English: * Use of threat of violence or harm* Use of obscenities, insults or profane language to abuse the borrower* Use of social media and other online platforms to humiliate the borrower* Disclosure or publication of borrowers' personal information* Contacting the borrower at unreasonable or inconvenient hours
Filipino: * Paggamit ng banta ng karahasan* Paggamit ng bastos na pananalita at insulto sa may utang* Paggamit ng social media at ibang online platforms para hiyain ang may utang* Pagbulgar ng personal na impormasyon ng may utang* Pagtawag sa may utang sa hindi makatwirang oras