Task: Text Completion
Input (English): [header] How to get a spec loan for construction [title] Find an improved lot. [step] Since a " spec loan " is a loan for a construction project without any committed buyers, it is inherently riskier than many other construction loans. Therefore you'll maximize your chances of qualifying for the loan if you choose to build on a lot that isn't completely undeveloped. <sep> (A) If you're struggling to build a lot and don't have the necessary capital or capital to conduct a steady work-life-long project, you may not qualify for this loan. [substeps] Look for a site that houses a lot of upkeep. (B) In other words, the land needs to be " improved. " [substeps] Raw land, as opposed to improved land, doesn't have roads, curbs, water or sewer lines, or electric hookups. (C) [title] Assess your current site's current price. [step] This is often achieved by comparing sand quality, ground traffic, ground quality, and other factors, and you can do this in-depth with the search. (D) More importantly, at most insurers companies set up their own spec loan. [substeps] Don't limit your financing to public and private websites that aren't publicly designed.
Output (English): B