Boston Real Estate Agent: Should You Rent or Buy Your Home?
Channel: Living in Boston & the Burbs by Jeffrey Chubb
Date: 29/08/2016

Selling Your Home? 
Buying a Home?
http://www.boston2.com/

At least 80% of buyers under the age of 60 buy a single-family home. The number one reason cited for buying a home was the desire to own a home of their own. I can attest to that – there's just something about pulling up to my home every single day. It really is a true sense of pride.
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In a recent video, we pointed out that homeowners are worth 36 times more than renters, so today I wanted to expand on that point with some numbers. if we look at the average sale price of a single-family home, in combination with a recent survey that found that homes will appreciate by 18%
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What’s happened in the Massachusetts real estate market so far this year? Overall, we’ve had some conflicting data. While we’ve seen a large increase in the amount of houses sold in both the single-family market and the condo market.
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Jeffrey Chubb, a local top producing real estate agent stars in award winning Documentary, 'Get Real'. A documentary on the current state of the Real Estate market.
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Jeffrey Chubb, an award winning top producing real estate agent in Massachusetts will help you net more money on your home in a shorter amount of time.
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Beautiful home at 117 Manning St Hudson MA 01749 - Obeo Virtual Tour
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Jeffery Chubb, update on South Bostons Real Estate Market.
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24 Brooksdale Rd Brighton MA 02135 - Obeo Virtual Tour
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Dont miss this rare opportunity to own this 2 level oversized Parris Landing condo. This gorgeous 1 bedroom home sports exposed brick, hardwood floors, updated bath with upgraded slate tile and Kitchen with granite counters.
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Gorgeous 3 bedroom townhome that feels like a Single Family nestled on nearly a 1/3 of an acre in Newton, MA. This commuters paradise.
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Contact:
Phone: (617) 480-2600
  
Office: Chubb Realty
738 East Broadway
Boston MA 02127

TRANSCRIPTION: 

I wanted to give you a little breakdown of the home buying process and why now is such a great time to buy in Boston.

I read the other day that the average net worth of a homeowner is 36 times greater than the average net worth of a renter. It's also expected that this gap will expand to 45 times greater in 2016. 

There are many reasons why, but simply put, homeownership is a way of forced savings. Every time you make a mortgage payment, remember, you're just contributing to your net worth. If you're currently renting, it might be painful to think that you're contributing to your landlord's net worth.

Rents have skyrocketed this year, up 3.8% year over year, marking the largest increase since 2007. Buying a home offers you stability. With a fixed rate, you can take comfort that your mortgage payment isn't going to increase. With interest rates near historical lows, now is the time to buy a house if you haven't already done so. 

Thinking you don't have enough for a down payment, or an insufficient credit score? In 2015 the average credit score for an FHA loan was 686. The average home buyer put 10% down, with the average first-time buyer putting just 6% down. Thinking you need 20% down just isn't true anymore. 

If you're thinking about buying or selling a home, I'd love to speak with you about how we can accomplish your goals. Give me a call or send me an email and let's talk soon!