Task: Question Answering
Input (English): Problem: if the personal income tax rate is lowered from 46 % to 32 % , what is the differential savings for a tax payer having an annual income before tax to the tune of $ 36000 ? 
Options: a ) $ 3500 , b ) $ 5040 , c ) $ 3150 , d ) $ 7000 , e ) $ 10000
Output (English): b