Exhibit 10.2

Director Grant

RESTRICTED SHARE AWARD AGREEMENT

THIS RESTRICTED SHARE AWARD AGREEMENT (this “Agreement”) is made and entered
into as of the      day of             , 20     (the “Grant Date”), between S1
Corporation, a Delaware corporation (the “Corporation”), and
                     (the “Grantee”). Capitalized terms not otherwise defined
herein shall have the meaning ascribed to such terms in the S1 Corporation 2003
Stock Incentive Plan (Amended and Restated Effective February 26, 2008), as
amended (the “Plan”), or, if any such term is not defined in the Plan, in the
Transaction Agreement by and among ACI Worldwide, Inc. (“Parent”), Antelope
Investment Co. LLC and the Corporation dated as of October 3, 2011 (the
“Transaction Agreement”), as applicable.

WHEREAS, the Board of Directors of the Corporation (the “Board of Directors”)
has duly adopted, and the stockholders of the Corporation have approved, the
Plan, which authorizes the Corporation to grant to eligible individuals
restricted shares of the Corporation’s common stock, par value of $0.01 per
share (the “Common Shares”);

WHEREAS, the Compensation Committee of the Board of Directors of the Corporation
(the “Committee”) has determined that it is desirable and in the best interests
of the Corporation and its stockholders to grant the Grantee a certain number of
restricted shares of the Corporation’s Common Shares in order to provide the
Grantee with an incentive to advance the interests of the Corporation, all
according to the terms and conditions set forth herein and in the Plan; and

WHEREAS, the Committee is permitted pursuant to Section 6.1 of the Transaction
Agreement and Section 6.1 of the Corporation disclosure schedules to the
Transaction Agreement (the “Corporation Disclosure Schedule”) to grant
restricted shares of the Corporation’s Common Shares as specified on Section 6.1
of the Company Disclosure Schedule.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set forth
and for other good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, the parties hereto, intending to be legally bound
hereby, agree as follows:

1. Grant of Restricted Shares.

(a) The Corporation hereby grants to the Grantee an award (the “Award”) of
         Common Shares (the “Shares” or the “Restricted Shares”) on the terms
and conditions set forth in this Agreement and as otherwise provided in the
Plan.

(b) The Grantee’s rights with respect to the Award shall remain forfeitable at
all times prior to the dates on which the restrictions shall lapse in accordance
with Sections 2 and 3 hereof.

2. Terms and Rights as a Stockholder.

(a) Except as provided herein and subject to such other exceptions as may be
determined by the Committee in its discretion, the Restricted Shares shall vest
and the “Restricted Period” for such Restricted Shares shall expire as to
         Restricted Shares (25%) awarded hereunder on January 1, 2012 and as to
         Restricted Shares (25%) on each of April 1, 2012, July 1, 2012 and
October 1, 2012 (in each case as such number may be adjusted in accordance with
Section 8 hereof).

--------------------------------------------------------------------------------

(b) The Grantee shall have all rights of a stockholder with respect to the
Restricted Shares, including the right to receive dividends and the right to
vote such Shares, subject to the following restrictions:

 

  (i) the Grantee shall not be entitled to delivery of the stock certificate for
any Shares until the expiration of the Restricted Period as to such Shares;

 

  (ii) none of the Restricted Shares may be sold, assigned, transferred,
pledged, hypothecated or otherwise encumbered or disposed of during the
Restricted Period as to such Shares; and

 

  (iii) except as set forth in this Agreement or as otherwise determined by the
Committee at or after the grant of the Award hereunder, if the Grantee’s Service
with the Corporation, an Affiliate or any Subsidiary is terminated at any time
for any reason, any of the Restricted Shares as to which the Restricted Period
has not expired shall be forfeited, and all rights of the Grantee to such Shares
shall terminate, without further obligation on the part of the Corporation and
ownership of all such forfeited Restricted Shares shall be transferred back to
the Corporation.

Any Shares, any other securities of the Corporation and any other property
(except for cash dividends) distributed with respect to the Restricted Shares
shall be subject to the same restrictions, terms and conditions as such
Restricted Shares.

