Write an email to my landlord explaining why I missed rent payment this month.
Hi Landlord, I wanted to send this message to apologize for missing my rent payment deadline this month. When rent was due, I went to the online portal to transfer you the money from my bank funds as I do each month. After logging in I saw that my balance was $0, and that the money had been transferred to a different account. I immediately filed a fraudulent transaction report with my bank, and they noted that my bank account was insured and the money will be returned. I am still waiting for the bank to return the funds which were stolen, but have confirmation that they should be returned shortly. Once the funds have been returned I will pay you in full, but ask that you accept this explanation while I await my bank account being restored, and apologize for any inconvenience this causes you.