Review: A Good Credit Score Makes a Huge Difference in Your Life!
Rating: 5 out of 5
Date: 06 11, 2014
I maintained the website for a Mortgage Broker for over seven years.  In our weekly meetings I learned the mortgage business inside and out.  Many of the articles I wrote were about the importance of a good Credit Score.  Many of the Mortgage Broker’s clients were turned down due to bad credit scores.The bottom line is, many people totally ignore their credit rating until they really need it.  IF they have a poor credit rating they may get turned down for a loan, OR they may have to offer more collateral AND they will have to pay higher rates.  You only get a bank’s or financial institution’s best rates IF you have a good to great credit score.This book is perfect.  You will find out what a FICO score is and what the numbers mean.You will find out what the various components of a credit report are, and how they are factored into the final FICO scoreAnd BEST of all, you will find out what pro-active steps you can take to improve your score. Spend 30 days getting your credit score up as high as you can and you will benefit by: #1 getting your loan approved and; #2 getting the BEST rates you are eligible for.I highly recommend this book.  It is a fast read, easy to understand and will make a BIG difference in your financial life.