In order to facilitate the transfer back to the Corporation of any Restricted
Shares that are forfeited and cancelled as described herein, including a
transfer as payment of required withholding taxes as set forth in Section 10 of
this Agreement or pursuant to Section 6 below, Grantee shall, upon the request
of the Corporation, provide a stock power or other instrument of assignment
(including a power of attorney) endorsed in blank, with a guarantee of signature
if deemed necessary or appropriate by the Corporation.

(c) Notwithstanding the foregoing, the Restricted Shares shall vest and the
Restricted Period shall automatically terminate as to all Restricted Shares
awarded hereunder (as to which such Restricted Period has not previously
terminated):

(i) upon the termination of the Grantee’s Service with the Corporation, an
Affiliate or a Subsidiary which results from the Grantee’s death or disability
(as defined in Section 22(e)(3) of the Code);

(ii) upon the termination of the Grantee’s Service other than for Cause prior to
the first anniversary of the Closing Date of the Transactions contemplated by
the Transaction Agreement; or

(iii) immediately prior to the occurrence of a Corporate Transaction; provided,
however, that, upon the occurrence of a Corporate Transaction, the Board may
elect, in its sole discretion and in place of any accelerated vesting
contemplated by this Section 2(c)(iii), to cancel the Award and pay or deliver,
or cause to be paid or delivered, to the Grantee an amount in cash or securities
having a value (determined by the Board acting in good faith) equal to the
product of the formula or fixed price per share paid to holders of shares of
Common Shares in such Corporate Transaction multiplied by the number of
Restricted Shares cancelled pursuant to this Section 2(c)(iii).

--------------------------------------------------------------------------------

3. Termination of Restrictions.

(a) Upon the expiration or termination of the Restricted Period as to any
portion of the Restricted Shares, or at such earlier time as may be determined
by the Committee, all restrictions set forth in this Agreement or in the Plan
relating to such portion of the Restricted Shares shall lapse as to such portion
of the Restricted Shares, and, subject to Section 4(e), a stock certificate for
the appropriate number of Shares, free of the restrictions and restrictive stock
legend, shall be delivered to the Grantee or the Grantee’s beneficiary or
estate, as the case may be, pursuant to the terms of this Agreement.

(b) Notwithstanding the foregoing, the expiration or termination of the
Restricted Period as to any portion of Restricted Shares shall be delayed in the
event the Corporation reasonably anticipates that the expiration or termination
of the Restricted Period, or the delivery of unrestricted Shares would
constitute a violation of federal securities laws or other applicable law. If
the expiration or termination of the Restricted Period, or the delivery of
unrestricted Shares, is delayed by the provisions of this Section 3(b), such
expiration, termination and/or delivery shall occur at the earliest date at
which the Corporation reasonably anticipates such expiration, termination or
delivery will not cause a violation of federal securities laws or other
applicable law. For purposes of this Section 3(b), the delivery of Shares that
would cause inclusion in gross income or the application of any penalty
provision or other provision of the Code is not considered a violation of
applicable law.

4. Delivery of Shares.

(a) Subject to Section 4(e), as of the date hereof, certificates representing
the Restricted Shares shall be registered in the name of the Grantee and held by
the Corporation or transferred to a custodian appointed by the Corporation for
the account of the Grantee subject to the terms and conditions of the Plan and
shall remain in the custody of the Corporation or such custodian until their
delivery to the Grantee or Grantee’s beneficiary or estate as set forth in
Sections 4(b) and (c) hereof or their reversion to the Corporation as set forth
in Sections 2(b) and 6 hereof.

(b) Subject to Section 4(e), certificates representing Restricted Shares in
respect of which the Restricted Period has lapsed pursuant to this Agreement
shall be delivered to the Grantee as soon as practicable following the date on
which the restrictions on such Restricted Shares lapse subject to Section 10
below.

