Free Thoughts, Ep. 270: Is Wall Street Overregulated? (with Todd Zywicki)
Channel: Libertarianism.org
Date: 2018-12-21

Zywicki starts off by simply explaining what a bank is and what it does. It is surprising how many people don't actually know what their bank does for them. Early in life you are a borrower in order to buy a house or a car, later in life you become a lender to that same bank. Unfortunately, there has been so much regulation in the American banking system that there is no room for innovation which caused the phase out of mom & pop neighborhood banks. 

What is a bank? What is Glass-Steagall? How much risk should banks take? How should a regulator address our bank system? What is a money-market fund? What is Dodd-Frank and did it get rid of bail outs?

If you liked this, you may also like:
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https://www.libertarianism.org/media/free-thoughts-podcast/specter-wall-street

Going for Broke: Deficits, Debt, and the Entitlement Crisis, Free Thoughts Podcast
https://www.libertarianism.org/media/free-thoughts/going-broke-deficits-debt-entitlement-crisis

Is Bankruptcy Law Bankrupt?, written by William H. Meckling
https://www.libertarianism.org/publications/essays/is-bankruptcy-law-bankrupt