ShantanuT01/DACTYL-Pretraining huggingface dataset:
Despite numerous calls to concentrate on customer satisfaction or improve work engagement, countless American corporate executives remain obsessed with their companies’ financial growth. Even so, making a profit is the only way the world can tell if a company is doing things correctly. Furthermore, if a company ceases to make money, it may cease operations entirely. Clearly, some businesses lack the financial resources to fully capitalize on available product market growth opportunities. Others do not have opportunities that are commensurate with their financial means. Sources of finance and product-market opportunities influence how quickly a company can grow. To understand how fast a company should grow, a manager must first investigate the relationship between “inflation, capital costs, profitability, growth, and the market value of a company’s common stock” (Fruhan, 2014, para. 4). The profitability of a company depends on two factors: the expected return on equity (ROE) and the cost of capital. If ROE is predicted to surpass the cost of equity capital, more growth will only have a positive impact on the business’s operations and health. On the other hand, if ROE is not expected to exceed the cost of capital, then the company should consider a strategy of rapid negative growth. Insufficient earnings combined with the necessity to do little more than finance inflation-induced revenue growth can be devastating for the firm’s value (Fruhan, 2014). Businesses in this situation should contemplate a rapid slowing growth program if they are unable to increase revenue. However, in order to maintain properly set growth, a company must meet inflation expectations and even surpass the inflation rate. For example, if an inflation rate is 10%, the company must not only maintain its earnings to beat the inflation rate but try to achieve higher results. According to the statistics provided by Dow Jones, between 1965 and 1981, the inflation rate increased dramatically each year (Fruhan, 2014). Therefore, while Treasury bonds yield about 11%, overall long-term inflation expectations equal 10% (Fruhan, 2014). This means that companies must grow fast enough to keep the cost of equity capital for common stock at 19–20%. Hence, a business should grow according to the inflation rate and other indicators. This way, in order to remain lucrative to investors, an organization needs to beware of a long-term inflation rate. While Treasury bonds are predicted to yield 10% annually, companies need to provide a premium of 9–10%, which in the end equals 19–20% growth. If a company cannot meet the expectations of investors and surpass the inflation rate, it is doomed. Moreover, a company needs to check its ROE and the cost of equity capital. When the former surpasses the latter, a company will be able to create ample growth. When a business fails to oversee these two points and grows more rapidly than it can manage, it can do more harm to its financial health.
The organism of Uromastyx aegyptius as any other lizard can function effectively depending on the regulated work of such specific lizards’ organs as salt glands which allow them to surviving under the extreme environmental conditions. The role of a salt gland in the lizards’ metabolism and excreting salts is substantial. The specific conditions of reptiles’ living and the lack of fresh water make lizards follow salty diets with the large amount of salty plants. As a result, lizards as the desert habitats experience the necessity to excrete the excess salts or ions in order to preserve the salt balance or the osmolality balance in blood. From this point, the purpose of salt glands is to control the reptiles’ daily metabolism and concentration of ions in the organism’s liquids in order to excrete the excess salts and to contribute to the effective organism’s functioning. The salt gland works as organs to preserve the salt balance with references to the possible minimal loss of water, and this organ is important to control the organism’s balance of sodium, potassium, and chloride and the necessary excretion of the excessive elements. It is significant to note that in spite of the fact that a lot of elements can be excreted with the help of the organism’s other organs, chloride is mainly excreted with the help of the salt gland. The effective functioning of the salt gland can protect lizards such as Uromastyx aegyptius during the periods of droughts when the enough amount of water is unavailable for the lizards living in deserts. That is why, the role of the salt gland can be examined only with references to the specifics of the gland’s work. It is important to pay attention to the fact that the composition of the secreted fluids, secreting potassium chloride as well as sodium chloride which depend on the dietary ion content can be varied
