ShantanuT01/DACTYL-Pretraining huggingface dataset:
Abstract The following paper details the controversial merger that occurred between Wachovia and Wells Fargo in October of 2008. The San Francisco based firm Wells Fargo purchased Wachovia Securities, headquartered in South Carolina, for the sum of 15.4 billion, a move that delighted Wachovia’s investors but angered officials at Citigroup, the government backed firm who had all but inked a deal to take over Wachovia at the time that the merger was announced. Wachovia-Wells Fargo Merger In October of 2008 Wells Fargo, the wealth management institution headquartered in San Francisco, paid 15.4 billion to purchase Wachovia, the South Carolina based securities firm (Enrich & Fitzpatrick 2008). At the time the federal government had been actively brokering a “shotgun marriage” between the troubled Wachovia and the New York based firm Citigroup, when Wells Fargo stepped in with a better offer (Enrich & Fitzpatrick 2008). The Citigroup offer included provisions for the federal government to absorb hundreds of billions of dollars in Wachovia’s projected losses, yet the deal held virtually no interest for Wachovia’s investors, who would have been all but wiped out by the Citigroup buy out (Enrich & Fitzpatrick 2008). This particular deal stands out in the financial climate of the American recession, as the Wells Fargo Wachovia merger did not rely on any government funding or intervention (Enrich & Fitzpatrick 2008). The merger began officially in January 2009. In 2008, Wells Fargo placed 23rd among all underwriting deals reached at the senior level; Wachovia, meanwhile, sat in the 12 th spot, according to Phil Smith, Wells Fargo’s official in charge of government and institutional banking (McGee 2010). Once the merger occurred, Wells Fargo jumped into the top 10; according to McGee (2010), Wells Fargo “ran the books on 378 issues worth $11.2 billion in 2009, ranking ninth as senior manager…and [in 2010] it…maintained the ninth spot as it senior managed 67 issues worth $2.4 billion” (McGee 2010). Wells Fargo’s main goal following the merger, according to Phil Smith, is “to expand the investment banking arm so that its footprint is comparable to the commercial business, which is one of the top two in the country…Our goal is to make our investment bank as prolific – in other words, to be as good in the investment banking space as we are in the traditional space” (McGee 2010). The merger occurred in a climate of uncertainty in many of the largest brokerage houses and banks in the country. According to Garmhausen (2009), not only have these firms endured staggering losses, but their employees have faced unflattering press and negative “headlines about their parent companies’ failings” (Garmhausen 2009). Bad press has forced advisors to “field client questions about the bad news and the market meltdown. Perhaps toughest of all, advisers have to grapple with the uncertainty of where they stand as the industry consolidates around them” (Garmhause
Introduction Albert Camus’s short story “The Guest”, first published in 1957, exposes different aspects of the confrontation between the social roles of the prisoner and the prison guard. The central character of the story, Daru worked as a schoolmaster at a school in the Algerian mountains when the gendarme Balducci brought to him an Arab prisoner, whom Daru was supposed to escort to the police headquarters. The man was arrested because he killed his cousin over some grain in the time of famine in French provinces. The schoolmaster faced an ethical dilemma, whether to pursue the gendarme’s instructions or to free the prisoner. Eventually, he decided to rebel against his role as a prison guard and let the Arab himself make a decision, whether to go to jail. Daru gave him some supplies and thousand francs and took him to the fork of the road from where he could either go to the prison or to go south and hide in the mountains. Nevertheless, no matter how hard Daru tried not to take responsibility for the Arab’s arrest, the man willingly walked towards the prison, and his family was angered against Daru for this. Thesis One can rebel against his social role, but cannot influence the obedience of others, in a humanistic perspective, any attempt to make someone free against their will is ironically considered as imposing authority on them. Outline  1. The roots of authoritarianism: what is it like to be a prison guard?  2. The kinds of obedience: What is it like to be a prisoner?  3. The dilemma of neutrality and choice The entire society functions on the basis of authority and obedience, law and punishment for breaking it; and to keep it functioning someone has to take on the role of the punisher. The roots of authoritarianism: what is it like to be a prison guard? Prisoners in their majority do not choose their social role; it happens against their desire. And for a long time, it was believed that being a prison guard is something that requires certain personality traits, like being authoritative and coldblooded, if not ruthless. We are inclined to think that most people do not have those features, and if put in the situation like they would behave ‘humanely’ like they always believe they do. However, the results of the Standford prison experiment led by the professor of psychology Phillip Zimbardo was most shocking because of the cruelty shown by the participants of the experiment, who took on the roles of prison guards. They abused their arbitrary power, made prisoners do useless work, follow meaningless orders, and engage in the fights just for guards’ entertainment. It was as if they forgot their identities outside the prison and were consumed by their new social role. In some way, that is just another kind of obedience, they begin doi
