What is a Certificate of Inheritance?
Channel: Caputo & Partners AG
Date: 2021-10-24

Are you inheriting a Swiss bank account after death of a deceased parent? Discover which documents you need to show to the bank. Find out how to access a bank account of a deceased parent. This video will show you what a certificate of inheritance in Switzerland is and why you may need one. 

A Certificate of Inheritance is an official document that confirms the identity of the deceased with all the heirs by name. Only the heirs listed in the certificate of inheritance are entitled to inherit the estate. Swiss banks always ask for a Certificate of Inheritance in combination with a Death Certificate, before they transfer the assets from a deceased person’s bank account to the personal accounts of the heirs. Swiss banks do verify the identity of all the heirs before the heirs can take ownership by distributing the assets.

Based on the Certificate of Inheritance, banks can be sure to transfer the assets to the legitimate statutory or appointed heirs instead of false pretenders. Before transferring real estate properties to the heirs, the officer of the land registry asks for a Certificate of Inheritance and a Swiss Death Certificate or a foreign death certificate.
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