CREATE VALUE FOR PEOPLE AND SOCIETIES.

Sustainability Report 2019
Digest Edition

Message fromthe President

Aiming to be a corporategroup that grows alongwith society, through thecreation of shared value
Hirohisa Uehara

Representative Director and President,
T&D Holdings, Inc.
The T&D Insurance Group (the Group) is a corporate group

group through the creation of value for society are poli-

mainly composed of three life insurance companies: Taiyo

cies that run throughout our management planning, andLife Insurance Company (Taiyo Life), Daido Life Insurance

we work on them in our day-to-day business.

Company (Daido Life), and T&D Financial Life Insurance
Company (T&D Financial Life).We are reconsidering therelationship between corporate business activities andContributing to SDGs through creation of value

Since our management plan aims to create shared value,society, and through this report, we are communicating our

the results of the Groupʼs actions must be tied to con-commitment on our corporate philosophy of “contributing

tributions to the SDGs, which target the creation of ato people and societies through creating value” once again.

better world. The ever-changing issues faced by people

T&D Insurance Groupʼs CSR goes to a new stage

and society represent a business opportunity that theGroup must challenge. We will leverage our unique char-

In 2011, the Group has established the Group CSR

acteristics and strengths as an insurance group to tackle

Committee, which is a cross-functional organization acrossthe issues of people and society head-on in our businessall Group companies. The Group CSR Committee advanced

activities, in order to create value for society by contrib-

initiatives to materialize the Group’s commitment to CSR.

uting to the resolution of these issues, while simultane-

I believe that the understanding of CSR has evolved fromously improving our corporate value.

activities carried out by a company to contribute to society, to the creation of value aimed at society, along witha commitment to corporate growth through this creation of value. The Groupʼs CSR has also evolved steadily.

Management policies andsustainability of the T&D Insurance GroupOne of the distinguishing features of our Group, where

Now that our commitment is aligned with the expecta-

the life insurance business plays a central role, is thetions of people worldwide toward corporations. The

long-term nature of our business. When considering theGroupʼs CSR is entering a new stage: “creating sharedGroupʼs management plan, we reassessed what it meansvalue management.”

to be a company that grows stably and continuously over

The T&D Insurance Group Future Visiona long period. During this process, it became apparent to
us that this means to be a company that is truly needed

The Group has established a new medium-term manage-by individual and corporate customers. We understandment plan, “Try & Discover 2021 - Creation of Shared

this as a company that has earned the trust and recogni-

Value -,” which began in FY2019.

tion of a wide sector of society through the years. What

Before establishing the medium-term management plan,

we need is to confront constantly changing social issues

the Group CSR Committee*, which I chair, examined theand continue to provide the value that society requires.

17 goals and 169 targets of the SDGs, and identifiedsocial issues that we could help solve by leveraging the

We at the T&D Insurance Group will continue our step-

strengths of the Group. Based on those social issues, weby-step journey to continuously share values with soci-selected four CSR priority themes for the Group. Theseety, with the aim of being an insurance group that grows

themes will be achieved via the “creation of shared value,”sustainably in partnership with society.

through the businesses listed in the medium-term management plan. Achieving a sustainable society by solving social issues and growing continually as a corporate* In April 2019, Group CSR Committee reorganized to the Group
SDGs Committee

Organizational
ProfileOutline of the T&D Insurance Group’s Business
The T&D Insurance Group is a corporate group mainly comprising three life insurance companies (Taiyo Life, Daido Life, andT&D Financial Life) under a group holding company, T&D Holdings. The three companies of Taiyo Life, with its strength in
the household market; Daido Life, with its strength in the small and medium enterprise (SME) market; and T&D Financial
Life, with its strength in the independent insurance agent market (financial institutions and insurance shops) work to fully
exploit the strengths and uniqueness of their respective business models, in support of their customers’ lives and businesses.

• Group Structure
as of April 1, 2019

T&D Holdings is a holding company and the cornerstone of the T&D Insurance Group,
which consists of 19 subsidiaries and affiliated companies.