Title The research topic chosen for this dissertation is the experiences of people who were born overseas and moved to settle down in Australia for various reasons. The experiences of those individuals would be looked at from a neutral point of view within the migrating process. Taking the theme of the research topic into consideration and the various aspects related to it, the title of “Migrating to Australia: Personal Experiences” has been judged as the most appropriate and reflects the contents of the paper distinctly. Research Questions/ Topic The research looks at the overall migrating process in the Australian context. The most significant question the research intends to address is that what are the general occurrences that an immigrant moving to Australia experiences and how their life is impacted upon the completion of the immigration process. In addition, the research looks into the impacts of the various immigration processes on the Australian state of affairs. Secondarily, the research scrutinizes the various elements within the immigration system which works in favor of or possibly against the individuals going through the migration process. Intricacies involved in various aspects of immigrations like corporate immigration, general skilled migration, migration for international students, partner migration, family migration and business oriented immigration will also be looked at. The administrative policies for refugees and immigrants and their implications for immigrants shall be examined. (IOM 2005) Background Statement The Commonwealth of Australia is a nation located in the southern hemisphere consisting of the mainland that is famous for the fact that it is the world’s smallest continent besides being the largest inhabited island on the planet. The country is comprised of the most important island of Tasmania, and several other smaller islands in the Indian as well as Pacific Oceans. Technologically sophisticated and developed, Australia boasts of being a flourishing multicultural realm and exhibits outstanding results in many global comparisons of state performance in the fields of health care, life expectancy, humanitarian development, quality-of-life, public edification, economic autonomy and the safeguard of civil rights and political privileges. Australian towns and cities in addition regularly rank among the world’s premier in terms of livability, cultural enrichment, and quality of life. Given the fact that Australia possesses such diverse resources for the development of the human race and advancement of man as a social being, many individuals aspire to dwell in such a prosperous nation for various reasons with the improvement of quality of life being the foremost. Progressing through the ages within the ‘new world’, Australia possesses a dynamic migration initiative from the time of the white settlement. At the moment, just about a quarter of the citizens constituting the Australian p
In this paper, I would like to make a recommendation to the administrators of Midwood High School regarding their intention to purchase notebooks for their students. In particular, I can suggest that they should acquire laptops of MacBook Pro series manufactured by Apple since 2006. This memorandum contains a careful evaluation of two products, namely MacBook Pro and MacBook Air. Special attention is paid to their advantages and disadvantages, namely such aspects as price, performance, and functionality of these devices. It is possible to say that MacBook Pro can offer more opportunities to learners. Moreover, this laptop has a better price-quality ratio. In the following sections of the memorandum, this argument will be explained in more detail. Background: The Choice of Technologies for Schools The administrators of many schools want to adopt the most cutting-edge technologies in effort to facilitate students’ academic performance and improve their experiences. However, the problem is that it is often difficult to choose the product that will correspond to such criteria as good price-quality ratio, excellent functionality, design, and reliability. Furthermore, one should distinguish between commercial information provided by manufacturers and accurate assessment of technological devices. So, very often schools fail to purchase laptops that really meet the educational needs of students. Thus, the problem has several dimensions. On the one hand, school administrators have to keep within budgetary constrains that are often very tight. Yet, they also have to make sure that learners can acquire knowledge and skills. This is the issue that the administrators of Midwood High School should address. MacBook Pro seems to be the most optimal choice for this educational institution because this laptop is well-suited for various learning activities. In particular, one can speak about tasks as searching information on the Internet, text editing, team communication in group projects, programming, and so forth (Kay and Sharon 362). Furthermore, when