Review: Easy to read and very informative
Rating: 5 out of 5
Date: 05 21, 2014
This book by Jack Abner contains all the basic information that people need to know to understand how to secure and maintain a good credit rating. In six easy to read and very informative chapters, Abner explains what a credit score is, what determines it, how to find out what score you have, and how to fix it. He also explains various terms, gives readers the history of the system, tells what lenders look at in the score, and how to keep scores high. He informs readers that the more accounts that they have raises their credit score because it shows that lenders are willing to lend you money.  He reveals that lenders may see a different report than you are able to see. He also tells why credit scores determine eligibility for loans, a high score can result in a lower loan rate, and how people can secure a free copy of their rating. While a score of 720-850 is excellent, he advises that people should shoot for a score above 760.In short this is the book to use to help you improve your credit rating.