Reviewerly/exHarmony huggingface dataset:
A Study on the Financial Profit Evaluation of General Insurers

수익성은 보험회사의 성장과 생존에 있어서 가장 중요한 요소 중의 하나이며 보험회사가 지속적으로 성장을 하는데 있어서 갖추어야 할 핵심역량이다. 보험회사가 지속적인 성장을 모색하기 위해서는 수익성 향상을 위한 방안을 마련할 필요가 있다. 보험회사의 총 수익성은 보험리스크 관리를 통한 보험영업이익과 자산운용에서 투자운용을 통한 투자영업이익으로 구분된다. 본 연구는 국내 손해보험회사들의 수익성평가를 수행하기 위하여 10년간 경영실적을 바탕으로 A.M. Best사의 경영평가 기준에 의거하여 부분별 및 전체점수를 산정하였다. 수익성평가 영역은 보험영업 수익성과 투자영업 수익성부분이며 보험영업은 합산비율과 매출수익율을 투자영업은 자산수익율과 순투자수익율 등 주요 지표를 이용하였다. 글로벌 금융위기이후 국내 손해보험회사들의 수익성 경영실적 분석을 통하여 도출된 결과를 근거로 국내 보험회사와 선진 보험회사를 비교하여 국내 손해보험 업계에 주는 시사점 및 개선점을 제시하였다. 수익성평가 결과에 의하면 국내 손해보험회사들은 투자영업 수익성측면에서는 우수하지만 보험영업 수익성측면에서는 선진 보험회사 대비 실적이 매우 미약하여 언더라이팅 측면에서 이익실현과 향상을 지속적으로 추진하는 것이 중요하다. 따라서 국내 원수 손해보험회사들은 경쟁력 있는 보험회사로 성장하기 위해서는 보험영업 수익 창출을 통한 경영내실화와 수익성 지표 개선 및 향상이 필요하다.Any kind of business must be profitable to succeed. Profitable insurance operations are essential for a company to operate as an ongoing concern. Profit is a measure of the competence and ability of management to provide viable insurance products at competitive and sound prices and maintain a financially strong company for customers. The purpose of this paper is to assess the financial profit strength of general insurers by using A.M. Best s rating technique focusing on quantitative standards. A quantitative evaluation of nine general insurers financial profit strength and operating performance relative to the Best s top group is carried out. The quantitative evaluation is conducted in several key profitability factors including combined ratio, ROP, ROA, and net investment income ratio. The results show that there is a big gap between domestic general insurers and advanced insurers in some areas except combined ratio. Therefore, domestic general insurers have to strengthen financial soundness through profitability and increase the underwriting and investment profit to become competitive players.
Aplikasi Edit Foto Background Dengan Menggunakan Metode K-Means Clustering

Background photos become one of the most important things in every human activity. Where each background color contains its own meaning, depending on when the conditions where we use the background color. The background color is indispensable in the interests of humans in all matters relating to administration, for example, in the scope of work, school, and others. The background color change can be done by clustering the image. The initial stage done in changing the background color is to cluster the image first so that the background object can be found. In this study, the authors apply the k-means method to divide the objects into several parts. In this application before changing the background color we have to determine the number of clusters first, then the background color is changed according to the desired cluster. This application is designed using Matlab version 2010a. Test results ten images can be concluded that the success of background color changes can be done with a background that has one color while the background that has different colors can not change. Keywords : Image, Background, K-means, Clustering, Processing Image, Matlab 2010a
Designing Interface of Rhino Robot’S Operator Control Unit using Development Board LattePanda

Rhino Robot work based on the control given by the user through a control device named Operator Control Unit (OCU). Currently, device that has been developed are form laptop toughbook with gamepad as controller. This design were inconvenience user, because there are batch of buttons which are not used to operate the robot. Moreover, using combination keys in gamepad to choose menu operation are required. Therefore, further development for the control device of Rhino Robot is do. The design were used is in OCU consist of an panel input that contains a several buttons and joystick which have a specific function to operate Rhino Robot. The buttons will be placed according to its function to the robot control process, using visualization of Rhino Robot to help user understanding the function of each buttons. This study will discuss the process to making interface of each buttons. In addition, it also discusses the process how to make an interface of LED which used to buttons indicator. The compilation process utilizes the existing LattePanda’s Arduino co-processor using Visual Studio to create a program. After testing of the several buttons using program that have been create, it is known that the program have been able to perform each function of buttons and LED in input panel.
An Ensemble Approach to Domain Adaptation in Sentiment Analysis

