Thesis: There are a great number of factors and issues that lead a certain part of the population to live in poverty and the input that such great numbers of people could provide, would be very beneficial and extremely helpful to the welfare and stability of the country on all fronts.  1. The geographical location or more specifically the physical environment that people live in and work, have a great impact on the financial status and have many influences on the reasons people live in poverty.  2. Discrimination and segregation draw a line between those with full social advantages and those who are belittled and stereotyped, which in turn lead to people being outcast and forced to live in poor conditions.  3. The Economic position of the country and the present state of affairs prioritizes on the issues important for the whole country and the majority of the population while those below the poverty line are forgotten and mistreated.  4. Education system and personal psychological choices and skills in a specific profession, limits people from reaching their full potential, forcing them to live in minimal conditions and reinforcing the same type of life with their children—future generations.  5. Health problems—disabilities, marginalize people through a system in the society and institutions, which are limited in their opportunities and fair treatment and undoubtedly force people down, blocking any attempts of advancement in prosperity and wealth. Poverty is considered to be one of the key problems of any civilized society and there are very many reasons that lead to it. The factors can be seen in the geographical location of the community, environmental factors of the society, discrimination and segregation, economical position of the country, personal education and psychological choices and health problems that prevent individuals from reaching their full potential. Not only does it create a vicious circle where it becomes close to impossible to get rid of poverty, it separates individuals and groups of people from the rest of society, making poverty a problem that is hard to deal with. It is a very important issue that must be addressed, which is complicated by a number of other difficulties in the world. One of the most basic causes of poverty is the geographical location and the available resources that are present in the area. Many places in America have limited access to water, food, shelter and places of adequate healthcare and work spots. Access to basic needs can change very quickly or it could be a gradual process. An example of a quick change of the physical surrounding region is a natural disaster. A hurricane, heavy floods, earthquakes, mudslides and other relatively unforeseen forces of nature have a drastic effect on the population. People are often left stranded without food and shelter. In such a situation, people are forced to do the best with what they got. The government does provide help but the number of people affected is so great that it is close to impossible to make sure that everyone receives adequate homes and large enough amount of food to last for the duration of time it takes to rebuild and rearrange living conditions. The result of this is people living in shacks and homeless shelters, comm