Anchor: It is the rate used to credit interest to the dividend fund, and against which experience is measured to determine the amount of the interest portion of dividends paid to individual policyholders.
Entailed: The amount of interest paid to policyholders is a function of a formula. 
Contradiction: There is no formula for determining dividend earnings. 
Contradiction: Manhattan is so cheap!
Contradiction: A boy is holding a blue thing.
Contradiction: In requesting human capital flexibilities, no questions have been raised about whether they would result in eroding merit principles
Contradiction: It is a powder keg as a result.