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EXHIBIT 10.62

AMENDMENT NUMBER TWO TO
LOAN AND SECURITY AGREEMENT

    THIS AMENDMENT NUMBER TWO TO LOAN AND SECURITY AGREEMENT (this "Amendment"),
is entered into as of May   , 2001, between FOOTHILL CAPITAL CORPORATION, a
California corporation, ("Foothill"), and NETWORK COMPUTING DEVICES, INC., a
Delaware corporation ("Borrower"), with reference to the following facts:

    WHEREAS, Foothill and Borrower are parties to that certain Loan and Security
Agreement, dated as of March 30, 2000 (as amended, restated, or modified from
time to time, the "Agreement");

    WHEREAS, Borrower has requested that Foothill, among other things, remove
the domestic availability limit from the calculation of the Borrowing Base in
order to increase Availability; and

    WHEREAS, Foothill is willing to consent to the removal of the domestic
availability limit and to make certain amendments and take other actions with
respect to the Agreement, all on the terms and conditions set forth herein.

    NOW, THEREFORE, in consideration of the above recitals and the mutual
promises contained herein, Foothill and Borrower hereby agree as follows:

    1.  Defined Terms.  All capitalized terms used herein and not otherwise
defined herein shall have the meanings ascribed to them in the Agreement, as
amended hereby.

    2.  Amendments to the Agreement.  

    (a) Clause (a) of the definition of "Eligible Foreign Accounts" contained in
Section 1.1 of the Agreement hereby is amended and restated in its entirety as
follows:

    (a) Foreign Accounts that the Account Debtor has failed to pay within
90 days of original invoice date or Foreign Accounts that are more than 60 days
past due; provided, however, that with respect to Foreign Accounts as to which
Adtcom is the Account Debtor, such Foreign Accounts shall not be deemed Eligible
Foreign Accounts in the event Adtcom has failed to pay such Foreign Accounts
within 60 days of original invoice date or such Foreign Accounts are more than
30 days past due, such revised dating terms with respect to Foreign Accounts as
to which Adtcom is the Account Debtor to be effective on and after May 31, 2001
unless such revised dating terms are applied prior to such date in the sole
discretion of Foothill;

    (b) Section 1.1 of the Agreement hereby is amended by adding or amending and
restating, as applicable, the following defined terms in the proper alphabetical
order:

    "Applicable Prepayment Premium" means, as of any date of determination, an
amount equal to (a) during the period of time from and including the date of the
execution and delivery of this Agreement up to the first anniversary of the
Closing Date, 1.0% times the Maximum Amount, (b) during the period of time from
and including the first anniversary of the Closing Date up to the second
anniversary of the Closing Date, .667% times the Maximum Amount, and (c) during
the period of time from and including the second anniversary of the Closing Date
and thereafter, .334% times the Maximum Amount; provided, however, that if the
Obligations are repaid in full in cash and this Agreement is terminated
concurrent with a secondary public offering by Borrower of its common Stock, a
private placement by Borrower of its Stock, the issuance of subordinated debt by
Borrower, the sale of all or substantially all of Borrower's Stock or Assets, or
a refinancing of the Obligations by a commercial banking unit of Wells Fargo,
then, in any such case, the Applicable Prepayment Premium shall be an amount
equal to (a) during the period of time from and including the date of the
execution and delivery of this Agreement up to the first anniversary of the
Closing Date, .5% times the Maximum Amount, (b) during the period of time from
and including the first anniversary of the Closing Date up to the second
anniversary of the Closing Date, .334% times the Maximum

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Amount, and (c) during the period of time from and including the second
anniversary of the Closing Date and thereafter, 0.167% times the Maximum Amount.

    "EBITDA" means, for any period, determined on a consolidated basis, the sum
of (a) net income (or net loss) exclusive of any reduction in the bad debt
reserves to the extent any such reduction results in an increase in net income,
(b) interest expense, (c) income tax expense, (d) depreciation expense,
(e) amortization expense, and (f) non-cash charges relating to non-recurring
write downs of goodwill, furniture, fixtures and equipment, in each case
determined in accordance with GAAP for such period.

