2 0 2 3年1 2月期1-3Q, FY3/2024 (April - December 2023)資楽Data Bookスルガ銀行SURUGA bank, Ltd.
目次
Table of contents
財務サマリー（連結・単体）
Summary of financial results (Consolidated / Non-consolidated) 1
貸出金(末残)
Loans (Period-end balance) 2
業種別貸出金(末残)
Loan breakdown by industry (Period-end balance) w
頂金(末残)
4 Deposits (Period-end balance)預金(平残・利回り) Deposits (Average balance / Yield) 5
有価証券（末残・平残・利回り・評価損益）
6 Securities (Period-end balance / Average balance / Yield / Unrealized gains (losses))
個人預り資産(末残)
7 Individual deposit assets (Period-end balance)
利さや(全体・国内)・経営指標・従業員数・店舗数
8 Interest margins (Overall / Domestic) / Management indices / Number of employees and branches
与信関連費用
Credit costs 9
自己資本比率
10 Capital adequacy ratio
グループ会社の業績
Summary of financial results of subsidiaries and affiliates
SURUGA bank 1
(Note) Yield: Yield for customers (excluding guarantee fee, accrued interest), period-end balance basis ※中期経営計画”Re:Start 2025”以降の推進領域別で反分法人向け投資用不動産ローンは、資産管理会社等に対する投資用不動産ローンストラクチャードファイナンスには特定社債等を含むコラポレーション・ローン等は、他社と共同・連携した形態でのローン等（ローン・パーティシペーションや他社債権の買入等） (Nota) Classified by the areas to be promoted under the "Ra:Start 2025" Mid-term Business Plan and thereafter. Corporate investment real estate loans include investment rea asset management companies, etc. Structured finance includes specified bonds, etc. Collaboration loans, etc. are loans made jointly or in partnership with other companies (loan participations, purchases of corporate loans, etc.) ※ 2022年9月期、2023年3月期における投資用不動産ローン・有担保ローン・個人ローンの利回りは、証券化した債権を原債権ペースで算出(Note) Yield of Studio investment property loans, secured loans and consumer loans are calculated based on originals claims before securitization Sep. 22 and Mar. 23. SURUGA bank 21
※円貨預金＝NCD含まず、非居住者円預金を含む。 (Note) Yen deposits exclude NCD and include non-resident yen deposits.
SURUGA bank
4
※円賞預金＝NCD含まず、非居住者円預金を含む。 (Note) Yen deposits exclude NCD and include non-resident yen deposits.
SURUGA bank
© 2024SURUGA bank, Ltd. All rights reserved.
G
※各期平残は、9月末は上期、3月末は通期、12月末は12月期の実績(Note) Average belance as of Sep., Mar. and Dec. represents average belance for 1 thalf, Full year and 9 months respectively.
SURUGA bank
© 2024SURUGA bank, Ltd. All rights reserved.
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7利ざや(全体・国内)・経営指標・従業員数・店舗数Management indices / Number of employees and branches Interest margins  (Overall / Domestic)
SURUGA bank
© 2024SURUGA bank, Ltd. All rights reserved.

※実賞与信費用比率＝実賞与信費用／貸出金平積　／（Note）Actual credit costs ratio = Actual credit costs / Average loan balance ※実賞与信費用＝与信費用－償却債権取立益 ／（Nota）Actual credit costs = Net credit costs − Recoveries on written−off claims
SURUGA bank
© 2024SURUGA bank, Ltd. All rights reserved. 9
自己資本比率／ Capital adequacy ratio国内基準／ Domestic standard
※自己賞本比率は、｢銀行法第14条の2の規定に基づき、銀行がその保有する賞産等に限らし自己賞本の売実の状況が適当であるかどうかを判断するための基準（2006年金融庁告示第19号）」に基づき算出しております。なお、当社は国内基準にて開示しております。 (Nota) Capital adequacy ratio is oomputed using the method stipulated in the "Standards for a bank to examine the status of oapital adequacy in consideration of assets held pursuant to the Article 14–2 of the Banking Act" (Notification No. 19 issued by the Japanese Financial Services Agency in 2006). The company has applied domestic standard. ※パーゼル皿を踏まえた新国内盖準により算出しております。 (Note) Capital adequacy ratio has been calculated in accordance with the new domestic standard based on "Basel II".
SURUGA bank

11スルガ銀行
(本件に関する照会先／ Inquiries )総合企画本部広報室／ Public Relations Office, SURUGA bank, Ltd. [TEL] 03-3279-5536 ／ +81-3-3279-5536 [e-mail] ir.koho@surugabank.co.jp