Insurance in Ecuador, where can I get it?
Channel: Don Shader - Grumpy Old Gringo
Date: 2022-06-10

This is the interview with Carlos Ramirez, the CEO of Blue Box Insurance located in Manta and other cities throughout Ecuador.
We cover topics such as pre-existing conditions, IESS vs Private Insurance and much more. Please see the Index for chapters related to your questions.

Chapter Index

2:20 Catastrophic Coverage Plans in Ecuador
3:15 Hospitalization
4:10 Emergency in any hospital or private network vs non-network coverage
5:10 What about the IESS network?
6:10 Do your CCPs require pre-pay to leave the hospital?
6:50 Immigration requirement for starting insurance coverage
7:53 Is proof of Insurance required to get in the country?
8:18 Are you required to have insurance to get your cedula?
9:30 What is the highest deductible available in regards to CCP coverage?
11:42 Reconciliation for checking for pre-existing conditions
13:24 What determines the definition of pre-existing conditions in Ecuador?
14:57 What is the waiting period for treatment related to pre-existing conditions?
17:40 Comparison of differences in cost between IESS and Private Insurance
18:09 Can you buy Insurance before you come to Ecuador?
19:40 IESS vs Private Insurance
21:34 Global Health Insurance
23:50 Is IESS in trouble?
27:34 Will IESS cover things related to treatment for eye deseases like glaucoma?
29:00 Is sleep apnea covered by IESS?
30:00 Are private rooms provided in hospitals under IESS coverage?
32:20 Are there any pre-existing conditions excluded by Insurance ?
32:45 What health insurance package do you recommend for someone in their fifties?
33:30 Are there any combined insurance plans?
35:25 Zoom meetings with Blue Box
36:20 Do I need to pay extra for coverage for prescription medication and are there any additional costs?
37:45 Can foreigners get free health care if they stay less than six months?
38:45 How to sign up for private insurance coverage and do you need a cedula?
40:34 Does insurance cover Home care?
40:34 Does it cover house calls?
40:34 Does insurance cover the use of CBD oil for treatment?
43:13 Do you need to bring your medical records to buy insurance?
44:07 Is there coverage for drug and alcohol addiction?
44:50 WHY Blue Box?
43:30 HiExpat Magazine
49:46 Opps!

CARLOS ALBERTO RAMIREZ VELASQUEZ 
BLUEBOX CEO 
WhatsApp - + 593 982465168 
blueboxasesores@gmail.com
www.blueboxinsurance.com
Zoom meeting available. 

HI EXPAT MAGAZINE 
https://www.hi-expat.com

Me:
Web: https:///www.dshader.com
Instagram: @shaderdon
Facebook: https://www.facebook.com/don.shader

If you can't walk on water, freeze it

++++++++++++++++++++++++++++++++++++++++++++++++++++++++

The views expressed in this video are in no way intended to be taken as advice on retirement, migrating to Ecuador, investing, buying insurance, or getting your immigration documentation.
I am not responsible for any decision you make after watching my videos.
I don't give advice and I don't recommend anything unless it is based on my own personal, verifiable experience.

I want to be sure that the information I provide is accurate information and I don't want people to make a poor choice based on anything I say.
If one person comes here based on my influence and doesn't like it at all, then has to return to start all over again, I have failed.