June Q & A with Paul Merriman, Chris Pedersen and Daryl Bahls
Channel: Paul Merriman
Date: 2023-06-15

In recent weeks the podcasts, articles and videos focused on what Paul, Chris and Daryl believe are the most important topics their work supports.  While they hoped all 8 topics (https://paulmerriman.com/bootcamp-for-investors-2023/) would be equally studied there was one article and video that attracted the most followers.  

By far the most read Marketwatch article was “These 7 simple portfolios have beat the S&P 500 for over 50 years.” (https://paulmerriman.com/these-7-simple-portfolios-have-beat-the-sp-500-for-more-than-50-years/)  On this video Paul, Chris and Daryl address some of the questions that readers, listeners and viewers asked on the topic.

Here is a list of questions addressed on the video:

How long have you personally been investing in small cap value?  All three answer the question.

Can VTSAX and VTI (total market funds) be used in place of VFIAX and VOO (S&P 500)?

Is adding small cap value to the S&P 500 enough diversification for a 30 year old?

One reader made the point that anyone can tell you what you should have done since 1970. Paul asks Daryl what investors knew in 1969 that might have impacted their decision for the next 53 years.

Since most brokerages require buying full ETF shares, how should a relatively small investor make their monthly contributions?  Paul and Chris discuss the use of M1 (https://m1finance.8bxp97.net/aXrzb)  or Fidelity where partial share purchases can be made with ETFs. 

A question is raised about the use of small and large cap growth instead of small and large cap blend in building a 4 Fund Portfolio.

A 52 year old retired investor has decided to maintain an all equity portfolio for the rest of his life and has chosen the Worldwide All Value Portfolio. The guys discuss the pros and cons of an all equity and all worldwide value portfolio for life.

What portfolio should a 72 year old retiree, using the 4% Fixed Distribution Strategy use?

Does the likely weaker U.S. economy have an impact on which funds I select for my portfolio?

Chris introduces a brand new combination of U.S. and international large cap blend and small cap value.  Hint: It is what his daughter has decided to do with her IRA.

Here is the list of pages for that cover the 8 topics for the Bootcamp for investors series-

Ultimate Buy and Hold Strategy- https://paulmerriman.com/ultimate-buy-and-hold-strategy/
Sound Investing Portfolios Risk and Return History- https://paulmerriman.com/portfolios-2023-updates/
Fine-Tuning Your Asset Allocation: https://paulmerriman.com/fine-tuning-your-asset-allocation/
Fixed Contributions- https://paulmerriman.com/fixed-contributions/
Fixed Distributions- https://paulmerriman.com/fixed-distributions-2023/
Flexible Distributions- https://paulmerriman.com/flexible-distributions-2023/
The Simple Story About 2 Funds for Life- https://paulmerriman.com/2-funds-for-life-update-2023/
Selecting the Best in Class ETFs- https://paulmerriman.com/best-in-class-etfs-update-2023/


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