Introduction Financial confidentiality remains to be one of the most important aspects that bank are expected to safeguard for its customers. On the other hand, financial institutions are expected to ensure that their customer’s confidential information is kept as private information. In this regard, it is expected that a bank must ensure that all attempts that may expose its secret information to the public are thwarted. Perhaps, it is this desire that prompted the bank of America to play defence and block Wikileaks from enjoying its banking services as the repute associated with the anti-secrecy website may make it suspect. Banks and Wikileaks The anti-secrecy web site, Wikileaks, has faced a lot of decrying from various governments for releasing information that the government had considered confidential due to its sensitivity with regard to matters of national unity. Despite this, the whistle blowing website has not faced any legal prosecution from the justice department, but more animosity has emanated from an unlikely territory, the financial industry. It is crystal clear that a number of financial institutions have attempted to shut down operations of Wikileaks by adamantly refusing to make any payments that are related to this anti-secrecy agency. The bank of America has also joined the list of financial institutions that have refused to do business with Wikileaks. In their refusal to do business with Wikileaks, the management of the bank of America was justified by reason that the actions of Wikileaks were inconsistent with the internal policies of the bank, and therefore, it was working towards mitigating possible risks that were likely to be faced by the institution in case Wikileaks decided to release some of its confidential information. Analysis of the Bank of America refusal to process payment for Wikileaks based on utilitarianism Utilitarianism is one of the many theories that have been formulated in ethics in an attempt to dissect the issue of ethics in the socie
Telescopes Comparison Model            Meade NG70-SM Altazimuth Refractor Telescope                                                 Celestron AstroMaster 70 AZ Refractor Telescope                                                                                    Celestron AstroMaster 90 EQ Equatorial Telescope Refractor 21064                                     Price            $69.98                                                                                       $119.98                                                                                                                            $209.75                                                                                              Manufacturer     Meade                                                                                        Celestron                                                                                                                          Celestron                                                                                            Entry level use  Perfect                                                                                      Perfect                                                                                                                            Not recommended                                                                                      Set up           Can be easily set up as it is hand-held. Can also be mounted on a tripod                     Quick and easy no-tool setup. Pre-assembled tripod makes mounting very easy.                                                       Difficult as it requires mounting on a tripod and balancing on an Equatorial Mount                   Use              The user friendly Altazimunth (AZ) Mount makes it easy to use. Focusing is straightforward.  Easy to use as it is fitted with slow-motion controls for smooth movements. Fitted with AZ controls for smooth and precise focus.  Usage can be difficult for beginners as the Equatorial mount requires very small distance movements.  Meade NG70-SM Altazimuth Refractor Telescope The Meade NG70-SM is a very cheaply priced telescope that is ideal for both terrestrial and celestial viewing. Despite its low price, this telescope features a sturdy design and portable design with sufficient optical abilities to enthuse any newcomer to the world stargazing. The telescope offers clear and sharp images of moons and planets. The Meade NG70-SM is best used on bright conditions as it has a small aperture that does not let in enough light (Telescopes.com, para. 1). Specifications Optical Design                Refractor
Introduction In the continuous struggle of a nation (or nations), to be independent and progressive we go through a process we call evolution and metamorphosis, to be able to reach something; and when this could be attained, somehow you cannot tell whence it came from. Such happened to a great nation, the United States of America, known for its former evolutionary name as the “American Union”. This great country, like any other creation of man (or God), did not become a great one in its beginning. She struggled, became weak, and became strong in the process. Her successes in the complex areas of spiritual and material things can be traced back to what every creature has – the roots or the struggle of the roots. Main body The roots can be traced again to the very soul of a nation, which is the constitution. The inspiration for this constitution, the framework, the framers, and the people who opted to choose the right path and inspiration, is the subject for this paper. More specifically, we will talk of The Federalist Papers, a seminal work composed of 85 essays, authored by a pseudonymous Plubius, an ancient Roman statesman. The Federalist Papers have been the subject of controversies, but also of praises and inspiration from justices and statesmen of our time. Why is it that The Federalist Papers are controversial up to this day when it is undeniable that it is linked to the Constitution, that it is a document that embodies the ideals and destinies of a people? Why cannot some or many of us accept the fact that without The Federalist Papers, we couldn’t find any other basis for constitutional interpretations? Strong argument by Philip Abbott of Wayne State University state: Publius’s storytelling abilities were “a kind of artillery for surrender to his theoretical innovations”. This means that Publius was able to convince the American people with his regime principles by his skillful use of language. Language can play a role in shaping public opinion. Publius used suc
