English: "Notwithstanding the borrower's consent, contacting the persons relatives, colleagues, or acquaintances other than those named as guarantors, surety, or co-makers shall also constitute unfair debt collection practice," Padilla said.
Filipino: "Notwithstanding the borrower's consent, contacting the persons relatives, colleagues, or acquaintances other than those named as guarantors, surety, or co-makers shall also constitute unfair debt collection practice," ani Padilla.