Protection-oriented products
covering medical care, nursing
care and death security thatmeet customer needs

Products for securing a
comfortable retirement life andfor lower household budgets(wealth accumulation products
and protection-type products)

Products for corporate risk
management (protection
against death and disability)
Small and Medium
Enterprises Market

Household Market

Independent Insurance Agent Market(financial institutions, insurance shop agents)

Pet & Family Insurance
Providing competitive products
and services in a timely manner

Products that cover
the cost of veterinary
care for pet illness and injury

Asset Management Market

Pet Insurance Market

Main Group Companies Other Than Above

Insurance-related Businesses

Investment-related Businesses

Administration-related Businesses• T&D Confirm Ltd.
• Toyo Insurance Agency Co., Ltd.
• Daido Management Service Co., Ltd.

• T&D Lease Co., Ltd.
• Taiyo Credit Guarantee Co., Ltd.
• Alternative Investment Capital, Ltd.

• T&D Customer Services Co., Ltd.
• T&D Information System Ltd.
• Nihon System Shuno, Inc.
• Zenkoku Business Center Co., Ltd.
• Thuriya Ace Technology Company Limited

Ordinary revenues

Ordinary profit

Profit*No. of employees¥2,140.1¥146.9¥72.8

19,489billionbillionbillion* Profit attributable to owners of parent

Figures for revenues and profits are from fiscal 2018 and the number of employees is as of March 31, 2019

T&D Insurance Group

Sustainability Report 2019 Digest Edition

1

T&D InsuranceGroup CSR
Philosophy

We will contribute to people and societies
by creating value through our activities toaddress social issues.
The T&D Insurance Group has identified four CSR priority themes that are of great importance for thesociety. These themes are selected from among various fields of CSR activity related to the Group’sbusiness activities, with priority given to social issues that are closely related to these activities.
Contribution to SDGs
The SDGs (Sustainable Development
Goals) are 17 goals that countries
around the globe have agreed towork on in order to realize a sustainable world.

Priority
Themes1

Promotehealthy andabundant lives
for all people

Priority
Themes2Group CSR Charter

T&D Insurance Group’s Corporate Philosophy▶︎P4Provideworkplace environments that enable
all people to participate actively▶︎P6

Priority
Themes3Help mitigate
and adapt toclimate change▶︎P7

Priority
Themes4

Invest to
help build asustainable
society▶︎P8

2

T&D Insurance Group

Sustainability Report 2019 Digest Edition

Creation of Shared

The T&D Insurance Group and Its Stakeholders

The Group’s commitment to holding proactive dialogue with stakeholders is clearly set out in the T&D
Insurance Group CSR Charter.
T&D Holdings and the Group companies reflect the opinions of policyholders, sales agents and otherstakeholders collected through various interaction opportunities in their management.
Dialogues
with Main
Stakeholders

Shareholders
and investors

Shareholders’ meetings, financial results briefings, individual meetings for institutional investors, and publication of shareholder newsletters

Customers

Customer feedback, customer surveys, customer meetings, business reporting meetings, Service Quality Improvement Committee, Service Supervision Committee, etc.

Employees

Education and training, human rights training, employee awareness surveys, dialogues and consultations with labor unions, an internal reporting system, etc.

Protecting theenvironmentand contributing to local
communities

Participation in the UN Global Compact, Principles for Financial Action for the 21stCentury, and the Japan Association for the United Nations Environment Programme(UNEP), support for the Japan Down Syndrome Society, working with the Japan
Philanthropic Association, implementing Forests of Taiyo Life activities, supporting
activities by the Satoyama Hozen Saisei Network

Customers

Shareholders/
Investors

Partnering formutual cooperationand prosperity

Providing applicablereturns on investments

Value

Regional
Communities/
Society
Activities as amember of society

Sales
AgentsProviding better
products and services

Business
Partners

Healthy and aﬄuent lives
Employment and job satisfaction
Sustainable global environment

Governmental
Entities
Playing a publicrole in society

Fair dealings

Employees
Environment

Protecting theenvironment,
everyoneʼs home

Providing workplaces
that make work
meaningful andpleasurable

T&D Insurance Group

Sustainability Report 2019 Digest Edition3

Priority
Themes1

Promote healthy and abundant lives for all people
Basic Concept

With the main business of the T&D Insurance Group being the life insurance business, contributing to promote healthy and abundant
lives for all people is one of our most basic responsibility to society. The provision of products and services that contribute to solving
various risks faced by our customers, which occur due to societal changes such as the acceleration of Japan’s declining birthrate andaging population, is both the Group’s mission and an opportunity for growth.

