ShantanuT01/DACTYL-Pretraining huggingface dataset:
Summary The 2007 credit crisis that originated from the subprime mortgage in the USA led to far flung effects to the financial institutions in the country and other markets abroad. The bubble that grew through periods staring from 2000 in the housing market as investors pumped in money expecting good returns fast enough. It is the returns that motivated investors to pump large sums of money in expectation of profits reap offs. The desire for martgage providers to sell the houses overrode need for assessing ability of requestors to repay the loans. Securitization of these mortgages were done using advanced credit instruments and derivatives, some of which were erroneously rated. Procedures of assessing the loans were ignored and all that mattered was for investors to provide loans into the mortgage market to finance the loans for home buyers. Even the property assessors were at times pressured by lenders to “overvalue” property, which they did, meaning more money for the property. The reality was that the houses in most cases of poor conditions but the money lent had to be repaid by borrowers who were also not able to pay. To avoid such risks in future, there is need to improve ratings of mortgage loans and assessing borrowers before advancing loans to them. The author suggests use of models that have stood test of time rather than using risky derivatives. But of even more importance is use of risk assessments tools and accounting procedures that comply with international standards. Implications of the credit crisis to financial risk managers in international business Securitization is essential when it is done with the right procedures that are approved and tested through time. One of the main reasons that contributed to the crisis is failure to regulate the accounting and risk assessment procedures. There is need to assess booms and bursts cycles and learn lessons to avert possible repeats of the same. International financial managers need to assess loans that are provided to borrowers are backed with the right securities. This includes correct valuation of assets and ability of borrowers to meet repayment obligations. Procedures used in the assessment need to conform to internationally accepted standards, and if not, they need to be harmonized for consistency and credibility. Such regulations need to include regulations that control liquidity level in financial institutions. International risk managers should also use enterprise risk management to identify the source as early as possible before the risk spirals to irrevocable levels. Each company should
Introduction In this ever developing technological world, many activities are now carried online in the internet. It is now possible to create your own home based office and transact business online. Other business or activities are considered private by their owners; therefore it is important for them to come up with the ways that will help protect their business activities from the intruders from other places in the internet. SOHO basically stands for small office or home office. The essay will address various ways in which these home offices can be protected from network attacks. Network attacks can originate from various viruses; hence there is need for protection against them. This calls for formidable solutions to protect home office from unnecessary network intrusion. Proper firewall solutions must be put in place to guard the home office from network attacks. Firewall is installed at the gateway server to safe guard against network privacy (Easttom 2006). They guard against hijacking, spoofing, sniffing and mapping. These firewall solutions can either be in software or hardware installed in the individual or company’s computers and includes antivirus, and anti-spyware. As the firewall guards against mostly hijacking and sniffing, antivirus will scan you computer against any harmful program that is running in the computer. Types of firewalls There are a number of network fire walls that a person carrying out online business can use.they can be categorized under: packet filters, proxy server and finally stateful packet filters. Packet filters: This is kind of firewall inspects every packet according to the user defined filtering rules and pass or block whatever does not allowed based on the filtering rules. Filtering rules are either based on the IP address source or IP address destination. This kind of firewall is fast and can be implemented in the available routers. However, it has no logging facility that monitors any break-in that has occur
