Check with local stores before purchase!
Be warned to check with whichever local stores you plan to use this at first. I purchased this on lightning deal to use with my local Burger King. When we tried to hand the card to the manager, she refused the card right away, did not even take a look at it to see that it needs to be used as credit and is in fact accepted at burger king. We had to pay 30$ out of pocket just to avoid arguing with the idiot.
Rating: 4 stars