Initiatives by Taiyo Life

New Product which Preempts the Changes of the Times
Japan’s rapidly aging society, the so-called “era of the 100-year life” is about to getfully underway. Taiyo Life is striving to provide high-quality products and services sothat customers in the senior market can enjoy greater peace of mind. In October
2018, Taiyo Life launched Himawari Dementia Prevention Insurance, which provides
coverage in case of dementia and supports our customers from the stage of dementia prevention.

Taiyo’s GENKI Project
Taiyo Life has engaged in Taiyo’s GENKI Project to address the social
issue of longer healthy life spans, that is, living a long healthy life.
The company was highly evaluated by an external organization for
its efforts to make employees, customers, and society healthy, andwas recognized as a member of the Certified Health and Productivity
Management Organization White 500. The company’s efforts include
introduction of an employment system in which employees can work
until 70 years of age, provision of dementia prevention services, andsponsoring dementia seminars throughout Japan.

Initiatives by Daido Life

Promotion of Health-oriented Management* and Management Support Services
Daido Life assists the implementation of health-oriented management. The aims are to create a society
where SMEs and their employees can actively perform and to solving issues faced by rapidly aging society.
In April 2019, Daido Life launched Kaigo Relief α, to satisfy needs for nursing-care benefits of SME owners
and individual business owners. By offering this product integrally with the ancillary Kaigo Concierge
service, the company is providing comprehensive support to relieve the financial burdens, as well as
physical and psychological burdens related to nursing care.
* Health-oriented management means that companies consider health management of employees froma business-management perspective and strategically practice management and the establishment of
employees’ health. Health-oriented management is a registered trademark of the Workshop for the Management of Health on Company and Employee, a specified non-profit organization.

4

Launch of Safety Confirmation System

Expansion of Services for Foreign Employees

In order to respond to the wishes of SME owners to
confirm the safety status of employees accurately
and promptly in the event of large-scale disasters,in April 2019, Daido Life introduced a free safety
confirmation system to policyholders who meet therequirements, becoming the first provider of suchservices in the life insurance industry.

In order to respond to the wishes of SME owners
to care for all employees regardless of nationality, from June 2019, Daido Life has implemented
services for foreign employees that enables them
to apply for life insurance in foreign languages.

T&D Insurance Group

Sustainability Report 2019 Digest Edition

Initiatives by T&D Financial Life

Products that Meet Diverse Needs
T&D Financial Life offers insurance products through banks and other financial institutions as well as insurance shops.
In October 2018, T&D Financial Life revised the single-premium whole life insurance,
Minna Ni Yasashii Shushin Hoken, by adding a currency diversification course available
to customers up to a maximum age of 95, and which only requires a vocational notice.
Additionally, in January 2019, T&D Financial Life revised its level-premium whole life
medical insurance, Kakei Ni Yasashii Shushin Iryo. With this revision, the company
aims to set inexpensive insurance premiums for health conscious customers, andenhance its coverage in areas where customer needs are strong through the establishment of new special provisions and clauses, in addition to enhancing security forthe three major diseases.
The company is enhancing its product lineup to meet increasingly diverse customer needs.

Initiatives for Improving Customer Service Quality
T&D Financial Life Insurance is committed to improving services for senior customers and customers with disabilities. All corporate officers and employees of the customer-facing Customer
Service Division undertook the “Universal Manners Test,” organized by the Japan Universal Manners
Association, and acquired level 3 qualifications. In addition, the company continues to implement
the policy inspection system for customers who have reached a certain age, in order to identify
unnoticed cases of eligibility for benefit claims, among others.

