QuickLinks -- Click here to rapidly navigate through this document

EXHIBIT 10.13

COMPENSATION TO OUTSIDE DIRECTORS

 
  2004

--------------------------------------------------------------------------------

  2005

--------------------------------------------------------------------------------

Annual Retainer Fee:   $ 10,000   $ 25,000 Annual Fee for Committee
Chairmanships:     —   $ 5,000 Attendance for Board Meetings (includes
telephonic attendance):   $ 2,500   $ 2,500 Attendance by Committee Member at
Committee Meeting (includes telephonic attendance):   $ 1,000   $ 1,000

All reasonable out-of-pocket travel expenses, which are incurred in connection
with Board and Committee meetings will be reimbursed.

In addition, the Outside Directors will receive stock grants in the future.

--------------------------------------------------------------------------------

QuickLinks

EXHIBIT 10.13

COMPENSATION TO OUTSIDE DIRECTORS