Text: The federal government now tracks 188 companies specializing in subprime loans that broaden access to home mortgages, but at a price that typically includes higher interest rates and fees, and other costly requirements.
Entailment: 188 companies who specialize in subprime loans are tracked by the federal government.
Contradiction: None of the 256 companies that specialize in subprime loans and improve access to mortgages are tracked by the federal government.