Mortgage Market update 2021 Stamp Duty Holiday Mortgage Affordability Rules Employed & Self Employed
Channel: Niche
Date: 2021-01-27

Mortgage Market update 2021 Stamp Duty holiday | In this cram packed video Mr Payam Azadi outlines the main mortgage changes and challenges for the Mortgage Market in 2021 | He covers the toughening of mortgage affordability assessments particularly for the self employed | How desk-top valuations have become ingrained in low loan-to-value mortgage processes due to the pandemic | How technology is shaping the role of a Mortgage Broker | He also updates us on the expected demise of the Stamp Duty holiday and the chances of Solicitors to meeting the deadline.

⏱️TIMESTAMPS⏱️ Just click on the Topic links below
0:00 Intro
2:03 Stamp Duty Holiday Extension 
6:03 Hight Loan to Value Mortgages  
8:32 Mortgage products and rules for the Self Employed 
15:25 Mortgage Affordability Commission & Bonus Income 
15:25 Conveyancers Challenges and whats to come
15:25 Valuation process and Desk Top Valuations
15:25 How the role of a Mortgage broker will change in the future 

++++++++++++++++++++++  ++++++++++++
To subscribe to this channel click on the link https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1
++++++++++++++++++++++++++++++++++
If you're looking to talk to a Mortgages Broker do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact...
T:0207 9932044 
www.nicheadvice.co.uk
++++++++++++++++++++++++++++++++++

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK.

Some Buy to let, and commercial mortgages are not regulated by the Financial Conduct Authority.  

Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA No: 750263. The Financial Conduct Authority does not regulate Commercial Buy to 

 #Mortgageupdate #StampdutyHoliday #MortgageAffordabilty