Exhibit 10.1

EXECUTION VERSION

FIRST AMENDMENT dated as of December 4, 2013 (this “Amendment”) to the CREDIT
AGREEMENT dated as of August 22, 2011, as amended and restated as of July 25,
2013 (the “Credit Agreement”), among NCR CORPORATION (the “Borrower”), the
LENDERS party thereto and JPMORGAN CHASE BANK, N.A., as Administrative Agent
(the “Administrative Agent”) and to the Guarantee and Pledge Agreement dated as
of August 22, 2011 (the “Guarantee and Pledge Agreement”) among the Borrower,
the Subsidiary Loan Parties party thereto, and the Administrative Agent.

WHEREAS, the Lenders have agreed to extend credit to the Borrower under the
Credit Agreement on the terms and subject to the conditions set forth therein.
Capitalized terms used but not defined herein have the meanings assigned to such
terms in the Credit Agreement and the Guarantee and Collateral Agreement, in
each case as amended hereby, unless the context otherwise requires.

WHEREAS, the Borrower has notified the Lenders and the Administrative Agent that
it has entered into the DIC Acquisition Agreement and intends to consummate the
DIC Acquisition Transactions.

WHEREAS, certain of the contemplated DIC Acquisition Transactions are not
permitted under the Credit Agreement without the consent of the Required Lenders
and the Administrative Agent, and the Borrower has requested that the Lenders
and the Administrative Agent consent to amend certain provisions of the Credit
Agreement to permit such DIC Acquisition Transactions and similar transactions
in the future.

WHEREAS, the Borrower has requested that the Credit Agreement be further amended
by revising Section 6.12 and Section 6.13 thereof, and the Borrower and the
Subsidiary Loan Parties have agreed to amend and restate the Guarantee and
Pledge Agreement to provide for the grant of security interests in certain
assets of the Borrower and the Subsidiary Loan Parties to secure the
Obligations.

WHEREAS, the Lenders whose signatures appear below, constituting the Required
Lenders, and the Administrative Agent, have agreed to so amend the Credit
Agreement and amend and restate the Guarantee and Pledge Agreement, in each case
on the terms and subject to the conditions set forth herein.

NOW, THEREFORE, in consideration of the mutual agreements herein contained and
other good and valuable consideration, the sufficiency and receipt of which are
hereby acknowledged, the parties hereto hereby agree as follows:

1. Amendment of Credit Agreement. Except as provided in clause (l) below,
effective as of the Amendment Effective Date (as defined below):

(a) Section 1.01 of the Credit Agreement is amended by inserting the following
definitions in proper alphabetical order:

“DIC” means Digital Insight Corporation, a Delaware corporation.

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“DIC Acquisition” means the acquisition by the Borrower of all of the issued and
outstanding Equity Interests of the indirect parent company of DIC pursuant to
the DIC Acquisition Agreement.

“DIC Acquisition Agreement” means the Agreement and Plan of Merger, dated as of
December 2, 2013, by and among the Borrower, Delivery Acquisition Corporation,
Fandango Holdings Corporation and the Stockholder Representative named therein.

“DIC Acquisition Transactions” means the DIC Acquisition and the following
actions taken or effected in connection with the DIC Acquisition:

(a) the obtaining by the Borrower or a Permitted Escrow Subsidiary of funds to
pay a portion of the cash acquisition consideration for the DIC Acquisition
through (i) the Equity Offering, if any, and (ii) either (x) the issuance and
sale by the Borrower or a Permitted Escrow Subsidiary of one or more series of
DIC Notes in a Rule 144A or other private placement on or before the DIC Closing
Date and/or (y) the borrowing by the Borrower under the DIC Senior Bridge
Facility of senior unsecured term loans in an aggregate principal amount not to
exceed $1,200,000,000 minus the aggregate gross cash proceeds from any Equity
Offering and the aggregate principal amount of the DIC Notes in an aggregate
amount of up to $1,200,000,000 issued on or before the DIC Closing Date (the
“DIC Senior Bridge Loans”); and

(b) if the DIC Notes are issued by the Borrower or a Permitted Escrow Subsidiary
prior to the date of consummation of the DIC Acquisition, the Permitted Escrow
Transactions with respect to the DIC Notes.

“DIC Closing Date” means the date on which the DIC Acquisition is consummated.

“DIC Notes” means senior unsecured (except as contemplated by the definition of
“Permitted Escrow Transactions”) notes of the Borrower or a Permitted Escrow
Subsidiary in an aggregate principal amount not to exceed $1,700,000,000 issued
and sold to provide a portion of the cash consideration payable for the DIC
Acquisition.

“DIC Seller” means Thoma Bravo, LLC or Affiliates thereof owning all of the
issued and outstanding Equity Interests in DIC.

“DIC Senior Bridge Facility” means a senior unsecured bridge loan facility
provided by banks and other financial institutions to the Borrower to provide a
portion of the cash consideration payable for the DIC Acquisition.

“DIC Senior Bridge Loans” has the meaning set forth in the definition of “DIC
Acquisition Transactions”.

 

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“Equity Offering” means the issuance and sale by the Borrower of Equity
Interests in one or more public offerings consummated after the date of
announcement of DIC Acquisition.

“First Amendment” means the First Amendment to this Agreement and to the
Guarantee and Pledge Agreement, dated as of December 4, 2013, among the
Borrower, the Subsidiary Loan Parties, the Lenders party thereto and the
Administrative Agent.