Domain adaptation aims to predict a response variable accurately in a target domain where labeled instances are non-exist or scarce, if any, but unlabeled instances are plentiful, by utilizing as much as possible abundant labeled information in one or several related source domains. Therefore it can be considered as a transfer learning which is one of hot topics in machine learning community. Although a target domain is related to source domains in any way, the underlying distributions generating instances are different. This inevitably carries on the so called concept drift phenomenon which means the input-output dependency changes across the domains. Under the concept drift, many ensemble learning algorithms have been suggested and showed quite good results. In this paper, we apply an ensemble learning scheme for semi-supervised domain adaptation as in the concept drift learning where a penalized regression based ensemble combiner is utilized. The proposed method is applied to a sentiment classification and shows a good result.
Insider Threats Detection Methods A Survey

International Journal of Computer Sciences and Engineering (A UGC Approved and indexed with DOI, ICI and Approved, DPI Digital Library) is one of the leading and growing open access, peer-reviewed, monthly, and scientific research journal for scientists, engineers, research scholars, and academicians, which gains a foothold in Asia and opens to the world, aims to publish original, theoretical and practical advances in Computer Science,Information Technology, Engineering (Software, Mechanical, Civil, Electronics & Electrical), and all interdisciplinary streams of Computing Sciences. It intends to disseminate original, scientific, theoretical or applied research in the field of Computer Sciences and allied fields. It provides a platform for publishing results and research with a strong empirical component. It aims to bridge the significant gap between research and practice by promoting the publication of original, novel, industry-relevant research.
Implementasi Algoritma Elliptic Curve Cryptography (ECC) Untuk Penyandian Pesan Pada Aplikasi Chatting Client Server Berbasis Desktop

The problem of security on computers is the most important issue in the current era of information technology. Many cyber crimes that occur one of which is related to data manipulation on the network. The most important problem with computer security is the security of the data that is sent. Examples of data that really need to be secured are messages in chat applications. In addition to preventing information from being read by other parties, encoding of messages greatly enables the effectiveness of sending confidential information. One type of asymmetric algorithm that has 2 different keys for encryption and decryption in the method of hiding messages (Cryptography) where the sender of the message first uses the public key (public key) to encode the message, and to decrypt the encrypted message the recipient will use a secret key (private key ). The Elliptic Curve Cryptography algorithm is quite complicated in its calculations, because the calculations are different from ordinary calculations.
CPD 2019

In the real-world ubiquitous computing systems, it is difficult to require a significant amount of data to obtain accurate information through pure data-driven methods. Performance of data-driven methods relies on the quantity and 'quality' of data. They perform well when sufficient amount of data is available, which is regarded as ideal conditions. However, in real-world systems, collecting data can be costly or impossible due to practical limitations. On the other hand, it is promising to utilize physical knowledge to alleviate these issues of data limitation. The physical knowledge includes domain knowledge from experts, heuristics from experiences, analytic models of the physical phenomena and etc.
Data Governance Arrangements for Real-World Evidence in Japan

In 2015, OHE Consulting published a report on data governance arrangements for real-world evidence (RWE) covering the specifics under which RWE was used in eight different countries - Australia, France, Germany, Italy, Sweden, the Netherlands, the UK and the US1. Two years later, Lilly commissioned a second report based on the South Korean setting, following the same method and structure as the original2. This third report focuses on data governance arrangements for RWE in Japan. On this occasion, relevant information has been collected by the Japanese authors Hideo Yasunaga and Hayato Yamana through desk research, using the same pre-specified pro-forma as for the previous reports. 1 Cole,A., Garrison,L., Mestre-Ferrandiz,J., Towse,A., 2015. Data Governance Arrangements for Real-World Evidence.OHE Consulting Report, London - Office of Health Economics. 2 Lee,E.K., Park,J.A., Cole,A., Mestre-Ferrandiz,J., 2017. Data Governance Arrangements for Real-World Evidence in South Korea. OHE Consulting Report, London - Office of Health Economics.
Prediksi Penggunaan Algoritma Iterative Dichotomiser Three Dalam Penentuan Atribut Promosi Bank Exploiset

In general, the Bank has many products that must be offered to customers that aim to increase profits for the bank. In this case each bank is expected to be able to maintain good relationships with existing customers so that it can facilitate the implementation of marketing related to the products of the Bank. The most frequently used effort in marketing is direct marketing or by contacting customers via telephone or e-mail, commonly referred to as telemarketing. The use of customer data is very much needed to help the bank or company make predictions about the level of success in marketing products to customers, so that it can be efficient in terms of time and also marketing costs. In this study, bank customers will be segmented in giving the right promotion using the Iterative Dichotomiser Three (ID3) method using bank telemarketing data, then processed using the RapidMiner application to get the right decision pattern in providing promotions to customers, from this analysis obtained attributes that most important in giving promotions are poutcome attributes or results from previous marketing by being influenced by several attributes including pdays, age, month, marital, day and job.
Professional Commitment of First Grade College Teachers in Karnataka

