ShantanuT01/DACTYL-Pretraining huggingface dataset:
Introduction History of money is characterized by many themes, some of which have an important impact on the way people perceive and value money. Some of the most important themes include real estate investments, investments in stock exchange, and risk management policies. This essay reveals some of the underlying aspects of these themes that might change readers’ perspectives on the history of money. The real estate industry Real estate investment has become one of the most important drivers of economies in many countries globally. Such importance has been attributed to individuals’ perception of ownership of houses and land. Proper shelter is one of the human being basic needs and, therefore, the real estate industry meets this need. People consider investments made on land and houses as safe because the value of houses and land tend to appreciate with time. Another aspect that has made real estate attractive is the ease of gaining access to credit facilities. Financial lenders are willing to give credit since the recovery of money after failing to repay the loan is easy. It is important to note the real estate industry has gone through historical changes in many countries, partly due to both political and economic changes. For instance, homeownership in the history of Britain determined whether one would participate in elections or not. Therefore, the issuance of title deeds was done with more caution and political motives. In the case of America, economic policies from different political regimes have brought about drastic changes in the ownership of houses. During the great depression, the then President Franklin Roosevelt made policies that allowed more people to own houses by revising mortgage policies and making credit accessible. Later in 2003, the George Bush administration enacted more laws that further allowed more people to own houses and afford the mortgage. However, access to a loan for mortgage realized through the enactment of the US government laws has had challenges associated with loan management, fraud, and reckless investments. For instance, loan management and the associated cost in the Saving and Loans Association led to the financial crisis of the year 2008. As more and more people access mortgage and own houses, the investment in real estate has had a fair share of challenges making it not as safe as it is popularly believed. Throughout the world, fraud has blemished the real estate industry with stakeholders, and sometimes the governments suffering severe losses. Therefore, people should spread their investment and divide their wealth across a wide range of assets as opposed to investing too much in real estate. This will not only spread investment risks but also cut on the cost associated with mortgaging and loan management. Risk management Human beings have been exposed to risk throughout history and subsequently, risk management is a prerequisite asp
Shakespeare’s literary finesse sets the pace in linguistics and literature. Using language and tropes, Shakespeare manages literally distinctiveness. In Macbeth, tropes, which are figures of speech, make most of the play to provide insight concerning what Shakespeare hoped to disseminate. With emphasis on specific sections of the initial, part of Macbeth, establishing the plot constituents is principal. This paper seeks to identify specific language and tropes used by Shakespeare in his plot development. Most important in this is the Shakespeare’s Macbeth Act 1 Scene 7 Lines 31 (“We will proceed no further in this business”) to 59 (“had I so sworn as you have done this”) (Shakespeare). The pattern of the language is schematic and follows a trajectory of people making resolutions and reconciling certain crucial issues to offset an important one. The pattern shows cessation and a beginning of something new. Macbeth This problem will not continue to bother us any longer. We have to stop it and look ahead. I have consulted wise people who I know are of good judgment and their advice is highly revered across the society. I should have done that earlier to avoid this situation.’ Lady Macbeth If I had committed myself in oath like you did and then broke this oath the way you did, how would it feel? In your opinion, you were entitled to pursue your desires ambitiously yet you had made vows to remain loyal to a certain cause that inhibits you from such selfish behaviors. You failed to identify with your role eventually breaching the very oath that you sought and abided by. Using figurative language, Shakespeare through Macbeth introduces a certain cessation. ‘ We proceed no further in this business .’ Someone who has been associating with Macbeth has caused a stifling of relations. This introductory statement is tropic. The trope nature is identified in his use of ‘ proceed no further’ in which he uses two verbs, a trope known as zeugma. The language is indicative of present tense. In his zone (when he wrote the play) he was thinking, talking, and imagining about the ‘present’ during that time. When he says ‘and I have bought Golden opinions from all sorts of people” Shakespeare is projecting how Macbeth has sought opinions from his associates regarding this issues which has come to cessation. Typically, ‘the end of something mean
