Anchor: well five years is not that uh you know five years is not that bad of a problem only because you're paying more interest but your um payments your payments are lower
Entailed: Your payments are lower over a period of five years, even though you're paying more interest.
Contradiction: If you pick a five-year-long period you'll be at a disadvantage, as you'll be paying more overall.
Contradiction: Nobody is sleeping
Contradiction: A man is standing by a mannequin
Contradiction: it doesn't look like anything to me
Contradiction: Four people play a game.