Your credit history can destroy your chances of getting a mortgage – Q&A with Mortgage Broker
Channel: Ross ‘THE BEARDED BROKER’ Stisi
Date: 2022-01-06

Credit history is a huge part of obtaining a mortgage so you can buy a property. Some people hugely underestimate how important this is. 

This week, the Bearded Broker takes 5 questions all about credit history. Those questions are: 

How do I check my credit history?
I have a poor credit history, what can I do to improve it?
What do lenders look for (in my credit file)?
What options do I have if my credit history is bad?
My partner has poor credit history, what can I do?

*** Checking your credit score with all the major providers and not just Experian or Equifax is essential to obtaining a mortgage. Check My File covers the 4 major providers. You can sign up for a 30-day free trial with the ability to cancel at any time. Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Visit https://bit.ly/3jmzQW1 to sign up for FREE ***

Click below to download our FREE First-Time Buyer Guide. 
https://bit.ly/3F246PM

Click here to read the full process of buying your new home in Scotland. 
https://bit.ly/3JMUOur

Click here to read the full process of buying your new home in England or Wales. 
https://bit.ly/3G4kws5

Stisi Group is an award-winning Mortgage and Protection planning advice business based in Scotland. We provide advice to first-time homebuyers, next time home buyers, people looking for a better mortgage deal and landlords. Our advice covers almost 100 different mortgage lenders across a range of more than 12,000 different mortgages. 

Visit our website https://stisi.co.uk
Contact me on ross@stisi.co.uk 
Call our office for any advice on 0131 510 1240

Find us on Twitter: https://twitter.com/stisigroup
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Find us on LinkedIn: https://linkedin.com/company/stisi-group
Find me on Linkedin: https://www.linkedin.com/in/ross-stisi-bearded-broker/

Subscribe to our channel: 
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Thank you for watching.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.