Initiatives by T&D Asset Management

Consideration of ESG Factors in Active Management Products
Environment

From 2015, T&D Asset Management has managed a T&D JapaneseEquity ESG Research Fund that makes selective investments incompanies with an outstanding ESG (Environmental, Social andGovernance) performance. Based on this management experienceand know-how, the company is gradually making progress toward
the integration of ESG factor management processes into otheractive management products.

SocialGovernanceInitiatives with Pet & Family Insurance

For the Precious Family Members Living Together
There is rising interest in health care for pets, and the accompanying costs. Pet & Family Insurance offers products that cover a fixed
percentage of pet health-care related costs, so that owners cangive their pets health care with peace of mind: Genki Number One
and Genki Number One Slim. The Company also regularly publishes
a newsletter, Pet News Storage, on its website, with informationfor enriching pets’ lives.

T&D Insurance Group

Sustainability Report 2019 Digest Edition5

2

Priority
ThemesProvide workplace environments that enable
all people to participate actively
Basic Concept

We believes that in order to provide workplace environments that enable all people to participate actively, it is necessary to respect
the individuality and diversity of all people, while realizing a healthy and safe work environment. The Group believes that in orderto realize a sustainable society, it is necessary to support and show respect for the protection of human rights, and to promote thecreation of a healthy and safe working environment. We also believe that such measures will serve as opportunities to further vitalize
the Company, and are promoting various initiatives accordingly.

Promotion of Active Participation of Women

Given that women represent the majority of the Group’s
employees, enabling them to further reach their potential

Creating a Comfortable Workplace for Diverse Employees
Employment of Persons with Disabilities

As of the end of March 2019, a total of 381 employees withis an important driver of sustainable growth in corporate

disabilities, including 40 new recruits for fiscal 2018, worked

value, and the T&D Insurance Group recognizes that theirat the three life insurance companies, which account for

active participation is a crucial management priority that

2.56% of the total number of employees. We strive toit tackles on a continuous basis. To steadily advance theseprovide company-wide support for employment including

measures to promote the active participation of female

initiatives to make job candidates go through the screening

employees, the Group’s three life insurance companies

process without worry and preparing a comfortable working

have formulated their action plans based on their respec-

environment after hiring, in order to create a comfortable

tive business models through revision of their respective

workplace environment for employees with disabilities. We

personnel and compensation systems, as well as introduc-

will continue working to create a workplace environment thattion of various support systems.

encourages and supports persons with disabilities in working
comfortably, and to expand employment opportunities.

Ratio of female managers (Total of the three companies)

14.5%

15.8%

14.9%

16.2%

LGBT-friendly

From the perspective of diversity, the T&D InsuranceGroup strives to create an LGBT (sexual minority) -friendly
workplace environment. We provide training to promote

13.0%

understanding of LGBT issues, and have established consultation desks. We are also advancing initiatives to treatsame-sex partners as spouses under the company’s leave

April
2015

April
2016

April
2017

April
2018

April
2019

and benefit program.

Work-Life Balance Initiatives

The T&D Insurance Group companies are strengthening
various initiatives, including enhancement of childcare
leave and other systems, as well as reduction of total
working hours. Furthermore, the Group as a whole isstriving to realize work-life balance by encouraging men
to participate in childrearing, and the percentage of male
employees taking childcare leave has reached 100% at
the Group’s three life insurance companies.
T&D Insurance Group companies have been certified as
being companies that support the raising of childrenチ
プラ ナくる
み

チナく
プラ
る

み

ま

す

The Group’s three life insurance companies were amongthe “White 500” organizations recognized under the
Ministry of Economy, Trade and Industry’s Certified Healthand Productivity Management Organization Recognition
Program. This is established by the Ministry with the aimof disseminating Health and Productivity Managementthat encourages organizations toengage in initiatives to promote theサて

ト して い

子育

ポー

ん

ん

て
子育

サ

Health and Productivity Management Initiatives

ポート して いますhealth of their employees (Taiyo Life
Insurance and Daido Life Insurance
have held this certification for threeconsecutive years).

