When Working With a Creditor, Get All the Facts
Category: MONEY
Instead of calling the creditor and dealing with the embarrassment and frustration of trying to work out a payment plan, start with a smaller goal in mind: Call each creditor that you're trying to work with and ask for a payment history.
By Jeanne Kelly, Contributor
Credit & Identity Theft  Expert,  Author, CEO of The Kelly Gro..., 2012-08-16