Task: Pos Tagging
Input (English): Sentence: It seems likely , moreover , that with an increase in the rate of saving in mortgage lending institutions , interest rates on residential mortgages may move somewhat lower through the spring of next year , although the increased ease in residential mortgage lending may occur primarily in other terms than interest rate , e.g. , easier downpayment {{ and }} amortization terms . 
Word: and
Output (English): CONJ