ShantanuT01/DACTYL-Pretraining huggingface dataset:
Credit card companies have introduced a system of profiling their clients through identifying their behaviors from the products which they purchase using credit cards. This profiling has elicited intervention of the law enforcers who claim that this strategy is illegal. The profiles are used by the companies to determine behaviors and advertise their products to interested customers. Moreover, the companies are analyzing the data and using it in various fields including lowering the card limit for customers who pose risks. In this regard, the government has intervened and signed agreements to stop these heinous acts. Some companies have undergone serious fines and losses after they were noted to profile cardholders. Competitive Strategy and Its Support Customer satisfaction and trust are unexceptional attributes that must be considered intimately for successful sales. Consequently, the ambitions of credit card companies to build good relationships with their customers have promising and outstanding outcomes for them. The relationships warrant that the cardholders will pay debts and become loyal to the companies that they feel comfortable with. In a bid to build these relationships, the companies take profiles of the customers and determine their behaviors to gain their consent. The profiles are retrieved from the products that the cardholder purchases and the services he/she attends. All these strategies are supported considerably by the data stored when the customers use their cards. Moreover, the information provides knowledge on the likes, needs, and requirements of the cardholders which makes it easy to establish the relationships. Benefits of the Analysis Analysis of the purchase data and construction of the behavioral profiles allows the credit card companies to foresee the cardholders posing elevated threats. Apart from securing their money through evaluating the trends and identifying the abnormalities, the companies flag the users with inconsistent spending behaviors and track the criminals. The data is usually used for investigations of criminal activities by the law enforcers. Furthermore, the determination of accurate future promotions is reliant on this data that also secures the customer’s card from fraud. Finally, the behavioral profiles enhance the companies to reject cards, adjust the charges, and convince the customers to pay the debts. Ethics and Privacy The act of profiling the cardholders is unethical because the law enforcers have restricted it. This strategy invades the privacy of the cardholders and uses it to manipulate their decisions. Furthermore, they take the roles of law enforcers and make restrictions on the customers’ credit cards. Lastly, the life of individuals should remain personal unless they have the consent of the profiling, or are involved in matters that compromise the security of other
It is difficult to overestimate the meaning of education for people’s professional success in many spheres, and nursing is no exception. Advanced educational degrees are needed to enhance the level of expertise and experience necessary for becoming an essential element of the health care industry. Nowadays, there are two terminal degrees for nurses – a Ph.D. (a Doctor of Philosophy in nursing) and a DNP (a Doctor of Nursing Practice). There is a difference between the two, and a choice of a specific education pathway depends on nurses’ preferences. DNP and Ph.D. Explained Even though these are both doctoral degrees in nursing, they are not the same. The main difference is represented by the fact that the Ph.D. is “a research-focused doctorate,” while the DNP is “a practice-focused doctorate” (Smith, 2015, p. 20). Thus, the Ph.D. prepares nurses to accumulate knowledge and share it with others, while the main task of the DNP is to train specialists who will be excellent at practice and health care delivery. In this case, the two phenomena represent the opposite sides of nursing, and it is impossible to state unequivocally which one of them is more important. The choice of a doctoral degree depends on a nurse and their understanding of which pathway to follow. As far as my opinion is concerned, I would choose a Ph.D. because of its attention to science. It seems to me that research is a bit more essential in medicine because scientists guide practitioners in what to do. Conclusion The two doctoral degrees are possible variants for those nurses who want to continue their education. Even though they are different, it is impossible to determine which one is better or more useful. If a person is thinking which pathway to choose, they should base this decision on their preferences, skills, and abilities. In every instance, any of these degrees will mean that a person is experienced, educated, and aimed at helping others.