As in any other industry Quality Management is also an essential element in the Tourism sector as in the case of Snow Canyon, Virginia. The quality of services offered and customer satisfaction are key factors affecting the growth and survival of the business. Quality may be defined as the feature or attributes of a product, package, or service which excogitates its ability to adhere to the expressed or implied needs and requirements. To meet the demands and wishes of a client various tools based on Total Quality Management ( TQM ) are developed, where, Total indicates “ the enclosure of all divisions of the business and the entire staff ” (Litvin, 188-197). Quality stands for “ the unswerving readiness of all operations to meet the quality standards and the demands of internal and external customers/guests ” (Litvin, 188-197). And, Management refers to the “ accountability and inventiveness of the top management in the context of systematic quality development ” (Litvin, 188-197). Total Quality Management encompasses three facets:  1. “ Quality Target  2. Quality Development  3. Quality Assurance ” (Litvin, 188-197) Quality Target refers to the self-sown high standards of service to gratify the needs and demands of every guest or client and also the staff. Quality development refers to the energetic development of the worth of services and its continuous upgrading of the standards. Quality assurance refers to the habitual scrutinizing of the standard of service as well as reactions if irregularities gradually sneak in. Thus to meet the quality of service the business has to generate a stirring vision and facilitate others to realize it. It needs to promote excellence and empower quality people, pledge a long-term assurance to quality, and devote time, energy, tolerance, and determination. (Siomkos, 101-108) In the tourism industry, the final consumer is the tourist. Thus contentment of the tourist is the primary objective of the business. From the perspective of the guest, services are thought of as a complete package comprised of individual services. These individual services are all interconnected and form a chain of services: prior information from a Tourist agency, journey towards the holiday destination, stay at the vacation resort, food at the restaurant, outings, and excursions and lastly the trip back home. All specific services leave their mark on an individual level and even on the entire holiday experience. Putting into practice a total quality system is a complicated task, but it must be executed with precision. To compete and survive in the actual tourism arena the total quality management is vital and the organization must be conscious of the issues involved and realize their importance. (Litvin, 188-197) Company Background Snow Canyon is a four-season resort situated in Virginia. It provides a number of services which include skiing, golfing, rock climbing and bathing in spas. It aims at offering a complete experience to the guests visiting the resort. It is established as a premier skiing resort with its tallest mountain being 3,800 feet high (DePaul 11). Its offers high-quali
Introduction The entry of small tiny spaces utilized as bedrooms popularly known as ‘capsules’ gave a new face to Japan’s hospitality industry. The uniqueness of these small spaces, which take the form of a ‘spaceship,’ is a thing that makes several tourists who visit the country wonder in amazement. Due to their sizes, the capsules can only accommodate one person per night, a factor that makes the facilities very convenient for lone travelers. Although the western countries have tried to venture into a similar sector by introducing a replica known as ‘pods,’ the product has not received the hype witnessed in Japan. It is also fundamental to explain that the love for the capsules extends beyond Japan’s borders because more people around the globe are beginning to enjoy spending time in these little rooms. This paper aims to explain the impact that luxury capsules have on client experiences in Japan. Luxury Capsule Hotels in Japan History and Target Clients Capsules have a rich history that dates back to 1979 when busy working Ja
The first major point of the video is centered around defining emotional intelligence. It comprises four key domains: self-awareness, self-management, empathy, and skilled relationship. Self-awareness is important in order for a person to be knowledgeable about his or her inner feelings and emotions by being aware of their presence and impact on the individual psyche. It provides a higher degree of intuition and moral compass in regard to matters involving emotional changes (Big Think, 2012). Self-management refers to one’s ability to handle distressing emotions and harness positive ones in order to facilitate well-being. Empathy is critical for being aware and knowledgeable about emotions experienced by other individuals (Big Think, 2012). A skilled relationship is a combinatory use of all previously described domains in order to facilitate the development of healthy relationship formation. The second major point of the video addresses the importance of teaching self-awareness, self-management, and social skills among children and students. Doing so indicates that anti-social behaviors are no longer as prevalent as it is currently (Big Think, 2012). For example, teaching emotional intelligence improves pro-social behaviors, such as liking school, and increases by 10% among students (Big Think, 2012). Such changes are beneficial not only for the learners themselves but also for the education process since children with higher emotional intelligence have the ability to learn better and more proactively through engagement. The third major point is focused on cultural differences in regard to emotional intelligence. It is stated that the concept manifests differently in divergent cultures, but it is universally present (Big Think, 2012). In other words, there is no one culture with superior emotional intelligence to others, but the underlying mechanisms and factorial dynamics can be distinct, which is why the skill has relevance in all cultures.
