2 BEST Business Bank Accounts & Credit Cards for LLCs (2023)
Channel: Emily Binder
Date: 2023-02-09

I review my two favorite free small business checking accounts and two free business credit cards for your LLC / small business or side hustle. Promo: Chase Bank business checking: $300 bonus for qualifying new accounts: https://accounts.chase.com/business/share/3124367231
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All of these are solid products / companies, and you can mix and match. I cover the differences business owners need to know.

There are tons of options and reviews out there for business banking and credit cards, but I've done the research so stop searching and just watch my video. These banks and cards are tried and true and I recommend honestly. This video is not sponsored.

Timestamps:
0:55 Two great business bank accounts for LLC / entrepreneur / small business
1:15 Banks: Chase Business Complete Checking and Mercury Bank
1:40 You should have an LLC even if you don't have a business yet! https://youtu.be/E3Y0wGfEYkU
2:03 Get your EIN for free from IRS.gov (once you file your LLC)
2:15 Use EIN for business checking, not SSN
2:30 All business income goes into business checking. Use Quickbooks or hire a bookkeeper.
3:29 CARDS: Two business credit cards I recommend
3:46 Chase Ink Business Cash credit card overview and Chase Ultimate Rewards and bonus categories (e.g. 5x rewards on office supplies). https://youtu.be/T4Af0juZ31A
4:45 Combine Chase cards to maximize points (Chase Trifecta) including Chase Sapphire Reserve for 3x rewards on travel & dining
5:30 Capital One Spark Business Cash Select credit card
6:30 Spend strategically. Quarterly bonuses / deals.
7:05 Pay your full balance monthly
8:15 Die pointless 🪦 :)

Related:
Personal Finance Tips: https://youtube.com/playlist?list=PL7vJ00pA5bhE9vGadvmy6gHFF2YJyuRwC
https://youtu.be/E3Y0wGfEYkU
https://youtu.be/w-Ar7yF-KT0
https://youtube.com/shorts/j1hBqmSbty0?feature=share
https://youtube.com/shorts/K5_6NbNfKkw?feature=share
https://youtu.be/YnKkMzN7Rr8
https://youtu.be/T4Af0juZ31A
https://youtu.be/9yHYIzf8fz8
https://youtu.be/kT5uUxTtKR0

🍭 PROMOS & BONUS POINTS (updated May 2024):
Small business banking & credit cards:
-Mercury Bank (free business checking): $250 bonus when you deposit $10K within 90 days. Promo link: https://mercury.com/r/wealthvoice
-Chase Bank business checking: $300 bonus for qualifying new accounts: https://accounts.chase.com/business/share/3124367231
Capital One Spark Business Card (no fee). Earn a one-time $750 cash bonus: Spark 1.5% Cash Select https://i.capitalone.com/GuEyYeyPU
-Chase Ink: Earn 100,000 bonus points with the Ink Business Preferred® card or up to $1,000 bonus cash back: https://www.referyourchasecard.com/21q/AK8ZMF0ILC
-Chase Sapphire Reserve. Earn 60,000 bonus points: 
https://www.referyourchasecard.com/19m/Y6HHFEMVKE
-Chase Freedom Unlimited or Freedom Flex (no fee): Earn $200 cash back 
https://www.referyourchasecard.com/18m/S6S7ZM8LOS
-QuickBooks Online to manage small business accounting. Up to 50% off & a $50 Visa® Card: https://refer.quickbooks.ca/s/emily.bind

👩🏼‍💻 Marketing your business - promos:
-Fiverr: the fastest way to hire freelancers. Editing, graphic design, business cards, logos, social media. 10% off: http://www.fiverr.com/s2/bbaa5f282e
-Moo.com: best printing & design (business cards, stickers, collateral). 25% off: 
https://refer.moo.com/s/emily1181931

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DISCLAIMER: This video is not financial advice. The description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission at no cost to you. This helps support my production costs, thank you!

#BESTBUSINESSBANK  #BESTBANKACCOUNTS  #BANKACCOUNTBONUS  #CHASEULTIMATEREWARDS #BESTCREDITCARDS