Best Credit Card Tips For Beginners w/ Stephen Liao ($20 Million Credit Line)
Channel: JR Business
Date: 2020-03-11

Today I sit down with my friend Stephen Liao (@Credit) to discuss credit tips for beginners and the best credit cards for 2020. He has a $20+ MILLION line of credit at just 22 years old. With over 200 credit cards and a near perfect credit score, he does an incredible job of building, repairing, and hacking credit. We sit down to share with you tips and tricks on how to build credit fast! What cards to apply for, mistakes to avoid, travel bonuses, and more! We also discuss his top 3 favorite credit cards, and the ones to avoid!

Great  first credit card (student):
https://www.discover.com/credit-cards/student/
https://creditcards.chase.com/a1/freedom/student

Great first card to start building credit:
https://www.discover.com/credit-cards/secured/

Amex Gold (4x point on food):
https://www.americanexpress.com/us/credit-cards/card/gold-card/

Fixing damaged credit:
https://www.consumerfinance.gov/

First credit video: https://www.youtube.com/watch?v=3xbYssufuNs

Stephans Instagram: Instagram: https://www.instagram.com/credit


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DISCLAIMER: I am not a financial advisor nor am I giving financial advice. You should not take my opinion as financial advice. This is my opinion only. You should always do your own research and understand the risks of investing.