Confidential Treatment Requested: Information for which confidential treatment
has been requested is omitted and is noted with asterisks. An unredacted version
of this document has been filed separately with the Securities and Exchange
Commission.

Exhibit 10.2

AMENDMENT NO. 5 TO SERVICING AGREEMENT

This Amendment No. 5 to Servicing Agreement (“Amendment No. 5”) is made and
entered into as of the latest date signed below (“Amendment Effective Date”) by
and between Blackhawk Network, Inc., an Arizona corporation (“Servicer”), and
MetaBank, dba Meta Payment Systems, a federal savings bank (“Bank”) and relates
to that certain Servicing Agreement dated March 30, 2012, by and between
Servicer and Bank, as amended by Amendment No. 1 to Servicing Agreement, dated
November 5, 2012 (“Amendment No. 1”), Amendment No. 2 to Servicing Agreement,
dated October 31, 2013 (“Amendment No. 2”), the First Addendum to Servicing
Agreement, dated May 30, 2014 (“Addendum No. 1”), Amendment No. 3 to Servicing
Agreement, dated June 13, 2014 (“Amendment No. 3”), the Second Addendum to
Servicing Agreement, dated October 1, 2015 (“Addendum No. 2”) and the Amendment
No. 4 to Servicing Agreement, dated May 6, 2016 (“Amendment No. 4”)(together,
the “Agreement”). Each of Servicer and Bank may be referred to herein as a
“Party” or collectively as the “Parties”. Capitalized terms used herein but not
otherwise defined in this Amendment shall have the meaning assigned to them in
the Agreement (as hereinafter defined and as amended herein).

RECITALS

Whereas, on or about January 6, 2016, Servicer’s parent company, Blackhawk
Network Holdings, Inc. purchased the ownership interest of Omni Prepaid, LLC,
which included the acquisition of GiftCards.com LLC and OmniCard, LLC (“Omni
Prepaid”).

Whereas, the Parties desire to amend the Agreement as more fully set forth
below.

AGREEMENT

NOW, THEREFORE, each of the Parties for good and valuable consideration
exchanged and intending to be legally bound, hereby mutually agree as follows:

I.
Definitions. Section 1.1 of the Agreement if hereby amended by adding or
amending the following definitions:

“[**]” mean the fees set forth in Section II.B.1.b of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.A.2.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.A.3.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” means with respect to a [**], the total amount of monthly maintenance
fees assessed.
“[**]” has the meaning set forth in Section II.A.2.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” means a [**] for which the Cardholder Agreement states that: (i) the
funds associated with the Card will not [**] and (ii) [**] will be assessed.
“[**]” has the meaning set forth in Section II.A.3.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.

[**] = Portions of this exhibit have been omitted pursuant to a confidential
treatment request.

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Confidential Treatment Requested: Information for which confidential treatment
has been requested is omitted and is noted with asterisks. An unredacted version
of this document has been filed separately with the Securities and Exchange
Commission.

“[**]” has the meaning set forth in Section II.A.2.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” means Cards that are loaded with funds on a single occasion and may not
be reloaded, including [**], as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.B.1. of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.B.1.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.A.3 of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.A.2.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.A.3 of Schedule A to the
Agreement, as amended in this Amendment No. 5.
“[**]” has the meaning set forth in Section II.A.3.a of Schedule A to the
Agreement, as amended in this Amendment No. 5.
II.
Reporting and Compensation. Only with regard to certain [**] retail consumer
gift card program(s) (“[**]”), the following is hereby added as Section II.A and
II.B of Schedule A of the Agreement:

A.    Statements.
1.
[**]. Bank shall provide a monthly electronic statement, no later than [**] of
each month (if a business day, or if not, the next business day), setting forth
the following information for the immediately preceding calendar month: [**].

2.
[**].

a.
Servicer shall provide a report (the “[**]”) to Bank within [**] days of the
last day (if a business day, or if not, the next business day) of each calendar
month (the “[**]”) setting forth [**].

b.
For illustration purposes only, if a [**].

3.
[**]. Servicer shall provide a report (the “[**]”) to Bank within [**]:

a.
[**] a report for each [**].

B.    Compensation.
1.
[**]. As compensation for services provided pursuant to this Agreement with
respect to [**], Bank shall pay to Servicer a sum (such sum, the “[**]”) equal
to the total [**]. Bank shall pay the [**] to Servicer as follows:

a.
[**]: Bank shall pay to Servicer a [**] equal to the [**] in accordance with the
provisions of Section II(b) of Schedule A to the Agreement, as amended by
Amendment No. 3 and Amendment No. 4; and

[**] = Portions of this exhibit have been omitted pursuant to a confidential
treatment request.

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Confidential Treatment Requested: Information for which confidential treatment
has been requested is omitted and is noted with asterisks. An unredacted version
of this document has been filed separately with the Securities and Exchange
Commission.

b.
[**]:

(1)
[**]:

[a]
[**].

[b]
[**].

III.    [**] The Parties shall mutually agree to [**]. For the avoidance of
doubt, Bank shall still be responsible for [**].
  
IV.    [**] Servicer and Bank agree that the [**]. Following the Amendment No. 5
Effective Date, the Parties shall negotiate in good faith to develop [**] in a
commercially reasonable time period, which the Parties agree should be [**] or
such other date as is agreed upon by the Parties and the [**].

V.    [**] Bank shall provide such commercially reasonable [**] as is necessary
to ensure the [**] in a timely manner and that all [**].

VI.    Except as specifically modified by this Amendment No. 5, the Agreement
shall remain in full force and effect. This Amendment No. 5 may not be amended
or modified except pursuant to a written agreement signed by each of the Parties
hereto. This Amendment shall bind, and inure to the benefit of, Servicer and
Bank and their successors and permitted assigns. This Amendment No. 5 may be
executed in counterparts, which execution may be by facsimile or other
electronic means, each of which shall be deemed an original, and all of which
together shall constitute one and the same instrument.

[Remainder of page intentionally left blank]

[**] = Portions of this exhibit have been omitted pursuant to a confidential
treatment request.

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Confidential Treatment Requested: Information for which confidential treatment
has been requested is omitted and is noted with asterisks. An unredacted version
of this document has been filed separately with the Securities and Exchange
Commission.

IN WITNESS WHEREOF, this Amendment is executed by the Parties’ authorized
officers or representatives and shall be effective as of the Amendment Effective
Date.
Blackhawk Network, Inc.
 
MetaBank, dba Meta Payment Systems
 
 
 
 
 
By:
/s/ Jerry Ulrich
 
By:
/s/ Ian Stromberg
Name:
Jerry Ulrich
 
Name:
Ian Stromberg
Title:
CFO
 
Title:
SVP
Date:
6/16/2016
 
Date:
6/16/2016

[**] = Portions of this exhibit have been omitted pursuant to a confidential
treatment request.

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Confidential Treatment Requested: Information for which confidential treatment
has been requested is omitted and is noted with asterisks. An unredacted version
of this document has been filed separately with the Securities and Exchange
Commission.

ATTACHMENT 1

[**] List

[**]

[**]

[**]

[**]

[**] = Portions of this exhibit have been omitted pursuant to a confidential
treatment request.