In the USA, since 1963, May is proclaimed as the “month of elderly Americans.” Traditionally this month, the country leaders address elderly compatriots with speech. For example, George Bush, in one of the performances, has told, that “elderly Americans show us an example of the fearlessness, love and self-sacrifice, show lessons of wisdom and are a good example for a rising generation.” This year the experts of The Census Bureau and The National Institute on Aging have carried out special research on a standard of living, employment among elderly Americans. For today of all 5 million American men (20 %) in the age of 65 also are employed, in 1950th their number made about 50 %. Elderly American women are more stable than men: and half a century back and now more than 10% of women of a pension age continue to work. According to sociological data, the majority of pensioners presume not to work themselves after 65 years but only to have a rest, travel, take a great interest in sports, improving diets. For example, 11 million elderly Americans are active members of golf clubs, sports clubs on navigation, and tennis. Owing to good medicine and material welfare, the life expectancy of the average American makes 75 years ( 8 years more than in middle XX of a century), and the life expectancy of the American has increased for the same time almost for ten years and is equal to 80 years. 20 % of Americans of pension age have a degree of a bachelor; about 7 % – a degree of the master, 70% – have the education of high school. It is interesting that last year 50 thousand elderly citizens of America have entered colleges to get new education (Adams, 1990) . The Professor of Georgetown University Robert Friedland, in particular, has said that “not so long ago Americans worked until could work, while they were allowed with force and health. ” As he said, now taking into account modern economic growth, the material welfare, many, having approached 65, think, whether it is necessary to work further. It is good, if the person earlier, then leaves their job, will understand that, for example, at a rate of $1 million it is not enough pension accumulation for 20-30 years. ” If you have left the workplace, believing, that money for life will suffice, and then it will appear, that is not present – you will appear at the broken trough “, – the professor considers. The given researches are very important, as in the USA there are already 35 million persons of pension age now. And experts predict that by 2030 their number will be doubled, and almost 60 % of pensioners – women. “Social and economic difficulties of growing old generation – a greater problem for elderly Americans and for a society” (Barrett) . Americans, as research shows, began to work less, but, nevertheless, the privileges have increased. Moreover, a very small percent of elderly Americans consider it necessary to continue to work after 65 years. Experts see a problem that many private pension funds cease to pay pensions and grants to the elderly Americans, many companies “cut down” pension schemes which earlier guaranteed money resources, medical insurances, considering the experience of elderly employees (Adams, 1990) . Medic