create 10 SMS messages based on the content you provided: "Dear Fred,
I work very hard to assist people with the foreclosure process & short sale info.
If you have missed a mortgage payment, you are not alone. There are hundreds of thousands of
property owners across the United States in the same boat as you.
Please give me a call to discuss the options available to you, especially if you are thinking of
selling. There are some great programs today that assist homeowners with expenses. Time is
not on our side, so please call me right away."