NOT SCAM
I purchased this with my points in hopes of using on vacation, although the shipping took much longer than expected ( and promised) I used it as soon as I got home no issues. Tip. when using online no problems. When I tried to use this however and I needed my zip code, I had issues. Just go online and "register" your card and put in your zip code/ address and then I had no issues using it with places that needed a zipcode.
Rating: 5 stars