LexisNexis® Small Business Attributes

Get a Robust, Predictive Viewof a Small Business
Sharpen risk decisioning with alternative
data attributes for small businesses.

Small businesses, particularly if they’re new, may have a limited data and credit footprint.
That makes it hard to assess their creditworthiness. You want to be a positive resource for small
businesses seeking loans and grow your portfolio, but how can you manage risk when you don’t
have a more complete picture?
LexisNexis® Small Business Attributes fills the knowledge gap. It offers robust information about
small businesses so you can evaluate their credit and business risk. You get access to 373 model-readydata attributes built from vast information resources including alternative data files. As an SBFE
Certified Vendor™, we can also provide insights from payment histories of SBFE® Members.
Available in both API and Batch, Small Business Attributes takes in-house analytics and scoring
to a new level by delivering pertinent and predictive small business perspectives. With powerfuldata to drive decision-making, you’re able to grow your portfolio profitability while managing
risk tolerance thresholds.

See small businesses with more granularity to make more informed
credit risk decisions across the customer life cycle.

Pre-screen Marketing

Account Opening/Origination

Portfolio Management

Target new revenue opportunities

Fine-tune credit assessment

Actively manage relationships

Expand your addressable market,including underserved businesses
that might otherwise be overlooked
or dismissed.

Find qualified small businesses
with potential to grow andextend more competitiveand customized offers.

Evaluate changes in businessrisk profiles to help identify
opportunities for cross-sellor protect against risks.

Alternative data offers unique insights into small businesses

Small Business Attributes combines alternative data with business-to-business data. It applies
advanced analytics and linking technology to improve risk assessment of small businesses and help
you differentiate between businesses with similar traditional credit profiles.
Find out about positive and negative events such as derogatory information, lien and judgment details,inquiries and questionable relationships. Uncover bankruptcies and charge-offs. Small Business Attributes
also provides volumes, duration, recentness and other insights leveraging vast data resources that include:

SBFE Data™: Covers more than 30M small businesses, 100M accounts and 20+ years ofhistorical data since 2001.

LexisNexis® Risk Solutions alternative data sources: 10,000+ sources of public records,

proprietary information and alternative data files. Using advanced analytics and linking
technology, we're able to score more businesses than with traditional credit data alone.

Make more profitable decisions

See small businesses with clarity. Robust, detailed data helps you streamline key activities across thebusiness account life cycle and support informed assessments.

Expand your small business portfolio –Strengthen account relationships –Optimize growth – Discover opportunities

Reduce risk exposure – Reach out to

Say yes to more small businesses that
may have little or no traditional
credit information.

to increase your business with customers
and flourish along with them.

Become a trusted partner in helping
your small business customers
maximize their success.
existing customers facing financialpressure to resolve issues favorably.

To learn more, call 800.953.2877 or visit
risk.lexisnexis.com/smbattributes
About LexisNexis Risk Solutions
LexisNexis® Risk Solutions includes seven brands that span multiple industries and sectors. We harness the power of data, sophisticatedanalytics platforms and technology solutions to provide insights that help businesses and governmental entities reduce risk and improve
decisions to benefit people around the globe. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and are partof RELX (LSE: REL/NYSE: RELX), a global provider of information-based analytics and decision tools for professional and business customers.
For more information, please visit risk.lexisnexis.com and www.relx.com.

The LexisNexis Risk Solutions services referenced herein are not provided by “consumer reporting agencies,” as that term is defined in the Fair Credit Reporting Act(15 U.S.C. § 1681, et seq.) (“FCRA”) and do not constitute “consumer reports,” as that term is defined in the FCRA. Accordingly, the LexisNexis Risk Solutions services
referenced herein may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or another purpose in connection withwhich a consumer report may be used under the FCRA. This document is for informational purposes only and does not guarantee the functionality or features of any
LexisNexis Risk Solutions products identified. LexisNexis Risk Solutions does not represent nor warrant that this document is complete or error free. LexisNexis and theKnowledge Burst logo are registered trademarks of RELX Inc. SBFE is a registered trademark and SBFE Certified Vendor and SBFE Data are trademarks of Small Business
Financial Exchange, Inc. Other products and services may be trademarks or registered trademarks of their respective companies. © 2023 LexisNexis Risk Solutions.
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