MEDICARE BIRTHDAY RULE
Channel: Celebrating Act2
Date: 2023-09-06

In 6 or 7 states (including California) you can change your MEDIGAP plans without new medical underwriting.  The rules vary from state to state but they generally allow you to change these plans, even the insurer you are currently using, for a period of time around your birthday!  This is a special opportunity not available during the year-end open enrollment period.  See the links below for information on California.  

Check with your state to see what the rules are.    https://youtu.be/WXRsQdyJVVs   
California Department of Insurance   
https://www.insurance.ca.gov/0150-seniors/0100alerts/SA-01-10B.cfm

Southern California even has a free, non-profit counseling service NOT affiliated with any insurance carrier.  https://www.coasc.org/hicapcounseling/