How Aeneas as a “political” hero differs from Odysseus, for good and for bad Odysseus along with Aeneas is known all over the world as one of the most outstanding models of leadership anthemed in the literature of the ancient world. These two heroes represent the idealistic vision of the state by Homer and Virgil. As these literary heroes represent related times and cultures there exist numerous similarities between them; however, there also exist certain differences mainly explained by the differences in political models of the state existing in Greece and the Roman Empire. Generally, evaluating the main of them, it appears that Odysseus can be seen as wiser and more reasonable as compared to Aeneas, whereas Aeneas is more progressive in his outlook which would make him a better ruler nowadays when the ever-changing situation in the world requires Aeneas’ impulsiveness and vigor. Speaking about the differences between Virgil’s Aeneas and Homer’s Odysseus, it should be stated that there exist both positive and negative ones. First of all, as to the positive differences, Aeneas can be seen as a more energetic, vigorous, and impulsive ruler. Such qualities are good for situations that are constantly changing and, thus, require urgent decisions. In addition, Aeneas is more resolute and fateful as compared to Odysseus. Next, with regards to the negative points related to Aeneas as compared to Odysseus, it should be stated that Odysseus is a more wise and reasonable ruler. This makes it possible for Odysseus to present better solutions for the long-lasting projects in state management. In conclusion, the ancient heroes Aeneas and Odysseus can be mentioned among the most famous rulers elegized in ancient literature. Both of these literary characters possess a row of the most important qualities which makes it possible for them to be a great example for the ruler of any existing state. Which of the two poems seems more relevant to the modern world? Both Homer’s Iliad and Virgil’s Aeneid can be acclaimed as outstanding pieces of ancient literature establishing their eternal outlook on the developments in the world. Each of these poems presents the vision of its creature on state and state-related matters. Evaluating the content of these excellent pieces of ancient literature, it seems that Virgil’s Aeneid is more relevant to the modern world as it describes the system of values and world-perception which are closer to the ideas elegized nowadays. Speaking about the values of Homer’s Iliad and Virgil’s Aeneid in our modern reality, the following important points are to be addressed: the world vision presented in both of them, their view on democratic values, and the other values they propagate. Evaluating all of these points, it appears that Virgil’s Aeneid is more relevant for modern reality on the reason of its progressiveness and appreciation of democratic ideas. All in all, both Homer’s Iliad and Virgil’s Aeneid present their valuable heritage for the generations to come. They offer a row of important ideas concerning the vision of true heroism, state
Introduction The article begins by viewing depression as a major health issue affecting older women today. According to the article, structured reminiscence is a critical behavioral approach that can help deal with depression in aged women and empower nurses to improve the mental health of elderly patients (Stinson, Young, Kirk & Walker, 2010).. After giving a succinct summary of the article, this paper goes further to explain the need to understand the nature of depression in old women today. The discussion will examine the research design and explain how the findings might be essential towards better nursing practice. The paper also addresses different ethical considerations associated with the conduct of nursing research. Summary of the Article The authors use a proper research design to examine why medication is not enough for treating older women. The article identifies depression in elderly women in healthcare institutions and homes as a major challenge today, because medication alone is incapable of reducing levels of stress. According to the article, different approaches can be essential towards dealing with depression and withdrawal in elderly women (Stinson et al., 2010). The purpose of the study was to examine the implications of cognitive behavior approaches for depression in old women receiving health care in different facilities. The authors suggested that structured reminiscences could be essential for treating depression in aged women. The findings indicated that structured reminiscence has the potential to reduce depression in women aged 60 years and above (Stinson et al., 2010). This is the case for elderly women living in assisted-living institutions and facilities. The researchers obtained positive results after offering the reminiscence therapy twice a week. The study explains why depression remains a major problem affecting elderly women in different health facilities. Research Methods and Design The authors used an effective research design to get the best results. The study included a research hypothesis whereby women aged 60 years and above were expected to record reduced depression scores when exposed to reminiscence sessions. The study involved two reminiscence sessions per week for a period of 6 weeks. The researchers used an experimental two-group trial to assess the accuracy and confidentiality of the participants. The study used a demographic questionnaire to gather information from the participants such as educational background, age, and length of stay in the assisted-living facility (ALF). The researchers used a geriatric depression scale (GDS) to measure the levels of depression among the participants. In addition, the final sample included 47 women aged 60 years and above. The sampled women resided in one of the t