Introduction The 20 th century began with the First World War, which caused widespread destruction in Europe and other parts of the world. The Second World War was even more disastrous, as it led to the disillusionment of a generation and the loss of millions of human lives. The cold war, championed by the Soviet Union (USSR) and America, could have been the other big conflict to affect the world, had it not been resolved in a timely manner. Through these events, history has demonstrated that there is a pattern where powerful nations hop from one war to another to assert their power and dominance in global politics. The Cuban missile crisis was one such event during the cold war era that two global powers (the Soviet Union and America) tried to assert their dominance and power on the global stage. The Cuban missile crisis was characterized by a 13-day escalation of tensions between the USSR and America where each party threatened each other with nuclear warfare (Appiah-Marfo 2014). The tensions escalated when the USSR deployed ballistic nuclear missiles in Cuba. Historians term this event as the closest the world ever came to a nuclear war ( Force and accommodation in world politics 2012). Many world leaders did not see a solution to the conflict, which did not involve the use of military arms. Furthermore, there were different hardliners who advised both American and USSR presidents that the best strategy to take to solve the crisis was a military one (United States Department of State – Office of the Historian 2013). Most of them were not open to negotiation, or compromise, because they believed it was a sign of weakness (compromise was often seen as an unacceptable solution to conflict during the cold war era) (United States Department of State – Office of the Historian 2013). As war seemed inevitable for many people in the USSR and America, other people in the world watched the conflict escalate from the comfort of their living rooms. Thus, humankind faced another possibility of total annihilation because the potential use of nuclear power could cause serious damage to people and the planet. Indeed, with both the USSR and America stocking huge stockpiles of nuclear arsenal, the world feared that the possibility of a large-scale nuclear war was inevitable. However, this did not happen. This research study focuses on explaining why there was no war during the 1962 Cuban missile crisis. The main research question for this paper is representative of this study focus because it striv
Introduction Strategic management entails the establishment of long-term objectives and goals based on the vision embraced by the organization (Hill, Jones & Schilling 2014). For instance, if an organization identifies diversification as its strategic plan, all the decisions and operations it undertakes need to focus on diversification as the main aim. Thus, the integration of a strategic management approach to decision-making is crucial since it fosters the prioritization of decisions that result in the attainment of long-term goals and objectives (Morschett, Schramm-Klein & Zentes 2015). Nonetheless, several internal and external factors influence the effectiveness of strategic management in an organization. Thus, this paper concentrates on the various aspects that affect strategic management in contemporary corporate environments. Articulation of the Mission Statement The mission statement should be precise and clear since all stakeholders need to understand it before putting their inputs towards its realization. The mission statement is also informative and inspirational to the important stakeholders, including customers and employees (Dess, McNamara & Eisner 2016). For the enhancement of precision and clarity, the mission statement needs to avoid including monetary amounts, numbers, percentages, ratios, goals, or objectives. Instead, the mission statement should embrace a qualitative approach that communicates about the company’s techniques, strategy, and operations. The inclusion of pecuniary amounts, statistics, fractions, ratios, or objectives in the mission statement makes it less inspirational. Employees and customers find inspiration in well-articulated words and phrases that provide information about what the organization intends to become in the future (Hill, Jones & Schilling 2014). Thus, the inclusion of quantitative elements in the mission statement renders it less motivating. Further, the mission statement needs to be realistic. As such, the statement should communicate a pursuit that is achievable to stakeholders. The realistic nature of a mission statement makes the audience believe in it, hence committed to its realization. The inclusion of numbers, ratios, and figures among other quantifiable components may make it appear over ambitious and unrealistic. Moreover, the integration of quantitative components in a mission statement undermines its flexibility (Dess, McNamara & Eisner 2016). The dynamism of the organizational environment requires companies to consider the regular alteration of their approaches to coping with new trend
Introduction The business and trade environment is known for being extremely diverse, a tendency that has persisted since the very beginning of when international trading relations started to form. Today, due to rapid development in the fields of communications and transportation, as well as the process of globalization, the business environment has become highly multicultural. Companies and organizations seeking to grow internationally need to master the skills of multicultural communication to succeed in negotiating business deals with representatives of other cultures and countries. It is, needless to say, just as with general etiquette and behavioral manners, business communications differ a great deal when it comes to the interactions between various cultures. In this paper, a review of the specific features of Russian business culture and communication will be presented along with an exploration of such aspects as ethical behaviors and norms, diversity, dress code in a business setting, and communication patterns. Russian