Globalization has become a compelling aspect in the new world system. O’Meara (3) asserts that globalization is one of the most important aspects in the determination of the world’s future due to its multifaceted nature. Globalization entails political, environmental, health, economic, security, cultural, and social dimensions. The term globalization refers to a phenomenon whereby the world becomes more integrated, open, and borderless to the international economy (Intriligator 4). Increased globalization has led to significant growth in international trade due to increased mobility. Additionally, globalization has also stimulated increased capital movements, exchange of currency, ideas and technology transfer (Lechner 6). A number of sources have been associated with the growth of globalization. Some of these include increased technological advancement, especially with regard to information communication technology, hence lowering the cost of communication and transportation. Increased trade liberalization also explains the high rate of globalization. Thirdly, the high rate at which institutions are expanding into the international market has also played a critical role in stimulating globalization. The growth of globalization has presented several benefits and costs to society. This paper defends the proposition that although there are costs to globalization, the benefits outweigh the costs to society; therefore, efforts to increase globalization should be promoted. Firstly, globalization encourages production of goods and services due to increased freedom of trade. Through trade liberalization, consumers in different economies can access a wide range of products and services given the fact that globalization leads to the elimination of trade barriers such as tariffs that restrict movement of products across borders (O’Meara 3). Consequently, producers face the challenge of satisfying the growing market demand. The ability to access a wide range of products and services culminates in the consumers attaining their desires utility levels. On the other hand, manufacturers are capable of accessing a broad market. The high rate of globalization being experienced in the 21 st century is beneficial with regard to increasing production and efficiency for globalization stimulates competition across countries. In a bid to deal with the increment in the intensity of competition, firms in different economies have to ensure that they institute optimal operational strategies such as division of labor and specialization to nurture their competitiveness. Additionally, g
Introduction Today, more than ever before, business organizations are increasingly being faced with issues of the microeconomic and macroeconomic environment that challenges them in multiple dimensions. To remain competitive in the marketplace, organizations are investing heavily in the development of strategies to effectively deal with economic and market conditions, stiff competition, shifts in consumer needs and demands, global distribution patterns, and new opportunities and threats, among others (Nix, 2001). The demands of the 21 st business environment are leaving no alternative to many businesses other than to embrace the patterns that are dictating the pace such as technology and the global marketplace (Kotabe & Jiang, 2008). These new patterns of doing business come with enormous benefits, but also with intricate limitations that can be detrimental to the performance and productivity of organizations, especially those engaged in global business. It is the object of this paper to evaluate if businesses that compete globally face more challenges in the distribution of their goods than businesses that only compete locally or nationally. Brief Overview Business analysts are of the opinion that success in any international business venture is dependent on the comprehensive understanding of a broad range of socio-cultural, fiscal, legal, and political variations between nations, including having a clear understanding of the market segments, competition, and customer percepti
Introduction Current information and communication technology is playing a major role in communications in the country. Because of the fast-growing information technology in the country, many parts of it still lag in embracing information technology as a way of communication and socialization. There is therefore a demand for equipping those areas with ICT Centers for communication and socialization in various destinations across the globe. These ICT centers can be set up in public places and be utilized by people who need them (Davies 2003, p. 23). Computers have changed the complete scenario of work and business. Apart from training and educational purposes, computers are widely used in many fields, starting from commercial and ending with home-usage. ICT Centers have been triumphant in capturing important market segments in the country because of their ease of access as well as the low-priced and customer friendly services they offer. Rock ICT Center can therefore utilize the advantage of the demand for ICT Center in the region, open a user-friendly ICT Center, and become a lead ICT Center provider in the region (Lokyer & Godorn 2005, p. 12). Project Description The setting up of an ICT Center in the hometown will cost 2000 dollars and will provide services to all the people in the town and its neighborhood. While studying the potential market, it was noticed that around 70% of the people of the town face communication and academic problems by lacking ICT centers. Furthermore, the project will be finished in two phases of two months under the guidance of the project manager. This procedure will be commercial and supervision will be conducted throughout the project head. The procurement will be conducted under competitive bidding and the Project manager along with representatives of the company and the stakeholders will be in charge of the vetting process. The project will be done in a government building allocated for the project and will serve as the center for the project. Financial management plan The project director will be in charge of the reporting and the running of the project’s expenses throughout the specified timeframe. For presentation and evaluation of the project’s expenses, the executive will be expected to be in charge of finances and he will carry out analysis during the weekly meetings to establish whether the budget is followed. Through consideration of the earned rate estimates, the project coordinator will be expected to account for the cost differences and present the results to the project group, something is
