Text: RISK CATEGORY -Subdivisions of a cohort of direct loans or loan guarantees into groups of loans that are relatively homogeneous in cost, given the facts known at the time of obligation or commitment.
Entailment: With all of the information available you can see that costs are homogeneous in this group.
Contradiction: Even without knowing all of the facts you can see that the break down shows some groups had a huge diversity in their costs.