#Insurer & #Insurtech: Data beats Opinion in Healthcare and beyond - David Zhu
Channel: Digitalscouting
Date: 24/02/2020

Data beats Opinion in Healthcare and beyond | Fireside Chat at Insurtech Insights in Hong Kong

I waited a long time to ask this burning question one renown expert these questions: How would you innovate traditional #healthcare products and services ? How would you serve different cultures like Asia, USA, Europe if you want to operate globally since there's no nationality with diseases?

The solution described by David Zhu CTO @ Clover International is #Data.

On our fireside chat in the recently concluded #Insurtech Insights that happened in Hong Kong, we discussed how #insurance companies can take leverage on customers' data.

Clover International is one of the known healthcare insurance companies in the USA. 1 billion USD funded and the most recent was funding rounds last January 2019 that made them earned to almost 100M USD.

They're working with the #medicare program of the US government providing services to high-risk customers aging from 65 to 80  government. So how's the #riskmanagement? They use customers' data then personalize the health care program to separate them further from the typical and traditional insurance businesses - they consider themselves as "money merchants".

Learn more about the business and marketing approach they're executing. 
Furthermore, David provided some funding tips for insurtech #startups.

As a business owner or decision-maker, would you take the same risk to work with the government and cover the same consumer group?

Please watch, like and share the video: https://youtu.be/HpDBeHau6zM

#innovation #disruptions #Versicherung #Reinsurance

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