6

T&D Insurance Group

Sustainability Report 2019 Digest Edition

Priority
Themes3Help mitigate and adapt to climate change
Basic Concept

The T&D Insurance Group formulated the T&D Insurance Group Environmental Policy* to clarify the Group’s policy to carry out business activities while giving sufficient consideration to global environmental protection. Based on the above environmental policy,
the Group has set out its Green Purchasing Standards and Detailed Rules and gives priority to the purchase of products and services
that help reduce its environmental impact. While climate change on a global scale is a risk for the continuity of the Group’s businessactivities, at the same time, the Group considers it to represent an opportunity to undertake new activities.
* The T&D Life Group Environmental Policy is available at https://www.td-holdings.co.jp/en/csr/csr-policy/environment.html

The T&D Insurance Group has set Group-wide targets
related to environmental protection, and is working toachieve these targets. The Group’s three targets are to
reduce electricity consumption, reduce office paper consumption and improve the green purchasing ratio.

Electricity Consumption

As more than 90% of the CO2 emissions* derive from electricity use at the T&D Insurance Group, we have set targets
for electricity use and are taking actions to cut our energy
consumption and CO2 emissions. We are striving to reduce
electricity consumption such as by introducing a power
demand monitoring system for controlling peaktime power
use in each building, setting a no over-time day, encouraging employees to put their computers into standby mode
when they are away from their desk and turn off printersand multifunction machines when leaving offices.
* Scope 1 (direct emissions) + Scope 2 (indirect emissions frompurchased electricity)

Office Paper Consumption

We are installing large-screen displays and tablet devices
in conference rooms, and have promoted paperlessmeetings, including such important meetings as meetingsof the Board of Directors and Executive Committee. We
are also working to improve administrative efficiency andto promote a shift to a paperless format, such as by distributing mobile computers, installing wireless LANs, andproviding displays on meeting room tables.

Green Purchasing

When procuring office supplies and stationery, we promote
green purchasing by giving priority to products that arecompliant with the Act on Promoting Green Purchasing and
to Eco Mark products. In addition to calculating environmentally conscious purchasing numerically, we also share
information on our initiatives and measures with our Group
companies to assist in efforts to protect the environment.

Disclosing Financial Information Related to Climate Change

Climate change is a global issue and the effects of climatechange will greatly impact people’s lives through changes
in global economic activity and society. The T&D InsuranceGroup has endorsed the suggestions for information
disclosure by the Task Force on Climate-related Financial
Disclosures (TCFD), an organization created by the Financial
Stability Board (FSB), which is responsible for global financial
stability. The Group is actively committed to disclosing information on the risks and opportunities climate change posesfor our businesses in an easy-to-understand way.

Forest Conservation Activities Taiyo Life
Life insurance companies use vast amounts of paper including office paper, life insurance pamphlets, policy provisions
and others in the course of its business operations. To restore forest resources and preserve greenery.

Taiyo Seimei no Mori (the Forests of Taiyo Life)

Taiyo Seimei Kutsuki no Mori (Kutsuki Forest of Taiyo Life)

We conducted forest improvement activities including forest
thinning and the maintenance of walking trails in 2018. In addition, we invited members of the Japan Down Syndrome Society
and their families to take part in a forest studies class experience (total number of participants for the year: approx. 110).

We conducted forest improvement activities, including theimprovement of forest roads and the clearing out of fallen leaves
in red pine forests, in 2018. We also hosted the “Dongri Project”(Acorn Project), whereby local elementary students grew seedlings
from acorns and then planted them in the forest at the time ofgraduation (total number of participants for the year: approx. 276).

Nasushiobara

Takashima

Date of Establishment：
March 2006

Date of Establishment：
November 2007

Area：Approx. 4.8 ha

Area：Approx. 12.7 ha

CO2 Absorption：19 t(Estimate by the
Forestry Agency)

CO2 Absorption：81 t(Estimate by
Takashima City)(Tochigi Prefecture)(Shiga Prefecture)

T&D Insurance Group

Sustainability Report 2019 Digest Edition7

Priority
Themes4

Invest to help build a sustainable society
Basic Concept

With the main business of the Group being life insurance business, contributing to realizing a sustainable society through investment is one of the most fundamental roles of the Group. The Group focuses on the impact that the investment activities of theinstitutional investors who manage long-term funds have on efforts to realize a sustainable world. The Group will contribute to therealization of a sustainable society through investment activities undertaken in consideration of the environment, society and corporate governance.

