Review: The Honest Truth From Someone Who Knows
Rating: 5 out of 5
Date: 10 26, 2012
As someone who has worked for both a mortgage company and a "big bank," I can say that the author is speaking the truth and is on your side with respect to avoiding foreclosure.  I will reiterate what he states many times: if you are behind on your mortgage, contact your lender immediately to discuss your options.  A lender does not want to go through the foreclosure process any more than you do.  Having said that, they will pursue foreclosure when they have no other option.  Silence or avoidance from the borrower dictates as much.  I have seen people stay silent and avoid contact with their lender out of fear only to ultimately face attorney's fees and other additional costs that are completely avoidable.While this book is short, it cuts to the chase and focuses on the available options to a borrower.  If you are behind, or could potentially be behind on your mortgage payments, buying or borrowing this book is one of the best investments you will make.  The author is experienced and knowledgeable and spells out the pros and cons to each possible approach.  You do not have to be a victim and there are many ways out of your predicament.  This book will educate you so that you can use your options and resources wisely.