Fixed term contract & self-employed mortgage, Help to Buy ISA, when to buy your first home Q&A
Channel: Ross ‘THE BEARDED BROKER’ Stisi
Date: 2022-01-27

This week, THE BEARDED BROKER takes questions from first-time property buyers all over the country. 

Questions this week: 

Abi from Leeds
Is it possible to get a mortgage on a fixed-term contract? I have just been offered a position but am hesitant to take it as it is not a permanent position?

Domenica from Edinburgh
My partner already owns a property and we want to buy one together and still keep his. Will I still be considered a first-time buyer and so can I use the bonus from my HTB ISA?

Paul from Dunbar
I’m self-employed and I’ve had a massive dip in my income on last year’s self-assessment but my income now has gone up again, but obviously, I can’t show a self-assessment for 21/22. Is there a way to include my current income in an application so I can borrow more?

Mark from Fife
My wife is due to go back to work from maternity next month and we are looking to start to buy a house. Should we start the process now or wait 6 months or even more?

Panos from Glasgow
How to choose a solicitor for a first-time buyer?

Tamas from Edinburgh
When is the best time to buy a house in the year?


*** Checking your credit score with all the major providers and not just Experian or Equifax is essential to obtaining a mortgage. Check My File covers the 4 major providers. You can sign up for a 30-day free trial with the ability to cancel at any time. Try it FREE for 30 days, then £14.99 a month - cancel online anytime.
Visit https://bit.ly/3jmzQW1 to sign up for FREE ***

Stisi Group is an award-winning Mortgage and Protection planning advice business based in Scotland. We provide advice to first-time homebuyers, next time home buyers, people looking for a better mortgage deal and landlords. Our advice covers almost 100 different mortgage lenders across a range of more than 12,000 different mortgages. 

Visit our website https://stisi.co.uk
Contact me on ross@stisi.co.uk 
Call our office for any advice on 0131 510 1240

Find us on Twitter: https://twitter.com/stisigroup
Find us on Facebook: https://www.facebook.com/stisigroup
Find us on LinkedIn: https://linkedin.com/company/stisi-group
Find me on Linkedin: https://www.linkedin.com/in/ross-stisi-bearded-broker/

Subscribe to our channel: 
https://www.youtube.com/channel/UCOnfCuXMWoSzyN_XhYsXShw?sub_confirmation=1

Thank you for watching.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.