“First Amendment Effective Date” means the date on which the First Amendment
became effective in accordance with its terms.

“Notes” means (a) the DIC Notes or (b) senior unsecured (except as contemplated
by the definition of “Permitted Escrow Transactions”) notes of the Borrower or a
Permitted Escrow Subsidiary issued and sold to provide a portion of the cash
consideration payable for any other Permitted Material Acquisition.

“Permitted Escrow Funds” means, with respect to any Notes issued prior to the
date of consummation of the related Permitted Material Acquisition, the sum of
(a) the aggregate cash proceeds received by the Borrower or a Permitted Escrow
Subsidiary from the issuance and sale of such Notes, plus (b) cash in an amount
equal to interest accruing on such Notes for the escrow period provided in the
escrow agreement applicable to such Notes.

“Permitted Escrow Subsidiary” means a wholly-owned limited purpose Subsidiary of
the Borrower formed solely for the purposes of, and that solely engages in, the
issuance of Notes and the Permitted Escrow Transactions with respect to such
Notes in connection with a Permitted Material Acquisition; provided that such
Permitted Escrow Subsidiary (a) has no assets or liabilities other than (i) cash
and Cash Equivalents constituting Permitted Escrow Funds with respect to the
applicable Notes and (ii) obligations under the applicable Notes or otherwise
arising out of the Permitted Escrow Transactions with respect to such Notes and
(b) is merged into or consolidated with the Borrower (with the Borrower as the
surviving Person) substantially contemporaneously with the consummation of such
Permitted Material Acquisition, with the Borrower assuming such Permitted Escrow
Subsidiary’s obligations under the applicable Notes upon consummation of such
merger or consolidation.

“Permitted Escrow Transactions” means, with respect to any Notes issued prior to
the date of consummation of the related Permitted Material Acquisition, (a) the
establishment by the Borrower or a Permitted Escrow Subsidiary of a segregated
escrow account under the sole control of the trustee for such Notes or other
escrow agent reasonably acceptable to the Administrative Agent, in each case
pursuant to an escrow agreement reasonably acceptable to the Administrative
Agent, which shall provide for the termination of such escrow and the discharge
and release of the related Liens permitted by clause (c) below upon the earliest
to occur of the events specified in the proviso in Section 6.02(a)(xx) hereof,
(b) the depositing of the Permitted Escrow Funds with respect to such Notes into
such escrow account substantially contemporaneously with the

 

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issuance of such Notes and (c) the granting by the Borrower or a Permitted
Escrow Subsidiary of a Lien on such escrow account and the Permitted Escrow
Funds deposited therein (and any earnings thereon) in favor of the trustee for
such Notes, for the ratable benefit of the holders of such Notes.

“Permitted Material Acquisition” means a Permitted Acquisition that is a
Material Acquisition, including, as applicable, the DIC Acquisition.

“Personal Property Collateral Release Date” means the date on which the Borrower
issues Equity Interests, the Net Proceeds of which equal or exceed $500,000,000,
and such Net Proceeds are used to prepay Term Borrowings in an amount equal to
such Net Proceeds; provided that (a) such date occurs on or prior to
December 31, 2014 and (b) on such date the Borrower has achieved a corporate
credit rating from S&P of at least BB+ and a corporate family rating from
Moody’s of at least Ba2, in each case with a stable or better outlook.

“Senior Bridge Facility” means the DIC Senior Bridge Facility and any other
senior unsecured bridge loan facility provided by banks and other financial
institutions to the Borrower to provide a portion of the cash consideration
payable for a Permitted Material Acquisition.

“Senior Bridge Loans” means the DIC Senior Bridge Loans and any other bridge
loans incurred in connection with a Permitted Material Acquisition.

(b) Section 1.01 of the Credit Agreement is amended by deleting the definitions
of “Cumulative Leverage Ratio Increase Amount” and “Permitted Unsecured
Indebtedness” appearing therein and inserting the following in lieu thereof:

“Cumulative Leverage Ratio Increase Amount” means the sum of Leverage Ratio
Increase Amounts in respect of Pension Funding Indebtedness, provided that the
Cumulative Leverage Increase Amount (i) shall equal 0.00, in the case of any
fiscal quarter ending on or prior to June 30, 2014, (ii) may not exceed 0.25, in
the case of any fiscal quarter ending after June 30, 2014 and on or prior to
December 31, 2014, and (iii) may not exceed 0.50, in the case of any fiscal
quarter ending after December 31, 2014 and on or prior to December 31, 2016;
provided, further, that if any Indebtedness, including of Term Loans made on the
Effective Date, is treated by the Borrower as Pension Funding Indebtedness when
incurred, but the proceeds thereof are not applied as required by the definition
of “Pension Funding Indebtedness” (including within the applicable time periods
specified therein) to qualify as Pension Funding Indebtedness, on and as of the
last day of the period during which such proceeds would have to be so applied,
such Indebtedness will cease to be Pension Funding Indebtedness, any Leverage
Ratio Increase Amounts previously attributable thereto will cease to apply, the
Cumulative Leverage Ratio Increase Amount will be recalculated in accordance
with the foregoing definition without regard to any such Leverage Ratio Increase
Amounts and such recalculated Cumulative Leverage Ratio Increase Amount will
apply from and after such day (subject to future adjustment based on subsequent
issuances of Pension Funding Indebtedness).

