Title: Janet Livingston, et al v. Fast Cash USA, Inc.

State: indiana

Issuer: Indiana Supreme Court

Document:

IN THE INDIANA SUPREME COURT LIVINGSTON, Janet, et al., ) Supreme Court case no. ) 94S00-0010-CQ-609 plaintiffs, ) ) v. ) ) FAST CASH USA, INC., ) ) defendant, ) ) U.S. District Court case no. ) IP 99-1226-C (B/S ), and all other District Court ) cases consolidated into it, including: ) ) IP 99-1887-C (B/S ) ) IP 00-45-C (D/S ) ) IP 00-46-C (T/S ) ) IP 00-60-C (B/S ) ) IP 00-121-C (H/S ) ) IP 00-122-C (Y/S ) ) IP 00-137-C (H/S ) ) IP 00-138-C (B/S ) ) IP 00-163-C (M/S ) ) IP 00-165-C (T/S ) ) IP 00-166 C (H/S ) ) IP 00-339-C (H/S ) ) IP 00-676-C (H/S ) ) IP 00-902-C (H/S ) ) IP 00-903-C (H/S ) ) IP 00-957-C (B/S ) ) IP 00-964-C (B/S ) ) IP 00-1001-C (H/S ) ) IP 00-1101-C (H/S ) ) TH 00-32-C (M/S ) ) 
 
 
 
                 And WALLACE, Kelli R., et al.,                ) Supreme Court case no.                             ) 94S00-0010-CQ-610         plaintiffs,                )                             )         v.                    )                             ) ADVANCE AMERICA CASH            ) ADVANCE CENTERS OF INDIANA,        )                             )         defendants,                )                             ) U.S. District Court case no.                ) 2:00cv0123AS, and all others consolidated        ) into it, including:                    )                             )         2:00cv0179AS            )         2:00cv0189AS            )         2:00cv0313AS            )         2:00cv0388AS            )         3:00cv0070AS            )         3:00cv0072AS            )         3:00cv0077AS            )         3:00cv0259AS            )         3:00cv0274AS            )         1:00cv0101AS            )         1:00cv0102AS            )         1:00cv0181AS            )         1:00cv0276AS            )         1:00cv0314AS            )   ORDER       The United States District Court for the Southern District of Indiana, Indianapolis and Terre Haute Divisions, and for the Northern District of Indiana, Hammond Division, have certified a question of Indiana state law for this Court's consideration pursuant to Indiana Appellate Rule 15(O). The question arises in numerous cases pending in the courts, the "lead" case from the Southern District being Livingston v. Fast Cash USA, Inc., no. IP 99-1226-C (B/S), and from the Northern District being Wallace v. Advance America Cash Advance Centers of Indiana, no. 2:00cv0123AS. The question, as framed by the federal district courts, is:   Is the minimum loan finance charge permitted by Ind. Code 24-4.5-3-508(7), when charged by a licensed supervised lender, limited by Ind. Code 24-4.5-3-508(2) or Ind. Code 35-45-7-2?      The Court ACCEPTS the certified question pursuant to Appellate Rule 15(O) and orders briefing on the question as follows.  
     There being a single question certified to the Court and the pertinent facts apparently having been stipulated, the Court directs that the cases be consolidated for purposes of briefing. Therefore, the plaintiffs in the federal actions are allowed a single main brief and a single response brief. These two briefs shall be bound with a blue cover. Likewise, the defendants in the federal actions are allowed to file a single main brief and a single response brief. These two briefs shall be bound with a red cover. Except to the extent this order directs otherwise, the four briefs shall conform to the provisions of Appellate Rule 8.2 to the greatest extent reasonably possible. In addition, each side may file one appendix containing certified copies of documents from the District Court, which the parties believe are necessary or helpful for deciding the question. The cover of the appendix shall be the same color as the main brief. An original and eight copies of each brief and appendix are to be filed with the Clerk.  
 The two main briefs must be filed by December 18, 2000. These briefs shall, to the extent reasonably practical, conform to the provisions of Appellate Rule 8.3(A). These briefs may not exceed 8400 words, exclusive of the items listed in Appellate Rule 8.3(A)(1), and shall be accompanied by the verified statement of word count referred to in Appellate Rule 8.2(A)(4)(b). The two response briefs must be filed by January 12, 2001. These briefs may not exceed 2400 words exclusive of the items listed in Appellate Rule 8.3(A)(1), and shall be accompanied by the verified statement of word count referred to in Appellate Rule 8.2(A)(4)(b). Any appendix must be filed by January 12, 2001.  
     Extensions of time will be granted only under extraordinary circumstances. Once the matter is fully briefed, the Court will take it under advisement and issue an opinion in due course. 
     West Publishing Company is directed to publish this order.  
     The clerk is directed to send a copy of this order to Judge Allen Sharp, United States District Court, Northern District of Indiana, 124 Robert A. Grant Courthouse, 204 S. Main Street, South Bend, IN 46601; to Judge Sarah Evans Barker, Chief Judge, United States District Court, Southern District of Indiana, 210 U.S. Courthouse, 46 E. Ohio Street, Indianapolis, IN 46204; to S. Hugh Dillin, Senior Judge, United States District Court, Southern District of Indiana, 255 U.S. Courthouse, 46 E. Ohio Street, Indianapolis, IN 46204; to Judge Larry J. McKinney, 204 U.S. Courthouse, 46 E. Ohio Street, Indianapolis, IN 46204; to Judge John D. Tinder, 304 U.S. Courthouse, 46 E. Ohio Street, Indianapolis, IN 46204; to Judge David F. Hamilton, 330 U.S. Courthouse, 46 E. Ohio Street, Indianapolis, IN 46204; to Judge Richard L. Young, 310 U.S. Courthouse, 46 E. Ohio Street, Indianapolis, IN 46204; and to the attorneys listed on the attached pages. 
     Done at Indianapolis, Indiana this ________ day of November, 2000. 
 
