Get Your Dream Home With Only A 1% Down Payment In 2024!
Channel: Sun Realty Group AND Sun Mortgage
Date: 28/03/2024

Please watch: "4 Reasons Why Multigenerational Living Is The Best Option In 2024!" 
https://www.youtube.com/watch?v=CNMMsQnBalk --~--
Homebuying 2024? Need Down Payment Assistance? Text (714) 790-3622
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FREE Copy of a Complete 2024 HomeBuyer's Guide
Click Here: https://www.simplifyingthemarket.com/en/fthb/?a=1000015265-b7655725cac7f721805c0f85f1a36b4c

SUN MORTGAGE: CA Mortgage Broker Licensed BROKER since 2007.  
We are here to help! 
Text or Call (714) 790-3622
Book your Free Consultation Here:  https://calendly.com/sunrealtygroup-/30min

Website: https://mysunmortgage.com/. SunRealty.com
Click Here:  https://mysunmortgage.com/quick-loan-request

Looking for an FHA Loan?
-FHA Loan Minimum Req'ts:  
-3.5% Downpayment
-2 Years Employment Straight
-580 Mid Fico Score at least
-Debt To Income Ratio, 55%

Good Read below:  
Mortgage FAQs (Frequently Asked Questions)

Ready to buy your dream home?
Is there a Downpayment Assistance available for First Time Homebuyers?
Is it hard to get pre approval on a home purchase loan?  
How to get pre approved in no time and what are the documents needed to get loan pre approval in 2024?

The ANSWER: Call or text (714) 790-3622) we will figure it out for you from start to finish, and see if you qualify or not,  it may not be as hard as you think!

Mortgage FAQs (Frequently Asked Questions)

Q: How does the loan process work?
A: A qualified broker/lender work with you to choose the best loan program and interest rates available to you. You then need to provide a list of the documents/documenation needed to complete your loan and once this is done your final loan papers are signed by you and you get a date when the loan will be completed.

Q: How do I know if I can get a loan?
A: A good start is, you try our mortgage calculators to see how much mortgage you could pay. You are also welcome to contact us using any of the methods provided on the menu.We will help you evaluate your loan potential. We are in the business and know what kinds of mortgages programs are out there and can help you choose a program that might be right for you. Another good idea is to get pre-qualified for a loan. That means you apply for a mortgage before you actually start looking for a home. Then you'll know exactly how much you can afford to spend, and it will speed the process once you do find the home of your dreams.

Q: How do I find a lender?
A: Contact us.  (714) 790-3622

Q: What is a credit score?
A: A credit score is an indication of your credit history and assist in measuring your ability to repay a debt in the future.

Q: Can I become a home-buyer even if I have had bad credit, and don't have much for a down-payment?
A: Yes. Your credit doesn't have to be perfect to purchase a home. Difficult financial situations are often because of illness, divorce, or temporary unemployment. If you can demonstrate that the problem was in the past, and you have been able to re-establish a good track record for a sufficient amount of time, you may be in a good position to get a mortgage loan.

Q: What documents I need to have ready while applying for a mortgage?
A: Good question! You should at least below;

-If you and your spouse are applying for the loan, social security numbers for both you and your spouse
-Consecutive pay stubs for the last month
-Copies of your checking and savings account statements for the past 6 months
-Evidence of any other assets like bonds or stocks
-List of all credit card accounts and the approximate monthly amounts owed on each
-List of account numbers and balances due on outstanding loans
-Copies of your last 2 years' income tax statements Depending on your lender, you may be asked for other information/documents too.

Q: I don't have the standard documentation necessary to get a loan, can I still apply for loan?
A: We offer special loan programs for such type cases, for further information contact us using the "https://mysunmortgage.com/contact".

Q: When should I refinance my mortgage?
A: To determine whether you should refinance, compare the following:

Current interest-rates compared the rate you are currently paying.
Your current payment compared to what your payment would be with a lower rate, or features such as interest-only payments.
The amount of time you expect to live in your home.
The cost to refinance your mortgage.

Q: What is a good faith estimate (GFE)?
A: A good faith estimate (GFE) is an estimate that outlines the costs you will incur during the mortgage process. This is provided to you when you apply for your loan.

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Call or Text (714) 790-3622
NMLS# 1913736, DRE# 02062914