Dispatch Auto Liability (DAL) coverage for couriers while performing services
Channel: Flexible WorkForce
Date: 21/11/2018

It's a new age in the delivery industry.  More and more shippers are very concerned about the liability that could occur in the event an independent contractor gets in an accident and causes injury or damage to a person or their property.

Most couriers only carry a personal auto policy on their car, minivans, cargo vans or sprinters.  Obviously, a personal policy is the least expensive way to go, and your profit or loss depends on your expenses.  Commercial policies are very expensive and many times that can be the difference of whether you make or lose money on a run.

As a Flexible WorkForce contracted driver you can a program available to you for "Dispatch Auto Liability" or "DAL" which will provide you with $300,000 in liability coverage in the unfortunate case if you cause some damage in excess of your personal policy limits.

This program is at a fraction of the cost of a straight commercial policy and in the event you get in an accident and your personal auto carrier gets brought into the claim, more than likely they will cancel your policy.  With our sponsored DAL program, that shouldn't be the case!

This policy only covers you for when you are working for an FWF client, so if the companies you service are not with FWF, talk some sense into them!!
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