(iii) The FSA has strengthened its cooperation to eliminate anti-social forces through the “Anti-Social Forces Intervention Exclusion Measures Council,” consisting of the FSA, the National Police Agency and the Japanese Bankers Association across the nation. The Bank and Police Liaison Council established at each prefecture plays a similar role at the local level.

The Japanese Bankers Association published reference examples of the Boryokudan exclusion clause (financing transactions in November 2008, and savings provisions in September 2009). In June 2011, the Japanese Bankers Association partially revised the reference examples to clarify the exclusion target in line with the actual activities of Boryokudan. Other industry associations also successively presented reference examples of the Boryokudan exclusion clause.

In April 2010, the Japanese Bankers Association put into operation a shared database of information on anti-social forces. In November 2013, the Association published “Approaches to Cutting Off Relations with Anti-Social Forces” to ensure that each member bank would terminate their relationships with anti-social forces when providing financial services through alliances with other institutions (for example, consumer credit companies).

(iv) The FSA has strengthened cooperation in order to eliminate anti-social forces through a Securities Safety Liaison Committee consisting of the FSA, the National Police Agency and the Japan Securities Dealers Association (JSDA) across the nation. The Securities Police Liaison Council established at each prefecture plays a similar role at the local level.

In addition, the JSDA was registered by the National Public Safety Commission as an “unfair request information management agency” as stipulated in the Act for the Prevention of Wrongful Acts by Members of Organized Crime Groups in March 2009 and it commenced the operations. In May 2010, the JSDA enacted self-regulatory rules imposing the mandatory introduction of the Boryokudan exclusion clause.

In April 2010, the JSDA asked the National Police Agency to provide a Boryokudan database so that it could use the information. In May 2010, the National Police Agency announced its policy to build a framework to provide such information. In February 2013, the Boryokudan database held by the National Police Agency was connected to the JSDA system, allowing the JSDA to query the National Police Agency’s database.

(v) In January 2012, the Life Insurance Association published a provisional example of policy conditions containing the Boryokudan exclusion clause, following consultations with the FSA, the National Police Agency and the Ministry of Justice. In November 2013, the Life Insurance Association also published “Initiatives Aimed at Eliminating Relationships with Anti-Social Forces.”

In April and July 2013, the Small Amount & Short Term Insurance Association of Japan and the General Insurance Association of Japan published a provisional example of policy conditions containing the Boryokudan exclusion clause respectively, following discussions with the FSA and National Police Agency. In addition, the General Insurance Association of Japan published “Strengthening Efforts to Eliminate Anti-Social Forces” in November 2013.