FM Global | Wikipedia audio article
Channel: wikipedia tts
Date: 2019-06-14

This is an audio version of the Wikipedia Article:
https://en.wikipedia.org/wiki/FM_Global


00:01:16 1 History
00:03:42 2 Expansion
00:06:24 3 The 20th Century
00:08:28 4 FM Global Today
00:09:26 5 Research Campus and FM Approvals
00:10:23 6 See also



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Speaking Rate: 0.8178017979945289
Voice name: en-GB-Wavenet-C


"I cannot teach anybody anything, I can only make them think."
- Socrates


SUMMARY
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FM Global is an American mutual insurance company based in Johnston, Rhode Island, United States, with offices worldwide, that specializes in loss prevention services primarily to large corporations throughout the world in the Highly Protected Risk (HPR) property insurance market sector. "FM Global" is the communicative name of the company, whereas the legal name is "Factory Mutual Insurance Company". FM Global has been named the "Best Property Insurer in the World” by Euromoney Magazine.The company employs a non-traditional business model whereby risk and premiums are determined by engineering analysis as opposed to historically based actuarial calculations. This business approach is centered on the belief that property losses can be prevented or mitigated. FM Global engineering personnel regularly visit insured locations to evaluate hazards and recommend improvements to their property or work practices to reduce physical and financial risks if a loss occurs.