Invest Successfully with Just Two Funds
Channel: Paul Merriman
Date: 2022-08-03

Are you seeking a simple but effective lifetime investment strategy? In this podcast (https://paulmerriman.com/invest-successfully-with-just-two-funds/) and video, Katie Gatti, host of “Money With Katie,” interviews Chris Pedersen, Director of Research for The Merriman Financial Education Foundation and author of Two Funds For Life – A quest for simple & effective investing strategies.  

Chris explains:
• The Two Funds for Life strategies during accumulation and retirement stages
•  Addresses criticisms of target date funds
•  Explains why this two-fund strategy is well justified by deep historical analysis 
•  Why it can be ideal for those looking for a simple but effective lifetime investment strategy

From Katie’s Notes: The best part about living in 2022 is the fact that you don’t have to know anything about investing to be a successful investor thanks to products like Betterment (and financial technology more broadly). 

But what if you do want to manage your own investments? Then what?
Before I learned about Paul Merriman and Chris Pedersen’s Two Funds for Life strategy, I never really knew what to tell people aside from do your research and best of luck to you, madam.

So this week, I’m joined by Chris (who created the Two Funds for Life model) to talk about an amazing 80/20 solution for getting proper, low-cost diversification with only two funds (hence the name). Not only that, but the “rebalancing” is more or less taken care of for you. 

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Chris’ Book, Two Funds For Life, provides a deep dive into the subject and is available at Amazon (https://amzn.to/3BxTFoM) and other online booksellers. 

For a simple explanation of the Two Funds for Life strategy, read We’re Talking Millions—12 Simple Ways to Supercharge Your Retirement. Available at Amazon, Audible, and as a free download on our website. Your purchase helps support our Foundation’s financial education outreach.

Amazon print book: https://amzn.to/2KH36Kr
Audible: https://www.audible.com/pd/Were-Talking-Millions-Audiobook/B094QSQ4QF?asin=B094QSQ4QF
Free PDF AND/OR AUDIO BOOK: https://paulmerriman.com/signup/

Find out more about The Merriman Financial Education Foundation at: 
https://paulmerriman.com/the-merriman-financial-education-foundation/

Katie Gatti presents a weekly newsletter and blog on personal finance. Visit her site: https://moneywithkatie.com/. In January 2022, her blog and podcast brand, “Money with Katie,”  was acquired by Business Insider's Morning Brew, https://www.morningbrew.com/contributor/moneywithkatie

Read “Two Funds are better than one” by Katie Gatti at: 
https://www.morningbrew.com/money-scoop/stories/2022/04/19/two-funds-are-better-than-one