Review: Reading this book will save you lots of $$$
Rating: 5 out of 5
Date: 05 10, 2014
This is the most concise, easy to understand, and helpful explanation of credit scores I’ve ever read! It’s short… which I like, additionally, it’s well written and highly informative… which I love! I don’t mean to gush, but the material in this book is worth far more than the price the author is asking.When I first saw it, I thought, “ah another rip-off scheme to ‘fix’ your credit score in exchange for your hard earned money.” Boy was I wrong! This book very clearly explains whatcredit scoresare, their history and what factors influence them. The book teaches you why high scores are so important. Those of you who have already tried to buy a car or home understand the need for a high score. Those of you who haven’t can trust this guy… he’s right! You need a high score and his counsel will help you get them… if you follow them.I appreciated the fact he didn’t try to sell any other services. I’ve encountered enough books like this that tantalize you with promises of a higher score only to pitch their services at the end as the way to get them. He doesn’t do that. If you want to fix your scores yourself, this is a must read!Using simple terms, not financial mumbo-jumbo, this book shows what credit decisions lower your score and actions, which don’t cost money, that repair and raise it. These steps are worth a small fortune! I’ve bought five homes in my lifetime. While my scores fluctuated over time, they’ve always been in the mid 700s. That’s not a bad score by the way; I understand what works, yet some of his suggestions, I didn't know! I intend to discuss these new ideas with my wife so we can get our score even higher.There’s no room in this review to do them justice, so there’s no summary here. Believe me, the return on your investment to buy this book is worth a lot of money and peace of mind! You won’t go wrong buying it.