Anchor: Future saving rates of these sectors will of course vary in response to a variety of influences, such as demographics, expectations, and changes in preferences.
Entailed: Future saving rates will vary in response, influences, demographics, expectations and preference. 
Contradiction: Future saving rates do not vary on influences
Contradiction: Don't get the HKTA guide, it is full of lies! 
Contradiction: Two young boys are posing for a picture.
Contradiction: The family is inside watching clowns juggle.
Contradiction: The man is in shorts