 

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“Permitted Unsecured Indebtedness” means Indebtedness of the Borrower or any
Subsidiary Loan Party that (i) is not secured by any collateral (including the
Collateral), (ii) does not mature earlier than, and has a weighted average life
to maturity no earlier than, 91 days after the Term Maturity Date, (iii) does
not provide for any amortization, mandatory prepayment, mandatory redemption or
mandatory repurchase (other than upon (x) an asset sale, so long as such
requirements permit the prior prepayment of the Term Borrowings with the Net
Proceeds of such asset sale, or (y) a change of control) prior to the date that
is 91 days after the Term Maturity Date and (iv) is not guaranteed by any
Subsidiary that is not a Subsidiary Loan Party; provided that,
(a) notwithstanding any failure of any Senior Bridge Loans (or any extended term
loans or exchange notes into or for which such Senior Bridge Loans may be
converted or exchanged in accordance with the terms thereof) to comply with the
requirements set forth in clauses (ii) and (iii) of this definition, such Senior
Bridge Loans (and such extended term loans and exchange notes) shall constitute
Permitted Unsecured Indebtedness for all purposes under this Agreement so long
as (x) such Senior Bridge Loans do not mature prior to the first anniversary of
the DIC Closing Date or the closing date of the applicable Permitted Material
Acquisition and the definitive documentation governing the Senior Bridge
Facility contains provisions requiring, on or prior to such maturity date,
automatic conversion of the Senior Bridge Loans into extended term loans (and
permitting exchange of the Senior Bridge Loans for exchange notes), in each case
having a maturity and weighted average life to maturity that comply with the
requirements of clause (ii) of this definition, (y) the definitive documentation
governing the Senior Bridge Facility (or such extended term loans or exchange
notes, as applicable) does not require mandatory prepayment of or any mandatory
offer to prepay or repurchase the Senior Bridge Loans (or such extended term
loans or exchange notes, as applicable) other than from (I) the Net Proceeds of
sales of Equity Interests of the Borrower and (II) to the extent not required to
be applied to the prepayment of Term Borrowings, reinvested or utilized to
effect Permitted Acquisitions pursuant to Section 2.11(c) of the Credit
Agreement, from asset sales or incurrences of Indebtedness by the Borrower and
its Subsidiaries, and (z) the terms of the Senior Bridge Loans (and such
extended term loans and exchange notes) otherwise comply with the requirements
of clauses (i) and (iv) of this definition and (b) in the event that any Notes
are issued in connection with a Permitted Material Acquisition prior to the date
of consummation of such Permitted Material Acquisition, notwithstanding any
failure of such Notes to comply with the requirements set forth in clauses
(i) and (iii) of this definition solely as a result of the Permitted Escrow
Transactions with respect to such Notes and the requirement to prepay or
repurchase such Notes with the applicable Permitted Escrow Funds in accordance
with the requirements of the proviso in Section 6.02(a)(xx) hereof, such Notes
shall constitute Permitted Unsecured Indebtedness for all purposes under this
Agreement so long as the terms of such Notes otherwise comply with the
requirements of this definition. The term “Permitted Unsecured Indebtedness”
shall include the guarantees of Permitted Unsecured Indebtedness by Subsidiaries
that are Subsidiary Loan Parties.

 

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(c) Section 1.01 of the Credit Agreement is amended by inserting the following
proviso immediately prior to the period at the end of the definition of
“Consolidated Total Debt”:

; provided that, solely for the purposes of determining compliance by the
Borrower with the Leverage Ratio set forth in Section 6.12 as of the last day of
any Test Period, Consolidated Total Debt shall exclude any outstanding Notes
issued in connection with a Permitted Material Acquisition if (i) such Permitted
Material Acquisition has not been consummated on or before the last day of such
Test Period and (ii) such Notes are secured on the last day of such Test Period
by a Lien on the Permitted Escrow Funds with respect to such Notes (and any
earnings thereon) having a value at least equal to the principal amount of such
Notes, in accordance with the Permitted Escrow Transactions with respect to such
Notes

(d) Section 1.01 of the Credit Agreement is amended by replacing clause (v)(B)
of the definition of “Permitted Acquisition” with the following:

(B) the Leverage Ratio calculated on a Pro Forma Basis giving effect to such
purchase or acquisition shall be not more than 0.25 less than the then
applicable ratio under Section 6.12 (or in the case of the DIC Acquisition, not
more than the then applicable ratio under Section 6.12), if such Permitted
Acquisition is consummated prior to the Investment Grade Date, or the then
applicable ratio under Section 6.12, if such Permitted Acquisition is
consummated after the Investment Grade Date, in each case for the most recent
Test Period prior to such time for which financial statements shall have been
delivered pursuant to Sections 5.01(a) or 5.01(b) and

(e) The definition of “Permitted IP Transfer” in Section 1.01 of the Credit
Agreement is hereby amended by replacing the words “(other than Permitted
Encumbrances)” in clause (y) thereof with the words “(other than Permitted
Encumbrances and Liens in favor of the Administrative Agent, for the benefit of
the Secured Parties)”.

