Task: Toxic Language Detection
Input (English): Comment: Here's an irony: Many believe keeping interest rates low will make homes more affordable when the opposite is true--Fed interest rates that are set too low for too long will have a tremendous impact on the creation of housing bubbles which have led to an unprecedented increase in housing prices across the U.S. starting in 1997. Thus it could be argued that the Fed would do better to adhere closely to the Taylor rule in their setting of the nominal interest rate. While we can't say for sure if we're in a housing bubble, one way to gauge the real value of housing is to compare it with long-term inflation. U.S. median family home prices are currently overvalued at around 30% above the long-term inflationary trend. This coupled with the fed funds rate near the 1% low which former Fed chairman Allan Greenspan set it, which triggered the housing bubble of 2005, could very well mean we're in the thick of another housing bubble. Do I hear trillion dollar government bailout of the big banks?
Output (English): Non-toxic