(c) Subject to Section 4(e), certificates representing Restricted Shares in
respect of which the Restricted Period lapsed upon the Grantee’s death shall be
delivered to the executors or administrators of the Grantee’s estate as soon as
practicable following the receipt of proof of the Grantee’s death satisfactory
to the Corporation subject to Section 10 below.

(d) Each certificate representing Restricted Shares shall bear a legend in
substantially the following form:

THIS CERTIFICATE AND THE SHARES OF STOCK REPRESENTED HEREBY ARE SUBJECT TO THE
TERMS AND CONDITIONS (INCLUDING FORFEITURE AND RESTRICTIONS AGAINST TRANSFER)
CONTAINED IN THE S1 CORPORATION 2003 STOCK INCENTIVE PLAN (AMENDED AND RESTATED
EFFECTIVE FEBRUARY 26, 2008) (THE “PLAN”) AND THE RESTRICTED SHARE AWARD
AGREEMENT (THE “AGREEMENT”) BETWEEN THE OWNER OF THE RESTRICTED SHARES
REPRESENTED HEREBY AND S1 CORPORATION (THE “CORPORATION”). THE RELEASE OF SUCH
SHARES FROM SUCH TERMS AND CONDITIONS SHALL BE MADE ONLY IN ACCORDANCE WITH THE
PROVISIONS OF THE PLAN AND THE AGREEMENT, COPIES OF WHICH ARE ON FILE AT THE
CORPORATION.

--------------------------------------------------------------------------------

(e) Notwithstanding the other provisions of this Agreement, in lieu of the
issuance of stock certificates as described herein, the issuance of the Shares
under this Award may be evidenced in such other manner as the Committee, in its
discretion, deems appropriate, including, without limitation, book-entry or
other recordation at the Corporation’s transfer agent, with any unvested Shares
bearing a legend with the appropriate restrictions imposed by this Agreement. As
Grantee’s interest in the Shares vests as described herein, any such recordation
of the Shares to Grantee will be appropriately modified.

5. Effect of Lapse of Restrictions. To the extent that the Restricted Period
applicable to any Restricted Shares shall have lapsed, the Grantee may receive,
hold, sell or otherwise dispose of such Shares free and clear of the
restrictions imposed under the Plan and this Agreement subject to the rights of
the Corporation for recoupment set forth in Section 6 below.

6. Forfeiture and Right of Recoupment. Notwithstanding anything contained herein
to the contrary, by accepting this Award, Grantee understands and agrees that if
(a) the Corporation is required to restate its consolidated financial statements
because of material noncompliance due to irregularities with the federal
securities laws, which restatement is due, in whole or in part, to the
misconduct of Grantee, or (b) it is determined that the Grantee has otherwise
engaged in misconduct (whether or not such misconduct is discovered by the
Corporation prior to the termination of Grantee’s Service), the Board of
Directors or a committee thereof (in each case, the “Board”) may take such
action with respect to the Award as the Board, in its sole discretion, deems
necessary or appropriate and in the best interest of the Corporation and its
stockholders. Such action may include, without limitation, causing the
forfeiture of unvested Restricted Shares, requiring the transfer of ownership
back to the Corporation of unrestricted Shares issued hereunder and still held
by the Grantee and the recoupment of any proceeds from the vesting of Restricted
Shares or the sale of unrestricted Shares issued pursuant to this Agreement. For
purposes of this Section 6, “misconduct” shall mean a deliberate act or acts of
dishonesty or misconduct which either (i) were intended to result in substantial
personal enrichment to the Grantee at the expense of the Corporation or
(ii) have a material adverse effect on the Corporation. Any determination
hereunder, including with respect to Grantee’s misconduct, shall be made by the
Board in its sole discretion. Notwithstanding any provisions herein to the
contrary, Grantee expressly acknowledges and agrees that the rights of the Board
set forth in this Section 6 shall continue after Grantee’s Service with the
Corporation, an Affiliate or any Subsidiary is terminated, whether termination
is voluntary or involuntary, with or without cause, and shall be in addition to
every other right or remedy at law or in equity that may otherwise be available
to the Corporation.

