Electronic money | Wikipedia audio article
Channel: wikipedia tts
Date: 16/01/2019

This is an audio version of the Wikipedia Article:
https://en.wikipedia.org/wiki/Digital_currency


00:01:13 1 History
00:03:08 2 Comparisons
00:03:17 2.1 Digital versus virtual currency
00:04:50 2.2 Digital versus traditional currency
00:05:16 3 Types of systems
00:05:26 3.1 Centralized systems
00:05:44 3.1.1 Mobile digital wallets
00:07:57 3.2 Decentralized systems
00:08:36 3.3 Virtual currency
00:09:23 4 Law
00:10:23 5 Regulation
00:10:44 5.1 U.S. Treasury guidance
00:11:08 5.2 Securities and Exchange Commission guidance
00:11:29 5.3 New York state regulation
00:12:26 6 Adoption by governments
00:21:27 7 Adoption by financial actors
00:22:18 8 Hard vs. soft digital currencies
00:23:16 9 Criticism
00:24:19 10 List
00:24:28 11 See also



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SUMMARY
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Digital currency (digital money, electronic money or electronic currency) is a type of currency available in digital form (in contrast to physical, such as banknotes and coins). It exhibits properties similar to physical currencies, but can allow for instantaneous transactions and borderless transfer-of-ownership. Examples include virtual currencies and cryptocurrencies and central bank issued money accounted for in a computer database (including digital base money). Like traditional money, these currencies may be used to buy physical goods and services, but may also be restricted to certain communities such as for use inside an online game or social network.Digital currency is a money balance recorded electronically on a stored-value card or other devices. Another form of electronic money is network money, allowing the transfer of value on computer networks, particularly the Internet. Electronic money is also a claim on a private bank or other financial institution such as bank deposits.Digital money can either be centralized, where there is a central point of control over the money supply, or decentralized, where the control over the money supply can come from various sources.