Table B5. How did the impact of retirement on food expenditures differ among households? With low savings, a large/small income drop, expected/unexpected retirement B5-1. Only households whose head retired at some point during the observation period

A. Estimated coefficients
< 1 >	< 2 >
Retirement Dummies ( $ RD(k) $ )	$ RD(k) $	$ RD(k) \times CDum1 $	$ RD(k) \times CDum3 $	$ RD(k) $	$ RD(k) \times CDum1 $	$ RD(k) \times CDum4 $
$ (a_1) $	$ (b_1) $	$ (c_1) $	$ (a_2) $	$ (b_2) $	$ (c_2) $
k=0: Year of retirement	0.15	-0.01	-0.25	0.01	-0.11	-0.02
(0.20)	(0.16)	(0.21)	(0.14)	(0.15)	(0.14)
k=1: 1st year	-0.03	0.13	-0.27	-0.28	*	0.10
(0.24)	(0.11)	(0.22)	(0.15)	(0.12)	(0.11)
k=2: 2nd year	-0.14	0.28	-0.19	-0.44	**	0.19
(0.29)	(0.14)	(0.29)	(0.17)	(0.13)	(0.12)
k=3: 3rd year	-0.28	0.24	-0.07	-0.54	**	0.39
(0.31)	(0.18)	(0.31)	(0.22)	(0.17)	(0.18)
F test: Coeff. on retirement dummies = 0 for all k	0.48	1.55	0.63	3.23**	1.46	1.54
Number of obs. (of which for retiring HHs)	188 (188)	176 (176)
Number of HHs	41	34
Hausman test	94.5***	80.6***
R²: Within	0.41	0.43
Between	0.07	0.15
Overall	0.17	0.22

B. Derived patterns of consumption decline after retirement by household type
< 1 >	< 2 >
Agricultural working hours	Medical expenditures
Did not increase	Increased	Increased	Did not increase
Income drop	Large	Small	Large	Small	Large	Small	Large	Small	Small
(a i)	(a j)+(b i)	(a j)+(c j)	(a i)+(b i) +(c j)	(a z)	(a z)+(b z)	(a z)+(c z)	(a j)+(b j) +(c j)
k=0: Year of retirement	0.15	0.14	-0.10	-0.11	0.01	-0.10	-0.01	-0.12
(0.20)	(0.25)	(0.14)	(0.14)	(0.14)	(0.14)	(0.14)	(0.16)
k=1: 1st year	-0.03	0.10	-0.30	**	-0.28	*	-0.18	-0.23	*
(0.24)	(0.24)	(0.13)	(0.12)	(0.15)	(0.13)	(0.13)	(0.13)
k=2: 2nd year	-0.14	0.14	-0.33	**	-0.44	**	-0.20	-0.25	-0.01
(0.29)	(0.32)	(0.16)	(0.15)	(0.17)	(0.16)	(0.16)	(0.15)
k=3: 3rd year	-0.28	-0.04	-0.35	-0.11	-0.54	**	-0.39	*	0.00
(0.31)	(0.35)	(0.21)	(0.18)	(0.22)	(0.23)	(0.21)	(0.18)

A. Estimated coefficients
< 1 >	< 2 >
Retirement Dummies (RD(k))	RD(k)	RD(k) $ \times $ CDum1	RD(k) $ \times $ CDum3	RD(k)	RD(k) $ \times $ CDum1	RD(k) $ \times $ CDum4
(a_1)	(b_1)	(c_1)	(a_2)	(b_2)	(c_2)
k=0: Year of retirement	0.31	**	-0.12	-0.25	0.21	**	-0.22
(0.15)	(0.13)	(0.17)	(0.10)	(0.12)	(0.12)
k=1: 1st year	0.11	0.07	-0.26	-0.07	0.02	-0.05
(0.18)	(0.09)	(0.18)	(0.10)	(0.09)	(0.09)
k=2: 2nd year	0.03	0.15	-0.14	-0.25	**	0.17
(0.24)	(0.11)	(0.25)	(0.10)	(0.10)	(0.11)
k=3: 3rd year	-0.06	0.20	-0.11	-0.37	***	0.37	***
(0.24)	(0.14)	(0.26)	(0.13)	(0.13)	(0.13)
F test: Coeff. on retirement dummies = 0 for all k	1.20	1.55	0.90	5.34***	2.56**	3.49***
Number of obs. (of which for retiring HHs)	1244 (188)	1232 (176)
Number of HHs	414	407
Hausman test	55.5*	57.5**
R²: Within	0.13	0.14
Between	0.15	0.14
Overall	0.11	0.10

B. Derived patterns of consumption decline after retirement by household type
< 1 >	< 2 >
Agricultural working hours	Medical expenditures
Did not increase	Increased	Increased	Did not increase
Income drop	Large	Small	Large	Small	Large	Small	Large	Small	Small
(a j)	(a j)+(b j)	(a j)+(c j)	(a j)+(b j) + (c j)	(a z)	(a z)+(b z)	(a z)+(c z)	(a z)+(b z) + (c z)
k=0: Year of retirement	0.31	**	0.19	0.06	-0.06	0.21	**	-0.01	0.09	-0.13
(0.15)	(0.19)	(0.09)	(0.09)	(0.10)	(0.10)	(0.10)	(0.10)	(0.11)
k=1: 1st year	0.11	0.18	-0.15	**	-0.08	-0.07	-0.05	-0.12	-0.10
(0.18)	(0.18)	(0.07)	(0.07)	(0.10)	(0.08)	(0.07)	(0.08)	(0.08)
k=2: 2nd year	0.03	0.18	-0.11	0.04	-0.25	**	-0.08	-0.08	0.09
(0.24)	(0.26)	(0.08)	(0.08)	(0.10)	(0.10)	(0.10)	(0.08)	(0.09)
k=3: 3rd year	-0.06	0.14	-0.17	0.03	-0.37	***	-0.19	0.00	0.18	*
(0.24)	(0.28)	(0.12)	(0.09)	(0.13)	(0.12)	(0.12)	(0.12)	(0.10)

Notes: See notes for Table 6.