CSC Process Videos KGC
Channel: AV DIGITAL TRADE
Date: 2022-02-12

Eligibility: 
 Individual farmer/ Joint borrower. All major applicant  up to age of 60 years, above 60 years legal heir is mandatory

Type of facilities: 

Cash Credit/Over draft: To meet crop production cost & expenses towards consumption, post-harvest expenses and repair & maintenance
Term Loan: For investment purpose like land development, purchase of farm implement, Irrigation equipment etc.
Quantum of finance: Quantum of finance is based up on land under cultivation, cropping pattern & scale of finance.
Security: 
Primary: Hypothecation of crop & assets created out of bank finance
Collateral: Mortgaged of agricultural land/Urban Property/Liquid security
Tenure: Five year
Other Benefit:
Free Personal accidental insurance coverage of farmer, up to Rs. 2,00,000/-,
Crop Insurance available for all notified crop under Prdhan Mantri Fasal Bima Yojana,
Issuance of Rupay Farmer Platinum debit card for hassle free transaction.
Documentation:
Application Form
KYC of Borrower/Co-borrower/Guarantor
Copy of Land records
Copy of Govt.  land rate of agriculture land
Latest updated passbook/bank statement

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