How Holiday Let Mortgages work Lending Criteria and Buying Tips
Channel: Niche
Date: 2020-10-21

Mr Payam Azadi explores the Holiday Let Mortgages World in this latest briefing - an area some landlords steer towards for tax benefits. It is currently a volatile and evolving market as Holiday Let Mortgage Lenders aren't quite sure where to place their propositions due to the pandemic with loan-to-value and product choice being the main brake levers. He explains that traditionally Holiday Let Mortgages have been assessed in relation to seasonal trends over low, medium and high seasons - however, the length of seasons is being questioned due to lock-down threats. 

He brings up areas to avoid such as holiday parks which are generally not well liked by Holiday Let Mortgage Lenders and how lenders can view different types of Holiday Homes.

More information on Holiday Let Mortgages can be found by clicking on the link below
https://www.nicheadvice.co.uk/holiday-let-mortgages/

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If you're looking at Holiday Let Mortgages and need help please do get in touch with Payam Azadi at Niche Advice
https://www.nicheadvice.co.uk/contact...
T:0207 9932044
www.nicheadvice.co.uk
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The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances and your case should be fully discussed with a Professional Mortgage Broker before you apply.

Niche Advice are Independent Whole of the Market Mortgage Brokers dealing with different types of clients buying properties and are here to help you buy property all across the UK.

Think carefully before securing other debts against your home. Some Buy to let and commercial mortgages are not regulated by the Financial Conduct Authority.  

Niche Advice Limited is a Credit Broker and does not lend money directly to clients.

Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA No: 750263. The Financial Conduct Authority does not regulate Commercial Buy to Lets.

#HolidayLet #HolidayLetMortgages #HolidayLetMortgage