Review: Some good ideas, but poor editing
Rating: 3 out of 5
Date: 05 21, 2013
I got this as a freebie and took some valuable tidbits of financial knowledge away with me: the difference between secured and unsecured debt (and why it's a bad idea to consolidate unsecured debts), basic collection agency tactics and how those tactics can be countered, why you should beware of certain debt counseling services (nonprofit fronts that are actually working for BANKS, not consumers!), various ways of dealing with unsustainable mortgage payments for homes that are "underwater," some basic "financial literacy" principles (especially in dealing with credit cards) that Americans are most expressly NOT encouraged to learn in school, and helpful pointers about not just getting out of debt but setting some heartfelt goals in line with your visions so you will have a REASON not to overspend.The text really needed some editing, unfortunately, but the author's sincerity shines through the typos and punctuation issues.