Anchor: --The sale of a direct loan is a modification according to the Federal Credit Reform Act of 1990 regardless of whether the loan being sold was obligated after FY 1991 or before FY 1992.
Entailed: According to the Federal Credit Reform act of 1990, the sale of a direct loan is a modification regardless of certain conditions. 
Contradiction: According to the Federal Credit Reform act of 1996, the sale of a direct loan is not a modification. 
Contradiction: A woman is striking a baseball during a game.
Contradiction: It would only be possible by breaking the law.
Contradiction: The three women are ice skating.
Contradiction: a person is standing.