Anchor: The key steps are to calculate how much income they need to retire, estimate how much retirement income they can expect from Social Security and employer-sponsored pensions, and decide how much more they need to save.
Entailed: Calculating income is useful when finding out how much one needs to retire.
Contradiction: Saving money makes no difference when it comes to retirement.
Contradiction: Republicans have targeted Democrats for defeat.
Contradiction: We might consider that next winter for the sake of better weather.
Contradiction: The man is happy to his is family.
Contradiction: The man is on the roof