Task: Question Answering
Input (English): Problem: laura took out a charge account at the general store and agreed to pay 5 % simple annual interest . if she charges $ 35 on her account in january , how much will she owe a year later , assuming she does not make any additional charges or payments ? 
Options: a ) $ 2.10 , b ) $ 36.75 , c ) $ 37.16 , d ) $ 38.10 , e ) $ 38.80
Output (English): b