Query: user: I want to make a payment please
assistant: Do you want to transfer it via app balance or credit card?
user: Let's transfer it from my in-app balance
assistant: Who are you paying?
user: I need to pay Emma
assistant: What is the total amount?
user: I will pay her 21 bucks
assistant: OK confirming a public transaction of $21 from your app balance headed to Emma
user: Yes please do that

Intent: Payment:MakePayment