(f) Section 1.01 of the Credit Agreement is amended by inserting the following
proviso immediately prior to the period at the end of the definition of “Pro
Forma Adjustment”:

; provided further that cost savings actions taken, and costs incurred, by DIC
or the DIC Seller of the type referred to in clauses (a) and (b) of this
definition in connection with or arising out of the acquisition of DIC by the
DIC Seller, in each case after July 31, 2013, will be deemed to have been
actions taken and costs incurred during the Post-Acquisition Period for the DIC
Acquisition and can be included in any pro forma increase or decrease in
Consolidated EBITDA projected by the Borrower in good faith for the relevant
Test Period ending during the Post-Acquisition Period for the DIC Acquisition

 

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(g) Section 5.08 of the Credit Agreement is amended by inserting the following
sentence immediately after the first sentence thereof:

Until the Personal Property Collateral Release Date, each such policy of
liability or casualty insurance maintained by or on behalf of Loan Parties shall
(in the case of policies in effect on the First Amendment Effective Date, not
later than the date required by the First Amendment or such later date as may be
agreed to by the Administrative Agent, in its discretion), (a) in the case of
each liability insurance policy (other than workers’ compensation, director and
officer liability or other policies in which such endorsements are not
customary), name the Administrative Agent, on behalf of the Secured Parties, as
an additional insured thereunder, (b) in the case of each casualty insurance
policy, contain a loss payable clause or endorsement that names the
Administrative Agent, on behalf of the Secured Parties, as the loss payee
thereunder and (c) provide for at least 30 days’ (or such shorter number of days
as may be agreed to by the Administrative Agent, in its discretion) prior
written notice to the Administrative Agent of any cancellation of such policy.

(h) Section 6.02 of the Credit Agreement is amended by deleting the “and” at the
end of clause (a)(xviii), replacing the period at the end of clause (a)(xix)
with “; and”, and adding a new clause (a)(xx) immediately after clause (a)(xix)
to read as follows:

(xx) Liens incurred to secure any Notes issued in connection with a Permitted
Material Acquisition pursuant to the Permitted Escrow Transactions with respect
to such Notes; provided that such Liens are discharged and released on the
earliest to occur of (i) the release of the Permitted Escrow Funds with respect
to such Notes to pay a portion of the consideration for such Permitted Material
Acquisition in connection with the consummation thereof, (ii) the release of the
Permitted Escrow Funds with respect to such Notes to repay in full the principal
of and accrued interest on such Notes in the event that the acquisition
agreement relating to such Permitted Material Acquisition is terminated in
accordance with its terms prior to the consummation of such Permitted Material
Acquisition or such Permitted Material Acquisition is abandoned and (iii) the
date of the termination of the escrow period provided in the escrow agreement
applicable to such Notes.

(i) Section 6.12 of the Credit Agreement is amended to read in its entirety as
follows:

SECTION 6.12. Leverage Ratio. The Borrower will not permit the Leverage Ratio on
the last day of any fiscal quarter of the Borrower to exceed (i) (A) the sum of
4.85 plus the applicable Cumulative Leverage Ratio Increase Amount to (B) 1.00,
in the case of any fiscal quarter ending on or prior to June 30, 2014, (ii) (A)
the sum of 4.50 plus

 

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the applicable Cumulative Leverage Ratio Increase Amount to (B) 1.00, in the
case of any fiscal quarter ending after June 30, 2014 and on or prior to
December 31, 2014, (iii) (A) the sum of 4.25 plus the applicable Cumulative
Leverage Ratio Increase Amount to (B) 1.00, in the case of any fiscal quarter
ending after December 31, 2014 and on or prior to December 31, 2016, (iv) 4.00
to 1.00, in the case of any fiscal quarter ending after December 31, 2016 and on
or prior to December 31, 2017, and (v) 3.75 to 1.00 in the case of any fiscal
quarter ending after December 31, 2017.

(j) Section 6.13 of the Credit Agreement is amended to read in its entirety as
follows:

SECTION 6.13. Interest Coverage Ratio. The Borrower will not permit the Interest
Coverage Ratio for any Test Period (i) ending on or prior to December 31, 2014,
to be less than 3.00 to 1.00 and (ii) ending after December 31, 2014, to be less
than 3.50 to 1.00.

(k) Article VIII of the Credit Agreement is amended by inserting the following
paragraph immediately before the penultimate paragraph thereof:

The Secured Parties irrevocably authorize the Administrative Agent, at its
option and in its discretion, to subordinate any Lien on any property granted to
or held by the Administrative Agent under any Loan Document to the holder of any
Lien on such property that is permitted by Section 6.02(a)(v). The
Administrative Agent shall not be responsible for or have a duty to ascertain or
inquire into any representation or warranty regarding the existence, value or
collectability of the Collateral, the existence, priority or perfection of the
Administrative Agent’s Lien thereon, or any certificate prepared by any Loan
Party in connection therewith, nor shall the Administrative Agent be responsible
or liable to the Lenders for any failure to monitor or maintain any portion of
the Collateral. Each Secured Party, whether or not a party hereto, will be
deemed, by its acceptance of the benefits of the Collateral and of the
Guarantees of the Obligations provided under the Loan Documents, to have agreed
to the provisions of this Article.

(l) Effective as of the time the Guarantee and Pledge Agreement (as defined in
the Credit Agreement prior to giving effect to this Amendment) is amended and
restated in the form of the Guarantee and Collateral Agreement set forth in
Exhibit C-1 hereto pursuant to Section 2 of this Amendment:

(i) Section 1.01 of the Credit Agreement is amended by inserting the following
definition in proper alphabetical order:

“IP Security Agreements” has the meaning set forth in the Guarantee and
Collateral Agreement.

