Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances.
 Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.
 Loan modifications have been practiced in the United States since The 2008 Crash Of The Housing Market from Washington Mutual, Chase Home Finance, Chase, JP Morgan & Chase, other contributors like MER's.
 Crimes of Mortgage ad Real Estate Staff had long assisted nd finally the squeaky will could not continue as their deviant practices broke the state and crashed.
 Modification owners either ordered by The United States Department of Housing, The United States IRS or President Obamas letters from Note Holders came to those various departments asking for the Democratic process to help them keep their homes and protection them from explosion.
 Thus the birth of Modifications.
 It is yet to date for clarity how theses enforcements came into existence and except b whom, but t is certain that note holders form the Midwest reached out in the Democratic Process for assistance.
 FBI Mortgage Fraud Department came into existence.
 Modifications HMAP HARP were also birthed to help note holders get Justice through reduced mortgage by making terms legal.
 Modification of mortgage terms was introduced by IRS staff addressing the crisis called the HAMP TEAMS that went across the United States desiring the new products to assist homeowners that were victims of predatory lending practices, unethical staff, brokers, attorneys and lenders that contributed to the crash.
 Modification were a fix to the crash as litigation has ensued as the lenders reorganized and renamed the lending institutions and government agencies are to closely monitor them.
 Prior to modifications loan holders that experiences crisis would use Loan assumptions and Loan transfers to keep the note in the 1930s.
 During the Great Depression, loan transfers, loan assumption, and loan bail out programs took place at the state level in an effort to reduce levels of loan foreclosures while the Federal Bureau of Investigation, Federal Trade Commission, Comptroller, the United States Government and State Government responded to lending institution violations of law in these arenas by setting public court records that are legal precedence of such illegal actions.
 The legal precedents and reporting agencies were created to address the violations of laws to consumers while the Modifications were created to assist the consumers that are victims of predatory lending practices.
 During the so-called "Great Recession" of the early 21st century, loan modification became a matter of national policy, with various actions taken to alter mortgage loan terms to prevent further economic destabilization.
 Due to absorbent personal profits nothing has been done to educate Homeowners or Creditors that this money from equity, escrow is truly theirs the Loan Note Holder and it is their monetary rights as the real prize and reason for the Housing Crash was the profit n obtaining the mortgage holders Escrow.
 The Escrow and Equity that is accursed form the Note Holders payments various staff through the United States claimed as recorded and cashed by all staff in real-estate from local residential Tax Assessing Staff, Real Estate Staff, Ordinance Staff, Police Staff, Brokers, attorneys, lending institutional staff but typically Attorneys who are also typically the owners or Rental properties that are trained through Bankruptcies'.
 that collect the Escrow that is rightfully the Homeowners but because most Homeowners are unaware of what money is due them and how they can loose their escrow.
 Most Creditors are unaware that as the note holder that the Note Holder are due a annual or semi annual equity check and again bank or other lending and or legal intuitions staff claim this monies instead.
 This money Note Holders were unaware of is the prize of real estate and the cause of the Real Estate Crash of 2008 where Lending Institutions provided mortgages to people years prior they know they would eventually loose with Loan holders purchasing Balloon Mortgages lending product that is designed to make fast money off the note holder whom is always typically unaware of their escrow, equity and that are further victimized by conferences and books on HOW TO MAKE MONEY IN REAL STATE - when in fact the money is the Note Holder.
 The key of the crash was not the House, but the loan product used and the interest and money that was accrued form the note holders that staff too immorally.
 The immoral and illegal actions of predatory lending station and their staff began with the inception of balloon mortgages although illegal activity has always existed in the arena, yet the crash created "Watch Dog" like HAMP TEAM, IRS, COMPTROLLER< Federal Trade Commission Consumer Protection Bureau, FBI, CIA, Local Police Department, ICE ( The FBI online Computer crime division receives and investigates computer crimes that record keeping staff from title companies, lending institutional staff, legal staff and others created fraudulent documents to change payments and billing of note holders to obtain the money note holders are typically unaware of) and other watch dog agencies came into existence to examine if houses were purchased through a processed check at Government Debited office as many obtained free homes illegally.
