look before you leap!
I use amex points to buy things on amazon.  So, to make it simpler, I thought I would transfer the points in a bigger sum to amazon.  What happened was amazon billed the money as a gift card purchase and reload.  I did not understand how the use of points works, so now I have $500 of gift card balance, and still have the amex points to use as direct purchase use on buying transactions.  My bad!
Rating: 3 stars