Should YOU Take A Mortgage Payment Holiday? Good-Bad-Ugly?
Channel: Ross ‘THE BEARDED BROKER’ Stisi
Date: 2020-04-23

In this video, I discuss the good, bad, and ugly sides of taking a mortgage payment holiday. The UK Government announced that they would support UK mortgage holders with a 3 month mortgage holiday without any penalty but is it a good idea? 

Also, I can tell you from personal experience, this has NOT affected my credit score although many skeptics said it would. My firm belief was there was no way this would be allowed to happen under the circumstances and lenders would have been crucified in the press and social media if they allowed this to affect people when everyone was so vulnerable. 

Also, a word of caution...
*** Checking your credit score with all the major providers and not just Experian or Equifax is essential to obtaining a mortgage. Check My File covers the 4 major providers and this service is free of charge for 30 days with no obligation to pay at all. 
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Stisi Group is an award-winning Mortgage and Protection planning advice business based in Scotland. We provide advice to first-time homebuyers, next time home buyers, people looking for a better mortgage deal and landlords. Our advice covers almost 100 different mortgage lenders across a range of more than 12,000 different mortgages. 

Visit our website https://stisi.co.uk
Contact me on ross@stisi.co.uk 
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Thank you for watching.

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