Exhibit 10.72.10

TENTH AMENDMENT TO CREDIT AGREEMENT

         THIS TENTH AMENDMENT TO CREDIT AGREEMENT is made as of October 28, 2002
by and among CORRECTIONAL SERVICES CORPORATION, a corporation duly organized and
validly existing under the laws of the State of Delaware (the “Company”); each
of the Subsidiaries of the Company that is a signatory hereto or that, pursuant
to Section 9.1.20(b) of the Credit Agreement (as hereinafter defined), shall
become a party hereto (individually, a “Subsidiary Guarantor” and, collectively,
the “Subsidiary Guarantors”; and the Subsidiary Guarantors, collectively with
the Company, are sometimes hereinafter referred to as the “Obligors”); each of
the lenders that is a signatory hereto or that, pursuant to Section  12.6(b) of
the Credit Agreement, shall become a “Lender” hereunder (individually, a
“Lender” and, collectively, the “Lenders”); and FLEET NATIONAL BANK, a national
banking association and successor by merger to Summit Bank, as syndication agent
for the Lenders (in such capacity, together with its successors in such
capacity, the “Syndication Agent”).

RECITALS

         A.       The Company, the Subsidiary Guarantors, the Lenders and the
Syndication Agent entered into a Credit Agreement dated August 31, 1999, as
amended by a first amendment thereto dated as of November 10, 2000, a second
amendment thereto dated in or about August, 2001, a third amendment thereto
dated in or about November, 2001, a fourth amendment thereto dated as of
November 28, 2001, a fifth amendment thereto dated as of March 28, 2002, a sixth
amendment thereto dated as of July 31, 2002, a seventh amendment thereto dated
on or about August, 2002, an eighth amendment thereto dated on or about October
2002, and a ninth amendment thereto dated October 17, 2002 (collectively, the
“Credit Agreement”).

         B.       The Company, the Syndication Agent and the Lenders have agreed
to make certain amendments to the Credit Agreement, subject to and in accordance
with the terms and conditions hereinafter set forth.

         NOW, THEREFORE, in consideration of the premises and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:

AGREEMENT

         1.       Defined Terms. Except as otherwise indicated herein, all words
and terms defined in the Credit Agreement shall have the same meanings when used
herein.

         2.       Amendment to Credit Agreement. Section 2.11.1(i) of the Credit
Agreement is hereby amended to read in its entirety as follows (changes from the
Credit Agreement are indicated in bold-face type):

                   (i)         The issuance by the Letter of Credit Issuer of
each Letter of Credit shall, in addition to the conditions precedent set forth
in Section 7 hereof, be subject to the conditions precedent that (i) such Letter
of Credit shall be in such form, contain such terms and support such
transactions as shall be satisfactory to the Letter of Credit Issuer consistent
with its then current practices

 

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  and procedures with respect to letters of credit of the same type, (ii) such
Letter of Credit shall have an expiration date no later than November 15, 2002,
and (iii) the Company shall have executed and delivered such applications,
agreements and other instruments relating to such Letter of Credit as the Letter
of Credit Issuer shall have reasonably requested consistent with its then
current practices and procedures with respect to letters of credit of the same
type, provided that in the event of any conflict between any such application,
agreement or other instrument and the provisions of this Agreement or any
Security Document, the provisions of this Agreement and the Security Documents
shall control.

         3.       Guaranty Reaffirmation. The Subsidiary Guarantors hereby
acknowledge and agree to the amendments to the Credit Agreement effected by this
Agreement. Each of the Subsidiary Guarantors hereby reaffirms all of the terms
and conditions of the guaranty set forth in Section 6 of the Credit Agreement
and agrees that such guaranty is applicable to all of the Guaranteed
Obligations, as amended by this Agreement. The Subsidiary Guarantors hereby
acknowledge and agree that they have no defenses, offsets or counterclaims with
respect to the Guaranteed Obligations and hereby waive and release all claims
against the Syndication Agent and the Lenders with respect thereto.

         4.       Representations, Warranties and Other Covenants. In order to
induce the Syndication Agent and the Lenders to enter into this Agreement and
amend the Credit Agreement as provided herein, each Obligor hereby represents
and warrants to the Syndication Agent and the Lenders that:

                  (a)         All of the representations and warranties of the
Obligors set forth in the Credit Agreement are true, complete and correct in all
material respects on and as of the date hereof with the same force and effect as
if made on and as of the date hereof and as if set forth at length herein.

                  (b)         No Default or Event of Default presently exists
and is continuing on and as of the date hereof.

                  (c)         Since the date of the Obligors’ most recent
financial statements delivered to the Syndication Agent, no Material Adverse
Effect has occurred, and no event has occurred or failed to occur which has had
or is likely to have a Material Adverse Effect.