Business Culture To provide an in-depth and accurate description of Russian business culture, it is critical to explore Russian psychology and identity that are tightly connected to the state’s background and history. As pointed out by Dyker, as one of the countries with a long history, Russia has a typical tendency of developing and maintaining a form of self-image that emphasizes the country’s and the nation’s unique status within world history (15). Besides, being the largest Christian Orthodox nation, Russians also like to think of their country as the leader of the Christian Orthodox world and the guardians of the sacred values of this religion. Naturally, these aspects of Russian mentality, alongside others, are present in Russian professionals’ relations to business affairs. Russians are typically distrustful of foreigners and this can complicate business negotiations for an unprepared business person. Also, Russians treat their business affairs very seriously, and thus attempting to start informal communications or jokes at a business meeting could significantly damage a business person’s image from the perspective of their Russian counterparts (Crescente). Moreover, in mentality, Russians are generally more transactional. As a result, business meetings with them are likely to be very straightforward and to the point, without establishing personal relations. Despite this though, connections are critical when doing business in Russia; in fact, a business person without credible connections will not be able to go far with their plans (“Guide to Russia”). Initiating business in Russia can be quite challenging for a Western individual who must remember that Western business standards and attitudes have only recently been integrated into Russia’s business environment (after the collapse of the Soviet Union). As such, their current corporate culture is very different
This article was produced in the year 1966 by the National Academy of sciences. During the 1960s, the condition of emergency care was deplorable. Compared to the current state of emergency medical services (EMS), an individual would marvel at how the system has transformed over time (Cowley, 2013). This paper provides a brief summary of the historical perspective of emergency medical service, its effects, and changes in Maryland. According to the article, there were more than 52, 000, 000 accidental injuries in the mid-1960s. Of these figures, 107, 000 individuals succumbed to the injuries. More than 10, 000, 000 individuals were maimed, and 400, 000 individuals were impaired for the rest of their lives. Equally, it was estimated that more than $117 billion were spent on the treatment of these injuries. In the same year, the ratio of fatalities to crashed vehicles was estimated to be 25:100, 000 (Cowley, 2013). Even though the current US population has significantly increased, the ratio of fatalities to the crashed vehicles in the year 2006 was reported to be approximately 14:100,000. This implies that the accident rate has fallen. The article asserts that during the year 1965 the public was not aware of these figures. As such, the author of the article notes that during the time most people were ignorant of the fundamental first aid training. Through the article, the author presented several recommendations that were to be adopted and implemented by the government and the relevant stakeholders (Cowley, 2013). These recommendations were focused on preventing the rate of accidents that were on the rise. In the report, a council was to be formed to oversee the implementation of these recommendations. Similarly, in the recommendations, the public was to be educated on how to prevent these accidents. It is apparent that ever since the implementation of the measures presented in the paper, emergency medical services in Maryland have changed for the better (Durch & Lohr, 2003). As noted above, the ratio of fatalities to the vehicles crashed has decreased even though an increase in the population was recorded. This success is attributed to the EMS White Paper. In the paper’s recommendation, the government and the relevant stakeholders were required to educate the public on how to prevent these accidents. Through these education programs, the public was educated on essential first aid training. This in a way has enhanced the emergency medical services in Maryland leading to
Ikko Tanaka is a well-known artist, competent in poster graphic and cultural designing production. The Japanese artist was born in 1930 and had a great interest in American jazz. However, his love of American Music did not compromise his work. ( The contemporary art in Japan). He has been instrumental in changing the artistic presentation due to the amazing playful nature of his designs and works. He worked in Japan’s remains and of World War II after its defeat. He strived so hard to bridge a developing gap in the Japanese elite class and the middle class through his works. Tanaka had a more sober approach to the innovations of his generation’s progenitors. In his bid to conquer the artistic world, he did not confuse his original works with the national drive to amalgamate the Japanese traditional artwork and the modern cultural display of his time. ( The contemporary art in Japan). He had no reason to prove his authenticity at the work of art but displayed imaginable skills with magnanimity beyond measure through his use of colors and form. He, therefore, expanded the scope of his country’s graphic designs and work of art through bold and intelligent use of color. Black as it is and white colors were in extensive use at the time and decorated aesthetically and simply refined. His frivolous display of art by use of colors was incomparable in a bid to achieve his principal objective of the price of beauty. In comparison to Pollock’s work, he has more in common with Mondrian in the use of color to express his feelings and emotions beyond any doubt (Art and Culture,2006). He has ensured t
