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Exhibit 10.25

SECOND AMENDMENT
TO THE
AMENDED AND RESTATED EMPLOYMENT AGREEMENT

        Second Amendment, dated as of January 1, 2003 to the Amended and
Restated Employment Agreement entered into by and between Willis North
America Inc. ("Willis US") and Joseph J. Plumeri ("Executive") effective as of
March 26, 2001 (the "Employment Agreement")

        WHEREAS, the parties wish to formally amend the Employment Agreement and
reflect their mutual agreement and understanding of the modification.

        NOW, THEREFORE, in consideration of the mutual covenants and promises
contained herein and for other valuable consideration, receipt and sufficiency
of which are hereby acknowledged, the parties hereby agree as follows:

1.Section 1(b)(ii) of the Employment Agreement is hereby amended by the
substituting for the words "Fiscal Year 2002" the words "Fiscal Years 2002 and
2003" therein.

2.All other terms of the Employment Agreement, as amended, not specifically
amended or modified by this Second Amendment, shall remain in full force and
effect and unaltered by this Second Amendment.

WILLIS NORTH AMERICA, INC.   EXECUTIVE
By:
/s/  WILLIAM P. BOWDEN, JR.      

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William P. Bowden, Jr.
 
/s/  JOSEPH J. PLUMERI      

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Joseph J. Plumeri Title General Counsel    

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Exhibit 10.25

SECOND AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT