EXHIBIT 10.3

 SECURITY AGREEMENT

This Security Agreement (“Agreement”) is made this 29th day of February, 2008
(the “Effective Date”), by and between Voyant International Corporation, a
Nevada corporation (“Debtor”) whose address is 530 Lytton Ave. 2nd Floor, Palo
Alto, CA 94301 and MapleRidge Insurance Services, Inc., a California S
corporation, whose address is 114 Pacifica, Suite 130, Irvine, CA 92618.

This Agreement is entered into in connection with Secured Party’s loan to Debtor
of $2,000,000 (the “Loan”) pursuant to a Secured Promissory Note dated the
Effective Date (the “Note”) and a Loan Agreement dated the Effective Date (the
“Loan Agreement”).

Secured Party and Debtor agree as follows:

A.

Definitions.

1.

“Collateral”.  The Collateral shall consist of all of the personal property of
Debtor, wherever located, and now owned or hereafter acquired, including:

(i)

Accounts;

(ii)

Chattel paper;

(iii)

Inventory;

(iv)

Equipment;

(v)

Instruments, including promissory notes;

(vi)

Investment property;

(vii)

Documents;

(viii)

Deposit Accounts;

(ix)

Commercial Tort Claims;  

(x)

Letter-of-credit right;

(xi)

General intangibles (including without limitation all Intellectual Property);

(xii)

Supporting obligations; and

(xiii)

To the extent not listed above as original collateral, proceeds and products of
the foregoing.

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2.

“Copyrights.”  Copyrights are all copyright rights, applications or
registrations and like protections in each work or authorship or derivative
work, whether published or not (whether or not it is a trade secret) now or
later existing, created, acquired or held.

3.

“Intellectual Property.”  Intellectual Property is all of Debtor’s:

(i)

Intellectual property rights including Copyrights, Trademarks, and Patents,
including amendments, renewals, extensions, and all licenses or other rights to
use and all license fees and royalties from the use;

(ii)

Trade secrets or know-how;

(iii)

Design rights which may be available to Debtor; and

(iv)

Any claims for damages (past, present or future) for infringement of any of the
rights above, with the right, but not the obligation, to sue and collect damages
for use or infringement of the intellectual property rights above.

4.

“Obligations”.  This Agreement secures the following:

(i)

Debtor’s obligations under the Note and Loan Agreement;

(ii)

all of Debtor’s other present and future obligations to Secured Party;

(iii)

the repayment of (a) any amounts that Secured Party may advance or spend for the
maintenance or preservation of the Collateral, and (b) any other expenditures
that Secured Party may make under the provisions of this Agreement or for the
benefit of Debtor;

(iv)

all amounts owed under any modifications, renewals or extensions of any of the
foregoing obligations; and

(v)

any of the foregoing that arises after the filing of a petition by or against
Debtor under the United States Bankruptcy Code (the “Bankruptcy Code”), even if
the obligations do not accrue because of the automatic stay under Bankruptcy
Code § 362 or otherwise.

5.

“Patents.”  Patents are patents, patent applications and like protections,
including improvements, divisions, continuations, renewals, reissues,
reexaminations, extensions and continuations-in-part of the same.

6.

“Trademarks.”  Trademarks are trademark and servicemark rights, registered or
not, applications to register and registrations and like protections, and the
entire goodwill of the business of Debtor connected with the trademarks or
servicemarks.

7.

“UCC”.  Any term used in the Uniform Commercial Code (“UCC”) and not defined in
this Agreement has the meaning given to the term in the UCC.

B.

Grant of Security Interest.

Debtor grants a security interest in the Collateral to Secured Party to secure
the payment or performance of the Obligations.

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C.

Perfection of Security Interests.

1.

Filing of financing statement.

(i)

Debtor authorizes Secured Party to file a financing statement (the “Financing
Statement”) describing the Collateral.  

