English: * Use of threat of violence or harm* Use of obscenities, insults or profane language to abuse the borrower* Use of social media and other online platforms to humiliate the borrower*
Filipino: * Paggamit ng banta ng karahasan* Paggamit ng bastos na pananalita at insulto sa may utang* Paggamit ng social media at ibang online platforms para hiyain ang may utang*