STOCK PURCHASE AGREEMENT

THIS STOCK PURCHASE AGREEMENT entered into as of September 25, 2002, by
and among Cybercare, Inc. (the “Seller”), and Westmark Group Holdings, Inc. (the
“Buyer”).

WITNESSETH:

WHEREAS, the Seller owns 587, 615 shares of the common stock of Buyer (the
“Shares”); and

WHEREAS, the Seller desires to sell the Shares to the Buyer, and the Buyer
desires to
purchase the Shares form the Seller, upon the terms and conditions set forth
herein.

NOW, THEREFORE, in consideration of the mutual promises and covenants set forth
herein, and for other good and valuable consideration, the receipt and
sufficiency of which is
hereby acknowledged by the Parties, the Parties hereto, intending to be legally
bound, agree as
follows:

1.  Purchase and Sale of Shares.  The Seller hereby sells the Shares to the
Buyer, and the
Buyer hereby purchases the Shares from the Seller, free and clear of all liens,
charges,
encumbrances and security interests, upon the terms and conditions set forth
herein.

2.  The Closing.  The Closing of the transactions contemplated by this Agreement
(the
“Closing”) shall take place concurrently with the execution of this Agreement
(the “Closing
Date”).  At the Closing the parties shall make the following deliveries: (a) the
Seller shall deliver
to the Buyer a certificate evidencing the Shares duly endorsed for transfer in
blank, and; (b) the
Buyer shall deliver to the Seller $8,814.22 (the “Purchase Price”) by wire
transfer or in otherwise
immediately available funds, and (c) each of the Parties shall deliver such
other documents,
certificates and instruments as may be required by the terms of this Agreement.

3.  Representations and Warranties of the Seller to the Buyer.  The Seller, in
order to
induce Buyer to enter into this Agreement and deliver the Purchase Price to the
Seller, hereby
represents and warrants to the Buyer as follows:

(a) Enforceability.  This Agreement contains the binding obligations of the
Seller,
enforceable against him in accordance with the terms and conditions hereof.

(b) Authority.  The Seller has the power and authority necessary in order to
enter
into this Agreement and perform its obligations hereunder.

(c) No Conflicts.  The entering into of this Agreement by the Seller, and the
performance by the Seller of its obligations hereunder, will not conflict with
or     

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constitute a breach of or default under any agreement to which the Seller is a
party or any order
or decree of any court or regulatory body to which the Seller is subject.

(d) No Liens.  The Shares to be delivered by the Seller to the Buyer under this
Agreement are owned by the Seller, free and clear of all liens, charges,
encumbrances and
security interests, and at the Closing, the Seller will deliver good and
marketable title to the
Share to the Buyer.

4.  Representations and Warranties of the Buyer to the Seller.  The Buyer, in
order to
induce the Seller to enter into this Agreement and deliver the Shares to the
Buyer, hereby
represents and warrants to the Seller as follows:

(a) Enforceability.  This Agreement contains the binding obligations of the
Buyer,
enforceable against it in accordance with the terms and conditions hereof.

(b) Authority.  The Buyer has the power and authority necessary in order to
enter
into this Agreement and perform its obligations hereunder.

(c) No Conflicts.  The entering into this Agreement by the Buyer, and the
performance by the Buyer of its obligations hereunder, will not conflict with or
constitute a
breach of or default under any agreement to which the Buyer is a party or any
order or decree of
any court or regulatory body to which the Buyer is subject.  

5.  Post-Closing Covenants.  The Parties agree as follows with respect to the
period
following the Closing.

(a) General.  In case at any time after the Closing any further action is
necessary or
desirable to carry out the purposes of this Agreement, each of the Parties will
take such further
action (including the execution and delivery of such further instruments and
documents) as any
other Party reasonably may request, all at the sole cost and expense of the
requesting Party
(unless the requesting Party is entitled to indemnification therefor under
Section 6 below).

(b) Non-Disparagement.  Buyer agrees that it will not make any disparaging or
deprecating comments or communications (including, without limitation, making
statements,
granting interviews, having discussions, supplying information, or making any
postings on
Ragingbull.com or other internet websites) with regard to the Seller.  In the
event of a breach of
this provision by the Buyer, the Shares shall be immediately forfeited to the
Seller, and Buyer
shall immediately take all necessary actions to transfer ownership of the Shares
back to the
Seller.

