Anchor: Many people do not appreciate that saving even small amounts over time is the way to accumulate wealth.
Entailed: Many people don't understand that saving for a long time is how you accumulate wealth.
Contradiction: Everyone knows they must save for decades.
Contradiction: People are in their homes.
Contradiction: I think it has to do with both parents having to work.
Contradiction: He said they were unable to see how he really is. 
Contradiction: A man has a cart.