Riba | Wikipedia audio article
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Date: 2018-11-26

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Riba

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SUMMARY
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Riba (Arabic: ربا ,الربا، الربٰوة‎ ribā or al-ribā, IPA: [ˈrɪbæː]) can be roughly translated as "usury", or unjust, exploitative gains made in trade or business under Islamic law. Riba is mentioned and condemned in several different verses in the Qur'an (3:130, 4:161, 30:39 and perhaps most commonly in 2:275-2:280).  It is also mentioned in many ahadith (reports describing the words, actions, or habits of the Islamic prophet Muhammad).
While Muslims agree that riba is prohibited, not all agree on what precisely it is, 
or whether its use should be punished by humans rather than Allah. 
It is often used as an Islamic term for interest charged on loans,
and the belief this is based on — that there is a consensus among Muslims that all loan/bank interest is riba — forms the basis of a $2 trillion Islamic banking industry. However not all scholars equated riba with all forms of interest, or agree whether its use is a major sin and against sharia (Islamic law), or simply discouraged (makruh).In addition to the unjust gains made from repayment of a loan where some kind of interest is charged — the full name of which is riba an-nasiya — most Islamic jurists believe there is another type of riba — namely riba al-fadl — which is the simultaneous exchange of unequal quantities or qualities of a given commodity.