Internal External Matrix The internal factor evaluation (IFE) shows that the total weighted score is 2.65, while the external factor evaluation (EFE) weighted score is 2.85. A comparison of the scores in the internal-external matrix indicates that HP’s strategic position is in the fifth division of the 9 divisions of the matrix. The fifth position depicts that HP has an average internal weighted score and a medium weighted score. In this view, HP should employ strategies that organizations in the fifth position of the matrix need to employ so that they can overcome their threats and weaknesses, as well as enhance their strengths and optimize opportunities present (Cassidy, Glissmeyer, and Capps 1523). Evidently, the fifth cell of the matrix is in the major region of the matrix, which requires the HP to hold and maintain its position in terms of strategies. According to Capps and Glissmeyer, organizations that fall under the third, fourth, and fifth positions on the IE matrix should hold and maintain their strategies (1060). Therefore, HP should employ strategies such as penetration of the market and development of products. In the strategy of market penetration, HP should improve its online presence. From the internal factor evaluation, HP has a score of 0.30 in online marketing, which is quite low. Thus, to penetrate markets effectively, HP should consider marketing its products using the online platform. Jones asserts that online marketing offers companies an avenue of penetrating into global markets, where potential customers have money, power, and intellect (72). In this view, HP should advertise products such as tablets and textile printers because they have low weighted scores in both IFE and EFE. Blythe argues that market penetration enables companies to gain a competitive advantage in both local and global markets (22). Hence, market penetration is an appropriate strategy that would enable HP to expand its market share and gain a significant portion of global markets Product development is also a strategy that HP should utilize in holding and maintaining its position as suggested by the IE matrix. From the IE matrix, it is evident that the weighted score for the tablet market is 0.30. In this case, HP should develop tablets that have unique features so that it can attract a great number of customers in the global markets of tablets. Since printing products also have low weighted scores, HP should ensure that the deigns of these products meet the unique needs of potential customers, as well as offer a competitive advantage in the market. The new design of the printing products would ensure that there no product gaps in both p
Introduction Real estate can be defined as a piece of land that contains any buildings, permanent or temporary structures, the air above it, and the ground below it. Real estate can include business and/or residential premises and is sold either through real estate agents or the individual owners themselves. Thesis Statement In reference to the given question, this paper will discuss a problem that is facing the real estate business and will propose a solution to it. It will also show how the solution addresses the concerns of the people or other stakeholders involved. In addition, this paper will make an argument as to why this solution should be accepted and implemented even if there is an objection to it. Discussion Th real estate market affects the economy of a country up to 49% and is considered very important in terms of the GDP of a country. The market faces a couple of problems which if not addressed affect the economic growth of a country drastically. One of the problems that are faced by the real estate market is the sub-prime mortgage crisis. Sub-prime mortgage crisis refers to the deterioration of the mortgage market and the losses that are backed by the securities and collateralized debt obligations which are backed by the subprime mortgages (Nicolasa 17). Mortgages used to involve the straight-forward relationship between the lending banks and the borrowers but in the past decade, it has become a very complex series of transactions and relationships among numerous parties (Nicolasa 18). In the discussion below, we will discuss the main participant in the sub-prime mortgage lending process. In addition to that, we will also discuss their roles in the sub-prime mortgage lending process. Thes