7. Disclaimer of Rights. The grant of the Restricted Shares is discretionary and
shall not be construed as giving Grantee the right to be retained in the Service
of the Corporation, an Affiliate or any Subsidiary and shall not be considered
to be a part of the Grantee’s terms and conditions of Service or of the
Grantee’s compensation and the Corporation, an Affiliate or any Subsidiary may
at any time dismiss Grantee from Service, free from any liability or any claim
under the Plan.

8. Adjustments. In the event of any change in the number of Shares by reason of
a merger, consolidation, reorganization, recapitalization, or similar
transaction, or in the event of a stock dividend, stock split, or distribution
to stockholders (other than normal cash dividends), the Committee shall adjust
the number and class of shares subject to outstanding Restricted Shares and
other value determinations applicable to outstanding Restricted Shares. No
adjustment provided for in this Section 8 shall require the Corporation to issue
any fractional share.

9. Amendments. Subject to any restrictions contained in the Plan, the Committee
may waive any conditions or rights under, amend any terms of, or alter, suspend,
discontinue, cancel or

--------------------------------------------------------------------------------

terminate, the Award, prospectively or retroactively; provided that any such
waiver, amendment, alteration, suspension, discontinuance, cancellation or
termination which would adversely affect the rights of the Grantee or any holder
or beneficiary of the Award shall not to that extent be effective without the
consent of the Grantee, holder or beneficiary affected. Any amendment to the
Plan shall be deemed to be an amendment to this Agreement to the extent that the
amendment is applicable hereto. The terms and conditions of this Agreement may
not be modified, amended or waived, except by an instrument in writing signed by
a duly authorized executive officer at the Corporation. Notwithstanding the
foregoing, effective as of the Closing, the Plan and this Agreement shall be
amended to the extent necessary to conform to the terms of Parent’s 2005 Equity
and Performance Incentive Plan to the extent not inconsistent with the
provisions of Sections 2(a), 2(c)(ii) or 2(c)(iii) of this Agreement, provided
that no amendments requiring the approval of the Corporation’s stockholders
shall be made.

10. Withholding of Taxes.

(a) The Grantee shall be liable for any and all taxes, including withholding
taxes, arising out of this grant or the vesting of Restricted Shares hereunder.
In the event that the Corporation or the Grantee’s Service Recipient (the
“Service Recipient”) is required to withhold taxes as a result of the grant or
vesting or subsequent sale of Shares hereunder, the Grantee shall at the
election of the Corporation, in its sole discretion, either (i) surrender a
sufficient number of whole Shares for which the Restricted Period has expired or
other Common Shares owned by the Grantee, having a fair market value, as
determined by the Corporation on the last day of the Restricted Period equal to
the amount of such taxes, or (ii) make a cash payment, as necessary to cover all
applicable required withholding taxes and required social security/insurance
contributions at the time the restrictions on the Restricted Shares lapse,
unless the Corporation, in its sole discretion, has established alternative
procedures for such payment. If the number of shares required to cover all
applicable withholding taxes and required social security/insurance
contributions includes a fractional share, then Grantee shall deliver cash in
lieu of such fractional share. All matters with respect to the total amount to
be withheld shall be determined by the Corporation in its sole discretion.

(b) Regardless of any action the Corporation or the Grantee’s Service Recipient
takes with respect to any or all income tax, social security/insurance, payroll
tax, payment on account or other tax-related withholding (“Tax-Related Items”),
the Grantee acknowledges and agrees that the ultimate liability for all
Tax-Related Items legally due by him is and remains the Grantee’s responsibility
and that the Corporation and the Service Recipient (i) make no representations
nor undertakings regarding the treatment of any Tax-Related Items in connection
with any aspect of this grant of Restricted Shares, including the grant, vesting
or release, the subsequent sale of Shares and receipt of any dividends; and
(ii) do not commit to structure the terms or any aspect of this grant of
Restricted Shares to reduce or eliminate the Grantee’s liability for Tax-Related
Items. The Grantee shall pay the Corporation or the Service Recipient any amount
of Tax-Related Items that the Corporation or the Service Recipient may be
required to withhold as a result of the Grantee’s participation in the Plan or
the Grantee’s receipt of Restricted Shares that cannot be satisfied by the means
previously described above in Section 10(a). The Corporation may refuse to
deliver the Shares related thereto if the Grantee fails to comply with the
Grantee’s obligations in connection with the Tax-Related Items.