    (c) Clause (z) of Section 2.1(a) of the Agreement hereby is amended and
restated in its entirety as follows:

    (z) the least of

(i)the result of:

    (A) the lesser of 75% of Eligible Foreign Accounts, plus

    (B) the lesser of (1) 75% of Eligible Extended Term Foreign Accounts, and
(2) the result of $1,000,000 minus the amount of Availability created pursuant
to clause (y)(i)(B) above, minus

    (C) the aggregate amount of Foreign Exchange Reserves;

(ii)$7,500,000;

(iii)the amount of Availability created pursuant to clause (y) above;

(iv)an amount equal to a percentage (to be determined by Foothill from time to
time in its Permitted Discretion) of Borrower's Collections with respect to
Foreign Accounts for a period of time (to be determined by Foothill from time to
time in its Permitted Discretion) preceding any date of determination of the
Borrowing Base; and

(v)an amount not to exceed 70% of total Availability as of any date of
determination.

    (d) Section 7.20 of the Agreement hereby is amended and restated in its
entirety as follows:

    7.20 Financial Covenants. Fail to maintain:

    (a) Tangible Net Worth. Tangible Net Worth as of each date set forth below
of at least the amount corresponding thereto:

Date

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  Amount

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  June 30, 2001   $ (103,000 ) September 30, 2001   $ 3,374,000   December 31,
2001   $ 4,387,000  

    On or before September 30, 2001, Borrower shall deliver to Foothill revised
Projections, in form and substance satisfactory to Foothill, covering the period
from January 1, 2002, through December 31, 2002. Upon receipt of such revised
Projections, Foothill shall establish, in its Permitted Discretion, minimum
Tangible Net Worth amounts to be measured as of the last day of each fiscal
quarter of Borrower's 2002 fiscal year commencing with the fiscal quarter ending
March 31, 2002. Additionally, on or before September 30, 2002, Borrower shall
deliver to Foothill, revised Projections, in form and substance satisfactory to
Foothill, covering the period from January 1, 2003 through December 31, 2003.
Upon receipt of such revised Projections, Foothill shall establish, in its
Permitted Discretion, minimum Tangible Net Worth amounts to be measured as of
the last day of each fiscal quarter of Borrower's 2003 fiscal year commencing
with the fiscal quarter ending

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March 31, 2003. The failure to so deliver such revised Projections constitutes
an Event of Default.

    (b) Minimum EBITDA. EBITDA, measured on a fiscal quarter-end basis, in an
amount at least equal to the required amount set forth in the following table
for the applicable period set forth opposite thereto:

Required Amount

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  Applicable Period

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$ 38,000   For the 3 month period ending June 30, 2001 $ 1,009,000   For the 3
month period ending September 30, 2001 $ 1,710,000   For the 3 month period
ending December 31, 2001

    Notwithstanding anything to the contrary in Section 6.3, Borrower shall
provide to Foothill as soon as available, but in any event within 30 days after
the end of the above referenced fiscal quarters, its financial statements for
the previous fiscal quarter. On or before September 30, 2001, Borrower shall
deliver to Foothill revised Projections, in form and substance satisfactory to
Foothill, covering the period from January 1, 2002, through December 31, 2002.
Upon receipt of such revised Projections, Foothill shall establish, in its
Permitted Discretion, minimum EBITDA amounts to be measured as of the last day
of each fiscal quarter of Borrower's 2002 fiscal year commencing with the fiscal
quarter ending March 31, 2002. Additionally, on or before September 30, 2002,
Borrower shall deliver to Foothill, revised Projections, in form and substance
satisfactory to Foothill, covering the period from January 1, 2003 through
December 31, 2003. Upon receipt of such revised Projections, Foothill shall
establish, in its Permitted Discretion, minimum EBITDA amounts to be measured as
of the last day of each fiscal quarter of Borrower's 2003 fiscal year commencing
with the fiscal quarter ending March 31, 2003. The failure to so deliver such
revised Projections constitutes an Event of Default.

