EXHIBIT 10.2

AIA Document A101- 1997

Standard Form of Agreement Between Owner and Contractor

where the basis of Payment is a STIPULATED SUM

AGREEMENT made as of the     Fourth Day        of January  

in the year of    Two Thousand and Five

(In words, indicate day, month and year)

BETWEEN the Owner:

(Name, address and other information)

Blue Ridge Real Estate, Inc. Company

P. 0. Box 707

Route 940 and Mosey Wood Road

Blakeslee, PA 18610

and the Contractor:

(Name, address and other information)

Barbaron, Inc.

4411 E. Arlington Street

Inverness, FL 34453

This document has important legal consequences. Consultation with an attorney is
encouraged with respect to its completion or modification.

AIA Document A201-1997, General Conditions of the Contract for Construction, is
adopted in this document by reference. Do not use with other general conditions
unless this document is modified.

This document has been approved and endorsed by The Associated General
Contractors of America.

The Project is:

(Name and location)

Jack Frost National Golf Club @ Boulder Creek Resorts

Blakeslee, PA

The Architect is:

(Name, address and other information)

Golf Strategies, LLC

737 Main Street

Suite 201 Safety Harbor, FL  34695

The Owner and Contractor agree as follows.

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967. 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA* Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

ARTICLE 1 THE CONTRACT DOCUMENTS

The Contract Documents consist of this Agreement, Conditions of the Contract
(General, Supplementary and other Conditions), Drawings, Specifications, Addenda
issued prior to execution of this Agreement, other documents listed in this
Agreement and Modifications issued after execution of this Agreement; these form
the Contract, and are as fully a part of the Contract as if attached to this
Agreement or repeated herein. The Contract represents the entire and integrated
agreement between the parties hereto and supersedes prior negotiations,
representations or agreements, either written or oral. An enumeration of the
Contract Documents, other than Modifications, appears in Article 8.  The terms
and conditions of the “Special Conditions” shall supercede any other conflicting
language in the Contract Documents.

ARTICLE 2 THE WORK OF THIS CONTRACT

The Contractor shall fully execute the Work described in the Contract Documents,
except to the extent specifically indicated in the Contract Documents to be the
responsibility of others.     SEE EXHIBIT C

ARTICLE 3 DATE OF COMMENCEMENT AND SUBSTANTIAL COMPLETION

§ 3.1 The date of commencement of the Work shall be the date of this Agreement
unless a different date is stated below or provision is made for the date to be
fixed in a notice to proceed issued by the Owner.

(Insert the date of commencement if it differs from the date of this Agreement
or, if applicable, state that the date will be fixed in a notice to proceed.)

The date of commencement will be March 1, 2005 and fixed in a Notice To Proceed.

If, prior to the commencement of the Work, the Owner requires time to file
mortgages, mechanic's liens and other security interests, the Owner's time
requirement shall be as follows:

§ 3.2 The Contract Time shall be measured from the date of commencement.

§ 3.3 The Contractor shall achieve Substantial Completion of the entire Work not
later than                 days from the date of commencement, or as follows:

(Insert number of calendar days. Alternatively, a calendar date may he used when
coordinated with the date of commencement. Unless stated elsewhere in the
Contract Documents, insert any requirements/or earlier Substantial Completion of
certain portions of the Work.)

November 4, 2005

, subject to adjustments of this Contract Time as provided in the Contract
Documents. (Insert provisions, if any, for liquidated damages relating to
failure to complete on time or for bonus payments for early completion of the
Work.) For every day after November 4, 2005 which Contractor has failed to
achieve Substantial Completion of the entire work, -the Contract Sum shall be
reduced by an amount of $500.00.   Owner and Contractor acknowledge that the
damage from such delay in completion are difficult to measure and therefore have
negotiated, stipulated and agreed that $500.00 a day is a fair and reasonable
amount of liquidated damages to Owner for any such delay in completion.

