Digital payments: Threats and policy opportunities during the pandemic
Channel: Ikigai Law
Date: 2020-05-01

In the webinar, Aparajita Srivastava and Arpit Gupta from Ikigai Law speak with our guest speaker, Arpit Ratan, co-founder and business head at Signzy.com, about why digital payments have become crucial in a post-pandemic India. They speak about the need for an enabling policy framework in the digital payments sector. They also discuss why onboarding merchants and customers remotely is the need of the hour.

Speaker profiles:
 
Arpit Ratan: is the co-founder and business head of Signzy.com. Signzy uses technologies like AI and blockchain to automate customer authentication processes in the financial sector, and also works on electronic legal contracts. He was featured in Forbes India's 30-under-30 list for 2017.

 Aparajita Srivastava:  leads the regulatory fintech vertical at Ikigai Law. She has previously worked with law firms and the legal teams at PayU and Hike on digital payments and intermediation. She also regularly advises on various legal and policy challenges faced by the digital payments sector.
 
Arpit Gupta:  is an associate with the TMT team at Ikigai Law. He has worked on various digital payments related issues, including KYC norms, merchant discount rate (MDR) and data protection in the financial sector.
 
We frequently write on issues impacting the digital payments ecosystem. Here is our recommended reading list:

1. Merchant Discount Rates - This post outlines the legality of merchant practices like internet handling fees and the legal framework around it. (https://www.ikigailaw.com/customers-to-pay-internet-handling-fees/)

2. Proposed Payments' Regulatory Board - This post examines the proposal to create a new Payments Regulatory Board. (https://www.ikigailaw.com/the-promise-of-the-proposed-payments-regulatory-board-for-innovation-and-competition-in-the-digital-payments-sector/)

3. Views of the finance ministry's steering committee on fin-tech related issues - This post examines the recommendations of the recently released report of the Steering Committee on Fintech Related Issues, set up by the Ministry of Finance. (https://www.ikigailaw.com/examining-the-recommendations-of-the-steering-committee-report-on-fintech-related-issue/)

We suggest reading this one too - https://www.ikigailaw.com/fintech-fast-and-furious-for-the-most-part/. You can read our other pieces on the fintech ecosystem here https://www.ikigailaw.com/category/fintech/.