Signing of the Principles for Responsible Investment (PRI)

Daido Life, Taiyo Life, and T&D Asset Management havesigned the Principles for Responsible Investment (PRI)*,
which is supported by the United Nations, and are contributing to the formation of a sustainable society throughinvestment that takes into account environmental, socialand governance (ESG) issues.

The Principles for Responsible Institutional Investors

Taiyo Life, Daido Life, and T&D Asset Management
endorsed and expressed their commitment to the Principles for Responsible Institutional Investors (Japan’s
Stewardship Code), including promoting sustainablecorporate growth.

* The Principles for Responsible Investment (PRI) are a code of
conduct for the global financial industry that was proclaimed
by Kofi Annan, the secretary-general of the United Nations in2006. A commitment to these principles has been signed byover 2,200 financial institutions worldwide, and by 75 in Japan(as of August 2019).

Examples of ESG Investment
Taiyo Life, Daido Life, and T&D Asset Management practice the following types of ESG investment.

Investments in Environmental
Problem Solving Green Bonds
We invest in Green Bonds, which financially support various
projects by local governments and incorporated administrative
agencies. These projects include working on “Creating Smart
Energy Cities” and “Adapting to
the Effects of Climate Change,”and promoting the convenienceof urban rail, which is expected
to be effective in improving theenvironment, including reducing CO2 emissions.

Investment in and finance of renewableenergy projects and energy efficiency projects
We have invested in funds for projects that are working tocreate domestic solar power generation to provide clean
energy, and have financed energy efficiency businesses.
Through these efforts, we arecontributing to the promotionof global warming countermeasures and the enhancement ofenergy self-sufficiency ratios.

8

T&D Insurance Group

Sustainability Report 2019 Digest Edition

Finance of the “Seawater Desalinization
Project,” which can contribute to
the resolution of water shortages in Australia
We financed a seawater desalinization project aimed at supplying drinking water in a public-private initiative by a state government in Australia. This financing
is an initiative to contribute to
the creation of social infrastructure in a region suffering fromwater shortages.

Investment in “EYE Bonds,” which contribute toeducation, youth support, and employment support in Latin American and Caribbean countries“EYE (Education, Youth, and Employment) Bonds” are issued
with the objective of raising capital to supplement projects
by the Inter-American Development Bank’s EYE Bond program.
Through investment in EYEBonds, we are helping to realize
a sustainable society throughsupport for education, youth
protection, and employment in
the region.

SocialActivities
As a Group engaged in the life insurance business with its highly public and social
nature, the T&D Insurance Group implements a variety of initiatives for social
activities and conserving the environment. As a life insurance group, our ultimate
aim is to achieve sustained growth in step with society in view of our commitment
to fulfilling our public mission and meeting our social responsibilities. To that
end, our efforts focus primarily on “improving health, medical care and welfare,”“developing a sound society.”

Taiyo Life

Nationwide Clean Campaign
Taiyo Life is active in cleanup efforts nationwide, an activity that contributes to the local
community. In fiscal 2018, a total of 5,749 people (including employees’ family members) participated nationwide. Employees are united in their commitment to contribute to society, conducting the cleanups as a way to thank our local communities for their long-standing support.

Support for the Japan Down Syndrome Society
Taiyo Life and members of Taiyo Life Goodwill Circles (“Friends”)* support the Japan Down
Syndrome Society. Their major activities include supporting the activities of the Friends as
supporting members, and participation in Friends activities as volunteers by employees.
* Consists of corporate officers and employees of Taiyo Life and its affiliates, the Friends have
8,200 members as of March 31, 2019.

Daido Life

Supporting Sports for People with Disabilities
Daido Life has been a special sponsor of the National Sports Festival for People with Disabilities every year. We have been official partners of the Japanese Para-Sports Association since
January 2015 and of the Japan Para Archery Federation since January 2018. As a partner, wehave worked to develop sports for persons with disabilities and to spread awareness.

