Title: State Farm Fire and Cas. Co. v. Bowen

State: wyoming

Issuer: Wyoming Supreme Court

Document:

State Farm Fire and Cas. Co. v. Bowen1988 WY 76756 P.2d 773Case Number: 87-223Decided: 06/03/1988Supreme Court of Wyoming
STATE FARM FIRE AND CASUALTY COMPANY, APPELLANT 
(PLAINTIFF),

v.

GARETH H. BOWEN AND 
DOROTHY BOWEN, APPELLEES (DEFENDANTS).

Appeal from theDistrictCourtofLaramieCounty; Edward L. Grant, 
Judge.

John A. Sundahl 
of Godfrey, Sundahl & Jorgenson, Cheyenne, for appellant.

George Zunker, 
Cheyenne, for appellees.

Before BROWN, C.J., THOMAS, CARDINE and MACY, JJ., 
and ROONEY, J., Retired.

ROONEY, Retired 
Justice.

[¶1.]     This is a companion 
case to State Farm Fire and Casualty Company v. Paulson, Wyo., 756 P.2d 764 
(1988). The damage to appellant's residence was caused by the same storm which 
damaged the Paulson residence. The insurance polices involved were the same. The 
trial court incorporated the opinion letter in the Paulson case into its 
Declaratory Judgment, Findings of Fact and Conclusions of Law in this case. In a 
short opinion letter in this case, the trial court stated:

"The principal difference 
in the evidence between Paulson and Bowen was that in Paulson, falling hail 
directly broke the window and in Bowen, large masses of hail born by water broke 
the window, but the outside glass or plexiglass `bubble' coverings over the 
window wells that Mr. Bowen had installed were broken by hail's direct 
impact."

The Declaratory 
Judgment, Findings of Fact and Conclusions of Law in this case were identical to 
those in the Paulson case in all respects pertinent to this appeal. 

[¶2.]     Accordingly, and for 
the reasons stated in the Paulson case, the judgment against appellant in this 
case is reversed.

CARDINE, J., filed a dissenting 
opinion.

CARDINE, Justice, 
dissenting.

[¶3.]     I dissent from the 
majority opinion for the reasons stated in my dissenting opinion filed in State 
Farm Fire and Casualty Company v. Paulson, Wyo., 756 P.2d 764 
(1988).