Don't Be a VICTIM of an Online SCAM! GCash Scam Update #shorts
Channel: ZIGGING by Mark Sigg
Date: 2021-11-07

More important than investing, today we'll talk about how to protect your bank accounts so that you don't fall for an online scam! We'll do a quick introduction and have phishing scams explained. Hopefully, a step by step guide will get you safe and unharmed with these tips to avoid an online scam as these are now popular not only with international websites such as PayPal, Amazon, & Yahoo! Mail, but more concerning is how rampant these online scams are in the Philippines with GCash, Metrobank, Unionbank, BDO, and BPI.

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It's common these days to encounter online fraud. It appears as an urgent message from your bank or other online accounts asking you to take action. It looks legit as they have the right logos and other aesthetics in place! You've either won a prize or need to update personal details on  your account, "else your account will be deleted". You open the email and click through to a website to input your username, password, and other details. Why wouldn't you since this is your trusted bank, after all! You input all the necessary details to claim your prize or keep your account active and the next thing you know, your password has been changed! Worse, your bank account might have been emptied out. You've just fallen victim to online fraud, better known as a PHISHING scam! As the name suggests, you've fallen into the bait of attackers as they fished out your password and other personal details by pretending to come from PayPal, your local bank, and from your other trusted online platforms. They've done this methodically, copying your bank's email and website down to the very last detail. To the naked and unsuspecting eye, there's no way for you to have known! Or is there? In this video, I'm sharing how you can avoid being a victim of online phishing scams and properly secure your account.
 
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How to spot an online scammer so that you won't be just another victim of an online phishing scam? Here are a few simple steps:

#1 - Be skeptical of any message from PayPal, Amazon, or from any of your banks/online accounts asking you to work on something urgently. The urgency will come in the form of an either carrot or a stick. You've either won a prize conditionally available after updating your account or are told that your account will be immediately deleted, again if you don't update your details. These scammers work on the urgency leading you to panic, whether they've enticed with you a reward or the threat of deleting your account. When encountering these, it's good to pause. First, if the prize is too good to be true, it probably is. And anyway, if your bank is running a promo, you typically don't need to do anything else to get that reward. Second, banks and other online platforms spend so much on signing you up and getting your business. It doesn't make sense for them to want to delete your account! Just from the tone of the email subject, you can already suspect or even conclude of online fraud.

#2 - If you've already opened the email and have gotten curious, check the details of the sender. Anyone who's ever used email knows that the display name can be changed easily so don't go by the sender name as this is the easiest part of the messaging to edit. Check the email address used. This is one of the bigger tells that a scam is being run. The domain name of the email address is typically different from what your bank/online platform uses in their official communications. Sometimes though, the scammers are detailed enough to buy a similarly-phrased  domain name so this part can actually get tricky.

#3 - If you've clicked onto the website, expect this to look exactly like the bank website that you're used to as every detail has been copied. To verify, check the URL if it is in fact the official website or just a copycat. You can't simply go by the look and feel! Checking the URL and domain name would again be the telling part of the process. Also, don't be trusting about the "HTTPS" protocol or the padlock display. Scammers make websites with these "safe" protocols just as well!

#4 - Check the contents being asked for. If it's odd enough such as the present scam for GCash wherein all details of the user is asked for including his MPin password, it's easy to spot that GCash prize is a GCash Scam! Always question what's being asked for.

#5 - Mark as Spam and report so that no one else falls pray into this scam!

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#Gcash
#ScamAlert
#ScamBait