 

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(ii) Section 1.01 of the Credit Agreement is amended by deleting the definitions
of “Collateral Agreement”, “Guarantee and Pledge Agreement” and “Security
Documents” appearing therein and inserting the following in lieu thereof:

“Collateral Agreement” means the Pledge Agreement and the Guarantee and
Collateral Agreement.

“Guarantee and Collateral Agreement” means the Guarantee and Collateral
Agreement among the Borrower, the other Loan Parties, and the Administrative
Agent, substantially in the form of Exhibit C-1, together with all supplements
thereto.

“Security Documents” means the Collateral Agreement, the Foreign Pledge
Agreements, the IP Security Agreements and each other security agreement or
other instrument or document executed and delivered pursuant to Sections 5.03 or
5.12 to secure the Obligations.

(iii) The definition of the term “Collateral and Guarantee Requirement” in
Section 1.01 of the Credit Agreement is amended by redesignating clauses (c) and
(d) as clauses (d) and (e), respectively, and adding a new clause
(c) immediately after clause (b) to read as follows:

(c) until the Personal Property Collateral Release Date, (i) all Indebtedness of
the Borrower and each Subsidiary and (ii) all Indebtedness (other than Permitted
Investments in non-certificated or book entry form) of any other Person in a
principal amount of $1,000,000 or more that, in each case, is owing to any Loan
Party shall be evidenced by a promissory note and shall have been pledged
pursuant to the Collateral Agreement, and the Administrative Agent shall have
received all such promissory notes, together with undated instruments of
transfer with respect thereto endorsed in blank;

(iv) Section 3.14 of the Credit Agreement is amended by redesignating clause
(b) as clause (c) and inserting a new clause (b) immediately after clause (a) as
follows:

(b) Upon the recordation of the IP Security Agreements with the United States
Patent and Trademark Office or the United States Copyright Office, as
applicable, and the filing of the financing statements referred to in paragraph
(a) of this Section, the security interest created under the Collateral
Agreement will constitute a fully perfected security interest in all right,
title and interest of the Loan Parties in the Intellectual Property in which a
security interest may be perfected by filing in the United States of America, in
each case prior and superior in right to any other Person (it being understood
that subsequent recordings in the United States Patent and Trademark Office or
the United States Copyright Office may be necessary to perfect a security
interest in Intellectual Property acquired by the Loan Parties after the First
Amendment Effective Date).

 

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(v) Article III of the Credit Agreement is amended by inserting the following
Section 3.18 immediately after Section 3.17:

SECTION 3.18. Insurance. Schedule 3.18 sets forth a description of all insurance
maintained by or on behalf of the Borrower and the other Loan Parties as of the
First Amendment Effective Date.

(vi) Section 9.14 of the Credit Agreement is amended by redesignating clause
(c) as clause (d) and inserting a new clause (c) immediately after clause (b) as
follows:

(c) On the Personal Property Collateral Release Date, the Security Interest in
the Collateral granted pursuant to Article IV of the Guarantee and Collateral
Agreement and the IP Security Agreements will automatically terminate and be
deemed to have been released (it being understood, for the avoidance of doubt,
that no such termination or release will modify or otherwise affect any
Guarantee provided by any Loan Party under the Guarantee and Collateral
Agreement or any grant of security interests in any Collateral granted by any
Loan Party pursuant to Article III of the Guarantee and Collateral Agreement,
the Pledge Agreement or any Foreign Pledge Agreements).

(vii) A new Schedule 3.18 is added to the Credit Agreement in the form of
Schedule 3.18 delivered by the Borrower to the Administrative Agent on the
effective date of the Guarantee and Collateral Agreement.

2. Amendment of Guarantee and Pledge Agreement. Not later than the time
specified in Section 5 below, the Guarantee and Pledge Agreement (as defined in
the Credit Agreement prior to giving effect to this Amendment) will be amended
and restated in the form of the Guarantee and Collateral Agreement set forth in
Exhibit C-1 hereto, and at such time Exhibit C-1 of the Credit Agreement shall
be replaced by Exhibit C-1 hereto. Each Lender party hereto hereby authorizes
the Administrative Agent to execute and deliver the Guarantee and Collateral
Agreement.

3. Representations and Warranties. To induce the other parties hereto to enter
into this Amendment, the Borrower hereby represents and warrants to the
Administrative Agent and the Lenders that:

(a) Each of this Amendment, and the Credit Agreement, as amended hereby, has
been duly executed and delivered by the Borrower and the Guarantee and
Collateral Agreement will on the date of effectiveness thereof have been duly
executed and delivered by the Borrower and each Subsidiary Loan Party party
thereto, and each such agreement will on the Amendment Effective Date or, in the
case of the Guarantee and Collateral Agreement, when executed and delivered by
the Borrower and each Subsidiary Loan Party, constitute a legal, valid and
binding obligation of the Borrower or

 

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such Subsidiary Loan Party, as the case may be, enforceable against it in
accordance with its terms, subject to applicable bankruptcy, insolvency,
reorganization, moratorium or other laws affecting creditors’ rights generally
and to general principles of equity, regardless of whether considered in a
proceeding in equity or at law.