choosing a laptop, people should pay attention to such criteria as ease of use, speed, reliability, functionality, and certainly price. Evaluation of two products: MacBook Pro and MacBook Air Technical specifications In order to compare these laptops, one should focus on such technical specifications which are probably the most important evaluation criteria. There are several indicators that are closely related to performance. In particular, it is necessary to speak about the storage capacity of the hard-disk drive, memory, processor, and the dimensions of the display. These are the most important benchmarks. The following table presents the compararison of MacBook Pro and MacBook Air: Product    MacBook Pro                                        MacBook Air                                          Display    15,4 inches in diagonal                            13, 3 inches in diagonal                             Processor  2.3. GHz quad core processor (Apple
Imperialism defines a case where one state controls other territories either by military or political means. European states had control over Africa between the 1880s and 1914 in what is known as the scramble for Africa. The European states occupied the whole of Africa and were competing amongst themselves for control of the territory (Harlow and Carter 175). The European states that were economically stable and had stronger military occupied most of the regions. Competition for control led to the partitioning Of Africa into small regions that were occupied by the different states. Some historical moments occurred during the scramble for Africa. The Boer wars especially the Second Anglo-Boer War that involved the British troops from different states show how they were competing for control of Africa. The environment and diseases did not favor the British soldiers. The Fashoda Incident involved France and United Kingdom in eastern Africa. They were fighting over their spheres of influence. Scramble for Africa led to the introduction of modern communication and transportation methods. Some of the systems introduced include the railroads, telegraphs, telephone, and many others. European medicine was also introduced and led to the improvement of life. European nutrition also improved the health of individuals and increase living conditions. On the other side, the Africans were treated by the whites as inferiors. The way that the Europeans partitioned the territory did not consider ethnic, tribal, and cultural boundaries. This eventually led to tribal conflicts in Africa and this has continued to the present day. The Ottoman Empire and Japan faced European expansion in different ways. Some states grabbed some parts of the Ottoman Empire and the Ottoman Empire reacted by engaging them in war. Russia and the Ottoman Empire engaged in a war between 1854 and 1856. The Europeans caused the war. France and Britain allied with the Ottomans so that they could protect their trade interests in the region. On the other hand, Japan faced the Europeans strongly and engaged them in war. However, Japan was defeated when a bomb was dropped and killed many citizens. Both the Ottoman Empire and Japan had tried to expand their international power. Works Cited Harlow, Barbara and Carter, Mia. Archives of Empire: The Scramble for Africa. New Jersey: London University Press, 2003. Print.
Introduction Environmental pollution is not only problem of developed countries, but also a global problem that affects all human kind both directly and indirectly. Over the recent past, globally many nations have felt the impacts of global pollution through disasters, hence the need to ensure all individuals and nations combine forces and curb the vice. Eradicating pollution should be a global responsibility, because whether its air emissions or water pollution, all countries feel impacts of such practices in one way or the other. Pollution takes many forms that range from the simple waste paper disposal, which all individuals do, to the most complex that involves chemical combination that various industries and plants release to the environment. Due to such disposals, globally nations have faced many disasters, which have led to massive deaths and property destruction. In addition, most of these impacts have left many individuals desperate with little in saving themselves. Examples of related disasters that have faced the world include flooding such as the tsunami, typhoons, food shortages, and chemical poisoning. What makes the whole situation worse is that, most of the nations facing the impacts of pollution contribute very little as concerns environmental pollution. Due to increasing disasters caused by global pollution, many nations have come up with environmental protection initiatives both at national and international levels, the latest being the Copenhagen conference. Other initiatives include green belt movements in various countries and other programs to conserve the world habitats and forests. It is important for all natio