 Many were incarcerated for such illegal actions.
 Modifications fixed the Notes to proper lower interest, escrow, tax fees that staff typically raised for no reason.
 Many people from various arenas involved in reals estate have been incarcerated for these actions as well as other illegal actions like charging for a modification.
 Additionally Modifications were also made to address the falsifications such as inappropriate mortgage charges, filing of fraudulently deeds, reporting of and at times filing of fraudulent mortgages that were already paid off that were fraudulently continued by lenders staff and attorneys or brokers or anyone in the Real Estate Chain through the issues of real estate terms to continue to violate United States Laws, contract law and legal precedence where collusion was often done again to defraud and steal from the Note Holder was such a common practice that was evidence as to why the Mortgage Crash in 2008 occurred for the purpose of wining the prize of stealing form Homeowners and those that foreclosed was actually often purposefully for these monies note holders were unaware of to be obtained which was why Balloon mortgages and loans were given to the staff in the Real Estate Market with the hoper and the expectation that the loan holders would default as it offered opportunity to commit illegal transactions of obtaining the homeowners funds.
 While such scams were addressed through modifications in 2008.
 The Market relied heavily on Consumers ignorance to prosper, ignorance of real estate terms, ignorance on what they were to be charged properly for unethical financial gain and while staff in real estates lending arenas mingled terms to deceive y deliberate confusion consumers out of cash and homes while the USA Government provided Justice through President Obamas Inception and IRS Inception of Modifications which addressed these unethical profits in Reals Estate.
 It was in 2009 that HARP, HAMP and Modifications were introduced to stop the victimization of Note Holders.
 Taking on the Banks that ran USA Government was a great and dangerous undertaking that made America Great Again as Justice for Consumers reigned.
 Legal action taken against institutions that have such business practices can be viewed in State Code of Law and Federal Law on precedent cases that are available to the public.
 Finally, It had been unlawful to be charged by an attorney to modify as well as fro banking staff to modify terms to increase a mortgage and or change lending product to a balloon in an concerted effort to make homeowner foreclose which is also illegal, computer fraud and not the governments intended purpose or definition of a modification.
"Lard of the Dance" is the first episode of "The Simpsons"' tenth season.
 It originally aired on the Fox network in the United States on August 23, 1998.
 Homer discovers he can make money by stealing and reselling grease, but eventually stops after negative encounters with Groundskeeper Willie and the Springfield Grease Company.
 Meanwhile, Lisa becomes jealous that a new student (voiced by Lisa Kudrow) is distracting all her friends by using her fashionable personality.
 The episode was written by Jane O'Brien and directed by Dominic Polcino.
"Guess Who's Coming to Criticize Dinner?"
 is the third episode of the eleventh season of the American animated sitcom "The Simpsons".
 It originally aired on the Fox network in the United States on October 24, 1999.
 In the episode, Homer becomes a food critic for a Springfield newspaper and ends up annoying the restaurant owners of Springfield after he makes negative reviews just to be mean, advice he took from fellow critics.
 Springfield's restaurant owners then attempt to kill Homer by feeding him a poisoned éclair.
 American actor Ed Asner guest starred in the episode as the newspaper editor that hires Homer.
 The episode has received generally mixed reviews from television critics since airing.
"Mayored to the Mob" is the ninth episode of "The Simpsons"' tenth season.
 It originally aired on the Fox network in the United States on December 20, 1998.
 After Homer prevents Mayor Quimby and Mark Hamill from being trampled at a convention, Homer trains to become a bodyguard and is employed by Quimby.