Introduction Drugs remain one of the most difficult problems for the modern society. No matter how hard people try to eradicate this evil, the number of drugs addicts only continues increasing. The story “Fear and Loathing in Las Vegas” by Hunter S. Thompson is about a journalist who is working for a sports magazine and who is going to Las Vegas to conclude a contract with a Portuguese photographer. The story abounds with scenes describing the characters’ being under the influence of drugs but one of the scenes deserves a special attention. This scene is the one where the narrator and the attorney were giving a lift to a hitchhiker. This is how it can be described from the point of view of the attorney. Main body Two of us were driving the car to Las Vegas when I saw a boy standing in the road and proposed to give him a lift. Both of us were under the influence of ether and though I was driving my “mind was somewhere else” (Hunter S. Thomas, p. 8). My friend was silent for some time probably thinking over the consequences in case the boy would notice that we were charged up and would tell on us to police. But then he started getting on the boy telling about the American dream and asking whether he had some problems with my nationality. I noticed that the boy looked scared. Then telling something my friend stroke the back of my seat and thus interrupted my hallucinations which made me very mad and I started screaming at him. This is where I saw the frightened face of the boy who was ready to jump out of the car right away and decided to keep silent. Two major conclusions can be drawn from this scene. First of all, it is clear that people who take drugs are absolutely aware of the seriousness of the situation, especially at the beginning, but they do not even want to think about stopping: “There is nothing in the world more helpless and irresponsible and depraved that a man in the depths of an ether binge” (Hunter S. Thompson, p. 4). Namely under the influence of ether the two characters scared the boy they were giving a lift to. The narrator of the story was absolutely conscious of being under the influence of drugs which proves that not all drugs addicts become separated from the reality like the attorney in the scene described above and most of them are aware of what they do. Secondly, drugs addicts know perfectly what drugs do with them and how they look when “charged up”. It can be seen from the flow of thoughts of the narrator when they offered the boy a lift: “Will
Introduction Every single individual is a part of one’s era. Human actions, thoughts, and perceptions are interlinked with one’s history. Some philosophers have argued that art is the means by which images capture the issues of one’s time. Each period in history is unique and this is often indicated in the kind of work done by artists. However, it is not always common to find that historical events are the major emphasis of an artist’s work. This paper will focus on artists such as these and will demonstrate how useful social history of art is in analyzing the latter. Warhol and pop art Art should never be regarded as separate and distinct because its forms, artists, materials, objects and elements are all engrained in social and political history of the time. During the French revolution, art was mistrusted by political stakeholders. Courbet was intrigued by this resistance and saw it as a critical component of his work. That is why is difficult to think of politics or social forces as issues that take a back banner to art. In trying to understand the role or relevance of social art in art and design analysis, a particular artist that has been the subject of this debate was Andy Warhol. Warhol was a complex character that often influenced how the public interpreted his work through his utterances. One statement that rings in critics’ minds are the assertion that he once made concerning his work i.e. there’s nothing more to it and everything he intended to convey can be found on the surface. These utterances caused many art observers to judge him prematurely by asserting that he was shallow and commercially oriented especially because he confirmed reports on how most of his work is mass-produced by his employees. Nonetheless, one must desist from holding such a perspective before fully understanding what this artist is all about. (Crow, 2003) At his prime, Warhol lived in an environment that was charged with immense social, economic and political tensions. This can be seen by comments the latter artist chose to make during interviews as his words were often characterized by bitter undertones and ironic references. For instance, when he remarked that he saw his country as being level and alike he was referring to the consumerist culture that had dominated Western nations. The depth of these words can be fully understood when one examines historical events of that time. An example is when John F. Kennedy made a surprise appearance at the Berlin wall and through such actions; the stark contrast between western consumerism and communist countries was clear evidence. However, the most surprising similarity between these two political ideologies was that they both created a mass culture albeit through choice in the West and by government imposition in the East. This issue clearly demonstrates exactly how interlinked art and design are to social history. (Crow, 2003) One can therefore
