Review: √ Try to negotiate a debt settlement
Rating: 2 out of 5
Date: 07 14, 2014
Had high hopes for this book, but alas, it seems to not contain a lot of creative ideas. I think the title is very misleading; however, there are some decent, but very simple budgeting ideas such as:• Setting Goals and Timelines for meeting your goals• Pay off debts with higher interest rate• Use online financial calculators• Shop around for health insurance• Don't shop hungry• Be diligent to avoid bank feesNothing wrong with any of the ideas above--but they hardly qualify as "Robbing" the credit card company.Chapter 10 is entitled, "HOW TO LEGALLY ROB CREDIT CARD COMPANIES."  Aha! I thought this is where the really creative ideas would lie. I read this chapter over and over to make sure I wasn't missing anything. Alas, that chapter can be boiled down to these few points:• Do not work with debt settlement companies• Tell the creditor you will pay the creditor first who agrees to a settlement of your debt• Try to negotiate a debt settlementThat's about it. The entire meat of the book is in 2 pages, with just a few simplistic points.√ Some useful information on avoiding debt, budgeting, etc.  But nothing very impressive. There are far better books available.