Question: who invented the atm in the united states and in what year

title: Automated teller machine
text: The first modern ATM was an IBM 2984 and came into use at Lloyds Bank , High Street , Brentwood , Essex , UK in December 1972 . The IBM 2984 was designed at the request of Lloyds Bank . The 2984 Cash Issuing Terminal was the first true ATM , similar in function to today 's machines and named by Lloyds Bank : Cashpoint . Cashpoint is still a registered trademark of Lloyds Banking Group in the UK , but is often used as a generic trademark to refer to ATMs of all UK banks . All were online and issued a variable amount which was immediately deducted from the account . A small number of 2984s were supplied to a U.S. bank . A couple of well known historical models of ATMs include the IBM 3614 , IBM 3624 and 473x series , Diebold 10xx and TABS 9000 series , NCR 1780 and earlier NCR 770 series .