Background of the company The paper analyzes Abu Dhabi National Energy Company (TAQA). The company was established in 2005. The headquarters of the company is in Abu Dhabi, UAE. The government owns the company, and the shares of the company are listed on the Abu Dhabi Securities Exchange with the ticker symbol TAQA. The company was established in 2005, and it operates in the oil industry. Currently, the company has two subsidiaries these are TAQA North and Britain. Further, the company has employed about 2,800 people. Oil and gas account for about 47% of the total revenue. The second product is power, while the third product is water. Water and power account for 53% of the total revenues. The total loss for the year that ended on 31 December 2013 amounted to AED1, 768 million. The paper seeks to prepare a master budget for the company. Master budget A master budget is a collection of various operational budgets. The components of the master budget are discussed in the subsequent section. Sales budget and schedule of cash receipts This section will show the expected number of units that will be sold, the selling price per unit and the total sales for each of the twelve months. The expected number of units will be estimated using percentages of total sales for the year. Based on the calculations, the budgeted sales for the year are AED11, 250,000. In addition, the amount of cash that will be collected during each month will also be presented in the table below. Abu Dhabi National Energy Company Sales budget
While the contemporary church is in exile, practical theology is essential for ministers to emphasize the role of correct practice. The latter is integrated into the term of orthopraxy, the primary concern of which is appropriate behavior, and some common beliefs are also presented. This paper will discuss church leadership in exile, focusing on theological imagination, creative missional growth, and doubt aspects. It is expected that this exploration will contribute to better understanding of how ministers should act with regard to the 21st century church. Where Do You See Yourself in the Process of Change? The theological imagination is an integral part of the 21st century church in exile. The concept of orthodoxy that refers to the conformation with the Christian creeds, truths, and images is beneficial in understanding a Sunday School Teacher’s expected position in the context of change (Beach, 2015). The biblical narratives are representative of how prophets and apostles responded to challenges encountered by the church and congregation in exile. Isaiah, the prophet with the Jewish background, develops and deepens the basic idea of the prophet Amos about the primacy of morality over the cult. In His turn, the God claims: “For I the Lord thy God will hold thy right hand, saying unto thee, Fear not; I will help thee” (Isaiah 41:13
Standardized tests are not ideal for evaluating children’s achievements. Also, the students’ scores received after completing tests cannot demonstrate successes of not only students but also teachers. Therefore, the standardized test scores cannot be discussed as effective tools to evaluate the teacher performance. It is important to note that the active use of tests is not related to the idea of using developmentally appropriate educational practices because not all students are equally good at taking tests even if they have the same knowledge and level of the skills’ development (Pollio & Hochbein, 2015). For instance, many young children cannot concentrate on tests during a long period because this activity is not developmentally appropriate. As a result, the individual factor influences the accuracy of the evaluation. Furthermore, the reference to standardized tests is not appropriate to measure the teachers’ performance because of the external factors’ impact on the students’ ability to take tests. Thus, a student who has personal or family problems can have difficulties while concentrating on the test (Vu & Dall’Alba, 2014). As a result, his performance decreases even if he has learned the material. It is ineffective to conclude about the teacher performance referring to this case. Moreover, many teachers feel the pressure of the possibility to be evaluated with references to students’ test scores, and they focus on teaching how to take tests instead of developing the students’ potential and skills (Kostelnik, Soderman, Whiren, & Rupiper, 2011). The results can be high, but they do not represent the real picture and the quality of the teacher performance. Therefore, the alternative assessments that can adequately reflect the work of students and teachers are game-based and performance-based assessments for children because it is more appropriate for them to play and complete portfolios and projects. Discussion Two: Authentic Assessment Virginia’s 2010 English Standards of Learning provide the standard related to the vocabulary acquisition in Kindergarten: “Identify real-life connections between words and their use” (Virginia Department of Education, 2010, p. 23). Students can demonstrate learning these connections while naming objects and stating their purposes. The example of the activity that can enhance the students’ learning in this area is the question-answer session presented in a form of a game during which children are expected to name the places and furniture at home that are cozy, related to sleeping, eating, and hygiene. If this activity is presented in a form of a game, it is developmentally appropriate because young children are inclined to learn words and objects around them better when they are in a form of games (Kostelnik et al., 2011; Litchfield & Dempsey, 2015). To assess how effectively students cope with these tasks, it is important to determine such crite