Global education system has tremendous impact on changes in all aspects of development. Nothing is stagnant in this global world and every country is running behind sustainability and progression. In this phenomena, education system is one of the major key indicator to evaluate the country’s development and the education system does not remain static/constant. It is a dynamic process in which many rapid changes emerge from time to time according to the requirement of the country’s progress. Education is the bed rock for a healthy and progressive society, the transmission of knowledge, skills and application of these aspects could be learnt through education system. The variables used in this study are Self appraisal, Salary, awards and rewards, performance appraisal, Department Climate, Infrastructure In Terms Of Library, Psychological Advantage, Professional Development And Higher Studies, Locational disadvantage, Infrastructure.This study has designed to evaluate professional commitment of first grade college teachers, the study covers total 800 respondents (permanent Commerce teachers) from all six regions, 400 respondents (permanent Commerce teachers) from Rural colleges and 400 permanent Commerce teachers from city colleges in Karnataka. Out of the 800 respondents 623 respondents have responded, thus making the response rate as 77.86 per cent. Simple linear regression model is used to analyse the data (SPSS 19.0).
An Enumeration-Like Vector Sampling Method for Solving Approximate SVP

Lattice reduction with random sampling is a kind of randomized heuristic algorithm for solving approximate Shortest Vector Problem (SVP). In this paper, we propose a lattice vector sampling method for solving approximate SVP. Firstly, we apply enumeration techniques into vector sampling using natural number’s representation (NNR), enlightened by discrete pruning. Secondly, to find optimal parameters for the enumeration-like sampling method, we study the statistical properties of a structured candidate vector set, and give a parameter calculation strategy for minimizing the sampling time. This new sampling method is a universal framework that can be embedded into most of the sampling-reduction algorithms. The experimental result shows that sampling reduction algorithm with the new sampling method embedded runs faster than the original Restricted Reduction (RR) algorithm within 90 dimensions.
Map Reduce concept based Sentiment Analysis Approach

International Journal of Computer Sciences and Engineering (A UGC Approved and indexed with DOI, ICI and Approved, DPI Digital Library) is one of the leading and growing open access, peer-reviewed, monthly, and scientific research journal for scientists, engineers, research scholars, and academicians, which gains a foothold in Asia and opens to the world, aims to publish original, theoretical and practical advances in Computer Science,Information Technology, Engineering (Software, Mechanical, Civil, Electronics & Electrical), and all interdisciplinary streams of Computing Sciences. It intends to disseminate original, scientific, theoretical or applied research in the field of Computer Sciences and allied fields. It provides a platform for publishing results and research with a strong empirical component. It aims to bridge the significant gap between research and practice by promoting the publication of original, novel, industry-relevant research.
Influence of Multiple Encryptions on the Security and Accuracy of Sent and Received Data

Encryption of data using multiple encryptions has been suggested in a range of contexts and can be used to protect the text versus cryptanalysis.Most work on this topic has intensive on the security of multiple encryptions against plaintextciphertext attacks, and has displayed creations secure by merging RC5 and CFB algorithm.This research explains in detail the application which it develops to encrypt and decrypt information depending on RC5 algorithm with the cipher feedback (CFB) mode.RC5 is a block cipher which means the same key will be used for both encryption and decryption.The most commonly chosen is the RC5-32/12/16.Cipher text feedback (CFB) is a mode of operation for a block cipher.This application has both server and client's side which connect to each other using some ports to exchange encrypted and decrypted data by the RC5 algorithm with CFB mode.Clients connect to server to transmit data in a secure channel.The main aim is to simplify and describe the application which it developed using the RC5 and CFB mode and shows the secure usability of those algorithms.
Deep Learning Techniques for Naskh and Nastalique Writing Style Text Recognition

International Journal of Computer Sciences and Engineering (A UGC Approved and indexed with DOI, ICI and Approved, DPI Digital Library) is one of the leading and growing open access, peer-reviewed, monthly, and scientific research journal for scientists, engineers, research scholars, and academicians, which gains a foothold in Asia and opens to the world, aims to publish original, theoretical and practical advances in Computer Science,Information Technology, Engineering (Software, Mechanical, Civil, Electronics & Electrical), and all interdisciplinary streams of Computing Sciences. It intends to disseminate original, scientific, theoretical or applied research in the field of Computer Sciences and allied fields. It provides a platform for publishing results and research with a strong empirical component. It aims to bridge the significant gap between research and practice by promoting the publication of original, novel, industry-relevant research.
Pengaruh Penerapan Aplikasi Pengolahan Data Barang Habis Pakai Terhadap Kinerja Pelaporan Pengurus Barang Pengguna Di RSUD HAMS Kisaran