ARTICLE 4 CONTRACT SUM                                   

§ 4.1 The Owner shall pay the Contractor the Contract Sum in current funds for
the Contractor's performance of the Contract. The contract sum shall be Two
Million Seven Hundred Ninety Eight Thousand Four Hundred. Eighty Three and
50/100 Dollars. ($2,798,483.50), subject to additions and deductions as provided
in the Contract Documents.

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967. 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA* Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

§ 4.2 The Contract Sum is based upon the following alternates, if any, which are
described in the Contract Documents and are hereby accepted by the Owner:

(State the numbers or other identification of accepted alternates. If decisions
on other alternates are to be made by the Owner subsequent to the execution of
this Agreement, attach a schedule of such other alternates showing the amount
for each and the date when that amount expires)

The work is limited to the items bid on the Schedule of Unit Prices (Exhibit A)

This is a Lump Sum Contract, unless otherwise noted. Contract will be adjusted
by change order only.

§ 4.3 Unit prices, if any, are as follows:

See Exhibit A - Schedule of Prices.

ARTICLES PAYMENTS

§ 5.1 PROGRESS PAYMENTS

§ 5.1.1 Based upon Applications for Payment submitted to the Architect by the
Contractor and Certificates for Payment issued by the Architect, the Owner shall
make progress payments on account of the Contract Sum to the Contractor as
provided below and elsewhere in the Contract Documents.

§ 5.1.2 The period covered by each Application for Payment shall be one calendar
month ending on the last day of the month, or as follows:

25th of the month

§ 5.1.3 Provided that an Application for Payment is received by the Architect
not later than the 25th day of a month, the Owner shall make payment to the
Contractor not later than the 15th  day of the following month. If an
Application for Payment is received by the Architect after the application date
fixed above, payment shall be made by the Owner not later than twenty ( 20 )
days after the Architect receives the Application for Payment.

§ 5.1.4 Each Application for Payment shall be based on the most recent schedule
of values submitted by the Contractor in accordance with the Contract Documents.
The schedule of values shall allocate the entire Contract Sum among the various
portions of the Work. The schedule of values shall be prepared in such form and
supported by such data to substantiate its accuracy as the Architect may
require. This schedule, unless objected to by the Architect, shall be used as a
basis for reviewing the Contractor's Applications for Payment.

§ 5.1.5 Applications for Payment shall indicate the percentage of completion of
each portion of the Work as of the end of the period covered by the Application
for Payment.

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967. 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA* Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

§  5.1.6 Subject to other provisions of the Contract Documents, the amount of
each progress payment shall be computed as follows:

1   Take that portion of the Contract Sum properly allocable to completed Work
as determined by multiplying the percentage completion of each portion of the
Work by the share of the Contract Sum allocated to that portion of the Work in
the schedule of values, less retainage of  five percent (5 %). Pending final
determination of cost to the Owner of changes in the Work, amounts not in
dispute shall be included as provided in Section 7.3.8 of AIA Document
A201-1997;

.2   Add that portion of the Contract Sum properly allocable to materials and
equipment delivered and suitably stored at the site for subsequent incorporation
in the completed construction (or, if approved in advance by the Owner, suitably
stored.off the site at a location agreed upon in writing), less retainage of
  Zero percent (   0   %);

.3   Subtract the aggregate of previous payments made by the Owner; and

.4   Subtract amounts, if any, for which the Architect has withheld or nullified
a Certificate for Payment as provided in Section 9.5 of AIA Document A201-1997

§ 5.1.7 The progress payment amount determined in accordance with Section 5.1.6
shall be further modified under the following circumstances:

.1    Add, upon Substantial Completion of the Work, a sum sufficient to increase
the total payments to the full amount of the Contract Sum, less such amounts as
the Architect shall determine for incomplete Work, retainage applicable to such
work and unsettled claims; and (Section 9.8.5 of AIA Document A201-1997 requires
release of applicable retainage upon Substantial Completion of Work with consent
of surety, if any.)

.2   Add, if final completion of the Work is thereafter materially delayed
through no fault of the Contractor, any

      additional amounts payable in accordance with Section 9.10.3 of AIA
Document A201-1997.