(ii)

Secured Party shall receive prior to the Closing, or within a reasonable time
thereafter, an official report from the Secretary of State of each Collateral
State, Chief Executive Office State, and the Debtor State (each as defined
below) (the “SOS Reports”) indicating that Secured Party’s security interest is
prior to all other security interests or other interests reflected in the report
except that security interest held by WAA, LLC in the WAA Collateral (as defined
in the Loan Agreement).

2.

Possession.

(i)

Debtor shall have possession of the Collateral, except where expressly otherwise
provided in this Agreement or where Secured Party chooses to perfect its
security interest by possession in addition to the filing of a financing
statement.

(ii)

Where Collateral is in the possession of a third party, Debtor will join with
Secured Party in notifying the third party of Secured Party’s security interest
and obtaining an acknowledgment from the third party that it is holding the
Collateral for the benefit of Secured Party.

3.

Control.  Debtor will cooperate with Secured Party in obtaining control with
respect to Collateral consisting of:

(i)

Deposit Accounts;

(ii)

Investment Property;

(iii)

Letter-of-credit rights; and

(iv)

Electronic chattel paper.

4.

Intellectual Property.  Debtor authorizes Secured Party to record any documents
with the United States Patent and Trademark Office and United States Copyright
Office necessary to perfect or protect Secured Party’s security interest in
Debtor’s Intellectual Property.

5.

Marking of Chattel Paper.  Debtor will not create any Chattel Paper without
placing a legend on the Chattel Paper acceptable to Secured Party indicating
that Secured Party has a security interest in the Chattel Paper.

D.

Post-Closing Covenants and Rights Concerning the Collateral.

1.

Inspection.  The parties to this Security Agreement may inspect any Collateral
in the other party’s possession, at any time upon reasonable notice.

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2.

Personal Property.  The Collateral shall remain personal property at all times.
 Debtor shall not affix any of the Collateral to any real property in any manner
which would change its nature from that of personal property to real property or
to a fixture.

3.

Secured Party’s Collection Rights.  Secured Party shall have the right at any
time to enforce Debtor’s rights against the account debtors and obligors.

4.

Limitations on Obligations Concerning Maintenance of Collateral.

(i)

Risk of Loss.  Debtor has the risk of loss of the Collateral.

(ii)

No Collection Obligation.  Secured Party has no duty to collect any income
accruing on the Collateral or to preserve any rights relating to the Collateral.

5.

No Disposition of Collateral. Secured Party does not authorize, and Debtor
agrees not to:

(i)

make any sales or leases of any of the Collateral, other than sales of Inventory
in the ordinary course of business;

(ii)

license any of the Collateral, other than licenses or sublicenses in the
ordinary course of business; or

(iii)

grant any other security interest in any of the Collateral.

6.

Purchase Money Security Interests. To the extent Debtor uses the Loan to
purchase Collateral, Debtor’s repayment of the Loan shall apply on a
“first-in-first-out” basis so that the portion of the Loan used to purchase a
particular item of Collateral shall be paid in the chronological order the
Debtor purchased the Collateral.

E.

Debtor’s Representations and Warranties.

Debtor warrants and represents that:

1.

Title to and transfer of Collateral. It has rights in or the power to transfer
the Collateral and upon the repayment of indebtedness contemplated by Section
3.1(d) of the Loan Agreement, its title to the Collateral is free of all adverse
claims, liens, security interests and restrictions on transfer or pledge except
as created by this Agreement and that security interest held by WAA, LLC in the
WAA Collateral, and.

2.

Location of Collateral. All collateral consisting of goods is located solely in
the State of California (the “Collateral State”).  

3.

Copyrights.  Set forth on Exhibit A is a true and complete list of Debtor’s
Copyrights (including copyrights of software), setting forth the name of the
copyright and application or registration number, which are registered with the
United States Copyright Office and any foreign copyright office.

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4.

Patents.  Set forth on Exhibit B is a true and compete list of all of Debtor’s
Patents, setting forth the name of the patent and application or registration
number, which are pending or registered with the United States Patent and
Trademark Office and any foreign patent office.

5.

