S11 2003-S12   RFMSI 2003-S12
2003-S14   RFMSI 2003-S14 2003-S15   RFMSI 2003-S15 2003-S16   RFMSI 2003-S16
2003-S17   RFMSI 2003-S17 2003-S18   RFMSI 2003-S18 2003-S19   RFMSI 2003-S19
2003-S6   RFMSI 2003-S6 2003-S7   RFMSI 2003-S7 2004-S1   RFMSI 2004-S1 2004-S3
  RFMSI 2004-S3 2004-S5   RFMSI 2004-S5 2004-RP1   RFSC 2004-RP1 2004-AR1  
GMACMLT 2004-AR1 2004-AR2   GMACMLT 2004-AR2 2005-AA1   GMACMLT 2005-AA1
2005-AF1   GMACMLT 2005-AF1 2005-AF2   GMACMLT 2005-AF2 2005-AR1   GMACMLT
2005-AR1 2005-AR2   GMACMLT 2005-AR2 2005-J1   GMACMLT 2005-J1 2006-AR1  
GMACMLT 2006-AR1 2006-AR2   GMACMLT 2006-AR2 2006-J1   GMACMLT 2006-J1

 

Sch I-19

--------------------------------------------------------------------------------

2004-KR2   RAMP 2004-KR2 2004-PS1   RFMSI 2004-PS1 2004-S7   RFMSI 2004-S7
2005-S3   RFMSI 2005-S3 2003-GH1   GMACMLT 2003-GH1 2003-GH2   GMACMLT 2003-GH2
2006-SA2   RFMSI 2006-SA2 2007-S9   RFMSI 2007-S9 2007-SA4   RFMSI 2007-SA4
2004-J1   GMACMLT 2004-J1 2005-SP3   RAAC 2005-SP3 2002-QS15   RALI 2002-QS15
2003-S13   RFMSI 2003-S13 2003-S4   RFMSI 2003-S4 2004-S4   RFMSI 2004-S4
2004-AP1   NAAC 2004-AP1 2005-AP1   NAAC 2005-AP1 2004-RS4   RAMP 2004-RS4
2002-KS2   RASC 2002-KS2 ISAC 2004-4   Impac SAC 2004-4 ISAC 2005-1   IMPAC TO
SAC 2005-1 ISAC 2006-1   Impac SAC 2006-1 ISAC 2006-2   Impac SAC 2006-2 ISAC
2006-4   Impac SAC 2006-4 ISAC 2006-5   Impac SAC 2006-5 ISAC 2007-3   Impac SAC
2007-3 2652   SGMS 2007-AHL1 2709   NMFT 2003-2 2710   NMFT 2003-3 2711   NMFT
2003-4 2715   NMFT 2004-4 2764   NMI 2006-5 3048   Equity One 2002-4 3052  
Equity One 2003-3 3056   Equity One 2004-3

 

Sch I-20

--------------------------------------------------------------------------------

3058   Equity One 2004-5 3065   Equity One 2005-C 3066   Equity One 2005-5 3067
  Equity One 2005-D 3114   GPMF 2006-OH1 3115   GSAA 2006-10 3116   GSAA 2006-11
3117   GSAA 2006-14 3118   GSAA 2006-15 3119   GSAA 2006-16 3120   GSAA 2006-17
3121   GSAA 2006-18 3122   GSAA 2006-19 3123   GSAA 2006-20 3124   GSAA 2006-3
3125   GSAA 2006-4 3126   GSAA 2006-5 3127   GSAA 2006-6 3128   GSAA 2006-7 3129
  GSAA 2006-8 3130   GSAA 2006-9 3131   GSAA 2007-07 3132   GSAA 2007-08 3133  
GSAA 2007-09 3134   GSAA 2007-1 3135   GSAA 2007-10 3136   GSAA 2007-2 3137  
GSAA 2007-3 3138   GSAA 2007-4 3139   GSAA 2007-5 3140   GSAA 2007-6 3171   GSR
2006-10F 3172   GSR 2006-2F 3173   GSR 2006-3F 3174   GSR 2006-4F

