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Exhibit 10.03

AMENDMENT
TO THE
WELLPOINT 401(k) RETIREMENT SAVINGS PLAN

        The WellPoint 401(k) Retirement Savings Plan (the "Plan"), as amended
through January 1, 2001, is hereby further amended, as follows.

1.The introductory material to Section 5.02 is amended as follows, effective
with respect to the payroll period ending on November 17, 2002, to provide that
Matching Contributions will be made in cash:

        5.02    Matching Contributions.    For payroll periods ending on and
after November 17, 2002, a Participant's Matching Contributions will be made in
cash and credited to that Participant's Matching Contributions Account. Unless
provided otherwise in a writing signed by an officer of the Company at the level
of Senior Vice President or above, and subject to the provisos in (b), (c), (d),
(e), (f) and (g) below, the schedule outlined in (a) below will be used to
determine the amount of Matching Contributions.

2.The substance of Section 5.02(c) authorizing Matching Contributions to be made
in the form of units of the WellPoint Common Stock Fund is repealed effective
for payroll periods ending on and after November 17, 2002, and the section is
reserved.

        IN WITNESS WHEREOF, WellPoint Health Networks Inc. has caused this
Amendment to be executed this 13th day of November, 2002.

    WELLPOINT HEALTH NETWORKS INC.
 
 
By:
/s/  J. THOMAS VAN BERKEM      

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Exhibit 10.03