    3.  Removal of Foreign Availability Cap.  Foothill hereby agrees, from and
after the effectiveness of this Amendment, and until such time as Foothill in
its sole and absolute discretion determines to reapply such limitation; and from
time to time thereafter, again subject to Foothill discretion, not to limit
Availability provided by Eligible Foreign Accounts through the application of
subclause (iii) of clause (z) of Section 2.1(a), but to permit Availability
provided by Eligible Foreign Accounts to exceed Availability provided by
Domestic Eligible Accounts, subject to the other requirements of
Section 2.1(a)(z).

    4.  Representations and Warranties.  Borrower hereby represents and warrants
to Foothill that:

    (a) the execution, delivery, and performance of this Amendment and of the
Agreement, as amended by this Amendment, are within its corporate powers, have
been duly authorized by all necessary corporate action, and are not in
contravention of any law, rule, or regulation, or any order, judgment, decree,
writ, injunction, or award of any arbitrator, court, or governmental authority,
or of the terms of its charter or bylaws, or of any contract or undertaking to
which it is a party or by which any of its properties may be bound or affected,

    (b) this Amendment and the Agreement, as amended by this Amendment,
constitute Borrower's legal, valid, and binding obligation, enforceable against
Borrower in accordance with its terms, and

    (c) this Amendment has been duly executed and delivered by Borrower.

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    5.  Amendment Fee.  Borrower shall pay to Foothill an amendment fee of
$150,000, which fee shall be fully earned as of the effectiveness of this
Amendment, but which fee shall be payable in twelve equal installments of
$12,500, such installments payable on the first day of May, 2001 and continuing
monthly until and including the first day of April, 2002.

    6.  Conditions Precedent to Amendment.  The satisfaction of each of the
following shall constitute conditions precedent to the effectiveness of this
Amendment:

    (a) Foothill shall have received the reaffirmation and consent attached
hereto as Exhibit A, duly executed and delivered by an authorized officer of
each Guarantor;

    (b) The representations and warranties in this Amendment, the Agreement as
amended by this Amendment, and the other Loan Documents shall be true and
correct in all respects on and as of the date hereof, as though made on such
date (except to the extent that such representations and warranties relate
solely to an earlier date);

    (c) No Event of Default or event which with the giving of notice or passage
of time would constitute an Event of Default shall have occurred and be
continuing on the date hereof, nor shall result from the consummation of the
transactions contemplated herein;

    (d) No injunction, writ, restraining order, or other order of any nature
prohibiting, directly or indirectly, the consummation of the transactions
contemplated herein shall have been issued and remain in force by any
governmental authority against Borrower or Foothill; and

    (e) All other documents and legal matters in connection with the
transactions contemplated by this Amendment shall have been delivered or
executed or recorded and shall be in form and substance satisfactory to Foothill
and its counsel.

    7.  Notice.  Notwithstanding previous practice under the Agreement, Foothill
hereby notifies Borrower that as of May 15, 2001 Foothill shall strictly adhere
to Section 2.8 of the Agreement.

    8.  Miscellaneous.  

    (a) Upon the effectiveness of this Amendment, each reference in the
Agreement to "this Agreement", "hereunder", "herein", "hereof" or words of like
import referring to the Agreement shall mean and refer to the Agreement as
amended by this Amendment.

    (b) Upon the effectiveness of this Amendment, each reference in the Loan
Documents to the "Loan Agreement", "thereunder", "therein", "thereof" or words
of like import referring to the Agreement shall mean and refer to the Agreement
as amended by this Amendment.

    (c) This Amendment shall be governed by and construed in accordance with the
laws of the State of California.

    (d) This Amendment may be executed in any number of counterparts and by
different parties on separate counterparts, each of which, when executed and
delivered, shall be deemed to be an original, and all of which, when taken
together, shall constitute but one and the same Amendment. Delivery of an
executed counterpart of this Amendment by telefacsimile shall be equally as
effective as delivery of a manually executed counterpart of this Amendment. Any
party delivering an executed counterpart of this Amendment by telefacsimile also
shall deliver a manually executed counterpart of this Amendment but the failure
to deliver a manually executed counterpart shall not affect the validity,
enforceability, and binding effect of this Amendment.