Trademarks.  Set forth on Exhibit C is a true and compete list of all of
Debtor’s Trademarks, setting forth the name of the trademark and application or
registration number, which are pending or registered with the United States
Patent and Trademark Office and any foreign trademark office.

6.

Intellectual Property.  Debtor is the sole owner of the Intellectual Property,
except for those licenses or sublicenses granted in the ordinary course of
Debtor’s business and any interest or title of a licensor or under any license
or sublicense, if the licenses and sublicenses permit granting Secured Party a
security interest in the licenses.  No part of the Intellectual Property has
been judged invalid or unenforceable, in whole or in part, and no claim has been
made that any part of the Intellectual Property violates the rights of any third
party.

7.

Location, State of Organization, and Name of Debtor.  Debtor’s:

(i)

chief executive office is located in the State of California (the “Chief
Executive Office State”);

(ii)

state of organization is the State of Nevada (the “Debtor State”); and

(iii)

exact legal name is as set forth in the first paragraph of this Agreement.

F.

Debtor’s Covenants.

Until the Obligations are paid in full, Debtor agrees that it will:

1.

Preserve its corporate existence and not, in one transaction or a series of
related transactions, merge into or consolidate with any other entity, or sell
all or substantially all of its assets;

2.

Not change the state where it is located;

3.

Not change its corporate name without providing Secured Party with 30 days’
prior written notice;

4.

(i) Use its best efforts to protect, defend and maintain the validity and
enforceability of the Intellectual Property, (ii) promptly advise Secured Party
in writing of any material infringements of the Intellectual Property by a third
party as it becomes known to Debtor, and (iii) use its best efforts to prevent
any Intellectual Property from being abandoned, forfeited or dedicated to the
public without Secured Party’s written consent;

5.

Give prompt notice of any material change in the composition of the Intellectual
Property, including any subsequent ownership right of Debtor in or to any
Copyright, Patent or Trademark or knowledge of an event that materially
adversely affects the value of the Intellectual Property; and

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6.

Not register any of its Copyrights with the United States Copyright Office
without first executing and simultaneously registering an intellectual property
security agreement, with the United States Copyright Office, listing such
Copyrights in order to protect and perfect Secured Party’s security interest in
such Copyrights.  Promptly after such registration, Debtor shall forward to
Secured Party, at the address set forth above, a copy of, and the original
Intellectual Property Security Agreement as filed with the United States
Copyright Office.  

G.

Events of Default.

The occurrence of any of the following shall, at the option of Secured Party, be
an Event of Default:

1.

Any default or Event of Default by Debtor under this Agreement, the Note, the
Loan Agreement or any of the other Obligations;

2.

Debtor’s failure to comply with any of the provisions of, or the incorrectness
of any representation or warranty contained in, this Agreement, the Note, the
Loan Agreement or in any of the other Obligations;

3.

Transfer or disposition of any of the Collateral, except as expressly permitted
by this Agreement;

4.

Attachment, execution, or levy on any of the Collateral;

5.

Debtor voluntarily or involuntarily becoming subject to any proceeding under
(a) the Bankruptcy Code or (b) any similar remedy under state statutory or
common law, except any involuntary proceeding dismissed within 60 days;

6.

Debtor shall fail to comply with any federal, state or local (a) hazardous waste
or environmental law, (b) asset forfeiture or similar law which can result in
the forfeiture of property, or (c) other law, where noncompliance may have any
significant effect on the Collateral;

7.

Debtor shall become subject to any administrative or judicial proceeding under
any federal, state or local (a) hazardous waste or environmental law, (b) asset
forfeiture or similar law which can result in the forfeiture of property, or (c)
other law, where such proceeding may have any significant effect on the
Collateral; or

8.

Secured Party shall receive at any time following the Closing an SOS Report
indicating that Secured Party’s security interest is not prior to all other
security interests or other interests reflected in the report except that
security interest held by WAA, LLC in the WAA Collateral.

H.

Default Costs.

