Visa (company) | Wikipedia audio article
Channel: wikipedia tts
Date: 2019-01-28

This is an audio version of the Wikipedia Article:
https://en.wikipedia.org/wiki/Visa_Inc.


00:02:37 1 History
00:14:10 1.1 Corporate structure
00:15:07 1.2 Billing &amp; finance charge methods
00:16:37 1.3 IPO and restructuring
00:19:04 1.4 Visa Europe
00:20:12 2 Finance
00:21:05 3 Criticism and controversy
00:21:15 3.1 WikiLeaks
00:23:09 3.2 Litigation and regulatory actions
00:23:19 3.2.1 Anti-competitive conduct in Australia
00:23:52 3.2.2 Anti-trust lawsuit by ATM operators
00:25:19 3.2.3 Debit card swipe fees
00:26:02 3.2.4 U.S. Justice Department actions
00:26:59 3.2.5 Anti-trust issues in Europe
00:29:51 3.2.6 Payment Card Interchange Fee and Merchant Discount Antitrust Litigation
00:34:01 3.3 High swipe fees in Poland
00:34:58 3.4 Confrontation with Wal-Mart over high fees
00:35:27 4 Corporate affairs
00:35:36 4.1 Headquarters
00:37:07 5 Operations
00:38:18 5.1 Operating regulations
00:41:01 6 Visa Contactless (formerly payWave)
00:42:08 7 mVisa
00:42:38 8 Visa Checkout
00:43:39 9 Trademark and design
00:43:49 9.1 Logo design
00:44:41 9.2 Card design
00:46:28 10 Signatures
00:47:23 11 Sponsorships
00:47:33 11.1 Olympics and Paralympics
00:49:08 11.2 Others



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Voice name: en-AU-Wavenet-C


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SUMMARY
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Visa Inc. ( or ) (also known as Visa, stylized as VISA) is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, gift cards, and debit cards. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash-access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa's global network (known as VisaNet) processed 100 billion transactions during 2014 with a total volume of US$6.8 trillion.Visa has operations across all continents worldwide with the exception of Antarctica. Nearly all Visa transactions worldwide are processed through VisaNet at one of four secure facilities. The data centers are located in Ashburn, Virginia, Highlands Ranch, Colorado, London, and Singapore. The data centers are heavily secured against natural disasters, crime, and terrorism; can operate independently of each other and from external utilities if necessary; and can handle up to 30,000 simultaneous transactions and up to 100 billion computations every second. Every transaction is checked past 500 variables including 100 fraud-detection parameters—such as the location and spending habits of the customer and the merchant's location – before being accepted.Visa is the world's second-largest card payment organization (debit and credit cards combined), after being surpassed by China UnionPay in 2015, based on annual value of card payments transacted and number of issued cards. Because UnionPay's size is based primarily on the size of its domestic market, Visa is dominant in the rest of the world outside of China, with 50% market share of global card payments minus China.