This research is to implement an application of single use goods (BHP) data processing which is a computerized system to facilitate of data processing that linked to input, output, inventory card, incoming report, output report, semester and annual recapitulation, and to determine the influence of its implement to the reporting performance. The research method is an explanatory method. By adopting the user acceptance model, this research is formulating the hypothethical that state there is a significance influence of the implemented single use goods (BHP) data processing application to the reporting performance of Pengurus Barang Pengguna. This method is envolving the synthesising the operational variable, data collecting and observation, stating the hypothesis, creating and testing the instrument, distributed the questionnaire to all 7 persons. Based on validity and reliability testing, then the instrument is tested as valid and reliable. The implemented of single used goods (BHP) data processing application is described to be 3 operational variables, ie. the application complexity variable, application use, features and its design variable and application quality variable. The result of hypothesis testing shows that the application complexity and application quality variable are influencing the reporting performance, but the application use, features and its design shows no influence to the reporting performance.
Modern technologies of professional teaching in the system of life-long learning

Russian education faces system changes aimed at its relevance to both innovative economy requirements and society demands. The priority directions in this sphere lie in the field of bringing the structure and professional training of future specialists to the correspondence with modern requirements of the labor market and aim at increasing the availability of high-quality education. Society development history shows that life demands change the principles of teaching and educating. Therefore, pedagogues should keenly react to society’s changes and its demands to an individual. The system of professional education is undergoing an active search of forms and methods of enhancing the quality of education, which increases the role of imitative teaching methods aimed at developing individual creative abilities, forming the specialist professional and personal qualities, his/her adjustability and adaptiveness to the new economic conditions. Teaching methods as forms of interaction between the teacher and students are aimed at acquiring skills as well as at educating and developing the personality. The teacher’s task consists of the rational usage of such teaching methods which would ensure the best achievement of the target, which is the training of qualified specialists. The diversity of these methods should raise students’ interest in learning and cognitive activity.The characteristics of the competitive specialist and requirements to his/her training served the basis for the development of the generalized specialist model. The model rests on individual qualities of the specialist as well as on his/her professional knowledge, skills and expertise, which meet the requirements of general and professional components of the State Educational Standard. In a professional school, the priority should be given to active teaching methods aimed at increasing student cognitive activity, developing their initiative and personal potential, forming their creative approach and enabling them to solve important learning and organizational tasks.
PENGGUNAAN ALAT PERAGA DALAM PEMBELAJARAN PENDIDIKAN JASMANI OLAHRAGA DAN KESEHATAN

The PJOK subject in its implementation must be pursued with the conditions of learning that are conducive in the sense of an active, creative, effective and even innovative learning. To create conducive learning conditions, it is necessary to make an effort to maximize the use of existing facilities and infrastructure, even if it is deemed necessary for a teacher to make the necessary teaching aids themselves. PJOK lesson material can not only be conveyed through information or only rely on theories, but must be sought for evidence in an effort to avoid verbalism. It's just that the reality that occurs in the field is that most of the use of teaching aids in PJOK learning, both direct and imitation / artificial, has not been sufficiently optimized in elementary schools in general. This reality is also experienced in class VI SDK I Kiwangona East Adonara District East Flores Regency 2017/2018 Academic Year where the classroom action research is conducted. From the results of observations conducted by researchers on the school used as a place of research, when the learning process the teacher only explains the subject matter with theories without the help of the right teaching aids. As a result student learning outcomes are lacking, lack of understanding the theory being studied and student activities are not visible, because the learning process is teacher-centered. Based on the background above, in general the problems in this study are: Can the use of Teaching Devices improve the understanding of PJOK for class VI students of SDK I Kiwangona, East Adonara District, East Flores District. Academic Year 2017/2018
One-alpha weighted network descriptors

Complex networks are often used to model objects and their relations.Network descriptors are graph-theoretical invariants assigned to graphs that correspond to complex networks.Transmission and betweenness centrality are well known network descriptors and networkness and network surplus have been recently analyzed.All these four descriptors are based on the unrealistic assumption about equal communication between all vertices.Here, we amend this by assuming that vertices on the distance larger then one communicate less than those that are neighbors.We analyze network descriptors for all possible values of the factor α that measures reduction in the communication of the vertices that are not neighbors.We term these descriptors one-alpha descriptors and determine their extremal values.
Minimum Time Path with Smooth and Non-smooth Slope-Dependent Speed

We solve a problem in slope-dependent path planning, as an illustration for a more general problem in optimal control for a class of hybrid systems, where the modes are determined by the control and states. It is shown that optimal solutions (namely trajectories that follow the boundaries) may be lost if one naively solves the optimal control problem. The correct procedure involves the simultaneous satisfaction of the necessary conditions for different modes, having complementary constraints. We identify optimal path segments in various cases for smooth and non-smooth speed-velocity characteristic. The hybrid character stems from this non-smoothness, which in this paper is lack of differentiability.