Query: user: I have to make a payment
assistant: How much is the payment? Who is the beneficiary? Do you transfer money from the app balance or debit card?
user: 117 dollars to Tom, from my in-app balance. Thank you.
assistant: You want to transfer $117 for Tom from your app balance, with a visible transaction to the public. Do you confirm?
user: No, I prefer a private transfer form my saving account

Intent: Payment:MakePayment