                  (d)         Each Obligor has full power and authority to
execute, deliver and perform any action or step which may be necessary to carry
out the terms of this Agreement and all other agreements, documents and
instruments, if any, executed and delivered by the Obligors to the Syndication
Agent and the Lenders concurrently herewith or in connection herewith
(collectively, the “Amendment Documents”); each Amendment Document to which any
of the Obligors is a party has been duly executed and delivered by such Obligors
and is the legal, valid and binding obligation of such Obligor enforceable in
accordance with its terms, subject to any applicable bankruptcy, insolvency,
general equity principles or other similar laws affecting the enforcement of
creditors’ rights generally.

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                   (e)         The execution, delivery and performance of the
Amendment Documents will not (i) violate any provision of any existing law,
statute, rule, regulation or ordinance binding upon the Obligors, (ii) conflict
with, result in a breach of, or constitute a default under (A) the certificate
of incorporation or by-laws or other equivalent formation documents of any
Obligor, (B) any order, judgment, award or decree of any court, governmental
authority, bureau or agency, or (C) any mortgage, indenture, material lease,
contract or other material agreement or undertaking to which any Obligor is a
party or by which any Obligor or its properties or assets may be bound, or (iii)
result in the creation or imposition of any lien or other encumbrance upon or
with respect to any property or asset now owned or hereafter acquired by any
Obligor, other than liens in favor of the Syndication Agent for the ratable
benefit of the Lenders.

                  (f)         No consent, license, permit, approval or
authorization of, exemption by, notice to, report to, or registration, filing or
declaration with any Person is required in connection with the execution,
delivery, performance by the Obligors of the Amendment Documents or the
transactions contemplated thereby.

         5.       Syndication Agent’s Costs. The Company shall on demand
reimburse the Syndication Agent for all of its out-of-pocket costs, including
legal fees and expenses, incurred by the Syndication Agent in connection with
this Agreement, the transactions referenced herein and the administration of the
facilities described in the Credit Agreement. The Company hereby authorizes the
Syndication Agent to charge the Company’s account(s) with the Syndication Agent
(or its affiliate) in the amount of such out-of-pocket costs.

         6.       No Change. Except as expressly set forth herein or modified
hereby, all of the terms and provisions of the Credit Agreement and the other
Basic Documents are hereby reaffirmed in their entirety and shall continue in
full force and effect.

         7.       Counterparts; Effectiveness. This Agreement may be executed in
any number of counterparts, each of which shall be an original and all of which
shall constitute one and the same instrument. This Agreement shall not be
binding upon any party until all parties hereto have executed this Agreement and
delivered it to the Syndication Agent.

         8.       No Defenses. The Company hereby acknowledges and agrees that
it has no defenses, offsets or counterclaims with respect to its obligations
under the Credit Agreement, the Notes, the other Basic Documents and the
Operative Documents and hereby waives and releases all claims against the
Syndication Agent and the Lenders with respect thereto.

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         9.         Governing Law. This Agreement shall be governed by and
construed in accordance with the laws of the State of New York.

         IN WITNESS WHEREOF, the undersigned have caused their duly authorized
representatives to execute and deliver this Agreement as of the date set forth
on the first page hereof.

  CORRECTIONAL SERVICES CORPORATION,
a Delaware corporation

  By:

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL, INC.,
a Maryland corporation

  By: 

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      Name:
Title:

  FF&E, INC., a New Jersey corporation

  By: 

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL OF
NORTHERN IOWA, INC., an
Iowa corporation

  By: 

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      Name:
Title:

(Signatures continued on next page)

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  YOUTH SERVICES INTERNATIONAL
HOLDINGS, INC., a Delaware corporation

  By: 

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL
REAL PROPERTY PARTNERSHIP, LLP,
a Maryland limited liability partnership

  By: 

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL
OF ILLINOIS, INC., a Maryland
corporation

  By: 

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL
OF SOUTH DAKOTA, INC., a South Dakota
corporation

  By: 

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      Name:
Title:

(Signatures continued on next page)

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  YOUTH SERVICES INTERNATIONAL
OF TEXAS, INC., a Texas corporation

  By: 

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      Name:
Title:

  YSI OF CENTRAL IOWA, INC.,
an Iowa corporation

  By: 

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL
OF IOWA, INC., a Maryland
corporation

  By: 

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      Name:
Title:

  YOUTH SERVICES INTERNATIONAL
OF MICHIGAN, INC., a Michigan
corporation

  By: 

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      Name:
Title:

(Signatures continued on next page)

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  YOUTH SERVICES INTERNATIONAL
OF MISSOURI, INC., a Missouri
corporation

  By: 

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      Name:
Title:

  CSC MANAGEMENT DE PUERTO RICO, INC.,
a Puerto Rico corporation

  By: 

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      Name:
Title:

  FLEET NATIONAL BANK,
as the Syndication Agent and a Lender

  By: 

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      Name:
Title:

  SUNTRUST BANK, NASHVILLE, N.A.,
as a Lender

  By: 

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      Name:
Title:

  BANCO POPULAR NORTH AMERICA,
as a Lender

  By: 

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      Name:
Title

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