state sound development of advanced payment means issuance services and fund transfer services, as well as to protect users' profits. The Association engages in a variety of AML/CFT. The Association established voluntary regulations pertaining to members' internal systems for ensuring of verification of customer identity and suspicious transaction reporting for members in 2010 and an internal regulation model in 2011. Subsequently, the Association partially amended the voluntary regulations and internal regulation model of May 2013 and January 2017, based on the partial amendment of the Act on Prevention of Transfer of Criminal Proceeds and Financial Services Agency's Guidelines for Administrative Work, and developed a system to disseminate information on parties subject to asset freezing provided by the Financial Services Agency, also for members.

With regard to information beneficial to the development of an internal management system for CDD procedures, etc., the Association has been providing advance announcements to the members and also providing related information on its website. The Association also holds workshops and takes up the issue of AML/CFT, thus making efforts in this field.

### 11. Leasing Industry

The Japan Leasing Association is an industry organization for the public interest, comprised of companies engaged in the leasing business. In March 2008, the Association compiled and distributed an educational pamphlet regarding the Act on Prevention of Transfer of Criminal Proceeds for leasing customers. Following the partial amendment of the Act on Prevention of Transfer of Criminal Proceeds in 2011 and 2014, the Association compiled and distributed pamphlets regarding the amended Act in September 2012 and March 2016, and posted them on its website along with related materials, in efforts to further familiarize association members with the issues.

In addition, the Japan Leasing Association holds an annual training program (advanced course), in which trainees, primarily leasing company managers, are trained in the Act on Prevention of the Transfer of Criminal Proceeds.

### 12. Credit Industry

In November 2012, the Japan Consumer Credit Association has incorporated items on verification of customer identity and on suspicious reports based on the Act on Prevention of Transfer of Criminal Proceeds into its comprehensive credit purchase regulations, requiring its member companies to comply with them.

In 2016, the Association held a briefing session concerning the Act on Prevention of Transfer of Criminal Proceeds, amended in 2014. It also developed and announced guidelines for preparing documents to be prepared by the specified business operators set forth in Article 32, paragraph 1, item 1 of the Ordinance for Enforcement of the Act on Prevention of Transfer of Criminal Proceeds, and sample forms to effectively comply with the relevant laws.

In response to the addition of a provision concerning measures for accurately performing verification at the time of transactions, etc., which occurred as a result of a revision of the Ministry of Economy, Trade and Industry's "Basic Policy for Supervision under the Installment Sales Act (for deferred payment)," the Association disseminated the details of the revision.