Exhibit 10(n)

MODIFICATION AGREEMENT

          This Amendment and Modification Agreement (this “Agreement”), dated as
of January 31, 2003, is made by and between Berger Holdings, Ltd., a
Pennsylvania corporation (the “Company”), and Argosy Investment Partners, L.P.,
a Pennsylvania limited partnership (“Argosy”).

BACKGROUND

          A.    Argosy is the holder of the Company’s 10% Subordinated Debenture
due December 31, 2003 (the “Debenture”) which was amended and restated pursuant
to that certain Exchange Agreement, dated as of January 12, 2001, by and between
the Company and Argosy (the “Exchange Agreement”).

          B.    The Company has requested, and Argosy has agreed, by execution
of this Agreement, to modify certain provisions of the Debenture.

          NOW, THEREFORE, intending to be legally bound, the Company and Argosy
hereby agree as follows:

          1.     Prepayment.  On the date hereof, the Company shall pay to
Argosy Seven Hundred Fifty Thousand Dollars ($750,000) principal amount of the
Debenture, plus an amount equal to the interest on such principal amount then
due and unpaid as of the date hereof.

          2.     Term Extension.  The Regular Maturity Date (as defined in the
Debenture) is hereby extended to June 30, 2005.

          3.     Interest Rate.  The interest rate payable on the remaining
principal amount of the Debenture shall be increased from 10% per annum as
follows:

                  (a)     to 12% per annum for the period beginning February 1,
2003 and ending December 31, 2003;

                  (b)     to 13% per annum for the period beginning January 1,
2004 and ending December 31, 2004; and

                  (c)     to 14% per annum for the period beginning January 1,
2005 and ending June 30, 2005.

          4.     Amendment of Debenture.  All terms, conditions, provisions and
covenants in the Debenture and the Exchange Agreement shall remain unaltered and
in full force and effect except as modified hereby.  The Debenture shall be
deemed modified as provided herein effective immediately.

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          5.     Miscellaneous.  This Agreement shall be governed by and
construed according to the laws of the Commonwealth of Pennsylvania.  This
Agreement shall inure to the benefit of, and be binding upon, the parties hereto
and their respective successors and assigns and may be executed in one or more
counterparts, each of which shall be deemed an original, but all of which
together shall constitute one and the same instrument.

          IN WITNESS WHEREOF, the parties hereto have executed this Agreement as
of the day and year first written above.

 

BERGER HOLDINGS, LTD.

 

 

 

By:

/s/ JOSEPH F. WEIDERMAN

 

 

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Joseph F. Weiderman

 

 

President

 

 

 

 

ARGOSY INVESTMENTS PARTNERS, L.P.

 

 

 

By: ARGOSY ASSOCIATES, L.P., its general partner

 

 

 

By: ARGOSY ASSOCIATES, INC., its general partner

 

 

 

By:

/s/ JOHN PAUL KIRWIN, III

 

 

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John Paul Kirwin, III

 

 

 

Vice President

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