MOP Ratings
Channel: Credit Law Center
Date: 2018-03-06

MOP Manner of Payment is the status of each account regarding how the payment has been made. This is the most common area we find mistakes. Look at all the ratings, now look at the type of accounts that can be listed. These 2 factors will be combining to give you your MOP rating on the reports you see. For example I9, R9, I0. Now look at common mistakes. This is incorrect information and is impacting the score in ways it shouldn’t. This is a report that has inaccurate reporting. They are showing a credit report with a collection reporting as an installment therefore allowing them to put an amount in the past due box. This is where we see these common mistakes on the reports.  We have been using these mistakes to help over 30k people since 2011 in a quick and affordable way