Task: Translation
Input (English): Due process would involve sending a letter to the owner of the merchant account with the accusation and giving them a right to be heard and an appeal process.
Output (Japanese): 「適正な手続きは、merchant口座のオーナーに告訴の手紙を送ることであり、彼らに聞いてもらう権利と上訴手続きを教えてやることだ。」