Fixed Contributions 2023 Update
Channel: Paul Merriman
Date: 2023-04-19

This podcast/⁠video ⁠is the 4th in a series of our series to help do it yourself investors build a lifetime investment strategy.  The following are links to the previous ⁠three videos⁠ https://www.youtube.com/playlist?list=PLJHsocwG3Vk_t8EjtG3exAnlFuaqFuDK8.  In each case Paul is joined by Chris Pedersen and Daryl Bahls  (Director of Research and Director of Analytics with Merriman Financial Education).

⁠The Ultimate Buy and Hold Portfolio⁠: https://paulmerriman.com/ubh2023-video. This presentation addresses 10 equity asset classes that investors can use to build the growth portion of their portfolio.  

The  presentation uses the following tables:
⁠Table C1 - Fixed Contributions: S&P 500 Equity Portfolio⁠  https://paulmerriman.com/wp-content/uploads/2023/04/C1.pdf
⁠Table C14 - Fixed Contributions: US 2-Fund Equity Portfolio⁠ https://paulmerriman.com/wp-content/uploads/2023/04/C14.pdf
⁠Table C11 - Fixed Contributions: US All Value Equity Portfolio⁠  https://paulmerriman.com/wp-content/uploads/2023/04/Table-C11.pdf
⁠Table C8 - Fixed Contributions: WW 4-Fund Equity Portfolio (50% US/50% Int'l)⁠  https://paulmerriman.com/wp-content/uploads/2023/04/C8.pdf
⁠The Merriman Lifetime Investment Calculator⁠ https://paulmerriman.com/lifetime-investment-calculator/
⁠2 Funds for Life free pdf⁠ https://paulmerriman.com/millions-downloads/
⁠We’re Talking Millions free pdf⁠ https://paulmerriman.com/millions-downloads/
Topics of discussion
How the Fixed Contribution Tables are constructed
How to use the tables to select the best equity portfolio
How the addition of fixed income will impact the accumulation period
The importance of using a combination of more than one equity asset class
The long term impact of every additional 10% equity
The importance of young investors maintaining good behavior
Why declining markets helps during early years of investing
How 2 Funds for Life portfolio differs from these Fine Tuning Tables
2 ways to evaluate other sequences of returns
The difference between the last 53 and 95 years of returns


This information is intended to be used and must be used for information purposes only.

We are not investment or tax advisors, and this should not be considered advice. It is very important to do your own analysis before making any investment or employing any tax strategy. You should consider your own personal circumstances and speak with professional advisors before making any investment.

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