Pay attention if you purchase with an incentive
I like having a gift card balance from which payment is made for small ticket items and tend to uncheck the box for applying a gift card balance for purchases where a credit card payment is more beneficial, as when an extended warranty is offered.  Since this has no expiration date, I find that it allows me to save time when balancing my credit card statements at the end of the month, particularly since I can check my gift card balance and see exactly when and for what amount the payment was made.  When Amazon offers an incentive to reload is when I typically make my purchases, and although it has not applied the additional amount instantaneously, I have found that after a phone call, it miraculously tends to appear.  For this reason, I have to deduct a star from my review.
Rating: 4 stars