English: For call center operators earning ₱25,000 monthly or ₱325,000 annually, including 13th month pay, GINHAWA means zero income tax, translating to an additional income of ₱314 per month or ₱3,765 per year.
Filipino: Ang isang call center agent na kumikita ng ₱25,000 kada buwan, o ₱325,000 kada taon kasama na dito ang 13th month pay, ay kasalukuyang nagbabayad ng ₱314 kada buwan o ₱3,765 kada taon na income tax.