问题是什么是自由银行制度（freebanking）？,简单的描述是,正文为政府不壟斷，不管制，不特許發鈔權，不搞央行。維基的說法是： Free banking refers to a monetary arrangement in which banks are subject to no special regulations beyond those applicable to most enterprises， and in which they also are free to issue their own paper currency banknotes. In a free banking system， market forces control the supply of total quantity of banknotes and deposits that can be