Manage your Personal Finances Part 1 Income & Expenditure
Channel: How 2 with basics
Date: 2019-01-19

DESCRIPTION

Are you broke , battling to make ends meet, continuously running out money and never having money available to pay your bills or pay for those unforeseen expenses that always seem to crop up periodically.

If sounds like you, then this video is for you.

This video is Part of a Mini-Series where I will be covering Setting up the foundations and putting an Income & Expenditure Statement together to enable you to see where you currently are and to continue to monitor you financial spending. 
The video also touches on the first steps on where to cut and start improving your financial situation.

Sample List of Categories and Subcategories

1) Main Bills
Mortgage / Rent
Electricity
Water
Home Heating/Gas
Internet
Mobile Phone
Refuse Collection

2) Car/Transport
Car Loan payment
Car Insurance
Road Tax/ Licence
NCT
Repairs / Maintenance
Petrol / Diesel
Car Wash
Parking
Taxi / Public Transport

3) Food / Groceries  

4) Insurance other
House insurance
Life Insurance

5) Medical Expenses
Medical Insurance
Hospital / Clinic / Doctor Fees
Prescriptions / Medicine
Optometrist
Medical other

6) Education
School / College Fees
School Uniforms
School Books
School Projects
Exam Fees
Sports fees and Kit
School other

7) Clothing

8) Household Expenses
Repairs & Maint
Tools and Equip
Garden Maint
Furniture & fittings 

9) Bank Charges

10) Treats
Coffee Shops
Alcohol
Cigarettes
Dining Out (Lunch / Dinners)
Holidays / Get Away breaks

11) Personal Care
Hair cuts etc
Beauty
Cosmetics & Perfumes etc

12) Pets
Food
Medical
Other

13) Misc
Printing and Stationary
Postage
Xmas & Birthday presents

Part 2 will be covering How to Shop to Save Money and Part 3 covers How to put a Budget together, save and remedy the shortfalls to improve your Financial situation.
 
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Camera used to make the video: Canon DSLR 200D

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