Collections - Should you Pay-in-Full or Settle?
Channel: The Credit Movement
Date: 2019-08-05

In this video, Ryan explains how paying in full DOES NOT benefit your credit score versus settling the debt.  The ONLY time you should pay-in-full is when the creditor or collection agency is willing to give a "letter of deletion".  A letter of deletion is a letter stating the account will be expunged completely from your credit report.  

Is it time you took your credit score seriously?
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