Universal Access to Basic Finance
Channel: aantonop
Date: 2019-08-03

In this talk, Andreas advocates for protecting and expanding access to universal basic finance, explains why the question of how cryptocurrencies should be regulated is a distraction, and that eradicating cash will not affect the most powerful bad actors, who operate with banking licenses. He also declares that those who develop the surveillance infrastructure have exhibited moral bankruptcy and should face a period of scrutiny over their ethical integrity.

CLARIFICATION: At 16:50, I say that women in Saudi Arabia can't own property and bank accounts. They can, but it is relatively very restricted. To buy or sell property often requires the support of multiple men, male claims on property are held in higher regard than those of women, and they can use a bank account as long as they have permission from their male guardian. They have only recently been encouraged to pursue home ownership themselves.

This talk is featured in The Internet of Money volume 3, which can be purchased in multiple languages in paperback, ebook, or audiobook: https://aantonop.io/tiomv3ebooks/

Chapters
0:00 Introduction
2:28 What does it mean to be unbanked?
4:17 Financial privilege
7:22 Revolutionary technology
9:30 The worst actors
10:54 The unbanked
14:22 Totalitarian surveillance
19:02 Levers of power 
19:41 Universal access to basic finance

This talk was delivered on June 12th 2019 at the CryptoCompare Digital Asset Summit in London, England: https://aantonop.com/event/digital-asset-summit/

If you want early-access to talks and a chance to participate in the monthly live Q&As with Andreas, become a patron: https://www.patreon.com/aantonop

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Money as a System-of-Control - https://youtu.be/FyK4P7ZdOK8

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