Why Your Emergency Fund Might be Too BIG (RANT)
Channel: Risk On Investor
Date: 2024-04-09

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Welcome to the Risk on investor channel! 

I’m on a mission to build a £1m portfolio and you’re invited to come along for the ride. On the channel I will be sharing what works for me and what doesn’t as I hustle my way to the target. 

I’ve seen a lot of comments recently about emergency funds – often saying something along the lines of “you need 6 months of expenses” – but is that really true? Should that be the situation?
I think there is a bit more nuance in the numbers so I wanted to make a quick video to talk about it.

Timestamps:
0:00 Introduction
0:13 What is the common wisdom
1:30 First principles
2:45 Why your job is important
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DISCLAIMER: RiskOnInvestor (Chaz) does not provide financial, investment, tax, or legal advice. None of the content on the RiskOnInvestor channel is financial, investment, tax, or legal advice and should not be taken as such; the content is intended only for educational and entertainment purposes. RiskOnInvestor (Chaz) shares some of his trades as learning examples but they are only relevant to his specific portfolio allocation, risk tolerance & financial expertise, may not constitute a comprehensive or complete discussion of such topics, and should not be emulated. The content of this video is solely the opinion(s) of the speaker who is not a licensed financial advisor or registered investment advisor. Kindly use your judgment and do your own research at all times. You are solely responsible for your own financial, investing, and trading decisions.
#emergencysavings #personalfinance