EXHIBIT 10.14

DESCRIPTION OF 2006 SALARIES FOR
2005 NAMED EXECUTIVE OFFICERS

On February 14, 2006, the registrant’s Compensation Committee of the Board of
Directors approved salaries for the executive officers of the Company related to
the year 2006. Annualized salary rates for 2006 for the executive officers of
the registrant who are expected to be named in the executive compensation
disclosures of the registrant’s 2006 proxy statement (“2005 Named Executive
Officers”) are: J. Kenneth Glass ($944,000), Gerald L. Baker ($700,000), Charles
G. Burkett ($675,000), Jim L. Hughes ($623,000), and Larry Martin ($482,000).
Salaries generally were increased 3% over 2005, in line with the average
increase for other employees for 2006, other than for Mr. Baker and Mr. Burkett
in recognition of the changes in 2006 of their responsibilities. Salary rates
approved at that time are effective for the remainder of the year. The new
salary rates generally are not retroactive to the beginning of the year, except
for Mr. Baker and Mr. Burkett due to their promotions in late 2005.

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