Bank of America Corporation (abbreviated as BofA) is a multinational banking and financial services corporation headquartered in Charlotte, North Carolina.
 It is ranked 2nd on the list of largest banks in the United States by assets.
 As of 2016, Bank of America was the 26th largest company in the United States by total revenue.
 In 2016, it was ranked #11 on the Forbes Magazine Global 2000 list of largest companies in the world.
Stanbic IBTC Holdings, commonly referred to as Stanbic IBTC, is a financial service holding company in Nigeria with subsidiaries in banking, stock brokerage, investment advisory, pension and trustee businesses.
 Stanbic IBTC Holdings is a member of the Standard Bank Group, a financial services giant based in South Africa.
 Standard Bank is Africa's largest banking group ranked by assets and earnings operations in 20 African countries and 13 countries outside Africa.
UniCredit Bank Aktiengesellschaft, better known under its brand name Hypovereinsbank (HVB), is the fifth-largest of the German financial institutions, ranked according to its total assets, and the fourth largest bank in Germany according to the number of its employees.
 Its registered office is in Munich and it is a member of the Cash Group.
 Since 2005, UniCredit Bank AG has been a subsidiary of UniCredit S.p.A., an Italian financial service provider with its registered office in Rome and its headquarters in Milan.
 When the transfer resolution was entered in the commercial register in 2008, the equities of the minority shareholders were transferred to the principal shareholder, UniCredit S.p.A. as part of a squeeze-out.
 HVB thus became a wholly subsidiary and has not been listed on the stock exchange since this time.
Jefferies LLC is an American global investment bank and institutional securities firm headquartered in New York.
 The firm provides clients with capital markets and financial advisory services, institutional brokerage, securities research, and asset management.
 This includes mergers and acquisitions, restructuring, and other financial advisory services.
DZ Bank AG is the second largest bank in Germany by asset size and the central institution for more than 1,000 co-operative banks and their 12,000 branch offices.
 Within the Volksbanken Raiffeisenbanken Co-operative financial network, which is one of Germany's largest private sector financial service organisations, DZ Bank functions both as a central institution and as a corporate and investment bank.
I&M Holdings Limited, also I&M Bank Group, is a conglomerate comprising financial service providers (banks and an insurance company).
 The group's headquarters are located in Nairobi, Kenya, with subsidiaries in Kenya, Mauritius, Rwanda and Tanzania.
 The flagship company of the group is I&M Bank Limited, with headquarters in the I&M Bank Tower on Kenyatta Avenue in the central business district of Nairobi, Kenya's capital and largest city.
Al Rayan Bank PLC (formerly known as Islamic Bank of Britain) is a commercial bank in the United Kingdom, established in August 2004 to offer Sharia compliant financial service products to customers of any faith.
 The bank has branches in London, Birmingham, Manchester and Leicester and agencies in Blackburn, Luton, Tooting, Wembley, Ilford, Bradford and Glasgow.
 It is the first British bank claiming to operate, in its entirety, according to Islamic principles.
 The bank welcomes people of all faiths and is becoming increasingly popular with non-Muslims, looking for an ethical alternative to conventional banks.
Yadkin Financial Corporation was a bank holding company and the parent of Yadkin Bank, a defunct regional bank with $7.3 billion in assets and 110 branches in North and South Carolina before the 2017 purchase by FNB Corporation of Pittsburgh.
 The bank was headquartered in Elkin, North Carolina.
 On July 4, 2014, Yadkin Financial and VantageSouth Bancshares Inc. completed a merger which resulted in the largest community bank based in North Carolina, and the fourth-largest bank headquartered in the state, with $4 billion in assets and $3.2 billion in deposits.
 The company was headquartered in Raleigh, North Carolina with banking operations based in Statesville, North Carolina.
IDBI Bank (Hindi:आई.डी.बी.आई बैंक) is an Indian government-owned financial service company, formerly known as Industrial Development Bank of India, headquartered in Mumbai, India.
 It was established in 1964 by an Act of Parliament to provide credit and other financial facilities for the development of the fledgling Indian industry.Central government is the owner of this bank and employees will be called as Central Govt staffs.
bKash (Bengali: বিকাশ ) is a mobile financial service in Bangladesh operating under the authority of Bangladesh Bank as a subsidiary of BRAC Bank Limited.
 This mobile money system started as a joint venture between BRAC Bank Limited, Bangladesh and Money in Motion LLC, United States of America.
 bKash users can deposit money into their mobile accounts and then access a range of services, in particular transferring and receiving money domestically, making payments and buying airtime top-up.
 In April 2013, International Finance Corporation (IFC), a member of the World Bank Group, became an equity partner and in March 2014, Bill & Melinda Gates Foundation became an investor in the company.

Question: Which financial service is headquartered in North Carolina, Jefferies Group or Bank of America?
Answer: Bank of America