May 4, 2020

Multi Solutions II, Inc.
4400 Biscayne Boulevard; 10th Floor
Miami, FL 33137

Re: Amendment No. 8 to Revolving Credit Promissory Note

Reference is made to the Revolving Credit Promissory Note (the “Revolver”) dated
April 23, 2012 in consideration of the mutual agreements and covenants contained
and other good and valuable consideration, the parties hereto agree to extend
the Maturity Date of the Revolver to December 31, 2021 from December 31, 2020.

IN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 8 to the
Revolving Credit Promissory Note to be duly executed and attested, all as of the
date first written above.

BORROWER:

MULTI SOLUTIONS II, INC., a Florida Corporation

By:  /s/ Robert M. Lundgren 
        Name: Robert M. Lundgren
         Director

LENDER:

VECTOR GROUP LTD., a Delaware Corporation

By:  /s/ Marc N. Bell  
        Name: Marc N. Bell
         Senior Vice President, General Counsel and Secretary