Should an Event of Default occur, Debtor will pay to Secured Party all costs
reasonably incurred by the Secured Party for the purpose of enforcing its rights
hereunder, including:

1.

Costs of foreclosure;

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2.

Costs of obtaining money damages; and

3.

A reasonable fee for the services of an attorney employed by Secured Party for
any purpose related to this Agreement or the Obligations, including
consultation, drafting documents, sending notices or instituting, prosecuting or
defending litigation or arbitration.

I.

Remedies Upon Default.

1.

General.  Upon any Event of Default, Secured Party may pursue any remedy
available at law (including those available under the provisions of the UCC), or
in equity to collect, enforce, or satisfy any Obligations then owing, whether by
acceleration or otherwise.

2.

Concurrent Remedies.  Upon an Event of Default, the Secured Party shall have the
right to pursue any of the following remedies separately, successively, or
simultaneously:

(i)

File suit and obtain judgment, and, in conjunction with any action, Secured
Party may seek any ancillary remedies provided by law, including levy of
attachment and garnishment.

(ii)

Take possession of any Collateral if not already in its possession without
demand and without legal process.  Upon Secured Party’s demand, Debtor will
assemble and make the Collateral available to the Secured Party as they direct.
 Debtor grants to Secured Party the right, for this purpose, to enter into or on
any premises where Collateral may be located.

(iii)

Without taking possession, sell, lease or otherwise dispose of the Collateral at
public or private sale in accordance with the UCC.

J.

Foreclosure Procedures.

1.

No Waiver.  No delay or omission by the Secured Party to exercise any right or
remedy accruing upon any Event of Default shall (a) impair any right or remedy,
(b) waive any default or operate as an acquiescence to the Event of Default, or
(c) affect any subsequent default of the same or of a different nature.

2.

Notices.  Secured Party shall give Debtor such notice of any private or public
sale as may be required by the UCC.

3.

Condition of Collateral.  Secured Party has no obligation to clean-up or
otherwise prepare the Collateral for sale.

4.

No Obligation to Pursue Others.  Secured Party has no obligation to attempt to
satisfy the Obligations by collecting them from any other person liable for them
and Secured Party may release, modify or waive any collateral provided by any
other person to secure any of the Obligations, all without affecting Secured
Party’s rights against Debtor.  Debtor waives any right it may have to require
Secured Party to pursue any third person for any of the Obligations.

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5.

Compliance With Laws.  Secured Party may comply with any applicable state or
federal law requirements in connection with a disposition of the Collateral and
compliance will not be considered to adversely affect the commercial
reasonableness of any sale of the Collateral.

6.

Warranties.  Secured Party may sell the Collateral without giving any warranties
as to the Collateral.  Secured Party may specifically disclaim any warranties of
title or the like.  This procedure will not be considered adversely to affect
the commercial reasonableness of any sale of the Collateral.

7.

Intellectual Property.  Secured Party is granted a non-exclusive, royalty-free
license or other right to use, without charge, Debtor’s labels, Patents,
Copyrights, rights of use of any name, trade secrets, trade names, Trademarks,
service marks, and advertising matter, or any similar property as it pertains to
the Collateral, solely in completing production of, advertising for sale, and
selling any Collateral and, in connection with Secured Party’s exercise of its
rights under this Section, Debtor’s rights under all licenses and all franchise
agreements inure to Secured Party’s benefit;

8.

Sales on Credit.  If the Secured Party sells any of the Collateral upon credit,
Debtor will be credited only with payments actually made by the purchaser,
received by Secured Party and applied to the indebtedness of the Purchaser.  In
the event the purchaser fails to pay for the Collateral, Secured Party may
resell the Collateral and Debtor shall be credited with the proceeds of the
sale.

9.

Purchases by Secured Party.  In the event Secured Party purchases any of the
Collateral being sold, Secured Party may pay for the Collateral by crediting
some or all of the Obligations of the Debtor.

10.

No Marshaling.  Secured Party has no obligation to marshal any assets in favor
of Debtor, or against or in payment of:

(i)

the Note,

(ii)

any of the other Obligations, or

(iii)

any other obligation owed to Secured Party by Debtor or any other person.

