Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances.
 Lending institutions could make one or more of these changes to relieve financial pressure on borrowers to prevent the condition of foreclosure.
 Loan modifications have been practiced in the United States since The 2008 Crash Of The Housing Market from Washington Mutual, Chase Home Finance, Chase, JP Morgan & Chase, other contributors like MER's.
 Crimes of Mortgage ad Real Estate Staff had long assisted nd finally the squeaky will could not continue as their deviant practices broke the state and crashed.
 Modification owners either ordered by The United States Department of Housing, The United States IRS or President Obamas letters from Note Holders came to those various departments asking for the Democratic process to help them keep their homes and protection them from explosion.
 Thus the birth of Modifications.
 It is yet to date for clarity how theses enforcements came into existence and except b whom, but t is certain that note holders form the Midwest reached out in the Democratic Process for assistance.
 FBI Mortgage Fraud Department came into existence.
 Modifications HMAP HARP were also birthed to help note holders get Justice through reduced mortgage by making terms legal.
 Modification of mortgage terms was introduced by IRS staff addressing the crisis called the HAMP TEAMS that went across the United States desiring the new products to assist homeowners that were victims of predatory lending practices, unethical staff, brokers, attorneys and lenders that contributed to the crash.
 Modification were a fix to the crash as litigation has ensued as the lenders reorganized and renamed the lending institutions and government agencies are to closely monitor them.
 Prior to modifications loan holders that experiences crisis would use Loan assumptions and Loan transfers to keep the note in the 1930s.
 During the Great Depression, loan transfers, loan assumption, and loan bail out programs took place at the state level in an effort to reduce levels of loan foreclosures while the Federal Bureau of Investigation, Federal Trade Commission, Comptroller, the United States Government and State Government responded to lending institution violations of law in these arenas by setting public court records that are legal precedence of such illegal actions.
 The legal precedents and reporting agencies were created to address the violations of laws to consumers while the Modifications were created to assist the consumers that are victims of predatory lending practices.
 During the so-called "Great Recession" of the early 21st century, loan modification became a matter of national policy, with various actions taken to alter mortgage loan terms to prevent further economic destabilization.
 Due to absorbent personal profits nothing has been done to educate Homeowners or Creditors that this money from equity, escrow is truly theirs the Loan Note Holder and it is their monetary rights as the real prize and reason for the Housing Crash was the profit n obtaining the mortgage holders Escrow.
 The Escrow and Equity that is accursed form the Note Holders payments various staff through the United States claimed as recorded and cashed by all staff in real-estate from local residential Tax Assessing Staff, Real Estate Staff, Ordinance Staff, Police Staff, Brokers, attorneys, lending institutional staff but typically Attorneys who are also typically the owners or Rental properties that are trained through Bankruptcies'.
 that collect the Escrow that is rightfully the Homeowners but because most Homeowners are unaware of what money is due them and how they can loose their escrow.
 Most Creditors are unaware that as the note holder that the Note Holder are due a annual or semi annual equity check and again bank or other lending and or legal intuitions staff claim this monies instead.
 This money Note Holders were unaware of is the prize of real estate and the cause of the Real Estate Crash of 2008 where Lending Institutions provided mortgages to people years prior they know they would eventually loose with Loan holders purchasing Balloon Mortgages lending product that is designed to make fast money off the note holder whom is always typically unaware of their escrow, equity and that are further victimized by conferences and books on HOW TO MAKE MONEY IN REAL STATE - when in fact the money is the Note Holder.
 The key of the crash was not the House, but the loan product used and the interest and money that was accrued form the note holders that staff too immorally.
 The immoral and illegal actions of predatory lending station and their staff began with the inception of balloon mortgages although illegal activity has always existed in the arena, yet the crash created "Watch Dog" like HAMP TEAM, IRS, COMPTROLLER< Federal Trade Commission Consumer Protection Bureau, FBI, CIA, Local Police Department, ICE ( The FBI online Computer crime division receives and investigates computer crimes that record keeping staff from title companies, lending institutional staff, legal staff and others created fraudulent documents to change payments and billing of note holders to obtain the money note holders are typically unaware of) and other watch dog agencies came into existence to examine if houses were purchased through a processed check at Government Debited office as many obtained free homes illegally.
 Many were incarcerated for such illegal actions.
 Modifications fixed the Notes to proper lower interest, escrow, tax fees that staff typically raised for no reason.
 Many people from various arenas involved in reals estate have been incarcerated for these actions as well as other illegal actions like charging for a modification.
 Additionally Modifications were also made to address the falsifications such as inappropriate mortgage charges, filing of fraudulently deeds, reporting of and at times filing of fraudulent mortgages that were already paid off that were fraudulently continued by lenders staff and attorneys or brokers or anyone in the Real Estate Chain through the issues of real estate terms to continue to violate United States Laws, contract law and legal precedence where collusion was often done again to defraud and steal from the Note Holder was such a common practice that was evidence as to why the Mortgage Crash in 2008 occurred for the purpose of wining the prize of stealing form Homeowners and those that foreclosed was actually often purposefully for these monies note holders were unaware of to be obtained which was why Balloon mortgages and loans were given to the staff in the Real Estate Market with the hoper and the expectation that the loan holders would default as it offered opportunity to commit illegal transactions of obtaining the homeowners funds.
 While such scams were addressed through modifications in 2008.
 The Market relied heavily on Consumers ignorance to prosper, ignorance of real estate terms, ignorance on what they were to be charged properly for unethical financial gain and while staff in real estates lending arenas mingled terms to deceive y deliberate confusion consumers out of cash and homes while the USA Government provided Justice through President Obamas Inception and IRS Inception of Modifications which addressed these unethical profits in Reals Estate.
