English: For call center operators earning â‚±25,000 monthly or â‚±325,000 annually, including 13th month pay, GINHAWA means zero income tax, translating to an additional income of â‚±314 per month or â‚±3,765 per year.
Filipino: Ang isang call center agent na kumikita ng â‚±25,000 kada buwan, o â‚±325,000 kada taon kasama na dito ang 13th month pay, ay kasalukuyang nagbabayad ng â‚±314 kada buwan o â‚±3,765 kada taon na income tax.