§ 5.1.8 Reduction or limitation of retainage, if any, shall be as follows:

(If it is intended, prior to Substantial Completion of the entire Work, to
reduce or limit the retainage resulting/ram the percentages inserted in Sections
5.1.6.1 and 5.1.6.2 above, and this is not explained elsewhere in the Contract
Documents, insert here provisions/or such reduction or limitation.)

Retainage shall not be released in any amount until all advance payments made by
owner have been credited to or applied to amounts owned by owner to contractor.

§ 5.1.9 Except with the Owner's prior approval, the Contractor shall not make
advance payments to suppliers for materials or equipment which have not been
delivered and stored at the site.

§ 5.2 FINAL PAYMENT

§ 5.2.1 Final payment, constituting the entire unpaid balance of the Contract
Sum, shall be made by the Owner to the Contractor when:

.1   the Contractor has fully performed the Contract except for the Contractor's
responsibility to correct Work as provided in Section 12.2.2 of AIA Document
A201-1997, and to satisfy other requirements, if any, which extend beyond final
payment; and

.2   a final Certificate for Payment has been issued by the Architect.

§ 5.2.2 The Owner's final payment to the Contractor shall be made no later than
30 days after the issuance of the Architect's final Certificate for Payment, or
as follows:                          

Final payment which includes all retainage amount will be made within (15)
fifteen days of Final Certificate for payment.

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967. 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA* Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

ARTICLE 6 TERMINATION OR SUSPENSION

§ 6.1 The Contract may be terminated by the Owner or the Contractor as provided
in Article 14 of AIA Document A201-1997.

§ 6.2 The Work may be suspended by the Owner as provided in Article 14 of AIA
Document A201-1997.

ARTICLE 7 MISCELLANEOUS PROVISIONS

§ 7.1 Where reference is made in this Agreement to a provision of AIA Document
A201-1997 Or another Contract Document, the reference refers to that provision
as amended or supplemented by other provisions of the Contract Documents.

§ 7.2 Payments due and unpaid under the Contract shall bear interest from the
date payment is due at the rate stated below, or in the absence thereof, at the
legal rate prevailing from time to time at the place where the Project is
located.

(Insert rate of interest agreed upon, if any.)              

Prime Rate of Interest Plus 2%

(Usury laws and requirements under the Federal Truth in Lending Act, similar
state and local consumer credit laws and other regulations at the Owner's and
Contractor's principal places of business, the location of the Project and
elsewhere may affect the validity of this provision. Legal advice should be
obtained with respect to deletions or modifications, and also regarding
requirements such as written disclosures or waivers.)

§ 7.3 The Owner's representative is:

(Name, address and other information)

Patrick M. Flynn, President

Blue Ridge Real Estate, Inc:

P. 0. Box 707   

Route 940 and Mosey Wood Road

Blakeslee, PA 18610

§ 7.4 The Contractor's representative is:

(Name, address and other information)

Ronald Kitchen, Jr., President

Barbaron, Inc.

4411 E. Arlington Street

Inverness, FL 34453

§ 7.5 Neither the Owner's nor the Contractor's representative shall be changed
without ten days written notice to the other party
                                    

§ 7.6 Other provisions:

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967. 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA* Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

ARTICLE 8 ENUMERATION OF CONTRACT DOCUMENTS

§ 8.1 The Contract Documents, except for Modifications issued after execution of
this Agreement, are enumerated as follows:

§ 8.1.1 The Agreement is this executed 1997 edition of the Standard Form of
Agreement Between Owner and Contractor, AIA Document A101-1997.

§ 8.1.2 The General Conditions are the 1997 edition of the General Conditions of
the Contract for Construction, AIA Document A201 -1997.

§ 8.1.3 The Supplementary and other Conditions of the Contract are those
contained In the Project Manual dated         , and are as follows

Document                   

Title                

 

Pages

Exhibit A   

Unit Price Schedule            

1-4

Exhibit B  

Golf Course Specifications   

1-58

Exhibit C   

Article 1 - Work of Contract  

1

§ 8.1.4 The Specifications are those contained in the Project Manual dated as in
Section 8.1.3, and are as follows:

(Either list the Specifications here or refer to an exhibit attached to this
Agreement.)

