Riba | Wikipedia audio article
Channel: wikipedia tts
Date: 09/01/2019

This is an audio version of the Wikipedia Article:
https://en.wikipedia.org/wiki/Riba


00:02:08 1 Etymology and definitions
00:13:35 2 History
00:25:25 3 Scripture on riba
00:26:27 3.1 Quran and prohibition
00:37:42 3.2 Quran and credit sales and late payment
00:41:00 3.3 Hadith and prohibition
00:54:17 4 Sharia/fiqh and riba
00:59:08 4.1 Scriptural proof and fiqh
01:07:02 5 Issues in interest as riba an-nasiya
01:07:13 5.1 Opposing sides
01:12:39 5.2 Overview of rationale and its critics
01:18:56 5.3 Injustice of fixed return
01:26:38 5.4 Vice and corruption
01:30:12 5.5 Inequality
01:33:51 5.6 General economic harm
01:42:06 5.7 Accumulation of third world debt
01:44:18 5.8 Alternatives to interest
02:00:47 5.9 Non-orthodox approach
02:02:02 5.9.1 Government-affiliated ulama
02:04:01 5.9.2 Modernist position
02:11:58 5.9.2.1 Reply to Modernists
02:13:18 5.10 Time value of money
02:16:50 5.11 Islamic concept of money
02:19:31 5.12 Early payment of debt
02:21:10 5.13 Inflation
02:23:15 5.14 Delinquent payments/Defaults
02:25:29 6 Riba al-fadl
02:27:02 6.1 Hadith
02:31:56 6.2 Application
02:39:43 6.3 Rationale
02:42:15 7 See also



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SUMMARY
=======
Riba (Arabic: ربا ,الربا، الربٰوة‎ ribā or al-ribā, IPA: [ˈrɪbæː]) can be roughly translated as "usury", or unjust, exploitative gains made in trade or business under Islamic law. Riba is mentioned and condemned in several different verses in the Qur'an (3:130, 4:161, 30:39 and perhaps most commonly in 2:275-2:280).  It is also mentioned in many ahadith (reports describing the words, actions, or habits of the Islamic prophet Muhammad).
While Muslims agree that riba is prohibited, not all agree on what precisely it is, 
or whether its use should be punished by humans rather than Allah. 
It is often used as an Islamic term for interest charged on loans,
and the belief this is based on — that there is a consensus among Muslims that all loan/bank interest is riba — forms the basis of a $2 trillion Islamic banking industry. However not all scholars equated riba with all forms of interest, or agree whether its use is a major sin and against sharia (Islamic law), or simply discouraged (makruh).In addition to the unjust gains made from repayment of a loan where some kind of interest is charged — the full name of which is riba an-nasiya — most Islamic jurists believe there is another type of riba — namely riba al-fadl — which is the simultaneous exchange of unequal quantities or qualities of a given commodity.