 

Sch I-21

--------------------------------------------------------------------------------

3175   GSR 2006-5F 3176   GSR 2006-8F 3177   GSR 2006-OA1 3178   GSR 2007-1F
3179   GSR 2007-2F 3180   GSR 2007-4F 3181   GSR 2007-5F 3182   GSR 2007-AR1
3183   GSR 2007-OA1 3184   GSR 2007-OA2 3187   Homeowner’s Financial 1996-1 3238
  CWABS 2002-03 3241   CWABS 2002-BC1 3243   CWABS 2002-BC3 3244   CWABS
2004-BC2 3245   CWABS 2004-BC3 3253   CWALT 2004-09T1 3260   CWALT 2004-J2 3261
  CWALT 2004-J3 3263   CWALT 2004-J8 3264   CWALT 2007-2 CB 3266   CWALT 2007-6
3267   CWMBS 1998-04 ALT 1998-2 3273   CWMBS 2002-39_CHL 2002-39 3274   CWMBS
2002-J5_CHL 2002-J5 3275   CWMBS 2003-01_CHL 2003-1 3277   CWMBS 2003-03_CHL
2003-03 3280   CWMBS 2003-11_CHL 2003-11 3281   CWMBS 2003-13 ALT 2003-5T2 3282
  CWMBS 2003-16 ALT 2003-6T2 3283   CWMBS 2003-22 ALT 2003-9T1 3284   CWMBS
2003-25 ALT 2003-11T1 3286   CWMBS 2003-33 ALT 2003-15T2 3287   CWMBS
2003-34_CHL 2003-34 3293   CWMBS 2003-55 ALT 2003-21T1

 

Sch I-22

--------------------------------------------------------------------------------

3295   CWMBS 2003-J11 ALT 2003-J1 3300   CWMBS 2003-J8_CHL 2003-J8 3304  
Popular 2006-C 3305   Popular 2006-D 3306   Popular 2006-E 3314   RAAC 2004-SP3
3324   RALI 2002-QS6 3328   RALI 2003-QS18 3330   RALI 2003-QS6 3332   RALI
2003-QS8 3333   RALI 2004-QA3 3334   RALI 2004-QS15 3335   RALI 2004-QS5 3336  
RALI 2004-QS8 3339   RALI 2001-QS16 3340   RALI 2001-QS17 3342   RALI 2002-QS10
3343   RALI 2002-QS3 3344   RALI 2002-QS8 3347   RALI 2003-QS2 3349   RALI
2004-QA4 3352   RALI 2004-QS12 3353   RALI 2004-QS14 3356   RALI 2004-QS4 3360  
RALI 2005-QS12 3364   RALI 2005-QS4 3365   RALI 2006-QS2 3367   RAMP 2001-RS3
3377   RAMP 2004-SL2 3378   RAMP 2004-SL3 3379   RAMP 2004-SL4 3399   RFMSI
2005-S8 3400   RFMSI 2006-S10 3453   CPT 2004-EC1 3458   Equity One 1999-1

 

Sch I-23

--------------------------------------------------------------------------------

3459   Equity One 2001-3 3460   Equity One 2002-1 3464   Equity One 2005-2 3466
  Equity One 2005-3 3494   SASC 2004-13 3495   SASC 2004-7 3503   UBS 2001-PB1
3504   UBS 2001-PB2 3506   Chase 2003-S13 3797   NMFT 2005-1 3799   NMFT 2005-3
3802   NMI 2006-2 3803   NMI 2006-3 3804   NMI 2006-4 3845   Saxon 99-3 3846  
Saxon 99-5 3847   Saxon 00-1 3850   Saxon 00-4 2005-RP3   RAAC 2005-RP3 2003-S20
  RFMSI 2003-S20 2004-S2   RFMSI 2004-S2 HVMLT 2006-14   HVMLT 2006-14 HVMLT
2006-10   HVMLT 2006-10 MSLT 2007-1   MSLT 2007-1 HVMLT 2007-3   HVMLT 2007-3
2002-FLOW   2002-FLOW HVMLT 2007-4   HVMLT 2007-4 HVMLT 2007-06   HVMLT 2007-06
MSLT 2007-2   MSLT 2007-2 WHOLE-LOAN   COUNRTYWIDE/BANK OF AMERICA GPMF 2006-AR7
  GPMF 2006-AR7 GPMF 2006-AR4   GPMF 2006-AR4 LXS 2006-GP4   LXS 2006-GP4 GPMF
2006-AR5   GPMF 2006-AR5 DBALT 2007-OA5   DBALT 2007-OA5