(c) Grantee will notify the Corporation in writing if he or she files an
election pursuant to Section 83(b) of the Code. The Grantee understands that he
or she should consult with his or her tax advisor regarding the advisability of
filing with the Internal Revenue Service an election under 83(b) of the Code,
which must be filed no later than thirty (30) days after the date of the
acquisition of the Shares pursuant to this Agreement, the Grant Date. This time
period cannot be extended. The Grantee acknowledges that timely filing of a
Section 83(b) election is the Grantee’s sole responsibility.

--------------------------------------------------------------------------------

11. Plan Governs and Entire Agreement. The Plan is incorporated herein by
reference. The Grantee hereby acknowledges receipt of a copy of the Plan and
agrees to be bound by all of the terms and provisions thereof. The Plan and this
Agreement constitute the entire agreement of the parties with respect to the
subject matter hereof. The terms of this Agreement are subject to, and governed
by, in all respects the terms and conditions of the Plan, and in the case of any
inconsistency between the terms of this Agreement and the terms of the Plan, the
terms of the Plan shall govern. For the avoidance of doubt, this Agreement shall
not be subject to any existing agreement between the Corporation and the
Grantee.

12. Severability. If any provision of this Agreement is, or becomes, or is
deemed to be invalid, illegal, or unenforceable in any jurisdiction or as to any
person or the Award, or would disqualify the Plan or Award under any laws deemed
applicable by the Committee, such provision shall be construed or deemed amended
to conform to the applicable laws, or, if it cannot be construed or deemed
amended without, in the determination of the Committee, materially altering the
intent of the Plan or the Award, such provision shall be stricken as to such
jurisdiction, person or Award, and the remainder of the Plan and Award shall
remain in full force and effect.

13. Successors in Interest. This Agreement shall inure to the benefit of and be
binding upon any successor to the Corporation. This Agreement shall inure to the
benefit of the Grantee’s legal representatives. All obligations imposed upon the
Grantee and all rights granted to the Corporation under this Agreement shall be
binding upon the Grantee’s heirs, executors, administrators and successors.

14. Non-Assignability. The Restricted Shares are personal to the Grantee and may
not be sold, exchanged, assigned, transferred, pledged, encumbered or otherwise
disposed of by the Grantee until the Restricted Period expires or terminates as
provided in this Agreement; provided, however, that the Grantee’s rights with
respect to such Restricted Shares may be transferred by will or pursuant to the
laws of descent and distribution. Any purported transfer or encumbrance in
violation of the provisions of this Section 14, shall be void, and the other
party to any such purported transaction shall not obtain any rights to or
interest in such Restricted Shares.

15. Compliance with Section 409A of the Code. To the extent applicable, it is
intended that this Agreement and the Plan comply with the provisions of
Section 409A of the Code, so that the income inclusion provisions of
Section 409A(a)(1) of the Code do not apply to the Grantee.

16. Miscellaneous.

(a) The interpretation and construction by the Board of Directors and/or the
Committee of any provision of the Plan or this Agreement shall be final and
conclusive upon the Grantee, the Grantee’s estate, executor, administrator,
beneficiaries, personal representative and guardian and the Corporation and its
successors and assigns.

(b) This Agreement and its validity, interpretation, performance and enforcement
shall be governed by the laws of the State of Delaware other than the conflict
of laws provisions of such laws.

(c) If the Grantee has received this or any other document related to the Plan
translated into a language other than English and if the translated version is
different than the English version, the English version will control.

(d) No rule of strict construction shall be implied against the Corporation, the
Committee or any other person in the interpretation of any of the terms of the
Plan, this Agreement or any rule or procedure established by the Committee.