Introduction There is a lot of research literature on the topic of behavioral sciences and medicine that suggests psychological and social factors may play a direct role in organic coronary artery disease (CAD) pathology. However, there are many people in the scientific community who regard this evidence with skepticism. This paper critically examines research on risk factors for acute myocardial infarction. Two key variables identified as possible psychosocial risk factors for CAD are addressed: depression and lack of social support. The evidence shows that there is a considerable psychological and social impact on patients with coronary heart disease CAD, which can lead to acute myocardial infarction. Denollet and Brutsaert (1998) have found that lack of social support and depression can result in cardiac events independently of established medical risk factors (Carney, 1998). In particular, there is substantial evidence that depression is a risk factor for cardiac morbidity and mortality, both for patients without clinical evidence of coronary heart disease at index examination and for patients with established coronary disease (Orth-Gomer and Kristina, 2007). The relationship is most clear in the case of patients with a recent acute myocardial infarction (Freedland, 2004). Pathophysiology of Heart Disease Coronary heart disease refers to a set of conditions resulting from coronary atherosclerosis, the accumulation of plaque in coronary arteries. The atherosclerotic process is quite complex and happens over a span of many years. It involves a series of biochemical processes in interaction with various risk factors (Ross, 1999). The first symptoms of coronary heart disease may include anginal chest pain resulting from decreased cardiac blood flow (ischemia), myocardial infarction (heart attack), or sudden death as a result of serious disturbances of cardiac rhythm (arrhythmias). Due to the complex nature of the coronary disease, various psychosocial and behavioral variables can be linked to different aspects of the disease process. The acute emergency is known as myocardial infarction, or heart attack is usually caused by a blockage in one of the coronary arteries that supply blood to the heart muscle. The blockage typically occurs when a blood clot lodges in an area already narrowed by arteriosclerosis. Symptoms of myocardial infarction include a crushing pain in the chest radiated to the arm, the jaw, and the neck, although in some cases, there are no symptoms at all. Acute myocardial infarction (MI) is defined as the death of myocardial cells (Rubin, 1995). The seriousness of the infarction depends upon the amount of heart muscle affected, how long the area is deprived of blood, and whether
Hazards Identification and Risk Assessment   * All factors or objects, both external and internal, which can cause damage to individuals or look hazardous should be considered as possible risks and reported (Enterprise Educational Resources, 2016).   * The organization and employees should perform a workplace risk assessment to determine how all employees might be at a risk.   * Any risk should be determined and evaluated.   * All hazards are recorded and reviewed three times a year to create a safe workplace environment.   * New dangerous factors are included in the risk list. Information About Hazards The most common hazards in the organization include:   * Slippery and wet floor.   * Illness and disease from clients or colleagues.   * Uncomfortable design.   * Loose wiring. Management of Hazards   * Using signs to identify wet floor.   * Wearing masks to protect from disease.   * Organization of the workplace.   * Regular inspections of the working environment.   * Meetings with employees related to the importance of risk assessment and hazard identification. WHS Policies   * The company has a specialist responsible for WHS.   * He/she should be provided with reports regarding all possible hazards.   * The organization demands all employees to adhere to the standards of WHS formulated by it.   * The damage caused to specialists will be compensated unless the rude violation of existing rules is detected (Hopkin, 2018).   * The disregard of any possib
The chosen Firm The company of interest from the list of 500 companies is Days Inn hotels (Entrepreneur, 2011). The company of choice from among the list of 500 companies was based on the micro economic principle of opportunity cost, among other principles, as the decision variables in the typical hotel business environment. Opportunity cost was employed as critical variables in identifying the drivers of consumer needs that the Days Inn hotels could satisfy to fulfill its business obligations and objectives to meet consumer needs and customer satisfaction in the hotel industry (Frank, 2005). In addition to that, scarcity of services and products offered by the hotel industry in various markets, microeconomic issues such as consumer behavior and income level, efficient allocation of resources particularly investment capital, absolute advantage of the investment opportunities in the hotel industry, and the laws of demand and supply for the services and products offered by the hotel industry to consumers were other contributing variables. From the consumer’s point of view, opportunity cost provided the explicit and implicit value of available opportunities to be exploited or foregone to settle for alternatives. These included an individual’s choices to call in at a hotel for meals or for boarding services. Opportunity cost had an integral value in propelling the researcher to make the choice of company in terms of what should be produced to meet the needs of the specific market segment with all other market characteristics such as demographic and income distributions. The approach used to produce consumer products and consumer behavior in the typical market segment also contributed significantly (Frank, 2005). Why the Interest Not only does the exposure and research on the Days Inn hotels provide a basis for understanding the typical application of microeconomic principles, but adds value to the practical application of the principles that relate economic theories to practice. That is the case with Days Inn hotels, a product and services industry. In addition to that, it helps in the enhancement and understanding of the economic rationale of undertaking a specific investment opportunity. Application of the Principles The application of microeconomic principles provides answers to the question on what is to be produced, how consumer products and services should be produced and tailored to meet custom