Summary The historical financial analysis also referred to as accounting analysis is an assessment of profitability, stability and variability of a business or project. Historical financial analysis is performed by specialized accounting professionals in accordance with international accounting standards. The analysis takes into consideration information from financial statements. This analysis is used in core business decision-making. The financial analysis compares financial ratios of solvency, profitability and growth. Thus, this paper presents an analysis of financial ratios which provides users with metric performances measurements to understand the overview of the business trend and to create a comparison standard to the competitive industry. Bank’s Background Riyadh bank is a financial organization that is reported to be among the top three positions of the largest financial institutions in the Saudi Arabian region, particularly in terms of assets. It is also said to take the fourth position when considering the size of the market, size of market capitalization. This organization has been in operation for more than half a century. The bank has been operated in several major areas which comprise funding and investments, group/corporate banking as well as retail banking (Oxford Business Group, 72). The bank has continued to operate and serve its clients based on these three main areas, though there are some other minor ways that have also contributed to the growth and development of the organization. The company has opened numerous branches accounting to almost two hundred that are distributed at different parts of the world. Out of the 200 branches, there are 110 branches sited within the Saudi Arabian kingdom and which are fully made to serve only the Islamic community. Some of the remaining branches are situated in parts of the United Kingdom, United States of America and other places like Singapore. In order to increase the company’s financial performance, the organization has opened a thousand plus ATMs in its regions of operation (Oxford Business Group, 73). Financial data and trends The Riyadh organization based in the Saudi region has realized a net profit increment for the last three quarters of the year, 2011. By the end of the third quarter of the year 2011, the organization has recorded a 15% increase in its net profit. The 15% net profit increase is worth equivalent to SAR 2.37 billion. In connection to this net profit increment, there has been a general trend in the earnings gained from the various areas of its operation. For instance, the organization’s data and information showed that by the end of the first quarter, the profit of the organization was SAR 741 m, which was an eight percent increase, and within the first six months of the year, Riyadh bank had made a net profit of SAR 1.58 billion in which it had made a 9% net profit increase (Zughaibi, 30). Comparisons with the previous year During the year 2011, the organization realized some improvement in the earning of its income. Such an improvement in income earnings was not witnessed in the Riyadh organization only, but there was a general increase in revenue within the banking sector. Such improvements were connected to the changes in the