vision") the Association also made necessary revisions to voluntary regulatory rules, etc. and it inspected members with respect to all of their internal regulations and provided individual instructions as necessary. It also collects information from the National Center for the Elimination of Boryokudan and commissioned Japan Credit Information Reference Center Corp. (hereinafter referred to as "JICC"), which is a designated credit information organization under the Money Lending Act, to start specified information inquiry service, which makes it possible for members to make inquiries about whether a certain person is an anti-social force.

In FY2015, in order to contribute to the promotion of inquiries as to whether a certain person is an anti-social force in terms of ex-post verification, the Association started an additional service, i.e. a specified information feedback service, which matches registered credit information with JICC's information concerning anti-social forces at a prescribed interval and reports the results to user members, in response to requests from members who have registered a larger volume of credit information with JICC than the prescribed level. In FY2016, with the aim of facilitating the use of this service by minor members, the number of registered credits, one of the requirements for eligibility, was reduced and the coverage was expanded from only obligors to include joint guarantors for loans for corporations.

In FY2016, in response to the full enforcement of the Act on Prevention of Transfer of Criminal Proceeds partially amended in 2014 and the revision of the Guidelines for Supervision, the Association revised the voluntary regulations and published them, thereby promoting the development of necessary systems in the moneylending industry for preventing money laundering and damage inflicted by anti-social forces.

## 9 Fund Transfer Industry

The Japan Payment Service Association is a self-regulatory body whose purpose is to facilitate sound development of advanced payment means issuance services and fund transfer services, as well as to protect users' profits. The Association engages in a variety of AML/CFT. In 2010, the Association enacted voluntary regulations pertaining to members' internal systems for ensuring of verification of customer identity and suspicious transaction reporting for members. In March 2011, the Association devised an internal regulation model, as well as a system to disseminate information on parties subject to asset freezing provided by the Financial Services Agency, also for members.

With regard to information relating to the amendment of the Act on Prevention of Transfer of Criminal Proceeds in 2014, such as the need to develop an internal management system for CDD procedures, etc. under the amended Act, the Association has been providing advance announcements to members and also providing related information on its website. The Association also holds seminars on the amended Act and takes up the issue of AML/CFT, thus making efforts in this field.

## 10 Leasing Industry

The Japan Leasing Association is an industry organization for the public interest, comprised of companies engaged in the leasing business. In March 2008, the Association compiled and distributed an educational pamphlet regarding the Act on Prevention of Transfer of Crim-