How much deposit do I put aside, and should I use Government funding for a mortgage?
Channel: Ross ‘THE BEARDED BROKER’ Stisi
Date: 2022-03-10

THE BEARDED BROKER tackles 4 mortgage and property related questions from Scotland this week. In this video, I unpack some of the key questions being asked by you. We cover what deposit is needed, should you use Government funding for a mortgage and should you appoint a solicitor. 

This weeks questions: 

Alex from Fife 
Should I go for a larger deposit, or one as low as possible? 

Peter from Paisley 
Should I use the lift scheme to buy a bigger property or buy a smaller property with no additional help? 

Nina from Glasgow Do I have to have a solicitor and when should I appoint one? 

Jasmine from Edinburgh 

How much should I set aside to offer over valuation on a property in Edinburgh? 

Do you have any questions for THE BEARDED BROKER? Just comment on the video or drop us a line on ross@stisi.co.uk. 

Links to blogs mentioned in this video are: 

https://bit.ly/3vPOnCd - This blog covers the buying process in Scotland and some familiar terms you will often hear. 

https://bit.ly/378fHBr - This blog covers the Shared Equity LIFT Scheme which is available to first-time buyers in Scotland. 

Also, *** Checking your credit score with all the major providers and not just Experian or Equifax is essential to obtaining a mortgage. Check My File covers the 4 major providers. You can sign up for a 30-day free trial with the ability to cancel at any time. Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Visit https://bit.ly/3jmzQW1 to sign up for FREE ***

Stisi Group is an award-winning Mortgage and Protection planning advice business based in Scotland. We provide advice to first-time homebuyers, next time home buyers, people looking for a better mortgage deal and landlords. Our advice covers almost 100 different mortgage lenders across a range of more than 12,000 different mortgages. 

Visit our website https://stisi.co.uk
Contact me on ross@stisi.co.uk 
Call our office for any advice on 0131 510 1240

Find us on Twitter: https://twitter.com/stisigroup
Find us on Facebook: https://www.facebook.com/stisigroup
Find us on LinkedIn: https://linkedin.com/company/stisi-group
Find me on Linkedin: https://www.linkedin.com/in/ross-stisi-bearded-broker/

Subscribe to our channel: 
https://www.youtube.com/channel/UCOnfCuXMWoSzyN_XhYsXShw?sub_confirmation=1

Thank you for watching.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.