 It was in 2009 that HARP, HAMP and Modifications were introduced to stop the victimization of Note Holders.
 Taking on the Banks that ran USA Government was a great and dangerous undertaking that made America Great Again as Justice for Consumers reigned.
 Legal action taken against institutions that have such business practices can be viewed in State Code of Law and Federal Law on precedent cases that are available to the public.
 Finally, It had been unlawful to be charged by an attorney to modify as well as fro banking staff to modify terms to increase a mortgage and or change lending product to a balloon in an concerted effort to make homeowner foreclose which is also illegal, computer fraud and not the governments intended purpose or definition of a modification.
Verities & Balderdash is the fourth studio album by the American singer/songwriter Harry Chapin, released in 1974.
 (see 1974 in music). "
Cat's in the Cradle" was Chapin's highest charting single, finishing at #38 for the year on the 1974 Billboard year-end Hot 100 chart.
 The follow-up single, "I Wanna Learn a Love Song," charted on the Billboard Hot 100 Singles Chart at #44, and Billboard Adult Contemporary at #7.
 A promotional single, "What Made America Famous?"
, was released to radio stations as a 45.
 The album was certified gold on December 17, 1974.
The Night That Made America Famous is a 1975 musical revue featuring the songs of folk singer Harry Chapin.
 The music consists of a combination of songs written for the musical and songs from Chapin's previous albums, the latter including "Cat's in the Cradle", Chapin's best-known song, as well as "What Made America Famous?
", a song about a plumber who rescues a group of hippies from a fire, which includes the lyric that gave the musical its title.
Ed Brigadier (October 16, 1949 – February 26, 2012) was an American actor immortalized as the gruesome motorcycle-riding title character in the cult slasher film, "Dr. Chopper" (2005).
 Brigadier made many other appearances in film and television on such shows as "House", "Nip/Tuck", "Scrubs", "Alias", and "Malcolm in the Middle".
 He appeared many times on The History Channel, most memorably as Philippe de Rigaud Vaudreuil in the miniseries "The War That Made America - The Story of the French and Indian War", and acted on stage in such plays as "The Imaginary Invalid", "A Servant of Two Masters," and "A Midsummer Night's Dream".
Graham Greene, CM (born June 22, 1952) is a Canadian First Nations actor who has worked on stage, in film, and in TV productions in Canada, the United Kingdom, and the United States.
 He was nominated for the Academy Award for Best Supporting Actor for his performance in "Dances with Wolves" (1990).
 Other notable films include "Thunderheart" (1992), "Maverick" (1994), "Die Hard with a Vengeance" (1995), "The Green Mile" (1999), "Skins" (2002), "Transamerica" (2005), "" (2009), "Casino Jack" (2010), "Winter's Tale" (2014), "The Shack" (2017) and "Wind River" (2017).
Ernie Pike is a comics series written by Héctor Germán Oesterheld and originally drawn by Hugo Pratt, starring a World War II and Korean War reporter.
 It was first published in the magazine ""Hora Cero"" in Buenos Aires, Argentina, in 1957.
 The reporter, loosely based on the real reporter Ernie Pyle, acts as a narrator of stories, without being directly involved in them.
 Such stories do not narrate real battles or exploits of noteworthy military people, being instead tragic stories of unknown soldiers, made up by the author.
 Oesterheld worked again with the character during the time of the Vietnam War, and Ricardo Barreiro used it for a brief story about the Falklands War.
Love Marriage (2008) is the debut novel by author V.V. Ganeshananthan set in Sri Lanka and North America.
 Published by Random House in April 2008, "Love Marriage" was named one of the "Washington Post" Book World's Best of 2008 and appeared on the longlist for the Orange Prize.
 It was also selected as a Barnes & Noble Discover Great New Writers Pick.
 Ganeshananthan began the novel as part of her senior thesis at Harvard University under the direction of Jamaica Kincaid.
 In a series of vignettes, Ganeshananthan's novel chronicles how Sri Lankan politics have affected and continue to affect a particular family.
 Its narrator, Yalini, is a young woman born to Sri Lankan parents in New York on July 23, 1983—the same day as one of the most violent episodes in the Sri Lankan Civil War, Black July.
 The novel follows Yalini and her family from suburban America to Toronto, where they reunite with an uncle who has left Sri Lanka after a life of militancy with the Tamil Tigers.
The War that Made America is a PBS miniseries (produced by WQED Pittsburgh) about the French and Indian War, which was first aired in two parts on January 18 and 25, 2006.
 The series features extensive reenactments of historical events, with on-screen narration provided by Canadian actor Graham Greene.
 Much of the story focuses upon George Washington, connecting his role in the war with the later American Revolution.
 Pontiac's War, which followed the French and Indian War, is also covered in the series.
 The series was filmed in June, July, and August 2004 in and around the Western Pennsylvania region where many events actually took place during the war.
Luang Prabang is a song written by Dave Van Ronk, originally recorded by Patrick Sky for his album "Songs That Made America Famous" (finally released in 1974).
 Van Ronk recorded a version himself for "Going Back To Brooklyn" in 1994.
 It is named for the city Luang Prabang in Laos.
 It is one of the few songs Van Ronk wrote himself.
 Patrick Sky discussed at a concert how Van Ronk was supposed to appear on the album but for some reason did not.
 At this concert in 1973, Sky and Van Ronk performed the song together.
Songs That Made America Famous is the fifth album by Patrick Sky, released on Adelphi Records in 1973.
 Sky recorded the album in 1971 but had difficulty finding a label to release it, as the satirical lyrics are explicit.

Question: When was the narrator of The War that Made America born?
Answer: June 22, 1952