(b) On the Amendment Effective Date, the representations and warranties of each
Loan Party set forth in the Credit Agreement and in each other Loan Document are
true and correct (i) in the case of the representations and warranties qualified
as to materiality, in all respects and (ii) otherwise, in all material respects,
in each case as though made on and as of the Amendment Effective Date, except in
the case of any such representation and warranty that expressly relates to a
prior date, in which case such representation and warranty is so true and
correct on and as of such prior date.

(c) On and as of the Amendment Effective Date, no Default has occurred and is
continuing.

4. Effectiveness. This Amendment shall become effective on the date (the
“Amendment Effective Date”) on which each of the following conditions is
satisfied:

(a) The Administrative Agent (or its counsel) shall have received duly executed
counterparts (which may include facsimile transmission or other electronic
transmission of a signed counterpart) of this Amendment that, when taken
together, bear the authorized signatures of the Administrative Agent, the
Borrower, each Subsidiary Loan Party existing on the Amendment Effective Date
and Lenders constituting the Required Lenders.

(b) The Administrative Agent shall have received a certificate, dated the
Amendment Effective Date and signed by a Financial Officer of the Borrower,
confirming compliance with the representations and warranties contained in
Section 3 above.

(c) The Administrative Agent shall have received a favorable written opinion
(addressed to the Administrative Agent, the Lenders and the Issuing Banks and
dated the Amendment Effective Date) of each of (i) Skadden, Arps, Slate,
Meagher & Flom LLP, counsel for the Borrower, (ii) Edward Gallagher, internal
counsel for the Borrower and (iii) local counsel for the Borrower in each
jurisdiction in which any Loan Party is organized, and the laws of which are not
covered by the opinion letter referred to in clause (i) or (ii) above, in each
case in form and substance reasonably satisfactory to the Administrative Agent
(which opinions shall cover, among other things, due authorization, execution,
delivery and performance of this Amendment and no conflicts, including with
respect to performance by the Loan Parties of their obligations under Section 5
below, but shall not be required to cover the creation or perfection of security
interests under the Guarantee and Collateral Agreement).

(d) The Administrative Agent shall have received such board resolutions,
secretary’s certificates, officer’s certificates and other documents as the
Administrative Agent may reasonably request relating to the organization,
existence and good standing

 

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of each Loan Party, the authorization of the transactions contemplated hereby
(including the grant of security interests contemplated by the Guarantee and
Collateral Agreement) and any other legal matters relating to the Loan Parties,
the Loan Documents or the transactions contemplated hereby, all in form and
substance reasonably satisfactory to the Administrative Agent.

(e) The Administrative Agent shall have received payment from the Borrower, for
the account of each Lender that executes and delivers a counterpart signature
page to this Amendment at or prior to 5:00 p.m., New York City time, on
December 4, 2013 (the “Consent Deadline”), an amendment fee (the “Amendment
Fee”) in an aggregate amount equal to 0.20% of the aggregate principal amount of
the Term Loans and Revolving Commitments (whether used or unused) of such Lender
outstanding on the Consent Deadline. The Amendment Fee shall be payable in
immediately available funds and, once paid, such Amendment Fee or any part
thereof shall not be refundable.

(f) The Administrative Agent shall have received, in immediately available
funds, reimbursement or payment of all other fees payable on or prior to the
Amendment Effective Date and all out-of-pocket expenses required to be
reimbursed or paid by the Borrower under the Credit Agreement or under Section 6
below.

5. Post-Effectiveness Matters. As soon as practicable, and in any event by the
earlier of 45 days after the Amendment Effective Date and the day prior to the
first date after the Amendment Effective Date on which any Incremental Facility
under Section 2.21 of the Credit Agreement becomes effective (or such later date
with respect to any particular item as the Administrative Agent may agree to in
its reasonable discretion):

(a) The Administrative Agent (or its counsel) shall have received (i) duly
executed counterparts (which may include facsimile transmission or other
electronic transmission of a signed counterpart) of the Guarantee and Collateral
Agreement that, when taken together, bear the authorized signatures of the
Administrative Agent, the Borrower and each Subsidiary Loan Party existing on
the effective date of the Guarantee and Collateral Agreement and (ii) copies of
fully completed schedules to the Guarantee and Collateral Agreement.

(b) The Administrative Agent shall have received a favorable written opinion
(addressed to the Administrative Agent, the Lenders and the Issuing Banks and
dated the effective date of the Guarantee and Collateral Agreement) of each of
(i) Skadden, Arps, Slate, Meagher & Flom LLP, counsel for the Borrower,
(ii) Edward Gallagher, internal counsel for the Borrower and (iii) local counsel
for the Borrower in each jurisdiction in which any Loan Party is organized, and
the laws of which are not covered by the opinion letter referred to in clause
(i) above, in each case in form and substance reasonably satisfactory to the
Administrative Agent (which opinions shall cover, among other things, creation
and perfection of the security interests under the Guarantee and Collateral
Agreement).

 

12

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(c) The Administrative Agent shall have received a completed Perfection
Certificate, dated the effective date of the Guarantee and Collateral Agreement
and signed by a Financial Officer of the Borrower, together with all attachments
contemplated thereby, including the results of a search of the Uniform
Commercial Code (or equivalent) filings made with respect to the Loan Parties in
the jurisdictions contemplated by the Perfection Certificate and copies of the
financing statements (or similar documents) disclosed by such search and
evidence reasonably satisfactory to the Administrative Agent that the Liens
indicated by such financing statements (or similar documents) are permitted
under Section 6.02 of the Credit Agreement or have been, or will substantially
contemporaneously with the effective date of the Guarantee and Collateral
Agreement be, released.