 After Homer discovers Quimby has been making corrupt deals with Fat Tony and forces him to end the deal, Fat Tony threatens to kill Quimby, leaving Homer to defend the Mayor from threats.
 The episode was written by Ron Hauge and directed by Swinton O. Scott III, and received positive reviews from critics overall.
In finance, moneyness is the relative position of the current price (or future price) of an underlying asset (e.g., a stock) with respect to the strike price of a derivative, most commonly a call option or a put option.
 Moneyness is firstly a three-fold classification: if the derivative would make money if it were to expire today, it is said to be in the money, while if it would not make money it is said to be out of the money, and if the current price and strike price are equal, it is said to be at the money.
 There are two slightly different definitions, according to whether one uses the current price (spot) or future price (forward), specified as "at the money spot" or "at the money forward", etc.
"Homer to the Max" is the thirteenth episode of "The Simpsons"<nowiki>'</nowiki> tenth season.
 It originally aired on the Fox network in the United States on February 7, 1999.
 In the episode, Homer discovers that a new television show, "Police Cops", has a hero also named Homer Simpson.
 He is delighted with the positive attention he receives because of his name, but when the television character is rewritten from a hero to a bumbling idiot, he is mocked and taunted, so he changes his name to "Max Power" to rid himself of the negative attention.
 Max gains new friends, and is forced into a protest to prevent a forest from being knocked down.
 In the end, he changes his name back to Homer Simpson.
"Please Homer, Don't Hammer 'Em" is the third episode "The Simpsons"’ eighteenth season.
 It first aired on the Fox network in the United States on September 24, 2006.
 In this episode, Marge teaches herself carpentry, but uses Homer as a front when she wants to make money off her talents since no one in Springfield believes that women can be carpenters.
 Meanwhile, Principal Skinner and Bart fight each other when Bart discovers that Skinner is allergic to peanuts and Skinner discovers that Bart is allergic to shrimp.
"The Simpsons"' tenth season was originally broadcast on the Fox network in the United States between August 23, 1998, and May 16, 1999.
 It contains twenty-three episodes, starting with "Lard of the Dance".
 "The Simpsons" is a satire of a middle class American lifestyle epitomized by its family of the same name, which consists of Homer, Marge, Bart, Lisa and Maggie.
 Set in the fictional city of Springfield, the show lampoons American culture, society, television, and many aspects of the human condition.
"Homer the Vigilante" is the eleventh episode of "The Simpsons"<nowiki>'</nowiki> fifth season.
 It originally aired on the Fox network in the United States on January 6, 1994.
 In the episode, a crime wave caused by an elusive cat burglar plagues Springfield.
 Lisa is distraught to find her saxophone has been stolen, and Homer promises to get it back.
 The police are ineffective, so Homer takes charge of a neighborhood watch.
 However, under his leadership it becomes more like a vigilante group, and fails to catch the burglar.
 With the help of Grampa, Homer discovers that the burglar is a charming senior named Molloy.
 Molloy is arrested, but he outwits the citizens of Springfield and escapes.
"There's Something About Marrying" is the tenth episode of the sixteenth season of "The Simpsons".
 In the episode, Springfield legalizes same-sex marriage to increase tourism.
 After becoming a minister, Homer starts to wed people to make money.
 Meanwhile, Marge's sister Patty comes out as a lesbian and reveals that she is going to marry a woman named Veronica.
 Marge originally disapproves of this, making Patty frustrated.
 When Marge accidentally discovers that Veronica is a man cross-dressed as a woman, she decides to keep quiet about it knowing that Patty will be marrying a man.
 However, at the ceremony, she is so moved by Patty's vow that she is forced to reveal Veronica's secret.
 After the ceremony is abruptly cancelled, Marge tells Patty that she now accepts her sexuality.

Question: What is the actress who guest starred in the tenth season premiere of a cartoon set in the fictional city of Springfield in which Homer discovers he can make money stealing and reselling grease?
Answer: Lisa Kudrow