 

Sch I-24

--------------------------------------------------------------------------------

GPMF 2006-AR6   GPMF 2006-AR6 GPMF 2007-AR1   GPMF 2007-AR1 MSLT 2006-03   MSLT
2006-03 EVERBANKFHA   EVERBANKFHA TCMLT 2006-1   TCMLT 2006-1 GPMF 2006-AR8  
GPMF 2006-AR8 MSLT 2006-2   MSLT 2006-2 LXS 2006-GP3   LXS 2006-GP3 DBALT
2007-OA4   DBALT 2007-OA4 GPMF 2007-AR2   GPMF 2007-AR2 SASCO 2007-GEL2   SASCO
2007-GEL2 SASCO 2006-GEL3   SASCO 2006-GEL3 MARM 2006-OA2   MARM 2006-OA2 LXS
2006-GP2   LXS 2006-GP2 LXS 2006-GP1   LXS 2006-GP1 HVMLT 2005-11   HVMLT
2005-11 WHOLE-LOAN   MANA 2007-OAR3 WHOLE-LOAN   MSLT 2005-03 2003-7   2003-7
LXS 2006-4N   LXS 2006-4N LBHI SCRATCHDENT   LBHI SCRATCHDENT DBALT 2007-OA3  
DBALT 2007-OA3 BSALTA 2006-1   BSALTA 2006-1 SEQ 2007-2   SEQ 2007-2 SEQ 2007-4
  SEQ 2007-4 DBALT 2007-RAMP1   DBALT 2007-RAMP1 MARM 2005-1   MARM 2005-1 HVMLT
2006-SB1   HVMLT 2006-SB1 DMSI 2004-5   DMSI 2004-5

 

Sch I-25

--------------------------------------------------------------------------------

DBALT 2003-2XS   DBALT 2003-2XS MSLT 2005-01   MSLT 2005-01 BSALTA 2006-3  
BSALTA 2006-3 WHOLE-LOAN   AMALGAMATED BANK HVMLT 2005-15   HVMLT 2005-15 HVMLT
2007-07   HVMLT 2007-07 LUM 2006-4   LUM 2006-4 LXS 2006-12N   LXS 2006-12N ARMT
2005-11   ARMT 2005-11 MLMI 2005-A6   MLMI 2005-A6 1-02 FHA/VA   1-02 FHA/VA
9-02 FHAVA   9-02 FHAVA SEQ 2004-3   SEQ 2004-3 DMSI 2004-1   DMSI 2004-1 SEQ
2007-1   SEQ 2007-1 MSLT 2004-1   MSLT 2004-1 ENTITY 571   ENTITY 571 SUBFLOW
2005   SUBFLOW 2005 DBALT 2003-4XS   DBALT 2003-4XS 0103 FHAVA   0103 FHAVA
2007-E1   2007-E1 RAST 2005-A6CB   RAST 2005-A6CB GSR 2006-AR1   GSR 2006-AR1
LUM 2006-3   LUM 2006-3 DMSI 2004-4   DMSI 2004-4 ARMT 2005-9   ARMT 2005-9 GSR
2007-AR1   GSR 2007-AR1 GSMPS 2006-RP2   GSMPS 2006-RP2 WHOLE-LOAN   WASHINGTON
MUTUAL MTG SEC CORP WHOLE-LOAN   E*TRADE BANK DBALT 2005-3   DBALT 2005-3
2004-WH6   2004-WH6

 

