Anchor: (Interest on IRA savings is not taxed until an individual withdraws it.
Entailed: IRA savings are only taxed upon withdrawal.
Contradiction: Interest on IRA savings is never taxed, never ever.
Contradiction: I never feel good about the exercise. 
Contradiction: The woman is wearing headphones.
Contradiction: The group is asleep.
Contradiction: some of them have it worse off than others