PHR based insurance wellness solution using NDHM to share clinical data.
Channel: EHR.Network
Date: 30/12/2020

Proposed wellness centered offering primarily driven by insurance companies for their health insurance customers. The intention is to leverage the evolving NDHM infrastructure and create a shared PHR solution for their customers. With a functional PHR, the insurance company can offer wellness solutions personalized for every individual customer to improve their health and reduce claims.

The concept involves the following components
1. PHR solution built on EHR.Network and provided by insurance companies free for their customers
2. A wellness provider solution built by extending AyushEHR for use by the wellness care team of the insurer
3. Consent driven EHR data exchange enabled thorugh NDHM integration
4. Health locker repository on EHR.Network

The steps to implement the solution are
1. Insurance company offers co-branded EHR.Network PHR solution free to their customers
2. Insurance company engages a team of wellness experts to engage with their customers through the PHR and offer wellness solutions
3. Insurnace customers subscribe to the PHR service and creates their ;logitudinal health record on EHR.Network health locker
4. Insurance customers subscribe to the wellness services from their insurance company and shares their EHR from their Health locker
5. The wellness team from insurance offers solutions. monitors and help the subscribers maintain a healthly lifestyle
6. Insurance claims are reduced and everone benefits.