(d) The Guarantee and Collateral Requirement (as such term is defined after
giving effect to this Amendment) shall have been satisfied and, in connection
therewith, the Borrower and each other Loan Party shall have (i) effected the
pledge pursuant to the Collateral and Guarantee Requirement of the Pledged Debt
Securities (as defined in the Guarantee and Collateral Agreement), (ii) executed
and delivered such IP Security Agreements as are required by the Guarantee and
Collateral Agreement to establish and perfect security interests in Intellectual
Property Collateral consisting of United States Patents, United States
registered Trademarks (and Trademarks for which United States applications for
registration are pending) and United States exclusive Copyright Licenses, and
(ii) taken all such other actions, including the filing of UCC financing
statements, as may be necessary to satisfy the Collateral and Guarantee
Requirement with respect to the Collateral.

(e) The Administrative Agent shall have received evidence that the insurance
required by Section 5.08 of the Credit Agreement is in effect, together with
endorsements naming the Administrative Agent, for the benefit of the Secured
Parties, as additional insured and loss payee thereunder to the extent required
under Section 5.08 of the Credit Agreement.

6. Expenses. The Borrower agrees to reimburse the Administrative Agent for its
reasonable and documented out-of-pocket expenses in connection with this
Amendment and the transactions contemplated hereby, including the reasonable
fees, charges and disbursements of counsel to the Administrative Agent.

7. Effect of Amendment. (a) Except as expressly set forth herein, this Amendment
shall not by implication or otherwise limit, impair, constitute a waiver of or
otherwise affect the rights and remedies of the Administrative Agent, the
Issuing Banks or the Lenders under the Credit Agreement or any of the other Loan
Documents, and shall not alter, modify, amend or in any way affect any of the
terms, conditions, obligations, covenants or agreements contained in the Credit
Agreement or any of the other Loan Documents, all of which are ratified and
affirmed in all respects and shall continue in full force and effect. Nothing
herein shall be deemed to entitle the Borrower to a consent to, or a waiver,
amendment, modification or other change of, any of the terms, conditions,
obligations, covenants or agreements contained in the Credit Agreement or any of
the other Loan Documents in similar or different circumstances.

 

13

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(b) On and after the Amendment Effective Date, any reference to the Credit
Agreement in any Loan Document shall be deemed to be a reference to the Credit
Agreement as amended by this Amendment. On and after the time the Guarantee and
Pledge Agreement (as defined in the Credit Agreement prior to giving effect to
this Amendment) is amended and restated in the form of the Guarantee and
Collateral Agreement set forth in Exhibit C-1 hereto pursuant to Section 2 of
this Amendment, any reference to the “Guarantee and Pledge Agreement” in any
Loan Document shall be deemed to be a reference to the Guarantee and Collateral
Agreement.

(c) This Amendment and the Guarantee and Collateral Agreement shall constitute
Loan Documents for all purposes of the Credit Agreement and each other Loan
Document.

8. Applicable Law; Incorporation by Reference. THIS AMENDMENT SHALL BE CONSTRUED
IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.

9. Counterparts. This Amendment may be executed in counterparts (and by
different parties hereto on different counterparts), each of which shall
constitute an original, but all of which when taken together shall constitute a
single contract. Delivery of an executed counterpart of a signature page of this
Amendment by facsimile or other electronic imaging shall be as effective as
delivery of a manually executed counterpart of this Amendment.

10. Headings. The Section headings used herein are for convenience of reference
only, are not part of this Amendment and are not to affect the construction of,
or to be taken into consideration in interpreting, this Amendment.

[Remainder of page intentionally left blank]

 

14

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IN WITNESS WHEREOF, the parties hereto have duly executed this Amendment as of
the day and year first above written.

 

NCR CORPORATION,   by      

/s/ Robert P. Fishman

    Name:   Robert P. Fishman     Title:   Senior Vice President and Chief
Financial Officer NCR INTERNATIONAL, INC.   by      

/s/ John Boudreau

    Name:   John Boudreau     Title:   Assistant Treasurer RADIANT SYSTEMS, INC.
  by      

/s/ John Boudreau

    Name:   John Boudreau     Title:   Assistant Treasurer RADIANT SYSTEMS
INTERNATIONAL, INC.   by      

/s/ John Boudreau

    Name:   John Boudreau     Title:   Assistant Treasurer RADIANT PAYMENT
SERVICES, LLC   by      

/s/ Robert P. Fishman

    Name:   Robert P. Fishman     Title:   Chief Financial Officer and Treasurer

--------------------------------------------------------------------------------

JPMORGAN CHASE BANK, N.A.,

as Lender and as Administrative Agent,

  by      

/s/ John G. Kowalczuk

    Name:   John G. Kowalczuk     Title:   Executive Director

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: BANK OF AMERICA, N.A. By    

/s/ Jeannette Lu

  Name:   Jeannette Lu   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: Bank of the West By    

/s/ Gary Weiss

  Name:   Gary Weiss   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: BNP PARIBAS, By      

/s/ Michael A. Kowalczuk

  Name:   Michael A. Kowalczuk   Title:   Director By      

/s/ Nicolas Rabier

  Name:   Nicolas Rabier   Title:   Managing Director

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: BRANCH BANKING AND TRUST COMPANY, By      

