Anchor: Meanwhile, some of the banks that have reduced interest rates to IOLTA also charge higher activity fees to IOLTA.
Entailed: In their dealings with IOLTA, some banks have reduced interest rates while increasing activity fees.
Contradiction: Banks have reduced all fees they collect from IOLTA.
Contradiction: a group of fish ice skating
Contradiction: A woman is near a table.
Contradiction: Surprise expenses aren't something that ever come up. 
Contradiction: A formidable battle took place in the desert.