Section                       Title                  Pages

 See Specifications Pages 25-58.

§ 8.1.5 The Drawings are as follows, and are dated
                              unless a different date is shown below:

{Either list the Drawings here or refer to an exhibit attached to this
Agreement.)

Number                                 Title                          

 Date

B-0.0                                    Title Page                  

10-25-04

B-1.0                                    Site Plan                     

10-25-04

B-2.0 thru B-2.2                  Site Grading Plan       

10-25-04

B-3.0 thru B-3.2                  Site Grassing Plan      

10-25-04

B-4.0                                   Details                

10-25-04

§ 8.1.6 The Addenda, if any, are as follows:   

Number                     Date                 Pages

See e-mail dated November 11, 2004.

See Answer to Questions.

Portions of Addenda relating to bidding requirements are not part of the
Contract Documents unless the bidding requirements are also enumerated in this
Article 8.

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967. 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA* Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

§ 8.1.7 Other documents, if any, forming part of the Contract Documents are as
follows:

(List here any additional documents that are intended to form part of the
Contract Documents. AIA Document A201-1997 provides that bidding requirements
such as advertisement or invitation to bid, Instructions to Bidders, sample
forms and the Contractor's bid are not pan of the Contract Documents unless
enumerated in this Agreement. They should be listed here only if intended to be
pan of the Contract Documents.)

This Agreement is entered into as of the day and year first written above and is
executed in at least three original copies, of which one is to be delivered to
the Contractor, one to the Architect for use in the administration of the
Contract, and the remainder to the Owner.

/s/ Eldon D. Dietterick

OWNER (Signature)

Eldon D. Dietterick

Exec. Vice President & Treasurer

(Printed name and title)

/s/ Ronald Kitchen, Jr.

CONTRACTOR (Signature)

Ronald Kitchen, Jr., President

(Printed name and title)

CAUTION: You should sign an original AIA Contract Document, on which this text
appears in RED. An original assures that changes will not be obscured.

AIA Document A101™- 1997. Copyright ©1915, 1918, 1925, 1937, 1951, 1958, 1961,
1963, 1967, 1974, 1977, 1980, 1987, 1991 and 1997 by The American Institute of
Architects. All rights reserved. WARNING: This AIA® Document is protected by
U.S. Copyright Law and International Treaties. Unauthorized reproduction or
distribution of this AIA8 Document, or any portion of it, may result in severe
civil and criminal penalties, and will be prosecuted to the maximum extent
possible under the law. Purchasers are permitted to reproduce ten (10) copies of
this document when completed. To report copyright violations of AIA Contract
Documents, e-mail The American Institute of Architects' legal counsel,
copyright@aia.org.

NOTARY FOR OWNER:

Before the undersigned, Notary Public in and for Carbon County, State of
Pennsylvania, personally appeared on the date set forth above Eldon D.
Dietterick the person above subscribed, who, being duly sworn, did affirm and
acknowledged that the foregoing statement is true, correct and complete and that
said party is duly authorized to execute this document.

Acknowledged this 17th day of February, 2005

/s/ Mary M. Sweeney

Notary Public

My Commission Expires:

Notarial Seal

Mary M. Sweeney, Notary Public

Kidder Twp., Carbon County

My Commission Expires Apr. 23, 2005

Member Pennsylvania Association of Notaries

NOTARY FOR CONTRACTOR:

Before the undersigned Notary Public in and for Citrus County, State of Florida,
personally appeared on the date set forth above Ronald Kitchen, Jr. the person
above subscribed, who being duly sworn, did affirm and acknowledged that the
foregoing statement is true, correct and complete and that said party is duly
authorized to execute this document.

Acknowledged this 4th day of January, 2005.

/s/ Alana J. Frasier

Notary Public

 

My Commission Expires: Alana J. Frasier

Commission #DD119600

Expires May 21, 2006

Bonded Thru Atlantic Bonding Co., Inc.