Title: Electronic Fund Transfer Act
Content:  The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978 and signed by President Jimmy Carter, to establish the rights and liabilities of consumers as well as the responsibilities of all participants in electronic funds transfer activities. The act was implemented in Federal Reserve Board Regulation E.
Title: Financial privacy laws in the United States
Content:  The Electronic Funds Transfer Act was passed by congress in 1978 to regulate the then growing use of electronic transfer of funds. The act implemented requirements so that banks have to notify their customers of any policies regarding electronic transfer of funds. A model statement is even included in the act in order to regulate the language in which policies would be presented to consumers. Banks are also held liable in the event that information is disclosed through telephone without consent. Also, banks would be held responsible for any damages that came as a result of unauthorized access to a consumer's information.
Title: Electronic Fund Transfer Act
Content: The Federal Reserve Board. (2001). Consumer Handbook to Credit Protection Laws: Electronic Fund Transfers. Retrieved June 26, 2006 ; Federal Trade Commission. (2003). Electronic Banking. Retrieved June 26, 2006 ; Lloyd, Crystal T. (n.d.). Electronic funds transfer act. Retrieved June 1, 2006 ; Regulation E at www.bankersonline.com ; Regulation E at FDIC 
Title: Electronic funds transfer
Content:  Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff. According to the United States Electronic Fund Transfer Act of 1978 it is "a funds transfer initiated through an electronic terminal, telephone, computer (including on-line banking) or magnetic tape for the purpose of ordering, instructing, or authorizing a financial institution to debit or credit a consumer's account". EFT transactions are known by a number of names across countries and different payment systems. For example, in the United States, they may be referred to as "electronic checks" or "e-checks". In the United Kingdom, the term "bank transfer" and "bank payment" are used, in Canada, "e-transfer" is used, while in several other European countries "giro transfer" is the common term.
Title: Electronic Fund Transfer Act
Content:  The EFT Act recognizes their right to nominate the financial institution to which such payments are to be made. The EFT Act also prohibits a creditor or lender from requiring a consumer to repay a loan or other credit by electronic fund transfer, except when there is an overdraft on checking plans.
Title: Electronic signatures and law
Content: Electronic Communications and Transactions Act, 2002 (PDF) 
Title: Electronic signatures and law
Content: Electronic Transactions Act 
Title: Electronic signatures and law
Content: Uniform Electronic Transactions Act (UETA) ; Electronic Signatures in Global and National Commerce Act (E-SIGN), at 15 U.S.C. 7001 et seq. The law permits the use of electronic signatures in many situations, and preempts many state laws that would otherwise limit the use of electronic signatures. 
Title: Uniform Electronic Transactions Act
Content:  determined from the context and surrounding circumstances, including the parties' conduct.  Section 6 - The application and intended purpose of the Act is listed. Namely "to facilitate and promote commerce and governmental transactions by validating and authorizing the use of electronic records and electronic signatures" Section 7 gives legal recognition to electronic signatures, records and contracts ; (a) A record or signature may not be denied legal effect or enforceability solely because it is in electronic form. ; (b) A contract may not be denied legal effect or enforceability solely because an electronic record was used in its formation. ; (c) If a law requires a record 
Title: Electronic Federal Tax Payment System
Content:  EFTPS started in 1996.

Question: when was the electronic funds transfer act signed into law?
Answer: in 1978.
November 10, 1978.
1978.