Borrowing is one of the most financially viable ways of raising capital. One cannot afford to lose. People owning homes may be the best witnesses to confirm this. This is triggered by the price value of assets. A dollar’s value today is worth more than the value tomorrow, considering the time value of money. This is different from the value of a house today and its value tomorrow. Through borrowing to build, this theme is proved right, simply because, you build on debt, your debt doesn’t increase, but the value of the building will always keep appreciating. Hence you will always be on the profit side. Just as a trust’s well-managed borrowing policy can pay dividends so can investors and their managers in the housing market. With the association of investment trusts having reached an agreement on disclosure rules designed to help investors sort out the good from bad, investors are clear on f significant levels of borrowings make a trust risky. Like-wise in the mortgage sector Scottish mortgage, which happens to be one of the large generalist trusts, now has an AAA rating. All these case studies portray how important borrowing is. Borrowing also helps us to increase the speed of commencing with building fastest than we can by ourselves. The mortgage financing package that is currently hitting the market in the US offers full financing to individuals with a piece of land anywhere with the prime places of different cities. This means that anybody who has land can develop it faster with zero capital. The financial institution takes a certain percentage of the rent for sometimes until the time until the principal amount plus interest is covered. The housing market in the UK is one of the most booming businesses as far as the finance sector is concerned. According to the Bank of England, UK consumers took out fewer loans credit cards, and mortgages in July this year than they did in June. Statistically, consumers now owe a total of £1.014 trillion, having taken on an extra £10.4 billion of the total by July. (BBC business report, p. 13) Personal debts A decline in the amount borrowed indicates a slowing of the market. The news that a major slowdown was on loans secured against homes implies that the money in circulation will increase; this will mean the borrowing rates of housing financing will be affected. For instance, the BOE has raised interest rates five times as from 2005. This has harmed the housing market since people don’t prefer borrowing at high interest rates because the general cost ends up being more expensive than even an alternative of paying rent have you build your own house slowly. Personal debts have contributed to the growth of quality and cost of housing in the UK, this is an advantage to the economy of the UK because it allows different companies in the housing market to co
Abstract Sage is a Corporation that offers one of the most important Enterprise Resources Planning (ERP) software that every Windows users can utilize without much difficulty. The firm acts as one of the colossal and key performers in the marketplace. Given that Sage comes along with other e-commerce features, most of the management systems of business rely on it. However, Sage comes third after the other ERP competitors like SAP and Oracle, which are set up in England. The new intricate business start-ups, transnational, and multi-divisional depend on Sage ERP for the software services. The Windows users can engender and scrutinize business information and achieve the required business efficiencies across organizational chains of supply. This becomes possible through various Sage EPR versions (Leon, 2008). In this context, the report discusses the current edition of Sage EPR solution previously known as Sage EPR MAS 200 and MAS 90 software system that contain multi-user purposes. Nonetheless, the ERP edition of Sage that came earlier experienced overload challenges. The contemporary version serving various customers is destined for heavy data specification. The report initially looks at the prologue of Sage ERP Software system. The report further elaborates on the major characteristics and strengths of Sage ERP software system. This report ultimately brings the weaknesses and a brief summary of Sage ERP software system. Introduction In the fiscal 1981, the establishment of Sage essentially aimed at supporting the SME’s (Small and Medium Enterprises) with an Accounting Software. The payment processes, human resource, payroll, and healthcare are the several solution components built-up by Sage. The developed modules provide solution to the retail, automotive distribution, manufacturing, accountancy, transport, real estate, and construction sectors. At first, the Windows constructed by Sage faced a number of bottlenecks such as overloading. The problems augmented from the fact that the earlier Windows used (Providex), a language of programming the Basic Business Windows that accommodated the software production. The operations of Windows 2003 and Windows 2000 were however predestined for use by Sage 100 ERP (Leon, 2008). On the other hand, the Windows users find it easy to apply the system smoothly owing to the resilient features of the software. Sage 100 ERP software systems furthermore provide support to the Windows users through propping up the Novell. On the contrary, most of the modern editions of such software make the solutions of e-commerce available under fine-tuning. The other emine