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    IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly
executed as of the date first written above.

    NETWORK COMPUTING DEVICES, INC.,
a Delaware corporation
 
 
By:
 

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    Name:  

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    Title:  

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FOOTHILL CAPITAL CORPORATION,
a California corporation
 
 
By:
 

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    Name:  

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    Title:  

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Exhibit A

REAFFIRMATION AND CONSENT

    All capitalized terms used herein but not otherwise defined herein shall
have the meanings ascribed to them in that certain Amendment Number Two to Loan
and Security Agreement, dated as of May  , 2001 (the "Amendment"). The
undersigned hereby (a) represents and warrants to Foothill that the execution,
delivery, and performance of this Reaffirmation and Consent are within its
corporate powers, have been duly authorized by all necessary corporate action,
and are not in contravention of any law, rule, or regulation, or any order,
judgment, decree, writ, injunction, or award of any arbitrator, court, or
governmental authority, or of the terms of its charter or bylaws, or of any
contract or undertaking to which it is a party or by which any of its properties
may be bound or affected; (b) consents to the amendment of the Agreement by the
Amendment and to the transactions described therein; (c) acknowledges and
reaffirms its obligations owing to Foothill under the Guaranty and any other
Loan Documents to which it is a party; and (d) agrees that each of the Guaranty
and any other Loan Documents to which it is a party is and shall remain in full
force and effect. Although the undersigned has been informed of the matters set
forth herein and has acknowledged and agreed to same, it understands that
Foothill has no obligations to inform it of such matters in the future or to
seek its acknowledgement or agreement to future amendments, and nothing herein
shall create such a duty. Delivery of an executed counterpart of this
Reaffirmation and Consent by telefacsimile shall be equally as effective as
delivery of an original executed counterpart of this Reaffirmation and Consent.
Any party delivering an executed counterpart of this Reaffirmation and Consent
by telefacsimile also shall deliver an original executed counterpart of this
Reaffirmation and Consent but the failure to deliver an original executed
counterpart shall not affect the validity, enforceability, and binding effect of
this Reaffirmation and Consent. This Reaffirmation and Consent shall be governed
by the laws of the State of California.

    AUSTRALIA, NETWORK COMPUTING
DEVICES (BENELUX) B.V., a company
organized under the laws of The Netherlands
 
 
By:
 

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    Name:  

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    Title:  

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NETWORK COMPUTING DEVICES
(CANADA), INC., a corporation organized under
the laws of Canada
 
 
By:
 

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    Name:  

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    Title:  

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NETWORK COMPUTING DEVICES
(FRANCE) S.A.R.L., a company organized
under the laws of France
 
 
By:
 

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    Name:  

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    Title:  

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NETWORK COMPUTING DEVICES,
GMBH, a company organized under the laws of Germany
 
 
By:
 

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    Name:  

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    Title:  

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NCD GRAPHIC SOFTWARE
CORPORATION, an Oregon corporation
 
 
By:
 

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    Name:  

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    Title:  

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NETWORK COMPUTING DEVICES (FSC),
INC., a Guam corporation
 
 
By:
 

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    Name:  

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    Title:  

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NCD ACQUISITION CORP., an Indiana corporation
 
 
By:
 

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    Name:  

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    Title:  

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NETWORK COMPUTING DEVICES (UK),
LTD., a company organized under the laws of England
 
 
By:
 

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    Name:  

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    Title:  

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NETWORK COMPUTING DEVICES
SCANDINAVIA AB, a company organized under the laws of Sweden
 
 
By:
 

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    Name:  

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    Title:  

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AMENDMENT NUMBER TWO TO LOAN AND SECURITY AGREEMENT
Exhibit A REAFFIRMATION AND CONSENT