Text: so yeah uh-huh yeah and then some people they get so wrapped up in them that they find you know one day they find wow i didn't realize i had this much you know i'd spent this much money and then they can't meet the minimum monthly payments on it
Entailment: Some people get so immersed in them that they lose track of how much money they've spent.
Contradiction: Making the minimun monthly payment on a credit card is easy no matter how much you've spent on it.