Introduction The US model of governance devolves governing power to three government branches namely the legislature, judiciary and executive, each of which is distinct and separate from the others and performs checks and balances on the other two(Bardes, Shelley & Schmidt, 85). Each government branch performs the function of checking on the others’ potential excesses such that the powers granted to one branch is carefully balanced by the other two. This article will explore on the constitutional provisions that allow the system to self check and prevent any of the branches from assuming supreme authority and power. The Legislature Congress makes up the legislature and has the main function of making laws. The legislature checks on the executive by approving departmental appointments, treaties, ambassadorial appointments and the replacing or appointing the vice president should the need arise. Congress in addition holds powers to override presidential vetoes, declare war, originate and try impeachment cases and select a president and vice-president in cases of absence of majority electoral votes. The legislature checks judicial powers by holding powers to approve federal judges, begin and try in impeachment proceedings (on both the executive and judiciary), initiate constitution amendments, set courts lesser than the Supreme Court and setting courts’ jurisdiction. The legislature can alter the Supreme Court’s size should need arise. The legislature is bicameral and as such, possesses the ability to self-check. The legislature ensures that bills are passed by both congress houses, bills originate from the house and that neither house adjoins for a period exceeding three days without seeking consent from the others. For transparency it ensures that house journals are published. The Executive The executive regulates the legislature by using veto power, calling Congress emergency sessions, may force both houses on adjournment should they fail to agree on adjournment and receding appointments it does not agree with. The executive holds the powers of commander in chief and as such, congress has to consult with it before declaring war. It in addition regulates judiciary powers by appointing judges and having powers to pardon some cases. The cabinet and the vice- president can vote for the president’s removal if the president is seen as unable to properly discharge presidential duties, this way, the executive self-checks. The Judiciary The judiciary checks the legislature by determining what laws the Congress are to apply to various cases, what laws are unconstitutional and determines how laws are to be interpreted. During impeachments, the chief justice acts as the senate’s president and hence all the branches are represented. Effectiveness of the system The system acts very effectively since all functions of each government branch are monitored by the other branches and the very important decisions involve more than one government branch. For instance, in situations where war may be necessary congress may declare war but not without consultations from the exe
History has proved that since the dawn of mankind, people have had the tendency to make theories about the world around them, and to try to explain their own relationship to that world. Such theories, or creation stories, as we usually call them, are usually so speculative that at the beginning of the 21 st century, we are often perplexed by the mere boldness of the claims with so little factual grounding. Because of the wide implications of claims that all of those “theories” make, they enter into a logical conflict with each other, and if a person wants to maintain a necessary degree of intellectual honesty, they would have to admit that all of them cannot be true at the same time. In fact, if we want to say that any of these theories is true, we then need to specify only one of them, and justify our reasons for believing it. In addition, the results of modern empirical sciences also have their implication for some of the claims about the creation of the universe and human nature which enter into a conflict with at least some of those “theories”. Nevertheless, these theories are still very interesting to consider. Christianity and Hinduism are certainly at the top of the list of important attempts at explaining the origin of the universe and human nature, since approximately 47% of the world’s population belongs to these two religions (World Population and Religious Statistics). Even though these two religions are similar with respect to such claims as mind-body dualism, the origin of man from matter and God’s reason for creation, they also show some crucial differences such as the way of earning salvation, the nature of post-death experience, and the existence of free will. First off, these two religions offer quite similar explanations of human nature in terms of mind body dualism. In Hinduism, the basic description of human nature is that human beings consist of two parts which they call ahamkara and atman. Ahamkara, according to Hindu scriptures, is the worldly manifestation of a person mirrored in their position in the social structure, physical characteristics, worldly possessions etc. Atman is the autonomous entity described as “the experiencer of all experience”. It is the center of human consciousness which is ultimately connected to the Being or Brahman (Stevenson & Haberman, 1998, pp. 50-52). In Christianity, on the other hand, the notion of soul was first clearly outlined by Thomas Aquinas in his theological discussions. In the Old Testament, there is little reference to the soul, in fact, the Apostles usually talk about bodies being resurrected in the afterlife. Aquinas uses the concept to explain how the person’s iden