How long should I fix my mortgage for? Should I overpay my mortgage? #AskTheBeardedBroker
Channel: Ross ‘THE BEARDED BROKER’ Stisi
Date: 2022-03-02

This week THE BEARDED BROKER tackles questions in regard to fixed rates, overpaying your mortgage and borrowing more whilst in a fixed rate.
 
Do you have any question for THE BEARDED BROKER? Are you looking to try to get onto the property ladder in the next 12 months and have some questions you love to get the answers to then please drop me a line or comment on the video and I will be happy to help. 

This week’s questions: 
Mark from Musselburgh 
How long should I fix my mortgage for?

Ben from Oban
Should I overpay my mortgage or take a shorter term?

Ashley
Can I borrow more money from my property whilst in a fixed rate?

GL42
If I overpay now and then can I use those overpayments in the future to underpay my mortgage and will this have an effect on my credit file? 

Also, 
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Stisi Group is an award-winning Mortgage and Protection planning advice business based in Scotland. We provide advice to first-time homebuyers, next time home buyers, people looking for a better mortgage deal and landlords. Our advice covers almost 100 different mortgage lenders across a range of more than 12,000 different mortgages. 

Visit our website https://stisi.co.uk
Contact me on ross@stisi.co.uk 
Call our office for any advice on 0131 510 1240

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Thank you for watching.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.