Text: and we got rid of those we now have Discover we have a Visa that does not have a yearly fee and then we have a card that our bank put out on a promotion this year that uh of the first year there is no yearly fee and of course we don't plan on keeping it the second year
Entailment: We found out that our Discover and Visa card does not have an annual fee.
Contradiction: My credit hard has a high annual fee.