Exhibit 10.1

First Amendment to Marketing Agreement

This First Amendment to Marketing Agreement ("Amendment") dated July __, 2000,
is made and entered into by and between Charles Schwab & Co., Inc., a California
corporation, ("Schwab") and E-LOAN, Inc., a Delaware corporation ("E-LOAN"), and
is effective as of April 25, 2000.

WHEREAS, Schwab and E-LOAN have entered into a Marketing Agreement (the
"Agreement") dated April 25, 2000;

WHEREAS, Schwab and E-LOAN have a mutual desire to amend the Agreement as set
forth in this Amendment.

NOW, THEREFORE, the parties hereby agree as follows:

l. The following Section 11.4.1 is hereby added to the Agreement as follows:

11.4.1 Termination by E-LOAN. E-LOAN shall have the right to terminate the
Agreement at the end of the First Year, upon 180 days written notice to Schwab.

2. Except for the changes set forth in this Amendment, the Agreement shall
remain unchanged in all respects, and shall remain in full force and effect in
accordance with its terms

E-LOAN, INC.

CHARLES SCHWAB & CO., INC.

By: __________________

By: __________________

Name: _______________

Name: _______________

Title: ________________

Title: ________________

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