Anchor: and uh there are you know there are companies that do and there companies that don't you know that don't have good retirement plans
Entailed: Some companies have good retirement plans, but not all of them. 
Contradiction: Every company has a great retirement plan nowadays.
Contradiction: The background music never changes.
Contradiction: It's a mandate for spending more on education.
Contradiction: Congress and federal agencies are not responsible for implementing management initiatives.
Contradiction: A young woman is indoors.