 
                             __________________________                             Randall T. Shepard                             Chief Justice of Indiana All Justices concur.   Lemuel Stiger Chapel Plaza 7895 Broadway Suite D Merrillville, IN 46410 
 Daniel A. Edelman Cathleen M. Combs Charles H. Lee 120 S. LaSalle Street 18 th Floor  Chicago, IL 60603 
 Patrick D. Murphy 1 st Source Bank Center  100 N. Michigan Street #600 South Bend, IN 46601-1632 
 Mark J. Dinsmore Anne N. DePrez Barnes & Thornburg 11 S. Meridian Street #1313 Indianapolis, IN 46204-3556 
 
 Henry Alex Efroymson Michael J. Lewinski Adel James Chareq Ice Miller Donadio and Ryan One American Square Box 82001 Indianapolis, IN 46282-0002 
 James A. Greco, Sr. Greco Pera and Bishop 2115 W. Lincoln Highway Merrillville, IN 46410 
 Randy Harmon Wyllie Wieser and Sterba 425 W. Lincoln Highway Schererville, IN 46375 
 Clifford W. Shepard 2325 W. Washington Street Indianapolis, IN 46222-4256 
 
  Cathleen M. Combs Michelle R. Teggelaar KeyBank Building P.O. Box 4757 Suite 200 South Bend, IN 46634-4757 
 Thomas S. Botkin Andrea E., Halpin 105 E. Jefferson Blvd. Suite 400 South Bend, IN 46601 
 Mark J. Ruehlmann 312 Walnut Street #3500 Cincinnati, OH 45202-4156 
 Amy L. Brown P.O. Box 407 1207 Pennsylvania Avenue NW Washington, DC 20044-0407 
 Timothy J. Abeska Jeanine M. Gozdecki Brien P. Crotty Key Bank Building P.O. Box 4757 Suite 200 South Bend, IN 46634-4757 
 Richard A. Nussbaum, II Adrian Mendoza, Jr. Matthew J. Egan Craig W. Church P.O. Box 300 210 S. Michigan Street Suite 500 South Bend, IN 46624 
 James A. Greco, Sr. 2115 W. Lincoln Highway Merrillville, IN 46410 
 
   
 Adrian Mendoza, Jr. Matthew J. Egan Craig W. Church One S. Wacker Drive Suite 2500 Chicago IL 606064673 
 G. Ronald Heath Ronald G. Sentman One Indiana Square Suite 1800 Indianapolis, IN 46204 
 David K. Hawk Jeffrey P. Smith Fourth Floor Courtside Building 803 S. Calhoun Street Fort Wayne, IN 46802 
 Judy L. Woods 2700 First Indiana Plaza 135 N. Pennsylvania Street Indianapolis, IN 46204 
 James P. Posey Laura L. Reuss 110 W. Berry Street Suite 1214 Fort Wayne, IN 46802