Mortgage Advice UK 2023 - Bite sized Q&A - Fixed rate ➡️ Variable - How much will this cost?
Channel: Budgeting & Planning
Date: 30/06/2023

Coming off a fixed-rate mortgage this year is going to feel stressful as you’ll be paying significantly more than you have been. 
You’ll be wanting to get the best advice possible so that you know what is going to happen both the worst-case scenario and your best next move.

Getting the practical steps taken care of is one thing, however, this is likely to cause you some level of financial anxiety as your budget will be squeezed further.
Knowing in advance will empower you to make some alternative financial or lifestyle decisions now so that you are in the best place possible when the going gets tough.

Forward planning your budget is your game changer - for a fill-in-the-blanks template, discover what you need here at https://www.budgetingandplanning.co.uk

You deserve to feel confident & in as much control as possible with your personal finances, you work hard enough! 

In this mini-series of 10 videos, Donna from https://www.elevatefs.org and I will discuss one key problem in each & she will share with your her best next steps & guidance. 

From here you can create a plan that fits you best & feel relieved that despite some complexities you have options.

Watch now & ask your questions in the thread or go straight to Donna’s website, QR code available at the end, where you can contact her. 
She will help you so that you have the best solution possible & you won’t have to spend the next few months worrying so much that you end up doing nothing.

Having your plan will enable you to be in the best possible place & you’ll feel so glad you took action sooner rather than later. 

From worrying & doing nothing to finding out your options & moving forward. It isn’t going to be easy for many of us over the next couple of years, but the sooner you take action, the sooner you’ll find your solution.

Here are the 10 episodes:

N° 1 - What can you do if you have missed some payments over the last couple of years of either your mortgage or credit card? 

N° 2 - What is your Credit Report, how do you access it & what information does it give you? When you find out this information what can you do with it, and how can you improve it?

N° 3 - What’s the maximum term of a mortgage & how can pension income & benefits affect your mortgage-ability? 

N° 4 - Feelings of shame, embarrassment & financial insecurity. You’re not alone!

N° 5 - What are the top 5 FAQs with remortgages?

N° 6 - Energy Efficient Properties - how do these impact mortgages?

N° 7 - My circumstances have changed since I last took out my fixed mortgage, I’m now earning less & I’m distraught. Will I lose my home?

N° 8 - What happens if my partner has to come off our joint mortgage?

N° 9 - Fixed Rate coming to an end - how to work out what lies ahead? 

N° 10 - How does the base rate affect your mortgage & understanding fixed vs variable rates this year

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Love from
Lucy x

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REMEMBER YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS OF YOUR MORTGAGE

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