Clock description: Hour hand between 8 and 9. Minute hand three minute-marks past the 5.

One morning when you leave your house, you witness an automobile accident in your street. You look at your watch when it happens. Later that day you are invited to a party at a neighbor's house, where people are talking about the accident. Your neighbor is eager to find out what you saw of the event. She asks you: "What time did the accident happen?" You remember that it happened at the time shown on the clock as given above.

How would you answer in this situation? (Fill the blank)

"It happened ___."

Actual time shown: 8:28
Answer: "It happened 8:30."

Why did you choose to answer this way?
I chose to answer this way because in a casual/informal conversation with someone else about it I would not want to look so pedantic as to state 8:28, which is very specific. In general life I feel people tend to work with the quarters of the hours when referring to time, or in 5 minute intervals, not specifics. If I was providing information to an insurance company or police and I knew the exact time then I would likely say 8:28 in that situation.