Load so it's there later or gift it
I chose to load one hundred dollars and was given ten dollars credit, a good deal.  At the time I had not planned to make purchases totaling a hundred and ten dollars.  I have made one purchase, the remainder of the money waits in the account.  There are plenty of items on my wish list.  Some cost more than I want to spend at this time.  I wait for price reductions and monetary windfalls.  This isn't a windfall. I know I can't spend the money elsewhere, but that's no reason to spend it all at once.  It's good to know it's there when I'm ready to treat myself.
Rating: 5 stars