Title: Keppel v. Jack Keppel Estate

State: ohio

Issuer: Ohio Supreme Court

Document:

KEPPEL, APPELLEE, V. JACK KEPPEL ESTATE; NATIONWIDE MUTUAL INSURANCE 
1 
COMPANY, APPELLANT. 
2 
[Cite as Keppel v. Jack Keppel Estate (1996), ___ Ohio St.3d ___.] 
3 
Insurance -- Motor vehicles -- Pursuant to former R.C. 3937.18, an 
4 
underinsurance claim must be paid, when -- Determining amount of 
5 
underinsurance coverage to be paid. 
6 
 
(No. 96-312 -- Submitted July 10, 1996 -- Decided August 7, 1996.) 
7 
 
CERTIFIED by the Court of Appeals for Lorain County, No. 
8 
95CA006157. 
9 
_________ 
10 
 
Weston, Hurd, Fallon, Paisley & Howley, Timothy D. Johnson and 
11 
Gregory E. O’Brien, for appellant. 
12 
_________ 
13 
 
The Court of Appeals for Lorain County finding its judgment to be in 
14 
conflict with the judgment with the Court of Appeals for Cuyahoga County 
15 
in Viccarone v. Colonial Penn Ins. Co. (Feb. 23, 1995), Cuyahoga App. No. 
16 
66822, unreported, 1995 WL 79789, entered an order certifying a conflict 
17 
on the following issue: 
18 
 
2
 
“May an insurer who insures different members of the same 
1 
household under one policy of automobile insurance enforce a provision in 
2 
the policy that provides for a set-off, against the limits of underinsured 
3 
motorist coverage, of any amount paid to the insured under the liability 
4 
coverage of the same policy?” 
5 
 
This court determined that a conflict existed; sua sponte, we held the 
6 
cause for a decision in case No. 94-2569, Cole v. Holland, and stayed the 
7 
briefing schedule. 
8 
 
We answer the certified question in the negative. 
9 
 
The judgment of the court of appeals is affirmed. 
10 
 
DOUGLAS, RESNICK, F.E. SWEENEY and PFEIFER, JJ., concur. 
11 
 
MOYER, C.J., and COOK, J., dissent. 
12 
 
STRATTON, J., not participating. 
13 
 
14