248 Today's Market and the Non-QM Loan | REI Show - Hard Money For Real Estate Investors
Channel: Carolina Hard Money for Real Estate Investing
Date: 17/11/2022

Today's Market and the Non-QM Loan

Join the Carolina Capital Management team LIVE every Thursday at 12 pm ET for the Real Estate Investor Show - Hard Money For Real Estate Investors!

This week, Bill Fairman, Wendy Sweet, and Jonathan Davis are joined by Bryan Maddex of AmeriFirst Home Mortgage to discuss Non-Qualified Mortgage Loans!  

With over 20 years in the financial industry, Bryan used his experience and insight to help get financing and loan products for his clients, many of whom are first-time homebuyers and real estate investors. 

One of his top priorities is providing consistent and frequent communication. His team ensures that the buyer knows exactly where they are in the mortgage process, as well as their agent and listing agent.

Amerifirst works with many clients who have not been successful in getting loan approvals from other lenders. They take the time to educate their clients on overcoming prior obstacles to achieve success as they navigate the steps to homeownership, including the pre-approval process. 

It is not unusual for Bryan to work with his customers for a year or more to help them get their credit mortgage ready, and for him, it is especially gratifying to share in his client's joy on closing day.

Amerifirst offers a full line of flexible loan products including FHA, VA, USDA Rural Development, renovation, and conventional mortgages. 

They also offer a range of non-traditional products such as Investor Cash Flow Loans and Bank Statement Loans. 

Bryan is proud that his Amerifirst team includes his wife, father, and brother, and they feel truly blessed to be able to serve their clients as a family.

Timestamps:
0:01 - Introduction: Market Updates & DSCR Loans
0:52 - https://www.CarolinaHardMoney.com
1:05 -  Wednesday with Wendy: https://meetings.hubspot.com/wendy166/wednesdays-with-wendy
2:08 - Breaking News!
2:31 - Change In Stock Prices For Home Builders & Supplies 
3:07 - Zillow: Listings Are Still Down 23.9%
3:48 - Redfin: House Prices Raised Only To 3.2%
4:11 - Multi-Family Properties Are Taking A Hit
8:20 - Today’s Guest: Bryan Maddex
9:36 - This Is The Best Time To Buy
10:48 - Everything Changes And Often For The Better
14:38 - Inflation Is What Drives Mortgage Rates
18:26 - Adjustable Rates vs. fixed Rates 
20:42 - Prepay Is Running Rampant In The DSCR Loan Space
21:28 - Product Offerings of Amerifirst - www.Amerifirst.com/Bryan-Maddex
27:23 - Find The Deal Then Figure Out The Best Way To Finance The Deal
29:21 - Connect with Bryan Maddex: bmaddex@amerifirst.com
30:00 - There Is No Best Loan Out There, There Is Only Best For Your Situation 
30:41 - Sonrisers Investor Group - https://www.facebook.com/groups/124386431440487
31:35 - Join Wendy Sweet On Her Upcoming Speaking Engagements
34:03 - Carolina Capital Management Fund & Loan Programs -  https://www.CarolinaHardMoney.com

Visit our website: https://carolinahardmoney.com 
Listen to our Podcast: https://thealternativeinvestor.libsyn.com/ 
YouTube Channel: https://www.youtube.com/channel/UCYzCFOvEt2n9TchgECLwpww/ 
Facebook: https://www.facebook.com/CarolinaHardMoney/ 

https://youtu.be/BSUFPWcg7fg

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