/s/ Bradley Sands

  Name:   Bradley Sands   Title:   Assistant Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: Central Pacific Bank By      

/s/ Carl A. Morita

  Name:   Carl A. Morita   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: COMPASS BANK By      

/s/ W. Brad Davis

  Name:   W. Brad Davis   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: E.Sun Commercial Bank, Ltd., Los Angeles Branch By    

/s/ Edward Chen

  Name:   Edward Chen   Title:   SVP & General Manager

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: FIFTH THIRD BANK, By    

/s/ Kenneth W. Deere

  Name:   Kenneth W. Deere   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: FIRST TENNESSEE BANK, NATIONAL ASSOCIATION, By    

/s/ Jamie M. Swisher

  Name:   Jamie M. Swisher   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: HSBC BANK USA, NATIONAL ASSOCIATION By    

/s/ Devin Moore

  Name:   Devin Moore   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: KEYBANK NATIONAL ASSOCIATION By    

/s/ Marcel Fournier

  Name:   Marcel Fournier   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: MIZUHO BANK, LTD. By    

/s/ Bertram H. Tang

  Name:   Bertram H. Tang   Title:   Authorized Signatory

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: PNC BANK, NATIONAL ASSOCIATION, By    

/s/ Susan J. Dimmick

  Name:   Susan J. Dimmick   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: RBS CITIZENS, NA, By    

/s/ William M. Clossey

  Name:   William M. Clossey   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: REGIONS BANK, By    

/s/ Stephen T. Hatch

  Name:   Stephen T. Hatch   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: ROYAL BANK OF CANADA, By    

/s/ Mark Gronich

  Name:   Mark Gronich   Title:   Authorized Signatory

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: SUNTRUST BANK By    

/s/ Brian M. Lewis

  Name:   Brian M. Lewis   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: SANTANDER BANK, N.A., By    

/s/ William R. Rogers

  Name:   William R. Rogers   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: THE BANK OF EAST ASIA, LIMITED, NEW YORK BRANCH By    

/s/ James Hua

  Name:   James Hua   Title:   SVP For any Lender requiring a second signature
line: By    

/s/ Danny Leung

  Name:   Danny Leung   Title:   SVP

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: THE BANK OF TOKYO-MITSUBISHI UFJ, LTD. By    

/s/ Lillian Kim

  Name:   Lillian Kim   Title:   Director

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: WELLS FARGO BANK, NATIONAL ASSOCIATION, By    

/s/ Kay Reedy

  Name:   Kay Reedy   Title:   Managing Director

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: ZIONS FIRST NATIONAL BANK, By    

/s/ Thomas C. Etzel

  Name:   Thomas C. Etzel   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: MANUFACTURERS BANK, By    

/s/ Charles Jou

  Name:   Charles Jou   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: FIRSTMERIT BANK, N.A., By    

/s/ Robert G. Morlan

  Name:   Robert G. Morlan   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: Synovus Bank By    

/s/ John R. Frierson

  Name:   John R. Frierson   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: AMERICAN SAVINGS BANK, F.S.B., By    

/s/ Rian DuBach

  Name:   Rian DuBach   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: CITIBANK N.A., By    

/s/ Robert F. Parr

  Name:   Robert F. Parr   Title:   Managing Director and VP

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: THE NORTHERN TRUST By    

/s/ Kathryn Schad Reuther

  Name:   Kathryn Schad Reuther   Title:   SVP

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: UNICREDIT BANK AG, NEW YORK BRANCH By    

/s/ Douglas Riahi

  Name:   Douglas Riahi   Title:   Managing Director By    

/s/ Pranav Surendranath

  Name:   Pranav Surendranath   Title:   Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: TD BANK, N.A. By    

/s/ Craig Welch

  Name:   Craig Welch   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: BANK OF CHINA, NEW YORK BRANCH By    

/s/ Haifeng Xu

  Name:   Haifeng Xu   Title:   Assistant General Manager

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: MORGAN STANLEY BANK, N.A., By    

/s/ Scott Jensen

  Name:   Scott Jensen   Title:   Authorized Signatory

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: Sumitomo Mitsui Banking Corporation By    

/s/ Shuji Yabe

  Name:   Shuji Yabe   Title:   Managing Director

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: ROCKVILLE BANK By    

/s/ Carla Balesano

  Name:   Carla Balesano   Title:   SVP

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: STANDARD CHARTERED BANK, By    

/s/ Johanna Minaya

  Name:   Johanna Minaya   Title:   Associate Director By    

/s/ Wong Moy Hiang

  Name:   Wong Moy Hiang   Title:  

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: MODERN BANK, NA, By    

/s/ Vera McVey

  Name:   Very McVey   Title:   Chief Credit Officer

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: THE BANK OF NOVA SCOTIA

By

 

 

/s/ Eugene Dempsey

  Name:   Eugene Dempsey   Title:   Director

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: US BANK, NATIONAL ASSOCIATION

By

 

 

/s/ Steven L. Sawyer

  Name:   Steven L. Sawyer   Title:   Senior Vice President

--------------------------------------------------------------------------------

LENDER SIGNATURE PAGE TO

FIRST AMENDMENT TO

NCR CORPORATION CREDIT AGREEMENT

AND GUARANTEE AND PLEDGE AGREEMENT

 

Lender: THE BANK OF NEW YORK MELLON,

By

 

 

/s/ David Wirl

  Name:   David Wirl   Title:   Managing Director