Abstract The job of a nurse (regardless of the field of nursing he or she is involved in) is very diverse and includes many tasks, responsibilities, and duties that differ from one field of nursing to another. This paper provides the description of the core competencies of a family NP and a nurse administrator followed by the comparison and contrast of their occupations. Just like in all the other professions, in nursing there exist the core competencies for the professionals. They include a set of basic requirements that is usually supplemented by an additional list of skills and abilities that are specific to each particular field of nursing or versatile positions. This paper explores the core competencies of two different types of nursing professionals – a family nurse practitioner and a nurse administrator. The requirements are discussed in this paper for comparison and contrast. Core Competencies of Family Nurse Practitioner The list of the core competencies of a family nurse practitioner includes seven major categories each of which is subdivided into tasks and subcategories. These major categories are:   * Disease prevention and treatment, promotion and protection of health   * Assessment of health (evaluation of the patients’ health condition and status)   * Provision of a diagnosis   * Establishment of the health care plan   * Implementation of treatment according to the plan   * Maintenance of a relationship with the patient and their family   * Patient education (the practitioner is to use an individual approach to different patients, tutor them and their caregivers, improve health literacy, and the patients’ ability to manage their treatment correctly and independently)   * The functions specific to the role of the nurse practitioner (the professional is to be committed and demonstrate integrity and loyalty to the patients’ health needs)   * Management of how health care is delivered   * Adherence to the health care excellence requirements and the intention to always implore patient experience   * The provision of culturally competent care (HRSA, 2002). Burman (2003) reported that the family nurse practitioner competencies that involved the skills of critical thinking, the knowledge of professional ethics, and the use of evidence-based techniques and methods of treatment were recognized as the most appreciated abilities for this type of professional. Also, the other features that were rated very high included the legal competency (the knowledge of laws related to the field) and familiarity of versatile spiritual and cultural sets of beliefs (Burman, 2003). Core Competencies of Nurse Administrator Similarly to those of a family nurse practitioner, the core competencies of nurse administrator are arranged in several major categories that are listed below:   * Leadership (change management, systems thinking, succession planning, and thinking skills)   * Professionalism (accountability, professional ethics, career management and planning, application of evidence-based management clinical practice improvements)   * Healthcare environment knowledg
In his report Dr Jones (1), raises concern over the controlled demolition hypothesis indicating the existence of scientific evidence, which have not been analysed by the government to date. His claim regards the presence of molten metal observed at the basement of the rubble of the collapsed towers. This is enough evidence over the amount of energy present at the site as well as the composition components of the metal considering its colour. (Jones, 1) He also considers the collapse of the third twin tower that collapsed without the effect of a plane crush. (Jones, 2) The WTC 7 collapsed symmetrically down to its footprints completely. According to the video footage linked by Jones (4), the speed of the collapse of the southwest corner of this building shows a steady straight freefall. The smoke and dust was also observed to emerge in a sequential fast timing (Jones, 5) The molten steel was evident at the site six months after the collapse and the colour of the steel was different. This is an indication of presence of low heat conduction metal, which can remain molten hot for a long period under large heat capacity. Although scientific research is required to determine the type the scientist, link their observation of the molten metal to iron over steel or aluminium. According to Jones (5), scientific tests have inclined the hotness to a probability of presence of other chemicals such as “thermite” which has a high reaction of initial temperatures and continues to react in a prolonged manner. Scientifically, thermite reaction results are molten iron and aluminium oxide. It generates the molten iron immediately and has the ability to melt and evaporate steel. The presence of sulphur cartelizes the reaction. (Jones, 7) The footage also indicates the presence of molten metal falling from the second tower probably from the chemical reactions of “Thermite”. The collapse WTC 7 probably occurred because of the reactions, which produced the yellow molten liquid metal, which was also the source of hydrocarbon fires and thick smoke evidenced at the site. (Jones, 12) Works Cited Jones, Steve. E. “Why Indeed Did the WTC Buildings Completely Collapse?”