Sch I-26

--------------------------------------------------------------------------------

SEQ 2004-10   SEQ 2004-10 SEQ 2004-4   SEQ 2004-4 SEQ 2004-12   SEQ 2004-12
2006-WH17   2006-WH17 LXS 2006-10N   LXS 2006-10N BAFC 2006-4   BAFC 2006-4 HALO
2007-AR1   HALO 2007-AR1 GSR 2006-4F   GSR 2006-4F SARM 2007-3   SARM 2007-3
CSFB 2005-9   CSFB 2005-9 GSR 2006-AR2   GSR 2006-AR2 ICMB 2004-11   ICMB
2004-11 NCHELT 2004-A   NCHELT 2004-A ICMB 2003-9F   Impac CMB 2003-9F ICMB
2004-10   Impac CMB 2004-10 ICMB 2004-4   Impac CMB 2004-4 ICMB 2004-5   Impac
CMB 2004-5 ICMB 2004-7   Impac CMB 2004-7 ICMB 2004-8   Impac CMB 2004-8 ICMB
2004-9   Impac CMB 2004-9 ICMB 2005-1   Impac CMB 2005-1 ICMB 2005-2   Impac CMB
2005-2 ICMB 2005-4   Impac CMB 2005-4 ICMB 2005-8   Impac CMB 2005-8 ICMB 2007-A
  Impac CMB 2007-A ISAC 2002-2   Impac SAC 2002-2 ISAC 2002-3   Impac SAC 2002-3
ISAC 2003-1   Impac SAC 2003-1 ISAC 2003-3   Impac SAC 2003-3 ISAC 2004-1  
Impac SAC 2004-1 ISAC 2004-2   Impac SAC 2004-2

 

Sch I-27

--------------------------------------------------------------------------------

SCHEDULE II

RETAINED SERVICING FEE PERCENTAGE

 

From Month1   To Month   Retained Fee   1   3     16.75    4   6     15.75    7
  9     15.25    10   12     14.75    13   15     14.75    16   18     14.25   
19   21     13.75    22   24     13.50    25   27     13.50    28   30     13.25
   31   33     13.00    34   36     13.00    37   39     13.00    40   42    
13.00    43   45     13.00    46   48     13.00    49   51     13.00    52   54
    13.00    55   57     13.00    58   60     13.00    61   63     13.00    64  
66     13.00    67   69     13.00    70   72     13.00   

 

1 

Starting with July 2013.

 

Sch II-1

--------------------------------------------------------------------------------

SCHEDULE III

TARGET RATIO SCHEDULE

 

Month2   Target Advance Ratio   1     2.87 %  2     2.82 %  3     2.78 %  4    
2.74 %  5     2.70 %  6     2.66 %  7     2.62 %  8     2.58 %  9     2.54 %  10
    2.50 %  11     2.47 %  12     2.43 %  13     2.39 %  14     2.36 %  15    
2.32 %  16     2.29 %  17     2.25 %  18     2.22 %  19     2.18 %  20     2.15
%  21     2.12 %  22     2.09 %  23     2.06 %  24     2.03 %  25     2.00 %  26
    1.97 %  27     1.94 %  28     1.91 %  29     1.88 %  30     1.85 %  31    
1.82 %  32     1.80 %  33     1.77 %  34     1.74 %  35     1.72 %  36     1.69
% 

 

2 

Starting with July 2013.

 

Sch III-1

--------------------------------------------------------------------------------

37     1.66 %  38     1.64 %  39     1.61 %  40     1.59 %  41     1.57 %  42  
  1.54 %  43     1.52 %  44     1.50 %  45     1.50 %  46     1.50 %  47    
1.50 %  48     1.50 %  49     1.50 %  50     1.50 %  51     1.50 %  52     1.50
%  53     1.50 %  54     1.50 %  55     1.50 %  56     1.50 %  57     1.50 %  58
    1.50 %  59     1.50 %  60     1.50 %  61     1.50 %  62     1.50 %  63    
1.50 %  64     1.50 %  65     1.50 %  66     1.50 %  67     1.50 %  68     1.50
%  69     1.50 %  70     1.50 %  71     1.50 %  72     1.50 % 

 

Sch III-2