The GDH Together Movement
Starting in fiscal 2017, Daido Life has implemented the GDH Together Movement on a company-wide basis as part of its regional and social contribution activities. For this movement,each division at the head office and branches throughout Japan expresses its creativity
through various activities, such as community-based cleaning activities, support for persons
with disabilities, and donations to developing countries.
* GDH (Gross Daido Happiness) indicates the satisfaction levels of all stakeholders related to Daido Life.

T&D Financial Life Insurance

Official Partner Agreement Concluded with Japan Deaf
Football Association (JDFA)
T&D Financial Life Insurance signed an official partner agreement with the Japan Deaf Football Association in June 2018. As an official partner, T&D Financial Life will contribute toand support the development and spread of deaf soccer and futsal through supporting theactivities of JDFA and promoting sports for persons with disabilities.

As a Group

Blood Donation Drives
The T&D Insurance Group cooperates with blood donation drives hosted by the Japanese Red Cross Tokyo Metropolitan Blood Center.
The head office divisions (Tokyo) of each company held biannual blood donation drives in the summer and the winter, and executives
and employees are encouraged to donate blood. In fiscal 2018, a total of 359 people in the Group donated blood during the drive.
T&D Insurance Group

Sustainability Report 2019 Digest Edition

9External evaluation
Evaluation by ESG assessment organizations

The Group makes efforts to disclose understandable and transparent information on its initiatives for addressing CSR
and ESG issues. The Group is included in major ESG indexes after being highly evaluated by ESG assessment organizations and index builders in and outside Japan.
* ESG (environment, social, and governance) investment is an approach to select targets not only on the basis of financial data, but also
on initiatives for environmental and social issues, governance, and other considerations.

International

Japan

MSCI ESG Research logo disclaimer: THE INCLUSION OF T&D Holdings, IN ANY MSCI INDEX, AND THE USE OF MSCI LOGOS, TRADEMARKS, SERVICE MARKS OR INDEX NAMES HEREIN, DO NOTCONSTITUTE A SPONSORSHIP, ENDORSEMENT OR PROMOTION OF T&D Holdings, Inc. BY MSCI OR ANY OF ITS AFFILIATES. THE MSCI INDEXES ARE THE EXCLUSIVE PROPERTY OF MSCI. MSCI AND THE
MSCI INDEX NAMES AND LOGOS ARE TRADEMARKS OR SERVICE MARKS OF MSCI OR ITS AFFILIATES.

Major awards, commendations
The Group’s efforts for addressing CSR and ESG issues have been highly evaluated by society, and the Group hasreceived various awards and commendations.

FY2017
Ministry of Health, Labour and Welfare
Good Career Company Awards 2017:
Grand Prix

Ministry of Internal Affairs and Communications
Telework Pioneer 100:
Minister for Internal Affairs andCommunications Award

Ministry of Health, Labour and Welfare
Smart Life Project Awards (Let’s extend
healthy life expectancy!): Director-General of
Health Service Bureau Excellence Award

Ministry of Education, Culture, Sports, Science and Technology
Commendation for Lifelong Learning Support Activities
for the Disabled by the Minister of Education,
Culture, Sports, Science and Technology

Ministry of Economy, Trade and Industry
Certified Health and Productivity
Management Organization White 500

Ministry of Health, Labour and Welfare
Commendation for Enterprises and Workplaces
with Pleasant Working Environments andHigh Productivity: Award for Splendid Efforts

Ministry of Economy, Trade and Industry
Certified Health and Productivity Management
Organization White 500

Tokyo
Certified FY2018 Tokyo Sports Promotion Company

The Association of Consumer Affairs Professionals
3rd ACAP Commendation for
Consumer-Oriented Activities

Japan Marketing Association
Encouragement Awardin the Japan Marketing Awards

Japan Institute of Information Technology
Excellence Award at the 2018
Best Customer Support of The Year

Association for Resilience Japan
Obtained Certification of Organizations Contributing to
National Resilience (Resilience Certification)

FY2018

7-1, Nihonbashi 2-chome, Chuo-ku, Tokyo 103-6031, Japan Tel: +81-3-3272-6110
https://www.td-holdings.co.jp/en/ mail:csr@td-holdings.co.jp

Easy to read universal design
fonts are used.

Published in November 2019