K.

Miscellaneous.

1.

Assignment.

(i)

Binds Assignees.  This Agreement shall bind and shall inure to the benefit of
the heirs, legatees, executors, administrators, successors, and assigns of
Secured Party and shall bind all persons who become bound as a debtor to this
Agreement.

(ii)

No Assignments by Debtor.  Secured Party does not consent to any assignment by
Debtor except as expressly provided in this Agreement.

(iii)

Secured Party Assignments.  Secured Party may assign its right or interest under
this Agreement.  If an assignment is made, Debtor shall render

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performance under this Agreement to the assignee.  Debtor waives and will not
assert against any assignee any claims, defenses, or setoffs which Debtor could
assert against Secured Party except defenses which cannot be waived.

2.

Severability.  Should any provision of this Agreement be found to be void,
invalid or unenforceable by a court or panel of arbitrators of competent
jurisdiction, that finding shall only affect the provisions found to be void,
invalid or unenforceable and shall not affect the remaining provisions of this
Agreement.

3.

Notices.  Any notices required by this Agreement shall be deemed to be delivered
when a record has been (a) deposited in any United States postal box if postage
is prepaid, and the notice properly addressed to the intended recipient, (b)
received by telecopy, (c) received through the Internet, and (d) when personally
delivered.

4.

Headings.  Section headings used this Agreement are for convenience only.  They
are not a part of this Agreement and shall not be used in construing it.

5.

Governing Law.  This shall be construed and enforced in accordance with the laws
of the State of California except to the extent that the UCC provides for the
application of the law of the Debtor States.

6.

Rules of Construction.

a.

No reference to “proceeds” in this Agreement authorizes any sale, transfer, or
other disposition of the Collateral by the Debtor.

b.

“Includes” and “including” are not limiting.

c.

“Or” is not exclusive.

d.

“All” includes “any” and “any” includes “all.”

7.

Integration and Modifications.

(i)

This Agreement is the entire agreement of the Debtor and Secured Party
concerning its subject matter.

(ii)

Any modification to this Agreement must be made in writing and signed by the
party adversely affected.

8.

Waiver.  Any party to this Agreement may waive the enforcement of any provision
to the extent the provision is for its benefit.

9.

Further Assurances.  Debtor agrees to execute any further documents, and to take
any further actions, reasonably requested by Secured Party to evidence or
perfect the security interest granted herein, to maintain the first priority of
the security interests, or to effectuate the rights granted to Secured Party
herein.

(*******************)

(Signatures on Following Page)

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The parties have signed this Agreement as of the day and year first above
written.

 

“Debtor’’

 

 

 

By:

/s/ Dana Waldman

 

 

Dana Waldman

 

 

Chief Executive Officer

 

 

Voyant International Corporation

 

 

 

 

 

 

 

 

 

 

 

 

 

By:

/s/ Anthony J. Jacobson

 

 

Anthony J. Jacobson

 

 

 

 

 

MapleRidge Insurance Services, Inc.

 

 

 

 

 

 

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EXHIBIT A

COPYRIGHTS

None

A-1

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EXHIBIT B

PATENTS

[exhibit103002.gif] [exhibit103002.gif]

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EXHIBIT C

TRADEMARKS

Application for standard character claim for “CONCIOUS CONTENT”

Domain names:

Voyant.com

VoyantProductions.com

RocketStream.com

Rocket2me.com

Rocketome.com

Rocketstream.net

Rocketumi.com

Rocketumi.net

rocketstream.cn

rocketstream.jp

rocketumi.cn

rocketumi.jp

Rockit2me.com

Rockitome.com

Typhoonmedia.com

Vouyant.com

Vouyant.net

Voyantinternational.com

Voyantinternational.net

Voyyant.com

Voyyant.net

Vuoyant.com

Vuoyant.net

Zerosandones.com

Zeroesones.com

Zerosandones.com

Zerosones.com