You're Doing it Wrong - Shopping Lenders
Channel: Jessica Moir, Realtor | Fredericksburg Virginia
Date: 19/10/2022

Broker...lender...loan officer...direct lender. What does it all mean, how to choose, and how to shop for the right loan officer!

When you're shopping for a mortgage, it's important to know the difference between a broker and a lender.  When you're shopping for a mortgage, it's important to get quotes from both brokers and lenders. That way, you can compare rates and terms and choose the option that's best for you.

Many people think that all brokers are evil and all lenders are good. But that's not always the case. In this video, We'll explain the differences between brokers and lenders, and why it's important to shop around for both here in Fredericksburg, Virginia.

Join me on Facebook, YouTube, or LinkedIn at 12:30pm EST to talk with Melissa Okransinski - Loan Originator for more information on this!

Do you have any questions, tips, or ideas about Real Estate? Let us know in the comments section below! 

About Us: Jessica Moir from Heart & Home Group is a realtor dedicated to helping families find new homes. 

Learn more about Heart & Home Group at https://hearthomegroup.com/

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0:00 Introduction
1:43 Role of a Mortgage broker
3:20 Lenders
5:12 Direct Lenders Vs. Brokers
8:30 Online Lenders
13:11 Advice in shopping for the best programs
20:30 In what window will someone shop reasonably within?
26:55 Wrap up