6.  Indemnification.

(a) Indemnification by the Seller.  The Seller hereby agrees to indemnify and
hold
harmless the Buyer, and its successors and assigns, from and against any and all
losses,

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liabilities, deficiencies, costs, damages and expenses (including without
limitation, reasonable
attorney’s fees, charges and disbursements) incurred by the Buyer as a result of
any inaccuracy in
or breach of the representations, warranties or covenants made by the Seller
herein.

(b) Indemnification by the Buyer.  The Buyer agrees to indemnify and hold
harmless the Seller, and its successors and assigns, from and against any and
all losses, liabilities,
deficiencies, costs, damages and expenses (including, without limitation,
reasonable attorney’s
fees, charges and disbursements) incurred by the Seller as a result of any
inaccuracy in or breach
of the representations, warranties or covenants made by the Buyer herein.

(c) Indemnification Procedure.  Any Party entitled to indemnification under this
Section (an “Indemnified Party”) will give written notice to the indemnifying
party of any
matters giving rise to a claim for indemnification; provided, that the failure
of any Party entitled
to indemnification hereunder to give notice as provided herein shall not relieve
the indemnifying
party of its obligations under this Section, except to the extent that the
indemnifying party is
actually prejudiced by such failure to give notice.  The indemnification
required by this Section
shall be made by periodic payments of the amount thereof during the course of
investigation or
defense, as and when bills are received or expense, loss, damage or liability is
incurred, within
ten (10) business days following written notice thereof to the indemnifying
party so long as the
Indemnified Party irrevocably agrees to refund such moneys if it is ultimately
determined by a
court of competent jurisdiction that such Party was not entitled to
indemnification.  The
indemnity agreements contained herein shall be in addition to (i) any cause of
action or similar
rights of the Indemnified Party against the indemnifying party or others, and
(ii) any liabilities the
indemnifying party may be subject to.

7.  Miscellaneous.

(a) Fees and Expenses.  Each of the Parties to this Agreement shall pay its own
fees and expenses related to the transactions contemplated by this Agreement.

(b) Entire Agreement Amendment.  This Agreement contains the entire
understanding of hte Parties with respect to the matters covered herein.  No
provision of this
Agreement may be waived or amended other than by a written instrument signed by
the Party
against whom enforcement of any such amendment or waiver is sought.

(c) Notices.  Any notice, demand, request, waiver or other communication
required or permitted to be given hereunder shall be in writing and shall be
effective (i) upon
hand delivery or facsimile at the address or number designated below (if
delivered on a business
day during normal business hours where such notice is to be received), or the
first business day
following such delivery (if delivered other than on a business day during normal
business hours
where such notice is to be received) or (ii) on the second business day
following the date of
delivery to a reputable express courier service, fully prepaid, addressed to
such address, or upon
actual receipt of such mailing, whichever shall first occur.  The addresses for
such
communications shall be as follows:

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If to Seller:

Cybercare, Inc.

                   

Attn: A. Adelson

                   

2500 Quantum Lakes Drive

                   

Suite 1000

                   

Boynton Beach, Florida

If to Buyer:

Westmark Group Holdings, Inc.

                    

Attn: James Carpinello

                    

438 S. Country Club Drive

                    

Atlantis, Florida 33462

Any Party hereto may from time to time change its address for notices by giving
written notice of
such changed address to the other Party hereto in accordance herewith.

(d) Successors and Assigns.  This Agreement shall be binding upon and inure to
the benefit of the Parties and their legal representatives, successors and
assigns.

(e) Governing Law; Jurisdiction.  This Agreement shall be governed by and
construed in accordance with the internal laws of the State of Florida, without
giving effect to the
choice of law provisions thereof.

(f) Counterparts.  This Agreement my be executed in any number of counterparts,
all of which taken together shall constitute one and the same instrument.

IN WITNESS WHEREOF, the Parties have executed this Agreement as of the date set
forth in the first paragraph.

CYBERCARE, INC.

By: /s/ Alan Adelson

Name: Alan Adelson

Its: Senior Vice President

WESTMARK GROUP HOLDINGS, INC.

By: /s/ James Carpinello

Name: Jim Carpinello

Its: Chairman

WESTMARK GROUP HOLDINGS, INC.

By: /s/ Dori Carpinello

Name: Dori Carpinello

Its: President