Car Insurance and Your Credit Scores - How Credit Scores Impact Car Insurance ?
Channel: Brian Howard
Date: 2019-08-15

https://bkhcreditgroup.as.me/freecreditrepairconsult

Hey everyone, Welcome to my YouTube channel. In this video, you will know about how to create car insurance and increase credit scores. Our car insurance scores affect your car insurance rates much like you would expect your credit scores to affect your interest rates on new loans. The higher your insurance scores, the lower your auto insurance rates will typically be. You will be wondering about how does credit score affects car insurance premiums. Find out how your car insurance credit score and premiums are calculated.

BKH Credit Group's primary mission is to help entrepreneurs and business owners to build business credit for the business using the business EIN and Personal Credit if they choose. We specialize in alternative funding sources that include small business loans, lines of credit and business credit cards. BKH Credit is also a full-service Credit Repair and Credit Restoration Firm serving all 50 States. BKH Credit Group was founded by Brian K Howard a noted author and authority on both business and personal credit. You learn more about BKH Credit Group by visiting www.bkhcreditgroup.com

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Incorporate your business. Even though you may be incorporated when you’re reading this, it deserves a mention. With sole proprietorships and general partnerships, the business is legally the same as the owner; therefore, there can be no separation of business credit history from personal. Incorporating a business or forming an LLC creates a business that is legally separate from the owner(s).

Obtain a federal tax identification number (EIN). The EIN is basically a social security number for a business. It is required on federal tax filings, and is also required to open a business bank account in the name of the corporation or LLC. In order to comply with IRS requirements, many larger businesses also require an EIN from their vendors in order to pay them for services provided.
Open a business bank account. Open a business checking account in the legal business name. Once open, be sure to pay the financial transactions of the business from that account. If you use a business credit card (see below) for many financial transactions, be sure to pay the credit card bill from your business checking account.

Establish a business phone number. Whether you use a landline, cell phone or you use VoIP, have a separate number for your business and in your business’s legal name. List that number in the directory so it can be found. Open a business credit file. Open a business credit file with all three business reporting agencies: Experian, Equifax, and TransUnion. Obtain a business credit card(s). Obtain at least one business credit card that is not linked to you or any other owners personally. Pick a business credit card from a company that reports to the credit reporting agencies.
Establish a line of credit with vendors or suppliers. Work with at least five vendors and/or suppliers to create a credit for your company to use when purchasing with them. Ask them to report your payment history to the credit reporting agencies. Pay your bills on time. Perhaps it should go unsaid, but be sure to pay your bills on time. Like with your personal credit, late payments will negatively impact your business credit.


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