Task: Wrong Candidate Generation
Input (English): I would affirm the district court’s award of summary judgment. See Lynch v. Am. Family Mut Ins. Co., 626 N.W.2d 182, 185 (Minn.2001) (stating that an insurer’s liability is generally determined by the insurance contract, as long as the relevant insurance policy neither (1) omits coverage that is required by law nor (2) violates applicable statutes). I agree with the majority’s decision that the plain language of the policy prevents Pepper from recovering UIM benefits. But I cannot conclude that the policy exclusion violates Minn.Stat. §§ 65B.41-.71 (2010), the Minnesota No-Fault Automobile Insurance Act. Minnesota caselaw allows for insurance companies to impose limitations on receipt of UIM benefits. See, e.g., Myers v. State Farm Mut. Auto. Ins. Co., 336 N.W.2d 288, 292 (Minn.1983) (<HOLDING>). As explained by the majority, we have held 
 Holding statements: (A) holding that insurance policys exclusion of vehicles owned by furnished for or made available for the regular use of the named insured from the definition of an underinsured motor vehicle is valid (B) holding that the insurance applicable to the tortfeasors vehicle must be compared to the underinsured vehicle policy limits to determine whether a vehicle is underinsured (C) holding that the statutory definition of motor vehicle is not controlling (D) holding as unambiguous under iowa law the insurance policys exclusion of coverage to any obligation of the insured to indemnify another because of damages arising out of  a bodily injury to any employee of the insured arising out of and in the course of his employment by the insured (E) holding that under the plain and obvious meaning of the uim statute a prerequisite to the term underinsured motor vehicle is the existence of  bodily injury liability insurance coverage which is less than the liability for damages imposed by law  and where no such coverage existed tortfeasor was not underinsured under the statute but rather uninsured concluding that terms underinsured and uninsured are mutually exclusive as applied to the same motor vehicle and the combination of these two coverages by the insured was contrary to legislative intent
Output (English): holding that under the plain and obvious meaning of the uim statute a prerequisite to the term underinsured motor vehicle is the existence of  bodily injury liability insurance coverage which is less than the liability for damages imposed by law  and where no such coverage existed tortfeasor was not underinsured under the statute but rather uninsured concluding that terms underinsured and uninsured are mutually exclusive as applied to the same motor vehicle and the combination of these two coverages by the insured was contrary to legislative intent