Task: Text Categorization
Input (English): see 15 u.s.c.  1692a(6) (""the term 'debt collector' means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another""; chiang v. verizon new england, inc., 595 f.3d 26, 41 (1st cir. 2010) (""creditors collecting on their own accounts are generally excluded from the [fdcpa's] reach"" unless they use ""any name other than [their] own which would indicate that a third person is collecting or attempting to collect such debts"").
Output (English): non-overruling