--------------------------------------------------------------------------------

(e) Wherever the word “Grantee” is used in any provision of this Agreement under
circumstances where the provision should logically be construed to apply to the
executors, the administrators, or the person or persons to whom the Restricted
Shares may be transferred by will or the laws of descent and distribution, the
word “Grantee” shall be deemed to include such person or persons.

(f) Grantee agrees, upon demand of the Corporation or the Committee, to do all
acts and execute, deliver and perform all additional documents, instruments and
agreements which may be reasonably required by the Corporation or the Committee,
as the case may be, to implement the provisions and purposes of this Agreement
and the Plan.

(g) All notices under this Agreement to the Corporation must be delivered
personally or mailed to the Corporation at its principal office, addressed to
the attention of Stock Plan Administration. The Corporation’s address may be
changed at any time by written notice of such change to the Grantee. Also, all
notices under this Agreement to the Grantee will be delivered personally or
mailed to the Grantee at his or her address as shown from time to time in the
Corporation’s records.

17. Resolution of Disputes. Any dispute or disagreement which may arise under,
or as a result of, or in any way related to, the interpretation, construction or
application of this Agreement shall be determined by the Committee. Any
determination made hereunder shall be final, binding and conclusive on the
Grantee and the Corporation for all purposes.

18. Consent To Transfer Personal Data. By accepting this Award, Grantee
voluntarily acknowledges and consents to the collection, use, processing and
transfer of personal data as described in this Section 18. Grantee is not
obliged to consent to such collection, use, processing and transfer of personal
data. However, failure to provide the consent may affect Grantee’s ability to
participate in the Plan. The Corporation and its Affiliates and Subsidiaries
hold certain personal information about Grantee, that may include Grantee’s
name, home address and telephone number, date of birth, social security number
or other identification number, salary, nationality, job title, any shares of
stock held in the Corporation, or details of any entitlement to shares of stock
awarded, canceled, purchased, vested, or unvested, for the purpose of
implementing, managing and administering the Plan (“Data”). The Corporation
and/or its Affiliates or Subsidiaries will transfer Data amongst themselves as
necessary for the purpose of implementation, administration and management of
Grantee’s participation in the Plan, and the Corporation and/or any of its
Affiliates or Subsidiaries may each further transfer Data to any third parties
assisting the Corporation in the implementation, administration and management
of the Plan. These recipients may be located throughout the world, including the
United States. Grantee authorizes them to receive, possess, use, retain and
transfer the Data, in electronic or other form, for the purpose of implementing,
administering and managing Grantee’s participation in the Plan, including any
requisite transfer of such Data as may be required for the administration of the
Plan and/or the subsequent holding of shares of stock on Grantee’s behalf by a
broker or other third party with whom Grantee or the Corporation may elect to
deposit any shares of stock acquired pursuant to the Plan. Grantee may, at any
time, review Data, require any necessary amendments to it or withdraw the
consents herein in writing by contacting the Corporation; however, withdrawing
consent may affect Grantee’s ability to participate in the Plan.

[SIGNATURE PAGE FOLLOWS]

--------------------------------------------------------------------------------

SIGNATURE PAGE

IN WITNESS WHEREOF, the parties hereto have duly executed this Restricted Share
Award Agreement, or caused this Restricted Share Award Agreement to be duly
executed on their behalf, as of the day and year first above written.

 

S1 Corporation     Grantee: By:  

 

    By:  

 

  Sandy Fountain       <NAME>   Vice President, Human Resources      

 

ADDRESS FOR NOTICE TO GRANTEE:  

 

  Number   Street   Apt.  

 

  City   State      Zip Code  

 

  SS#   Hire Date  

After completing this page, please make a copy for your records and return it to
Stock Plan Administration, S1 Corporation 705 Westech Drive, Norcross, Georgia
30092

S1 Corporation 2003 Stock Incentive Plan (Amended and Restated Effective
February 26, 2008), as amended

 

         Restricted Shares    <Date>