How are Mortgage Rates Determined / When to Lock in Mortgage Rate
Channel: Samantha Pearlman
Date: 07/10/2019

How are Mortgage Rates Determined / When to Lock in Mortgage Rate

In this week's video we sat down with your Local Mortgage Expert, Mike Aldi again and discussed what drives a Mortgage Rate up or down and answered the most common question we get from our buyers all the time which is...When is the best time to lock in my rate? 

To get in touch with Mike directly, here is a link to his website
www.homeloansbymikealdi.com 

A letter from Mike:
If you’re looking for a mortgage lender who’s transparent, can provide all types of residential loan programs, will explain all the options, who’s responsive during the evening and weekends and who’s 5-star, white glove service, extends to All clients, then I’m here to help!  
After 18 years in the mortgage industry, I’ve learned and have seen firsthand, that my approach and commitment to my clients and partners, is not an industry standard.  I find this troubling, but it is something that sets me apart from much of my competition. 
Every client is different…a first time buyer needs more hand-holding than someone who’s already purchased a home; but they both deserve the same level of great service.  I’m in a sales role, but I spend the majority of time educating my clients…I don’t “sell” anything.  I believe in providing all the options and explaining them so that there are no surprises to the client. Whether it’s down payment, PMI, or other available loan program options, you as a client, have the right to know what those options are. This is how I run my business and that’s why I am a trusted local expert.  I look forward to speaking with you !
-Mike Aldi

__________________________Helpful Resources___________________________
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Hello there! My name is Samantha Pearlman and I am a Full-Time Realtor with Keller Williams Elite, Realtors in Metuchen, NJ. I was born and raised in New Jersey and I have such wonderful memories of spending every day on the beach in the summer and making snow forts in the winter. I love this state and want others to love it too! 

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