How to INVEST in ATRAM Funds | NOT GCash, NOT Seedbox, NOT ATRAM Prime!
Channel: ZIGGING by Mark Sigg
Date: 23/10/2022

As mentioned in a previous video, I've found two dividend paying funds that are better than GCASH GInvest! These funds are brought to us by ATRAM. Unfortunately, I've made the mistake of saying that these ATRAM funds can be invested in via Seedbox Philippines. This seemed like a logical guess as ATRAM's main investment channels are through GCash GInvest and Seedbox Philippines. What I discovered is that there are these ATRAM funds that aren't available in these two platforms. It's quite odd because Seedbox is ATRAM's own platform. Anyway, I'm sorry for making the mistake. There is an option to invest in the fund via ATRAM Prime but this new app requires a minimum cumulative investment of P150,000. Looking to follow through on my promise that you can invest in this fund for as little as P1,000, I've found a way to invest in these funds. Watch this video to find out and click on this link: https://bit.ly/zatram

Previously,  I've shared a series of videos on the new GCash investment fund that promises high dividend returns: the BPI ALFM Global Multi-Asset Income Fund. I've got into lengthy updates about this dividend paying fund and how it yields a projected 4-5% monthly dividends based on annualized value. But recently, I came across similar funds that can even perform better than the BPI-ALFM MULTI-ASSET INCOME FUND! I've found not one but two multi-asset income funds that pay out regular dividends brought to us by the ATR Asset Management Corp. or ATRAM --- the same ATRAM that brought us the first five investment funds when GCash launched GInvest in 2019. 

For a step-by-step video on how to invest via Seedbox Philippines, check out this video:
https://youtu.be/AXQelIH_tvI

The first of these funds is the ATRAM Global Multi-Asset Income Fund. This fund has as its target fund the JP Morgan Multi-Asset Income Fund which invests 53% in Fixed Income Securities and 39% in Equities . The fund has declared dividends in the past few months from 3.94% to 4.61%.

The second fund is the ATRAM US Multi-Asset Income Fund. This fund has as its target und the Allianz Global Investor - Growth & Income Fund which invests 33% in High Yield Bonds or Jun Bonds, 31% in Convertible Bonds, and Equities at about 29%. The fund has declared lower dividends  just under 4%.

These are in contrast to the previously discussed BPI ALFM Global Multi-Asset Income Fund, which was launched in the Philippines in January 2021 initially via BPI and later on in December 2021, the fund launched with GCash GInvest.  While new, this fund's target fund is actually the BlackRock Global Multi-Asset Income Fund. This fund was launched by the prestigious BlackRock financial group in 2012. Based on this, the fund has cumulative returns of over 50% (at the time that the video was shot). As the target fund, BPI-ALFM allocates over 90% of the capital they are managing for the fund into this BlackRock Global Multi-Asset Income Fund. 

Similar to Philippine REITs, this funds are projected to provide high dividend yields of 3 to 5% on top of the price appreciation of the fund. Investors are also subject to promising returns as they get dividends every month in the form of additional shares in the said fund. That's right, this is how to get more dividends every month versus your other investments. Unlike REITs that are focused on a number of buildings, at best spread across different cities and developments in the Philippines, these  Multi-Asset Income Fund are exactly that: a way to diversify your investment and benefit from the economic conditions from the rest of the world as it's investing in global markets.

If you missed my previous vides on  Philippine REITs, you can check out the videos here:
Invest in REITs via BDO Securities - https://youtu.be/q0cZZGU_6Xs
A thorough review of the Megaworld REIT (MREIT) - https://youtu.be/Sb6CknZyLQ0


A great benefit of this fund is that even though it's invested in the global markets, you can invest in it without having to change your pesos into dollars and avoid the hassle. The minimum investment starts at P1,000 and can be topped off in increments of P1,000. As a managed fund, there is a 1.24% fee per annum common to UITFs and Mutual Funds. This is the only downside in investing in this fund versus REITs whereas fees associated with REITs are only the broker fees. The upside is however being invested on a global scale! 


Want to directly invest in the global markets? Get $2 FREE when you sign-up with Gotrade via this link http://bit.ly/gotradegozigg


Invest with GCash or Seedbox Philippines here: https://youtu.be/AXQelIH_tvI

New to investing? Check out my Beginner's Guide to Investing here: 
https://www.youtube.com/playlist?list=PLOHBMsBtgvjkcqiDnPpvLbkANKkBF9WPV


#dividendinvesting 
#dividends 
#philippineinvestment 
#atram
#seedbox

Sub-count: 3,704